{"meta":{"key":"s_id--pass-10","task":"S_ID","title":"SID Idaho trust-deed nonjudicial power of sale","parent_title":"Idaho debt and debt relief law","edition":"pass-10","path":"/research/s_id--pass-10/","kind":"split_pass","category":"state","role":"state","area_numbers":[66],"groups":["collections"],"date":"2026-10-28","tables":24,"claims":50,"sources":13,"review_status":"reviewed_with_official_currentness_notice_harmonization_incorporation_and_application_holds","review_complete":true,"sha256":"a37921a72ccd3cbca12c40c57a8bbb61a5621709ea1e3270cf181184525196dd","headings":["Principal findings","1.1 Trust deed, mortgage, title, and obligation","1.2 Property and acreage predicates","1.3 Qualified trustee and succession","1.4 Restrictions on bypassing the security","2.1 Prerequisites are cumulative","2.2 Mandatory default-warning text","2.3 Requests for notice","2.4 Ordinary sale notice: recipients and contents","2.5 Occupant service, posting, publication, and affidavits","2.6 Mailing is not receipt","3.1 Exact scope","3.2 Required notice, request, response, and meeting","4.1 Reinstatement undoes acceleration; it does not satisfy the loan","4.2 Trustee charges and reconveyance","4.3 Three different postponement/rescheduling branches","Additional notice for a postponed primary-residence sale","Stay-specific exceptions must remain intact","5.1 Auction and deed","5.2 Proceeds order","5.3 Recitals, evidentiary effects, and title","5.4 Rescission of an invalid sale","5.5 Possession and limited unoccupied-property branch","5.6 Trustee-sale deficiency: limited action, not automatic shortfall","5.7 Reconveyance after performance","S001 — fresh official access failures","S002 — Title 45, chapter 15 statutory reproduction","S003 — necessary category and action cross-references","S004 — homeowner-exemption incorporation","S005 — official Idaho court rules","S006 — official historical legislative explanation","S007 — 2011 H0331 historical amendment copy","S008 — 2016 H0503 trustee-definition amendment","S009 — 2016 S1315 post-sale property amendment","S010 — 2023 H0065 warning-text revision","S011 — historical court-hosted generic tenant handout","S012 — official dependency locators, discovery only","S013 — additional historical discovery lead","13.1 Actual research","13.2 PDF text and pixels","13.3 Material unresolved-source and incorporation log"],"generation_provenance":{"actual_route":"regular_chat_adaptive_models","actual_model":"GPT-6","actual_mode":"Pro","provenance_limit":"Actual documented capture labels only; missing labels remain unknown. No preferred setting is inferred as actual execution."},"public_id":"S_ID/pass-10","facets":{"geography":["us","us-id"],"debt_type":["mortgage"],"stage":["foreclosure"],"subject":["foreclosure-repossession"]},"scope":"Independent generic real-property trust-deed nonjudicial power-of-sale framework within dimension6; ordinary mortgage limitation/maturity and personal-property components excluded.","pending_corrections":0},"markdown":"# S_ID PASS-10 — Idaho trust-deed nonjudicial power of sale\n\n**Fresh public-source access date:** **October 28, 2026, America/Los_Angeles.**\n\n**Component:** Generic real-property trust-deed nonjudicial foreclosure, required notices, reinstatement, postponement and rescheduling, sale, and limited post-sale consequences.\n\n**Evidence disposition:** The official Idaho statutory bodies attempted in this pass were not readable through the available public routes. The operative Idaho findings below are therefore **provisional readings of the identified 2025 Idaho Code reproductions**, not authenticated official current 2026 law. Official Idaho court-rule text and an official historical Attorney General publication were read. Legislative amendment copies were read from a mirror with their introduced or engrossed status preserved.\n\nEarlier reports, raw findings, provenance, C033/C035, and all unrelated holds remain unchanged. No earlier provider, personal-property, wage, bank, or limitations conclusion supplies a substantive foundation here.\n\n## Principal findings\n\n**The statutory process depends on more than a recorded document labeled “deed of trust.”** The reproduced provisions require qualifying real property, the statutory grantor/beneficiary/trustee relationship, a qualified trustee, the specified recordings, an actual default under a provision authorizing sale, the required notices, and the restriction concerning an action already instituted to recover the secured debt. **[C002–C010.]** [Justia Law+2](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1502/)\n\n**Several distinct clocks operate from different events.** The ordinary sale-notice period is measured before the scheduled sale; the reinstatement period is measured from recording the notice of default; the modification-request form uses receipt by a deadline measured from the notice date; the beneficiary’s response period runs from receipt of the form. These are not interchangeable. **[C013, C022, C025.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506/)\n\n**Reinstatement is not post-sale redemption or full satisfaction.** The reinstatement provision excludes principal that would not yet be due without acceleration and restores the obligation and deed as though acceleration had not occurred. The post-sale finality provision addresses a different class of rights and persons. **[C025–C028, C038.]** [LegiScan+1](https://legiscan.com/ID/text/S1315/id/1365220/Idaho-2016-S1315-Engrossed.pdf)\n\n**A trustee’s deed, recorded affidavit, and statutory evidentiary effect are different things.** Some recorded materials are prima-facie evidence; specified purchaser or reliance conditions produce conclusive effects. Those provisions are not a finding that an actual title chain, default, notice, sale, or purchaser satisfies them. **[C024, C029, C036–C039.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1510/)\n\n**A deficiency is neither automatic nor universally prohibited.** Section 45-1512 supplies a trustee-sale-specific three-month action window, a required fair-market-value finding, and two monetary limitations. It is not a general deadline for challenging a sale, and it does not replace the separately held debt-limitation inquiry. **[C042–C043.]** [Justia Law](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1512/)\n\n# 1. Framework, legal categories, and authority\n\nThroughout this report:\n\n- **P — Provisional:** Idaho statutory text read in the identified secondary reproduction.\n- **O — Official body read:** official court-rule or governmental publication, within its stated scope.\n- **H — Held:** an indispensable currentness, incorporation, construction, or application dependency remains unresolved.\n\n## 1.1 Trust deed, mortgage, title, and obligation\n\n| Legal category | Supported distinction | What is not established |\n| --- | --- | --- |\n| **Mortgage** | Reproduced § 45-901 defines a mortgage while expressly excepting a trust deed or transfer in trust. Section 45-904 treats the specified security transfer **other than in trust** as a mortgage. | That every security instrument uses the chapter 15 power-of-sale process. |\n| **Trust deed** | Section 45-1502 requires a deed conforming to the chapter, conveying qualifying real property to a trustee to secure the grantor’s obligation or another named person’s obligation to a beneficiary. | Actual execution, enforceability, ownership, or secured-debt validity. |\n| **Trustee’s title** | The reproduced definition limits the trustee’s title to the statutory power-of-sale and reconveyance purposes; other incidents of ownership remain with the grantor. | Unrestricted ownership or authority arising solely from a title label. |\n| **Beneficiary** | The named/designated person for whose benefit the trust deed is given, or successor in interest; the definition says the beneficiary is not the trustee. | A valid assignment, actual successor status, or a real-party determination. |\n| **Grantor and successors** | The grantor conveys the real property as security; other provisions separately address successors and other obligated persons. | That every occupant, borrower, owner, or obligor is the same legal person. |\n| **Judicial foreclosure** | Section 45-1503 preserves the beneficiary’s option to use mortgage judicial foreclosure. | The full judicial mortgage procedure, redemption regime, or judgment rules. |\n| **Nonjudicial power of sale** | The statute confers a conditional power after breach and requires the chapter’s advertisement-and-sale procedure. | A permission to proceed in an actual matter. |\n\n**[C002–C003, C007; S002–S003.]** [Justia Law+3](https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-901/)\n\n## 1.2 Property and acreage predicates\n\nSection 45-1502(5) contains three alternative qualifying branches:\n\n| Branch | Source-stated qualification | Boundary |\n| --- | --- | --- |\n| Incorporated location | Real property within an incorporated city or village **at the time of transfer** | This branch states no acreage ceiling. |\n| Larger nonagricultural parcel | Real property **not exceeding 80 acres**, regardless of location, that is not principally used for the listed agricultural production | The specified crop, livestock, dairy, and aquatic-production uses matter. |\n| Smaller parcel | Real property **not exceeding 40 acres**, regardless of use or location | Agricultural use is not categorically excluded from this branch. |\n\nThe definition includes the grantor’s described right, title, interest, and claim at execution and later-acquired interests of the grantor or successors. No parcel, use, acreage, incorporation boundary, or transfer date is supplied. **[C004.]** [Justia Law](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1502/)\n\n## 1.3 Qualified trustee and succession\n\nThe reproduced § 45-1504 permits the listed categories: an Idaho bar member; an authorized bank or savings-and-loan association; the specified chartered or federally authorized trust institution/corporation; or an Idaho-authorized title-insurance agent/company.\n\nA trustee may resign or be replaced. Resignation becomes effective upon the specified recording, with prompt written notice to the beneficiary. A beneficiary’s appointment of a successor vests the statutory powers upon recording in each county where the deed is recorded. **[C005–C006.]** [Justia Law](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1504/)\n\nThe underlying charter, licensing, professional-status, and corporate-authorization regimes were not completed. No trustee, beneficiary, or successor was investigated.\n\n## 1.4 Restrictions on bypassing the security\n\nSection 45-1503 restricts judicial enforcement of the secured obligation against the grantor or successor, subject to its identified alternatives: the post-sale § 45-1512 action; judicial foreclosure; the specially defined substantially-valueless-interest branch; or an action excluded by § 6-101(3).\n\nThe substantially-valueless branch uses a statutory definition and court findings. It is not established merely by a beneficiary’s assertion that foreclosure would be inconvenient. Its final-judgment/reconveyance consequences remain tied to that branch. **[C008.]** [Justia Law](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1503/)\n\nThe complete § 6-101(3) exclusion list was read. Its references to receivers, rents, other collateral, setoff, letters of credit, bankruptcy, probate, and other proceedings do not independently authorize those regimes. Their detailed operation remains outside this pass.\n\n# 2. Nonjudicial prerequisites and notice framework\n\n## 2.1 Prerequisites are cumulative\n\nThe reproduced § 45-1505 requires:\n\n| Predicate | Required legal fact or act | Boundary |\n| --- | --- | --- |\n| Recordings | Trust deed, assignments by trustee or beneficiary, and successor-trustee appointments recorded in the specified county mortgage records | A recorded label is not an adjudication of validity or ownership. |\n| Default | Default by the grantor, another obligated person, or successor under a deed provision authorizing sale for that default | No contract, acceleration election, or default is supplied. |\n| Notice of default | Trustee or beneficiary records the statutory notice in each relevant county | Recording is different from mailing, service, or receipt. |\n| Recorded-request notice | Required mailed copy to persons requesting notice under § 45-1511 | The request’s statutory timing and form matter. |\n| Other debt-recovery proceedings | No action, suit, or proceeding instituted to recover the remaining secured debt or a part of it, or the proceeding has been dismissed | Interaction with § 45-1503 and § 6-101(3) requires proper classification; no actual concurrent proceeding is assessed. |\n\n**[C009–C010; S002 §§ 1505, 1511.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1505/)\n\nThe notice of default identifies the trustors and the deed’s recording location **or** the property description in the manner stated by the section, describes the breach, and states the election to sell or cause a sale. The trustee also has the separate mailing duty to an individual owning an interest in the property. **[C010–C011.]**\n\n## 2.2 Mandatory default-warning text\n\nThe default notice sent to an individual owner must be accompanied by and affixed to the prescribed warning on a separate sheet:\n\n- At least **8½ by 11 inches**.\n- **12-point boldface** text.\n- Spanish-language treatment when the deed or an assignment is in Spanish.\n\nThe warning’s reference to a **five-day rescission right for certain foreclosure-rescue contracts** is not a five-day period to stop a trustee’s sale or reinstate the loan. The underlying foreclosure-rescue regime was not completed here. **[C011.]** [Justia Law](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1505/)\n\n## 2.3 Requests for notice\n\nSection 45-1511 permits the described acknowledged, recorded request after recording of the trust deed and before recording the notice of default. It requires the specified identifying information, address, and showing of service upon the trustee. The recorder’s notation does not give the requester a property interest or alter title.\n\nThe later-request exception in § 45-1506A is specific to its rescheduled-sale branch. **[C012.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1511/)\n\n## 2.4 Ordinary sale notice: recipients and contents\n\nAfter default-notice recording, § 45-1506(2) requires sale notice at least **120 days before the scheduled sale**, by registered or certified mail, return receipt requested, to the last-known address of:\n\n| Recipient category | Qualification |\n| --- | --- |\n| Grantor and recorded notice requesters | The statutory requester requirements apply. |\n| Grantor’s successors | Includes the stated grantee, transferee, and lessee categories when recorded before default-notice recording **or** actually known to trustee or beneficiary. |\n| Subsequent lien or interest holders | The same recorded-before-default or actual-notice alternative applies. |\n| Legal representatives | Included as the statute provides; incapacity and death have additional conditions. |\n\nThe trustee is excluded from § 45-1506(2)(c)’s notice-recipient category by § 45-1502(4). **[C003, C013.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1502/)\n\nThe sale notice must contain the grantor, trustee and beneficiary names; property description; deed recording reference; default; secured sum; and sale date, time, and place. The sale-time provision uses **after 9:00 a.m. and before 4:00 p.m., standard time**, in the county or one of the counties where the property is situated. **[C015.]**\n\nDisability, the statute’s stated incapacity category, or death does not itself delay the process **provided** the specified notice condition is met. The provision references summons service upon an incompetent person or mailing to the estate’s administrator or executor. Actual representative status, probate authority, and any additional due-process requirement remain held. **[C014.]** [Justia Law](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506/)\n\n## 2.5 Occupant service, posting, publication, and affidavits\n\n| Requirement | Statutory relation | Material exception or limit |\n| --- | --- | --- |\n| Adult-occupant service attempts | At least three good-faith attempts on different days over at least seven days; each at least thirty days before sale | Summons-service manner is incorporated. |\n| Posting | At each attempt unless the prior copy remains conspicuously posted | Successful personal service plus posting ends further attempts. |\n| Posting exception | Adult personally served was also a required mailed recipient and was actually mailed the notice | In that branch, posting is not required. |\n| Publication | Once weekly for four successive weeks, four publications, in a newspaper of general circulation in each relevant county | Last publication at least thirty days before sale. |\n| Trustee publication conflict | Trustee may not have the stated financial interest or profit from publication | The criminal consequence is not developed into an enforcement analysis here. |\n| Recorded proof | Mailing affidavit, required posting affidavit, and publication proof recorded | At least twenty days before sale. |\n\n**[C016–C018; S002 § 1506(5)–(7).]** The official Rule 4 clauses were read only to the material service incorporation. Newspaper qualification, completed publication, service validity, and any actual return are not determined. [LegiScan+1](https://legiscan.com/ID/text/S1315/id/1365220/Idaho-2016-S1315-Engrossed.pdf)\n\n## 2.6 Mailing is not receipt\n\nSection 45-1506(14) makes mail service under that section effective at mailing. Section 45-1505 contains a corresponding rule for its specified registered/certified mailing. The overseas exception permits ordinary first-class mail only where the required certified or registered service is unavailable.\n\nThose rules do not convert a different provision expressly requiring **receipt**, such as the modification-request form, into a mailing-deadline provision. **[C019, C022.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1505/)\n\n# 3. Conditional modification-review protection\n\n## 3.1 Exact scope\n\nSection 45-1506C applies to a **noncommercial loan made by a state- or federally regulated beneficiary**, secured by a deed of trust on the borrower’s primary residential property as the section defines it.\n\nIts test is not simply present occupancy. The beneficiary or agent must use the county-assessor tax-roll mechanism before recording default, and the section deems the property primary residential property when it has been granted the homeowner exemption for the **year in which the notice of default is recorded**. No exemption for that year means this section does not apply by its own text. **[C020.]** [Justia Law](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506c/)\n\nThe linked § 63-602G reproduction contains separate pre-January 1, 2026 and January 1, 2026-effective blocks. Selected relevant definitions and source notes were read, but complete tax eligibility and the incorporated tax definitions were not authenticated. No tax record was searched. **[C046.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-63/chapter-6/section-63-602g/)\n\n## 3.2 Required notice, request, response, and meeting\n\n| Duty or condition | Source-stated relation |\n| --- | --- |\n| Supplemental notice | Accompanies the default notice; at least fourteen-point type; substantially prescribed content. |\n| Request form | Must accompany the notice, give return address and deadline, and may require the specified financial/contact information. |\n| Language | Notice and form in Spanish when the deed or an assignment is Spanish. |\n| Return method/deadline | Prescribed notice requires certified mail, return receipt requested, and **beneficiary receipt by thirty days after the notice date**. |\n| Evaluation | Timely returned form must be reviewed and evaluated. |\n| Response | Written approval, denial, or request for additional information as soon as reasonably practicable, no later than forty-five days after receipt. |\n| Sale restriction | Sale may not occur until after the beneficiary or agent timely responds. |\n| Requested meeting | In-person or telephone discussion before the response, subject to the express no-meeting exception. |\n| Meeting exception | The text addresses failure to schedule within seven business days after attempted contact and failure to attend the scheduled meeting/call. |\n| Authority | The person meeting must have or be able to obtain authority to modify. |\n| Recorded compliance affidavit | Trustee records the beneficiary/agent affidavit at least twenty days before sale in each relevant county. |\n\n**[C021–C024.]** This is an opportunity for review with conditional procedural protection, not an entitlement to a modification or an automatic forty-five-day extension in every foreclosure. [Justia Law+1](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506c/)\n\nThe affidavit’s conclusive effect is expressly tied to a party relying on it. The section’s Attorney General enforcement incorporation was identified, but the complete remedies in § 48-606 were not researched. No universal private right, absence of private rights, or remedy amount is inferred.