FIND THE EXPLANATION
Use the notice, agreement, and places connected to the debt to find the right court, regulator, or legal-help service.
Explore Washington information →This address preserves a dated source document behind the guide. The complete explanation covers the questions, comparisons and next steps for this subject.
If you came here to check a specific citation, open the original archive below. It includes its source dates and recorded qualifications.
The explanation above is written for readers. These original working documents preserve the evidence trail, including technical language, dated passages and known corrections. They have not all received independent professional review. Use the marked limits before relying on a particular rule or figure.
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
These components repair their stated scope. They do not replace every other finding in this research series.
SWA correction of the C070 coverage pinpoint →Access date: October 28, 2026, America/Los_Angeles. All substantive authorities identified below were newly read for this component. The supplied earlier-pass records establish scope exclusions only; they are not substantive authorities for this report.
Result: Washington’s enacted Article 9A supports a conditional enforcement framework, with several material provisions that differ from commonly reproduced versions of the Uniform Commercial Code. Four distinctions are especially consequential:
No actual classification, default, repossession authority, notice compliance, value, deficiency, remedy, or entitlement is determined here. Full judicial construction and the special regimes listed in the dependency table remain open.
| Comparison | Washington distinction established by the read text | Consequence for this component | Claims |
|---|---|---|---|
| Consumer goods versus consumer transaction | The goods classification depends on primary personal, family, or household use. The transaction classification also requires a qualifying consumer obligation and the other statutory elements. | A goods-based protection cannot automatically be replaced by a transaction-based test. | C016–C019 |
| Consumer obligation versus current unpaid balance | The statutory monetary reference is the aggregate extension or commitment to extend credit, with a separate principal-dwelling alternative. | The definition does not instruct the reader to test the remaining balance against the threshold. | C017 |
| Debtor versus obligor | A debtor has the specified property interest or seller/consignee status; an obligor bears the specified payment, performance, property-support, or accountability obligation. | The person entitled to a surplus and the person potentially liable for a deficiency are not interchangeable statutory roles. | C020–C023, C066, C070 |
| Secondary obligor versus every debtor | Secondary liability or recourse rights define the secondary-obligor category. Particular waiver and remedy clauses address that category differently. | Section 602’s scope and section 624’s wording must be read separately. | C022, C044, C091–C093 |
| Secured loan or credit sale versus true sale of payment rights | Article 9A can cover both, but sections 601(g), 608(b), and 615(e) contain different duty and surplus/deficiency rules for specified outright sales. | Article 9A coverage alone does not establish an ordinary secured-loan deficiency model. | C013, C038, C071 |
| Lease versus security interest | Section 1-203 supplies a substantive classification test. A lease label or residual-value adjustment alone is insufficient. | True-lease rights under Article 2A remain a separate branch. | C027 |
| Vehicle versus consumer goods | The read provisions classify goods by their statutory characteristics and use; “vehicle” is not a universal consumer classification. | Title, retail-installment, dealer, towing, and special-credit rules remain separate dependencies. | C024, C028–C029; B002–B004 |
| Collection versus disposition | Section 607 concerns collection or enforcement of collateral obligations; section 610 concerns sale, lease, license, or other disposition of collateral. | Sections 608 and 615 supply different proceeds rules and must not be misnumbered or merged. | C046–C047, C063–C072 |
| Disposition versus acceptance | A disposition transfers collateral through a section 610 transaction. Acceptance under sections 620–622 requires the separate consent, objection, and other conditions. | Possession, silence, or a title change alone does not establish acceptance in satisfaction. | C080–C090 |
| Redemption versus installment reinstatement | Section 623 requires fulfillment of all obligations secured by the collateral and the specified expenses and fees before identified cutoff events. | No general arrears-only reinstatement right is established by section 623. | C078–C079 |
| Statutory minimum recovery versus actual damages | Section 625 distinguishes caused loss, a consumer-goods minimum, specified fixed recoveries, and deficiency-related limitations. | These are not automatically cumulative awards. | C094–C104 |
| Authority or event | What it establishes | What it does not establish |
|---|---|---|
| Current official RCW text | The presently published Washington statutory language, subject to application and transition provisions | A factual default, perfected interest, valid notice, or actual enforcement capacity |
| Enacted session law | Adopted amendment text, enactment-specific effective/application language, and retained or deleted wording | Independent factual corroboration of the same codified provision |
| Sections-affected tables | A bounded legislative-change check for the entries and editions inspected | Proof that no other law affects a transaction |
| Bill history | The displayed procedural status of the identified proposal | Enacted law merely because a bill contains proposed Article 9A language |
| Sending a notification | A statutory transmission event, subject to the applicable definition | Receipt, actual knowledge, or reasonable timing in every circumstance |
| Receipt of a request or objection | The event used by several response and objection provisions | The date of mailing or preparation |
| Taking possession | A trigger used by particular care, explanation, and mandatory-disposition provisions | Ownership, valid default, acceptance in satisfaction, or an extinguished debt |
| Disposition or contract for disposition | A section 623 redemption cutoff and other statutory consequences, if the legal predicate exists | Automatic commercial reasonableness or a collectible deficiency |
| Acceptance under section 622 | The stated discharge and interest-transfer consequences of qualifying acceptance | A conclusion that an apparent acceptance satisfies section 620 |
| Filing a termination statement | The effectiveness consequence stated in section 513, subject to section 510 | A determination that every obligation has been discharged |
The source register in §4 supplies the complete literal URLs, read bounds, credits, and version limitations for every source ID used here.
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C001 | The official RCW publication page displayed a July 15, 2026 update marker when accessed. That is compilation metadata, not the effective date of each Article 9A clause. | S065, publication introduction | Text established; no clause-effective-date inference. |
| S_WA-P10-C002 | Chapter 266, Laws of 2023 took effect January 1, 2024. Its material amendments include the current signing terminology and amendments to the identified Part 6 provisions and statutory notice forms. | S056 §§101, 938–950, 1204 | Enacted original read. The year in a credit does not mean every retained sentence was newly enacted that year. |
| S_WA-P10-C003 | The 2023 act has separate savings and transition rules. Article 9A generally reaches earlier transactions subject to those rules, while proceedings commenced before January 1, 2024 are preserved. | S064 §§12A-201, -301–-306; S056 §§1103–1109 | Historical application remains conditional. The codifier expressly flags the original §1104(b) cross-reference typo. |
| S_WA-P10-C004 | The original revised Article 9A effective date was July 1, 2001; section 702 preserves specified earlier transactions and proceedings subject to its transition provisions. | S046; S047; S057 §9A-701 | No historical transaction is selected. Sections 703–709 were not comprehensively investigated. |
| S_WA-P10-C005 | The 2001 corrective act took effect July 1, 2001. | S058 §55 | Enacted effective clause read; not a claim that every 2001 amendment was independently traced. |
| S_WA-P10-C006 | The 2011 act took effect July 1, 2013, generally applied to earlier transactions subject to its transition exceptions, and did not affect previously commenced actions or proceedings. | S059 §§601, 803 | Full priority-transition application under §§602–608 remains held. |
| S_WA-P10-C007 | The 2012 act contains transaction/application savings and specifically delayed or expired provisions. Its general effective date cannot be assigned to every section. | S060 header, §§1803–1806 | Relevant delayed provisions took effect July 1, 2013; specified predecessor provisions expired then. No historical selection made. |
| S_WA-P10-C008 | No Title 62A entry appeared in the reviewed 2024, 2025, and 2026 RCW-sections-affected tables, including their surrounding Title 61–64 entries. | S067–S069, bounds in source register | Bounded change check only; not proof that all other Washington or federal law was unchanged. |
| S_WA-P10-C009 | The inspected histories for HB 2640 and HB 2256 did not show enactment. Their discovered proposed language is not used as current law. | S070–S071, displayed histories | Last displayed actions are recorded below; no assertion about unshown legislative events. |
| S_WA-P10-C010 | The 2015 amendment added the lease-classification provision concerning rent adjusted by disposition proceeds; the act’s effective date was July 24, 2015. | S061 §1 and enrollment header; S050(c)(7) | The factor alone does not create a security interest. |
| S_WA-P10-C011 | The current Article 9A exclusion for a lien or interest in a live dog or cat was enacted in 2019; the act’s effective date was July 28, 2019. | S002(d)(15); S062 §4, header | Animal-financing remedies are outside this component; the act separately preserves the unsecured-loan boundary in §6. |
| S_WA-P10-C012 | Section 311 still displays a reference to chapter 65.12, but its note identifies that chapter’s repeal. The 2022 act contains a savings clause. | S010(a)(2), note; S063 §§1–2, 7, header | This is a stale-incorporation warning, not a vehicle-title or land-title determination. |
The particularly consequential Washington departures—reserved section 615(f), the wording of section 626, and the current acceptance provisions—were checked against enacted originals as well as current codification. lawfilesext.leg.wa.gov+4
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C013 | Article 9A covers consensual security interests in personal property or fixtures, agricultural liens, specified sales of payment rights, qualifying consignments, and enumerated security interests arising under other UCC articles. | S002(a)–(b); S007 | The Article 2/2A and Articles 4/5 incorporated branches are not fully completed. |
| S_WA-P10-C014 | Section 109 excludes specified landlord and service/material liens, wage assignments, particular payment-right assignments, insurance interests, judgment rights, setoff, real-property interests, certain tort claims, consumer checkable-deposit assignments, government transfers, and live-animal interests, with express carvebacks. | S002(c)–(d), complete | Carvebacks to §§315, 322, 333, 340, 404 and real-property provisions are not universal permissions; incomplete branches remain in B009–B011 and B028–B029. |
| S_WA-P10-C015 | Article 9A remains subject to applicable consumer-credit and consumer-protection law. Conflicting applicable law controls, and Article 9A does not validate an unlawful charge or practice. | S004(a)–(d) | This is the principal reason retail-installment, special-loan, and other consumer-law dependencies remain open. |
| S_WA-P10-C016 | Consumer goods are goods used or bought primarily for personal, family, or household purposes. | S001(a)(23) | This definition itself has no credit-amount threshold. |
| S_WA-P10-C017 | A consumer obligation requires primarily personal, family, or household purposes and either aggregate credit or a commitment not exceeding $40,000, or security in personal property used or expected to be used as a principal dwelling. | S001(a)(25); S056 §901, p49/index49 | Fixed statutory wording; no indexing clause identified here. No balance, dwelling, or purpose is assumed. |
| S_WA-P10-C018 | A consumer transaction requires an individual’s consumer obligation, a security interest securing it, and collateral held or acquired primarily for personal, family, or household purposes. | S001(a)(26) | All elements matter; it includes consumer-goods transactions. |
| S_WA-P10-C019 | A consumer-goods transaction is a consumer transaction in which an individual incurs a consumer obligation secured by consumer goods. | S001(a)(24) | The goods classification alone does not establish this transaction category. |
| S_WA-P10-C020 | “Debtor” includes the specified interest-holder in collateral, a seller of specified payment rights, and a consignee; payment liability is not indispensable to that role. | S001(a)(28) | A security interest or lien alone is excluded from the first definitional branch. |
| S_WA-P10-C021 | “Obligor” concerns payment, performance, specified supporting property, or other accountability for the secured obligation; “consumer obligor” additionally requires an individual who incurred a consumer obligation. | S001(a)(25), (59) | Letter-of-credit issuer/nominated-person exclusions remain part of the definition. |
| S_WA-P10-C022 | A secondary obligor has secondary liability or the specified recourse against another person or property. A surety includes a guarantor or other secondary obligor. | S001(a)(72); S048(b)(39) | A label does not prove the role, recourse, or enforceability. |
| S_WA-P10-C023 | The secured-party definition includes the enumerated security-interest holder, agricultural lienholder, consignor, payment-right buyer, and qualifying representative categories. A security agreement is an agreement creating or providing for a security interest. | S001(a)(73)–(74); S048(b)(3), (12) | Definition does not prove agency, assignment, attachment, or default. |
| S_WA-P10-C024 | Goods, equipment, inventory, fixtures, and manufactured homes have distinct statutory definitions. Equipment excludes consumer goods, inventory, and farm products. | S001(a)(33), (41), (44), (48), (53) | Manufactured-home and conversion-to-real-property incorporations remain held. No vehicle is classified. |
| S_WA-P10-C025 | Cash proceeds include money, checks, deposit accounts, and the like; noncash proceeds are other proceeds. Proceeds include specified disposition, collection, rights, claims, and insurance categories. | S001(a)(9), (58), (64); S011(a)–(b) | Identifiability, tracing, and collateral-value qualifications matter; full priority and tracing law is excluded. |
| S_WA-P10-C026 | A statutory consignment requires the complete merchant, delivery, goods-use, value, and non-obligation-security conditions in section 102(a)(20). | S001(a)(19)–(21) | The per-delivery aggregate threshold is $1,000 or more; ordinary use of “consignment” is insufficient. |
| S_WA-P10-C027 | Lease/security classification turns on facts and section 1-203’s nonterminability and economic-life/ownership-option rules. Its listed factors, including residual-value rent adjustment, do not alone create a security interest. | S050(a)–(e); S048(b)(28), (35); S061 §1 | No lease, valuation, economic life, or option is supplied. |
| S_WA-P10-C028 | Attachment ordinarily requires enforceability; section 203(b) identifies value, debtor rights or transfer power, and one of the specified evidentiary/control alternatives, subject to exceptions. | S006(a)–(i); S051; S072 | No actual attachment conclusion; control, possession, delivery, and special statutory branches remain held. |
| S_WA-P10-C029 | Except for the stated consignor/payment-right-sale qualification, Article 9A’s rights and duties apply whether title is in the secured party or debtor. | S005 | A title record does not itself prove the enforcement predicates. |
| S_WA-P10-C030 | The relied-on default provisions use default as a predicate without supplying the particular agreement’s default event. An at-will/insecurity acceleration term is limited by section 1-309’s good-faith impairment standard. | S001; S013(a); S021(a); S055 | The party against whom that power is exercised bears the stated burden concerning lack of good faith. No default or acceleration is determined. |
| S_WA-P10-C031 | Section 103 defines purchase-money obligations and collateral. Its payment-allocation, cross-collateralization/refinancing, and burden provisions in subsections (e)–(g) are limited to nonconsumer-goods transactions. | S003(a)–(h) | Subsection (h) expressly leaves the consumer-goods rules to judicial development and forbids inference from the nonconsumer limitation. |
| S_WA-P10-C032 | For an agricultural lien, Part 6 default occurs when the secured party becomes entitled to enforce under the statute creating the lien. | S018; S001(a)(5) | The creating lien statute and its predicates were not investigated. |
| S_WA-P10-C033 | “Send” includes the specified usual transmission means with costs provided and a reasonable address, or causing receipt within the equivalent proper-transmission time. | S048(b)(36) | Sending is not invariably receipt. Actual transmission or address adequacy is not determined. |
| S_WA-P10-C034 | Notice, actual knowledge, notification, and receipt are distinct under section 1-202, including its organizational-attention and due-diligence rules. | S049(a)–(f) | No actual awareness, delivery, or receipt is assumed. |
| S_WA-P10-C035 | A record may be tangible or retrievable electronically; signing requires present intent to authenticate or adopt through the specified tangible or electronic means. | S001(a)(70); S048(b)(37), (43); S056 §101 | An electronic communication is not automatically a signed agreement or valid waiver. |
| S_WA-P10-C036 | Reasonable time depends on the nature, purpose, and circumstances of the action; seasonable action means within an agreed or reasonable time. | S052 | This supplies no universal day-counting or holiday convention. |
The consumer-obligation threshold was read in both current section 102 and the 2023 enacted text; it was not borrowed from another state or a model UCC summary. app.leg.wa.gov+3
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C037 | After default, section 601 permits the stated judicial and contractual enforcement routes, subject to section 602; the specified rights are cumulative and may be exercised simultaneously. | S013(a)–(f) | This does not establish a judicial-process procedure, unlimited recovery, or an actual valid election. |
| S_WA-P10-C038 | Except for section 607(c), Part 6 imposes no duties on a consignor or buyer of the specified payment rights solely in those capacities. | S013(g) | True-sale/consignment classification must first be established. |
| S_WA-P10-C039 | Section 605 limits duties toward certain unknown debtors, obligors, and filed-interest holders through its knowledge, identity, and communication predicates. | S017(a) | This is not a universal excuse for ignoring information; subsection (b) must also be considered. |
| S_WA-P10-C040 | Section 605(b) creates a specific exception for defined controllable collateral where the secured party knows the identifying information is absent at the later control/attachment event. | S017(b) | Digital classification and control incorporations remain held. |
| S_WA-P10-C041 | After default, possession may be pursued through judicial process or without judicial process only without breach of the peace. The no-removal disabling provision concerns equipment. | S021(a)–(b); S001(a)(33) | No entry, disabling, tracking, seizure, or breach-of-peace criteria are supplied. |
| S_WA-P10-C042 | The assembly clause uses “If so agreed, and in any event after default” and requires a designated place reasonably convenient to both parties. | S021(c) | Its wording is preserved; no broader operational access right is inferred. |
| S_WA-P10-C043 | Possession/control brings section 207’s qualified duties concerning reasonable care, expenses, risk, identifiability, permitted use, and proceeds. | S008(a)–(d) | Buyer/consignor exceptions and the nonconsumer-goods condition for agreed use remain material; no custody or expense determination. |
| S_WA-P10-C044 | Section 602 makes its enumerated protections nonwaivable to the extent they benefit a debtor or an obligor other than a secondary obligor, subject to section 624. | S014, complete list | Do not convert this into either universal guarantor nonwaiver or universal guarantor waiver permission. |
| S_WA-P10-C045 | Agreed performance standards may measure Article 9A duties only if not manifestly unreasonable; section 603 does not authorize contractual definition of permissible breach of the peace. | S015(a)–(b); S053 | Construction and application remain held. |
| S_WA-P10-C046 | Section 607 supplies conditional collection/enforcement rights, requires commercial reasonableness in its recourse/chargeback branch, and addresses reasonable collection expenses. | S019(a), (c)–(e) | It does not itself determine an account debtor’s or bank’s duty to the secured party; the mortgage-affidavit and deposit-control branches remain held. |
| S_WA-P10-C047 | Section 408’s treatment of specified antiassignment restrictions does not itself require the account debtor to recognize the security interest, perform for the secured party, or permit the listed enforcement/use/access rights. | S012(a)–(g), especially (d) | Its specialized exclusions and outside-law incorporations remain dependencies; no general intangible is classified. |
| S_WA-P10-C048 | Section 604 distinguishes personal-property-only enforcement from combined real/personal enforcement and separately addresses fixture/manufactured-home removal, priority, physical-injury reimbursement, and adequate assurance. | S016(a)–(d) | Full real-property foreclosure, priority, manufactured-home classification, and removal application remain excluded. |
| S_WA-P10-C111 | Every UCC contract or duty carries the obligation of good faith in performance and enforcement; section 1-302 does not permit disclaimer of the specified good-faith, diligence, reasonableness, and care obligations. | S054; S053(b) | Agreed standards remain subject to the statutory limitation; no factual bad-faith conclusion. |
Section 609’s text establishes a conditional statutory route, not a factual permission to repossess. app.leg.wa.gov+3
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C049 | After default, collateral may be sold, leased, licensed, or otherwise disposed of in its existing condition or after commercially reasonable preparation; every aspect must be commercially reasonable. | S022(a)–(b) | Public/private form, multiple contracts, parcels, and timing remain subject to that standard. |
| S_WA-P10-C050 | A secured party may purchase at a public disposition; private purchase is limited to collateral customarily sold on a recognized market or subject to widely distributed standard price quotations. | S022(c) | An auction label or asserted price source does not establish either category. |
| S_WA-P10-C051 | Disposition carries the stated title/possession/quiet-enjoyment warranties, subject to permitted exclusion or modification methods. | S022(d)–(f) | No warranty disclaimer is prepared or declared effective. |
| S_WA-P10-C052 | Subject to section 611’s exception, the disposing secured party must send reasonable signed notification to the debtor and any secondary obligor; additional perfected-interest recipients are required when collateral is not consumer goods. | S023(b)–(c) | Washington’s recipient text must be used; no additional model “claim-notification” recipient is inserted. |
| S_WA-P10-C053 | Section 611(b) does not apply to perishable collateral, collateral threatening speedy decline in value, or collateral of a type customarily sold on a recognized market. | S023(d) | The exception does not erase section 610’s commercial-reasonableness requirement. |
| S_WA-P10-C054 | The section 611 notification date is the earlier specified sending or waiver event; the additional-interest-holder tests look ten days before that date. | S023(a), (c)(3) | This is not the section 612 disposition interval. |
| S_WA-P10-C055 | Section 611(e) provides a bounded filing-search compliance route using a commercially reasonable request 20–30 days before the notification date and the specified response/no-response conditions. | S023(e) | It addresses only the identified financing-statement recipient requirement. |
| S_WA-P10-C056 | Notification timeliness ordinarily is a fact question. In a transaction other than a consumer transaction, a notification sent after default at least ten days before the earliest stated disposition time satisfies section 612’s timing rule. | S024(a)–(b) | No numerical consumer safe harbor is established. |
| S_WA-P10-C057 | Outside a consumer-goods transaction, section 613 identifies sufficient notification information, treats material omissions as a fact question, and permits its specified forms and nonmisleading minor errors. | S025(a)–(b), complete | Information sufficiency does not establish reasonable timing or truthful factual predicates. |
| S_WA-P10-C058 | A consumer-goods notification requires the section 613 information plus the specified deficiency-liability and redemption/additional-information contacts. Section 614 supplies a form and exact instructions, with bounded error rules. | S026(a)–(c), complete | Only blank statutory text was read; no notice was populated or evaluated. |
| S_WA-P10-C059 | In the qualifying consumer-goods surplus/deficiency branch, section 616 requires the explanation at its specified distribution/demand and request-response events, or permits the stated deficiency-waiver response. | S028(a)–(b) | The request is a signed record sent after disposition; receipt starts the response period. |
| S_WA-P10-C060 | Section 616(c) requires the ordered explanation of the secured obligation, proceeds, subtraction, known current-disposition expenses, known unreflected credits, and resulting surplus/deficiency. | S028(c)–(d) | An explanation is not proof that each component is lawful or that the resulting deficiency is enforceable. |
