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SWA Washington ordinary civil earnings garnishment

S_WA · pass-05Captured 2026-10-2823 tables · 84 claim records · 39 source recordsScoped coordinator review completed

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

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S_WA PASS-05 — Washington ordinary civil earnings garnishment

Washington’s published wage-garnishment provisions establish three materially different ordinary earnings formulas: the general rule, the consumer-debt rule, and the private-student-loan rule. Each combines a protected percentage with a minimum-wage-based floor. The continuing-writ provisions separately govern when a lien begins, what earnings it reaches, when it terminates, and how withheld funds reach a creditor. A percentage ceiling alone does not establish an amount that may be withheld or paid over. Claims C013–C018 and C034–C071 below state those relations and their qualifications. app.leg.wa.gov+2

Actual research access: October 28, 2026, America/Los_Angeles. Public-source reading began at approximately 06:54 PDT; the research-period clock check recorded 07:12 PDT. Dates displayed by publishers, statutory effective dates, and dates of access are recorded separately.

This report supplies the wages component only. No enforceable judgment, valid service, employment relationship, debt classification, governing jurisdiction, wage entitlement, payroll amount, or entitlement to payment is established for any actual matter. P1/P2 findings and holds remain unchanged; P3/P4 are not substantive foundations for this report.

The tables below are the complete visible deliverable. The substantive tables also serve as the atomic claim register; their source identifiers resolve to the complete source/usage register in Section D. There are no completed numerical examples or forms.

A. Substantive findings and atomic claim register

Reading conventions

  • C001 means S_WA-P5-C001, and S001 means S_WA-P5-S001, throughout this answer.
  • Text established means the stated proposition follows from a passage actually read. It does not mean every possible incorporation, judicial construction, or factual predicate has been established.
  • Held identifies an unresolved predicate, unread incorporated regime, source-currentness limitation, or construction that this pass does not resolve.
  • B001–B024 are the conditional branches in Section F.
  • All monetary quantities below are statutory quantities or officially published wage-rate inputs. No rate is substituted into a garnishment calculation.

A1. Legal categories, jurisdictional predicates, and authority levels

Claim ID Precise proposition Primary authority and pinpoint Conditions, exceptions, and confidence limit
S_WA-P5-C001 Washington “earnings” include compensation paid or payable for personal services, including wages, salary, commissions, bonuses, and periodic governmental or nongovernmental pension or retirement payments. S001, RCW 6.27.010, complete definition. Text established. The definition does not establish that every pension or other included payment is attachable despite another exemption. The continuing-writ form uses narrower pension wording; B004 preserves that discrepancy.
S_WA-P5-C002 Washington and federal “disposable earnings” start with earnings remaining after amounts required by law to be withheld. A voluntary deduction is not established as a deductible item merely because payroll deducts it. S001, .010; S010, 15 U.S.C. §1672(b). Text established. The legal basis for a particular deduction remains a predicate. Washington’s answer form separately locates support orders and governmental liens; C018. uscode.house.gov
S_WA-P5-C003 Title 6 defines consumer debt by an obligation or alleged obligation to pay money arising from a transaction primarily for personal, family, or household purposes, and expressly includes medical debt. S002, RCW 6.01.060(2)–(3). Text established. An ordinary business-purpose obligation does not acquire this classification merely because an individual owes it. Mixed-purpose classification remains held.
S_WA-P5-C004 The private-student-loan definition requires a loan not guaranteed by the federal or state government, made solely for personal postsecondary educational expenses or attendance costs; qualifying refinancing is included. Open-end consumer credit, reverse mortgages, residential mortgages, and loans secured by real property or a dwelling are excluded. S002, RCW 6.01.060(4); S031, §202. Text established. “Student loan” alone does not establish this statutory branch. Relationship to the broader consumer category is addressed by the express private-loan provision and form language, without deciding a disputed classification.
S_WA-P5-C005 The incorporated medical-debt definition reaches consumer debt to a person primarily providing medical services, products, or devices, or its agent or assignee. It includes bills not past due or already paid and excludes cosmetic surgery, subject to the stated reconstructive-surgery qualification. S003, RCW 19.16.100(11); S004, RCW 48.43.005(29)–(30); S036, §1(11). Definition text read. The underlying professional/facility licensing chapters were not examined. Inclusion of paid bills in this definition does not establish a collectible balance. lawfilesext.leg.wa.gov
S_WA-P5-C006 This pass establishes protections for earnings owed by an employer under the earnings provisions. It establishes no bank-account exemption or tracing result for earnings after deposit. S001, .150(1), (5)–(7), compared with the distinct notice/form categories in .140. Boundary established. The phrase “paid or payable” in a definition is insufficient, by itself, to resolve deposit-account treatment. B006 remains held.
S_WA-P5-C007 The ordinary postjudgment issuance provision requires a judgment creditor with a wholly or partly unsatisfied judgment in the issuing court. Superior- and district-court clerks issue under the statute; an attorney of record may issue a district-court writ as provided there. S001, .020(1)–(3). Text established; actual judgment validity, enforceability, amount, and court jurisdiction are held. The prejudgment chapter 6.26 branch is outside this pass.
S_WA-P5-C008 Chapter 6.27 expressly applies to district-court proceedings. Its operation is not limited to superior court. S001, .030, complete section. Text established. This does not select a court or reconstruct initial-action jurisdiction. app.leg.wa.gov
S_WA-P5-C009 The state and the listed local governmental bodies are subject to the chapter’s postjudgment garnishment provision; .040 specifies the original-action venue and service on the official designated for civil process. S001, .040, complete section. Text established at the statutory-category level. Identification of the proper official and any indispensable service statute remain held; no actual public employer was examined.
S_WA-P5-C010 The application affidavit must state the unsatisfied judgment and alleged balance, the basis for believing the garnishee owes or holds nonexempt property, and whether the garnishee is the debtor’s employer. S001, .060, complete operative paragraph. The statute demands allegations under affidavit; it does not make them adjudicated facts or supply personal jurisdiction. Filing-fee incorporations were not followed. app.leg.wa.gov
S_WA-P5-C011 Federal garnishment means a legal or equitable procedure requiring earnings to be withheld for a debt. Washington separately refers to wage assignments in its priority provisions. A private voluntary arrangement is not automatically the statutory writ procedure. S010, §1672(c); S001, .360(1)–(3). Textual distinction established. Assignment validity, revocability, enforceability, and treatment of a court-enforced assignment remain held. No assignment contract was examined.
S_WA-P5-C012 CR 64 points to seizure remedies available under applicable law. CR 81 and CRLJ 81 preserve special-proceeding statutory provisions where inconsistent with the general civil rules. S018, CR 64; S021–S022, CR/CRLJ 81, complete rules. These are procedural authority relationships, not independent authorization to garnish. The applicable statutory and court-specific branch must still be established.

A2. Symbolic wage relations and adopted rate references

For this section only:

  • G = earnings for the legally relevant period.
  • L = deductions established to be required by law.
  • D = G − L = disposable earnings.
  • F = the federal hourly minimum wage incorporated by the provision.
  • S = the Washington state hourly minimum wage incorporated by the consumer provision.
  • H = the hourly minimum wage under the highest minimum-wage law in the state, as specified for private student loans.
  • [x]+ means the greater of x and zero.
  • A below is a formula ceiling before the remaining legal predicates, writ-balance restriction, competing-priority questions, and separate processing-fee issue. It is not a withholding instruction.
Claim ID Classification and source-stated relation Authority Boundary
S_WA-P5-C013 General Washington weekly protection is the greater of 0.75D and 35F. Its algebraic residual ceiling is A = [D − max(0.75D, 35F)]+. S001, .150(1)(a)–(b). Applies within the employer-owing-earnings predicate and subject to the other express branches. The wage reference is federal, measured when earnings are payable.
S_WA-P5-C014 Consumer-debt weekly protection is the greater of 0.80D and 35S; the corresponding residual is [D − max(0.80D, 35S)]+. S001, .150(4); S030, §7. Consumer classification must be established. Subsection (4) does not repeat the “at the time … payable” wording used in (1) and (3); a payroll period crossing a state-rate change remains a specific application hold.
S_WA-P5-C015 Private-student-loan weekly protection is the greater of 0.85D and 50H; the corresponding residual is [D − max(0.85D, 50H)]+. S001, .150(3); S031, §207. The reference is the highest minimum-wage law in the state when earnings are payable—not automatically the statewide rate or an employee’s personal wage entitlement. The exact H is held because applicable local wage enactments were not investigated.
S_WA-P5-C016 For the specified spousal-maintenance court-order garnishment, the state exemption is 50% of disposable earnings. Mandatory wage assignments under chapter 26.18 and retirement-benefit assignments under chapter 41.50 are expressly excepted from that provision. S001, .150(2). Boundary comparison only. Those assignment regimes and support enforcement are not completed here.
S_WA-P5-C017 State earnings protections apply to weekly, monthly, and other payment intervals, including earnings for a portion of a week. The statute’s answer form directs period-based minimums, multiplication for periods or fractions covered, and prorating the monthly amount for an unlisted period. S001, .150(5), .340(2), first-answer Section II; S032, §5. The read state texts do not supply a complete numerical conversion table or a universal rounding rule. Federal conversion factors are not silently imported into the state formula.
S_WA-P5-C018 The statutory first-answer sequence calculates disposable earnings, compares percentage protection with the period floor, and then separately accounts for ongoing superior governmental liens. It expressly excludes support orders/governmental liens from the initial required-deduction line. S001, .340(2), Section II, lines 1–8; S032, §5. A lien’s existence and priority must independently be established. The form says this formula is used for each pay period; it does not authorize pooling an entire continuing-writ period to defeat a low-period floor. app.leg.wa.gov+1
S_WA-P5-C019 The incorporated federal statutory rate in 29 U.S.C. §206(a)(1)(C) is $7.25 per hour. S011, §206(a)(1)(A)–(C); S012, §8102(a)–(b). Current codified text and original amendment read. This is a reference input, not a finding about an individual’s minimum-wage coverage. No floor multiplication was performed.
S_WA-P5-C020 The official state calculation notice establishes a Washington minimum wage of $17.13 per hour effective January 1, 2026. S007, entire notice; S006, .020(2)(b). Current-rate input as of access. It is not substituted into a garnishment calculation.
S_WA-P5-C021 The later official notice establishes $17.73 per hour effective January 1, 2027. S008, entire notice. Published future adjustment; not the rate effective on October 28, 2026.
S_WA-P5-C022 State law directs the annual September 30 calculation using the specified CPI-W change over the preceding measuring period, rounding the wage rate to the nearest cent, with the adjusted rate effective the following January 1. S006, .020(2)(b); S009, §3(2)(b). This is the wage-index rounding rule. It does not establish rounding of garnishment deductions or exemption amounts. No independent CPI calculation was used. uscode.house.gov+4

Drafting qualification: RCW 6.27.150(1)’s opening exception lists subsections (2) and (3), but not (4). The consumer rule nevertheless appears expressly in subsection (4), the consumer enactment, and the current continuing-writ/notice language. This report preserves the omission rather than rewriting the statute; it does not use the omission to erase the explicit consumer protection. S001 .105, .140, .150; S030 §7. app.leg.wa.gov+2

A3. Bounded federal comparison, aggregation, and employment protection

Claim ID Precise proposition Authority and pinpoint Conditions and limits
S_WA-P5-C023 For ordinary covered garnishment, the federal aggregate weekly ceiling is the lesser of 25% of disposable earnings and the excess over thirty times the incorporated federal minimum wage: min(0.25D, [D − 30F]+). S010, 15 U.S.C. §1673(a), complete subsection. Subject to §1673(b) and a valid §1675 exemption. This is an aggregate ceiling, not a separate allowance for every writ.
S_WA-P5-C024 Federal regulation applies the weekly floor to a workweek or lesser period; for longer periods it uses workweeks or fractions, with a calendar month treated as 4⅓ workweeks. S013, §870.10(b)–(c); S016, amended §870.10(b), (c)(2). These federal conventions are established. They do not resolve the state conversion issue in C017. Historical dollar tables remain rate-dependent.
S_WA-P5-C025 Under the federal regulation, when earnings are paid or payable controls the incorporated rate; issuance of the garnishment order does not freeze an earlier minimum wage. S013, §870.10(d); S016, amended paragraph (d). Text established for the federal rule. No actual pay date or transition calculation is supplied.
S_WA-P5-C026 Section 1673(a)’s ordinary ceiling excludes qualifying support orders, Chapter 13 bankruptcy orders, and debts for state or federal taxes. S010, §1673(b)(1)(A)–(C), read completely. The support branch includes the specified judicial orders and administrative procedures affording substantial due process and judicial review. Exclusion from this ordinary ceiling does not mean unlimited collection under every other law.
S_WA-P5-C027 Federal support limits are 50% or 60%, depending on support of another qualifying spouse or dependent child, increased to 55% or 65% to the statutory extent for periods preceding the defined twelve-week window. S010, §1673(b)(2)(A)–(B), including concluding clause. Boundary only; no support obligation, arrears period, household fact, or special-regime outcome is established.
S_WA-P5-C028 Federal law preserves state prohibitions, smaller garnishment allowances, and stronger employment-discharge protections. S010, §1677, entire section. This supports application of an applicable stricter state rule; it is not a favorable-law election or a determination of interstate governing law.
S_WA-P5-C029 The CCPA does not itself rank competing garnishments. Its ceilings continue to constrain combinations as described in §870.11, with priority supplied by other applicable federal or state law. S013, §§870.1(a), .11; S015, adopted interpretative rule. Multiple employers, simultaneous service, and special priority classifications remain held. The read §870.57 lists Virginia; no Washington exemption was established from that enumeration. uscode.house.gov+3
S_WA-P5-C030 Federal law prohibits discharge because earnings have been garnished for any one indebtedness. S010, §1674(a). One indebtedness is not synonymous with one writ. No permission to discharge follows merely because this particular prohibition does not cover a different situation.
S_WA-P5-C031 Washington prohibits discharge because a creditor subjects or attempts to subject unpaid earnings to a writ, subject to its exception for garnishments on three or more separate indebtednesses served within twelve consecutive months. S001, .170, complete section. State wording and federal protection must remain separate. The exception is not affirmative authorization to discharge. Other employment protections were not examined. uscode.house.gov+1
S_WA-P5-C032 A continuing-writ garnishee may deduct up to $20 for the first answer and up to $10 at submission of the second answer, from the earnings remainder after withholding under the writ. S001, .095(1); S034, §2. These are answer-related caps, not per-paycheck charges and not deductions used to reduce D. Compatibility of a particular charge with the federal floor remains held.
S_WA-P5-C033 The noncontinuing answer fee is a separate $20 payment accompanying service, as specified in .095(2) and .110(1)(b). S001, .095(2), .110(1)(b). It is not the continuing-writ first-answer deduction. No ordinary noncontinuing payroll scenario is constructed. app.leg.wa.gov+1

A4. Generic earnings-process and event comparisons

This table distinguishes issuance, service, receipt, mailing, filing, withholding, and payment. It does not instruct anyone to perform those acts in an actual proceeding.

Claim ID Actor/event and precise statutory consequence Source/pinpoint Boundary
S_WA-P5-C034 The continuing earnings writ uses the .105 instrument, with private-student-loan or consumer-debt caption language where applicable; other writs use the distinct .100 form. S001, .070, .100(1), .105(1). Instrument classification is established. The entire noncontinuing/bank form was not relied on.
S_WA-P5-C035 Service on a garnishee is invalid without the required answer form; the additional answer-fee payment is required for a noncontinuing writ. S001, .110(1), complete subsection. The continuing form requirements also appear in .340. Validity of an actual packet is not established.
S_WA-P5-C036 Apart from the expressly excepted financial-institution route, .110 permits certified mail, return receipt requested, addressed as civil summons process, with binding effect on the return-receipt date; it alternatively provides sheriff/qualified-process-server service. S001, .110(2); S025–S026, rule 4(c), (d)(2). Server qualification was read; exact statutory recipient, agent, territorial nexus, and substitute-service incorporations remain held. Ordinary mail or email is not established by this text as an interchangeable route.
S_WA-P5-C037 Proof differs by route: sheriff’s signed return, another server’s affidavit, or a mailing affidavit with the return receipt or electronic return-receipt confirmation. S001, .110(3). Electronic receipt confirmation is evidence of the specified mailing; it is not authorization for email service.
S_WA-P5-C038 The creditor’s debtor-notice packet includes the writ, application affidavit, and individual notice/claim material. Certified mailing must occur on or before garnishee service; the alternative personal-service route permits service on or before, or within two days after, garnishee service. S001, .130(1). These are garnishment notices, not the original action’s summons and complaint.
S_WA-P5-C039 The debtor-notice requirement is expressly nonjurisdictional, but proof must be filed before a disbursement order or judgment against the garnishee. The statute provides conditional set-aside/damages relief for substantial injury from failure or irregularity. S001, .130(2)–(3). Prompt motion, affidavit, and substantial injury are express predicates; no automatic vacatur finding.
S_WA-P5-C040 The individual notice and claim must use at least twelve-point type. The wage claim is a distinct statutory form, and inapplicable consumer/private-student language may be omitted as specified. S001, .140(1), (2)(b)–(d); S035, §3. The bank form and its adjustment mechanism do not supply a wage exemption. app.leg.wa.gov+3
S_WA-P5-C041 The first answer is due under the writ within twenty days after service, with original/copies mailed or delivered as directed. Answers are signed under penalty of perjury by the statutorily permitted person. S001, .070, .105 writ instructions, .190(1)–(2). Answering is a report; it is not itself a court determination of the debt or permission to disburse.
S_WA-P5-C042 The first answer distinguishes issuance-date employment/prior-writ information from amounts and earnings information at the time of service. S001, .340(2), opening paragraph and Sections I–II. Those reference events must not be collapsed into a single unspecified “garnishment date.”
S_WA-P5-C043 The first-answer form has a separate branch for a previously served continuing writ and later withholding under the new writ. S001, .340(2), Section I; .350(1). It does not authorize concurrent full percentage deductions for each ordinary writ. Same-case priority qualification is C051.
S_WA-P5-C044 Unless otherwise directed by the court, the garnishee determines and pays exempt earnings; the continuing-writ text specifies the customary payday. S001, .150(6); .105, exempt-earnings instruction. “Protected from the creditor’s garnishment” is distinct from the separate processing-fee issue in C032.
S_WA-P5-C045 After service, .120 restricts payment or transfer to the extent necessary for the writ, while preserving the exempt portion and permitting release of excess if the required amount remains held. S001, .120, complete section. Holding and payment to the creditor are separate stages. app.leg.wa.gov+3
S_WA-P5-C046 For an employment-reflecting answer, the continuing lien’s effective date is service if no earlier writ exists; otherwise it is termination of the earlier writ or writs. S001, .350(1). No actual effective date is selected.
S_WA-P5-C047 The lien reaches nonexempt earnings due at its effective date and subsequent nonexempt earnings until the writ amount is reached or the employer’s payroll period ending on or before sixty days after the effective date expires, whichever occurs first. S001, .350(1); .105 continuing-lien paragraph. The payroll-period boundary matters. Sixty days is not a second-answer deadline or a judgment-duration rule.
S_WA-P5-C048 The subsequent-earnings lien ends sooner upon termination of employment, vacatur/modification/full satisfaction of the underlying judgment, or dismissal of the writ. S001, .350(1), final qualification. Ending attachment of later earnings is not automatically a complete adjudication of already-held funds.
S_WA-P5-C049 At expected lien termination, the plaintiff mails the second-answer form with the prescribed modified instruction. S001, .350(2). Plaintiff’s mailing is distinct from garnishee receipt.
S_WA-P5-C050 The second-answer instructions require mailing or delivery within twenty days after receipt; subsection (3) also requires filing within twenty days of receipt. The answer reports the total held, including the first-answer amount and required earnings calculations. S001, .350(2)–(3). A dispatch date is not silently treated as a filing date. Detailed filing/service reconciliation remains in B016. app.leg.wa.gov
S_WA-P5-C051 A qualifying continuing lien has priority over subsequent garnishment liens and wage assignments, but a new writ served while a writ in the same case is pending does not create a continuing lien with that stated priority. S001, .360(1). The text is a priority qualification; it is not stated here as a universal declaration that the later writ is void.
S_WA-P5-C052 The statute gives the continuing lien priority over prior wage assignments subject to the listed child-support and legal-financial-obligation exceptions; it subordinates the lien to the specified child-support processes and addresses remaining nonexempt wages. S001, .360(2)–(3), including reviser’s note. Chapters 26.18, 74.20A and the listed LFO provisions were not completed. The note records the change to “income withholding order”; it does not independently authenticate the whole support regime. app.leg.wa.gov

A5. Exemption, contest, release, and bounded remedy framework

Claim ID Precise proposition Source/pinpoint Qualification
S_WA-P5-C053 A defendant may use the exemption-creating statute’s method or the .160 declaration method. The latter ordinarily requires mailing/delivery to the clerk and first-class mailing of the copy no later than twenty-eight days after the writ date; garnishee service delayed more than seven days permits the specified twenty-one-day period after service. S001, .160(1), complete subsection; S033, §7. Writ date, garnishee service, mailing, and delivery are distinct. This claim does not convert automatic earnings protection into an exemption available only upon a claim.
S_WA-P5-C054 A creditor objecting to the exemption claim must deliver/mail the factual declaration and hearing notice within seven days after receipt of the claim, and set the hearing no later than fourteen days after receipt. S001, .160(2), first paragraph. Receipt of the claim is the trigger, not issuance of the writ.
S_WA-P5-C055 The defendant bears the exemption burden, including sufficient source/amount documentation. After the hearing, costs go to the prevailing party; attorney fees are discretionary upon the stated lack-of-good-faith finding. S001, .160(2), second paragraph. This is the exemption hearing, not the distinct answer-controversion process.
S_WA-P5-C056 If the creditor does not object, .160 requires obtaining and delivering the release order within ten days after receipt of the claim. The attorney-of-record alternative requires delivery to the garnishee and filing with the court of the signed release authorization. S001, .160(3), including complete blank release. The release may be full or partial; its text addresses return of covered funds to the defendant.
S_WA-P5-C057 Failure to effect the required release supports the statute’s $50 recovery in addition to actual damages from that failure. S001, .160(3), second paragraph. Predicate-dependent statutory remedy, not an actual damages determination. app.leg.wa.gov
S_WA-P5-C058 A party challenging the garnishee’s answer uses the .210 controversion procedure, with a particularized affidavit within twenty days after the answer is filed and the specified service/mailing of copies. S001, .210, complete section. An exemption claim and an answer controversion have different objects and triggers.
S_WA-P5-C059 The garnishee may file a responsive affidavit within twenty days after the controversion affidavit is filed; afterward a party may note the matter for a hearing on whether an issue requires trial. S001, .220, complete section. The response is permissive; this is not the fourteen-day exemption-hearing rule.
S_WA-P5-C060 The controversion cost/fee provision awards the prevailing party costs and reasonable attorney fees, with the express protection against taxing them to the defendant when the plaintiff controverts. S001, .230. Full trial and broader remedies remain excluded. app.leg.wa.gov+2
S_WA-P5-C061 Judgment/payment under .250 requires the statutory nonexempt indebtedness and notice-proof predicates. Ex parte application is permitted only without an unresolved exemption claim or controversion. Superior-court payment goes through the registry; district-court payment is directed to the plaintiff or attorney. S001, .250(1)(a); .265 blank order. A garnishee answer does not itself replace these conditions.
S_WA-P5-C062 A garnishee’s tender before judgment can support judgment, but .250(1)(b) expressly preserves exemption and controversion periods described by reference to events after tender. S001, .250(1)(b). The interaction with the ordinary .160/.210 triggers is held; no universal “all objections expired before tender” rule is inferred.
S_WA-P5-C063 For an established but unmatured garnishee debt, .250(2) provides a court order for payment when due, with specified consequences and an exception if the principal defendant prevails or the underlying judgment is satisfied before the ordered payment date. S001, .250(2), complete subsection. This does not dispense with earnings exemptions or establish future earnings as presently payable.
S_WA-P5-C064 The costs provision contains one-year request windows and disallows the described cost/fee judgment where the issuance-date no-property/no-employment predicates are met. S001, .250(3). This is a garnishment-cost procedure, not a judgment-life clock. Exact windows appear in Section E. app.leg.wa.gov
S_WA-P5-C065 Section .240 provides discharge without further action upon its no-indebtedness/no-property answer and absence-of-controversion predicates. S001, .240. An employed continuing garnishee’s future-earnings branch must not be erased merely because nothing was payable at service; that interaction remains held.
S_WA-P5-C066 Garnishee default under .200 requires failure to answer, expiration of the answer period, filed service/notice proofs, and the specified advance notice before the court may enter judgment. S001, .200, first clause. The statute is not an automatic-default rule. General default/vacatur rules are not completed here.
S_WA-P5-C067 Section .200 provides a seven-day reduction-motion mechanism triggered by service/mailing of the first enforcement writ under the garnishee judgment. Its measure uses actual nonexempt holdings plus cumulative lien earnings, or $100 if greater, subject to the statutory cap and additional fee/cost qualifications. S001, .200, proviso read completely. No amount or result is calculated. The incorporated judgment-interest/cost components remain separate from wage exemptions. app.leg.wa.gov+1
S_WA-P5-C068 Filing the .180 bond, with sufficient approved sureties and the required condition, discharges the writ and vacates the garnishment proceedings as stated there, preserving garnishee costs. S001, .180. No fixed bond dollar amount is supplied by the section; no bond or procedural choice is recommended.
S_WA-P5-C069 Payment or delivery under a judgment in accordance with the chapter supplies the stated defense to a claim by the defendant against the garnishee for that payment or delivery. S001, .300. This is not blanket immunity for unlawful withholding or an improperly obtained judgment.
S_WA-P5-C070 After the .310 one-year period following filing of the specified owing answer, the court’s dismissal/discharge provision includes ten days’ written notice and exceptions for a trial-calendar cause or an affidavit that the matter remains pending. S001, .310. This reporting/proceeding rule does not extend the sixty-day earnings lien or set judgment duration.
S_WA-P5-C071 When the judgment and recoverable garnishment costs are satisfied from another source and written demand is made, .320 requires the creditor to effect the specified dismissal/release within twenty days after the later event. Failure while funds remain held supports the stated motion and $100-plus-costs-and-damages remedy. S001, .320, complete section. Satisfaction, recoverable costs, demand, continued holding, and the motion remain predicates. app.leg.wa.gov+3