\n\n# 4. Reinstatement, postponement, and rescheduling\n\n## 4.1 Reinstatement undoes acceleration; it does not satisfy the loan\n\nFor the nonjudicial branch, § 45-1506(12) permits the listed persons to reinstate within **115 days after recording the notice of default**:\n\n- Grantor or successor in all or part of the trust property.\n- Beneficiary under a subordinate deed of trust.\n- Holder of a subordinate lien or encumbrance of record.\n\nThe amount is determined by the statutory categories, not by an invented payoff formula:\n\n| Included when legally due under the clause | Excluded from the reinstatement amount |\n| --- | --- |\n| Amount then due under the obligation and deed, including the described taxes, assessments, insurance premiums, and authorized advances | Principal that would not yet be due if default and acceleration had not occurred |\n| Enforcement costs and expenses actually incurred | Unestablished, duplicated, or unauthorized expenses |\n| Reasonable trustee fee, subject to § 45-1502(6) | A fee contrary to that section’s limits |\n| Attorney fees as provided in the promissory note | A fee entitlement assumed without that predicate |\n\nOn qualifying cure, the proceedings are dismissed or discontinued and the obligation and deed remain effective as if acceleration had not occurred. **[C025–C028.]** [LegiScan](https://legiscan.com/ID/text/S1315/id/1365220/Idaho-2016-S1315-Engrossed.pdf)\n\nNo numerical prior-use limit appears in the reproduced subsection. That bounded observation is not a conclusion that every repeated cure, tender, waiver, or contractual provision is valid. No general authorization to waive these protections was established.\n\n## 4.2 Trustee charges and reconveyance\n\nSection 45-1502(6) authorizes a **reasonable** charge and specifically addresses reconveyance compensation notwithstanding a deed provision prohibiting or limiting it. It permits refusal to reconvey until the stated reconveyance fee and recording costs are paid.\n\nIt also says the trustee is not entitled to a foreclosure fee for judicial foreclosure or work performed before default-notice recording. Cure before the last newspaper publication carries the section’s reasonable-fee rule. No fixed dollar amount, percentage, CPI index, or approved fee was found. **[C027.]** [Justia Law](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1502/)\n\n## 4.3 Three different postponement/rescheduling branches\n\n| Branch | Required predicates and relation | Held interaction |\n| --- | --- | --- |\n| **Ordinary postponement—§ 1506(8)** | Beneficiary request; public announcement at the original time/place to a stated later date/hour; each postponement no more than thirty days. A postponed sale may be postponed again under the same limits. | No numerical aggregate postponement count appears in this clause; that is not a universal validity conclusion. |\n| **Original sale prevented by stay—§ 1506A** | Sale could not occur because of the described bankruptcy or court stay; after expiration/termination, rescheduled-sale mailing at least thirty days beforehand, publication three successive weeks with last publication at least ten days beforehand, and statutory affidavits. | No stay existence, expiration, or federal permission is determined. |\n| **Stay lifted before original sale—§ 1506B** | Eligible reinstater serves a written request before the original sale time; stated postponement permits the specified 115-day relationship excluding time under stay. | Exact pre-stay compliance and timely request are indispensable. |\n\n**[C029–C031.]** [Justia Law+2](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506/)\n\n### Additional notice for a postponed primary-residence sale\n\nThe special sentence in § 45-1506(8) addresses a loan made by a state- or federally regulated beneficiary secured by the borrower’s primary residence determined under § 1506C(1). It requires:\n\n- The specified mailing at least **fourteen days before** the postponed sale.\n- The same means and persons referenced in subsection (2).\n- A recorded mailing affidavit before sale.\n- The stated conclusive compliance effect for a relying party.\n\nThe sentence does not itself repeat the word “noncommercial.” Its precise scope should not be silently rewritten from another paragraph. **[C029.]**\n\n### Stay-specific exceptions must remain intact\n\nSection 1506A permits an additional notice requester who recorded the request at least **forty-five days before the rescheduled sale**, waiving the ordinary pre-default-recording request requirement **for that section only**.\n\nSection 1506B distinguishes completed pre-stay notice/publication from a process whose publication can still be timely completed. If timely completion is impossible, it requires discontinuance and renewed compliance with the sale-notice procedure. Without the statutory postponement request, its text says the chapter’s time computation is unaffected by the intervening stay. **[C030–C031.]**\n\n**Unresolved interaction:** Section 1506B(3)’s “no further or additional notice” wording and the later special fourteen-day postponed-residence notice require harmonization before a positive combined application. This pass does not choose one as overriding the other. **[C032.]**\n\n# 5. Sale, conveyance, proceeds, and limited post-sale effects\n\n## 5.1 Auction and deed\n\nSection 45-1506(8) calls for auction to the highest bidder in one parcel or separate parcels. It permits any person, including the beneficiary, to bid, and permits the trustee’s attorney to conduct the auction.\n\nThe purchaser must pay the bid price forthwith; upon receipt, the trustee executes and delivers the deed. The refusal-to-pay branch incorporates execution-sale law. That incorporated regime was not completed, and no credit-bid method, bid-credit amount, or resale practice is inferred. **[C033.]** [LegiScan](https://legiscan.com/ID/text/S1315/id/1365220/Idaho-2016-S1315-Engrossed.pdf)\n\nThe deed conveys the interest the grantor had or had power to convey at execution, together with later-acquired grantor/successor interests. Section 45-1513 treats the trust transfer as a real-property conveyance. Neither clause is a complete title warranty or priority adjudication. **[C034.]**\n\n## 5.2 Proceeds order\n\nSection 45-1507 states the following order:\n\n| Order | Category |\n| --- | --- |\n| 1 | Sale expenses, including reasonable trustee compensation and a reasonable attorney fee |\n| 2 | The obligation secured by the trust deed |\n| 3 | Persons with recorded liens subsequent to the trustee’s interest, as their interests appear |\n| 4 | Surplus, if any, to the grantor or entitled successor |\n\n**[C035.]** This order does not decide actual seniority, the amount of a secured obligation, a disputed expense, competing surplus claims, federal liens, or a distribution deadline. [Justia Law](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1507/)\n\n## 5.3 Recitals, evidentiary effects, and title\n\n| Legal item | Statutory effect | Necessary limit |\n| --- | --- | --- |\n| Trustee’s deed contents | Property description and the prescribed default, mailing, publication, conduct, and receipt-of-purchase-money recitals | A recital is not by itself an independently adjudicated fact. |\n| Recorded deed and § 1506(7) affidavits | Prima-facie evidence of their recitals in court | Subject to the provision’s scope and other law. |\n| Good-faith purchaser for value or successor | Specified conclusive evidentiary protection | No purchaser status is found. |\n| Recorded within fifteen days, or stated next business day when recorder closed | Deed deemed effective at sale date/time for the section | Not a declaration that every later-recorded deed is void. |\n| Required-notice recipients and those claiming through them | Sale terminates the specified interests; those persons have no redemption right against the purchaser | Not a universal extinguishment of every interest or every federal right. |\n| Omitted notice | Sale validity is preserved as stated for notified persons and persons with actual knowledge | No actual notice/knowledge finding. |\n| Good-faith purchaser protection under § 1508 | Specified § 1506 noncompliance does not defeat validity in favor of the protected purchaser/successor | Not an adjudication of fraud, authority, every statutory violation, or all remedies. |\n\n**[C036–C038.]** [Justia Law+2](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1509/)\n\n## 5.4 Rescission of an invalid sale\n\nSection 45-1510(2) addresses a sale invalid because of the identified stay, a court stay, **or otherwise**. Recording the prescribed notice restores record title and the stated lien existence/priority to the pre-sale status.\n\nOnly the trustee or beneficiary that caused the deed to be recorded, or its successor, may record the statutory notice. Required contents identify the deed, recording references, parties, property, and reason. **[C039.]** [Justia Law](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1510/)\n\nThis is not a general convenience right to undo a valid sale. The clause does not supply a universal deadline for every challenge or rescission claim. No invalidity, authority to rescind, or actual recording is determined.\n\n## 5.5 Possession and limited unoccupied-property branch\n\nSection 45-1506(11) states possession entitlement on the **tenth day following sale**, except for the described interest prior to the deed. Its tenancy-at-sufferance language is not an operational eviction authorization and does not resolve federal tenant protection. **[C040.]**\n\nSubsection (15) is a separate conditional branch: on or after that time, the purchaser must reasonably determine the premises unoccupied. Titled personal property remains governed by other applicable law. Nontitled property has the stated storage, ninety-day written-notice, mailing/posting, contents, and failure-to-claim conditions. **[C041.]** [LegiScan](https://legiscan.com/ID/text/S1315/id/1365220/Idaho-2016-S1315-Engrossed.pdf)\n\nNo vacancy finding, entry, removal, storage, disposal, or tenant outcome is supplied. The incorporated titled-property regime remains held.\n\n## 5.6 Trustee-sale deficiency: limited action, not automatic shortfall\n\nSection 45-1512 permits a money judgment to be sought **within three months after the trustee’s sale** for the balance of the obligation secured by that deed. The complaint must state the enumerated debt, sale-price, fair-value, interest, cost, and attorney-fee information. Before judgment, the court must find fair market value **at the time of sale**. **[C042.]** [Justia Law](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1512/)\n\nThe statute imposes two limits:\n\n| Limit | Source-stated basis |\n| --- | --- |\n| Fair-value limitation | Amount by which indebtedness due at sale exceeds fair market value then, with the stated interest from sale |\n| Sale-price limitation | Judgment must not exceed the difference between the secured indebtedness and the sale amount as stated in the clause |\n\nThe permitted judgment is not established merely by subtracting proceeds from a reported balance. Expense entitlement, debt validity, fair value, interest, defenses, and applicable special law remain prerequisites. **[C043.]**\n\nThe three-month provision is **not** a general sale-challenge deadline, an ordinary note limitation, a mortgage-maturity period, or universal debt forgiveness. Those other clocks were not rerun.\n\n## 5.7 Reconveyance after performance\n\nSection 45-1514 requires reconveyance upon performance of the secured obligation and the beneficiary’s written request, subject to the relevant trustee-fee provision. Refusal liability incorporates mortgage-discharge law, which was not completed. No penalty amount or return deadline is invented. **[C044.]** [Justia Law](https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1514/)\n\n# 6. Federal and special-regime dependencies\n\nThese are **scope holds**, not imported federal permissions or deadlines.\n\n| Dependency | Exact generic authority identified | Read status and retained limit |\n| --- | --- | --- |\n| Mortgage servicing/loss mitigation | 12 C.F.R. §§ 1024.30 and 1024.41 | Official public locators discovered; full operative predicates/exceptions not read in this pass. No federal waiting period or entitlement imported. |\n| Bankruptcy stay | 11 U.S.C. § 362, expressly referenced in Idaho §§ 1506A and 1510 | Underlying federal body not completed. No stay existence, termination, or permission determined. |\n| Military foreclosure protection | 50 U.S.C. § 3953 | Official locator discovered only. Service, obligation timing, waiver, order, and exceptions remain held. |\n| Federal tax lien notice/discharge/redemption | 26 U.S.C. § 7425 and implementing provisions | Official locator discovered only. State notice does not establish federal compliance. |\n| Other federal liens/United States interests | Relevant joinder and federal-lien provisions, including the statutory § 2410 dependency | Not completed. No lien discharge or redemption conclusion. |\n| Foreclosure tenants | Protecting Tenants at Foreclosure Act and current statutory notes/amendments | Historical court-hosted handout is not current-law authentication. No tenant period or eviction outcome imported. |\n| Agricultural or special property | § 45-1502 acreage/use predicates plus any separately applicable regime | No categorical agricultural exclusion; federal/program and special-property law held. |\n| Probate/incapacity/service | Rule 4 incorporation and estate-representative predicates | Necessary Rule 4 paragraphs read; full probate/representative law held. |\n| Publication | Newspaper-of-general-circulation requirement and any governing publication qualifications | No newspaper or publication record inspected; detailed newspaper qualification law held. |\n| Actual title/junior interests | Recording, actual-notice, priority, and purchaser predicates | No title search, assignment chain, ownership, or priority determination. |\n| Local/tribal/interstate | Applicable jurisdiction and choice-of-law rules | Separate inquiry; no territorial permission inferred. |\n| Full consumer and private remedies | § 1506C’s § 48-606 incorporation and other applicable law | No complete enforcement, damages, standing, preemption, or private-action conclusion. |\n\n**[C047–C050.]** The official locator results support identifying these dependencies, not their substantive completion. [Consumer Financial Protection Bureau+3](https://www.consumerfinance.gov/rules-policy/regulations/1024/41/)\n\n# 7. Source and usage register\n\nAll fresh accesses occurred **October 28, 2026, Pacific time**. Short references below carry the prefix **S_ID-P10-**.\n\nThe section rows within S002–S004 are uses of the same secondary code publication family, not independent corroborating authorities. Introduced/engrossed mirrors, official history, and current-published rules remain distinct.\n\n## S001 — fresh official access failures\n\n| Literal URL | Actual result | Evidentiary limit |\n| --- | --- | --- |\n| https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1506/ | Restricted | No official operative body read |\n| https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1502/ | Restricted | Same |\n| https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2023/legislation/H0065.pdf | Inaccessible after following a visible legislative link | Materially different ordinary enactment route; final official act not recovered |\n\nThese failures are fresh P10 observations and do not overwrite prior source logs.\n\n## S002 — Title 45, chapter 15 statutory reproduction\n\n**Publisher/title:** Justia, *2025 Idaho Code—Title 45, Chapter 15, Trust Deeds*.\n**Chapter locator:** https://law.justia.com/codes/idaho/title-45/chapter-15/\n\n**Status:** Secondary, dated 2025, with express accuracy/currentness disclaimer. Complete bodies and displayed histories were read for the sections below, except § 1515, used only as a boundary.\n\n| Literal URL | Complete material read scope | Displayed credits and currentness limit |\n| --- | --- | --- |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1502/ | (1)–(6) | Added 1957 ch.181 §2 p.345; amendments 1967 ch.118 §2 p.251; 1970 ch.42 §1 p.89; 1983 ch.190 §1 p.515; 1995 ch.326 §2 p.1095; 1996 ch.248 §1 p.783; 1997 ch.387 §1 p.1242; 2008 ch.365 §1 p.1000; 2016 ch.227 §1 p.624 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1503/ | (1)–(3) | Added 1957 §3 p.345; amendments 1967 ch.118 §3 p.251; 1989 ch.340 §1 p.861; 1993 ch.281 §2 p.951 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1504/ | (1)–(2) | Added 1957 §4 p.345; amendments 1969 ch.155 §1 p.482; 1983 ch.190 §2 p.515; 2005 ch.236 §3 p.726 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1505/ | (1)–(4), prescribed warning and language rule | Added 1957 §5 p.345; amendments 1990 ch.401 §1 p.1123; 2008 ch.192 §2 p.603; 2009 ch.136 §1 p.417 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506/ | (1)–(15), all exceptions | Added 1957 §6 p.345; amendments 1967 ch.74 §1 p.170; 1983 ch.190 §3 p.516; 1990 ch.401 §2 p.1123; 2011 ch.323 §1 p.939; 2012 ch.326 §1 p.905; 2016 ch.364 §1 p.1071 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506a/ | (1)–(4) | Added 1983 ch.190 §4 p.518; amended 1987 ch.166 §1 p.327 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506b/ | (1)–(5) | Added 1983 ch.190 §5 p.519 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506c/ | (1)–(7), statutory blank notices/forms | Added 2011 ch.323 §2 p.941; amended 2023 ch.266 §1 p.793 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1507/ | Complete proceeds order | Added 1957 ch.181 §7 p.345 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1508/ | Complete finality provision | Added 1957 §8 p.345; amended 1990 ch.401 §3 p.1126 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1509/ | Complete deed-content provision | Added 1957 §9 p.345 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1510/ | (1)–(2), statutory blank rescission form | Added 1957 §10 p.345; amendments 1990 ch.401 §4 p.1126; 2010 ch.249 §1 p.639; 2013 ch.174 §1 p.403 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1511/ | Complete recorded-request provision | Added 1957 §11 p.345 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1512/ | Complete trustee-sale balance-action provision | Added 1957 §12 p.345 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1513/ | Complete conveyance provision | Added 1957 §13 p.345 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1514/ | Complete performance/reconveyance provision | Added 1957 §14 p.345 |\n| https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1515/ | Read solely to identify separate limitation incorporation; no period analysis | Added 1957 §15 p.345; P6 clocks not rerun |\n\nDisplayed source credits are not independently authenticated enactment or no-amendment findings.\n\n## S003 — necessary category and action cross-references\n\n| Literal URL | Actual read | Status/source credit |\n| --- | --- | --- |\n| https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-901/ | Complete definition | 2025 secondary; displayed amendment 1957 ch.181 §16 p.345 |\n| https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-904/ | Complete security-transfer distinction | 2025 secondary; displayed 1957 ch.181 §18 and 1967 ch.272 §13 amendments |\n| https://law.justia.com/codes/idaho/title-6/chapter-1/section-6-101/ | Complete subsection (3)(a)–(o); surrounding provision inspected only to identify scope | 2025 secondary; C.C.P.1881 §468 lineage; amendments 1967 ch.272 §1 p.745; 1993 ch.281 §1 p.949. Full judicial foreclosure excluded |\n\n## S004 — homeowner-exemption incorporation\n\n**URL:** https://law.justia.com/codes/idaho/title-63/chapter-6/section-63-602g/\n\n**Read:** Both effective-version headings; selected complete relevant owner/primary-dwelling definitions and application paragraphs in the January 1, 2026-effective block; displayed source notes.\n\n**Status:** 2025 secondary reproduction containing distinct temporal versions. The displayed 2025 amendments include ch.167 §1 p.799 and ch.202 §3 p.918. The original acts and complete tax-eligibility chain were not recovered. Sections 63-701(7)–(8) and 63-703 remain unread dependencies. No tax amount or tax-roll result is used.\n\n## S005 — official Idaho court rules\n\n**Issuer/title:** Idaho Supreme Court, *Idaho Rules of Civil Procedure*.\n**URL:** https://isc.idaho.gov/rules-procedure/ircp\n\n**Read:** Necessary complete Rule 4(c)(1)–(2) and 4(d)(1)–(2) service/recipient provisions; rule scope and relevant surrounding headings.\n\n**Status/limits:** Official current-published HTML. Linked original amendment orders were not opened. No actual service, representative, jurisdiction, or return was examined. General civil-rule timing was not automatically imposed on nonjudicial statutory periods.\n\n## S006 — official historical legislative explanation\n\n**Issuer/title:** Idaho Attorney General, *Consumer Protection, Competition, and Tobacco Enforcement—2011 Annual Report*, February 2012.\n**URL:** https://www.ag.idaho.gov/content/uploads/2018/03/ConsumerAnnualReport2011.pdf\n\n**Read:** Generic legislative-initiatives discussion, **printed page 4 / PDF index 4**, visually inspected.\n\n**Supports:** Official historical statement that H0331 became effective September 1, 2011, amended § 45-1506(8), and added § 45-1506C.\n\n**Limits:** Not operative statutory text or current-law certification. Enforcement-case portions were not investigated.