| S_WA-P10-C061 | Section 616(e) provides a qualified free-response entitlement and a maximum charge for additional responses. | S028(e) | Its six-month qualification differs from section 210’s general accounting-request provision. |
| S_WA-P10-C062 | Section 210 governs signed debtor requests for accounting, collateral lists, or statements; it provides response, former-interest-holder, type-of-collateral, and charge rules. | S009(a)–(f); S001(a)(4) | Specified buyers and consignors are excluded from subsection (b); its requests are not section 616 post-disposition requests. |
The ten-day holder lookback, the 20–30-day search interval, and the ten-day nonconsumer disposition interval have different reference events. app.leg.wa.gov+3
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C063 | Section 608’s cash-collection order is qualifying reasonable collection/enforcement expenses, the secured obligations, then qualifying subordinate obligations. Attorneys’ fees/legal expenses require agreement and absence of legal prohibition. | S020(a)(1) | The order is for collection/enforcement under section 607, not section 610 disposition. |
| S_WA-P10-C064 | A subordinate claimant’s section 608 demand must be signed and received before distribution is completed; reasonable proof may be required within a reasonable time. | S020(a)(1)(C), (2) | Failure to furnish requested proof permits the specified noncompliance with the demand. |
| S_WA-P10-C065 | Under section 608(a)(3), noncash collection proceeds need not be applied unless failure would be commercially unreasonable; any application must be commercially reasonable. | S020(a)(3); S058 §41 | No agreement prerequisite appears in this clause. |
| S_WA-P10-C066 | In section 608’s obligation-secured branch, the secured party must account to and pay the debtor any surplus, and the obligor is liable for a deficiency, subject to applicable qualifications. | S020(a)(4), (b); S038–S040 | Arithmetic alone does not establish an enforceable deficiency. |
| S_WA-P10-C067 | Section 615’s cash-disposition order separately addresses reasonable retaking/holding/preparation/processing/disposition expenses, secured obligations, qualified subordinate claims, and a qualifying consignor demand. | S027(a)(1)–(4) | Attorneys’ fees/legal expenses retain agreement/law conditions; the consignor priority qualification must not be omitted. |
| S_WA-P10-C068 | A section 615 subordinate demand must arrive signed before completed distribution; the secured party may require reasonable proof within a reasonable time. | S027(a)(3), (b) | The consignor demand has its own subsection (a)(4) treatment. |
| S_WA-P10-C069 | Section 615(c) uses the same commercially-unreasonable-failure condition for applying noncash disposition proceeds and requires commercially reasonable application if made. | S027(c) | It does not require agreement as a prerequisite. |
| S_WA-P10-C070 | Section 615(d) addresses surplus and deficiency after required/permitted applications; its debtor-surplus rule expressly excepts the qualifying consignor-payment branch. | S027(d) | Subject to sections 625–628 and applicable other law. |
| S_WA-P10-C071 | In the specified outright sales of accounts, chattel paper, payment intangibles, or promissory notes, sections 608(b) and 615(e) deny the debtor a surplus and the obligor a deficiency liability under those provisions. | S020(b); S027(e) | This is not a rule for every loan secured by those assets. |
| S_WA-P10-C072 | Section 615(g) protects a qualifying good-faith cash recipient without knowledge that receipt violates a nonsubordinate holder’s rights, with the stated cash, application, and accounting consequences. | S027(g); S048(b)(20) | Actual knowledge, good faith, and priority are not assumed. |
| S_WA-P10-C073 | Washington section 615(f) is reserved. No related-party or low-proceeds recalculation formula can be attributed to that subsection. | S027(f); S056 §944, p115/index115 | Related-person definitions do not create a missing operative provision. Other standards remain applicable. |
| S_WA-P10-C074 | In an action where deficiency or surplus is in issue, section 626 shifts the compliance burden only when the debtor or secondary obligor puts compliance in issue. Its text contains no nonconsumer limitation, and subsection (b) is reserved. | S038(a)(1)–(2), (b); S057 §9A-626 | A consumer-case reservation is not supplied by this section. Full judicial construction remains held. |
| S_WA-P10-C075 | If the secured party fails its compliance proof, section 626(a)(3), subject to section 628, limits deficiency liability by reference to the greater of actual proceeds and compliant counterfactual proceeds. | S038(a)(3); S040 | The exact symbolic relation appears in Q019; it is not a fair-market-value formula. |
| S_WA-P10-C076 | For that calculation, compliant counterfactual proceeds equal the statutory sum of secured obligation, expenses, and attorneys’ fees unless the secured party proves a lower amount. | S038(a)(4) | No zero floor or automatic surplus is inserted into this rule. |
| S_WA-P10-C077 | A higher obtainable price alone does not establish commercial unreasonableness. Section 627 supplies market/practice and qualifying-approval routes; approval is not mandatory. | S039(a)–(d) | No actual price, market, practice, or approval is supplied. |
The distinction between actual proceeds and the section 626 counterfactual is essential. Neither the reserved section 615(f) nor a negative arithmetic expression supplies an automatic surplus award. app.leg.wa.gov+3
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C078 | A debtor, secondary obligor, or other secured party/lienholder may redeem by tendering fulfillment of all obligations secured by the collateral and the specified section 615(a)(1) expenses and fees. | S035(a)–(b); S027(a)(1) | This is not a universal right to pay only missed installments. |
| S_WA-P10-C079 | Redemption must precede collection under section 607, disposition or a contract for disposition under section 610, or acceptance under section 622. | S035(c) | Which event exists is an unresolved predicate; no calendar or actual cutoff is calculated. |
| S_WA-P10-C080 | Acceptance requires the debtor’s statutory consent, absence of effective specified objections, satisfaction/waiver of mandatory-disposition requirements, and the secured party’s own signed consent or proposal. | S032(a)–(b) | Apparent acceptance is ineffective without these conditions. |
| S_WA-P10-C081 | Partial-satisfaction consent requires the debtor’s agreement in a record signed after default. The current section contains no blanket consumer partial-satisfaction prohibition. | S032(c)(1), complete (a)–(f); S056 §947 | This does not override section 201, mandatory disposition, or another applicable consumer statute. |
| S_WA-P10-C082 | Full-satisfaction consent may arise from the stated post-default signed agreement or the tightly defined proposal/no-signed-objection route. | S032(c)(2) | Mere silence outside that route is insufficient. |
| S_WA-P10-C083 | Objections by other interested persons have the separate receipt deadlines and no-notification alternative stated in section 620(d). | S032(a)(2), (d) | Sending an objection is not equated with its receipt. |
| S_WA-P10-C084 | Section 621 requires proposals to its specified filed/perfected and title-law perfected interest holders; partial-satisfaction proposals also go to secondary obligors. | S033(a)–(b) | The holder test looks ten days before debtor consent; it is not section 611’s notification-date test. |
| S_WA-P10-C085 | After possession, section 620(e) requires disposition when its consumer-goods payment threshold is met: cash-price payment for purchase-money security, principal payment for nonpurchase-money security. | S032(e); S003 | Payment allocation and purchase-money status are not assumed; the consumer PMSI reservation remains material. |
| S_WA-P10-C086 | Mandatory disposition is due within ninety days after possession, unless the debtor and all secondary obligors enter and sign the specified longer-period agreement after default. | S032(f) | This is not a universal deadline for every collateral disposition. |
| S_WA-P10-C087 | Qualifying acceptance discharges the obligation to the extent consented, transfers debtor rights, and has the specified security-interest/lien termination effects, including the stated noncompliance qualification. | S034(a)–(b) | Section 622 does not make an otherwise ineffective apparent acceptance satisfy section 620. |
| S_WA-P10-C088 | A qualifying section 610 disposition transfers debtor rights for value and discharges the enforcing and subordinate interests as stated; good-faith and other transferees receive different protection. | S029(a)–(c) | This is not automatic discharge of the underlying obligation. |
| S_WA-P10-C089 | A secondary obligor acquiring the specified assignment, collateral rights/duties, or subrogation rights succeeds to the secured party’s rights and duties; that transfer is not itself a section 610 disposition. | S030(a)–(c) | Actual assignment, subrogation, or assumption is held. |
| S_WA-P10-C090 | A section 619 transfer statement has prescribed assertions and record-transfer effects; title transfer to a secured party is not itself disposition and does not itself relieve Part 6 duties. | S031(a)–(c) | No statement, official record, title, or default is authenticated here. |
| S_WA-P10-C091 | Section 624(a) permits a debtor’s disposition-notification waiver only by an agreement entered into and signed after default. | S036(a) | Its text says debtor; it must not be silently expanded to secondary obligors. |
| S_WA-P10-C092 | A debtor may waive section 620(e)’s mandatory-disposition right only through the specified post-default signed agreement. | S036(b) | No waiver is supplied or inferred. |
| S_WA-P10-C093 | Except in a consumer-goods transaction, a debtor or secondary obligor may waive redemption only by the specified post-default signed agreement. | S036(c) | No consumer-goods waiver permission is established by this clause. |
Washington’s acceptance text retains the two consumer-goods payment bases and the ninety-day requirement, while omitting provisions sometimes found in model-language reproductions. The report uses the enacted Washington text. app.leg.wa.gov+3
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C094 | On established Article 9A noncompliance, a court may order or restrain collection, enforcement, or disposition on appropriate terms. | S037(a) | Discretionary judicial power, not an automatic injunction or established cause-specific outcome. |
| S_WA-P10-C095 | Section 625(b) provides damages for caused loss from noncompliance or the specified false filings, subject to its limitations; subsection (c)(1) identifies eligible status at the time of failure. | S037(b), (c)(1) | Loss, causation, status, and limitations remain unproved. |
| S_WA-P10-C096 | Where collateral is consumer goods, section 625(c)(2) provides the specified minimum recovery to a qualifying debtor or secondary obligor for Part 6 failure. | S037(c)(2); S040(d)–(e) | The operative gate is consumer goods; the formula and exclusions appear in Q028–Q030. |
| S_WA-P10-C097 | Section 625(d) preserves lost-surplus damages in its stated situation but limits recovery under subsections (b) and (c)(2) to the extent deficiency liability was eliminated or reduced under section 626 for the specified noncompliance. | S037(d) | No remedy stacking or automatic surplus is assumed. |
| S_WA-P10-C098 | Section 625(e) permits $500 in each qualifying case for its six listed failures, in addition to recoverable subsection (b) damages. | S037(e)(1)–(6); S041–S045; S028 | Each listed predicate differs; section 616(b)(1) requires the stated pattern/practice condition. |
| S_WA-P10-C099 | Section 625(f) permits the stated damages and $500 recovery for an unjustified section 210 failure; never having claimed the relevant interest supplies the statutory reasonable excuse. | S037(f); S009 | Not every unanswered communication is a qualifying request or violation. |
| S_WA-P10-C100 | A qualifying failure to answer a collateral-list or account-statement request limits the security-interest claim as against a person reasonably misled, as stated in section 625(g). | S037(g) | This is not automatic cancellation of every security interest. |
| S_WA-P10-C101 | Section 628(a)–(b) limits liability and deficiency consequences through its specified knowledge, identity, communication, and status conditions, subject to subsection (f). | S040(a)–(b) | No actual knowledge or immunity is established. |
| S_WA-P10-C102 | Section 628(c) protects specified acts or omissions arising from a reasonable classification belief based on reasonable reliance on the debtor’s use representation or obligor’s purpose representation. | S040(c) | A label or unsupported assertion alone is not the stated test. |
| S_WA-P10-C103 | Section 625(c)(2) recovery does not apply to a section 616 failure and cannot be imposed more than once for one secured obligation. | S040(d)–(e) | Other remedies require their own predicates. |
| S_WA-P10-C104 | Section 628(f) removes the stated knowledge-based limitations in its defined controllable-collateral information-absence branch. | S040(f) | Digital control and classification remain unresolved incorporations. |
| S_WA-P10-C105 | Section 513 distinguishes consumer-goods filing duties from other-collateral send-or-file duties, with different triggering conditions and timing. Filing effectiveness remains subject to section 510. | S045(a)–(d); S044 | Unauthorized-filing, paid-out, sale-of-rights, consignment, and transmitting-utility branches must not be merged. |
| S_WA-P10-C106 | Section 208 supplies specified control-release duties after the no-obligation/no-commitment condition and receipt of a signed demand. | S041(a)–(b) | The underlying control-method incorporations were not all read; actual release mechanics remain held. |
| S_WA-P10-C107 | Section 209 supplies a qualified account-debtor release-notification duty after its no-obligation/no-commitment condition and signed demand, with specified true-sale exceptions. | S042(a)–(b) | Sections 406(a) and 12-106(b) remain necessary category-specific dependencies. |
| S_WA-P10-C108 | Sections 509–510 condition filing authorization and effectiveness; section 625(e)(3) refers specifically to unauthorized filing under section 509(a). | S043(a)–(e); S044(a)–(c); S037(e)(3) | No actual filing, authorization, or record effectiveness is evaluated. |
| S_WA-P10-C109 | Current section 625(e)(4) retains “authenticated demand,” while current section 513 uses a signed demand and section 102(a)(7) is reserved. | S037(e)(4); S045(b)–(c); S001(a)(7); S056 §901 | The effect of this drafting mismatch is held; no automatic equivalence is asserted. |
| S_WA-P10-C110 | A security-agreement description must satisfy section 108’s identification rules; supergeneric descriptions and type-only descriptions in the specified consumer and tort branches are insufficient. | S072(a)–(e) | Financing-statement sufficiency is a separate issue; full filing practice is excluded. |
The remedy provisions were read with their limitations. In particular, the consumer-goods minimum, the fixed recoveries, deficiency reduction, and knowledge/reliance protections are separate statutory mechanisms. app.leg.wa.gov+3
Counting convention K: Unless a row says otherwise, the provision states days or months without a separately authenticated general counting, weekend, holiday, time-zone, dispatch-cutoff, or rounding rule in this component. “Within,” “before,” “after,” and “not more than” are preserved. No actual deadline is calculated. A month is not converted to thirty days.
All symbols below are conceptual statutory quantities. No financial inputs are supplied.
| ID | Source-stated quantity or relation | Base, reference event, boundary, and exception | Links |
|---|---|---|---|
| Q001 | Consumer-obligation credit condition: aggregate extension/commitment ≤ $40,000, or security in qualifying principal-dwelling personal property | Also requires primarily personal/family/household purpose. Not current balance; no CPI adjustment derived. | C017; S001(a)(25) |
| Q002 | Consignment delivery value ≥ $1,000 | Aggregate goods value for each delivery at delivery, with all merchant, prior-use, and non-obligation-security conditions. | C026; S001(a)(20) |
| Q003 | Purchase-money status exists to the extent the goods secure their purchase-money obligation | Price or enabling value actually used for acquisition; consumer allocation/status rules remain reserved to judicial development. | C031; S003(a)–(h) |
| Q004 | Lease bright-line comparisons: nonterminable payment obligation plus the specified economic-life, mandatory-renewal/ownership, or nominal-option condition | Original term compared with remaining economic life; remaining-life renewal or ownership conditions; facts measured at entry. | C027; S050(b), (e) |
| Q005 | Lease “nominal” comparison: additional consideration less than reasonably predictable cost of nonexercise performance | Fair-market-rent/value option clauses are separate exclusions. Present value discounts future sums using the stated agreed or commercially reasonable rate rule. No valuation performed. | C027; S050(c)–(e); S048(b)(28) |
| Q006 | Certain proceeds claims and insurance proceeds are limited to the extent of collateral value | The separate definitions and payable-to conditions remain necessary; no tracing or value assumed. | C025; S001(a)(64) |
| Q007 | Accounting definition uses a specified date not more than 35 days before or after the record | An accounting must also contain the specified secured-obligation detail and signature. This differs from Q014. | C062; S001(a)(4) |
| Q008 | Section 210 response: 14 days after receipt; one free response in any six-month period; additional response charge ≤ $25 | Qualified signed debtor request; buyer/consignor and former-interest-holder rules apply. K. | C062; S009(b)–(f) |
| Q009 | Section 611 additional-holder status measured 10 days before notification date | Notification date is the earlier specified sending/waiver event, not necessarily the disposition date. Applies to non-consumer-goods collateral recipient branch. K. | C052, C054; S023(a), (c)(3) |
| Q010 | Filing-search request interval: 20–30 days before notification date | Neither later than twenty nor earlier than thirty days; commercially reasonable request plus specified response/no-response treatment. K. | C055; S023(e) |
| Q011 | Nonconsumer timing safe harbor: sent after default, 10 days or more before earliest disposition time stated | Transaction must be other than a consumer transaction. Inclusive ten-day threshold; not a consumer rule. K. | C056; S024(b) |
| Q012 | Consumer notification timing: reasonable time, no numerical safe harbor established by section 612 | Fact-dependent; statutory content forms do not resolve timing. | C056–C058 |
| Q013 | Section 616 explanation: after disposition and before or when surplus accounting/payment or first deficiency demand in a record; request response within 14 days after receipt | Qualifying consumer-goods branch. The alternative deficiency-waiver record also uses fourteen days after request receipt. K. | C059; S028(a)–(b) |
| Q014 | Section 616 obligation-reference date: not more than 35 days before the specified possession or disposition event | After-default possession uses possession; before-default possession or no possession uses disposition. K; no reference date selected. | C060; S028(c)(1) |
| Q015 | Section 616 explanation sequence: O; P; O − P; E; C; resulting surplus/deficiency | O = specified secured obligations; P = disposition proceeds; E = known current-disposition expenses and secured attorneys’ fees; C = known entitled credits not already reflected in O. A schematic reconciliation is O − P + E − C, subject to lawful components, no duplication, and other statutory adjustments. | C060; S028(c) |
| Q016 | Section 616 response entitlement: one free response during a six-month period in which no subsection (b)(1) explanation was sent; additional charge ≤ $25 | Do not omit the qualifying clause or transfer section 210’s different rule. K. | C061; S028(e) |
| Q017 | Cash collection order: permitted collection expenses → secured obligations → qualifying subordinate obligations → surplus accounting/payment | Signed subordinate demand must be received before distribution is completed; requested proof within a reasonable time. Contract/law conditions govern attorney/legal expenses. | C063–C066; S020(a) |
| Q018 | Cash disposition order: permitted disposition expenses → secured obligations → qualifying subordinate obligations → qualifying consignor payment, followed by section 615(d) | Subordinate interest must be senior to a consignor where that qualification applies; timely signed demand and proof rules differ by recipient. | C067–C070; S027(a)–(d) |
| Q019 | Let T = secured obligation + expenses + attorneys’ fees. Section 626 limits deficiency to the amount by which T exceeds the greater of P and P* | P = actual collection/enforcement/disposition/acceptance proceeds. P* = proceeds that compliant conduct would have realized. Applies only on the stated proof failure, subject to section 628. No added zero-floor formula and no automatic surplus inference. | C074–C076; S038(a)(3) |
| Q020 | For Q019, P = T unless the secured party proves P < T** | Counterfactual is statutory, not automatically fair market value or a related-party resale price. | C076; S038(a)(4) |
| Q021 | Noncash rule: application not required unless nonapplication would be commercially unreasonable; application, if made, must be commercially reasonable | Separate collection and disposition clauses. Neither states an agreement prerequisite. No noncash value is assumed. | C065, C069; S020(a)(3); S027(c) |
| Q022 | Redemption tender: fulfillment of all secured obligations + qualifying section 615(a)(1) expenses/fees | Not merely arrears. Fee agreement/law conditions remain applicable. | C078; S035(b) |
| Q023 | Redemption must occur before collection, disposition or a contract for disposition, or acceptance | Event cutoff, not a universal number of days. | C079; S035(c) |
| Q024 | Partial-acceptance consent: agreement in a record signed after default | No silence route for partial satisfaction in section 620(c)(1). | C081 |
| Q025 | Full-acceptance proposal route: no signed debtor objection received within 20 days after proposal is sent | Requires the prescribed full-satisfaction and unconditional/limited-condition proposal. K. | C082; S032(c)(2) |
| Q026 | Other effective objections: received within 20 days after notice sent to that person, or 20 days after last section 621 notification; if none sent, before debtor consent | Distinct branches; dispatch is not receipt. K. | C083; S032(d) |
| Q027 | Section 621 holder test: 10 days before debtor consent | Includes specified filed/title-law perfected interests; partial satisfaction additionally requires proposal to secondary obligors. K. | C084; S033 |
| Q028 | Mandatory consumer-goods disposition thresholds: 60% of cash price paid for PMSI; 60% of principal paid for non-PMSI | Trigger requires possession and the applicable classification. The text states the sixty-percent threshold; allocation and denominator content remain unresolved where outside law is needed. | C085; S032(e) |
| Q029 | Mandatory disposition: within 90 days after possession, or the qualifying longer agreed period | Longer period requires debtor and all secondary obligors, agreement entered and signed after default. K. | C086; S032(f) |
| Q030 | Consumer-goods minimum: credit service charge + 10% of principal, or time-price differential + 10% of cash price | Alternative statutory bases, not an instruction to add both. Eligible debtor/secondary-obligor status at failure; sections 625(d) and 628 apply. | C096–C097, C103 |
| Q031 | Section 625(e)/(f): $500 in each qualifying case, with the specified additional-damages relation | Six distinct subsection (e) predicates; subsection (f) requires absence of reasonable cause. No automatic accumulation. | C098–C099 |
| Q032 | Section 625(c)(2) liability: not more than once per secured obligation | Section 616 failure is separately excluded from this minimum-recovery route. | C103; S040(d)–(e) |
| Q033 | Consumer-goods termination: within one month after no obligation/no commitment, or if earlier, within 20 days after receipt of signed demand | Section 513(a) also addresses unauthorized initial filing; its interaction with the timing language is not normalized into a new deadline. K. | C105; S045(a)–(b) |
| Q034 | Other-collateral termination: 20 days after receipt of signed demand, if one of the four subsection (c) conditions exists | Send termination to debtor or file, as stated. Consumer-goods subsection (a) uses a filing duty. K. | C105; S045(c) |
| Q035 | Sections 208 and 209: 10 days after receipt of signed demand | Requires no outstanding secured obligation and no commitment, plus the applicable control or account-debtor branch; incorporations held. K. | C106–C107 |
| Q036 | Section 625(e)(4): 20 days after receipt of an authenticated demand | Current section 513 instead says signed demand. Exact terminology mismatch held. K. | C109 |
| Q037 | Digital exception reference event: later of obtaining control or attachment | Requires the specified knowledge that identifying information is absent from collateral, associated record, or system. | C040, C104 |
| Q038 | General standards: reasonable care, reasonable expenses, reasonable time, reasonably convenient place, commercially reasonable conduct, prompt reimbursement, and appropriate judicial terms | No numerical substitution or universal operational definition is supplied. | C036, C041–C048, C049, C077, C094 |
| Q039 | Burdens: section 626’s conditional compliance/counterfactual burdens; section 1-309’s lack-of-good-faith burden | Article 1’s burden-of-establishing definition uses the more-probable-than-not relation. No factual probability is assigned. | C030, C074–C076; S048(b)(8) |
| Q040 | Version dates: July 1, 2001; July 1, 2013; July 24, 2015; July 28, 2019; June 9, 2022; January 1, 2024 | Each belongs only to the identified act or provision. The 2022 act separately delays §§3 and 5 to July 1, 2023. | C002–C012; S056–S063 |
| Q041 | 2023 adjustment date: later of July 1, 2025 or one year after January 1, 2024 | A statutory transition reference, not an inflation adjustment or consumer fee/debt threshold. Perfection/enforceability consequences depend on §§12A-302–306. | C003; S064 |
Unless a row states otherwise:
For compactness, 00 means 2000 c 250; 01 means 2001 c 32; 11 means 2011 c 74; 12 means 2012 c 214; 23 means 2023 c 266. These abbreviations apply only to credits.
