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SID Idaho trust-deed nonjudicial power of sale

S_ID · pass-10Captured 2026-10-2824 tables · 50 claim records · 13 source recordsScoped coordinator review completed

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S_ID PASS-10 — Idaho trust-deed nonjudicial power of sale

Fresh public-source access date: October 28, 2026, America/Los_Angeles.

Component: Generic real-property trust-deed nonjudicial foreclosure, required notices, reinstatement, postponement and rescheduling, sale, and limited post-sale consequences.

Evidence disposition: The official Idaho statutory bodies attempted in this pass were not readable through the available public routes. The operative Idaho findings below are therefore provisional readings of the identified 2025 Idaho Code reproductions, not authenticated official current 2026 law. Official Idaho court-rule text and an official historical Attorney General publication were read. Legislative amendment copies were read from a mirror with their introduced or engrossed status preserved.

Earlier reports, raw findings, provenance, C033/C035, and all unrelated holds remain unchanged. No earlier provider, personal-property, wage, bank, or limitations conclusion supplies a substantive foundation here.

Principal findings

The statutory process depends on more than a recorded document labeled “deed of trust.” The reproduced provisions require qualifying real property, the statutory grantor/beneficiary/trustee relationship, a qualified trustee, the specified recordings, an actual default under a provision authorizing sale, the required notices, and the restriction concerning an action already instituted to recover the secured debt. [C002–C010.] Justia Law+2

Several distinct clocks operate from different events. The ordinary sale-notice period is measured before the scheduled sale; the reinstatement period is measured from recording the notice of default; the modification-request form uses receipt by a deadline measured from the notice date; the beneficiary’s response period runs from receipt of the form. These are not interchangeable. [C013, C022, C025.] Justia Law+1

Reinstatement is not post-sale redemption or full satisfaction. The reinstatement provision excludes principal that would not yet be due without acceleration and restores the obligation and deed as though acceleration had not occurred. The post-sale finality provision addresses a different class of rights and persons. [C025–C028, C038.] LegiScan+1

A trustee’s deed, recorded affidavit, and statutory evidentiary effect are different things. Some recorded materials are prima-facie evidence; specified purchaser or reliance conditions produce conclusive effects. Those provisions are not a finding that an actual title chain, default, notice, sale, or purchaser satisfies them. [C024, C029, C036–C039.] Justia Law+1

A deficiency is neither automatic nor universally prohibited. Section 45-1512 supplies a trustee-sale-specific three-month action window, a required fair-market-value finding, and two monetary limitations. It is not a general deadline for challenging a sale, and it does not replace the separately held debt-limitation inquiry. [C042–C043.] Justia Law

1. Framework, legal categories, and authority

Throughout this report:

  • P — Provisional: Idaho statutory text read in the identified secondary reproduction.
  • O — Official body read: official court-rule or governmental publication, within its stated scope.
  • H — Held: an indispensable currentness, incorporation, construction, or application dependency remains unresolved.

1.1 Trust deed, mortgage, title, and obligation

Legal category Supported distinction What is not established
Mortgage Reproduced § 45-901 defines a mortgage while expressly excepting a trust deed or transfer in trust. Section 45-904 treats the specified security transfer other than in trust as a mortgage. That every security instrument uses the chapter 15 power-of-sale process.
Trust deed Section 45-1502 requires a deed conforming to the chapter, conveying qualifying real property to a trustee to secure the grantor’s obligation or another named person’s obligation to a beneficiary. Actual execution, enforceability, ownership, or secured-debt validity.
Trustee’s title The reproduced definition limits the trustee’s title to the statutory power-of-sale and reconveyance purposes; other incidents of ownership remain with the grantor. Unrestricted ownership or authority arising solely from a title label.
Beneficiary The named/designated person for whose benefit the trust deed is given, or successor in interest; the definition says the beneficiary is not the trustee. A valid assignment, actual successor status, or a real-party determination.
Grantor and successors The grantor conveys the real property as security; other provisions separately address successors and other obligated persons. That every occupant, borrower, owner, or obligor is the same legal person.
Judicial foreclosure Section 45-1503 preserves the beneficiary’s option to use mortgage judicial foreclosure. The full judicial mortgage procedure, redemption regime, or judgment rules.
Nonjudicial power of sale The statute confers a conditional power after breach and requires the chapter’s advertisement-and-sale procedure. A permission to proceed in an actual matter.

[C002–C003, C007; S002–S003.] Justia Law+3

1.2 Property and acreage predicates

Section 45-1502(5) contains three alternative qualifying branches:

Branch Source-stated qualification Boundary
Incorporated location Real property within an incorporated city or village at the time of transfer This branch states no acreage ceiling.
Larger nonagricultural parcel Real property not exceeding 80 acres, regardless of location, that is not principally used for the listed agricultural production The specified crop, livestock, dairy, and aquatic-production uses matter.
Smaller parcel Real property not exceeding 40 acres, regardless of use or location Agricultural use is not categorically excluded from this branch.

The definition includes the grantor’s described right, title, interest, and claim at execution and later-acquired interests of the grantor or successors. No parcel, use, acreage, incorporation boundary, or transfer date is supplied. [C004.] Justia Law

1.3 Qualified trustee and succession

The reproduced § 45-1504 permits the listed categories: an Idaho bar member; an authorized bank or savings-and-loan association; the specified chartered or federally authorized trust institution/corporation; or an Idaho-authorized title-insurance agent/company.

A trustee may resign or be replaced. Resignation becomes effective upon the specified recording, with prompt written notice to the beneficiary. A beneficiary’s appointment of a successor vests the statutory powers upon recording in each county where the deed is recorded. [C005–C006.] Justia Law

The underlying charter, licensing, professional-status, and corporate-authorization regimes were not completed. No trustee, beneficiary, or successor was investigated.

1.4 Restrictions on bypassing the security

Section 45-1503 restricts judicial enforcement of the secured obligation against the grantor or successor, subject to its identified alternatives: the post-sale § 45-1512 action; judicial foreclosure; the specially defined substantially-valueless-interest branch; or an action excluded by § 6-101(3).

The substantially-valueless branch uses a statutory definition and court findings. It is not established merely by a beneficiary’s assertion that foreclosure would be inconvenient. Its final-judgment/reconveyance consequences remain tied to that branch. [C008.] Justia Law

The complete § 6-101(3) exclusion list was read. Its references to receivers, rents, other collateral, setoff, letters of credit, bankruptcy, probate, and other proceedings do not independently authorize those regimes. Their detailed operation remains outside this pass.

2. Nonjudicial prerequisites and notice framework

2.1 Prerequisites are cumulative

The reproduced § 45-1505 requires:

Predicate Required legal fact or act Boundary
Recordings Trust deed, assignments by trustee or beneficiary, and successor-trustee appointments recorded in the specified county mortgage records A recorded label is not an adjudication of validity or ownership.
Default Default by the grantor, another obligated person, or successor under a deed provision authorizing sale for that default No contract, acceleration election, or default is supplied.
Notice of default Trustee or beneficiary records the statutory notice in each relevant county Recording is different from mailing, service, or receipt.
Recorded-request notice Required mailed copy to persons requesting notice under § 45-1511 The request’s statutory timing and form matter.
Other debt-recovery proceedings No action, suit, or proceeding instituted to recover the remaining secured debt or a part of it, or the proceeding has been dismissed Interaction with § 45-1503 and § 6-101(3) requires proper classification; no actual concurrent proceeding is assessed.

[C009–C010; S002 §§ 1505, 1511.] Justia Law+1

The notice of default identifies the trustors and the deed’s recording location or the property description in the manner stated by the section, describes the breach, and states the election to sell or cause a sale. The trustee also has the separate mailing duty to an individual owning an interest in the property. [C010–C011.]

2.2 Mandatory default-warning text

The default notice sent to an individual owner must be accompanied by and affixed to the prescribed warning on a separate sheet:

  • At least 8½ by 11 inches.
  • 12-point boldface text.
  • Spanish-language treatment when the deed or an assignment is in Spanish.

The warning’s reference to a five-day rescission right for certain foreclosure-rescue contracts is not a five-day period to stop a trustee’s sale or reinstate the loan. The underlying foreclosure-rescue regime was not completed here. [C011.] Justia Law

2.3 Requests for notice

Section 45-1511 permits the described acknowledged, recorded request after recording of the trust deed and before recording the notice of default. It requires the specified identifying information, address, and showing of service upon the trustee. The recorder’s notation does not give the requester a property interest or alter title.

The later-request exception in § 45-1506A is specific to its rescheduled-sale branch. [C012.] Justia Law+1

2.4 Ordinary sale notice: recipients and contents

After default-notice recording, § 45-1506(2) requires sale notice at least 120 days before the scheduled sale, by registered or certified mail, return receipt requested, to the last-known address of:

Recipient category Qualification
Grantor and recorded notice requesters The statutory requester requirements apply.
Grantor’s successors Includes the stated grantee, transferee, and lessee categories when recorded before default-notice recording or actually known to trustee or beneficiary.
Subsequent lien or interest holders The same recorded-before-default or actual-notice alternative applies.
Legal representatives Included as the statute provides; incapacity and death have additional conditions.

The trustee is excluded from § 45-1506(2)(c)’s notice-recipient category by § 45-1502(4). [C003, C013.] Justia Law+1

The sale notice must contain the grantor, trustee and beneficiary names; property description; deed recording reference; default; secured sum; and sale date, time, and place. The sale-time provision uses after 9:00 a.m. and before 4:00 p.m., standard time, in the county or one of the counties where the property is situated. [C015.]

Disability, the statute’s stated incapacity category, or death does not itself delay the process provided the specified notice condition is met. The provision references summons service upon an incompetent person or mailing to the estate’s administrator or executor. Actual representative status, probate authority, and any additional due-process requirement remain held. [C014.] Justia Law

2.5 Occupant service, posting, publication, and affidavits

Requirement Statutory relation Material exception or limit
Adult-occupant service attempts At least three good-faith attempts on different days over at least seven days; each at least thirty days before sale Summons-service manner is incorporated.
Posting At each attempt unless the prior copy remains conspicuously posted Successful personal service plus posting ends further attempts.
Posting exception Adult personally served was also a required mailed recipient and was actually mailed the notice In that branch, posting is not required.
Publication Once weekly for four successive weeks, four publications, in a newspaper of general circulation in each relevant county Last publication at least thirty days before sale.
Trustee publication conflict Trustee may not have the stated financial interest or profit from publication The criminal consequence is not developed into an enforcement analysis here.
Recorded proof Mailing affidavit, required posting affidavit, and publication proof recorded At least twenty days before sale.

[C016–C018; S002 § 1506(5)–(7).] The official Rule 4 clauses were read only to the material service incorporation. Newspaper qualification, completed publication, service validity, and any actual return are not determined. LegiScan+1

2.6 Mailing is not receipt

Section 45-1506(14) makes mail service under that section effective at mailing. Section 45-1505 contains a corresponding rule for its specified registered/certified mailing. The overseas exception permits ordinary first-class mail only where the required certified or registered service is unavailable.

Those rules do not convert a different provision expressly requiring receipt, such as the modification-request form, into a mailing-deadline provision. [C019, C022.] Justia Law+1

3. Conditional modification-review protection

3.1 Exact scope

Section 45-1506C applies to a noncommercial loan made by a state- or federally regulated beneficiary, secured by a deed of trust on the borrower’s primary residential property as the section defines it.

Its test is not simply present occupancy. The beneficiary or agent must use the county-assessor tax-roll mechanism before recording default, and the section deems the property primary residential property when it has been granted the homeowner exemption for the year in which the notice of default is recorded. No exemption for that year means this section does not apply by its own text. [C020.] Justia Law

The linked § 63-602G reproduction contains separate pre-January 1, 2026 and January 1, 2026-effective blocks. Selected relevant definitions and source notes were read, but complete tax eligibility and the incorporated tax definitions were not authenticated. No tax record was searched. [C046.] Justia Law+1

3.2 Required notice, request, response, and meeting

Duty or condition Source-stated relation
Supplemental notice Accompanies the default notice; at least fourteen-point type; substantially prescribed content.
Request form Must accompany the notice, give return address and deadline, and may require the specified financial/contact information.
Language Notice and form in Spanish when the deed or an assignment is Spanish.
Return method/deadline Prescribed notice requires certified mail, return receipt requested, and beneficiary receipt by thirty days after the notice date.
Evaluation Timely returned form must be reviewed and evaluated.
Response Written approval, denial, or request for additional information as soon as reasonably practicable, no later than forty-five days after receipt.
Sale restriction Sale may not occur until after the beneficiary or agent timely responds.
Requested meeting In-person or telephone discussion before the response, subject to the express no-meeting exception.
Meeting exception The text addresses failure to schedule within seven business days after attempted contact and failure to attend the scheduled meeting/call.
Authority The person meeting must have or be able to obtain authority to modify.
Recorded compliance affidavit Trustee records the beneficiary/agent affidavit at least twenty days before sale in each relevant county.

[C021–C024.] This is an opportunity for review with conditional procedural protection, not an entitlement to a modification or an automatic forty-five-day extension in every foreclosure. Justia Law+1

The affidavit’s conclusive effect is expressly tied to a party relying on it. The section’s Attorney General enforcement incorporation was identified, but the complete remedies in § 48-606 were not researched. No universal private right, absence of private rights, or remedy amount is inferred.

4. Reinstatement, postponement, and rescheduling

4.1 Reinstatement undoes acceleration; it does not satisfy the loan

For the nonjudicial branch, § 45-1506(12) permits the listed persons to reinstate within 115 days after recording the notice of default:

  • Grantor or successor in all or part of the trust property.
  • Beneficiary under a subordinate deed of trust.
  • Holder of a subordinate lien or encumbrance of record.

The amount is determined by the statutory categories, not by an invented payoff formula:

Included when legally due under the clause Excluded from the reinstatement amount
Amount then due under the obligation and deed, including the described taxes, assessments, insurance premiums, and authorized advances Principal that would not yet be due if default and acceleration had not occurred
Enforcement costs and expenses actually incurred Unestablished, duplicated, or unauthorized expenses
Reasonable trustee fee, subject to § 45-1502(6) A fee contrary to that section’s limits
Attorney fees as provided in the promissory note A fee entitlement assumed without that predicate

On qualifying cure, the proceedings are dismissed or discontinued and the obligation and deed remain effective as if acceleration had not occurred. [C025–C028.] LegiScan

No numerical prior-use limit appears in the reproduced subsection. That bounded observation is not a conclusion that every repeated cure, tender, waiver, or contractual provision is valid. No general authorization to waive these protections was established.

4.2 Trustee charges and reconveyance

Section 45-1502(6) authorizes a reasonable charge and specifically addresses reconveyance compensation notwithstanding a deed provision prohibiting or limiting it. It permits refusal to reconvey until the stated reconveyance fee and recording costs are paid.

It also says the trustee is not entitled to a foreclosure fee for judicial foreclosure or work performed before default-notice recording. Cure before the last newspaper publication carries the section’s reasonable-fee rule. No fixed dollar amount, percentage, CPI index, or approved fee was found. [C027.] Justia Law

4.3 Three different postponement/rescheduling branches

Branch Required predicates and relation Held interaction
Ordinary postponement—§ 1506(8) Beneficiary request; public announcement at the original time/place to a stated later date/hour; each postponement no more than thirty days. A postponed sale may be postponed again under the same limits. No numerical aggregate postponement count appears in this clause; that is not a universal validity conclusion.
Original sale prevented by stay—§ 1506A Sale could not occur because of the described bankruptcy or court stay; after expiration/termination, rescheduled-sale mailing at least thirty days beforehand, publication three successive weeks with last publication at least ten days beforehand, and statutory affidavits. No stay existence, expiration, or federal permission is determined.
Stay lifted before original sale—§ 1506B Eligible reinstater serves a written request before the original sale time; stated postponement permits the specified 115-day relationship excluding time under stay. Exact pre-stay compliance and timely request are indispensable.

[C029–C031.] Justia Law+2

Additional notice for a postponed primary-residence sale

The special sentence in § 45-1506(8) addresses a loan made by a state- or federally regulated beneficiary secured by the borrower’s primary residence determined under § 1506C(1). It requires:

  • The specified mailing at least fourteen days before the postponed sale.
  • The same means and persons referenced in subsection (2).
  • A recorded mailing affidavit before sale.
  • The stated conclusive compliance effect for a relying party.

The sentence does not itself repeat the word “noncommercial.” Its precise scope should not be silently rewritten from another paragraph. [C029.]

Stay-specific exceptions must remain intact

Section 1506A permits an additional notice requester who recorded the request at least forty-five days before the rescheduled sale, waiving the ordinary pre-default-recording request requirement for that section only.