\n\n## S007 — 2011 H0331 historical amendment copy\n\n- Text: https://legiscan.com/ID/text/H0331/id/255730/Idaho-2011-H0331-Introduced.pdf\n- Status locator: https://legiscan.com/ID/bill/H0331/2011\n\n**Read:** Material §§ 1–2 and § 4; generic statutory forms remained blank. **Printed page 7 / PDF index 6** visually inspected for the September 1, 2011 effective clause; material amendment text read in parsed form.\n\n**Status:** Introduced-version legislative mirror. Secondary history reports chapter 323 and signature April 13, 2011. The official AG report independently supports the historical effective date, but the final official session-law body was not recovered.\n\n## S008 — 2016 H0503 trustee-definition amendment\n\n- Text: https://legiscan.com/ID/text/H0503/id/1339055/Idaho-2016-H0503-Introduced.pdf\n- Status: https://legiscan.com/ID/bill/H0503/2016\n\n**Read:** Complete relevant amendment to § 45-1502(4); **printed page 1 / PDF index 0** visually inspected. Remaining page parsed.\n\n**Status:** Introduced mirror; secondary history reports 2016 chapter 227 and July 1, 2016 effectiveness. No original final enactment/effective clause recovered.\n\n## S009 — 2016 S1315 post-sale property amendment\n\n- Text: https://legiscan.com/ID/text/S1315/id/1365220/Idaho-2016-S1315-Engrossed.pdf\n- Status: https://legiscan.com/ID/bill/S1315/2016\n\n**Read:** Material § 1 amendment, including § 45-1506(15); **printed page 4 / PDF index 3** visually inspected. Four-page bill parsed.\n\n**Status:** “As Amended, As Amended” engrossed mirror. Secondary history reports chapter 364, signed April 5, 2016, effective July 1, 2016. Final official session law not recovered.\n\n## S010 — 2023 H0065 warning-text revision\n\n- Text: https://legiscan.com/ID/text/H0065/id/2675621/Idaho-2023-H0065-Introduced.pdf\n- Status: https://legiscan.com/ID/bill/H0065/2023\n\n**Read:** Relevant § 1 amendment to § 45-1506C and § 3 effective clause. **Printed page 2 / PDF index 1** and **printed page 5 / PDF index 4** visually inspected. Separate foreclosure-rescue material in § 2 not used as a completed regime.\n\n**Status:** Introduced mirror. Effective clause states July 1, 2023; secondary history reports chapter 266 and enactment. Official PDF attempt failed. The identified change includes the warning’s HUD-reference wording, not a presumed overhaul of every foreclosure rule.\n\n## S011 — historical court-hosted generic tenant handout\n\n**Issuer:** Idaho Legal Aid Services; hosted by Idaho court self-help site.\n**URL:** https://courtselfhelp.idaho.gov/docs/forms/H-9.pdf\n\n**Read:** Selected generic foreclosure explanation and revision marker; **PDF index 1**, visually inspected, states **revised 1/13**.\n\n**Limit:** Historical generic guidance, not current federal tenant-law authentication. No operational advice or tenant deadline from it is adopted.\n\n## S012 — official dependency locators, discovery only\n\n| Literal URL | Status in this pass |\n| --- | --- |\n| https://www.consumerfinance.gov/rules-policy/regulations/1024/30/ | Official scope locator discovered; complete operative body not analyzed |\n| https://www.consumerfinance.gov/rules-policy/regulations/1024/41/ | Official loss-mitigation locator discovered; no federal period or exception applied |\n| https://uscode.house.gov/us/usc/119-120/t50/s3953/ | Official military-protection locator discovered; body/application dependencies not completed |\n| https://uscode.house.gov/us/usc/119-120/t26/s7425/ | Official federal-tax-lien locator discovered; no operative foreclosure conclusion |\n| https://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htm | Original tenant-statute locator discovered; later restoration/amendment/current-law chain not completed |\n| https://uscode.house.gov/view.xhtml?req=%28title%3A11+section%3A362%28k%29+edition%3Aprelim%29 | Official automatic-stay locator discovered; no substantive bankruptcy finding |\n\nSearch-result text is not treated as a completed legal-body read. No federal source is used to declare an exception, permission, or actual entitlement.\n\n## S013 — additional historical discovery lead\n\n- https://legiscan.com/ID/bill/H0624/2012\n- https://legiscan.com/ID/text/H0624/id/596761/Idaho-2012-H0624-Introduced.pdf\n\nThe generic 2012 publication-conflict amendment lead was discovered. The PDF body was not opened or used as authenticated enactment evidence. The current reproduced § 1506(6), not this lead, supplies the provisional finding.\n\n# 8. Atomic consequential-claim register\n\nShort claim references carry the prefix **S_ID-P10-**. “P” refers to the reproduced Idaho text, not official current authentication.\n\n| Claim | Precise proposition | Source/pinpoint | Status and limitation |\n| --- | --- | --- | --- |\n| **C001** | Official operative Idaho bodies were not recovered through the listed fresh routes. | S001 | Access result; no no-change inference |\n| **C002** | Trust deed and ordinary mortgage are distinct statutory categories. | S002 §1502; S003 §§901,904 | P |\n| **C003** | Trustee title is limited; beneficiary, trustee, grantor, and successors are distinct. | S002 §1502(1)–(4) | P; no status adjudication |\n| **C004** | Property eligibility uses alternative location, acreage, and use branches. | S002 §1502(5) | P; no parcel classification |\n| **C005** | Trustee eligibility is confined to the listed categories. | S002 §1504(1) | P; charter/license incorporations held |\n| **C006** | Resignation and successor powers depend on the specified recording and notice conditions. | S002 §1504(2) | P |\n| **C007** | Statutory sale power and judicial foreclosure are distinct alternatives. | S002 §1503(1) | P; no permission |\n| **C008** | Direct obligation enforcement has specified exceptions, including defined valuelessness and §6-101(3). | S002 §1503(1)–(3); S003 | P; full other regimes held |\n| **C009** | Nonjudicial prerequisites include recordings, actual default, and the debt-action condition. | S002 §1505(1)–(4) | P |\n| **C010** | Default notice has statutory contents, recording, and mailing requirements. | S002 §1505(3) | P |\n| **C011** | Individual-owner warning has layout/language requirements; its rescue-contract reference is not a foreclosure cure period. | S002 §1505(3) | P; rescue regime held |\n| **C012** | Recorded notice requests have a timing/form/service predicate and do not create title interests. | S002 §1511; §1506A(2) | P |\n| **C013** | Ordinary sale notice uses the stated 120-day period and recipient categories. | S002 §1506(2) | P |\n| **C014** | Incapacity/death treatment remains conditional on specified notice to proper recipients. | S002 §1506(3); S005 Rule4 | P/O; probate held |\n| **C015** | Sale notice contents and time/place are expressly prescribed. | S002 §1506(4) | P |\n| **C016** | Occupant service/posting has complete attempt and exception conditions. | S002 §1506(5) | P; no service finding |\n| **C017** | Publication frequency, final-publication interval, and trustee conflict prohibition are distinct requirements. | S002 §1506(6) | P |\n| **C018** | Specified notice affidavits/proof must be recorded at least twenty days before sale. | S002 §1506(7) | P |\n| **C019** | Mailing effectiveness and overseas exception do not change express receipt requirements elsewhere. | S002 §§1505(3),1506(13)–(14) | P |\n| **C020** | Modification review uses regulated-beneficiary, noncommercial, and annual homeowner-exemption predicates. | S002 §1506C(1); S004 | P; tax qualification held |\n| **C021** | Supplemental notice/form have type, content, and Spanish-language conditions. | S002 §1506C(1)–(2) | P |\n| **C022** | Timely receipt triggers evaluation and response; it does not guarantee modification. | S002 §1506C(1),(3) | P |\n| **C023** | Meeting obligation, failed-contact/attendance exception, and authority condition are separate. | S002 §1506C(4) | P |\n| **C024** | Compliance affidavit has a relying-party effect; enforcement incorporation is not a full remedy determination. | S002 §1506C(5)–(7) | P/H |\n| **C025** | Nonjudicial reinstatement uses the listed persons and 115-day recording-based period. | S002 §1506(12) | P |\n| **C026** | Reinstatement excludes principal not due absent default and includes only the stated lawful categories. | S002 §1506(12) | P; no amount |\n| **C027** | Trustee fee rules include reasonableness, pre-default-recording restriction, and reconveyance conditions. | S002 §1502(6) | P; no fixed cap invented |\n| **C028** | Qualifying cure discontinues proceedings and restores the pre-acceleration obligation. | S002 §1506(12) | P; no general waiver/repeat-use rule inferred |\n| **C029** | Ordinary postponement and special postponed-residence notice are separate requirements. | S002 §1506(8) | P |\n| **C030** | A stay-prevented original sale has its own rescheduling notice/publication/requester rules. | S002 §1506A | P; bankruptcy predicates held |\n| **C031** | A stay lifted before the original sale invokes a different request and pre-stay-compliance structure. | S002 §1506B | P |\n| **C032** | The no-additional-notice clause and later special postponed-residence notice require unresolved harmonization. | S002 §§1506B(3),1506(8) | H |\n| **C033** | Auction, bidder eligibility, payment, and deed delivery have source-stated conditions. | S002 §1506(8)–(9) | P; credit bidding/refusal incorporation held |\n| **C034** | Deed conveys the statutory interest, not a universal title warranty. | S002 §§1506(10),1513 | P |\n| **C035** | Sale proceeds have a statutory application order. | S002 §1507 | P; actual priority/amounts held |\n| **C036** | Recorded recitals are prima-facie evidence, with purchaser-specific conclusive effect. | S002 §§1509,1510(1) | P |\n| **C037** | Timely recording can relate the deed’s effectiveness back to sale. | S002 §1510(1) | P; late-recording validity not decided |\n| **C038** | Finality/no-redemption provisions depend on notice, actual knowledge, or purchaser conditions. | S002 §1508 | P; no universal extinguishment |\n| **C039** | Statutory rescission addresses an invalid sale and specified recording actors/content. | S002 §1510(2) | P; no convenience rescission |\n| **C040** | Possession language does not itself resolve eviction or federal tenant protection. | S002 §1506(11) | P/H |\n| **C041** | Unoccupied-property consequences require the subsection’s full conditions. | S002 §1506(15) | P; other property law held |\n| **C042** | Section1512’s three-month window is specific to the post-trustee-sale balance action. | S002 §1512 | P; not P6 or general challenge clock |\n| **C043** | Fair-value finding and dual ceilings prevent treating arithmetic shortfall as automatic deficiency. | S002 §1512 | P; no amount/outcome |\n| **C044** | Performance and written beneficiary request trigger reconveyance, with separate fee/refusal dependencies. | S002 §§1514,1502(6) | P/H |\n| **C045** | Historical amendment copies and official history do not authenticate current operative statutory wording. | S006–S010 | Historical/source-status finding |\n| **C046** | The tax incorporation has distinct effective-version blocks; the old block is not assumed current. | S004 | P/H |\n| **C047** | Federal/special-regime dependencies are identified, not completed or applied. | S012; state cross-references | H |\n| **C048** | No universal day-counting or waiver rule is inferred from numerical periods alone. | S002,S005 | H; no calendar |\n| **C049** | No actual or invented property, party, default, notice, sale, or outcome was investigated. | Research record | Certain |\n| **C050** | Earlier holds and other dimensions remain unchanged. | Supplied scope context | No acceptance by implication |\n\n# 9. Quantities, events, boundaries, and unknowns\n\nNo actual calendar, balance, fee, tender, sale price, or deficiency is calculated.\n\n| Quantity or event | Reference object/trigger | Boundary or exception |\n| --- | --- | --- |\n| **80 acres** | Nonagricultural property branch | “Not exceeding”; listed principal agricultural uses excluded |\n| **40 acres** | Alternative property branch | “Not exceeding”; any use/location |\n| Incorporated city/village | Property at time of transfer | No acreage ceiling stated in that branch |\n| **12-point bold** | Default rescue warning | Separate prescribed sheet |\n| **8½ × 11 inches minimum** | Warning sheet | Not a deed-size rule |\n| **Five days** in warning | Certain foreclosure-rescue contracts | Not a sale cure/reinstatement period; underlying regime held |\n| Before default-notice recording | Ordinary §1511 request | After deed recording; special §1506A exception |\n| **120 days minimum** | Ordinary sale-notice mailing before scheduled sale | Mailing follows default-notice recording |\n| **Three attempts** | Adult-occupant service | Different days, good faith; statutory completion exceptions |\n| **Seven days minimum** | Span of occupant attempts | Not a response period |\n| **Thirty days minimum** | Each occupant attempt before sale | Separate from publication timing |\n| **Four successive weeks/four publications** | Ordinary publication | Once weekly in relevant counties |\n| **Thirty days minimum** | Last ordinary publication before sale | No actual publication calendar |\n| **Twenty days minimum** | §1506(7) proof recording before sale | Mailing, required posting, publication |\n| After **9 a.m.**, before **4 p.m.**, standard time | Sale time | Not inclusive endpoints |\n| **115 days** | Nonjudicial reinstatement from default-notice recording | Not business days by assumption; §1506B stay branch separate |\n| Actual enforcement costs; reasonable trustee fee; note-authorized legal fees | Reinstatement | No fixed amount or CPI adjustment |\n| Pre-default-recording work | Trustee foreclosure-fee restriction | Distinct reconveyance rule |\n| Before last newspaper publication | Cured-default trustee-fee clause | Reasonable fee, no numeric amount |\n| **Thirty days maximum per postponement** | Ordinary postponement from prior date | Repeated postponement permitted under same clause; no aggregate count inferred |\n| **Fourteen days minimum** | Special postponed-residence notice before sale | Exact regulated-beneficiary/residence predicate |\n| **Fourteen-point minimum** | Modification supplemental notice | Substantially prescribed content |\n| **Thirty days after notice date** | Modification form must be received by deadline | Certified-mail return-receipt method stated |\n| **Forty-five days maximum** | Response after form receipt | As soon as reasonably practicable; approval/denial/additional information |\n| **Seven business days** | Meeting-scheduling exception after attempted contact | Attendance exception separately preserved |\n| **Twenty days minimum** | Modification-compliance affidavit before sale | Relying-party conclusive effect |\n| Exemption granted for notice-recording year | Primary-residence statutory test | No actual occupancy/tax-record inference |\n| **Thirty days minimum** | Stay-barred rescheduled-sale mailing | Section1506A branch only |\n| **Forty-five days minimum** | Later request recorded before rescheduled sale | Pre-default request requirement waived only there |\n| **Three successive weeks/publications** | Rescheduled-sale publication | Original newspaper |\n| **Ten days minimum** | Last rescheduled publication before sale | Distinct from ordinary thirty-day publication interval |\n| Before original sale time | Written §1506B postponement request served on trustee | Eligible reinstater and stay-lifted predicate |\n| **115 days excluding stay time** | §1506B relation | No longer reinstatement period created by that section |\n| Forthwith payment | Successful bid | No payment-method or credit-bid conclusion |\n| **Tenth day following sale** | State possession provision | Prior-interest exception; federal/eviction law held |\n| On/after tenth day, reasonable unoccupied determination | Ancillary personal-property branch | No actual vacancy or entry |\n| **Ninety days’ written notice** | Nontitled-property branch | First-class mail and posting/content requirements |\n| **Ninety days from notice provided** | Failure-to-claim consequence | Not a general sale-challenge period |\n| **Fifteen days** | Deed recording for sale-time relation back | Next business day if recorder closed on fifteenth day |\n| **Three months** | §1512 post-sale balance action | Months, not converted to ninety days; not general limitations |\n| Fair value **at sale** | Required deficiency finding | Not later appraisal date |\n| Interest **from sale** | Stated deficiency provision | No rate or amount supplied |\n| **September1,2011** | H0331 historical effective clause | Introduced mirror plus official historical explanation |\n| **July1,2016** | Secondary H0503/S1315 history | Final official enactments not recovered |\n| **July1,2023** | H0065 §3 effective clause | Introduced mirror; final official body failed |\n| **January1,2026** | Separate §63-602G effective block | Secondary version, not official authentication |\n| Mailing / service / receipt / recording / publication / posting | Different legal events | No substitution or actual event finding |\n| Business/calendar counting and holidays | Provision-specific | Only expressly stated business-day rules used; no universal extra mail days |\n\n# 10. Conditional branches and precise remaining inquiries\n\n| Branch | Required predicate | Supported consequence | Inference to avoid | Next generic public-law inquiry |\n| --- | --- | --- | --- | --- |\n| **B01—trust deed** | Conforming instrument and statutory relationship | Chapter15 framework | Recorded title label alone creates authority | Official current definitions and general enforceability law |\n| **B02—property** | Exact acreage/location/use branch | Potential chapter eligibility | All agricultural or large property categorically included/excluded | Official property definition and generic construction |\n| **B03—trustee** | Qualified category and valid appointment | Statutory trustee powers | Named person necessarily qualified | Incorporated charter/licensing law |\n| **B04—successor** | Valid succession and required recording | Successor powers | Recording cures invalid assignment | Generic assignment/authority law, not records |\n| **B05—default** | Actual secured obligation and sale-authorizing default clause | Potential power of sale | Notice assertion proves default | Generic contract/default construction |\n| **B06—debt action** | Correct classification under1503/1505/6-101(3) | Statutory route restriction | Every separate proceeding is allowed or forbidden | Generic reconciliation of clauses |\n| **B07—default notice** | Correct contents, counties, recipients, methods | Statutory notice predicate | Recorded notice proves receipt or accuracy | Official text and service construction |\n| **B08—notice request** | Timely acknowledged request and service showing | Required notice status | Request creates ownership | Official1511 |\n| **B09—successor/junior notice** | Recorded-before-default or actual knowledge | Mailing obligation | Only record title matters | Generic notice/knowledge construction |\n| **B10—occupant** | Adult occupant and completed attempts/exceptions | Service/posting branch | Any posting alone suffices | Rule4 incorporation and statutory harmonization |\n| **B11—publication** | Qualified publication and sequence | Notice proof | A newspaper label proves compliance | Generic publication qualification law |\n| **B12—modification review** | Regulated beneficiary, noncommercial loan, annual tax-exemption test | Review opportunity and sale-response condition | Universal modification entitlement | Official1506C and incorporated tax law |\n| **B13—request timing** | Timely receipt by specified method | Evaluation duty | Mailing on deadline necessarily sufficient | Generic receipt/tender construction |\n| **B14—meeting** | Timely request and exception facts | Discussion before response | Every request forces an in-person meeting | Official complete paragraph; no actual facts |\n| **B15—reinstatement** | Listed person, time, qualifying payment | Discontinue and restore pre-acceleration state | Arrears estimate or full payoff interchangeable | Official1506(12), fee authority |\n| **B16—ordinary postponement** | Beneficiary request and announcement | Limited date shift | Unlimited unexplained delay | Official1506(8), generic construction |\n| **B17—stay prevents sale** | Legally operative stay and later termination | 1506Arescheduling route | State text determines bankruptcy stay | Complete federal stay law if necessary |\n| **B18—stay lifted before sale** | Timely written request and prior compliance | 1506Bbranch | Automatic tolling without request | Official clauses and generic harmonization |\n| **B19—competing notice clauses** | 1506Bno-further-notice plus applicable later residence rule | No combined conclusion yet | One silently overrides the other | Generic statutory construction, cases excluded here |\n| **B20—auction** | Valid process and eligible bidding/payment | Deed-delivery route | Beneficiary bid proves credit-bid amount | Execution-sale incorporation if needed |\n| **B21—proceeds** | Lawful expenses, secured debt, recorded junior rights | Ordered application | Gross proceeds establish surplus/deficiency | Priority and expense authority |\n| **B22—finality** | Notice/knowledge/purchaser predicates | Specified termination/protection | All defects and all interests extinguished | Generic purchaser/notice/fraud construction |\n| **B23—recitals** | Recorded deed and qualifying affidavits | Evidentiary effects | Recital equals adjudicated fact | Official1510 and evidentiary construction |\n| **B24—rescission** | Invalid sale and authorized recorder | Status-quo restoration | Convenience cancellation of valid sale | Generic invalidity/remedial law |\n| **B25—possession** | Completed sale, elapsed statutory point, no prior-interest issue | Limited state entitlement | Self-help eviction permission | Tenant/possession procedure and federal law |\n| **B26—deficiency** | Timely specific action, valid obligation, court fair-value finding | Statutory ceilings | Automatic shortfall or universal forgiveness | Official1512 and narrow construction |\n| **B27—reconveyance** | Performance, beneficiary request, applicable fees | Statutory reconveyance duty | Reinstatement equals payoff | Mortgage-discharge incorporation |\n| **B28—version** | Official operative body and material effective chain | Exact gap may close | Mirror or old report proves2026law | Readable official code/session laws |\n\n# 11. Wholly blank analytical worksheet\n\n| Field | Entry |\n| --- | --- |\n| Instrument category |  |\n| Governing authority and edition |  |\n| Official-current-text status |  |\n| Qualifying real-property branch |  |\n| Grantor role |  |\n| Beneficiary role |  |\n| Trustee qualification |  |\n| Successor-authority provision |  |\n| Recorded-instrument predicate |  |\n| Default predicate |  |\n| Concurrent-action restriction |  |\n| Default-notice contents |  |\n| Default-notice recipients |  |\n| Required warning/language |  |\n| Recorded-request provision |  |\n| Sale-notice recipients |  |\n| Sale-notice contents |  |\n| Mailing/service rule |  |\n| Occupant-service rule |  |\n| Posting exception |  |\n| Publication requirement |  |\n| Affidavit-recording requirement |  |\n| Modification-review predicate |  |\n| Request receipt rule |  |\n| Response/meeting provision |  |\n| Reinstatement eligibility |  |\n| Reinstatement amount categories |  |\n| Fee limitations |  |\n| Postponement branch |  |\n| Stay/rescheduling branch |  |\n| Sale/conveyance provision |  |\n| Proceeds order |  |\n| Finality/purchaser condition |  |\n| Recital evidentiary effect |  |\n| Post-sale possession dependency |  |\n| Deficiency provision |  |\n| Reconveyance provision |  |\n| Federal/special-regime dependency |  |\n| Counting rule or unknown |  |\n| Missing primary evidence |  |\n| Review status |  |\n\nNo field is completed.