A6. Counting, special branches, and version status

Claim ID Precise proposition Source/pinpoint Boundary
S_WA-P5-C072 CR/CRLJ 6(a) exclude the event day, address weekends/legal holidays at the end, and exclude intermediate weekends/holidays for periods less than seven days. RCW 1.12.040 separately supplies its statutory counting text; RCW 1.16.050 distinguishes legal holidays from merely recognized days. S023–S024, 6(a); S027; S028(1), (5), (7). Application remains subject to the particular statute and CR/CRLJ 81. No actual calendar or universal business-day convention is supplied.
S_WA-P5-C073 Rule 6(b)’s extension authority has stated conditions and exclusions. Rule 6(e)’s three additional days concern a qualifying act required after service by mail; they are not a universal addition to receipt-, filing-, issuance-, or payable-date triggers. S023–S024, 6(b), (e), complete clauses. Whether a particular statutory garnishment period admits enlargement or an added mailing period remains held where the read texts do not settle it.
S_WA-P5-C074 Section .370 contains a separate federal-government-garnishee notice and payment mechanism, including a form reference to a thirty-day federal answer period. S001, .370, complete section/form. Federal waiver, designated recipient, federal implementing regulations, and the operative federal answer rule were not read. The thirty-day statement is not authenticated here as a complete federal rule.
S_WA-P5-C075 For the licensee medical-debt information-request provision, the general cessation requirement contains an express exception for properly executed postjudgment writs and for repeat requests for information already provided. S005, .250 opening language and (28)(a)(ii)(A)–(C); S036, §3(28). This is a limited exception to that cessation requirement—not a validation of a writ or elimination of wage protections.
S_WA-P5-C076 For a hospital-debt claim, the licensee provision prohibits collection during a pending charity-care application or appeal when the licensee has received notice of the pendency. S005, .250(29)(a)–(b); S036, §3(29). Licensee status, hospital-debt classification, notice, and pendency are predicates. Full charity-care law and enforceability consequences remain outside scope. courts.wa.gov+4
S_WA-P5-C077 ESSB 5865 proposes replacing the statutory first/second-answer forms with court pattern forms and contains proposed dates. The official bill history read does not show enactment. S037, §§1–4; S038, complete displayed history. Proposal only. Its proposed December 31, 2026 and May 1, 2027 dates are not operative deadlines in this report.
S_WA-P5-C078 The original 2018 enactment supplies the private-student definition and wage formula, with a certified effective date of June 7, 2018. S031, cover, §§202, 207. Historical origin authenticated; current wording is separately grounded in S001–S002.
S_WA-P5-C079 The original 2019 enactment supplies the consumer definition/formula changes, with a certified effective date of July 28, 2019. S030, cover, §§2, 7. Historical origin authenticated; no retroactive application to an actual obligation is decided.
S_WA-P5-C080 The 2021 act’s wage-related provisions retain the separate formulas and remove child-support collection from this chapter; its certified general effective date is July 25, 2021. S029, §§3–4 and cover. The act’s separately dated support provisions are not imported into the ordinary-wage branch.
S_WA-P5-C081 The 2025 notice amendment took effect July 1, 2025; the read amendment does not replace the current .150 wage percentages with the notice’s bank/property adjustments. S035, §3, §§5–6. Wage notice read; bank/property indexing remains excluded.
S_WA-P5-C082 The 2025 medical-definition/collection amendment has a certified effective date of July 27, 2025. S036, cover, §1(11), §3(28)–(29), act ending. No current credit-reporting or medical-debt enforceability dossier is claimed.
S_WA-P5-C083 CRLJ 64 is marked rescinded, and SPR 91.04W is expressly marked rescinded effective September 1, 1989. S019–S020, complete official rule texts. A surviving RCW cross-reference to SPR 91.04W is not treated as a current operative rule.
S_WA-P5-C084 The official federal sources have different displayed currency dates, and eCFR is a continuously updated compilation rather than the official legal edition. S010–S013, displayed source metadata. Access on October 28 does not prove that each publisher incorporated every change through that day. The exact limits are in Section D. app.leg.wa.gov+8

B. Meaningful category and authority comparisons

B1. Which legal question each authority answers

Question Controlling type of authority read What it establishes here What it does not establish
What counts as earnings/disposable earnings? RCW .010 and federal §1672 Definitions, C001–C002 Attachability of every pension, deposit, contractor payment, or benefit
Which state percentage/floor applies? RCW .150 plus title 6 definitions Classification-dependent relations, C003–C005 and C013–C018 Classification of an actual debt
What wage rate is incorporated? Enacted .150 reference; RCW 49.46.020; official WSR notices; 29 U.S.C. §206 Rate source and effective status, C019–C022 Personal wage entitlement; exact highest local rate
What is the federal ceiling? 15 U.S.C. §1673; 29 C.F.R. part 870 Aggregate ordinary limit and bounded exceptions, C023–C029 Interstate choice of law or a complete priority code
How does the earnings lien operate? RCW .105, .340–.360 Effective date, duration, queued-writ and priority provisions Validity/enforceability of an actual judgment or service
How are protections asserted or contested? RCW .140, .160, .210–.230 Distinct claim and controversion processes Actual timely filing, evidentiary sufficiency, or outcome
When may held funds be paid over? RCW .130, .250, .265 Notice-proof, unresolved-claim, judgment/order and payment-route conditions Permission based solely on a creditor demand or answer
How are days counted? CR/CRLJ 6, 81; RCW 1.12.040; 1.16.050 Generic counting texts and their boundaries An actual due date or universal extension rule
What does an agency notice prove? Official minimum-wage calculation notice Announced rate and its stated effective date A changed garnishment statute
What does a bill history prove? Official legislative status page Displayed procedural status of that bill Enactment of proposed wording

B2. Event distinctions that remain essential

Events that must remain distinct Consequence of the distinction Claims
Writ issuance / garnishee service / continuing-lien effective date Different facts and periods attach to each; a queued writ can have a later effective date. C038, C042, C046–C047
First-answer deadline / lien duration / second-answer deadline Service starts the first-answer period; payroll/effective-date rules bound the lien; receipt of the second form starts its period. C041, C047, C049–C050
Mailing / receipt / filing / delivery The statutes use each deliberately; mailing a document does not universally prove receipt or filing. C036–C039, C050, C053–C059
Exemption claim / answer controversion They challenge different matters and have different periods, burdens, and fee provisions. C053–C060
Withholding / answer / tender / court-directed payment Each is a separate stage; tender has its own preserved-challenge language. C045, C050, C061–C063
Lien termination / release of held money / dismissal of proceeding Ending attachment of future earnings does not necessarily resolve all already-held funds. C048, C056, C070–C071
One writ / one indebtedness The federal employment protection uses indebtedness, and the state exception uses separate indebtednesses over a specified interval. C030–C031
Employer processing charge / creditor’s garnishable share The fee is taken from a separately described remainder and is not part of the initial disposable-earnings deduction. C018, C032–C033

C. Quantities, periods, units, reference events, and boundaries

This is the complete register of quantities relied on in the findings, rather than a transcription of every historical number incidentally displayed by a source.

Counting convention K: Unless the source expressly says otherwise, a period stated as “days” is recorded as such, without relabeling it “business days.” C072–C073 identify the potentially applicable counting texts. Their application to a disputed statutory period remains conditional. No actual dates are calculated.

C1. Earnings, rates, aggregation, and charges

Quantity ID Quantity/relation Unit/base/reference event Inclusive/exclusive or other boundary Claims
Q001 D = G − L Earnings less deductions required by law Voluntary status alone does not satisfy L; superior liens are separately treated in the state form. C002, C018
Q002 Greater of 75% and 35F Disposable earnings / federal hourly-rate multiple, per week Residual is zero at or below the protected amount; positive residual remains only a ceiling. C013
Q003 Greater of 80% and 35S Consumer disposable earnings / state-rate multiple, per week Consumer classification required; state-rate transition application held. C014
Q004 Greater of 85% and 50H Private-loan disposable earnings / highest-law hourly-rate multiple, per week Exact H held; cannot substitute a convenient rate. C015
Q005 50% exempt Specified spousal-maintenance disposable earnings Express mandatory-assignment exclusions. C016
Q006 Lesser of 25% and excess over 30F Aggregate ordinary federal weekly garnishment Not 25% for each creditor/writ; no negative attachable amount. C023
Q007 One workweek or less Federal weekly-floor treatment Federal regulation does not proportionally reduce the weekly floor merely because the period is shorter. C024
Q008 Workweeks or fractions; calendar month = 4⅓ workweeks Federal longer-period conversion Federal convention only; state conversion/rounding held. C024
Q009 $7.25/hour Federal incorporated statutory rate Current statutory input; no multiplied threshold stated. C019
Q010 $17.13/hour; January 1, 2026 Official state adjustment effective date Effective current rate on access date. C020
Q011 $17.73/hour; January 1, 2027 Official announced next state adjustment Future-effective on access date. C021
Q012 September 30; measuring period preceding September 1; nearest cent; following January 1 State annual CPI-W wage calculation Rounding applies to the wage-rate calculation, not automatically to garnishment arithmetic. C022
Q013 50% / 60%; 55% / 65%; twelve-week reference window Federal support exception, disposable earnings Dependent-support and age-of-support predicates required; ordinary-debt formula not used for this branch. C026–C027
Q014 One indebtedness Federal discharge protection Multiple writs do not necessarily mean multiple debts. C030
Q015 Three or more separate indebtednesses; twelve consecutive months State discharge-protection exception; service of garnishments Threshold is inclusive at three; not affirmative discharge permission. C031
Q016 Up to $20 / up to $10 Continuing first answer / submission of second answer From statutory remainder; not per payday; federal fee interaction held. C032
Q017 $20 Noncontinuing answer fee accompanying service Separate from continuing payroll deduction. C033
Q018 Number of periods/fractions; monthly proration for unlisted period State statutory answer form No filled dollar table or universal state rounding rule established. C017–C018

C2. Process quantities

Quantity ID Quantity Trigger and actor/action Boundary / counting Claims
Q019 Over eighteen years Non-sheriff process-server qualification in rule 4(c) Also competent as a witness and not a party; other incorporated service predicates held. C036
Q020 On or before service Creditor’s certified debtor-notice mailing Relative to garnishee service, not writ issuance. C038
Q021 Within two days after service Alternative personal debtor notice Statute also allows on/before service; K applies. C038
Q022 At least twelve-point type Individual notice/claim Minimum size, not a wage amount. C040
Q023 Twenty days after service First answer K; separate copy/delivery requirements. C041
Q024 Customary payday Payment of protected earnings No universal calendar date; separate fee issue preserved. C044
Q025 Writ total or qualifying payroll-period end on/before sixty days after effective date Continuing-lien outer duration Earlier event controls; payroll-period endpoint is inclusive “on or before”; early termination events also apply. C046–C048
Q026 Expected termination Plaintiff mails second-answer form Not a newly calculated sixty-day answer deadline. C049
Q027 Twenty days after receipt Second-answer mail/delivery and filing requirements Receipt-triggered; dispatch ≠ filing; K. C050
Q028 Twenty-eight days after writ date Ordinary .160 declaration route “Not later than”; authorized mailing/delivery distinguished. C053
Q029 Service delayed more than seven days; twenty-one days after service Late-service exemption-claim extension “More than” is strict; seven is not enough for this textual condition. C053
Q030 Seven days after claim receipt Creditor objection declaration and hearing notice “Not later than”; K. C054
Q031 Fourteen days after claim receipt Exemption-objection hearing date “Not later than”; distinct from controversion hearing. C054
Q032 Ten days after claim receipt Nonobjecting creditor’s release order/delivery “Not later than”; attorney alternative has delivery and filing requirements. C056
Q033 $50 plus actual damages Failure to effect required exemption release Conditional remedy, no actual damages finding. C057
Q034 Twenty days after answer filing Controversion affidavit Filing-triggered; copies separately required. C058
Q035 Twenty days after controversion filing Optional responsive affidavit Hearing may be noted after expiration; no automatic trial finding. C059
Q036 Twenty days after answer filing No-controversion discharge branch Subject to .240’s answer predicates and continuing-lien interaction hold. C065
Q037 At least ten calendar days before default judgment Garnishee default notice Statute expressly uses calendar days; no default without other predicates. C066
Q038 Seven days after service or mailing of first enforcement writ under garnishee judgment Statutory reduction motion Not the original debtor-response period; K/interaction held. C067
Q039 $100 floor within statutory reduction measure Garnishee-default reduction Subject to statutory cap, actual holdings/cumulative earnings, and fee/cost additions. C067
Q040 One year after garnishee judgment, or after writ service if no judgment Request for recoverable garnishment costs Also request at judgment; no-property/no-employment exception. C064
Q041 One year after specified answer filing; ten days’ written notice .310 dismissal/discharge process Trial-calendar/pending-affidavit exceptions; not lien or judgment duration. C070
Q042 Twenty days after later of written demand or full qualifying payment .320 dismissal/release duty Later-of operator; satisfaction from another source and costs required. C071
Q043 $100 plus costs and damages .320 failure while funds remain held Conditional statutory remedy. C071
Q044 Three additional days Rule 6(e) qualifying mail-service period Not universal for receipt/filing/writ-date triggers. C073
Q045 Period less than seven days Rule 6(a) intermediate weekend/holiday exclusion Strictly less than seven; specific statute/rule relationship retained. C072
Q046 Thirty days in federal-garnishee statutory notice .370 form statement Held federal incorporation; not an authenticated complete federal deadline. C074
Q047 No fixed statutory dollar amount in the read section .180 bond Sufficiency/approval/condition govern; no bond calculation. C068

C3. Material version and adjustment boundaries

Quantity/status ID Adopted or proposed boundary actually read Status and use
V001 I-1433 §14: January 1, 2017 Adopted state initiative effective clause; indexing text separately read.
V002 2018 c 199: June 7, 2018 Certified effective date for the private-loan enactment.
V003 2019 c 371: July 28, 2019 Certified effective date for consumer changes.
V004 2021 c 35: July 25, 2021 general effective date; separately dated §14 Wage-related sections read; separately dated support provision not applied.
V005 2012 c 159: June 7, 2012 generally; §8 January 1, 2018; §7 expiration January 1, 2018 Historical form/version boundary; current notice later amended.
V006 2003 c 222: July 27, 2003 Certified date for the read claim/release amendment.
V007 1998 c 227: June 11, 1998 Certified date for read answer-fee amendment.
V008 2025 c 391 §6: July 1, 2025 Adopted current notice amendment boundary.
V009 2025 c 145: July 27, 2025 Certified medical-definition/collection amendment date.
V010 Public Law 110-28 §8102: sixty days after enactment; twelve- and twenty-four-month rate steps Original adopted rate sequence read; no calendar conversion performed.
V011 35 FR 8226–27: §870.10 July 1, 1970; remaining provisions upon publication Historical federal adoption, not current dollar table.
V012 44 FR 30684–85: May 29, 1979 Adopted federal priority interpretation.
V013 56 FR 32254–55: July 15, 1991; correction August 15, 1991 Historical rate-table amendment/correction; obsolete dollar entries not used.
V014 SPR 91.04W: rescinded September 1, 1989 Historical rule reference; no current procedural authorization.
V015 ESSB 5865: proposed December 31, 2026 and May 1, 2027 Unenacted proposal in the history read; neither is used as an operative deadline.

D. Source and usage register

D1. Register conventions and currentness

Every source below was accessed on 2026-10-28, America/Los_Angeles.

  • WA-current means the Washington Legislature’s currently published official RCW body was read. It is not a representation that a footer or access date is the clause’s effective date.
  • PDF-text means parsed PDF text was read. Page pixels were not inspected.
  • Printed page and zero-based PDF index are both given where relied on.
  • An original enactment and its codification are versions of related legal material, not independent corroborating witnesses.
  • “Latest credit” identifies the most recent displayed session-law citation for the section. It does not imply that every sentence was changed by that enactment.
  • Embedded cross-references are completed only to the extent expressly recorded.

D2. S001 — Washington garnishment chapter, with section-level usage

S_WA-P5-S001 — Washington Legislature / Code Reviser, chapter 6.27 RCW, Garnishment. Chapter route: https://app.leg.wa.gov/rcw/default.aspx?cite=6.27&full=true.

The following rows all belong to S001, rather than being represented as separate instruments.

Exact direct URL / pinpoint Actual read extent Displayed credit/version and use limitation
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.010 Complete definitions and history Latest 2012 c 159 §1. Definitions used; pension-specific exemptions not completed.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.020 Complete subsections (1)–(3) Latest 2003 c 222 §1. Postjudgment branch used; chapter 6.26 incorporation excluded.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.030 Complete section 1987 c 442 §1003; 1969 ex.s. c 264 §2. District-court applicability.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.040 Complete section Latest 2003 c 222 §2. Public-body branch; service-recipient incorporation held.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.060 Complete operative text, credits, displayed note references Latest 2018 c 22 §4; earlier 2003 c 222 §17. Filing-fee statutes and explanatory-note incorporations not used for a fee amount.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.070 Complete section Latest 2003 c 222 §3. Writ/answer and issuance text.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.090 Complete subsections (1)–(3), credits Latest 2012 c 159 §2. Used only to identify the separate writ-balance/cost context; RCW 4.56.110 not completed and no balance calculated.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.095 Complete subsections (1)–(2) 1998 c 227 §2; 1997 c 296 §3. Answer-fee limits.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.100 Subsection (1) and selected form passages only Current publication includes 2025 c 391 §4. Partial read: no complete noncontinuing/bank-process conclusion.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.105 Complete operative section and blank continuing-writ text Latest 2021 c 35 §1; preceding 2019 c 371 §5, 2018 c 199 §205, 2012 c 159 §4.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.110 Complete subsections (1)–(3) Latest 2012 c 159 §6. Bank-service exception acknowledged; .080 not completed.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.120 Complete section 1987 c 442 §1012; 1969 ex.s. c 264 §14. Holding/exempt/excess distinction.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.130 Complete subsections (1)–(3) Latest 2003 c 222 §5. Debtor packet, proof, conditional relief.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.140 Complete notice, wage claim (2)(b), (c)–(d), and (3); bank form encountered but not used substantively Latest 2025 c 391 §3; prior 2023 c 393 §5, 2021 c 35 §2, 2019 c 371 §6, 2018 c 199 §206, 2012 c 159 §8. Expired 2012 §7 distinguished.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.150 Complete subsections (1)–(7), credits 2021 c 35 §3; 2019 c 371 §7; 2018 c 199 §207; 2012 c 159 §9; earlier credits displayed. Current formulas; drafting and incorporation holds retained.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.160 Complete subsections (1)–(3), both blank forms, credits 2003 c 222 §7; 2002 c 265 §3; 1988 c 231 §28; 1987 c 442 §1016.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.170 Complete section 1987 c 442 §1017; 1969 ex.s. c 264 §16. Employment protection.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.180 Complete section Latest 1988 c 231 §29. Bond discharge text; no bond calculation.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.190 Complete section, including blank general answer Latest 2012 c 159 §10. Signature/capacity and continuing-form incorporation used; bank/property branch not completed.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.200 Complete operative paragraph, proviso, credits and rule note Latest 2012 c 159 §11. General CR 55/vacatur incorporation held.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.210 Complete section 1987 c 442 §1021; 1969 ex.s. c 264 §24.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.220 Complete section 1987 c 442 §1022; 1969 ex.s. c 264 §26.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.230 Complete section 1987 c 442 §1023; 1969 ex.s. c 264 §29.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.240 Complete section 1987 c 442 §1024; 1969 ex.s. c 264 §18. Continuing-employment interaction held.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.250 Complete subsections (1)–(3), credits and rule note Latest 2012 c 159 §12. Tender timing and unmatured-debt qualifications preserved.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.260 Complete section Read as adjacent payment context; execution mechanics not developed or relied on for operational conclusions.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.265 Complete blank judgment/order text 2003 c 222 §11; 2000 c 72 §6. Form corroborates .250 court-payment routes, not a completed instrument.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.300 Complete section 1987 c 442 §1030; 1969 ex.s. c 264 §30. Limited payment defense.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.310 Complete section 1987 c 442 §1031; 1969 ex.s. c 264 §27. Proceeding-dismissal clock only.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.320 Complete section Latest 2003 c 222 §12; preceding 2000 c 72 §7.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.330 Complete section 2021 c 35 §4; 2012 c 159 §13; earlier credits. Child-support exclusion retained.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.340 Complete subsections (1)–(4), complete blank first answer Latest 2012 c 159 §5. No dollar blanks filled; noncompliance election is not automatic invalidity.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.350 Complete subsections (1)–(3), second-answer text Latest 2012 c 159 §14; preceding 2003 c 222 §14.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.360 Complete subsections (1)–(3), credits and reviser’s note 2012 c 159 §15; 1997 c 296 §8; 1989 c 360 §20; 1987 c 442 §1035; 1970 ex.s. c 61 §8. Special priority incorporations held.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.370 Complete section and blank federal-garnishee notice 2012 c 159 §16; 1997 c 296 §9. Federal implementing authority not authenticated.