Section 1506B distinguishes completed pre-stay notice/publication from a process whose publication can still be timely completed. If timely completion is impossible, it requires discontinuance and renewed compliance with the sale-notice procedure. Without the statutory postponement request, its text says the chapter’s time computation is unaffected by the intervening stay. [C030–C031.]

Unresolved interaction: Section 1506B(3)’s “no further or additional notice” wording and the later special fourteen-day postponed-residence notice require harmonization before a positive combined application. This pass does not choose one as overriding the other. [C032.]

5. Sale, conveyance, proceeds, and limited post-sale effects

5.1 Auction and deed

Section 45-1506(8) calls for auction to the highest bidder in one parcel or separate parcels. It permits any person, including the beneficiary, to bid, and permits the trustee’s attorney to conduct the auction.

The purchaser must pay the bid price forthwith; upon receipt, the trustee executes and delivers the deed. The refusal-to-pay branch incorporates execution-sale law. That incorporated regime was not completed, and no credit-bid method, bid-credit amount, or resale practice is inferred. [C033.] LegiScan

The deed conveys the interest the grantor had or had power to convey at execution, together with later-acquired grantor/successor interests. Section 45-1513 treats the trust transfer as a real-property conveyance. Neither clause is a complete title warranty or priority adjudication. [C034.]

5.2 Proceeds order

Section 45-1507 states the following order:

Order Category
1 Sale expenses, including reasonable trustee compensation and a reasonable attorney fee
2 The obligation secured by the trust deed
3 Persons with recorded liens subsequent to the trustee’s interest, as their interests appear
4 Surplus, if any, to the grantor or entitled successor

[C035.] This order does not decide actual seniority, the amount of a secured obligation, a disputed expense, competing surplus claims, federal liens, or a distribution deadline. Justia Law

5.3 Recitals, evidentiary effects, and title

Legal item Statutory effect Necessary limit
Trustee’s deed contents Property description and the prescribed default, mailing, publication, conduct, and receipt-of-purchase-money recitals A recital is not by itself an independently adjudicated fact.
Recorded deed and § 1506(7) affidavits Prima-facie evidence of their recitals in court Subject to the provision’s scope and other law.
Good-faith purchaser for value or successor Specified conclusive evidentiary protection No purchaser status is found.
Recorded within fifteen days, or stated next business day when recorder closed Deed deemed effective at sale date/time for the section Not a declaration that every later-recorded deed is void.
Required-notice recipients and those claiming through them Sale terminates the specified interests; those persons have no redemption right against the purchaser Not a universal extinguishment of every interest or every federal right.
Omitted notice Sale validity is preserved as stated for notified persons and persons with actual knowledge No actual notice/knowledge finding.
Good-faith purchaser protection under § 1508 Specified § 1506 noncompliance does not defeat validity in favor of the protected purchaser/successor Not an adjudication of fraud, authority, every statutory violation, or all remedies.

[C036–C038.] Justia Law+2

5.4 Rescission of an invalid sale

Section 45-1510(2) addresses a sale invalid because of the identified stay, a court stay, or otherwise. Recording the prescribed notice restores record title and the stated lien existence/priority to the pre-sale status.

Only the trustee or beneficiary that caused the deed to be recorded, or its successor, may record the statutory notice. Required contents identify the deed, recording references, parties, property, and reason. [C039.] Justia Law

This is not a general convenience right to undo a valid sale. The clause does not supply a universal deadline for every challenge or rescission claim. No invalidity, authority to rescind, or actual recording is determined.

5.5 Possession and limited unoccupied-property branch

Section 45-1506(11) states possession entitlement on the tenth day following sale, except for the described interest prior to the deed. Its tenancy-at-sufferance language is not an operational eviction authorization and does not resolve federal tenant protection. [C040.]

Subsection (15) is a separate conditional branch: on or after that time, the purchaser must reasonably determine the premises unoccupied. Titled personal property remains governed by other applicable law. Nontitled property has the stated storage, ninety-day written-notice, mailing/posting, contents, and failure-to-claim conditions. [C041.] LegiScan

No vacancy finding, entry, removal, storage, disposal, or tenant outcome is supplied. The incorporated titled-property regime remains held.

5.6 Trustee-sale deficiency: limited action, not automatic shortfall

Section 45-1512 permits a money judgment to be sought within three months after the trustee’s sale for the balance of the obligation secured by that deed. The complaint must state the enumerated debt, sale-price, fair-value, interest, cost, and attorney-fee information. Before judgment, the court must find fair market value at the time of sale. [C042.] Justia Law

The statute imposes two limits:

Limit Source-stated basis
Fair-value limitation Amount by which indebtedness due at sale exceeds fair market value then, with the stated interest from sale
Sale-price limitation Judgment must not exceed the difference between the secured indebtedness and the sale amount as stated in the clause

The permitted judgment is not established merely by subtracting proceeds from a reported balance. Expense entitlement, debt validity, fair value, interest, defenses, and applicable special law remain prerequisites. [C043.]

The three-month provision is not a general sale-challenge deadline, an ordinary note limitation, a mortgage-maturity period, or universal debt forgiveness. Those other clocks were not rerun.

5.7 Reconveyance after performance

Section 45-1514 requires reconveyance upon performance of the secured obligation and the beneficiary’s written request, subject to the relevant trustee-fee provision. Refusal liability incorporates mortgage-discharge law, which was not completed. No penalty amount or return deadline is invented. [C044.] Justia Law

6. Federal and special-regime dependencies

These are scope holds, not imported federal permissions or deadlines.

Dependency Exact generic authority identified Read status and retained limit
Mortgage servicing/loss mitigation 12 C.F.R. §§ 1024.30 and 1024.41 Official public locators discovered; full operative predicates/exceptions not read in this pass. No federal waiting period or entitlement imported.
Bankruptcy stay 11 U.S.C. § 362, expressly referenced in Idaho §§ 1506A and 1510 Underlying federal body not completed. No stay existence, termination, or permission determined.
Military foreclosure protection 50 U.S.C. § 3953 Official locator discovered only. Service, obligation timing, waiver, order, and exceptions remain held.
Federal tax lien notice/discharge/redemption 26 U.S.C. § 7425 and implementing provisions Official locator discovered only. State notice does not establish federal compliance.
Other federal liens/United States interests Relevant joinder and federal-lien provisions, including the statutory § 2410 dependency Not completed. No lien discharge or redemption conclusion.
Foreclosure tenants Protecting Tenants at Foreclosure Act and current statutory notes/amendments Historical court-hosted handout is not current-law authentication. No tenant period or eviction outcome imported.
Agricultural or special property § 45-1502 acreage/use predicates plus any separately applicable regime No categorical agricultural exclusion; federal/program and special-property law held.
Probate/incapacity/service Rule 4 incorporation and estate-representative predicates Necessary Rule 4 paragraphs read; full probate/representative law held.
Publication Newspaper-of-general-circulation requirement and any governing publication qualifications No newspaper or publication record inspected; detailed newspaper qualification law held.
Actual title/junior interests Recording, actual-notice, priority, and purchaser predicates No title search, assignment chain, ownership, or priority determination.
Local/tribal/interstate Applicable jurisdiction and choice-of-law rules Separate inquiry; no territorial permission inferred.
Full consumer and private remedies § 1506C’s § 48-606 incorporation and other applicable law No complete enforcement, damages, standing, preemption, or private-action conclusion.

[C047–C050.] The official locator results support identifying these dependencies, not their substantive completion. Consumer Financial Protection Bureau+3

7. Source and usage register

All fresh accesses occurred October 28, 2026, Pacific time. Short references below carry the prefix S_ID-P10-.

The section rows within S002–S004 are uses of the same secondary code publication family, not independent corroborating authorities. Introduced/engrossed mirrors, official history, and current-published rules remain distinct.

S001 — fresh official access failures

Literal URL Actual result Evidentiary limit
https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1506/ Restricted No official operative body read
https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1502/ Restricted Same
https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2023/legislation/H0065.pdf Inaccessible after following a visible legislative link Materially different ordinary enactment route; final official act not recovered

These failures are fresh P10 observations and do not overwrite prior source logs.

S002 — Title 45, chapter 15 statutory reproduction

Publisher/title: Justia, 2025 Idaho Code—Title 45, Chapter 15, Trust Deeds. Chapter locator: https://law.justia.com/codes/idaho/title-45/chapter-15/

Status: Secondary, dated 2025, with express accuracy/currentness disclaimer. Complete bodies and displayed histories were read for the sections below, except § 1515, used only as a boundary.

Literal URL Complete material read scope Displayed credits and currentness limit
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1502/ (1)–(6) Added 1957 ch.181 §2 p.345; amendments 1967 ch.118 §2 p.251; 1970 ch.42 §1 p.89; 1983 ch.190 §1 p.515; 1995 ch.326 §2 p.1095; 1996 ch.248 §1 p.783; 1997 ch.387 §1 p.1242; 2008 ch.365 §1 p.1000; 2016 ch.227 §1 p.624
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1503/ (1)–(3) Added 1957 §3 p.345; amendments 1967 ch.118 §3 p.251; 1989 ch.340 §1 p.861; 1993 ch.281 §2 p.951
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1504/ (1)–(2) Added 1957 §4 p.345; amendments 1969 ch.155 §1 p.482; 1983 ch.190 §2 p.515; 2005 ch.236 §3 p.726
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1505/ (1)–(4), prescribed warning and language rule Added 1957 §5 p.345; amendments 1990 ch.401 §1 p.1123; 2008 ch.192 §2 p.603; 2009 ch.136 §1 p.417
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506/ (1)–(15), all exceptions Added 1957 §6 p.345; amendments 1967 ch.74 §1 p.170; 1983 ch.190 §3 p.516; 1990 ch.401 §2 p.1123; 2011 ch.323 §1 p.939; 2012 ch.326 §1 p.905; 2016 ch.364 §1 p.1071
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506a/ (1)–(4) Added 1983 ch.190 §4 p.518; amended 1987 ch.166 §1 p.327
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506b/ (1)–(5) Added 1983 ch.190 §5 p.519
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506c/ (1)–(7), statutory blank notices/forms Added 2011 ch.323 §2 p.941; amended 2023 ch.266 §1 p.793
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1507/ Complete proceeds order Added 1957 ch.181 §7 p.345
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1508/ Complete finality provision Added 1957 §8 p.345; amended 1990 ch.401 §3 p.1126
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1509/ Complete deed-content provision Added 1957 §9 p.345
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1510/ (1)–(2), statutory blank rescission form Added 1957 §10 p.345; amendments 1990 ch.401 §4 p.1126; 2010 ch.249 §1 p.639; 2013 ch.174 §1 p.403
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1511/ Complete recorded-request provision Added 1957 §11 p.345
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1512/ Complete trustee-sale balance-action provision Added 1957 §12 p.345
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1513/ Complete conveyance provision Added 1957 §13 p.345
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1514/ Complete performance/reconveyance provision Added 1957 §14 p.345
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1515/ Read solely to identify separate limitation incorporation; no period analysis Added 1957 §15 p.345; P6 clocks not rerun

Displayed source credits are not independently authenticated enactment or no-amendment findings.

S003 — necessary category and action cross-references

Literal URL Actual read Status/source credit
https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-901/ Complete definition 2025 secondary; displayed amendment 1957 ch.181 §16 p.345
https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-904/ Complete security-transfer distinction 2025 secondary; displayed 1957 ch.181 §18 and 1967 ch.272 §13 amendments
https://law.justia.com/codes/idaho/title-6/chapter-1/section-6-101/ Complete subsection (3)(a)–(o); surrounding provision inspected only to identify scope 2025 secondary; C.C.P.1881 §468 lineage; amendments 1967 ch.272 §1 p.745; 1993 ch.281 §1 p.949. Full judicial foreclosure excluded

S004 — homeowner-exemption incorporation

URL: https://law.justia.com/codes/idaho/title-63/chapter-6/section-63-602g/

Read: Both effective-version headings; selected complete relevant owner/primary-dwelling definitions and application paragraphs in the January 1, 2026-effective block; displayed source notes.

Status: 2025 secondary reproduction containing distinct temporal versions. The displayed 2025 amendments include ch.167 §1 p.799 and ch.202 §3 p.918. The original acts and complete tax-eligibility chain were not recovered. Sections 63-701(7)–(8) and 63-703 remain unread dependencies. No tax amount or tax-roll result is used.

S005 — official Idaho court rules

Issuer/title: Idaho Supreme Court, Idaho Rules of Civil Procedure. URL: https://isc.idaho.gov/rules-procedure/ircp

Read: Necessary complete Rule 4(c)(1)–(2) and 4(d)(1)–(2) service/recipient provisions; rule scope and relevant surrounding headings.

Status/limits: Official current-published HTML. Linked original amendment orders were not opened. No actual service, representative, jurisdiction, or return was examined. General civil-rule timing was not automatically imposed on nonjudicial statutory periods.

S006 — official historical legislative explanation

Issuer/title: Idaho Attorney General, Consumer Protection, Competition, and Tobacco Enforcement—2011 Annual Report, February 2012. URL: https://www.ag.idaho.gov/content/uploads/2018/03/ConsumerAnnualReport2011.pdf

Read: Generic legislative-initiatives discussion, printed page 4 / PDF index 4, visually inspected.

Supports: Official historical statement that H0331 became effective September 1, 2011, amended § 45-1506(8), and added § 45-1506C.

Limits: Not operative statutory text or current-law certification. Enforcement-case portions were not investigated.

S007 — 2011 H0331 historical amendment copy

Read: Material §§ 1–2 and § 4; generic statutory forms remained blank. Printed page 7 / PDF index 6 visually inspected for the September 1, 2011 effective clause; material amendment text read in parsed form.

Status: Introduced-version legislative mirror. Secondary history reports chapter 323 and signature April 13, 2011. The official AG report independently supports the historical effective date, but the final official session-law body was not recovered.

S008 — 2016 H0503 trustee-definition amendment

Read: Complete relevant amendment to § 45-1502(4); printed page 1 / PDF index 0 visually inspected. Remaining page parsed.

Status: Introduced mirror; secondary history reports 2016 chapter 227 and July 1, 2016 effectiveness. No original final enactment/effective clause recovered.

S009 — 2016 S1315 post-sale property amendment

Read: Material § 1 amendment, including § 45-1506(15); printed page 4 / PDF index 3 visually inspected. Four-page bill parsed.

Status: “As Amended, As Amended” engrossed mirror. Secondary history reports chapter 364, signed April 5, 2016, effective July 1, 2016. Final official session law not recovered.

S010 — 2023 H0065 warning-text revision

Read: Relevant § 1 amendment to § 45-1506C and § 3 effective clause. Printed page 2 / PDF index 1 and printed page 5 / PDF index 4 visually inspected. Separate foreclosure-rescue material in § 2 not used as a completed regime.

Status: Introduced mirror. Effective clause states July 1, 2023; secondary history reports chapter 266 and enactment. Official PDF attempt failed. The identified change includes the warning’s HUD-reference wording, not a presumed overhaul of every foreclosure rule.

S011 — historical court-hosted generic tenant handout

Issuer: Idaho Legal Aid Services; hosted by Idaho court self-help site. URL: https://courtselfhelp.idaho.gov/docs/forms/H-9.pdf

Read: Selected generic foreclosure explanation and revision marker; PDF index 1, visually inspected, states revised 1/13.

Limit: Historical generic guidance, not current federal tenant-law authentication. No operational advice or tenant deadline from it is adopted.

S012 — official dependency locators, discovery only

Literal URL Status in this pass
https://www.consumerfinance.gov/rules-policy/regulations/1024/30/ Official scope locator discovered; complete operative body not analyzed
https://www.consumerfinance.gov/rules-policy/regulations/1024/41/ Official loss-mitigation locator discovered; no federal period or exception applied
https://uscode.house.gov/us/usc/119-120/t50/s3953/ Official military-protection locator discovered; body/application dependencies not completed
https://uscode.house.gov/us/usc/119-120/t26/s7425/ Official federal-tax-lien locator discovered; no operative foreclosure conclusion
https://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htm Original tenant-statute locator discovered; later restoration/amendment/current-law chain not completed
https://uscode.house.gov/view.xhtml?req=%28title%3A11+section%3A362%28k%29+edition%3Aprelim%29 Official automatic-stay locator discovered; no substantive bankruptcy finding

Search-result text is not treated as a completed legal-body read. No federal source is used to declare an exception, permission, or actual entitlement.

S013 — additional historical discovery lead

The generic 2012 publication-conflict amendment lead was discovered. The PDF body was not opened or used as authenticated enactment evidence. The current reproduced § 1506(6), not this lead, supplies the provisional finding.

8. Atomic consequential-claim register

Short claim references carry the prefix S_ID-P10-. “P” refers to the reproduced Idaho text, not official current authentication.

