FIND THE EXPLANATION
Identify how the money is being taken before choosing the objection or exemption route.
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SWA correction of the C070 coverage pinpoint →Actual public-source access: October 28, 2026, America/Los_Angeles.
The newly read authorities establish three distinct protections:
The Washington amounts, federal symbolic relation, and procedural periods are recorded in the quantity register below. They do not establish a combined state-plus-federal exemption formula or an actual amount subject to restraint. Ownership, jurisdiction, a valid enforceable judgment, correct debt classification, source qualification, and the unresolved interactions identified below remain predicates. RCW 6.15.010, RCW 6.27.100, and 31 CFR 212.5–212.9 supply different rules that must be applied within their own scopes. app.leg.wa.gov+5
This component uses no substantive finding from PASS-01 through PASS-05. The supplied earlier coverage records establish scope exclusions only. Their findings, provenance, and holds remain unchanged.
| Category | Newly established public-text framework | Boundary retained | Claims |
|---|---|---|---|
| Ordinary Washington judgment garnishment | Chapter 6.27 RCW provides issuance, financial-institution service, restraint, answer, exemption, adjudication, and release provisions. | No actual enforceable judgment, territorial reach, ownership, or entitlement established. | C001–C012 |
| Prejudgment garnishment | RCW 6.27.020(3) expressly refers to chapter 6.26 RCW and exceptions. CR 64 leaves seizure remedies dependent on governing law. | Complete prejudgment prerequisites were not investigated; ordinary postjudgment conclusions are not transferred to that branch. | C003, C091 |
| Financial institution named as garnishee | RCW 6.27.080 distinguishes an institution from a particular branch and gives each a different statutory reach. | Naming an institution does not establish control of all property everywhere or personal jurisdiction. | C008–C010 |
| Compensation still owed | “Earnings” includes compensation paid or payable for personal services and specified periodic pension or retirement payments. | Wage ceilings and continuing-writ quantities remain outside this pass. | C006–C007 |
| Compensation deposited into an account | Deposit protections and source-based protections require classification under the relevant text. | The read statutes do not justify a categorical conclusion that every deposited wage either retains or loses earnings protection. | C007, B006 |
| State deposit exemption | The debt-specific limits operate within an aggregate statutory category; automatic protection differs for private student debt. | No multiplication by the number of accounts or institutions; cross-institution implementation remains unresolved. | C015–C020, C026 |
| Federal account review | Part 212 applies to defined accounts, holders, institutions, orders, and qualifying direct-deposit benefit payments. | It is neither an all-benefits rule nor a general ownership adjudication. | C027–C043 |
| Additional benefit exemption | Federal and state benefit statutes may protect funds beyond the part 212 protected amount. | Each statute’s exceptions and post-deposit/tracing questions remain distinct. | C048–C062 |
| Administrative, tax, support, or government process | Some such orders fall within part 212’s broad order definition or its special notice branch. | Inclusion in a processing rule does not establish substantive authority to attach every benefit. | C029, C032, C055 |
| Release, discharge, and satisfaction | Separate statutory provisions address release of exempt funds, discharge of a garnishee, and satisfaction of the underlying obligation. | These events are not interchangeable. | C072, C076–C085 |
Automatic protection and a claimed exemption are different. The current state statute automatically protects the full ordinary-other-debt and consumer-debt deposit limits, but specifies a smaller automatic amount within the private-student-loan exemption. The statutory writ’s combined private-student/consumer blank therefore needs careful reconciliation with those separate amounts; this pass does not select a favorable blank value. C016–C018, C026; Q002–Q004; B003. app.leg.wa.gov+2
The federal protected amount is a processing protection, not a universal ceiling on exempt funds. A qualifying review produces the lesser-of relation in Q012. Additional federal exemptions remain assertable above that amount, and compatible greater state protection is preserved. C031, C036–C044. ecfr.gov+3
The federal rule does not require inter-account tracing during the automated review. It directs separate reviews and disregards commingling and co-ownership for that review. That does not decide ultimate ownership or the availability of an additional traced exemption. C034–C035, C043. ecfr.gov
The state exemption-claim process and a challenge to the garnishee’s answer have different triggers. The former principally uses the writ date, a delayed-service alternative, and receipt of the exemption claim; the latter uses filing of the answer. Prejudgment tender introduces additional wording that cannot safely be flattened into a single universal clock. C069–C079. app.leg.wa.gov+2
Issuer for S001–S003 and the other RCW entries: Washington Legislature / Office of the Code Reviser. The official RCW bodies were readable. Earlier access difficulties in other components were not treated as failures here.
| Source ID / instrument | Direct literal HTTPS URL | Actual read bounds and use | Displayed version, credits, effective/application status, limitations |
|---|---|---|---|
| S_WA-P6-S001 — RCW 6.01.060, Definitions | https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.060 | Complete section and displayed notes; consumer debt, medical-debt incorporation, private student loan debt, and title-wide application language. | Current displayed RCW; leading credit 2021 c 122 §9, with 2019 and 2018 predecessors. No actual debt classified. |
| S_WA-P6-S002 — Chapter 6.15 RCW, Exempt property: §.010 | https://app.leg.wa.gov/rcw/default.aspx?cite=6.15.010 | Complete operative subsections (1)–(3), credits, and relevant application/reviser notes. Reliance limited to deposit category, combination, tracing, indexing, and stated exclusions. | Leading credit 2025 c 391 §1. Original 2025 act separately read as S004. Reviser-note discrepancy retained in C022. |
| S_WA-P6-S002 — §.020, Pensions and employee benefits | https://app.leg.wa.gov/rcw/default.aspx?cite=6.15.020 | Complete current and displayed future subsections (1)–(6), material notes. | Current version labeled effective until June 30, 2029, credited 2026 c 238 §804; future version credited 2026 c 261 §402. S007–S008 authenticate material enactment clauses. Incorporated tax, public-plan, and Internal Revenue Code regimes not completed. |
| S_WA-P6-S002 — §.050, Exceptions to exemptions | https://app.leg.wa.gov/rcw/default.aspx?cite=6.15.050 | Complete subsections (1)–(9), including earnings, purchase price, restitution, tax, security interests, residency/fraud, waiver, bankruptcy, and support exceptions. | Leading credit 2025 c 391 §2. Original amendment read in S004. No conclusion that every exception operates identically on every benefit statute. |
| S_WA-P6-S002 — §.060, Claiming exemptions | https://app.leg.wa.gov/rcw/default.aspx?cite=6.15.060 | Read (1), (2), (3)(a)–(d), and part of (4). Only complete (3)(b) relied on: garnishment claims proceed under RCW 6.27.160. | Leading credit 2025 c 58 §2001. Execution appraisal procedures not completed or used. |
Chapter entry: https://app.leg.wa.gov/rcw/default.aspx?cite=6.27&full=true
| Source ID / section and title | Direct literal HTTPS URL | Read extent and consequential use | Leading displayed credit / limitation |
|---|---|---|---|
| S_WA-P6-S003, .010 Definitions | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.010 | Complete (1)–(2). Earnings/disposable-earnings definitions; only classification boundary used. | 2012 c 159 §1. Wage calculations excluded. |
| S_WA-P6-S003, .020 Courts authorized | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.020 | Complete (1)–(3). Judgment issuance, district-court attorney issuance, prejudgment gateway. | 2003 c 222 §1. Chapter 6.26 and §.330 not completed. |
| S_WA-P6-S003, .030 District courts | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.030 | Complete section. Chapter application to district courts. | 1987 c 442 §1003. No court selection or jurisdictional outcome. |
| S_WA-P6-S003, .040 Governmental bodies as garnishees | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.040 | Complete (1)–(3). Bounded government-garnishee distinction. | 2003 c 222 §2. Federal-government-as-garnishee §.370 not read. |
| S_WA-P6-S003, .050 Other garnishment categories | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.050 | Complete body read; sheriff-held money, assignment, and estate categories not used for a positive deposit conclusion. | 1987 c 442 §1005. Read-only scope check. |
| S_WA-P6-S003, .060 Application—Affidavit | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.060 | Complete section. Required allegations, amount, and belief concerning nonexempt debt/property. | 2018 c 22 §4. An affidavit is not adjudication of its allegations. |
| S_WA-P6-S003, .070 Issuance—Return date | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.070 | Complete (1)–(2). Dated/attested writ and answer period. | 2003 c 222 §3. |
| S_WA-P6-S003, .080 Financial-institution writ | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.080 | Complete (1)–(3), including institution/branch reach, service, identifying statement, incomplete-service consequence. | 1988 c 231 §23. Territorial and ownership construction held. |
| S_WA-P6-S003, .090 Amount of writ | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.090 | Complete (1)–(3) read. Used only to identify that writ amount includes statutorily allowed incidents. | 2012 c 159 §2. RCW 4.56.110 not read; no interest or attorney-fee calculation established. |
| S_WA-P6-S003, .095 Garnishee fees | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.095 | Complete (1)–(2); only (2), noncontinuing writ, used. | 1998 c 227 §2. Earnings administrative charges excluded. |
| S_WA-P6-S003, .100 Form of writ | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.100 | Complete (1)–(3), including wholly blank statutory form, captions, bank release language, and indexed blanks. | 2025 c 391 §4; original S004 read. Private-student blank interaction held. |
| S_WA-P6-S003, .110 Service and return | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.110 | Complete (1)–(3). Answer form/fee, proof, and bank exclusion from subsection (2). | 2012 c 159 §6. General mail-effect rule not transferred to §.080 banks. |
| S_WA-P6-S003, .120 Effect of service | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.120 | Complete (1)–(3). Service-time reach, exempt portion, excess release. | 1987 c 442 §1012. |
| S_WA-P6-S003, .130 Documents to defendant | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.130 | Complete section. Packet timing, proof, disbursement/judgment restriction, injury-based relief. | 2003 c 222 §5. Initial summons service not rerun. |
| S_WA-P6-S003, .140 Notice and exemption form | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.140 | Complete (1), (2)(a), and (3) relied on. Earnings alternatives also returned but not used. Forms remained blank. | 2025 c 391 §3; S004 read. Notice list is not a substitute for each exemption statute. |
| S_WA-P6-S003, .150(7), Earnings exclusion | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.150 | Complete (7) relied on. Other subsections not used for wage quantities. | 2021 c 35 §3. Deposited-wage construction held. |
| S_WA-P6-S003, .160 Exemption claims | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.160 | Complete (1)–(3), including blank claim/release language. | 2003 c 222 §7. Deadline interaction with automatic protection and §.250 tender held. |
| S_WA-P6-S003, .190 Answer | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.190 | Complete (1)–(3) and blank noncontinuing answer form. | 2012 c 159 §10. Continuing-answer forms not used. |
| S_WA-P6-S003, .200 Garnishee default | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.200 | Complete operative paragraph and notes. Statutory failure-to-answer consequence only. | 2012 c 159 §11. Referenced CR 55/JCR 55 construction not investigated. |
| S_WA-P6-S003, .210 Answer controversion | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.210 | Complete section. | 1987 c 442 §1021. |
| S_WA-P6-S003, .220 Trial of controversion | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.220 | Complete section; response and issue-setting only. | 1987 c 442 §1022. Full trial procedure excluded. |
| S_WA-P6-S003, .230 Controversion costs/fees | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.230 | Complete section. | 1987 c 442 §1023. |
| S_WA-P6-S003, .240 Discharge on answer | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.240 | Complete section. | 1987 c 442 §1024. |
| S_WA-P6-S003, .250 Judgment/payment; unmatured debt | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.250 | Complete (1)(a)–(b), (2), (3). | 2012 c 159 §12. Tender-clock interaction and lawful writ computation held. |
| S_WA-P6-S003, .265 Judgment/order form | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.265 | Complete blank statutory form. | 2003 c 222 §11. No completed judgment or order examined. |
| S_WA-P6-S003, .290 Similarity of names | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.290 | Complete (1)–(4). Generic identity-uncertainty procedure only. | 1987 c 442 §1029. No identity investigated. |
| S_WA-P6-S003, .300 Payment/delivery defense | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.300 | Complete section. | 1987 c 442 §1030. |
| S_WA-P6-S003, .310 Inactivity discharge | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.310 | Complete section, including pending-proceeding exceptions. | 1987 c 442 §1031. |
| S_WA-P6-S003, .320 Satisfaction elsewhere | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.320 | Complete section. | 2003 c 222 §12. |
| S_WA-P6-S003, .900 Domestic-partnership construction | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.900 | Complete section. | 2009 c 521 §14; federal-law limitation retained. |
| Source ID / title / issuer | Direct literal HTTPS URL | Actual read bounds | Effective/application status and limitation |
|---|---|---|---|
| S_WA-P6-S004 — Chapter 391, Laws of 2025, E2SSB 5651; Washington Legislature | https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5651-S2.SL.pdf?cite=2025+c+391+s+1 | Enrollment cover; §1 pp.1–4 [indices 1–4]; §2 pp.4–5 [4–5]; §3 complete bank-notice/form provisions pp.5–10 and 12 [5–10,12]; §4 pp.12–17 [12–17]; §§5–6 p.17 [17]. | Enacted; effective July 1, 2025, §6. §5 repeals the specified 2021/2023 sunset clauses. No invented retroactive application rule. |
| S_WA-P6-S005 — Chapter 393, Laws of 2023, ESSB 5173; Washington Legislature | https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5173-S.SL.pdf?cite=2023+c+393+s+2 | §1 deposit portions pp.1–2 [1–2]; complete §2 pp.4–7 [4–7]; §3(1) p.7 [7]; §§6–7 p.21 [21]. | Historical amendment sequence. §2 specified July 1, 2025; §6’s expiration provision subsequently repealed by S004. Original §2 lacks the automatic/indexing wording found in S004. |
| S_WA-P6-S006 — Chapter 50, Laws of 2021, HB 1525; Washington Legislature | https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1525.SL.pdf?cite=2021+c+50+s+2 | Cover; §1 p.1 [1]; §4 p.8 [8]; §2 only partially read. | Cover reports July 25, 2021. Historical July 1, 2025 expiration in §4 was repealed by S004. Not used as current exemption text. |
| S_WA-P6-S007 — Chapter 238, Laws of 2026, ESSB 6346; Washington Legislature | https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/6346-S.SL.pdf?cite=2026+c+238+s+804 | Cover; complete §804 pp.46–49 [46–49]; §1202 p.107 [107]; relevant ending effective/codification provisions. | Cover assigns June 11, 2026 to §804. Adds Title 82A tax exceptions. §1202 contains a judicial-invalidity nullification condition. Judicial status was not investigated. |
| S_WA-P6-S008 — Chapter 261, Laws of 2026, E2SHB 2034; Washington Legislature | https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/House/2034-S2.SL.pdf?cite=2026+c+261+s+402 | Complete §402 pp.62–65 [62–65]; §§505–506 p.170 [170]; §507 p.171 [171]. | Future §402 effective June 30, 2029 under §507. Savings and nonseverability/nullification clauses read. No claim that future text already governs. |
| S_WA-P6-S009 — RCW 1.12.025, Multiple amendments; Washington Legislature/Code Reviser | https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.025 | Complete section. | Leading credit 1983 c 244 §1. Explains harmonization/reviser publication and session-law control; no judicial resolution of C022 inferred. |
Amendment discrepancy: the current RCW 6.15.010 note calls the 2023 §2 and 2025 §1 texts identical. The enrolled texts read here differ on automatic protection and indexing. The positive current amount findings rely on the current operative RCW body and the later 2025 enacted text, which agree. The note itself is not silently treated as accurate or as a judicial determination. C020–C022; B031. app.leg.wa.gov+3
| Source ID / title / issuer | Direct literal HTTPS URL | Actual read bounds | Currency, credits, status, limitations |
|---|---|---|---|
| S_WA-P6-S010 — 31 CFR part 212, Garnishment of Accounts Containing Federal Benefit Payments; Treasury with SSA, VA, OPM, RRB; OFR/eCFR publication | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212 | Complete §§212.1–212.12 and Appendices A–B. Appendix C numerical illustrations were not used. | Displayed current through October 26, 2026; eCFR describes itself as authoritative but unofficial. Source 76 FR 9955, amended 78 FR 32109. Title-wide October 15 amendment marker is not a part-212 amendment date. |
| S_WA-P6-S010, §212.3 Definitions | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.3 | Complete definitions, including account, holder, benefit/payment, institution, order, lookback, protected amount, government/support agency. | Same instrument/currency. Defined ACH coding read; no payment identifier constructed. |
| S_WA-P6-S010, §212.4 Initial examination | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.4 | Complete section. | Government/support notice branch only; substantive exceptions require separate authority. |
| S_WA-P6-S010, §212.5 Account review | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.5 | Complete (a)–(f). | Same currency; batch and sufficient-information qualifications included. |
| S_WA-P6-S010, §212.6 Protection procedures | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.6 | Complete (a)–(h). | Qualifying-benefit-deposit condition retained. |
| S_WA-P6-S010, §212.7 Notice | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.7 | Complete (a)–(h), including all required content categories. | All three notice predicates retained. |
| S_WA-P6-S010, §212.8 Other rights | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.8 | Complete (a)–(b). | Further exemptions and consistent account terms preserved. No private terms examined. |
| S_WA-P6-S010, §212.9 Preemption | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.9 | Complete section. | Greater compatible state protection retained. |
| S_WA-P6-S010, §212.10 Safe harbor | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.10 | Complete section. | Qualified good-faith protection; no institution’s compliance adjudicated. |
| S_WA-P6-S010, §212.11 Compliance/records | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.11 | Complete section. | Agency enforcement and minimum record period only. |
| S_WA-P6-S011 — 2011 interim final rule, 76 FR 9939; federal benefit agencies/Treasury | https://www.govinfo.gov/content/pkg/FR-2011-02-23/pdf/2011-3782.pdf | Effective-date statement, p.9939 [index 0]; regulatory-body passages pp.9955–9958 [16–19]; selected preamble. | Effective May 1, 2011. Historical original rule; superseded wording is not presented as current. Entire preamble and appendices not claimed read. |
| S_WA-P6-S012 — 2013 final rule, 78 FR 32099; same agencies | https://www.govinfo.gov/content/pkg/FR-2013-05-29/pdf/2013-12567.pdf | Effective-date statement p.32099 [0]; complete adoption and operative amendments pp.32109–32110 [10–11]. | Effective June 28, 2013. Changes protected-amount balance reference, fee rule, and notice predicate. |
| S_WA-P6-S012, alternate publication of same rule | https://www.federalregister.gov/documents/2013/05/29/2013-12567/garnishment-of-accounts-containing-federal-benefit-payments | Selected preamble and amendment discussion. | Same instrument, not independent corroboration. |
| S_WA-P6-S012, full-issue fallback | https://www.govinfo.gov/content/pkg/FR-2013-05-29/pdf/FR-2013-05-29.pdf | Relevant p.32109 [index 49] only. | Full issue not read; unrelated material not relied on. |
Issuer: United States Congress; publication by the House Office of the Law Revision Counsel. The displayed preliminary-code currency differs among pages. Those dates are preserved rather than replaced with the access date.
