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DETAILED RESEARCH · EVIDENCE & LIMITS INCLUDED

Generic limitation periods, accrual, acknowledgment, payment and revival

S_WA · pass-03Captured 2026-10-2818 tables · 98 claim records · 45 source recordsScoped coordinator review completed

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

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SettleADebt — Washington PASS-03

Generic limitation periods, accrual, acknowledgment, payment and revival

Actual research access: October 28, 2026, America/Los_Angeles (PDT).

This pass establishes the public-text framework for Washington’s previously excluded registry dimension 3. It leaves the PASS-01 and PASS-02 fee, fair-share, nonprofit, cancellation and funds findings unchanged. The supplied exclusion records are scope context only; they are not substantive evidence for this report.

The principal findings are:

  • Washington’s ordinary written-contract, unwritten-liability and account-receivable provisions require separate classification. Sales of goods, leases of goods, negotiable instruments and judgments have additional rules.
  • Current RCW 4.16.270 and .280 expressly prevent post-expiration payment or acknowledgment/promise from restarting, reviving or extending the limitation period. A qualifying payment before expiration has a different statutory treatment. The 2019 enactment was read; its application to earlier conduct remains a distinct question.
  • The ordinary contract statutes do not themselves supply a complete rule for breach accrual, separate installments or effective acceleration. Article 3 of the UCC expressly identifies several due-date, demand, acceptance and dishonor triggers.
  • Regulation F prohibits a covered debt collector from suing or threatening suit to collect a time-barred consumer debt, subject to its express bankruptcy-proof-of-claim exception. That federal conduct rule does not determine the underlying state limitation period. app.leg.wa.gov+4

No actual claim, obligation, filing deadline, legal outcome or individual eligibility is determined here. All conditional relations below use statutory categories and events.

How to read the registers

The full identifiers appear in the source and claim registers. Elsewhere, S001, C001, B001 and Q001 mean the corresponding S_WA-P3- identifier.

“Text established” means the stated proposition is supported by the passages actually read, within the source’s stated currency. It does not mean that a claim has been classified, that predicates have been proved, or that judicial construction has been completed.

“Held” identifies a missing legal predicate, incorporation, historical application question or judicial interpretation. The branch register identifies the exact remaining inquiry.

1. Substantive findings and atomic claim register

These tables also serve as the section-by-section category and trigger comparison.

1.1 Ordinary contracts, accounts, sales and leases

Claim ID Precise public-text proposition Authority, conditions and limits
S_WA-P3-C001 Chapter 4.16 generally measures its periods after accrual, while preserving exceptions within the chapter and special limitations prescribed elsewhere. S001, RCW 4.16.005. Text established. It supplies no universal execution, maturity, default or discovery event. B001, B005, B021.
S_WA-P3-C002 An action on a written contract, or an express or implied liability arising from a written agreement, has a six-year period, subject to the express mortgage-release exception. S001, .040(1); S007, 64.04.007(2). Classification and accrual remain separate. B001, B005.
S_WA-P3-C003 An action on an account receivable has a six-year period. The definition concerns a payment obligation incurred in the ordinary course of the claimant’s business or profession, arising from one or more transactions, whether or not earned by performance. S001, .040(2). A written agreement is not stated as a prerequisite to this category. Assignment and the claimant-business language require care. B001.
S_WA-P3-C004 An action on an express or implied contract or liability that is not in writing and does not arise from a written instrument has a three-year period, except an account receivable under .040(2). S001, .080(3). “Unwritten” alone does not establish the three-year branch. B001.
S_WA-P3-C005 The general provision for rents, profits, and use or occupation of real estate states six years. S001, .040(3). This is not a completed landlord-tenant or other real-property sector analysis; special statutes remain reserved by .005. B021.
S_WA-P3-C006 Relief not otherwise provided for has a residual two-year period after accrual. S001, .130. Uncertainty about classification does not establish that the residual category applies. B001.
S_WA-P3-C007 For a mutual, open and current account involving reciprocal demands, the statutory accrual event is the last item proved on either side. S001, .150, first sentence. This is an accrual rule, not a freestanding period or a definition covering every revolving or unpaid account. B002.
S_WA-P3-C008 A lapse of more than one year between a series of account items excludes those items from the statutory mutual-account treatment. S001, .150, second sentence. The text uses a strict “more than” boundary; reciprocity and account classification are still necessary. B002.
S_WA-P3-C009 An action for breach of a contract for the sale of goods has a four-year period after accrual. S003, 62A.2-725(1), with 2-102, 2-105 and 2-106. Goods, hybrid-transaction and special-law qualifications matter. B004.
S_WA-P3-C010 Under the sales provision, a breach claim accrues when the breach occurs, irrespective of the aggrieved party’s lack of knowledge. S003, 2-725(2), first sentence. What constitutes the relevant breach remains a separate issue. B004, B006.
S_WA-P3-C011 A sales warranty ordinarily is breached at tender of delivery. An expressly future-performance warranty has the statutory discovery exception only when discovery of the breach must await that future performance. S003, 2-725(2), remaining sentences. The exception is not a general discovery rule for unpaid debts. B004, B006.
S_WA-P3-C012 The original sales agreement may shorten the four-year period to not less than one year, but may not extend it. S003, 2-725(1). No agreement was examined and no contractual modification is assumed. B004.
S_WA-P3-C013 The sales statute permits a qualifying second action within six months after termination of a timely first action, when another action remains available; voluntary discontinuance and dismissal for failure or neglect to prosecute are excluded. S003, 2-725(3)–(4). It preserves tolling law and excludes pre-effective accruals. It is not a general Washington refiling rule. B017, B026.
S_WA-P3-C014 An action for default under a lease contract governed by Article 2A, including warranty or indemnity, has a four-year period after accrual. S003, 2A-506(1), with 2A-102 and 2A-103. This concerns qualifying leases of goods, not every arrangement described as a lease. B004.
S_WA-P3-C015 For an Article 2A default or warranty claim, accrual is the later of the specified actual/constructive discovery event or occurrence of the default. S003, 2A-506(2), first sentence. The underlying default and discovery predicates are not supplied here. B004, B006.
S_WA-P3-C016 The lease indemnity sentence refers to discovery of the act or omission and ends with “whichever is later,” without supplying a clear second comparator in that sentence. S003, 2A-506(2), second sentence. Held: no corrective wording or completed accrual formula is invented. B004.
S_WA-P3-C017 The original lease contract may reduce the Article 2A period to not less than one year. S003, 2A-506(1). Unlike 2-725(1), this subsection does not expressly state the same prohibition on extension; no conclusion about permitted extension is supplied. B004, B006.
S_WA-P3-C018 Article 2A has a conditional six-month second-action provision, with voluntary-discontinuance and failure-to-prosecute exclusions, while preserving tolling law and excluding pre-effective accruals. S003, 2A-506(3)–(4). B017, B026.

The ordinary-contract and account distinctions come from the actual statutory bodies, including the express account-receivable exception to the unwritten-liability provision. The sales and lease discovery rules are materially different from each other. app.leg.wa.gov+4

1.2 Promissory notes and other negotiable instruments

Classification precedes the clock. Article 3 applies to qualifying negotiable instruments. Its scope excludes money, Article 4A payment orders and Article 8 securities; specified conflicts with Articles 4 and 9A and applicable Federal Reserve provisions also matter. A document’s title does not establish negotiability. app.leg.wa.gov+1

Claim ID Category and precise period/trigger Authority, exceptions and limits
S_WA-P3-C019 The Article 3 branch requires the statutory negotiability conditions: an unconditional promise/order, fixed money amount, the required bearer/order status, demand or definite-time payment, and permitted additional undertakings only, subject to the statutory check exception and nonnegotiability exclusion. S003, 3-102; 3-103; 3-104(a)–(j); 3-106. A promise requires a signed written undertaking; an acknowledgment alone is not necessarily that undertaking. B003.
S_WA-P3-C020 A definite-time note generally has six years after the stated due date or dates. S003, 3-118(a). Certificate-of-deposit subsection (e) is excepted. The plural “dates” is express; it does not decide every non-UCC installment issue. B005, B008.
S_WA-P3-C021 If the definite-time note’s due date is accelerated, the stated period is six years after the accelerated due date. S003, 3-118(a). The section does not itself establish whether acceleration occurred effectively, its notice prerequisites, or later reversal of acceleration. B005.
S_WA-P3-C022 For a demand note, when demand for payment is made to the maker, the period is six years after demand. S003, 3-118(b), subject to (d) and (e). A qualifying demand must be established. B008.
S_WA-P3-C023 If no demand is made, enforcement of a demand note is barred when neither principal nor interest has been paid for a continuous ten-year period. S003, 3-118(b). This is a special no-demand/nonpayment branch, not a general ten-year loan period. Its interaction with .270 remains held. B008, B012.
S_WA-P3-C024 For an unaccepted draft, the statute uses six years after dishonor or ten years after the draft’s date, whichever expires first. S003, 3-118(c), except (d). Washington’s six-year dishonor limb was verified in the 1995 enactment. Actual statutory dishonor is a necessary predicate. B008, B009.
S_WA-P3-C025 Enforcement against the acceptor of a certified check or the issuer of a cashier’s, teller’s or traveler’s check has three years after demand for payment to the specified obligor. S003, 3-118(d); definitions in 3-104 and 3-409. These categories must not be folded into the ordinary demand-note rule. B008.
S_WA-P3-C026 A certificate of deposit generally has six years after demand. If it states a due date and earlier payment is not required, the period begins when a demand is in effect and the due date has passed. S003, 3-118(e); 3-104(j). Both predicates matter in the dated-CD branch. B008.
S_WA-P3-C027 For an accepted draft other than a certified check, the period is six years after the stated date/dates if payable at a definite time, or six years after acceptance if payable on demand. S003, 3-118(f); 3-409. Acceptance is a defined event, not simply receipt or an informal promise. B008.
S_WA-P3-C028 Article 3’s listed conversion, warranty and other-obligation actions generally have three years after accrual, unless another law governs indemnity or contribution. S003, 3-118(g). The subsection does not define every such accrual event or cover all Article 4 banking claims. B003, B009.
S_WA-P3-C029 Article 3 treats a note with no stated payment time as payable on demand. A fixed-date instrument also payable on earlier demand follows the demand branch if an earlier demand is made; otherwise the fixed date governs. S003, 3-108(a)–(c). Acceleration rights do not alone prevent definite-time classification. B008.
S_WA-P3-C030 Presentment, acceptance and dishonor have distinct statutory conditions. Nonpayment, refusal to certify, receipt of a communication and dishonor are not interchangeable events. S003, 3-409; 3-501; 3-502(a)–(f); 3-504; 4-104; 4-301; 4-302. Presentment can be excused; specified bank-return and accountability rules apply to checks; refusal to certify is not itself dishonor. Full specialized banking application remains held. B009.

All seven limitation subsections of RCW 62A.3-118 were read. The presentment/dishonor cross-references were also read, rather than assuming that a colloquial “default” established the statutory trigger. app.leg.wa.gov+8

1.3 Mortgage-release exception, judgments and expressly separate liabilities

Claim ID Precise proposition Authority, conditions and limits
S_WA-P3-C031 Under the specified owner-occupied mortgage/deed-of-trust release provision, a remaining-debt action must be commenced within three years after release; failure results in forfeiture of the right to collect the remaining debt. S007, 64.04.007(1)–(4); S001, .040(1). Applies to the defined individual personal/family/household situation, excludes business/commercial/agricultural obligations, and includes the statutory release/notice conditions. This is a narrow express forfeiture provision, not the general contract rule. B021, B027.
S_WA-P3-C032 An action upon a judgment or decree of the courts listed in .020(2) has a ten-year period, subject to extension under 6.17.020 or a similar provision elsewhere. S001, .020(2). This subsection does not itself state an entry-date accrual rule; .005 and any necessary construction remain relevant. B020.
S_WA-P3-C033 Ordinary execution, garnishment or other process under 6.17.020(1) is available within ten years from entry or filing of the judgment in Washington, subject to the section’s exceptions. S004, 6.17.020(1)–(4). This is an enforcement provision, separate from C032. No actual enforcement permission is determined. B020.
S_WA-P3-C034 A qualifying judgment extension may be sought within the ninety days before expiration of the original ten-year term, for an additional ten years. S004, .020(3). Includes forum, fee, updated-summary and review conditions. A transcribed district-court judgment has a specified superior-court route and transcript-based reference event. Full procedural incorporation of 4.64.030 remains held. B020.
S_WA-P3-C035 Section .020(7) contains a twenty-year enforcement ceiling from entry in the originating court, but expressly excepts .020(2)/(3) of chapter 4.16 and specified criminal/juvenile chapters. It does not extend a foreign judgment beyond its originating jurisdiction’s expiration. S004, .020(7). A universal twenty-year rule would omit express exceptions. B020, B021.
S_WA-P3-C036 The ordinary Washington judgment lien/charge terminates after ten years from entry, subject to the support and statutory-extension provisions. S005, 4.56.210(1)–(3); S004, .020(6). Lien perfection, priority and collateral enforcement are not completed here. B020, B027.
S_WA-P3-C037 For Title 6 and the identified judgment-lien provisions, superior-court entry occurs upon delivery to the clerk for filing; district/small-claims entry occurs upon docket entry. S006, 6.01.020. This definition is limited to the provisions specified in its text. B020.
S_WA-P3-C038 Qualifying past-due child-support orders use a separate ten years from the youngest supported child’s eighteenth birthday framework, with the statutory after July 23, 1989 conditions. S001, .020(3); S004, .020(2); S020, 74.20A.020(6). Administrative-order and full support-regime incorporations remain incomplete. No ordinary-contract default is assigned. B021.
S_WA-P3-C039 Chapter 4.16 generally does not limit actions in the State’s name or for its benefit, subject to the express .310 exception. S001, .160. It is not a conclusion about all federal, local, tax or publicly held obligations. B021.
S_WA-P3-C040 Counties, municipalities and quasi-municipalities are generally subject to the same chapter limitations as private parties. S001, .160. Special statutory periods and classifications remain possible. B021.
S_WA-P3-C041 Special assessments, specified public instruments, taxes, support, criminal financial obligations, probate claims and construction-related liabilities cannot safely be assigned an ordinary-contract period solely because money is sought. S001, .005, .020, .030, .050–.070, .160, .200, .300–.310; S004, .020(4); S011. This is a bounded classification warning from the statutory structure, not completion of those separate regimes. B021.

The release statute expressly addresses forfeiture of collection rights, while the judgment statutes separately address actions, process, duration and liens. Those consequences should not be merged. app.leg.wa.gov+6

1.4 Accrual, borrowing, tolling, commencement and counting

Claim ID Precise proposition Authority, conditions and limits
S_WA-P3-C042 If a claim is substantively based on one other state’s law, that state’s limitation applies; if based on more than one state’s law, Washington conflicts law selects among them; other claims use Washington’s limitation, subject to the unfairness exception. S002, 4.18.010–.020, .040. “State” includes a foreign country and specified subdivisions. No governing-law determination is made. B007.
S_WA-P3-C043 When another state’s limitation applies under chapter 4.18, that state’s accrual and tolling law also applies, but not its conflicts rules. S002, .030. A foreign period cannot be imported while automatically retaining Washington accrual/tolling. B007.
S_WA-P3-C044 A court may substitute Washington’s period under the statutory unfairness test involving a substantially different foreign period and the stated unfair opportunity/burden condition. S002, .040. Requires the specified court determination; no automatic preference for the longer or shorter period. B007.
S_WA-P3-C045 RCW 4.16.290 separately bars a Washington action where a cause arose elsewhere between Washington nonresidents and is barred there by lapse of time. S001, .290. Its reconciliation with chapter 4.18 and the relevant residence/time predicates remains held. B007.
S_WA-P3-C046 Section .180 addresses absence/nonresidence/concealment at accrual and later departure/residence outside Washington or concealment. S001, .180. Its text was read, but out-of-state service is also authorized in specified circumstances by S010, 4.28.180. No automatic toll for every period outside Washington is inferred. B014.
S_WA-P3-C047 Section .190 excludes qualifying disability time when the person entitled to sue had the specified status at accrual: under eighteen; the stated inability to understand proceedings, determined according to chapter 11.130; or imprisonment on a criminal charge before sentencing. S001, .190. Express penalty/forfeiture and officer-escape exclusions apply. This is not a general debtor-disability immunity or a rule for all incarceration. S012 resolves only part of the guardianship incorporation. B015.
S_WA-P3-C048 Disability must exist at accrual; where qualifying disabilities coexist then, the statutory limitation does not attach until all are removed. S001, .250–.260. A later-arising disability is not automatically added under these provisions. B015.
S_WA-P3-C049 Section .210 excludes the specified wartime period for a person entitled to sue who is not a U.S. citizen/national and is a subject or citizen of a country at war with the United States. S001, .210; S040, §3. No nationality, war status or qualifying period is assumed. B021, B026.
S_WA-P3-C050 Time during which commencement is stayed by an injunction or statutory prohibition is excluded under .230. S001, .230. This does not establish a universal bankruptcy extension or equate every pause in proceedings with a bar to commencement. B017.
S_WA-P3-C051 Section .220 excludes a period when enforcement of civil liabilities against a person in U.S. military service is suspended by law. S001, .220. The suspending law and its scope must be identified; the state and federal military provisions below provide separate texts. B018–B019.
S_WA-P3-C052 If the person entitled to sue dies before expiration and the cause survives, .200 provides a conditional representative-action saving period after ordinary expiration and within one year after death, subject to chapter 11.40. S001, .200. Survival and probate qualifications prevent treating this as an automatic one-year extension. B016.
S_WA-P3-C053 Claims against a person who dies before expiration are directed to chapter 11.40; that chapter has independent presentation/nonclaim rules and a limited insurance exception. S001, .200; S011, 11.40.010, .051, .060. Notice, ascertainability, presentation, survival and other incorporations remain held. B016.
S_WA-P3-C054 A timely action followed by a judgment for the plaintiff that is reversed on appeal/error has a conditional one-year-from-reversal saving provision. S001, .240. It is not a general rule for all dismissals or abandoned actions; survival conditions remain. B017.
S_WA-P3-C055 For limitation tolling, .170 uses filing or service, whichever occurs first, with the specified companion step within ninety days; failure of that step defeats the statutory commencement treatment. S001, .170. The filing-first branch requires timely personal service on one or more defendants or commencement of publication. This text is not independent permission to use service first in every debt action. B022.
S_WA-P3-C056 CR 3(e) requires the summons and complaint to be filed and bear a case number before service on a debtor. CR 3(a) separately directs limitation tolling to .170; CRLJ 3 specifies commencement by filing. S017, CR 3(a), (e); S018, CRLJ 3; S019, 19.16.250(27). Forum, service and signature incorporations remain necessary. B022.
S_WA-P3-C057 RCW 1.12.040 and CR/CRLJ 6 contain first-day exclusion and last-day/holiday rules; the court rules additionally exclude intermediate weekends/holidays for periods shorter than seven days and provide a conditional mail-service addition. S015–S018. Their applicability must be established. No universal calendar convention, automatic mail addition to a limitation period, or calculated deadline is supplied. B022.
S_WA-P3-C080 The ordinary-contract provisions read here do not expressly settle accrual at execution, each missed installment, final maturity, demand, effective acceleration or de-acceleration. S001, .005, .040, .080. This is a bounded observation about those texts; judicial construction is deliberately held. Article 3’s express triggers remain distinct. B005, B028.
S_WA-P3-C081 The fraud provision has a three-year period with accrual postponed until discovery of the facts constituting fraud by the aggrieved party. S001, .080(4). This is a specific fraud provision, not an established discovery rule for every contract claim. B006.
S_WA-P3-C098 UCC choice of law permits an agreement where the transaction has the stated reasonable relationship; absent an effective agreement, an appropriate Washington relationship is required, subject to the enumerated specialized choice rules. S003, 1-301(a)–(c). The listed Article 2, 2A, 4, 4A, 5, 8, 9A and 12 exceptions were identified, not fully investigated. B007.

The borrowing rules, disability clauses and procedural rules were read as separate provisions. In particular, the ninety-day tolling provision does not erase the debt-collection filing-first text in CR 3(e). app.leg.wa.gov+8

1.5 Acknowledgment, promise, payment and revival

Claim ID Actor/action/object/timing and effect Authority and limits
S_WA-P3-C058 A payment upon an existing contract, including the listed bills, notes, bonds or other indebtedness evidence, before its applicable period expires, restarts the period from the most recent payment if made after it is due. S001, .270, first sentence. The text does not itself resolve payor authority, allocation among obligations/installments, or the meaning of “due” in every structure. B010, B012.
S_WA-P3-C059 A payment made after expiration does not restart, revive or extend the limitation period under the current provision. S001, .270, second sentence; S031, §1. Historical application and UCC reconciliation are separately held; no favorable revival inference is made. B012.
S_WA-P3-C060 An acknowledgment or promise is insufficient evidence of a new or continuing contract for taking the matter outside chapter 4.16 unless contained in a writing signed by the party to be charged. S001, .280, first clause. Writing/signature is a necessary condition in the text; the section does not declare every signed reference sufficient or specify a universal new accrual date. B011, B013.
S_WA-P3-C061 An acknowledgment or promise made after expiration does not restart, revive or extend the period. Section .280 separately preserves the effect of principal or interest payments. S001, .280; S031, §2. The payment provision must be considered separately; the preservation sentence does not negate .270’s post-expiration prohibition. B012.
S_WA-P3-C062 An oral statement, mere contact or an unperformed offer is not automatically a qualifying payment or a signed written acknowledgment/promise. Inference limited to S001, .270–.280. A particular writing could require analysis under .280 even without payment; no communication is classified here. B010–B011.
S_WA-P3-C063 Written assignment authorizes the assignee’s action subject to the statute’s preservation of defenses, counterclaims and offsets, with its specified negotiable-paper counterclaim/offset exception. The assignment provision states no assignment-based limitation restart. S008, 4.08.080. A creditor’s assignment is distinct from the charged party’s acknowledgment or a qualifying payment. Negotiable-instrument defense law is not completed. B001, B012.
S_WA-P3-C064 UETA can satisfy writing/signature requirements electronically within its scope, subject to agreement to transact electronically, attribution, intent and other applicable substantive law. S009, 1.80.010–.080. Its UCC exclusion, exceptions for Article 2/2A and 1-306, and other-law qualification prevent a blanket electronic-writing conclusion. It does not override the post-expiration prohibition. B013.
S_WA-P3-C065 Section .270 expressly names notes and bills, but the reviewed texts do not expressly reconcile all of its restart language with every clock in 3-118, particularly the continuous no-payment demand-note branch. S001, .270; S003, 1-103(b), 3-118. Held: neither a categorical negotiable-instrument carveout nor universal identical restarting is assumed. B012.
S_WA-P3-C066 The 2019 act added the express post-expiration prohibitions and the pre-expiration payment qualification; its certified effective date is July 28, 2019. The act contains two operative sections and no express retroactivity/application section. S031, cover and §§1–2. Conduct or claimed effects predating that enactment remain a historical-construction branch. B012, B026.

The decisive distinction is the statutory combination of what occurred, whose act or signature is legally attributable, what obligation it concerns, whether it was due, and whether the applicable period had already expired. No payment, contact, sale or new promise is assumed. app.leg.wa.gov+5

1.6 Indispensable federal collection-conduct and military overlays

Claim ID Precise proposition Authority, conditions and limits
S_WA-P3-C067 Regulation F’s relevant debt definition concerns a consumer’s actual or alleged money obligation arising from a transaction primarily for personal, family or household purposes, whether reduced to judgment or not. S023, 1006.2(e), (h); S022, 1692a(3), (5). Business-purpose obligations are not automatically included. B023.
S_WA-P3-C068 Covered collector status includes the principal-purpose and regular-collection-for-another tests, plus the specified false-name own-creditor rule. S023, 1006.2(i)(1); S022, 1692a(6). The security-interest-enforcement addition is expressly for 1006.22(e); it does not by itself establish coverage under .26, although another collector test may apply. B023.
S_WA-P3-C069 The collector definition contains activity-specific exclusions for own-name creditor employees; qualifying affiliated collection; government officials performing duties; process servers; qualifying nonprofit counseling/distribution; and the specified fiduciary, originator, nondefault-at-acquisition and commercial-secured-party activities. S023, 1006.2(i)(2)(i)–(vi); S022, 1692a(6)(A)–(F). These are conditional federal exclusions, not conclusions about Washington provider exemptions or any entity. B023.
S_WA-P3-C070 Regulation F’s scope incorporates the motor-vehicle-dealer exclusion in 12 U.S.C. 5519(a), subject to that statute’s exceptions and defined dealer/vehicle conditions. S023, 1006.1(b); S025, 5519(a)–(f); S044. Mortgage activities, specified retained direct retail credit/leases, and unrelated financial products are exceptions. Other federal agency authority is preserved. Incorporated-definition currentness remains partly held. B024.
S_WA-P3-C071 A covered debt collector must not sue or threaten legal action against a consumer to collect a debt whose applicable limitation period has expired. S023, 1006.26(a)(1)–(2), (b); S024, adopted §1006.26. State/other applicable law must first establish expiration. B023, B027.
S_WA-P3-C072 The .26(b) prohibition expressly excludes proofs of claim filed in connection with bankruptcy. S023–S024, .26(b), second sentence. This is not a determination that any proof of claim is allowable or that other bankruptcy law permits it. B017, B027.
S_WA-P3-C073 FDCPA §1692e separately prohibits false representations about a debt’s legal status and threats to take action that cannot legally be taken or is not intended. S022, 1692e introductory text, (2)(A), (5). Full enforcement, remedies and judicial construction are outside this pass. B023, B028.
S_WA-P3-C074 FDCPA §1692e(6) prohibits falsely representing that sale, referral or transfer will cause loss of a claim or defense, or exposure to prohibited practices. S022, 1692e(6). This supports keeping assignment separate from automatic loss of limitation defenses. B023.
S_WA-P3-C075 Federal SCRA excludes the qualifying military-service period when computing covered action/proceeding limitations by or against the servicemember or the listed heirs, representatives or assigns. S026, 50 U.S.C. 3936(a). Subsection (b) separately addresses real-property redemption; (c) excludes federal internal-revenue limitation periods. Dependents’ own claims are not added to subsection (a)’s list by assumption. B019.
S_WA-P3-C076 Federal military-service classification requires the definitions and scope provisions, including the active-duty and specified National Guard branches; pre-service orders and waiver provisions require separate attention. S026, 3911, 3912, 3917, 3918; S027, 10 U.S.C. 101(a)(4)–(5), (d)(1); S028, 32 U.S.C. 502(f). Criminal proceedings are excluded from SCRA scope. Some definition currency and historical application remain held. B019.
S_WA-P3-C077 Washington .090 excludes qualifying military-service time for covered actions by or against the member or the listed dependents, heirs, representatives or assigns; it separately addresses redemption and excludes federal internal-revenue limitation periods. S013, 38.42.090(1)–(3), with .010, .020, .040, .100, .120; S014. State definitions and qualifications must be satisfied independently. B018.
S_WA-P3-C078 Washington’s chapter-level protection window begins with receipt of orders and extends through 180 days after termination/release, while .090 identifies the period of military service for exclusion from limitation computation. S013, .020(1), .090(1). The texts do not justify automatically adding the entire 180-day protection window to every limitation period. B018.
S_WA-P3-C079 A suit limitation, express forfeiture/nonclaim consequence, judgment-enforcement period, lien duration, reporting-obsolescence rule and bankruptcy discharge are different legal questions. S001, .005; S007, 64.04.007(2); S004–S005; S011; S023, .26. No reporting period, discharge conclusion, universal collection permission or universal revival-disclosure duty is derived from these provisions. B027.
S_WA-P3-C096 The private bad-check-program exclusion requires the prosecutor-established voluntary diversion framework, controlled contractual operation, statutory conduct/disclosure safeguards and the exclusions in §1692p(b). S022, 1692p(a)–(c); S029–S030, S045. Excluded checks include the specified payday/postdated, justified stop-payment, unnotified bank-adjustment, previously accepted partial-payment, incapacity/age and illegal-transaction categories. The written-dispute safeguard has a thirty-day condition. Remaining definition/regulatory currency limits are B025.
S_WA-P3-C097 A state exemption from FDCPA/Regulation F requirements requires the prescribed federal determination/regulatory process; it is not automatic because state law regulates collection. S022, 1692o; S023, 1006.108(a)–(b). No Washington-specific exemption determination was established. Appendix A procedures and any applicable exemption instrument remain held. B025.