| Source ID | Title and complete literal URL | Actual read extent and displayed credits | Usage / limitation |
|---|---|---|---|
| S_WA-P10-S001 | RCW 62A.9A-102, Definitions and index of definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-102 | Complete (a)–(c), credits and relevant notes. Credits: 23 §901; 12 §1502, prior §1501 expired; 11 §101; 01 §16; 00 §9A-102. | Core definitions. Imported definitions do not mean all importing articles were completed. |
| S_WA-P10-S002 | RCW 62A.9A-109, Scope. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-109 | Complete (a)–(d). Credits: 2019 c340 §4; 00 §9A-109. | Scope/exclusions, with explicit held carvebacks. |
| S_WA-P10-S003 | RCW 62A.9A-103, Purchase-money security interest. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-103 | Complete (a)–(h). Credit: 00 §9A-103. | Consumer allocation/status reservation retained. |
| S_WA-P10-S004 | RCW 62A.9A-201, General effectiveness; other laws. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-201 | Complete (a)–(d). Credits: 01 §20; 00 §9A-201. | Consumer-law conflict and nonvalidation boundary. |
| S_WA-P10-S005 | RCW 62A.9A-202, Title to collateral immaterial. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-202 | Complete. Credit: 00 §9A-202. | Title versus Article 9A rights. |
| S_WA-P10-S006 | RCW 62A.9A-203, Attachment and enforceability. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-203 | Complete (a)–(i). Credits: 23 §907; 12 §1503; 00 §9A-203. | Structural predicates only; full formation/control branches held. |
| S_WA-P10-S007 | RCW 62A.9A-110, Security interests arising under Article 2 or 2A. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-110 | Complete introductory clause and (1)–(4). Credit: 00 §9A-110. | Before-possession gateway; underlying Article 2/2A provisions not fully read. |
| S_WA-P10-S008 | RCW 62A.9A-207, Rights and duties in possession or control. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-207 | Complete (a)–(d). Credits: 23 §909; 12 §1504; 00 §9A-207. | Care, expenses, use, proceeds; no actual custody conclusion. |
| S_WA-P10-S009 | RCW 62A.9A-210, Accounting/list/statement requests. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-210 | Complete (a)–(f). Credits: 23 §912; 00 §9A-210. | Request-specific duties and charges. |
| S_WA-P10-S010 | RCW 62A.9A-311, Property subject to other law. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-311 | Complete (a)–(d), repeal note. Credits: 11 §202; 2010 c161 §1151; 01 §25; 00 §9A-311. | Notice-recipient incorporation; full title/perfection law held. |
| S_WA-P10-S011 | RCW 62A.9A-315, Proceeds and disposition. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-315 | Complete (a)–(e). Credit: 00 §9A-315. | Reliance limited to continuing-interest/identifiable-proceeds boundaries; perfection survey excluded. |
| S_WA-P10-S012 | RCW 62A.9A-408, Restrictions on assignment. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-408 | Complete (a)–(g). Credits: 23 §935; 11 §302; 2003 c87 §2; 00 §9A-408. | Enforcement/access restrictions; federal and entity-law exceptions remain dependencies. |
| S_WA-P10-S013 | RCW 62A.9A-601, Rights after default. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-601 | Complete (a)–(h). Credits: 23 §938; 12 §1518, prior §1517 expired; 11 §722; 00 §9A-601. | Judicial/nonjudicial gateway; no ordinary execution reconstruction. |
| S_WA-P10-S014 | RCW 62A.9A-602, Waiver and variance. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-602 | Complete introductory qualification and (1)–(13), including reserved (8). Credits: 11 §723; 00 §9A-602. | Exact protected-role scope. |
| S_WA-P10-S015 | RCW 62A.9A-603, Agreement on standards. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-603 | Complete (a)–(b). Credit: 00 §9A-603. | No contractual breach-of-peace definition. |
| S_WA-P10-S016 | RCW 62A.9A-604, Real/personal property and fixtures. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-604 | Complete (a)–(d). Credit: 00 §9A-604. | Narrow mixed-collateral/removal interface only. |
| S_WA-P10-S017 | RCW 62A.9A-605, Unknown debtor or secondary obligor. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-605 | Complete (a)–(b). Credits: 23 §939; 00 §9A-605. | Knowledge limits and digital exception. |
| S_WA-P10-S018 | RCW 62A.9A-606, Time of default for agricultural lien. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-606 | Complete. Credit: 00 §9A-606. | Creating-statute dependency. |
| S_WA-P10-S019 | RCW 62A.9A-607, Collection and enforcement. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-607 | Complete (a)–(e). Credits: 11 §501; 00 §9A-607. | Mortgage/control incorporations held; no bank or mortgage procedure adopted. |
| S_WA-P10-S020 | RCW 62A.9A-608, Collection proceeds; surplus/deficiency. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-608 | Complete (a)–(b). Credits: 23 §940; 01 §41; 00 §9A-608. | Collection waterfall and noncash rule. |
| S_WA-P10-S021 | RCW 62A.9A-609, Possession after default. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-609 | Complete (a)–(c). Credit: 00 §9A-609. | No operational repossession instruction. |
| S_WA-P10-S022 | RCW 62A.9A-610, Disposition after default. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-610 | Complete (a)–(f). Credit: 00 §9A-610. | Reasonableness, purchase, warranties. |
| S_WA-P10-S023 | RCW 62A.9A-611, Notification before disposition. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-611 | Complete (a)–(e). Credits: 23 §941; 11 §724; 00 §9A-611. | Recipients, exceptions, lookback/search dates. |
| S_WA-P10-S024 | RCW 62A.9A-612, Timeliness. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-612 | Complete (a)–(b). Credit: 00 §9A-612. | Nonconsumer safe harbor only. |
| S_WA-P10-S025 | RCW 62A.9A-613, Notification outside consumer-goods transactions. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-613 | Complete (a)–(b), blank form and instructions. Credits: 23 §942; 01 §42; 00 §9A-613. | No completed notice read or created. |
| S_WA-P10-S026 | RCW 62A.9A-614, Consumer-goods notification. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-614 | Complete (a)–(c), blank form and instructions. Credits: 23 §943; 00 §9A-614. | Information sufficiency only. |
| S_WA-P10-S027 | RCW 62A.9A-615, Disposition proceeds; surplus/deficiency. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-615 | Complete (a)–(g), including reserved (f). Credits: 23 §944; 01 §43; 00 §9A-615. | No model related-party formula imported. |
| S_WA-P10-S028 | RCW 62A.9A-616, Explanation of surplus/deficiency. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-616 | Complete (a)–(e). Credits: 23 §945; 00 §9A-616. | Exact sequence and charges. |
| S_WA-P10-S029 | RCW 62A.9A-617, Transferee rights. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-617 | Complete (a)–(c). Credit: 00 §9A-617. | Good-faith and other transferees distinguished. |
| S_WA-P10-S030 | RCW 62A.9A-618, Secondary obligor rights/duties. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-618 | Complete (a)–(c). Credit: 00 §9A-618. | Assignment/transfer/subrogation branch. |
| S_WA-P10-S031 | RCW 62A.9A-619, Transfer of record or legal title. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-619 | Complete (a)–(c). Credits: 23 §946; 00 §9A-619. | Statutory statement is not actual proof. |
| S_WA-P10-S032 | RCW 62A.9A-620, Acceptance; compulsory disposition. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-620 | Complete (a)–(f). Credits: 23 §947; 00 §9A-620. | Washington-specific acceptance text. |
| S_WA-P10-S033 | Official full Article 9A, section 62A.9A-621, Persons receiving proposal. https://app.leg.wa.gov/RCW/default.aspx?cite=62A.9A&full=true | Complete §621(a)–(b) and credits in full-chapter body; individual route failed. Credits: 23 §948; 11 §725; 00 §9A-621. | Exact source gap resolved by official alternate route and enacted original. |
| S_WA-P10-S034 | RCW 62A.9A-622, Effect of acceptance. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-622 | Complete (a)–(b). Credit: 00 §9A-622. | Qualifying acceptance prerequisite retained. |
| S_WA-P10-S035 | RCW 62A.9A-623, Redemption. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-623 | Complete (a)–(c). Credit: 00 §9A-623. | Full tender and event cutoffs. |
| S_WA-P10-S036 | RCW 62A.9A-624, Waiver. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-624 | Complete (a)–(c). Credits: 23 §949; 00 §9A-624. | Role- and transaction-specific. |
| S_WA-P10-S037 | RCW 62A.9A-625, Remedies for noncompliance. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-625 | Complete (a)–(g). Credits: 11 §726; 01 §44; 00 §9A-625. | Recovery qualifications and unchanged “authenticated” wording. |
| S_WA-P10-S038 | RCW 62A.9A-626, Deficiency/surplus in issue. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-626 | Complete (a)(1)–(4), reserved (b). Credit: 00 §9A-626. | No textual consumer exclusion. |
| S_WA-P10-S039 | RCW 62A.9A-627, Commercial reasonableness. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-627 | Complete (a)–(d). Credit: 00 §9A-627. | No actual market or price determination. |
| S_WA-P10-S040 | RCW 62A.9A-628, Nonliability and limitations. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-628 | Complete (a)–(f). Credits: 23 §950; 11 §727; 01 §45; 00 §9A-628. | Knowledge, reasonable reliance, duplicate recovery, digital exception. |
| S_WA-P10-S041 | RCW 62A.9A-208, Additional duties with control. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-208 | Complete (a)–(b). Credits: 23 §910; 12 §1505; 01 §21; 00 §9A-208. | Control-method incorporations not all completed. |
| S_WA-P10-S042 | RCW 62A.9A-209, Account-debtor release notification. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-209 | Complete (a)–(b). Credits: 23 §911; 11 §707; 00 §9A-209. | Sections 406(a), 12-106(b) held. |
| S_WA-P10-S043 | RCW 62A.9A-509, Persons entitled to file. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-509 | Complete (a)–(e). Credits: 23 §936; 01 §36; 00 §9A-509. | Read for remedy predicate only. |
| S_WA-P10-S044 | RCW 62A.9A-510, Effectiveness of filed record. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-510 | Complete (a)–(c). Credits: 11 §720; 00 §9A-510. | Continuation/perfection survey excluded. |
| S_WA-P10-S045 | RCW 62A.9A-513, Termination statement. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-513 | Complete (a)–(d). Credits: 23 §937; 01 §37; 00 §9A-513. | Transmitting-utility record-management incorporations held. |
| S_WA-P10-S046 | RCW 62A.9A-701, Effective date. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-701 | Complete. Credit: 00 §9A-701. | July 1, 2001. |
| S_WA-P10-S047 | RCW 62A.9A-702, Savings clause. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-702 | Complete (a)–(c). Credits: 01 §46; 00 §9A-702. | Full §§703–709 application not completed. |
| S_WA-P10-S072 | RCW 62A.9A-108, Description in security agreement. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-108 | Complete (a)–(e). Credit: 00 §9A-108. | Identification conditions; no actual description evaluated. |
| Source ID | Title and complete literal URL | Actual read extent and credits | Usage / limitation |
|---|---|---|---|
| S_WA-P10-S048 | RCW 62A.1-201, General definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-201 | Complete relied-on (a), (b)(3), (8), (11), (12), (20), (27), (28), (35)–(37), (39), (41), (43), and credits/notes. Latest credits 23 §101; 12 §109; 01 §9; 00 §9A-802; 1996 c77 §1; earlier displayed history reaches 1965 ex.s. c157 §1-201. | Selected definitions, not a full investigation of all historical cross-references. |
| S_WA-P10-S049 | RCW 62A.1-202, Notice; knowledge. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-202 | Complete (a)–(f). Credit: 12 §110. | Sending/receipt/knowledge distinctions. |
| S_WA-P10-S050 | RCW 62A.1-203, Lease distinguished from security interest. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-203 | Complete (a)–(e). Credits: 2015 c107 §1; 12 §111; 1965 ex.s. c157 §1-203. | No actual lease classification. |
| S_WA-P10-S051 | RCW 62A.1-204, Value. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-204 | Complete introductory exception and (1)–(4). Credits: 23 §102; 12 §112. | Other-article exceptions retained. |
| S_WA-P10-S052 | RCW 62A.1-205, Reasonable time; seasonableness. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-205 | Complete (a)–(b). Credit: 12 §113. | No numerical calendar rule. |
| S_WA-P10-S053 | RCW 62A.1-302, Variation by agreement. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-302 | Complete (a)–(c). Credit: 12 §116. | Mandatory duties and reasonable standards. |
| S_WA-P10-S054 | RCW 62A.1-304, Good faith. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-304 | Complete. Credit: 12 §118. | Performance/enforcement obligation. |
| S_WA-P10-S055 | RCW 62A.1-309, Option to accelerate at will. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-309 | Complete. Credit: 12 §123. | Insecurity acceleration only; no general default rule. |
| Source ID | Instrument / complete literal URL | Actual read bounds, effective/application status, and limitation |
|---|---|---|
| S_WA-P10-S056 | Chapter 266, Laws of 2023, SSB 5077. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5077-S.SL.pdf?cite=2023+c+266+s+938 | Enacted. Selected §101 definitions, pp5–7/indices5–7; selected §901 definition changes/retained consumer definitions, pp45–49/indices45–49; complete §§938–950, pp103–122/indices103–122; complete §§1101–1109 and 1201–1204, pp130–134/indices130–134. Effective January 1, 2024 under §1204. Not all 135 PDF pages read. |
| S_WA-P10-S057 | Chapter 250, Laws of 2000, SSB 6186. https://lawfilesext.leg.wa.gov/biennium/1999-00/Pdf/Bills/Session%20Laws/Senate/6186-S.SL.pdf | Enacted historical foundation. Complete §9A-626, pp120–121/indices120–121; §9A-701, p123/index123. Confirms section 626’s Washington wording and original effective date. Not the entire act. |
| S_WA-P10-S058 | Chapter 32, Laws of 2001, ESB 5053. https://lawfilesext.leg.wa.gov/biennium/2001-02/Pdf/Bills/Session%20Laws/Senate/5053.SL.pdf?cite=2001+c+32+s+41 | Complete §41, pp60–61/indices60–61; §55, pp73–74/indices73–74. Effective July 1, 2001. Used for collection noncash wording and effective clause. |
| S_WA-P10-S059 | Chapter 74, Laws of 2011, ESHB 1492. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/1492-S.SL.pdf?cite=2011+c+74+s+723 | Complete §601, p46/index46; §§723–727, pp74–80/indices74–80; §803, p82/index82. Effective July 1, 2013; savings/application qualifications read. Not all transition/perfection sections completed. |
| S_WA-P10-S060 | Chapter 214, Laws of 2012, ESHB 2197. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/2197-S.SL.pdf?cite=2012+c+214+s+1518 | Enrollment effective-date statement; complete §§1803–1806, pp154–155/indices154–155. General date June 7, 2012; enumerated delayed/expired sections July 1, 2013. Operative Article 1 bodies primarily read in current codification. |
| S_WA-P10-S061 | Chapter 107, Laws of 2015, SB 5032. https://lawfilesext.leg.wa.gov/biennium/2015-16/Pdf/Bills/Session%20Laws/Senate/5032.SL.pdf?cite=2015+c+107+s+1 | Complete §1, pp1–3/indices1–3, plus header. Effective July 24, 2015. Lease amendment; no actual historical selection. |
| S_WA-P10-S062 | Chapter 340, Laws of 2019, SHB 1476. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/House/1476-S.SL.pdf?cite=2019+c+340+s+4 | Complete §§1–6, pp1–4/indices1–4, plus header. Effective July 28, 2019. Reliance limited to Article 9A exclusion and unsecured-loan boundary. |
| S_WA-P10-S063 | Chapter 66, Laws of 2022, HB 1376. https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1376.SL.pdf?cite=2022+c+66+s+1 | Complete repeal list §1, pp2–7/indices2–7; §2 savings; §§5–7, pp8–9/indices8–9; header. General date June 9, 2022; §§3 and 5 delayed to July 1, 2023. No full land-title procedure finding. |
| S_WA-P10-S064 | Current Article 12A, transitional provisions. https://app.leg.wa.gov/RCW/default.aspx?cite=62A.12A&full=true | Complete §§12A-101, -102, -201, -301–-306 and notes. Credits: 23 §§1101–1109. Includes codifier’s explicit cross-reference-typo note. Digital control and full priority application remain held. |
These sources establish publication or discovery status, not substantive repossession permission.
| Source ID | Title / complete literal URL | Actual read extent, edition, and limitation |
|---|---|---|
| S_WA-P10-S065 | Official Revised Code of Washington publication page. https://app.leg.wa.gov/RCW/ | Publication introduction and July 15, 2026 update marker read. Not a clause effective date. |
| S_WA-P10-S066 | Official RCW Sections Affected index. https://leg.wa.gov/state-laws-and-rules/state-laws-rcw/session-laws/rcw-sections-affected/ | Relevant year/link table read; links followed to S067–S069. Index is discovery support. |
| S_WA-P10-S067 | RCW Sections Affected by 2024 Statutes. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202024.pdf | April 2, 2024 edition; text search for Title 62A and actual neighboring entries, printed pp14–15/indices13–14. No Title 62A entry found. |
| S_WA-P10-S068 | RCW Sections Affected by 2025 Statutes. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202025.pdf | June 2, 2025 edition; text search and Title 61–63 transition, printed p16/index15. No Title 62A entry found. |
| S_WA-P10-S069 | RCW Sections Affected by 2026 Statutes. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202026.pdf | April 2, 2026 edition; header/footer, text search and Title 61–63 transition, printed p10/index9. No Title 62A entry found. |
| S_WA-P10-S070 | Official HB 2640 bill history. https://app.leg.wa.gov/billsummary/?BillNumber=2640&Year=2025 | Displayed history read; last displayed action February 9, 2026, referral to Rules 2 Review. No displayed enactment relied upon. Proposed text remains discovery only. |
| S_WA-P10-S071 | Official HB 2256 bill history. https://app.leg.wa.gov/billsummary?BillNumber=2256&Initiative=false&Year=2026 | Displayed history read; last displayed action January 12, 2026, referral to Civil Rights & Judiciary. No displayed enactment relied upon. Proposed text remains discovery only. |
These are legal dependency branches, not factual scenarios or instructions.