| Source ID / section | Direct literal HTTPS URL | Actual read bounds | Displayed currency / material credits / limits |
|---|---|---|---|
| S_WA-P6-S013 — Title 42, §407 | https://uscode.house.gov/us/usc/119-120/t42/s407/ | Complete (a)–(c), source/amendment and relevant application notes. | Through Oct. 7, 2026, PL 119-120; latest amendment shown PL 105-277 §4005(a), 1998. Tax-withholding incorporation not fully investigated. |
| S_WA-P6-S013 — §1383(d)(1) | https://uscode.house.gov/us/usc/119-124/t42/s1383/ | Complete (d)(1), relevant credits/notes; not the entire section. | Through Oct. 15, 2026. Latest whole-section credit PL 115-165, 2018, not represented as the amendment date of (d)(1). |
| S_WA-P6-S013 — §654(3) | https://uscode.house.gov/us/usc/119-124/t42/s654/ | Opening application language and complete (3), credits. | Through Oct. 15, 2026. Whole-section credit includes PL 118-258, 2025; not a claimed amendment of (3). Full support-plan regime excluded. |
| S_WA-P6-S013 — §659 | https://uscode.house.gov/us/usc/119-121/t42/s659/ | Complete relied-on (a), (b), and (e)–(i), including covered/excluded remuneration and definitions. | Through Oct. 9, 2026; latest credit PL 109-435 §604(f), 2006. Agency procedures in (c)–(d) not completed; no universal support exception inferred. |
| S_WA-P6-S014 — 38 USC §5301 | https://uscode.house.gov/us/usc/119-136/t38/s5301/ | Complete operative (a)–(e), bounded notes. | Through Oct. 22, 2026; latest amendment credit PL 108-183 §702, 2003. Tax, government-claim, insurance, and other incorporated regimes held. |
| S_WA-P6-S015 — 45 USC §231m | https://uscode.house.gov/us/usc/119-120/t45/s231m/ | Complete section and relevant notes. | Through Oct. 7, 2026; latest credit PL 110-458 §110(a)(1), 2008. Specific tax/domestic-relations exceptions retained. |
| S_WA-P6-S015 — 45 USC §352(e) | https://uscode.house.gov/us/usc/119-118/t45/s352/ | Complete (e); adjacent recovery/application material read, not entire benefits section. | Page header reported through Oct. 7, 2026 / PL 119-120, despite URL version segment. Latest whole-section credit includes PL 117-2 §§2901–2902, 2021. |
| S_WA-P6-S016 — 5 USC §8346 | https://uscode.house.gov/us/usc/119-120/t5/s8346/ | Complete body and relevant notes. | Through Oct. 7, 2026; latest credit PL 95-454 §906(a), 1978. §8345(h), (j) followed below. |
| S_WA-P6-S016 — §8345(h), (j) | https://uscode.house.gov/us/usc/119-134/t5/s8345/ | Complete (h), (j), related notes. | Through Oct. 20, 2026; whole-section amendment in 2020 is not attributed to (j). Relevant (j) credit PL 103-358, 1994. Original 1994 application enactment not separately opened. |
| S_WA-P6-S016 — §8470 | https://uscode.house.gov/us/usc/119-124/t5/s8470/ | Complete section. | Through Oct. 15, 2026; PL 99-335 §101(a), 1986. |
| S_WA-P6-S016 — §8465 | https://uscode.house.gov/us/usc/119-124/t5/s8465/ | Complete section. | Through Oct. 15, 2026; PL 99-335 §101(a), 1986. |
| S_WA-P6-S016 — §8467 | https://uscode.house.gov/us/usc/119-124/t5/s8467/ | Complete (a)–(c), relevant notes. | Through Oct. 15, 2026; relevant latest credit PL 103-358 §2(b), 1994. Original application enactment not separately authenticated. |
| S_WA-P6-S017 — 28 USC §3002(15) | https://uscode.house.gov/us/usc/119-120/t28/s3002/ | Complete (15), only. | Through Oct. 7, 2026; PL 101-647 §3611, 1990. Used solely for part 212’s United States definition. |
| Source ID / issuer/title | Direct literal HTTPS URL | Read bounds | Credits, status, limitation |
|---|---|---|---|
| S_WA-P6-S018 — RCW 74.08.210, Assistance grants | https://app.leg.wa.gov/rcw/default.aspx?cite=74.08.210 | Complete section. | 1959 c 26 §74.08.210. Current displayed statute; no program eligibility determined. |
| S_WA-P6-S019 — RCW 50.40.020, Unemployment benefits | https://app.leg.wa.gov/rcw/default.aspx?cite=50.40.020 | Complete section. | 2010 c 8 §13041. Noncommingling, necessaries, support, and nonwaiver qualifications retained. |
| S_WA-P6-S019 — RCW 50.40.050, Support deductions | https://app.leg.wa.gov/rcw/default.aspx?cite=50.40.050 | Complete (1)–(8). | 1982 1st ex. s. c 18 §11. Full incorporated support regime not completed. |
| S_WA-P6-S020 — RCW 51.32.040, Industrial-insurance compensation | https://app.leg.wa.gov/rcw/default.aspx?cite=51.32.040 | Complete operative (1)–(4); only (1) relied on. | 2023 c 393 §3; original after-issuance amendment read in S005. Enumerated exception statutes remain unexamined. |
| S_WA-P6-S021 — RCW 26.16.200, Liability and community funds | https://app.leg.wa.gov/rcw/default.aspx?cite=26.16.200 | Complete section; only final support/community-bank sentences used. | 2008 c 6 §617. Earlier separated-debt time provisions not used. |
| S_WA-P6-S022 — RCW 49.64.020, Employee-benefit-plan definition | https://app.leg.wa.gov/rcw/default.aspx?cite=49.64.020 | Complete (1)–(3). | 1955 c 158 §2. Definition incorporation only; no plan examined. |
| S_WA-P6-S023 — RCW 19.16.100(11), Medical debt | https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.100 | Complete (11), credits; other definitions not relied on. | Leading credit 2025 c 145 §1. RCW 48.43.005 provider/facility incorporation not read; that classification branch held. |
Issuer: Washington Supreme Court / Washington Courts, except S028, which is the Legislature/Code Reviser.
| Source ID / title | Direct literal HTTPS URL | Read bounds | Status / limitation |
|---|---|---|---|
| S_WA-P6-S024 — CR 6, Time | https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf | Complete (a)–(e), history; single unpaginated page [index 0]. Only (a), bounded (b), and (e) relied on. | Displayed last amendment effective Apr. 28, 2015. Original order not opened. |
| S_WA-P6-S025 — CRLJ 6, Time | https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_06_00_00.pdf | Complete rule/history; page [0]. Same bounded uses. | Displayed last amendment Sept. 1, 1989. Original order not opened. |
| S_WA-P6-S026 — CR 81, Applicability | https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdf | Complete (a)–(b); page [0]. | Special-proceeding inconsistency qualification; adopted 1967. |
| S_WA-P6-S027 — CRLJ 81, Applicability | https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_81_00_00.pdf | Complete rule; page [0]. | Special-proceeding/other stated exclusions; latest displayed amendment 1998. |
| S_WA-P6-S028 — RCW 1.16.050, Legal holidays | https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050 | Complete operative (1)–(7); relevant notes. | Credits 2025 c 58 §1001; 2025 c 30 §1. No calendar computed. |
| S_WA-P6-S029 — SPR 91.04W | https://www.courts.wa.gov/court_rules/pdf/SPR/SUP_SPR_91_04W_00.pdf | Entire short document; page [0]. | Rescinded Sept. 1, 1989. Historical cross-reference, not operative authority. |
| S_WA-P6-S030 — CR 64, Seizure of Person or Property | https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_64_00_00.pdf | Complete rule/history; page [0]. | Adopted effective July 1, 1967 as displayed; original order not opened. |
| S_WA-P6-S031 — CRLJ 64, Garnishment | https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_64_00_00.pdf | Entire short document; page [0]. | Marked rescinded; this document does not supply a rescission date. |
The quantities referenced here are fully stated in Section 4. “Text established” means confidence in the bounded proposition from the passage read; it does not supply missing factual predicates or judicial construction.
| Claim ID | Precise assertion | Sources and exact pinpoints | Conditions / confidence limits |
|---|---|---|---|
| S_WA-P6-C001 | Ordinary issuance under §.020(1) rests on a judgment in the issuing court that remains wholly or partly unsatisfied. | S003, RCW 6.27.020(1). | Text established; enforceability and jurisdiction remain held. |
| S_WA-P6-C002 | Chapter 6.27 applies in district court; §.020(2) separately permits qualifying attorney issuance there. | S003, §§.020(2), .030. | Does not select a court or prove a claim falls within its jurisdiction. |
| S_WA-P6-C003 | Prejudgment issuance has an express chapter-6.26 dependency and exceptions. | S003, §.020(3). | Gateway established; complete prejudgment authorization held. |
| S_WA-P6-C004 | The specified state/local governmental garnishees have a postjudgment-only statutory branch and designated service/venue provisions. | S003, §.040(1)–(3). | Not a federal-government-as-garnishee conclusion. |
| S_WA-P6-C005 | The application affidavit must state the statutory judgment/amount and nonexempt-debt or property grounds. | S003, §.060. | Allegations and belief do not establish ownership or exemption facts. |
| S_WA-P6-C006 | “Earnings” covers compensation paid or payable for personal services and periodic pension/retirement payments specified by the definition. | S003, §.010(1). | No wage percentage or continuing-writ rule imported. |
| S_WA-P6-C007 | Money due or earned as earnings cannot use RCW 6.15.010 through §.150(7); the complete deposit-transition classification is unresolved. | S003, §§.010(1), .150(7); S002, §.050(1). | No categorical post-deposit loss or retention inferred. |
| S_WA-P6-C008 | Institution-named and branch-named writs have different reach; branch-directed process is required for the institution-held property category specified in §.080(3). | S003, §.080(1), (3). | Actual control, location, and ownership held. |
| S_WA-P6-C009 | Financial-institution service follows §.080(2) and incorporated §.110(1), (3), including specified certified-mail/personal-service routes. | S003, §§.080(2), .110(1), (3). | §.110(2)’s general mail-effect rule expressly excludes these banks. |
| S_WA-P6-C010 | Missing statutory identifying information can make service incomplete and protect the garnishee from liability for undiscovered funds/property. | S003, §.080(2), final paragraph. | No identifying information supplied or reconstructed. |
| S_WA-P6-C011 | The answer form and the noncontinuing-writ fee in Q007 must accompany service under the incorporated provisions. | S003, §§.095(2), .110(1). | A plaintiff-supplied service fee is not general authority to debit protected funds. |
| S_WA-P6-C012 | Service reaches the described debt/property at service; exempt portions are unaffected, and the statute protects qualified release of excess. | S003, §.120(1)–(3). | Does not create a general continuing deposit lien. |
| Claim ID | Precise assertion | Sources and exact pinpoints | Conditions / confidence limits |
|---|---|---|---|
| S_WA-P6-C013 | Consumer debt is primarily personal, family, or household debt and includes medical debt. | S001, §6.01.060(2)–(3); S023, §19.16.100(11). | Medical provider/facility incorporation remains held. |
| S_WA-P6-C014 | Private student loan debt has the nongovernment-guaranteed, postsecondary-purpose/refinancing definition and express credit/real-estate exclusions. | S001, §6.01.060(4). | No actual obligation classified; overlap/election not presumed. |
| S_WA-P6-C015 | Outside bankruptcy, the deposit category sits inside the other-personal-property limit Q001 and excludes the specified personal earnings. | S002, §.010(1)(d)(iii)(A); S004 §1, p.2 [2]. | Subject to §.050. |
| S_WA-P6-C016 | Other-debt protection is Q002, automatic and aggregate across the listed accounts and securities. | S002, §.010(1)(d)(iii)(A)(I). | Not per account or institution. |
| S_WA-P6-C017 | Private-student protection has the distinct total and automatic amounts in Q003. | S002, §.010(1)(d)(iii)(A)(II). | Additional entitlement and claim procedure must be established; writ-blank issue held. |
| S_WA-P6-C018 | Consumer-debt protection is Q004, fully automatic and aggregate across the listed accounts and securities. | S002, §.010(1)(d)(iii)(A)(III); S004 §1, p.2 [2]. | Not a separate entitlement for every account. |
| S_WA-P6-C019 | Spousal exemptions may be combined; the bank writ requires documentation for its community-funds doubling instruction. | S002, §.010(1)(d), (3); S003, §.100(1), (3). | Joint title alone is not a finding of community ownership. |
| S_WA-P6-C020 | The first scheduled adjustment and method are Q006. | S002, §.010(1)(d)(iii)(B); S004 §1, p.2 [2]. | No 2026 adjustment or invented CPI calculation. |
| S_WA-P6-C021 | The 2025 act took effect as stated in Q037 and repealed the specified prior sunset clauses. | S004 §§5–6, p.17 [17]; S005 §6; S006 §4. | Historical expirations are not treated as current repeal of the automatic protections. |
| S_WA-P6-C022 | The reviser’s identical-text note conflicts with the enrolled-text comparison described above. | S002, §.010 note; S004 §1; S005 §2; S009. | Discrepancy preserved; no judicial resolution asserted. |
| S_WA-P6-C023 | Section .010 is qualified by §.050’s complete exceptions, including purchase-price, restitution, specified tax/security-interest, residency/fraud, and support provisions. | S002, §§.010 opening clause, .050(1)–(9). | Not all exceptions are transferable to separately created benefit exemptions. |
| S_WA-P6-C024 | Section .050(7) states waiver by failure to claim within the prescribed garnishment time. | S002, §.050(7); S003, §.160. | Its interaction with mandatory automatic protection and federal supremacy remains held. |
| S_WA-P6-C025 | Traceable past-due, current, or future child support, alimony, and spousal support paid or owed fall within the stated exemption. | S002, §.010(1)(d)(v); S004 §1, p.3 [3]. | Tracing method, exceptions, and actual entitlement not established. |
| S_WA-P6-C026 | The statutory bank writ commands threshold-based release and limits restraint, using indexed individual/community blanks. | S003, §.100(1), bank paragraphs, and (3); S004 §4. | Private-student automatic-versus-total blank allocation unresolved. |
| Claim ID | Precise assertion | Sources and exact pinpoints | Conditions / confidence limits |
|---|---|---|---|
| S_WA-P6-C027 | Part 212 uses defined electronically routable accounts, recorded natural-person holders, and federally/state-chartered banking institutions. | S010, §§212.1–212.3. | No conclusion for an unclassified financial product or holder. |
| S_WA-P6-C028 | Qualifying payments must be within §212.2(b), from the defined benefit agencies, and directly deposited with the specified coding. | S010, §§212.2(b), 212.3 “benefit agency/payment.” | Checks, transfers, or other benefit sources are not presumed to satisfy this processing definition. |
| S_WA-P6-C029 | The federal “order” definition includes specified judicial and governmental written collection processes. | S010, §212.3 “garnishment/order.” | Definition supplies processing scope, not substantive collection power. |
| S_WA-P6-C030 | The lookback uses the calendar-month and business-opening/closing relation in Q011. | S010, §212.3 “lookback period,” “protected amount.” | Not a fixed-day approximation. |
| S_WA-P6-C031 | The protected amount is the lesser-of relation in Q012, using balance when review occurs. | S010, §212.3; S012 operative §212.3 amendment, pp.32109–32110 [10–11]. | No assumed balance, posting, or review time. |
| S_WA-P6-C032 | The institution first checks for the prescribed United States/state-support notice within Q009; a qualifying notice changes the §.5/.6 processing path. | S010, §212.4; Appendix B; S013 §654(3); S017 §3002(15). | Does not establish that every benefit is legally attachable. |
| S_WA-P6-C033 | Review timing is Q010, including sufficient-information and documented batch qualifications. | S010, §212.5(a). | Receipt, information sufficiency, and batch permission remain predicates. |
| S_WA-P6-C034 | The review disregards listed attributes including commingling, co-ownership, multiple beneficiaries/programs, contrary instructions, and debt nature. | S010, §212.5(d)–(e). | Subject to initial §212.4 screening; no ownership adjudication. |
| S_WA-P6-C035 | Separate accounts receive separate reviews, without tracing transfers between them during that review. | S010, §212.5(f). | Additional-exemption tracing is a different inquiry. |
| S_WA-P6-C036 | A qualifying review requires immediate protected-amount establishment and customary access without a prior exemption claim. | S010, §212.6 opening condition, (a)–(b). | Qualifying benefit deposit required. |
| S_WA-P6-C037 | The established protected amount is conclusively exempt for this rule; excess follows customary procedures subject to remaining protections. | S010, §212.6(c)–(d); §212.8(a). | Excess is not thereby adjudicated nonexempt. |
| S_WA-P6-C038 | The same order receives the one-time treatment in Q017; a new or different order requires a new review. | S010, §212.6(f). | No assumption that a re-served instrument is new. |
| S_WA-P6-C039 | In the qualifying-benefit branch, later deposits are not continually frozen under the same order. | S010, §212.6 opening condition, (g). | No blanket rule inferred for the no-qualifying-deposit branch. |
| S_WA-P6-C040 | Garnishment fees cannot be charged or collected against the protected amount; Q015 states the limited later nonbenefit-deposit rule. | S010, §212.6(h); S012 amendment. | Other fee authority and compatible state restrictions remain necessary. |
| S_WA-P6-C041 | Federal notice requires all three predicates in Q013 and must be sent within Q014. | S010, §212.7(a), (f). | Not a universal notice duty for every account review. |
| S_WA-P6-C042 | Notice must contain the enumerated order, protection, freeze/fee, benefit, and further-exemption information; delivery/consolidation qualifications apply. | S010, §212.7(b)–(h); Appendix A. | Model notice is optional; no completed notice examined. |
| S_WA-P6-C043 | Part 212 preserves further federal exemptions and account terms consistent with the rule. | S010, §212.8(a)–(b). | No private contract or setoff outcome determined. |
| S_WA-P6-C044 | Federal preemption reaches inconsistency; compatible state law giving greater protection is preserved. | S010, §212.9. | No universal favorable-law election or stacking rule. |
| S_WA-P6-C045 | Section .10 supplies qualified good-faith safe harbors, including bounded error and post-service written-instruction provisions. | S010, complete §212.10. | Not blanket immunity or a general advance waiver. |
| S_WA-P6-C046 | Federal banking agencies enforce compliance; records must be retained for Q016. | S010, §212.11(a)–(b). | No institution’s actual compliance reviewed. |
| S_WA-P6-C047 | The 2013 final rule adopted the earlier rule with material balance-reference, fee, and notice changes. | S011; S012 adoption/amendments, pp.32109–32110 [10–11]. | Historical text is not used for current processing quantities. |
| Claim ID | Precise assertion | Sources and exact pinpoints | Conditions / confidence limits |
|---|---|---|---|
| S_WA-P6-C048 | Social Security rights and paid/payable money have §407 protection; statutory displacement requires the specified express-reference condition. | S013, 42 USC 407(a)–(c). | Requested tax withholding and separately authorized exceptions retained. |
| S_WA-P6-C049 | SSI’s §1383(d)(1) incorporates §407 protection. | S013, §1383(d)(1). | No SSI eligibility determination. |
| S_WA-P6-C050 | VA benefits have before-and-after-receipt protection with express assignment, government-claim, tax, and other qualifications. | S014, §5301(a)–(e), particularly (a)(1), (a)(3), (d). | No statement that every VA-related payment or purchased asset is identically protected. |
| S_WA-P6-C051 | Railroad retirement annuities have §231m protection subject to its tax and specified domestic-relations exceptions. | S015, §231m(a)–(b). | Post-deposit tracing/construction held. |
| S_WA-P6-C052 | Railroad unemployment benefits have the nonassignment/legal-process protection in §352(e). | S015, §352(e), with adjacent recovery qualification reviewed. | No complete benefit entitlement or recovery regime established. |
| S_WA-P6-C053 | CSRS protection in §8346 is qualified by other federal law and §8345(h), (j). | S016, §§8346, 8345(h), (j). | Agency allotment and qualifying court-order provisions are not a general bank-creditor priority rule. |
| S_WA-P6-C054 | FERS protection in §8470 is qualified by other federal law and §§8465–8467. | S016, §§8470, 8465, 8467. | Post-distribution tracing and actual qualification held. |
| S_WA-P6-C055 | Section 659 creates a bounded support/alimony exception for specified federal employment remuneration, with covered/excluded payment classes. | S013, §659(a), (h), (i); S010 §212.4/Appendix B. | A government/support notice alone does not resolve those substantive conditions. |
| S_WA-P6-C056 | Title 74 assistance grants and money paid/payable have the stated nonassignment/legal-process protection. | S018, RCW 74.08.210. | Actual program/source and other legal dependencies unsupplied. |
| S_WA-P6-C057 | Washington unemployment money received is protected while uncommingled, subject to the stated necessaries/support exceptions; waiver is void. | S019, §§50.40.020, .050. | Commingling and special-support implementation not resolved by the generic notice. |
| S_WA-P6-C058 | Industrial-insurance compensation is protected after issuance under §51.32.040(1), subject to enumerated exceptions. | S020; S005 §3(1), p.7 [7]. | RCW 43.20B.720, 72.09.111, 74.20A.260, 51.32.380, and transfer provision 51.32.045 not completed. |
| S_WA-P6-C059 | The current state pension provision expressly addresses qualifying United States pension money in possession, deposited, or loaned, subject to federal law and stated exceptions. | S002, §.020(2); S007 §804. | Citizenship, source, support, tax, and construction predicates retained. |
| S_WA-P6-C060 | Employee-plan protection depends on the definitions and exceptions in §.020(3)–(6), including specified federal qualifications. | S002, §.020(3)–(6); S022. | Internal Revenue Code qualifications and excluded public-plan regimes remain held. |
| S_WA-P6-C061 | Current and future pension texts have the distinct lifecycle in Q040 and express enactment nullification qualifications. | S007 §§804, 1202; S008 §§402, 505–507. | No judicial-status conclusion; future text not applied now. |
| S_WA-P6-C062 | For the specified child-support branch, identifiable community-account funds from the nonobligated spouse/partner’s earnings receive the stated protection. | S021, RCW 26.16.200, final two sentences. | No general joint-account share or tracing method inferred. |
| Claim ID | Precise assertion | Sources and exact pinpoints | Conditions / confidence limits |
|---|---|---|---|
| S_WA-P6-C063 | Section .100 supplies the noncontinuing writ, with distinct support, private-student, and consumer captions. | S003, §.100(1)(a)–(d). | A caption does not adjudicate the underlying classification. |
| S_WA-P6-C064 | The garnishee answer and copies have the recipients and period in Q018. | S003, §§.070, .100 form. | Mailing/delivery language preserved. |
| S_WA-P6-C065 | The debtor packet has the separate mailing/personal-service requirements in Q019. | S003, §.130. | Garnishment notice is not initial lawsuit summons service. |
| S_WA-P6-C066 | The statutory notice/claim text has Q020’s minimum type size and lists potential exemptions. | S003, §.140(1), (2)(a), (3). | Listing does not establish qualification or override source-specific exceptions. |
| S_WA-P6-C067 | Required proof must be filed before the stated judgment/disbursement steps; a service failure is not automatically jurisdictional but can support specified injury-based relief. | S003, §.130, proof/relief paragraphs. | Prompt motion, affidavit, substantial injury, and court determination remain predicates. |
| S_WA-P6-C068 | The answer is signed under penalty of perjury and distinguishes issuance-date information from service-time indebtedness. | S003, §.190 and form Sections I–II. | An answer is evidence/allegation, not automatic adjudication. |
| S_WA-P6-C069 | The exemption declaration may use the creating statute’s procedure or §.160’s clerk-and-plaintiff route, with Q021’s timing. | S003, §.160(1); S002, §.060(3)(b). | Creating-statute alternatives and delayed service retained. |
| S_WA-P6-C070 | An objection requires factual declaration and hearing notice within Q022. | S003, §.160(2). | Receipt of claim is the trigger. |
| S_WA-P6-C071 | The claimant bears the source/amount proof burden; prevailing costs and bad-faith attorney-fee provisions differ. | S003, §.160(2), second paragraph. | No actual proof sufficiency or bad faith found. |
| S_WA-P6-C072 | An unopposed claim invokes Q023’s release duty and failure consequence; attorney authorization is an alternative statutory release mechanism. | S003, §.160(3). | Release is limited to the covered funds/property. |
| S_WA-P6-C073 | Either specified party may controvert the answer by affidavit within Q024. | S003, §.210. | This is distinct from objection to an exemption claim. |
| S_WA-P6-C074 | The garnishee’s controversion response and issue-setting follow Q025. | S003, §.220. | Full trial procedure excluded. |
| S_WA-P6-C075 | Controversion carries the prevailing-cost/fee rule, with protection against an award against the defendant when the plaintiff controverts. | S003, §.230. | Confined to that statutory proceeding. |
| S_WA-P6-C076 | A qualifying negative answer with no timely controversion produces Q026’s statutory discharge. | S003, §.240. | Discharge of garnishee is not debt cancellation. |
| S_WA-P6-C077 | Judgment against the garnishee requires nonexempt indebtedness at service and required proof; ex parte application depends on no unresolved exemption/controversion. | S003, §.250(1)(a). | No automatic transfer merely because funds were held. |
| S_WA-P6-C078 | Superior-court payment uses the court registry; district-court payment is directed to plaintiff/counsel under the court order. | S003, §.250(1)(a); §.265. | Generic statutory routes only. |
| S_WA-P6-C079 | Prejudgment tender is expressly subject to exemption/controversion timing phrased by reference to tender. | S003, §.250(1)(b). | Interaction with §§.160/.210 held; Q036. |
| S_WA-P6-C080 | Existing but unmatured indebtedness has a court-specified later-payment branch and satisfaction/defendant-judgment exceptions. | S003, §.250(2). | Not authority to capture every later deposit. |
| S_WA-P6-C081 | Cost requests have Q027’s periods and the specified no-funds/no-account limitation. | S003, §.250(3). | A zero balance alone is not substituted for the complete statutory condition. |
| S_WA-P6-C082 | Chapter-compliant court-directed payment/delivery supplies the statutory defense against the defendant’s claim. | S003, §.300. | Compliance and identity remain predicates. |
| S_WA-P6-C083 | Inactivity discharge requires Q028’s conditions, notice, and order, subject to pending-proceeding exceptions. | S003, §.310. | Not universal automatic expiration at one year. |
| S_WA-P6-C084 | Satisfaction elsewhere plus the statutory demand/cost conditions invokes Q029’s release duty and failure consequence. | S003, §.320. | Satisfaction, demand, and continued withholding are not assumed. |
| S_WA-P6-C085 | Failure to answer can support a court-entered garnishee default after the specified proof/notice; Q030 records reduction conditions. | S003, §.200. | No automatic default conclusion; incorporated computation/rule questions held. |
| S_WA-P6-C086 | Court-rule time computation and mail additions have the conditional scope in Q032–Q034. | S024–S028. | No universal extension of every statutory period or actual calendar result. |
| S_WA-P6-C087 | SPR 91.04W and CRLJ 64 are displayed as rescinded. | S029; S031. | They are not current operative garnishment instructions. |
| S_WA-P6-C088 | The read texts do not establish a universal arithmetic combination of state aggregate protection, federal protected amount, and additional source exemptions. | S002 §.010; S003 §.100; S010 §§.5–.9. | Explicit analytical hold, not a claim that compatible protections cannot coexist. |
| S_WA-P6-C089 | Statutory identity uncertainty requires the §.290 hearing/citation procedure before judgment; Q031 records its response period. | S003, §.290(1)–(4). | No person or identifying record investigated. |
| S_WA-P6-C090 | Chapter 6.27’s relationship terminology extends to registered domestic partnerships within the stated federal-law limit. | S003, §.900. | No actual relationship or ownership finding. |
| S_WA-P6-C091 | CR 64 makes seizure remedies available only under governing law’s circumstances and manner. | S030, complete rule. | It supplies no standalone bank-restraint authorization. |
These are source-stated parameters, not substituted balances, benefit amounts, dates, or completed calculations. Dollar quantities are U.S. dollars. “Days” is retained where the statute does not say business or calendar days.