D3. Other statutes, wage notices, and federal authorities

Source ID Issuer/title and direct literal URL Actual read bounds; edition/status; effective/application limits
S_WA-P5-S002 Washington Legislature, RCW 6.01.060, Definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.060 Complete section and credits. Latest 2021 c 122 §9; earlier 2019 c 371 §2, 2019 c 227 §1, 2018 c 199 §202, 1988 c 231 §1. Consumer/private-loan definitions used; unrelated auction definition not developed.
S_WA-P5-S003 Washington Legislature, RCW 19.16.100. https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.100 Complete (10)–(11), related definition references and credits; not the whole collection-agency regime. Latest 2025 c 145 §1; prior 2020 c 30 §1 and earlier credits.
S_WA-P5-S004 Washington Legislature, RCW 48.43.005. https://app.leg.wa.gov/rcw/default.aspx?cite=48.43.005 Complete (29)–(30) incorporated facility/provider definitions and credits. Latest displayed 2026 c 165 §14. Underlying licensing chapters not read; no claim that the 2026 act changed these particular definitions.
S_WA-P5-S005 Washington Legislature, RCW 19.16.250, prohibited practices. https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.250 Opening “licensee or employee” scope and complete (28)–(29), including exceptions, read. Latest 2025 c 145 §3. Other collection practices and remedies not completed.
S_WA-P5-S006 Washington Legislature, RCW 49.46.020, minimum wage. https://app.leg.wa.gov/rcw/default.aspx?cite=49.46.020 Complete (1)–(5), credits/notes read. Latest 2019 c 236 §2; 2017 c 2 §3, I-1433. Rate-index provision used; personal wage eligibility not decided.
S_WA-P5-S007 Washington L&I / State Register, WSR 25-20-097, minimum-wage calculation for 2026. https://lawfilesext.leg.wa.gov/law/wsr/2025/20/25-20-097.htm Entire notice read. Filed September 30, 2025; $17.13/hour effective January 1, 2026. Official operational notice implementing the statute.
S_WA-P5-S008 Washington L&I / State Register, WSR 26-20-042, minimum-wage calculation for 2027. https://lawfilesext.leg.wa.gov/Law/WSR/2026/20/26-20-042.htm Entire notice read. Filed September 30, 2026; $17.73/hour effective January 1, 2027. Published, future-effective adjustment.
S_WA-P5-S009 Washington Legislature, Initiative 1433 session-law text, 2017 c 2. https://lawfilesext.leg.wa.gov/biennium/2017-18/Htm/Initiatives/Initiatives/INITIATIVE%201433.SL.htm §3 completely, §§11–14 completely; §14 effective January 1, 2017. Official HTML alternative resolved the failed session-pamphlet route. Paid-leave regime not completed.
S_WA-P5-S010 U.S. House OLRC, CCPA Title III codification, 15 U.S.C. §§1672–1677. https://uscode.house.gov/us/usc/119-134/t15/s1672/; https://uscode.house.gov/us/usc/119-134/t15/s1673/; https://uscode.house.gov/us/usc/119-134/t15/s1674/; https://uscode.house.gov/us/usc/119-124/t15/s1675/; https://uscode.house.gov/us/usc/119-124/t15/s1676/; https://uscode.house.gov/us/usc/119-121/t15/s1677/ Complete operative sections read. Displayed currency: §§1672–74 through Pub. L. 119-134, October 20, 2026; §§1675–76 through 119-124, October 15; §1677 through 119-121, October 9. Credits include Pub. L. 90-321 §§302–307 and amendments to §1673/§1675. Original 1968/1977/1978 enactments were not comprehensively retrieved; historical effective dates beyond read notes are not independently certified here.
S_WA-P5-S011 U.S. House OLRC, 29 U.S.C. §206. https://uscode.house.gov/us/usc/119-121/t29/s206/ Subsection (a) introduction and complete (a)(1)(A)–(C); relevant 2007 amendment/effective-date notes and credits read. Currency through October 9, 2026. Other wage categories/exemptions not completed.
S_WA-P5-S012 U.S. Congress / GPO, Public Law 110-28, §8102. https://www.govinfo.gov/content/pkg/PLAW-110publ28/html/PLAW-110publ28.htm Complete §8102(a)–(b), at 121 Stat. 188, plus title/date context. Original amendment and relative effective sequence read in official HTML; no PDF-pixel claim.
S_WA-P5-S013 DOL / eCFR, 29 C.F.R. part 870. https://www.ecfr.gov/current/title-29/subtitle-B/chapter-V/subchapter-D/part-870 Complete §§870.1, .2, .10, .11, .50–.57 read. Latest displayed currency October 26, 2026; title-wide last-amended date not treated as each clause’s amendment date. eCFR identifies itself as authoritative but unofficial. Source credits for .10 include 35 FR 8226; 40 FR 52610; 43 FR 28471, 30276; 44 FR 30685; 56 FR 32254, 40660.
S_WA-P5-S014 DOL, original part 870 adoption, 35 FR 8226–27. https://archives.federalregister.gov/issue_slice/1970/5/26/8225-8227.pdf Relevant adoption/preamble and operative text at printed pp. 8226–8227, PDF indices 1–2. Effective clause read. OCR fraction defects noted; no pixel inspection. Historical rate entries not used as current.
S_WA-P5-S015 DOL, final interpretative priority rule, 44 FR 30684–85. https://archives.federalregister.gov/issue_slice/1979/5/29/30683-30685.pdf Relevant rule/preamble, §870.1 amendment and complete §870.11 at printed pp. 30684–30685, indices 1–2. Effective May 29, 1979. Historical bankruptcy terminology distinguished from current §1673.
S_WA-P5-S016 DOL, garnishment regulation amendment, 56 FR 32254–55. https://archives.federalregister.gov/issue_slice/1991/7/15/32240-32255.pdf Relevant rule/preamble and amended §870.10(b), (c)(2)–(5), (d), printed pp. 32254–32255, indices 14–15. Effective July 15, 1991. Earlier pages unrelated and not used.
S_WA-P5-S017 Federal Register correction, 56 FR 40660. https://archives.federalregister.gov/issue_slice/1991/8/15/40658-40693.pdf Complete relevant correction paragraph, printed p. 40660, index 2. Historical table typographical correction only; no current-dollar conclusion.

D4. Court rules and counting statutes

Source ID Issuer/title/direct literal URL Read extent, version, and limitation
S_WA-P5-S018 Washington Courts, CR 64. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_64_00_00.pdf Entire one-page rule, p. 1/index 0. Adopted effective July 1, 1967.
S_WA-P5-S019 Washington Courts, CRLJ 64. https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_64_00_00.pdf Entire one-page text, p. 1/index 0; marked rescinded.
S_WA-P5-S020 Washington Courts, SPR 91.04W. https://www.courts.wa.gov/court_rules/pdf/SPR/SUP_SPR_91_04W_00.pdf Entire one-page text, p. 1/index 0; rescinded effective September 1, 1989.
S_WA-P5-S021 Washington Courts, CR 81. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdf Entire one-page rule, p. 1/index 0. Effective July 1, 1967. Special-proceeding relationship only.
S_WA-P5-S022 Washington Courts, CRLJ 81. https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_81_00_00.pdf Entire one-page rule, p. 1/index 0. Displayed 1984/1989/June 2, 1998 history. Small-claims exclusion read but no small-claims investigation.
S_WA-P5-S023 Washington Courts, CR 6. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf Entire one-page rule, p. 1/index 0. Displayed adoption 1967; amendment April 28, 2015. Motion-notice provisions read but not substituted for the specific garnishment periods.
S_WA-P5-S024 Washington Courts, CRLJ 6. https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_06_00_00.pdf Entire one-page rule, p. 1/index 0. Displayed 1984/September 1, 1989 history. Same application limitation.
S_WA-P5-S025 Washington Courts, CR 4. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_04_00_00.pdf Complete (c), (d)(2), p. 2/index 1, and ending credits read. Latest displayed amendment April 28, 2015. Other displayed service passages not used to reconstruct original-action service.
S_WA-P5-S026 Washington Courts, CRLJ 4. https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_04_00_00.pdf Complete (c), (d)(2), p. 2/index 1, and ending credits read. Latest displayed amendment September 1, 2022. Recipient/agent statutory incorporations held.
S_WA-P5-S027 Washington Legislature, RCW 1.12.040. https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040 Complete operative section and credits read. Latest 1997 c 125 §1; historical credits displayed. Case citations in a reviser’s note were not investigated or relied on.
S_WA-P5-S028 Washington Legislature, RCW 1.16.050. https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050 Operative holiday/recognized-day provisions, credits, merger note read. Latest 2025 c 58 §1001 and 2025 c 30 §1; 2024 c 76 §3. No holiday calendar constructed; unrelated legislative findings not used.

D5. Washington adopted amendments and proposal-status sources

Source ID Instrument and direct literal URL Actual read bounds / status
S_WA-P5-S029 2021 c 35, SHB 1171. https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1171-S.SL.pdf?cite=2021+c+35+s+1 Cover/index 0; complete §§3–4, printed pp. 12–14/indices 12–14; §§20–21 at p. 46/index 46; selected §1 and §15 passages. General effective July 25, 2021; separately dated §14 noted. Not the whole 47-page act.
S_WA-P5-S030 2019 c 371, SHB 1602. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/House/1602-S.SL.pdf?cite=2019+c+371+s+5 Cover/index 0; complete §2, pp. 2–3/indices 2–3; complete §7 and act ending, pp. 20–21/indices 20–21. Effective July 28, 2019.
S_WA-P5-S031 2018 c 199, 3SHB 1169. https://lawfilesext.leg.wa.gov/biennium/2017-18/Pdf/Bills/Session%20Laws/House/1169-S3.SL.pdf?cite=2018+c+199+s+205 Cover/index 0; complete §202, pp. 9–10/indices 9–10; §207, pp. 26–27/indices 26–27; §301/ending. Effective June 7, 2018. No full student-loan sector investigation.
S_WA-P5-S032 2012 c 159, SHB 1552. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/1552-S.SL.pdf?cite=2012+c+159+s+6 Cover; §1; material §5 first-answer text, pp. 10–15/indices 10–15; complete §6, pp. 15–16; complete §14, pp. 37–38; §§29–30, pp. 50–51. Selected §15. General June 7, 2012; delayed/expired notice clauses distinguished. Not all 52 pages.
S_WA-P5-S033 2003 c 222, SSB 5592. https://lawfilesext.leg.wa.gov/biennium/2003-04/Pdf/Bills/Session%20Laws/Senate/5592-S.SL.pdf?cite=2003+c+222+s+5 Cover/index 0 and complete §7, pp. 12–14/indices 12–14; adjacent limited passages. Effective July 27, 2003. Current sections separately read.
S_WA-P5-S034 1998 c 227, HB 2463. https://lawfilesext.leg.wa.gov/biennium/1997-98/Pdf/Bills/Session%20Laws/House/2463.SL.pdf?cite=1998+c+227+s+4 Cover/index 0; complete §§1–2, including fee text at p. 2/index 2; historical form passages encountered. Effective June 11, 1998. Superseded historical service/form details not used.
S_WA-P5-S035 2025 c 391, E2SSB 5651. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5651-S2.SL.pdf?cite=2025+c+391+s+3 §3(1), pp. 5–7; §3(2)(b)–(d), pp. 10–12; §3(3), p. 12; §§5–6, p. 17; indices match printed pages after cover. Effective July 1, 2025. Bank form only partially read; bank indexing not developed.
S_WA-P5-S036 2025 c 145, ESSB 5480. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5480-S.SL.pdf?cite=2025+c+145+s+1 Cover/index 0; complete §1(10)–(11), p. 3/index 3; §3 opening and complete (28)–(29), pp. 13–15/indices 13–15; act ending, pp. 16–17. Effective July 27, 2025. Other credit-reporting/medical enforceability provisions not used for an actual outcome.
S_WA-P5-S037 Washington Legislature, ESSB 5865 proposed text. https://lawfilesext.leg.wa.gov/biennium/2025-26/Htm/Bills/Senate%20Bills/5865-S.E.htm Complete §§1–4 read. Proposed, not a session-law source.
S_WA-P5-S038 Washington Legislature, SB 5865 official bill history. https://app.leg.wa.gov/billsummary?BillNumber=5865&Initiative=False&Year=2025 Complete displayed history read through March 12, 2026 return to Senate Rules. No enactment/chapter shown in that history.
S_WA-P5-S039 Washington Legislature, SB 6105 official bill history. https://app.leg.wa.gov/billsummary?BillNumber=6105&Initiative=false&Year=2025 History read: introduction/referral/hearing entries; no enactment shown. Bill body not read. Status/discovery record only; no proposed medical percentage or rule used.

E. Failed routes, discovery-only material, and dependency crosswalk

E1. Actual failures and materially different ordinary routes

Route ID Actual route/result Alternative and disposition Remaining limitation
F001 https://www.dol.gov/agencies/whd/wage-garnishment returned 403. Used official U.S. Code, eCFR, and original Federal Register texts, S010–S017. No substantive statement attributed to the inaccessible page.
F002 https://www.dol.gov/agencies/whd/fact-sheets/30-cppa returned 403. Searches for a public official PDF and materially different official legal texts; no fact-sheet body retrieved. Search extracts remained discovery only. Voluntary-assignment and fee interpretations were not promoted into verified fact-sheet conclusions. No tracking-parameter workaround used.
F003 https://leg.wa.gov/CodeReviser/documents/sessionlaw/2017pam1.pdf?cite=2017+c+2+s+3 returned a 400/timeout result. Located and read the ordinary official initiative HTML, S009. Exact indexing/effective-clause gap resolved by S009 only; failed PDF itself was not read.
F004 https://uscode.house.gov/statviewer.html?page=188&volume=121 rendered a viewer without the needed act text. Located and read official GPO HTML of Public Law 110-28 §8102, S012. Original amendment-text gap resolved; no statute-image inspection claimed.
F005 Search for a 2026 annual official CFR volume/part text did not yield a read annual-edition source. Current eCFR text plus original FR adoptions/amendment/correction, S013–S017. eCFR’s October 26 currency and unofficial-edition qualification remain explicit.
F006 Initial chapter-anchor navigation did not isolate desired passages; two large combined outputs were truncated. Used direct official section pages and bounded successful passage opens; missing material was recovered before reliance. No proposition rests on an unseen truncated portion. These were output/navigation limitations, not statutory access failures.

No identical failed route was repeatedly retried. No login, security bypass, CAPTCHA workaround, hidden endpoint, contact request, or expanded browser permission was used.

E2. Discovery or incidental material that is not substantive corroboration

Item Direct URL / route Treatment
2026 RCW archive chapter index https://lawfilesext.leg.wa.gov/law/RCWArchive/2026/RCW%20%20%206%20.%2027%20%20CHAPTER.htm Index read for discovery. Not represented as a second independently read chapter body.
Federal Register citation landing pages https://www.federalregister.gov/citation/35-FR-8226; https://www.federalregister.gov/citation/56-FR-40660 Navigation to actual rule PDFs; landing pages not substantive rule evidence.
Local rule returned by generic SPR search https://www.courts.wa.gov/court_rules/?fa=court_rules.display&ruleid=superiorsupspo191.04 Incidental local-rule result; not generalized statewide or used to establish a local-law conclusion.
DOL fact-sheet search extracts Searches identifying Fact Sheet 30 and wage-assignment language Discovery only because ordinary page access failed.
1978 FR and other historical amendment search results Search results associated with 43 FR 28471 and 30276 Not fully read; not separate current-law corroboration.
SB 6105 S039 history only No bill-body finding; no enacted exemption inferred.
Companion bill, bill reports, testimony, and provider charts Links/results encountered during proposal searches Not investigated or relied on.
Unrelated material in multi-document FR slices and statutory navigation Automatically returned surrounding material Not a source for this component; no identifying record or case investigation performed.

E3. Indispensable or potentially material incorporations still held

Dependency Read anchor What remains missing Exact next generic inquiry
Valid, enforceable, unsatisfied judgment and correct issuing court .020, .060 No substantive foundation from P3/P4 adopted Keep judgment predicate held; no actual-record reconstruction within this pass
Exact service recipient/agent and territorial authority .040, .110; CR/CRLJ 4(c), (d)(2) Incorporated service statutes and entity-specific route Separate generic reading of the applicable portions of RCW 4.28.080–.090 and other actually implicated service statutes
Federal government as garnishee .370 Federal sovereign-consent, recipient, answer and implementing rules Generic 5 U.S.C. §5520a and 5 C.F.R. part 582 branch
Child-support and LFO priority .150(2), .330, .360 Complete chapters 26.18, 74.20A and listed LFO provisions Separate special-debt priority pass; no ordinary-wage substitution
Pension/retirement and other special payment exemptions .010, .105, .150 Reconciliation of definition/form wording and independent protections Generic payment-category statute and exemption incorporations
State nonweekly conversion and rounding .150(5), .340 form Express controlling numerical conversion/rounding authority Statewide adopted rule or official legally grounded instruction; judicial construction remains held
Highest state-law minimum for private student debt .150(3) Applicable local enactments and meaning of the incorporated highest-law reference Separate public local-wage-text inquiry, without any employer investigation
Multiple employers, mixed-purpose debt, disputed classification Definitions and aggregate ceiling Allocation and classification authority beyond generic text Generic statutory/regulatory interpretation; case-dependent construction remains held
Garnishee default/vacatur .200 Complete applicable general rule interaction Bounded CR/CRLJ 55/60 incorporation inquiry; no rerun of an actual initial action
Medical/hospital collection condition .250(28)–(29) Full charity-care and specialized enforceability law Separate medical-sector public-law pass
Employer fee versus federal protected remainder .095; §1673 Formal authority on fee treatment under the federal ceiling Generic DOL regulation/formal interpretation, using an accessible ordinary official route

F. Conditional branch register

These are source-stated conditions and unresolved legal dependencies, not hypothetical transactions.

Branch ID Supported conditional relation Missing predicate or authority Adverse inference to avoid Exact next generic inquiry
B001 If .020/.060 postjudgment predicates are established, the chapter supplies the writ framework. Enforceability, issuing-court authority, unsatisfied balance. A published form establishes a valid collectible judgment. Keep P3/P4-independent judgment predicate held; no actual records. C007–C010.
B002 If the transaction is primarily personal/family/household, the consumer classification may govern. Mixed purpose, statutory classification of disputed obligation. Every individual debt is consumer debt, or every business-labelled debt is outside it. Complete only necessary generic definition/construction authority. C003, C014.
B003 If the private-student definition is satisfied, .150(3) supplies its distinct relation. Guarantee status, qualifying purpose, excluded security/category; exact H. Any education-related loan gets the private-loan formula; statewide rate necessarily equals H. Generic private-loan incorporation and public highest-wage-law inquiry. C004, C015.
B004 Personal-service compensation can fall within “earnings”; periodic pensions are included in .010’s definition. Payment-category classification and independent pension exemptions; narrower form wording. All payments called wages or pensions are attachable. Generic payment-category law; hold construction conflict. C001.
B005 A deduction reduces disposable earnings only if legally required; superior liens have a separate form position. Legal basis and priority of each deduction category. Every payroll subtraction reduces D, or support is deducted twice. Generic deduction-enactment and priority text. C002, C018.
B006 The employer-owed-earnings branch establishes wage protection before the unexamined deposit issue. Bank exemption, tracing, turnover and account-specific statutes. The wage formula automatically follows all deposited money, or automatically disappears on deposit. Separate bank/deposit/tracing component. C006.
B007 For the applicable weekly classification, protection is the greater of its percentage and floor. Established classification, period, rate, available earnings and other restrictions. The maximum percentage is always collectible. Resolve only missing generic classification/period authority; no amount substitution. C013–C015.
B008 State protection applies to nonweekly periods; the form supplies period/fraction instructions. Complete state conversion factors and rounding. Federal 4⅓ automatically supplies every Washington factor; monthly means four weeks. Adopted statewide conversion/instruction authority. C017, C024.
B009 Federal payable-date rules adjust an ongoing writ when the incorporated federal rate changes. State consumer-rule transition interpretation for a straddling period. Writ issuance permanently freezes a rate; a future notice is current immediately. Generic state effective/application text for rate transitions. C020–C025.
B010 The federal ceiling is aggregate, and state continuing writs have sequencing rules. Multiple-employer allocation and aggregation mechanics. Every employer or writ gets a fresh full allowance. Formal generic multi-employer allocation authority. C023, C029, C043.
B011 Support, tax and Chapter 13 branches are excepted from the ordinary federal ceiling as specified. Exact special process and priority; statutory scope. Exception means unrestricted withholding or an ordinary-debt rate can be selected instead. Separate narrowly scoped special-regime texts. C026–C027, C052.
B012 State law authorizes bounded answer charges from the described remainder. Federal characterization and floor interaction for the charge. Treating the fee as a pre-floor deduction or charging it every payday. Accessible formal federal fee interpretation. C032–C033.
B013 Certified service has the .110 return-receipt trigger when all prerequisites are satisfied. Proper addressee, legal recipient, qualification, territorial authority. Any delivered email/mail/contact or known address proves service. Complete the particular generic service incorporation. C035–C039.
B014 An earlier continuing writ affects the later effective date; same-case service has a priority exception. Simultaneous-service ordering and special-priority classification. Multiple ordinary writs create additive percentage ceilings or every later writ is void. Generic priority/ordering authority beyond .360. C043, C046, C051–C052.
B015 Earnings protection is determined by the garnishee, and .160 supplies a separate claim route. Effect of lateness on a particular claim and independent federal protection. Missing a state form necessarily waives the federal ceiling or all automatic wage protection. Complete generic waiver/late-claim authority; §870.51(c) preserves the federal affirmative-defense distinction. C044, C053.
B016 The second form has receipt-based mailing/delivery and filing language. Precise reconciliation of dispatch, filing, permitted delivery, and rule 6. Mailing within a period necessarily proves timely filing; add three days to every receipt trigger. Generic filing/service rules only as indispensable to .350. C050, C073.
B017 Prejudgment tender preserves challenges through .250(1)(b)’s express cross-references. Reconciliation of “after tender” with ordinary writ/answer triggers. Earlier lapse automatically makes a tender immune from exemption/controversion. Exact generic construction of .250(1)(b), .160 and .210; judicial construction held. C062.
B018 The no-indebtedness answer can support .240 discharge when its conditions hold. Relationship to ongoing employment and future earnings under .350. Nothing due on service means no continuing earnings lien can operate. Generic reconciliation of .240 and .350. C065.
B019 The statute permits garnishee default and a bounded reduction mechanism upon its predicates. General-rule, notice, enlargement, and vacatur interaction. Default is automatic, or statutory reduction is the only conceivable relief. Bounded CR/CRLJ 55/60 inquiry; no actual case. C066–C067.
B020 State and federal public-garnishee branches are separately described. Proper public recipient; federal waiver and implementing rules. Ordinary private-employer service/answer rules transfer unchanged to every public employer. Generic public-service and federal §5520a/part 582 texts. C009, C074.
B021 The medical information-request pause contains a proper-postjudgment-writ exception; hospital charity-care pendency has a separate prohibition. Licensee scope, hospital classification, notice and full special-law interaction. An information request always stops a valid writ, or a wage formula overrides all hospital restrictions. Bounded medical-sector incorporation pass. C075–C076.
B022 The proposed form replacement has only the status shown by the read legislative history. Any subsequent enactment outside that displayed record. Proposed dates operate as law. Recheck the official bill history/session-law record when a later-date update is undertaken. C077.
B023 Rescinded statewide rules supply no current rule text merely because an RCW note still cites them. Any applicable current local rule, if later in scope. A local rule found by search is statewide, or an old cross-reference revives a rescinded rule. Separate authorized local-rule inquiry; no current local conclusion. C012, C083.
B024 The read texts establish only the stated generic statutory relations. Judicial construction, later source updates, conflicting-law rules, facts. Treating this component as a legal outcome, completed dimension5 review, or statewide acceptance. Preserve explicit holds and undertake only the next separately scoped generic component. C084.

G. Wholly blank analytical worksheet

All answer cells are intentionally blank. This is an analytical worksheet, not a court form or payroll instruction.