| Branch | Supported consequence if the statutory predicate is established | Missing predicate / adverse inference to avoid | Exact next generic authority inquiry |
|---|---|---|---|
| B001 — Consumer classification | Different goods-, obligation-, transaction-, and consumer-goods-transaction rules apply. C016–C019. | Primary purpose, credit base, dwelling alternative, individual status, and collateral use are unknown. Do not substitute a current balance or marketing label. | Complete generic construction of §102(a)(23)–(26), including mixed-purpose and aggregate-credit issues; judicial construction remains outside this pass. |
| B002 — Special consumer law | Section 201 preserves applicable consumer statutes and conflicting rules. C015. | Article 9A is not a complete retail-installment, special-loan, pawn, or dealer regime. | Separate current chapters 63.14, 31.04, 19.60, and any actually applicable special-credit enactment; authenticate scope and repossession/deficiency restrictions before applying them. |
| B003 — Lease | Section 1-203 determines whether the transaction creates security. C027. | No nonterminability, economic life, option, or valuation predicate exists. Do not classify by title or residual clause alone. | Generic Article 2A scope/default provisions and Washington construction of §1-203; no contract inspection. |
| B004 — Attachment/title/control | Section 203 supplies enforcement prerequisites; title alone is insufficient. C028–C029, C110. | Description, value, rights, authority, possession/control, and special exceptions unresolved. | Complete the applicable §§203, 313, 3141, control/delivery provisions, and chapter 46.12 title incorporation only for the selected generic collateral category. |
| B005 — Default/acceleration | Part 6 uses default; section 1-309 limits insecurity acceleration. C030. | No default event or valid acceleration is assumed. | Generic default/acceleration law and any applicable consumer cure statute; contractual construction remains held without examining a contract. |
| B006 — Secondary obligor/waiver | Role-specific notice, redemption, recovery, and waiver rules apply. C022, C044, C091–C103. | Section 624(a) says debtor while section 611 refers to secondary-obligor waiver events. Do not insert model wording. | Generic Washington authority on secondary-obligor waivers and the interaction of §§602, 611(a), 624, and applicable surety law. |
| B007 — Breach of peace | Nonjudicial possession is conditioned on avoiding breach of the peace. C041, C045. | No operational boundary for entry, resistance, police presence, disabling, or conduct is established. | Judicial construction of §609 and separate applicable conduct statutes in a later authorized construction pass. |
| B008 — Assembly/access | Section 609(c) states its agreement/default and convenience conditions. C042. | Do not infer an unrestricted entry or access right from an assembly provision. | Generic construction of §609(c) and applicable access/property law; no operational plan. |
| B009 — Statutory/agricultural liens | Article 9A treats agricultural liens and excluded service/material liens differently. C014, C032. | The lien-creating statute and priority facts are absent. | Identify and read the generic creating statute and §333 only if that category is later selected. |
| B010 — Account-debtor collection | Sections 607 and 408 separate secured-party rights from account-debtor duties and restricted-right enforcement. C046–C047. | Do not equate notification with an established duty to pay the secured party. | Complete §§404, 406, 408 and any applicable Article 12 incorporation; special insurance/entity exceptions remain separate. |
| B011 — Mixed collateral/fixtures | Section 604 supplies alternative routes and conditional removal consequences. C048. | Priority, fixture/manufactured-home status, and real-property route are unproved. | Generic §§334, 604, manufactured-home definitions and the applicable real-property route; P8/P9 merits remain excluded. |
| B012 — Recognized market | Sections 610(c), 611(d), and 627 attach consequences to their market/practice predicates. C050, C053, C077. | Do not treat every auction, price guide, or sale venue as a recognized market. | Washington construction of those terms and generic legally relevant market criteria, without a price or provider inquiry. |
| B013 — Consumer notice timing | Consumer notice remains subject to reasonableness; the ten-day safe harbor is nonconsumer. C056. | No universal consumer lead time is established. | Applicable special consumer statute and later judicial construction of §612(a); no calendar calculation. |
| B014 — Notice recipients/title incorporation | Sections 611 and 621 use different lookback events and perfected-interest tests. C052–C055, C084. | No filing search, title status, perfection, or recipient is supplied; chapter 65.12 reference is stale. | Complete applicable §311 statutory-title incorporation, its current amendments, and generic priority/recipient construction. |
| B015 — Record/signature/receipt | Definitions distinguish sending, receipt, notification, and signing. C033–C035. | No email, mailing, electronic symbol, address, or authority is presumed sufficient. | Generic applicable electronic-transaction/agency rules only if indispensable; no message or document evaluation. |
| B016 — Expenses/noncash | Sections 608 and 615 govern separate cash orders and noncash standards. C063–C070. | No expense authorization, valuation, or agreement prerequisite for noncash is assumed. Section 607(d) and §608(a)(1)(A) have different wording. | Generic construction of permissible expense/fee interaction and commercially reasonable noncash treatment; applicable consumer fee restrictions. |
| B017 — Related/non-arm’s-length disposition | Sections 610 and 627 remain relevant; §615(f) supplies no recalculation rule. C073, C077. | Do not invent a related-party proceeds formula or model §626(a)(5) burden. | Washington judicial construction and other applicable statutory remedies concerning such dispositions, in a later authorized pass. |
| B018 — Deficiency counterfactual | Section 626 supplies the stated proof sequence and counterfactual relation. C074–C076. | No actual or compliant proceeds, allowable components, or recovery is established. No negative-deficiency-to-surplus conversion. | Generic construction of proof, counterfactual proceeds, and §625(d) lost-surplus interaction. |
| B019 — Consumer PMSI allocation | Section 620(e) has two payment bases; §103(h) reserves consumer rules. C031, C085. | Do not apply nonconsumer allocation or refinancing rules to consumer goods. | Later Washington judicial construction of consumer PMSI status, payment allocation, and §620(e) denominators. |
| B020 — Full/partial acceptance | Section 620 recognizes different consent routes and objections. C080–C086. | Possession, creditor silence, or an offer alone does not establish satisfaction; no blanket consumer permission inferred. | Applicable consumer statute plus generic construction of consent, objections, and mandatory disposition. |
| B021 — Redemption/reinstatement | Section 623 supplies full-tender and cutoff rules. C078–C079. | Do not substitute arrears-only cure or assume a post-disposition right. | Separate applicable retail-installment/special-loan reinstatement provisions and their interaction with §623. |
| B022 — Remedy interaction | Sections 625–628 distinguish loss, minimum recovery, fixed recoveries, and deficiency adjustment. C094–C104. | No automatic award, stacking, causation, or immunity. | Generic construction of §§625(d), 626, 628 and applicable separate consumer remedies. |
| B023 — “Authenticated” versus signed demand | The current texts use different terminology. C109. | No automatic equivalence or invalidity conclusion. | Later authoritative construction or corrective enactment addressing §625(e)(4), §513, and the 2023 deletion of §102(a)(7). |
| B024 — Release/termination | Sections 208, 209, 509–510, and 513 supply different control, notification, filing, and effectiveness predicates. C105–C108. | No title-lien release, full debt discharge, or control release is presumed. | Complete applicable control and account-debtor incorporations; chapter 46.12 release rules; transmitting-utility clauses only if relevant. |
| B025 — Version/application | Enacted savings and transition clauses can preserve earlier law or require transition predicates. C002–C012. | Present codification alone does not decide historical application. | Complete the specifically applicable transition branch, including §§9A-703–709 or 2011 §§602–608 where necessary; no actual event dates selected. |
| B026 — Digital collateral | Sections 605(b) and 628(f) contain specific information-absence exceptions. C040, C104. | Control, attachment, and Article 12 classification are not established. | Complete Articles 9A/12 definitions and control provisions in a separate digital-collateral inquiry. |
| B027 — Federal regimes | No positive federal classification or exemption is established in this pass. | Do not infer that Article 9A resolves federal preemption, military, bankruptcy, or collection-conduct limits. | Separate complete scope/exception research for federal bank preemption, MLA, SCRA, FTC Holder Rule, FDCPA security-interest enforcement, FCRA, and bankruptcy. |
| B028 — Other assets and ordinary exemptions | Article 9A scope and secured enforcement differ from ordinary execution, wage, and deposit-garnishment categories. C014, C048. | P5–P7 protections are not imported as a repossession safe harbor. | Separate generic exemptions/security-exception and benefit/tracing inquiries where an actual legal category later requires them. |
| B029 — Vehicle/title/towing/local interfaces | Article 9A does not complete those separate statutory regimes. C015, C024, C028. | No title status, impound authority, dealer status, or local/tribal/interstate governing rule is assumed. | Chapters 46.12, 46.55, 46.70 and applicable jurisdiction/tribal/interstate rules, each with complete scope and exceptions. |
| B030 — Judicial process and construction | Section 601/609 recognizes judicial process; it does not supply the full procedure. C037, C041. | No court, pleading, service, seizure order, deficiency judgment, or judicial outcome is established. | Separate generic chapter 7.64 and applicable court-rule inquiry; full judicial construction remains expressly held. |
Every entry cell below is intentionally blank.
| Analytical field | Entry | Primary authority / pinpoint | Unresolved predicate or authority |
|---|---|---|---|
| Applicable statutory version | |||
| Transition or savings provision | |||
| Article 9A scope category | |||
| Exclusion or other-law override | |||
| Collateral category | |||
| Consumer-goods classification | |||
| Consumer-obligation classification | |||
| Consumer-transaction classification | |||
| Consumer-goods-transaction classification | |||
| Debtor role | |||
| Obligor role | |||
| Secondary-obligor role | |||
| Secured-party capacity | |||
| Attachment/enforceability predicate | |||
| Default/acceleration predicate | |||
| Judicial/nonjudicial category | |||
| Mandatory/nonwaivable duty | |||
| Collection/disposition distinction | |||
| Notice-recipient category | |||
| Sending/receipt/reference event | |||
| Notice timing/content authority | |||
| Commercial-reasonableness authority | |||
| Cash/noncash proceeds category | |||
| Expense/fee authority | |||
| Subordinate/consignor demand predicate | |||
| Surplus/deficiency provision | |||
| Compliance burden/counterfactual provision | |||
| Redemption provision and cutoff category | |||
| Acceptance/consent/objection category | |||
| Mandatory-disposition provision | |||
| Waiver provision | |||
| Transfer/discharge effect | |||
| Remedy and limitation provision | |||
| Release/termination provision | |||
| Separate consumer/federal/title regime | |||
| Remaining generic inquiry |
| Requested component | Status in this pass | Source / claim / branch links | Exact retained boundary or missing evidence |
|---|---|---|---|
| 1 — Article 9A scope and exclusions | Answered at statutory-text level | S001–S002; C013–C015; B009–B011 | Specialized carveback regimes not fully completed. |
| 1 — Consumer goods / consumer transaction / consumer-goods transaction | Answered at definition level | C016–C019; Q001; B001 | Mixed-purpose, aggregation, and actual classification held. |
| 1 — Debtor, obligor, secondary obligor, secured party | Answered at definition level | C020–C023; B006 | Actual capacity, authority, assignment, and recourse excluded. |
| 1 — Loan / credit sale / lease / statutory lien / title / mortgage distinctions | Answered as gateways; specialized branches partial | C013–C015, C024–C032; B002–B004, B009–B011 | Full retail-installment, true-lease, lien, title, and mortgage law remains open. |
| 1 — Attachment, perfection, priority, default | Indispensable structural predicates read | S006, S010–S011, S072; C028–C031, C110 | Full formation/perfection/priority expressly excluded; no actual default established. |
| 2 — Default rights and cumulative remedies | Answered at text level | C037–C040 | No actual election, double recovery, or enforcement capacity determined. |
| 2 — Judicial/nonjudicial possession and breach of peace | Text answered; construction held | C041–C042; B007–B008, B030 | No operational criteria or judicial process packet. |
| 2 — Assembly/access and custody duties | Text answered | C042–C045 | Construction, actual convenience, and actual care remain held. |
| 2 — Account-debtor collection versus collateral disposition | Answered; special incorporations partial | C046–C049; B010–B011 | Sections 404/406, control, restricted rights, and real-property branches incomplete. |
| 2 — Mandatory/nonwaivable duties | Complete enumerated text read | C044–C045, C091–C093, C111 | Secondary-obligor waiver interaction held. |
| 3 — Notice recipients and exceptions | Answered at text level | C052–C055; B012, B014 | Actual perfected status and recognized-market classification held. |
| 3 — Sending/receipt/timing | Answered with counting limits | C033–C036, C054–C056; Q009–Q013 | No consumer numerical default or calendar calculation. |
| 3 — Consumer/nonconsumer contents and forms | Complete material statutory forms/instructions read | C057–C058; S025–S026 | No completed form or actual notice sufficiency determination. |
| 3 — Post-disposition explanation/accounting | Answered | C059–C062; Q007–Q016 | Actual amounts, credits, charges, and entitlement held. |
| 3 — Public/private disposition and secured-party purchase | Answered at text level | C049–C051, C077 | Market and commercial-reasonableness construction held. |
| 4 — Cash collection proceeds | Answered | C063–C066; Q017 | Actual authorized expenses and priorities unknown. |
| 4 — Cash disposition proceeds | Answered | C067–C072; Q018 | Consignor/subordinate status, demand, proof, and priority unknown. |
| 4 — Noncash proceeds | Answered; commercial-reasonableness application held | C065, C069; Q021; B016 | No agreement prerequisite invented; no noncash valuation supplied. |
| 4 — Related/non-arm’s-length sales | Statutory omission authenticated; broader construction held | C073, C077; B017 | Section 615(f) reserved; no model formula imported. |
| 4 — Deficiency burden/counterfactual/consumer reservation | Washington text answered | C074–C076; Q019–Q020; B018 | No consumer exclusion in §626 text; judicial construction and actual proof held. |
| 4 — Negative arithmetic versus surplus | Boundary expressly preserved | C066, C070, C075–C076, C097 | No automatic surplus inferred from deficiency limitation. |
| 5 — Redemption and cutoff events | Answered at text level | C078–C079; Q022–Q023 | Special reinstatement/cure statutes remain open. |
| 5 — Full/partial acceptance and consent/objection | Answered at Washington-text level | C080–C084; Q024–Q027 | No actual consent, notice, waiver, or consumer-law clearance. |
| 5 — Mandatory consumer-goods disposition | Text answered; allocation held | C085–C086; Q028–Q029; B019 | Consumer PMSI allocation/status construction remains open. |
| 5 — Waiver after default | Complete text read; role interaction held | C091–C093; B006 | No actual waiver or universal guarantor rule. |
| 5 — Transfer, release, and discharge effects | Answered as distinct statutory effects | C087–C090, C105–C108 | Title transfer is not disposition; financing-statement termination is not universal debt discharge. |
| 6 — Judicial restraint and caused-loss remedies | Text answered | C094–C095 | No private entitlement, injunction, loss, or award determined. |
| 6 — Consumer minimum / fixed recovery / nonduplication | Formulas and limitations answered | C096–C103; Q030–Q036 | Predicate, causation, reasonable-cause, knowledge, and stacking questions held. |
| 6 — Knowledge/reliance and digital exceptions | Complete material clauses read | C101–C104; B026 | Digital control incorporations and factual application held. |
| 6 — CPA/FDCPA/FCRA and federal/special regimes | Deliberately excluded; exact dependencies registered | B002, B027–B030 | No positive federal finding or favorable classification. |
| 7 — Current codification and adopted originals | Completed for relied-on material provisions and identified amendments | S001–S072; C001–C012 | Not every historical amendment in every credit chain was independently reconstructed. |
| 7 — 2023/2025/2026 change investigation | Completed within identified routes | S056, S064–S071; C002–C009 | Sections-affected tables and bill histories are bounded checks, not proof of all-law completeness. |
| 7 — Failures, alternate routes, read bounds | Fully recorded below | L001–L012; F001–F004 | No broad access-failure inference from isolated failure. |
| Registry dimension 6 and all other Washington categories | Open beyond this focused component | B002–B030 | P1–P9 holds preserved; no Washington, dimension 6, A066, parent, operational, or publication acceptance. |
The source register is the detailed read ledger. This log records the routes and purpose without treating repeated formats as independent sources.
| Log ID | Actual reading activity | Result / read boundary |
|---|---|---|
| L001 | Clock checks and date recording | Access occurred October 28, 2026 Pacific time. No model/UI setting verification is claimed. |
| L002 | Official current Article 9A definitions and scope: S001–S007, S072 | Complete relied-on sections read, including consumer definitions, exclusions, PMSI reservation, other-law clause, attachment structure, and description exceptions. |
| L003 | Current custody, requests, title incorporation, proceeds, restricted-right provisions: S008–S012 | Complete identified sections read; unexamined incorporations separately held. |
| L004 | Current Part 6: S013–S040 | Every section 601–628 read completely, including reserved subsections, blank statutory forms, instructions, exceptions, and credits. Section 621 recovered through official full-chapter text. |
| L005 | Release/filing/remedy incorporations: S041–S047 | Complete identified sections read; underlying control, transmitting-utility, and older priority transitions not represented as completed. |
| L006 | Article 1: S048–S055 | Complete relied-on definitions/subsections and complete other listed sections read. |
| L007 | Enacted originals: S056–S063 | Exact bounds are in §4.3. Material Washington deviations, effective clauses, and savings language checked; no whole-act reading claim beyond those bounds. |
| L008 | Current transition chapter: S064 | Entire current Article 12A read, including the reviser’s typo note; matched to the enacted transition provisions. |
| L009 | Publication and sections-affected materials: S065–S069 | Read metadata, official year links, search results within PDFs, and surrounding entries. No Title 62A entries found in the reviewed 2024–2026 tables. |
| L010 | Proposal histories: S070–S071 | Displayed histories read. Proposed bill text discovered in search was not promoted to enacted authority. |
| L011 | Targeted continuations and checks | Completed portions initially omitted by tool-output limits; specifically rechecked §§608, 609, 615, 616, 620, 624–626, 628, 513, and material 2023 form/transition text. |
| L012 | Source-versus-claim reconciliation | Kept collection/disposition subsection identities separate; recorded missing model provisions, the actual consumer PMSI reservation, and the authenticated/signed-demand mismatch. |
These searches were limited to generic official legislative material:
Within-document searches were used for section numbers, effective/application clauses, “62A.” in the annual affected-section tables, and signing terminology. Actual passages, rather than search snippets, support the claims.
| Discovery route | Treatment |
|---|---|
| Proposed SHB 2640 text: https://lawfilesext.leg.wa.gov/Biennium/2025-26/Htm/Bills/House%20Bills/2640-S.htm | Search lead only; full proposed body not relied on. Official history separately read as S070. |
| Proposed HB 2256 text: https://lawfilesext.leg.wa.gov/biennium/2025-26/Htm/Bills/House%20Bills/2256.htm | Search lead only; full proposed body not relied on. Official history separately read as S071. |
| 2025 archived Article 9A HTML | Discovered; not substituted for current text. |
| A certified 2024 section 626 PDF | Discovered; current text and original enactment used instead. |
| Test-server and legislative-document-index results | Not used as substantive authority. |
| Official Title 62A index: https://app.leg.wa.gov/RCW/default.aspx?Cite=62A | Read to locate the correct Article 12A chapter after an unsuccessful citation route. No substantive transition claim based solely on the index. |
| Supplied earlier-pass metadata | Scope context only. No prior report, local file, linked conversation, or saved claim collection was opened or treated as fresh access. |
| Failure ID | Fresh failed or incomplete route | Materially different ordinary route / result | Remaining limitation |
|---|---|---|---|
| F001 | Individual official section 621 URL, https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-621, returned a timeout. | Official full-chapter body, S033, supplied complete §621; enacted 2023 §948 independently supplied its adopted version. | Exact text gap resolved. No conclusion about general legislative-site availability. |
| F002 | Attempted transition citation https://app.leg.wa.gov/rcw/default.aspx?cite=62A.A-301 was inaccessible. | Official Title 62A index identified 62A.12A, followed by actual chapter/section links and complete S064 reading. | This was an unsuccessful citation route, not proof that Washington transition law was inaccessible. |
| F003 | A literal within-PDF search for a particular formatting of the “Sign” definition returned no match. | Ordinary page/line reading of enacted §101, printed pp6–7/indices6–7, supplied the complete amendment. | Search-format failure resolved; no inference that the provision was absent. |
| F004 | Some multi-document tool responses were truncated by output limits. | Targeted continuation reads supplied the material passages identified in the source register. | Unread portions of entire acts remain outside the claimed read bounds; truncation was not represented as a site-access failure. |
No identical failed-route hammering, hidden endpoint, login, CAPTCHA workaround, contact, private record request, or actual-party lookup was used.
The following are still material and deliberately unresolved:
END S_WA PASS-10.
Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
These components repair their stated scope. They do not replace every other finding in this research series.