| ID | Quantity / symbolic relation | Base, unit, trigger, boundary | Exceptions / counting or application limit | Authority / claims |
|---|---|---|---|---|
| Q001 | $3,000 other-personal-property limit | Nonbankruptcy category containing the deposit sublimits. | Personal earnings excluded; §.050 applies. | S002 §.010(1)(d)(iii)(A); C015 |
| Q002 | $500, entirely automatic | Other debts excluding private student and consumer debt; aggregate listed accounts/securities. | Maximum, not per-account allowance. | Same, (A)(I); C016 |
| Q003 | $2,500 total; $1,000 automatic | Private student loan debt; aggregate listed accounts/securities. | Additional protected amount requires the applicable entitlement/process; no blanket automatic total. | Same, (A)(II); C017 |
| Q004 | $2,000, entirely automatic | Consumer debt; aggregate listed accounts/securities. | Maximum, subject to classification/exceptions. | Same, (A)(III); C018 |
| Q005 | Twice the individual amount in community-account writ blanks | Statutory documentation of community funds; spousal combination provisions also apply. | No doubling solely from joint title; private-student blank unresolved. | S003 §.100(1), (3); C019, C026 |
| Q006 | First adjustment July 1, 2027; every three years; latest three-year CPI-U change; change rounded to nearest $25 | DOR adjustment/publication of dollar amounts in §.010(1)(d)(iii). | No present CPI substitution; exact future published amounts not established. | S002 §.010(1)(d)(iii)(B); S004 §1; C020 |
| Q007 | $20 | Plaintiff’s check/money order accompanying noncontinuing-writ service. | Not a universal bank-account debit authorization. | S003 §§.095(2), .110(1); C011 |
| Q008 | If covered account total is at or below the applicable statutory blank, release all; above it, preserve at least the specified release amount and limit restraint by the writ plus any lawfully chargeable processing fee | Statutory bank-writ relation; no supplied account total or writ amount. | Correct blank, other exemptions, federal protection, and fee authority must first be established. | S003 §.100 bank paragraphs; C026 |
| Q035 | Value measured at exemption selection, by debtor’s interest net of liens/encumbrances | Statutory valuation definition. | Does not resolve ownership share or tracing. | S002 §.010(2)–(3); C019 |
The exemption amounts and adjustment language above are supported by the current RCW body and the enrolled 2025 act. app.leg.wa.gov+1
| ID | Quantity / relation | Reference event and boundary | Qualification / unknown | Authority / claims |
|---|---|---|---|---|
| Q009 | No later than 2 business days | Receipt of order; initial notice screening precedes other action. | Proper Appendix B notice changes route. | S010 §212.4; C032 |
| Q010 | No later than 2 business days | Receipt of both order and sufficient information, if information is needed. | Documented creditor-permitted batch exception. | §212.5(a); C033 |
| Q011 | Two calendar months | Newer endpoint: date before review. Older endpoint: corresponding date two months earlier, or that month’s last date if absent. Protected-payment interval uses the stated business closing/opening endpoints. | No conversion to a fixed number of days; no additional timestamp convention supplied. | §212.3; C030 |
| Q012 | P = min(Dₗ, Bᵣ) | Dₗ = qualifying benefit payments posted within the defined lookback; Bᵣ = balance when review is performed. | Qualifying definitions and review branch required; no balance substitution or extra rounding rule. | §212.3; C031 |
| Q013 | Qualifying deposit and positive balance/protected amount and funds exceeding P | All three notice conditions. | No notice obligation under this clause inferred when a condition is absent. | §212.7(a); C041 |
| Q014 | Within 3 business days | Date of account review; notice must be sent. | Delivery/receipt is not substituted for dispatch. | §212.7(f); C041–C042 |
| Q015 | Up to 5 business days after review; fee no greater than qualifying newly deposited nonbenefit funds | Limited fee opportunity under §.6(h). | No fee against P; this is not independent authority for every fee. | §212.6(h); C040 |
| Q016 | At least 2 years | Receipt of garnishment order; retention period. | Compliance records, not a debt limitation period. | §212.11(b); C046 |
| Q017 | One review for first service of the same order; new review for a new/different order | Order identity controls. | Qualifying-branch prohibition on continuing future-deposit restraint retained. | §212.6(f)–(g); C038–C039 |
| Q034 | No universal business-day, posting-time, or monetary-rounding convention established here | Part 212’s own stated units control. | Banking calendar and exact boundary questions remain held; court-rule time computation is not imported. | S010; B008, B023 |
The current balance reference and fee/notice clauses were checked against the 2013 final amendment, not taken from the superseded original formulation. ecfr.gov+3
| ID | Quantity / period | Trigger and required event | Qualification / boundary | Authority / claims |
|---|---|---|---|---|
| Q018 | 20 days | Service on garnishee; original answer mailed/delivered to court, copies to plaintiff/counsel and defendant. | Filing, mailing, delivery, and receipt remain distinct. | S003 §§.070, .100; C064 |
| Q019 | Certified-mail packet on or before garnishee service; alternative personal service on/before or within 2 days after | Service of garnishment writ on garnishee. | Complete statutory packet and proof requirements apply. | §.130; C065 |
| Q020 | At least 12-point type | Statutory notice and claim form. | Form content does not adjudicate eligibility. | §.140(1); C066 |
| Q021 | Generally no later than 28 days after writ date; delayed-service alternative 21 days after garnishee service if delay is more than 7 days | Declaration mailed/delivered to clerk and required copy mailed to plaintiff/counsel. | Creating-statute procedure preserved; exact “more than” boundary retained. | §.160(1); C069 |
| Q022 | Objection within 7 days; hearing date no later than 14 days | Plaintiff’s receipt of exemption claim. | Objection declaration plus hearing notice; not answer-filing trigger. | §.160(2); C070 |
| Q023 | Release duty within 10 days; $50 plus actual damages for specified failure | Plaintiff’s receipt of unopposed claim. | Obtain/deliver order or statutory attorney alternative; causation/predicates retained. | §.160(3); C072 |
| Q024 | 20 days | Filing of garnishee answer; controverting affidavit. | Copies served or first-class mailed as statute directs. | §.210; C073 |
| Q025 | 20 days | Filing of controverting affidavit; garnishee response. | Subsequent issue-setting remains court controlled. | §.220; C074 |
| Q026 | 20 days without controversion | Filing of qualifying negative answer. | Requires statutory negative-answer facts. | §.240; C076 |
| Q027 | At judgment or within 1 year thereafter; if no garnishee judgment, within 1 year after service | Cost/fee request. | Complete no-funds/no-account limitation applies. | §.250(3); C081 |
| Q028 | 1 year after answer filing plus 10 days’ written notice | Specified positive-answer inactivity; court discharge order. | Pending trial/calendar or qualifying affidavit exceptions. | §.310; C083 |
| Q029 | 20 days after the later of demand or satisfaction; $100 plus costs/actual damages under stated failure conditions | Satisfaction elsewhere, costs, written demand, continued withholding. | Court order/service or attorney-release alternative. | §.320; C084 |
| Q030 | At least 10 calendar days’ default notice; reduction motion within 7 days of service/mailing of first execution/garnishment copy; statutory $100 floor in reduction relation | Garnishee failure to answer, proof, court judgment; later enforcement-copy event. | Reduction uses nonexempt property actually held, statutory ceiling/incidents, and additional fee provisions; not automatic. | §.200; C085 |
| Q031 | 10 days after service | Statutory identity citation response. | Court identity hearing and §.290 conditions. | §.290(2); C089 |
| Q032 | Exclude initiating day; include last day unless specified weekend/holiday rollover; intermediate weekends/holidays excluded for periods less than 7 days | CR 6(a)/CRLJ 6(a), where applicable. | Special-proceeding inconsistency qualification under Rule 81; no actual calendar. | S024–S028; C086 |
| Q033 | 3 additional days | Rule-based period running after service by mail. | Not automatically added to writ-date, filing, receipt, or every statutory trigger. | CR 6(e), CRLJ 6(e); C086 |
| Q036 | Tender-related timing held | §.250(1)(b) expressly references exemption/controversion periods after tender. | No universal substitution of the ordinary writ-date/answer-filing trigger. | S003 §.250(1)(b); C079 |
The different exemption, controversion, and tender triggers are present in the operative texts themselves. app.leg.wa.gov+2
| ID | Date / transition | Status and precise scope | Authority |
|---|---|---|---|
| Q037 | July 1, 2025 | Enacted effective date of the 2025 account-exemption amendments and sunset repeals. | S004 §6 |
| Q038 | July 1, 2025 historical sunset/application sequence | Prior expiration clauses and 2023 delayed §2 date must be read with the 2025 repeal/amendment. | S005 §§6–7; S006 §4; S004 §5 |
| Q039 | May 1, 2011; June 28, 2013 | Original federal processing rule and later final amendments, respectively. | S011 p.9939 [0]; S012 p.32099 [0] |
| Q040 | June 11, 2026 current amendment; June 30, 2029 future amendment | Pension exemption changes, subject to the read enactment savings/nullification clauses. | S007 cover/§804/§1202; S008 §§402,505–507 |
| Authority | What it establishes here | What it does not establish |
|---|---|---|
| Enacted Washington session law | Amendment text, express effective dates, repeals, and material transition clauses. | Judicial construction or an actual claimant’s entitlement. |
| Current official RCW body | Codified operative framework and displayed source credits. | Accuracy of every editorial note; C022 preserves a concrete discrepancy. |
| Statutory blank writ/notice/answer | Required categories and text within the governing statute. | An issued instrument, completed return, or actual service event. |
| Washington court rules | Bounded computation/applicability and seizure-remedy framework. | Automatic displacement of a special statutory procedure. |
| Original Federal Register adoption | Original rule and material later amendments/effective dates. | Independent corroboration when viewed in another format. |
| eCFR | Readable codification through its displayed currency date. | An official legal edition or assurance concerning the unverified later interval. |
| United States Code pages | Statutory protection and expressly incorporated exceptions within read bounds. | Complete special-regime analysis or automatic post-deposit tracing results. |
| Agency/official instruction or model text | Procedure and communication support within its authority. | New substantive exemption beyond the operative statute/rule. |
| Event | Governing role | Separate event that cannot be substituted | References |
|---|---|---|---|
| Writ issuance | Dates instrument and certain answer questions. | Service on financial institution. | C063, C068 |
| Service on garnishee | State attachment/answer trigger. | Debtor packet mailing or federal receipt/review. | C009, C012, C064–C065 |
| Federal receipt and sufficient information | Starts bounded review duty. | State-law completion of service. | C032–C033 |
| Account review | Determines federal P and notice clock. | Historical tracing of every fund or adjudication of ownership. | C030–C037 |
| Exemption claim transmission | Statutory claim route. | Plaintiff’s receipt, which starts objection/release periods. | C069–C072 |
| Answer filing | Starts controversion period. | Bank’s mailing date or exemption-claim receipt. | C073–C074 |
| Holding funds | Preserves property within lawful scope. | Court-authorized payment or final entitlement. | C012, C077–C080 |
| Exempt-fund release | Removes restraint on covered funds. | Satisfaction of the underlying judgment. | C072, C084 |
| Garnishee discharge | Ends specified garnishee liability/process. | Cancellation of the underlying debt. | C076, C083 |
| Government/support notice | Alters federal processing route. | Proof of substantive exception for each benefit. | C032, C055 |
These are legal-dependency branches, not factual scenarios or directions for a proceeding.