Analytical field Entry Primary authority/pinpoint Unresolved dependency
Court and statutory writ category
Enforceable-judgment predicate
Garnishee statutory category
Jurisdiction/service incorporation
Earnings classification
Debt-purpose classification
Private-student-loan definition predicate
Medical/hospital special-law predicate
Relevant earnings period
Required-by-law deduction categories
Disposable-earnings base
Applicable state percentage provision
Applicable wage-reference provision
Official rate notice and effective status
State nonweekly conversion authority
Federal comparator authority
Rounding authority
Prior/simultaneous writ category
Special-priority incorporation
Writ-balance predicate
Issuance/service/effective-event distinctions
First-answer authority and trigger
Continuing-lien termination authority
Second-answer authority and trigger
Notice/proof requirement
Exemption-claim authority and trigger
Objection/hearing authority and trigger
Controversion authority and trigger
Release/payment-order predicate
Employer-charge authority and limitation
Counting/extension authority
Version/application boundary
Remaining generic authority inquiry

H. Granular scope coverage and remaining gaps

Requested component Status in this pass Source/claim/branch links Exact retained gap or next investigation
1 — Earnings definition Answered at text level S001; C001; B004 Payment-specific and pension exemptions held.
1 — Disposable earnings / required deductions Answered at definition/form level S001, S010; C002, C018; B005 Individual deduction laws and special-priority classification not supplied.
1 — Consumer versus other ordinary debt Answered definition; application held S002; C003, C013–C014; B002 Mixed-purpose construction.
1 — Private student branch Answered definition/formula; highest-rate branch partial S002, S031; C004, C015; B003 Highest-law incorporation/local enactment inquiry.
1 — Garnishee/court predicates Answered statutory prerequisites S001 .020–.060; C007–C010 Enforceable judgment and actual jurisdiction remain held.
1 — Indispensable court-rule relation Answered bounded relation S018–S026; C012, C083 Exact recipient/agent and special-incorporation branches.
1 — Owed earnings versus deposited earnings Boundary answered C006; B006 Bank/deposit/tracing excluded and open.
1 — Garnishment versus voluntary assignment Distinction answered; validity held S010, .360; C011 Assignment enforceability/revocability and formal federal interpretation.
1 — Employer charges State text answered; federal interaction partial C032–C033; B012 Federal treatment of a particular charge.
2 — Ordinary state percentage/floor relations Answered symbolically C013–C018; Q001–Q008 No actual amount or classification decision.
2 — Correct incorporated minimum wage Federal/state inputs authenticated; private highest rate held S006–S012; C019–C022 Local highest-law branch not completed.
2 — Indexing/effective/application Material notices/enactments read C020–C022, C078–C082; V001–V013 State consumer transition/straddling-period construction.
2 — Pay-period conversion Federal answered; state instructions read but numerical factor/rounding partial C017, C024; B008 Exact adopted state conversion/rounding authority.
2 — Aggregate/simultaneous/continuing writs Aggregate and statutory sequencing answered C023, C029, C043, C046–C052 Multiple-employer and simultaneous-service allocation.
2 — No substitutions or favorable-rate assumption Observed Symbolic relations only; blank worksheet No paycheck, floor multiplication, rate election, or rounding assumption.
3 — Federal definitions/ordinary ceiling Answered S010–S013; C002, C023–C025 Publisher-currency gaps disclosed.
3 — Support/tax/Chapter 13 exceptions Bounded comparison answered C026–C027; B011 Full special regimes excluded.
3 — Greater-state-protection rule Answered C028 Interstate applicability is held; no favorable-law election.
3 — Employment discharge / indebtedness distinction Answered statutory comparison C030–C031 Other employment laws and actual discharge facts not examined.
3 — Residence/work/multiple-employer dependencies Explicitly held B010, B020, B024 Generic jurisdiction/conflicts/allocation authority only in a later scope.
4 — Writ/answer/notice instrument categories Answered for continuing earnings C034–C043; S001 forms Complete ordinary noncontinuing and bank branch excluded.
4 — Service and proof roles Statutory routes/proof answered; incorporated recipient branch partial C035–C039; B013 Exact applicable civil-process incorporation.
4 — Withholding versus protected payment Answered C044–C048 No operational payroll determination.
4 — First versus second answer Answered text; filing/mailing reconciliation held C041–C043, C049–C050; B016 Generic procedural incorporation where necessary.
4 — Claim/contest/hearing Answered distinct mechanisms C053–C060 Late-claim/tender and construction holds.
4 — Payment/release/termination Answered statutory conditions C048, C056–C057, C061–C071 Tender-timing and no-earnings/future-employment interactions.
4 — Official forms/instructions and version Statutory blank forms read S001, S029–S035 No issued form; proposed pattern-form replacement not operative.
4 — Counting conventions Generic texts read; universal application held C072–C073; Q044–Q045 Particular statutory enlargement/mail interaction.
5 — Material debt exemptions/exceptions Ordinary/private/consumer and bounded special branches addressed C013–C016, C026–C027, C052, C075–C076 Full pension/support/tax/bankruptcy/medical/LFO regimes excluded.
5 — Priority, duration, termination Answered statutory ordinary branch C046–C052, C070–C071 Special-priority incorporations and simultaneous allocation held.
5 — Administrative charges/remedies State charges and indispensable procedural remedies addressed C032–C033, C055–C057, C060, C066–C071 Full damages/enforcement/employment-remedy study excluded.
5 — Adopted, historical, proposed, future status Explicitly distinguished S007–S017, S029–S039; V register Later update outside publisher currency not certified.
5 — No case/opinion/record investigation Observed Research method and log Judicial construction remains held.
Dimension5 — Nonwage property/bank/benefit tracing/homestead Excluded; open C006, B006 Separate property/deposit/exemption components.
Other registry dimensions and earlier holds Unchanged; open as previously scoped Supplied scope context only Provider fee/fair-share/nonprofit/cancellation disputes not repaired; no P3/P4 conclusion adopted.
Washington / dimension5 / A066 acceptance Not supplied Entire report boundary Completion of this bounded textual pass does not imply acceptance.

I. Complete read, search, and failure log

I1. Read log

The actual read bounds for every substantive instrument are recorded in D2–D5. Those tables are also the complete substantive read log. Multiple successful opens used to finish one section are consolidated under the same source ID.

The research routes were:

Log ID Route and actual work Evidence outcome
R001 Official full chapter 6.27, then individual section pages to isolate complete clauses/forms, credits and notes S001; access to these bodies succeeded independently of earlier component failures
R002 Official title 6 definition and necessary medical/provider incorporations S002–S005; underlying licensing/sector regimes bounded
R003 Official minimum-wage statute, State Register calculation notices, and original initiative text S006–S009; current/future state-rate distinction authenticated
R004 OLRC current-version section pages, linked continuations, credits and amendment notes S010–S011; different displayed currency dates retained
R005 Original federal wage amendment through official GPO HTML after an unhelpful statutory viewer S012; adopted rate sequence read
R006 Current eCFR part 870 and original Federal Register adoption/amendment/correction slices S013–S017; old tables distinguished from operative symbolic relations
R007 Official statewide court-rule PDFs and counting statutes S018–S028; rescinded-rule and special-proceeding boundaries authenticated
R008 Original Washington session-law PDFs linked from current RCW credits S029–S036; material enactment/effective clauses read with page bounds
R009 Official 2025–26 bill text/history routes for potential changes S037–S039; proposal status separated from law
R010 Ordinary DOL pages, failed pamphlet/viewer routes, archive/citation navigation Failures and alternatives fully listed in E1; discovery-only items in E2

I2. Search log

The following consolidates repeated successful discovery searches by subject, while preserving materially different query routes. Search results were not treated as read operative text.

Search group Queries/terms used and restricted domains Result/use
State wage notices site:lni.wa.gov 2026 2027 minimum wage Washington announced September 2026; site:lawfilesext.leg.wa.gov "Minimum Wage Calculations for 2026" Located official State Register notices; actual notice bodies read.
Federal garnishment authority site:dol.gov wage garnishment CCPA 1672 1673 1674 1677 29 CFR 870; site:uscode.house.gov "1672" "garnishment" "119"; corresponding §1673 query; site:ecfr.gov "870.10" "garnishment" Located code/regulatory bodies; DOL page failures separately logged.
Federal code currency/rate Searches for 29 U.S.C. 206, 119-134, 1677 "Effect on State laws", and "$7.25" on uscode.house.gov Exact accessible OLRC editions recorded; no assumed later currency.
Current state form provisions site:app.leg.wa.gov/rcw "6.27.105" "sixty"; "6.27.190" "weekly" Discovery only; actual sections subsequently read.
Rescinded rule and special proceedings site:courts.wa.gov "SPR" "91.04W" garnishment; "SPR91.04W" "RESCINDED"; "SPR" "91.04W" -Spokane -LSPR -opinion -opinions; "CR81" "special proceedings"; court-rule PDF CR81 query Statewide PDFs read; incidental local result excluded. No opinion search performed.
DOL fact-sheet alternatives site:dol.gov filetype:pdf "Fact Sheet #30" "wage assignments"; site:dol.gov "whdfs30.pdf"; site:dol.gov/sites/dolgov/files/WHD/ "whdfs30"; filetype:pdf "voluntary wage assignments" "Consumer Credit" No qualifying fact-sheet PDF body read; extracts not elevated to evidence.
2025–26 garnishment changes site:lawfilesext.leg.wa.gov/biennium/2025-26/ "garnishment" "6.27.150" "Session Laws"; "6.27.350" "2026"; "5865" "Session Laws"; official billsummary "5865" "2025-26" ESSB 5865 proposed text and actual history read; no enactment inferred.
Medical wage boundary site:app.leg.wa.gov/rcw "medical debt" "garnish"; "garnishment" "poverty"; "earnings" "garnishment" "consumer debt" -6.27 -case -opinion Current collection clauses and SB 6105 history located; no unverified medical income threshold asserted.
Initiative alternative site:sos.wa.gov "1433" "Sec. 3." minimum wage pdf; site:lawfilesext.leg.wa.gov "2017" "1433" "minimum wage" Official initiative HTML located after failed pamphlet route.
Federal originals/edition site:govinfo.gov "PLAW-110publ28" "8102"; "CFR-2026-title29-vol3" "870.10"; site:federalregister.gov "Washington" "870" "Garnishment" Initial gaps; FR historical texts found. Search did not establish an exhaustive absence of new law.
Federal wage-act alternative site:congress.gov "Public Law 110–28" "8102" "7.25"; site:govinfo.gov "121 STAT. 188" "8102" Official GPO act body read; viewer gap resolved.
Additional proposal discovery site:lawfilesext.leg.wa.gov/biennium/2025-26 "6105" "Bills" Bill-body conclusion not made; history-only scope preserved.

I3. Researcher self-check — not independent review

  • Fresh reading: The findings rest on the public primary passages identified above, read for this component on October 28, 2026. The supplied earlier exclusion rows were used only to preserve scope.
  • Read versus not read: Complete relied-on subsections and material exceptions are identified in the register. Partial statutes, unexamined incorporations, inaccessible pages, proposal-only material, and discovery-only results are separately marked.
  • Version discipline: Current codifications, adopted session laws, historical federal amendments, an announced future wage rate, rescinded rules, and unenacted proposals are not merged into one status.
  • No numerical scenario: No earnings amount, household fact, debt amount, rate substitution, garnishment threshold product, filing date, payroll calendar, or rounding result was constructed.
  • No actual matter: No provider, creditor, employer, borrower, account, lawsuit, case opinion, docket, issued writ, contract, payroll record, or completed form was investigated.
  • Process distinctions preserved: Original-action service is separate from writ service; first answer is separate from second answer; mailing is separate from receipt and filing; exemptions are separate from controversion; holding is separate from payment.
  • Evidence limitations preserved: Parsed PDF text was not described as visual page inspection. Formats and codifications of the same instrument were not described as independent corroboration.
  • Remaining boundary: The held branches are substantive limits, not favorable assumptions. All excluded nonwage, sector, secured, local, tribal, contract, judicial-construction, and broader-remedy categories remain open. Earlier provider-related findings and disputes remain unchanged. No Washington, registry-dimension5, or A066 acceptance follows.

END S_WA PASS-05.

Every captured table

Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

SWA correction of the C070 coverage pinpoint →
SWA exact original-row completion →
Two bounded source corrections →
1. Exact two-cell replacements →

Captured table 01

Claim ID · Precise proposition · Primary authority and pinpoint · 12 data rows

Claim IDPrecise propositionPrimary authority and pinpointConditions, exceptions, and confidence limit
S_WA-P5-C001Washington “earnings” include compensation paid or payable for personal services, including wages, salary, commissions, bonuses, and periodic governmental or nongovernmental pension or retirement payments.S001, RCW 6.27.010, complete definition.Text established. The definition does not establish that every pension or other included payment is attachable despite another exemption. The continuing-writ form uses narrower pension wording; B004 preserves that discrepancy.
S_WA-P5-C002Washington and federal “disposable earnings” start with earnings remaining after amounts required by law to be withheld. A voluntary deduction is not established as a deductible item merely because payroll deducts it.S001, .010; S010, 15 U.S.C. §1672(b).Text established. The legal basis for a particular deduction remains a predicate. Washington’s answer form separately locates support orders and governmental liens; C018. uscode.house.gov
S_WA-P5-C003Title 6 defines consumer debt by an obligation or alleged obligation to pay money arising from a transaction primarily for personal, family, or household purposes, and expressly includes medical debt.S002, RCW 6.01.060(2)–(3).Text established. An ordinary business-purpose obligation does not acquire this classification merely because an individual owes it. Mixed-purpose classification remains held.
S_WA-P5-C004The private-student-loan definition requires a loan not guaranteed by the federal or state government, made solely for personal postsecondary educational expenses or attendance costs; qualifying refinancing is included. Open-end consumer credit, reverse mortgages, residential mortgages, and loans secured by real property or a dwelling are excluded.S002, RCW 6.01.060(4); S031, §202.Text established. “Student loan” alone does not establish this statutory branch. Relationship to the broader consumer category is addressed by the express private-loan provision and form language, without deciding a disputed classification.
S_WA-P5-C005The incorporated medical-debt definition reaches consumer debt to a person primarily providing medical services, products, or devices, or its agent or assignee. It includes bills not past due or already paid and excludes cosmetic surgery, subject to the stated reconstructive-surgery qualification.S003, RCW 19.16.100(11); S004, RCW 48.43.005(29)–(30); S036, §1(11).Definition text read. The underlying professional/facility licensing chapters were not examined. Inclusion of paid bills in this definition does not establish a collectible balance. lawfilesext.leg.wa.gov
S_WA-P5-C006This pass establishes protections for earnings owed by an employer under the earnings provisions. It establishes no bank-account exemption or tracing result for earnings after deposit.S001, .150(1), (5)–(7), compared with the distinct notice/form categories in .140.Boundary established. The phrase “paid or payable” in a definition is insufficient, by itself, to resolve deposit-account treatment. B006 remains held.
S_WA-P5-C007The ordinary postjudgment issuance provision requires a judgment creditor with a wholly or partly unsatisfied judgment in the issuing court. Superior- and district-court clerks issue under the statute; an attorney of record may issue a district-court writ as provided there.S001, .020(1)–(3).Text established; actual judgment validity, enforceability, amount, and court jurisdiction are held. The prejudgment chapter 6.26 branch is outside this pass.
S_WA-P5-C008Chapter 6.27 expressly applies to district-court proceedings. Its operation is not limited to superior court.S001, .030, complete section.Text established. This does not select a court or reconstruct initial-action jurisdiction. app.leg.wa.gov
S_WA-P5-C009The state and the listed local governmental bodies are subject to the chapter’s postjudgment garnishment provision; .040 specifies the original-action venue and service on the official designated for civil process.S001, .040, complete section.Text established at the statutory-category level. Identification of the proper official and any indispensable service statute remain held; no actual public employer was examined.
S_WA-P5-C010The application affidavit must state the unsatisfied judgment and alleged balance, the basis for believing the garnishee owes or holds nonexempt property, and whether the garnishee is the debtor’s employer.S001, .060, complete operative paragraph.The statute demands allegations under affidavit; it does not make them adjudicated facts or supply personal jurisdiction. Filing-fee incorporations were not followed. app.leg.wa.gov
S_WA-P5-C011Federal garnishment means a legal or equitable procedure requiring earnings to be withheld for a debt. Washington separately refers to wage assignments in its priority provisions. A private voluntary arrangement is not automatically the statutory writ procedure.S010, §1672(c); S001, .360(1)–(3).Textual distinction established. Assignment validity, revocability, enforceability, and treatment of a court-enforced assignment remain held. No assignment contract was examined.
S_WA-P5-C012CR 64 points to seizure remedies available under applicable law. CR 81 and CRLJ 81 preserve special-proceeding statutory provisions where inconsistent with the general civil rules.S018, CR 64; S021–S022, CR/CRLJ 81, complete rules.These are procedural authority relationships, not independent authorization to garnish. The applicable statutory and court-specific branch must still be established.
Source links captured in this table

Captured table 02

Claim ID · Classification and source-stated relation · Authority · 10 data rows

Claim IDClassification and source-stated relationAuthorityBoundary
S_WA-P5-C013General Washington weekly protection is the greater of 0.75D and 35F. Its algebraic residual ceiling is A = [D − max(0.75D, 35F)]+.S001, .150(1)(a)–(b).Applies within the employer-owing-earnings predicate and subject to the other express branches. The wage reference is federal, measured when earnings are payable.
S_WA-P5-C014Consumer-debt weekly protection is the greater of 0.80D and 35S; the corresponding residual is [D − max(0.80D, 35S)]+.S001, .150(4); S030, §7.Consumer classification must be established. Subsection (4) does not repeat the “at the time … payable” wording used in (1) and (3); a payroll period crossing a state-rate change remains a specific application hold.
S_WA-P5-C015Private-student-loan weekly protection is the greater of 0.85D and 50H; the corresponding residual is [D − max(0.85D, 50H)]+.S001, .150(3); S031, §207.The reference is the highest minimum-wage law in the state when earnings are payable—not automatically the statewide rate or an employee’s personal wage entitlement. The exact H is held because applicable local wage enactments were not investigated.
S_WA-P5-C016For the specified spousal-maintenance court-order garnishment, the state exemption is 50% of disposable earnings. Mandatory wage assignments under chapter 26.18 and retirement-benefit assignments under chapter 41.50 are expressly excepted from that provision.S001, .150(2).Boundary comparison only. Those assignment regimes and support enforcement are not completed here.
S_WA-P5-C017State earnings protections apply to weekly, monthly, and other payment intervals, including earnings for a portion of a week. The statute’s answer form directs period-based minimums, multiplication for periods or fractions covered, and prorating the monthly amount for an unlisted period.S001, .150(5), .340(2), first-answer Section II; S032, §5.The read state texts do not supply a complete numerical conversion table or a universal rounding rule. Federal conversion factors are not silently imported into the state formula.
S_WA-P5-C018The statutory first-answer sequence calculates disposable earnings, compares percentage protection with the period floor, and then separately accounts for ongoing superior governmental liens. It expressly excludes support orders/governmental liens from the initial required-deduction line.S001, .340(2), Section II, lines 1–8; S032, §5.A lien’s existence and priority must independently be established. The form says this formula is used for each pay period; it does not authorize pooling an entire continuing-writ period to defeat a low-period floor. app.leg.wa.gov +1
S_WA-P5-C019The incorporated federal statutory rate in 29 U.S.C. §206(a)(1)(C) is $7.25 per hour.S011, §206(a)(1)(A)–(C); S012, §8102(a)–(b).Current codified text and original amendment read. This is a reference input, not a finding about an individual’s minimum-wage coverage. No floor multiplication was performed.
S_WA-P5-C020The official state calculation notice establishes a Washington minimum wage of $17.13 per hour effective January 1, 2026.S007, entire notice; S006, .020(2)(b).Current-rate input as of access. It is not substituted into a garnishment calculation.
S_WA-P5-C021The later official notice establishes $17.73 per hour effective January 1, 2027.S008, entire notice.Published future adjustment; not the rate effective on October 28, 2026.
S_WA-P5-C022State law directs the annual September 30 calculation using the specified CPI-W change over the preceding measuring period, rounding the wage rate to the nearest cent, with the adjusted rate effective the following January 1.S006, .020(2)(b); S009, §3(2)(b).This is the wage-index rounding rule. It does not establish rounding of garnishment deductions or exemption amounts. No independent CPI calculation was used. uscode.house.gov +4
Source links captured in this table

Captured table 03

Claim ID · Precise proposition · Authority and pinpoint · 11 data rows

Claim IDPrecise propositionAuthority and pinpointConditions and limits
S_WA-P5-C023For ordinary covered garnishment, the federal aggregate weekly ceiling is the lesser of 25% of disposable earnings and the excess over thirty times the incorporated federal minimum wage: min(0.25D, [D − 30F]+).S010, 15 U.S.C. §1673(a), complete subsection.Subject to §1673(b) and a valid §1675 exemption. This is an aggregate ceiling, not a separate allowance for every writ.
S_WA-P5-C024Federal regulation applies the weekly floor to a workweek or lesser period; for longer periods it uses workweeks or fractions, with a calendar month treated as 4⅓ workweeks.S013, §870.10(b)–(c); S016, amended §870.10(b), (c)(2).These federal conventions are established. They do not resolve the state conversion issue in C017. Historical dollar tables remain rate-dependent.
S_WA-P5-C025Under the federal regulation, when earnings are paid or payable controls the incorporated rate; issuance of the garnishment order does not freeze an earlier minimum wage.S013, §870.10(d); S016, amended paragraph (d).Text established for the federal rule. No actual pay date or transition calculation is supplied.
S_WA-P5-C026Section 1673(a)’s ordinary ceiling excludes qualifying support orders, Chapter 13 bankruptcy orders, and debts for state or federal taxes.S010, §1673(b)(1)(A)–(C), read completely.The support branch includes the specified judicial orders and administrative procedures affording substantial due process and judicial review. Exclusion from this ordinary ceiling does not mean unlimited collection under every other law.
S_WA-P5-C027Federal support limits are 50% or 60%, depending on support of another qualifying spouse or dependent child, increased to 55% or 65% to the statutory extent for periods preceding the defined twelve-week window.S010, §1673(b)(2)(A)–(B), including concluding clause.Boundary only; no support obligation, arrears period, household fact, or special-regime outcome is established.
S_WA-P5-C028Federal law preserves state prohibitions, smaller garnishment allowances, and stronger employment-discharge protections.S010, §1677, entire section.This supports application of an applicable stricter state rule; it is not a favorable-law election or a determination of interstate governing law.
S_WA-P5-C029The CCPA does not itself rank competing garnishments. Its ceilings continue to constrain combinations as described in §870.11, with priority supplied by other applicable federal or state law.S013, §§870.1(a), .11; S015, adopted interpretative rule.Multiple employers, simultaneous service, and special priority classifications remain held. The read §870.57 lists Virginia; no Washington exemption was established from that enumeration. uscode.house.gov +3
S_WA-P5-C030Federal law prohibits discharge because earnings have been garnished for any one indebtedness.S010, §1674(a).One indebtedness is not synonymous with one writ. No permission to discharge follows merely because this particular prohibition does not cover a different situation.
S_WA-P5-C031Washington prohibits discharge because a creditor subjects or attempts to subject unpaid earnings to a writ, subject to its exception for garnishments on three or more separate indebtednesses served within twelve consecutive months.S001, .170, complete section.State wording and federal protection must remain separate. The exception is not affirmative authorization to discharge. Other employment protections were not examined. uscode.house.gov +1
S_WA-P5-C032A continuing-writ garnishee may deduct up to $20 for the first answer and up to $10 at submission of the second answer, from the earnings remainder after withholding under the writ.S001, .095(1); S034, §2.These are answer-related caps, not per-paycheck charges and not deductions used to reduce D. Compatibility of a particular charge with the federal floor remains held.
S_WA-P5-C033The noncontinuing answer fee is a separate $20 payment accompanying service, as specified in .095(2) and .110(1)(b).S001, .095(2), .110(1)(b).It is not the continuing-writ first-answer deduction. No ordinary noncontinuing payroll scenario is constructed. app.leg.wa.gov +1
Source links captured in this table

Captured table 04

Claim ID · Actor/event and precise statutory consequence · Source/pinpoint · 19 data rows