The federal prohibition and its definitions were read from the current eCFR display and compared with the adopted rule text. The military tolling provisions were read separately; no service status or waiver was assumed. ecfr.gov+9

1.7 Amendment, effective-date and application claims

This is also the version/application quantity register. “Before,” “after,” and “on or after” below retain their source meanings; no transaction date is supplied.

Claim ID Enacted version or application proposition Evidence and unresolved boundary
S_WA-P3-C082 The 2007 account-receivable amendment was effective July 22, 2007; §2 applies it to all account-receivable causes, whether commenced before or after that date. S032, cover, §§1–2. Treatment of an already-barred claim is not inferred merely from that language. B026.
S_WA-P3-C083 The 1995 Article 3 amendment changed the unaccepted-draft dishonor limb from three to six years, effective July 23, 1995. S035, cover, §1(c). The draft-date ten-year alternative remained. Earlier-version applications are held.
S_WA-P3-C084 The 2023 UCC act became effective January 1, 2024. Its general saving clause preserves specified pre-effective transactions under prior law, subject to enumerated transition exceptions. It amended hybrid-transaction scope and permitted specified governing-law/forum terms within negotiability. S036, §§201, 301, 401, 1103–1109, 1204. Specialized collateral/digital-asset transitions are not adjudicated. B026.
S_WA-P3-C085 UETA’s enactment was effective June 11, 2020, with prospective application to electronic records/signatures created, generated, sent, communicated, received or stored on or after its effective date. S042, cover, §4; S009, .030. Earlier electronic-writing law and Article 3 transferable-record issues remain held. B013, B026.
S_WA-P3-C086 The 2020 amendment changing .190’s guardianship reference to chapter 11.130 was assigned January 1, 2022 effectiveness by §907(1). S043, §§702, 907. This recovers that enactment’s date, not the complete current guardianship regime.
S_WA-P3-C087 The current .190 wording was re-enacted in 2023, with the former subsection concerning the medical-injury minor exception removed; the act’s certified effective date is July 23, 2023. S039, cover, §4. No medical-liability regime is analyzed here.
S_WA-P3-C088 The 2026 state military-definition amendment added the specified PHS/NOAA commissioned-service categories, effective June 11, 2026. S037, cover, §3. The military-service-call conditions remain separate.
S_WA-P3-C089 The 2025 amendment expressly including civil asset forfeiture in .020 became effective January 1, 2026; its enactment includes a seizure-based application clause. S038, §§14, 16–17. This does not complete forfeiture law or add a limitation interval to .090.
S_WA-P3-C090 The 2026 terminology amendment to .210 was effective June 11, 2026. The act’s specified 2027 delayed/expiration clauses concern other sections, not §3. S040, cover, §3, §§44–45. May 1 and June 30, 2027 are future dates in that act, not the operative date of .210’s amendment.
S_WA-P3-C091 The 2002 judgment amendment applies to the categories stated in .020(8): judgments in effect June 13, 2002; specified judgments extended after June 9, 1994, excluding satisfied/vacated/quashed judgments; and later filed/rendered judgments. S041, cover, §1(8); S004, .020(8). No automatic revival of an expired judgment is inferred.
S_WA-P3-C092 The enactment creating the mortgage-release rule and the .040(1) cross-reference was effective June 7, 2012, apart from an unrelated emergency-effective section. S033, cover, §§1, 3, 15. The unrelated section’s March 29, 2012 date is not assigned to this limitation rule.
S_WA-P3-C093 Chapter 4.18 applies to claims accruing after July 24, 1983, or asserted more than one year after that date, and does not revive a claim barred before that date. S002, .901; S034, §5. The original uses “effective date”; the codification supplies July 24. No separate constitutional calendar reconstruction was performed.
S_WA-P3-C094 The adopted Regulation F rule adding .26 stated November 30, 2021 as its effective date. S024, printed p.5766 [PDF index 0], adopted .26 at p.5854 [88]. Current codified text was also read. No litigation-status conclusion is supplied.
S_WA-P3-C095 Some older transition dates and procedural amendment dates were read only in codified notes/rule footers, not fully traced through their original enactments/orders. S003 includes the 1967, 1994 and 2012 transition materials; S017–S018 contain rule-history footers; S021 contains the 2022 criminal-financial-obligation effective-date note. These are expressly held historical branches, not independently authenticated original-adoption conclusions. B026.

The 2019 nonrevival change is separately recorded in C066. Its complete two-section act was read, not reconstructed from an undated debt chart. lawfilesext.leg.wa.gov+16

2. Period, quantity, reference-event and boundary register

Counting key

  • W — “Within” rule: the statute supplies a period and event; whether a terminal date is timely still requires the applicable computation and commencement rules. No calendar deadline is calculated.
  • E — Event relation: the source specifies an event or ordering relation, not a universal day-count convention.
  • X — Excluded interval: the qualifying interval is excluded; its factual duration and legal applicability are not supplied.
  • K — Procedural computation: source-specific counting rule, subject to forum and applicability.
  • V — Version boundary: the effective/application dates and inclusive/exclusive wording are in §1.7 and C066.

No year is converted into a fixed number of days. No period is rounded.

Quantity ID Period/quantity and unit Reference event and boundary Exception/counting status; claim link
Q001 6 years Ordinary written-contract accrual W; mortgage-release and special-law exceptions. C001–C002
Q002 6 years Account-receivable accrual W; category must satisfy statutory definition. C003
Q003 3 years Unwritten-liability accrual W; account-receivable exception. C004
Q004 6 years Rents/use-and-occupation accrual W; special sector law held. C005
Q005 2 years Accrual of relief not otherwise provided W; residual classification required. C006
Q006 Last proved item Either side of qualifying reciprocal account E; no period selected by this rule alone. C007
Q007 More than 1 year Lapse between series of account items Strict > textual threshold; exactly one year is not excluded by this clause alone. C008
Q008 4 years Sales breach accrual W; warranty exception affects event. C009–C011
Q009 At least 1 year Original sales agreement’s shortening Minimum includes one year; extension prohibited. C012
Q010 6 months Termination of qualifying first sales action W; specified dismissal exclusions. C013
Q011 4 years Lease default accrual W; later-event rule and indemnity ambiguity. C014–C016
Q012 At least 1 year Original lease agreement’s shortening Minimum includes one year; no broader extension conclusion. C017
Q013 6 months Termination of qualifying first lease action W; statutory exclusions. C018
Q014 6 years Note’s stated due date or dates W; CD exception. C020
Q015 6 years Legally accelerated note due date W; effectiveness of acceleration held. C021
Q016 6 years Demand to maker of demand note W; subsection (d)/(e) exceptions. C022
Q017 Continuous 10 years Neither principal nor interest paid; no demand E; continuity and revival interaction held. C023
Q018 6 years / 10 years Dishonor / draft date Earlier expiration controls; W for each limb. C024
Q019 3 years Demand on specified check obligor W; defined instrument category required. C025
Q020 6 years CD demand; dated CD also requires due date to have passed E + W; both dated-CD predicates required. C026
Q021 6 years Accepted draft’s stated date(s), or acceptance if on demand W; certified checks excluded. C027
Q022 3 years Accrual of specified other Article 3 actions W; other indemnity/contribution law preserved. C028
Q023 3 years Qualifying security release W; explicit forfeiture consequence. C031
Q024 10 years Accrual of action on listed judgment/decree W; .020(2) does not itself authenticate entry as accrual. C032
Q025 10 years Entry or Washington filing for ordinary enforcement W; subsection exceptions. C033
Q026 90 days before expiration; additional 10 years Original enforcement-term expiration; qualifying extension Window lies before expiration; exact boundary calculation held. C034
Q027 20 years Entry in originating court Express statutory exceptions and foreign-expiration restriction. C035
Q028 10 years Judgment entry for ordinary lien duration Extension/support exceptions; collateral scope held. C036
Q029 10 years; age 18 Youngest supported child’s eighteenth birthday Qualifying orders after July 23, 1989; special regime. C038
Q030 Under age 18 Claimant’s status at accrual Strict age threshold; qualifying disability interval excluded. C047–C048
Q031 1 year Death of person entitled to sue Conditional saving after ordinary expiration; survival/probate qualifications. C052
Q032 1 year Reversal of qualifying plaintiff’s judgment W; not every termination. C054
Q033 90 days First qualifying filing/service act Companion act required; valid commencement rules remain. C055
Q034 14 days Service of written filing demand under CR 3(a) W/K; failure makes the specified service void. Not an ordinary debt-suit deadline. C056
Q035 Less than 7 days Period governed by CR/CRLJ 6(a) Strict <7; intermediate weekends/holidays excluded. C057
Q036 3 additional days Qualifying period after service by mail K; not automatically added to substantive limitation periods. C057
Q037 3 years Fraud accrual as statutorily postponed to discovery W; not generalized to contract claims. C081
Q038 More than 30 consecutive days Specified state military calls; specified federal Guard branch Strict >30; the federal/state definitions differ. C076–C078
Q039 180 days Washington protection window after termination/release E; not automatically an additional .090 toll. C078
Q040 More than one-half support for 180 preceding days Washington’s additional dependent-definition branch Both support proportion and immediately preceding interval matter. S013 .010(3)(c); C077
Q041 Before expiration; after due; most recent payment Qualifying .270 payment E; no amount, date or allocation assumed; exact expiration boundary uncalculated. C058–C059
Q042 After expiration Acknowledgment/promise E; current text disallows restart/revival/extension; no new interval supplied. C060–C061
Q043 Qualifying military-service period Statutorily defined service interval X; federal/state scope and waiver qualifications separate. C075–C078
Q044 Qualifying absence, disability, war or prohibited-commencement interval Applicable statutory condition X; no universal additive duration. C046–C051
Q045 Not later than 30 days First specified contact in qualifying bad-check program Statutory written-dispute safeguard; not a universal revival disclosure or limitation period. C096
Q046 First day excluded; last included subject to listed nonbusiness days Applicable computation provision K; CR/CRLJ 6 moves the terminal point to the next qualifying day. Forum/application unresolved. C057
Q047 Statutory effective/application dates Dates in C066 and C082–C095 V; publication/access dates are not legal effective dates.

The banking presentment cutoffs and documentary-draft processing intervals were read as cross-references but are not used to produce a dishonor date or limitation result. They remain within B009 rather than being silently converted into an ordinary debt calendar.

3. Actual source register

Currency and read conventions

Every source registered below was accessed for this component on October 28, 2026 PDT.

  • WA-current: official Washington legislative text displayed on access. The pages did not supply a comprehensive “through” date. Relevant source histories and the selected original enactments are identified below.
  • US-10/7: OLRC text expressly stated currency through Public Law 119-120, October 7, 2026. The October 8–28 legislative-update gap was not independently closed.
  • eCFR-10/26: the accessed eCFR display stated currency through October 26, 2026. eCFR identifies itself as authoritative but not the official legal edition.
  • PDF text: parsed text was read. Page pixels were not inspected. Printed-page and zero-based PDF-index references are given where relied upon.
  • GPO-dynamic: official GPO document route, but the returned extract did not establish its edition. It is not represented as a fully current 2026 consolidation.

A chapter/title keeps one source ID across its sections and formats. Original enactments are separately identified for version verification, not counted as independent corroboration of their own codification.

3.1 Washington codification and court rules

Source ID Issuer/title and direct literal HTTPS URL Actual read bounds, status, application and limitations
S_WA-P3-S001 Washington Legislature, Chapter 4.16 RCW—Limitation of actions. https://app.leg.wa.gov/rcw/default.aspx?cite=4.16&full=true Also section renditions: https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.270 ; https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.280 ; https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.180 ; https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.190 WA-current. Full operative text read for .005; .020; .040; .080; .130; .150–.290; .300–.310, including displayed histories/notes relevant to those provisions. Special .030, .050–.070 and adjacent special provisions were also encountered/read, without completing their sectors. Later construction/sector incorporations are not claimed complete. Selected 2002, 2007, 2012, 2019, 2020, 2023 and 2026 enactments below.
S_WA-P3-S002 Washington Legislature, Chapter 4.18 RCW—Uniform Conflict of Laws—Limitations Act. https://app.leg.wa.gov/rcw/default.aspx?cite=4.18&full=true WA-current. Entire chapter read: .010–.040, .900–.902 and histories. Original 1983 act: S034. Conflicts-law construction remains held.
S_WA-P3-S003 Washington Legislature, Title 62A RCW—UCC, selected provisions. Article 1: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-101 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-103 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-301 WA-current. Complete selected sections and displayed notes read. General supplementary-law and choice rules do not resolve the held revival/conflicts questions. The 2012 application/saving note was read; original 2012 act not fully traced.
S003 — same document ID UCC Article 2: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-102 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-105 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-106 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-725 Complete selected sections/subsections and histories read. Goods/hybrid scope, breach/warranty accrual, contractual shortening, second-action and transition qualifications included. Attached-realty/title-transfer and other specialized incorporations not completed.
S003 — same document ID UCC Article 2A: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2A-102 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2A-103 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2A-506 Complete selected sections, including definition index and notes, read. Finance-lease, hybrid and Article 9A definition branches remain bounded. Original 1993 enactment not fully retrieved/read.
S003 — same document ID UCC Article 3: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3&full=true ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-118 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-409 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-501 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-502 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-504 Full relied-on 3-102, -103, -104, -105, -106, -108, -109, -118(a)–(g), -409, -501, -502 and -504 read. Not the entire Article. Source histories and relevant notes read. Original 1995 change: S035; selected 2023 changes: S036.
S003 — same document ID UCC Article 4 and transition provisions: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-104 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-301 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-302 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.10&full=true ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.11&full=true 4-104, -301 and -302 read completely. Chapter 10’s effective/transition text and 11-110–112 read; other transition text encountered but not used for a secured-transactions conclusion. Specialized Article 4 defenses, agreements, Federal Reserve overrides and older original enactments remain held.
S_WA-P3-S004 Washington Legislature, RCW 6.17.020—Judgment execution and extensions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.17.020 WA-current. All (1)–(8), history and displayed notes read. Latest listed amendment 2022 c260 §5; original 2002 amendment read at S041. Full 2022 criminal-obligation application and 4.64.030 incorporation not completed.
S_WA-P3-S005 Washington Legislature, RCW 4.56.210—Cessation of judgment lien. https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.210 WA-current. Full (1)–(3), history and notes read. Full judgment-lien creation/perfection and collateral regimes excluded.
S_WA-P3-S006 Washington Legislature, RCW 6.01.020—Date of entry of judgment. https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.020 WA-current. Full section/history read. Definition applies to the provisions expressly named.
S_WA-P3-S007 Washington Legislature, RCW 64.04.007—Owner-occupied security release and remaining debt. https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.007 WA-current. Full (1)–(4), including notice, purpose exclusions and owner-occupied definition, read. Original enactment S033. No broader foreclosure determination.
S_WA-P3-S008 Washington Legislature, RCW 4.08.080—Assigned choses in action. https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.080 WA-current. Entire section and history read. Negotiable-paper proviso preserved; full holder/defense law not completed.
S_WA-P3-S009 Washington Legislature, Chapter 1.80 RCW—UETA. https://app.leg.wa.gov/rcw/default.aspx?cite=1.80&full=true WA-current. .010–.090 fully read, including definitions, scope, prospective application, agreement, legal recognition and attribution. Other portions only incidental. Latest scope amendment listed 2024 c188 §17; original 2020 prospective clause read at S042. Transferable-record/E-SIGN branch held.
S_WA-P3-S010 Washington Legislature, RCW 4.28.180—Out-of-state personal service. https://app.leg.wa.gov/rcw/default.aspx?cite=4.28.180 WA-current. Full section/history read. Used only to identify the service interaction; no jurisdiction, valid-service or answer-deadline determination.
S_WA-P3-S011 Washington Legislature, Chapter 11.40 selected probate claims provisions. https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.010 ; https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.051 ; https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.060 WA-current. Complete selected bodies and displayed notes read. Notice/presentation sections .020, .040, .070, chapter 11.42 and survival law not fully read. No complete probate calendar.
S_WA-P3-S012 Washington Legislature, RCW 11.130.265—Basis for appointment of guardian for adult. https://app.leg.wa.gov/RCW/default.aspx?cite=11.130.265&pdf=true Official PDF certified July 12, 2024, printed p.1 [index 0], full (1)–(3) and history read. Legal rather than diagnosis-only determination. Does not establish full chapter currency through October 2026 or automatically satisfy .190.
S_WA-P3-S013 Washington Legislature, Chapter 38.42 RCW—Servicemembers’ civil relief. https://app.leg.wa.gov/rcw/default.aspx?cite=38.42&full=true WA-current. Full .010, .020, .030, .040, .090, .100 and .120 read, with histories; other sections incidental/partial. Relevant 2025/2026 amendments S037–S038. No complete relief/remedies investigation.
S_WA-P3-S014 Washington Legislature, RCW 38.08.040—Governor’s active-service authority. https://app.leg.wa.gov/rcw/default.aspx?cite=38.08.040 WA-current. Full operative section and note read, solely as .010(6)(b)’s incorporation.
S_WA-P3-S015 Washington Legislature, RCW 1.12.040—Computation of time. https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040 WA-current. Full statutory text and rule references read. Incidental case citations were not investigated.
S_WA-P3-S016 Washington Legislature, RCW 1.16.050—Legal holidays and recognized days. https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050 WA-current. (1)–(7), history and merger notes read. Legal holidays distinguished from merely recognized days. No actual calendar calculation or complete original-amendment audit.
S_WA-P3-S017 Washington Courts, Superior Court Civil Rules: https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_01_00_00.pdf ; https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_03_00_00.pdf ; https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf ; https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdf Each one-page PDF [index 0] read completely, including amendment footers. Current posted rules; original adoption orders not separately authenticated. CR 81 preserves special-proceeding qualifications. Full CR 4/4.1 service regimes not read.
S_WA-P3-S018 Washington Courts, Civil Rules for Courts of Limited Jurisdiction: https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_03_00_00.pdf ; https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_06_00_00.pdf Each one-page PDF [index 0] read completely. Original orders, CRLJ 1/11 and full service/jurisdiction rules not completed.
S_WA-P3-S019 Washington Legislature, RCW 19.16.250—Selected debt-collection filing restriction. https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.250 WA-current. Introductory applicability language and subsection (27) fully read. Other provisions not used to rerun licensing or collection regulation.
S_WA-P3-S020 Washington Legislature, RCW 74.20A.020—Support definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=74.20A.020 WA-current. Introductory text and (1)–(9), especially full (6), read. .055 procedure and full support regime not read.
S_WA-P3-S021 Washington Legislature, RCW 3.66.120 and 2022 effective-date note. https://app.leg.wa.gov/RCW/default.aspx?cite=3.66.120 WA-current. Full (1)–(5) and notes read to follow S004’s amendment note. Original 2022 c260 not read; no completed criminal-financial-obligation analysis.

3.2 Federal codification, regulations and incorporated definitions

Source ID Issuer/title and direct literal HTTPS URL Actual read bounds, currency and limitations
S_WA-P3-S022 U.S. House OLRC, FDCPA selected provisions. https://uscode.house.gov/us/usc/119-120/t15/s1692a/ ; https://uscode.house.gov/us/usc/119-120/t15/s1692e/ ; https://uscode.house.gov/us/usc/119-120/t15/s1692o/ ; https://uscode.house.gov/us/usc/119-120/t15/s1692p/ US-10/7. Complete operative definitions, §1692e prohibitions, state-exemption text, and bad-check exception (a)–(c) read. Source/amendment notes examined; not every historical note/incorporation traced to original enactment. No cases/remedies investigation.
S_WA-P3-S023 OFR/GPO eCFR and CFPB, Regulation F. https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-A/section-1006.1 ; https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-A/section-1006.2 ; https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-B/section-1006.26 ; https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-D/section-1006.108 ; agency rendition https://www.consumerfinance.gov/rules-policy/regulations/1006/26/ eCFR-10/26. All four selected operative sections read, including .2 exclusions and .26 bankruptcy exception. Agency .26 body also read. Title-wide October 23 amendment metadata is not treated as .26’s amendment date. Appendix A and other collection/disclosure rules not completed.
S_WA-P3-S024 CFPB/OFR/GPO, Debt Collection Practices (Regulation F), final rule, 86 FR 5766. https://www.govinfo.gov/content/pkg/FR-2021-01-19/pdf/2020-28422.pdf ; same instrument’s HTML https://www.federalregister.gov/documents/2021/01/19/2020-28422/debt-collection-practices-regulation-f Official adopted-rule PDF: DATES at printed p.5766 [0]; selected amendatory text at pp.5853–5854 [87–88], including complete adopted .26. HTML header/DATES only. Not all 97 pages read. No litigation-status or later-correction audit beyond current .26 comparison.
S_WA-P3-S025 U.S. House OLRC, 12 U.S.C. 5519—Auto-dealer exclusion. https://uscode.house.gov/us/usc/119-120/t12/s5519/ US-10/7. Full (a)–(f), source and displayed notes read. Defined-vehicle incorporation partly current/partly historical at S044; no entity classification.
S_WA-P3-S026 U.S. House OLRC, SCRA selected provisions. https://uscode.house.gov/us/usc/119-120/t50/s3936/ ; https://uscode.house.gov/us/usc/119-120/t50/s3911/ ; https://uscode.house.gov/us/usc/119-120/t50/s3912/ ; https://uscode.house.gov/us/usc/119-120/t50/s3917/ ; https://uscode.house.gov/us/usc/119-120/t50/s3918/ US-10/7. Complete operative selected sections read, with relevant source/codification/effective notes. Original 2003 application act and induction-specific historical incorporation not fully traced. S027 currency limitation affects incorporated military definitions.
S_WA-P3-S027 GPO, 10 U.S.C. 101—Military definitions. https://www.govinfo.gov/link/uscode/10/101 GPO-dynamic, edition unverified. (a)(4)–(5), printed p.20 [0], and (d)(1), printed p.22 [2], read. Not the full twelve-page extract or complete amendment history. Explicit 2025 route failed.
S_WA-P3-S028 U.S. House OLRC, 32 U.S.C. 502—National Guard duty. https://uscode.house.gov/us/usc/119-120/t32/s502/ US-10/7. Full operative (f)(1)–(3), surrounding statutory text and source/history examined. Executive memoranda not used to determine any service eligibility.
S_WA-P3-S029 GPO, 12 U.S.C. 5002—Check Truncation Act definitions. https://www.govinfo.gov/link/uscode/12/5002 GPO-dynamic, edition unverified. Full (6), and (13)’s noncash cross-reference, printed p.1776 [1], read. Only an incorporated-definition source; not a completed check/bank regime.
S_WA-P3-S030 U.S. House OLRC, 1 U.S.C. 2—County includes equivalent subdivisions. https://uscode.house.gov/us/usc/119-120/t1/s2/ US-10/7. Entire section/source read for §1692p(c)(1).
S_WA-P3-S044 OFR/GPO/NHTSA, Incorporated vehicle definitions. https://www.ecfr.gov/current/title-49/subtitle-B/chapter-V/part-575/subpart-B/section-575.103 ; https://www.govinfo.gov/content/pkg/CFR-2025-title49-vol6/pdf/CFR-2025-title49-vol6-sec571-3.pdf .575.103(a)–(d), especially complete (d), and source history read, eCFR-10/26. For .571.3, current eCFR failed; October 1, 2025 edition definitions of motor home/multipurpose vehicle at p.313 [2], recreation vehicle trailer at p.314 [3], and trailer at p.315 [4] read. Later-currentness gap remains. Unrelated technical standards not relied on.
S_WA-P3-S045 GPO, 12 U.S.C. 4001—Expedited Funds Availability Act definitions. https://www.govinfo.gov/link/uscode/12/4001 GPO-dynamic, edition unverified. Complete (14), printed p.1580 [1], and displayed source/effective notes read. Its additional Board-regulation classification branch was not followed. No funds-availability or bank-liability conclusion.

3.3 Original Washington enactments

Source ID Issuer/title and direct literal HTTPS URL Read bounds and legal status
S_WA-P3-S031 Washington Legislature, 2019 c377, HB 1730. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/House/1730.SL.pdf?cite=2019+c+377+s+1 Cover [0] and complete §§1–2, printed pp.1–2 [1–2]. Enacted; effective July 28, 2019. Complete operative act read; no express retroactivity clause.
S_WA-P3-S032 Washington Legislature, 2007 c124, HB 1145. https://lawfilesext.leg.wa.gov/biennium/2007-08/Pdf/Bills/Session%20Laws/House/1145.SL.pdf?cite=2007+c+124+s+1 Cover [0], complete §§1–2, pp.1–2 [1–2]. Enacted; effective July 22, 2007. Express account-receivable application clause read.
S_WA-P3-S033 Washington Legislature, 2012 c185, ESHB 2614. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/2614-S.SL.pdf?cite=2012+c+185+s+3 Cover [0]; complete §1 pp.1–2 [1–2]; §3 pp.4–5 [4–5]; §15 p.42 [42]. Enacted; relevant sections effective June 7, 2012. Other foreclosure provisions not fully read.
S_WA-P3-S034 Washington Legislature/Code Reviser, 1983 c152—Uniform Conflict of Laws—Limitations Act. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1983c152.pdf?cite=1983+c+152+s+1 Chapter’s §§1–10, printed pp.663–665 [0–2], read through its end; adjacent chapter excluded. Enacted historical original. §5 uses the act’s effective date; current codification supplies July 24, 1983.
S_WA-P3-S035 Washington Legislature, 1995 c74, SB 5165. https://lawfilesext.leg.wa.gov/biennium/1995-96/Pdf/Bills/Session%20Laws/Senate/5165.SL.pdf?cite=1995+c+74+s+1 Cover [0], complete §1(a)–(g), pp.1–2 [1–2]. Enacted; effective July 23, 1995. Washington-specific draft-period amendment verified.
S_WA-P3-S036 Washington Legislature, 2023 c266, SSB 5077—UCC amendments. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5077-S.SL.pdf?cite=2023+c+266+s+201 Cover [0]; §§201, 301, 401 at pp.8–9, 12, 19–21 [same indices]; §§1103–1109 and §1204 at pp.130–134 [same indices]. Selected adjacent definitions partially read. Enacted; effective January 1, 2024. Not the whole 135-page act.
S_WA-P3-S037 Washington Legislature, 2026 c207, SB 5420. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5420.SL.pdf?cite=2026+c+207+s+3 Cover [0]; relevant §2 definitions pp.1–3 [1–3]; complete §3 pp.3–4 [3–4]. Enacted; effective June 11, 2026. Other benefits provisions not investigated.
S_WA-P3-S038 Washington Legislature, 2025 c306, E2SHB 1440. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/House/1440-S2.SL.pdf?cite=2025+c+306+s+14 Complete §14 pp.42–43 [42–43]; §§16–17 p.43 [43]. Enacted; effective January 1, 2026. Seizure application clause read; full forfeiture regime excluded.
S_WA-P3-S039 Washington Legislature, 2023 c102, SSB 5087. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5087-S.SL.pdf?cite=2023+c+102+s+4 Cover [0], complete §4 p.3 [3]. Enacted; effective July 23, 2023. Other provisions not fully read.
S_WA-P3-S040 Washington Legislature, 2026 c36, HB 2632. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/House/2632.SL.pdf?cite=2026+c+36+s+3 Cover [0]; complete §3 p.2 [2]; §§44–45 p.89 [89]. Enacted; §3 effective June 11, 2026. Specified other sections have 2027 delayed/expiration dates. Not all ninety pages read.
S_WA-P3-S041 Washington Legislature, 2002 c261, E2SSB 5827. https://lawfilesext.leg.wa.gov/biennium/2001-02/Pdf/Bills/Session%20Laws/Senate/5827-S2.SL.pdf?cite=2002+c+261+s+1 Cover [0]; complete §1(1)–(8), pp.1–3 [1–3]; §2 pp.3–4 [3–4]. Enacted; effective June 13, 2002. Later sections only partial; current 2022-amended enforcement text separately read at S004.
S_WA-P3-S042 Washington Legislature, 2020 c57, ESSB 6028—UETA. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/Senate/6028-S.SL.pdf?cite=2020+c+57+s+4 Cover [0]; §§3–5 pp.3–4 [3–4]; selected legal-recognition/attribution passages pp.5–6 [5–6]; §§91–92 p.95 [95]. Enacted; effective June 11, 2020. Not all 96 pages read.
S_WA-P3-S043 Washington Legislature, 2020 c312, ESSB 6287—Guardianship amendments. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/Senate/6287-S.SL.pdf?cite=2020+c+312+s+702 Cover [0]; complete §702 p.152 [152]; §902 p.210 [210]; §§906–907 pp.215–216 [215–216]. Enacted; §702 effective January 1, 2022. Recovered the specific original effective-date route; not the whole current guardianship chapter or 217-page act.