| Branch ID | Supported conditional consequence | Missing predicate / adverse inference to avoid | Exact next generic authority inquiry |
|---|---|---|---|
| S_WA-P6-B001 | If the ordinary judgment and institution/branch predicates are met, chapter 6.27 supplies the stated process. | Enforceability, jurisdiction, territorial control, and covered financial-institution status remain unsupplied. | Generic jurisdiction/control construction of §§.020/.080; no actual institution or judgment investigation. |
| S_WA-P6-B002 | Correct classification selects the state deposit category. | Do not infer classification from a caption or elect whichever overlapping category is larger. | Generic interpretation of §6.01.060 and §6.15.010’s private-student/consumer relationship; medical incorporation in §48.43.005. |
| S_WA-P6-B003 | Private student debt has separate total and automatic statutory amounts. | Do not fill the combined §.100 private-student/consumer blanks by assumption. | Formal generic interpretation or conforming official instruction reconciling §.100(3) with §.010(1)(d)(iii)(A)(II). |
| S_WA-P6-B004 | State limits aggregate listed accounts/securities. | No per-account or per-bank multiplication; coordination method not supplied. | Generic multi-institution allocation and duplicate-restraint authority under §§.010/.100. |
| S_WA-P6-B005 | Documented community funds invoke the writ’s community provision. | Joint title does not establish community ownership, protected share, or capacity. | Generic ownership and community-property allocation authority; actual facts remain outside scope. |
| S_WA-P6-B006 | Earnings exclusions apply when funds retain the legally relevant earnings classification. | Neither universal retention nor universal loss after deposit is established. | Authorized later judicial-construction inquiry concerning §§6.27.010, .150(7), and 6.15.050(1). No opinions searched here. |
| S_WA-P6-B007 | Part 212 applies when holder, institution, account, order, and payment definitions are met. | No assumption from a financial-product label or a benefit label. | Generic classification guidance for the precise unclassified statutory category, without examining records. |
| S_WA-P6-B008 | Qualifying review uses Q010–Q012. | Information sufficiency, posting boundaries, business-day convention, and review-time balance remain predicates. | Generic agency interpretation of §212.3/.5 timing and boundary conventions. |
| S_WA-P6-B009 | No qualifying lookback deposit invokes §212.5(b)’s ordinary-processing branch. | Do not infer that all funds then become nonexempt. | Identify the applicable source exemption and state protection independently. |
| S_WA-P6-B010 | Commingling/co-ownership do not defeat the federal automated review. | This does not decide beneficial ownership or additional-exemption tracing. | Generic tracing/ownership authority outside the automated-review rule. |
| S_WA-P6-B011 | A check deposit or transferred benefit may require a different exemption inquiry. | Lack of automatic coding protection does not prove loss of statutory exemption. | Benefit-specific post-receipt and tracing construction; no actual transfer reconstruction. |
| S_WA-P6-B012 | A valid Appendix B notice changes the processing route. | Do not infer substantive attachability of every Social Security, SSI, VA, pension, or railroad payment. | Complete the particular §659, tax, federal-debt, or other express exception only in a separately authorized generic pass. |
| S_WA-P6-B013 | Compatible state and federal protections can coexist. | No universal sum, maximum, or subtraction formula has been established. | Generic allocation/nonduplication authority addressing overlapping protected dollars. |
| S_WA-P6-B014 | Section 6.15.050 can restrict §.010 protection. | Do not transfer its exceptions to every independently created benefit exemption. | Source-by-source exception and preemption analysis for the relevant statutory category. |
| S_WA-P6-B015 | State claim-waiver language and automatic-protection commands both exist. | Missing a state claim is not assumed to eliminate mandatory state or federal automatic protection. | Generic construction of §.050(7), §.010 automatic language, §.160, and part 212 supremacy. |
| S_WA-P6-B016 | A qualifying pension/employee plan may invoke §6.15.020. | No qualification inferred from account title. | Complete the specific incorporated Internal Revenue Code/public-plan definition and distribution rule. |
| S_WA-P6-B017 | Industrial-insurance after-issuance protection is express. | Enumerated exception/transfer provisions are indispensable to any positive exceptional branch. | Read RCW 43.20B.720, 72.09.111, 74.20A.260, 51.32.380, and 51.32.045 only as that branch requires. |
| S_WA-P6-B018 | Uncommingled unemployment funds receive the stated protection. | Do not omit necessaries/support exceptions or infer a tracing cure for commingling. | Generic construction of §50.40.020’s received-money condition and §.050’s support incorporation. |
| S_WA-P6-B019 | Identifiable nonobligated-spouse earnings have the stated support-account protection. | No ownership share, identification method, or general support immunity inferred. | Generic §26.16.200 tracing and incorporated support-law analysis. |
| S_WA-P6-B020 | Current and future pension amendments have separate dates and nullification conditions. | No judicial-status or unconditional future-effect conclusion. | Later authorized status verification of enactment conditions; judicial research remains outside this pass. |
| S_WA-P6-B021 | Bank service has its own statutory route. | Do not import §.110(2)’s general certified-mail binding date into §.080. | Generic construction of completion/effect of §.080 bank service and incorporated proof rules. |
| S_WA-P6-B022 | Debtor packet/proof failures can have the stated consequences. | No automatic jurisdictional invalidity or actual damages finding. | Generic construction of §.130 relief predicates; prejudgment special procedure remains separate. |
| S_WA-P6-B023 | CR/CRLJ computation may govern compatible periods. | No universal mail extension, business-day substitution, or calendar result. | Resolve Rule 81 compatibility for each specific statutory trigger before any later computation. |
| S_WA-P6-B024 | Tender preserves expressly referenced claim/controversion opportunities. | Do not silently substitute ordinary clocks for §.250(1)(b)’s tender wording. | Generic construction of §.250(1)(b) with §§.160/.210. |
| S_WA-P6-B025 | Answer controversion and exemption objection have separate procedures. | One does not automatically substitute for the other. | Generic procedural interaction if both legal issues arise; no actual filing recommendation. |
| S_WA-P6-B026 | Federal protection restricts garnishment fees; state service fee is separately specified. | “Processing fee if charged” is not universal debit authority. | Generic independent fee authorization and state/federal compatibility; private bank policy excluded. |
| S_WA-P6-B027 | Different statutes govern release, negative-answer discharge, inactivity, and satisfaction elsewhere. | No single universal bank-writ expiration or satisfaction rule. | Complete any additionally relevant bond/property-disposition branch, including §.180, only if later scope requires it. |
| S_WA-P6-B028 | Garnishee default has statutory prerequisites and a bounded reduction mechanism. | No automatic default, actual liability, or universally available reduction inferred. | Generic interaction with applicable current court rules and §.090 incorporations. |
| S_WA-P6-B029 | Bankruptcy, education savings, and other specialized property categories have separate statutory branches. | Ordinary deposit amounts do not complete those regimes. | Specific incorporated provisions, including §.010(1)(f), chapter 28B.95, and IRC §§529/530, in a separate pass. |
| S_WA-P6-B030 | Source-specific preservation clauses remain effective within their scope. | No general priority code, tribal/interstate reach, or contractual setoff outcome established. | Separate generic priority, jurisdiction, federal-preemption, tribal/local, or contract inquiry. |
| S_WA-P6-B031 | Current body and 2025 enrolled amendment agree on the reported state amounts. | Do not erase the contradictory reviser note or treat a comparison as adjudication. | Official correction/formal interpretation of the note and RCW 1.12.025 interaction. |
| S_WA-P6-B032 | Findings reflect the actually read official publications and displayed currency. | Access date is not proof that every later enactment, order, or judicial event was incorporated. | Later public-text update for the identified currency intervals; no actual-status investigation here. |
| S_WA-P6-B033 | Section .290 provides a generic safeguard for identity uncertainty. | Similarity of names cannot establish identity. | Generic interaction of citation/service/hearing requirements; no identity lookup. |
| S_WA-P6-B034 | Pension court-order provisions can direct agency payments under their own conditions. | Agency-payment priority is not general priority among bank garnishments. | Complete the particular federal exception/application provision before any broader conclusion. |
All entry cells are intentionally blank. This is a public-authority research worksheet, not a completed financial or procedural form.
| Research field | Entry | Authority / pinpoint | Unresolved dependency |
|---|---|---|---|
| Component proposition | |||
| Public instrument title | |||
| Issuing authority | |||
| Direct HTTPS URL | |||
| Section / subsection | |||
| Printed page / PDF index | |||
| Edition / displayed currency | |||
| Actual access date | |||
| Actual read extent | |||
| Enacted / current / historical / future status | |||
| Effective / application clause | |||
| Statutory debt category | |||
| Statutory institution / holder category | |||
| Jurisdictional prerequisite | |||
| Ownership / capacity dependency | |||
| Automatic-protection clause | |||
| Claim-dependent protection clause | |||
| Aggregate / per-account rule | |||
| Source / tracing condition | |||
| Symbolic relation | |||
| Unit / base | |||
| Triggering legal event | |||
| Inclusive / exclusive boundary | |||
| Counting convention | |||
| Exception / incorporation | |||
| Notice / answer / claim distinction | |||
| Release / discharge / satisfaction distinction | |||
| Fee / failure consequence | |||
| Contrary text / version issue | |||
| Exact next generic inquiry |
“Answered” here means the identified public-text question was answered within the stated bounds. It does not signify state, registry, parent, publication, or operational acceptance.
| User scope item | Status | Source / claim / branch links | Missing evidence or exact retained boundary |
|---|---|---|---|
| 1 — Current non-earnings statutory framework | Answered, bounded | S003; C001–C012 | Actual judgment and jurisdiction not supplied. |
| 1 — Financial-institution versus branch/property reach | Answered text; construction held | C008–C010; B001, B021 | Territorial control and property classification. |
| 1 — Owed earnings versus deposited earnings | Partial | C006–C007; B006 | Post-deposit judicial construction expressly unexamined. |
| 1 — Ordinary judgment versus prejudgment | Boundary authenticated | C003, C091 | Chapter 6.26 and §.330 prerequisites not completed. |
| 1 — Judicial versus administrative/government process | Partial | C004, C029, C032, C055 | Separate tax/support/government enforcement regimes. |
| 1 — Definitions and ownership/joint capacity | Definitions answered; actual predicates held | S001, S003, S010; B005, B007 | Ownership share, legal capacity, entitlement. |
| 2 — State automatic and total amounts | Answered text | C015–C018; Q001–Q004 | Subject to classification and §.050. |
| 2 — Number/type of accounts; aggregate operation | Answered text; implementation held | C016–C019; B004 | Cross-institution coordination and duplicate restraint. |
| 2 — Consumer/private-student/other distinction | Answered definitions; overlap held | C013–C014, C026; B002–B003 | Classification overlap and private-student writ blanks. |
| 2 — Indexing/effective/transition | Answered material enactment text | S004–S009; C020–C022; Q006, Q037–Q040 | Future published adjustment amount; reviser-note discrepancy. |
| 2 — Tracing/combination/nonstacking | Partial | C019, C025, C088; B005, B011, B013 | Universal overlap/allocation formula not established. |
| 2 — Priority and source-specific exceptions | Partial | C023–C025, C055–C062 | Full priority code and special regimes excluded. |
| 3 — Federal scope/definitions/covered payments | Answered, bounded | S010; C027–C029 | Actual source/coding/account/order qualification not supplied. |
| 3 — Screening/lookback/protected amount | Answered | C030–C039; Q009–Q012, Q017 | Business-day/posting-boundary construction and actual predicates held. |
| 3 — Access/fees/notice/records | Answered | C036, C040–C046; Q013–Q016 | No compliance finding or independent fee authorization. |
| 3 — Government/support exceptions | Partial by design | C032, C055; B012 | Complete substantive exception for each special debt/benefit. |
| 3 — Additional exemptions and statutory benefit language | Answered bounded clauses | C043, C048–C062 | Source-specific tracing and enumerated unread incorporations. |
| 3 — Direct deposit versus other deposits; review versus tracing | Answered distinction | C028, C034–C035, C043 | Ultimate protection of checks/transfers requires further authority. |
| 4 — Writ/answer/notice instrument categories | Answered | S003 §§.100/.140/.190/.265; C063–C068 | No issued or completed instrument examined. |
| 4 — Service/mail/receipt/filing distinctions | Answered text; application held | C009, C064–C070, C086 | Bank-mail effect and rule/statute compatibility. |
| 4 — Claim/objection/hearing/burden | Answered | C069–C072; Q021–Q023 | Automatic-protection waiver interaction held. |
| 4 — Answer challenge versus exemption objection | Answered | C070, C073–C075; B025 | No actual combined proceeding. |
| 4 — Holding versus payment/tender | Answered text; tender interaction held | C077–C080; B024 | Exact §.250(1)(b) clock construction. |
| 4 — Release/discharge/satisfaction/termination | Answered enumerated branches | C072, C076, C082–C084 | Bond and other property-disposition branches not completed. |
| 4 — Account review versus continuing wage lien | Answered boundary | C012, C038–C039 | P5 earnings quantities not imported. |
| 5 — Notice/failure/fee consequences | Answered bounded statutes | C040–C046, C067, C071–C072, C075, C081–C085 | Full remedies and actual damages/default determinations excluded. |
| 5 — Nonwaiver and preservation | Partial | C024, C043–C045, C057 | State waiver versus automatic protection; broader contract questions. |
| 5 — Other benefit/property/bankruptcy/support/tax boundaries | Explicitly retained | C048–C062; B012, B016–B020, B029–B030 | Full separate regimes remain open. |
| 5 — Local/tribal/interstate/contract/construction | Excluded; open | B030, B032 | Separate generic investigations; no case or entity lookup. |
| 6 — Primary URLs, pinpoints, read bounds, credits | Supplied | Complete source/usage register | Older enactments not individually opened unless listed. |
| 6 — Original material amendments/application clauses | Supplied within bounds | S004–S012 | Court adoption orders and original 1994 pension application enactment remain unverified. |
| 6 — Currentness, failures, alternative routes | Supplied | Section 9; B032 | eCFR and USC displayed-currency intervals retained. |
| Registry dimension 5 | Only this deposit/benefit component addressed | All P6 registers | Wages remain separate; property/homestead and other dimension-5 branches remain open. |
| P1/P2 and P3/P4/P5 | Unchanged / not substantive foundations | Supplied scope records only | No earlier hold closed, repaired, or accepted by implication. |
The source/usage register above is the complete instrument-level substantive read log. Repeated line-window retrievals of the same passage are consolidated there. This avoids presenting repeated formats or views as additional authority.
| Research route | Material result | Status |
|---|---|---|
| Official RCW chapter 6.27 body and individual section links | Definitions, issuance, financial-institution service, restraint, forms, claims, answers, release, and failure provisions read as registered. | Fresh primary reading. |
| RCW 6.15 and title definitions | Deposit limits, exceptions, combination, pensions, indexing, and incorporated definitions. | Fresh primary reading; exact partial reads marked. |
| RCW credits → enrolled session-law PDFs | 2025 amendment/sunset repeal; 2023 historical sequence; 2021 sunset; 2026 pension changes. | Original material clauses read; parsed text only. |
| eCFR part and individual sections | Complete part 212 operative sections and Appendices A–B. | Fresh reading through displayed October 26 currency. |
| Federal Register/GovInfo | Original 2011 rule and operative 2013 final amendments. | Historical/current amendment distinction preserved. |
| OLRC statute searches and ordinary links | Benefit protections, definitions, and material exception clauses. | Exact subsection and currency limits in source register. |
| Washington Courts public rule PDFs | CR/CRLJ 6 and 81; CR 64; rescinded CRLJ 64 and SPR 91.04W. | Generic rule texts only. |
| State benefit-statute links | Assistance, unemployment/support, industrial insurance, community-support, employee-plan definition. | Enumerated unread incorporations remain held. |
Searches used generic statutory/rule terms and official-domain restrictions. The following groups record the searches and their substantive purpose; repeated searches for materially different official routes are grouped together.
| Search group | Terms / targets searched | Outcome and use |
|---|---|---|
| R01 | Washington RCW chapter 6.27, RCW 6.15.010, bank/deposit exemptions and official chapter/section bodies | Located the operative state texts and their cross-references. |
| R02 | site.dor.wa.gov "2026" "garnishment" "exempt"; site.lawfilesext.leg.wa.gov "2026" "garnishment" "6.15.010" | No adjusted 2026 amount used. Original statute establishes first scheduled adjustment in 2027. |
| R03 | Official OLRC searches for "42 USC 407" "Assignment of benefits", "38 USC 5301" "Nonassignability", "5 USC 8346" "Exemption from legal process" | Located benefit statutes; actual bodies then opened. |
| R04 | OLRC searches for "8346" "Exemption", "8470" "Legal process", "231m" "352" "Assignment", "1383" "(d)" "407" | Followed indispensable benefit incorporations. |
| R05 | Washington Courts "91.04W" "GARNISHMENT" / "SPR" "91.04W"; OLRC "231m" "119" "Assignment" / "231m" "Assignability" | Confirmed rescinded rule; located ordinary railroad-statute routes. |
| R06 | OLRC "352" "Assignment of benefits" "2026" / "45 USC 352" "e)" / versioned "352" "Benefits" "119" | Located readable railroad-unemployment section after failed routes. |
| R07 | GovInfo "2013-12567" / "2013-12567.pdf" / "Garnishment of Accounts Containing Federal Benefit Payments" "June 28" | Located original final-rule PDF and full-issue fallback. |
| R08 | GovInfo "2011-3782" "garnishment" | Located original interim-final rule. |
| R09 | RCW "19.16.100" "Medical debt" | Read complete incorporated medical-debt definition; deeper clinical definitions held. |
| R10 | Courts PDF "CR 6" "COMPUTATION" / "CR 6" "TIME" / "CRLJ 6" "TIME" | Located operative computation rules. |
| R11 | Session-law "2021" "chapter 50" "garnishment" and "1525" "Sec. 4" | Located alternate official enactment route. |
| R12 | RCW "2026" "6.27.100"; eCFR title 31 "212" "2026" "Garnishment" | Currentness checks limited to returned official bodies and their displayed credits. |
| R13 | OLRC "3002" "15" "United States" / "28 U.S.C." "3002" "Federal corporation" | Read the incorporated United States definition. |
| R14 | OLRC "654" "single" "unit" / "654" "single and separate organizational unit" | Read Title IV-D organizational-unit definition after alternate-route search. |
| R15 | OLRC "659" "407" "child support" | Read bounded substantive support exception and definitions. |
| R16 | RCW "1.16.050" "Saturday"; Courts "CR 81" "special proceedings" / "CRLJ 81" "special proceedings" | Read holiday and rule-applicability clauses. |
| R17 | OLRC "8345" "(h)" "(j)" "Payment of benefits"; "8465" "Assignment of annuity"; "8467" "Court orders" | Located pension exception incorporations. |
| R18 | OLRC "5 USC 8465" / "5 USC 8467" and versioned "8465" "Waiver, allotment" / "8467" "Court orders" | Used different ordinary public routes following maintenance/access failures. |
| R19 | Courts PDF "CR 64" "GARNISHMENT" and "CRLJ 64" "GARNISHMENT" | Opened complete generic rule PDFs; unrelated opinion results were not opened or relied on. |
Search-result snippets served only as discovery. No secondary reproduction supplied a substantive finding.
| Failure ID | Bounded route actually attempted | Observed result | Materially different ordinary route / remaining limitation |
|---|---|---|---|
| F01 | Early in-document retrieval references | Invalid reference errors. | Correct displayed links used. This was not a legislative-site access failure. |
| F02 | https://uscode.house.gov/us/usc/119-120/t45/ | 404. | Specific-section search located §§231m and 352. |
| F03 | https://uscode.house.gov/us/usc/t45/s231m/ | Empty/one-line result. | Search located the readable versioned §231m page in S015. |
| F04 | https://uscode.house.gov/view.xhtml?edition=2023&num=0&req=granuleid%3AUSC-2023-title45-section352 | 403. | Separately discovered readable section route in S015. |
| F05 | https://www.gpo.gov/fdsys/pkg/FR-2013-05-29/pdf/2013-12567.pdf | Inaccessible retrieval. | GovInfo full issue and then individual rule PDF, both recorded under S012. |
| F06 | https://lawfilesext.leg.wa.gov/Biennium/2021-22/Pdf/Bills/Session%20Laws/House/1525.SL.pdf | DisabledError. | Separate search surfaced the official citation-linked URL used for S006; no repeated identical retry. |
| F07 | https://uscode.house.gov/us/usc/119-121/t42/s654/ | 500. | Separate search located readable 119-124 page in S013. |
| F08 | In-page searches for selected headings/section labels | Some exact phrases did not match. | Relevant text located through ordinary section navigation; not classified as site failure. |
| F09 | https://uscode.house.gov/us/usc/t5/s8345/ | Landing/redirect rather than statute body. | Public Continue link led to the readable version in S016. |
| F10 | https://uscode.house.gov/view.xhtml?req=%28title%3A5+section%3A8465+edition%3Aprelim%29 | Under-maintenance page. | Separate search located readable 119-124 §8465. |
| F11 | https://uscode.house.gov/us/usc/119-118/t5/partIII-subpartG-chapter84-front.html | 404. | Ordinary section navigation used instead. |
| F12 | https://usc-cdn.house.gov/view.xhtml?edition=prelim&num=0&req=granuleid%3AUSC-prelim-title5-section8467 | 403. | Public Next navigation through adjacent generic statutes reached readable §8467. |
The eCFR unsupported-browser banner did not prevent reading its body and is not recorded as an access failure.
| Material | Treatment |
|---|---|
| Chapter 6.27 table of contents and unexamined sections | Discovery only for unexamined bodies, including bond, other property disposition, prejudgment details, continuing earnings, and federal-government-garnishee branches. |
| RCW 6.27.170 | Header/placement only; earnings-related subject remained outside this pass. |
| RCW 6.27.050 and numerical calculation portions of .090 | Read for scope; no positive deposit exemption, interest-rate, or fee-computation conclusion based on them. |
| 5 USC §§8466 and 8466a | Ordinary navigation to §8467; not substantive foundations. |
| Part 212 Appendix C | Numerical illustrations not used, reproduced, or adapted. |
| Unrelated text in full Federal Register issue | Not a substantive source for this component. |
| Search hits for opinions, secondary sites, fiscal notes, proposals, or technical endpoints | Not opened as authority or relied on; no named-case investigation. |
| Earlier conversation URLs and supplied report metadata | Scope context only; not opened or treated as fresh primary evidence. |
The research newly read the operative Washington deposit-exemption provisions, their material 2025 amendment and sunset repeal, the bank-specific portions of chapter 6.27, the complete relied-on federal part 212 provisions, original material federal amendments, and the listed benefit statutes and generic court rules. The source register identifies partial reads expressly.
The principal unresolved legal questions are:
These are substantive holds, not presumed favorable outcomes.
The Washington operative bodies and material session laws were accessed on October 28, 2026 Pacific. The eCFR text displayed currency through October 26, 2026; the United States Code pages displayed the individual dates recorded in the register. Those publication intervals remain explicit. Original court adoption orders and the original 1994 pension application enactment were not separately authenticated.
No judicial opinions, dockets, actual parties, banks, accounts, benefits, transactions, issued instruments, completed forms, or private policies were investigated. Incidental opinion search results were not opened or used. No numerical balance, benefit, payment, or calendar scenario was constructed. No supplied earlier review was relabeled as fresh reading.
This is a researcher self-check, not an independent review. It does not close other Washington categories, the rest of registry dimension 5, earlier pass holds, or any state/A066/parent/publication/operational acceptance condition.
END S_WA PASS-06.
Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
These components repair their stated scope. They do not replace every other finding in this research series.