Claim Precise proposition Source/pinpoint Status and limitation
C001 Official operative Idaho bodies were not recovered through the listed fresh routes. S001 Access result; no no-change inference
C002 Trust deed and ordinary mortgage are distinct statutory categories. S002 §1502; S003 §§901,904 P
C003 Trustee title is limited; beneficiary, trustee, grantor, and successors are distinct. S002 §1502(1)–(4) P; no status adjudication
C004 Property eligibility uses alternative location, acreage, and use branches. S002 §1502(5) P; no parcel classification
C005 Trustee eligibility is confined to the listed categories. S002 §1504(1) P; charter/license incorporations held
C006 Resignation and successor powers depend on the specified recording and notice conditions. S002 §1504(2) P
C007 Statutory sale power and judicial foreclosure are distinct alternatives. S002 §1503(1) P; no permission
C008 Direct obligation enforcement has specified exceptions, including defined valuelessness and §6-101(3). S002 §1503(1)–(3); S003 P; full other regimes held
C009 Nonjudicial prerequisites include recordings, actual default, and the debt-action condition. S002 §1505(1)–(4) P
C010 Default notice has statutory contents, recording, and mailing requirements. S002 §1505(3) P
C011 Individual-owner warning has layout/language requirements; its rescue-contract reference is not a foreclosure cure period. S002 §1505(3) P; rescue regime held
C012 Recorded notice requests have a timing/form/service predicate and do not create title interests. S002 §1511; §1506A(2) P
C013 Ordinary sale notice uses the stated 120-day period and recipient categories. S002 §1506(2) P
C014 Incapacity/death treatment remains conditional on specified notice to proper recipients. S002 §1506(3); S005 Rule4 P/O; probate held
C015 Sale notice contents and time/place are expressly prescribed. S002 §1506(4) P
C016 Occupant service/posting has complete attempt and exception conditions. S002 §1506(5) P; no service finding
C017 Publication frequency, final-publication interval, and trustee conflict prohibition are distinct requirements. S002 §1506(6) P
C018 Specified notice affidavits/proof must be recorded at least twenty days before sale. S002 §1506(7) P
C019 Mailing effectiveness and overseas exception do not change express receipt requirements elsewhere. S002 §§1505(3),1506(13)–(14) P
C020 Modification review uses regulated-beneficiary, noncommercial, and annual homeowner-exemption predicates. S002 §1506C(1); S004 P; tax qualification held
C021 Supplemental notice/form have type, content, and Spanish-language conditions. S002 §1506C(1)–(2) P
C022 Timely receipt triggers evaluation and response; it does not guarantee modification. S002 §1506C(1),(3) P
C023 Meeting obligation, failed-contact/attendance exception, and authority condition are separate. S002 §1506C(4) P
C024 Compliance affidavit has a relying-party effect; enforcement incorporation is not a full remedy determination. S002 §1506C(5)–(7) P/H
C025 Nonjudicial reinstatement uses the listed persons and 115-day recording-based period. S002 §1506(12) P
C026 Reinstatement excludes principal not due absent default and includes only the stated lawful categories. S002 §1506(12) P; no amount
C027 Trustee fee rules include reasonableness, pre-default-recording restriction, and reconveyance conditions. S002 §1502(6) P; no fixed cap invented
C028 Qualifying cure discontinues proceedings and restores the pre-acceleration obligation. S002 §1506(12) P; no general waiver/repeat-use rule inferred
C029 Ordinary postponement and special postponed-residence notice are separate requirements. S002 §1506(8) P
C030 A stay-prevented original sale has its own rescheduling notice/publication/requester rules. S002 §1506A P; bankruptcy predicates held
C031 A stay lifted before the original sale invokes a different request and pre-stay-compliance structure. S002 §1506B P
C032 The no-additional-notice clause and later special postponed-residence notice require unresolved harmonization. S002 §§1506B(3),1506(8) H
C033 Auction, bidder eligibility, payment, and deed delivery have source-stated conditions. S002 §1506(8)–(9) P; credit bidding/refusal incorporation held
C034 Deed conveys the statutory interest, not a universal title warranty. S002 §§1506(10),1513 P
C035 Sale proceeds have a statutory application order. S002 §1507 P; actual priority/amounts held
C036 Recorded recitals are prima-facie evidence, with purchaser-specific conclusive effect. S002 §§1509,1510(1) P
C037 Timely recording can relate the deed’s effectiveness back to sale. S002 §1510(1) P; late-recording validity not decided
C038 Finality/no-redemption provisions depend on notice, actual knowledge, or purchaser conditions. S002 §1508 P; no universal extinguishment
C039 Statutory rescission addresses an invalid sale and specified recording actors/content. S002 §1510(2) P; no convenience rescission
C040 Possession language does not itself resolve eviction or federal tenant protection. S002 §1506(11) P/H
C041 Unoccupied-property consequences require the subsection’s full conditions. S002 §1506(15) P; other property law held
C042 Section1512’s three-month window is specific to the post-trustee-sale balance action. S002 §1512 P; not P6 or general challenge clock
C043 Fair-value finding and dual ceilings prevent treating arithmetic shortfall as automatic deficiency. S002 §1512 P; no amount/outcome
C044 Performance and written beneficiary request trigger reconveyance, with separate fee/refusal dependencies. S002 §§1514,1502(6) P/H
C045 Historical amendment copies and official history do not authenticate current operative statutory wording. S006–S010 Historical/source-status finding
C046 The tax incorporation has distinct effective-version blocks; the old block is not assumed current. S004 P/H
C047 Federal/special-regime dependencies are identified, not completed or applied. S012; state cross-references H
C048 No universal day-counting or waiver rule is inferred from numerical periods alone. S002,S005 H; no calendar
C049 No actual or invented property, party, default, notice, sale, or outcome was investigated. Research record Certain
C050 Earlier holds and other dimensions remain unchanged. Supplied scope context No acceptance by implication

9. Quantities, events, boundaries, and unknowns

No actual calendar, balance, fee, tender, sale price, or deficiency is calculated.

Quantity or event Reference object/trigger Boundary or exception
80 acres Nonagricultural property branch “Not exceeding”; listed principal agricultural uses excluded
40 acres Alternative property branch “Not exceeding”; any use/location
Incorporated city/village Property at time of transfer No acreage ceiling stated in that branch
12-point bold Default rescue warning Separate prescribed sheet
8½ × 11 inches minimum Warning sheet Not a deed-size rule
Five days in warning Certain foreclosure-rescue contracts Not a sale cure/reinstatement period; underlying regime held
Before default-notice recording Ordinary §1511 request After deed recording; special §1506A exception
120 days minimum Ordinary sale-notice mailing before scheduled sale Mailing follows default-notice recording
Three attempts Adult-occupant service Different days, good faith; statutory completion exceptions
Seven days minimum Span of occupant attempts Not a response period
Thirty days minimum Each occupant attempt before sale Separate from publication timing
Four successive weeks/four publications Ordinary publication Once weekly in relevant counties
Thirty days minimum Last ordinary publication before sale No actual publication calendar
Twenty days minimum §1506(7) proof recording before sale Mailing, required posting, publication
After 9 a.m., before 4 p.m., standard time Sale time Not inclusive endpoints
115 days Nonjudicial reinstatement from default-notice recording Not business days by assumption; §1506B stay branch separate
Actual enforcement costs; reasonable trustee fee; note-authorized legal fees Reinstatement No fixed amount or CPI adjustment
Pre-default-recording work Trustee foreclosure-fee restriction Distinct reconveyance rule
Before last newspaper publication Cured-default trustee-fee clause Reasonable fee, no numeric amount
Thirty days maximum per postponement Ordinary postponement from prior date Repeated postponement permitted under same clause; no aggregate count inferred
Fourteen days minimum Special postponed-residence notice before sale Exact regulated-beneficiary/residence predicate
Fourteen-point minimum Modification supplemental notice Substantially prescribed content
Thirty days after notice date Modification form must be received by deadline Certified-mail return-receipt method stated
Forty-five days maximum Response after form receipt As soon as reasonably practicable; approval/denial/additional information
Seven business days Meeting-scheduling exception after attempted contact Attendance exception separately preserved
Twenty days minimum Modification-compliance affidavit before sale Relying-party conclusive effect
Exemption granted for notice-recording year Primary-residence statutory test No actual occupancy/tax-record inference
Thirty days minimum Stay-barred rescheduled-sale mailing Section1506A branch only
Forty-five days minimum Later request recorded before rescheduled sale Pre-default request requirement waived only there
Three successive weeks/publications Rescheduled-sale publication Original newspaper
Ten days minimum Last rescheduled publication before sale Distinct from ordinary thirty-day publication interval
Before original sale time Written §1506B postponement request served on trustee Eligible reinstater and stay-lifted predicate
115 days excluding stay time §1506B relation No longer reinstatement period created by that section
Forthwith payment Successful bid No payment-method or credit-bid conclusion
Tenth day following sale State possession provision Prior-interest exception; federal/eviction law held
On/after tenth day, reasonable unoccupied determination Ancillary personal-property branch No actual vacancy or entry
Ninety days’ written notice Nontitled-property branch First-class mail and posting/content requirements
Ninety days from notice provided Failure-to-claim consequence Not a general sale-challenge period
Fifteen days Deed recording for sale-time relation back Next business day if recorder closed on fifteenth day
Three months §1512 post-sale balance action Months, not converted to ninety days; not general limitations
Fair value at sale Required deficiency finding Not later appraisal date
Interest from sale Stated deficiency provision No rate or amount supplied
September1,2011 H0331 historical effective clause Introduced mirror plus official historical explanation
July1,2016 Secondary H0503/S1315 history Final official enactments not recovered
July1,2023 H0065 §3 effective clause Introduced mirror; final official body failed
January1,2026 Separate §63-602G effective block Secondary version, not official authentication
Mailing / service / receipt / recording / publication / posting Different legal events No substitution or actual event finding
Business/calendar counting and holidays Provision-specific Only expressly stated business-day rules used; no universal extra mail days

10. Conditional branches and precise remaining inquiries

Branch Required predicate Supported consequence Inference to avoid Next generic public-law inquiry
B01—trust deed Conforming instrument and statutory relationship Chapter15 framework Recorded title label alone creates authority Official current definitions and general enforceability law
B02—property Exact acreage/location/use branch Potential chapter eligibility All agricultural or large property categorically included/excluded Official property definition and generic construction
B03—trustee Qualified category and valid appointment Statutory trustee powers Named person necessarily qualified Incorporated charter/licensing law
B04—successor Valid succession and required recording Successor powers Recording cures invalid assignment Generic assignment/authority law, not records
B05—default Actual secured obligation and sale-authorizing default clause Potential power of sale Notice assertion proves default Generic contract/default construction
B06—debt action Correct classification under1503/1505/6-101(3) Statutory route restriction Every separate proceeding is allowed or forbidden Generic reconciliation of clauses
B07—default notice Correct contents, counties, recipients, methods Statutory notice predicate Recorded notice proves receipt or accuracy Official text and service construction
B08—notice request Timely acknowledged request and service showing Required notice status Request creates ownership Official1511
B09—successor/junior notice Recorded-before-default or actual knowledge Mailing obligation Only record title matters Generic notice/knowledge construction
B10—occupant Adult occupant and completed attempts/exceptions Service/posting branch Any posting alone suffices Rule4 incorporation and statutory harmonization
B11—publication Qualified publication and sequence Notice proof A newspaper label proves compliance Generic publication qualification law
B12—modification review Regulated beneficiary, noncommercial loan, annual tax-exemption test Review opportunity and sale-response condition Universal modification entitlement Official1506C and incorporated tax law
B13—request timing Timely receipt by specified method Evaluation duty Mailing on deadline necessarily sufficient Generic receipt/tender construction
B14—meeting Timely request and exception facts Discussion before response Every request forces an in-person meeting Official complete paragraph; no actual facts
B15—reinstatement Listed person, time, qualifying payment Discontinue and restore pre-acceleration state Arrears estimate or full payoff interchangeable Official1506(12), fee authority
B16—ordinary postponement Beneficiary request and announcement Limited date shift Unlimited unexplained delay Official1506(8), generic construction
B17—stay prevents sale Legally operative stay and later termination 1506Arescheduling route State text determines bankruptcy stay Complete federal stay law if necessary
B18—stay lifted before sale Timely written request and prior compliance 1506Bbranch Automatic tolling without request Official clauses and generic harmonization
B19—competing notice clauses 1506Bno-further-notice plus applicable later residence rule No combined conclusion yet One silently overrides the other Generic statutory construction, cases excluded here
B20—auction Valid process and eligible bidding/payment Deed-delivery route Beneficiary bid proves credit-bid amount Execution-sale incorporation if needed
B21—proceeds Lawful expenses, secured debt, recorded junior rights Ordered application Gross proceeds establish surplus/deficiency Priority and expense authority
B22—finality Notice/knowledge/purchaser predicates Specified termination/protection All defects and all interests extinguished Generic purchaser/notice/fraud construction
B23—recitals Recorded deed and qualifying affidavits Evidentiary effects Recital equals adjudicated fact Official1510 and evidentiary construction
B24—rescission Invalid sale and authorized recorder Status-quo restoration Convenience cancellation of valid sale Generic invalidity/remedial law
B25—possession Completed sale, elapsed statutory point, no prior-interest issue Limited state entitlement Self-help eviction permission Tenant/possession procedure and federal law
B26—deficiency Timely specific action, valid obligation, court fair-value finding Statutory ceilings Automatic shortfall or universal forgiveness Official1512 and narrow construction
B27—reconveyance Performance, beneficiary request, applicable fees Statutory reconveyance duty Reinstatement equals payoff Mortgage-discharge incorporation
B28—version Official operative body and material effective chain Exact gap may close Mirror or old report proves2026law Readable official code/session laws

11. Wholly blank analytical worksheet

Field Entry
Instrument category
Governing authority and edition
Official-current-text status
Qualifying real-property branch
Grantor role
Beneficiary role
Trustee qualification
Successor-authority provision
Recorded-instrument predicate
Default predicate
Concurrent-action restriction
Default-notice contents
Default-notice recipients
Required warning/language
Recorded-request provision
Sale-notice recipients
Sale-notice contents
Mailing/service rule
Occupant-service rule
Posting exception
Publication requirement
Affidavit-recording requirement
Modification-review predicate
Request receipt rule
Response/meeting provision
Reinstatement eligibility
Reinstatement amount categories
Fee limitations
Postponement branch
Stay/rescheduling branch
Sale/conveyance provision
Proceeds order
Finality/purchaser condition
Recital evidentiary effect
Post-sale possession dependency
Deficiency provision
Reconveyance provision
Federal/special-regime dependency
Counting rule or unknown
Missing primary evidence
Review status

No field is completed.