4. Conditional branches and indispensable-dependency crosswalk

This table records legal research dependencies, not requests for facts or instructions to take action.

Branch Missing predicate or authority Adverse inference blocked Exact next generic inquiry
B001 Written-agreement, unwritten-liability, account-receivable or residual classification; treatment of assigned receivables under “claimant’s business.” Selecting a period from a product label, absence of a signed paper, or uncertainty alone. Resolve the generic classification boundaries under .040(1)–(2), .080(3), .130 and 4.08.080. Judicial construction remains outside this pass. C001–C006, C063.
B002 Reciprocal demands, qualifying account continuity and effect of the statutory item gap. Treating every running balance or sequence of bills as a mutual account; using a “last activity” label as accrual. Resolve the statutory meaning and interaction of .150 with .040(2)/.080(3). C007–C008.
B003 Article 3 negotiability and the exclusion/override branches in 3-102. Assigning 3-118 to every promissory document; treating nonnegotiability as proof of a particular fallback period. Follow the applicable Article 4/4A/8/9A branch and general contract classification; examine 4-111 if a bank-collection claim is the category. C019–C028.
B004 Goods/sale/lease/hybrid characterization; security-only arrangements; special statutory controls; lease indemnity wording. Treating every written sale/lease as six years or every “lease” as Article 2A; repairing the indemnity sentence by assumption. Resolve 2-102/105/106 and 2A-102/103 scope, relevant finance-lease incorporations, and 2A-506(2)’s indemnity construction. C009–C018.
B005 Generic breach accrual, separate installment accrual, demand prerequisites, effective acceleration and de-acceleration. Starting at signature, first missed payment, final maturity or a label without authority; resetting all installments together. Judicial construction of .005/.040/.080 and effective acceleration remains held; compare only with the express 3-118(a) rule. C001, C020–C021, C080.
B006 Availability and scope of discovery, equitable tolling, estoppel, waiver, or contractual modification beyond the express clauses read. Applying fraud or warranty discovery to every debt; importing a lease extension prohibition from the sales statute. Identify the exact generic doctrine and its relation to 2-725/2A-506 and .080(4); judicial construction held. C010–C018, C081.
B007 Substantive governing law, conflicts selection, .290/chapter 4.18 reconciliation and specialized UCC choice provisions. Automatically selecting Washington law from forum/residence or a contract label; importing a foreign period without its accrual/tolling. Resolve 4.18.020–.040 with .290 and 1-301; follow only the specialized choice provision implicated by a generic category. C042–C045, C098.
B008 Demand versus definite time; special check/CD category; legally qualifying demand or acceptance. Using one note period for all instruments or treating ordinary contact as demand/acceptance. Apply the complete definitions in 3-103/104/108/409 to the generic branch; preserve C026’s dual CD predicate. C020–C029.
B009 Actual statutory dishonor, presentment/excuse, bank-return/accountability conditions and overriding banking law. Treating nonpayment or refusal to certify as universal dishonor; computing a date from incomplete bank-processing rules. Complete only the implicated 3-501/502/504 and Article 4/Federal Reserve incorporation; 4-208 defenses and other specialized dependencies remain open. C024, C030.
B010 Who legally made a payment, authority/agency, allocation, installment versus whole obligation, and “after it is due.” Every transfer or third-party payment restarts every balance; a nominal/unallocated amount necessarily qualifies. Resolve .270’s generic payor, authority, allocation and due-condition construction. C058–C059, C062.
B011 Sufficient acknowledgment/promise content, conditional language, signed party, continuing versus genuinely new obligation and resulting accrual. Every signature, dispute, offer or reference to a debt is a sufficient new promise. Resolve .280’s sufficiency and effect; do not use a purported new obligation to presume avoidance of its post-expiration prohibition. C060–C062.
B012 Pre-/post-2019 application; expired versus unexpired status; reconciliation with 3-118. Post-expiration payment or writing revives under current text; every UCC clock restarts identically; all instruments are categorically carved out. Interpret 2019 c377’s temporal application and the relationship among .270, .280, 1-103(b) and 3-118. C058–C066.
B013 UETA consent, intent, attribution, legal aspect governed, earlier electronic law and transferable-record/E-SIGN branches. Every typed name/click is sufficient; electronic format is universally invalid; Article 3 scope is ignored. Follow 1.80.020–.080 and only indispensable electronic-record incorporations. No actual writing examined. C064, C085.
B014 Absence/concealment construction, available service, jurisdiction and any constitutional limitation on application. Every out-of-state interval tolls automatically. Resolve .180 with 4.28.180/.185 and applicable service rules; judicial/constitutional construction held. C046.
B015 Full current chapter 11.130 incorporation and its relation to inability to understand proceedings; qualifying status at accrual. Diagnosis, guardianship status, age of a defendant, or any incarceration alone establishes tolling. Verify the complete current statutory determination framework, then its .190/.250/.260 relationship. S012 is only a 2024-certified section; S043 resolves only the 2020 amendment date. C047–C048.
B016 Survival, probate/nonprobate claim, notice, ascertainability, presentation and insurance qualifications. Automatic one-year death extension or substitution of an ordinary contract period for a nonclaim bar. Follow 11.40.020/.040/.070, chapter 11.42 and survival provisions as indispensable; no probate calendar is completed. C052–C053.
B017 Nature of a stay/prohibition, qualifying prior action and termination, or bankruptcy overlay. Every dismissal permits refiling; every bankruptcy stay simply adds its duration; .26 permits a bankruptcy claim. Distinguish .230/.240, 2-725(3), 2A-506(3) and, if required in a later bounded branch, 11 U.S.C. 108(c), 362 and relevant claim/discharge provisions. C013, C018, C050, C054, C072.
B018 Washington military-call definitions, dependent qualification, waiver, and relationship between protection window and service-time exclusion. Automatically adding 180 days; treating federal/state definitions as interchangeable; assuming all categories share the Guard nexus wording. Reconcile 38.42.010/.020/.040/.090/.100; retain the >30-day call condition and distinct dependent tests. C077–C078.
B019 Current incorporated military definitions, qualifying Guard duty, pre-service orders, waiver and historic application. All military affiliation qualifies; all dependents receive federal §3936(a) tolling; protected-order time automatically equals service time. Close S027’s edition gap, then the necessary 3911/3917/3918/3936 relationship and historic application only where material. C075–C076.
B020 Judgment type, relevant entry/filing/transcript event, extension conditions, foreign expiration and action-versus-enforcement classification. All judgments last twenty years; a new Washington filing necessarily defeats the originating jurisdiction’s expiration; lien and suit clocks are identical. Follow 4.64.030 and the applicable foreign-judgment chapter; resolve action-on-judgment accrual and the express .020(7) exceptions. C032–C037.
B021 Support, tax, assessments, state/public claims, criminal obligations, construction/repose and other special sectors. Ordinary six/three-year rules govern every money liability; state-benefit immunity applies to every public creditor. Separate generic sector passes, including relevant support definitions/procedure and .300–.320/64.50 if construction is implicated. C031, C038–C041, C049.
B022 Forum, applicable commencement/service rules, publication, special proceedings, calendar and rule-version history. Filing or service alone is always enough; service-first is universally allowed; mailing adds three days to all limitation periods. Complete the particular generic CR/CRLJ/service incorporation and authenticate an original rule order if historical timing matters. C055–C057.
B023 Consumer-purpose transaction and covered collector status, including exclusions and security-interest-only scope. Federal .26 covers every creditor, business debt or foreclosure activity—or excludes every secured obligation. Apply only the complete generic statutory definition/exclusion tests; no entity or obligation investigation. C067–C074.
B024 Current incorporated motor-vehicle definitions and all §5519 conditions/exceptions. A vehicle-related activity automatically has a federal collection exemption. Obtain a current ordinary official rendition of 49 CFR 571.3 or verify changes after the October 1, 2025 edition; retain §5519(b)/(c) limits. C070; S044.
B025 Complete bad-check incorporated definitions/regulatory classifications; any actual federal state-exemption instrument. A prosecutor connection or state regulation alone creates an exclusion; the special thirty-day safeguard is a universal revival disclosure. Verify current 12 U.S.C. 5002/4001 definitions and necessary Board rules; separately read Appendix A and any applicable exemption regulation. C096–C097.
B026 Older original enactments/orders, pre-effective rights, and post-snapshot federal updates. Current wording automatically governs every historical event; a page update equals legal effectiveness; an unverified edition is current. Close the specific version gaps identified in C066/C082–C095 and the source register. No indiscriminate historical rerun.
B027 Legal effect beyond the particular action bar: extinguishment, collateral, reporting, discharge or other collection conduct. Time-barred means discharged; expired reporting means expired suit; a remaining debt authorizes any collection method. Separate the precise statutory consequence and conduct regime. FCRA, full bankruptcy and collateral law remain unexamined. C031–C036, C071–C072, C079.
B028 Judicial construction, contrary authority and subsequent judicial history. Absence of researched cases proves absence of contrary authority or validates every literal-text application. This dependency remains expressly outside the owner’s no-case/opinion boundary. No named case/opinion/docket inquiry was performed.

5. Wholly blank public-law worksheet

All entry cells are intentionally blank. This worksheet contains no identifying facts, transaction, event date, completed analysis or result.

Public-law research field Entry
Component identifier
Generic claim category
Governing statutory provision
Applicable edition or version
Effective/application clause
Necessary definition
Necessary incorporation
Accrual rule
Reference-event category
Period and unit
Inclusive/exclusive boundary wording
Applicable computation rule
Installment rule
Acceleration rule
Demand requirement
Acknowledgment/promise requirement
Payment qualification
Expired/unexpired distinction
Assignment provision
Tolling provision
Commencement provision
Special-liability exclusion
Federal conduct provision
Unresolved legal dependency
Primary-source URL
Exact pinpoint
Source currency
Actual access date
Read extent
Research status

6. Granular scope coverage and remaining gaps

Requested element Status in this pass Sources/claims/branches Exact remaining evidence or boundary
1 — Current official ordinary limitation statutes Answered as public text S001; C001–C008 Actual legal classification and judicial accrual construction remain held.
1 — Written versus unwritten liability Answered conditionally C002–C004; B001 No assumption that document labels or absence of writing alone decide the branch.
1 — Open/mutual/current accounts Answered text; application held C003, C007–C008; B002 Reciprocity, continuity and account-receivable interaction.
1 — Notes/negotiable instruments Core period matrix answered S003, S035; C019–C030 Negotiability, legal demand/acceleration/dishonor and specialized overrides remain conditional.
1 — Installments versus acceleration Express UCC rule answered; ordinary rule held C020–C021, C080; B005 Generic judicial construction for non-UCC installments and effective acceleration.
1 — Judgments/decrees Distinctions answered; full procedure partial S004–S006, S041; C032–C037 4.64.030, foreign-judgment regime, action accrual and exception construction.
1 — Other material contract categories Sales and goods leases answered conditionally C009–C018; B004 Hybrid/finance/security characterization and lease indemnity wording.
1 — Special liabilities/taxes/support/public debts Identified and bounded C038–C041; B021 Separate sector regimes remain open; no ordinary default assigned.
1 — Suit bar versus extinguishment/reporting/judgment/collateral Answered as distinction C031–C036, C079; B027 No complete FCRA, bankruptcy, collateral or lien-perfection investigation.
2 — General accrual text Answered C001, C080 Statute says after accrual; does not supply every ordinary-contract trigger.
2 — Execution/maturity/default/demand UCC and goods/lease triggers answered; ordinary classification held C010–C011, C015–C016, C020–C030 No event date or effective demand/acceleration assumed.
2 — Last account item Answered conditionally C007–C008 Only the defined reciprocal account branch.
2 — Discovery Express clauses answered C010–C011, C015–C016, C081 Broader discovery/equitable doctrines held.
2 — Borrowing/choice of law Statutory framework answered; reconciliation partial S002, S003; C042–C045, C098 Governing-law/conflicts construction and specialized UCC branches.
2 — Absence/disability/service tolling Text answered; qualification partial C046–C051, C075–C078 Service-availability construction, complete guardianship incorporation and military qualification.
2 — Other exceptions/commencement/counting Answered to selected generic text C052–C057 Probate, full service and forum-specific counting remain held; no deadline calculation.
3 — Payment, acknowledgment and promise Current operative clauses fully read and answered S001, S031; C058–C066 Allocation, authority, sufficiency and legacy/UCC reconciliation remain held.
3 — Oral contact/unperformed offer Boundary answered C060–C062 No automatic legal effect; no advice to communicate, pay or refrain.
3 — Expired versus unexpired Current distinction answered C058–C061, C066 Pre-2019 temporal application and exact boundary classification held.
3 — Assignment/debt sale Generic statutory distinction answered S008; C063, C074 No assignment-based restart inferred; specialized negotiable defenses held.
3 — Electronic writing/signature Partial S009, S042; C064, C085 Scope, attribution, consent, Article 3/E-SIGN and older-law branches.
4 — Federal suit/threat prohibition Answered to actual rule and definitions S022–S025; C067–C074 Covered status and applicable state expiration remain predicates.
4 — Exclusions/incorporations Substantial text read; narrow gaps held C069–C070, C096–C097; B023–B025 Definition edition gaps, Board-rule branch, Appendix A/exemption instrument.
4 — Indispensable federal tolling SCRA text answered conditionally S026–S028; C075–C076 Military-definition currency and specialized historical/waiver relationships.
4 — No universal revival disclosure/full federal rerun Boundary preserved C079; B027 Other disclosure, TSR, CROA, reporting and bankruptcy regimes remain open.
5 — Literal URLs/pinpoints/read extent/status Supplied visibly Source register S001–S045 Currentness gaps explicitly marked; failed routes below are not evidence.
5 — Original amendment/application verification Completed for material selected changes; older branches partial C066, C082–C095 Specific original-order/legacy enactment gaps remain held.
5 — Contrary authority/subsequent history Held by scope B028 No case/opinion/docket investigation; current codification is not a judicial-history assurance.
6 — Complete visible evidence tables Supplied Claims, quantities, sources, branches, coverage and logs No table or substantive deliverable is deferred to a download.
6 — Wholly blank worksheet Supplied §5 No factual or invented scenario populated.
Registry dimension 3 overall Public-text component substantially answered, with explicit legal dependencies All above No acceptance of the entire dimension, state dossier or A066 is implied.
P1/P2 fee/access/fair-share/nonprofit/cancellation interactions Unchanged; excluded from this pass Supplied scope context only No patch, reopening or reliance on those substantive findings.
All other Washington categories Remain open B021, B027–B028 and supplied exclusions Full collection, litigation, agreements, funds/bond/remedies, execution exemptions, secured debt, sectors, local/tribal issues, contracts and case-law coverage require their separate passes.

7. Read, search and failure log

7.1 Actual read log

The actual-read-bounds column in S001–S045 is the document-level read log. It distinguishes complete selected sections from partial documents and identifies the parts not read.

Read group What was actually done What is not claimed
Core Washington law Read official chapter/section bodies, relevant definitions, operative exceptions and displayed source/application notes. A search result, index entry or heading was not counted as statutory evidence.
UCC Read complete selected limitation subsections and the listed scope, instrument, presentment, dishonor and transition provisions. The whole UCC, all banking rules, collateral priorities or all specialized choice rules were not read.
Judgment/procedure Read the full selected judgment sections and posted CR/CRLJ PDFs listed in the register. Full renewal filing procedure, valid service, jurisdiction or an actual calendar was not established.
Revival/version work Read the complete 2019 two-section act, the complete selected 2007 and 1995 acts, and bounded operative/effective clauses in the larger acts. Retrieval of a large PDF was not treated as reading every page.
Federal collection law Read operative FDCPA definitions/exclusions/prohibitions and Regulation F scope, definitions, .26 and .108; read the original adopted .26. Full FDCPA remedies, disclosure rules, bankruptcy law or judicial validity/subsequent history was not researched.
Military/disability incorporations Read the selected current codification, recovered original effective clauses, and the specific incorporated definition passages. A readable historical/edition-uncertain definition was not promoted to fully current law.
PDF method Read parsed statutory/rule text with printed-page and zero-based page indices. No claim of visual page-pixel inspection.
Duplication control Reused document IDs across chapter sections and multiple renditions. HTML/PDF/current-code/original-act versions were not treated as independent witnesses.

7.2 Public web-search log

These were the general public-web queries used; direct official URL openings and statutory cross-reference navigation supplied most of the research.

Search Exact query Result/use
Search 1 site:uscode.house.gov "1692a" "Definitions" "2026" Located the working OLRC route; operative text was then opened and read.
Search 2 site:uscode.house.gov "3936" "Statute of limitations" Discovery route for the federal tolling provision; actual official body subsequently read.
Search 3 site:courts.wa.gov court_rules CR 6 computation time CR 3 commencement Generic court-rule discovery; official rule PDFs subsequently opened directly.
Search 4 site:app.leg.wa.gov "11.130.265" "Basis" Located the official section PDF after HTML routes failed. It resolved only the section-text route and retained its 2024 certification limit.

Document-internal searches located statutory sections, effective-date headings, amendment clauses and defined terms. Located passages were opened/read in context. Searches that produced no exact match—such as a guessed section number or “Recreational vehicle” where the printed term was “Recreation vehicle trailer”—were followed by a different term or actual passage, not treated as evidence of legal absence.

No named case, opinion, party, docket, provider, account, contract or transaction search was performed.

7.3 Discovery, duplicate-format and nonrelied routes — not the source register

Route/material Actual treatment
Search results for archived/title-level guardianship PDFs and chapter indexes Discovery only unless specifically registered as read. No claim that the whole guardianship chapter became available/current.
https://www.govinfo.gov/link/uscode/12/5519 Duplicate PDF route retrieved; operative reliance is on the complete OLRC text in S025. Not independent corroboration.
FederalRegister.gov HTML version of the 2021 final rule Header/DATES read; full operative reliance is on S024’s official PDF and S023’s current text. A linked later correction was not fully investigated.
https://uscode.house.gov/us/usc/119-120/t50/s3937/ Adjacent interest provision partially encountered; discarded as limitation authority. No interest-rate finding made.
https://app.leg.wa.gov/rcw/default.aspx?cite=73.16.070 Read after following a note; current subject is USERRA-related. It was not used as the SCRA limitation source.
Incidental sector provisions and adjacent PDF pages Not used to claim complete tax, support, construction, criminal, banking, forfeiture, healthcare or secured-debt coverage.
Prior P1/P2 exclusion records supplied in the prompt Scope context only. No substantive findings or prior access were attributed to this research.

7.4 Bounded failed-route log

All attempts below occurred on October 28, 2026 PDT. A recovered route resolves only the exact gap described.

Failure ID Literal attempted route and observed failure Materially different ordinary route / remaining status
F001 https://www.ecfr.gov/current/title-12/chapter-X/part-1006/section-1006.1 — inaccessible Correct subpart-A route read completely, S023.
F002 https://www.ecfr.gov/current/title-12/chapter-X/part-1006/section-1006.2 — inaccessible Correct subpart-A route read completely, S023.
F003 https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1692a&num=0&edition=prelim — failed/404 route Official search located the /us/usc/119-120/ route, S022. Currency remains through October 7.
F004 https://app.leg.wa.gov/rcw/default.aspx?cite=62A.12-101 — inaccessible Original 2023 session law read for the necessary effective/saving clauses, S036. Full Article 12 not thereby resolved.
F005 https://app.leg.wa.gov/rcw/default.aspx?cite=62A.12&full=true — inaccessible Same bounded recovery through S036; specialized Article 12 branches remain held.
F006 https://app.leg.wa.gov/rcw/default.aspx?cite=11.130.265 — inaccessible Official section PDF read, S012, certified July 12, 2024.
F007 https://app.leg.wa.gov/rcw/default.aspx?cite=11.130&full=true — inaccessible S012 resolves only .265; full current chapter incorporation remains held.
F008 https://app.leg.wa.gov/rcw/default.aspx?cite=11.130.915 — inaccessible Original 2020 act’s §§902/907 recovered, S043. Current complete .915 consolidation not established.
F009 https://app.leg.wa.gov/RCW/default.aspx?cite=11.130.915&pdf=true — inaccessible S043 resolves the specific original effective-date clause only.
F010 https://uscode.house.gov/us/usc/119-120/t10/s101/ — inaccessible GPO dynamic section PDF read, S027; edition unverified.
F011 https://www.govinfo.gov/content/pkg/USCODE-2025-title10/pdf/USCODE-2025-title10-subtitleA-partI-chap1-sec101.pdf — inaccessible No edition verification obtained from this route. S027 remains qualified.
F012 https://uscode.house.gov/us/usc/119-120/t12/s5002/ — inaccessible GPO dynamic PDF read, S029; edition unverified.
F013 https://uscode.house.gov/us/usc/119-120/t12/s4001/ — inaccessible GPO dynamic PDF read for (14), S045; edition and additional Board-rule branch remain qualified.
F014 https://www.ecfr.gov/current/title-49/subtitle-B/chapter-V/part-571/subpart-A/section-571.3 — redirected to an access-challenge page No challenge interaction or bypass. Separate GPO October 1, 2025 edition read, S044. Current 2026 definition gap remains.

The successful Washington legislative-body reads are independent of these narrow route failures. An inaccessible eCFR or guardianship URL is not evidence that chapter 4.16’s statutory bodies were inaccessible.

8. Researcher self-check and continuation boundary

Actual reading versus nonreading. The findings rest on the operative passages and bounded original enactments identified in the source register. Complete selected subsections were distinguished from partial large documents. Search snippets, indexes, page titles, provider claims and unreturned text were not treated as substantive proof. Parsed PDF text was not represented as page-pixel inspection.

Currentness. The Washington sources are the official text displayed on access, with selected amendment verification. The federal OLRC and eCFR currency dates are reported separately. The 2024-certified guardianship PDF, 2025 CFR edition and edition-uncertain GPO extracts retain their limitations. A source becoming readable resolved its exact access gap only.

Scope control. This pass did not investigate named cases/opinions/dockets or identifying persons, entities, obligations, records, contracts or transactions. It did not infer an actual accrual date, acceleration, governing law, residence, qualifying service status, filing deadline or outcome. The blank worksheet has no populated values. P1/P2 disputes remain unchanged.

Interpretive limits. The report preserves the differences between direct statutory language, bounded textual inference and unresolved judicial construction. In particular, it does not turn the current post-expiration prohibition into revival permission, assignment into a reset, a state period into federal collection permission, or a limitation defense into a discharge/reporting/collateral conclusion.

This is a researcher self-check, not independent review. The complete visible deliverable for this pass is above. The continuation boundary is the specific B001–B028 dependencies and the other state categories expressly left open; no broader Washington, registry-dimension or A066 acceptance follows.

END S_WA PASS-03.

Every captured table

Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

SWA correction of the C070 coverage pinpoint →
SWA exact original-row completion →
Two bounded source corrections →
1. Exact two-cell replacements →

Captured table 01

Claim ID · Precise public-text proposition · Authority, conditions and limits · 18 data rows

Claim IDPrecise public-text propositionAuthority, conditions and limits
S_WA-P3-C001Chapter 4.16 generally measures its periods after accrual, while preserving exceptions within the chapter and special limitations prescribed elsewhere.S001, RCW 4.16.005. Text established. It supplies no universal execution, maturity, default or discovery event. B001, B005, B021.
S_WA-P3-C002An action on a written contract, or an express or implied liability arising from a written agreement, has a six-year period, subject to the express mortgage-release exception.S001, .040(1); S007, 64.04.007(2). Classification and accrual remain separate. B001, B005.
S_WA-P3-C003An action on an account receivable has a six-year period. The definition concerns a payment obligation incurred in the ordinary course of the claimant’s business or profession, arising from one or more transactions, whether or not earned by performance.S001, .040(2). A written agreement is not stated as a prerequisite to this category. Assignment and the claimant-business language require care. B001.
S_WA-P3-C004An action on an express or implied contract or liability that is not in writing and does not arise from a written instrument has a three-year period, except an account receivable under .040(2).S001, .080(3). “Unwritten” alone does not establish the three-year branch. B001.
S_WA-P3-C005The general provision for rents, profits, and use or occupation of real estate states six years.S001, .040(3). This is not a completed landlord-tenant or other real-property sector analysis; special statutes remain reserved by .005. B021.
S_WA-P3-C006Relief not otherwise provided for has a residual two-year period after accrual.S001, .130. Uncertainty about classification does not establish that the residual category applies. B001.
S_WA-P3-C007For a mutual, open and current account involving reciprocal demands, the statutory accrual event is the last item proved on either side.S001, .150, first sentence. This is an accrual rule, not a freestanding period or a definition covering every revolving or unpaid account. B002.
S_WA-P3-C008A lapse of more than one year between a series of account items excludes those items from the statutory mutual-account treatment.S001, .150, second sentence. The text uses a strict “more than” boundary; reciprocity and account classification are still necessary. B002.
S_WA-P3-C009An action for breach of a contract for the sale of goods has a four-year period after accrual.S003, 62A.2-725(1), with 2-102, 2-105 and 2-106. Goods, hybrid-transaction and special-law qualifications matter. B004.
S_WA-P3-C010Under the sales provision, a breach claim accrues when the breach occurs, irrespective of the aggrieved party’s lack of knowledge.S003, 2-725(2), first sentence. What constitutes the relevant breach remains a separate issue. B004, B006.
S_WA-P3-C011A sales warranty ordinarily is breached at tender of delivery. An expressly future-performance warranty has the statutory discovery exception only when discovery of the breach must await that future performance.S003, 2-725(2), remaining sentences. The exception is not a general discovery rule for unpaid debts. B004, B006.
S_WA-P3-C012The original sales agreement may shorten the four-year period to not less than one year, but may not extend it.S003, 2-725(1). No agreement was examined and no contractual modification is assumed. B004.
S_WA-P3-C013The sales statute permits a qualifying second action within six months after termination of a timely first action, when another action remains available; voluntary discontinuance and dismissal for failure or neglect to prosecute are excluded.S003, 2-725(3)–(4). It preserves tolling law and excludes pre-effective accruals. It is not a general Washington refiling rule. B017, B026.
S_WA-P3-C014An action for default under a lease contract governed by Article 2A, including warranty or indemnity, has a four-year period after accrual.S003, 2A-506(1), with 2A-102 and 2A-103. This concerns qualifying leases of goods, not every arrangement described as a lease. B004.
S_WA-P3-C015For an Article 2A default or warranty claim, accrual is the later of the specified actual/constructive discovery event or occurrence of the default.S003, 2A-506(2), first sentence. The underlying default and discovery predicates are not supplied here. B004, B006.
S_WA-P3-C016The lease indemnity sentence refers to discovery of the act or omission and ends with “whichever is later,” without supplying a clear second comparator in that sentence.S003, 2A-506(2), second sentence. Held: no corrective wording or completed accrual formula is invented. B004.
S_WA-P3-C017The original lease contract may reduce the Article 2A period to not less than one year.S003, 2A-506(1). Unlike 2-725(1), this subsection does not expressly state the same prohibition on extension; no conclusion about permitted extension is supplied. B004, B006.
S_WA-P3-C018Article 2A has a conditional six-month second-action provision, with voluntary-discontinuance and failure-to-prosecute exclusions, while preserving tolling law and excluding pre-effective accruals.S003, 2A-506(3)–(4). B017, B026.