SWA correction of the C070 coverage pinpoint →Category · Newly established public-text framework · Boundary retained · 10 data rows
| Category | Newly established public-text framework | Boundary retained | Claims |
|---|---|---|---|
| Ordinary Washington judgment garnishment | Chapter 6.27 RCW provides issuance, financial-institution service, restraint, answer, exemption, adjudication, and release provisions. | No actual enforceable judgment, territorial reach, ownership, or entitlement established. | C001–C012 |
| Prejudgment garnishment | RCW 6.27.020(3) expressly refers to chapter 6.26 RCW and exceptions. CR 64 leaves seizure remedies dependent on governing law. | Complete prejudgment prerequisites were not investigated; ordinary postjudgment conclusions are not transferred to that branch. | C003, C091 |
| Financial institution named as garnishee | RCW 6.27.080 distinguishes an institution from a particular branch and gives each a different statutory reach. | Naming an institution does not establish control of all property everywhere or personal jurisdiction. | C008–C010 |
| Compensation still owed | “Earnings” includes compensation paid or payable for personal services and specified periodic pension or retirement payments. | Wage ceilings and continuing-writ quantities remain outside this pass. | C006–C007 |
| Compensation deposited into an account | Deposit protections and source-based protections require classification under the relevant text. | The read statutes do not justify a categorical conclusion that every deposited wage either retains or loses earnings protection. | C007, B006 |
| State deposit exemption | The debt-specific limits operate within an aggregate statutory category; automatic protection differs for private student debt. | No multiplication by the number of accounts or institutions; cross-institution implementation remains unresolved. | C015–C020, C026 |
| Federal account review | Part 212 applies to defined accounts, holders, institutions, orders, and qualifying direct-deposit benefit payments. | It is neither an all-benefits rule nor a general ownership adjudication. | C027–C043 |
| Additional benefit exemption | Federal and state benefit statutes may protect funds beyond the part 212 protected amount. | Each statute’s exceptions and post-deposit/tracing questions remain distinct. | C048–C062 |
| Administrative, tax, support, or government process | Some such orders fall within part 212’s broad order definition or its special notice branch. | Inclusion in a processing rule does not establish substantive authority to attach every benefit. | C029, C032, C055 |
| Release, discharge, and satisfaction | Separate statutory provisions address release of exempt funds, discharge of a garnishee, and satisfaction of the underlying obligation. | These events are not interchangeable. | C072, C076–C085 |
Source ID / instrument · Direct literal HTTPS URL · Actual read bounds and use · 5 data rows
| Source ID / instrument | Direct literal HTTPS URL | Actual read bounds and use | Displayed version, credits, effective/application status, limitations |
|---|---|---|---|
| S_WA-P6-S001 — RCW 6.01.060, Definitions | https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.060 | Complete section and displayed notes; consumer debt, medical-debt incorporation, private student loan debt, and title-wide application language. | Current displayed RCW; leading credit 2021 c 122 §9, with 2019 and 2018 predecessors. No actual debt classified. |
| S_WA-P6-S002 — Chapter 6.15 RCW, Exempt property: §.010 | https://app.leg.wa.gov/rcw/default.aspx?cite=6.15.010 | Complete operative subsections (1)–(3), credits, and relevant application/reviser notes. Reliance limited to deposit category, combination, tracing, indexing, and stated exclusions. | Leading credit 2025 c 391 §1. Original 2025 act separately read as S004. Reviser-note discrepancy retained in C022. |
| S_WA-P6-S002 — §.020, Pensions and employee benefits | https://app.leg.wa.gov/rcw/default.aspx?cite=6.15.020 | Complete current and displayed future subsections (1)–(6), material notes. | Current version labeled effective until June 30, 2029, credited 2026 c 238 §804; future version credited 2026 c 261 §402. S007–S008 authenticate material enactment clauses. Incorporated tax, public-plan, and Internal Revenue Code regimes not completed. |
| S_WA-P6-S002 — §.050, Exceptions to exemptions | https://app.leg.wa.gov/rcw/default.aspx?cite=6.15.050 | Complete subsections (1)–(9), including earnings, purchase price, restitution, tax, security interests, residency/fraud, waiver, bankruptcy, and support exceptions. | Leading credit 2025 c 391 §2. Original amendment read in S004. No conclusion that every exception operates identically on every benefit statute. |
| S_WA-P6-S002 — §.060, Claiming exemptions | https://app.leg.wa.gov/rcw/default.aspx?cite=6.15.060 | Read (1), (2), (3)(a)–(d), and part of (4). Only complete (3)(b) relied on: garnishment claims proceed under RCW 6.27.160. | Leading credit 2025 c 58 §2001. Execution appraisal procedures not completed or used. |
Source ID / section and title · Direct literal HTTPS URL · Read extent and consequential use · 30 data rows
| Source ID / section and title | Direct literal HTTPS URL | Read extent and consequential use | Leading displayed credit / limitation |
|---|---|---|---|
| S_WA-P6-S003, .010 Definitions | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.010 | Complete (1)–(2). Earnings/disposable-earnings definitions; only classification boundary used. | 2012 c 159 §1. Wage calculations excluded. |
| S_WA-P6-S003, .020 Courts authorized | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.020 | Complete (1)–(3). Judgment issuance, district-court attorney issuance, prejudgment gateway. | 2003 c 222 §1. Chapter 6.26 and §.330 not completed. |
| S_WA-P6-S003, .030 District courts | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.030 | Complete section. Chapter application to district courts. | 1987 c 442 §1003. No court selection or jurisdictional outcome. |
| S_WA-P6-S003, .040 Governmental bodies as garnishees | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.040 | Complete (1)–(3). Bounded government-garnishee distinction. | 2003 c 222 §2. Federal-government-as-garnishee §.370 not read. |
| S_WA-P6-S003, .050 Other garnishment categories | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.050 | Complete body read; sheriff-held money, assignment, and estate categories not used for a positive deposit conclusion. | 1987 c 442 §1005. Read-only scope check. |
| S_WA-P6-S003, .060 Application—Affidavit | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.060 | Complete section. Required allegations, amount, and belief concerning nonexempt debt/property. | 2018 c 22 §4. An affidavit is not adjudication of its allegations. |
| S_WA-P6-S003, .070 Issuance—Return date | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.070 | Complete (1)–(2). Dated/attested writ and answer period. | 2003 c 222 §3. |
| S_WA-P6-S003, .080 Financial-institution writ | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.080 | Complete (1)–(3), including institution/branch reach, service, identifying statement, incomplete-service consequence. | 1988 c 231 §23. Territorial and ownership construction held. |
| S_WA-P6-S003, .090 Amount of writ | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.090 | Complete (1)–(3) read. Used only to identify that writ amount includes statutorily allowed incidents. | 2012 c 159 §2. RCW 4.56.110 not read; no interest or attorney-fee calculation established. |
| S_WA-P6-S003, .095 Garnishee fees | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.095 | Complete (1)–(2); only (2), noncontinuing writ, used. | 1998 c 227 §2. Earnings administrative charges excluded. |
| S_WA-P6-S003, .100 Form of writ | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.100 | Complete (1)–(3), including wholly blank statutory form, captions, bank release language, and indexed blanks. | 2025 c 391 §4; original S004 read. Private-student blank interaction held. |
| S_WA-P6-S003, .110 Service and return | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.110 | Complete (1)–(3). Answer form/fee, proof, and bank exclusion from subsection (2). | 2012 c 159 §6. General mail-effect rule not transferred to §.080 banks. |
| S_WA-P6-S003, .120 Effect of service | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.120 | Complete (1)–(3). Service-time reach, exempt portion, excess release. | 1987 c 442 §1012. |
| S_WA-P6-S003, .130 Documents to defendant | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.130 | Complete section. Packet timing, proof, disbursement/judgment restriction, injury-based relief. | 2003 c 222 §5. Initial summons service not rerun. |
| S_WA-P6-S003, .140 Notice and exemption form | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.140 | Complete (1), (2)(a), and (3) relied on. Earnings alternatives also returned but not used. Forms remained blank. | 2025 c 391 §3; S004 read. Notice list is not a substitute for each exemption statute. |
| S_WA-P6-S003, .150(7), Earnings exclusion | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.150 | Complete (7) relied on. Other subsections not used for wage quantities. | 2021 c 35 §3. Deposited-wage construction held. |
| S_WA-P6-S003, .160 Exemption claims | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.160 | Complete (1)–(3), including blank claim/release language. | 2003 c 222 §7. Deadline interaction with automatic protection and §.250 tender held. |
| S_WA-P6-S003, .190 Answer | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.190 | Complete (1)–(3) and blank noncontinuing answer form. | 2012 c 159 §10. Continuing-answer forms not used. |
| S_WA-P6-S003, .200 Garnishee default | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.200 | Complete operative paragraph and notes. Statutory failure-to-answer consequence only. | 2012 c 159 §11. Referenced CR 55/JCR 55 construction not investigated. |
| S_WA-P6-S003, .210 Answer controversion | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.210 | Complete section. | 1987 c 442 §1021. |
| S_WA-P6-S003, .220 Trial of controversion | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.220 | Complete section; response and issue-setting only. | 1987 c 442 §1022. Full trial procedure excluded. |
| S_WA-P6-S003, .230 Controversion costs/fees | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.230 | Complete section. | 1987 c 442 §1023. |
| S_WA-P6-S003, .240 Discharge on answer | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.240 | Complete section. | 1987 c 442 §1024. |
| S_WA-P6-S003, .250 Judgment/payment; unmatured debt | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.250 | Complete (1)(a)–(b), (2), (3). | 2012 c 159 §12. Tender-clock interaction and lawful writ computation held. |
| S_WA-P6-S003, .265 Judgment/order form | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.265 | Complete blank statutory form. | 2003 c 222 §11. No completed judgment or order examined. |
| S_WA-P6-S003, .290 Similarity of names | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.290 | Complete (1)–(4). Generic identity-uncertainty procedure only. | 1987 c 442 §1029. No identity investigated. |
| S_WA-P6-S003, .300 Payment/delivery defense | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.300 | Complete section. | 1987 c 442 §1030. |
| S_WA-P6-S003, .310 Inactivity discharge | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.310 | Complete section, including pending-proceeding exceptions. | 1987 c 442 §1031. |
| S_WA-P6-S003, .320 Satisfaction elsewhere | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.320 | Complete section. | 2003 c 222 §12. |
| S_WA-P6-S003, .900 Domestic-partnership construction | https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.900 | Complete section. | 2009 c 521 §14; federal-law limitation retained. |
Source ID / title / issuer · Direct literal HTTPS URL · Actual read bounds · 6 data rows
| Source ID / title / issuer | Direct literal HTTPS URL | Actual read bounds | Effective/application status and limitation |
|---|---|---|---|
| S_WA-P6-S004 — Chapter 391, Laws of 2025, E2SSB 5651; Washington Legislature | https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5651-S2.SL.pdf?cite=2025+c+391+s+1 | Enrollment cover; §1 pp.1–4 [indices 1–4]; §2 pp.4–5 [4–5]; §3 complete bank-notice/form provisions pp.5–10 and 12 [5–10,12]; §4 pp.12–17 [12–17]; §§5–6 p.17 [17]. | Enacted; effective July 1, 2025, §6. §5 repeals the specified 2021/2023 sunset clauses. No invented retroactive application rule. |
| S_WA-P6-S005 — Chapter 393, Laws of 2023, ESSB 5173; Washington Legislature | https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5173-S.SL.pdf?cite=2023+c+393+s+2 | §1 deposit portions pp.1–2 [1–2]; complete §2 pp.4–7 [4–7]; §3(1) p.7 [7]; §§6–7 p.21 [21]. | Historical amendment sequence. §2 specified July 1, 2025; §6’s expiration provision subsequently repealed by S004. Original §2 lacks the automatic/indexing wording found in S004. |
| S_WA-P6-S006 — Chapter 50, Laws of 2021, HB 1525; Washington Legislature | https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1525.SL.pdf?cite=2021+c+50+s+2 | Cover; §1 p.1 [1]; §4 p.8 [8]; §2 only partially read. | Cover reports July 25, 2021. Historical July 1, 2025 expiration in §4 was repealed by S004. Not used as current exemption text. |
| S_WA-P6-S007 — Chapter 238, Laws of 2026, ESSB 6346; Washington Legislature | https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/6346-S.SL.pdf?cite=2026+c+238+s+804 | Cover; complete §804 pp.46–49 [46–49]; §1202 p.107 [107]; relevant ending effective/codification provisions. | Cover assigns June 11, 2026 to §804. Adds Title 82A tax exceptions. §1202 contains a judicial-invalidity nullification condition. Judicial status was not investigated. |
| S_WA-P6-S008 — Chapter 261, Laws of 2026, E2SHB 2034; Washington Legislature | https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/House/2034-S2.SL.pdf?cite=2026+c+261+s+402 | Complete §402 pp.62–65 [62–65]; §§505–506 p.170 [170]; §507 p.171 [171]. | Future §402 effective June 30, 2029 under §507. Savings and nonseverability/nullification clauses read. No claim that future text already governs. |
| S_WA-P6-S009 — RCW 1.12.025, Multiple amendments; Washington Legislature/Code Reviser | https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.025 | Complete section. | Leading credit 1983 c 244 §1. Explains harmonization/reviser publication and session-law control; no judicial resolution of C022 inferred. |
Source ID / title / issuer · Direct literal HTTPS URL · Actual read bounds · 14 data rows
| Source ID / title / issuer | Direct literal HTTPS URL | Actual read bounds | Currency, credits, status, limitations |
|---|---|---|---|
| S_WA-P6-S010 — 31 CFR part 212, Garnishment of Accounts Containing Federal Benefit Payments; Treasury with SSA, VA, OPM, RRB; OFR/eCFR publication | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212 | Complete §§212.1–212.12 and Appendices A–B. Appendix C numerical illustrations were not used. | Displayed current through October 26, 2026; eCFR describes itself as authoritative but unofficial. Source 76 FR 9955, amended 78 FR 32109. Title-wide October 15 amendment marker is not a part-212 amendment date. |
| S_WA-P6-S010, §212.3 Definitions | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.3 | Complete definitions, including account, holder, benefit/payment, institution, order, lookback, protected amount, government/support agency. | Same instrument/currency. Defined ACH coding read; no payment identifier constructed. |
| S_WA-P6-S010, §212.4 Initial examination | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.4 | Complete section. | Government/support notice branch only; substantive exceptions require separate authority. |
| S_WA-P6-S010, §212.5 Account review | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.5 | Complete (a)–(f). | Same currency; batch and sufficient-information qualifications included. |
| S_WA-P6-S010, §212.6 Protection procedures | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.6 | Complete (a)–(h). | Qualifying-benefit-deposit condition retained. |
| S_WA-P6-S010, §212.7 Notice | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.7 | Complete (a)–(h), including all required content categories. | All three notice predicates retained. |
| S_WA-P6-S010, §212.8 Other rights | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.8 | Complete (a)–(b). | Further exemptions and consistent account terms preserved. No private terms examined. |
| S_WA-P6-S010, §212.9 Preemption | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.9 | Complete section. | Greater compatible state protection retained. |
| S_WA-P6-S010, §212.10 Safe harbor | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.10 | Complete section. | Qualified good-faith protection; no institution’s compliance adjudicated. |
| S_WA-P6-S010, §212.11 Compliance/records | https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-212/section-212.11 | Complete section. | Agency enforcement and minimum record period only. |
| S_WA-P6-S011 — 2011 interim final rule, 76 FR 9939; federal benefit agencies/Treasury | https://www.govinfo.gov/content/pkg/FR-2011-02-23/pdf/2011-3782.pdf | Effective-date statement, p.9939 [index 0]; regulatory-body passages pp.9955–9958 [16–19]; selected preamble. | Effective May 1, 2011. Historical original rule; superseded wording is not presented as current. Entire preamble and appendices not claimed read. |
| S_WA-P6-S012 — 2013 final rule, 78 FR 32099; same agencies | https://www.govinfo.gov/content/pkg/FR-2013-05-29/pdf/2013-12567.pdf | Effective-date statement p.32099 [0]; complete adoption and operative amendments pp.32109–32110 [10–11]. | Effective June 28, 2013. Changes protected-amount balance reference, fee rule, and notice predicate. |
| S_WA-P6-S012, alternate publication of same rule | https://www.federalregister.gov/documents/2013/05/29/2013-12567/garnishment-of-accounts-containing-federal-benefit-payments | Selected preamble and amendment discussion. | Same instrument, not independent corroboration. |
| S_WA-P6-S012, full-issue fallback | https://www.govinfo.gov/content/pkg/FR-2013-05-29/pdf/FR-2013-05-29.pdf | Relevant p.32109 [index 49] only. | Full issue not read; unrelated material not relied on. |
Source ID / section · Direct literal HTTPS URL · Actual read bounds · 13 data rows
| Source ID / section | Direct literal HTTPS URL | Actual read bounds | Displayed currency / material credits / limits |
|---|---|---|---|
| S_WA-P6-S013 — Title 42, §407 | https://uscode.house.gov/us/usc/119-120/t42/s407/ | Complete (a)–(c), source/amendment and relevant application notes. | Through Oct. 7, 2026, PL 119-120; latest amendment shown PL 105-277 §4005(a), 1998. Tax-withholding incorporation not fully investigated. |
| S_WA-P6-S013 — §1383(d)(1) | https://uscode.house.gov/us/usc/119-124/t42/s1383/ | Complete (d)(1), relevant credits/notes; not the entire section. | Through Oct. 15, 2026. Latest whole-section credit PL 115-165, 2018, not represented as the amendment date of (d)(1). |
| S_WA-P6-S013 — §654(3) | https://uscode.house.gov/us/usc/119-124/t42/s654/ | Opening application language and complete (3), credits. | Through Oct. 15, 2026. Whole-section credit includes PL 118-258, 2025; not a claimed amendment of (3). Full support-plan regime excluded. |
| S_WA-P6-S013 — §659 | https://uscode.house.gov/us/usc/119-121/t42/s659/ | Complete relied-on (a), (b), and (e)–(i), including covered/excluded remuneration and definitions. | Through Oct. 9, 2026; latest credit PL 109-435 §604(f), 2006. Agency procedures in (c)–(d) not completed; no universal support exception inferred. |
| S_WA-P6-S014 — 38 USC §5301 | https://uscode.house.gov/us/usc/119-136/t38/s5301/ | Complete operative (a)–(e), bounded notes. | Through Oct. 22, 2026; latest amendment credit PL 108-183 §702, 2003. Tax, government-claim, insurance, and other incorporated regimes held. |
| S_WA-P6-S015 — 45 USC §231m | https://uscode.house.gov/us/usc/119-120/t45/s231m/ | Complete section and relevant notes. | Through Oct. 7, 2026; latest credit PL 110-458 §110(a)(1), 2008. Specific tax/domestic-relations exceptions retained. |
| S_WA-P6-S015 — 45 USC §352(e) | https://uscode.house.gov/us/usc/119-118/t45/s352/ | Complete (e); adjacent recovery/application material read, not entire benefits section. | Page header reported through Oct. 7, 2026 / PL 119-120, despite URL version segment. Latest whole-section credit includes PL 117-2 §§2901–2902, 2021. |
| S_WA-P6-S016 — 5 USC §8346 | https://uscode.house.gov/us/usc/119-120/t5/s8346/ | Complete body and relevant notes. | Through Oct. 7, 2026; latest credit PL 95-454 §906(a), 1978. §8345(h), (j) followed below. |
| S_WA-P6-S016 — §8345(h), (j) | https://uscode.house.gov/us/usc/119-134/t5/s8345/ | Complete (h), (j), related notes. | Through Oct. 20, 2026; whole-section amendment in 2020 is not attributed to (j). Relevant (j) credit PL 103-358, 1994. Original 1994 application enactment not separately opened. |
| S_WA-P6-S016 — §8470 | https://uscode.house.gov/us/usc/119-124/t5/s8470/ | Complete section. | Through Oct. 15, 2026; PL 99-335 §101(a), 1986. |
| S_WA-P6-S016 — §8465 | https://uscode.house.gov/us/usc/119-124/t5/s8465/ | Complete section. | Through Oct. 15, 2026; PL 99-335 §101(a), 1986. |
| S_WA-P6-S016 — §8467 | https://uscode.house.gov/us/usc/119-124/t5/s8467/ | Complete (a)–(c), relevant notes. | Through Oct. 15, 2026; relevant latest credit PL 103-358 §2(b), 1994. Original application enactment not separately authenticated. |
| S_WA-P6-S017 — 28 USC §3002(15) | https://uscode.house.gov/us/usc/119-120/t28/s3002/ | Complete (15), only. | Through Oct. 7, 2026; PL 101-647 §3611, 1990. Used solely for part 212’s United States definition. |
Source ID / issuer/title · Direct literal HTTPS URL · Read bounds · 7 data rows
| Source ID / issuer/title | Direct literal HTTPS URL | Read bounds | Credits, status, limitation |
|---|---|---|---|
| S_WA-P6-S018 — RCW 74.08.210, Assistance grants | https://app.leg.wa.gov/rcw/default.aspx?cite=74.08.210 | Complete section. | 1959 c 26 §74.08.210. Current displayed statute; no program eligibility determined. |