12. Granular coverage and retained scope

Requested issue Disposition Claims/sources/branches Exact remaining dependency
1—enacted framework/current official body Provisional framework; authentication open C001–C009; S001–S004 Official current bodies and amendment chain
Trust deed versus mortgage/security interest Distinguished C002–C003; B01 No actual instrument construction
Judicial versus nonjudicial Distinguished C007–C008 Full judicial mortgage law excluded
Roles and successor authority Conditional text read C003,C005–C006 Assignment, professional/charter authority
Acreage/use/location Complete relevant definition read C004 Actual property and generic construction held
Instrument/default/enforceability Predicates separated C009 No actual contract or default
Nonwaiver/contract qualifications Bounded C027–C028 No universal waiver rule established
Indispensable incorporations Read or expressly held S003–S005 Charter, tax, probate, execution-sale, discharge law
2—recorded prerequisites Provisionally answered C009–C012 Official-current text; no title records
Notice recipients Provisionally answered C010,C013–C014 Actual knowledge/representative status
Contents/type/language Provisionally answered C011,C015,C021 No populated instrument
Mailing/service/posting/publication Material clauses read C016–C019 Publication qualifications and actual compliance held
Notice reference events Distinguished C019,C022; Section9 No calendar
Affidavits and evidence Distinguished C018,C024,C036 No affidavits examined
3—cure/reinstatement Provisionally answered C025–C028 Actual tender, expenses, contract predicates
Redemption versus reinstatement Distinguished C028,C038 Other redemption regimes held
Acceleration Statutory reversal effect read C026–C028 Actual acceleration validity not determined
Permitted fees/costs Categories read C026–C027,C035 No dollar/percentage calculation
Prior-use/count limits Bounded absence in read clause C028 No universal repeat-cure permission
Ordinary postponement Provisionally answered C029 No actual announcement
Stay rescheduling Provisionally answered C030–C032 Bankruptcy/court-stay status and harmonization
Cancellation/restart Specific branches read C028,C031,C039 No general convenience cancellation rule
4—sale/conveyance Provisionally answered C033–C034 Credit-bid/refusal incorporation; no actual sale
Proceeds/surplus Order read C035 Priority, amount, timing of disputed distribution
Deficiency Narrow trustee-sale rule read C042–C043 No debt validity/fair-value outcome
Recitals/presumptions Precisely separated C036–C038 Good faith, value, notice, actual knowledge
Post-sale challenge/claim periods Specific relations identified C037,C039,C042 No universal challenge deadline established
Possession Narrow state clause only C040–C041 Tenant, eviction, vacancy, personal-property law
Reconveyance/refusal Duty and incorporation identified C044 Full discharge/remedy law held
5—mortgage servicing Dependency identified only C047; S012 Full coverage/exceptions/current rule
Bankruptcy/military Dependency identified only C030,C039,C047 Complete underlying federal authority
Tax/government liens Dependency identified only C047 Federal notice/discharge/redemption rules
Junior interests State notice/proceeds relations read C013,C035,C038 Full priority/title law excluded
Agriculture/special property Acreage/use distinction read C004 Separate special regimes
Local/tribal/interstate Held C047–C049 Separate jurisdiction inquiry
Full consumer remedies Held C024,C047 §48-606 and other remedial regimes
6—issuer/URL/pinpoint/read extent Registered visibly Section7 Exact failures retained
Amendment/effective/application history Partial C045–C046; S006–S010 Final official enactments and full2026comparison
Current versus historical/discovery Distinguished S001–S013 No discovery result promoted
Primary failure handling Logged Section13 No bypass or no-law inference
Visible claims/quantities/branches Supplied Sections8–10 Conditional evidence, not acceptance
Blank worksheet Supplied unfilled Section11 No narrative or values
Earlier C033/C035 and other holds Unchanged C050 No earlier gap closed by implication
Dimension6/Idaho/A066 Not accepted complete All above Remaining real-property and other dimensions

13. Read, search, failure, and visual-inspection log

13.1 Actual research

Route/material Actual use
Official Idaho trust-deed section routes Fresh topic-specific attempts; failures recorded
Materially different official enactment route Visible 2023 H0065 PDF link attempted; failed
Secondary chapter locator Navigation to actual section bodies; omission from an index was not treated as repeal
2025 reproduced trust-deed chapter Complete relevant bodies and histories read; §1515 only a separate-clock boundary
Mortgage/category and §6-101 references Necessary generic clauses read; no full judicial foreclosure report
Homeowner-tax incorporation Selected relevant temporal versions/definitions read; no tax record
Official Idaho court rules Necessary generic service provisions read
Legislative mirrors Relevant generic amendment/effective text read with introduced/engrossed provenance
Official AG historical report Legislative-initiatives page only used substantively
Court-hosted historical tenant handout Discovery/context only; not current tenant-law authority
Federal generic searches Official dependency locators identified; substantive regimes not reconstructed
Named opinions, parties, issued notices, title records, newspaper notices Not investigated or relied on
Supplied earlier reports/local metadata Scope context only; no local-file or conversation-link inspection

13.2 PDF text and pixels

Document Parsed text used Pixels actually inspected
2011 AG Annual Report Legislative initiatives Printed4 / index4
2011 H0331 mirror Material §§1–2 and §4 Printed7 / index6 for effective clause
2016 H0503 mirror Trustee-definition amendment and context Printed1 / index0
2016 S1315 mirror Material §1506 amendment and added subsection15 Printed4 / index3
2023 H0065 mirror §1506C warning revision and effective clause Printed2 / index1; printed5 / index4
Historical Legal Aid handout Selected generic text/revision marker PDF index1
Official2023H0065route No body recovered None

Parsed text was not represented as visual inspection of unviewed pages. Multiple formats and repeated access to one instrument were not counted as independent authorities.

13.3 Material unresolved-source and incorporation log

Item Exact retained limitation
Official current §§45-1502,1506 Fresh routes failed
Other chapter15official bodies Not independently recovered; secondary wording not promoted
Final official2011/2016/2023session laws Not recovered; historical/mirror evidence has narrower effect
2012publication amendment Discovery lead only
Full2026amendment comparison Not completed; no no-change conclusion
Trustee charter/license definitions Unread external regimes
§63-602Gincorporated tax definitions Not completely read/authenticated
Newspaper qualification law Not completed
Execution-sale refusal-to-pay incorporation Not completed
Mortgage-discharge refusal liability Not completed
§48-606complete remedies Not completed
Federal servicing/stay/military/lien/tenant regimes Held dependencies, not positive exceptions or permissions
Judicial construction No case/opinion/docket investigation
Nonjudicial day counting No universal convention or actual date calculation established

14. Researcher self-check and remaining conclusion

This pass newly read the trust-deed statutory framework and its necessary cross-references to the stated bounds. It recovered meaningful official historical and court-rule evidence, but did not recover authenticated current official Idaho trust-deed statutory bodies or a complete amendment/application chain.

The most consequential remaining issues are:

  • Official-current statutory authentication.
  • The interaction between the stay-postponement no-additional-notice clause and the later postponed-residence notice requirement.
  • Incorporated trustee qualifications, homeowner-tax definitions, service/probate requirements, newspaper qualifications, execution-sale provisions, and mortgage-discharge remedies.
  • Federal servicing, bankruptcy, military, federal-lien, tenant, and other special-regime predicates.
  • Judicial construction of actual notice, good faith, purchaser value, fraud, invalidity, fair value, title, and contractual enforceability.

No actual or invented property, person, entity, deed, note, default, notice, payment, sale, bidder, account, title record, case, or transaction was examined. No legal outcome, filing/service direction, sale instruction, tender amount, calendar deadline, or operational permission is supplied.

This is a researcher self-check, not independent review. The component remains partial and conditional at the exact source and legal dependencies identified above. Earlier findings and all separate holds remain preserved. No Idaho, registry dimension6, A066, parent, operational, or publication acceptance follows.

END S_ID PASS-10.

Every captured table

Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Captured table 01

Legal category · Supported distinction · What is not established · 7 data rows

Legal categorySupported distinctionWhat is not established
MortgageReproduced § 45-901 defines a mortgage while expressly excepting a trust deed or transfer in trust. Section 45-904 treats the specified security transfer other than in trust as a mortgage.That every security instrument uses the chapter 15 power-of-sale process.
Trust deedSection 45-1502 requires a deed conforming to the chapter, conveying qualifying real property to a trustee to secure the grantor’s obligation or another named person’s obligation to a beneficiary.Actual execution, enforceability, ownership, or secured-debt validity.
Trustee’s titleThe reproduced definition limits the trustee’s title to the statutory power-of-sale and reconveyance purposes; other incidents of ownership remain with the grantor.Unrestricted ownership or authority arising solely from a title label.
BeneficiaryThe named/designated person for whose benefit the trust deed is given, or successor in interest; the definition says the beneficiary is not the trustee.A valid assignment, actual successor status, or a real-party determination.
Grantor and successorsThe grantor conveys the real property as security; other provisions separately address successors and other obligated persons.That every occupant, borrower, owner, or obligor is the same legal person.
Judicial foreclosureSection 45-1503 preserves the beneficiary’s option to use mortgage judicial foreclosure.The full judicial mortgage procedure, redemption regime, or judgment rules.
Nonjudicial power of saleThe statute confers a conditional power after breach and requires the chapter’s advertisement-and-sale procedure.A permission to proceed in an actual matter.

Captured table 02

Branch · Source-stated qualification · Boundary · 3 data rows

BranchSource-stated qualificationBoundary
Incorporated locationReal property within an incorporated city or village at the time of transferThis branch states no acreage ceiling.
Larger nonagricultural parcelReal property not exceeding 80 acres, regardless of location, that is not principally used for the listed agricultural productionThe specified crop, livestock, dairy, and aquatic-production uses matter.
Smaller parcelReal property not exceeding 40 acres, regardless of use or locationAgricultural use is not categorically excluded from this branch.

Captured table 03

Predicate · Required legal fact or act · Boundary · 5 data rows

PredicateRequired legal fact or actBoundary
RecordingsTrust deed, assignments by trustee or beneficiary, and successor-trustee appointments recorded in the specified county mortgage recordsA recorded label is not an adjudication of validity or ownership.
DefaultDefault by the grantor, another obligated person, or successor under a deed provision authorizing sale for that defaultNo contract, acceleration election, or default is supplied.
Notice of defaultTrustee or beneficiary records the statutory notice in each relevant countyRecording is different from mailing, service, or receipt.
Recorded-request noticeRequired mailed copy to persons requesting notice under § 45-1511The request’s statutory timing and form matter.
Other debt-recovery proceedingsNo action, suit, or proceeding instituted to recover the remaining secured debt or a part of it, or the proceeding has been dismissedInteraction with § 45-1503 and § 6-101(3) requires proper classification; no actual concurrent proceeding is assessed.

Captured table 04

Recipient category · Qualification · 4 data rows

Recipient categoryQualification
Grantor and recorded notice requestersThe statutory requester requirements apply.
Grantor’s successorsIncludes the stated grantee, transferee, and lessee categories when recorded before default-notice recording or actually known to trustee or beneficiary.
Subsequent lien or interest holdersThe same recorded-before-default or actual-notice alternative applies.
Legal representativesIncluded as the statute provides; incapacity and death have additional conditions.

Captured table 05

Requirement · Statutory relation · Material exception or limit · 6 data rows

RequirementStatutory relationMaterial exception or limit
Adult-occupant service attemptsAt least three good-faith attempts on different days over at least seven days; each at least thirty days before saleSummons-service manner is incorporated.
PostingAt each attempt unless the prior copy remains conspicuously postedSuccessful personal service plus posting ends further attempts.
Posting exceptionAdult personally served was also a required mailed recipient and was actually mailed the noticeIn that branch, posting is not required.
PublicationOnce weekly for four successive weeks, four publications, in a newspaper of general circulation in each relevant countyLast publication at least thirty days before sale.
Trustee publication conflictTrustee may not have the stated financial interest or profit from publicationThe criminal consequence is not developed into an enforcement analysis here.
Recorded proofMailing affidavit, required posting affidavit, and publication proof recordedAt least twenty days before sale.

Captured table 06

Duty or condition · Source-stated relation · 11 data rows

Duty or conditionSource-stated relation
Supplemental noticeAccompanies the default notice; at least fourteen-point type; substantially prescribed content.
Request formMust accompany the notice, give return address and deadline, and may require the specified financial/contact information.
LanguageNotice and form in Spanish when the deed or an assignment is Spanish.
Return method/deadlinePrescribed notice requires certified mail, return receipt requested, and beneficiary receipt by thirty days after the notice date.
EvaluationTimely returned form must be reviewed and evaluated.
ResponseWritten approval, denial, or request for additional information as soon as reasonably practicable, no later than forty-five days after receipt.
Sale restrictionSale may not occur until after the beneficiary or agent timely responds.
Requested meetingIn-person or telephone discussion before the response, subject to the express no-meeting exception.
Meeting exceptionThe text addresses failure to schedule within seven business days after attempted contact and failure to attend the scheduled meeting/call.
AuthorityThe person meeting must have or be able to obtain authority to modify.
Recorded compliance affidavitTrustee records the beneficiary/agent affidavit at least twenty days before sale in each relevant county.

Captured table 07

Included when legally due under the clause · Excluded from the reinstatement amount · 4 data rows

Included when legally due under the clauseExcluded from the reinstatement amount
Amount then due under the obligation and deed, including the described taxes, assessments, insurance premiums, and authorized advancesPrincipal that would not yet be due if default and acceleration had not occurred
Enforcement costs and expenses actually incurredUnestablished, duplicated, or unauthorized expenses
Reasonable trustee fee, subject to § 45-1502(6)A fee contrary to that section’s limits
Attorney fees as provided in the promissory noteA fee entitlement assumed without that predicate

Captured table 08

Branch · Required predicates and relation · Held interaction · 3 data rows

BranchRequired predicates and relationHeld interaction
Ordinary postponement—§ 1506(8)Beneficiary request; public announcement at the original time/place to a stated later date/hour; each postponement no more than thirty days. A postponed sale may be postponed again under the same limits.No numerical aggregate postponement count appears in this clause; that is not a universal validity conclusion.
Original sale prevented by stay—§ 1506ASale could not occur because of the described bankruptcy or court stay; after expiration/termination, rescheduled-sale mailing at least thirty days beforehand, publication three successive weeks with last publication at least ten days beforehand, and statutory affidavits.No stay existence, expiration, or federal permission is determined.
Stay lifted before original sale—§ 1506BEligible reinstater serves a written request before the original sale time; stated postponement permits the specified 115-day relationship excluding time under stay.Exact pre-stay compliance and timely request are indispensable.

Captured table 09

Order · Category · 4 data rows

OrderCategory
1Sale expenses, including reasonable trustee compensation and a reasonable attorney fee
2The obligation secured by the trust deed
3Persons with recorded liens subsequent to the trustee’s interest, as their interests appear
4Surplus, if any, to the grantor or entitled successor

Captured table 10

Legal item · Statutory effect · Necessary limit · 7 data rows

Legal itemStatutory effectNecessary limit
Trustee’s deed contentsProperty description and the prescribed default, mailing, publication, conduct, and receipt-of-purchase-money recitalsA recital is not by itself an independently adjudicated fact.
Recorded deed and § 1506(7) affidavitsPrima-facie evidence of their recitals in courtSubject to the provision’s scope and other law.
Good-faith purchaser for value or successorSpecified conclusive evidentiary protectionNo purchaser status is found.
Recorded within fifteen days, or stated next business day when recorder closedDeed deemed effective at sale date/time for the sectionNot a declaration that every later-recorded deed is void.
Required-notice recipients and those claiming through themSale terminates the specified interests; those persons have no redemption right against the purchaserNot a universal extinguishment of every interest or every federal right.
Omitted noticeSale validity is preserved as stated for notified persons and persons with actual knowledgeNo actual notice/knowledge finding.
Good-faith purchaser protection under § 1508Specified § 1506 noncompliance does not defeat validity in favor of the protected purchaser/successorNot an adjudication of fraud, authority, every statutory violation, or all remedies.

Captured table 11

Limit · Source-stated basis · 2 data rows

LimitSource-stated basis
Fair-value limitationAmount by which indebtedness due at sale exceeds fair market value then, with the stated interest from sale
Sale-price limitationJudgment must not exceed the difference between the secured indebtedness and the sale amount as stated in the clause

Captured table 12

Dependency · Exact generic authority identified · Read status and retained limit · 12 data rows

DependencyExact generic authority identifiedRead status and retained limit
Mortgage servicing/loss mitigation12 C.F.R. §§ 1024.30 and 1024.41Official public locators discovered; full operative predicates/exceptions not read in this pass. No federal waiting period or entitlement imported.
Bankruptcy stay11 U.S.C. § 362, expressly referenced in Idaho §§ 1506A and 1510Underlying federal body not completed. No stay existence, termination, or permission determined.
Military foreclosure protection50 U.S.C. § 3953Official locator discovered only. Service, obligation timing, waiver, order, and exceptions remain held.
Federal tax lien notice/discharge/redemption26 U.S.C. § 7425 and implementing provisionsOfficial locator discovered only. State notice does not establish federal compliance.
Other federal liens/United States interestsRelevant joinder and federal-lien provisions, including the statutory § 2410 dependencyNot completed. No lien discharge or redemption conclusion.
Foreclosure tenantsProtecting Tenants at Foreclosure Act and current statutory notes/amendmentsHistorical court-hosted handout is not current-law authentication. No tenant period or eviction outcome imported.
Agricultural or special property§ 45-1502 acreage/use predicates plus any separately applicable regimeNo categorical agricultural exclusion; federal/program and special-property law held.
Probate/incapacity/serviceRule 4 incorporation and estate-representative predicatesNecessary Rule 4 paragraphs read; full probate/representative law held.
PublicationNewspaper-of-general-circulation requirement and any governing publication qualificationsNo newspaper or publication record inspected; detailed newspaper qualification law held.
Actual title/junior interestsRecording, actual-notice, priority, and purchaser predicatesNo title search, assignment chain, ownership, or priority determination.
Local/tribal/interstateApplicable jurisdiction and choice-of-law rulesSeparate inquiry; no territorial permission inferred.
Full consumer and private remedies§ 1506C’s § 48-606 incorporation and other applicable lawNo complete enforcement, damages, standing, preemption, or private-action conclusion.