Claim IDActor/event and precise statutory consequenceSource/pinpointBoundary
S_WA-P5-C034The continuing earnings writ uses the .105 instrument, with private-student-loan or consumer-debt caption language where applicable; other writs use the distinct .100 form.S001, .070, .100(1), .105(1).Instrument classification is established. The entire noncontinuing/bank form was not relied on.
S_WA-P5-C035Service on a garnishee is invalid without the required answer form; the additional answer-fee payment is required for a noncontinuing writ.S001, .110(1), complete subsection.The continuing form requirements also appear in .340. Validity of an actual packet is not established.
S_WA-P5-C036Apart from the expressly excepted financial-institution route, .110 permits certified mail, return receipt requested, addressed as civil summons process, with binding effect on the return-receipt date; it alternatively provides sheriff/qualified-process-server service.S001, .110(2); S025–S026, rule 4(c), (d)(2).Server qualification was read; exact statutory recipient, agent, territorial nexus, and substitute-service incorporations remain held. Ordinary mail or email is not established by this text as an interchangeable route.
S_WA-P5-C037Proof differs by route: sheriff’s signed return, another server’s affidavit, or a mailing affidavit with the return receipt or electronic return-receipt confirmation.S001, .110(3).Electronic receipt confirmation is evidence of the specified mailing; it is not authorization for email service.
S_WA-P5-C038The creditor’s debtor-notice packet includes the writ, application affidavit, and individual notice/claim material. Certified mailing must occur on or before garnishee service; the alternative personal-service route permits service on or before, or within two days after, garnishee service.S001, .130(1).These are garnishment notices, not the original action’s summons and complaint.
S_WA-P5-C039The debtor-notice requirement is expressly nonjurisdictional, but proof must be filed before a disbursement order or judgment against the garnishee. The statute provides conditional set-aside/damages relief for substantial injury from failure or irregularity.S001, .130(2)–(3).Prompt motion, affidavit, and substantial injury are express predicates; no automatic vacatur finding.
S_WA-P5-C040The individual notice and claim must use at least twelve-point type. The wage claim is a distinct statutory form, and inapplicable consumer/private-student language may be omitted as specified.S001, .140(1), (2)(b)–(d); S035, §3.The bank form and its adjustment mechanism do not supply a wage exemption. app.leg.wa.gov +3
S_WA-P5-C041The first answer is due under the writ within twenty days after service, with original/copies mailed or delivered as directed. Answers are signed under penalty of perjury by the statutorily permitted person.S001, .070, .105 writ instructions, .190(1)–(2).Answering is a report; it is not itself a court determination of the debt or permission to disburse.
S_WA-P5-C042The first answer distinguishes issuance-date employment/prior-writ information from amounts and earnings information at the time of service.S001, .340(2), opening paragraph and Sections I–II.Those reference events must not be collapsed into a single unspecified “garnishment date.”
S_WA-P5-C043The first-answer form has a separate branch for a previously served continuing writ and later withholding under the new writ.S001, .340(2), Section I; .350(1).It does not authorize concurrent full percentage deductions for each ordinary writ. Same-case priority qualification is C051.
S_WA-P5-C044Unless otherwise directed by the court, the garnishee determines and pays exempt earnings; the continuing-writ text specifies the customary payday.S001, .150(6); .105, exempt-earnings instruction.“Protected from the creditor’s garnishment” is distinct from the separate processing-fee issue in C032.
S_WA-P5-C045After service, .120 restricts payment or transfer to the extent necessary for the writ, while preserving the exempt portion and permitting release of excess if the required amount remains held.S001, .120, complete section.Holding and payment to the creditor are separate stages. app.leg.wa.gov +3
S_WA-P5-C046For an employment-reflecting answer, the continuing lien’s effective date is service if no earlier writ exists; otherwise it is termination of the earlier writ or writs.S001, .350(1).No actual effective date is selected.
S_WA-P5-C047The lien reaches nonexempt earnings due at its effective date and subsequent nonexempt earnings until the writ amount is reached or the employer’s payroll period ending on or before sixty days after the effective date expires, whichever occurs first.S001, .350(1); .105 continuing-lien paragraph.The payroll-period boundary matters. Sixty days is not a second-answer deadline or a judgment-duration rule.
S_WA-P5-C048The subsequent-earnings lien ends sooner upon termination of employment, vacatur/modification/full satisfaction of the underlying judgment, or dismissal of the writ.S001, .350(1), final qualification.Ending attachment of later earnings is not automatically a complete adjudication of already-held funds.
S_WA-P5-C049At expected lien termination, the plaintiff mails the second-answer form with the prescribed modified instruction.S001, .350(2).Plaintiff’s mailing is distinct from garnishee receipt.
S_WA-P5-C050The second-answer instructions require mailing or delivery within twenty days after receipt; subsection (3) also requires filing within twenty days of receipt. The answer reports the total held, including the first-answer amount and required earnings calculations.S001, .350(2)–(3).A dispatch date is not silently treated as a filing date. Detailed filing/service reconciliation remains in B016. app.leg.wa.gov
S_WA-P5-C051A qualifying continuing lien has priority over subsequent garnishment liens and wage assignments, but a new writ served while a writ in the same case is pending does not create a continuing lien with that stated priority.S001, .360(1).The text is a priority qualification; it is not stated here as a universal declaration that the later writ is void.
S_WA-P5-C052The statute gives the continuing lien priority over prior wage assignments subject to the listed child-support and legal-financial-obligation exceptions; it subordinates the lien to the specified child-support processes and addresses remaining nonexempt wages.S001, .360(2)–(3), including reviser’s note.Chapters 26.18, 74.20A and the listed LFO provisions were not completed. The note records the change to “income withholding order”; it does not independently authenticate the whole support regime. app.leg.wa.gov
Source links captured in this table

Captured table 05

Claim ID · Precise proposition · Source/pinpoint · 19 data rows

Claim IDPrecise propositionSource/pinpointQualification
S_WA-P5-C053A defendant may use the exemption-creating statute’s method or the .160 declaration method. The latter ordinarily requires mailing/delivery to the clerk and first-class mailing of the copy no later than twenty-eight days after the writ date; garnishee service delayed more than seven days permits the specified twenty-one-day period after service.S001, .160(1), complete subsection; S033, §7.Writ date, garnishee service, mailing, and delivery are distinct. This claim does not convert automatic earnings protection into an exemption available only upon a claim.
S_WA-P5-C054A creditor objecting to the exemption claim must deliver/mail the factual declaration and hearing notice within seven days after receipt of the claim, and set the hearing no later than fourteen days after receipt.S001, .160(2), first paragraph.Receipt of the claim is the trigger, not issuance of the writ.
S_WA-P5-C055The defendant bears the exemption burden, including sufficient source/amount documentation. After the hearing, costs go to the prevailing party; attorney fees are discretionary upon the stated lack-of-good-faith finding.S001, .160(2), second paragraph.This is the exemption hearing, not the distinct answer-controversion process.
S_WA-P5-C056If the creditor does not object, .160 requires obtaining and delivering the release order within ten days after receipt of the claim. The attorney-of-record alternative requires delivery to the garnishee and filing with the court of the signed release authorization.S001, .160(3), including complete blank release.The release may be full or partial; its text addresses return of covered funds to the defendant.
S_WA-P5-C057Failure to effect the required release supports the statute’s $50 recovery in addition to actual damages from that failure.S001, .160(3), second paragraph.Predicate-dependent statutory remedy, not an actual damages determination. app.leg.wa.gov
S_WA-P5-C058A party challenging the garnishee’s answer uses the .210 controversion procedure, with a particularized affidavit within twenty days after the answer is filed and the specified service/mailing of copies.S001, .210, complete section.An exemption claim and an answer controversion have different objects and triggers.
S_WA-P5-C059The garnishee may file a responsive affidavit within twenty days after the controversion affidavit is filed; afterward a party may note the matter for a hearing on whether an issue requires trial.S001, .220, complete section.The response is permissive; this is not the fourteen-day exemption-hearing rule.
S_WA-P5-C060The controversion cost/fee provision awards the prevailing party costs and reasonable attorney fees, with the express protection against taxing them to the defendant when the plaintiff controverts.S001, .230.Full trial and broader remedies remain excluded. app.leg.wa.gov +2
S_WA-P5-C061Judgment/payment under .250 requires the statutory nonexempt indebtedness and notice-proof predicates. Ex parte application is permitted only without an unresolved exemption claim or controversion. Superior-court payment goes through the registry; district-court payment is directed to the plaintiff or attorney.S001, .250(1)(a); .265 blank order.A garnishee answer does not itself replace these conditions.
S_WA-P5-C062A garnishee’s tender before judgment can support judgment, but .250(1)(b) expressly preserves exemption and controversion periods described by reference to events after tender.S001, .250(1)(b).The interaction with the ordinary .160/.210 triggers is held; no universal “all objections expired before tender” rule is inferred.
S_WA-P5-C063For an established but unmatured garnishee debt, .250(2) provides a court order for payment when due, with specified consequences and an exception if the principal defendant prevails or the underlying judgment is satisfied before the ordered payment date.S001, .250(2), complete subsection.This does not dispense with earnings exemptions or establish future earnings as presently payable.
S_WA-P5-C064The costs provision contains one-year request windows and disallows the described cost/fee judgment where the issuance-date no-property/no-employment predicates are met.S001, .250(3).This is a garnishment-cost procedure, not a judgment-life clock. Exact windows appear in Section E. app.leg.wa.gov
S_WA-P5-C065Section .240 provides discharge without further action upon its no-indebtedness/no-property answer and absence-of-controversion predicates.S001, .240.An employed continuing garnishee’s future-earnings branch must not be erased merely because nothing was payable at service; that interaction remains held.
S_WA-P5-C066Garnishee default under .200 requires failure to answer, expiration of the answer period, filed service/notice proofs, and the specified advance notice before the court may enter judgment.S001, .200, first clause.The statute is not an automatic-default rule. General default/vacatur rules are not completed here.
S_WA-P5-C067Section .200 provides a seven-day reduction-motion mechanism triggered by service/mailing of the first enforcement writ under the garnishee judgment. Its measure uses actual nonexempt holdings plus cumulative lien earnings, or $100 if greater, subject to the statutory cap and additional fee/cost qualifications.S001, .200, proviso read completely.No amount or result is calculated. The incorporated judgment-interest/cost components remain separate from wage exemptions. app.leg.wa.gov +1
S_WA-P5-C068Filing the .180 bond, with sufficient approved sureties and the required condition, discharges the writ and vacates the garnishment proceedings as stated there, preserving garnishee costs.S001, .180.No fixed bond dollar amount is supplied by the section; no bond or procedural choice is recommended.
S_WA-P5-C069Payment or delivery under a judgment in accordance with the chapter supplies the stated defense to a claim by the defendant against the garnishee for that payment or delivery.S001, .300.This is not blanket immunity for unlawful withholding or an improperly obtained judgment.
S_WA-P5-C070After the .310 one-year period following filing of the specified owing answer, the court’s dismissal/discharge provision includes ten days’ written notice and exceptions for a trial-calendar cause or an affidavit that the matter remains pending.S001, .310.This reporting/proceeding rule does not extend the sixty-day earnings lien or set judgment duration.
S_WA-P5-C071When the judgment and recoverable garnishment costs are satisfied from another source and written demand is made, .320 requires the creditor to effect the specified dismissal/release within twenty days after the later event. Failure while funds remain held supports the stated motion and $100-plus-costs-and-damages remedy.S001, .320, complete section.Satisfaction, recoverable costs, demand, continued holding, and the motion remain predicates. app.leg.wa.gov +3
Source links captured in this table

Captured table 06

Claim ID · Precise proposition · Source/pinpoint · 13 data rows

Claim IDPrecise propositionSource/pinpointBoundary
S_WA-P5-C072CR/CRLJ 6(a) exclude the event day, address weekends/legal holidays at the end, and exclude intermediate weekends/holidays for periods less than seven days. RCW 1.12.040 separately supplies its statutory counting text; RCW 1.16.050 distinguishes legal holidays from merely recognized days.S023–S024, 6(a); S027; S028(1), (5), (7).Application remains subject to the particular statute and CR/CRLJ 81. No actual calendar or universal business-day convention is supplied.
S_WA-P5-C073Rule 6(b)’s extension authority has stated conditions and exclusions. Rule 6(e)’s three additional days concern a qualifying act required after service by mail; they are not a universal addition to receipt-, filing-, issuance-, or payable-date triggers.S023–S024, 6(b), (e), complete clauses.Whether a particular statutory garnishment period admits enlargement or an added mailing period remains held where the read texts do not settle it.
S_WA-P5-C074Section .370 contains a separate federal-government-garnishee notice and payment mechanism, including a form reference to a thirty-day federal answer period.S001, .370, complete section/form.Federal waiver, designated recipient, federal implementing regulations, and the operative federal answer rule were not read. The thirty-day statement is not authenticated here as a complete federal rule.
S_WA-P5-C075For the licensee medical-debt information-request provision, the general cessation requirement contains an express exception for properly executed postjudgment writs and for repeat requests for information already provided.S005, .250 opening language and (28)(a)(ii)(A)–(C); S036, §3(28).This is a limited exception to that cessation requirement—not a validation of a writ or elimination of wage protections.
S_WA-P5-C076For a hospital-debt claim, the licensee provision prohibits collection during a pending charity-care application or appeal when the licensee has received notice of the pendency.S005, .250(29)(a)–(b); S036, §3(29).Licensee status, hospital-debt classification, notice, and pendency are predicates. Full charity-care law and enforceability consequences remain outside scope. courts.wa.gov +4
S_WA-P5-C077ESSB 5865 proposes replacing the statutory first/second-answer forms with court pattern forms and contains proposed dates. The official bill history read does not show enactment.S037, §§1–4; S038, complete displayed history.Proposal only. Its proposed December 31, 2026 and May 1, 2027 dates are not operative deadlines in this report.
S_WA-P5-C078The original 2018 enactment supplies the private-student definition and wage formula, with a certified effective date of June 7, 2018.S031, cover, §§202, 207.Historical origin authenticated; current wording is separately grounded in S001–S002.
S_WA-P5-C079The original 2019 enactment supplies the consumer definition/formula changes, with a certified effective date of July 28, 2019.S030, cover, §§2, 7.Historical origin authenticated; no retroactive application to an actual obligation is decided.
S_WA-P5-C080The 2021 act’s wage-related provisions retain the separate formulas and remove child-support collection from this chapter; its certified general effective date is July 25, 2021.S029, §§3–4 and cover.The act’s separately dated support provisions are not imported into the ordinary-wage branch.
S_WA-P5-C081The 2025 notice amendment took effect July 1, 2025; the read amendment does not replace the current .150 wage percentages with the notice’s bank/property adjustments.S035, §3, §§5–6.Wage notice read; bank/property indexing remains excluded.
S_WA-P5-C082The 2025 medical-definition/collection amendment has a certified effective date of July 27, 2025.S036, cover, §1(11), §3(28)–(29), act ending.No current credit-reporting or medical-debt enforceability dossier is claimed.
S_WA-P5-C083CRLJ 64 is marked rescinded, and SPR 91.04W is expressly marked rescinded effective September 1, 1989.S019–S020, complete official rule texts.A surviving RCW cross-reference to SPR 91.04W is not treated as a current operative rule.
S_WA-P5-C084The official federal sources have different displayed currency dates, and eCFR is a continuously updated compilation rather than the official legal edition.S010–S013, displayed source metadata.Access on October 28 does not prove that each publisher incorporated every change through that day. The exact limits are in Section D. app.leg.wa.gov +8
Source links captured in this table

Captured table 07

Question · Controlling type of authority read · What it establishes here · 10 data rows

QuestionControlling type of authority readWhat it establishes hereWhat it does not establish
What counts as earnings/disposable earnings?RCW .010 and federal §1672Definitions, C001–C002Attachability of every pension, deposit, contractor payment, or benefit
Which state percentage/floor applies?RCW .150 plus title 6 definitionsClassification-dependent relations, C003–C005 and C013–C018Classification of an actual debt
What wage rate is incorporated?Enacted .150 reference; RCW 49.46.020; official WSR notices; 29 U.S.C. §206Rate source and effective status, C019–C022Personal wage entitlement; exact highest local rate
What is the federal ceiling?15 U.S.C. §1673; 29 C.F.R. part 870Aggregate ordinary limit and bounded exceptions, C023–C029Interstate choice of law or a complete priority code
How does the earnings lien operate?RCW .105, .340–.360Effective date, duration, queued-writ and priority provisionsValidity/enforceability of an actual judgment or service
How are protections asserted or contested?RCW .140, .160, .210–.230Distinct claim and controversion processesActual timely filing, evidentiary sufficiency, or outcome
When may held funds be paid over?RCW .130, .250, .265Notice-proof, unresolved-claim, judgment/order and payment-route conditionsPermission based solely on a creditor demand or answer
How are days counted?CR/CRLJ 6, 81; RCW 1.12.040; 1.16.050Generic counting texts and their boundariesAn actual due date or universal extension rule
What does an agency notice prove?Official minimum-wage calculation noticeAnnounced rate and its stated effective dateA changed garnishment statute
What does a bill history prove?Official legislative status pageDisplayed procedural status of that billEnactment of proposed wording

Captured table 08

Events that must remain distinct · Consequence of the distinction · Claims · 8 data rows

Events that must remain distinctConsequence of the distinctionClaims
Writ issuance / garnishee service / continuing-lien effective dateDifferent facts and periods attach to each; a queued writ can have a later effective date.C038, C042, C046–C047
First-answer deadline / lien duration / second-answer deadlineService starts the first-answer period; payroll/effective-date rules bound the lien; receipt of the second form starts its period.C041, C047, C049–C050
Mailing / receipt / filing / deliveryThe statutes use each deliberately; mailing a document does not universally prove receipt or filing.C036–C039, C050, C053–C059
Exemption claim / answer controversionThey challenge different matters and have different periods, burdens, and fee provisions.C053–C060
Withholding / answer / tender / court-directed paymentEach is a separate stage; tender has its own preserved-challenge language.C045, C050, C061–C063
Lien termination / release of held money / dismissal of proceedingEnding attachment of future earnings does not necessarily resolve all already-held funds.C048, C056, C070–C071
One writ / one indebtednessThe federal employment protection uses indebtedness, and the state exception uses separate indebtednesses over a specified interval.C030–C031
Employer processing charge / creditor’s garnishable shareThe fee is taken from a separately described remainder and is not part of the initial disposable-earnings deduction.C018, C032–C033

Captured table 09

Quantity ID · Quantity/relation · Unit/base/reference event · 18 data rows

Quantity IDQuantity/relationUnit/base/reference eventInclusive/exclusive or other boundaryClaims
Q001D = G − LEarnings less deductions required by lawVoluntary status alone does not satisfy L; superior liens are separately treated in the state form.C002, C018
Q002Greater of 75% and 35FDisposable earnings / federal hourly-rate multiple, per weekResidual is zero at or below the protected amount; positive residual remains only a ceiling.C013
Q003Greater of 80% and 35SConsumer disposable earnings / state-rate multiple, per weekConsumer classification required; state-rate transition application held.C014
Q004Greater of 85% and 50HPrivate-loan disposable earnings / highest-law hourly-rate multiple, per weekExact H held; cannot substitute a convenient rate.C015
Q00550% exemptSpecified spousal-maintenance disposable earningsExpress mandatory-assignment exclusions.C016
Q006Lesser of 25% and excess over 30FAggregate ordinary federal weekly garnishmentNot 25% for each creditor/writ; no negative attachable amount.C023
Q007One workweek or lessFederal weekly-floor treatmentFederal regulation does not proportionally reduce the weekly floor merely because the period is shorter.C024
Q008Workweeks or fractions; calendar month = 4⅓ workweeksFederal longer-period conversionFederal convention only; state conversion/rounding held.C024
Q009$7.25/hourFederal incorporated statutory rateCurrent statutory input; no multiplied threshold stated.C019
Q010$17.13/hour; January 1, 2026Official state adjustment effective dateEffective current rate on access date.C020
Q011$17.73/hour; January 1, 2027Official announced next state adjustmentFuture-effective on access date.C021
Q012September 30; measuring period preceding September 1; nearest cent; following January 1State annual CPI-W wage calculationRounding applies to the wage-rate calculation, not automatically to garnishment arithmetic.C022
Q01350% / 60%; 55% / 65%; twelve-week reference windowFederal support exception, disposable earningsDependent-support and age-of-support predicates required; ordinary-debt formula not used for this branch.C026–C027
Q014One indebtednessFederal discharge protectionMultiple writs do not necessarily mean multiple debts.C030
Q015Three or more separate indebtednesses; twelve consecutive monthsState discharge-protection exception; service of garnishmentsThreshold is inclusive at three; not affirmative discharge permission.C031
Q016Up to $20 / up to $10Continuing first answer / submission of second answerFrom statutory remainder; not per payday; federal fee interaction held.C032
Q017$20Noncontinuing answer fee accompanying serviceSeparate from continuing payroll deduction.C033
Q018Number of periods/fractions; monthly proration for unlisted periodState statutory answer formNo filled dollar table or universal state rounding rule established.C017–C018

Captured table 10

Quantity ID · Quantity · Trigger and actor/action · 29 data rows

Quantity IDQuantityTrigger and actor/actionBoundary / countingClaims
Q019Over eighteen yearsNon-sheriff process-server qualification in rule 4(c)Also competent as a witness and not a party; other incorporated service predicates held.C036
Q020On or before serviceCreditor’s certified debtor-notice mailingRelative to garnishee service, not writ issuance.C038
Q021Within two days after serviceAlternative personal debtor noticeStatute also allows on/before service; K applies.C038
Q022At least twelve-point typeIndividual notice/claimMinimum size, not a wage amount.C040
Q023Twenty days after serviceFirst answerK; separate copy/delivery requirements.C041
Q024Customary paydayPayment of protected earningsNo universal calendar date; separate fee issue preserved.C044
Q025Writ total or qualifying payroll-period end on/before sixty days after effective dateContinuing-lien outer durationEarlier event controls; payroll-period endpoint is inclusive “on or before”; early termination events also apply.C046–C048
Q026Expected terminationPlaintiff mails second-answer formNot a newly calculated sixty-day answer deadline.C049
Q027Twenty days after receiptSecond-answer mail/delivery and filing requirementsReceipt-triggered; dispatch ≠ filing; K.C050
Q028Twenty-eight days after writ dateOrdinary .160 declaration route“Not later than”; authorized mailing/delivery distinguished.C053
Q029Service delayed more than seven days; twenty-one days after serviceLate-service exemption-claim extension“More than” is strict; seven is not enough for this textual condition.C053
Q030Seven days after claim receiptCreditor objection declaration and hearing notice“Not later than”; K.C054
Q031Fourteen days after claim receiptExemption-objection hearing date“Not later than”; distinct from controversion hearing.C054
Q032Ten days after claim receiptNonobjecting creditor’s release order/delivery“Not later than”; attorney alternative has delivery and filing requirements.C056
Q033$50 plus actual damagesFailure to effect required exemption releaseConditional remedy, no actual damages finding.C057
Q034Twenty days after answer filingControversion affidavitFiling-triggered; copies separately required.C058
Q035Twenty days after controversion filingOptional responsive affidavitHearing may be noted after expiration; no automatic trial finding.C059
Q036Twenty days after answer filingNo-controversion discharge branchSubject to .240’s answer predicates and continuing-lien interaction hold.C065
Q037At least ten calendar days before default judgmentGarnishee default noticeStatute expressly uses calendar days; no default without other predicates.C066
Q038Seven days after service or mailing of first enforcement writ under garnishee judgmentStatutory reduction motionNot the original debtor-response period; K/interaction held.C067
Q039$100 floor within statutory reduction measureGarnishee-default reductionSubject to statutory cap, actual holdings/cumulative earnings, and fee/cost additions.C067
Q040One year after garnishee judgment, or after writ service if no judgmentRequest for recoverable garnishment costsAlso request at judgment; no-property/no-employment exception.C064
Q041One year after specified answer filing; ten days’ written notice.310 dismissal/discharge processTrial-calendar/pending-affidavit exceptions; not lien or judgment duration.C070
Q042Twenty days after later of written demand or full qualifying payment.320 dismissal/release dutyLater-of operator; satisfaction from another source and costs required.C071
Q043$100 plus costs and damages.320 failure while funds remain heldConditional statutory remedy.C071
Q044Three additional daysRule 6(e) qualifying mail-service periodNot universal for receipt/filing/writ-date triggers.C073
Q045Period less than seven daysRule 6(a) intermediate weekend/holiday exclusionStrictly less than seven; specific statute/rule relationship retained.C072
Q046Thirty days in federal-garnishee statutory notice.370 form statementHeld federal incorporation; not an authenticated complete federal deadline.C074
Q047No fixed statutory dollar amount in the read section.180 bondSufficiency/approval/condition govern; no bond calculation.C068

Captured table 11

Quantity/status ID · Adopted or proposed boundary actually read · Status and use · 15 data rows

Quantity/status IDAdopted or proposed boundary actually readStatus and use
V001I-1433 §14: January 1, 2017Adopted state initiative effective clause; indexing text separately read.
V0022018 c 199: June 7, 2018Certified effective date for the private-loan enactment.
V0032019 c 371: July 28, 2019Certified effective date for consumer changes.
V0042021 c 35: July 25, 2021 general effective date; separately dated §14Wage-related sections read; separately dated support provision not applied.
V0052012 c 159: June 7, 2012 generally; §8 January 1, 2018; §7 expiration January 1, 2018Historical form/version boundary; current notice later amended.
V0062003 c 222: July 27, 2003Certified date for the read claim/release amendment.
V0071998 c 227: June 11, 1998Certified date for read answer-fee amendment.
V0082025 c 391 §6: July 1, 2025Adopted current notice amendment boundary.
V0092025 c 145: July 27, 2025Certified medical-definition/collection amendment date.
V010Public Law 110-28 §8102: sixty days after enactment; twelve- and twenty-four-month rate stepsOriginal adopted rate sequence read; no calendar conversion performed.
V01135 FR 8226–27: §870.10 July 1, 1970; remaining provisions upon publicationHistorical federal adoption, not current dollar table.
V01244 FR 30684–85: May 29, 1979Adopted federal priority interpretation.
V01356 FR 32254–55: July 15, 1991; correction August 15, 1991Historical rate-table amendment/correction; obsolete dollar entries not used.
V014SPR 91.04W: rescinded September 1, 1989Historical rule reference; no current procedural authorization.
V015ESSB 5865: proposed December 31, 2026 and May 1, 2027Unenacted proposal in the history read; neither is used as an operative deadline.