Captured table 02

Claim ID · Category and precise period/trigger · Authority, exceptions and limits · 12 data rows

Claim IDCategory and precise period/triggerAuthority, exceptions and limits
S_WA-P3-C019The Article 3 branch requires the statutory negotiability conditions: an unconditional promise/order, fixed money amount, the required bearer/order status, demand or definite-time payment, and permitted additional undertakings only, subject to the statutory check exception and nonnegotiability exclusion.S003, 3-102; 3-103; 3-104(a)–(j); 3-106. A promise requires a signed written undertaking; an acknowledgment alone is not necessarily that undertaking. B003.
S_WA-P3-C020A definite-time note generally has six years after the stated due date or dates.S003, 3-118(a). Certificate-of-deposit subsection (e) is excepted. The plural “dates” is express; it does not decide every non-UCC installment issue. B005, B008.
S_WA-P3-C021If the definite-time note’s due date is accelerated, the stated period is six years after the accelerated due date.S003, 3-118(a). The section does not itself establish whether acceleration occurred effectively, its notice prerequisites, or later reversal of acceleration. B005.
S_WA-P3-C022For a demand note, when demand for payment is made to the maker, the period is six years after demand.S003, 3-118(b), subject to (d) and (e). A qualifying demand must be established. B008.
S_WA-P3-C023If no demand is made, enforcement of a demand note is barred when neither principal nor interest has been paid for a continuous ten-year period.S003, 3-118(b). This is a special no-demand/nonpayment branch, not a general ten-year loan period. Its interaction with .270 remains held. B008, B012.
S_WA-P3-C024For an unaccepted draft, the statute uses six years after dishonor or ten years after the draft’s date, whichever expires first.S003, 3-118(c), except (d). Washington’s six-year dishonor limb was verified in the 1995 enactment. Actual statutory dishonor is a necessary predicate. B008, B009.
S_WA-P3-C025Enforcement against the acceptor of a certified check or the issuer of a cashier’s, teller’s or traveler’s check has three years after demand for payment to the specified obligor.S003, 3-118(d); definitions in 3-104 and 3-409. These categories must not be folded into the ordinary demand-note rule. B008.
S_WA-P3-C026A certificate of deposit generally has six years after demand. If it states a due date and earlier payment is not required, the period begins when a demand is in effect and the due date has passed.S003, 3-118(e); 3-104(j). Both predicates matter in the dated-CD branch. B008.
S_WA-P3-C027For an accepted draft other than a certified check, the period is six years after the stated date/dates if payable at a definite time, or six years after acceptance if payable on demand.S003, 3-118(f); 3-409. Acceptance is a defined event, not simply receipt or an informal promise. B008.
S_WA-P3-C028Article 3’s listed conversion, warranty and other-obligation actions generally have three years after accrual, unless another law governs indemnity or contribution.S003, 3-118(g). The subsection does not define every such accrual event or cover all Article 4 banking claims. B003, B009.
S_WA-P3-C029Article 3 treats a note with no stated payment time as payable on demand. A fixed-date instrument also payable on earlier demand follows the demand branch if an earlier demand is made; otherwise the fixed date governs.S003, 3-108(a)–(c). Acceleration rights do not alone prevent definite-time classification. B008.
S_WA-P3-C030Presentment, acceptance and dishonor have distinct statutory conditions. Nonpayment, refusal to certify, receipt of a communication and dishonor are not interchangeable events.S003, 3-409; 3-501; 3-502(a)–(f); 3-504; 4-104; 4-301; 4-302. Presentment can be excused; specified bank-return and accountability rules apply to checks; refusal to certify is not itself dishonor. Full specialized banking application remains held. B009.

Captured table 03

Claim ID · Precise proposition · Authority, conditions and limits · 11 data rows

Claim IDPrecise propositionAuthority, conditions and limits
S_WA-P3-C031Under the specified owner-occupied mortgage/deed-of-trust release provision, a remaining-debt action must be commenced within three years after release; failure results in forfeiture of the right to collect the remaining debt.S007, 64.04.007(1)–(4); S001, .040(1). Applies to the defined individual personal/family/household situation, excludes business/commercial/agricultural obligations, and includes the statutory release/notice conditions. This is a narrow express forfeiture provision, not the general contract rule. B021, B027.
S_WA-P3-C032An action upon a judgment or decree of the courts listed in .020(2) has a ten-year period, subject to extension under 6.17.020 or a similar provision elsewhere.S001, .020(2). This subsection does not itself state an entry-date accrual rule; .005 and any necessary construction remain relevant. B020.
S_WA-P3-C033Ordinary execution, garnishment or other process under 6.17.020(1) is available within ten years from entry or filing of the judgment in Washington, subject to the section’s exceptions.S004, 6.17.020(1)–(4). This is an enforcement provision, separate from C032. No actual enforcement permission is determined. B020.
S_WA-P3-C034A qualifying judgment extension may be sought within the ninety days before expiration of the original ten-year term, for an additional ten years.S004, .020(3). Includes forum, fee, updated-summary and review conditions. A transcribed district-court judgment has a specified superior-court route and transcript-based reference event. Full procedural incorporation of 4.64.030 remains held. B020.
S_WA-P3-C035Section .020(7) contains a twenty-year enforcement ceiling from entry in the originating court, but expressly excepts .020(2)/(3) of chapter 4.16 and specified criminal/juvenile chapters. It does not extend a foreign judgment beyond its originating jurisdiction’s expiration.S004, .020(7). A universal twenty-year rule would omit express exceptions. B020, B021.
S_WA-P3-C036The ordinary Washington judgment lien/charge terminates after ten years from entry, subject to the support and statutory-extension provisions.S005, 4.56.210(1)–(3); S004, .020(6). Lien perfection, priority and collateral enforcement are not completed here. B020, B027.
S_WA-P3-C037For Title 6 and the identified judgment-lien provisions, superior-court entry occurs upon delivery to the clerk for filing; district/small-claims entry occurs upon docket entry.S006, 6.01.020. This definition is limited to the provisions specified in its text. B020.
S_WA-P3-C038Qualifying past-due child-support orders use a separate ten years from the youngest supported child’s eighteenth birthday framework, with the statutory after July 23, 1989 conditions.S001, .020(3); S004, .020(2); S020, 74.20A.020(6). Administrative-order and full support-regime incorporations remain incomplete. No ordinary-contract default is assigned. B021.
S_WA-P3-C039Chapter 4.16 generally does not limit actions in the State’s name or for its benefit, subject to the express .310 exception.S001, .160. It is not a conclusion about all federal, local, tax or publicly held obligations. B021.
S_WA-P3-C040Counties, municipalities and quasi-municipalities are generally subject to the same chapter limitations as private parties.S001, .160. Special statutory periods and classifications remain possible. B021.
S_WA-P3-C041Special assessments, specified public instruments, taxes, support, criminal financial obligations, probate claims and construction-related liabilities cannot safely be assigned an ordinary-contract period solely because money is sought.S001, .005, .020, .030, .050–.070, .160, .200, .300–.310; S004, .020(4); S011. This is a bounded classification warning from the statutory structure, not completion of those separate regimes. B021.

Captured table 04

Claim ID · Precise proposition · Authority, conditions and limits · 19 data rows

Claim IDPrecise propositionAuthority, conditions and limits
S_WA-P3-C042If a claim is substantively based on one other state’s law, that state’s limitation applies; if based on more than one state’s law, Washington conflicts law selects among them; other claims use Washington’s limitation, subject to the unfairness exception.S002, 4.18.010–.020, .040. “State” includes a foreign country and specified subdivisions. No governing-law determination is made. B007.
S_WA-P3-C043When another state’s limitation applies under chapter 4.18, that state’s accrual and tolling law also applies, but not its conflicts rules.S002, .030. A foreign period cannot be imported while automatically retaining Washington accrual/tolling. B007.
S_WA-P3-C044A court may substitute Washington’s period under the statutory unfairness test involving a substantially different foreign period and the stated unfair opportunity/burden condition.S002, .040. Requires the specified court determination; no automatic preference for the longer or shorter period. B007.
S_WA-P3-C045RCW 4.16.290 separately bars a Washington action where a cause arose elsewhere between Washington nonresidents and is barred there by lapse of time.S001, .290. Its reconciliation with chapter 4.18 and the relevant residence/time predicates remains held. B007.
S_WA-P3-C046Section .180 addresses absence/nonresidence/concealment at accrual and later departure/residence outside Washington or concealment.S001, .180. Its text was read, but out-of-state service is also authorized in specified circumstances by S010, 4.28.180. No automatic toll for every period outside Washington is inferred. B014.
S_WA-P3-C047Section .190 excludes qualifying disability time when the person entitled to sue had the specified status at accrual: under eighteen; the stated inability to understand proceedings, determined according to chapter 11.130; or imprisonment on a criminal charge before sentencing.S001, .190. Express penalty/forfeiture and officer-escape exclusions apply. This is not a general debtor-disability immunity or a rule for all incarceration. S012 resolves only part of the guardianship incorporation. B015.
S_WA-P3-C048Disability must exist at accrual; where qualifying disabilities coexist then, the statutory limitation does not attach until all are removed.S001, .250–.260. A later-arising disability is not automatically added under these provisions. B015.
S_WA-P3-C049Section .210 excludes the specified wartime period for a person entitled to sue who is not a U.S. citizen/national and is a subject or citizen of a country at war with the United States.S001, .210; S040, §3. No nationality, war status or qualifying period is assumed. B021, B026.
S_WA-P3-C050Time during which commencement is stayed by an injunction or statutory prohibition is excluded under .230.S001, .230. This does not establish a universal bankruptcy extension or equate every pause in proceedings with a bar to commencement. B017.
S_WA-P3-C051Section .220 excludes a period when enforcement of civil liabilities against a person in U.S. military service is suspended by law.S001, .220. The suspending law and its scope must be identified; the state and federal military provisions below provide separate texts. B018–B019.
S_WA-P3-C052If the person entitled to sue dies before expiration and the cause survives, .200 provides a conditional representative-action saving period after ordinary expiration and within one year after death, subject to chapter 11.40.S001, .200. Survival and probate qualifications prevent treating this as an automatic one-year extension. B016.
S_WA-P3-C053Claims against a person who dies before expiration are directed to chapter 11.40; that chapter has independent presentation/nonclaim rules and a limited insurance exception.S001, .200; S011, 11.40.010, .051, .060. Notice, ascertainability, presentation, survival and other incorporations remain held. B016.
S_WA-P3-C054A timely action followed by a judgment for the plaintiff that is reversed on appeal/error has a conditional one-year-from-reversal saving provision.S001, .240. It is not a general rule for all dismissals or abandoned actions; survival conditions remain. B017.
S_WA-P3-C055For limitation tolling, .170 uses filing or service, whichever occurs first, with the specified companion step within ninety days; failure of that step defeats the statutory commencement treatment.S001, .170. The filing-first branch requires timely personal service on one or more defendants or commencement of publication. This text is not independent permission to use service first in every debt action. B022.
S_WA-P3-C056CR 3(e) requires the summons and complaint to be filed and bear a case number before service on a debtor. CR 3(a) separately directs limitation tolling to .170; CRLJ 3 specifies commencement by filing.S017, CR 3(a), (e); S018, CRLJ 3; S019, 19.16.250(27). Forum, service and signature incorporations remain necessary. B022.
S_WA-P3-C057RCW 1.12.040 and CR/CRLJ 6 contain first-day exclusion and last-day/holiday rules; the court rules additionally exclude intermediate weekends/holidays for periods shorter than seven days and provide a conditional mail-service addition.S015–S018. Their applicability must be established. No universal calendar convention, automatic mail addition to a limitation period, or calculated deadline is supplied. B022.
S_WA-P3-C080The ordinary-contract provisions read here do not expressly settle accrual at execution, each missed installment, final maturity, demand, effective acceleration or de-acceleration.S001, .005, .040, .080. This is a bounded observation about those texts; judicial construction is deliberately held. Article 3’s express triggers remain distinct. B005, B028.
S_WA-P3-C081The fraud provision has a three-year period with accrual postponed until discovery of the facts constituting fraud by the aggrieved party.S001, .080(4). This is a specific fraud provision, not an established discovery rule for every contract claim. B006.
S_WA-P3-C098UCC choice of law permits an agreement where the transaction has the stated reasonable relationship; absent an effective agreement, an appropriate Washington relationship is required, subject to the enumerated specialized choice rules.S003, 1-301(a)–(c). The listed Article 2, 2A, 4, 4A, 5, 8, 9A and 12 exceptions were identified, not fully investigated. B007.

Captured table 05

Claim ID · Actor/action/object/timing and effect · Authority and limits · 9 data rows

Claim IDActor/action/object/timing and effectAuthority and limits
S_WA-P3-C058A payment upon an existing contract, including the listed bills, notes, bonds or other indebtedness evidence, before its applicable period expires, restarts the period from the most recent payment if made after it is due.S001, .270, first sentence. The text does not itself resolve payor authority, allocation among obligations/installments, or the meaning of “due” in every structure. B010, B012.
S_WA-P3-C059A payment made after expiration does not restart, revive or extend the limitation period under the current provision.S001, .270, second sentence; S031, §1. Historical application and UCC reconciliation are separately held; no favorable revival inference is made. B012.
S_WA-P3-C060An acknowledgment or promise is insufficient evidence of a new or continuing contract for taking the matter outside chapter 4.16 unless contained in a writing signed by the party to be charged.S001, .280, first clause. Writing/signature is a necessary condition in the text; the section does not declare every signed reference sufficient or specify a universal new accrual date. B011, B013.
S_WA-P3-C061An acknowledgment or promise made after expiration does not restart, revive or extend the period. Section .280 separately preserves the effect of principal or interest payments.S001, .280; S031, §2. The payment provision must be considered separately; the preservation sentence does not negate .270’s post-expiration prohibition. B012.
S_WA-P3-C062An oral statement, mere contact or an unperformed offer is not automatically a qualifying payment or a signed written acknowledgment/promise.Inference limited to S001, .270–.280. A particular writing could require analysis under .280 even without payment; no communication is classified here. B010–B011.
S_WA-P3-C063Written assignment authorizes the assignee’s action subject to the statute’s preservation of defenses, counterclaims and offsets, with its specified negotiable-paper counterclaim/offset exception. The assignment provision states no assignment-based limitation restart.S008, 4.08.080. A creditor’s assignment is distinct from the charged party’s acknowledgment or a qualifying payment. Negotiable-instrument defense law is not completed. B001, B012.
S_WA-P3-C064UETA can satisfy writing/signature requirements electronically within its scope, subject to agreement to transact electronically, attribution, intent and other applicable substantive law.S009, 1.80.010–.080. Its UCC exclusion, exceptions for Article 2/2A and 1-306, and other-law qualification prevent a blanket electronic-writing conclusion. It does not override the post-expiration prohibition. B013.
S_WA-P3-C065Section .270 expressly names notes and bills, but the reviewed texts do not expressly reconcile all of its restart language with every clock in 3-118, particularly the continuous no-payment demand-note branch.S001, .270; S003, 1-103(b), 3-118. Held: neither a categorical negotiable-instrument carveout nor universal identical restarting is assumed. B012.
S_WA-P3-C066The 2019 act added the express post-expiration prohibitions and the pre-expiration payment qualification; its certified effective date is July 28, 2019. The act contains two operative sections and no express retroactivity/application section.S031, cover and §§1–2. Conduct or claimed effects predating that enactment remain a historical-construction branch. B012, B026.

Captured table 06

Claim ID · Precise proposition · Authority, conditions and limits · 15 data rows

Claim IDPrecise propositionAuthority, conditions and limits
S_WA-P3-C067Regulation F’s relevant debt definition concerns a consumer’s actual or alleged money obligation arising from a transaction primarily for personal, family or household purposes, whether reduced to judgment or not.S023, 1006.2(e), (h); S022, 1692a(3), (5). Business-purpose obligations are not automatically included. B023.
S_WA-P3-C068Covered collector status includes the principal-purpose and regular-collection-for-another tests, plus the specified false-name own-creditor rule.S023, 1006.2(i)(1); S022, 1692a(6). The security-interest-enforcement addition is expressly for 1006.22(e); it does not by itself establish coverage under .26, although another collector test may apply. B023.
S_WA-P3-C069The collector definition contains activity-specific exclusions for own-name creditor employees; qualifying affiliated collection; government officials performing duties; process servers; qualifying nonprofit counseling/distribution; and the specified fiduciary, originator, nondefault-at-acquisition and commercial-secured-party activities.S023, 1006.2(i)(2)(i)–(vi); S022, 1692a(6)(A)–(F). These are conditional federal exclusions, not conclusions about Washington provider exemptions or any entity. B023.
S_WA-P3-C070Regulation F’s scope incorporates the motor-vehicle-dealer exclusion in 12 U.S.C. 5519(a), subject to that statute’s exceptions and defined dealer/vehicle conditions.S023, 1006.1(b); S025, 5519(a)–(f); S044. Mortgage activities, specified retained direct retail credit/leases, and unrelated financial products are exceptions. Other federal agency authority is preserved. Incorporated-definition currentness remains partly held. B024.
S_WA-P3-C071A covered debt collector must not sue or threaten legal action against a consumer to collect a debt whose applicable limitation period has expired.S023, 1006.26(a)(1)–(2), (b); S024, adopted §1006.26. State/other applicable law must first establish expiration. B023, B027.
S_WA-P3-C072The .26(b) prohibition expressly excludes proofs of claim filed in connection with bankruptcy.S023–S024, .26(b), second sentence. This is not a determination that any proof of claim is allowable or that other bankruptcy law permits it. B017, B027.
S_WA-P3-C073FDCPA §1692e separately prohibits false representations about a debt’s legal status and threats to take action that cannot legally be taken or is not intended.S022, 1692e introductory text, (2)(A), (5). Full enforcement, remedies and judicial construction are outside this pass. B023, B028.
S_WA-P3-C074FDCPA §1692e(6) prohibits falsely representing that sale, referral or transfer will cause loss of a claim or defense, or exposure to prohibited practices.S022, 1692e(6). This supports keeping assignment separate from automatic loss of limitation defenses. B023.
S_WA-P3-C075Federal SCRA excludes the qualifying military-service period when computing covered action/proceeding limitations by or against the servicemember or the listed heirs, representatives or assigns.S026, 50 U.S.C. 3936(a). Subsection (b) separately addresses real-property redemption; (c) excludes federal internal-revenue limitation periods. Dependents’ own claims are not added to subsection (a)’s list by assumption. B019.
S_WA-P3-C076Federal military-service classification requires the definitions and scope provisions, including the active-duty and specified National Guard branches; pre-service orders and waiver provisions require separate attention.S026, 3911, 3912, 3917, 3918; S027, 10 U.S.C. 101(a)(4)–(5), (d)(1); S028, 32 U.S.C. 502(f). Criminal proceedings are excluded from SCRA scope. Some definition currency and historical application remain held. B019.
S_WA-P3-C077Washington .090 excludes qualifying military-service time for covered actions by or against the member or the listed dependents, heirs, representatives or assigns; it separately addresses redemption and excludes federal internal-revenue limitation periods.S013, 38.42.090(1)–(3), with .010, .020, .040, .100, .120; S014. State definitions and qualifications must be satisfied independently. B018.
S_WA-P3-C078Washington’s chapter-level protection window begins with receipt of orders and extends through 180 days after termination/release, while .090 identifies the period of military service for exclusion from limitation computation.S013, .020(1), .090(1). The texts do not justify automatically adding the entire 180-day protection window to every limitation period. B018.
S_WA-P3-C079A suit limitation, express forfeiture/nonclaim consequence, judgment-enforcement period, lien duration, reporting-obsolescence rule and bankruptcy discharge are different legal questions.S001, .005; S007, 64.04.007(2); S004–S005; S011; S023, .26. No reporting period, discharge conclusion, universal collection permission or universal revival-disclosure duty is derived from these provisions. B027.
S_WA-P3-C096The private bad-check-program exclusion requires the prosecutor-established voluntary diversion framework, controlled contractual operation, statutory conduct/disclosure safeguards and the exclusions in §1692p(b).S022, 1692p(a)–(c); S029–S030, S045. Excluded checks include the specified payday/postdated, justified stop-payment, unnotified bank-adjustment, previously accepted partial-payment, incapacity/age and illegal-transaction categories. The written-dispute safeguard has a thirty-day condition. Remaining definition/regulatory currency limits are B025.
S_WA-P3-C097A state exemption from FDCPA/Regulation F requirements requires the prescribed federal determination/regulatory process; it is not automatic because state law regulates collection.S022, 1692o; S023, 1006.108(a)–(b). No Washington-specific exemption determination was established. Appendix A procedures and any applicable exemption instrument remain held. B025.

Captured table 07

Claim ID · Enacted version or application proposition · Evidence and unresolved boundary · 14 data rows

Claim IDEnacted version or application propositionEvidence and unresolved boundary
S_WA-P3-C082The 2007 account-receivable amendment was effective July 22, 2007; §2 applies it to all account-receivable causes, whether commenced before or after that date.S032, cover, §§1–2. Treatment of an already-barred claim is not inferred merely from that language. B026.
S_WA-P3-C083The 1995 Article 3 amendment changed the unaccepted-draft dishonor limb from three to six years, effective July 23, 1995.S035, cover, §1(c). The draft-date ten-year alternative remained. Earlier-version applications are held.
S_WA-P3-C084The 2023 UCC act became effective January 1, 2024. Its general saving clause preserves specified pre-effective transactions under prior law, subject to enumerated transition exceptions. It amended hybrid-transaction scope and permitted specified governing-law/forum terms within negotiability.S036, §§201, 301, 401, 1103–1109, 1204. Specialized collateral/digital-asset transitions are not adjudicated. B026.
S_WA-P3-C085UETA’s enactment was effective June 11, 2020, with prospective application to electronic records/signatures created, generated, sent, communicated, received or stored on or after its effective date.S042, cover, §4; S009, .030. Earlier electronic-writing law and Article 3 transferable-record issues remain held. B013, B026.
S_WA-P3-C086The 2020 amendment changing .190’s guardianship reference to chapter 11.130 was assigned January 1, 2022 effectiveness by §907(1).S043, §§702, 907. This recovers that enactment’s date, not the complete current guardianship regime.
S_WA-P3-C087The current .190 wording was re-enacted in 2023, with the former subsection concerning the medical-injury minor exception removed; the act’s certified effective date is July 23, 2023.S039, cover, §4. No medical-liability regime is analyzed here.
S_WA-P3-C088The 2026 state military-definition amendment added the specified PHS/NOAA commissioned-service categories, effective June 11, 2026.S037, cover, §3. The military-service-call conditions remain separate.
S_WA-P3-C089The 2025 amendment expressly including civil asset forfeiture in .020 became effective January 1, 2026; its enactment includes a seizure-based application clause.S038, §§14, 16–17. This does not complete forfeiture law or add a limitation interval to .090.
S_WA-P3-C090The 2026 terminology amendment to .210 was effective June 11, 2026. The act’s specified 2027 delayed/expiration clauses concern other sections, not §3.S040, cover, §3, §§44–45. May 1 and June 30, 2027 are future dates in that act, not the operative date of .210’s amendment.
S_WA-P3-C091The 2002 judgment amendment applies to the categories stated in .020(8): judgments in effect June 13, 2002; specified judgments extended after June 9, 1994, excluding satisfied/vacated/quashed judgments; and later filed/rendered judgments.S041, cover, §1(8); S004, .020(8). No automatic revival of an expired judgment is inferred.
S_WA-P3-C092The enactment creating the mortgage-release rule and the .040(1) cross-reference was effective June 7, 2012, apart from an unrelated emergency-effective section.S033, cover, §§1, 3, 15. The unrelated section’s March 29, 2012 date is not assigned to this limitation rule.
S_WA-P3-C093Chapter 4.18 applies to claims accruing after July 24, 1983, or asserted more than one year after that date, and does not revive a claim barred before that date.S002, .901; S034, §5. The original uses “effective date”; the codification supplies July 24. No separate constitutional calendar reconstruction was performed.
S_WA-P3-C094The adopted Regulation F rule adding .26 stated November 30, 2021 as its effective date.S024, printed p.5766 [PDF index 0], adopted .26 at p.5854 [88]. Current codified text was also read. No litigation-status conclusion is supplied.
S_WA-P3-C095Some older transition dates and procedural amendment dates were read only in codified notes/rule footers, not fully traced through their original enactments/orders.S003 includes the 1967, 1994 and 2012 transition materials; S017–S018 contain rule-history footers; S021 contains the 2022 criminal-financial-obligation effective-date note. These are expressly held historical branches, not independently authenticated original-adoption conclusions. B026.

Captured table 08

Quantity ID · Period/quantity and unit · Reference event and boundary · 47 data rows

Quantity IDPeriod/quantity and unitReference event and boundaryException/counting status; claim link
Q0016 yearsOrdinary written-contract accrualW; mortgage-release and special-law exceptions. C001–C002
Q0026 yearsAccount-receivable accrualW; category must satisfy statutory definition. C003
Q0033 yearsUnwritten-liability accrualW; account-receivable exception. C004
Q0046 yearsRents/use-and-occupation accrualW; special sector law held. C005
Q0052 yearsAccrual of relief not otherwise providedW; residual classification required. C006
Q006Last proved itemEither side of qualifying reciprocal accountE; no period selected by this rule alone. C007
Q007More than 1 yearLapse between series of account itemsStrict > textual threshold; exactly one year is not excluded by this clause alone. C008
Q0084 yearsSales breach accrualW; warranty exception affects event. C009–C011
Q009At least 1 yearOriginal sales agreement’s shorteningMinimum includes one year; extension prohibited. C012
Q0106 monthsTermination of qualifying first sales actionW; specified dismissal exclusions. C013
Q0114 yearsLease default accrualW; later-event rule and indemnity ambiguity. C014–C016
Q012At least 1 yearOriginal lease agreement’s shorteningMinimum includes one year; no broader extension conclusion. C017
Q0136 monthsTermination of qualifying first lease actionW; statutory exclusions. C018
Q0146 yearsNote’s stated due date or datesW; CD exception. C020
Q0156 yearsLegally accelerated note due dateW; effectiveness of acceleration held. C021
Q0166 yearsDemand to maker of demand noteW; subsection (d)/(e) exceptions. C022
Q017Continuous 10 yearsNeither principal nor interest paid; no demandE; continuity and revival interaction held. C023
Q0186 years / 10 yearsDishonor / draft dateEarlier expiration controls; W for each limb. C024
Q0193 yearsDemand on specified check obligorW; defined instrument category required. C025
Q0206 yearsCD demand; dated CD also requires due date to have passedE + W; both dated-CD predicates required. C026
Q0216 yearsAccepted draft’s stated date(s), or acceptance if on demandW; certified checks excluded. C027
Q0223 yearsAccrual of specified other Article 3 actionsW; other indemnity/contribution law preserved. C028
Q0233 yearsQualifying security releaseW; explicit forfeiture consequence. C031
Q02410 yearsAccrual of action on listed judgment/decreeW; .020(2) does not itself authenticate entry as accrual. C032
Q02510 yearsEntry or Washington filing for ordinary enforcementW; subsection exceptions. C033
Q02690 days before expiration; additional 10 yearsOriginal enforcement-term expiration; qualifying extensionWindow lies before expiration; exact boundary calculation held. C034
Q02720 yearsEntry in originating courtExpress statutory exceptions and foreign-expiration restriction. C035
Q02810 yearsJudgment entry for ordinary lien durationExtension/support exceptions; collateral scope held. C036
Q02910 years; age 18Youngest supported child’s eighteenth birthdayQualifying orders after July 23, 1989; special regime. C038
Q030Under age 18Claimant’s status at accrualStrict age threshold; qualifying disability interval excluded. C047–C048
Q0311 yearDeath of person entitled to sueConditional saving after ordinary expiration; survival/probate qualifications. C052
Q0321 yearReversal of qualifying plaintiff’s judgmentW; not every termination. C054
Q03390 daysFirst qualifying filing/service actCompanion act required; valid commencement rules remain. C055
Q03414 daysService of written filing demand under CR 3(a)W/K; failure makes the specified service void. Not an ordinary debt-suit deadline. C056
Q035Less than 7 daysPeriod governed by CR/CRLJ 6(a)Strict <7; intermediate weekends/holidays excluded. C057
Q0363 additional daysQualifying period after service by mailK; not automatically added to substantive limitation periods. C057
Q0373 yearsFraud accrual as statutorily postponed to discoveryW; not generalized to contract claims. C081
Q038More than 30 consecutive daysSpecified state military calls; specified federal Guard branchStrict >30; the federal/state definitions differ. C076–C078
Q039180 daysWashington protection window after termination/releaseE; not automatically an additional .090 toll. C078
Q040More than one-half support for 180 preceding daysWashington’s additional dependent-definition branchBoth support proportion and immediately preceding interval matter. S013 .010(3)(c); C077
Q041Before expiration; after due; most recent paymentQualifying .270 paymentE; no amount, date or allocation assumed; exact expiration boundary uncalculated. C058–C059
Q042After expirationAcknowledgment/promiseE; current text disallows restart/revival/extension; no new interval supplied. C060–C061
Q043Qualifying military-service periodStatutorily defined service intervalX; federal/state scope and waiver qualifications separate. C075–C078
Q044Qualifying absence, disability, war or prohibited-commencement intervalApplicable statutory conditionX; no universal additive duration. C046–C051
Q045Not later than 30 daysFirst specified contact in qualifying bad-check programStatutory written-dispute safeguard; not a universal revival disclosure or limitation period. C096
Q046First day excluded; last included subject to listed nonbusiness daysApplicable computation provisionK; CR/CRLJ 6 moves the terminal point to the next qualifying day. Forum/application unresolved. C057
Q047Statutory effective/application datesDates in C066 and C082–C095V; publication/access dates are not legal effective dates.