SWA correction of the C070 coverage pinpoint →Comparison · Washington distinction established by the read text · Consequence for this component · 11 data rows
| Comparison | Washington distinction established by the read text | Consequence for this component | Claims |
|---|---|---|---|
| Consumer goods versus consumer transaction | The goods classification depends on primary personal, family, or household use. The transaction classification also requires a qualifying consumer obligation and the other statutory elements. | A goods-based protection cannot automatically be replaced by a transaction-based test. | C016–C019 |
| Consumer obligation versus current unpaid balance | The statutory monetary reference is the aggregate extension or commitment to extend credit, with a separate principal-dwelling alternative. | The definition does not instruct the reader to test the remaining balance against the threshold. | C017 |
| Debtor versus obligor | A debtor has the specified property interest or seller/consignee status; an obligor bears the specified payment, performance, property-support, or accountability obligation. | The person entitled to a surplus and the person potentially liable for a deficiency are not interchangeable statutory roles. | C020–C023, C066, C070 |
| Secondary obligor versus every debtor | Secondary liability or recourse rights define the secondary-obligor category. Particular waiver and remedy clauses address that category differently. | Section 602’s scope and section 624’s wording must be read separately. | C022, C044, C091–C093 |
| Secured loan or credit sale versus true sale of payment rights | Article 9A can cover both, but sections 601(g), 608(b), and 615(e) contain different duty and surplus/deficiency rules for specified outright sales. | Article 9A coverage alone does not establish an ordinary secured-loan deficiency model. | C013, C038, C071 |
| Lease versus security interest | Section 1-203 supplies a substantive classification test. A lease label or residual-value adjustment alone is insufficient. | True-lease rights under Article 2A remain a separate branch. | C027 |
| Vehicle versus consumer goods | The read provisions classify goods by their statutory characteristics and use; “vehicle” is not a universal consumer classification. | Title, retail-installment, dealer, towing, and special-credit rules remain separate dependencies. | C024, C028–C029; B002–B004 |
| Collection versus disposition | Section 607 concerns collection or enforcement of collateral obligations; section 610 concerns sale, lease, license, or other disposition of collateral. | Sections 608 and 615 supply different proceeds rules and must not be misnumbered or merged. | C046–C047, C063–C072 |
| Disposition versus acceptance | A disposition transfers collateral through a section 610 transaction. Acceptance under sections 620–622 requires the separate consent, objection, and other conditions. | Possession, silence, or a title change alone does not establish acceptance in satisfaction. | C080–C090 |
| Redemption versus installment reinstatement | Section 623 requires fulfillment of all obligations secured by the collateral and the specified expenses and fees before identified cutoff events. | No general arrears-only reinstatement right is established by section 623. | C078–C079 |
| Statutory minimum recovery versus actual damages | Section 625 distinguishes caused loss, a consumer-goods minimum, specified fixed recoveries, and deficiency-related limitations. | These are not automatically cumulative awards. | C094–C104 |
Authority or event · What it establishes · What it does not establish · 10 data rows
| Authority or event | What it establishes | What it does not establish |
|---|---|---|
| Current official RCW text | The presently published Washington statutory language, subject to application and transition provisions | A factual default, perfected interest, valid notice, or actual enforcement capacity |
| Enacted session law | Adopted amendment text, enactment-specific effective/application language, and retained or deleted wording | Independent factual corroboration of the same codified provision |
| Sections-affected tables | A bounded legislative-change check for the entries and editions inspected | Proof that no other law affects a transaction |
| Bill history | The displayed procedural status of the identified proposal | Enacted law merely because a bill contains proposed Article 9A language |
| Sending a notification | A statutory transmission event, subject to the applicable definition | Receipt, actual knowledge, or reasonable timing in every circumstance |
| Receipt of a request or objection | The event used by several response and objection provisions | The date of mailing or preparation |
| Taking possession | A trigger used by particular care, explanation, and mandatory-disposition provisions | Ownership, valid default, acceptance in satisfaction, or an extinguished debt |
| Disposition or contract for disposition | A section 623 redemption cutoff and other statutory consequences, if the legal predicate exists | Automatic commercial reasonableness or a collectible deficiency |
| Acceptance under section 622 | The stated discharge and interest-transfer consequences of qualifying acceptance | A conclusion that an apparent acceptance satisfies section 620 |
| Filing a termination statement | The effectiveness consequence stated in section 513, subject to section 510 | A determination that every obligation has been discharged |
Claim ID · Precise assertion · Sources and pinpoints · 12 data rows
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C001 | The official RCW publication page displayed a July 15, 2026 update marker when accessed. That is compilation metadata, not the effective date of each Article 9A clause. | S065, publication introduction | Text established; no clause-effective-date inference. |
| S_WA-P10-C002 | Chapter 266, Laws of 2023 took effect January 1, 2024. Its material amendments include the current signing terminology and amendments to the identified Part 6 provisions and statutory notice forms. | S056 §§101, 938–950, 1204 | Enacted original read. The year in a credit does not mean every retained sentence was newly enacted that year. |
| S_WA-P10-C003 | The 2023 act has separate savings and transition rules. Article 9A generally reaches earlier transactions subject to those rules, while proceedings commenced before January 1, 2024 are preserved. | S064 §§12A-201, -301–-306; S056 §§1103–1109 | Historical application remains conditional. The codifier expressly flags the original §1104(b) cross-reference typo. |
| S_WA-P10-C004 | The original revised Article 9A effective date was July 1, 2001; section 702 preserves specified earlier transactions and proceedings subject to its transition provisions. | S046; S047; S057 §9A-701 | No historical transaction is selected. Sections 703–709 were not comprehensively investigated. |
| S_WA-P10-C005 | The 2001 corrective act took effect July 1, 2001. | S058 §55 | Enacted effective clause read; not a claim that every 2001 amendment was independently traced. |
| S_WA-P10-C006 | The 2011 act took effect July 1, 2013, generally applied to earlier transactions subject to its transition exceptions, and did not affect previously commenced actions or proceedings. | S059 §§601, 803 | Full priority-transition application under §§602–608 remains held. |
| S_WA-P10-C007 | The 2012 act contains transaction/application savings and specifically delayed or expired provisions. Its general effective date cannot be assigned to every section. | S060 header, §§1803–1806 | Relevant delayed provisions took effect July 1, 2013; specified predecessor provisions expired then. No historical selection made. |
| S_WA-P10-C008 | No Title 62A entry appeared in the reviewed 2024, 2025, and 2026 RCW-sections-affected tables, including their surrounding Title 61–64 entries. | S067–S069, bounds in source register | Bounded change check only; not proof that all other Washington or federal law was unchanged. |
| S_WA-P10-C009 | The inspected histories for HB 2640 and HB 2256 did not show enactment. Their discovered proposed language is not used as current law. | S070–S071, displayed histories | Last displayed actions are recorded below; no assertion about unshown legislative events. |
| S_WA-P10-C010 | The 2015 amendment added the lease-classification provision concerning rent adjusted by disposition proceeds; the act’s effective date was July 24, 2015. | S061 §1 and enrollment header; S050(c)(7) | The factor alone does not create a security interest. |
| S_WA-P10-C011 | The current Article 9A exclusion for a lien or interest in a live dog or cat was enacted in 2019; the act’s effective date was July 28, 2019. | S002(d)(15); S062 §4, header | Animal-financing remedies are outside this component; the act separately preserves the unsecured-loan boundary in §6. |
| S_WA-P10-C012 | Section 311 still displays a reference to chapter 65.12, but its note identifies that chapter’s repeal. The 2022 act contains a savings clause. | S010(a)(2), note; S063 §§1–2, 7, header | This is a stale-incorporation warning, not a vehicle-title or land-title determination. |
Claim ID · Precise assertion · Sources and pinpoints · 24 data rows
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C013 | Article 9A covers consensual security interests in personal property or fixtures, agricultural liens, specified sales of payment rights, qualifying consignments, and enumerated security interests arising under other UCC articles. | S002(a)–(b); S007 | The Article 2/2A and Articles 4/5 incorporated branches are not fully completed. |
| S_WA-P10-C014 | Section 109 excludes specified landlord and service/material liens, wage assignments, particular payment-right assignments, insurance interests, judgment rights, setoff, real-property interests, certain tort claims, consumer checkable-deposit assignments, government transfers, and live-animal interests, with express carvebacks. | S002(c)–(d), complete | Carvebacks to §§315, 322, 333, 340, 404 and real-property provisions are not universal permissions; incomplete branches remain in B009–B011 and B028–B029. |
| S_WA-P10-C015 | Article 9A remains subject to applicable consumer-credit and consumer-protection law. Conflicting applicable law controls, and Article 9A does not validate an unlawful charge or practice. | S004(a)–(d) | This is the principal reason retail-installment, special-loan, and other consumer-law dependencies remain open. |
| S_WA-P10-C016 | Consumer goods are goods used or bought primarily for personal, family, or household purposes. | S001(a)(23) | This definition itself has no credit-amount threshold. |
| S_WA-P10-C017 | A consumer obligation requires primarily personal, family, or household purposes and either aggregate credit or a commitment not exceeding $40,000, or security in personal property used or expected to be used as a principal dwelling. | S001(a)(25); S056 §901, p49/index49 | Fixed statutory wording; no indexing clause identified here. No balance, dwelling, or purpose is assumed. |
| S_WA-P10-C018 | A consumer transaction requires an individual’s consumer obligation, a security interest securing it, and collateral held or acquired primarily for personal, family, or household purposes. | S001(a)(26) | All elements matter; it includes consumer-goods transactions. |
| S_WA-P10-C019 | A consumer-goods transaction is a consumer transaction in which an individual incurs a consumer obligation secured by consumer goods. | S001(a)(24) | The goods classification alone does not establish this transaction category. |
| S_WA-P10-C020 | “Debtor” includes the specified interest-holder in collateral, a seller of specified payment rights, and a consignee; payment liability is not indispensable to that role. | S001(a)(28) | A security interest or lien alone is excluded from the first definitional branch. |
| S_WA-P10-C021 | “Obligor” concerns payment, performance, specified supporting property, or other accountability for the secured obligation; “consumer obligor” additionally requires an individual who incurred a consumer obligation. | S001(a)(25), (59) | Letter-of-credit issuer/nominated-person exclusions remain part of the definition. |
| S_WA-P10-C022 | A secondary obligor has secondary liability or the specified recourse against another person or property. A surety includes a guarantor or other secondary obligor. | S001(a)(72); S048(b)(39) | A label does not prove the role, recourse, or enforceability. |
| S_WA-P10-C023 | The secured-party definition includes the enumerated security-interest holder, agricultural lienholder, consignor, payment-right buyer, and qualifying representative categories. A security agreement is an agreement creating or providing for a security interest. | S001(a)(73)–(74); S048(b)(3), (12) | Definition does not prove agency, assignment, attachment, or default. |
| S_WA-P10-C024 | Goods, equipment, inventory, fixtures, and manufactured homes have distinct statutory definitions. Equipment excludes consumer goods, inventory, and farm products. | S001(a)(33), (41), (44), (48), (53) | Manufactured-home and conversion-to-real-property incorporations remain held. No vehicle is classified. |
| S_WA-P10-C025 | Cash proceeds include money, checks, deposit accounts, and the like; noncash proceeds are other proceeds. Proceeds include specified disposition, collection, rights, claims, and insurance categories. | S001(a)(9), (58), (64); S011(a)–(b) | Identifiability, tracing, and collateral-value qualifications matter; full priority and tracing law is excluded. |
| S_WA-P10-C026 | A statutory consignment requires the complete merchant, delivery, goods-use, value, and non-obligation-security conditions in section 102(a)(20). | S001(a)(19)–(21) | The per-delivery aggregate threshold is $1,000 or more; ordinary use of “consignment” is insufficient. |
| S_WA-P10-C027 | Lease/security classification turns on facts and section 1-203’s nonterminability and economic-life/ownership-option rules. Its listed factors, including residual-value rent adjustment, do not alone create a security interest. | S050(a)–(e); S048(b)(28), (35); S061 §1 | No lease, valuation, economic life, or option is supplied. |
| S_WA-P10-C028 | Attachment ordinarily requires enforceability; section 203(b) identifies value, debtor rights or transfer power, and one of the specified evidentiary/control alternatives, subject to exceptions. | S006(a)–(i); S051; S072 | No actual attachment conclusion; control, possession, delivery, and special statutory branches remain held. |
| S_WA-P10-C029 | Except for the stated consignor/payment-right-sale qualification, Article 9A’s rights and duties apply whether title is in the secured party or debtor. | S005 | A title record does not itself prove the enforcement predicates. |
| S_WA-P10-C030 | The relied-on default provisions use default as a predicate without supplying the particular agreement’s default event. An at-will/insecurity acceleration term is limited by section 1-309’s good-faith impairment standard. | S001; S013(a); S021(a); S055 | The party against whom that power is exercised bears the stated burden concerning lack of good faith. No default or acceleration is determined. |
| S_WA-P10-C031 | Section 103 defines purchase-money obligations and collateral. Its payment-allocation, cross-collateralization/refinancing, and burden provisions in subsections (e)–(g) are limited to nonconsumer-goods transactions. | S003(a)–(h) | Subsection (h) expressly leaves the consumer-goods rules to judicial development and forbids inference from the nonconsumer limitation. |
| S_WA-P10-C032 | For an agricultural lien, Part 6 default occurs when the secured party becomes entitled to enforce under the statute creating the lien. | S018; S001(a)(5) | The creating lien statute and its predicates were not investigated. |
| S_WA-P10-C033 | “Send” includes the specified usual transmission means with costs provided and a reasonable address, or causing receipt within the equivalent proper-transmission time. | S048(b)(36) | Sending is not invariably receipt. Actual transmission or address adequacy is not determined. |
| S_WA-P10-C034 | Notice, actual knowledge, notification, and receipt are distinct under section 1-202, including its organizational-attention and due-diligence rules. | S049(a)–(f) | No actual awareness, delivery, or receipt is assumed. |
| S_WA-P10-C035 | A record may be tangible or retrievable electronically; signing requires present intent to authenticate or adopt through the specified tangible or electronic means. | S001(a)(70); S048(b)(37), (43); S056 §101 | An electronic communication is not automatically a signed agreement or valid waiver. |
| S_WA-P10-C036 | Reasonable time depends on the nature, purpose, and circumstances of the action; seasonable action means within an agreed or reasonable time. | S052 | This supplies no universal day-counting or holiday convention. |
Claim ID · Precise assertion · Sources and pinpoints · 13 data rows
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C037 | After default, section 601 permits the stated judicial and contractual enforcement routes, subject to section 602; the specified rights are cumulative and may be exercised simultaneously. | S013(a)–(f) | This does not establish a judicial-process procedure, unlimited recovery, or an actual valid election. |
| S_WA-P10-C038 | Except for section 607(c), Part 6 imposes no duties on a consignor or buyer of the specified payment rights solely in those capacities. | S013(g) | True-sale/consignment classification must first be established. |
| S_WA-P10-C039 | Section 605 limits duties toward certain unknown debtors, obligors, and filed-interest holders through its knowledge, identity, and communication predicates. | S017(a) | This is not a universal excuse for ignoring information; subsection (b) must also be considered. |
| S_WA-P10-C040 | Section 605(b) creates a specific exception for defined controllable collateral where the secured party knows the identifying information is absent at the later control/attachment event. | S017(b) | Digital classification and control incorporations remain held. |
| S_WA-P10-C041 | After default, possession may be pursued through judicial process or without judicial process only without breach of the peace. The no-removal disabling provision concerns equipment. | S021(a)–(b); S001(a)(33) | No entry, disabling, tracking, seizure, or breach-of-peace criteria are supplied. |
| S_WA-P10-C042 | The assembly clause uses “If so agreed, and in any event after default” and requires a designated place reasonably convenient to both parties. | S021(c) | Its wording is preserved; no broader operational access right is inferred. |
| S_WA-P10-C043 | Possession/control brings section 207’s qualified duties concerning reasonable care, expenses, risk, identifiability, permitted use, and proceeds. | S008(a)–(d) | Buyer/consignor exceptions and the nonconsumer-goods condition for agreed use remain material; no custody or expense determination. |
| S_WA-P10-C044 | Section 602 makes its enumerated protections nonwaivable to the extent they benefit a debtor or an obligor other than a secondary obligor, subject to section 624. | S014, complete list | Do not convert this into either universal guarantor nonwaiver or universal guarantor waiver permission. |
| S_WA-P10-C045 | Agreed performance standards may measure Article 9A duties only if not manifestly unreasonable; section 603 does not authorize contractual definition of permissible breach of the peace. | S015(a)–(b); S053 | Construction and application remain held. |
| S_WA-P10-C046 | Section 607 supplies conditional collection/enforcement rights, requires commercial reasonableness in its recourse/chargeback branch, and addresses reasonable collection expenses. | S019(a), (c)–(e) | It does not itself determine an account debtor’s or bank’s duty to the secured party; the mortgage-affidavit and deposit-control branches remain held. |
| S_WA-P10-C047 | Section 408’s treatment of specified antiassignment restrictions does not itself require the account debtor to recognize the security interest, perform for the secured party, or permit the listed enforcement/use/access rights. | S012(a)–(g), especially (d) | Its specialized exclusions and outside-law incorporations remain dependencies; no general intangible is classified. |
| S_WA-P10-C048 | Section 604 distinguishes personal-property-only enforcement from combined real/personal enforcement and separately addresses fixture/manufactured-home removal, priority, physical-injury reimbursement, and adequate assurance. | S016(a)–(d) | Full real-property foreclosure, priority, manufactured-home classification, and removal application remain excluded. |
| S_WA-P10-C111 | Every UCC contract or duty carries the obligation of good faith in performance and enforcement; section 1-302 does not permit disclaimer of the specified good-faith, diligence, reasonableness, and care obligations. | S054; S053(b) | Agreed standards remain subject to the statutory limitation; no factual bad-faith conclusion. |
Claim ID · Precise assertion · Sources and pinpoints · 14 data rows
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C049 | After default, collateral may be sold, leased, licensed, or otherwise disposed of in its existing condition or after commercially reasonable preparation; every aspect must be commercially reasonable. | S022(a)–(b) | Public/private form, multiple contracts, parcels, and timing remain subject to that standard. |
| S_WA-P10-C050 | A secured party may purchase at a public disposition; private purchase is limited to collateral customarily sold on a recognized market or subject to widely distributed standard price quotations. | S022(c) | An auction label or asserted price source does not establish either category. |
| S_WA-P10-C051 | Disposition carries the stated title/possession/quiet-enjoyment warranties, subject to permitted exclusion or modification methods. | S022(d)–(f) | No warranty disclaimer is prepared or declared effective. |
| S_WA-P10-C052 | Subject to section 611’s exception, the disposing secured party must send reasonable signed notification to the debtor and any secondary obligor; additional perfected-interest recipients are required when collateral is not consumer goods. | S023(b)–(c) | Washington’s recipient text must be used; no additional model “claim-notification” recipient is inserted. |
| S_WA-P10-C053 | Section 611(b) does not apply to perishable collateral, collateral threatening speedy decline in value, or collateral of a type customarily sold on a recognized market. | S023(d) | The exception does not erase section 610’s commercial-reasonableness requirement. |
| S_WA-P10-C054 | The section 611 notification date is the earlier specified sending or waiver event; the additional-interest-holder tests look ten days before that date. | S023(a), (c)(3) | This is not the section 612 disposition interval. |
| S_WA-P10-C055 | Section 611(e) provides a bounded filing-search compliance route using a commercially reasonable request 20–30 days before the notification date and the specified response/no-response conditions. | S023(e) | It addresses only the identified financing-statement recipient requirement. |
| S_WA-P10-C056 | Notification timeliness ordinarily is a fact question. In a transaction other than a consumer transaction, a notification sent after default at least ten days before the earliest stated disposition time satisfies section 612’s timing rule. | S024(a)–(b) | No numerical consumer safe harbor is established. |
| S_WA-P10-C057 | Outside a consumer-goods transaction, section 613 identifies sufficient notification information, treats material omissions as a fact question, and permits its specified forms and nonmisleading minor errors. | S025(a)–(b), complete | Information sufficiency does not establish reasonable timing or truthful factual predicates. |
| S_WA-P10-C058 | A consumer-goods notification requires the section 613 information plus the specified deficiency-liability and redemption/additional-information contacts. Section 614 supplies a form and exact instructions, with bounded error rules. | S026(a)–(c), complete | Only blank statutory text was read; no notice was populated or evaluated. |
| S_WA-P10-C059 | In the qualifying consumer-goods surplus/deficiency branch, section 616 requires the explanation at its specified distribution/demand and request-response events, or permits the stated deficiency-waiver response. | S028(a)–(b) | The request is a signed record sent after disposition; receipt starts the response period. |