Captured table 12

Exact direct URL / pinpoint · Actual read extent · Displayed credit/version and use limitation · 35 data rows

Exact direct URL / pinpointActual read extentDisplayed credit/version and use limitation
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.010Complete definitions and historyLatest 2012 c 159 §1. Definitions used; pension-specific exemptions not completed.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.020Complete subsections (1)–(3)Latest 2003 c 222 §1. Postjudgment branch used; chapter 6.26 incorporation excluded.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.030Complete section1987 c 442 §1003; 1969 ex.s. c 264 §2. District-court applicability.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.040Complete sectionLatest 2003 c 222 §2. Public-body branch; service-recipient incorporation held.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.060Complete operative text, credits, displayed note referencesLatest 2018 c 22 §4; earlier 2003 c 222 §17. Filing-fee statutes and explanatory-note incorporations not used for a fee amount.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.070Complete sectionLatest 2003 c 222 §3. Writ/answer and issuance text.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.090Complete subsections (1)–(3), creditsLatest 2012 c 159 §2. Used only to identify the separate writ-balance/cost context; RCW 4.56.110 not completed and no balance calculated.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.095Complete subsections (1)–(2)1998 c 227 §2; 1997 c 296 §3. Answer-fee limits.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.100Subsection (1) and selected form passages onlyCurrent publication includes 2025 c 391 §4. Partial read: no complete noncontinuing/bank-process conclusion.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.105Complete operative section and blank continuing-writ textLatest 2021 c 35 §1; preceding 2019 c 371 §5, 2018 c 199 §205, 2012 c 159 §4.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.110Complete subsections (1)–(3)Latest 2012 c 159 §6. Bank-service exception acknowledged; .080 not completed.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.120Complete section1987 c 442 §1012; 1969 ex.s. c 264 §14. Holding/exempt/excess distinction.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.130Complete subsections (1)–(3)Latest 2003 c 222 §5. Debtor packet, proof, conditional relief.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.140Complete notice, wage claim (2)(b), (c)–(d), and (3); bank form encountered but not used substantivelyLatest 2025 c 391 §3; prior 2023 c 393 §5, 2021 c 35 §2, 2019 c 371 §6, 2018 c 199 §206, 2012 c 159 §8. Expired 2012 §7 distinguished.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.150Complete subsections (1)–(7), credits2021 c 35 §3; 2019 c 371 §7; 2018 c 199 §207; 2012 c 159 §9; earlier credits displayed. Current formulas; drafting and incorporation holds retained.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.160Complete subsections (1)–(3), both blank forms, credits2003 c 222 §7; 2002 c 265 §3; 1988 c 231 §28; 1987 c 442 §1016.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.170Complete section1987 c 442 §1017; 1969 ex.s. c 264 §16. Employment protection.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.180Complete sectionLatest 1988 c 231 §29. Bond discharge text; no bond calculation.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.190Complete section, including blank general answerLatest 2012 c 159 §10. Signature/capacity and continuing-form incorporation used; bank/property branch not completed.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.200Complete operative paragraph, proviso, credits and rule noteLatest 2012 c 159 §11. General CR 55/vacatur incorporation held.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.210Complete section1987 c 442 §1021; 1969 ex.s. c 264 §24.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.220Complete section1987 c 442 §1022; 1969 ex.s. c 264 §26.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.230Complete section1987 c 442 §1023; 1969 ex.s. c 264 §29.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.240Complete section1987 c 442 §1024; 1969 ex.s. c 264 §18. Continuing-employment interaction held.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.250Complete subsections (1)–(3), credits and rule noteLatest 2012 c 159 §12. Tender timing and unmatured-debt qualifications preserved.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.260Complete sectionRead as adjacent payment context; execution mechanics not developed or relied on for operational conclusions.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.265Complete blank judgment/order text2003 c 222 §11; 2000 c 72 §6. Form corroborates .250 court-payment routes, not a completed instrument.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.300Complete section1987 c 442 §1030; 1969 ex.s. c 264 §30. Limited payment defense.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.310Complete section1987 c 442 §1031; 1969 ex.s. c 264 §27. Proceeding-dismissal clock only.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.320Complete sectionLatest 2003 c 222 §12; preceding 2000 c 72 §7.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.330Complete section2021 c 35 §4; 2012 c 159 §13; earlier credits. Child-support exclusion retained.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.340Complete subsections (1)–(4), complete blank first answerLatest 2012 c 159 §5. No dollar blanks filled; noncompliance election is not automatic invalidity.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.350Complete subsections (1)–(3), second-answer textLatest 2012 c 159 §14; preceding 2003 c 222 §14.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.360Complete subsections (1)–(3), credits and reviser’s note2012 c 159 §15; 1997 c 296 §8; 1989 c 360 §20; 1987 c 442 §1035; 1970 ex.s. c 61 §8. Special priority incorporations held.
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.370Complete section and blank federal-garnishee notice2012 c 159 §16; 1997 c 296 §9. Federal implementing authority not authenticated.
Source links captured in this table

Captured table 13

Source ID · Issuer/title and direct literal URL · Actual read bounds; edition/status; effective/application limits · 16 data rows

Source IDIssuer/title and direct literal URLActual read bounds; edition/status; effective/application limits
S_WA-P5-S002Washington Legislature, RCW 6.01.060, Definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.060Complete section and credits. Latest 2021 c 122 §9; earlier 2019 c 371 §2, 2019 c 227 §1, 2018 c 199 §202, 1988 c 231 §1. Consumer/private-loan definitions used; unrelated auction definition not developed.
S_WA-P5-S003Washington Legislature, RCW 19.16.100. https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.100Complete (10)–(11), related definition references and credits; not the whole collection-agency regime. Latest 2025 c 145 §1; prior 2020 c 30 §1 and earlier credits.
S_WA-P5-S004Washington Legislature, RCW 48.43.005. https://app.leg.wa.gov/rcw/default.aspx?cite=48.43.005Complete (29)–(30) incorporated facility/provider definitions and credits. Latest displayed 2026 c 165 §14. Underlying licensing chapters not read; no claim that the 2026 act changed these particular definitions.
S_WA-P5-S005Washington Legislature, RCW 19.16.250, prohibited practices. https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.250Opening “licensee or employee” scope and complete (28)–(29), including exceptions, read. Latest 2025 c 145 §3. Other collection practices and remedies not completed.
S_WA-P5-S006Washington Legislature, RCW 49.46.020, minimum wage. https://app.leg.wa.gov/rcw/default.aspx?cite=49.46.020Complete (1)–(5), credits/notes read. Latest 2019 c 236 §2; 2017 c 2 §3, I-1433. Rate-index provision used; personal wage eligibility not decided.
S_WA-P5-S007Washington L&I / State Register, WSR 25-20-097, minimum-wage calculation for 2026. https://lawfilesext.leg.wa.gov/law/wsr/2025/20/25-20-097.htmEntire notice read. Filed September 30, 2025; $17.13/hour effective January 1, 2026. Official operational notice implementing the statute.
S_WA-P5-S008Washington L&I / State Register, WSR 26-20-042, minimum-wage calculation for 2027. https://lawfilesext.leg.wa.gov/Law/WSR/2026/20/26-20-042.htmEntire notice read. Filed September 30, 2026; $17.73/hour effective January 1, 2027. Published, future-effective adjustment.
S_WA-P5-S009Washington Legislature, Initiative 1433 session-law text, 2017 c 2. https://lawfilesext.leg.wa.gov/biennium/2017-18/Htm/Initiatives/Initiatives/INITIATIVE%201433.SL.htm§3 completely, §§11–14 completely; §14 effective January 1, 2017. Official HTML alternative resolved the failed session-pamphlet route. Paid-leave regime not completed.
S_WA-P5-S010U.S. House OLRC, CCPA Title III codification, 15 U.S.C. §§1672–1677. https://uscode.house.gov/us/usc/119-134/t15/s1672/; https://uscode.house.gov/us/usc/119-134/t15/s1673/; https://uscode.house.gov/us/usc/119-134/t15/s1674/; https://uscode.house.gov/us/usc/119-124/t15/s1675/; https://uscode.house.gov/us/usc/119-124/t15/s1676/; https://uscode.house.gov/us/usc/119-121/t15/s1677/Complete operative sections read. Displayed currency: §§1672–74 through Pub. L. 119-134, October 20, 2026; §§1675–76 through 119-124, October 15; §1677 through 119-121, October 9. Credits include Pub. L. 90-321 §§302–307 and amendments to §1673/§1675. Original 1968/1977/1978 enactments were not comprehensively retrieved; historical effective dates beyond read notes are not independently certified here.
S_WA-P5-S011U.S. House OLRC, 29 U.S.C. §206. https://uscode.house.gov/us/usc/119-121/t29/s206/Subsection (a) introduction and complete (a)(1)(A)–(C); relevant 2007 amendment/effective-date notes and credits read. Currency through October 9, 2026. Other wage categories/exemptions not completed.
S_WA-P5-S012U.S. Congress / GPO, Public Law 110-28, §8102. https://www.govinfo.gov/content/pkg/PLAW-110publ28/html/PLAW-110publ28.htmComplete §8102(a)–(b), at 121 Stat. 188, plus title/date context. Original amendment and relative effective sequence read in official HTML; no PDF-pixel claim.
S_WA-P5-S013DOL / eCFR, 29 C.F.R. part 870. https://www.ecfr.gov/current/title-29/subtitle-B/chapter-V/subchapter-D/part-870Complete §§870.1, .2, .10, .11, .50–.57 read. Latest displayed currency October 26, 2026; title-wide last-amended date not treated as each clause’s amendment date. eCFR identifies itself as authoritative but unofficial. Source credits for .10 include 35 FR 8226; 40 FR 52610; 43 FR 28471, 30276; 44 FR 30685; 56 FR 32254, 40660.
S_WA-P5-S014DOL, original part 870 adoption, 35 FR 8226–27. https://archives.federalregister.gov/issue_slice/1970/5/26/8225-8227.pdfRelevant adoption/preamble and operative text at printed pp. 8226–8227, PDF indices 1–2. Effective clause read. OCR fraction defects noted; no pixel inspection. Historical rate entries not used as current.
S_WA-P5-S015DOL, final interpretative priority rule, 44 FR 30684–85. https://archives.federalregister.gov/issue_slice/1979/5/29/30683-30685.pdfRelevant rule/preamble, §870.1 amendment and complete §870.11 at printed pp. 30684–30685, indices 1–2. Effective May 29, 1979. Historical bankruptcy terminology distinguished from current §1673.
S_WA-P5-S016DOL, garnishment regulation amendment, 56 FR 32254–55. https://archives.federalregister.gov/issue_slice/1991/7/15/32240-32255.pdfRelevant rule/preamble and amended §870.10(b), (c)(2)–(5), (d), printed pp. 32254–32255, indices 14–15. Effective July 15, 1991. Earlier pages unrelated and not used.
S_WA-P5-S017Federal Register correction, 56 FR 40660. https://archives.federalregister.gov/issue_slice/1991/8/15/40658-40693.pdfComplete relevant correction paragraph, printed p. 40660, index 2. Historical table typographical correction only; no current-dollar conclusion.
Source links captured in this table

Captured table 14

Source ID · Issuer/title/direct literal URL · Read extent, version, and limitation · 11 data rows

Source IDIssuer/title/direct literal URLRead extent, version, and limitation
S_WA-P5-S018Washington Courts, CR 64. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_64_00_00.pdfEntire one-page rule, p. 1/index 0. Adopted effective July 1, 1967.
S_WA-P5-S019Washington Courts, CRLJ 64. https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_64_00_00.pdfEntire one-page text, p. 1/index 0; marked rescinded.
S_WA-P5-S020Washington Courts, SPR 91.04W. https://www.courts.wa.gov/court_rules/pdf/SPR/SUP_SPR_91_04W_00.pdfEntire one-page text, p. 1/index 0; rescinded effective September 1, 1989.
S_WA-P5-S021Washington Courts, CR 81. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdfEntire one-page rule, p. 1/index 0. Effective July 1, 1967. Special-proceeding relationship only.
S_WA-P5-S022Washington Courts, CRLJ 81. https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_81_00_00.pdfEntire one-page rule, p. 1/index 0. Displayed 1984/1989/June 2, 1998 history. Small-claims exclusion read but no small-claims investigation.
S_WA-P5-S023Washington Courts, CR 6. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdfEntire one-page rule, p. 1/index 0. Displayed adoption 1967; amendment April 28, 2015. Motion-notice provisions read but not substituted for the specific garnishment periods.
S_WA-P5-S024Washington Courts, CRLJ 6. https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_06_00_00.pdfEntire one-page rule, p. 1/index 0. Displayed 1984/September 1, 1989 history. Same application limitation.
S_WA-P5-S025Washington Courts, CR 4. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_04_00_00.pdfComplete (c), (d)(2), p. 2/index 1, and ending credits read. Latest displayed amendment April 28, 2015. Other displayed service passages not used to reconstruct original-action service.
S_WA-P5-S026Washington Courts, CRLJ 4. https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_04_00_00.pdfComplete (c), (d)(2), p. 2/index 1, and ending credits read. Latest displayed amendment September 1, 2022. Recipient/agent statutory incorporations held.
S_WA-P5-S027Washington Legislature, RCW 1.12.040. https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040Complete operative section and credits read. Latest 1997 c 125 §1; historical credits displayed. Case citations in a reviser’s note were not investigated or relied on.
S_WA-P5-S028Washington Legislature, RCW 1.16.050. https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050Operative holiday/recognized-day provisions, credits, merger note read. Latest 2025 c 58 §1001 and 2025 c 30 §1; 2024 c 76 §3. No holiday calendar constructed; unrelated legislative findings not used.
Source links captured in this table

Captured table 15

Source ID · Instrument and direct literal URL · Actual read bounds / status · 11 data rows

Source IDInstrument and direct literal URLActual read bounds / status
S_WA-P5-S0292021 c 35, SHB 1171. https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1171-S.SL.pdf?cite=2021+c+35+s+1Cover/index 0; complete §§3–4, printed pp. 12–14/indices 12–14; §§20–21 at p. 46/index 46; selected §1 and §15 passages. General effective July 25, 2021; separately dated §14 noted. Not the whole 47-page act.
S_WA-P5-S0302019 c 371, SHB 1602. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/House/1602-S.SL.pdf?cite=2019+c+371+s+5Cover/index 0; complete §2, pp. 2–3/indices 2–3; complete §7 and act ending, pp. 20–21/indices 20–21. Effective July 28, 2019.
S_WA-P5-S0312018 c 199, 3SHB 1169. https://lawfilesext.leg.wa.gov/biennium/2017-18/Pdf/Bills/Session%20Laws/House/1169-S3.SL.pdf?cite=2018+c+199+s+205Cover/index 0; complete §202, pp. 9–10/indices 9–10; §207, pp. 26–27/indices 26–27; §301/ending. Effective June 7, 2018. No full student-loan sector investigation.
S_WA-P5-S0322012 c 159, SHB 1552. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/1552-S.SL.pdf?cite=2012+c+159+s+6Cover; §1; material §5 first-answer text, pp. 10–15/indices 10–15; complete §6, pp. 15–16; complete §14, pp. 37–38; §§29–30, pp. 50–51. Selected §15. General June 7, 2012; delayed/expired notice clauses distinguished. Not all 52 pages.
S_WA-P5-S0332003 c 222, SSB 5592. https://lawfilesext.leg.wa.gov/biennium/2003-04/Pdf/Bills/Session%20Laws/Senate/5592-S.SL.pdf?cite=2003+c+222+s+5Cover/index 0 and complete §7, pp. 12–14/indices 12–14; adjacent limited passages. Effective July 27, 2003. Current sections separately read.
S_WA-P5-S0341998 c 227, HB 2463. https://lawfilesext.leg.wa.gov/biennium/1997-98/Pdf/Bills/Session%20Laws/House/2463.SL.pdf?cite=1998+c+227+s+4Cover/index 0; complete §§1–2, including fee text at p. 2/index 2; historical form passages encountered. Effective June 11, 1998. Superseded historical service/form details not used.
S_WA-P5-S0352025 c 391, E2SSB 5651. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5651-S2.SL.pdf?cite=2025+c+391+s+3§3(1), pp. 5–7; §3(2)(b)–(d), pp. 10–12; §3(3), p. 12; §§5–6, p. 17; indices match printed pages after cover. Effective July 1, 2025. Bank form only partially read; bank indexing not developed.
S_WA-P5-S0362025 c 145, ESSB 5480. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5480-S.SL.pdf?cite=2025+c+145+s+1Cover/index 0; complete §1(10)–(11), p. 3/index 3; §3 opening and complete (28)–(29), pp. 13–15/indices 13–15; act ending, pp. 16–17. Effective July 27, 2025. Other credit-reporting/medical enforceability provisions not used for an actual outcome.
S_WA-P5-S037Washington Legislature, ESSB 5865 proposed text. https://lawfilesext.leg.wa.gov/biennium/2025-26/Htm/Bills/Senate%20Bills/5865-S.E.htmComplete §§1–4 read. Proposed, not a session-law source.
S_WA-P5-S038Washington Legislature, SB 5865 official bill history. https://app.leg.wa.gov/billsummary?BillNumber=5865&Initiative=False&Year=2025Complete displayed history read through March 12, 2026 return to Senate Rules. No enactment/chapter shown in that history.
S_WA-P5-S039Washington Legislature, SB 6105 official bill history. https://app.leg.wa.gov/billsummary?BillNumber=6105&Initiative=false&Year=2025History read: introduction/referral/hearing entries; no enactment shown. Bill body not read. Status/discovery record only; no proposed medical percentage or rule used.
Source links captured in this table

Captured table 16

Route ID · Actual route/result · Alternative and disposition · 6 data rows

Route IDActual route/resultAlternative and dispositionRemaining limitation
F001https://www.dol.gov/agencies/whd/wage-garnishment returned 403.Used official U.S. Code, eCFR, and original Federal Register texts, S010–S017.No substantive statement attributed to the inaccessible page.
F002https://www.dol.gov/agencies/whd/fact-sheets/30-cppa returned 403.Searches for a public official PDF and materially different official legal texts; no fact-sheet body retrieved.Search extracts remained discovery only. Voluntary-assignment and fee interpretations were not promoted into verified fact-sheet conclusions. No tracking-parameter workaround used.
F003https://leg.wa.gov/CodeReviser/documents/sessionlaw/2017pam1.pdf?cite=2017+c+2+s+3 returned a 400/timeout result.Located and read the ordinary official initiative HTML, S009.Exact indexing/effective-clause gap resolved by S009 only; failed PDF itself was not read.
F004https://uscode.house.gov/statviewer.html?page=188&volume=121 rendered a viewer without the needed act text.Located and read official GPO HTML of Public Law 110-28 §8102, S012.Original amendment-text gap resolved; no statute-image inspection claimed.
F005Search for a 2026 annual official CFR volume/part text did not yield a read annual-edition source.Current eCFR text plus original FR adoptions/amendment/correction, S013–S017.eCFR’s October 26 currency and unofficial-edition qualification remain explicit.
F006Initial chapter-anchor navigation did not isolate desired passages; two large combined outputs were truncated.Used direct official section pages and bounded successful passage opens; missing material was recovered before reliance.No proposition rests on an unseen truncated portion. These were output/navigation limitations, not statutory access failures.
Source links captured in this table

Captured table 17

Item · Direct URL / route · Treatment · 8 data rows

ItemDirect URL / routeTreatment
2026 RCW archive chapter indexhttps://lawfilesext.leg.wa.gov/law/RCWArchive/2026/RCW%20%20%206%20.%2027%20%20CHAPTER.htmIndex read for discovery. Not represented as a second independently read chapter body.
Federal Register citation landing pageshttps://www.federalregister.gov/citation/35-FR-8226; https://www.federalregister.gov/citation/56-FR-40660Navigation to actual rule PDFs; landing pages not substantive rule evidence.
Local rule returned by generic SPR searchhttps://www.courts.wa.gov/court_rules/?fa=court_rules.display&ruleid=superiorsupspo191.04Incidental local-rule result; not generalized statewide or used to establish a local-law conclusion.
DOL fact-sheet search extractsSearches identifying Fact Sheet 30 and wage-assignment languageDiscovery only because ordinary page access failed.
1978 FR and other historical amendment search resultsSearch results associated with 43 FR 28471 and 30276Not fully read; not separate current-law corroboration.
SB 6105S039 history onlyNo bill-body finding; no enacted exemption inferred.
Companion bill, bill reports, testimony, and provider chartsLinks/results encountered during proposal searchesNot investigated or relied on.
Unrelated material in multi-document FR slices and statutory navigationAutomatically returned surrounding materialNot a source for this component; no identifying record or case investigation performed.
Source links captured in this table

Captured table 18

Dependency · Read anchor · What remains missing · 11 data rows

DependencyRead anchorWhat remains missingExact next generic inquiry
Valid, enforceable, unsatisfied judgment and correct issuing court.020, .060No substantive foundation from P3/P4 adoptedKeep judgment predicate held; no actual-record reconstruction within this pass
Exact service recipient/agent and territorial authority.040, .110; CR/CRLJ 4(c), (d)(2)Incorporated service statutes and entity-specific routeSeparate generic reading of the applicable portions of RCW 4.28.080–.090 and other actually implicated service statutes
Federal government as garnishee.370Federal sovereign-consent, recipient, answer and implementing rulesGeneric 5 U.S.C. §5520a and 5 C.F.R. part 582 branch
Child-support and LFO priority.150(2), .330, .360Complete chapters 26.18, 74.20A and listed LFO provisionsSeparate special-debt priority pass; no ordinary-wage substitution
Pension/retirement and other special payment exemptions.010, .105, .150Reconciliation of definition/form wording and independent protectionsGeneric payment-category statute and exemption incorporations
State nonweekly conversion and rounding.150(5), .340 formExpress controlling numerical conversion/rounding authorityStatewide adopted rule or official legally grounded instruction; judicial construction remains held
Highest state-law minimum for private student debt.150(3)Applicable local enactments and meaning of the incorporated highest-law referenceSeparate public local-wage-text inquiry, without any employer investigation
Multiple employers, mixed-purpose debt, disputed classificationDefinitions and aggregate ceilingAllocation and classification authority beyond generic textGeneric statutory/regulatory interpretation; case-dependent construction remains held
Garnishee default/vacatur.200Complete applicable general rule interactionBounded CR/CRLJ 55/60 incorporation inquiry; no rerun of an actual initial action
Medical/hospital collection condition.250(28)–(29)Full charity-care and specialized enforceability lawSeparate medical-sector public-law pass
Employer fee versus federal protected remainder.095; §1673Formal authority on fee treatment under the federal ceilingGeneric DOL regulation/formal interpretation, using an accessible ordinary official route