\n\n# 12. Granular coverage and retained scope\n\n| Requested issue | Disposition | Claims/sources/branches | Exact remaining dependency |\n| --- | --- | --- | --- |\n| **1—enacted framework/current official body** | Provisional framework; authentication open | C001–C009; S001–S004 | Official current bodies and amendment chain |\n| Trust deed versus mortgage/security interest | Distinguished | C002–C003; B01 | No actual instrument construction |\n| Judicial versus nonjudicial | Distinguished | C007–C008 | Full judicial mortgage law excluded |\n| Roles and successor authority | Conditional text read | C003,C005–C006 | Assignment, professional/charter authority |\n| Acreage/use/location | Complete relevant definition read | C004 | Actual property and generic construction held |\n| Instrument/default/enforceability | Predicates separated | C009 | No actual contract or default |\n| Nonwaiver/contract qualifications | Bounded | C027–C028 | No universal waiver rule established |\n| Indispensable incorporations | Read or expressly held | S003–S005 | Charter, tax, probate, execution-sale, discharge law |\n| **2—recorded prerequisites** | Provisionally answered | C009–C012 | Official-current text; no title records |\n| Notice recipients | Provisionally answered | C010,C013–C014 | Actual knowledge/representative status |\n| Contents/type/language | Provisionally answered | C011,C015,C021 | No populated instrument |\n| Mailing/service/posting/publication | Material clauses read | C016–C019 | Publication qualifications and actual compliance held |\n| Notice reference events | Distinguished | C019,C022; Section9 | No calendar |\n| Affidavits and evidence | Distinguished | C018,C024,C036 | No affidavits examined |\n| **3—cure/reinstatement** | Provisionally answered | C025–C028 | Actual tender, expenses, contract predicates |\n| Redemption versus reinstatement | Distinguished | C028,C038 | Other redemption regimes held |\n| Acceleration | Statutory reversal effect read | C026–C028 | Actual acceleration validity not determined |\n| Permitted fees/costs | Categories read | C026–C027,C035 | No dollar/percentage calculation |\n| Prior-use/count limits | Bounded absence in read clause | C028 | No universal repeat-cure permission |\n| Ordinary postponement | Provisionally answered | C029 | No actual announcement |\n| Stay rescheduling | Provisionally answered | C030–C032 | Bankruptcy/court-stay status and harmonization |\n| Cancellation/restart | Specific branches read | C028,C031,C039 | No general convenience cancellation rule |\n| **4—sale/conveyance** | Provisionally answered | C033–C034 | Credit-bid/refusal incorporation; no actual sale |\n| Proceeds/surplus | Order read | C035 | Priority, amount, timing of disputed distribution |\n| Deficiency | Narrow trustee-sale rule read | C042–C043 | No debt validity/fair-value outcome |\n| Recitals/presumptions | Precisely separated | C036–C038 | Good faith, value, notice, actual knowledge |\n| Post-sale challenge/claim periods | Specific relations identified | C037,C039,C042 | No universal challenge deadline established |\n| Possession | Narrow state clause only | C040–C041 | Tenant, eviction, vacancy, personal-property law |\n| Reconveyance/refusal | Duty and incorporation identified | C044 | Full discharge/remedy law held |\n| **5—mortgage servicing** | Dependency identified only | C047; S012 | Full coverage/exceptions/current rule |\n| Bankruptcy/military | Dependency identified only | C030,C039,C047 | Complete underlying federal authority |\n| Tax/government liens | Dependency identified only | C047 | Federal notice/discharge/redemption rules |\n| Junior interests | State notice/proceeds relations read | C013,C035,C038 | Full priority/title law excluded |\n| Agriculture/special property | Acreage/use distinction read | C004 | Separate special regimes |\n| Local/tribal/interstate | Held | C047–C049 | Separate jurisdiction inquiry |\n| Full consumer remedies | Held | C024,C047 | §48-606 and other remedial regimes |\n| **6—issuer/URL/pinpoint/read extent** | Registered visibly | Section7 | Exact failures retained |\n| Amendment/effective/application history | Partial | C045–C046; S006–S010 | Final official enactments and full2026comparison |\n| Current versus historical/discovery | Distinguished | S001–S013 | No discovery result promoted |\n| Primary failure handling | Logged | Section13 | No bypass or no-law inference |\n| Visible claims/quantities/branches | Supplied | Sections8–10 | Conditional evidence, not acceptance |\n| Blank worksheet | Supplied unfilled | Section11 | No narrative or values |\n| Earlier C033/C035 and other holds | Unchanged | C050 | No earlier gap closed by implication |\n| Dimension6/Idaho/A066 | **Not accepted complete** | All above | Remaining real-property and other dimensions |\n\n# 13. Read, search, failure, and visual-inspection log\n\n## 13.1 Actual research\n\n| Route/material | Actual use |\n| --- | --- |\n| Official Idaho trust-deed section routes | Fresh topic-specific attempts; failures recorded |\n| Materially different official enactment route | Visible 2023 H0065 PDF link attempted; failed |\n| Secondary chapter locator | Navigation to actual section bodies; omission from an index was not treated as repeal |\n| 2025 reproduced trust-deed chapter | Complete relevant bodies and histories read; §1515 only a separate-clock boundary |\n| Mortgage/category and §6-101 references | Necessary generic clauses read; no full judicial foreclosure report |\n| Homeowner-tax incorporation | Selected relevant temporal versions/definitions read; no tax record |\n| Official Idaho court rules | Necessary generic service provisions read |\n| Legislative mirrors | Relevant generic amendment/effective text read with introduced/engrossed provenance |\n| Official AG historical report | Legislative-initiatives page only used substantively |\n| Court-hosted historical tenant handout | Discovery/context only; not current tenant-law authority |\n| Federal generic searches | Official dependency locators identified; substantive regimes not reconstructed |\n| Named opinions, parties, issued notices, title records, newspaper notices | Not investigated or relied on |\n| Supplied earlier reports/local metadata | Scope context only; no local-file or conversation-link inspection |\n\n## 13.2 PDF text and pixels\n\n| Document | Parsed text used | Pixels actually inspected |\n| --- | --- | --- |\n| 2011 AG Annual Report | Legislative initiatives | Printed4 / index4 |\n| 2011 H0331 mirror | Material §§1–2 and §4 | Printed7 / index6 for effective clause |\n| 2016 H0503 mirror | Trustee-definition amendment and context | Printed1 / index0 |\n| 2016 S1315 mirror | Material §1506 amendment and added subsection15 | Printed4 / index3 |\n| 2023 H0065 mirror | §1506C warning revision and effective clause | Printed2 / index1; printed5 / index4 |\n| Historical Legal Aid handout | Selected generic text/revision marker | PDF index1 |\n| Official2023H0065route | No body recovered | None |\n\nParsed text was not represented as visual inspection of unviewed pages. Multiple formats and repeated access to one instrument were not counted as independent authorities.\n\n## 13.3 Material unresolved-source and incorporation log\n\n| Item | Exact retained limitation |\n| --- | --- |\n| Official current §§45-1502,1506 | Fresh routes failed |\n| Other chapter15official bodies | Not independently recovered; secondary wording not promoted |\n| Final official2011/2016/2023session laws | Not recovered; historical/mirror evidence has narrower effect |\n| 2012publication amendment | Discovery lead only |\n| Full2026amendment comparison | Not completed; no no-change conclusion |\n| Trustee charter/license definitions | Unread external regimes |\n| §63-602Gincorporated tax definitions | Not completely read/authenticated |\n| Newspaper qualification law | Not completed |\n| Execution-sale refusal-to-pay incorporation | Not completed |\n| Mortgage-discharge refusal liability | Not completed |\n| §48-606complete remedies | Not completed |\n| Federal servicing/stay/military/lien/tenant regimes | Held dependencies, not positive exceptions or permissions |\n| Judicial construction | No case/opinion/docket investigation |\n| Nonjudicial day counting | No universal convention or actual date calculation established |\n\n# 14. Researcher self-check and remaining conclusion\n\nThis pass newly read the trust-deed statutory framework and its necessary cross-references to the stated bounds. It recovered meaningful official historical and court-rule evidence, but **did not recover authenticated current official Idaho trust-deed statutory bodies or a complete amendment/application chain**.\n\nThe most consequential remaining issues are:\n\n- Official-current statutory authentication.\n- The interaction between the stay-postponement no-additional-notice clause and the later postponed-residence notice requirement.\n- Incorporated trustee qualifications, homeowner-tax definitions, service/probate requirements, newspaper qualifications, execution-sale provisions, and mortgage-discharge remedies.\n- Federal servicing, bankruptcy, military, federal-lien, tenant, and other special-regime predicates.\n- Judicial construction of actual notice, good faith, purchaser value, fraud, invalidity, fair value, title, and contractual enforceability.\n\nNo actual or invented property, person, entity, deed, note, default, notice, payment, sale, bidder, account, title record, case, or transaction was examined. No legal outcome, filing/service direction, sale instruction, tender amount, calendar deadline, or operational permission is supplied.\n\nThis is a **researcher self-check, not independent review**. The component remains **partial and conditional at the exact source and legal dependencies identified above**. Earlier findings and all separate holds remain preserved. No Idaho, registry dimension6, A066, parent, operational, or publication acceptance follows.\n\nEND S_ID PASS-10.\n\n","tables":[{"headers":["Legal category","Supported distinction","What is not established"],"index":0,"links":[],"row_links":[[],[],[],[],[],[],[],[]],"rows":[["Legal category","Supported distinction","What is not established"],["Mortgage","Reproduced § 45-901 defines a mortgage while expressly excepting a trust deed or transfer in trust. Section 45-904 treats the specified security transfer other than in trust as a mortgage.","That every security instrument uses the chapter 15 power-of-sale process."],["Trust deed","Section 45-1502 requires a deed conforming to the chapter, conveying qualifying real property to a trustee to secure the grantor’s obligation or another named person’s obligation to a beneficiary.","Actual execution, enforceability, ownership, or secured-debt validity."],["Trustee’s title","The reproduced definition limits the trustee’s title to the statutory power-of-sale and reconveyance purposes; other incidents of ownership remain with the grantor.","Unrestricted ownership or authority arising solely from a title label."],["Beneficiary","The named/designated person for whose benefit the trust deed is given, or successor in interest; the definition says the beneficiary is not the trustee.","A valid assignment, actual successor status, or a real-party determination."],["Grantor and successors","The grantor conveys the real property as security; other provisions separately address successors and other obligated persons.","That every occupant, borrower, owner, or obligor is the same legal person."],["Judicial foreclosure","Section 45-1503 preserves the beneficiary’s option to use mortgage judicial foreclosure.","The full judicial mortgage procedure, redemption regime, or judgment rules."],["Nonjudicial power of sale","The statute confers a conditional power after breach and requires the chapter’s advertisement-and-sale procedure.","A permission to proceed in an actual matter."]]},{"headers":["Branch","Source-stated qualification","Boundary"],"index":1,"links":[],"row_links":[[],[],[],[]],"rows":[["Branch","Source-stated qualification","Boundary"],["Incorporated location","Real property within an incorporated city or village at the time of transfer","This branch states no acreage ceiling."],["Larger nonagricultural parcel","Real property not exceeding 80 acres, regardless of location, that is not principally used for the listed agricultural production","The specified crop, livestock, dairy, and aquatic-production uses matter."],["Smaller parcel","Real property not exceeding 40 acres, regardless of use or location","Agricultural use is not categorically excluded from this branch."]]},{"headers":["Predicate","Required legal fact or act","Boundary"],"index":2,"links":[],"row_links":[[],[],[],[],[],[]],"rows":[["Predicate","Required legal fact or act","Boundary"],["Recordings","Trust deed, assignments by trustee or beneficiary, and successor-trustee appointments recorded in the specified county mortgage records","A recorded label is not an adjudication of validity or ownership."],["Default","Default by the grantor, another obligated person, or successor under a deed provision authorizing sale for that default","No contract, acceleration election, or default is supplied."],["Notice of default","Trustee or beneficiary records the statutory notice in each relevant county","Recording is different from mailing, service, or receipt."],["Recorded-request notice","Required mailed copy to persons requesting notice under § 45-1511","The request’s statutory timing and form matter."],["Other debt-recovery proceedings","No action, suit, or proceeding instituted to recover the remaining secured debt or a part of it, or the proceeding has been dismissed","Interaction with § 45-1503 and § 6-101(3) requires proper classification; no actual concurrent proceeding is assessed."]]},{"headers":["Recipient category","Qualification"],"index":3,"links":[],"row_links":[[],[],[],[],[]],"rows":[["Recipient category","Qualification"],["Grantor and recorded notice requesters","The statutory requester requirements apply."],["Grantor’s successors","Includes the stated grantee, transferee, and lessee categories when recorded before default-notice recording or actually known to trustee or beneficiary."],["Subsequent lien or interest holders","The same recorded-before-default or actual-notice alternative applies."],["Legal representatives","Included as the statute provides; incapacity and death have additional conditions."]]},{"headers":["Requirement","Statutory relation","Material exception or limit"],"index":4,"links":[],"row_links":[[],[],[],[],[],[],[]],"rows":[["Requirement","Statutory relation","Material exception or limit"],["Adult-occupant service attempts","At least three good-faith attempts on different days over at least seven days; each at least thirty days before sale","Summons-service manner is incorporated."],["Posting","At each attempt unless the prior copy remains conspicuously posted","Successful personal service plus posting ends further attempts."],["Posting exception","Adult personally served was also a required mailed recipient and was actually mailed the notice","In that branch, posting is not required."],["Publication","Once weekly for four successive weeks, four publications, in a newspaper of general circulation in each relevant county","Last publication at least thirty days before sale."],["Trustee publication conflict","Trustee may not have the stated financial interest or profit from publication","The criminal consequence is not developed into an enforcement analysis here."],["Recorded proof","Mailing affidavit, required posting affidavit, and publication proof recorded","At least twenty days before sale."]]},{"headers":["Duty or condition","Source-stated relation"],"index":5,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Duty or condition","Source-stated relation"],["Supplemental notice","Accompanies the default notice; at least fourteen-point type; substantially prescribed content."],["Request form","Must accompany the notice, give return address and deadline, and may require the specified financial/contact information."],["Language","Notice and form in Spanish when the deed or an assignment is Spanish."],["Return method/deadline","Prescribed notice requires certified mail, return receipt requested, and beneficiary receipt by thirty days after the notice date."],["Evaluation","Timely returned form must be reviewed and evaluated."],["Response","Written approval, denial, or request for additional information as soon as reasonably practicable, no later than forty-five days after receipt."],["Sale restriction","Sale may not occur until after the beneficiary or agent timely responds."],["Requested meeting","In-person or telephone discussion before the response, subject to the express no-meeting exception."],["Meeting exception","The text addresses failure to schedule within seven business days after attempted contact and failure to attend the scheduled meeting/call."],["Authority","The person meeting must have or be able to obtain authority to modify."],["Recorded compliance affidavit","Trustee records the beneficiary/agent affidavit at least twenty days before sale in each relevant county."]]},{"headers":["Included when legally due under the clause","Excluded from the reinstatement amount"],"index":6,"links":[],"row_links":[[],[],[],[],[]],"rows":[["Included when legally due under the clause","Excluded from the reinstatement amount"],["Amount then due under the obligation and deed, including the described taxes, assessments, insurance premiums, and authorized advances","Principal that would not yet be due if default and acceleration had not occurred"],["Enforcement costs and expenses actually incurred","Unestablished, duplicated, or unauthorized expenses"],["Reasonable trustee fee, subject to § 45-1502(6)","A fee contrary to that section’s limits"],["Attorney fees as provided in the promissory note","A fee entitlement assumed without that predicate"]]},{"headers":["Branch","Required predicates and relation","Held interaction"],"index":7,"links":[],"row_links":[[],[],[],[]],"rows":[["Branch","Required predicates and relation","Held interaction"],["Ordinary postponement—§ 1506(8)","Beneficiary request; public announcement at the original time/place to a stated later date/hour; each postponement no more than thirty days. A postponed sale may be postponed again under the same limits.","No numerical aggregate postponement count appears in this clause; that is not a universal validity conclusion."],["Original sale prevented by stay—§ 1506A","Sale could not occur because of the described bankruptcy or court stay; after expiration/termination, rescheduled-sale mailing at least thirty days beforehand, publication three successive weeks with last publication at least ten days beforehand, and statutory affidavits.","No stay existence, expiration, or federal permission is determined."],["Stay lifted before original sale—§ 1506B","Eligible reinstater serves a written request before the original sale time; stated postponement permits the specified 115-day relationship excluding time under stay.","Exact pre-stay compliance and timely request are indispensable."]]