Captured table 13

Literal URL · Actual result · Evidentiary limit · 3 data rows

Literal URLActual resultEvidentiary limit
https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1506/RestrictedNo official operative body read
https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1502/RestrictedSame
https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2023/legislation/H0065.pdfInaccessible after following a visible legislative linkMaterially different ordinary enactment route; final official act not recovered

Captured table 14

Literal URL · Complete material read scope · Displayed credits and currentness limit · 17 data rows

Literal URLComplete material read scopeDisplayed credits and currentness limit
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1502/(1)–(6)Added 1957 ch.181 §2 p.345; amendments 1967 ch.118 §2 p.251; 1970 ch.42 §1 p.89; 1983 ch.190 §1 p.515; 1995 ch.326 §2 p.1095; 1996 ch.248 §1 p.783; 1997 ch.387 §1 p.1242; 2008 ch.365 §1 p.1000; 2016 ch.227 §1 p.624
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1503/(1)–(3)Added 1957 §3 p.345; amendments 1967 ch.118 §3 p.251; 1989 ch.340 §1 p.861; 1993 ch.281 §2 p.951
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1504/(1)–(2)Added 1957 §4 p.345; amendments 1969 ch.155 §1 p.482; 1983 ch.190 §2 p.515; 2005 ch.236 §3 p.726
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1505/(1)–(4), prescribed warning and language ruleAdded 1957 §5 p.345; amendments 1990 ch.401 §1 p.1123; 2008 ch.192 §2 p.603; 2009 ch.136 §1 p.417
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506/(1)–(15), all exceptionsAdded 1957 §6 p.345; amendments 1967 ch.74 §1 p.170; 1983 ch.190 §3 p.516; 1990 ch.401 §2 p.1123; 2011 ch.323 §1 p.939; 2012 ch.326 §1 p.905; 2016 ch.364 §1 p.1071
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506a/(1)–(4)Added 1983 ch.190 §4 p.518; amended 1987 ch.166 §1 p.327
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506b/(1)–(5)Added 1983 ch.190 §5 p.519
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506c/(1)–(7), statutory blank notices/formsAdded 2011 ch.323 §2 p.941; amended 2023 ch.266 §1 p.793
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1507/Complete proceeds orderAdded 1957 ch.181 §7 p.345
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1508/Complete finality provisionAdded 1957 §8 p.345; amended 1990 ch.401 §3 p.1126
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1509/Complete deed-content provisionAdded 1957 §9 p.345
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1510/(1)–(2), statutory blank rescission formAdded 1957 §10 p.345; amendments 1990 ch.401 §4 p.1126; 2010 ch.249 §1 p.639; 2013 ch.174 §1 p.403
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1511/Complete recorded-request provisionAdded 1957 §11 p.345
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1512/Complete trustee-sale balance-action provisionAdded 1957 §12 p.345
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1513/Complete conveyance provisionAdded 1957 §13 p.345
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1514/Complete performance/reconveyance provisionAdded 1957 §14 p.345
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1515/Read solely to identify separate limitation incorporation; no period analysisAdded 1957 §15 p.345; P6 clocks not rerun

Captured table 15

Literal URL · Actual read · Status/source credit · 3 data rows

Literal URLActual readStatus/source credit
https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-901/Complete definition2025 secondary; displayed amendment 1957 ch.181 §16 p.345
https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-904/Complete security-transfer distinction2025 secondary; displayed 1957 ch.181 §18 and 1967 ch.272 §13 amendments
https://law.justia.com/codes/idaho/title-6/chapter-1/section-6-101/Complete subsection (3)(a)–(o); surrounding provision inspected only to identify scope2025 secondary; C.C.P.1881 §468 lineage; amendments 1967 ch.272 §1 p.745; 1993 ch.281 §1 p.949. Full judicial foreclosure excluded

Captured table 16

Literal URL · Status in this pass · 6 data rows

Literal URLStatus in this pass
https://www.consumerfinance.gov/rules-policy/regulations/1024/30/Official scope locator discovered; complete operative body not analyzed
https://www.consumerfinance.gov/rules-policy/regulations/1024/41/Official loss-mitigation locator discovered; no federal period or exception applied
https://uscode.house.gov/us/usc/119-120/t50/s3953/Official military-protection locator discovered; body/application dependencies not completed
https://uscode.house.gov/us/usc/119-120/t26/s7425/Official federal-tax-lien locator discovered; no operative foreclosure conclusion
https://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htmOriginal tenant-statute locator discovered; later restoration/amendment/current-law chain not completed
https://uscode.house.gov/view.xhtml?req=%28title%3A11+section%3A362%28k%29+edition%3Aprelim%29Official automatic-stay locator discovered; no substantive bankruptcy finding

Captured table 17

Claim · Precise proposition · Source/pinpoint · 50 data rows

ClaimPrecise propositionSource/pinpointStatus and limitation
C001Official operative Idaho bodies were not recovered through the listed fresh routes.S001Access result; no no-change inference
C002Trust deed and ordinary mortgage are distinct statutory categories.S002 §1502; S003 §§901,904P
C003Trustee title is limited; beneficiary, trustee, grantor, and successors are distinct.S002 §1502(1)–(4)P; no status adjudication
C004Property eligibility uses alternative location, acreage, and use branches.S002 §1502(5)P; no parcel classification
C005Trustee eligibility is confined to the listed categories.S002 §1504(1)P; charter/license incorporations held
C006Resignation and successor powers depend on the specified recording and notice conditions.S002 §1504(2)P
C007Statutory sale power and judicial foreclosure are distinct alternatives.S002 §1503(1)P; no permission
C008Direct obligation enforcement has specified exceptions, including defined valuelessness and §6-101(3).S002 §1503(1)–(3); S003P; full other regimes held
C009Nonjudicial prerequisites include recordings, actual default, and the debt-action condition.S002 §1505(1)–(4)P
C010Default notice has statutory contents, recording, and mailing requirements.S002 §1505(3)P
C011Individual-owner warning has layout/language requirements; its rescue-contract reference is not a foreclosure cure period.S002 §1505(3)P; rescue regime held
C012Recorded notice requests have a timing/form/service predicate and do not create title interests.S002 §1511; §1506A(2)P
C013Ordinary sale notice uses the stated 120-day period and recipient categories.S002 §1506(2)P
C014Incapacity/death treatment remains conditional on specified notice to proper recipients.S002 §1506(3); S005 Rule4P/O; probate held
C015Sale notice contents and time/place are expressly prescribed.S002 §1506(4)P
C016Occupant service/posting has complete attempt and exception conditions.S002 §1506(5)P; no service finding
C017Publication frequency, final-publication interval, and trustee conflict prohibition are distinct requirements.S002 §1506(6)P
C018Specified notice affidavits/proof must be recorded at least twenty days before sale.S002 §1506(7)P
C019Mailing effectiveness and overseas exception do not change express receipt requirements elsewhere.S002 §§1505(3),1506(13)–(14)P
C020Modification review uses regulated-beneficiary, noncommercial, and annual homeowner-exemption predicates.S002 §1506C(1); S004P; tax qualification held
C021Supplemental notice/form have type, content, and Spanish-language conditions.S002 §1506C(1)–(2)P
C022Timely receipt triggers evaluation and response; it does not guarantee modification.S002 §1506C(1),(3)P
C023Meeting obligation, failed-contact/attendance exception, and authority condition are separate.S002 §1506C(4)P
C024Compliance affidavit has a relying-party effect; enforcement incorporation is not a full remedy determination.S002 §1506C(5)–(7)P/H
C025Nonjudicial reinstatement uses the listed persons and 115-day recording-based period.S002 §1506(12)P
C026Reinstatement excludes principal not due absent default and includes only the stated lawful categories.S002 §1506(12)P; no amount
C027Trustee fee rules include reasonableness, pre-default-recording restriction, and reconveyance conditions.S002 §1502(6)P; no fixed cap invented
C028Qualifying cure discontinues proceedings and restores the pre-acceleration obligation.S002 §1506(12)P; no general waiver/repeat-use rule inferred
C029Ordinary postponement and special postponed-residence notice are separate requirements.S002 §1506(8)P
C030A stay-prevented original sale has its own rescheduling notice/publication/requester rules.S002 §1506AP; bankruptcy predicates held
C031A stay lifted before the original sale invokes a different request and pre-stay-compliance structure.S002 §1506BP
C032The no-additional-notice clause and later special postponed-residence notice require unresolved harmonization.S002 §§1506B(3),1506(8)H
C033Auction, bidder eligibility, payment, and deed delivery have source-stated conditions.S002 §1506(8)–(9)P; credit bidding/refusal incorporation held
C034Deed conveys the statutory interest, not a universal title warranty.S002 §§1506(10),1513P
C035Sale proceeds have a statutory application order.S002 §1507P; actual priority/amounts held
C036Recorded recitals are prima-facie evidence, with purchaser-specific conclusive effect.S002 §§1509,1510(1)P
C037Timely recording can relate the deed’s effectiveness back to sale.S002 §1510(1)P; late-recording validity not decided
C038Finality/no-redemption provisions depend on notice, actual knowledge, or purchaser conditions.S002 §1508P; no universal extinguishment
C039Statutory rescission addresses an invalid sale and specified recording actors/content.S002 §1510(2)P; no convenience rescission
C040Possession language does not itself resolve eviction or federal tenant protection.S002 §1506(11)P/H
C041Unoccupied-property consequences require the subsection’s full conditions.S002 §1506(15)P; other property law held
C042Section1512’s three-month window is specific to the post-trustee-sale balance action.S002 §1512P; not P6 or general challenge clock
C043Fair-value finding and dual ceilings prevent treating arithmetic shortfall as automatic deficiency.S002 §1512P; no amount/outcome
C044Performance and written beneficiary request trigger reconveyance, with separate fee/refusal dependencies.S002 §§1514,1502(6)P/H
C045Historical amendment copies and official history do not authenticate current operative statutory wording.S006–S010Historical/source-status finding
C046The tax incorporation has distinct effective-version blocks; the old block is not assumed current.S004P/H
C047Federal/special-regime dependencies are identified, not completed or applied.S012; state cross-referencesH
C048No universal day-counting or waiver rule is inferred from numerical periods alone.S002,S005H; no calendar
C049No actual or invented property, party, default, notice, sale, or outcome was investigated.Research recordCertain
C050Earlier holds and other dimensions remain unchanged.Supplied scope contextNo acceptance by implication

Captured table 18

Quantity or event · Reference object/trigger · Boundary or exception · 48 data rows

Quantity or eventReference object/triggerBoundary or exception
80 acresNonagricultural property branch“Not exceeding”; listed principal agricultural uses excluded
40 acresAlternative property branch“Not exceeding”; any use/location
Incorporated city/villageProperty at time of transferNo acreage ceiling stated in that branch
12-point boldDefault rescue warningSeparate prescribed sheet
8½ × 11 inches minimumWarning sheetNot a deed-size rule
Five days in warningCertain foreclosure-rescue contractsNot a sale cure/reinstatement period; underlying regime held
Before default-notice recordingOrdinary §1511 requestAfter deed recording; special §1506A exception
120 days minimumOrdinary sale-notice mailing before scheduled saleMailing follows default-notice recording
Three attemptsAdult-occupant serviceDifferent days, good faith; statutory completion exceptions
Seven days minimumSpan of occupant attemptsNot a response period
Thirty days minimumEach occupant attempt before saleSeparate from publication timing
Four successive weeks/four publicationsOrdinary publicationOnce weekly in relevant counties
Thirty days minimumLast ordinary publication before saleNo actual publication calendar
Twenty days minimum§1506(7) proof recording before saleMailing, required posting, publication
After 9 a.m., before 4 p.m., standard timeSale timeNot inclusive endpoints
115 daysNonjudicial reinstatement from default-notice recordingNot business days by assumption; §1506B stay branch separate
Actual enforcement costs; reasonable trustee fee; note-authorized legal feesReinstatementNo fixed amount or CPI adjustment
Pre-default-recording workTrustee foreclosure-fee restrictionDistinct reconveyance rule
Before last newspaper publicationCured-default trustee-fee clauseReasonable fee, no numeric amount
Thirty days maximum per postponementOrdinary postponement from prior dateRepeated postponement permitted under same clause; no aggregate count inferred
Fourteen days minimumSpecial postponed-residence notice before saleExact regulated-beneficiary/residence predicate
Fourteen-point minimumModification supplemental noticeSubstantially prescribed content
Thirty days after notice dateModification form must be received by deadlineCertified-mail return-receipt method stated
Forty-five days maximumResponse after form receiptAs soon as reasonably practicable; approval/denial/additional information
Seven business daysMeeting-scheduling exception after attempted contactAttendance exception separately preserved
Twenty days minimumModification-compliance affidavit before saleRelying-party conclusive effect
Exemption granted for notice-recording yearPrimary-residence statutory testNo actual occupancy/tax-record inference
Thirty days minimumStay-barred rescheduled-sale mailingSection1506A branch only
Forty-five days minimumLater request recorded before rescheduled salePre-default request requirement waived only there
Three successive weeks/publicationsRescheduled-sale publicationOriginal newspaper
Ten days minimumLast rescheduled publication before saleDistinct from ordinary thirty-day publication interval
Before original sale timeWritten §1506B postponement request served on trusteeEligible reinstater and stay-lifted predicate
115 days excluding stay time§1506B relationNo longer reinstatement period created by that section
Forthwith paymentSuccessful bidNo payment-method or credit-bid conclusion
Tenth day following saleState possession provisionPrior-interest exception; federal/eviction law held
On/after tenth day, reasonable unoccupied determinationAncillary personal-property branchNo actual vacancy or entry
Ninety days’ written noticeNontitled-property branchFirst-class mail and posting/content requirements
Ninety days from notice providedFailure-to-claim consequenceNot a general sale-challenge period
Fifteen daysDeed recording for sale-time relation backNext business day if recorder closed on fifteenth day
Three months§1512 post-sale balance actionMonths, not converted to ninety days; not general limitations
Fair value at saleRequired deficiency findingNot later appraisal date
Interest from saleStated deficiency provisionNo rate or amount supplied
September1,2011H0331 historical effective clauseIntroduced mirror plus official historical explanation
July1,2016Secondary H0503/S1315 historyFinal official enactments not recovered
July1,2023H0065 §3 effective clauseIntroduced mirror; final official body failed
January1,2026Separate §63-602G effective blockSecondary version, not official authentication
Mailing / service / receipt / recording / publication / postingDifferent legal eventsNo substitution or actual event finding
Business/calendar counting and holidaysProvision-specificOnly expressly stated business-day rules used; no universal extra mail days

Captured table 19

Branch · Required predicate · Supported consequence · 28 data rows

BranchRequired predicateSupported consequenceInference to avoidNext generic public-law inquiry
B01—trust deedConforming instrument and statutory relationshipChapter15 frameworkRecorded title label alone creates authorityOfficial current definitions and general enforceability law
B02—propertyExact acreage/location/use branchPotential chapter eligibilityAll agricultural or large property categorically included/excludedOfficial property definition and generic construction
B03—trusteeQualified category and valid appointmentStatutory trustee powersNamed person necessarily qualifiedIncorporated charter/licensing law
B04—successorValid succession and required recordingSuccessor powersRecording cures invalid assignmentGeneric assignment/authority law, not records
B05—defaultActual secured obligation and sale-authorizing default clausePotential power of saleNotice assertion proves defaultGeneric contract/default construction
B06—debt actionCorrect classification under1503/1505/6-101(3)Statutory route restrictionEvery separate proceeding is allowed or forbiddenGeneric reconciliation of clauses
B07—default noticeCorrect contents, counties, recipients, methodsStatutory notice predicateRecorded notice proves receipt or accuracyOfficial text and service construction
B08—notice requestTimely acknowledged request and service showingRequired notice statusRequest creates ownershipOfficial1511
B09—successor/junior noticeRecorded-before-default or actual knowledgeMailing obligationOnly record title mattersGeneric notice/knowledge construction
B10—occupantAdult occupant and completed attempts/exceptionsService/posting branchAny posting alone sufficesRule4 incorporation and statutory harmonization
B11—publicationQualified publication and sequenceNotice proofA newspaper label proves complianceGeneric publication qualification law
B12—modification reviewRegulated beneficiary, noncommercial loan, annual tax-exemption testReview opportunity and sale-response conditionUniversal modification entitlementOfficial1506C and incorporated tax law
B13—request timingTimely receipt by specified methodEvaluation dutyMailing on deadline necessarily sufficientGeneric receipt/tender construction
B14—meetingTimely request and exception factsDiscussion before responseEvery request forces an in-person meetingOfficial complete paragraph; no actual facts
B15—reinstatementListed person, time, qualifying paymentDiscontinue and restore pre-acceleration stateArrears estimate or full payoff interchangeableOfficial1506(12), fee authority
B16—ordinary postponementBeneficiary request and announcementLimited date shiftUnlimited unexplained delayOfficial1506(8), generic construction
B17—stay prevents saleLegally operative stay and later termination1506Arescheduling routeState text determines bankruptcy stayComplete federal stay law if necessary
B18—stay lifted before saleTimely written request and prior compliance1506BbranchAutomatic tolling without requestOfficial clauses and generic harmonization
B19—competing notice clauses1506Bno-further-notice plus applicable later residence ruleNo combined conclusion yetOne silently overrides the otherGeneric statutory construction, cases excluded here
B20—auctionValid process and eligible bidding/paymentDeed-delivery routeBeneficiary bid proves credit-bid amountExecution-sale incorporation if needed
B21—proceedsLawful expenses, secured debt, recorded junior rightsOrdered applicationGross proceeds establish surplus/deficiencyPriority and expense authority
B22—finalityNotice/knowledge/purchaser predicatesSpecified termination/protectionAll defects and all interests extinguishedGeneric purchaser/notice/fraud construction
B23—recitalsRecorded deed and qualifying affidavitsEvidentiary effectsRecital equals adjudicated factOfficial1510 and evidentiary construction
B24—rescissionInvalid sale and authorized recorderStatus-quo restorationConvenience cancellation of valid saleGeneric invalidity/remedial law
B25—possessionCompleted sale, elapsed statutory point, no prior-interest issueLimited state entitlementSelf-help eviction permissionTenant/possession procedure and federal law
B26—deficiencyTimely specific action, valid obligation, court fair-value findingStatutory ceilingsAutomatic shortfall or universal forgivenessOfficial1512 and narrow construction
B27—reconveyancePerformance, beneficiary request, applicable feesStatutory reconveyance dutyReinstatement equals payoffMortgage-discharge incorporation
B28—versionOfficial operative body and material effective chainExact gap may closeMirror or old report proves2026lawReadable official code/session laws