Captured table 19

Branch ID · Supported conditional relation · Missing predicate or authority · 24 data rows

Branch IDSupported conditional relationMissing predicate or authorityAdverse inference to avoidExact next generic inquiry
B001If .020/.060 postjudgment predicates are established, the chapter supplies the writ framework.Enforceability, issuing-court authority, unsatisfied balance.A published form establishes a valid collectible judgment.Keep P3/P4-independent judgment predicate held; no actual records. C007–C010.
B002If the transaction is primarily personal/family/household, the consumer classification may govern.Mixed purpose, statutory classification of disputed obligation.Every individual debt is consumer debt, or every business-labelled debt is outside it.Complete only necessary generic definition/construction authority. C003, C014.
B003If the private-student definition is satisfied, .150(3) supplies its distinct relation.Guarantee status, qualifying purpose, excluded security/category; exact H.Any education-related loan gets the private-loan formula; statewide rate necessarily equals H.Generic private-loan incorporation and public highest-wage-law inquiry. C004, C015.
B004Personal-service compensation can fall within “earnings”; periodic pensions are included in .010’s definition.Payment-category classification and independent pension exemptions; narrower form wording.All payments called wages or pensions are attachable.Generic payment-category law; hold construction conflict. C001.
B005A deduction reduces disposable earnings only if legally required; superior liens have a separate form position.Legal basis and priority of each deduction category.Every payroll subtraction reduces D, or support is deducted twice.Generic deduction-enactment and priority text. C002, C018.
B006The employer-owed-earnings branch establishes wage protection before the unexamined deposit issue.Bank exemption, tracing, turnover and account-specific statutes.The wage formula automatically follows all deposited money, or automatically disappears on deposit.Separate bank/deposit/tracing component. C006.
B007For the applicable weekly classification, protection is the greater of its percentage and floor.Established classification, period, rate, available earnings and other restrictions.The maximum percentage is always collectible.Resolve only missing generic classification/period authority; no amount substitution. C013–C015.
B008State protection applies to nonweekly periods; the form supplies period/fraction instructions.Complete state conversion factors and rounding.Federal 4⅓ automatically supplies every Washington factor; monthly means four weeks.Adopted statewide conversion/instruction authority. C017, C024.
B009Federal payable-date rules adjust an ongoing writ when the incorporated federal rate changes.State consumer-rule transition interpretation for a straddling period.Writ issuance permanently freezes a rate; a future notice is current immediately.Generic state effective/application text for rate transitions. C020–C025.
B010The federal ceiling is aggregate, and state continuing writs have sequencing rules.Multiple-employer allocation and aggregation mechanics.Every employer or writ gets a fresh full allowance.Formal generic multi-employer allocation authority. C023, C029, C043.
B011Support, tax and Chapter 13 branches are excepted from the ordinary federal ceiling as specified.Exact special process and priority; statutory scope.Exception means unrestricted withholding or an ordinary-debt rate can be selected instead.Separate narrowly scoped special-regime texts. C026–C027, C052.
B012State law authorizes bounded answer charges from the described remainder.Federal characterization and floor interaction for the charge.Treating the fee as a pre-floor deduction or charging it every payday.Accessible formal federal fee interpretation. C032–C033.
B013Certified service has the .110 return-receipt trigger when all prerequisites are satisfied.Proper addressee, legal recipient, qualification, territorial authority.Any delivered email/mail/contact or known address proves service.Complete the particular generic service incorporation. C035–C039.
B014An earlier continuing writ affects the later effective date; same-case service has a priority exception.Simultaneous-service ordering and special-priority classification.Multiple ordinary writs create additive percentage ceilings or every later writ is void.Generic priority/ordering authority beyond .360. C043, C046, C051–C052.
B015Earnings protection is determined by the garnishee, and .160 supplies a separate claim route.Effect of lateness on a particular claim and independent federal protection.Missing a state form necessarily waives the federal ceiling or all automatic wage protection.Complete generic waiver/late-claim authority; §870.51(c) preserves the federal affirmative-defense distinction. C044, C053.
B016The second form has receipt-based mailing/delivery and filing language.Precise reconciliation of dispatch, filing, permitted delivery, and rule 6.Mailing within a period necessarily proves timely filing; add three days to every receipt trigger.Generic filing/service rules only as indispensable to .350. C050, C073.
B017Prejudgment tender preserves challenges through .250(1)(b)’s express cross-references.Reconciliation of “after tender” with ordinary writ/answer triggers.Earlier lapse automatically makes a tender immune from exemption/controversion.Exact generic construction of .250(1)(b), .160 and .210; judicial construction held. C062.
B018The no-indebtedness answer can support .240 discharge when its conditions hold.Relationship to ongoing employment and future earnings under .350.Nothing due on service means no continuing earnings lien can operate.Generic reconciliation of .240 and .350. C065.
B019The statute permits garnishee default and a bounded reduction mechanism upon its predicates.General-rule, notice, enlargement, and vacatur interaction.Default is automatic, or statutory reduction is the only conceivable relief.Bounded CR/CRLJ 55/60 inquiry; no actual case. C066–C067.
B020State and federal public-garnishee branches are separately described.Proper public recipient; federal waiver and implementing rules.Ordinary private-employer service/answer rules transfer unchanged to every public employer.Generic public-service and federal §5520a/part 582 texts. C009, C074.
B021The medical information-request pause contains a proper-postjudgment-writ exception; hospital charity-care pendency has a separate prohibition.Licensee scope, hospital classification, notice and full special-law interaction.An information request always stops a valid writ, or a wage formula overrides all hospital restrictions.Bounded medical-sector incorporation pass. C075–C076.
B022The proposed form replacement has only the status shown by the read legislative history.Any subsequent enactment outside that displayed record.Proposed dates operate as law.Recheck the official bill history/session-law record when a later-date update is undertaken. C077.
B023Rescinded statewide rules supply no current rule text merely because an RCW note still cites them.Any applicable current local rule, if later in scope.A local rule found by search is statewide, or an old cross-reference revives a rescinded rule.Separate authorized local-rule inquiry; no current local conclusion. C012, C083.
B024The read texts establish only the stated generic statutory relations.Judicial construction, later source updates, conflicting-law rules, facts.Treating this component as a legal outcome, completed dimension5 review, or statewide acceptance.Preserve explicit holds and undertake only the next separately scoped generic component. C084.

Captured table 20

Analytical field · Entry · Primary authority/pinpoint · 33 data rows

Analytical fieldEntryPrimary authority/pinpointUnresolved dependency
Court and statutory writ category
Enforceable-judgment predicate
Garnishee statutory category
Jurisdiction/service incorporation
Earnings classification
Debt-purpose classification
Private-student-loan definition predicate
Medical/hospital special-law predicate
Relevant earnings period
Required-by-law deduction categories
Disposable-earnings base
Applicable state percentage provision
Applicable wage-reference provision
Official rate notice and effective status
State nonweekly conversion authority
Federal comparator authority
Rounding authority
Prior/simultaneous writ category
Special-priority incorporation
Writ-balance predicate
Issuance/service/effective-event distinctions
First-answer authority and trigger
Continuing-lien termination authority
Second-answer authority and trigger
Notice/proof requirement
Exemption-claim authority and trigger
Objection/hearing authority and trigger
Controversion authority and trigger
Release/payment-order predicate
Employer-charge authority and limitation
Counting/extension authority
Version/application boundary
Remaining generic authority inquiry

Captured table 21

Requested component · Status in this pass · Source/claim/branch links · 36 data rows

Requested componentStatus in this passSource/claim/branch linksExact retained gap or next investigation
1 — Earnings definitionAnswered at text levelS001; C001; B004Payment-specific and pension exemptions held.
1 — Disposable earnings / required deductionsAnswered at definition/form levelS001, S010; C002, C018; B005Individual deduction laws and special-priority classification not supplied.
1 — Consumer versus other ordinary debtAnswered definition; application heldS002; C003, C013–C014; B002Mixed-purpose construction.
1 — Private student branchAnswered definition/formula; highest-rate branch partialS002, S031; C004, C015; B003Highest-law incorporation/local enactment inquiry.
1 — Garnishee/court predicatesAnswered statutory prerequisitesS001 .020–.060; C007–C010Enforceable judgment and actual jurisdiction remain held.
1 — Indispensable court-rule relationAnswered bounded relationS018–S026; C012, C083Exact recipient/agent and special-incorporation branches.
1 — Owed earnings versus deposited earningsBoundary answeredC006; B006Bank/deposit/tracing excluded and open.
1 — Garnishment versus voluntary assignmentDistinction answered; validity heldS010, .360; C011Assignment enforceability/revocability and formal federal interpretation.
1 — Employer chargesState text answered; federal interaction partialC032–C033; B012Federal treatment of a particular charge.
2 — Ordinary state percentage/floor relationsAnswered symbolicallyC013–C018; Q001–Q008No actual amount or classification decision.
2 — Correct incorporated minimum wageFederal/state inputs authenticated; private highest rate heldS006–S012; C019–C022Local highest-law branch not completed.
2 — Indexing/effective/applicationMaterial notices/enactments readC020–C022, C078–C082; V001–V013State consumer transition/straddling-period construction.
2 — Pay-period conversionFederal answered; state instructions read but numerical factor/rounding partialC017, C024; B008Exact adopted state conversion/rounding authority.
2 — Aggregate/simultaneous/continuing writsAggregate and statutory sequencing answeredC023, C029, C043, C046–C052Multiple-employer and simultaneous-service allocation.
2 — No substitutions or favorable-rate assumptionObservedSymbolic relations only; blank worksheetNo paycheck, floor multiplication, rate election, or rounding assumption.
3 — Federal definitions/ordinary ceilingAnsweredS010–S013; C002, C023–C025Publisher-currency gaps disclosed.
3 — Support/tax/Chapter 13 exceptionsBounded comparison answeredC026–C027; B011Full special regimes excluded.
3 — Greater-state-protection ruleAnsweredC028Interstate applicability is held; no favorable-law election.
3 — Employment discharge / indebtedness distinctionAnswered statutory comparisonC030–C031Other employment laws and actual discharge facts not examined.
3 — Residence/work/multiple-employer dependenciesExplicitly heldB010, B020, B024Generic jurisdiction/conflicts/allocation authority only in a later scope.
4 — Writ/answer/notice instrument categoriesAnswered for continuing earningsC034–C043; S001 formsComplete ordinary noncontinuing and bank branch excluded.
4 — Service and proof rolesStatutory routes/proof answered; incorporated recipient branch partialC035–C039; B013Exact applicable civil-process incorporation.
4 — Withholding versus protected paymentAnsweredC044–C048No operational payroll determination.
4 — First versus second answerAnswered text; filing/mailing reconciliation heldC041–C043, C049–C050; B016Generic procedural incorporation where necessary.
4 — Claim/contest/hearingAnswered distinct mechanismsC053–C060Late-claim/tender and construction holds.
4 — Payment/release/terminationAnswered statutory conditionsC048, C056–C057, C061–C071Tender-timing and no-earnings/future-employment interactions.
4 — Official forms/instructions and versionStatutory blank forms readS001, S029–S035No issued form; proposed pattern-form replacement not operative.
4 — Counting conventionsGeneric texts read; universal application heldC072–C073; Q044–Q045Particular statutory enlargement/mail interaction.
5 — Material debt exemptions/exceptionsOrdinary/private/consumer and bounded special branches addressedC013–C016, C026–C027, C052, C075–C076Full pension/support/tax/bankruptcy/medical/LFO regimes excluded.
5 — Priority, duration, terminationAnswered statutory ordinary branchC046–C052, C070–C071Special-priority incorporations and simultaneous allocation held.
5 — Administrative charges/remediesState charges and indispensable procedural remedies addressedC032–C033, C055–C057, C060, C066–C071Full damages/enforcement/employment-remedy study excluded.
5 — Adopted, historical, proposed, future statusExplicitly distinguishedS007–S017, S029–S039; V registerLater update outside publisher currency not certified.
5 — No case/opinion/record investigationObservedResearch method and logJudicial construction remains held.
Dimension5 — Nonwage property/bank/benefit tracing/homesteadExcluded; openC006, B006Separate property/deposit/exemption components.
Other registry dimensions and earlier holdsUnchanged; open as previously scopedSupplied scope context onlyProvider fee/fair-share/nonprofit/cancellation disputes not repaired; no P3/P4 conclusion adopted.
Washington / dimension5 / A066 acceptanceNot suppliedEntire report boundaryCompletion of this bounded textual pass does not imply acceptance.

Captured table 22

Log ID · Route and actual work · Evidence outcome · 10 data rows

Log IDRoute and actual workEvidence outcome
R001Official full chapter 6.27, then individual section pages to isolate complete clauses/forms, credits and notesS001; access to these bodies succeeded independently of earlier component failures
R002Official title 6 definition and necessary medical/provider incorporationsS002–S005; underlying licensing/sector regimes bounded
R003Official minimum-wage statute, State Register calculation notices, and original initiative textS006–S009; current/future state-rate distinction authenticated
R004OLRC current-version section pages, linked continuations, credits and amendment notesS010–S011; different displayed currency dates retained
R005Original federal wage amendment through official GPO HTML after an unhelpful statutory viewerS012; adopted rate sequence read
R006Current eCFR part 870 and original Federal Register adoption/amendment/correction slicesS013–S017; old tables distinguished from operative symbolic relations
R007Official statewide court-rule PDFs and counting statutesS018–S028; rescinded-rule and special-proceeding boundaries authenticated
R008Original Washington session-law PDFs linked from current RCW creditsS029–S036; material enactment/effective clauses read with page bounds
R009Official 2025–26 bill text/history routes for potential changesS037–S039; proposal status separated from law
R010Ordinary DOL pages, failed pamphlet/viewer routes, archive/citation navigationFailures and alternatives fully listed in E1; discovery-only items in E2

Captured table 23

Search group · Queries/terms used and restricted domains · Result/use · 12 data rows

Search groupQueries/terms used and restricted domainsResult/use
State wage noticessite:lni.wa.gov 2026 2027 minimum wage Washington announced September 2026; site:lawfilesext.leg.wa.gov "Minimum Wage Calculations for 2026"Located official State Register notices; actual notice bodies read.
Federal garnishment authoritysite:dol.gov wage garnishment CCPA 1672 1673 1674 1677 29 CFR 870; site:uscode.house.gov "1672" "garnishment" "119"; corresponding §1673 query; site:ecfr.gov "870.10" "garnishment"Located code/regulatory bodies; DOL page failures separately logged.
Federal code currency/rateSearches for 29 U.S.C. 206, 119-134, 1677 "Effect on State laws", and "$7.25" on uscode.house.govExact accessible OLRC editions recorded; no assumed later currency.
Current state form provisionssite:app.leg.wa.gov/rcw "6.27.105" "sixty"; "6.27.190" "weekly"Discovery only; actual sections subsequently read.
Rescinded rule and special proceedingssite:courts.wa.gov "SPR" "91.04W" garnishment; "SPR91.04W" "RESCINDED"; "SPR" "91.04W" -Spokane -LSPR -opinion -opinions; "CR81" "special proceedings"; court-rule PDF CR81 queryStatewide PDFs read; incidental local result excluded. No opinion search performed.
DOL fact-sheet alternativessite:dol.gov filetype:pdf "Fact Sheet #30" "wage assignments"; site:dol.gov "whdfs30.pdf"; site:dol.gov/sites/dolgov/files/WHD/ "whdfs30"; filetype:pdf "voluntary wage assignments" "Consumer Credit"No qualifying fact-sheet PDF body read; extracts not elevated to evidence.
2025–26 garnishment changessite:lawfilesext.leg.wa.gov/biennium/2025-26/ "garnishment" "6.27.150" "Session Laws"; "6.27.350" "2026"; "5865" "Session Laws"; official billsummary "5865" "2025-26"ESSB 5865 proposed text and actual history read; no enactment inferred.
Medical wage boundarysite:app.leg.wa.gov/rcw "medical debt" "garnish"; "garnishment" "poverty"; "earnings" "garnishment" "consumer debt" -6.27 -case -opinionCurrent collection clauses and SB 6105 history located; no unverified medical income threshold asserted.
Initiative alternativesite:sos.wa.gov "1433" "Sec. 3." minimum wage pdf; site:lawfilesext.leg.wa.gov "2017" "1433" "minimum wage"Official initiative HTML located after failed pamphlet route.
Federal originals/editionsite:govinfo.gov "PLAW-110publ28" "8102"; "CFR-2026-title29-vol3" "870.10"; site:federalregister.gov "Washington" "870" "Garnishment"Initial gaps; FR historical texts found. Search did not establish an exhaustive absence of new law.
Federal wage-act alternativesite:congress.gov "Public Law 110–28" "8102" "7.25"; site:govinfo.gov "121 STAT. 188" "8102"Official GPO act body read; viewer gap resolved.
Additional proposal discoverysite:lawfilesext.leg.wa.gov/biennium/2025-26 "6105" "Bills"Bill-body conclusion not made; history-only scope preserved.

Find the assertion and its boundaries

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

SWA correction of the C070 coverage pinpoint →
SWA exact original-row completion →
Two bounded source corrections →
1. Exact two-cell replacements →
S_WA-P5-C001 Saved research record

Washington “earnings” include compensation paid or payable for personal services, including wages, salary, commissions, bonuses, and periodic governmental or nongovernmental pension or retirement payments.

Recorded check status: whole report text reviewed not all underlying primary reverified

Primary authority and pinpoint
S001, RCW 6.27.010, complete definition.
Conditions, exceptions, and confidence limit
Text established. The definition does not establish that every pension or other included payment is attachable despite another exemption. The continuing-writ form uses narrower pension wording; B004 preserves that discrepancy.
S_WA-P5-C002 Saved research record

Washington and federal “disposable earnings” start with earnings remaining after amounts required by law to be withheld. A voluntary deduction is not established as a deductible item merely because payroll deducts it.

Recorded check status: selected primary aspect only other incorporation history or construction unverified

Primary authority and pinpoint
S001, .010; S010, 15 U.S.C. §1672(b).
Conditions, exceptions, and confidence limit
Text established. The legal basis for a particular deduction remains a predicate. Washington’s answer form separately locates support orders and governmental liens; C018. uscode.house.gov
S_WA-P5-C003 Saved research record

Title 6 defines consumer debt by an obligation or alleged obligation to pay money arising from a transaction primarily for personal, family, or household purposes, and expressly includes medical debt.

Recorded check status: whole report text reviewed not all underlying primary reverified

Primary authority and pinpoint
S002, RCW 6.01.060(2)–(3).
Conditions, exceptions, and confidence limit
Text established. An ordinary business-purpose obligation does not acquire this classification merely because an individual owes it. Mixed-purpose classification remains held.
S_WA-P5-C004 Saved research record

The private-student-loan definition requires a loan not guaranteed by the federal or state government, made solely for personal postsecondary educational expenses or attendance costs; qualifying refinancing is included. Open-end consumer credit, reverse mortgages, residential mortgages, and loans secured by real property or a dwelling are excluded.

Recorded check status: whole report text reviewed not all underlying primary reverified

Primary authority and pinpoint
S002, RCW 6.01.060(4); S031, §202.
Conditions, exceptions, and confidence limit
Text established. “Student loan” alone does not establish this statutory branch. Relationship to the broader consumer category is addressed by the express private-loan provision and form language, without deciding a disputed classification.
S_WA-P5-C005 Saved research record

The incorporated medical-debt definition reaches consumer debt to a person primarily providing medical services, products, or devices, or its agent or assignee. It includes bills not past due or already paid and excludes cosmetic surgery, subject to the stated reconstructive-surgery qualification.

Recorded check status: whole report text reviewed not all underlying primary reverified

Primary authority and pinpoint
S003, RCW 19.16.100(11); S004, RCW 48.43.005(29)–(30); S036, §1(11).
Conditions, exceptions, and confidence limit
Definition text read. The underlying professional/facility licensing chapters were not examined. Inclusion of paid bills in this definition does not establish a collectible balance. lawfilesext.leg.wa.gov
S_WA-P5-C006 Saved research record

This pass establishes protections for earnings owed by an employer under the earnings provisions. It establishes no bank-account exemption or tracing result for earnings after deposit.

Recorded check status: whole report text reviewed not all underlying primary reverified

Primary authority and pinpoint
S001, .150(1), (5)–(7), compared with the distinct notice/form categories in .140.
Conditions, exceptions, and confidence limit
Boundary established. The phrase “paid or payable” in a definition is insufficient, by itself, to resolve deposit-account treatment. B006 remains held.
S_WA-P5-C007 Saved research record

The ordinary postjudgment issuance provision requires a judgment creditor with a wholly or partly unsatisfied judgment in the issuing court. Superior- and district-court clerks issue under the statute; an attorney of record may issue a district-court writ as provided there.

Recorded check status: whole report text reviewed not all underlying primary reverified

Primary authority and pinpoint
S001, .020(1)–(3).
Conditions, exceptions, and confidence limit
Text established; actual judgment validity, enforceability, amount, and court jurisdiction are held. The prejudgment chapter 6.26 branch is outside this pass.
S_WA-P5-C008 Saved research record

Chapter 6.27 expressly applies to district-court proceedings. Its operation is not limited to superior court.

Recorded check status: whole report text reviewed not all underlying primary reverified

Primary authority and pinpoint
S001, .030, complete section.
Conditions, exceptions, and confidence limit
Text established. This does not select a court or reconstruct initial-action jurisdiction. app.leg.wa.gov
S_WA-P5-C009 Saved research record

The state and the listed local governmental bodies are subject to the chapter’s postjudgment garnishment provision; .040 specifies the original-action venue and service on the official designated for civil process.

Recorded check status: whole report text reviewed not all underlying primary reverified

Primary authority and pinpoint
S001, .040, complete section.
Conditions, exceptions, and confidence limit
Text established at the statutory-category level. Identification of the proper official and any indispensable service statute remain held; no actual public employer was examined.
S_WA-P5-C010 Saved research record

The application affidavit must state the unsatisfied judgment and alleged balance, the basis for believing the garnishee owes or holds nonexempt property, and whether the garnishee is the debtor’s employer.

Recorded check status: whole report text reviewed not all underlying primary reverified

Primary authority and pinpoint
S001, .060, complete operative paragraph.
Conditions, exceptions, and confidence limit
The statute demands allegations under affidavit; it does not make them adjudicated facts or supply personal jurisdiction. Filing-fee incorporations were not followed. app.leg.wa.gov
S_WA-P5-C011 Saved research record

Federal garnishment means a legal or equitable procedure requiring earnings to be withheld for a debt. Washington separately refers to wage assignments in its priority provisions. A private voluntary arrangement is not automatically the statutory writ procedure.

Recorded check status: selected primary aspect only other incorporation history or construction unverified

Primary authority and pinpoint
S010, §1672(c); S001, .360(1)–(3).
Conditions, exceptions, and confidence limit
Textual distinction established. Assignment validity, revocability, enforceability, and treatment of a court-enforced assignment remain held. No assignment contract was examined.
S_WA-P5-C012 Saved research record

CR 64 points to seizure remedies available under applicable law. CR 81 and CRLJ 81 preserve special-proceeding statutory provisions where inconsistent with the general civil rules.