Captured table 09

Source ID · Issuer/title and direct literal HTTPS URL · Actual read bounds, status, application and limitations · 25 data rows

Source IDIssuer/title and direct literal HTTPS URLActual read bounds, status, application and limitations
S_WA-P3-S001Washington Legislature, Chapter 4.16 RCW—Limitation of actions. https://app.leg.wa.gov/rcw/default.aspx?cite=4.16&full=true Also section renditions: https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.270 ; https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.280 ; https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.180 ; https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.190WA-current. Full operative text read for .005; .020; .040; .080; .130; .150–.290; .300–.310, including displayed histories/notes relevant to those provisions. Special .030, .050–.070 and adjacent special provisions were also encountered/read, without completing their sectors. Later construction/sector incorporations are not claimed complete. Selected 2002, 2007, 2012, 2019, 2020, 2023 and 2026 enactments below.
S_WA-P3-S002Washington Legislature, Chapter 4.18 RCW—Uniform Conflict of Laws—Limitations Act. https://app.leg.wa.gov/rcw/default.aspx?cite=4.18&full=trueWA-current. Entire chapter read: .010–.040, .900–.902 and histories. Original 1983 act: S034. Conflicts-law construction remains held.
S_WA-P3-S003Washington Legislature, Title 62A RCW—UCC, selected provisions. Article 1: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-101 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-103 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-301WA-current. Complete selected sections and displayed notes read. General supplementary-law and choice rules do not resolve the held revival/conflicts questions. The 2012 application/saving note was read; original 2012 act not fully traced.
S003 — same document IDUCC Article 2: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-102 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-105 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-106 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-725Complete selected sections/subsections and histories read. Goods/hybrid scope, breach/warranty accrual, contractual shortening, second-action and transition qualifications included. Attached-realty/title-transfer and other specialized incorporations not completed.
S003 — same document IDUCC Article 2A: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2A-102 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2A-103 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2A-506Complete selected sections, including definition index and notes, read. Finance-lease, hybrid and Article 9A definition branches remain bounded. Original 1993 enactment not fully retrieved/read.
S003 — same document IDUCC Article 3: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3&full=true ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-118 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-409 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-501 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-502 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-504Full relied-on 3-102, -103, -104, -105, -106, -108, -109, -118(a)–(g), -409, -501, -502 and -504 read. Not the entire Article. Source histories and relevant notes read. Original 1995 change: S035; selected 2023 changes: S036.
S003 — same document IDUCC Article 4 and transition provisions: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-104 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-301 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-302 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.10&full=true ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.11&full=true4-104, -301 and -302 read completely. Chapter 10’s effective/transition text and 11-110–112 read; other transition text encountered but not used for a secured-transactions conclusion. Specialized Article 4 defenses, agreements, Federal Reserve overrides and older original enactments remain held.
S_WA-P3-S004Washington Legislature, RCW 6.17.020—Judgment execution and extensions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.17.020WA-current. All (1)–(8), history and displayed notes read. Latest listed amendment 2022 c260 §5; original 2002 amendment read at S041. Full 2022 criminal-obligation application and 4.64.030 incorporation not completed.
S_WA-P3-S005Washington Legislature, RCW 4.56.210—Cessation of judgment lien. https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.210WA-current. Full (1)–(3), history and notes read. Full judgment-lien creation/perfection and collateral regimes excluded.
S_WA-P3-S006Washington Legislature, RCW 6.01.020—Date of entry of judgment. https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.020WA-current. Full section/history read. Definition applies to the provisions expressly named.
S_WA-P3-S007Washington Legislature, RCW 64.04.007—Owner-occupied security release and remaining debt. https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.007WA-current. Full (1)–(4), including notice, purpose exclusions and owner-occupied definition, read. Original enactment S033. No broader foreclosure determination.
S_WA-P3-S008Washington Legislature, RCW 4.08.080—Assigned choses in action. https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.080WA-current. Entire section and history read. Negotiable-paper proviso preserved; full holder/defense law not completed.
S_WA-P3-S009Washington Legislature, Chapter 1.80 RCW—UETA. https://app.leg.wa.gov/rcw/default.aspx?cite=1.80&full=trueWA-current. .010–.090 fully read, including definitions, scope, prospective application, agreement, legal recognition and attribution. Other portions only incidental. Latest scope amendment listed 2024 c188 §17; original 2020 prospective clause read at S042. Transferable-record/E-SIGN branch held.
S_WA-P3-S010Washington Legislature, RCW 4.28.180—Out-of-state personal service. https://app.leg.wa.gov/rcw/default.aspx?cite=4.28.180WA-current. Full section/history read. Used only to identify the service interaction; no jurisdiction, valid-service or answer-deadline determination.
S_WA-P3-S011Washington Legislature, Chapter 11.40 selected probate claims provisions. https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.010 ; https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.051 ; https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.060WA-current. Complete selected bodies and displayed notes read. Notice/presentation sections .020, .040, .070, chapter 11.42 and survival law not fully read. No complete probate calendar.
S_WA-P3-S012Washington Legislature, RCW 11.130.265—Basis for appointment of guardian for adult. https://app.leg.wa.gov/RCW/default.aspx?cite=11.130.265&pdf=trueOfficial PDF certified July 12, 2024, printed p.1 [index 0], full (1)–(3) and history read. Legal rather than diagnosis-only determination. Does not establish full chapter currency through October 2026 or automatically satisfy .190.
S_WA-P3-S013Washington Legislature, Chapter 38.42 RCW—Servicemembers’ civil relief. https://app.leg.wa.gov/rcw/default.aspx?cite=38.42&full=trueWA-current. Full .010, .020, .030, .040, .090, .100 and .120 read, with histories; other sections incidental/partial. Relevant 2025/2026 amendments S037–S038. No complete relief/remedies investigation.
S_WA-P3-S014Washington Legislature, RCW 38.08.040—Governor’s active-service authority. https://app.leg.wa.gov/rcw/default.aspx?cite=38.08.040WA-current. Full operative section and note read, solely as .010(6)(b)’s incorporation.
S_WA-P3-S015Washington Legislature, RCW 1.12.040—Computation of time. https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040WA-current. Full statutory text and rule references read. Incidental case citations were not investigated.
S_WA-P3-S016Washington Legislature, RCW 1.16.050—Legal holidays and recognized days. https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050WA-current. (1)–(7), history and merger notes read. Legal holidays distinguished from merely recognized days. No actual calendar calculation or complete original-amendment audit.
S_WA-P3-S017Washington Courts, Superior Court Civil Rules: https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_01_00_00.pdf ; https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_03_00_00.pdf ; https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf ; https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdfEach one-page PDF [index 0] read completely, including amendment footers. Current posted rules; original adoption orders not separately authenticated. CR 81 preserves special-proceeding qualifications. Full CR 4/4.1 service regimes not read.
S_WA-P3-S018Washington Courts, Civil Rules for Courts of Limited Jurisdiction: https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_03_00_00.pdf ; https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_06_00_00.pdfEach one-page PDF [index 0] read completely. Original orders, CRLJ 1/11 and full service/jurisdiction rules not completed.
S_WA-P3-S019Washington Legislature, RCW 19.16.250—Selected debt-collection filing restriction. https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.250WA-current. Introductory applicability language and subsection (27) fully read. Other provisions not used to rerun licensing or collection regulation.
S_WA-P3-S020Washington Legislature, RCW 74.20A.020—Support definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=74.20A.020WA-current. Introductory text and (1)–(9), especially full (6), read. .055 procedure and full support regime not read.
S_WA-P3-S021Washington Legislature, RCW 3.66.120 and 2022 effective-date note. https://app.leg.wa.gov/RCW/default.aspx?cite=3.66.120WA-current. Full (1)–(5) and notes read to follow S004’s amendment note. Original 2022 c260 not read; no completed criminal-financial-obligation analysis.
Source links captured in this table

Captured table 10

Source ID · Issuer/title and direct literal HTTPS URL · Actual read bounds, currency and limitations · 11 data rows

Source IDIssuer/title and direct literal HTTPS URLActual read bounds, currency and limitations
S_WA-P3-S022U.S. House OLRC, FDCPA selected provisions. https://uscode.house.gov/us/usc/119-120/t15/s1692a/ ; https://uscode.house.gov/us/usc/119-120/t15/s1692e/ ; https://uscode.house.gov/us/usc/119-120/t15/s1692o/ ; https://uscode.house.gov/us/usc/119-120/t15/s1692p/US-10/7. Complete operative definitions, §1692e prohibitions, state-exemption text, and bad-check exception (a)–(c) read. Source/amendment notes examined; not every historical note/incorporation traced to original enactment. No cases/remedies investigation.
S_WA-P3-S023OFR/GPO eCFR and CFPB, Regulation F. https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-A/section-1006.1 ; https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-A/section-1006.2 ; https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-B/section-1006.26 ; https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-D/section-1006.108 ; agency rendition https://www.consumerfinance.gov/rules-policy/regulations/1006/26/eCFR-10/26. All four selected operative sections read, including .2 exclusions and .26 bankruptcy exception. Agency .26 body also read. Title-wide October 23 amendment metadata is not treated as .26’s amendment date. Appendix A and other collection/disclosure rules not completed.
S_WA-P3-S024CFPB/OFR/GPO, Debt Collection Practices (Regulation F), final rule, 86 FR 5766. https://www.govinfo.gov/content/pkg/FR-2021-01-19/pdf/2020-28422.pdf ; same instrument’s HTML https://www.federalregister.gov/documents/2021/01/19/2020-28422/debt-collection-practices-regulation-fOfficial adopted-rule PDF: DATES at printed p.5766 [0]; selected amendatory text at pp.5853–5854 [87–88], including complete adopted .26. HTML header/DATES only. Not all 97 pages read. No litigation-status or later-correction audit beyond current .26 comparison.
S_WA-P3-S025U.S. House OLRC, 12 U.S.C. 5519—Auto-dealer exclusion. https://uscode.house.gov/us/usc/119-120/t12/s5519/US-10/7. Full (a)–(f), source and displayed notes read. Defined-vehicle incorporation partly current/partly historical at S044; no entity classification.
S_WA-P3-S026U.S. House OLRC, SCRA selected provisions. https://uscode.house.gov/us/usc/119-120/t50/s3936/ ; https://uscode.house.gov/us/usc/119-120/t50/s3911/ ; https://uscode.house.gov/us/usc/119-120/t50/s3912/ ; https://uscode.house.gov/us/usc/119-120/t50/s3917/ ; https://uscode.house.gov/us/usc/119-120/t50/s3918/US-10/7. Complete operative selected sections read, with relevant source/codification/effective notes. Original 2003 application act and induction-specific historical incorporation not fully traced. S027 currency limitation affects incorporated military definitions.
S_WA-P3-S027GPO, 10 U.S.C. 101—Military definitions. https://www.govinfo.gov/link/uscode/10/101GPO-dynamic, edition unverified. (a)(4)–(5), printed p.20 [0], and (d)(1), printed p.22 [2], read. Not the full twelve-page extract or complete amendment history. Explicit 2025 route failed.
S_WA-P3-S028U.S. House OLRC, 32 U.S.C. 502—National Guard duty. https://uscode.house.gov/us/usc/119-120/t32/s502/US-10/7. Full operative (f)(1)–(3), surrounding statutory text and source/history examined. Executive memoranda not used to determine any service eligibility.
S_WA-P3-S029GPO, 12 U.S.C. 5002—Check Truncation Act definitions. https://www.govinfo.gov/link/uscode/12/5002GPO-dynamic, edition unverified. Full (6), and (13)’s noncash cross-reference, printed p.1776 [1], read. Only an incorporated-definition source; not a completed check/bank regime.
S_WA-P3-S030U.S. House OLRC, 1 U.S.C. 2—County includes equivalent subdivisions. https://uscode.house.gov/us/usc/119-120/t1/s2/US-10/7. Entire section/source read for §1692p(c)(1).
S_WA-P3-S044OFR/GPO/NHTSA, Incorporated vehicle definitions. https://www.ecfr.gov/current/title-49/subtitle-B/chapter-V/part-575/subpart-B/section-575.103 ; https://www.govinfo.gov/content/pkg/CFR-2025-title49-vol6/pdf/CFR-2025-title49-vol6-sec571-3.pdf.575.103(a)–(d), especially complete (d), and source history read, eCFR-10/26. For .571.3, current eCFR failed; October 1, 2025 edition definitions of motor home/multipurpose vehicle at p.313 [2], recreation vehicle trailer at p.314 [3], and trailer at p.315 [4] read. Later-currentness gap remains. Unrelated technical standards not relied on.
S_WA-P3-S045GPO, 12 U.S.C. 4001—Expedited Funds Availability Act definitions. https://www.govinfo.gov/link/uscode/12/4001GPO-dynamic, edition unverified. Complete (14), printed p.1580 [1], and displayed source/effective notes read. Its additional Board-regulation classification branch was not followed. No funds-availability or bank-liability conclusion.
Source links captured in this table

Captured table 11

Source ID · Issuer/title and direct literal HTTPS URL · Read bounds and legal status · 13 data rows

Source IDIssuer/title and direct literal HTTPS URLRead bounds and legal status
S_WA-P3-S031Washington Legislature, 2019 c377, HB 1730. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/House/1730.SL.pdf?cite=2019+c+377+s+1Cover [0] and complete §§1–2, printed pp.1–2 [1–2]. Enacted; effective July 28, 2019. Complete operative act read; no express retroactivity clause.
S_WA-P3-S032Washington Legislature, 2007 c124, HB 1145. https://lawfilesext.leg.wa.gov/biennium/2007-08/Pdf/Bills/Session%20Laws/House/1145.SL.pdf?cite=2007+c+124+s+1Cover [0], complete §§1–2, pp.1–2 [1–2]. Enacted; effective July 22, 2007. Express account-receivable application clause read.
S_WA-P3-S033Washington Legislature, 2012 c185, ESHB 2614. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/2614-S.SL.pdf?cite=2012+c+185+s+3Cover [0]; complete §1 pp.1–2 [1–2]; §3 pp.4–5 [4–5]; §15 p.42 [42]. Enacted; relevant sections effective June 7, 2012. Other foreclosure provisions not fully read.
S_WA-P3-S034Washington Legislature/Code Reviser, 1983 c152—Uniform Conflict of Laws—Limitations Act. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1983c152.pdf?cite=1983+c+152+s+1Chapter’s §§1–10, printed pp.663–665 [0–2], read through its end; adjacent chapter excluded. Enacted historical original. §5 uses the act’s effective date; current codification supplies July 24, 1983.
S_WA-P3-S035Washington Legislature, 1995 c74, SB 5165. https://lawfilesext.leg.wa.gov/biennium/1995-96/Pdf/Bills/Session%20Laws/Senate/5165.SL.pdf?cite=1995+c+74+s+1Cover [0], complete §1(a)–(g), pp.1–2 [1–2]. Enacted; effective July 23, 1995. Washington-specific draft-period amendment verified.
S_WA-P3-S036Washington Legislature, 2023 c266, SSB 5077—UCC amendments. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5077-S.SL.pdf?cite=2023+c+266+s+201Cover [0]; §§201, 301, 401 at pp.8–9, 12, 19–21 [same indices]; §§1103–1109 and §1204 at pp.130–134 [same indices]. Selected adjacent definitions partially read. Enacted; effective January 1, 2024. Not the whole 135-page act.
S_WA-P3-S037Washington Legislature, 2026 c207, SB 5420. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5420.SL.pdf?cite=2026+c+207+s+3Cover [0]; relevant §2 definitions pp.1–3 [1–3]; complete §3 pp.3–4 [3–4]. Enacted; effective June 11, 2026. Other benefits provisions not investigated.
S_WA-P3-S038Washington Legislature, 2025 c306, E2SHB 1440. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/House/1440-S2.SL.pdf?cite=2025+c+306+s+14Complete §14 pp.42–43 [42–43]; §§16–17 p.43 [43]. Enacted; effective January 1, 2026. Seizure application clause read; full forfeiture regime excluded.
S_WA-P3-S039Washington Legislature, 2023 c102, SSB 5087. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5087-S.SL.pdf?cite=2023+c+102+s+4Cover [0], complete §4 p.3 [3]. Enacted; effective July 23, 2023. Other provisions not fully read.
S_WA-P3-S040Washington Legislature, 2026 c36, HB 2632. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/House/2632.SL.pdf?cite=2026+c+36+s+3Cover [0]; complete §3 p.2 [2]; §§44–45 p.89 [89]. Enacted; §3 effective June 11, 2026. Specified other sections have 2027 delayed/expiration dates. Not all ninety pages read.
S_WA-P3-S041Washington Legislature, 2002 c261, E2SSB 5827. https://lawfilesext.leg.wa.gov/biennium/2001-02/Pdf/Bills/Session%20Laws/Senate/5827-S2.SL.pdf?cite=2002+c+261+s+1Cover [0]; complete §1(1)–(8), pp.1–3 [1–3]; §2 pp.3–4 [3–4]. Enacted; effective June 13, 2002. Later sections only partial; current 2022-amended enforcement text separately read at S004.
S_WA-P3-S042Washington Legislature, 2020 c57, ESSB 6028—UETA. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/Senate/6028-S.SL.pdf?cite=2020+c+57+s+4Cover [0]; §§3–5 pp.3–4 [3–4]; selected legal-recognition/attribution passages pp.5–6 [5–6]; §§91–92 p.95 [95]. Enacted; effective June 11, 2020. Not all 96 pages read.
S_WA-P3-S043Washington Legislature, 2020 c312, ESSB 6287—Guardianship amendments. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/Senate/6287-S.SL.pdf?cite=2020+c+312+s+702Cover [0]; complete §702 p.152 [152]; §902 p.210 [210]; §§906–907 pp.215–216 [215–216]. Enacted; §702 effective January 1, 2022. Recovered the specific original effective-date route; not the whole current guardianship chapter or 217-page act.
Source links captured in this table

Captured table 12

Branch · Missing predicate or authority · Adverse inference blocked · 28 data rows

BranchMissing predicate or authorityAdverse inference blockedExact next generic inquiry
B001Written-agreement, unwritten-liability, account-receivable or residual classification; treatment of assigned receivables under “claimant’s business.”Selecting a period from a product label, absence of a signed paper, or uncertainty alone.Resolve the generic classification boundaries under .040(1)–(2), .080(3), .130 and 4.08.080. Judicial construction remains outside this pass. C001–C006, C063.
B002Reciprocal demands, qualifying account continuity and effect of the statutory item gap.Treating every running balance or sequence of bills as a mutual account; using a “last activity” label as accrual.Resolve the statutory meaning and interaction of .150 with .040(2)/.080(3). C007–C008.
B003Article 3 negotiability and the exclusion/override branches in 3-102.Assigning 3-118 to every promissory document; treating nonnegotiability as proof of a particular fallback period.Follow the applicable Article 4/4A/8/9A branch and general contract classification; examine 4-111 if a bank-collection claim is the category. C019–C028.
B004Goods/sale/lease/hybrid characterization; security-only arrangements; special statutory controls; lease indemnity wording.Treating every written sale/lease as six years or every “lease” as Article 2A; repairing the indemnity sentence by assumption.Resolve 2-102/105/106 and 2A-102/103 scope, relevant finance-lease incorporations, and 2A-506(2)’s indemnity construction. C009–C018.
B005Generic breach accrual, separate installment accrual, demand prerequisites, effective acceleration and de-acceleration.Starting at signature, first missed payment, final maturity or a label without authority; resetting all installments together.Judicial construction of .005/.040/.080 and effective acceleration remains held; compare only with the express 3-118(a) rule. C001, C020–C021, C080.
B006Availability and scope of discovery, equitable tolling, estoppel, waiver, or contractual modification beyond the express clauses read.Applying fraud or warranty discovery to every debt; importing a lease extension prohibition from the sales statute.Identify the exact generic doctrine and its relation to 2-725/2A-506 and .080(4); judicial construction held. C010–C018, C081.
B007Substantive governing law, conflicts selection, .290/chapter 4.18 reconciliation and specialized UCC choice provisions.Automatically selecting Washington law from forum/residence or a contract label; importing a foreign period without its accrual/tolling.Resolve 4.18.020–.040 with .290 and 1-301; follow only the specialized choice provision implicated by a generic category. C042–C045, C098.
B008Demand versus definite time; special check/CD category; legally qualifying demand or acceptance.Using one note period for all instruments or treating ordinary contact as demand/acceptance.Apply the complete definitions in 3-103/104/108/409 to the generic branch; preserve C026’s dual CD predicate. C020–C029.
B009Actual statutory dishonor, presentment/excuse, bank-return/accountability conditions and overriding banking law.Treating nonpayment or refusal to certify as universal dishonor; computing a date from incomplete bank-processing rules.Complete only the implicated 3-501/502/504 and Article 4/Federal Reserve incorporation; 4-208 defenses and other specialized dependencies remain open. C024, C030.
B010Who legally made a payment, authority/agency, allocation, installment versus whole obligation, and “after it is due.”Every transfer or third-party payment restarts every balance; a nominal/unallocated amount necessarily qualifies.Resolve .270’s generic payor, authority, allocation and due-condition construction. C058–C059, C062.
B011Sufficient acknowledgment/promise content, conditional language, signed party, continuing versus genuinely new obligation and resulting accrual.Every signature, dispute, offer or reference to a debt is a sufficient new promise.Resolve .280’s sufficiency and effect; do not use a purported new obligation to presume avoidance of its post-expiration prohibition. C060–C062.
B012Pre-/post-2019 application; expired versus unexpired status; reconciliation with 3-118.Post-expiration payment or writing revives under current text; every UCC clock restarts identically; all instruments are categorically carved out.Interpret 2019 c377’s temporal application and the relationship among .270, .280, 1-103(b) and 3-118. C058–C066.
B013UETA consent, intent, attribution, legal aspect governed, earlier electronic law and transferable-record/E-SIGN branches.Every typed name/click is sufficient; electronic format is universally invalid; Article 3 scope is ignored.Follow 1.80.020–.080 and only indispensable electronic-record incorporations. No actual writing examined. C064, C085.
B014Absence/concealment construction, available service, jurisdiction and any constitutional limitation on application.Every out-of-state interval tolls automatically.Resolve .180 with 4.28.180/.185 and applicable service rules; judicial/constitutional construction held. C046.
B015Full current chapter 11.130 incorporation and its relation to inability to understand proceedings; qualifying status at accrual.Diagnosis, guardianship status, age of a defendant, or any incarceration alone establishes tolling.Verify the complete current statutory determination framework, then its .190/.250/.260 relationship. S012 is only a 2024-certified section; S043 resolves only the 2020 amendment date. C047–C048.
B016Survival, probate/nonprobate claim, notice, ascertainability, presentation and insurance qualifications.Automatic one-year death extension or substitution of an ordinary contract period for a nonclaim bar.Follow 11.40.020/.040/.070, chapter 11.42 and survival provisions as indispensable; no probate calendar is completed. C052–C053.
B017Nature of a stay/prohibition, qualifying prior action and termination, or bankruptcy overlay.Every dismissal permits refiling; every bankruptcy stay simply adds its duration; .26 permits a bankruptcy claim.Distinguish .230/.240, 2-725(3), 2A-506(3) and, if required in a later bounded branch, 11 U.S.C. 108(c), 362 and relevant claim/discharge provisions. C013, C018, C050, C054, C072.
B018Washington military-call definitions, dependent qualification, waiver, and relationship between protection window and service-time exclusion.Automatically adding 180 days; treating federal/state definitions as interchangeable; assuming all categories share the Guard nexus wording.Reconcile 38.42.010/.020/.040/.090/.100; retain the >30-day call condition and distinct dependent tests. C077–C078.
B019Current incorporated military definitions, qualifying Guard duty, pre-service orders, waiver and historic application.All military affiliation qualifies; all dependents receive federal §3936(a) tolling; protected-order time automatically equals service time.Close S027’s edition gap, then the necessary 3911/3917/3918/3936 relationship and historic application only where material. C075–C076.
B020Judgment type, relevant entry/filing/transcript event, extension conditions, foreign expiration and action-versus-enforcement classification.All judgments last twenty years; a new Washington filing necessarily defeats the originating jurisdiction’s expiration; lien and suit clocks are identical.Follow 4.64.030 and the applicable foreign-judgment chapter; resolve action-on-judgment accrual and the express .020(7) exceptions. C032–C037.
B021Support, tax, assessments, state/public claims, criminal obligations, construction/repose and other special sectors.Ordinary six/three-year rules govern every money liability; state-benefit immunity applies to every public creditor.Separate generic sector passes, including relevant support definitions/procedure and .300–.320/64.50 if construction is implicated. C031, C038–C041, C049.
B022Forum, applicable commencement/service rules, publication, special proceedings, calendar and rule-version history.Filing or service alone is always enough; service-first is universally allowed; mailing adds three days to all limitation periods.Complete the particular generic CR/CRLJ/service incorporation and authenticate an original rule order if historical timing matters. C055–C057.
B023Consumer-purpose transaction and covered collector status, including exclusions and security-interest-only scope.Federal .26 covers every creditor, business debt or foreclosure activity—or excludes every secured obligation.Apply only the complete generic statutory definition/exclusion tests; no entity or obligation investigation. C067–C074.
B024Current incorporated motor-vehicle definitions and all §5519 conditions/exceptions.A vehicle-related activity automatically has a federal collection exemption.Obtain a current ordinary official rendition of 49 CFR 571.3 or verify changes after the October 1, 2025 edition; retain §5519(b)/(c) limits. C070; S044.
B025Complete bad-check incorporated definitions/regulatory classifications; any actual federal state-exemption instrument.A prosecutor connection or state regulation alone creates an exclusion; the special thirty-day safeguard is a universal revival disclosure.Verify current 12 U.S.C. 5002/4001 definitions and necessary Board rules; separately read Appendix A and any applicable exemption regulation. C096–C097.
B026Older original enactments/orders, pre-effective rights, and post-snapshot federal updates.Current wording automatically governs every historical event; a page update equals legal effectiveness; an unverified edition is current.Close the specific version gaps identified in C066/C082–C095 and the source register. No indiscriminate historical rerun.
B027Legal effect beyond the particular action bar: extinguishment, collateral, reporting, discharge or other collection conduct.Time-barred means discharged; expired reporting means expired suit; a remaining debt authorizes any collection method.Separate the precise statutory consequence and conduct regime. FCRA, full bankruptcy and collateral law remain unexamined. C031–C036, C071–C072, C079.
B028Judicial construction, contrary authority and subsequent judicial history.Absence of researched cases proves absence of contrary authority or validates every literal-text application.This dependency remains expressly outside the owner’s no-case/opinion boundary. No named case/opinion/docket inquiry was performed.