| S_WA-P6-S019 — RCW 50.40.020, Unemployment benefits | https://app.leg.wa.gov/rcw/default.aspx?cite=50.40.020 | Complete section. | 2010 c 8 §13041. Noncommingling, necessaries, support, and nonwaiver qualifications retained. |
| S_WA-P6-S019 — RCW 50.40.050, Support deductions | https://app.leg.wa.gov/rcw/default.aspx?cite=50.40.050 | Complete (1)–(8). | 1982 1st ex. s. c 18 §11. Full incorporated support regime not completed. |
| S_WA-P6-S020 — RCW 51.32.040, Industrial-insurance compensation | https://app.leg.wa.gov/rcw/default.aspx?cite=51.32.040 | Complete operative (1)–(4); only (1) relied on. | 2023 c 393 §3; original after-issuance amendment read in S005. Enumerated exception statutes remain unexamined. |
| S_WA-P6-S021 — RCW 26.16.200, Liability and community funds | https://app.leg.wa.gov/rcw/default.aspx?cite=26.16.200 | Complete section; only final support/community-bank sentences used. | 2008 c 6 §617. Earlier separated-debt time provisions not used. |
| S_WA-P6-S022 — RCW 49.64.020, Employee-benefit-plan definition | https://app.leg.wa.gov/rcw/default.aspx?cite=49.64.020 | Complete (1)–(3). | 1955 c 158 §2. Definition incorporation only; no plan examined. |
| S_WA-P6-S023 — RCW 19.16.100(11), Medical debt | https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.100 | Complete (11), credits; other definitions not relied on. | Leading credit 2025 c 145 §1. RCW 48.43.005 provider/facility incorporation not read; that classification branch held. |
Source ID / title · Direct literal HTTPS URL · Read bounds · 8 data rows
| Source ID / title | Direct literal HTTPS URL | Read bounds | Status / limitation |
|---|---|---|---|
| S_WA-P6-S024 — CR 6, Time | https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf | Complete (a)–(e), history; single unpaginated page [index 0]. Only (a), bounded (b), and (e) relied on. | Displayed last amendment effective Apr. 28, 2015. Original order not opened. |
| S_WA-P6-S025 — CRLJ 6, Time | https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_06_00_00.pdf | Complete rule/history; page [0]. Same bounded uses. | Displayed last amendment Sept. 1, 1989. Original order not opened. |
| S_WA-P6-S026 — CR 81, Applicability | https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdf | Complete (a)–(b); page [0]. | Special-proceeding inconsistency qualification; adopted 1967. |
| S_WA-P6-S027 — CRLJ 81, Applicability | https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_81_00_00.pdf | Complete rule; page [0]. | Special-proceeding/other stated exclusions; latest displayed amendment 1998. |
| S_WA-P6-S028 — RCW 1.16.050, Legal holidays | https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050 | Complete operative (1)–(7); relevant notes. | Credits 2025 c 58 §1001; 2025 c 30 §1. No calendar computed. |
| S_WA-P6-S029 — SPR 91.04W | https://www.courts.wa.gov/court_rules/pdf/SPR/SUP_SPR_91_04W_00.pdf | Entire short document; page [0]. | Rescinded Sept. 1, 1989. Historical cross-reference, not operative authority. |
| S_WA-P6-S030 — CR 64, Seizure of Person or Property | https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_64_00_00.pdf | Complete rule/history; page [0]. | Adopted effective July 1, 1967 as displayed; original order not opened. |
| S_WA-P6-S031 — CRLJ 64, Garnishment | https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_64_00_00.pdf | Entire short document; page [0]. | Marked rescinded; this document does not supply a rescission date. |
Claim ID · Precise assertion · Sources and exact pinpoints · 12 data rows
| Claim ID | Precise assertion | Sources and exact pinpoints | Conditions / confidence limits |
|---|---|---|---|
| S_WA-P6-C001 | Ordinary issuance under §.020(1) rests on a judgment in the issuing court that remains wholly or partly unsatisfied. | S003, RCW 6.27.020(1). | Text established; enforceability and jurisdiction remain held. |
| S_WA-P6-C002 | Chapter 6.27 applies in district court; §.020(2) separately permits qualifying attorney issuance there. | S003, §§.020(2), .030. | Does not select a court or prove a claim falls within its jurisdiction. |
| S_WA-P6-C003 | Prejudgment issuance has an express chapter-6.26 dependency and exceptions. | S003, §.020(3). | Gateway established; complete prejudgment authorization held. |
| S_WA-P6-C004 | The specified state/local governmental garnishees have a postjudgment-only statutory branch and designated service/venue provisions. | S003, §.040(1)–(3). | Not a federal-government-as-garnishee conclusion. |
| S_WA-P6-C005 | The application affidavit must state the statutory judgment/amount and nonexempt-debt or property grounds. | S003, §.060. | Allegations and belief do not establish ownership or exemption facts. |
| S_WA-P6-C006 | “Earnings” covers compensation paid or payable for personal services and periodic pension/retirement payments specified by the definition. | S003, §.010(1). | No wage percentage or continuing-writ rule imported. |
| S_WA-P6-C007 | Money due or earned as earnings cannot use RCW 6.15.010 through §.150(7); the complete deposit-transition classification is unresolved. | S003, §§.010(1), .150(7); S002, §.050(1). | No categorical post-deposit loss or retention inferred. |
| S_WA-P6-C008 | Institution-named and branch-named writs have different reach; branch-directed process is required for the institution-held property category specified in §.080(3). | S003, §.080(1), (3). | Actual control, location, and ownership held. |
| S_WA-P6-C009 | Financial-institution service follows §.080(2) and incorporated §.110(1), (3), including specified certified-mail/personal-service routes. | S003, §§.080(2), .110(1), (3). | §.110(2)’s general mail-effect rule expressly excludes these banks. |
| S_WA-P6-C010 | Missing statutory identifying information can make service incomplete and protect the garnishee from liability for undiscovered funds/property. | S003, §.080(2), final paragraph. | No identifying information supplied or reconstructed. |
| S_WA-P6-C011 | The answer form and the noncontinuing-writ fee in Q007 must accompany service under the incorporated provisions. | S003, §§.095(2), .110(1). | A plaintiff-supplied service fee is not general authority to debit protected funds. |
| S_WA-P6-C012 | Service reaches the described debt/property at service; exempt portions are unaffected, and the statute protects qualified release of excess. | S003, §.120(1)–(3). | Does not create a general continuing deposit lien. |
Claim ID · Precise assertion · Sources and exact pinpoints · 14 data rows
| Claim ID | Precise assertion | Sources and exact pinpoints | Conditions / confidence limits |
|---|---|---|---|
| S_WA-P6-C013 | Consumer debt is primarily personal, family, or household debt and includes medical debt. | S001, §6.01.060(2)–(3); S023, §19.16.100(11). | Medical provider/facility incorporation remains held. |
| S_WA-P6-C014 | Private student loan debt has the nongovernment-guaranteed, postsecondary-purpose/refinancing definition and express credit/real-estate exclusions. | S001, §6.01.060(4). | No actual obligation classified; overlap/election not presumed. |
| S_WA-P6-C015 | Outside bankruptcy, the deposit category sits inside the other-personal-property limit Q001 and excludes the specified personal earnings. | S002, §.010(1)(d)(iii)(A); S004 §1, p.2 [2]. | Subject to §.050. |
| S_WA-P6-C016 | Other-debt protection is Q002, automatic and aggregate across the listed accounts and securities. | S002, §.010(1)(d)(iii)(A)(I). | Not per account or institution. |
| S_WA-P6-C017 | Private-student protection has the distinct total and automatic amounts in Q003. | S002, §.010(1)(d)(iii)(A)(II). | Additional entitlement and claim procedure must be established; writ-blank issue held. |
| S_WA-P6-C018 | Consumer-debt protection is Q004, fully automatic and aggregate across the listed accounts and securities. | S002, §.010(1)(d)(iii)(A)(III); S004 §1, p.2 [2]. | Not a separate entitlement for every account. |
| S_WA-P6-C019 | Spousal exemptions may be combined; the bank writ requires documentation for its community-funds doubling instruction. | S002, §.010(1)(d), (3); S003, §.100(1), (3). | Joint title alone is not a finding of community ownership. |
| S_WA-P6-C020 | The first scheduled adjustment and method are Q006. | S002, §.010(1)(d)(iii)(B); S004 §1, p.2 [2]. | No 2026 adjustment or invented CPI calculation. |
| S_WA-P6-C021 | The 2025 act took effect as stated in Q037 and repealed the specified prior sunset clauses. | S004 §§5–6, p.17 [17]; S005 §6; S006 §4. | Historical expirations are not treated as current repeal of the automatic protections. |
| S_WA-P6-C022 | The reviser’s identical-text note conflicts with the enrolled-text comparison described above. | S002, §.010 note; S004 §1; S005 §2; S009. | Discrepancy preserved; no judicial resolution asserted. |
| S_WA-P6-C023 | Section .010 is qualified by §.050’s complete exceptions, including purchase-price, restitution, specified tax/security-interest, residency/fraud, and support provisions. | S002, §§.010 opening clause, .050(1)–(9). | Not all exceptions are transferable to separately created benefit exemptions. |
| S_WA-P6-C024 | Section .050(7) states waiver by failure to claim within the prescribed garnishment time. | S002, §.050(7); S003, §.160. | Its interaction with mandatory automatic protection and federal supremacy remains held. |
| S_WA-P6-C025 | Traceable past-due, current, or future child support, alimony, and spousal support paid or owed fall within the stated exemption. | S002, §.010(1)(d)(v); S004 §1, p.3 [3]. | Tracing method, exceptions, and actual entitlement not established. |
| S_WA-P6-C026 | The statutory bank writ commands threshold-based release and limits restraint, using indexed individual/community blanks. | S003, §.100(1), bank paragraphs, and (3); S004 §4. | Private-student automatic-versus-total blank allocation unresolved. |
Claim ID · Precise assertion · Sources and exact pinpoints · 21 data rows
| Claim ID | Precise assertion | Sources and exact pinpoints | Conditions / confidence limits |
|---|---|---|---|
| S_WA-P6-C027 | Part 212 uses defined electronically routable accounts, recorded natural-person holders, and federally/state-chartered banking institutions. | S010, §§212.1–212.3. | No conclusion for an unclassified financial product or holder. |
| S_WA-P6-C028 | Qualifying payments must be within §212.2(b), from the defined benefit agencies, and directly deposited with the specified coding. | S010, §§212.2(b), 212.3 “benefit agency/payment.” | Checks, transfers, or other benefit sources are not presumed to satisfy this processing definition. |
| S_WA-P6-C029 | The federal “order” definition includes specified judicial and governmental written collection processes. | S010, §212.3 “garnishment/order.” | Definition supplies processing scope, not substantive collection power. |
| S_WA-P6-C030 | The lookback uses the calendar-month and business-opening/closing relation in Q011. | S010, §212.3 “lookback period,” “protected amount.” | Not a fixed-day approximation. |
| S_WA-P6-C031 | The protected amount is the lesser-of relation in Q012, using balance when review occurs. | S010, §212.3; S012 operative §212.3 amendment, pp.32109–32110 [10–11]. | No assumed balance, posting, or review time. |
| S_WA-P6-C032 | The institution first checks for the prescribed United States/state-support notice within Q009; a qualifying notice changes the §.5/.6 processing path. | S010, §212.4; Appendix B; S013 §654(3); S017 §3002(15). | Does not establish that every benefit is legally attachable. |
| S_WA-P6-C033 | Review timing is Q010, including sufficient-information and documented batch qualifications. | S010, §212.5(a). | Receipt, information sufficiency, and batch permission remain predicates. |
| S_WA-P6-C034 | The review disregards listed attributes including commingling, co-ownership, multiple beneficiaries/programs, contrary instructions, and debt nature. | S010, §212.5(d)–(e). | Subject to initial §212.4 screening; no ownership adjudication. |
| S_WA-P6-C035 | Separate accounts receive separate reviews, without tracing transfers between them during that review. | S010, §212.5(f). | Additional-exemption tracing is a different inquiry. |
| S_WA-P6-C036 | A qualifying review requires immediate protected-amount establishment and customary access without a prior exemption claim. | S010, §212.6 opening condition, (a)–(b). | Qualifying benefit deposit required. |
| S_WA-P6-C037 | The established protected amount is conclusively exempt for this rule; excess follows customary procedures subject to remaining protections. | S010, §212.6(c)–(d); §212.8(a). | Excess is not thereby adjudicated nonexempt. |
| S_WA-P6-C038 | The same order receives the one-time treatment in Q017; a new or different order requires a new review. | S010, §212.6(f). | No assumption that a re-served instrument is new. |
| S_WA-P6-C039 | In the qualifying-benefit branch, later deposits are not continually frozen under the same order. | S010, §212.6 opening condition, (g). | No blanket rule inferred for the no-qualifying-deposit branch. |
| S_WA-P6-C040 | Garnishment fees cannot be charged or collected against the protected amount; Q015 states the limited later nonbenefit-deposit rule. | S010, §212.6(h); S012 amendment. | Other fee authority and compatible state restrictions remain necessary. |
| S_WA-P6-C041 | Federal notice requires all three predicates in Q013 and must be sent within Q014. | S010, §212.7(a), (f). | Not a universal notice duty for every account review. |
| S_WA-P6-C042 | Notice must contain the enumerated order, protection, freeze/fee, benefit, and further-exemption information; delivery/consolidation qualifications apply. | S010, §212.7(b)–(h); Appendix A. | Model notice is optional; no completed notice examined. |
| S_WA-P6-C043 | Part 212 preserves further federal exemptions and account terms consistent with the rule. | S010, §212.8(a)–(b). | No private contract or setoff outcome determined. |
| S_WA-P6-C044 | Federal preemption reaches inconsistency; compatible state law giving greater protection is preserved. | S010, §212.9. | No universal favorable-law election or stacking rule. |
| S_WA-P6-C045 | Section .10 supplies qualified good-faith safe harbors, including bounded error and post-service written-instruction provisions. | S010, complete §212.10. | Not blanket immunity or a general advance waiver. |
| S_WA-P6-C046 | Federal banking agencies enforce compliance; records must be retained for Q016. | S010, §212.11(a)–(b). | No institution’s actual compliance reviewed. |
| S_WA-P6-C047 | The 2013 final rule adopted the earlier rule with material balance-reference, fee, and notice changes. | S011; S012 adoption/amendments, pp.32109–32110 [10–11]. | Historical text is not used for current processing quantities. |
Claim ID · Precise assertion · Sources and exact pinpoints · 15 data rows
| Claim ID | Precise assertion | Sources and exact pinpoints | Conditions / confidence limits |
|---|---|---|---|
| S_WA-P6-C048 | Social Security rights and paid/payable money have §407 protection; statutory displacement requires the specified express-reference condition. | S013, 42 USC 407(a)–(c). | Requested tax withholding and separately authorized exceptions retained. |
| S_WA-P6-C049 | SSI’s §1383(d)(1) incorporates §407 protection. | S013, §1383(d)(1). | No SSI eligibility determination. |
| S_WA-P6-C050 | VA benefits have before-and-after-receipt protection with express assignment, government-claim, tax, and other qualifications. | S014, §5301(a)–(e), particularly (a)(1), (a)(3), (d). | No statement that every VA-related payment or purchased asset is identically protected. |
| S_WA-P6-C051 | Railroad retirement annuities have §231m protection subject to its tax and specified domestic-relations exceptions. | S015, §231m(a)–(b). | Post-deposit tracing/construction held. |
| S_WA-P6-C052 | Railroad unemployment benefits have the nonassignment/legal-process protection in §352(e). | S015, §352(e), with adjacent recovery qualification reviewed. | No complete benefit entitlement or recovery regime established. |
| S_WA-P6-C053 | CSRS protection in §8346 is qualified by other federal law and §8345(h), (j). | S016, §§8346, 8345(h), (j). | Agency allotment and qualifying court-order provisions are not a general bank-creditor priority rule. |
| S_WA-P6-C054 | FERS protection in §8470 is qualified by other federal law and §§8465–8467. | S016, §§8470, 8465, 8467. | Post-distribution tracing and actual qualification held. |
| S_WA-P6-C055 | Section 659 creates a bounded support/alimony exception for specified federal employment remuneration, with covered/excluded payment classes. | S013, §659(a), (h), (i); S010 §212.4/Appendix B. | A government/support notice alone does not resolve those substantive conditions. |
| S_WA-P6-C056 | Title 74 assistance grants and money paid/payable have the stated nonassignment/legal-process protection. | S018, RCW 74.08.210. | Actual program/source and other legal dependencies unsupplied. |
| S_WA-P6-C057 | Washington unemployment money received is protected while uncommingled, subject to the stated necessaries/support exceptions; waiver is void. | S019, §§50.40.020, .050. | Commingling and special-support implementation not resolved by the generic notice. |
| S_WA-P6-C058 | Industrial-insurance compensation is protected after issuance under §51.32.040(1), subject to enumerated exceptions. | S020; S005 §3(1), p.7 [7]. | RCW 43.20B.720, 72.09.111, 74.20A.260, 51.32.380, and transfer provision 51.32.045 not completed. |
| S_WA-P6-C059 | The current state pension provision expressly addresses qualifying United States pension money in possession, deposited, or loaned, subject to federal law and stated exceptions. | S002, §.020(2); S007 §804. | Citizenship, source, support, tax, and construction predicates retained. |
| S_WA-P6-C060 | Employee-plan protection depends on the definitions and exceptions in §.020(3)–(6), including specified federal qualifications. | S002, §.020(3)–(6); S022. | Internal Revenue Code qualifications and excluded public-plan regimes remain held. |
| S_WA-P6-C061 | Current and future pension texts have the distinct lifecycle in Q040 and express enactment nullification qualifications. | S007 §§804, 1202; S008 §§402, 505–507. | No judicial-status conclusion; future text not applied now. |
| S_WA-P6-C062 | For the specified child-support branch, identifiable community-account funds from the nonobligated spouse/partner’s earnings receive the stated protection. | S021, RCW 26.16.200, final two sentences. | No general joint-account share or tracing method inferred. |
Claim ID · Precise assertion · Sources and exact pinpoints · 29 data rows
| Claim ID | Precise assertion | Sources and exact pinpoints | Conditions / confidence limits |
|---|---|---|---|
| S_WA-P6-C063 | Section .100 supplies the noncontinuing writ, with distinct support, private-student, and consumer captions. | S003, §.100(1)(a)–(d). | A caption does not adjudicate the underlying classification. |
| S_WA-P6-C064 | The garnishee answer and copies have the recipients and period in Q018. | S003, §§.070, .100 form. | Mailing/delivery language preserved. |
| S_WA-P6-C065 | The debtor packet has the separate mailing/personal-service requirements in Q019. | S003, §.130. | Garnishment notice is not initial lawsuit summons service. |
| S_WA-P6-C066 | The statutory notice/claim text has Q020’s minimum type size and lists potential exemptions. | S003, §.140(1), (2)(a), (3). | Listing does not establish qualification or override source-specific exceptions. |
| S_WA-P6-C067 | Required proof must be filed before the stated judgment/disbursement steps; a service failure is not automatically jurisdictional but can support specified injury-based relief. | S003, §.130, proof/relief paragraphs. | Prompt motion, affidavit, substantial injury, and court determination remain predicates. |
| S_WA-P6-C068 | The answer is signed under penalty of perjury and distinguishes issuance-date information from service-time indebtedness. | S003, §.190 and form Sections I–II. | An answer is evidence/allegation, not automatic adjudication. |
| S_WA-P6-C069 | The exemption declaration may use the creating statute’s procedure or §.160’s clerk-and-plaintiff route, with Q021’s timing. | S003, §.160(1); S002, §.060(3)(b). | Creating-statute alternatives and delayed service retained. |
| S_WA-P6-C070 | An objection requires factual declaration and hearing notice within Q022. | S003, §.160(2). | Receipt of claim is the trigger. |
| S_WA-P6-C071 | The claimant bears the source/amount proof burden; prevailing costs and bad-faith attorney-fee provisions differ. | S003, §.160(2), second paragraph. | No actual proof sufficiency or bad faith found. |
| S_WA-P6-C072 | An unopposed claim invokes Q023’s release duty and failure consequence; attorney authorization is an alternative statutory release mechanism. | S003, §.160(3). | Release is limited to the covered funds/property. |
| S_WA-P6-C073 | Either specified party may controvert the answer by affidavit within Q024. | S003, §.210. | This is distinct from objection to an exemption claim. |
| S_WA-P6-C074 | The garnishee’s controversion response and issue-setting follow Q025. | S003, §.220. | Full trial procedure excluded. |
| S_WA-P6-C075 | Controversion carries the prevailing-cost/fee rule, with protection against an award against the defendant when the plaintiff controverts. | S003, §.230. | Confined to that statutory proceeding. |
| S_WA-P6-C076 | A qualifying negative answer with no timely controversion produces Q026’s statutory discharge. | S003, §.240. | Discharge of garnishee is not debt cancellation. |
| S_WA-P6-C077 | Judgment against the garnishee requires nonexempt indebtedness at service and required proof; ex parte application depends on no unresolved exemption/controversion. | S003, §.250(1)(a). | No automatic transfer merely because funds were held. |
| S_WA-P6-C078 | Superior-court payment uses the court registry; district-court payment is directed to plaintiff/counsel under the court order. | S003, §.250(1)(a); §.265. | Generic statutory routes only. |
| S_WA-P6-C079 | Prejudgment tender is expressly subject to exemption/controversion timing phrased by reference to tender. | S003, §.250(1)(b). | Interaction with §§.160/.210 held; Q036. |
| S_WA-P6-C080 | Existing but unmatured indebtedness has a court-specified later-payment branch and satisfaction/defendant-judgment exceptions. | S003, §.250(2). | Not authority to capture every later deposit. |