Captured table 20

Field · Entry · 41 data rows

FieldEntry
Instrument category
Governing authority and edition
Official-current-text status
Qualifying real-property branch
Grantor role
Beneficiary role
Trustee qualification
Successor-authority provision
Recorded-instrument predicate
Default predicate
Concurrent-action restriction
Default-notice contents
Default-notice recipients
Required warning/language
Recorded-request provision
Sale-notice recipients
Sale-notice contents
Mailing/service rule
Occupant-service rule
Posting exception
Publication requirement
Affidavit-recording requirement
Modification-review predicate
Request receipt rule
Response/meeting provision
Reinstatement eligibility
Reinstatement amount categories
Fee limitations
Postponement branch
Stay/rescheduling branch
Sale/conveyance provision
Proceeds order
Finality/purchaser condition
Recital evidentiary effect
Post-sale possession dependency
Deficiency provision
Reconveyance provision
Federal/special-regime dependency
Counting rule or unknown
Missing primary evidence
Review status

Captured table 21

Requested issue · Disposition · Claims/sources/branches · 44 data rows

Requested issueDispositionClaims/sources/branchesExact remaining dependency
1—enacted framework/current official bodyProvisional framework; authentication openC001–C009; S001–S004Official current bodies and amendment chain
Trust deed versus mortgage/security interestDistinguishedC002–C003; B01No actual instrument construction
Judicial versus nonjudicialDistinguishedC007–C008Full judicial mortgage law excluded
Roles and successor authorityConditional text readC003,C005–C006Assignment, professional/charter authority
Acreage/use/locationComplete relevant definition readC004Actual property and generic construction held
Instrument/default/enforceabilityPredicates separatedC009No actual contract or default
Nonwaiver/contract qualificationsBoundedC027–C028No universal waiver rule established
Indispensable incorporationsRead or expressly heldS003–S005Charter, tax, probate, execution-sale, discharge law
2—recorded prerequisitesProvisionally answeredC009–C012Official-current text; no title records
Notice recipientsProvisionally answeredC010,C013–C014Actual knowledge/representative status
Contents/type/languageProvisionally answeredC011,C015,C021No populated instrument
Mailing/service/posting/publicationMaterial clauses readC016–C019Publication qualifications and actual compliance held
Notice reference eventsDistinguishedC019,C022; Section9No calendar
Affidavits and evidenceDistinguishedC018,C024,C036No affidavits examined
3—cure/reinstatementProvisionally answeredC025–C028Actual tender, expenses, contract predicates
Redemption versus reinstatementDistinguishedC028,C038Other redemption regimes held
AccelerationStatutory reversal effect readC026–C028Actual acceleration validity not determined
Permitted fees/costsCategories readC026–C027,C035No dollar/percentage calculation
Prior-use/count limitsBounded absence in read clauseC028No universal repeat-cure permission
Ordinary postponementProvisionally answeredC029No actual announcement
Stay reschedulingProvisionally answeredC030–C032Bankruptcy/court-stay status and harmonization
Cancellation/restartSpecific branches readC028,C031,C039No general convenience cancellation rule
4—sale/conveyanceProvisionally answeredC033–C034Credit-bid/refusal incorporation; no actual sale
Proceeds/surplusOrder readC035Priority, amount, timing of disputed distribution
DeficiencyNarrow trustee-sale rule readC042–C043No debt validity/fair-value outcome
Recitals/presumptionsPrecisely separatedC036–C038Good faith, value, notice, actual knowledge
Post-sale challenge/claim periodsSpecific relations identifiedC037,C039,C042No universal challenge deadline established
PossessionNarrow state clause onlyC040–C041Tenant, eviction, vacancy, personal-property law
Reconveyance/refusalDuty and incorporation identifiedC044Full discharge/remedy law held
5—mortgage servicingDependency identified onlyC047; S012Full coverage/exceptions/current rule
Bankruptcy/militaryDependency identified onlyC030,C039,C047Complete underlying federal authority
Tax/government liensDependency identified onlyC047Federal notice/discharge/redemption rules
Junior interestsState notice/proceeds relations readC013,C035,C038Full priority/title law excluded
Agriculture/special propertyAcreage/use distinction readC004Separate special regimes
Local/tribal/interstateHeldC047–C049Separate jurisdiction inquiry
Full consumer remediesHeldC024,C047§48-606 and other remedial regimes
6—issuer/URL/pinpoint/read extentRegistered visiblySection7Exact failures retained
Amendment/effective/application historyPartialC045–C046; S006–S010Final official enactments and full2026comparison
Current versus historical/discoveryDistinguishedS001–S013No discovery result promoted
Primary failure handlingLoggedSection13No bypass or no-law inference
Visible claims/quantities/branchesSuppliedSections8–10Conditional evidence, not acceptance
Blank worksheetSupplied unfilledSection11No narrative or values
Earlier C033/C035 and other holdsUnchangedC050No earlier gap closed by implication
Dimension6/Idaho/A066Not accepted completeAll aboveRemaining real-property and other dimensions

Captured table 22

Route/material · Actual use · 13 data rows

Route/materialActual use
Official Idaho trust-deed section routesFresh topic-specific attempts; failures recorded
Materially different official enactment routeVisible 2023 H0065 PDF link attempted; failed
Secondary chapter locatorNavigation to actual section bodies; omission from an index was not treated as repeal
2025 reproduced trust-deed chapterComplete relevant bodies and histories read; §1515 only a separate-clock boundary
Mortgage/category and §6-101 referencesNecessary generic clauses read; no full judicial foreclosure report
Homeowner-tax incorporationSelected relevant temporal versions/definitions read; no tax record
Official Idaho court rulesNecessary generic service provisions read
Legislative mirrorsRelevant generic amendment/effective text read with introduced/engrossed provenance
Official AG historical reportLegislative-initiatives page only used substantively
Court-hosted historical tenant handoutDiscovery/context only; not current tenant-law authority
Federal generic searchesOfficial dependency locators identified; substantive regimes not reconstructed
Named opinions, parties, issued notices, title records, newspaper noticesNot investigated or relied on
Supplied earlier reports/local metadataScope context only; no local-file or conversation-link inspection

Captured table 23

Document · Parsed text used · Pixels actually inspected · 7 data rows

DocumentParsed text usedPixels actually inspected
2011 AG Annual ReportLegislative initiativesPrinted4 / index4
2011 H0331 mirrorMaterial §§1–2 and §4Printed7 / index6 for effective clause
2016 H0503 mirrorTrustee-definition amendment and contextPrinted1 / index0
2016 S1315 mirrorMaterial §1506 amendment and added subsection15Printed4 / index3
2023 H0065 mirror§1506C warning revision and effective clausePrinted2 / index1; printed5 / index4
Historical Legal Aid handoutSelected generic text/revision markerPDF index1
Official2023H0065routeNo body recoveredNone

Captured table 24

Item · Exact retained limitation · 14 data rows

ItemExact retained limitation
Official current §§45-1502,1506Fresh routes failed
Other chapter15official bodiesNot independently recovered; secondary wording not promoted
Final official2011/2016/2023session lawsNot recovered; historical/mirror evidence has narrower effect
2012publication amendmentDiscovery lead only
Full2026amendment comparisonNot completed; no no-change conclusion
Trustee charter/license definitionsUnread external regimes
§63-602Gincorporated tax definitionsNot completely read/authenticated
Newspaper qualification lawNot completed
Execution-sale refusal-to-pay incorporationNot completed
Mortgage-discharge refusal liabilityNot completed
§48-606complete remediesNot completed
Federal servicing/stay/military/lien/tenant regimesHeld dependencies, not positive exceptions or permissions
Judicial constructionNo case/opinion/docket investigation
Nonjudicial day countingNo universal convention or actual date calculation established

Find the assertion and its boundaries

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

S_ID-P10-C001 Saved research record

Official operative Idaho bodies were not recovered through the listed fresh routes.

Recorded check status: report scope reviewed not all primary reverified

Claim
C001
Source/pinpoint
S001
Status and limitation
Access result; no no-change inference
S_ID-P10-C002 Saved research record

Trust deed and ordinary mortgage are distinct statutory categories.

Recorded check status: report scope reviewed not all primary reverified

Claim
C002
Source/pinpoint
S002 §1502; S003 §§901,904
Status and limitation
P
S_ID-P10-C003 Saved research record

Trustee title is limited; beneficiary, trustee, grantor, and successors are distinct.

Recorded check status: report scope reviewed not all primary reverified

Claim
C003
Source/pinpoint
S002 §1502(1)–(4)
Status and limitation
P; no status adjudication
S_ID-P10-C004 Saved research record

Property eligibility uses alternative location, acreage, and use branches.

Recorded check status: report scope reviewed not all primary reverified

Claim
C004
Source/pinpoint
S002 §1502(5)
Status and limitation
P; no parcel classification
S_ID-P10-C005 Saved research record

Trustee eligibility is confined to the listed categories.

Recorded check status: report scope reviewed not all primary reverified

Claim
C005
Source/pinpoint
S002 §1504(1)
Status and limitation
P; charter/license incorporations held
S_ID-P10-C006 Saved research record

Resignation and successor powers depend on the specified recording and notice conditions.

Recorded check status: report scope reviewed not all primary reverified

Claim
C006
Source/pinpoint
S002 §1504(2)
Status and limitation
P
S_ID-P10-C007 Saved research record

Statutory sale power and judicial foreclosure are distinct alternatives.

Recorded check status: report scope reviewed not all primary reverified

Claim
C007
Source/pinpoint
S002 §1503(1)
Status and limitation
P; no permission
S_ID-P10-C008 Saved research record

Direct obligation enforcement has specified exceptions, including defined valuelessness and §6-101(3).

Recorded check status: report scope reviewed not all primary reverified

Claim
C008
Source/pinpoint
S002 §1503(1)–(3); S003
Status and limitation
P; full other regimes held
S_ID-P10-C009 Saved research record

Nonjudicial prerequisites include recordings, actual default, and the debt-action condition.

Recorded check status: report scope reviewed not all primary reverified

Claim
C009
Source/pinpoint
S002 §1505(1)–(4)
Status and limitation
P
S_ID-P10-C010 Saved research record

Default notice has statutory contents, recording, and mailing requirements.

Recorded check status: report scope reviewed not all primary reverified

Claim
C010
Source/pinpoint
S002 §1505(3)
Status and limitation
P
S_ID-P10-C011 Saved research record

Individual-owner warning has layout/language requirements; its rescue-contract reference is not a foreclosure cure period.

Recorded check status: report scope reviewed not all primary reverified

Claim
C011
Source/pinpoint
S002 §1505(3)
Status and limitation
P; rescue regime held
S_ID-P10-C012 Saved research record

Recorded notice requests have a timing/form/service predicate and do not create title interests.

Recorded check status: report scope reviewed not all primary reverified

Claim
C012
Source/pinpoint
S002 §1511; §1506A(2)
Status and limitation
P
S_ID-P10-C013 Saved research record

Ordinary sale notice uses the stated 120-day period and recipient categories.

Recorded check status: selected cached primary partial aspect and secondary compared currentness held

Claim
C013
Source/pinpoint
S002 §1506(2)
Status and limitation
P
S_ID-P10-C014 Saved research record

Incapacity/death treatment remains conditional on specified notice to proper recipients.

Recorded check status: selected cached primary partial aspect and secondary compared currentness held

Claim
C014
Source/pinpoint
S002 §1506(3); S005 Rule4
Status and limitation
P/O; probate held
S_ID-P10-C015 Saved research record

Sale notice contents and time/place are expressly prescribed.

Recorded check status: selected cached primary partial aspect and secondary compared currentness held

Claim
C015
Source/pinpoint
S002 §1506(4)
Status and limitation
P
S_ID-P10-C016 Saved research record

Occupant service/posting has complete attempt and exception conditions.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C016
Source/pinpoint
S002 §1506(5)
Status and limitation
P; no service finding
S_ID-P10-C017 Saved research record

Publication frequency, final-publication interval, and trustee conflict prohibition are distinct requirements.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C017
Source/pinpoint
S002 §1506(6)
Status and limitation
P
S_ID-P10-C018 Saved research record

Specified notice affidavits/proof must be recorded at least twenty days before sale.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C018
Source/pinpoint
S002 §1506(7)
Status and limitation
P
S_ID-P10-C019 Saved research record

Mailing effectiveness and overseas exception do not change express receipt requirements elsewhere.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C019
Source/pinpoint
S002 §§1505(3),1506(13)–(14)
Status and limitation
P
S_ID-P10-C020 Saved research record

Modification review uses regulated-beneficiary, noncommercial, and annual homeowner-exemption predicates.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C020
Source/pinpoint
S002 §1506C(1); S004
Status and limitation
P; tax qualification held
S_ID-P10-C021 Saved research record

Supplemental notice/form have type, content, and Spanish-language conditions.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C021
Source/pinpoint
S002 §1506C(1)–(2)
Status and limitation
P
S_ID-P10-C022 Saved research record

Timely receipt triggers evaluation and response; it does not guarantee modification.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C022
Source/pinpoint
S002 §1506C(1),(3)
Status and limitation
P
S_ID-P10-C023 Saved research record

Meeting obligation, failed-contact/attendance exception, and authority condition are separate.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C023
Source/pinpoint
S002 §1506C(4)
Status and limitation
P
S_ID-P10-C024 Saved research record

Compliance affidavit has a relying-party effect; enforcement incorporation is not a full remedy determination.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C024
Source/pinpoint
S002 §1506C(5)–(7)
Status and limitation
P/H
S_ID-P10-C025 Saved research record

Nonjudicial reinstatement uses the listed persons and 115-day recording-based period.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C025
Source/pinpoint
S002 §1506(12)
Status and limitation
P
S_ID-P10-C026 Saved research record

Reinstatement excludes principal not due absent default and includes only the stated lawful categories.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C026
Source/pinpoint
S002 §1506(12)
Status and limitation
P; no amount
S_ID-P10-C027 Saved research record

Trustee fee rules include reasonableness, pre-default-recording restriction, and reconveyance conditions.

Recorded check status: report scope reviewed not all primary reverified

Claim
C027
Source/pinpoint
S002 §1502(6)
Status and limitation
P; no fixed cap invented
S_ID-P10-C028 Saved research record

Qualifying cure discontinues proceedings and restores the pre-acceleration obligation.

Recorded check status: report scope reviewed not all primary reverified

Claim
C028
Source/pinpoint
S002 §1506(12)
Status and limitation
P; no general waiver/repeat-use rule inferred
S_ID-P10-C029 Saved research record

Ordinary postponement and special postponed-residence notice are separate requirements.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C029
Source/pinpoint
S002 §1506(8)
Status and limitation
P
S_ID-P10-C030 Saved research record

A stay-prevented original sale has its own rescheduling notice/publication/requester rules.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C030
Source/pinpoint
S002 §1506A
Status and limitation
P; bankruptcy predicates held
S_ID-P10-C031 Saved research record

A stay lifted before the original sale invokes a different request and pre-stay-compliance structure.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C031
Source/pinpoint
S002 §1506B
Status and limitation
P
S_ID-P10-C032 Saved research record

The no-additional-notice clause and later special postponed-residence notice require unresolved harmonization.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C032
Source/pinpoint
S002 §§1506B(3),1506(8)
Status and limitation
H
S_ID-P10-C033 Saved research record

Auction, bidder eligibility, payment, and deed delivery have source-stated conditions.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C033
Source/pinpoint
S002 §1506(8)–(9)
Status and limitation
P; credit bidding/refusal incorporation held
S_ID-P10-C034 Saved research record

Deed conveys the statutory interest, not a universal title warranty.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C034
Source/pinpoint
S002 §§1506(10),1513
Status and limitation
P
S_ID-P10-C035 Saved research record

Sale proceeds have a statutory application order.