Captured table 13

Public-law research field · Entry · 30 data rows

Public-law research fieldEntry
Component identifier
Generic claim category
Governing statutory provision
Applicable edition or version
Effective/application clause
Necessary definition
Necessary incorporation
Accrual rule
Reference-event category
Period and unit
Inclusive/exclusive boundary wording
Applicable computation rule
Installment rule
Acceleration rule
Demand requirement
Acknowledgment/promise requirement
Payment qualification
Expired/unexpired distinction
Assignment provision
Tolling provision
Commencement provision
Special-liability exclusion
Federal conduct provision
Unresolved legal dependency
Primary-source URL
Exact pinpoint
Source currency
Actual access date
Read extent
Research status

Captured table 14

Requested element · Status in this pass · Sources/claims/branches · 33 data rows

Requested elementStatus in this passSources/claims/branchesExact remaining evidence or boundary
1 — Current official ordinary limitation statutesAnswered as public textS001; C001–C008Actual legal classification and judicial accrual construction remain held.
1 — Written versus unwritten liabilityAnswered conditionallyC002–C004; B001No assumption that document labels or absence of writing alone decide the branch.
1 — Open/mutual/current accountsAnswered text; application heldC003, C007–C008; B002Reciprocity, continuity and account-receivable interaction.
1 — Notes/negotiable instrumentsCore period matrix answeredS003, S035; C019–C030Negotiability, legal demand/acceleration/dishonor and specialized overrides remain conditional.
1 — Installments versus accelerationExpress UCC rule answered; ordinary rule heldC020–C021, C080; B005Generic judicial construction for non-UCC installments and effective acceleration.
1 — Judgments/decreesDistinctions answered; full procedure partialS004–S006, S041; C032–C0374.64.030, foreign-judgment regime, action accrual and exception construction.
1 — Other material contract categoriesSales and goods leases answered conditionallyC009–C018; B004Hybrid/finance/security characterization and lease indemnity wording.
1 — Special liabilities/taxes/support/public debtsIdentified and boundedC038–C041; B021Separate sector regimes remain open; no ordinary default assigned.
1 — Suit bar versus extinguishment/reporting/judgment/collateralAnswered as distinctionC031–C036, C079; B027No complete FCRA, bankruptcy, collateral or lien-perfection investigation.
2 — General accrual textAnsweredC001, C080Statute says after accrual; does not supply every ordinary-contract trigger.
2 — Execution/maturity/default/demandUCC and goods/lease triggers answered; ordinary classification heldC010–C011, C015–C016, C020–C030No event date or effective demand/acceleration assumed.
2 — Last account itemAnswered conditionallyC007–C008Only the defined reciprocal account branch.
2 — DiscoveryExpress clauses answeredC010–C011, C015–C016, C081Broader discovery/equitable doctrines held.
2 — Borrowing/choice of lawStatutory framework answered; reconciliation partialS002, S003; C042–C045, C098Governing-law/conflicts construction and specialized UCC branches.
2 — Absence/disability/service tollingText answered; qualification partialC046–C051, C075–C078Service-availability construction, complete guardianship incorporation and military qualification.
2 — Other exceptions/commencement/countingAnswered to selected generic textC052–C057Probate, full service and forum-specific counting remain held; no deadline calculation.
3 — Payment, acknowledgment and promiseCurrent operative clauses fully read and answeredS001, S031; C058–C066Allocation, authority, sufficiency and legacy/UCC reconciliation remain held.
3 — Oral contact/unperformed offerBoundary answeredC060–C062No automatic legal effect; no advice to communicate, pay or refrain.
3 — Expired versus unexpiredCurrent distinction answeredC058–C061, C066Pre-2019 temporal application and exact boundary classification held.
3 — Assignment/debt saleGeneric statutory distinction answeredS008; C063, C074No assignment-based restart inferred; specialized negotiable defenses held.
3 — Electronic writing/signaturePartialS009, S042; C064, C085Scope, attribution, consent, Article 3/E-SIGN and older-law branches.
4 — Federal suit/threat prohibitionAnswered to actual rule and definitionsS022–S025; C067–C074Covered status and applicable state expiration remain predicates.
4 — Exclusions/incorporationsSubstantial text read; narrow gaps heldC069–C070, C096–C097; B023–B025Definition edition gaps, Board-rule branch, Appendix A/exemption instrument.
4 — Indispensable federal tollingSCRA text answered conditionallyS026–S028; C075–C076Military-definition currency and specialized historical/waiver relationships.
4 — No universal revival disclosure/full federal rerunBoundary preservedC079; B027Other disclosure, TSR, CROA, reporting and bankruptcy regimes remain open.
5 — Literal URLs/pinpoints/read extent/statusSupplied visiblySource register S001–S045Currentness gaps explicitly marked; failed routes below are not evidence.
5 — Original amendment/application verificationCompleted for material selected changes; older branches partialC066, C082–C095Specific original-order/legacy enactment gaps remain held.
5 — Contrary authority/subsequent historyHeld by scopeB028No case/opinion/docket investigation; current codification is not a judicial-history assurance.
6 — Complete visible evidence tablesSuppliedClaims, quantities, sources, branches, coverage and logsNo table or substantive deliverable is deferred to a download.
6 — Wholly blank worksheetSupplied§5No factual or invented scenario populated.
Registry dimension 3 overallPublic-text component substantially answered, with explicit legal dependenciesAll aboveNo acceptance of the entire dimension, state dossier or A066 is implied.
P1/P2 fee/access/fair-share/nonprofit/cancellation interactionsUnchanged; excluded from this passSupplied scope context onlyNo patch, reopening or reliance on those substantive findings.
All other Washington categoriesRemain openB021, B027–B028 and supplied exclusionsFull collection, litigation, agreements, funds/bond/remedies, execution exemptions, secured debt, sectors, local/tribal issues, contracts and case-law coverage require their separate passes.

Captured table 15

Read group · What was actually done · What is not claimed · 8 data rows

Read groupWhat was actually doneWhat is not claimed
Core Washington lawRead official chapter/section bodies, relevant definitions, operative exceptions and displayed source/application notes.A search result, index entry or heading was not counted as statutory evidence.
UCCRead complete selected limitation subsections and the listed scope, instrument, presentment, dishonor and transition provisions.The whole UCC, all banking rules, collateral priorities or all specialized choice rules were not read.
Judgment/procedureRead the full selected judgment sections and posted CR/CRLJ PDFs listed in the register.Full renewal filing procedure, valid service, jurisdiction or an actual calendar was not established.
Revival/version workRead the complete 2019 two-section act, the complete selected 2007 and 1995 acts, and bounded operative/effective clauses in the larger acts.Retrieval of a large PDF was not treated as reading every page.
Federal collection lawRead operative FDCPA definitions/exclusions/prohibitions and Regulation F scope, definitions, .26 and .108; read the original adopted .26.Full FDCPA remedies, disclosure rules, bankruptcy law or judicial validity/subsequent history was not researched.
Military/disability incorporationsRead the selected current codification, recovered original effective clauses, and the specific incorporated definition passages.A readable historical/edition-uncertain definition was not promoted to fully current law.
PDF methodRead parsed statutory/rule text with printed-page and zero-based page indices.No claim of visual page-pixel inspection.
Duplication controlReused document IDs across chapter sections and multiple renditions.HTML/PDF/current-code/original-act versions were not treated as independent witnesses.

Captured table 16

Search · Exact query · Result/use · 4 data rows

SearchExact queryResult/use
Search 1site:uscode.house.gov "1692a" "Definitions" "2026"Located the working OLRC route; operative text was then opened and read.
Search 2site:uscode.house.gov "3936" "Statute of limitations"Discovery route for the federal tolling provision; actual official body subsequently read.
Search 3site:courts.wa.gov court_rules CR 6 computation time CR 3 commencementGeneric court-rule discovery; official rule PDFs subsequently opened directly.
Search 4site:app.leg.wa.gov "11.130.265" "Basis"Located the official section PDF after HTML routes failed. It resolved only the section-text route and retained its 2024 certification limit.

Captured table 17

Route/material · Actual treatment · 7 data rows

Route/materialActual treatment
Search results for archived/title-level guardianship PDFs and chapter indexesDiscovery only unless specifically registered as read. No claim that the whole guardianship chapter became available/current.
https://www.govinfo.gov/link/uscode/12/5519Duplicate PDF route retrieved; operative reliance is on the complete OLRC text in S025. Not independent corroboration.
FederalRegister.gov HTML version of the 2021 final ruleHeader/DATES read; full operative reliance is on S024’s official PDF and S023’s current text. A linked later correction was not fully investigated.
https://uscode.house.gov/us/usc/119-120/t50/s3937/Adjacent interest provision partially encountered; discarded as limitation authority. No interest-rate finding made.
https://app.leg.wa.gov/rcw/default.aspx?cite=73.16.070Read after following a note; current subject is USERRA-related. It was not used as the SCRA limitation source.
Incidental sector provisions and adjacent PDF pagesNot used to claim complete tax, support, construction, criminal, banking, forfeiture, healthcare or secured-debt coverage.
Prior P1/P2 exclusion records supplied in the promptScope context only. No substantive findings or prior access were attributed to this research.
Source links captured in this table

Captured table 18

Failure ID · Literal attempted route and observed failure · Materially different ordinary route / remaining status · 14 data rows

Failure IDLiteral attempted route and observed failureMaterially different ordinary route / remaining status
F001https://www.ecfr.gov/current/title-12/chapter-X/part-1006/section-1006.1 — inaccessibleCorrect subpart-A route read completely, S023.
F002https://www.ecfr.gov/current/title-12/chapter-X/part-1006/section-1006.2 — inaccessibleCorrect subpart-A route read completely, S023.
F003https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1692a&num=0&edition=prelim — failed/404 routeOfficial search located the /us/usc/119-120/ route, S022. Currency remains through October 7.
F004https://app.leg.wa.gov/rcw/default.aspx?cite=62A.12-101 — inaccessibleOriginal 2023 session law read for the necessary effective/saving clauses, S036. Full Article 12 not thereby resolved.
F005https://app.leg.wa.gov/rcw/default.aspx?cite=62A.12&full=true — inaccessibleSame bounded recovery through S036; specialized Article 12 branches remain held.
F006https://app.leg.wa.gov/rcw/default.aspx?cite=11.130.265 — inaccessibleOfficial section PDF read, S012, certified July 12, 2024.
F007https://app.leg.wa.gov/rcw/default.aspx?cite=11.130&full=true — inaccessibleS012 resolves only .265; full current chapter incorporation remains held.
F008https://app.leg.wa.gov/rcw/default.aspx?cite=11.130.915 — inaccessibleOriginal 2020 act’s §§902/907 recovered, S043. Current complete .915 consolidation not established.
F009https://app.leg.wa.gov/RCW/default.aspx?cite=11.130.915&pdf=true — inaccessibleS043 resolves the specific original effective-date clause only.
F010https://uscode.house.gov/us/usc/119-120/t10/s101/ — inaccessibleGPO dynamic section PDF read, S027; edition unverified.
F011https://www.govinfo.gov/content/pkg/USCODE-2025-title10/pdf/USCODE-2025-title10-subtitleA-partI-chap1-sec101.pdf — inaccessibleNo edition verification obtained from this route. S027 remains qualified.
F012https://uscode.house.gov/us/usc/119-120/t12/s5002/ — inaccessibleGPO dynamic PDF read, S029; edition unverified.
F013https://uscode.house.gov/us/usc/119-120/t12/s4001/ — inaccessibleGPO dynamic PDF read for (14), S045; edition and additional Board-rule branch remain qualified.
F014https://www.ecfr.gov/current/title-49/subtitle-B/chapter-V/part-571/subpart-A/section-571.3 — redirected to an access-challenge pageNo challenge interaction or bypass. Separate GPO October 1, 2025 edition read, S044. Current 2026 definition gap remains.
Source links captured in this table

Find the assertion and its boundaries

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

SWA correction of the C070 coverage pinpoint →
SWA exact original-row completion →
Two bounded source corrections →
1. Exact two-cell replacements →
S_WA-P3-C001 Saved research record

Chapter 4.16 generally measures its periods after accrual, while preserving exceptions within the chapter and special limitations prescribed elsewhere.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S001, RCW 4.16.005. Text established. It supplies no universal execution, maturity, default or discovery event. B001, B005, B021.
S_WA-P3-C002 Saved research record

An action on a written contract, or an express or implied liability arising from a written agreement, has a six-year period, subject to the express mortgage-release exception.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S001, .040(1); S007, 64.04.007(2). Classification and accrual remain separate. B001, B005.
S_WA-P3-C003 Saved research record

An action on an account receivable has a six-year period. The definition concerns a payment obligation incurred in the ordinary course of the claimant’s business or profession, arising from one or more transactions, whether or not earned by performance.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S001, .040(2). A written agreement is not stated as a prerequisite to this category. Assignment and the claimant-business language require care. B001.
S_WA-P3-C004 Saved research record

An action on an express or implied contract or liability that is not in writing and does not arise from a written instrument has a three-year period, except an account receivable under .040(2).

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S001, .080(3). “Unwritten” alone does not establish the three-year branch. B001.
S_WA-P3-C005 Saved research record

The general provision for rents, profits, and use or occupation of real estate states six years.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S001, .040(3). This is not a completed landlord-tenant or other real-property sector analysis; special statutes remain reserved by .005. B021.
S_WA-P3-C006 Saved research record

Relief not otherwise provided for has a residual two-year period after accrual.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .130. Uncertainty about classification does not establish that the residual category applies. B001.
S_WA-P3-C007 Saved research record

For a mutual, open and current account involving reciprocal demands, the statutory accrual event is the last item proved on either side.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S001, .150, first sentence. This is an accrual rule, not a freestanding period or a definition covering every revolving or unpaid account. B002.
S_WA-P3-C008 Saved research record

A lapse of more than one year between a series of account items excludes those items from the statutory mutual-account treatment.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S001, .150, second sentence. The text uses a strict “more than” boundary; reciprocity and account classification are still necessary. B002.
S_WA-P3-C009 Saved research record

An action for breach of a contract for the sale of goods has a four-year period after accrual.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S003, 62A.2-725(1), with 2-102, 2-105 and 2-106. Goods, hybrid-transaction and special-law qualifications matter. B004.
S_WA-P3-C010 Saved research record

Under the sales provision, a breach claim accrues when the breach occurs, irrespective of the aggrieved party’s lack of knowledge.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S003, 2-725(2), first sentence. What constitutes the relevant breach remains a separate issue. B004, B006.
S_WA-P3-C011 Saved research record

A sales warranty ordinarily is breached at tender of delivery. An expressly future-performance warranty has the statutory discovery exception only when discovery of the breach must await that future performance.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S003, 2-725(2), remaining sentences. The exception is not a general discovery rule for unpaid debts. B004, B006.
S_WA-P3-C012 Saved research record

The original sales agreement may shorten the four-year period to not less than one year, but may not extend it.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S003, 2-725(1). No agreement was examined and no contractual modification is assumed. B004.
S_WA-P3-C013 Saved research record

The sales statute permits a qualifying second action within six months after termination of a timely first action, when another action remains available; voluntary discontinuance and dismissal for failure or neglect to prosecute are excluded.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S003, 2-725(3)–(4). It preserves tolling law and excludes pre-effective accruals. It is not a general Washington refiling rule. B017, B026.
S_WA-P3-C014 Saved research record

An action for default under a lease contract governed by Article 2A, including warranty or indemnity, has a four-year period after accrual.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S003, 2A-506(1), with 2A-102 and 2A-103. This concerns qualifying leases of goods, not every arrangement described as a lease. B004.
S_WA-P3-C015 Saved research record

For an Article 2A default or warranty claim, accrual is the later of the specified actual/constructive discovery event or occurrence of the default.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S003, 2A-506(2), first sentence. The underlying default and discovery predicates are not supplied here. B004, B006.
S_WA-P3-C016 Saved research record

The lease indemnity sentence refers to discovery of the act or omission and ends with “whichever is later,” without supplying a clear second comparator in that sentence.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S003, 2A-506(2), second sentence. Held: no corrective wording or completed accrual formula is invented. B004.
S_WA-P3-C017 Saved research record

The original lease contract may reduce the Article 2A period to not less than one year.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S003, 2A-506(1). Unlike 2-725(1), this subsection does not expressly state the same prohibition on extension; no conclusion about permitted extension is supplied. B004, B006.
S_WA-P3-C018 Saved research record

Article 2A has a conditional six-month second-action provision, with voluntary-discontinuance and failure-to-prosecute exclusions, while preserving tolling law and excluding pre-effective accruals.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S003, 2A-506(3)–(4). B017, B026.
S_WA-P3-C019 Saved research record

The Article 3 branch requires the statutory negotiability conditions: an unconditional promise/order, fixed money amount, the required bearer/order status, demand or definite-time payment, and permitted additional undertakings only, subject to the statutory check exception and nonnegotiability exclusion.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, exceptions and limits
S003, 3-102; 3-103; 3-104(a)–(j); 3-106. A promise requires a signed written undertaking; an acknowledgment alone is not necessarily that undertaking. B003.
S_WA-P3-C020 Saved research record

A definite-time note generally has six years after the stated due date or dates.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, exceptions and limits
S003, 3-118(a). Certificate-of-deposit subsection (e) is excepted. The plural “dates” is express; it does not decide every non-UCC installment issue. B005, B008.
S_WA-P3-C021 Saved research record

If the definite-time note’s due date is accelerated, the stated period is six years after the accelerated due date.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, exceptions and limits
S003, 3-118(a). The section does not itself establish whether acceleration occurred effectively, its notice prerequisites, or later reversal of acceleration. B005.
S_WA-P3-C022 Saved research record

For a demand note, when demand for payment is made to the maker, the period is six years after demand.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, exceptions and limits
S003, 3-118(b), subject to (d) and (e). A qualifying demand must be established. B008.
S_WA-P3-C023 Saved research record

If no demand is made, enforcement of a demand note is barred when neither principal nor interest has been paid for a continuous ten-year period.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, exceptions and limits
S003, 3-118(b). This is a special no-demand/nonpayment branch, not a general ten-year loan period. Its interaction with .270 remains held. B008, B012.
S_WA-P3-C024 Saved research record

For an unaccepted draft, the statute uses six years after dishonor or ten years after the draft’s date, whichever expires first.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, exceptions and limits
S003, 3-118(c), except (d). Washington’s six-year dishonor limb was verified in the 1995 enactment. Actual statutory dishonor is a necessary predicate. B008, B009.
S_WA-P3-C025 Saved research record

Enforcement against the acceptor of a certified check or the issuer of a cashier’s, teller’s or traveler’s check has three years after demand for payment to the specified obligor.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, exceptions and limits
S003, 3-118(d); definitions in 3-104 and 3-409. These categories must not be folded into the ordinary demand-note rule. B008.
S_WA-P3-C026 Saved research record

A certificate of deposit generally has six years after demand. If it states a due date and earlier payment is not required, the period begins when a demand is in effect and the due date has passed.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, exceptions and limits
S003, 3-118(e); 3-104(j). Both predicates matter in the dated-CD branch. B008.
S_WA-P3-C027 Saved research record

For an accepted draft other than a certified check, the period is six years after the stated date/dates if payable at a definite time, or six years after acceptance if payable on demand.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, exceptions and limits
S003, 3-118(f); 3-409. Acceptance is a defined event, not simply receipt or an informal promise. B008.
S_WA-P3-C028 Saved research record

Article 3’s listed conversion, warranty and other-obligation actions generally have three years after accrual, unless another law governs indemnity or contribution.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, exceptions and limits
S003, 3-118(g). The subsection does not define every such accrual event or cover all Article 4 banking claims. B003, B009.
S_WA-P3-C029 Saved research record

Article 3 treats a note with no stated payment time as payable on demand. A fixed-date instrument also payable on earlier demand follows the demand branch if an earlier demand is made; otherwise the fixed date governs.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, exceptions and limits
S003, 3-108(a)–(c). Acceleration rights do not alone prevent definite-time classification. B008.
S_WA-P3-C030 Saved research record

Presentment, acceptance and dishonor have distinct statutory conditions. Nonpayment, refusal to certify, receipt of a communication and dishonor are not interchangeable events.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, exceptions and limits
S003, 3-409; 3-501; 3-502(a)–(f); 3-504; 4-104; 4-301; 4-302. Presentment can be excused; specified bank-return and accountability rules apply to checks; refusal to certify is not itself dishonor. Full specialized banking application remains held. B009.
S_WA-P3-C031 Saved research record

Under the specified owner-occupied mortgage/deed-of-trust release provision, a remaining-debt action must be commenced within three years after release; failure results in forfeiture of the right to collect the remaining debt.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S007, 64.04.007(1)–(4); S001, .040(1). Applies to the defined individual personal/family/household situation, excludes business/commercial/agricultural obligations, and includes the statutory release/notice conditions. This is a narrow express forfeiture provision, not the general contract rule. B021, B027.
S_WA-P3-C032 Saved research record

An action upon a judgment or decree of the courts listed in .020(2) has a ten-year period, subject to extension under 6.17.020 or a similar provision elsewhere.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .020(2). This subsection does not itself state an entry-date accrual rule; .005 and any necessary construction remain relevant. B020.
S_WA-P3-C033 Saved research record

Ordinary execution, garnishment or other process under 6.17.020(1) is available within ten years from entry or filing of the judgment in Washington, subject to the section’s exceptions.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S004, 6.17.020(1)–(4). This is an enforcement provision, separate from C032. No actual enforcement permission is determined. B020.
S_WA-P3-C034 Saved research record

A qualifying judgment extension may be sought within the ninety days before expiration of the original ten-year term, for an additional ten years.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S004, .020(3). Includes forum, fee, updated-summary and review conditions. A transcribed district-court judgment has a specified superior-court route and transcript-based reference event. Full procedural incorporation of 4.64.030 remains held. B020.
S_WA-P3-C035 Saved research record

Section .020(7) contains a twenty-year enforcement ceiling from entry in the originating court, but expressly excepts .020(2)/(3) of chapter 4.16 and specified criminal/juvenile chapters. It does not extend a foreign judgment beyond its originating jurisdiction’s expiration.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S004, .020(7). A universal twenty-year rule would omit express exceptions. B020, B021.
S_WA-P3-C036 Saved research record

The ordinary Washington judgment lien/charge terminates after ten years from entry, subject to the support and statutory-extension provisions.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S005, 4.56.210(1)–(3); S004, .020(6). Lien perfection, priority and collateral enforcement are not completed here. B020, B027.
S_WA-P3-C037 Saved research record

For Title 6 and the identified judgment-lien provisions, superior-court entry occurs upon delivery to the clerk for filing; district/small-claims entry occurs upon docket entry.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S006, 6.01.020. This definition is limited to the provisions specified in its text. B020.
S_WA-P3-C038 Saved research record

Qualifying past-due child-support orders use a separate ten years from the youngest supported child’s eighteenth birthday framework, with the statutory after July 23, 1989 conditions.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .020(3); S004, .020(2); S020, 74.20A.020(6). Administrative-order and full support-regime incorporations remain incomplete. No ordinary-contract default is assigned. B021.
S_WA-P3-C039 Saved research record

Chapter 4.16 generally does not limit actions in the State’s name or for its benefit, subject to the express .310 exception.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .160. It is not a conclusion about all federal, local, tax or publicly held obligations. B021.
S_WA-P3-C040 Saved research record

Counties, municipalities and quasi-municipalities are generally subject to the same chapter limitations as private parties.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .160. Special statutory periods and classifications remain possible. B021.
S_WA-P3-C041 Saved research record

Special assessments, specified public instruments, taxes, support, criminal financial obligations, probate claims and construction-related liabilities cannot safely be assigned an ordinary-contract period solely because money is sought.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .005, .020, .030, .050–.070, .160, .200, .300–.310; S004, .020(4); S011. This is a bounded classification warning from the statutory structure, not completion of those separate regimes. B021.
S_WA-P3-C042 Saved research record

If a claim is substantively based on one other state’s law, that state’s limitation applies; if based on more than one state’s law, Washington conflicts law selects among them; other claims use Washington’s limitation, subject to the unfairness exception.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S002, 4.18.010–.020, .040. “State” includes a foreign country and specified subdivisions. No governing-law determination is made. B007.
S_WA-P3-C043 Saved research record

When another state’s limitation applies under chapter 4.18, that state’s accrual and tolling law also applies, but not its conflicts rules.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S002, .030. A foreign period cannot be imported while automatically retaining Washington accrual/tolling. B007.
S_WA-P3-C044 Saved research record

A court may substitute Washington’s period under the statutory unfairness test involving a substantially different foreign period and the stated unfair opportunity/burden condition.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S002, .040. Requires the specified court determination; no automatic preference for the longer or shorter period. B007.
S_WA-P3-C045 Saved research record

RCW 4.16.290 separately bars a Washington action where a cause arose elsewhere between Washington nonresidents and is barred there by lapse of time.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .290. Its reconciliation with chapter 4.18 and the relevant residence/time predicates remains held. B007.
S_WA-P3-C046 Saved research record

Section .180 addresses absence/nonresidence/concealment at accrual and later departure/residence outside Washington or concealment.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .180. Its text was read, but out-of-state service is also authorized in specified circumstances by S010, 4.28.180. No automatic toll for every period outside Washington is inferred. B014.
S_WA-P3-C047 Saved research record

Section .190 excludes qualifying disability time when the person entitled to sue had the specified status at accrual: under eighteen; the stated inability to understand proceedings, determined according to chapter 11.130; or imprisonment on a criminal charge before sentencing.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .190. Express penalty/forfeiture and officer-escape exclusions apply. This is not a general debtor-disability immunity or a rule for all incarceration. S012 resolves only part of the guardianship incorporation. B015.
S_WA-P3-C048 Saved research record

Disability must exist at accrual; where qualifying disabilities coexist then, the statutory limitation does not attach until all are removed.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .250–.260. A later-arising disability is not automatically added under these provisions. B015.
S_WA-P3-C049 Saved research record

Section .210 excludes the specified wartime period for a person entitled to sue who is not a U.S. citizen/national and is a subject or citizen of a country at war with the United States.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .210; S040, §3. No nationality, war status or qualifying period is assumed. B021, B026.
S_WA-P3-C050 Saved research record

Time during which commencement is stayed by an injunction or statutory prohibition is excluded under .230.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .230. This does not establish a universal bankruptcy extension or equate every pause in proceedings with a bar to commencement. B017.
S_WA-P3-C051 Saved research record

Section .220 excludes a period when enforcement of civil liabilities against a person in U.S. military service is suspended by law.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .220. The suspending law and its scope must be identified; the state and federal military provisions below provide separate texts. B018–B019.
S_WA-P3-C052 Saved research record

If the person entitled to sue dies before expiration and the cause survives, .200 provides a conditional representative-action saving period after ordinary expiration and within one year after death, subject to chapter 11.40.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .200. Survival and probate qualifications prevent treating this as an automatic one-year extension. B016.
S_WA-P3-C053 Saved research record

Claims against a person who dies before expiration are directed to chapter 11.40; that chapter has independent presentation/nonclaim rules and a limited insurance exception.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .200; S011, 11.40.010, .051, .060. Notice, ascertainability, presentation, survival and other incorporations remain held. B016.
S_WA-P3-C054 Saved research record

A timely action followed by a judgment for the plaintiff that is reversed on appeal/error has a conditional one-year-from-reversal saving provision.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .240. It is not a general rule for all dismissals or abandoned actions; survival conditions remain. B017.
S_WA-P3-C055 Saved research record

For limitation tolling, .170 uses filing or service, whichever occurs first, with the specified companion step within ninety days; failure of that step defeats the statutory commencement treatment.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .170. The filing-first branch requires timely personal service on one or more defendants or commencement of publication. This text is not independent permission to use service first in every debt action. B022.
S_WA-P3-C056 Saved research record

CR 3(e) requires the summons and complaint to be filed and bear a case number before service on a debtor. CR 3(a) separately directs limitation tolling to .170; CRLJ 3 specifies commencement by filing.