| S_WA-P6-C081 | Cost requests have Q027’s periods and the specified no-funds/no-account limitation. | S003, §.250(3). | A zero balance alone is not substituted for the complete statutory condition. |
| S_WA-P6-C082 | Chapter-compliant court-directed payment/delivery supplies the statutory defense against the defendant’s claim. | S003, §.300. | Compliance and identity remain predicates. |
| S_WA-P6-C083 | Inactivity discharge requires Q028’s conditions, notice, and order, subject to pending-proceeding exceptions. | S003, §.310. | Not universal automatic expiration at one year. |
| S_WA-P6-C084 | Satisfaction elsewhere plus the statutory demand/cost conditions invokes Q029’s release duty and failure consequence. | S003, §.320. | Satisfaction, demand, and continued withholding are not assumed. |
| S_WA-P6-C085 | Failure to answer can support a court-entered garnishee default after the specified proof/notice; Q030 records reduction conditions. | S003, §.200. | No automatic default conclusion; incorporated computation/rule questions held. |
| S_WA-P6-C086 | Court-rule time computation and mail additions have the conditional scope in Q032–Q034. | S024–S028. | No universal extension of every statutory period or actual calendar result. |
| S_WA-P6-C087 | SPR 91.04W and CRLJ 64 are displayed as rescinded. | S029; S031. | They are not current operative garnishment instructions. |
| S_WA-P6-C088 | The read texts do not establish a universal arithmetic combination of state aggregate protection, federal protected amount, and additional source exemptions. | S002 §.010; S003 §.100; S010 §§.5–.9. | Explicit analytical hold, not a claim that compatible protections cannot coexist. |
| S_WA-P6-C089 | Statutory identity uncertainty requires the §.290 hearing/citation procedure before judgment; Q031 records its response period. | S003, §.290(1)–(4). | No person or identifying record investigated. |
| S_WA-P6-C090 | Chapter 6.27’s relationship terminology extends to registered domestic partnerships within the stated federal-law limit. | S003, §.900. | No actual relationship or ownership finding. |
| S_WA-P6-C091 | CR 64 makes seizure remedies available only under governing law’s circumstances and manner. | S030, complete rule. | It supplies no standalone bank-restraint authorization. |
ID · Quantity / symbolic relation · Base, unit, trigger, boundary · 9 data rows
| ID | Quantity / symbolic relation | Base, unit, trigger, boundary | Exceptions / counting or application limit | Authority / claims |
|---|---|---|---|---|
| Q001 | $3,000 other-personal-property limit | Nonbankruptcy category containing the deposit sublimits. | Personal earnings excluded; §.050 applies. | S002 §.010(1)(d)(iii)(A); C015 |
| Q002 | $500, entirely automatic | Other debts excluding private student and consumer debt; aggregate listed accounts/securities. | Maximum, not per-account allowance. | Same, (A)(I); C016 |
| Q003 | $2,500 total; $1,000 automatic | Private student loan debt; aggregate listed accounts/securities. | Additional protected amount requires the applicable entitlement/process; no blanket automatic total. | Same, (A)(II); C017 |
| Q004 | $2,000, entirely automatic | Consumer debt; aggregate listed accounts/securities. | Maximum, subject to classification/exceptions. | Same, (A)(III); C018 |
| Q005 | Twice the individual amount in community-account writ blanks | Statutory documentation of community funds; spousal combination provisions also apply. | No doubling solely from joint title; private-student blank unresolved. | S003 §.100(1), (3); C019, C026 |
| Q006 | First adjustment July 1, 2027; every three years; latest three-year CPI-U change; change rounded to nearest $25 | DOR adjustment/publication of dollar amounts in §.010(1)(d)(iii). | No present CPI substitution; exact future published amounts not established. | S002 §.010(1)(d)(iii)(B); S004 §1; C020 |
| Q007 | $20 | Plaintiff’s check/money order accompanying noncontinuing-writ service. | Not a universal bank-account debit authorization. | S003 §§.095(2), .110(1); C011 |
| Q008 | If covered account total is at or below the applicable statutory blank, release all; above it, preserve at least the specified release amount and limit restraint by the writ plus any lawfully chargeable processing fee | Statutory bank-writ relation; no supplied account total or writ amount. | Correct blank, other exemptions, federal protection, and fee authority must first be established. | S003 §.100 bank paragraphs; C026 |
| Q035 | Value measured at exemption selection, by debtor’s interest net of liens/encumbrances | Statutory valuation definition. | Does not resolve ownership share or tracing. | S002 §.010(2)–(3); C019 |
ID · Quantity / relation · Reference event and boundary · 10 data rows
| ID | Quantity / relation | Reference event and boundary | Qualification / unknown | Authority / claims |
|---|---|---|---|---|
| Q009 | No later than 2 business days | Receipt of order; initial notice screening precedes other action. | Proper Appendix B notice changes route. | S010 §212.4; C032 |
| Q010 | No later than 2 business days | Receipt of both order and sufficient information, if information is needed. | Documented creditor-permitted batch exception. | §212.5(a); C033 |
| Q011 | Two calendar months | Newer endpoint: date before review. Older endpoint: corresponding date two months earlier, or that month’s last date if absent. Protected-payment interval uses the stated business closing/opening endpoints. | No conversion to a fixed number of days; no additional timestamp convention supplied. | §212.3; C030 |
| Q012 | P = min(Dₗ, Bᵣ) | Dₗ = qualifying benefit payments posted within the defined lookback; Bᵣ = balance when review is performed. | Qualifying definitions and review branch required; no balance substitution or extra rounding rule. | §212.3; C031 |
| Q013 | Qualifying deposit and positive balance/protected amount and funds exceeding P | All three notice conditions. | No notice obligation under this clause inferred when a condition is absent. | §212.7(a); C041 |
| Q014 | Within 3 business days | Date of account review; notice must be sent. | Delivery/receipt is not substituted for dispatch. | §212.7(f); C041–C042 |
| Q015 | Up to 5 business days after review; fee no greater than qualifying newly deposited nonbenefit funds | Limited fee opportunity under §.6(h). | No fee against P; this is not independent authority for every fee. | §212.6(h); C040 |
| Q016 | At least 2 years | Receipt of garnishment order; retention period. | Compliance records, not a debt limitation period. | §212.11(b); C046 |
| Q017 | One review for first service of the same order; new review for a new/different order | Order identity controls. | Qualifying-branch prohibition on continuing future-deposit restraint retained. | §212.6(f)–(g); C038–C039 |
| Q034 | No universal business-day, posting-time, or monetary-rounding convention established here | Part 212’s own stated units control. | Banking calendar and exact boundary questions remain held; court-rule time computation is not imported. | S010; B008, B023 |
ID · Quantity / period · Trigger and required event · 17 data rows
| ID | Quantity / period | Trigger and required event | Qualification / boundary | Authority / claims |
|---|---|---|---|---|
| Q018 | 20 days | Service on garnishee; original answer mailed/delivered to court, copies to plaintiff/counsel and defendant. | Filing, mailing, delivery, and receipt remain distinct. | S003 §§.070, .100; C064 |
| Q019 | Certified-mail packet on or before garnishee service; alternative personal service on/before or within 2 days after | Service of garnishment writ on garnishee. | Complete statutory packet and proof requirements apply. | §.130; C065 |
| Q020 | At least 12-point type | Statutory notice and claim form. | Form content does not adjudicate eligibility. | §.140(1); C066 |
| Q021 | Generally no later than 28 days after writ date; delayed-service alternative 21 days after garnishee service if delay is more than 7 days | Declaration mailed/delivered to clerk and required copy mailed to plaintiff/counsel. | Creating-statute procedure preserved; exact “more than” boundary retained. | §.160(1); C069 |
| Q022 | Objection within 7 days; hearing date no later than 14 days | Plaintiff’s receipt of exemption claim. | Objection declaration plus hearing notice; not answer-filing trigger. | §.160(2); C070 |
| Q023 | Release duty within 10 days; $50 plus actual damages for specified failure | Plaintiff’s receipt of unopposed claim. | Obtain/deliver order or statutory attorney alternative; causation/predicates retained. | §.160(3); C072 |
| Q024 | 20 days | Filing of garnishee answer; controverting affidavit. | Copies served or first-class mailed as statute directs. | §.210; C073 |
| Q025 | 20 days | Filing of controverting affidavit; garnishee response. | Subsequent issue-setting remains court controlled. | §.220; C074 |
| Q026 | 20 days without controversion | Filing of qualifying negative answer. | Requires statutory negative-answer facts. | §.240; C076 |
| Q027 | At judgment or within 1 year thereafter; if no garnishee judgment, within 1 year after service | Cost/fee request. | Complete no-funds/no-account limitation applies. | §.250(3); C081 |
| Q028 | 1 year after answer filing plus 10 days’ written notice | Specified positive-answer inactivity; court discharge order. | Pending trial/calendar or qualifying affidavit exceptions. | §.310; C083 |
| Q029 | 20 days after the later of demand or satisfaction; $100 plus costs/actual damages under stated failure conditions | Satisfaction elsewhere, costs, written demand, continued withholding. | Court order/service or attorney-release alternative. | §.320; C084 |
| Q030 | At least 10 calendar days’ default notice; reduction motion within 7 days of service/mailing of first execution/garnishment copy; statutory $100 floor in reduction relation | Garnishee failure to answer, proof, court judgment; later enforcement-copy event. | Reduction uses nonexempt property actually held, statutory ceiling/incidents, and additional fee provisions; not automatic. | §.200; C085 |
| Q031 | 10 days after service | Statutory identity citation response. | Court identity hearing and §.290 conditions. | §.290(2); C089 |
| Q032 | Exclude initiating day; include last day unless specified weekend/holiday rollover; intermediate weekends/holidays excluded for periods less than 7 days | CR 6(a)/CRLJ 6(a), where applicable. | Special-proceeding inconsistency qualification under Rule 81; no actual calendar. | S024–S028; C086 |
| Q033 | 3 additional days | Rule-based period running after service by mail. | Not automatically added to writ-date, filing, receipt, or every statutory trigger. | CR 6(e), CRLJ 6(e); C086 |
| Q036 | Tender-related timing held | §.250(1)(b) expressly references exemption/controversion periods after tender. | No universal substitution of the ordinary writ-date/answer-filing trigger. | S003 §.250(1)(b); C079 |
ID · Date / transition · Status and precise scope · 4 data rows
| ID | Date / transition | Status and precise scope | Authority |
|---|---|---|---|
| Q037 | July 1, 2025 | Enacted effective date of the 2025 account-exemption amendments and sunset repeals. | S004 §6 |
| Q038 | July 1, 2025 historical sunset/application sequence | Prior expiration clauses and 2023 delayed §2 date must be read with the 2025 repeal/amendment. | S005 §§6–7; S006 §4; S004 §5 |
| Q039 | May 1, 2011; June 28, 2013 | Original federal processing rule and later final amendments, respectively. | S011 p.9939 [0]; S012 p.32099 [0] |
| Q040 | June 11, 2026 current amendment; June 30, 2029 future amendment | Pension exemption changes, subject to the read enactment savings/nullification clauses. | S007 cover/§804/§1202; S008 §§402,505–507 |
Authority · What it establishes here · What it does not establish · 8 data rows
| Authority | What it establishes here | What it does not establish |
|---|---|---|
| Enacted Washington session law | Amendment text, express effective dates, repeals, and material transition clauses. | Judicial construction or an actual claimant’s entitlement. |
| Current official RCW body | Codified operative framework and displayed source credits. | Accuracy of every editorial note; C022 preserves a concrete discrepancy. |
| Statutory blank writ/notice/answer | Required categories and text within the governing statute. | An issued instrument, completed return, or actual service event. |
| Washington court rules | Bounded computation/applicability and seizure-remedy framework. | Automatic displacement of a special statutory procedure. |
| Original Federal Register adoption | Original rule and material later amendments/effective dates. | Independent corroboration when viewed in another format. |
| eCFR | Readable codification through its displayed currency date. | An official legal edition or assurance concerning the unverified later interval. |
| United States Code pages | Statutory protection and expressly incorporated exceptions within read bounds. | Complete special-regime analysis or automatic post-deposit tracing results. |
| Agency/official instruction or model text | Procedure and communication support within its authority. | New substantive exemption beyond the operative statute/rule. |
Event · Governing role · Separate event that cannot be substituted · 10 data rows
| Event | Governing role | Separate event that cannot be substituted | References |
|---|---|---|---|
| Writ issuance | Dates instrument and certain answer questions. | Service on financial institution. | C063, C068 |
| Service on garnishee | State attachment/answer trigger. | Debtor packet mailing or federal receipt/review. | C009, C012, C064–C065 |
| Federal receipt and sufficient information | Starts bounded review duty. | State-law completion of service. | C032–C033 |
| Account review | Determines federal P and notice clock. | Historical tracing of every fund or adjudication of ownership. | C030–C037 |
| Exemption claim transmission | Statutory claim route. | Plaintiff’s receipt, which starts objection/release periods. | C069–C072 |
| Answer filing | Starts controversion period. | Bank’s mailing date or exemption-claim receipt. | C073–C074 |
| Holding funds | Preserves property within lawful scope. | Court-authorized payment or final entitlement. | C012, C077–C080 |
| Exempt-fund release | Removes restraint on covered funds. | Satisfaction of the underlying judgment. | C072, C084 |
| Garnishee discharge | Ends specified garnishee liability/process. | Cancellation of the underlying debt. | C076, C083 |
| Government/support notice | Alters federal processing route. | Proof of substantive exception for each benefit. | C032, C055 |
Branch ID · Supported conditional consequence · Missing predicate / adverse inference to avoid · 34 data rows
| Branch ID | Supported conditional consequence | Missing predicate / adverse inference to avoid | Exact next generic authority inquiry |
|---|---|---|---|
| S_WA-P6-B001 | If the ordinary judgment and institution/branch predicates are met, chapter 6.27 supplies the stated process. | Enforceability, jurisdiction, territorial control, and covered financial-institution status remain unsupplied. | Generic jurisdiction/control construction of §§.020/.080; no actual institution or judgment investigation. |
| S_WA-P6-B002 | Correct classification selects the state deposit category. | Do not infer classification from a caption or elect whichever overlapping category is larger. | Generic interpretation of §6.01.060 and §6.15.010’s private-student/consumer relationship; medical incorporation in §48.43.005. |
| S_WA-P6-B003 | Private student debt has separate total and automatic statutory amounts. | Do not fill the combined §.100 private-student/consumer blanks by assumption. | Formal generic interpretation or conforming official instruction reconciling §.100(3) with §.010(1)(d)(iii)(A)(II). |
| S_WA-P6-B004 | State limits aggregate listed accounts/securities. | No per-account or per-bank multiplication; coordination method not supplied. | Generic multi-institution allocation and duplicate-restraint authority under §§.010/.100. |
| S_WA-P6-B005 | Documented community funds invoke the writ’s community provision. | Joint title does not establish community ownership, protected share, or capacity. | Generic ownership and community-property allocation authority; actual facts remain outside scope. |
| S_WA-P6-B006 | Earnings exclusions apply when funds retain the legally relevant earnings classification. | Neither universal retention nor universal loss after deposit is established. | Authorized later judicial-construction inquiry concerning §§6.27.010, .150(7), and 6.15.050(1). No opinions searched here. |
| S_WA-P6-B007 | Part 212 applies when holder, institution, account, order, and payment definitions are met. | No assumption from a financial-product label or a benefit label. | Generic classification guidance for the precise unclassified statutory category, without examining records. |
| S_WA-P6-B008 | Qualifying review uses Q010–Q012. | Information sufficiency, posting boundaries, business-day convention, and review-time balance remain predicates. | Generic agency interpretation of §212.3/.5 timing and boundary conventions. |
| S_WA-P6-B009 | No qualifying lookback deposit invokes §212.5(b)’s ordinary-processing branch. | Do not infer that all funds then become nonexempt. | Identify the applicable source exemption and state protection independently. |
| S_WA-P6-B010 | Commingling/co-ownership do not defeat the federal automated review. | This does not decide beneficial ownership or additional-exemption tracing. | Generic tracing/ownership authority outside the automated-review rule. |
| S_WA-P6-B011 | A check deposit or transferred benefit may require a different exemption inquiry. | Lack of automatic coding protection does not prove loss of statutory exemption. | Benefit-specific post-receipt and tracing construction; no actual transfer reconstruction. |
| S_WA-P6-B012 | A valid Appendix B notice changes the processing route. | Do not infer substantive attachability of every Social Security, SSI, VA, pension, or railroad payment. | Complete the particular §659, tax, federal-debt, or other express exception only in a separately authorized generic pass. |
| S_WA-P6-B013 | Compatible state and federal protections can coexist. | No universal sum, maximum, or subtraction formula has been established. | Generic allocation/nonduplication authority addressing overlapping protected dollars. |
| S_WA-P6-B014 | Section 6.15.050 can restrict §.010 protection. | Do not transfer its exceptions to every independently created benefit exemption. | Source-by-source exception and preemption analysis for the relevant statutory category. |
| S_WA-P6-B015 | State claim-waiver language and automatic-protection commands both exist. | Missing a state claim is not assumed to eliminate mandatory state or federal automatic protection. | Generic construction of §.050(7), §.010 automatic language, §.160, and part 212 supremacy. |
| S_WA-P6-B016 | A qualifying pension/employee plan may invoke §6.15.020. | No qualification inferred from account title. | Complete the specific incorporated Internal Revenue Code/public-plan definition and distribution rule. |
| S_WA-P6-B017 | Industrial-insurance after-issuance protection is express. | Enumerated exception/transfer provisions are indispensable to any positive exceptional branch. | Read RCW 43.20B.720, 72.09.111, 74.20A.260, 51.32.380, and 51.32.045 only as that branch requires. |
| S_WA-P6-B018 | Uncommingled unemployment funds receive the stated protection. | Do not omit necessaries/support exceptions or infer a tracing cure for commingling. | Generic construction of §50.40.020’s received-money condition and §.050’s support incorporation. |
| S_WA-P6-B019 | Identifiable nonobligated-spouse earnings have the stated support-account protection. | No ownership share, identification method, or general support immunity inferred. | Generic §26.16.200 tracing and incorporated support-law analysis. |
| S_WA-P6-B020 | Current and future pension amendments have separate dates and nullification conditions. | No judicial-status or unconditional future-effect conclusion. | Later authorized status verification of enactment conditions; judicial research remains outside this pass. |
| S_WA-P6-B021 | Bank service has its own statutory route. | Do not import §.110(2)’s general certified-mail binding date into §.080. | Generic construction of completion/effect of §.080 bank service and incorporated proof rules. |
| S_WA-P6-B022 | Debtor packet/proof failures can have the stated consequences. | No automatic jurisdictional invalidity or actual damages finding. | Generic construction of §.130 relief predicates; prejudgment special procedure remains separate. |
| S_WA-P6-B023 | CR/CRLJ computation may govern compatible periods. | No universal mail extension, business-day substitution, or calendar result. | Resolve Rule 81 compatibility for each specific statutory trigger before any later computation. |
| S_WA-P6-B024 | Tender preserves expressly referenced claim/controversion opportunities. | Do not silently substitute ordinary clocks for §.250(1)(b)’s tender wording. | Generic construction of §.250(1)(b) with §§.160/.210. |
| S_WA-P6-B025 | Answer controversion and exemption objection have separate procedures. | One does not automatically substitute for the other. | Generic procedural interaction if both legal issues arise; no actual filing recommendation. |
| S_WA-P6-B026 | Federal protection restricts garnishment fees; state service fee is separately specified. | “Processing fee if charged” is not universal debit authority. | Generic independent fee authorization and state/federal compatibility; private bank policy excluded. |
| S_WA-P6-B027 | Different statutes govern release, negative-answer discharge, inactivity, and satisfaction elsewhere. | No single universal bank-writ expiration or satisfaction rule. | Complete any additionally relevant bond/property-disposition branch, including §.180, only if later scope requires it. |
| S_WA-P6-B028 | Garnishee default has statutory prerequisites and a bounded reduction mechanism. | No automatic default, actual liability, or universally available reduction inferred. | Generic interaction with applicable current court rules and §.090 incorporations. |