Recorded check status: report scope reviewed not all primary reverified

Claim
C035
Source/pinpoint
S002 §1507
Status and limitation
P; actual priority/amounts held
S_ID-P10-C036 Saved research record

Recorded recitals are prima-facie evidence, with purchaser-specific conclusive effect.

Recorded check status: report scope reviewed not all primary reverified

Claim
C036
Source/pinpoint
S002 §§1509,1510(1)
Status and limitation
P
S_ID-P10-C037 Saved research record

Timely recording can relate the deed’s effectiveness back to sale.

Recorded check status: report scope reviewed not all primary reverified

Claim
C037
Source/pinpoint
S002 §1510(1)
Status and limitation
P; late-recording validity not decided
S_ID-P10-C038 Saved research record

Finality/no-redemption provisions depend on notice, actual knowledge, or purchaser conditions.

Recorded check status: report scope reviewed not all primary reverified

Claim
C038
Source/pinpoint
S002 §1508
Status and limitation
P; no universal extinguishment
S_ID-P10-C039 Saved research record

Statutory rescission addresses an invalid sale and specified recording actors/content.

Recorded check status: report scope reviewed not all primary reverified

Claim
C039
Source/pinpoint
S002 §1510(2)
Status and limitation
P; no convenience rescission
S_ID-P10-C040 Saved research record

Possession language does not itself resolve eviction or federal tenant protection.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C040
Source/pinpoint
S002 §1506(11)
Status and limitation
P/H
S_ID-P10-C041 Saved research record

Unoccupied-property consequences require the subsection’s full conditions.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C041
Source/pinpoint
S002 §1506(15)
Status and limitation
P; other property law held
S_ID-P10-C042 Saved research record

Section1512’s three-month window is specific to the post-trustee-sale balance action.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C042
Source/pinpoint
S002 §1512
Status and limitation
P; not P6 or general challenge clock
S_ID-P10-C043 Saved research record

Fair-value finding and dual ceilings prevent treating arithmetic shortfall as automatic deficiency.

Recorded check status: selected secondary aspect compared official currentness incorporations construction held

Claim
C043
Source/pinpoint
S002 §1512
Status and limitation
P; no amount/outcome
S_ID-P10-C044 Saved research record

Performance and written beneficiary request trigger reconveyance, with separate fee/refusal dependencies.

Recorded check status: report scope reviewed not all primary reverified

Claim
C044
Source/pinpoint
S002 §§1514,1502(6)
Status and limitation
P/H
S_ID-P10-C045 Saved research record

Historical amendment copies and official history do not authenticate current operative statutory wording.

Recorded check status: historical AG aspect primary compared final enactment and 2026chain unverified

Claim
C045
Source/pinpoint
S006–S010
Status and limitation
Historical/source-status finding
S_ID-P10-C046 Saved research record

The tax incorporation has distinct effective-version blocks; the old block is not assumed current.

Recorded check status: report scope reviewed not all primary reverified

Claim
C046
Source/pinpoint
S004
Status and limitation
P/H
S_ID-P10-C047 Saved research record

Federal/special-regime dependencies are identified, not completed or applied.

Recorded check status: report scope reviewed not all primary reverified

Claim
C047
Source/pinpoint
S012; state cross-references
Status and limitation
H
S_ID-P10-C048 Saved research record

No universal day-counting or waiver rule is inferred from numerical periods alone.

Recorded check status: report scope reviewed not all primary reverified

Claim
C048
Source/pinpoint
S002,S005
Status and limitation
H; no calendar
S_ID-P10-C049 Saved research record

No actual or invented property, party, default, notice, sale, or outcome was investigated.

Recorded check status: report scope reviewed not all primary reverified

Claim
C049
Source/pinpoint
Research record
Status and limitation
Certain
S_ID-P10-C050 Saved research record

Earlier holds and other dimensions remain unchanged.

Recorded check status: report scope reviewed not all primary reverified

Claim
C050
Source/pinpoint
Supplied scope context
Status and limitation
No acceptance by implication

Sources, pinpoints and access limits

Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.

S_ID-P10-S001 Saved research record

S001 — fresh official access failures Literal URL Actual result Evidentiary limit https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1506/ Restricted No official operative body read https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1502/ Restricted Same https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2023/legislation/H0065.pdf Inaccessible after following a visible legislative link Materially different ordinary enactment route; final official act not recovered These failures are fresh P10 observations and do not overwrite prior source logs.

Recorded check status: partial official cached text read later range delivery failed

Direct source URLs
https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1506/
https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1502/
https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2023/legislation/H0065.pdf
S_ID-P10-S002 Saved research record

S002 — Title 45, chapter 15 statutory reproduction Publisher/title: Justia, 2025 Idaho Code—Title 45, Chapter 15, Trust Deeds. Chapter locator: https://law.justia.com/codes/idaho/title-45/chapter-15/ Status: Secondary, dated 2025, with express accuracy/currentness disclaimer. Complete bodies and displayed histories were read for the sections below, except § 1515, used only as a boundary. Literal URL Complete material read scope Displayed credits and currentness limit https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1502/ (1)–(6) Added 1957 ch.181 §2 p.345; amendments 1967 ch.118 §2 p.251; 1970 ch.42 §1 p.89; 1983 ch.190 §1 p.515; 1995 ch.326 §2 p.1095; 1996 ch.248 §1 p.783; 1997 ch.387 §1 p.1242; 2008 ch.365 §1 p.1000; 2016 ch.227 §1 p.624 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1503/ (1)–(3) Added 1957 §3 p.345; amendments 1967 ch.118 §3 p.251; 1989 ch.340 §1 p.861; 1993 ch.281 §2 p.951 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1504/ (1)–(2) Added 1957 §4 p.345; amendments 1969 ch.155 §1 p.482; 1983 ch.190 §2 p.515; 2005 ch.236 §3 p.726 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1505/ (1)–(4), prescribed warning and language rule Added 1957 §5 p.345; amendments 1990 ch.401 §1 p.1123; 2008 ch.192 §2 p.603; 2009 ch.136 §1 p.417 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506/ (1)–(15), all exceptions Added 1957 §6 p.345; amendments 1967 ch.74 §1 p.170; 1983 ch.190 §3 p.516; 1990 ch.401 §2 p.1123; 2011 ch.323 §1 p.939; 2012 ch.326 §1 p.905; 2016 ch.364 §1 p.1071 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506a/ (1)–(4) Added 1983 ch.190 §4 p.518; amended 1987 ch.166 §1 p.327 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506b/ (1)–(5) Added 1983 ch.190 §5 p.519 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506c/ (1)–(7), statutory blank notices/forms Added 2011 ch.323 §2 p.941; amended 2023 ch.266 §1 p.793 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1507/ Complete proceeds order Added 1957 ch.181 §7 p.345 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1508/ Complete finality provision Added 1957 §8 p.345; amended 1990 ch.401 §3 p.1126 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1509/ Complete deed-content provision Added 1957 §9 p.345 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1510/ (1)–(2), statutory blank rescission form Added 1957 §10 p.345; amendments 1990 ch.401 §4 p.1126; 2010 ch.249 §1 p.639; 2013 ch.174 §1 p.403 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1511/ Complete recorded-request provision Added 1957 §11 p.345 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1512/ Complete trustee-sale balance-action provision Added 1957 §12 p.345 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1513/ Complete conveyance provision Added 1957 §13 p.345 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1514/ Complete performance/reconveyance provision Added 1957 §14 p.345 https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1515/ Read solely to identify separate limitation incorporation; no period analysis Added 1957 §15 p.345; P6 clocks not rerun Displayed source credits are not independently authenticated enactment or no-amendment findings.

Recorded check status: selected secondary comparison official currentness held

Direct source URLs
https://law.justia.com/codes/idaho/title-45/chapter-15/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1502/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1503/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1504/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1505/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506a/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506b/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506c/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1507/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1508/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1509/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1510/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1511/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1512/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1513/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1514/
https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1515/
S_ID-P10-S003 Saved research record

S003 — necessary category and action cross-references Literal URL Actual read Status/source credit https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-901/ Complete definition 2025 secondary; displayed amendment 1957 ch.181 §16 p.345 https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-904/ Complete security-transfer distinction 2025 secondary; displayed 1957 ch.181 §18 and 1967 ch.272 §13 amendments https://law.justia.com/codes/idaho/title-6/chapter-1/section-6-101/ Complete subsection (3)(a)–(o); surrounding provision inspected only to identify scope 2025 secondary; C.C.P.1881 §468 lineage; amendments 1967 ch.272 §1 p.745; 1993 ch.281 §1 p.949. Full judicial foreclosure excluded

Recorded check status: not freshly reopened in this scoped review

Direct source URLs
https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-901/
https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-904/
https://law.justia.com/codes/idaho/title-6/chapter-1/section-6-101/
S_ID-P10-S004 Saved research record

S004 — homeowner-exemption incorporation URL: https://law.justia.com/codes/idaho/title-63/chapter-6/section-63-602g/ Read: Both effective-version headings; selected complete relevant owner/primary-dwelling definitions and application paragraphs in the January 1, 2026-effective block; displayed source notes. Status: 2025 secondary reproduction containing distinct temporal versions. The displayed 2025 amendments include ch.167 §1 p.799 and ch.202 §3 p.918. The original acts and complete tax-eligibility chain were not recovered. Sections 63-701(7)–(8) and 63-703 remain unread dependencies. No tax amount or tax-roll result is used.

Recorded check status: not freshly reopened in this scoped review

Direct source URLs
https://law.justia.com/codes/idaho/title-63/chapter-6/section-63-602g/
S_ID-P10-S005 Saved research record

S005 — official Idaho court rules Issuer/title: Idaho Supreme Court, Idaho Rules of Civil Procedure. URL: https://isc.idaho.gov/rules-procedure/ircp Read: Necessary complete Rule 4(c)(1)–(2) and 4(d)(1)–(2) service/recipient provisions; rule scope and relevant surrounding headings. Status/limits: Official current-published HTML. Linked original amendment orders were not opened. No actual service, representative, jurisdiction, or return was examined. General civil-rule timing was not automatically imposed on nonjudicial statutory periods.

Recorded check status: selected primary text checked with read bounds

Direct source URLs
https://isc.idaho.gov/rules-procedure/ircp
S_ID-P10-S006 Saved research record

S006 — official historical legislative explanation Issuer/title: Idaho Attorney General, Consumer Protection, Competition, and Tobacco Enforcement—2011 Annual Report, February 2012. URL: https://www.ag.idaho.gov/content/uploads/2018/03/ConsumerAnnualReport2011.pdf Read: Generic legislative-initiatives discussion, printed page 4 / PDF index 4, visually inspected. Supports: Official historical statement that H0331 became effective September 1, 2011, amended § 45-1506(8), and added § 45-1506C. Limits: Not operative statutory text or current-law certification. Enforcement-case portions were not investigated.

Recorded check status: selected primary historical text checked with read bounds

Direct source URLs
https://www.ag.idaho.gov/content/uploads/2018/03/ConsumerAnnualReport2011.pdf
S_ID-P10-S007 Saved research record

S007 — 2011 H0331 historical amendment copy Text: https://legiscan.com/ID/text/H0331/id/255730/Idaho-2011-H0331-Introduced.pdf Status locator: https://legiscan.com/ID/bill/H0331/2011 Read: Material §§ 1–2 and § 4; generic statutory forms remained blank. Printed page 7 / PDF index 6 visually inspected for the September 1, 2011 effective clause; material amendment text read in parsed form. Status: Introduced-version legislative mirror. Secondary history reports chapter 323 and signature April 13, 2011. The official AG report independently supports the historical effective date, but the final official session-law body was not recovered.

Recorded check status: not freshly reopened in this scoped review

Direct source URLs
https://legiscan.com/ID/text/H0331/id/255730/Idaho-2011-H0331-Introduced.pdf
https://legiscan.com/ID/bill/H0331/2011
S_ID-P10-S008 Saved research record

S008 — 2016 H0503 trustee-definition amendment Text: https://legiscan.com/ID/text/H0503/id/1339055/Idaho-2016-H0503-Introduced.pdf Status: https://legiscan.com/ID/bill/H0503/2016 Read: Complete relevant amendment to § 45-1502(4); printed page 1 / PDF index 0 visually inspected. Remaining page parsed. Status: Introduced mirror; secondary history reports 2016 chapter 227 and July 1, 2016 effectiveness. No original final enactment/effective clause recovered.

Recorded check status: not freshly reopened in this scoped review

Direct source URLs
https://legiscan.com/ID/text/H0503/id/1339055/Idaho-2016-H0503-Introduced.pdf
https://legiscan.com/ID/bill/H0503/2016
S_ID-P10-S009 Saved research record

S009 — 2016 S1315 post-sale property amendment Text: https://legiscan.com/ID/text/S1315/id/1365220/Idaho-2016-S1315-Engrossed.pdf Status: https://legiscan.com/ID/bill/S1315/2016 Read: Material § 1 amendment, including § 45-1506(15); printed page 4 / PDF index 3 visually inspected. Four-page bill parsed. Status: “As Amended, As Amended” engrossed mirror. Secondary history reports chapter 364, signed April 5, 2016, effective July 1, 2016. Final official session law not recovered.

Recorded check status: not freshly reopened in this scoped review

Direct source URLs
https://legiscan.com/ID/text/S1315/id/1365220/Idaho-2016-S1315-Engrossed.pdf
https://legiscan.com/ID/bill/S1315/2016
S_ID-P10-S010 Saved research record

S010 — 2023 H0065 warning-text revision Text: https://legiscan.com/ID/text/H0065/id/2675621/Idaho-2023-H0065-Introduced.pdf Status: https://legiscan.com/ID/bill/H0065/2023 Read: Relevant § 1 amendment to § 45-1506C and § 3 effective clause. Printed page 2 / PDF index 1 and printed page 5 / PDF index 4 visually inspected. Separate foreclosure-rescue material in § 2 not used as a completed regime. Status: Introduced mirror. Effective clause states July 1, 2023; secondary history reports chapter 266 and enactment. Official PDF attempt failed. The identified change includes the warning’s HUD-reference wording, not a presumed overhaul of every foreclosure rule.

Recorded check status: not freshly reopened in this scoped review

Direct source URLs
https://legiscan.com/ID/text/H0065/id/2675621/Idaho-2023-H0065-Introduced.pdf
https://legiscan.com/ID/bill/H0065/2023
S_ID-P10-S011 Saved research record

S011 — historical court-hosted generic tenant handout Issuer: Idaho Legal Aid Services; hosted by Idaho court self-help site. URL: https://courtselfhelp.idaho.gov/docs/forms/H-9.pdf Read: Selected generic foreclosure explanation and revision marker; PDF index 1, visually inspected, states revised 1/13. Limit: Historical generic guidance, not current federal tenant-law authentication. No operational advice or tenant deadline from it is adopted.

Recorded check status: not freshly reopened in this scoped review

Direct source URLs
https://courtselfhelp.idaho.gov/docs/forms/H-9.pdf
S_ID-P10-S012 Saved research record

S012 — official dependency locators, discovery only Literal URL Status in this pass https://www.consumerfinance.gov/rules-policy/regulations/1024/30/ Official scope locator discovered; complete operative body not analyzed https://www.consumerfinance.gov/rules-policy/regulations/1024/41/ Official loss-mitigation locator discovered; no federal period or exception applied https://uscode.house.gov/us/usc/119-120/t50/s3953/ Official military-protection locator discovered; body/application dependencies not completed https://uscode.house.gov/us/usc/119-120/t26/s7425/ Official federal-tax-lien locator discovered; no operative foreclosure conclusion https://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htm Original tenant-statute locator discovered; later restoration/amendment/current-law chain not completed https://uscode.house.gov/view.xhtml?req=%28title%3A11+section%3A362%28k%29+edition%3Aprelim%29 Official automatic-stay locator discovered; no substantive bankruptcy finding Search-result text is not treated as a completed legal-body read. No federal source is used to declare an exception, permission, or actual entitlement.