Recorded check status: selected prior primary rule aspects compared statutory and other scope held

Authority, conditions and limits
S017, CR 3(a), (e); S018, CRLJ 3; S019, 19.16.250(27). Forum, service and signature incorporations remain necessary. B022.
S_WA-P3-C057 Saved research record

RCW 1.12.040 and CR/CRLJ 6 contain first-day exclusion and last-day/holiday rules; the court rules additionally exclude intermediate weekends/holidays for periods shorter than seven days and provide a conditional mail-service addition.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S015–S018. Their applicability must be established. No universal calendar convention, automatic mail addition to a limitation period, or calculated deadline is supplied. B022.
S_WA-P3-C080 Saved research record

The ordinary-contract provisions read here do not expressly settle accrual at execution, each missed installment, final maturity, demand, effective acceleration or de-acceleration.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S001, .005, .040, .080. This is a bounded observation about those texts; judicial construction is deliberately held. Article 3’s express triggers remain distinct. B005, B028.
S_WA-P3-C081 Saved research record

The fraud provision has a three-year period with accrual postponed until discovery of the facts constituting fraud by the aggrieved party.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S001, .080(4). This is a specific fraud provision, not an established discovery rule for every contract claim. B006.
S_WA-P3-C098 Saved research record

UCC choice of law permits an agreement where the transaction has the stated reasonable relationship; absent an effective agreement, an appropriate Washington relationship is required, subject to the enumerated specialized choice rules.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S003, 1-301(a)–(c). The listed Article 2, 2A, 4, 4A, 5, 8, 9A and 12 exceptions were identified, not fully investigated. B007.
S_WA-P3-C058 Saved research record

A payment upon an existing contract, including the listed bills, notes, bonds or other indebtedness evidence, before its applicable period expires, restarts the period from the most recent payment if made after it is due.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority and limits
S001, .270, first sentence. The text does not itself resolve payor authority, allocation among obligations/installments, or the meaning of “due” in every structure. B010, B012.
S_WA-P3-C059 Saved research record

A payment made after expiration does not restart, revive or extend the limitation period under the current provision.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority and limits
S001, .270, second sentence; S031, §1. Historical application and UCC reconciliation are separately held; no favorable revival inference is made. B012.
S_WA-P3-C060 Saved research record

An acknowledgment or promise is insufficient evidence of a new or continuing contract for taking the matter outside chapter 4.16 unless contained in a writing signed by the party to be charged.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority and limits
S001, .280, first clause. Writing/signature is a necessary condition in the text; the section does not declare every signed reference sufficient or specify a universal new accrual date. B011, B013.
S_WA-P3-C061 Saved research record

An acknowledgment or promise made after expiration does not restart, revive or extend the period. Section .280 separately preserves the effect of principal or interest payments.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority and limits
S001, .280; S031, §2. The payment provision must be considered separately; the preservation sentence does not negate .270’s post-expiration prohibition. B012.
S_WA-P3-C062 Saved research record

An oral statement, mere contact or an unperformed offer is not automatically a qualifying payment or a signed written acknowledgment/promise.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority and limits
Inference limited to S001, .270–.280. A particular writing could require analysis under .280 even without payment; no communication is classified here. B010–B011.
S_WA-P3-C063 Saved research record

Written assignment authorizes the assignee’s action subject to the statute’s preservation of defenses, counterclaims and offsets, with its specified negotiable-paper counterclaim/offset exception. The assignment provision states no assignment-based limitation restart.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority and limits
S008, 4.08.080. A creditor’s assignment is distinct from the charged party’s acknowledgment or a qualifying payment. Negotiable-instrument defense law is not completed. B001, B012.
S_WA-P3-C064 Saved research record

UETA can satisfy writing/signature requirements electronically within its scope, subject to agreement to transact electronically, attribution, intent and other applicable substantive law.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority and limits
S009, 1.80.010–.080. Its UCC exclusion, exceptions for Article 2/2A and 1-306, and other-law qualification prevent a blanket electronic-writing conclusion. It does not override the post-expiration prohibition. B013.
S_WA-P3-C065 Saved research record

Section .270 expressly names notes and bills, but the reviewed texts do not expressly reconcile all of its restart language with every clock in 3-118, particularly the continuous no-payment demand-note branch.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority and limits
S001, .270; S003, 1-103(b), 3-118. Held: neither a categorical negotiable-instrument carveout nor universal identical restarting is assumed. B012.
S_WA-P3-C066 Saved research record

The 2019 act added the express post-expiration prohibitions and the pre-expiration payment qualification; its certified effective date is July 28, 2019. The act contains two operative sections and no express retroactivity/application section.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority and limits
S031, cover and §§1–2. Conduct or claimed effects predating that enactment remain a historical-construction branch. B012, B026.
S_WA-P3-C067 Saved research record

Regulation F’s relevant debt definition concerns a consumer’s actual or alleged money obligation arising from a transaction primarily for personal, family or household purposes, whether reduced to judgment or not.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S023, 1006.2(e), (h); S022, 1692a(3), (5). Business-purpose obligations are not automatically included. B023.
S_WA-P3-C068 Saved research record

Covered collector status includes the principal-purpose and regular-collection-for-another tests, plus the specified false-name own-creditor rule.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S023, 1006.2(i)(1); S022, 1692a(6). The security-interest-enforcement addition is expressly for 1006.22(e); it does not by itself establish coverage under .26, although another collector test may apply. B023.
S_WA-P3-C069 Saved research record

The collector definition contains activity-specific exclusions for own-name creditor employees; qualifying affiliated collection; government officials performing duties; process servers; qualifying nonprofit counseling/distribution; and the specified fiduciary, originator, nondefault-at-acquisition and commercial-secured-party activities.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S023, 1006.2(i)(2)(i)–(vi); S022, 1692a(6)(A)–(F). These are conditional federal exclusions, not conclusions about Washington provider exemptions or any entity. B023.
S_WA-P3-C070 Saved research record

Regulation F’s scope incorporates the motor-vehicle-dealer exclusion in 12 U.S.C. 5519(a), subject to that statute’s exceptions and defined dealer/vehicle conditions.

Recorded check status: nonmaterial pinpoint L001 resolved other substantive scope holds preserved

Authority, conditions and limits
S023, 1006.1(b); S025, 5519(a)–(f); S044. Mortgage activities, specified retained direct retail credit/leases, and unrelated financial products are exceptions. Other federal agency authority is preserved. Incorporated-definition currentness remains partly held. B024.
S_WA-P3-C071 Saved research record

A covered debt collector must not sue or threaten legal action against a consumer to collect a debt whose applicable limitation period has expired.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S023, 1006.26(a)(1)–(2), (b); S024, adopted §1006.26. State/other applicable law must first establish expiration. B023, B027.
S_WA-P3-C072 Saved research record

The .26(b) prohibition expressly excludes proofs of claim filed in connection with bankruptcy.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S023–S024, .26(b), second sentence. This is not a determination that any proof of claim is allowable or that other bankruptcy law permits it. B017, B027.
S_WA-P3-C073 Saved research record

FDCPA §1692e separately prohibits false representations about a debt’s legal status and threats to take action that cannot legally be taken or is not intended.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S022, 1692e introductory text, (2)(A), (5). Full enforcement, remedies and judicial construction are outside this pass. B023, B028.
S_WA-P3-C074 Saved research record

FDCPA §1692e(6) prohibits falsely representing that sale, referral or transfer will cause loss of a claim or defense, or exposure to prohibited practices.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S022, 1692e(6). This supports keeping assignment separate from automatic loss of limitation defenses. B023.
S_WA-P3-C075 Saved research record

Federal SCRA excludes the qualifying military-service period when computing covered action/proceeding limitations by or against the servicemember or the listed heirs, representatives or assigns.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S026, 50 U.S.C. 3936(a). Subsection (b) separately addresses real-property redemption; (c) excludes federal internal-revenue limitation periods. Dependents’ own claims are not added to subsection (a)’s list by assumption. B019.
S_WA-P3-C076 Saved research record

Federal military-service classification requires the definitions and scope provisions, including the active-duty and specified National Guard branches; pre-service orders and waiver provisions require separate attention.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S026, 3911, 3912, 3917, 3918; S027, 10 U.S.C. 101(a)(4)–(5), (d)(1); S028, 32 U.S.C. 502(f). Criminal proceedings are excluded from SCRA scope. Some definition currency and historical application remain held. B019.
S_WA-P3-C077 Saved research record

Washington .090 excludes qualifying military-service time for covered actions by or against the member or the listed dependents, heirs, representatives or assigns; it separately addresses redemption and excludes federal internal-revenue limitation periods.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S013, 38.42.090(1)–(3), with .010, .020, .040, .100, .120; S014. State definitions and qualifications must be satisfied independently. B018.
S_WA-P3-C078 Saved research record

Washington’s chapter-level protection window begins with receipt of orders and extends through 180 days after termination/release, while .090 identifies the period of military service for exclusion from limitation computation.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S013, .020(1), .090(1). The texts do not justify automatically adding the entire 180-day protection window to every limitation period. B018.
S_WA-P3-C079 Saved research record

A suit limitation, express forfeiture/nonclaim consequence, judgment-enforcement period, lien duration, reporting-obsolescence rule and bankruptcy discharge are different legal questions.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S001, .005; S007, 64.04.007(2); S004–S005; S011; S023, .26. No reporting period, discharge conclusion, universal collection permission or universal revival-disclosure duty is derived from these provisions. B027.
S_WA-P3-C096 Saved research record

The private bad-check-program exclusion requires the prosecutor-established voluntary diversion framework, controlled contractual operation, statutory conduct/disclosure safeguards and the exclusions in §1692p(b).

Recorded check status: whole report text reviewed underlying primary not separately reverified

Authority, conditions and limits
S022, 1692p(a)–(c); S029–S030, S045. Excluded checks include the specified payday/postdated, justified stop-payment, unnotified bank-adjustment, previously accepted partial-payment, incapacity/age and illegal-transaction categories. The written-dispute safeguard has a thirty-day condition. Remaining definition/regulatory currency limits are B025.
S_WA-P3-C097 Saved research record

A state exemption from FDCPA/Regulation F requirements requires the prescribed federal determination/regulatory process; it is not automatic because state law regulates collection.

Recorded check status: selected primary aspects compared remaining definition version incorporation construction held

Authority, conditions and limits
S022, 1692o; S023, 1006.108(a)–(b). No Washington-specific exemption determination was established. Appendix A procedures and any applicable exemption instrument remain held. B025.
S_WA-P3-C082 Saved research record

The 2007 account-receivable amendment was effective July 22, 2007; §2 applies it to all account-receivable causes, whether commenced before or after that date.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S032, cover, §§1–2. Treatment of an already-barred claim is not inferred merely from that language. B026.
S_WA-P3-C083 Saved research record

The 1995 Article 3 amendment changed the unaccepted-draft dishonor limb from three to six years, effective July 23, 1995.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S035, cover, §1(c). The draft-date ten-year alternative remained. Earlier-version applications are held.
S_WA-P3-C084 Saved research record

The 2023 UCC act became effective January 1, 2024. Its general saving clause preserves specified pre-effective transactions under prior law, subject to enumerated transition exceptions. It amended hybrid-transaction scope and permitted specified governing-law/forum terms within negotiability.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S036, §§201, 301, 401, 1103–1109, 1204. Specialized collateral/digital-asset transitions are not adjudicated. B026.
S_WA-P3-C085 Saved research record

UETA’s enactment was effective June 11, 2020, with prospective application to electronic records/signatures created, generated, sent, communicated, received or stored on or after its effective date.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S042, cover, §4; S009, .030. Earlier electronic-writing law and Article 3 transferable-record issues remain held. B013, B026.
S_WA-P3-C086 Saved research record

The 2020 amendment changing .190’s guardianship reference to chapter 11.130 was assigned January 1, 2022 effectiveness by §907(1).

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S043, §§702, 907. This recovers that enactment’s date, not the complete current guardianship regime.
S_WA-P3-C087 Saved research record

The current .190 wording was re-enacted in 2023, with the former subsection concerning the medical-injury minor exception removed; the act’s certified effective date is July 23, 2023.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S039, cover, §4. No medical-liability regime is analyzed here.
S_WA-P3-C088 Saved research record

The 2026 state military-definition amendment added the specified PHS/NOAA commissioned-service categories, effective June 11, 2026.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S037, cover, §3. The military-service-call conditions remain separate.
S_WA-P3-C089 Saved research record

The 2025 amendment expressly including civil asset forfeiture in .020 became effective January 1, 2026; its enactment includes a seizure-based application clause.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S038, §§14, 16–17. This does not complete forfeiture law or add a limitation interval to .090.
S_WA-P3-C090 Saved research record

The 2026 terminology amendment to .210 was effective June 11, 2026. The act’s specified 2027 delayed/expiration clauses concern other sections, not §3.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S040, cover, §3, §§44–45. May 1 and June 30, 2027 are future dates in that act, not the operative date of .210’s amendment.
S_WA-P3-C091 Saved research record

The 2002 judgment amendment applies to the categories stated in .020(8): judgments in effect June 13, 2002; specified judgments extended after June 9, 1994, excluding satisfied/vacated/quashed judgments; and later filed/rendered judgments.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S041, cover, §1(8); S004, .020(8). No automatic revival of an expired judgment is inferred.
S_WA-P3-C092 Saved research record

The enactment creating the mortgage-release rule and the .040(1) cross-reference was effective June 7, 2012, apart from an unrelated emergency-effective section.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S033, cover, §§1, 3, 15. The unrelated section’s March 29, 2012 date is not assigned to this limitation rule.
S_WA-P3-C093 Saved research record

Chapter 4.18 applies to claims accruing after July 24, 1983, or asserted more than one year after that date, and does not revive a claim barred before that date.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S002, .901; S034, §5. The original uses “effective date”; the codification supplies July 24. No separate constitutional calendar reconstruction was performed.
S_WA-P3-C094 Saved research record

The adopted Regulation F rule adding .26 stated November 30, 2021 as its effective date.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S024, printed p.5766 [PDF index 0], adopted .26 at p.5854 [88]. Current codified text was also read. No litigation-status conclusion is supplied.
S_WA-P3-C095 Saved research record

Some older transition dates and procedural amendment dates were read only in codified notes/rule footers, not fully traced through their original enactments/orders.

Recorded check status: whole report text reviewed underlying primary not separately reverified

Evidence and unresolved boundary
S003 includes the 1967, 1994 and 2012 transition materials; S017–S018 contain rule-history footers; S021 contains the 2022 criminal-financial-obligation effective-date note. These are expressly held historical branches, not independently authenticated original-adoption conclusions. B026.

Sources, pinpoints and access limits

Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.

S_WA-P3-S001 Saved research record

Washington Legislature, Chapter 4.16 RCW—Limitation of actions. https://app.leg.wa.gov/rcw/default.aspx?cite=4.16&full=true Also section renditions: https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.270 ; https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.280 ; https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.180 ; https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.190

Recorded check status: fresh selected primary sections checked

Actual read bounds, status, application and limitations
WA-current. Full operative text read for .005; .020; .040; .080; .130; .150–.290; .300–.310, including displayed histories/notes relevant to those provisions. Special .030, .050–.070 and adjacent special provisions were also encountered/read, without completing their sectors. Later construction/sector incorporations are not claimed complete. Selected 2002, 2007, 2012, 2019, 2020, 2023 and 2026 enactments below.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=4.16&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.270
https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.280
https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.180
https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.190
https://app.leg.wa.gov/rcw/default.aspx?cite=4.16&full=true&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.270&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.280&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.180&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=4.16.190&utm_source=chatgpt.com
S_WA-P3-S002 Saved research record

Washington Legislature, Chapter 4.18 RCW—Uniform Conflict of Laws—Limitations Act. https://app.leg.wa.gov/rcw/default.aspx?cite=4.18&full=true

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Entire chapter read: .010–.040, .900–.902 and histories. Original 1983 act: S034. Conflicts-law construction remains held.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=4.18&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=4.18&full=true&utm_source=chatgpt.com
S_WA-P3-S003 Saved research record

Washington Legislature, Title 62A RCW—UCC, selected provisions. Article 1: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-101 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-103 ; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-301

Recorded check status: fresh selected primary sections checked

Actual read bounds, status, application and limitations
WA-current. Complete selected sections and displayed notes read. General supplementary-law and choice rules do not resolve the held revival/conflicts questions. The 2012 application/saving note was read; original 2012 act not fully traced.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-101
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-103
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-301
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-101&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-103&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-301&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-102
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-105
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-106
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-725
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-102&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-105&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-106&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2-725&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2A-102
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2A-103
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2A-506
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2A-102&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2A-103&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.2A-506&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-118
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-409
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-501
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-502
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-504
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3&full=true&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-118&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-409&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-501&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-502&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3-504&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-104
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-301
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-302
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.10&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.11&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-104&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-301&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.4-302&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.10&full=true&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.11&full=true&utm_source=chatgpt.com
S_WA-P3-S004 Saved research record

Washington Legislature, RCW 6.17.020—Judgment execution and extensions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.17.020

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. All (1)–(8), history and displayed notes read. Latest listed amendment 2022 c260 §5; original 2002 amendment read at S041. Full 2022 criminal-obligation application and 4.64.030 incorporation not completed.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=6.17.020
https://app.leg.wa.gov/rcw/default.aspx?cite=6.17.020&utm_source=chatgpt.com
S_WA-P3-S005 Saved research record

Washington Legislature, RCW 4.56.210—Cessation of judgment lien. https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.210

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Full (1)–(3), history and notes read. Full judgment-lien creation/perfection and collateral regimes excluded.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.210
https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.210&utm_source=chatgpt.com
S_WA-P3-S006 Saved research record

Washington Legislature, RCW 6.01.020—Date of entry of judgment. https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.020

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Full section/history read. Definition applies to the provisions expressly named.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.020
https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.020&utm_source=chatgpt.com
S_WA-P3-S007 Saved research record

Washington Legislature, RCW 64.04.007—Owner-occupied security release and remaining debt. https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.007

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Full (1)–(4), including notice, purpose exclusions and owner-occupied definition, read. Original enactment S033. No broader foreclosure determination.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.007
https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.007&utm_source=chatgpt.com
S_WA-P3-S008 Saved research record

Washington Legislature, RCW 4.08.080—Assigned choses in action. https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.080

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Entire section and history read. Negotiable-paper proviso preserved; full holder/defense law not completed.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.080
https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.080&utm_source=chatgpt.com
S_WA-P3-S009 Saved research record

Washington Legislature, Chapter 1.80 RCW—UETA. https://app.leg.wa.gov/rcw/default.aspx?cite=1.80&full=true

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. .010–.090 fully read, including definitions, scope, prospective application, agreement, legal recognition and attribution. Other portions only incidental. Latest scope amendment listed 2024 c188 §17; original 2020 prospective clause read at S042. Transferable-record/E-SIGN branch held.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=1.80&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=1.80&full=true&utm_source=chatgpt.com
S_WA-P3-S010 Saved research record

Washington Legislature, RCW 4.28.180—Out-of-state personal service. https://app.leg.wa.gov/rcw/default.aspx?cite=4.28.180

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Full section/history read. Used only to identify the service interaction; no jurisdiction, valid-service or answer-deadline determination.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=4.28.180
https://app.leg.wa.gov/rcw/default.aspx?cite=4.28.180&utm_source=chatgpt.com
S_WA-P3-S011 Saved research record

Washington Legislature, Chapter 11.40 selected probate claims provisions. https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.010 ; https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.051 ; https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.060

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Complete selected bodies and displayed notes read. Notice/presentation sections .020, .040, .070, chapter 11.42 and survival law not fully read. No complete probate calendar.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.010
https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.051
https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.060
https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.010&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.051&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=11.40.060&utm_source=chatgpt.com
S_WA-P3-S012 Saved research record

Washington Legislature, RCW 11.130.265—Basis for appointment of guardian for adult. https://app.leg.wa.gov/RCW/default.aspx?cite=11.130.265&pdf=true

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
Official PDF certified July 12, 2024, printed p.1 [index 0], full (1)–(3) and history read. Legal rather than diagnosis-only determination. Does not establish full chapter currency through October 2026 or automatically satisfy .190.
Direct source URLs
https://app.leg.wa.gov/RCW/default.aspx?cite=11.130.265&pdf=true
https://app.leg.wa.gov/RCW/default.aspx?cite=11.130.265&pdf=true&utm_source=chatgpt.com
S_WA-P3-S013 Saved research record

Washington Legislature, Chapter 38.42 RCW—Servicemembers’ civil relief. https://app.leg.wa.gov/rcw/default.aspx?cite=38.42&full=true

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Full .010, .020, .030, .040, .090, .100 and .120 read, with histories; other sections incidental/partial. Relevant 2025/2026 amendments S037–S038. No complete relief/remedies investigation.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=38.42&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=38.42&full=true&utm_source=chatgpt.com
S_WA-P3-S014 Saved research record

Washington Legislature, RCW 38.08.040—Governor’s active-service authority. https://app.leg.wa.gov/rcw/default.aspx?cite=38.08.040

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Full operative section and note read, solely as .010(6)(b)’s incorporation.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=38.08.040
https://app.leg.wa.gov/rcw/default.aspx?cite=38.08.040&utm_source=chatgpt.com
S_WA-P3-S015 Saved research record

Washington Legislature, RCW 1.12.040—Computation of time. https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Full statutory text and rule references read. Incidental case citations were not investigated.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040
https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040&utm_source=chatgpt.com
S_WA-P3-S016 Saved research record

Washington Legislature, RCW 1.16.050—Legal holidays and recognized days. https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. (1)–(7), history and merger notes read. Legal holidays distinguished from merely recognized days. No actual calendar calculation or complete original-amendment audit.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050
https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050&utm_source=chatgpt.com
S_WA-P3-S017 Saved research record

Washington Courts, Superior Court Civil Rules: https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_01_00_00.pdf ; https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_03_00_00.pdf ; https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf ; https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdf

Recorded check status: documented prior primary packet reuse selected rule only

Actual read bounds, status, application and limitations
Each one-page PDF [index 0] read completely, including amendment footers. Current posted rules; original adoption orders not separately authenticated. CR 81 preserves special-proceeding qualifications. Full CR 4/4.1 service regimes not read.
Direct source URLs
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_01_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_03_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_01_00_00.pdf?utm_source=chatgpt.com
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_03_00_00.pdf?utm_source=chatgpt.com
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf?utm_source=chatgpt.com
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdf?utm_source=chatgpt.com
S_WA-P3-S018 Saved research record

Washington Courts, Civil Rules for Courts of Limited Jurisdiction: https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_03_00_00.pdf ; https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_06_00_00.pdf

Recorded check status: documented prior primary packet reuse selected rule only

Actual read bounds, status, application and limitations
Each one-page PDF [index 0] read completely. Original orders, CRLJ 1/11 and full service/jurisdiction rules not completed.
Direct source URLs
https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_03_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_06_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_03_00_00.pdf?utm_source=chatgpt.com
https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_06_00_00.pdf?utm_source=chatgpt.com
S_WA-P3-S019 Saved research record

Washington Legislature, RCW 19.16.250—Selected debt-collection filing restriction. https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.250

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Introductory applicability language and subsection (27) fully read. Other provisions not used to rerun licensing or collection regulation.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.250
https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.250&utm_source=chatgpt.com
S_WA-P3-S020 Saved research record

Washington Legislature, RCW 74.20A.020—Support definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=74.20A.020

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Introductory text and (1)–(9), especially full (6), read. .055 procedure and full support regime not read.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=74.20A.020
https://app.leg.wa.gov/rcw/default.aspx?cite=74.20A.020&utm_source=chatgpt.com
S_WA-P3-S021 Saved research record

Washington Legislature, RCW 3.66.120 and 2022 effective-date note. https://app.leg.wa.gov/RCW/default.aspx?cite=3.66.120

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, status, application and limitations
WA-current. Full (1)–(5) and notes read to follow S004’s amendment note. Original 2022 c260 not read; no completed criminal-financial-obligation analysis.
Direct source URLs
https://app.leg.wa.gov/RCW/default.aspx?cite=3.66.120
https://app.leg.wa.gov/RCW/default.aspx?cite=3.66.120&utm_source=chatgpt.com
S_WA-P3-S022 Saved research record

U.S. House OLRC, FDCPA selected provisions. https://uscode.house.gov/us/usc/119-120/t15/s1692a/ ; https://uscode.house.gov/us/usc/119-120/t15/s1692e/ ; https://uscode.house.gov/us/usc/119-120/t15/s1692o/ ; https://uscode.house.gov/us/usc/119-120/t15/s1692p/

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, currency and limitations
US-10/7. Complete operative definitions, §1692e prohibitions, state-exemption text, and bad-check exception (a)–(c) read. Source/amendment notes examined; not every historical note/incorporation traced to original enactment. No cases/remedies investigation.
Direct source URLs
https://uscode.house.gov/us/usc/119-120/t15/s1692a/
https://uscode.house.gov/us/usc/119-120/t15/s1692e/
https://uscode.house.gov/us/usc/119-120/t15/s1692o/
https://uscode.house.gov/us/usc/119-120/t15/s1692p/
https://uscode.house.gov/us/usc/119-120/t15/s1692a/?utm_source=chatgpt.com
https://uscode.house.gov/us/usc/119-120/t15/s1692e/?utm_source=chatgpt.com
https://uscode.house.gov/us/usc/119-120/t15/s1692o/?utm_source=chatgpt.com
https://uscode.house.gov/us/usc/119-120/t15/s1692p/?utm_source=chatgpt.com
S_WA-P3-S023 Saved research record

OFR/GPO eCFR and CFPB, Regulation F. https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-A/section-1006.1 ; https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-A/section-1006.2 ; https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-B/section-1006.26 ; https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-D/section-1006.108 ; agency rendition https://www.consumerfinance.gov/rules-policy/regulations/1006/26/

Recorded check status: selected primary section aspects checked nonmaterial L001 pinpoint resolved other scope held

Actual read bounds, currency and limitations
eCFR-10/26. All four selected operative sections read, including .2 exclusions and .26 bankruptcy exception. Agency .26 body also read. Title-wide October 23 amendment metadata is not treated as .26’s amendment date. Appendix A and other collection/disclosure rules not completed.
Direct source URLs
https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-A/section-1006.1
https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-A/section-1006.2
https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-B/section-1006.26
https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-D/section-1006.108
https://www.consumerfinance.gov/rules-policy/regulations/1006/26/
https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-A/section-1006.1?utm_source=chatgpt.com
https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-A/section-1006.2?utm_source=chatgpt.com
https://www.consumerfinance.gov/rules-policy/regulations/1006/26/?utm_source=chatgpt.com
S_WA-P3-S024 Saved research record

CFPB/OFR/GPO, Debt Collection Practices (Regulation F), final rule, 86 FR 5766. https://www.govinfo.gov/content/pkg/FR-2021-01-19/pdf/2020-28422.pdf ; same instrument’s HTML https://www.federalregister.gov/documents/2021/01/19/2020-28422/debt-collection-practices-regulation-f

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, currency and limitations
Official adopted-rule PDF: DATES at printed p.5766 [0]; selected amendatory text at pp.5853–5854 [87–88], including complete adopted .26. HTML header/DATES only. Not all 97 pages read. No litigation-status or later-correction audit beyond current .26 comparison.
Direct source URLs
https://www.govinfo.gov/content/pkg/FR-2021-01-19/pdf/2020-28422.pdf
https://www.federalregister.gov/documents/2021/01/19/2020-28422/debt-collection-practices-regulation-f
https://www.govinfo.gov/content/pkg/FR-2021-01-19/pdf/2020-28422.pdf?utm_source=chatgpt.com
S_WA-P3-S025 Saved research record

U.S. House OLRC, 12 U.S.C. 5519—Auto-dealer exclusion. https://uscode.house.gov/us/usc/119-120/t12/s5519/

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, currency and limitations
US-10/7. Full (a)–(f), source and displayed notes read. Defined-vehicle incorporation partly current/partly historical at S044; no entity classification.
Direct source URLs
https://uscode.house.gov/us/usc/119-120/t12/s5519/
https://uscode.house.gov/us/usc/119-120/t12/s5519/?utm_source=chatgpt.com
S_WA-P3-S026 Saved research record