| S_WA-P10-C060 | Section 616(c) requires the ordered explanation of the secured obligation, proceeds, subtraction, known current-disposition expenses, known unreflected credits, and resulting surplus/deficiency. | S028(c)–(d) | An explanation is not proof that each component is lawful or that the resulting deficiency is enforceable. |
| S_WA-P10-C061 | Section 616(e) provides a qualified free-response entitlement and a maximum charge for additional responses. | S028(e) | Its six-month qualification differs from section 210’s general accounting-request provision. |
| S_WA-P10-C062 | Section 210 governs signed debtor requests for accounting, collateral lists, or statements; it provides response, former-interest-holder, type-of-collateral, and charge rules. | S009(a)–(f); S001(a)(4) | Specified buyers and consignors are excluded from subsection (b); its requests are not section 616 post-disposition requests. |
Claim ID · Precise assertion · Sources and pinpoints · 15 data rows
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C063 | Section 608’s cash-collection order is qualifying reasonable collection/enforcement expenses, the secured obligations, then qualifying subordinate obligations. Attorneys’ fees/legal expenses require agreement and absence of legal prohibition. | S020(a)(1) | The order is for collection/enforcement under section 607, not section 610 disposition. |
| S_WA-P10-C064 | A subordinate claimant’s section 608 demand must be signed and received before distribution is completed; reasonable proof may be required within a reasonable time. | S020(a)(1)(C), (2) | Failure to furnish requested proof permits the specified noncompliance with the demand. |
| S_WA-P10-C065 | Under section 608(a)(3), noncash collection proceeds need not be applied unless failure would be commercially unreasonable; any application must be commercially reasonable. | S020(a)(3); S058 §41 | No agreement prerequisite appears in this clause. |
| S_WA-P10-C066 | In section 608’s obligation-secured branch, the secured party must account to and pay the debtor any surplus, and the obligor is liable for a deficiency, subject to applicable qualifications. | S020(a)(4), (b); S038–S040 | Arithmetic alone does not establish an enforceable deficiency. |
| S_WA-P10-C067 | Section 615’s cash-disposition order separately addresses reasonable retaking/holding/preparation/processing/disposition expenses, secured obligations, qualified subordinate claims, and a qualifying consignor demand. | S027(a)(1)–(4) | Attorneys’ fees/legal expenses retain agreement/law conditions; the consignor priority qualification must not be omitted. |
| S_WA-P10-C068 | A section 615 subordinate demand must arrive signed before completed distribution; the secured party may require reasonable proof within a reasonable time. | S027(a)(3), (b) | The consignor demand has its own subsection (a)(4) treatment. |
| S_WA-P10-C069 | Section 615(c) uses the same commercially-unreasonable-failure condition for applying noncash disposition proceeds and requires commercially reasonable application if made. | S027(c) | It does not require agreement as a prerequisite. |
| S_WA-P10-C070 | Section 615(d) addresses surplus and deficiency after required/permitted applications; its debtor-surplus rule expressly excepts the qualifying consignor-payment branch. | S027(d) | Subject to sections 625–628 and applicable other law. |
| S_WA-P10-C071 | In the specified outright sales of accounts, chattel paper, payment intangibles, or promissory notes, sections 608(b) and 615(e) deny the debtor a surplus and the obligor a deficiency liability under those provisions. | S020(b); S027(e) | This is not a rule for every loan secured by those assets. |
| S_WA-P10-C072 | Section 615(g) protects a qualifying good-faith cash recipient without knowledge that receipt violates a nonsubordinate holder’s rights, with the stated cash, application, and accounting consequences. | S027(g); S048(b)(20) | Actual knowledge, good faith, and priority are not assumed. |
| S_WA-P10-C073 | Washington section 615(f) is reserved. No related-party or low-proceeds recalculation formula can be attributed to that subsection. | S027(f); S056 §944, p115/index115 | Related-person definitions do not create a missing operative provision. Other standards remain applicable. |
| S_WA-P10-C074 | In an action where deficiency or surplus is in issue, section 626 shifts the compliance burden only when the debtor or secondary obligor puts compliance in issue. Its text contains no nonconsumer limitation, and subsection (b) is reserved. | S038(a)(1)–(2), (b); S057 §9A-626 | A consumer-case reservation is not supplied by this section. Full judicial construction remains held. |
| S_WA-P10-C075 | If the secured party fails its compliance proof, section 626(a)(3), subject to section 628, limits deficiency liability by reference to the greater of actual proceeds and compliant counterfactual proceeds. | S038(a)(3); S040 | The exact symbolic relation appears in Q019; it is not a fair-market-value formula. |
| S_WA-P10-C076 | For that calculation, compliant counterfactual proceeds equal the statutory sum of secured obligation, expenses, and attorneys’ fees unless the secured party proves a lower amount. | S038(a)(4) | No zero floor or automatic surplus is inserted into this rule. |
| S_WA-P10-C077 | A higher obtainable price alone does not establish commercial unreasonableness. Section 627 supplies market/practice and qualifying-approval routes; approval is not mandatory. | S039(a)–(d) | No actual price, market, practice, or approval is supplied. |
Claim ID · Precise assertion · Sources and pinpoints · 16 data rows
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C078 | A debtor, secondary obligor, or other secured party/lienholder may redeem by tendering fulfillment of all obligations secured by the collateral and the specified section 615(a)(1) expenses and fees. | S035(a)–(b); S027(a)(1) | This is not a universal right to pay only missed installments. |
| S_WA-P10-C079 | Redemption must precede collection under section 607, disposition or a contract for disposition under section 610, or acceptance under section 622. | S035(c) | Which event exists is an unresolved predicate; no calendar or actual cutoff is calculated. |
| S_WA-P10-C080 | Acceptance requires the debtor’s statutory consent, absence of effective specified objections, satisfaction/waiver of mandatory-disposition requirements, and the secured party’s own signed consent or proposal. | S032(a)–(b) | Apparent acceptance is ineffective without these conditions. |
| S_WA-P10-C081 | Partial-satisfaction consent requires the debtor’s agreement in a record signed after default. The current section contains no blanket consumer partial-satisfaction prohibition. | S032(c)(1), complete (a)–(f); S056 §947 | This does not override section 201, mandatory disposition, or another applicable consumer statute. |
| S_WA-P10-C082 | Full-satisfaction consent may arise from the stated post-default signed agreement or the tightly defined proposal/no-signed-objection route. | S032(c)(2) | Mere silence outside that route is insufficient. |
| S_WA-P10-C083 | Objections by other interested persons have the separate receipt deadlines and no-notification alternative stated in section 620(d). | S032(a)(2), (d) | Sending an objection is not equated with its receipt. |
| S_WA-P10-C084 | Section 621 requires proposals to its specified filed/perfected and title-law perfected interest holders; partial-satisfaction proposals also go to secondary obligors. | S033(a)–(b) | The holder test looks ten days before debtor consent; it is not section 611’s notification-date test. |
| S_WA-P10-C085 | After possession, section 620(e) requires disposition when its consumer-goods payment threshold is met: cash-price payment for purchase-money security, principal payment for nonpurchase-money security. | S032(e); S003 | Payment allocation and purchase-money status are not assumed; the consumer PMSI reservation remains material. |
| S_WA-P10-C086 | Mandatory disposition is due within ninety days after possession, unless the debtor and all secondary obligors enter and sign the specified longer-period agreement after default. | S032(f) | This is not a universal deadline for every collateral disposition. |
| S_WA-P10-C087 | Qualifying acceptance discharges the obligation to the extent consented, transfers debtor rights, and has the specified security-interest/lien termination effects, including the stated noncompliance qualification. | S034(a)–(b) | Section 622 does not make an otherwise ineffective apparent acceptance satisfy section 620. |
| S_WA-P10-C088 | A qualifying section 610 disposition transfers debtor rights for value and discharges the enforcing and subordinate interests as stated; good-faith and other transferees receive different protection. | S029(a)–(c) | This is not automatic discharge of the underlying obligation. |
| S_WA-P10-C089 | A secondary obligor acquiring the specified assignment, collateral rights/duties, or subrogation rights succeeds to the secured party’s rights and duties; that transfer is not itself a section 610 disposition. | S030(a)–(c) | Actual assignment, subrogation, or assumption is held. |
| S_WA-P10-C090 | A section 619 transfer statement has prescribed assertions and record-transfer effects; title transfer to a secured party is not itself disposition and does not itself relieve Part 6 duties. | S031(a)–(c) | No statement, official record, title, or default is authenticated here. |
| S_WA-P10-C091 | Section 624(a) permits a debtor’s disposition-notification waiver only by an agreement entered into and signed after default. | S036(a) | Its text says debtor; it must not be silently expanded to secondary obligors. |
| S_WA-P10-C092 | A debtor may waive section 620(e)’s mandatory-disposition right only through the specified post-default signed agreement. | S036(b) | No waiver is supplied or inferred. |
| S_WA-P10-C093 | Except in a consumer-goods transaction, a debtor or secondary obligor may waive redemption only by the specified post-default signed agreement. | S036(c) | No consumer-goods waiver permission is established by this clause. |
Claim ID · Precise assertion · Sources and pinpoints · 17 data rows
| Claim ID | Precise assertion | Sources and pinpoints | Conditions and confidence limits |
|---|---|---|---|
| S_WA-P10-C094 | On established Article 9A noncompliance, a court may order or restrain collection, enforcement, or disposition on appropriate terms. | S037(a) | Discretionary judicial power, not an automatic injunction or established cause-specific outcome. |
| S_WA-P10-C095 | Section 625(b) provides damages for caused loss from noncompliance or the specified false filings, subject to its limitations; subsection (c)(1) identifies eligible status at the time of failure. | S037(b), (c)(1) | Loss, causation, status, and limitations remain unproved. |
| S_WA-P10-C096 | Where collateral is consumer goods, section 625(c)(2) provides the specified minimum recovery to a qualifying debtor or secondary obligor for Part 6 failure. | S037(c)(2); S040(d)–(e) | The operative gate is consumer goods; the formula and exclusions appear in Q028–Q030. |
| S_WA-P10-C097 | Section 625(d) preserves lost-surplus damages in its stated situation but limits recovery under subsections (b) and (c)(2) to the extent deficiency liability was eliminated or reduced under section 626 for the specified noncompliance. | S037(d) | No remedy stacking or automatic surplus is assumed. |
| S_WA-P10-C098 | Section 625(e) permits $500 in each qualifying case for its six listed failures, in addition to recoverable subsection (b) damages. | S037(e)(1)–(6); S041–S045; S028 | Each listed predicate differs; section 616(b)(1) requires the stated pattern/practice condition. |
| S_WA-P10-C099 | Section 625(f) permits the stated damages and $500 recovery for an unjustified section 210 failure; never having claimed the relevant interest supplies the statutory reasonable excuse. | S037(f); S009 | Not every unanswered communication is a qualifying request or violation. |
| S_WA-P10-C100 | A qualifying failure to answer a collateral-list or account-statement request limits the security-interest claim as against a person reasonably misled, as stated in section 625(g). | S037(g) | This is not automatic cancellation of every security interest. |
| S_WA-P10-C101 | Section 628(a)–(b) limits liability and deficiency consequences through its specified knowledge, identity, communication, and status conditions, subject to subsection (f). | S040(a)–(b) | No actual knowledge or immunity is established. |
| S_WA-P10-C102 | Section 628(c) protects specified acts or omissions arising from a reasonable classification belief based on reasonable reliance on the debtor’s use representation or obligor’s purpose representation. | S040(c) | A label or unsupported assertion alone is not the stated test. |
| S_WA-P10-C103 | Section 625(c)(2) recovery does not apply to a section 616 failure and cannot be imposed more than once for one secured obligation. | S040(d)–(e) | Other remedies require their own predicates. |
| S_WA-P10-C104 | Section 628(f) removes the stated knowledge-based limitations in its defined controllable-collateral information-absence branch. | S040(f) | Digital control and classification remain unresolved incorporations. |
| S_WA-P10-C105 | Section 513 distinguishes consumer-goods filing duties from other-collateral send-or-file duties, with different triggering conditions and timing. Filing effectiveness remains subject to section 510. | S045(a)–(d); S044 | Unauthorized-filing, paid-out, sale-of-rights, consignment, and transmitting-utility branches must not be merged. |
| S_WA-P10-C106 | Section 208 supplies specified control-release duties after the no-obligation/no-commitment condition and receipt of a signed demand. | S041(a)–(b) | The underlying control-method incorporations were not all read; actual release mechanics remain held. |
| S_WA-P10-C107 | Section 209 supplies a qualified account-debtor release-notification duty after its no-obligation/no-commitment condition and signed demand, with specified true-sale exceptions. | S042(a)–(b) | Sections 406(a) and 12-106(b) remain necessary category-specific dependencies. |
| S_WA-P10-C108 | Sections 509–510 condition filing authorization and effectiveness; section 625(e)(3) refers specifically to unauthorized filing under section 509(a). | S043(a)–(e); S044(a)–(c); S037(e)(3) | No actual filing, authorization, or record effectiveness is evaluated. |
| S_WA-P10-C109 | Current section 625(e)(4) retains “authenticated demand,” while current section 513 uses a signed demand and section 102(a)(7) is reserved. | S037(e)(4); S045(b)–(c); S001(a)(7); S056 §901 | The effect of this drafting mismatch is held; no automatic equivalence is asserted. |
| S_WA-P10-C110 | A security-agreement description must satisfy section 108’s identification rules; supergeneric descriptions and type-only descriptions in the specified consumer and tort branches are insufficient. | S072(a)–(e) | Financing-statement sufficiency is a separate issue; full filing practice is excluded. |
ID · Source-stated quantity or relation · Base, reference event, boundary, and exception · 41 data rows
| ID | Source-stated quantity or relation | Base, reference event, boundary, and exception | Links |
|---|---|---|---|
| Q001 | Consumer-obligation credit condition: aggregate extension/commitment ≤ $40,000, or security in qualifying principal-dwelling personal property | Also requires primarily personal/family/household purpose. Not current balance; no CPI adjustment derived. | C017; S001(a)(25) |
| Q002 | Consignment delivery value ≥ $1,000 | Aggregate goods value for each delivery at delivery, with all merchant, prior-use, and non-obligation-security conditions. | C026; S001(a)(20) |
| Q003 | Purchase-money status exists to the extent the goods secure their purchase-money obligation | Price or enabling value actually used for acquisition; consumer allocation/status rules remain reserved to judicial development. | C031; S003(a)–(h) |
| Q004 | Lease bright-line comparisons: nonterminable payment obligation plus the specified economic-life, mandatory-renewal/ownership, or nominal-option condition | Original term compared with remaining economic life; remaining-life renewal or ownership conditions; facts measured at entry. | C027; S050(b), (e) |
| Q005 | Lease “nominal” comparison: additional consideration less than reasonably predictable cost of nonexercise performance | Fair-market-rent/value option clauses are separate exclusions. Present value discounts future sums using the stated agreed or commercially reasonable rate rule. No valuation performed. | C027; S050(c)–(e); S048(b)(28) |
| Q006 | Certain proceeds claims and insurance proceeds are limited to the extent of collateral value | The separate definitions and payable-to conditions remain necessary; no tracing or value assumed. | C025; S001(a)(64) |
| Q007 | Accounting definition uses a specified date not more than 35 days before or after the record | An accounting must also contain the specified secured-obligation detail and signature. This differs from Q014. | C062; S001(a)(4) |
| Q008 | Section 210 response: 14 days after receipt; one free response in any six-month period; additional response charge ≤ $25 | Qualified signed debtor request; buyer/consignor and former-interest-holder rules apply. K. | C062; S009(b)–(f) |
| Q009 | Section 611 additional-holder status measured 10 days before notification date | Notification date is the earlier specified sending/waiver event, not necessarily the disposition date. Applies to non-consumer-goods collateral recipient branch. K. | C052, C054; S023(a), (c)(3) |
| Q010 | Filing-search request interval: 20–30 days before notification date | Neither later than twenty nor earlier than thirty days; commercially reasonable request plus specified response/no-response treatment. K. | C055; S023(e) |
| Q011 | Nonconsumer timing safe harbor: sent after default, 10 days or more before earliest disposition time stated | Transaction must be other than a consumer transaction. Inclusive ten-day threshold; not a consumer rule. K. | C056; S024(b) |
| Q012 | Consumer notification timing: reasonable time, no numerical safe harbor established by section 612 | Fact-dependent; statutory content forms do not resolve timing. | C056–C058 |
| Q013 | Section 616 explanation: after disposition and before or when surplus accounting/payment or first deficiency demand in a record; request response within 14 days after receipt | Qualifying consumer-goods branch. The alternative deficiency-waiver record also uses fourteen days after request receipt. K. | C059; S028(a)–(b) |
| Q014 | Section 616 obligation-reference date: not more than 35 days before the specified possession or disposition event | After-default possession uses possession; before-default possession or no possession uses disposition. K; no reference date selected. | C060; S028(c)(1) |
| Q015 | Section 616 explanation sequence: O; P; O − P; E; C; resulting surplus/deficiency | O = specified secured obligations; P = disposition proceeds; E = known current-disposition expenses and secured attorneys’ fees; C = known entitled credits not already reflected in O. A schematic reconciliation is O − P + E − C, subject to lawful components, no duplication, and other statutory adjustments. | C060; S028(c) |
| Q016 | Section 616 response entitlement: one free response during a six-month period in which no subsection (b)(1) explanation was sent; additional charge ≤ $25 | Do not omit the qualifying clause or transfer section 210’s different rule. K. | C061; S028(e) |
| Q017 | Cash collection order: permitted collection expenses → secured obligations → qualifying subordinate obligations → surplus accounting/payment | Signed subordinate demand must be received before distribution is completed; requested proof within a reasonable time. Contract/law conditions govern attorney/legal expenses. | C063–C066; S020(a) |
| Q018 | Cash disposition order: permitted disposition expenses → secured obligations → qualifying subordinate obligations → qualifying consignor payment, followed by section 615(d) | Subordinate interest must be senior to a consignor where that qualification applies; timely signed demand and proof rules differ by recipient. | C067–C070; S027(a)–(d) |
| Q019 | Let T = secured obligation + expenses + attorneys’ fees. Section 626 limits deficiency to the amount by which T exceeds the greater of P and P* | P = actual collection/enforcement/disposition/acceptance proceeds. P* = proceeds that compliant conduct would have realized. Applies only on the stated proof failure, subject to section 628. No added zero-floor formula and no automatic surplus inference. | C074–C076; S038(a)(3) |
| Q020 | For Q019, P* = T unless the secured party proves P* < T | Counterfactual is statutory, not automatically fair market value or a related-party resale price. | C076; S038(a)(4) |
| Q021 | Noncash rule: application not required unless nonapplication would be commercially unreasonable; application, if made, must be commercially reasonable | Separate collection and disposition clauses. Neither states an agreement prerequisite. No noncash value is assumed. | C065, C069; S020(a)(3); S027(c) |
| Q022 | Redemption tender: fulfillment of all secured obligations + qualifying section 615(a)(1) expenses/fees | Not merely arrears. Fee agreement/law conditions remain applicable. | C078; S035(b) |
| Q023 | Redemption must occur before collection, disposition or a contract for disposition, or acceptance | Event cutoff, not a universal number of days. | C079; S035(c) |
| Q024 | Partial-acceptance consent: agreement in a record signed after default | No silence route for partial satisfaction in section 620(c)(1). | C081 |
| Q025 | Full-acceptance proposal route: no signed debtor objection received within 20 days after proposal is sent | Requires the prescribed full-satisfaction and unconditional/limited-condition proposal. K. | C082; S032(c)(2) |
| Q026 | Other effective objections: received within 20 days after notice sent to that person, or 20 days after last section 621 notification; if none sent, before debtor consent | Distinct branches; dispatch is not receipt. K. | C083; S032(d) |
| Q027 | Section 621 holder test: 10 days before debtor consent | Includes specified filed/title-law perfected interests; partial satisfaction additionally requires proposal to secondary obligors. K. | C084; S033 |
| Q028 | Mandatory consumer-goods disposition thresholds: 60% of cash price paid for PMSI; 60% of principal paid for non-PMSI | Trigger requires possession and the applicable classification. The text states the sixty-percent threshold; allocation and denominator content remain unresolved where outside law is needed. | C085; S032(e) |
| Q029 | Mandatory disposition: within 90 days after possession, or the qualifying longer agreed period | Longer period requires debtor and all secondary obligors, agreement entered and signed after default. K. | C086; S032(f) |
| Q030 | Consumer-goods minimum: credit service charge + 10% of principal, or time-price differential + 10% of cash price | Alternative statutory bases, not an instruction to add both. Eligible debtor/secondary-obligor status at failure; sections 625(d) and 628 apply. | C096–C097, C103 |
| Q031 | Section 625(e)/(f): $500 in each qualifying case, with the specified additional-damages relation | Six distinct subsection (e) predicates; subsection (f) requires absence of reasonable cause. No automatic accumulation. | C098–C099 |
| Q032 | Section 625(c)(2) liability: not more than once per secured obligation | Section 616 failure is separately excluded from this minimum-recovery route. | C103; S040(d)–(e) |
| Q033 | Consumer-goods termination: within one month after no obligation/no commitment, or if earlier, within 20 days after receipt of signed demand | Section 513(a) also addresses unauthorized initial filing; its interaction with the timing language is not normalized into a new deadline. K. | C105; S045(a)–(b) |
| Q034 | Other-collateral termination: 20 days after receipt of signed demand, if one of the four subsection (c) conditions exists | Send termination to debtor or file, as stated. Consumer-goods subsection (a) uses a filing duty. K. | C105; S045(c) |
| Q035 | Sections 208 and 209: 10 days after receipt of signed demand | Requires no outstanding secured obligation and no commitment, plus the applicable control or account-debtor branch; incorporations held. K. | C106–C107 |
| Q036 | Section 625(e)(4): 20 days after receipt of an authenticated demand | Current section 513 instead says signed demand. Exact terminology mismatch held. K. | C109 |