},{"headers":["Order","Category"],"index":8,"links":[],"row_links":[[],[],[],[],[]],"rows":[["Order","Category"],["1","Sale expenses, including reasonable trustee compensation and a reasonable attorney fee"],["2","The obligation secured by the trust deed"],["3","Persons with recorded liens subsequent to the trustee’s interest, as their interests appear"],["4","Surplus, if any, to the grantor or entitled successor"]]},{"headers":["Legal item","Statutory effect","Necessary limit"],"index":9,"links":[],"row_links":[[],[],[],[],[],[],[],[]],"rows":[["Legal item","Statutory effect","Necessary limit"],["Trustee’s deed contents","Property description and the prescribed default, mailing, publication, conduct, and receipt-of-purchase-money recitals","A recital is not by itself an independently adjudicated fact."],["Recorded deed and § 1506(7) affidavits","Prima-facie evidence of their recitals in court","Subject to the provision’s scope and other law."],["Good-faith purchaser for value or successor","Specified conclusive evidentiary protection","No purchaser status is found."],["Recorded within fifteen days, or stated next business day when recorder closed","Deed deemed effective at sale date/time for the section","Not a declaration that every later-recorded deed is void."],["Required-notice recipients and those claiming through them","Sale terminates the specified interests; those persons have no redemption right against the purchaser","Not a universal extinguishment of every interest or every federal right."],["Omitted notice","Sale validity is preserved as stated for notified persons and persons with actual knowledge","No actual notice/knowledge finding."],["Good-faith purchaser protection under § 1508","Specified § 1506 noncompliance does not defeat validity in favor of the protected purchaser/successor","Not an adjudication of fraud, authority, every statutory violation, or all remedies."]]},{"headers":["Limit","Source-stated basis"],"index":10,"links":[],"row_links":[[],[],[]],"rows":[["Limit","Source-stated basis"],["Fair-value limitation","Amount by which indebtedness due at sale exceeds fair market value then, with the stated interest from sale"],["Sale-price limitation","Judgment must not exceed the difference between the secured indebtedness and the sale amount as stated in the clause"]]},{"headers":["Dependency","Exact generic authority identified","Read status and retained limit"],"index":11,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Dependency","Exact generic authority identified","Read status and retained limit"],["Mortgage servicing/loss mitigation","12 C.F.R. §§ 1024.30 and 1024.41","Official public locators discovered; full operative predicates/exceptions not read in this pass. No federal waiting period or entitlement imported."],["Bankruptcy stay","11 U.S.C. § 362, expressly referenced in Idaho §§ 1506A and 1510","Underlying federal body not completed. No stay existence, termination, or permission determined."],["Military foreclosure protection","50 U.S.C. § 3953","Official locator discovered only. Service, obligation timing, waiver, order, and exceptions remain held."],["Federal tax lien notice/discharge/redemption","26 U.S.C. § 7425 and implementing provisions","Official locator discovered only. State notice does not establish federal compliance."],["Other federal liens/United States interests","Relevant joinder and federal-lien provisions, including the statutory § 2410 dependency","Not completed. No lien discharge or redemption conclusion."],["Foreclosure tenants","Protecting Tenants at Foreclosure Act and current statutory notes/amendments","Historical court-hosted handout is not current-law authentication. No tenant period or eviction outcome imported."],["Agricultural or special property","§ 45-1502 acreage/use predicates plus any separately applicable regime","No categorical agricultural exclusion; federal/program and special-property law held."],["Probate/incapacity/service","Rule 4 incorporation and estate-representative predicates","Necessary Rule 4 paragraphs read; full probate/representative law held."],["Publication","Newspaper-of-general-circulation requirement and any governing publication qualifications","No newspaper or publication record inspected; detailed newspaper qualification law held."],["Actual title/junior interests","Recording, actual-notice, priority, and purchaser predicates","No title search, assignment chain, ownership, or priority determination."],["Local/tribal/interstate","Applicable jurisdiction and choice-of-law rules","Separate inquiry; no territorial permission inferred."],["Full consumer and private remedies","§ 1506C’s § 48-606 incorporation and other applicable law","No complete enforcement, damages, standing, preemption, or private-action conclusion."]]},{"headers":["Literal URL","Actual result","Evidentiary limit"],"index":12,"links":[],"row_links":[[],[],[],[]],"rows":[["Literal URL","Actual result","Evidentiary limit"],["https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1506/","Restricted","No official operative body read"],["https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1502/","Restricted","Same"],["https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2023/legislation/H0065.pdf","Inaccessible after following a visible legislative link","Materially different ordinary enactment route; final official act not recovered"]]},{"headers":["Literal URL","Complete material read scope","Displayed credits and currentness limit"],"index":13,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Literal URL","Complete material read scope","Displayed credits and currentness limit"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1502/","(1)–(6)","Added 1957 ch.181 §2 p.345; amendments 1967 ch.118 §2 p.251; 1970 ch.42 §1 p.89; 1983 ch.190 §1 p.515; 1995 ch.326 §2 p.1095; 1996 ch.248 §1 p.783; 1997 ch.387 §1 p.1242; 2008 ch.365 §1 p.1000; 2016 ch.227 §1 p.624"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1503/","(1)–(3)","Added 1957 §3 p.345; amendments 1967 ch.118 §3 p.251; 1989 ch.340 §1 p.861; 1993 ch.281 §2 p.951"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1504/","(1)–(2)","Added 1957 §4 p.345; amendments 1969 ch.155 §1 p.482; 1983 ch.190 §2 p.515; 2005 ch.236 §3 p.726"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1505/","(1)–(4), prescribed warning and language rule","Added 1957 §5 p.345; amendments 1990 ch.401 §1 p.1123; 2008 ch.192 §2 p.603; 2009 ch.136 §1 p.417"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506/","(1)–(15), all exceptions","Added 1957 §6 p.345; amendments 1967 ch.74 §1 p.170; 1983 ch.190 §3 p.516; 1990 ch.401 §2 p.1123; 2011 ch.323 §1 p.939; 2012 ch.326 §1 p.905; 2016 ch.364 §1 p.1071"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506a/","(1)–(4)","Added 1983 ch.190 §4 p.518; amended 1987 ch.166 §1 p.327"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506b/","(1)–(5)","Added 1983 ch.190 §5 p.519"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506c/","(1)–(7), statutory blank notices/forms","Added 2011 ch.323 §2 p.941; amended 2023 ch.266 §1 p.793"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1507/","Complete proceeds order","Added 1957 ch.181 §7 p.345"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1508/","Complete finality provision","Added 1957 §8 p.345; amended 1990 ch.401 §3 p.1126"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1509/","Complete deed-content provision","Added 1957 §9 p.345"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1510/","(1)–(2), statutory blank rescission form","Added 1957 §10 p.345; amendments 1990 ch.401 §4 p.1126; 2010 ch.249 §1 p.639; 2013 ch.174 §1 p.403"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1511/","Complete recorded-request provision","Added 1957 §11 p.345"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1512/","Complete trustee-sale balance-action provision","Added 1957 §12 p.345"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1513/","Complete conveyance provision","Added 1957 §13 p.345"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1514/","Complete performance/reconveyance provision","Added 1957 §14 p.345"],["https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1515/","Read solely to identify separate limitation incorporation; no period analysis","Added 1957 §15 p.345; P6 clocks not rerun"]]},{"headers":["Literal URL","Actual read","Status/source credit"],"index":14,"links":[],"row_links":[[],[],[],[]],"rows":[["Literal URL","Actual read","Status/source credit"],["https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-901/","Complete definition","2025 secondary; displayed amendment 1957 ch.181 §16 p.345"],["https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-904/","Complete security-transfer distinction","2025 secondary; displayed 1957 ch.181 §18 and 1967 ch.272 §13 amendments"],["https://law.justia.com/codes/idaho/title-6/chapter-1/section-6-101/","Complete subsection (3)(a)–(o); surrounding provision inspected only to identify scope","2025 secondary; C.C.P.1881 §468 lineage; amendments 1967 ch.272 §1 p.745; 1993 ch.281 §1 p.949. Full judicial foreclosure excluded"]]},{"headers":["Literal URL","Status in this pass"],"index":15,"links":[],"row_links":[[],[],[],[],[],[],[]],"rows":[["Literal URL","Status in this pass"],["https://www.consumerfinance.gov/rules-policy/regulations/1024/30/","Official scope locator discovered; complete operative body not analyzed"],["https://www.consumerfinance.gov/rules-policy/regulations/1024/41/","Official loss-mitigation locator discovered; no federal period or exception applied"],["https://uscode.house.gov/us/usc/119-120/t50/s3953/","Official military-protection locator discovered; body/application dependencies not completed"],["https://uscode.house.gov/us/usc/119-120/t26/s7425/","Official federal-tax-lien locator discovered; no operative foreclosure conclusion"],["https://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htm","Original tenant-statute locator discovered; later restoration/amendment/current-law chain not completed"],["https://uscode.house.gov/view.xhtml?req=%28title%3A11+section%3A362%28k%29+edition%3Aprelim%29","Official automatic-stay locator discovered; no substantive bankruptcy finding"]]},{"headers":["Claim","Precise proposition","Source/pinpoint","Status and limitation"],"index":16,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Claim","Precise proposition","Source/pinpoint","Status and limitation"],["C001","Official operative Idaho bodies were not recovered through the listed fresh routes.","S001","Access result; no no-change inference"],["C002","Trust deed and ordinary mortgage are distinct statutory categories.","S002 §1502; S003 §§901,904","P"],["C003","Trustee title is limited; beneficiary, trustee, grantor, and successors are distinct.","S002 §1502(1)–(4)","P; no status adjudication"],["C004","Property eligibility uses alternative location, acreage, and use branches.","S002 §1502(5)","P; no parcel classification"],["C005","Trustee eligibility is confined to the listed categories.","S002 §1504(1)","P; charter/license incorporations held"],["C006","Resignation and successor powers depend on the specified recording and notice conditions.","S002 §1504(2)","P"],["C007","Statutory sale power and judicial foreclosure are distinct alternatives.","S002 §1503(1)","P; no permission"],["C008","Direct obligation enforcement has specified exceptions, including defined valuelessness and §6-101(3).","S002 §1503(1)–(3); S003","P; full other regimes held"],["C009","Nonjudicial prerequisites include recordings, actual default, and the debt-action condition.","S002 §1505(1)–(4)","P"],["C010","Default notice has statutory contents, recording, and mailing requirements.","S002 §1505(3)","P"],["C011","Individual-owner warning has layout/language requirements; its rescue-contract reference is not a foreclosure cure period.","S002 §1505(3)","P; rescue regime held"],["C012","Recorded notice requests have a timing/form/service predicate and do not create title interests.","S002 §1511; §1506A(2)","P"],["C013","Ordinary sale notice uses the stated 120-day period and recipient categories.","S002 §1506(2)","P"],["C014","Incapacity/death treatment remains conditional on specified notice to proper recipients.","S002 §1506(3); S005 Rule4","P/O; probate held"],["C015","Sale notice contents and time/place are expressly prescribed.","S002 §1506(4)","P"],["C016","Occupant service/posting has complete attempt and exception conditions.","S002 §1506(5)","P; no service finding"],["C017","Publication frequency, final-publication interval, and trustee conflict prohibition are distinct requirements.","S002 §1506(6)","P"],["C018","Specified notice affidavits/proof must be recorded at least twenty days before sale.","S002 §1506(7)","P"],["C019","Mailing effectiveness and overseas exception do not change express receipt requirements elsewhere.","S002 §§1505(3),1506(13)–(14)","P"],["C020","Modification review uses regulated-beneficiary, noncommercial, and annual homeowner-exemption predicates.","S002 §1506C(1); S004","P; tax qualification held"],["C021","Supplemental notice/form have type, content, and Spanish-language conditions.","S002 §1506C(1)–(2)","P"],["C022","Timely receipt triggers evaluation and response; it does not guarantee modification.","S002 §1506C(1),(3)","P"],["C023","Meeting obligation, failed-contact/attendance exception, and authority condition are separate.","S002 §1506C(4)","P"],["C024","Compliance affidavit has a relying-party effect; enforcement incorporation is not a full remedy determination.","S002 §1506C(5)–(7)","P/H"],["C025","Nonjudicial reinstatement uses the listed persons and 115-day recording-based period.","S002 §1506(12)","P"],["C026","Reinstatement excludes principal not due absent default and includes only the stated lawful categories.","S002 §1506(12)","P; no amount"],["C027","Trustee fee rules include reasonableness, pre-default-recording restriction, and reconveyance conditions.","S002 §1502(6)","P; no fixed cap invented"],["C028","Qualifying cure discontinues proceedings and restores the pre-acceleration obligation.","S002 §1506(12)","P; no general waiver/repeat-use rule inferred"],["C029","Ordinary postponement and special postponed-residence notice are separate requirements.","S002 §1506(8)","P"],["C030","A stay-prevented original sale has its own rescheduling notice/publication/requester rules.","S002 §1506A","P; bankruptcy predicates held"],["C031","A stay lifted before the original sale invokes a different request and pre-stay-compliance structure.","S002 §1506B","P"],["C032","The no-additional-notice clause and later special postponed-residence notice require unresolved harmonization.","S002 §§1506B(3),1506(8)","H"],["C033","Auction, bidder eligibility, payment, and deed delivery have source-stated conditions.","S002 §1506(8)–(9)","P; credit bidding/refusal incorporation held"],["C034","Deed conveys the statutory interest, not a universal title warranty.","S002 §§1506(10),1513","P"],["C035","Sale proceeds have a statutory application order.","S002 §1507","P; actual priority/amounts held"],["C036","Recorded recitals are prima-facie evidence, with purchaser-specific conclusive effect.","S002 §§1509,1510(1)","P"],["C037","Timely recording can relate the deed’s effectiveness back to sale.","S002 §1510(1)","P; late-recording validity not decided"],["C038","Finality/no-redemption provisions depend on notice, actual knowledge, or purchaser conditions.","S002 §1508","P; no universal extinguishment"],["C039","Statutory rescission addresses an invalid sale and specified recording actors/content.","S002 §1510(2)","P; no convenience rescission"],["C040","Possession language does not itself resolve eviction or federal tenant protection.","S002 §1506(11)","P/H"],["C041","Unoccupied-property consequences require the subsection’s full conditions.","S002 §1506(15)","P; other property law held"],["C042","Section1512’s three-month window is specific to the post-trustee-sale balance action.","S002 §1512","P; not P6 or general challenge clock"],["C043","Fair-value finding and dual ceilings prevent treating arithmetic shortfall as automatic deficiency.","S002 §1512","P; no amount/outcome"],["C044","Performance and written beneficiary request trigger reconveyance, with separate fee/refusal dependencies.","S002 §§1514,1502(6)","P/H"],["C045","Historical amendment copies and official history do not authenticate current operative statutory wording.","S006–S010","Historical/source-status finding"],["C046","The tax incorporation has distinct effective-version blocks; the old block is not assumed current.","S004","P/H"],["C047","Federal/special-regime dependencies are identified, not completed or applied.","S012; state cross-references","H"],["C048","No universal day-counting or waiver rule is inferred from numerical periods alone.","S002,S005","H; no calendar"],["C049","No actual or invented property, party, default, notice, sale, or outcome was investigated.","Research record","Certain"],["C050","Earlier holds and other dimensions remain unchanged.","Supplied scope context","No acceptance by implication"]]},{"headers":["Quantity or event","Reference object/trigger","Boundary or exception"],"index":17,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Quantity or event","Reference object/trigger","Boundary or exception"],["80 acres","Nonagricultural property branch","“Not exceeding”; listed principal agricultural uses excluded"],["40 acres","Alternative property branch","“Not exceeding”; any use/location"],["Incorporated city/village","Property at time of transfer","No acreage ceiling stated in that branch"],["12-point bold","Default rescue warning","Separate prescribed sheet"],["8½ × 11 inches minimum","Warning sheet","Not a deed-size rule"],["Five days in warning","Certain foreclosure-rescue contracts","Not a sale cure/reinstatement period; underlying regime held"],["Before default-notice recording","Ordinary §1511 request","After deed recording; special §1506A exception"],["120 days minimum","Ordinary sale-notice mailing before scheduled sale","Mailing follows default-notice recording"],["Three attempts","Adult-occupant service","Different days, good faith; statutory completion exceptions"],["Seven days minimum","Span of occupant attempts","Not a response period"],["Thirty days minimum","Each occupant attempt before sale","Separate from publication timing"],["Four successive weeks/four publications","Ordinary publication","Once weekly in relevant counties"],["Thirty days minimum","Last ordinary publication before sale","No actual publication calendar"],["Twenty days minimum","§1506(7) proof recording before sale","Mailing, required posting, publication"],["After 9 a.m., before 4 p.m., standard time","Sale time","Not inclusive endpoints"],["115 days","Nonjudicial reinstatement from default-notice recording","Not business days by assumption; §1506B stay branch separate"],["Actual enforcement costs; reasonable trustee fee; note-authorized legal fees","Reinstatement","No fixed amount or CPI adjustment"],["Pre-default-recording work","Trustee foreclosure-fee restriction","Distinct reconveyance rule"],["Before last newspaper publication","Cured-default trustee-fee clause","Reasonable fee, no numeric amount"],["Thirty days maximum per postponement","Ordinary postponement from prior date","Repeated postponement permitted under same clause; no aggregate count inferred"],["Fourteen days minimum","Special postponed-residence notice before sale","Exact regulated-beneficiary/residence predicate"],["Fourteen-point minimum","Modification supplemental notice","Substantially prescribed content"],["Thirty days after notice date","Modification form must be received by deadline","Certified-mail return-receipt method stated"],["Forty-five days maximum","Response after form receipt","As soon as reasonably practicable; approval/denial/additional information"],["Seven business days","Meeting-scheduling exception after attempted contact","Attendance exception separately preserved"],["Twenty days minimum","Modification-compliance affidavit before sale","Relying-party conclusive effect"],["Exemption granted for notice-recording year","Primary-residence statutory test","No actual occupancy/tax-record inference"],["Thirty days minimum","Stay-barred rescheduled-sale mailing","Section1506A branch only"],["Forty-five days minimum","Later request recorded before rescheduled sale","Pre-default request requirement waived only there"],["Three successive weeks/publications","Rescheduled-sale publication","Original newspaper"],["Ten days minimum","Last rescheduled publication before sale","Distinct from ordinary thirty-day publication interval"],["Before original sale time","Written §1506B postponement request served on trustee","Eligible reinstater and stay-lifted predicate"],["115 days excluding stay time","§1506B relation","No longer reinstatement period created by that section"],["Forthwith payment","Successful bid","No payment-method or credit-bid conclusion"],["Tenth day following sale","State possession provision","Prior-interest exception; federal/eviction law held"],["On/after tenth day, reasonable unoccupied determination","Ancillary personal-property branch","No actual vacancy or entry"],["Ninety days’ written notice","Nontitled-property branch","First-class mail and posting/content requirements"],["Ninety days from notice provided","Failure-to-claim consequence","Not a general sale-challenge period"],["Fifteen days","Deed recording for sale-time relation back","Next business day if recorder closed on fifteenth day"],["Three months","§1512 post-sale