U.S. House OLRC, SCRA selected provisions. https://uscode.house.gov/us/usc/119-120/t50/s3936/ ; https://uscode.house.gov/us/usc/119-120/t50/s3911/ ; https://uscode.house.gov/us/usc/119-120/t50/s3912/ ; https://uscode.house.gov/us/usc/119-120/t50/s3917/ ; https://uscode.house.gov/us/usc/119-120/t50/s3918/

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, currency and limitations
US-10/7. Complete operative selected sections read, with relevant source/codification/effective notes. Original 2003 application act and induction-specific historical incorporation not fully traced. S027 currency limitation affects incorporated military definitions.
Direct source URLs
https://uscode.house.gov/us/usc/119-120/t50/s3936/
https://uscode.house.gov/us/usc/119-120/t50/s3911/
https://uscode.house.gov/us/usc/119-120/t50/s3912/
https://uscode.house.gov/us/usc/119-120/t50/s3917/
https://uscode.house.gov/us/usc/119-120/t50/s3918/
https://uscode.house.gov/us/usc/119-120/t50/s3936/?utm_source=chatgpt.com
https://uscode.house.gov/us/usc/119-120/t50/s3911/?utm_source=chatgpt.com
https://uscode.house.gov/us/usc/119-120/t50/s3912/?utm_source=chatgpt.com
https://uscode.house.gov/us/usc/119-120/t50/s3917/?utm_source=chatgpt.com
https://uscode.house.gov/us/usc/119-120/t50/s3918/?utm_source=chatgpt.com
S_WA-P3-S027 Saved research record

GPO, 10 U.S.C. 101—Military definitions. https://www.govinfo.gov/link/uscode/10/101

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, currency and limitations
GPO-dynamic, edition unverified. (a)(4)–(5), printed p.20 [0], and (d)(1), printed p.22 [2], read. Not the full twelve-page extract or complete amendment history. Explicit 2025 route failed.
Direct source URLs
https://www.govinfo.gov/link/uscode/10/101
https://www.govinfo.gov/link/uscode/10/101?utm_source=chatgpt.com
S_WA-P3-S028 Saved research record

U.S. House OLRC, 32 U.S.C. 502—National Guard duty. https://uscode.house.gov/us/usc/119-120/t32/s502/

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, currency and limitations
US-10/7. Full operative (f)(1)–(3), surrounding statutory text and source/history examined. Executive memoranda not used to determine any service eligibility.
Direct source URLs
https://uscode.house.gov/us/usc/119-120/t32/s502/
https://uscode.house.gov/us/usc/119-120/t32/s502/?utm_source=chatgpt.com
S_WA-P3-S029 Saved research record

GPO, 12 U.S.C. 5002—Check Truncation Act definitions. https://www.govinfo.gov/link/uscode/12/5002

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, currency and limitations
GPO-dynamic, edition unverified. Full (6), and (13)’s noncash cross-reference, printed p.1776 [1], read. Only an incorporated-definition source; not a completed check/bank regime.
Direct source URLs
https://www.govinfo.gov/link/uscode/12/5002
https://www.govinfo.gov/link/uscode/12/5002?utm_source=chatgpt.com
S_WA-P3-S044 Saved research record

OFR/GPO/NHTSA, Incorporated vehicle definitions. https://www.ecfr.gov/current/title-49/subtitle-B/chapter-V/part-575/subpart-B/section-575.103 ; https://www.govinfo.gov/content/pkg/CFR-2025-title49-vol6/pdf/CFR-2025-title49-vol6-sec571-3.pdf

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, currency and limitations
.575.103(a)–(d), especially complete (d), and source history read, eCFR-10/26. For .571.3, current eCFR failed; October 1, 2025 edition definitions of motor home/multipurpose vehicle at p.313 [2], recreation vehicle trailer at p.314 [3], and trailer at p.315 [4] read. Later-currentness gap remains. Unrelated technical standards not relied on.
Direct source URLs
https://www.ecfr.gov/current/title-49/subtitle-B/chapter-V/part-575/subpart-B/section-575.103
https://www.govinfo.gov/content/pkg/CFR-2025-title49-vol6/pdf/CFR-2025-title49-vol6-sec571-3.pdf
https://www.ecfr.gov/current/title-49/subtitle-B/chapter-V/part-575/subpart-B/section-575.103?utm_source=chatgpt.com
https://www.govinfo.gov/content/pkg/CFR-2025-title49-vol6/pdf/CFR-2025-title49-vol6-sec571-3.pdf?utm_source=chatgpt.com
S_WA-P3-S045 Saved research record

GPO, 12 U.S.C. 4001—Expedited Funds Availability Act definitions. https://www.govinfo.gov/link/uscode/12/4001

Recorded check status: not separately reopened or reused in this scoped primary check

Actual read bounds, currency and limitations
GPO-dynamic, edition unverified. Complete (14), printed p.1580 [1], and displayed source/effective notes read. Its additional Board-regulation classification branch was not followed. No funds-availability or bank-liability conclusion.
Direct source URLs
https://www.govinfo.gov/link/uscode/12/4001
https://www.govinfo.gov/link/uscode/12/4001?utm_source=chatgpt.com
S_WA-P3-S031 Saved research record

Washington Legislature, 2019 c377, HB 1730. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/House/1730.SL.pdf?cite=2019+c+377+s+1

Recorded check status: fresh original routes failed prior researcher read preserved

Read bounds and legal status
Cover [0] and complete §§1–2, printed pp.1–2 [1–2]. Enacted; effective July 28, 2019. Complete operative act read; no express retroactivity clause.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/House/1730.SL.pdf?cite=2019+c+377+s+1
https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/House/1730.SL.pdf?cite=2019+c+377+s+1&utm_source=chatgpt.com
S_WA-P3-S032 Saved research record

Washington Legislature, 2007 c124, HB 1145. https://lawfilesext.leg.wa.gov/biennium/2007-08/Pdf/Bills/Session%20Laws/House/1145.SL.pdf?cite=2007+c+124+s+1

Recorded check status: not separately reopened or reused in this scoped primary check

Read bounds and legal status
Cover [0], complete §§1–2, pp.1–2 [1–2]. Enacted; effective July 22, 2007. Express account-receivable application clause read.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2007-08/Pdf/Bills/Session%20Laws/House/1145.SL.pdf?cite=2007+c+124+s+1
https://lawfilesext.leg.wa.gov/biennium/2007-08/Pdf/Bills/Session%20Laws/House/1145.SL.pdf?cite=2007+c+124+s+1&utm_source=chatgpt.com
S_WA-P3-S033 Saved research record

Washington Legislature, 2012 c185, ESHB 2614. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/2614-S.SL.pdf?cite=2012+c+185+s+3

Recorded check status: not separately reopened or reused in this scoped primary check

Read bounds and legal status
Cover [0]; complete §1 pp.1–2 [1–2]; §3 pp.4–5 [4–5]; §15 p.42 [42]. Enacted; relevant sections effective June 7, 2012. Other foreclosure provisions not fully read.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/2614-S.SL.pdf?cite=2012+c+185+s+3
https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/2614-S.SL.pdf?cite=2012+c+185+s+3&utm_source=chatgpt.com
S_WA-P3-S034 Saved research record

Washington Legislature/Code Reviser, 1983 c152—Uniform Conflict of Laws—Limitations Act. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1983c152.pdf?cite=1983+c+152+s+1

Recorded check status: not separately reopened or reused in this scoped primary check

Read bounds and legal status
Chapter’s §§1–10, printed pp.663–665 [0–2], read through its end; adjacent chapter excluded. Enacted historical original. §5 uses the act’s effective date; current codification supplies July 24, 1983.
Direct source URLs
https://leg.wa.gov/CodeReviser/documents/sessionlaw/1983c152.pdf?cite=1983+c+152+s+1
https://leg.wa.gov/CodeReviser/documents/sessionlaw/1983c152.pdf?cite=1983+c+152+s+1&utm_source=chatgpt.com
S_WA-P3-S035 Saved research record

Washington Legislature, 1995 c74, SB 5165. https://lawfilesext.leg.wa.gov/biennium/1995-96/Pdf/Bills/Session%20Laws/Senate/5165.SL.pdf?cite=1995+c+74+s+1

Recorded check status: not separately reopened or reused in this scoped primary check

Read bounds and legal status
Cover [0], complete §1(a)–(g), pp.1–2 [1–2]. Enacted; effective July 23, 1995. Washington-specific draft-period amendment verified.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/1995-96/Pdf/Bills/Session%20Laws/Senate/5165.SL.pdf?cite=1995+c+74+s+1
https://lawfilesext.leg.wa.gov/biennium/1995-96/Pdf/Bills/Session%20Laws/Senate/5165.SL.pdf?cite=1995+c+74+s+1&utm_source=chatgpt.com
S_WA-P3-S036 Saved research record

Washington Legislature, 2023 c266, SSB 5077—UCC amendments. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5077-S.SL.pdf?cite=2023+c+266+s+201

Recorded check status: not separately reopened or reused in this scoped primary check

Read bounds and legal status
Cover [0]; §§201, 301, 401 at pp.8–9, 12, 19–21 [same indices]; §§1103–1109 and §1204 at pp.130–134 [same indices]. Selected adjacent definitions partially read. Enacted; effective January 1, 2024. Not the whole 135-page act.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5077-S.SL.pdf?cite=2023+c+266+s+201
https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5077-S.SL.pdf?cite=2023+c+266+s+201&utm_source=chatgpt.com
S_WA-P3-S037 Saved research record

Washington Legislature, 2026 c207, SB 5420. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5420.SL.pdf?cite=2026+c+207+s+3

Recorded check status: not separately reopened or reused in this scoped primary check

Read bounds and legal status
Cover [0]; relevant §2 definitions pp.1–3 [1–3]; complete §3 pp.3–4 [3–4]. Enacted; effective June 11, 2026. Other benefits provisions not investigated.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5420.SL.pdf?cite=2026+c+207+s+3
https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5420.SL.pdf?cite=2026+c+207+s+3&utm_source=chatgpt.com
S_WA-P3-S038 Saved research record

Washington Legislature, 2025 c306, E2SHB 1440. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/House/1440-S2.SL.pdf?cite=2025+c+306+s+14

Recorded check status: not separately reopened or reused in this scoped primary check

Read bounds and legal status
Complete §14 pp.42–43 [42–43]; §§16–17 p.43 [43]. Enacted; effective January 1, 2026. Seizure application clause read; full forfeiture regime excluded.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/House/1440-S2.SL.pdf?cite=2025+c+306+s+14
https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/House/1440-S2.SL.pdf?cite=2025+c+306+s+14&utm_source=chatgpt.com
S_WA-P3-S039 Saved research record

Washington Legislature, 2023 c102, SSB 5087. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5087-S.SL.pdf?cite=2023+c+102+s+4

Recorded check status: not separately reopened or reused in this scoped primary check

Read bounds and legal status
Cover [0], complete §4 p.3 [3]. Enacted; effective July 23, 2023. Other provisions not fully read.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5087-S.SL.pdf?cite=2023+c+102+s+4
https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5087-S.SL.pdf?cite=2023+c+102+s+4&utm_source=chatgpt.com
S_WA-P3-S040 Saved research record

Washington Legislature, 2026 c36, HB 2632. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/House/2632.SL.pdf?cite=2026+c+36+s+3

Recorded check status: not separately reopened or reused in this scoped primary check

Read bounds and legal status
Cover [0]; complete §3 p.2 [2]; §§44–45 p.89 [89]. Enacted; §3 effective June 11, 2026. Specified other sections have 2027 delayed/expiration dates. Not all ninety pages read.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/House/2632.SL.pdf?cite=2026+c+36+s+3
https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/House/2632.SL.pdf?cite=2026+c+36+s+3&utm_source=chatgpt.com
S_WA-P3-S041 Saved research record

Washington Legislature, 2002 c261, E2SSB 5827. https://lawfilesext.leg.wa.gov/biennium/2001-02/Pdf/Bills/Session%20Laws/Senate/5827-S2.SL.pdf?cite=2002+c+261+s+1

Recorded check status: not separately reopened or reused in this scoped primary check

Read bounds and legal status
Cover [0]; complete §1(1)–(8), pp.1–3 [1–3]; §2 pp.3–4 [3–4]. Enacted; effective June 13, 2002. Later sections only partial; current 2022-amended enforcement text separately read at S004.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2001-02/Pdf/Bills/Session%20Laws/Senate/5827-S2.SL.pdf?cite=2002+c+261+s+1
https://lawfilesext.leg.wa.gov/biennium/2001-02/Pdf/Bills/Session%20Laws/Senate/5827-S2.SL.pdf?cite=2002+c+261+s+1&utm_source=chatgpt.com
S_WA-P3-S042 Saved research record

Washington Legislature, 2020 c57, ESSB 6028—UETA. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/Senate/6028-S.SL.pdf?cite=2020+c+57+s+4

Recorded check status: not separately reopened or reused in this scoped primary check

Read bounds and legal status
Cover [0]; §§3–5 pp.3–4 [3–4]; selected legal-recognition/attribution passages pp.5–6 [5–6]; §§91–92 p.95 [95]. Enacted; effective June 11, 2020. Not all 96 pages read.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/Senate/6028-S.SL.pdf?cite=2020+c+57+s+4
https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/Senate/6028-S.SL.pdf?cite=2020+c+57+s+4&utm_source=chatgpt.com
S_WA-P3-S043 Saved research record

Washington Legislature, 2020 c312, ESSB 6287—Guardianship amendments. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/Senate/6287-S.SL.pdf?cite=2020+c+312+s+702

Recorded check status: not separately reopened or reused in this scoped primary check

Read bounds and legal status
Cover [0]; complete §702 p.152 [152]; §902 p.210 [210]; §§906–907 pp.215–216 [215–216]. Enacted; §702 effective January 1, 2022. Recovered the specific original effective-date route; not the whole current guardianship chapter or 217-page act.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/Senate/6287-S.SL.pdf?cite=2020+c+312+s+702
https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/Senate/6287-S.SL.pdf?cite=2020+c+312+s+702&utm_source=chatgpt.com

What was examined—and what is still missing

The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.

coverage-1 Saved research record

1 — Current official ordinary limitation statutes

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered as public text
Sources/claims/branches
S001; C001–C008
Exact remaining evidence or boundary
Actual legal classification and judicial accrual construction remain held.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-2 Saved research record

1 — Written versus unwritten liability

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered conditionally
Sources/claims/branches
C002–C004; B001
Exact remaining evidence or boundary
No assumption that document labels or absence of writing alone decide the branch.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-3 Saved research record

1 — Open/mutual/current accounts

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered text; application held
Sources/claims/branches
C003, C007–C008; B002
Exact remaining evidence or boundary
Reciprocity, continuity and account-receivable interaction.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-4 Saved research record

1 — Notes/negotiable instruments

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Core period matrix answered
Sources/claims/branches
S003, S035; C019–C030
Exact remaining evidence or boundary
Negotiability, legal demand/acceleration/dishonor and specialized overrides remain conditional.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-5 Saved research record

1 — Installments versus acceleration

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Express UCC rule answered; ordinary rule held
Sources/claims/branches
C020–C021, C080; B005
Exact remaining evidence or boundary
Generic judicial construction for non-UCC installments and effective acceleration.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-6 Saved research record

1 — Judgments/decrees

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Distinctions answered; full procedure partial
Sources/claims/branches
S004–S006, S041; C032–C037
Exact remaining evidence or boundary
4.64.030, foreign-judgment regime, action accrual and exception construction.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-7 Saved research record

1 — Other material contract categories

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Sales and goods leases answered conditionally
Sources/claims/branches
C009–C018; B004
Exact remaining evidence or boundary
Hybrid/finance/security characterization and lease indemnity wording.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-8 Saved research record

1 — Special liabilities/taxes/support/public debts

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Identified and bounded
Sources/claims/branches
C038–C041; B021
Exact remaining evidence or boundary
Separate sector regimes remain open; no ordinary default assigned.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-9 Saved research record

1 — Suit bar versus extinguishment/reporting/judgment/collateral

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered as distinction
Sources/claims/branches
C031–C036, C079; B027
Exact remaining evidence or boundary
No complete FCRA, bankruptcy, collateral or lien-perfection investigation.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-10 Saved research record

2 — General accrual text

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered
Sources/claims/branches
C001, C080
Exact remaining evidence or boundary
Statute says after accrual; does not supply every ordinary-contract trigger.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-11 Saved research record

2 — Execution/maturity/default/demand

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
UCC and goods/lease triggers answered; ordinary classification held
Sources/claims/branches
C010–C011, C015–C016, C020–C030
Exact remaining evidence or boundary
No event date or effective demand/acceleration assumed.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-12 Saved research record

2 — Last account item

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered conditionally
Sources/claims/branches
C007–C008
Exact remaining evidence or boundary
Only the defined reciprocal account branch.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-13 Saved research record

2 — Discovery

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Express clauses answered
Sources/claims/branches
C010–C011, C015–C016, C081
Exact remaining evidence or boundary
Broader discovery/equitable doctrines held.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-14 Saved research record

2 — Borrowing/choice of law

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Statutory framework answered; reconciliation partial
Sources/claims/branches
S002, S003; C042–C045, C098
Exact remaining evidence or boundary
Governing-law/conflicts construction and specialized UCC branches.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-15 Saved research record

2 — Absence/disability/service tolling

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Text answered; qualification partial
Sources/claims/branches
C046–C051, C075–C078
Exact remaining evidence or boundary
Service-availability construction, complete guardianship incorporation and military qualification.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-16 Saved research record

2 — Other exceptions/commencement/counting

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered to selected generic text
Sources/claims/branches
C052–C057
Exact remaining evidence or boundary
Probate, full service and forum-specific counting remain held; no deadline calculation.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-17 Saved research record

3 — Payment, acknowledgment and promise

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Current operative clauses fully read and answered
Sources/claims/branches
S001, S031; C058–C066
Exact remaining evidence or boundary
Allocation, authority, sufficiency and legacy/UCC reconciliation remain held.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-18 Saved research record

3 — Oral contact/unperformed offer

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Boundary answered
Sources/claims/branches
C060–C062
Exact remaining evidence or boundary
No automatic legal effect; no advice to communicate, pay or refrain.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-19 Saved research record

3 — Expired versus unexpired

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Current distinction answered
Sources/claims/branches
C058–C061, C066
Exact remaining evidence or boundary
Pre-2019 temporal application and exact boundary classification held.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-20 Saved research record

3 — Assignment/debt sale

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Generic statutory distinction answered
Sources/claims/branches
S008; C063, C074
Exact remaining evidence or boundary
No assignment-based restart inferred; specialized negotiable defenses held.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-21 Saved research record

3 — Electronic writing/signature

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Partial
Sources/claims/branches
S009, S042; C064, C085
Exact remaining evidence or boundary
Scope, attribution, consent, Article 3/E-SIGN and older-law branches.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-22 Saved research record

4 — Federal suit/threat prohibition

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered to actual rule and definitions
Sources/claims/branches
S022–S025; C067–C074
Exact remaining evidence or boundary
Covered status and applicable state expiration remain predicates.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-23 Saved research record

4 — Exclusions/incorporations

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Substantial text read; narrow gaps held
Sources/claims/branches
C069–C070, C096–C097; B023–B025
Exact remaining evidence or boundary
Definition edition gaps, Board-rule branch, Appendix A/exemption instrument.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-24 Saved research record

4 — Indispensable federal tolling

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
SCRA text answered conditionally
Sources/claims/branches
S026–S028; C075–C076
Exact remaining evidence or boundary
Military-definition currency and specialized historical/waiver relationships.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-25 Saved research record

4 — No universal revival disclosure/full federal rerun

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Boundary preserved
Sources/claims/branches
C079; B027
Exact remaining evidence or boundary
Other disclosure, TSR, CROA, reporting and bankruptcy regimes remain open.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-26 Saved research record

5 — Literal URLs/pinpoints/read extent/status

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Supplied visibly
Sources/claims/branches
Source register S001–S045
Exact remaining evidence or boundary
Currentness gaps explicitly marked; failed routes below are not evidence.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-27 Saved research record

5 — Original amendment/application verification

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Completed for material selected changes; older branches partial
Sources/claims/branches
C066, C082–C095
Exact remaining evidence or boundary
Specific original-order/legacy enactment gaps remain held.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-28 Saved research record

5 — Contrary authority/subsequent history

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Held by scope
Sources/claims/branches
B028
Exact remaining evidence or boundary
No case/opinion/docket investigation; current codification is not a judicial-history assurance.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-29 Saved research record

6 — Complete visible evidence tables

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Supplied
Sources/claims/branches
Claims, quantities, sources, branches, coverage and logs
Exact remaining evidence or boundary
No table or substantive deliverable is deferred to a download.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-30 Saved research record

6 — Wholly blank worksheet

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Supplied
Sources/claims/branches
§5
Exact remaining evidence or boundary
No factual or invented scenario populated.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-31 Saved research record

Registry dimension 3 overall

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Public-text component substantially answered, with explicit legal dependencies
Sources/claims/branches
All above
Exact remaining evidence or boundary
No acceptance of the entire dimension, state dossier or A066 is implied.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-32 Saved research record

P1/P2 fee/access/fair-share/nonprofit/cancellation interactions

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Unchanged; excluded from this pass
Sources/claims/branches
Supplied scope context only
Exact remaining evidence or boundary
No patch, reopening or reliance on those substantive findings.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds
coverage-33 Saved research record

All other Washington categories

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Remain open
Sources/claims/branches
B021, B027–B028 and supplied exclusions
Exact remaining evidence or boundary
Full collection, litigation, agreements, funds/bond/remedies, execution exemptions, secured debt, sectors, local/tribal issues, contracts and case-law coverage require their separate passes.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_nonmaterial_citation_L001_pending_and_source_currentness_history_incorporation_construction_application_holds

Corrections, review and scope

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

No currently queued material correction is mapped to this component. This does not remove its currentness, access, jurisdiction or application limits.

Recorded review disposition

scoped review complete nonmaterial L001 pinpoint resolved other holds preserved

Other components in this research series

S_WApass-03-citation-01

SWA correction of the C070 coverage pinpoint

Inside: 1. Source and usage register · 3. Old-versus-new patch table · 5. Source-version and quantity-or-unchanged table

6 tables6 claim records3 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-03-citation-02

SWA exact original-row completion

Inside: 1. Source and usage register · 2. Corrected claim table · 3. Complete old/new patch table

7 tables3 claim records4 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-18-limited-01

Two bounded source corrections

Inside: Two bounded source corrections · 1. Exact replacement claim table · 2. Necessary cross-reference patch table

7 tables2 claim records4 source recordsScoped review · limits applyCaptured 2026-10-29
S_WApass-19-limited-01

1. Exact two-cell replacements

Inside: 1. Exact two-cell replacements · 2. Minimal source and claim traceability · 4. Actual read/failure log and version limits

4 tables2 claim records1 source recordsScoped review · limits applyCaptured 2026-10-29
S_WApass-01

Washington provider market access and consumer fees

Inside: Washington provider market access and consumer fees · 1. What Washington classifies as debt adjustment · Conduct controls the classification

9 tables40 claim records30 source recordsScoped review · limits applyCaptured 2026-10-23
S_WApass-02

Remaining fee interactions and patches to

Inside: Remaining fee interactions and patches to PASS-01 · A. Substantive findings · 1. Initial $25, the payment cap, cumulative retention, and a small first payment

8 tables19 claim records13 source recordsScoped review · limits applyCaptured 2026-10-23
S_WApass-04

SWA Washington generic civil debt-action framework

Inside: 1. Reading conventions and authority boundaries · Authority and procedural-category comparison · 2.1 Courts, jurisdiction, venue, and procedural tracks

17 tables103 claim records112 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-05

SWA Washington ordinary civil earnings garnishment

Inside: Reading conventions · A1. Legal categories, jurisdictional predicates, and authority levels · A2. Symbolic wage relations and adopted rate references

23 tables84 claim records39 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-06

Washington non-earnings bank/deposit garnishment, account protections, and exemption process

Inside: Washington non-earnings bank/deposit garnishment, account protections, and exemption process · Reading and citation conventions · 1.1 What each authority governs

26 tables91 claim records31 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-07

Washington homestead and ordinary nonwage, nondeposit property exemptions from execution

Inside: Washington homestead and ordinary nonwage, nondeposit property exemptions from execution · Reading conventions · 1.1 The principal distinctions

16 tables120 claim records29 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-08

Washington nonjudicial deed-of-trust foreclosure, residential presale protections, cure, sale, postponement, and deficiency boundaries

Inside: Washington nonjudicial deed-of-trust foreclosure, residential presale protections, cure, sale, postponement, and deficiency boundaries · 1. Reading conventions and authority boundaries · Authority and category comparison

21 tables94 claim records27 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-09

Judicial mortgage foreclosure, judicial sale, redemption, deficiency, and debt/security boundaries

Inside: Judicial mortgage foreclosure, judicial sale, redemption, deficiency, and debt/security boundaries · Reading conventions · A. Judicial-route gateway, instruments, actors, parties, and proof — Questions 1–2

18 tables106 claim records54 source recordsCorrections to readCaptured 2026-10-28
S_WApass-10

Washington Article 9A: default, possession, disposition, redemption, surplus, deficiency, and bounded remedies

Inside: Washington Article 9A: default, possession, disposition, redemption, surplus, deficiency, and bounded remedies · Reading conventions · 1. Material category, actor, authority, and event comparisons

20 tables111 claim records72 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-11

SWA Washington consumer credit sales and retail installment obligations

Inside: 1. Principal findings · Identifier convention · 2. Material legal-category and authority comparisons

18 tables81 claim records45 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-12

SWA Consumer personal-property leases and rental-purchase agreements

Inside: 1. Substantive findings by requested question · Question 1 — Governing regimes and classification · Question 2 — Agreement, disclosure, writing, and prohibited terms

15 tables112 claim records31 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-13

SWA Residential rent arrears, nonpayment termination, deposits, and the summary-possession interface

Inside: Reading conventions · 1. Material category and authority comparisons · B. Rent increases, nonwaiver, and dishonored-payment boundaries

17 tables118 claim records99 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-14

SWA Regulated residential electricity and natural-gas arrears, disconnection and restoration

Inside: Reading key and limits · 1.1 Statutes: instruments, literal URLs and read bounds · 1.2 Administrative-code instruments and section-by-section usage

19 tables114 claim records19 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-15

SWA Hospital charity care, medical billing, and medical-debt collection

Inside: 1. Material legal-category and actor comparisons · 2A. Current codified operative sources · 2B. Adopted originals, federal poverty publication, interpretation, and status sources

19 tables112 claim records41 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-16

Washington student-loan servicing and borrower protection

Inside: Washington student-loan servicing and borrower protection · 1. Material category and authority comparisons · Reading and identification conventions

18 tables120 claim records22 source recordsCorrections to readCaptured 2026-10-28
S_WApass-17

SWA Washington small-loan / payday / deferred-deposit component

Inside: 1. Reading conventions and evidentiary status · A. Category, actor, exemption, and territorial boundaries · B. License, endorsement, limited-agent, and financial-security structure

29 tables141 claim records134 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-18

Ordinary nonmortgage Consumer Loan Act origination, pricing, agreement, payment, prepayment, refinancing and refund

Inside: Ordinary nonmortgage Consumer Loan Act origination, pricing, agreement, payment, prepayment, refinancing and refund · Reading conventions · 2. Atomic consequential claim ledger

23 tables122 claim records78 source recordsScoped review · limits applyCaptured 2026-10-29
S_WApass-19

Washington residential real-property tax arrears, relief, deferral, exemption and tax-foreclosure boundaries

Inside: Washington residential real-property tax arrears, relief, deferral, exemption and tax-foreclosure boundaries · 2. Source and usage ledger · Reading conventions

24 tables120 claim records82 source recordsCorrections to readCaptured 2026-10-29
S_WApass-20

Ordinary contested civil debt proof in Washington

Inside: Ordinary contested civil debt proof in Washington · 1.2 Assertions, admissions, affidavits, and declarations · 1.3 Documentary and electronic proof

21 tables165 claim records123 source recordsScoped review · limits applyCaptured 2026-10-29
Record integrity

Original saved Markdown SHA-256: 15d979b6019d69f0497f6860dc40d9a7ec5aadddecf3bb42b842041a8e495c5a. Public formatting, private-reference removal and correction annotations are separate from that immutable original.

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