Recorded check status: not freshly reopened in this scoped review

Direct source URLs
https://www.consumerfinance.gov/rules-policy/regulations/1024/30/
https://www.consumerfinance.gov/rules-policy/regulations/1024/41/
https://uscode.house.gov/us/usc/119-120/t50/s3953/
https://uscode.house.gov/us/usc/119-120/t26/s7425/
https://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htm
https://uscode.house.gov/view.xhtml?req=%28title%3A11+section%3A362%28k%29+edition%3Aprelim%29
S_ID-P10-S013 Saved research record

S013 — additional historical discovery lead https://legiscan.com/ID/bill/H0624/2012 https://legiscan.com/ID/text/H0624/id/596761/Idaho-2012-H0624-Introduced.pdf The generic 2012 publication-conflict amendment lead was discovered. The PDF body was not opened or used as authenticated enactment evidence. The current reproduced § 1506(6), not this lead, supplies the provisional finding.

Recorded check status: not freshly reopened in this scoped review

Direct source URLs
https://legiscan.com/ID/bill/H0624/2012
https://legiscan.com/ID/text/H0624/id/596761/Idaho-2012-H0624-Introduced.pdf

What was examined—and what is still missing

The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.

coverage-1 Saved research record

1—enacted framework/current official body

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Provisional framework; authentication open
Claims/sources/branches
C001–C009; S001–S004
Exact remaining dependency
Official current bodies and amendment chain

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-2 Saved research record

Trust deed versus mortgage/security interest

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Distinguished
Claims/sources/branches
C002–C003; B01
Exact remaining dependency
No actual instrument construction

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-3 Saved research record

Judicial versus nonjudicial

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Distinguished
Claims/sources/branches
C007–C008
Exact remaining dependency
Full judicial mortgage law excluded

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-4 Saved research record

Roles and successor authority

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Conditional text read
Claims/sources/branches
C003,C005–C006
Exact remaining dependency
Assignment, professional/charter authority

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-5 Saved research record

Acreage/use/location

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Complete relevant definition read
Claims/sources/branches
C004
Exact remaining dependency
Actual property and generic construction held

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-6 Saved research record

Instrument/default/enforceability

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Predicates separated
Claims/sources/branches
C009
Exact remaining dependency
No actual contract or default

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-7 Saved research record

Nonwaiver/contract qualifications

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Bounded
Claims/sources/branches
C027–C028
Exact remaining dependency
No universal waiver rule established

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-8 Saved research record

Indispensable incorporations

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Read or expressly held
Claims/sources/branches
S003–S005
Exact remaining dependency
Charter, tax, probate, execution-sale, discharge law

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-9 Saved research record

2—recorded prerequisites

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Provisionally answered
Claims/sources/branches
C009–C012
Exact remaining dependency
Official-current text; no title records

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-10 Saved research record

Notice recipients

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Provisionally answered
Claims/sources/branches
C010,C013–C014
Exact remaining dependency
Actual knowledge/representative status

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-11 Saved research record

Contents/type/language

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Provisionally answered
Claims/sources/branches
C011,C015,C021
Exact remaining dependency
No populated instrument

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-12 Saved research record

Mailing/service/posting/publication

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Material clauses read
Claims/sources/branches
C016–C019
Exact remaining dependency
Publication qualifications and actual compliance held

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-13 Saved research record

Notice reference events

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Distinguished
Claims/sources/branches
C019,C022; Section9
Exact remaining dependency
No calendar

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-14 Saved research record

Affidavits and evidence

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Distinguished
Claims/sources/branches
C018,C024,C036
Exact remaining dependency
No affidavits examined

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-15 Saved research record

3—cure/reinstatement

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Provisionally answered
Claims/sources/branches
C025–C028
Exact remaining dependency
Actual tender, expenses, contract predicates

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-16 Saved research record

Redemption versus reinstatement

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Distinguished
Claims/sources/branches
C028,C038
Exact remaining dependency
Other redemption regimes held

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-17 Saved research record

Acceleration

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Statutory reversal effect read
Claims/sources/branches
C026–C028
Exact remaining dependency
Actual acceleration validity not determined

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-18 Saved research record

Permitted fees/costs

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Categories read
Claims/sources/branches
C026–C027,C035
Exact remaining dependency
No dollar/percentage calculation

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-19 Saved research record

Prior-use/count limits

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Bounded absence in read clause
Claims/sources/branches
C028
Exact remaining dependency
No universal repeat-cure permission

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-20 Saved research record

Ordinary postponement

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Provisionally answered
Claims/sources/branches
C029
Exact remaining dependency
No actual announcement

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-21 Saved research record

Stay rescheduling

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Provisionally answered
Claims/sources/branches
C030–C032
Exact remaining dependency
Bankruptcy/court-stay status and harmonization

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-22 Saved research record

Cancellation/restart

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Specific branches read
Claims/sources/branches
C028,C031,C039
Exact remaining dependency
No general convenience cancellation rule

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-23 Saved research record

4—sale/conveyance

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Provisionally answered
Claims/sources/branches
C033–C034
Exact remaining dependency
Credit-bid/refusal incorporation; no actual sale

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-24 Saved research record

Proceeds/surplus

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Order read
Claims/sources/branches
C035
Exact remaining dependency
Priority, amount, timing of disputed distribution

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-25 Saved research record

Deficiency

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Narrow trustee-sale rule read
Claims/sources/branches
C042–C043
Exact remaining dependency
No debt validity/fair-value outcome

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-26 Saved research record

Recitals/presumptions

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Precisely separated
Claims/sources/branches
C036–C038
Exact remaining dependency
Good faith, value, notice, actual knowledge

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-27 Saved research record

Post-sale challenge/claim periods

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Specific relations identified
Claims/sources/branches
C037,C039,C042
Exact remaining dependency
No universal challenge deadline established

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-28 Saved research record

Possession

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Narrow state clause only
Claims/sources/branches
C040–C041
Exact remaining dependency
Tenant, eviction, vacancy, personal-property law

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-29 Saved research record

Reconveyance/refusal

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Duty and incorporation identified
Claims/sources/branches
C044
Exact remaining dependency
Full discharge/remedy law held

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-30 Saved research record

5—mortgage servicing

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Dependency identified only
Claims/sources/branches
C047; S012
Exact remaining dependency
Full coverage/exceptions/current rule

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-31 Saved research record

Bankruptcy/military

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Dependency identified only
Claims/sources/branches
C030,C039,C047
Exact remaining dependency
Complete underlying federal authority

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-32 Saved research record

Tax/government liens

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Dependency identified only
Claims/sources/branches
C047
Exact remaining dependency
Federal notice/discharge/redemption rules

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-33 Saved research record

Junior interests

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
State notice/proceeds relations read
Claims/sources/branches
C013,C035,C038
Exact remaining dependency
Full priority/title law excluded

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-34 Saved research record

Agriculture/special property

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Acreage/use distinction read
Claims/sources/branches
C004
Exact remaining dependency
Separate special regimes

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-35 Saved research record

Local/tribal/interstate

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Held
Claims/sources/branches
C047–C049
Exact remaining dependency
Separate jurisdiction inquiry

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-36 Saved research record

Full consumer remedies

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Held
Claims/sources/branches
C024,C047
Exact remaining dependency
§48-606 and other remedial regimes

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-37 Saved research record

6—issuer/URL/pinpoint/read extent

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Registered visibly
Claims/sources/branches
Section7
Exact remaining dependency
Exact failures retained

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-38 Saved research record

Amendment/effective/application history

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Partial
Claims/sources/branches
C045–C046; S006–S010
Exact remaining dependency
Final official enactments and full2026comparison

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-39 Saved research record

Current versus historical/discovery

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Distinguished
Claims/sources/branches
S001–S013
Exact remaining dependency
No discovery result promoted

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-40 Saved research record

Primary failure handling

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Logged
Claims/sources/branches
Section13
Exact remaining dependency
No bypass or no-law inference

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-41 Saved research record

Visible claims/quantities/branches

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Supplied
Claims/sources/branches
Sections8–10
Exact remaining dependency
Conditional evidence, not acceptance

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-42 Saved research record

Blank worksheet

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Supplied unfilled
Claims/sources/branches
Section11
Exact remaining dependency
No narrative or values

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-43 Saved research record

Earlier C033/C035 and other holds

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Unchanged
Claims/sources/branches
C050
Exact remaining dependency
No earlier gap closed by implication

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds
coverage-44 Saved research record

Dimension6/Idaho/A066

Recorded check status: recorded; no individual primary acceptance inferred

Disposition
Not accepted complete
Claims/sources/branches
All above
Exact remaining dependency
Remaining real-property and other dimensions

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds

Corrections, review and scope

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

No currently queued material correction is mapped to this component. This does not remove its currentness, access, jurisdiction or application limits.

Recorded review disposition

reviewed with official currentness notice harmonization incorporation and application holds

Other components in this research series

S_IDpass-15-citation-01

SID bounded rule-pinpoint clarification

Inside: 1. Corrected sentence · 2. Source and read-status register · Document identity

7 tables7 claim records1 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-22-quantity-01

SID Rule 40 quantity and exception completion

Inside: Displayed history—not an original-order audit · Original claim retained · 3.1 Without-cause branches

12 tables15 claim records1 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-27-limited-01

Idaho: appellate history and quantity-row corrections

Inside: 1. Replacement history rows · 2. Replacement quantity row · 3. Source and usage register

6 tables4 claim records2 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-30-limited-01

Idaho: completion of appellate costs inquiry cells B07–B27

Inside:

5 tables5 claim records8 source recordsScoped review · limits applyCaptured 2026-10-29
S_IDpass-31-limited-01

Idaho: appellate rehearing quantity-row correction

Inside: Replacement quantity row · Source and traceability patch · Read log and preserved gaps

4 tables2 claim records1 source recordsScoped review · limits applyCaptured 2026-10-29
S_IDpass-01

SID Idaho provider market access and consumer fees

Inside: Controlling result · 1. How Idaho defines and classifies the relevant conduct · 1.1 The statutory classification is functional

9 tables35 claim records31 source recordsScoped review · limits applyCaptured 2026-10-25
S_IDpass-02

SID bounded corrections and qualifications to P1

Inside: 1. Stable reference aliases · 1.1 Immutable P1 source identities · 1.2 Exact inline-reference replacements

14 tables7 claim records16 source recordsScoped review · limits applyCaptured 2026-10-26
S_IDpass-03

SID official-source currency and NMLS-checklist evidence patch

Inside: Bottom-line disposition · A1. C004 — credit-repair definition and exclusions · Substantive disposition

8 tables12 claim records22 source recordsScoped review · limits applyCaptured 2026-10-26
S_IDpass-04

SID Idaho customer funds and trust accounts

Inside: Current-source limitation · 1. Which models Idaho’s account and funds provisions reach · 1.1 Section 26-2233 uses an actual-custody trigger

7 tables30 claim records21 source recordsScoped review · limits applyCaptured 2026-10-26
S_IDpass-05

SID Idaho generic provider agreements, disclosures, cancellation, and termination

Inside: Principal findings · 3.1 Necessary actor and relationship boundaries · 3.2 Collection agency–creditor-client contracts

14 tables40 claim records26 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-06

SID Idaho limitation periods, accrual, acknowledgment, and part-payment

Inside: 1. Principal findings · Status key · 2.1 General contracts and accounts

23 tables59 claim records21 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-07

SID Idaho wage and earnings garnishment, exemptions, and claiming procedure

Inside: Evidence status · 1.1 Earnings, disposable earnings, and the proceeding being regulated · Earnings versus other property

25 tables51 claim records17 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-08

SID Idaho bank-account garnishment, protected benefit deposits, and exemption-claim boundaries

Inside: Principal findings · 1.1 Different proceedings and legal objects · 1.2 Prejudgment attachment is not ordinary postjudgment collection

25 tables55 claim records12 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-09

SID Idaho personal-property secured-debt possession, disposition, redemption, surplus, and deficiency

Inside: Principal findings · 1.1 Different legal questions must remain separate · 1.2 Roles and consumer categories

27 tables60 claim records15 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-11

SID Idaho medical billing, collection conditions, financial assistance, and federal boundaries

Inside: Principal findings · 1.1 Actor and authority comparison · 1.2 Idaho extraordinary collection action is a defined category

27 tables56 claim records23 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-12

SID Idaho payday/deferred-deposit credit, charges, and borrower protections

Inside: Principal findings · 1.1 Product and actor matrix · 1.2 Territorial and exemption qualifications

24 tables48 claim records15 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-13

SID bounded P9 noncash-proceeds correction and symbolic-register additions

Inside: 1.1 Replacement for P9 § 4.5 · 1.2 Disposition and collection are separate clauses · Effective/application status

12 tables8 claim records8 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-14

SID Idaho judicial real-property mortgage foreclosure, judicial sale, redemption, and deficiency

Inside: Principal findings · 1.1 Instrument, debt, property, and possession · 1.2 Judicially foreclosed trust deeds

24 tables55 claim records11 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-15

SID Idaho residential rent arrears, nonpayment termination, summary possession, and deposit boundaries

Inside: Principal findings · 1.1 Distinct legal objects · 1.2 Actor and property categories

27 tables49 claim records14 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-16

SID Idaho regulated residential electric and natural-gas arrears, deposits, termination, restoration, and complaints

Inside: Evidence disposition · Principal findings · 1.1 Actor and service distinctions

29 tables54 claim records10 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-17

SID Idaho consumer credit sales, retail-installment obligations, and motor-vehicle sale distinctions

Inside: Principal findings · 1.1 Product and actor distinctions · 1.2 Territorial and exemption conditions

33 tables56 claim records17 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-18

SID Idaho consumer personal-property leases and lease-purchase arrangements

Inside: Principal findings · 1.1 Legal-category comparison · 1.2 Chapter 36 exclusions

24 tables54 claim records11 source recordsCorrections to readCaptured 2026-10-28
S_IDpass-19

SID Idaho ordinary personal-property exemptions and homestead protection

Inside: Principal findings · 1.1 Execution, exemption, ownership, and debt are different questions · 1.2 Individual, dependent, and residence predicates

27 tables57 claim records13 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-20

SID Idaho ordinary unsecured closed-end consumer cash and personal loans

Inside: Principal findings · 1.1 Product and actor comparison · 1.2 Idaho nexus and exclusions

33 tables54 claim records15 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-21

SID Idaho ordinary civil debt actions: jurisdiction, commencement, service, response, default, and set-aside boundaries

Inside: Evidence disposition · Principal findings · 1.1 Distinct court questions

29 tables56 claim records11 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-22

SID Idaho small-claims debt route

Inside: Evidence disposition · Principal findings · 1.1 Small claims is a distinct procedural route

28 tables48 claim records19 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-23

SID Idaho contested debt proof, documentary evidence, and summary judgment

Inside: Evidence disposition · Principal findings · 1.1 Applicable rule systems

23 tables50 claim records8 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-24

SID Idaho ordinary civil discovery, disclosures, depositions, subpoenas, and protective/enforcement boundaries

Inside: Evidence disposition · Principal findings · 1.1 Ordinary discovery versus other proceedings

25 tables56 claim records5 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-25

SID Idaho ordinary civil trial, jury, verdict, findings, and post-trial motions

Inside: Evidence disposition · Principal findings · 1.1 Procedural posture matters

39 tables56 claim records9 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-26

SID Idaho judgment interest, remaining renewal history, recording, and satisfaction interfaces

Inside: Evidence disposition · Principal findings · 2.1 Interest categories and controlling events

23 tables35 claim records13 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-27

SID Idaho ordinary civil appellate gateways, timing, motion interactions, and stays

Inside: Evidence disposition · Principal findings · 2.1 Constitutional and statutory framework

31 tables55 claim records8 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-28

SID Idaho ordinary civil appellate records and transcripts

Inside: Evidence disposition · Principal findings · 1.1 Reuse versus new evidence

37 tables52 claim records8 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-29

SID Idaho ordinary civil appellate briefing, format, appendices, and oral argument

Inside: Evidence disposition · Principal findings · 1.1 Reuse versus new evidence

37 tables52 claim records8 source recordsScoped review · limits applyCaptured 2026-10-28
S_IDpass-30

SID Idaho ordinary civil appellate costs, attorney fees, and sanction awards

Inside: Evidence disposition · Principal findings · 1.1 Reuse versus new work

34 tables51 claim records8 source recordsScoped review · limits applyCaptured 2026-10-29
S_IDpass-31

SID Idaho appellate rehearing, discretionary review, and narrow remittitur/remand operation

Inside: Evidence disposition · Principal findings · 1.1 Reuse versus new work

30 tables45 claim records8 source recordsScoped review · limits applyCaptured 2026-10-29
S_IDpass-32

SID Idaho residential property-tax arrears, payment relief, reductions, and deferral

Inside: Evidence disposition · 1.1 Assessment, levy, bill, delinquency, and lien are different · 1.2 Property categories

39 tables62 claim records24 source recordsScoped review · limits applyCaptured 2026-10-29
Record integrity

Original saved Markdown SHA-256: a37921a72ccd3cbca12c40c57a8bbb61a5621709ea1e3270cf181184525196dd. Public formatting, private-reference removal and correction annotations are separate from that immutable original.

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