| S_WA-P6-B029 | Bankruptcy, education savings, and other specialized property categories have separate statutory branches. | Ordinary deposit amounts do not complete those regimes. | Specific incorporated provisions, including §.010(1)(f), chapter 28B.95, and IRC §§529/530, in a separate pass. |
| S_WA-P6-B030 | Source-specific preservation clauses remain effective within their scope. | No general priority code, tribal/interstate reach, or contractual setoff outcome established. | Separate generic priority, jurisdiction, federal-preemption, tribal/local, or contract inquiry. |
| S_WA-P6-B031 | Current body and 2025 enrolled amendment agree on the reported state amounts. | Do not erase the contradictory reviser note or treat a comparison as adjudication. | Official correction/formal interpretation of the note and RCW 1.12.025 interaction. |
| S_WA-P6-B032 | Findings reflect the actually read official publications and displayed currency. | Access date is not proof that every later enactment, order, or judicial event was incorporated. | Later public-text update for the identified currency intervals; no actual-status investigation here. |
| S_WA-P6-B033 | Section .290 provides a generic safeguard for identity uncertainty. | Similarity of names cannot establish identity. | Generic interaction of citation/service/hearing requirements; no identity lookup. |
| S_WA-P6-B034 | Pension court-order provisions can direct agency payments under their own conditions. | Agency-payment priority is not general priority among bank garnishments. | Complete the particular federal exception/application provision before any broader conclusion. |
Research field · Entry · Authority / pinpoint · 30 data rows
| Research field | Entry | Authority / pinpoint | Unresolved dependency |
|---|---|---|---|
| Component proposition | |||
| Public instrument title | |||
| Issuing authority | |||
| Direct HTTPS URL | |||
| Section / subsection | |||
| Printed page / PDF index | |||
| Edition / displayed currency | |||
| Actual access date | |||
| Actual read extent | |||
| Enacted / current / historical / future status | |||
| Effective / application clause | |||
| Statutory debt category | |||
| Statutory institution / holder category | |||
| Jurisdictional prerequisite | |||
| Ownership / capacity dependency | |||
| Automatic-protection clause | |||
| Claim-dependent protection clause | |||
| Aggregate / per-account rule | |||
| Source / tracing condition | |||
| Symbolic relation | |||
| Unit / base | |||
| Triggering legal event | |||
| Inclusive / exclusive boundary | |||
| Counting convention | |||
| Exception / incorporation | |||
| Notice / answer / claim distinction | |||
| Release / discharge / satisfaction distinction | |||
| Fee / failure consequence | |||
| Contrary text / version issue | |||
| Exact next generic inquiry |
User scope item · Status · Source / claim / branch links · 34 data rows
| User scope item | Status | Source / claim / branch links | Missing evidence or exact retained boundary |
|---|---|---|---|
| 1 — Current non-earnings statutory framework | Answered, bounded | S003; C001–C012 | Actual judgment and jurisdiction not supplied. |
| 1 — Financial-institution versus branch/property reach | Answered text; construction held | C008–C010; B001, B021 | Territorial control and property classification. |
| 1 — Owed earnings versus deposited earnings | Partial | C006–C007; B006 | Post-deposit judicial construction expressly unexamined. |
| 1 — Ordinary judgment versus prejudgment | Boundary authenticated | C003, C091 | Chapter 6.26 and §.330 prerequisites not completed. |
| 1 — Judicial versus administrative/government process | Partial | C004, C029, C032, C055 | Separate tax/support/government enforcement regimes. |
| 1 — Definitions and ownership/joint capacity | Definitions answered; actual predicates held | S001, S003, S010; B005, B007 | Ownership share, legal capacity, entitlement. |
| 2 — State automatic and total amounts | Answered text | C015–C018; Q001–Q004 | Subject to classification and §.050. |
| 2 — Number/type of accounts; aggregate operation | Answered text; implementation held | C016–C019; B004 | Cross-institution coordination and duplicate restraint. |
| 2 — Consumer/private-student/other distinction | Answered definitions; overlap held | C013–C014, C026; B002–B003 | Classification overlap and private-student writ blanks. |
| 2 — Indexing/effective/transition | Answered material enactment text | S004–S009; C020–C022; Q006, Q037–Q040 | Future published adjustment amount; reviser-note discrepancy. |
| 2 — Tracing/combination/nonstacking | Partial | C019, C025, C088; B005, B011, B013 | Universal overlap/allocation formula not established. |
| 2 — Priority and source-specific exceptions | Partial | C023–C025, C055–C062 | Full priority code and special regimes excluded. |
| 3 — Federal scope/definitions/covered payments | Answered, bounded | S010; C027–C029 | Actual source/coding/account/order qualification not supplied. |
| 3 — Screening/lookback/protected amount | Answered | C030–C039; Q009–Q012, Q017 | Business-day/posting-boundary construction and actual predicates held. |
| 3 — Access/fees/notice/records | Answered | C036, C040–C046; Q013–Q016 | No compliance finding or independent fee authorization. |
| 3 — Government/support exceptions | Partial by design | C032, C055; B012 | Complete substantive exception for each special debt/benefit. |
| 3 — Additional exemptions and statutory benefit language | Answered bounded clauses | C043, C048–C062 | Source-specific tracing and enumerated unread incorporations. |
| 3 — Direct deposit versus other deposits; review versus tracing | Answered distinction | C028, C034–C035, C043 | Ultimate protection of checks/transfers requires further authority. |
| 4 — Writ/answer/notice instrument categories | Answered | S003 §§.100/.140/.190/.265; C063–C068 | No issued or completed instrument examined. |
| 4 — Service/mail/receipt/filing distinctions | Answered text; application held | C009, C064–C070, C086 | Bank-mail effect and rule/statute compatibility. |
| 4 — Claim/objection/hearing/burden | Answered | C069–C072; Q021–Q023 | Automatic-protection waiver interaction held. |
| 4 — Answer challenge versus exemption objection | Answered | C070, C073–C075; B025 | No actual combined proceeding. |
| 4 — Holding versus payment/tender | Answered text; tender interaction held | C077–C080; B024 | Exact §.250(1)(b) clock construction. |
| 4 — Release/discharge/satisfaction/termination | Answered enumerated branches | C072, C076, C082–C084 | Bond and other property-disposition branches not completed. |
| 4 — Account review versus continuing wage lien | Answered boundary | C012, C038–C039 | P5 earnings quantities not imported. |
| 5 — Notice/failure/fee consequences | Answered bounded statutes | C040–C046, C067, C071–C072, C075, C081–C085 | Full remedies and actual damages/default determinations excluded. |
| 5 — Nonwaiver and preservation | Partial | C024, C043–C045, C057 | State waiver versus automatic protection; broader contract questions. |
| 5 — Other benefit/property/bankruptcy/support/tax boundaries | Explicitly retained | C048–C062; B012, B016–B020, B029–B030 | Full separate regimes remain open. |
| 5 — Local/tribal/interstate/contract/construction | Excluded; open | B030, B032 | Separate generic investigations; no case or entity lookup. |
| 6 — Primary URLs, pinpoints, read bounds, credits | Supplied | Complete source/usage register | Older enactments not individually opened unless listed. |
| 6 — Original material amendments/application clauses | Supplied within bounds | S004–S012 | Court adoption orders and original 1994 pension application enactment remain unverified. |
| 6 — Currentness, failures, alternative routes | Supplied | Section 9; B032 | eCFR and USC displayed-currency intervals retained. |
| Registry dimension 5 | Only this deposit/benefit component addressed | All P6 registers | Wages remain separate; property/homestead and other dimension-5 branches remain open. |
| P1/P2 and P3/P4/P5 | Unchanged / not substantive foundations | Supplied scope records only | No earlier hold closed, repaired, or accepted by implication. |
Research route · Material result · Status · 8 data rows
| Research route | Material result | Status |
|---|---|---|
| Official RCW chapter 6.27 body and individual section links | Definitions, issuance, financial-institution service, restraint, forms, claims, answers, release, and failure provisions read as registered. | Fresh primary reading. |
| RCW 6.15 and title definitions | Deposit limits, exceptions, combination, pensions, indexing, and incorporated definitions. | Fresh primary reading; exact partial reads marked. |
| RCW credits → enrolled session-law PDFs | 2025 amendment/sunset repeal; 2023 historical sequence; 2021 sunset; 2026 pension changes. | Original material clauses read; parsed text only. |
| eCFR part and individual sections | Complete part 212 operative sections and Appendices A–B. | Fresh reading through displayed October 26 currency. |
| Federal Register/GovInfo | Original 2011 rule and operative 2013 final amendments. | Historical/current amendment distinction preserved. |
| OLRC statute searches and ordinary links | Benefit protections, definitions, and material exception clauses. | Exact subsection and currency limits in source register. |
| Washington Courts public rule PDFs | CR/CRLJ 6 and 81; CR 64; rescinded CRLJ 64 and SPR 91.04W. | Generic rule texts only. |
| State benefit-statute links | Assistance, unemployment/support, industrial insurance, community-support, employee-plan definition. | Enumerated unread incorporations remain held. |
Search group · Terms / targets searched · Outcome and use · 19 data rows
| Search group | Terms / targets searched | Outcome and use |
|---|---|---|
| R01 | Washington RCW chapter 6.27, RCW 6.15.010, bank/deposit exemptions and official chapter/section bodies | Located the operative state texts and their cross-references. |
| R02 | site.dor.wa.gov "2026" "garnishment" "exempt"; site.lawfilesext.leg.wa.gov "2026" "garnishment" "6.15.010" | No adjusted 2026 amount used. Original statute establishes first scheduled adjustment in 2027. |
| R03 | Official OLRC searches for "42 USC 407" "Assignment of benefits", "38 USC 5301" "Nonassignability", "5 USC 8346" "Exemption from legal process" | Located benefit statutes; actual bodies then opened. |
| R04 | OLRC searches for "8346" "Exemption", "8470" "Legal process", "231m" "352" "Assignment", "1383" "(d)" "407" | Followed indispensable benefit incorporations. |
| R05 | Washington Courts "91.04W" "GARNISHMENT" / "SPR" "91.04W"; OLRC "231m" "119" "Assignment" / "231m" "Assignability" | Confirmed rescinded rule; located ordinary railroad-statute routes. |
| R06 | OLRC "352" "Assignment of benefits" "2026" / "45 USC 352" "e)" / versioned "352" "Benefits" "119" | Located readable railroad-unemployment section after failed routes. |
| R07 | GovInfo "2013-12567" / "2013-12567.pdf" / "Garnishment of Accounts Containing Federal Benefit Payments" "June 28" | Located original final-rule PDF and full-issue fallback. |
| R08 | GovInfo "2011-3782" "garnishment" | Located original interim-final rule. |
| R09 | RCW "19.16.100" "Medical debt" | Read complete incorporated medical-debt definition; deeper clinical definitions held. |
| R10 | Courts PDF "CR 6" "COMPUTATION" / "CR 6" "TIME" / "CRLJ 6" "TIME" | Located operative computation rules. |
| R11 | Session-law "2021" "chapter 50" "garnishment" and "1525" "Sec. 4" | Located alternate official enactment route. |
| R12 | RCW "2026" "6.27.100"; eCFR title 31 "212" "2026" "Garnishment" | Currentness checks limited to returned official bodies and their displayed credits. |
| R13 | OLRC "3002" "15" "United States" / "28 U.S.C." "3002" "Federal corporation" | Read the incorporated United States definition. |
| R14 | OLRC "654" "single" "unit" / "654" "single and separate organizational unit" | Read Title IV-D organizational-unit definition after alternate-route search. |
| R15 | OLRC "659" "407" "child support" | Read bounded substantive support exception and definitions. |
| R16 | RCW "1.16.050" "Saturday"; Courts "CR 81" "special proceedings" / "CRLJ 81" "special proceedings" | Read holiday and rule-applicability clauses. |
| R17 | OLRC "8345" "(h)" "(j)" "Payment of benefits"; "8465" "Assignment of annuity"; "8467" "Court orders" | Located pension exception incorporations. |
| R18 | OLRC "5 USC 8465" / "5 USC 8467" and versioned "8465" "Waiver, allotment" / "8467" "Court orders" | Used different ordinary public routes following maintenance/access failures. |
| R19 | Courts PDF "CR 64" "GARNISHMENT" and "CRLJ 64" "GARNISHMENT" | Opened complete generic rule PDFs; unrelated opinion results were not opened or relied on. |
Failure ID · Bounded route actually attempted · Observed result · 12 data rows
| Failure ID | Bounded route actually attempted | Observed result | Materially different ordinary route / remaining limitation |
|---|---|---|---|
| F01 | Early in-document retrieval references | Invalid reference errors. | Correct displayed links used. This was not a legislative-site access failure. |
| F02 | https://uscode.house.gov/us/usc/119-120/t45/ | 404. | Specific-section search located §§231m and 352. |
| F03 | https://uscode.house.gov/us/usc/t45/s231m/ | Empty/one-line result. | Search located the readable versioned §231m page in S015. |
| F04 | https://uscode.house.gov/view.xhtml?edition=2023&num=0&req=granuleid%3AUSC-2023-title45-section352 | 403. | Separately discovered readable section route in S015. |
| F05 | https://www.gpo.gov/fdsys/pkg/FR-2013-05-29/pdf/2013-12567.pdf | Inaccessible retrieval. | GovInfo full issue and then individual rule PDF, both recorded under S012. |
| F06 | https://lawfilesext.leg.wa.gov/Biennium/2021-22/Pdf/Bills/Session%20Laws/House/1525.SL.pdf | DisabledError. | Separate search surfaced the official citation-linked URL used for S006; no repeated identical retry. |
| F07 | https://uscode.house.gov/us/usc/119-121/t42/s654/ | 500. | Separate search located readable 119-124 page in S013. |
| F08 | In-page searches for selected headings/section labels | Some exact phrases did not match. | Relevant text located through ordinary section navigation; not classified as site failure. |
| F09 | https://uscode.house.gov/us/usc/t5/s8345/ | Landing/redirect rather than statute body. | Public Continue link led to the readable version in S016. |
| F10 | https://uscode.house.gov/view.xhtml?req=%28title%3A5+section%3A8465+edition%3Aprelim%29 | Under-maintenance page. | Separate search located readable 119-124 §8465. |
| F11 | https://uscode.house.gov/us/usc/119-118/t5/partIII-subpartG-chapter84-front.html | 404. | Ordinary section navigation used instead. |
| F12 | https://usc-cdn.house.gov/view.xhtml?edition=prelim&num=0&req=granuleid%3AUSC-prelim-title5-section8467 | 403. | Public Next navigation through adjacent generic statutes reached readable §8467. |
Material · Treatment · 8 data rows
| Material | Treatment |
|---|---|
| Chapter 6.27 table of contents and unexamined sections | Discovery only for unexamined bodies, including bond, other property disposition, prejudgment details, continuing earnings, and federal-government-garnishee branches. |
| RCW 6.27.170 | Header/placement only; earnings-related subject remained outside this pass. |
| RCW 6.27.050 and numerical calculation portions of .090 | Read for scope; no positive deposit exemption, interest-rate, or fee-computation conclusion based on them. |
| 5 USC §§8466 and 8466a | Ordinary navigation to §8467; not substantive foundations. |
| Part 212 Appendix C | Numerical illustrations not used, reproduced, or adapted. |
| Unrelated text in full Federal Register issue | Not a substantive source for this component. |
| Search hits for opinions, secondary sites, fiscal notes, proposals, or technical endpoints | Not opened as authority or relied on; no named-case investigation. |
| Earlier conversation URLs and supplied report metadata | Scope context only; not opened or treated as fresh primary evidence. |
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
These components repair their stated scope. They do not replace every other finding in this research series.
SWA correction of the C070 coverage pinpoint →Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect only historical incorporation or construction not fully verified
Recorded check status: selected primary aspect only historical incorporation or construction not fully verified
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect only historical incorporation or construction not fully verified
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect only historical incorporation or construction not fully verified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect only historical incorporation or construction not fully verified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: selected primary aspect only historical incorporation or construction not fully verified
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: selected primary aspect compared exact read or prior reuse bounds other dependencies held
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: selected primary aspect only historical incorporation or construction not fully verified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Recorded check status: whole report text reviewed not all underlying primary reverified
Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: documented prior coordinator primary packet reuse selected bodies
Recorded check status: fresh selected primary body plus documented prior primary reuse
Recorded check status: documented prior coordinator enacted primary packet reuse
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
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Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: fresh selected primary codification body checked
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: fresh selected enacted original clauses checked
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
Recorded check status: not reopened or reused in this scoped primary check
The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
No currently queued material correction is mapped to this component. This does not remove its currentness, access, jurisdiction or application limits.
reviewed with deposit classification tracing overlap private student blank procedure incorporation currentness and application holds
Inside: 1. Source and usage register · 3. Old-versus-new patch table · 5. Source-version and quantity-or-unchanged table
Inside: 1. Source and usage register · 2. Corrected claim table · 3. Complete old/new patch table
Inside: Two bounded source corrections · 1. Exact replacement claim table · 2. Necessary cross-reference patch table
Inside: 1. Exact two-cell replacements · 2. Minimal source and claim traceability · 4. Actual read/failure log and version limits
Inside: Washington provider market access and consumer fees · 1. What Washington classifies as debt adjustment · Conduct controls the classification
Inside: Remaining fee interactions and patches to PASS-01 · A. Substantive findings · 1. Initial $25, the payment cap, cumulative retention, and a small first payment
Inside: Generic limitation periods, accrual, acknowledgment, payment and revival · How to read the registers · 1.1 Ordinary contracts, accounts, sales and leases
Inside: 1. Reading conventions and authority boundaries · Authority and procedural-category comparison · 2.1 Courts, jurisdiction, venue, and procedural tracks
Inside: Reading conventions · A1. Legal categories, jurisdictional predicates, and authority levels · A2. Symbolic wage relations and adopted rate references
Inside: Washington homestead and ordinary nonwage, nondeposit property exemptions from execution · Reading conventions · 1.1 The principal distinctions
Inside: Washington nonjudicial deed-of-trust foreclosure, residential presale protections, cure, sale, postponement, and deficiency boundaries · 1. Reading conventions and authority boundaries · Authority and category comparison
Inside: Judicial mortgage foreclosure, judicial sale, redemption, deficiency, and debt/security boundaries · Reading conventions · A. Judicial-route gateway, instruments, actors, parties, and proof — Questions 1–2
Inside: Washington Article 9A: default, possession, disposition, redemption, surplus, deficiency, and bounded remedies · Reading conventions · 1. Material category, actor, authority, and event comparisons
Inside: 1. Principal findings · Identifier convention · 2. Material legal-category and authority comparisons
Inside: 1. Substantive findings by requested question · Question 1 — Governing regimes and classification · Question 2 — Agreement, disclosure, writing, and prohibited terms
Inside: Reading conventions · 1. Material category and authority comparisons · B. Rent increases, nonwaiver, and dishonored-payment boundaries
Inside: Reading key and limits · 1.1 Statutes: instruments, literal URLs and read bounds · 1.2 Administrative-code instruments and section-by-section usage
Inside: 1. Material legal-category and actor comparisons · 2A. Current codified operative sources · 2B. Adopted originals, federal poverty publication, interpretation, and status sources
Inside: Washington student-loan servicing and borrower protection · 1. Material category and authority comparisons · Reading and identification conventions
Inside: 1. Reading conventions and evidentiary status · A. Category, actor, exemption, and territorial boundaries · B. License, endorsement, limited-agent, and financial-security structure
Inside: Ordinary nonmortgage Consumer Loan Act origination, pricing, agreement, payment, prepayment, refinancing and refund · Reading conventions · 2. Atomic consequential claim ledger
Inside: Washington residential real-property tax arrears, relief, deferral, exemption and tax-foreclosure boundaries · 2. Source and usage ledger · Reading conventions
Inside: Ordinary contested civil debt proof in Washington · 1.2 Assertions, admissions, affidavits, and declarations · 1.3 Documentary and electronic proof
Original saved Markdown SHA-256: c02e6153bc4e3a1ce27fcfd55f8c3934692f795477c4ac648ca3ac8f38a57317. Public formatting, private-reference removal and correction annotations are separate from that immutable original.