| Q037 | Digital exception reference event: later of obtaining control or attachment | Requires the specified knowledge that identifying information is absent from collateral, associated record, or system. | C040, C104 |
| Q038 | General standards: reasonable care, reasonable expenses, reasonable time, reasonably convenient place, commercially reasonable conduct, prompt reimbursement, and appropriate judicial terms | No numerical substitution or universal operational definition is supplied. | C036, C041–C048, C049, C077, C094 |
| Q039 | Burdens: section 626’s conditional compliance/counterfactual burdens; section 1-309’s lack-of-good-faith burden | Article 1’s burden-of-establishing definition uses the more-probable-than-not relation. No factual probability is assigned. | C030, C074–C076; S048(b)(8) |
| Q040 | Version dates: July 1, 2001; July 1, 2013; July 24, 2015; July 28, 2019; June 9, 2022; January 1, 2024 | Each belongs only to the identified act or provision. The 2022 act separately delays §§3 and 5 to July 1, 2023. | C002–C012; S056–S063 |
| Q041 | 2023 adjustment date: later of July 1, 2025 or one year after January 1, 2024 | A statutory transition reference, not an inflation adjustment or consumer fee/debt threshold. Perfection/enforceability consequences depend on §§12A-302–306. | C003; S064 |
Source ID · Title and complete literal URL · Actual read extent and displayed credits · 48 data rows
| Source ID | Title and complete literal URL | Actual read extent and displayed credits | Usage / limitation |
|---|---|---|---|
| S_WA-P10-S001 | RCW 62A.9A-102, Definitions and index of definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-102 | Complete (a)–(c), credits and relevant notes. Credits: 23 §901; 12 §1502, prior §1501 expired; 11 §101; 01 §16; 00 §9A-102. | Core definitions. Imported definitions do not mean all importing articles were completed. |
| S_WA-P10-S002 | RCW 62A.9A-109, Scope. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-109 | Complete (a)–(d). Credits: 2019 c340 §4; 00 §9A-109. | Scope/exclusions, with explicit held carvebacks. |
| S_WA-P10-S003 | RCW 62A.9A-103, Purchase-money security interest. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-103 | Complete (a)–(h). Credit: 00 §9A-103. | Consumer allocation/status reservation retained. |
| S_WA-P10-S004 | RCW 62A.9A-201, General effectiveness; other laws. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-201 | Complete (a)–(d). Credits: 01 §20; 00 §9A-201. | Consumer-law conflict and nonvalidation boundary. |
| S_WA-P10-S005 | RCW 62A.9A-202, Title to collateral immaterial. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-202 | Complete. Credit: 00 §9A-202. | Title versus Article 9A rights. |
| S_WA-P10-S006 | RCW 62A.9A-203, Attachment and enforceability. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-203 | Complete (a)–(i). Credits: 23 §907; 12 §1503; 00 §9A-203. | Structural predicates only; full formation/control branches held. |
| S_WA-P10-S007 | RCW 62A.9A-110, Security interests arising under Article 2 or 2A. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-110 | Complete introductory clause and (1)–(4). Credit: 00 §9A-110. | Before-possession gateway; underlying Article 2/2A provisions not fully read. |
| S_WA-P10-S008 | RCW 62A.9A-207, Rights and duties in possession or control. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-207 | Complete (a)–(d). Credits: 23 §909; 12 §1504; 00 §9A-207. | Care, expenses, use, proceeds; no actual custody conclusion. |
| S_WA-P10-S009 | RCW 62A.9A-210, Accounting/list/statement requests. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-210 | Complete (a)–(f). Credits: 23 §912; 00 §9A-210. | Request-specific duties and charges. |
| S_WA-P10-S010 | RCW 62A.9A-311, Property subject to other law. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-311 | Complete (a)–(d), repeal note. Credits: 11 §202; 2010 c161 §1151; 01 §25; 00 §9A-311. | Notice-recipient incorporation; full title/perfection law held. |
| S_WA-P10-S011 | RCW 62A.9A-315, Proceeds and disposition. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-315 | Complete (a)–(e). Credit: 00 §9A-315. | Reliance limited to continuing-interest/identifiable-proceeds boundaries; perfection survey excluded. |
| S_WA-P10-S012 | RCW 62A.9A-408, Restrictions on assignment. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-408 | Complete (a)–(g). Credits: 23 §935; 11 §302; 2003 c87 §2; 00 §9A-408. | Enforcement/access restrictions; federal and entity-law exceptions remain dependencies. |
| S_WA-P10-S013 | RCW 62A.9A-601, Rights after default. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-601 | Complete (a)–(h). Credits: 23 §938; 12 §1518, prior §1517 expired; 11 §722; 00 §9A-601. | Judicial/nonjudicial gateway; no ordinary execution reconstruction. |
| S_WA-P10-S014 | RCW 62A.9A-602, Waiver and variance. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-602 | Complete introductory qualification and (1)–(13), including reserved (8). Credits: 11 §723; 00 §9A-602. | Exact protected-role scope. |
| S_WA-P10-S015 | RCW 62A.9A-603, Agreement on standards. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-603 | Complete (a)–(b). Credit: 00 §9A-603. | No contractual breach-of-peace definition. |
| S_WA-P10-S016 | RCW 62A.9A-604, Real/personal property and fixtures. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-604 | Complete (a)–(d). Credit: 00 §9A-604. | Narrow mixed-collateral/removal interface only. |
| S_WA-P10-S017 | RCW 62A.9A-605, Unknown debtor or secondary obligor. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-605 | Complete (a)–(b). Credits: 23 §939; 00 §9A-605. | Knowledge limits and digital exception. |
| S_WA-P10-S018 | RCW 62A.9A-606, Time of default for agricultural lien. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-606 | Complete. Credit: 00 §9A-606. | Creating-statute dependency. |
| S_WA-P10-S019 | RCW 62A.9A-607, Collection and enforcement. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-607 | Complete (a)–(e). Credits: 11 §501; 00 §9A-607. | Mortgage/control incorporations held; no bank or mortgage procedure adopted. |
| S_WA-P10-S020 | RCW 62A.9A-608, Collection proceeds; surplus/deficiency. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-608 | Complete (a)–(b). Credits: 23 §940; 01 §41; 00 §9A-608. | Collection waterfall and noncash rule. |
| S_WA-P10-S021 | RCW 62A.9A-609, Possession after default. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-609 | Complete (a)–(c). Credit: 00 §9A-609. | No operational repossession instruction. |
| S_WA-P10-S022 | RCW 62A.9A-610, Disposition after default. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-610 | Complete (a)–(f). Credit: 00 §9A-610. | Reasonableness, purchase, warranties. |
| S_WA-P10-S023 | RCW 62A.9A-611, Notification before disposition. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-611 | Complete (a)–(e). Credits: 23 §941; 11 §724; 00 §9A-611. | Recipients, exceptions, lookback/search dates. |
| S_WA-P10-S024 | RCW 62A.9A-612, Timeliness. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-612 | Complete (a)–(b). Credit: 00 §9A-612. | Nonconsumer safe harbor only. |
| S_WA-P10-S025 | RCW 62A.9A-613, Notification outside consumer-goods transactions. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-613 | Complete (a)–(b), blank form and instructions. Credits: 23 §942; 01 §42; 00 §9A-613. | No completed notice read or created. |
| S_WA-P10-S026 | RCW 62A.9A-614, Consumer-goods notification. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-614 | Complete (a)–(c), blank form and instructions. Credits: 23 §943; 00 §9A-614. | Information sufficiency only. |
| S_WA-P10-S027 | RCW 62A.9A-615, Disposition proceeds; surplus/deficiency. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-615 | Complete (a)–(g), including reserved (f). Credits: 23 §944; 01 §43; 00 §9A-615. | No model related-party formula imported. |
| S_WA-P10-S028 | RCW 62A.9A-616, Explanation of surplus/deficiency. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-616 | Complete (a)–(e). Credits: 23 §945; 00 §9A-616. | Exact sequence and charges. |
| S_WA-P10-S029 | RCW 62A.9A-617, Transferee rights. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-617 | Complete (a)–(c). Credit: 00 §9A-617. | Good-faith and other transferees distinguished. |
| S_WA-P10-S030 | RCW 62A.9A-618, Secondary obligor rights/duties. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-618 | Complete (a)–(c). Credit: 00 §9A-618. | Assignment/transfer/subrogation branch. |
| S_WA-P10-S031 | RCW 62A.9A-619, Transfer of record or legal title. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-619 | Complete (a)–(c). Credits: 23 §946; 00 §9A-619. | Statutory statement is not actual proof. |
| S_WA-P10-S032 | RCW 62A.9A-620, Acceptance; compulsory disposition. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-620 | Complete (a)–(f). Credits: 23 §947; 00 §9A-620. | Washington-specific acceptance text. |
| S_WA-P10-S033 | Official full Article 9A, section 62A.9A-621, Persons receiving proposal. https://app.leg.wa.gov/RCW/default.aspx?cite=62A.9A&full=true | Complete §621(a)–(b) and credits in full-chapter body; individual route failed. Credits: 23 §948; 11 §725; 00 §9A-621. | Exact source gap resolved by official alternate route and enacted original. |
| S_WA-P10-S034 | RCW 62A.9A-622, Effect of acceptance. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-622 | Complete (a)–(b). Credit: 00 §9A-622. | Qualifying acceptance prerequisite retained. |
| S_WA-P10-S035 | RCW 62A.9A-623, Redemption. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-623 | Complete (a)–(c). Credit: 00 §9A-623. | Full tender and event cutoffs. |
| S_WA-P10-S036 | RCW 62A.9A-624, Waiver. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-624 | Complete (a)–(c). Credits: 23 §949; 00 §9A-624. | Role- and transaction-specific. |
| S_WA-P10-S037 | RCW 62A.9A-625, Remedies for noncompliance. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-625 | Complete (a)–(g). Credits: 11 §726; 01 §44; 00 §9A-625. | Recovery qualifications and unchanged “authenticated” wording. |
| S_WA-P10-S038 | RCW 62A.9A-626, Deficiency/surplus in issue. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-626 | Complete (a)(1)–(4), reserved (b). Credit: 00 §9A-626. | No textual consumer exclusion. |
| S_WA-P10-S039 | RCW 62A.9A-627, Commercial reasonableness. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-627 | Complete (a)–(d). Credit: 00 §9A-627. | No actual market or price determination. |
| S_WA-P10-S040 | RCW 62A.9A-628, Nonliability and limitations. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-628 | Complete (a)–(f). Credits: 23 §950; 11 §727; 01 §45; 00 §9A-628. | Knowledge, reasonable reliance, duplicate recovery, digital exception. |
| S_WA-P10-S041 | RCW 62A.9A-208, Additional duties with control. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-208 | Complete (a)–(b). Credits: 23 §910; 12 §1505; 01 §21; 00 §9A-208. | Control-method incorporations not all completed. |
| S_WA-P10-S042 | RCW 62A.9A-209, Account-debtor release notification. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-209 | Complete (a)–(b). Credits: 23 §911; 11 §707; 00 §9A-209. | Sections 406(a), 12-106(b) held. |
| S_WA-P10-S043 | RCW 62A.9A-509, Persons entitled to file. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-509 | Complete (a)–(e). Credits: 23 §936; 01 §36; 00 §9A-509. | Read for remedy predicate only. |
| S_WA-P10-S044 | RCW 62A.9A-510, Effectiveness of filed record. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-510 | Complete (a)–(c). Credits: 11 §720; 00 §9A-510. | Continuation/perfection survey excluded. |
| S_WA-P10-S045 | RCW 62A.9A-513, Termination statement. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-513 | Complete (a)–(d). Credits: 23 §937; 01 §37; 00 §9A-513. | Transmitting-utility record-management incorporations held. |
| S_WA-P10-S046 | RCW 62A.9A-701, Effective date. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-701 | Complete. Credit: 00 §9A-701. | July 1, 2001. |
| S_WA-P10-S047 | RCW 62A.9A-702, Savings clause. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-702 | Complete (a)–(c). Credits: 01 §46; 00 §9A-702. | Full §§703–709 application not completed. |
| S_WA-P10-S072 | RCW 62A.9A-108, Description in security agreement. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-108 | Complete (a)–(e). Credit: 00 §9A-108. | Identification conditions; no actual description evaluated. |
Source ID · Title and complete literal URL · Actual read extent and credits · 8 data rows
| Source ID | Title and complete literal URL | Actual read extent and credits | Usage / limitation |
|---|---|---|---|
| S_WA-P10-S048 | RCW 62A.1-201, General definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-201 | Complete relied-on (a), (b)(3), (8), (11), (12), (20), (27), (28), (35)–(37), (39), (41), (43), and credits/notes. Latest credits 23 §101; 12 §109; 01 §9; 00 §9A-802; 1996 c77 §1; earlier displayed history reaches 1965 ex.s. c157 §1-201. | Selected definitions, not a full investigation of all historical cross-references. |
| S_WA-P10-S049 | RCW 62A.1-202, Notice; knowledge. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-202 | Complete (a)–(f). Credit: 12 §110. | Sending/receipt/knowledge distinctions. |
| S_WA-P10-S050 | RCW 62A.1-203, Lease distinguished from security interest. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-203 | Complete (a)–(e). Credits: 2015 c107 §1; 12 §111; 1965 ex.s. c157 §1-203. | No actual lease classification. |
| S_WA-P10-S051 | RCW 62A.1-204, Value. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-204 | Complete introductory exception and (1)–(4). Credits: 23 §102; 12 §112. | Other-article exceptions retained. |
| S_WA-P10-S052 | RCW 62A.1-205, Reasonable time; seasonableness. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-205 | Complete (a)–(b). Credit: 12 §113. | No numerical calendar rule. |
| S_WA-P10-S053 | RCW 62A.1-302, Variation by agreement. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-302 | Complete (a)–(c). Credit: 12 §116. | Mandatory duties and reasonable standards. |
| S_WA-P10-S054 | RCW 62A.1-304, Good faith. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-304 | Complete. Credit: 12 §118. | Performance/enforcement obligation. |
| S_WA-P10-S055 | RCW 62A.1-309, Option to accelerate at will. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-309 | Complete. Credit: 12 §123. | Insecurity acceleration only; no general default rule. |
Source ID · Instrument / complete literal URL · Actual read bounds, effective/application status, and limitation · 9 data rows
| Source ID | Instrument / complete literal URL | Actual read bounds, effective/application status, and limitation |
|---|---|---|
| S_WA-P10-S056 | Chapter 266, Laws of 2023, SSB 5077. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5077-S.SL.pdf?cite=2023+c+266+s+938 | Enacted. Selected §101 definitions, pp5–7/indices5–7; selected §901 definition changes/retained consumer definitions, pp45–49/indices45–49; complete §§938–950, pp103–122/indices103–122; complete §§1101–1109 and 1201–1204, pp130–134/indices130–134. Effective January 1, 2024 under §1204. Not all 135 PDF pages read. |
| S_WA-P10-S057 | Chapter 250, Laws of 2000, SSB 6186. https://lawfilesext.leg.wa.gov/biennium/1999-00/Pdf/Bills/Session%20Laws/Senate/6186-S.SL.pdf | Enacted historical foundation. Complete §9A-626, pp120–121/indices120–121; §9A-701, p123/index123. Confirms section 626’s Washington wording and original effective date. Not the entire act. |
| S_WA-P10-S058 | Chapter 32, Laws of 2001, ESB 5053. https://lawfilesext.leg.wa.gov/biennium/2001-02/Pdf/Bills/Session%20Laws/Senate/5053.SL.pdf?cite=2001+c+32+s+41 | Complete §41, pp60–61/indices60–61; §55, pp73–74/indices73–74. Effective July 1, 2001. Used for collection noncash wording and effective clause. |
| S_WA-P10-S059 | Chapter 74, Laws of 2011, ESHB 1492. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/1492-S.SL.pdf?cite=2011+c+74+s+723 | Complete §601, p46/index46; §§723–727, pp74–80/indices74–80; §803, p82/index82. Effective July 1, 2013; savings/application qualifications read. Not all transition/perfection sections completed. |
| S_WA-P10-S060 | Chapter 214, Laws of 2012, ESHB 2197. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/2197-S.SL.pdf?cite=2012+c+214+s+1518 | Enrollment effective-date statement; complete §§1803–1806, pp154–155/indices154–155. General date June 7, 2012; enumerated delayed/expired sections July 1, 2013. Operative Article 1 bodies primarily read in current codification. |
| S_WA-P10-S061 | Chapter 107, Laws of 2015, SB 5032. https://lawfilesext.leg.wa.gov/biennium/2015-16/Pdf/Bills/Session%20Laws/Senate/5032.SL.pdf?cite=2015+c+107+s+1 | Complete §1, pp1–3/indices1–3, plus header. Effective July 24, 2015. Lease amendment; no actual historical selection. |
| S_WA-P10-S062 | Chapter 340, Laws of 2019, SHB 1476. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/House/1476-S.SL.pdf?cite=2019+c+340+s+4 | Complete §§1–6, pp1–4/indices1–4, plus header. Effective July 28, 2019. Reliance limited to Article 9A exclusion and unsecured-loan boundary. |
| S_WA-P10-S063 | Chapter 66, Laws of 2022, HB 1376. https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1376.SL.pdf?cite=2022+c+66+s+1 | Complete repeal list §1, pp2–7/indices2–7; §2 savings; §§5–7, pp8–9/indices8–9; header. General date June 9, 2022; §§3 and 5 delayed to July 1, 2023. No full land-title procedure finding. |
| S_WA-P10-S064 | Current Article 12A, transitional provisions. https://app.leg.wa.gov/RCW/default.aspx?cite=62A.12A&full=true | Complete §§12A-101, -102, -201, -301–-306 and notes. Credits: 23 §§1101–1109. Includes codifier’s explicit cross-reference-typo note. Digital control and full priority application remain held. |
Source ID · Title / complete literal URL · Actual read extent, edition, and limitation · 7 data rows
| Source ID | Title / complete literal URL | Actual read extent, edition, and limitation |
|---|---|---|
| S_WA-P10-S065 | Official Revised Code of Washington publication page. https://app.leg.wa.gov/RCW/ | Publication introduction and July 15, 2026 update marker read. Not a clause effective date. |
| S_WA-P10-S066 | Official RCW Sections Affected index. https://leg.wa.gov/state-laws-and-rules/state-laws-rcw/session-laws/rcw-sections-affected/ | Relevant year/link table read; links followed to S067–S069. Index is discovery support. |
| S_WA-P10-S067 | RCW Sections Affected by 2024 Statutes. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202024.pdf | April 2, 2024 edition; text search for Title 62A and actual neighboring entries, printed pp14–15/indices13–14. No Title 62A entry found. |
| S_WA-P10-S068 | RCW Sections Affected by 2025 Statutes. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202025.pdf | June 2, 2025 edition; text search and Title 61–63 transition, printed p16/index15. No Title 62A entry found. |
| S_WA-P10-S069 | RCW Sections Affected by 2026 Statutes. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202026.pdf | April 2, 2026 edition; header/footer, text search and Title 61–63 transition, printed p10/index9. No Title 62A entry found. |
| S_WA-P10-S070 | Official HB 2640 bill history. https://app.leg.wa.gov/billsummary/?BillNumber=2640&Year=2025 | Displayed history read; last displayed action February 9, 2026, referral to Rules 2 Review. No displayed enactment relied upon. Proposed text remains discovery only. |
| S_WA-P10-S071 | Official HB 2256 bill history. https://app.leg.wa.gov/billsummary?BillNumber=2256&Initiative=false&Year=2026 | Displayed history read; last displayed action January 12, 2026, referral to Civil Rights & Judiciary. No displayed enactment relied upon. Proposed text remains discovery only. |
Branch · Supported consequence if the statutory predicate is established · Missing predicate / adverse inference to avoid · 30 data rows
| Branch | Supported consequence if the statutory predicate is established | Missing predicate / adverse inference to avoid | Exact next generic authority inquiry |
|---|---|---|---|
| B001 — Consumer classification | Different goods-, obligation-, transaction-, and consumer-goods-transaction rules apply. C016–C019. | Primary purpose, credit base, dwelling alternative, individual status, and collateral use are unknown. Do not substitute a current balance or marketing label. | Complete generic construction of §102(a)(23)–(26), including mixed-purpose and aggregate-credit issues; judicial construction remains outside this pass. |
| B002 — Special consumer law | Section 201 preserves applicable consumer statutes and conflicting rules. C015. | Article 9A is not a complete retail-installment, special-loan, pawn, or dealer regime. | Separate current chapters 63.14, 31.04, 19.60, and any actually applicable special-credit enactment; authenticate scope and repossession/deficiency restrictions before applying them. |
| B003 — Lease | Section 1-203 determines whether the transaction creates security. C027. | No nonterminability, economic life, option, or valuation predicate exists. Do not classify by title or residual clause alone. | Generic Article 2A scope/default provisions and Washington construction of §1-203; no contract inspection. |
| B004 — Attachment/title/control | Section 203 supplies enforcement prerequisites; title alone is insufficient. C028–C029, C110. | Description, value, rights, authority, possession/control, and special exceptions unresolved. | Complete the applicable §§203, 313, 3141, control/delivery provisions, and chapter 46.12 title incorporation only for the selected generic collateral category. |
| B005 — Default/acceleration | Part 6 uses default; section 1-309 limits insecurity acceleration. C030. | No default event or valid acceleration is assumed. | Generic default/acceleration law and any applicable consumer cure statute; contractual construction remains held without examining a contract. |
| B006 — Secondary obligor/waiver | Role-specific notice, redemption, recovery, and waiver rules apply. C022, C044, C091–C103. | Section 624(a) says debtor while section 611 refers to secondary-obligor waiver events. Do not insert model wording. | Generic Washington authority on secondary-obligor waivers and the interaction of §§602, 611(a), 624, and applicable surety law. |
| B007 — Breach of peace | Nonjudicial possession is conditioned on avoiding breach of the peace. C041, C045. | No operational boundary for entry, resistance, police presence, disabling, or conduct is established. | Judicial construction of §609 and separate applicable conduct statutes in a later authorized construction pass. |
| B008 — Assembly/access | Section 609(c) states its agreement/default and convenience conditions. C042. | Do not infer an unrestricted entry or access right from an assembly provision. | Generic construction of §609(c) and applicable access/property law; no operational plan. |
| B009 — Statutory/agricultural liens | Article 9A treats agricultural liens and excluded service/material liens differently. C014, C032. | The lien-creating statute and priority facts are absent. | Identify and read the generic creating statute and §333 only if that category is later selected. |
| B010 — Account-debtor collection | Sections 607 and 408 separate secured-party rights from account-debtor duties and restricted-right enforcement. C046–C047. | Do not equate notification with an established duty to pay the secured party. | Complete §§404, 406, 408 and any applicable Article 12 incorporation; special insurance/entity exceptions remain separate. |
| B011 — Mixed collateral/fixtures | Section 604 supplies alternative routes and conditional removal consequences. C048. | Priority, fixture/manufactured-home status, and real-property route are unproved. | Generic §§334, 604, manufactured-home definitions and the applicable real-property route; P8/P9 merits remain excluded. |
| B012 — Recognized market | Sections 610(c), 611(d), and 627 attach consequences to their market/practice predicates. C050, C053, C077. | Do not treat every auction, price guide, or sale venue as a recognized market. | Washington construction of those terms and generic legally relevant market criteria, without a price or provider inquiry. |
| B013 — Consumer notice timing | Consumer notice remains subject to reasonableness; the ten-day safe harbor is nonconsumer. C056. | No universal consumer lead time is established. | Applicable special consumer statute and later judicial construction of §612(a); no calendar calculation. |
| B014 — Notice recipients/title incorporation | Sections 611 and 621 use different lookback events and perfected-interest tests. C052–C055, C084. | No filing search, title status, perfection, or recipient is supplied; chapter 65.12 reference is stale. | Complete applicable §311 statutory-title incorporation, its current amendments, and generic priority/recipient construction. |