balance action","Months, not converted to ninety days; not general limitations"],["Fair value at sale","Required deficiency finding","Not later appraisal date"],["Interest from sale","Stated deficiency provision","No rate or amount supplied"],["September1,2011","H0331 historical effective clause","Introduced mirror plus official historical explanation"],["July1,2016","Secondary H0503/S1315 history","Final official enactments not recovered"],["July1,2023","H0065 §3 effective clause","Introduced mirror; final official body failed"],["January1,2026","Separate §63-602G effective block","Secondary version, not official authentication"],["Mailing / service / receipt / recording / publication / posting","Different legal events","No substitution or actual event finding"],["Business/calendar counting and holidays","Provision-specific","Only expressly stated business-day rules used; no universal extra mail days"]]},{"headers":["Branch","Required predicate","Supported consequence","Inference to avoid","Next generic public-law inquiry"],"index":18,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Branch","Required predicate","Supported consequence","Inference to avoid","Next generic public-law inquiry"],["B01—trust deed","Conforming instrument and statutory relationship","Chapter15 framework","Recorded title label alone creates authority","Official current definitions and general enforceability law"],["B02—property","Exact acreage/location/use branch","Potential chapter eligibility","All agricultural or large property categorically included/excluded","Official property definition and generic construction"],["B03—trustee","Qualified category and valid appointment","Statutory trustee powers","Named person necessarily qualified","Incorporated charter/licensing law"],["B04—successor","Valid succession and required recording","Successor powers","Recording cures invalid assignment","Generic assignment/authority law, not records"],["B05—default","Actual secured obligation and sale-authorizing default clause","Potential power of sale","Notice assertion proves default","Generic contract/default construction"],["B06—debt action","Correct classification under1503/1505/6-101(3)","Statutory route restriction","Every separate proceeding is allowed or forbidden","Generic reconciliation of clauses"],["B07—default notice","Correct contents, counties, recipients, methods","Statutory notice predicate","Recorded notice proves receipt or accuracy","Official text and service construction"],["B08—notice request","Timely acknowledged request and service showing","Required notice status","Request creates ownership","Official1511"],["B09—successor/junior notice","Recorded-before-default or actual knowledge","Mailing obligation","Only record title matters","Generic notice/knowledge construction"],["B10—occupant","Adult occupant and completed attempts/exceptions","Service/posting branch","Any posting alone suffices","Rule4 incorporation and statutory harmonization"],["B11—publication","Qualified publication and sequence","Notice proof","A newspaper label proves compliance","Generic publication qualification law"],["B12—modification review","Regulated beneficiary, noncommercial loan, annual tax-exemption test","Review opportunity and sale-response condition","Universal modification entitlement","Official1506C and incorporated tax law"],["B13—request timing","Timely receipt by specified method","Evaluation duty","Mailing on deadline necessarily sufficient","Generic receipt/tender construction"],["B14—meeting","Timely request and exception facts","Discussion before response","Every request forces an in-person meeting","Official complete paragraph; no actual facts"],["B15—reinstatement","Listed person, time, qualifying payment","Discontinue and restore pre-acceleration state","Arrears estimate or full payoff interchangeable","Official1506(12), fee authority"],["B16—ordinary postponement","Beneficiary request and announcement","Limited date shift","Unlimited unexplained delay","Official1506(8), generic construction"],["B17—stay prevents sale","Legally operative stay and later termination","1506Arescheduling route","State text determines bankruptcy stay","Complete federal stay law if necessary"],["B18—stay lifted before sale","Timely written request and prior compliance","1506Bbranch","Automatic tolling without request","Official clauses and generic harmonization"],["B19—competing notice clauses","1506Bno-further-notice plus applicable later residence rule","No combined conclusion yet","One silently overrides the other","Generic statutory construction, cases excluded here"],["B20—auction","Valid process and eligible bidding/payment","Deed-delivery route","Beneficiary bid proves credit-bid amount","Execution-sale incorporation if needed"],["B21—proceeds","Lawful expenses, secured debt, recorded junior rights","Ordered application","Gross proceeds establish surplus/deficiency","Priority and expense authority"],["B22—finality","Notice/knowledge/purchaser predicates","Specified termination/protection","All defects and all interests extinguished","Generic purchaser/notice/fraud construction"],["B23—recitals","Recorded deed and qualifying affidavits","Evidentiary effects","Recital equals adjudicated fact","Official1510 and evidentiary construction"],["B24—rescission","Invalid sale and authorized recorder","Status-quo restoration","Convenience cancellation of valid sale","Generic invalidity/remedial law"],["B25—possession","Completed sale, elapsed statutory point, no prior-interest issue","Limited state entitlement","Self-help eviction permission","Tenant/possession procedure and federal law"],["B26—deficiency","Timely specific action, valid obligation, court fair-value finding","Statutory ceilings","Automatic shortfall or universal forgiveness","Official1512 and narrow construction"],["B27—reconveyance","Performance, beneficiary request, applicable fees","Statutory reconveyance duty","Reinstatement equals payoff","Mortgage-discharge incorporation"],["B28—version","Official operative body and material effective chain","Exact gap may close","Mirror or old report proves2026law","Readable official code/session laws"]]},{"headers":["Field","Entry"],"index":19,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Field","Entry"],["Instrument category",""],["Governing authority and edition",""],["Official-current-text status",""],["Qualifying real-property branch",""],["Grantor role",""],["Beneficiary role",""],["Trustee qualification",""],["Successor-authority provision",""],["Recorded-instrument predicate",""],["Default predicate",""],["Concurrent-action restriction",""],["Default-notice contents",""],["Default-notice recipients",""],["Required warning/language",""],["Recorded-request provision",""],["Sale-notice recipients",""],["Sale-notice contents",""],["Mailing/service rule",""],["Occupant-service rule",""],["Posting exception",""],["Publication requirement",""],["Affidavit-recording requirement",""],["Modification-review predicate",""],["Request receipt rule",""],["Response/meeting provision",""],["Reinstatement eligibility",""],["Reinstatement amount categories",""],["Fee limitations",""],["Postponement branch",""],["Stay/rescheduling branch",""],["Sale/conveyance provision",""],["Proceeds order",""],["Finality/purchaser condition",""],["Recital evidentiary effect",""],["Post-sale possession dependency",""],["Deficiency provision",""],["Reconveyance provision",""],["Federal/special-regime dependency",""],["Counting rule or unknown",""],["Missing primary evidence",""],["Review status",""]]},{"headers":["Requested issue","Disposition","Claims/sources/branches","Exact remaining dependency"],"index":20,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Requested issue","Disposition","Claims/sources/branches","Exact remaining dependency"],["1—enacted framework/current official body","Provisional framework; authentication open","C001–C009; S001–S004","Official current bodies and amendment chain"],["Trust deed versus mortgage/security interest","Distinguished","C002–C003; B01","No actual instrument construction"],["Judicial versus nonjudicial","Distinguished","C007–C008","Full judicial mortgage law excluded"],["Roles and successor authority","Conditional text read","C003,C005–C006","Assignment, professional/charter authority"],["Acreage/use/location","Complete relevant definition read","C004","Actual property and generic construction held"],["Instrument/default/enforceability","Predicates separated","C009","No actual contract or default"],["Nonwaiver/contract qualifications","Bounded","C027–C028","No universal waiver rule established"],["Indispensable incorporations","Read or expressly held","S003–S005","Charter, tax, probate, execution-sale, discharge law"],["2—recorded prerequisites","Provisionally answered","C009–C012","Official-current text; no title records"],["Notice recipients","Provisionally answered","C010,C013–C014","Actual knowledge/representative status"],["Contents/type/language","Provisionally answered","C011,C015,C021","No populated instrument"],["Mailing/service/posting/publication","Material clauses read","C016–C019","Publication qualifications and actual compliance held"],["Notice reference events","Distinguished","C019,C022; Section9","No calendar"],["Affidavits and evidence","Distinguished","C018,C024,C036","No affidavits examined"],["3—cure/reinstatement","Provisionally answered","C025–C028","Actual tender, expenses, contract predicates"],["Redemption versus reinstatement","Distinguished","C028,C038","Other redemption regimes held"],["Acceleration","Statutory reversal effect read","C026–C028","Actual acceleration validity not determined"],["Permitted fees/costs","Categories read","C026–C027,C035","No dollar/percentage calculation"],["Prior-use/count limits","Bounded absence in read clause","C028","No universal repeat-cure permission"],["Ordinary postponement","Provisionally answered","C029","No actual announcement"],["Stay rescheduling","Provisionally answered","C030–C032","Bankruptcy/court-stay status and harmonization"],["Cancellation/restart","Specific branches read","C028,C031,C039","No general convenience cancellation rule"],["4—sale/conveyance","Provisionally answered","C033–C034","Credit-bid/refusal incorporation; no actual sale"],["Proceeds/surplus","Order read","C035","Priority, amount, timing of disputed distribution"],["Deficiency","Narrow trustee-sale rule read","C042–C043","No debt validity/fair-value outcome"],["Recitals/presumptions","Precisely separated","C036–C038","Good faith, value, notice, actual knowledge"],["Post-sale challenge/claim periods","Specific relations identified","C037,C039,C042","No universal challenge deadline established"],["Possession","Narrow state clause only","C040–C041","Tenant, eviction, vacancy, personal-property law"],["Reconveyance/refusal","Duty and incorporation identified","C044","Full discharge/remedy law held"],["5—mortgage servicing","Dependency identified only","C047; S012","Full coverage/exceptions/current rule"],["Bankruptcy/military","Dependency identified only","C030,C039,C047","Complete underlying federal authority"],["Tax/government liens","Dependency identified only","C047","Federal notice/discharge/redemption rules"],["Junior interests","State notice/proceeds relations read","C013,C035,C038","Full priority/title law excluded"],["Agriculture/special property","Acreage/use distinction read","C004","Separate special regimes"],["Local/tribal/interstate","Held","C047–C049","Separate jurisdiction inquiry"],["Full consumer remedies","Held","C024,C047","§48-606 and other remedial regimes"],["6—issuer/URL/pinpoint/read extent","Registered visibly","Section7","Exact failures retained"],["Amendment/effective/application history","Partial","C045–C046; S006–S010","Final official enactments and full2026comparison"],["Current versus historical/discovery","Distinguished","S001–S013","No discovery result promoted"],["Primary failure handling","Logged","Section13","No bypass or no-law inference"],["Visible claims/quantities/branches","Supplied","Sections8–10","Conditional evidence, not acceptance"],["Blank worksheet","Supplied unfilled","Section11","No narrative or values"],["Earlier C033/C035 and other holds","Unchanged","C050","No earlier gap closed by implication"],["Dimension6/Idaho/A066","Not accepted complete","All above","Remaining real-property and other dimensions"]]},{"headers":["Route/material","Actual use"],"index":21,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Route/material","Actual use"],["Official Idaho trust-deed section routes","Fresh topic-specific attempts; failures recorded"],["Materially different official enactment route","Visible 2023 H0065 PDF link attempted; failed"],["Secondary chapter locator","Navigation to actual section bodies; omission from an index was not treated as repeal"],["2025 reproduced trust-deed chapter","Complete relevant bodies and histories read; §1515 only a separate-clock boundary"],["Mortgage/category and §6-101 references","Necessary generic clauses read; no full judicial foreclosure report"],["Homeowner-tax incorporation","Selected relevant temporal versions/definitions read; no tax record"],["Official Idaho court rules","Necessary generic service provisions read"],["Legislative mirrors","Relevant generic amendment/effective text read with introduced/engrossed provenance"],["Official AG historical report","Legislative-initiatives page only used substantively"],["Court-hosted historical tenant handout","Discovery/context only; not current tenant-law authority"],["Federal generic searches","Official dependency locators identified; substantive regimes not reconstructed"],["Named opinions, parties, issued notices, title records, newspaper notices","Not investigated or relied on"],["Supplied earlier reports/local metadata","Scope context only; no local-file or conversation-link inspection"]]},{"headers":["Document","Parsed text used","Pixels actually inspected"],"index":22,"links":[],"row_links":[[],[],[],[],[],[],[],[]],"rows":[["Document","Parsed text used","Pixels actually inspected"],["2011 AG Annual Report","Legislative initiatives","Printed4 / index4"],["2011 H0331 mirror","Material §§1–2 and §4","Printed7 / index6 for effective clause"],["2016 H0503 mirror","Trustee-definition amendment and context","Printed1 / index0"],["2016 S1315 mirror","Material §1506 amendment and added subsection15","Printed4 / index3"],["2023 H0065 mirror","§1506C warning revision and effective clause","Printed2 / index1; printed5 / index4"],["Historical Legal Aid handout","Selected generic text/revision marker","PDF index1"],["Official2023H0065route","No body recovered","None"]]},{"headers":["Item","Exact retained limitation"],"index":23,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Item","Exact retained limitation"],["Official current §§45-1502,1506","Fresh routes failed"],["Other chapter15official bodies","Not independently recovered; secondary wording not promoted"],["Final official2011/2016/2023session laws","Not recovered; historical/mirror evidence has narrower effect"],["2012publication amendment","Discovery lead only"],["Full2026amendment comparison","Not completed; no no-change conclusion"],["Trustee charter/license definitions","Unread external regimes"],["§63-602Gincorporated tax definitions","Not completely read/authenticated"],["Newspaper qualification law","Not completed"],["Execution-sale refusal-to-pay incorporation","Not completed"],["Mortgage-discharge refusal liability","Not completed"],["§48-606complete remedies","Not completed"],["Federal servicing/stay/military/lien/tenant regimes","Held dependencies, not positive exceptions or permissions"],["Judicial construction","No case/opinion/docket investigation"],["Nonjudicial day counting","No universal convention or actual date calculation established"]]}],"claims":[{"claim_id":"S_ID-P10-C001","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C001","Precise proposition":"Official operative Idaho bodies were not recovered through the listed fresh routes.","Source/pinpoint":"S001","Status and limitation":"Access result; no no-change inference"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C002","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C002","Precise proposition":"Trust deed and ordinary mortgage are distinct statutory categories.","Source/pinpoint":"S002 §1502; S003 §§901,904","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C003","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C003","Precise proposition":"Trustee title is limited; beneficiary, trustee, grantor, and successors are distinct.","Source/pinpoint":"S002 §1502(1)–(4)","Status and limitation":"P; no status adjudication"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C004","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C004","Precise proposition":"Property eligibility uses alternative location, acreage, and use branches.","Source/pinpoint":"S002 §1502(5)","Status and limitation":"P; no parcel classification"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C005","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C005","Precise proposition":"Trustee eligibility is confined to the listed categories.","Source/pinpoint":"S002 §1504(1)","Status and limitation":"P; charter/license incorporations held"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C006","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C006","Precise proposition":"Resignation and successor powers depend on the specified recording and notice conditions.","Source/pinpoint":"S002 §1504(2)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C007","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C007","Precise proposition":"Statutory sale power and judicial foreclosure are distinct alternatives.","Source/pinpoint":"S002 §1503(1)","Status and limitation":"P; no permission"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C008","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C008","Precise proposition":"Direct obligation enforcement has specified exceptions, including defined valuelessness and §6-101(3).","Source/pinpoint":"S002 §1503(1)–(3); S003","Status and limitation":"P; full other regimes held"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C009","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C009","Precise proposition":"Nonjudicial prerequisites include recordings, actual default, and the debt-action condition.","Source/pinpoint":"S002 §1505(1)–(4)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C010","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C010","Precise proposition":"Default notice has statutory contents, recording, and mailing requirements.","Source/pinpoint":"S002 §1505(3)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C011","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C011","Precise proposition":"Individual-owner warning has layout/language requirements; its rescue-contract reference is not a foreclosure cure period.","Source/pinpoint":"S002 §1505(3)","Status and limitation":"P; rescue regime held"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C012","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C012","Precise proposition":"Recorded notice requests have a timing/form/service predicate and do not create title interests.","Source/pinpoint":"S002 §1511; §1506A(2)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C013","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C013","Precise proposition":"Ordinary sale notice uses the stated 120-day period and recipient categories.","Source/pinpoint":"S002 §1506(2)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"selected_cached_primary_partial_aspect_and_secondary_compared_currentness_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C014","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C014","Precise proposition":"Incapacity/death treatment remains conditional on specified notice to proper recipients.","Source/pinpoint":"S002 §1506(3); S005 Rule4","Status and limitation":"P/O; probate held"},"raw_table_index":16,"coordinator_verification_status":"selected_cached_primary_partial_aspect_and_secondary_compared_currentness_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C015","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C015","Precise proposition":"Sale notice contents and time/place are expressly prescribed.","Source/pinpoint":"S002 §1506(4)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"selected_cached_primary_partial_aspect_and_secondary_compared_currentness_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C016","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C016","Precise proposition":"Occupant service/posting has complete attempt and exception conditions.","Source/pinpoint":"S002 §1506(5)","Status and limitation":"P; no service finding"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C017","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C017","Precise proposition":"Publication frequency, final-publication interval, and trustee conflict prohibition are distinct requirements.","Source/pinpoint":"S002 §1506(6)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C018","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C018","Precise proposition":"Specified notice affidavits/proof must be recorded at least twenty days before sale.","Source/pinpoint":"S002 §1506(7)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C019","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C019","Precise proposition":"Mailing effectiveness and overseas exception do not change express receipt requirements