| B015 — Record/signature/receipt | Definitions distinguish sending, receipt, notification, and signing. C033–C035. | No email, mailing, electronic symbol, address, or authority is presumed sufficient. | Generic applicable electronic-transaction/agency rules only if indispensable; no message or document evaluation. |
| B016 — Expenses/noncash | Sections 608 and 615 govern separate cash orders and noncash standards. C063–C070. | No expense authorization, valuation, or agreement prerequisite for noncash is assumed. Section 607(d) and §608(a)(1)(A) have different wording. | Generic construction of permissible expense/fee interaction and commercially reasonable noncash treatment; applicable consumer fee restrictions. |
| B017 — Related/non-arm’s-length disposition | Sections 610 and 627 remain relevant; §615(f) supplies no recalculation rule. C073, C077. | Do not invent a related-party proceeds formula or model §626(a)(5) burden. | Washington judicial construction and other applicable statutory remedies concerning such dispositions, in a later authorized pass. |
| B018 — Deficiency counterfactual | Section 626 supplies the stated proof sequence and counterfactual relation. C074–C076. | No actual or compliant proceeds, allowable components, or recovery is established. No negative-deficiency-to-surplus conversion. | Generic construction of proof, counterfactual proceeds, and §625(d) lost-surplus interaction. |
| B019 — Consumer PMSI allocation | Section 620(e) has two payment bases; §103(h) reserves consumer rules. C031, C085. | Do not apply nonconsumer allocation or refinancing rules to consumer goods. | Later Washington judicial construction of consumer PMSI status, payment allocation, and §620(e) denominators. |
| B020 — Full/partial acceptance | Section 620 recognizes different consent routes and objections. C080–C086. | Possession, creditor silence, or an offer alone does not establish satisfaction; no blanket consumer permission inferred. | Applicable consumer statute plus generic construction of consent, objections, and mandatory disposition. |
| B021 — Redemption/reinstatement | Section 623 supplies full-tender and cutoff rules. C078–C079. | Do not substitute arrears-only cure or assume a post-disposition right. | Separate applicable retail-installment/special-loan reinstatement provisions and their interaction with §623. |
| B022 — Remedy interaction | Sections 625–628 distinguish loss, minimum recovery, fixed recoveries, and deficiency adjustment. C094–C104. | No automatic award, stacking, causation, or immunity. | Generic construction of §§625(d), 626, 628 and applicable separate consumer remedies. |
| B023 — “Authenticated” versus signed demand | The current texts use different terminology. C109. | No automatic equivalence or invalidity conclusion. | Later authoritative construction or corrective enactment addressing §625(e)(4), §513, and the 2023 deletion of §102(a)(7). |
| B024 — Release/termination | Sections 208, 209, 509–510, and 513 supply different control, notification, filing, and effectiveness predicates. C105–C108. | No title-lien release, full debt discharge, or control release is presumed. | Complete applicable control and account-debtor incorporations; chapter 46.12 release rules; transmitting-utility clauses only if relevant. |
| B025 — Version/application | Enacted savings and transition clauses can preserve earlier law or require transition predicates. C002–C012. | Present codification alone does not decide historical application. | Complete the specifically applicable transition branch, including §§9A-703–709 or 2011 §§602–608 where necessary; no actual event dates selected. |
| B026 — Digital collateral | Sections 605(b) and 628(f) contain specific information-absence exceptions. C040, C104. | Control, attachment, and Article 12 classification are not established. | Complete Articles 9A/12 definitions and control provisions in a separate digital-collateral inquiry. |
| B027 — Federal regimes | No positive federal classification or exemption is established in this pass. | Do not infer that Article 9A resolves federal preemption, military, bankruptcy, or collection-conduct limits. | Separate complete scope/exception research for federal bank preemption, MLA, SCRA, FTC Holder Rule, FDCPA security-interest enforcement, FCRA, and bankruptcy. |
| B028 — Other assets and ordinary exemptions | Article 9A scope and secured enforcement differ from ordinary execution, wage, and deposit-garnishment categories. C014, C048. | P5–P7 protections are not imported as a repossession safe harbor. | Separate generic exemptions/security-exception and benefit/tracing inquiries where an actual legal category later requires them. |
| B029 — Vehicle/title/towing/local interfaces | Article 9A does not complete those separate statutory regimes. C015, C024, C028. | No title status, impound authority, dealer status, or local/tribal/interstate governing rule is assumed. | Chapters 46.12, 46.55, 46.70 and applicable jurisdiction/tribal/interstate rules, each with complete scope and exceptions. |
| B030 — Judicial process and construction | Section 601/609 recognizes judicial process; it does not supply the full procedure. C037, C041. | No court, pleading, service, seizure order, deficiency judgment, or judicial outcome is established. | Separate generic chapter 7.64 and applicable court-rule inquiry; full judicial construction remains expressly held. |
Analytical field · Entry · Primary authority / pinpoint · 36 data rows
| Analytical field | Entry | Primary authority / pinpoint | Unresolved predicate or authority |
|---|---|---|---|
| Applicable statutory version | |||
| Transition or savings provision | |||
| Article 9A scope category | |||
| Exclusion or other-law override | |||
| Collateral category | |||
| Consumer-goods classification | |||
| Consumer-obligation classification | |||
| Consumer-transaction classification | |||
| Consumer-goods-transaction classification | |||
| Debtor role | |||
| Obligor role | |||
| Secondary-obligor role | |||
| Secured-party capacity | |||
| Attachment/enforceability predicate | |||
| Default/acceleration predicate | |||
| Judicial/nonjudicial category | |||
| Mandatory/nonwaivable duty | |||
| Collection/disposition distinction | |||
| Notice-recipient category | |||
| Sending/receipt/reference event | |||
| Notice timing/content authority | |||
| Commercial-reasonableness authority | |||
| Cash/noncash proceeds category | |||
| Expense/fee authority | |||
| Subordinate/consignor demand predicate | |||
| Surplus/deficiency provision | |||
| Compliance burden/counterfactual provision | |||
| Redemption provision and cutoff category | |||
| Acceptance/consent/objection category | |||
| Mandatory-disposition provision | |||
| Waiver provision | |||
| Transfer/discharge effect | |||
| Remedy and limitation provision | |||
| Release/termination provision | |||
| Separate consumer/federal/title regime | |||
| Remaining generic inquiry |
Requested component · Status in this pass · Source / claim / branch links · 34 data rows
| Requested component | Status in this pass | Source / claim / branch links | Exact retained boundary or missing evidence |
|---|---|---|---|
| 1 — Article 9A scope and exclusions | Answered at statutory-text level | S001–S002; C013–C015; B009–B011 | Specialized carveback regimes not fully completed. |
| 1 — Consumer goods / consumer transaction / consumer-goods transaction | Answered at definition level | C016–C019; Q001; B001 | Mixed-purpose, aggregation, and actual classification held. |
| 1 — Debtor, obligor, secondary obligor, secured party | Answered at definition level | C020–C023; B006 | Actual capacity, authority, assignment, and recourse excluded. |
| 1 — Loan / credit sale / lease / statutory lien / title / mortgage distinctions | Answered as gateways; specialized branches partial | C013–C015, C024–C032; B002–B004, B009–B011 | Full retail-installment, true-lease, lien, title, and mortgage law remains open. |
| 1 — Attachment, perfection, priority, default | Indispensable structural predicates read | S006, S010–S011, S072; C028–C031, C110 | Full formation/perfection/priority expressly excluded; no actual default established. |
| 2 — Default rights and cumulative remedies | Answered at text level | C037–C040 | No actual election, double recovery, or enforcement capacity determined. |
| 2 — Judicial/nonjudicial possession and breach of peace | Text answered; construction held | C041–C042; B007–B008, B030 | No operational criteria or judicial process packet. |
| 2 — Assembly/access and custody duties | Text answered | C042–C045 | Construction, actual convenience, and actual care remain held. |
| 2 — Account-debtor collection versus collateral disposition | Answered; special incorporations partial | C046–C049; B010–B011 | Sections 404/406, control, restricted rights, and real-property branches incomplete. |
| 2 — Mandatory/nonwaivable duties | Complete enumerated text read | C044–C045, C091–C093, C111 | Secondary-obligor waiver interaction held. |
| 3 — Notice recipients and exceptions | Answered at text level | C052–C055; B012, B014 | Actual perfected status and recognized-market classification held. |
| 3 — Sending/receipt/timing | Answered with counting limits | C033–C036, C054–C056; Q009–Q013 | No consumer numerical default or calendar calculation. |
| 3 — Consumer/nonconsumer contents and forms | Complete material statutory forms/instructions read | C057–C058; S025–S026 | No completed form or actual notice sufficiency determination. |
| 3 — Post-disposition explanation/accounting | Answered | C059–C062; Q007–Q016 | Actual amounts, credits, charges, and entitlement held. |
| 3 — Public/private disposition and secured-party purchase | Answered at text level | C049–C051, C077 | Market and commercial-reasonableness construction held. |
| 4 — Cash collection proceeds | Answered | C063–C066; Q017 | Actual authorized expenses and priorities unknown. |
| 4 — Cash disposition proceeds | Answered | C067–C072; Q018 | Consignor/subordinate status, demand, proof, and priority unknown. |
| 4 — Noncash proceeds | Answered; commercial-reasonableness application held | C065, C069; Q021; B016 | No agreement prerequisite invented; no noncash valuation supplied. |
| 4 — Related/non-arm’s-length sales | Statutory omission authenticated; broader construction held | C073, C077; B017 | Section 615(f) reserved; no model formula imported. |
| 4 — Deficiency burden/counterfactual/consumer reservation | Washington text answered | C074–C076; Q019–Q020; B018 | No consumer exclusion in §626 text; judicial construction and actual proof held. |
| 4 — Negative arithmetic versus surplus | Boundary expressly preserved | C066, C070, C075–C076, C097 | No automatic surplus inferred from deficiency limitation. |
| 5 — Redemption and cutoff events | Answered at text level | C078–C079; Q022–Q023 | Special reinstatement/cure statutes remain open. |
| 5 — Full/partial acceptance and consent/objection | Answered at Washington-text level | C080–C084; Q024–Q027 | No actual consent, notice, waiver, or consumer-law clearance. |
| 5 — Mandatory consumer-goods disposition | Text answered; allocation held | C085–C086; Q028–Q029; B019 | Consumer PMSI allocation/status construction remains open. |
| 5 — Waiver after default | Complete text read; role interaction held | C091–C093; B006 | No actual waiver or universal guarantor rule. |
| 5 — Transfer, release, and discharge effects | Answered as distinct statutory effects | C087–C090, C105–C108 | Title transfer is not disposition; financing-statement termination is not universal debt discharge. |
| 6 — Judicial restraint and caused-loss remedies | Text answered | C094–C095 | No private entitlement, injunction, loss, or award determined. |
| 6 — Consumer minimum / fixed recovery / nonduplication | Formulas and limitations answered | C096–C103; Q030–Q036 | Predicate, causation, reasonable-cause, knowledge, and stacking questions held. |
| 6 — Knowledge/reliance and digital exceptions | Complete material clauses read | C101–C104; B026 | Digital control incorporations and factual application held. |
| 6 — CPA/FDCPA/FCRA and federal/special regimes | Deliberately excluded; exact dependencies registered | B002, B027–B030 | No positive federal finding or favorable classification. |
| 7 — Current codification and adopted originals | Completed for relied-on material provisions and identified amendments | S001–S072; C001–C012 | Not every historical amendment in every credit chain was independently reconstructed. |
| 7 — 2023/2025/2026 change investigation | Completed within identified routes | S056, S064–S071; C002–C009 | Sections-affected tables and bill histories are bounded checks, not proof of all-law completeness. |
| 7 — Failures, alternate routes, read bounds | Fully recorded below | L001–L012; F001–F004 | No broad access-failure inference from isolated failure. |
| Registry dimension 6 and all other Washington categories | Open beyond this focused component | B002–B030 | P1–P9 holds preserved; no Washington, dimension 6, A066, parent, operational, or publication acceptance. |
Log ID · Actual reading activity · Result / read boundary · 12 data rows
| Log ID | Actual reading activity | Result / read boundary |
|---|---|---|
| L001 | Clock checks and date recording | Access occurred October 28, 2026 Pacific time. No model/UI setting verification is claimed. |
| L002 | Official current Article 9A definitions and scope: S001–S007, S072 | Complete relied-on sections read, including consumer definitions, exclusions, PMSI reservation, other-law clause, attachment structure, and description exceptions. |
| L003 | Current custody, requests, title incorporation, proceeds, restricted-right provisions: S008–S012 | Complete identified sections read; unexamined incorporations separately held. |
| L004 | Current Part 6: S013–S040 | Every section 601–628 read completely, including reserved subsections, blank statutory forms, instructions, exceptions, and credits. Section 621 recovered through official full-chapter text. |
| L005 | Release/filing/remedy incorporations: S041–S047 | Complete identified sections read; underlying control, transmitting-utility, and older priority transitions not represented as completed. |
| L006 | Article 1: S048–S055 | Complete relied-on definitions/subsections and complete other listed sections read. |
| L007 | Enacted originals: S056–S063 | Exact bounds are in §4.3. Material Washington deviations, effective clauses, and savings language checked; no whole-act reading claim beyond those bounds. |
| L008 | Current transition chapter: S064 | Entire current Article 12A read, including the reviser’s typo note; matched to the enacted transition provisions. |
| L009 | Publication and sections-affected materials: S065–S069 | Read metadata, official year links, search results within PDFs, and surrounding entries. No Title 62A entries found in the reviewed 2024–2026 tables. |
| L010 | Proposal histories: S070–S071 | Displayed histories read. Proposed bill text discovered in search was not promoted to enacted authority. |
| L011 | Targeted continuations and checks | Completed portions initially omitted by tool-output limits; specifically rechecked §§608, 609, 615, 616, 620, 624–626, 628, 513, and material 2023 form/transition text. |
| L012 | Source-versus-claim reconciliation | Kept collection/disposition subsection identities separate; recorded missing model provisions, the actual consumer PMSI reservation, and the authenticated/signed-demand mismatch. |
Discovery route · Treatment · 7 data rows
| Discovery route | Treatment |
|---|---|
| Proposed SHB 2640 text: https://lawfilesext.leg.wa.gov/Biennium/2025-26/Htm/Bills/House%20Bills/2640-S.htm | Search lead only; full proposed body not relied on. Official history separately read as S070. |
| Proposed HB 2256 text: https://lawfilesext.leg.wa.gov/biennium/2025-26/Htm/Bills/House%20Bills/2256.htm | Search lead only; full proposed body not relied on. Official history separately read as S071. |
| 2025 archived Article 9A HTML | Discovered; not substituted for current text. |
| A certified 2024 section 626 PDF | Discovered; current text and original enactment used instead. |
| Test-server and legislative-document-index results | Not used as substantive authority. |
| Official Title 62A index: https://app.leg.wa.gov/RCW/default.aspx?Cite=62A | Read to locate the correct Article 12A chapter after an unsuccessful citation route. No substantive transition claim based solely on the index. |
| Supplied earlier-pass metadata | Scope context only. No prior report, local file, linked conversation, or saved claim collection was opened or treated as fresh access. |
Failure ID · Fresh failed or incomplete route · Materially different ordinary route / result · 4 data rows
| Failure ID | Fresh failed or incomplete route | Materially different ordinary route / result | Remaining limitation |
|---|---|---|---|
| F001 | Individual official section 621 URL, https://app.leg.wa.gov/rcw/default.aspx?cite=62A.9A-621, returned a timeout. | Official full-chapter body, S033, supplied complete §621; enacted 2023 §948 independently supplied its adopted version. | Exact text gap resolved. No conclusion about general legislative-site availability. |
| F002 | Attempted transition citation https://app.leg.wa.gov/rcw/default.aspx?cite=62A.A-301 was inaccessible. | Official Title 62A index identified 62A.12A, followed by actual chapter/section links and complete S064 reading. | This was an unsuccessful citation route, not proof that Washington transition law was inaccessible. |
| F003 | A literal within-PDF search for a particular formatting of the “Sign” definition returned no match. | Ordinary page/line reading of enacted §101, printed pp6–7/indices6–7, supplied the complete amendment. | Search-format failure resolved; no inference that the provision was absent. |
| F004 | Some multi-document tool responses were truncated by output limits. | Targeted continuation reads supplied the material passages identified in the source register. | Unread portions of entire acts remain outside the claimed read bounds; truncation was not represented as a site-access failure. |
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
These components repair their stated scope. They do not replace every other finding in this research series.
SWA correction of the C070 coverage pinpoint →Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Recorded check status: scoped current selected source review complete unrefreshed companions construction history application held
Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.
Recorded check status: selected current definition subclauses checked not whole102
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: selected complete current section body checked allcrossregime history application holds
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: selected complete current section body checked allcrossregime history application holds
Recorded check status: selected complete current section body checked allcrossregime history application holds
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: selected complete current section body checked allcrossregime history application holds
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: selected complete current section body checked allcrossregime history application holds
Recorded check status: selected complete current section body checked allcrossregime history application holds
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: selected complete current section body checked allcrossregime history application holds
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: selected complete current section body checked allcrossregime history application holds
Recorded check status: selected complete current section body checked allcrossregime history application holds
Recorded check status: selected complete current section body checked allcrossregime history application holds
Recorded check status: selected complete current section body checked allcrossregime history application holds
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: selected complete current section body checked allcrossregime history application holds
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
Recorded check status: whole original record read not freshly reopened datedbounds andholdsretained
The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
No currently queued material correction is mapped to this component. This does not remove its currentness, access, jurisdiction or application limits.
scoped coordinator Article9 review complete unrefreshed history consumerlaw waiver drafting construction application parent holds
Inside: 1. Source and usage register · 3. Old-versus-new patch table · 5. Source-version and quantity-or-unchanged table
Inside: 1. Source and usage register · 2. Corrected claim table · 3. Complete old/new patch table
Inside: Two bounded source corrections · 1. Exact replacement claim table · 2. Necessary cross-reference patch table
Inside: 1. Exact two-cell replacements · 2. Minimal source and claim traceability · 4. Actual read/failure log and version limits
Inside: Washington provider market access and consumer fees · 1. What Washington classifies as debt adjustment · Conduct controls the classification
Inside: Remaining fee interactions and patches to PASS-01 · A. Substantive findings · 1. Initial $25, the payment cap, cumulative retention, and a small first payment
Inside: Generic limitation periods, accrual, acknowledgment, payment and revival · How to read the registers · 1.1 Ordinary contracts, accounts, sales and leases
Inside: 1. Reading conventions and authority boundaries · Authority and procedural-category comparison · 2.1 Courts, jurisdiction, venue, and procedural tracks
Inside: Reading conventions · A1. Legal categories, jurisdictional predicates, and authority levels · A2. Symbolic wage relations and adopted rate references
Inside: Washington non-earnings bank/deposit garnishment, account protections, and exemption process · Reading and citation conventions · 1.1 What each authority governs
Inside: Washington homestead and ordinary nonwage, nondeposit property exemptions from execution · Reading conventions · 1.1 The principal distinctions
Inside: Washington nonjudicial deed-of-trust foreclosure, residential presale protections, cure, sale, postponement, and deficiency boundaries · 1. Reading conventions and authority boundaries · Authority and category comparison
Inside: Judicial mortgage foreclosure, judicial sale, redemption, deficiency, and debt/security boundaries · Reading conventions · A. Judicial-route gateway, instruments, actors, parties, and proof — Questions 1–2
Inside: 1. Principal findings · Identifier convention · 2. Material legal-category and authority comparisons
Inside: 1. Substantive findings by requested question · Question 1 — Governing regimes and classification · Question 2 — Agreement, disclosure, writing, and prohibited terms
Inside: Reading conventions · 1. Material category and authority comparisons · B. Rent increases, nonwaiver, and dishonored-payment boundaries
Inside: Reading key and limits · 1.1 Statutes: instruments, literal URLs and read bounds · 1.2 Administrative-code instruments and section-by-section usage
Inside: 1. Material legal-category and actor comparisons · 2A. Current codified operative sources · 2B. Adopted originals, federal poverty publication, interpretation, and status sources
Inside: Washington student-loan servicing and borrower protection · 1. Material category and authority comparisons · Reading and identification conventions
Inside: 1. Reading conventions and evidentiary status · A. Category, actor, exemption, and territorial boundaries · B. License, endorsement, limited-agent, and financial-security structure
Inside: Ordinary nonmortgage Consumer Loan Act origination, pricing, agreement, payment, prepayment, refinancing and refund · Reading conventions · 2. Atomic consequential claim ledger
Inside: Washington residential real-property tax arrears, relief, deferral, exemption and tax-foreclosure boundaries · 2. Source and usage ledger · Reading conventions
Inside: Ordinary contested civil debt proof in Washington · 1.2 Assertions, admissions, affidavits, and declarations · 1.3 Documentary and electronic proof
Original saved Markdown SHA-256: fc5351c9bcb9cf74519bfc7dea0fdff44df18da4c8f6129680253c9bf5f73bdc. Public formatting, private-reference removal and correction annotations are separate from that immutable original.