elsewhere.","Source/pinpoint":"S002 §§1505(3),1506(13)–(14)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C020","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C020","Precise proposition":"Modification review uses regulated-beneficiary, noncommercial, and annual homeowner-exemption predicates.","Source/pinpoint":"S002 §1506C(1); S004","Status and limitation":"P; tax qualification held"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C021","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C021","Precise proposition":"Supplemental notice/form have type, content, and Spanish-language conditions.","Source/pinpoint":"S002 §1506C(1)–(2)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C022","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C022","Precise proposition":"Timely receipt triggers evaluation and response; it does not guarantee modification.","Source/pinpoint":"S002 §1506C(1),(3)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C023","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C023","Precise proposition":"Meeting obligation, failed-contact/attendance exception, and authority condition are separate.","Source/pinpoint":"S002 §1506C(4)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C024","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C024","Precise proposition":"Compliance affidavit has a relying-party effect; enforcement incorporation is not a full remedy determination.","Source/pinpoint":"S002 §1506C(5)–(7)","Status and limitation":"P/H"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C025","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C025","Precise proposition":"Nonjudicial reinstatement uses the listed persons and 115-day recording-based period.","Source/pinpoint":"S002 §1506(12)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C026","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C026","Precise proposition":"Reinstatement excludes principal not due absent default and includes only the stated lawful categories.","Source/pinpoint":"S002 §1506(12)","Status and limitation":"P; no amount"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C027","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C027","Precise proposition":"Trustee fee rules include reasonableness, pre-default-recording restriction, and reconveyance conditions.","Source/pinpoint":"S002 §1502(6)","Status and limitation":"P; no fixed cap invented"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C028","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C028","Precise proposition":"Qualifying cure discontinues proceedings and restores the pre-acceleration obligation.","Source/pinpoint":"S002 §1506(12)","Status and limitation":"P; no general waiver/repeat-use rule inferred"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C029","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C029","Precise proposition":"Ordinary postponement and special postponed-residence notice are separate requirements.","Source/pinpoint":"S002 §1506(8)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C030","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C030","Precise proposition":"A stay-prevented original sale has its own rescheduling notice/publication/requester rules.","Source/pinpoint":"S002 §1506A","Status and limitation":"P; bankruptcy predicates held"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C031","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C031","Precise proposition":"A stay lifted before the original sale invokes a different request and pre-stay-compliance structure.","Source/pinpoint":"S002 §1506B","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C032","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C032","Precise proposition":"The no-additional-notice clause and later special postponed-residence notice require unresolved harmonization.","Source/pinpoint":"S002 §§1506B(3),1506(8)","Status and limitation":"H"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]","coordinator_scope_note":"1506B(3)no-further-noticeand1506(8)laterresidentialpostponednoticeinteractionremainsunresolved; nooverrideselected."},{"claim_id":"S_ID-P10-C033","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C033","Precise proposition":"Auction, bidder eligibility, payment, and deed delivery have source-stated conditions.","Source/pinpoint":"S002 §1506(8)–(9)","Status and limitation":"P; credit bidding/refusal incorporation held"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C034","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C034","Precise proposition":"Deed conveys the statutory interest, not a universal title warranty.","Source/pinpoint":"S002 §§1506(10),1513","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C035","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C035","Precise proposition":"Sale proceeds have a statutory application order.","Source/pinpoint":"S002 §1507","Status and limitation":"P; actual priority/amounts held"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C036","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C036","Precise proposition":"Recorded recitals are prima-facie evidence, with purchaser-specific conclusive effect.","Source/pinpoint":"S002 §§1509,1510(1)","Status and limitation":"P"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C037","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C037","Precise proposition":"Timely recording can relate the deed’s effectiveness back to sale.","Source/pinpoint":"S002 §1510(1)","Status and limitation":"P; late-recording validity not decided"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C038","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C038","Precise proposition":"Finality/no-redemption provisions depend on notice, actual knowledge, or purchaser conditions.","Source/pinpoint":"S002 §1508","Status and limitation":"P; no universal extinguishment"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C039","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C039","Precise proposition":"Statutory rescission addresses an invalid sale and specified recording actors/content.","Source/pinpoint":"S002 §1510(2)","Status and limitation":"P; no convenience rescission"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C040","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C040","Precise proposition":"Possession language does not itself resolve eviction or federal tenant protection.","Source/pinpoint":"S002 §1506(11)","Status and limitation":"P/H"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C041","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C041","Precise proposition":"Unoccupied-property consequences require the subsection’s full conditions.","Source/pinpoint":"S002 §1506(15)","Status and limitation":"P; other property law held"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C042","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C042","Precise proposition":"Section1512’s three-month window is specific to the post-trustee-sale balance action.","Source/pinpoint":"S002 §1512","Status and limitation":"P; not P6 or general challenge clock"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C043","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C043","Precise proposition":"Fair-value finding and dual ceilings prevent treating arithmetic shortfall as automatic deficiency.","Source/pinpoint":"S002 §1512","Status and limitation":"P; no amount/outcome"},"raw_table_index":16,"coordinator_verification_status":"selected_secondary_aspect_compared_official_currentness_incorporations_construction_held","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C044","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C044","Precise proposition":"Performance and written beneficiary request trigger reconveyance, with separate fee/refusal dependencies.","Source/pinpoint":"S002 §§1514,1502(6)","Status and limitation":"P/H"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C045","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C045","Precise proposition":"Historical amendment copies and official history do not authenticate current operative statutory wording.","Source/pinpoint":"S006–S010","Status and limitation":"Historical/source-status finding"},"raw_table_index":16,"coordinator_verification_status":"historical_AG_aspect_primary_compared_final_enactment_and_2026chain_unverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C046","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C046","Precise proposition":"The tax incorporation has distinct effective-version blocks; the old block is not assumed current.","Source/pinpoint":"S004","Status and limitation":"P/H"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C047","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C047","Precise proposition":"Federal/special-regime dependencies are identified, not completed or applied.","Source/pinpoint":"S012; state cross-references","Status and limitation":"H"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C048","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C048","Precise proposition":"No universal day-counting or waiver rule is inferred from numerical periods alone.","Source/pinpoint":"S002,S005","Status and limitation":"H; no calendar"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C049","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C049","Precise proposition":"No actual or invented property, party, default, notice, sale, or outcome was investigated.","Source/pinpoint":"Research record","Status and limitation":"Certain"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_ID-P10-C050","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C050","Precise proposition":"Earlier holds and other dimensions remain unchanged.","Source/pinpoint":"Supplied scope context","Status and limitation":"No acceptance by implication"},"raw_table_index":16,"coordinator_verification_status":"report_scope_reviewed_not_all_primary_reverified","id_normalization":"Visible bare claim ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":"[internal evidence reference]"}],"sources":[{"source_id":"S_ID-P10-S001","urls":["https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1506/","https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1502/","https://legislature.idaho.gov/wp-content/uploads/sessioninfo/2023/legislation/H0065.pdf"],"researcher_record":{"Source ID":"S_ID-P10-S001","Verbatim complete visible source and usage section":"S001 — fresh official access failures\nLiteral URL\tActual result\tEvidentiary limit\nhttps://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1506/\tRestricted\tNo official operative body read\nhttps://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH15/SECT45-1502/\tRestricted\tSame\nhttps://legislature.idaho.gov/wp-content/uploads/sessioninfo/2023/legislation/H0065.pdf\tInaccessible after following a visible legislative link\tMaterially different ordinary enactment route; final official act not recovered\n\nThese failures are fresh P10 observations and do not overwrite prior source logs."},"raw_table_indices":[12],"coordinator_verification_status":"partial_official_cached_text_read_later_range_delivery_failed","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"Official45-1506initial cached body read only(1)–(4), lines79–97, crawler labeled1.7yearsold; subsequent attemptedlower-range deliveryfailed. No identical retry afterfailure. Does notauthenticateOct2026orremainingbody. Originalresearcherfailuresunchanged. Differentofficial1512routefailedonce; nofullchapter/siteavailabilityinference."}},{"source_id":"S_ID-P10-S002","urls":["https://law.justia.com/codes/idaho/title-45/chapter-15/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1502/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1503/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1504/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1505/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506a/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506b/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506c/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1507/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1508/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1509/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1510/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1511/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1512/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1513/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1514/","https://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1515/"],"researcher_record":{"Source ID":"S_ID-P10-S002","Verbatim complete visible source and usage section":"S002 — Title 45, chapter 15 statutory reproduction\n\nPublisher/title: Justia, 2025 Idaho Code—Title 45, Chapter 15, Trust Deeds.\nChapter locator: https://law.justia.com/codes/idaho/title-45/chapter-15/\n\nStatus: Secondary, dated 2025, with express accuracy/currentness disclaimer. Complete bodies and displayed histories were read for the sections below, except § 1515, used only as a boundary.\n\nLiteral URL\tComplete material read scope\tDisplayed credits and currentness limit\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1502/\t(1)–(6)\tAdded 1957 ch.181 §2 p.345; amendments 1967 ch.118 §2 p.251; 1970 ch.42 §1 p.89; 1983 ch.190 §1 p.515; 1995 ch.326 §2 p.1095; 1996 ch.248 §1 p.783; 1997 ch.387 §1 p.1242; 2008 ch.365 §1 p.1000; 2016 ch.227 §1 p.624\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1503/\t(1)–(3)\tAdded 1957 §3 p.345; amendments 1967 ch.118 §3 p.251; 1989 ch.340 §1 p.861; 1993 ch.281 §2 p.951\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1504/\t(1)–(2)\tAdded 1957 §4 p.345; amendments 1969 ch.155 §1 p.482; 1983 ch.190 §2 p.515; 2005 ch.236 §3 p.726\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1505/\t(1)–(4), prescribed warning and language rule\tAdded 1957 §5 p.345; amendments 1990 ch.401 §1 p.1123; 2008 ch.192 §2 p.603; 2009 ch.136 §1 p.417\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506/\t(1)–(15), all exceptions\tAdded 1957 §6 p.345; amendments 1967 ch.74 §1 p.170; 1983 ch.190 §3 p.516; 1990 ch.401 §2 p.1123; 2011 ch.323 §1 p.939; 2012 ch.326 §1 p.905; 2016 ch.364 §1 p.1071\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506a/\t(1)–(4)\tAdded 1983 ch.190 §4 p.518; amended 1987 ch.166 §1 p.327\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506b/\t(1)–(5)\tAdded 1983 ch.190 §5 p.519\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1506c/\t(1)–(7), statutory blank notices/forms\tAdded 2011 ch.323 §2 p.941; amended 2023 ch.266 §1 p.793\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1507/\tComplete proceeds order\tAdded 1957 ch.181 §7 p.345\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1508/\tComplete finality provision\tAdded 1957 §8 p.345; amended 1990 ch.401 §3 p.1126\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1509/\tComplete deed-content provision\tAdded 1957 §9 p.345\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1510/\t(1)–(2), statutory blank rescission form\tAdded 1957 §10 p.345; amendments 1990 ch.401 §4 p.1126; 2010 ch.249 §1 p.639; 2013 ch.174 §1 p.403\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1511/\tComplete recorded-request provision\tAdded 1957 §11 p.345\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1512/\tComplete trustee-sale balance-action provision\tAdded 1957 §12 p.345\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1513/\tComplete conveyance provision\tAdded 1957 §13 p.345\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1514/\tComplete performance/reconveyance provision\tAdded 1957 §14 p.345\nhttps://law.justia.com/codes/idaho/title-45/chapter-15/section-45-1515/\tRead solely to identify separate limitation incorporation; no period analysis\tAdded 1957 §15 p.345; P6 clocks not rerun\n\nDisplayed source credits are not independently authenticated enactment or no-amendment findings."},"raw_table_indices":[13],"coordinator_verification_status":"selected_secondary_comparison_official_currentness_held","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"Complete selected2025secondary45-1506(1)–(15),1506A(1)–(4),1506B(1)–(5),1506C(1)–(7)includingblankprescribedtext,and1512body; histories/currentnessdisclaimersread. Otherchapter15usagesunreopened. Sourceconditionalnotice/reinstatement/postponement/stay/deficiencydistinctionscompared; notofficialcurrentlaw."}},{"source_id":"S_ID-P10-S003","urls":["https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-901/","https://law.justia.com/codes/idaho/title-45/chapter-9/section-45-904/","https://law.justia.com/codes/idaho/title-6/chapter-1/section-6-101/"],"researcher_record":{"Source ID":"S_ID-P10-S003","Verbatim complete visible source and usage section":"S003 — necessary category and action cross-references\nLiteral URL\tActual read\tStatus/source credit\nhttps://law.justia.com/codes/idaho/title-45/chapter-9/section-45-901/\tComplete definition\t2025 secondary; displayed amendment 1957 ch.181 §16 p.345\nhttps://law.justia.com/codes/idaho/title-45/chapter-9/section-45-904/\tComplete security-transfer distinction\t2025 secondary; displayed 1957 ch.181 §18 and 1967 ch.272 §13 amendments\nhttps://law.justia.com/codes/idaho/title-6/chapter-1/section-6-101/\tComplete subsection (3)(a)–(o); surrounding provision inspected only to identify scope\t2025 secondary; C.C.P.1881 §468 lineage; amendments 1967 ch.272 §1 p.745; 1993 ch.281 §1 p.949. Full judicial foreclosure excluded"},"raw_table_indices":[14],"coordinator_verification_status":"not_freshly_reopened_in_this_scoped_review","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"Complete report source/claim/coverage/limits read, but underlying body and reported pixels not freshly reopened."}},{"source_id":"S_ID-P10-S004","urls":["https://law.justia.com/codes/idaho/title-63/chapter-6/section-63-602g/"],"researcher_record":{"Source ID":"S_ID-P10-S004","Verbatim complete visible source and usage section":"S004 — homeowner-exemption incorporation\n\nURL: https://law.justia.com/codes/idaho/title-63/chapter-6/section-63-602g/\n\nRead: Both effective-version headings; selected complete relevant owner/primary-dwelling definitions and application paragraphs in the January 1, 2026-effective block; displayed source notes.\n\nStatus: 2025 secondary reproduction containing distinct temporal versions. The displayed 2025 amendments include ch.167 §1 p.799 and ch.202 §3 p.918. The original acts and complete tax-eligibility chain were not recovered. Sections 63-701(7)–(8) and 63-703 remain unread dependencies. No tax amount or tax-roll result is used."},"raw_table_indices":[],"coordinator_verification_status":"not_freshly_reopened_in_this_scoped_review","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"Complete report source/claim/coverage/limits read, but underlying body and reported pixels not freshly reopened."}},{"source_id":"S_ID-P10-S005","urls":["https://isc.idaho.gov/rules-procedure/ircp"],"researcher_record":{"Source ID":"S_ID-P10-S005","Verbatim complete visible source and usage section":"S005 — official Idaho court rules\n\nIssuer/title: Idaho Supreme Court, Idaho Rules of Civil Procedure.\nURL: https://isc.idaho.gov/rules-procedure/ircp\n\nRead: Necessary complete Rule 4(c)(1)–(2) and 4(d)(1)–(2) service/recipient provisions; rule scope and relevant surrounding headings.\n\nStatus/limits: Official current-published HTML. Linked original amendment orders were not opened. No actual service, representative, jurisdiction, or return was examined. General civil-rule timing was not automatically imposed on nonjudicial statutory periods."},"raw_table_indices":[],"coordinator_verification_status":"selected_primary_text_checked_with_read_bounds","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"OfficialoldRule4URLredirectstoaggregaterules. Complete4(c)(1)–(2),4(d)(1)–(2)andpublishedRule4footerread; surroundingreturnedmaterialnotusedasfreshfullprocedurereview. Footerstates2016adoptionand2016/2018/2019amendments, originalordersunopened. Noprobate/actualservicefinding."}},{"source_id":"S_ID-P10-S006","urls":["https://www.ag.idaho.gov/content/uploads/2018/03/ConsumerAnnualReport2011.pdf"],"researcher_record":{"Source ID":"S_ID-P10-S006","Verbatim complete visible source and usage section":"S006 — official historical legislative explanation\n\nIssuer/title: Idaho Attorney General, Consumer Protection, Competition, and Tobacco Enforcement—2011 Annual Report, February 2012.\nURL: https://www.ag.idaho.gov/content/uploads/2018/03/ConsumerAnnualReport2011.pdf\n\nRead: Generic legislative-initiatives discussion, printed page 4 / PDF index 4, visually inspected.\n\nSupports: Official historical statement that H0331 became effective September 1, 2011, amended § 45-1506(8), and added § 45-1506C.\n\nLimits: Not operative statutory text or current-law certification. Enforcement-case portions were not investigated."},"raw_table_indices":[],"coordinator_verification_status":"selected_primary_historical_text_checked_with_read_bounds","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"Official2011AGAnnualReportFebruary2012:genericlegislativeinitiativesprinted4/PDFindex4(lines107–158)read;2011H331September1effectandamends1506(8)/addsCidentified. Historicalexplanationnotfinalact/currentstatute. Enforcementcase/partysectionsincidentallyreturnednotinvestigatedorreliedon. Parsedtextonly,nocoordinatorpixels."}},{"source_id":"S_ID-P10-S007","urls":["https://legiscan.com/ID/text/H0331/id/255730/Idaho-2011-H0331-Introduced.pdf","https://legiscan.com/ID/bill/H0331/2011"],"researcher_record":{"Source ID":"S_ID-P10-S007","Verbatim complete visible source and usage section":"S007 — 2011 H0331 historical amendment copy\nText: https://legiscan.com/ID/text/H0331/id/255730/Idaho-2011-H0331-Introduced.pdf\nStatus locator: https://legiscan.com/ID/bill/H0331/2011\n\nRead: Material §§ 1–2 and § 4; generic statutory forms remained blank. Printed page 7 / PDF index 6 visually inspected for the September 1, 2011 effective clause; material amendment text read in parsed form.\n\nStatus: Introduced-version legislative mirror. Secondary history reports chapter 323 and signature April 13, 2011. The official AG report independently supports the historical effective date, but the final official session-law body was not recovered."},"raw_table_indices":[],"coordinator_verification_status":"not_freshly_reopened_in_this_scoped_review","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"Complete report source/claim/coverage/limits read, but underlying body and reported pixels not freshly reopened."}},{"source_id":"S_ID-P10-S008","urls":["https://legiscan.com/ID/text/H0503/id/1339055/Idaho-2016-H0503-Introduced.pdf","https://legiscan.com/ID/bill/H0503/2016"],"researcher_record":{"Source ID":"S_ID-P10-S008","Verbatim complete visible source and usage section":"S008 — 2016 H0503 trustee-definition amendment\nText: https://legiscan.com/ID/text/H0503/id/1339055/Idaho-2016-H0503-Introduced.pdf\nStatus: https://legiscan.com/ID/bill/H0503/2016\n\nRead: Complete relevant amendment to § 45-1502(4); printed page 1 / PDF index 0 visually inspected. Remaining page parsed.\n\nStatus: Introduced mirror; secondary history reports 2016 chapter 227 and July 1, 2016 effectiveness. No original final enactment/effective clause recovered."},"raw_table_indices":[],"coordinator_verification_status":"not_freshly_reopened_in_this_scoped_review","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"Complete report source/claim/coverage/limits read, but underlying body and reported pixels not freshly reopened."}},{"source_id":"S_ID-P10-S009","urls":["https://legiscan.com/ID/text/S1315/id/1365220/Idaho-2016-S1315-Engrossed.pdf","https://legiscan.com/ID/bill/S1315/2016"],"researcher_record":{"Source ID":"S_ID-P10-S009","Verbatim complete visible source and usage section":"S009 — 2016 S1315 post-sale property amendment\nText: https://legiscan.com/ID/text/S1315/id/1365220/Idaho-2016-S1315-Engrossed.pdf\nStatus: https://legiscan.com/ID/bill/S1315/2016\n\nRead: Material § 1 amendment, including § 45-1506(15); printed page 4 / PDF index 3 visually inspected. Four-page bill parsed.\n\nStatus: “As Amended, As Amended” engrossed mirror. Secondary history reports chapter 364, signed April 5, 2016, effective July 1, 2016. Final official session law not recovered."},"raw_table_indices":[],"coordinator_verification_status":"not_freshly_reopened_in_this_scoped_review","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"Complete report source/claim/coverage/limits read, but underlying body and reported pixels not freshly reopened."}},{"source_id":"S_ID-P10-S010","urls":["https://legiscan.com/ID/text/H0065/id/2675621/Idaho-2023-H0065-Introduced.pdf","https://legiscan.com/ID/bill/H0065/2023"],"researcher_record":{"Source ID":"S_ID-P10-S010","Verbatim complete visible source and usage section":"S010 — 2023 H0065 warning-text revision\nText: https://legiscan.com/ID/text/H0065/id/2675621/Idaho-2023-H0065-Introduced.pdf\nStatus: https://legiscan.com/ID/bill/H0065/2023\n\nRead: Relevant § 1 amendment to § 45-1506C and § 3 effective clause. Printed page 2 / PDF index 1 and printed page 5 / PDF index 4 visually inspected. Separate foreclosure-rescue material in § 2 not used as a completed regime.\n\nStatus: Introduced mirror. Effective clause states July 1, 2023; secondary history reports chapter 266 and enactment. Official PDF attempt failed. The identified change includes the warning’s HUD-reference wording, not a presumed overhaul of every foreclosure rule."},"raw_table_indices":[],"coordinator_verification_status":"not_freshly_reopened_in_this_scoped_review","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"Complete report source/claim/coverage/limits read, but underlying body and reported pixels not freshly reopened."}},{"source_id":"S_ID-P10-S011","urls":["https://courtselfhelp.idaho.gov/docs/forms/H-9.pdf"],"researcher_record":{"Source ID":"S_ID-P10-S011","Verbatim complete visible source and usage section":"S011 — historical court-hosted generic tenant handout\n\nIssuer: Idaho Legal Aid Services; hosted by Idaho court self-help site.\nURL: https://courtselfhelp.idaho.gov/docs/forms/H-9.pdf\n\nRead: Selected generic foreclosure explanation and revision marker; PDF index 1, visually inspected, states revised 1/13.\n\nLimit: Historical generic guidance, not current federal tenant-law authentication. No operational advice or tenant deadline from it is adopted."},"raw_table_indices":[],"coordinator_verification_status":"not_freshly_reopened_in_this_scoped_review","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"Complete report source/claim/coverage/limits read, but underlying body and reported pixels not freshly reopened."}},{"source_id":"S_ID-P10-S012","urls":["https://www.consumerfinance.gov/rules-policy/regulations/1024/30/","https://www.consumerfinance.gov/rules-policy/regulations/1024/41/","https://uscode.house.gov/us/usc/119-120/t50/s3953/","https://uscode.house.gov/us/usc/119-120/t26/s7425/","https://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htm","https://uscode.house.gov/view.xhtml?req=%28title%3A11+section%3A362%28k%29+edition%3Aprelim%29"],"researcher_record":{"Source ID":"S_ID-P10-S012","Verbatim complete visible source and usage section":"S012 — official dependency locators, discovery only\nLiteral URL\tStatus in this pass\nhttps://www.consumerfinance.gov/rules-policy/regulations/1024/30/\tOfficial scope locator discovered; complete operative body not analyzed\nhttps://www.consumerfinance.gov/rules-policy/regulations/1024/41/\tOfficial loss-mitigation locator discovered; no federal period or exception applied\nhttps://uscode.house.gov/us/usc/119-120/t50/s3953/\tOfficial military-protection locator discovered; body/application dependencies not completed\nhttps://uscode.house.gov/us/usc/119-120/t26/s7425/\tOfficial federal-tax-lien locator discovered; no operative foreclosure conclusion\nhttps://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htm\tOriginal tenant-statute locator discovered; later restoration/amendment/current-law chain not completed\nhttps://uscode.house.gov/view.xhtml?req=%28title%3A11+section%3A362%28k%29+edition%3Aprelim%29\tOfficial automatic-stay locator discovered; no substantive bankruptcy finding\n\nSearch-result text is not treated as a completed legal-body read. No federal source is used to declare an exception, permission, or actual entitlement."},"raw_table_indices":[15],"coordinator_verification_status":"not_freshly_reopened_in_this_scoped_review","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"Complete report source/claim/coverage/limits read, but underlying body and reported pixels not freshly reopened."}},{"source_id":"S_ID-P10-S013","urls":["https://legiscan.com/ID/bill/H0624/2012","https://legiscan.com/ID/text/H0624/id/596761/Idaho-2012-H0624-Introduced.pdf"],"researcher_record":{"Source ID":"S_ID-P10-S013","Verbatim complete visible source and usage section":"S013 — additional historical discovery lead\nhttps://legiscan.com/ID/bill/H0624/2012\nhttps://legiscan.com/ID/text/H0624/id/596761/Idaho-2012-H0624-Introduced.pdf\n\nThe generic 2012 publication-conflict amendment lead was discovered. The PDF body was not opened or used as authenticated enactment evidence. The current reproduced § 1506(6), not this lead, supplies the provisional finding."},"raw_table_indices":[],"coordinator_verification_status":"not_freshly_reopened_in_this_scoped_review","classification_reconciliation":"Bare source ID appears in a heading, with explicit report prefix convention S_ID-P10-. Restored complete visible section, actual URLs/usage/read/version/limits; no primary verification or raw mutation.","coordinator_review":"[internal evidence reference]","coordinator_check_evidence":{"at":"2026-10-28T15:58:37.661194+00:00","packet_folder":"reviews/ID10-primary-20261028-1785","note":"Complete report source/claim/coverage/limits read, but underlying body and reported pixels not freshly reopened."}}],"coverage":[{"topic":"1—enacted framework/current official body","researcher_record":{"Requested issue":"1—enacted framework/current official body","Disposition":"Provisional framework; authentication open","Claims/sources/branches":"C001–C009; S001–S004","Exact remaining dependency":"Official current bodies and amendment chain"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Trust deed versus mortgage/security interest","researcher_record":{"Requested issue":"Trust deed versus mortgage/security interest","Disposition":"Distinguished","Claims/sources/branches":"C002–C003; B01","Exact remaining dependency":"No actual instrument construction"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Judicial versus nonjudicial","researcher_record":{"Requested issue":"Judicial versus nonjudicial","Disposition":"Distinguished","Claims/sources/branches":"C007–C008","Exact remaining dependency":"Full judicial mortgage law excluded"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Roles and successor authority","researcher_record":{"Requested issue":"Roles and successor authority","Disposition":"Conditional text read","Claims/sources/branches":"C003,C005–C006","Exact remaining dependency":"Assignment, professional/charter authority"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Acreage/use/location","researcher_record":{"Requested issue":"Acreage/use/location","Disposition":"Complete relevant definition read","Claims/sources/branches":"C004","Exact remaining dependency":"Actual property and generic construction held"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Instrument/default/enforceability","researcher_record":{"Requested issue":"Instrument/default/enforceability","Disposition":"Predicates separated","Claims/sources/branches":"C009","Exact remaining dependency":"No actual contract or default"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Nonwaiver/contract qualifications","researcher_record":{"Requested issue":"Nonwaiver/contract qualifications","Disposition":"Bounded","Claims/sources/branches":"C027–C028","Exact remaining dependency":"No universal waiver rule established"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Indispensable incorporations","researcher_record":{"Requested issue":"Indispensable incorporations","Disposition":"Read or expressly held","Claims/sources/branches":"S003–S005","Exact remaining dependency":"Charter, tax, probate, execution-sale, discharge law"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"2—recorded prerequisites","researcher_record":{"Requested issue":"2—recorded prerequisites","Disposition":"Provisionally answered","Claims/sources/branches":"C009–C012","Exact remaining dependency":"Official-current text; no title records"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Notice recipients","researcher_record":{"Requested issue":"Notice recipients","Disposition":"Provisionally answered","Claims/sources/branches":"C010,C013–C014","Exact remaining dependency":"Actual knowledge/representative status"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Contents/type/language","researcher_record":{"Requested issue":"Contents/type/language","Disposition":"Provisionally answered","Claims/sources/branches":"C011,C015,C021","Exact remaining dependency":"No populated instrument"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Mailing/service/posting/publication","researcher_record":{"Requested issue":"Mailing/service/posting/publication","Disposition":"Material clauses read","Claims/sources/branches":"C016–C019","Exact remaining dependency":"Publication qualifications and actual compliance held"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Notice reference events","researcher_record":{"Requested issue":"Notice reference events","Disposition":"Distinguished","Claims/sources/branches":"C019,C022; Section9","Exact remaining dependency":"No calendar"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Affidavits and evidence","researcher_record":{"Requested issue":"Affidavits and evidence","Disposition":"Distinguished","Claims/sources/branches":"C018,C024,C036","Exact remaining dependency":"No affidavits examined"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"3—cure/reinstatement","researcher_record":{"Requested issue":"3—cure/reinstatement","Disposition":"Provisionally answered","Claims/sources/branches":"C025–C028","Exact remaining dependency":"Actual tender, expenses, contract predicates"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Redemption versus reinstatement","researcher_record":{"Requested issue":"Redemption versus reinstatement","Disposition":"Distinguished","Claims/sources/branches":"C028,C038","Exact remaining dependency":"Other redemption regimes held"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Acceleration","researcher_record":{"Requested issue":"Acceleration","Disposition":"Statutory reversal effect read","Claims/sources/branches":"C026–C028","Exact remaining dependency":"Actual acceleration validity not determined"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Permitted fees/costs","researcher_record":{"Requested issue":"Permitted fees/costs","Disposition":"Categories read","Claims/sources/branches":"C026–C027,C035","Exact remaining dependency":"No dollar/percentage calculation"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Prior-use/count limits","researcher_record":{"Requested issue":"Prior-use/count limits","Disposition":"Bounded absence in read clause","Claims/sources/branches":"C028","Exact remaining dependency":"No universal repeat-cure permission"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Ordinary postponement","researcher_record":{"Requested issue":"Ordinary postponement","Disposition":"Provisionally answered","Claims/sources/branches":"C029","Exact remaining dependency":"No actual announcement"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Stay rescheduling","researcher_record":{"Requested issue":"Stay rescheduling","Disposition":"Provisionally answered","Claims/sources/branches":"C030–C032","Exact remaining dependency":"Bankruptcy/court-stay status and harmonization"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Cancellation/restart","researcher_record":{"Requested issue":"Cancellation/restart","Disposition":"Specific branches read","Claims/sources/branches":"C028,C031,C039","Exact remaining dependency":"No general convenience cancellation rule"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"4—sale/conveyance","researcher_record":{"Requested issue":"4—sale/conveyance","Disposition":"Provisionally answered","Claims/sources/branches":"C033–C034","Exact remaining dependency":"Credit-bid/refusal incorporation; no actual sale"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Proceeds/surplus","researcher_record":{"Requested issue":"Proceeds/surplus","Disposition":"Order read","Claims/sources/branches":"C035","Exact remaining dependency":"Priority, amount, timing of disputed distribution"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Deficiency","researcher_record":{"Requested issue":"Deficiency","Disposition":"Narrow trustee-sale rule read","Claims/sources/branches":"C042–C043","Exact remaining dependency":"No debt validity/fair-value outcome"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Recitals/presumptions","researcher_record":{"Requested issue":"Recitals/presumptions","Disposition":"Precisely separated","Claims/sources/branches":"C036–C038","Exact remaining dependency":"Good faith, value, notice, actual knowledge"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Post-sale challenge/claim periods","researcher_record":{"Requested issue":"Post-sale challenge/claim periods","Disposition":"Specific relations identified","Claims/sources/branches":"C037,C039,C042","Exact remaining dependency":"No universal challenge deadline established"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Possession","researcher_record":{"Requested issue":"Possession","Disposition":"Narrow state clause only","Claims/sources/branches":"C040–C041","Exact remaining dependency":"Tenant, eviction, vacancy, personal-property law"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Reconveyance/refusal","researcher_record":{"Requested issue":"Reconveyance/refusal","Disposition":"Duty and incorporation identified","Claims/sources/branches":"C044","Exact remaining dependency":"Full discharge/remedy law held"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"5—mortgage servicing","researcher_record":{"Requested issue":"5—mortgage servicing","Disposition":"Dependency identified only","Claims/sources/branches":"C047; S012","Exact remaining dependency":"Full coverage/exceptions/current rule"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Bankruptcy/military","researcher_record":{"Requested issue":"Bankruptcy/military","Disposition":"Dependency identified only","Claims/sources/branches":"C030,C039,C047","Exact remaining dependency":"Complete underlying federal authority"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Tax/government liens","researcher_record":{"Requested issue":"Tax/government liens","Disposition":"Dependency identified only","Claims/sources/branches":"C047","Exact remaining dependency":"Federal notice/discharge/redemption rules"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Junior interests","researcher_record":{"Requested issue":"Junior interests","Disposition":"State notice/proceeds relations read","Claims/sources/branches":"C013,C035,C038","Exact remaining dependency":"Full priority/title law excluded"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Agriculture/special property","researcher_record":{"Requested issue":"Agriculture/special property","Disposition":"Acreage/use distinction read","Claims/sources/branches":"C004","Exact remaining dependency":"Separate special regimes"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Local/tribal/interstate","researcher_record":{"Requested issue":"Local/tribal/interstate","Disposition":"Held","Claims/sources/branches":"C047–C049","Exact remaining dependency":"Separate jurisdiction inquiry"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Full consumer remedies","researcher_record":{"Requested issue":"Full consumer remedies","Disposition":"Held","Claims/sources/branches":"C024,C047","Exact remaining dependency":"§48-606 and other remedial regimes"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"6—issuer/URL/pinpoint/read extent","researcher_record":{"Requested issue":"6—issuer/URL/pinpoint/read extent","Disposition":"Registered visibly","Claims/sources/branches":"Section7","Exact remaining dependency":"Exact failures retained"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Amendment/effective/application history","researcher_record":{"Requested issue":"Amendment/effective/application history","Disposition":"Partial","Claims/sources/branches":"C045–C046; S006–S010","Exact remaining dependency":"Final official enactments and full2026comparison"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Current versus historical/discovery","researcher_record":{"Requested issue":"Current versus historical/discovery","Disposition":"Distinguished","Claims/sources/branches":"S001–S013","Exact remaining dependency":"No discovery result promoted"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Primary failure handling","researcher_record":{"Requested issue":"Primary failure handling","Disposition":"Logged","Claims/sources/branches":"Section13","Exact remaining dependency":"No bypass or no-law inference"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Visible claims/quantities/branches","researcher_record":{"Requested issue":"Visible claims/quantities/branches","Disposition":"Supplied","Claims/sources/branches":"Sections8–10","Exact remaining dependency":"Conditional evidence, not acceptance"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Blank worksheet","researcher_record":{"Requested issue":"Blank worksheet","Disposition":"Supplied unfilled","Claims/sources/branches":"Section11","Exact remaining dependency":"No narrative or values"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Earlier C033/C035 and other holds","researcher_record":{"Requested issue":"Earlier C033/C035 and other holds","Disposition":"Unchanged","Claims/sources/branches":"C050","Exact remaining dependency":"No earlier gap closed by implication"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"},{"topic":"Dimension6/Idaho/A066","researcher_record":{"Requested issue":"Dimension6/Idaho/A066","Disposition":"Not accepted complete","Claims/sources/branches":"All above","Exact remaining dependency":"Remaining real-property and other dimensions"},"raw_table_index":20,"coordinator_acceptance":"scoped_review_complete_partial_with_currentness_notice_harmonization_incorporation_history_and_application_holds","coordinator_review":"[internal evidence reference]"}],"annotations":{},"corrections":[],"resolved_corrections":[],"review_history":[{"id":"S_ID-P10-trustdeed-selected-text-and-holds-20261028","status":"reviewed_with_official_currentness_notice_harmonization_incorporation_and_application_holds","at":"2026-10-28T15:58:37.661194+00:00"}]}