Recorded check status: whole report text reviewed not all underlying primary reverified

Primary authority and pinpoint
S018, CR 64; S021–S022, CR/CRLJ 81, complete rules.
Conditions, exceptions, and confidence limit
These are procedural authority relationships, not independent authorization to garnish. The applicable statutory and court-specific branch must still be established.
S_WA-P5-C013 Saved research record

Applies within the employer-owing-earnings predicate and subject to the other express branches. The wage reference is federal, measured when earnings are payable.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Classification and source-stated relation
General Washington weekly protection is the greater of 0.75D and 35F. Its algebraic residual ceiling is A = [D − max(0.75D, 35F)]+.
Authority
S001, .150(1)(a)–(b).
S_WA-P5-C014 Saved research record

Consumer classification must be established. Subsection (4) does not repeat the “at the time … payable” wording used in (1) and (3); a payroll period crossing a state-rate change remains a specific application hold.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Classification and source-stated relation
Consumer-debt weekly protection is the greater of 0.80D and 35S; the corresponding residual is [D − max(0.80D, 35S)]+.
Authority
S001, .150(4); S030, §7.
S_WA-P5-C015 Saved research record

The reference is the highest minimum-wage law in the state when earnings are payable—not automatically the statewide rate or an employee’s personal wage entitlement. The exact H is held because applicable local wage enactments were not investigated.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Classification and source-stated relation
Private-student-loan weekly protection is the greater of 0.85D and 50H; the corresponding residual is [D − max(0.85D, 50H)]+.
Authority
S001, .150(3); S031, §207.
S_WA-P5-C016 Saved research record

Boundary comparison only. Those assignment regimes and support enforcement are not completed here.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Classification and source-stated relation
For the specified spousal-maintenance court-order garnishment, the state exemption is 50% of disposable earnings. Mandatory wage assignments under chapter 26.18 and retirement-benefit assignments under chapter 41.50 are expressly excepted from that provision.
Authority
S001, .150(2).
S_WA-P5-C017 Saved research record

S001, .150(5), .340(2), first-answer Section II; S032, §5.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Classification and source-stated relation
State earnings protections apply to weekly, monthly, and other payment intervals, including earnings for a portion of a week. The statute’s answer form directs period-based minimums, multiplication for periods or fractions covered, and prorating the monthly amount for an unlisted period.
Boundary
The read state texts do not supply a complete numerical conversion table or a universal rounding rule. Federal conversion factors are not silently imported into the state formula.
S_WA-P5-C018 Saved research record

S001, .340(2), Section II, lines 1–8; S032, §5.

Recorded check status: selected primary aspect only other incorporation history or construction unverified

Classification and source-stated relation
The statutory first-answer sequence calculates disposable earnings, compares percentage protection with the period floor, and then separately accounts for ongoing superior governmental liens. It expressly excludes support orders/governmental liens from the initial required-deduction line.
Boundary
A lien’s existence and priority must independently be established. The form says this formula is used for each pay period; it does not authorize pooling an entire continuing-writ period to defeat a low-period floor. app.leg.wa.gov +1
S_WA-P5-C019 Saved research record

S011, §206(a)(1)(A)–(C); S012, §8102(a)–(b).

Recorded check status: whole report text reviewed not all underlying primary reverified

Classification and source-stated relation
The incorporated federal statutory rate in 29 U.S.C. §206(a)(1)(C) is $7.25 per hour.
Boundary
Current codified text and original amendment read. This is a reference input, not a finding about an individual’s minimum-wage coverage. No floor multiplication was performed.
S_WA-P5-C020 Saved research record

S007, entire notice; S006, .020(2)(b).

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Classification and source-stated relation
The official state calculation notice establishes a Washington minimum wage of $17.13 per hour effective January 1, 2026.
Boundary
Current-rate input as of access. It is not substituted into a garnishment calculation.
S_WA-P5-C021 Saved research record

Published future adjustment; not the rate effective on October 28, 2026.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Classification and source-stated relation
The later official notice establishes $17.73 per hour effective January 1, 2027.
Authority
S008, entire notice.
S_WA-P5-C022 Saved research record

This is the wage-index rounding rule. It does not establish rounding of garnishment deductions or exemption amounts. No independent CPI calculation was used. uscode.house.gov +4

Recorded check status: whole report text reviewed not all underlying primary reverified

Classification and source-stated relation
State law directs the annual September 30 calculation using the specified CPI-W change over the preceding measuring period, rounding the wage rate to the nearest cent, with the adjusted rate effective the following January 1.
Authority
S006, .020(2)(b); S009, §3(2)(b).
S_WA-P5-C023 Saved research record

For ordinary covered garnishment, the federal aggregate weekly ceiling is the lesser of 25% of disposable earnings and the excess over thirty times the incorporated federal minimum wage: min(0.25D, [D − 30F]+).

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Authority and pinpoint
S010, 15 U.S.C. §1673(a), complete subsection.
Conditions and limits
Subject to §1673(b) and a valid §1675 exemption. This is an aggregate ceiling, not a separate allowance for every writ.
S_WA-P5-C024 Saved research record

Federal regulation applies the weekly floor to a workweek or lesser period; for longer periods it uses workweeks or fractions, with a calendar month treated as 4⅓ workweeks.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Authority and pinpoint
S013, §870.10(b)–(c); S016, amended §870.10(b), (c)(2).
Conditions and limits
These federal conventions are established. They do not resolve the state conversion issue in C017. Historical dollar tables remain rate-dependent.
S_WA-P5-C025 Saved research record

Under the federal regulation, when earnings are paid or payable controls the incorporated rate; issuance of the garnishment order does not freeze an earlier minimum wage.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Authority and pinpoint
S013, §870.10(d); S016, amended paragraph (d).
Conditions and limits
Text established for the federal rule. No actual pay date or transition calculation is supplied.
S_WA-P5-C026 Saved research record

Section 1673(a)’s ordinary ceiling excludes qualifying support orders, Chapter 13 bankruptcy orders, and debts for state or federal taxes.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Authority and pinpoint
S010, §1673(b)(1)(A)–(C), read completely.
Conditions and limits
The support branch includes the specified judicial orders and administrative procedures affording substantial due process and judicial review. Exclusion from this ordinary ceiling does not mean unlimited collection under every other law.
S_WA-P5-C027 Saved research record

Federal support limits are 50% or 60%, depending on support of another qualifying spouse or dependent child, increased to 55% or 65% to the statutory extent for periods preceding the defined twelve-week window.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Authority and pinpoint
S010, §1673(b)(2)(A)–(B), including concluding clause.
Conditions and limits
Boundary only; no support obligation, arrears period, household fact, or special-regime outcome is established.
S_WA-P5-C028 Saved research record

Federal law preserves state prohibitions, smaller garnishment allowances, and stronger employment-discharge protections.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Authority and pinpoint
S010, §1677, entire section.
Conditions and limits
This supports application of an applicable stricter state rule; it is not a favorable-law election or a determination of interstate governing law.
S_WA-P5-C029 Saved research record

The CCPA does not itself rank competing garnishments. Its ceilings continue to constrain combinations as described in §870.11, with priority supplied by other applicable federal or state law.

Recorded check status: selected primary aspect only other incorporation history or construction unverified

Authority and pinpoint
S013, §§870.1(a), .11; S015, adopted interpretative rule.
Conditions and limits
Multiple employers, simultaneous service, and special priority classifications remain held. The read §870.57 lists Virginia; no Washington exemption was established from that enumeration. uscode.house.gov +3
S_WA-P5-C030 Saved research record

Federal law prohibits discharge because earnings have been garnished for any one indebtedness.

Recorded check status: whole text reviewed fresh1674route failed no new primary discharge certification

Authority and pinpoint
S010, §1674(a).
Conditions and limits
One indebtedness is not synonymous with one writ. No permission to discharge follows merely because this particular prohibition does not cover a different situation.
S_WA-P5-C031 Saved research record

Washington prohibits discharge because a creditor subjects or attempts to subject unpaid earnings to a writ, subject to its exception for garnishments on three or more separate indebtednesses served within twelve consecutive months.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Authority and pinpoint
S001, .170, complete section.
Conditions and limits
State wording and federal protection must remain separate. The exception is not affirmative authorization to discharge. Other employment protections were not examined. uscode.house.gov +1
S_WA-P5-C032 Saved research record

A continuing-writ garnishee may deduct up to $20 for the first answer and up to $10 at submission of the second answer, from the earnings remainder after withholding under the writ.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Authority and pinpoint
S001, .095(1); S034, §2.
Conditions and limits
These are answer-related caps, not per-paycheck charges and not deductions used to reduce D. Compatibility of a particular charge with the federal floor remains held.
S_WA-P5-C033 Saved research record

The noncontinuing answer fee is a separate $20 payment accompanying service, as specified in .095(2) and .110(1)(b).

Recorded check status: selected primary aspect only other incorporation history or construction unverified

Authority and pinpoint
S001, .095(2), .110(1)(b).
Conditions and limits
It is not the continuing-writ first-answer deduction. No ordinary noncontinuing payroll scenario is constructed. app.leg.wa.gov +1
S_WA-P5-C034 Saved research record

The continuing earnings writ uses the .105 instrument, with private-student-loan or consumer-debt caption language where applicable; other writs use the distinct .100 form.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .070, .100(1), .105(1).
Boundary
Instrument classification is established. The entire noncontinuing/bank form was not relied on.
S_WA-P5-C035 Saved research record

Service on a garnishee is invalid without the required answer form; the additional answer-fee payment is required for a noncontinuing writ.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .110(1), complete subsection.
Boundary
The continuing form requirements also appear in .340. Validity of an actual packet is not established.
S_WA-P5-C036 Saved research record

Apart from the expressly excepted financial-institution route, .110 permits certified mail, return receipt requested, addressed as civil summons process, with binding effect on the return-receipt date; it alternatively provides sheriff/qualified-process-server service.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .110(2); S025–S026, rule 4(c), (d)(2).
Boundary
Server qualification was read; exact statutory recipient, agent, territorial nexus, and substitute-service incorporations remain held. Ordinary mail or email is not established by this text as an interchangeable route.
S_WA-P5-C037 Saved research record

Proof differs by route: sheriff’s signed return, another server’s affidavit, or a mailing affidavit with the return receipt or electronic return-receipt confirmation.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .110(3).
Boundary
Electronic receipt confirmation is evidence of the specified mailing; it is not authorization for email service.
S_WA-P5-C038 Saved research record

The creditor’s debtor-notice packet includes the writ, application affidavit, and individual notice/claim material. Certified mailing must occur on or before garnishee service; the alternative personal-service route permits service on or before, or within two days after, garnishee service.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .130(1).
Boundary
These are garnishment notices, not the original action’s summons and complaint.
S_WA-P5-C039 Saved research record

The debtor-notice requirement is expressly nonjurisdictional, but proof must be filed before a disbursement order or judgment against the garnishee. The statute provides conditional set-aside/damages relief for substantial injury from failure or irregularity.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .130(2)–(3).
Boundary
Prompt motion, affidavit, and substantial injury are express predicates; no automatic vacatur finding.
S_WA-P5-C040 Saved research record

The individual notice and claim must use at least twelve-point type. The wage claim is a distinct statutory form, and inapplicable consumer/private-student language may be omitted as specified.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .140(1), (2)(b)–(d); S035, §3.
Boundary
The bank form and its adjustment mechanism do not supply a wage exemption. app.leg.wa.gov +3
S_WA-P5-C041 Saved research record

The first answer is due under the writ within twenty days after service, with original/copies mailed or delivered as directed. Answers are signed under penalty of perjury by the statutorily permitted person.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .070, .105 writ instructions, .190(1)–(2).
Boundary
Answering is a report; it is not itself a court determination of the debt or permission to disburse.
S_WA-P5-C042 Saved research record

The first answer distinguishes issuance-date employment/prior-writ information from amounts and earnings information at the time of service.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Source/pinpoint
S001, .340(2), opening paragraph and Sections I–II.
Boundary
Those reference events must not be collapsed into a single unspecified “garnishment date.”
S_WA-P5-C043 Saved research record

The first-answer form has a separate branch for a previously served continuing writ and later withholding under the new writ.

Recorded check status: selected primary aspect only other incorporation history or construction unverified

Source/pinpoint
S001, .340(2), Section I; .350(1).
Boundary
It does not authorize concurrent full percentage deductions for each ordinary writ. Same-case priority qualification is C051.
S_WA-P5-C044 Saved research record

Unless otherwise directed by the court, the garnishee determines and pays exempt earnings; the continuing-writ text specifies the customary payday.

Recorded check status: selected primary aspect only other incorporation history or construction unverified

Source/pinpoint
S001, .150(6); .105, exempt-earnings instruction.
Boundary
“Protected from the creditor’s garnishment” is distinct from the separate processing-fee issue in C032.
S_WA-P5-C045 Saved research record

After service, .120 restricts payment or transfer to the extent necessary for the writ, while preserving the exempt portion and permitting release of excess if the required amount remains held.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .120, complete section.
Boundary
Holding and payment to the creditor are separate stages. app.leg.wa.gov +3
S_WA-P5-C046 Saved research record

For an employment-reflecting answer, the continuing lien’s effective date is service if no earlier writ exists; otherwise it is termination of the earlier writ or writs.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Source/pinpoint
S001, .350(1).
Boundary
No actual effective date is selected.
S_WA-P5-C047 Saved research record

The lien reaches nonexempt earnings due at its effective date and subsequent nonexempt earnings until the writ amount is reached or the employer’s payroll period ending on or before sixty days after the effective date expires, whichever occurs first.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Source/pinpoint
S001, .350(1); .105 continuing-lien paragraph.
Boundary
The payroll-period boundary matters. Sixty days is not a second-answer deadline or a judgment-duration rule.
S_WA-P5-C048 Saved research record

The subsequent-earnings lien ends sooner upon termination of employment, vacatur/modification/full satisfaction of the underlying judgment, or dismissal of the writ.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Source/pinpoint
S001, .350(1), final qualification.
Boundary
Ending attachment of later earnings is not automatically a complete adjudication of already-held funds.
S_WA-P5-C049 Saved research record

At expected lien termination, the plaintiff mails the second-answer form with the prescribed modified instruction.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Source/pinpoint
S001, .350(2).
Boundary
Plaintiff’s mailing is distinct from garnishee receipt.
S_WA-P5-C050 Saved research record

The second-answer instructions require mailing or delivery within twenty days after receipt; subsection (3) also requires filing within twenty days of receipt. The answer reports the total held, including the first-answer amount and required earnings calculations.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Source/pinpoint
S001, .350(2)–(3).
Boundary
A dispatch date is not silently treated as a filing date. Detailed filing/service reconciliation remains in B016. app.leg.wa.gov
S_WA-P5-C051 Saved research record

A qualifying continuing lien has priority over subsequent garnishment liens and wage assignments, but a new writ served while a writ in the same case is pending does not create a continuing lien with that stated priority.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Source/pinpoint
S001, .360(1).
Boundary
The text is a priority qualification; it is not stated here as a universal declaration that the later writ is void.
S_WA-P5-C052 Saved research record

The statute gives the continuing lien priority over prior wage assignments subject to the listed child-support and legal-financial-obligation exceptions; it subordinates the lien to the specified child-support processes and addresses remaining nonexempt wages.

Recorded check status: selected primary aspect only other incorporation history or construction unverified

Source/pinpoint
S001, .360(2)–(3), including reviser’s note.
Boundary
Chapters 26.18, 74.20A and the listed LFO provisions were not completed. The note records the change to “income withholding order”; it does not independently authenticate the whole support regime. app.leg.wa.gov
S_WA-P5-C053 Saved research record

A defendant may use the exemption-creating statute’s method or the .160 declaration method. The latter ordinarily requires mailing/delivery to the clerk and first-class mailing of the copy no later than twenty-eight days after the writ date; garnishee service delayed more than seven days permits the specified twenty-one-day period after service.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Source/pinpoint
S001, .160(1), complete subsection; S033, §7.
Qualification
Writ date, garnishee service, mailing, and delivery are distinct. This claim does not convert automatic earnings protection into an exemption available only upon a claim.
S_WA-P5-C054 Saved research record

A creditor objecting to the exemption claim must deliver/mail the factual declaration and hearing notice within seven days after receipt of the claim, and set the hearing no later than fourteen days after receipt.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Source/pinpoint
S001, .160(2), first paragraph.
Qualification
Receipt of the claim is the trigger, not issuance of the writ.
S_WA-P5-C055 Saved research record

The defendant bears the exemption burden, including sufficient source/amount documentation. After the hearing, costs go to the prevailing party; attorney fees are discretionary upon the stated lack-of-good-faith finding.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Source/pinpoint
S001, .160(2), second paragraph.
Qualification
This is the exemption hearing, not the distinct answer-controversion process.
S_WA-P5-C056 Saved research record

If the creditor does not object, .160 requires obtaining and delivering the release order within ten days after receipt of the claim. The attorney-of-record alternative requires delivery to the garnishee and filing with the court of the signed release authorization.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Source/pinpoint
S001, .160(3), including complete blank release.
Qualification
The release may be full or partial; its text addresses return of covered funds to the defendant.
S_WA-P5-C057 Saved research record

Failure to effect the required release supports the statute’s $50 recovery in addition to actual damages from that failure.

Recorded check status: selected primary aspect compared exact fresh or prior packet bounds other dependencies held

Source/pinpoint
S001, .160(3), second paragraph.
Qualification
Predicate-dependent statutory remedy, not an actual damages determination. app.leg.wa.gov
S_WA-P5-C058 Saved research record

A party challenging the garnishee’s answer uses the .210 controversion procedure, with a particularized affidavit within twenty days after the answer is filed and the specified service/mailing of copies.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .210, complete section.
Qualification
An exemption claim and an answer controversion have different objects and triggers.
S_WA-P5-C059 Saved research record

The garnishee may file a responsive affidavit within twenty days after the controversion affidavit is filed; afterward a party may note the matter for a hearing on whether an issue requires trial.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .220, complete section.
Qualification
The response is permissive; this is not the fourteen-day exemption-hearing rule.
S_WA-P5-C060 Saved research record

The controversion cost/fee provision awards the prevailing party costs and reasonable attorney fees, with the express protection against taxing them to the defendant when the plaintiff controverts.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .230.
Qualification
Full trial and broader remedies remain excluded. app.leg.wa.gov +2
S_WA-P5-C061 Saved research record

Judgment/payment under .250 requires the statutory nonexempt indebtedness and notice-proof predicates. Ex parte application is permitted only without an unresolved exemption claim or controversion. Superior-court payment goes through the registry; district-court payment is directed to the plaintiff or attorney.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .250(1)(a); .265 blank order.
Qualification
A garnishee answer does not itself replace these conditions.
S_WA-P5-C062 Saved research record

A garnishee’s tender before judgment can support judgment, but .250(1)(b) expressly preserves exemption and controversion periods described by reference to events after tender.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .250(1)(b).
Qualification
The interaction with the ordinary .160/.210 triggers is held; no universal “all objections expired before tender” rule is inferred.
S_WA-P5-C063 Saved research record

For an established but unmatured garnishee debt, .250(2) provides a court order for payment when due, with specified consequences and an exception if the principal defendant prevails or the underlying judgment is satisfied before the ordered payment date.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .250(2), complete subsection.
Qualification
This does not dispense with earnings exemptions or establish future earnings as presently payable.
S_WA-P5-C064 Saved research record

The costs provision contains one-year request windows and disallows the described cost/fee judgment where the issuance-date no-property/no-employment predicates are met.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .250(3).
Qualification
This is a garnishment-cost procedure, not a judgment-life clock. Exact windows appear in Section E. app.leg.wa.gov
S_WA-P5-C065 Saved research record

Section .240 provides discharge without further action upon its no-indebtedness/no-property answer and absence-of-controversion predicates.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .240.
Qualification
An employed continuing garnishee’s future-earnings branch must not be erased merely because nothing was payable at service; that interaction remains held.
S_WA-P5-C066 Saved research record

Garnishee default under .200 requires failure to answer, expiration of the answer period, filed service/notice proofs, and the specified advance notice before the court may enter judgment.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .200, first clause.
Qualification
The statute is not an automatic-default rule. General default/vacatur rules are not completed here.
S_WA-P5-C067 Saved research record

Section .200 provides a seven-day reduction-motion mechanism triggered by service/mailing of the first enforcement writ under the garnishee judgment. Its measure uses actual nonexempt holdings plus cumulative lien earnings, or $100 if greater, subject to the statutory cap and additional fee/cost qualifications.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .200, proviso read completely.
Qualification
No amount or result is calculated. The incorporated judgment-interest/cost components remain separate from wage exemptions. app.leg.wa.gov +1
S_WA-P5-C068 Saved research record

Filing the .180 bond, with sufficient approved sureties and the required condition, discharges the writ and vacates the garnishment proceedings as stated there, preserving garnishee costs.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .180.
Qualification
No fixed bond dollar amount is supplied by the section; no bond or procedural choice is recommended.
S_WA-P5-C069 Saved research record

Payment or delivery under a judgment in accordance with the chapter supplies the stated defense to a claim by the defendant against the garnishee for that payment or delivery.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .300.
Qualification
This is not blanket immunity for unlawful withholding or an improperly obtained judgment.
S_WA-P5-C070 Saved research record

After the .310 one-year period following filing of the specified owing answer, the court’s dismissal/discharge provision includes ten days’ written notice and exceptions for a trial-calendar cause or an affidavit that the matter remains pending.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .310.
Qualification
This reporting/proceeding rule does not extend the sixty-day earnings lien or set judgment duration.
S_WA-P5-C071 Saved research record

When the judgment and recoverable garnishment costs are satisfied from another source and written demand is made, .320 requires the creditor to effect the specified dismissal/release within twenty days after the later event. Failure while funds remain held supports the stated motion and $100-plus-costs-and-damages remedy.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .320, complete section.
Qualification
Satisfaction, recoverable costs, demand, continued holding, and the motion remain predicates. app.leg.wa.gov +3
S_WA-P5-C072 Saved research record

CR/CRLJ 6(a) exclude the event day, address weekends/legal holidays at the end, and exclude intermediate weekends/holidays for periods less than seven days. RCW 1.12.040 separately supplies its statutory counting text; RCW 1.16.050 distinguishes legal holidays from merely recognized days.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S023–S024, 6(a); S027; S028(1), (5), (7).
Boundary
Application remains subject to the particular statute and CR/CRLJ 81. No actual calendar or universal business-day convention is supplied.
S_WA-P5-C073 Saved research record

Rule 6(b)’s extension authority has stated conditions and exclusions. Rule 6(e)’s three additional days concern a qualifying act required after service by mail; they are not a universal addition to receipt-, filing-, issuance-, or payable-date triggers.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S023–S024, 6(b), (e), complete clauses.
Boundary
Whether a particular statutory garnishment period admits enlargement or an added mailing period remains held where the read texts do not settle it.
S_WA-P5-C074 Saved research record

Section .370 contains a separate federal-government-garnishee notice and payment mechanism, including a form reference to a thirty-day federal answer period.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S001, .370, complete section/form.
Boundary
Federal waiver, designated recipient, federal implementing regulations, and the operative federal answer rule were not read. The thirty-day statement is not authenticated here as a complete federal rule.
S_WA-P5-C075 Saved research record

For the licensee medical-debt information-request provision, the general cessation requirement contains an express exception for properly executed postjudgment writs and for repeat requests for information already provided.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S005, .250 opening language and (28)(a)(ii)(A)–(C); S036, §3(28).
Boundary
This is a limited exception to that cessation requirement—not a validation of a writ or elimination of wage protections.
S_WA-P5-C076 Saved research record

For a hospital-debt claim, the licensee provision prohibits collection during a pending charity-care application or appeal when the licensee has received notice of the pendency.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S005, .250(29)(a)–(b); S036, §3(29).
Boundary
Licensee status, hospital-debt classification, notice, and pendency are predicates. Full charity-care law and enforceability consequences remain outside scope. courts.wa.gov +4
S_WA-P5-C077 Saved research record

ESSB 5865 proposes replacing the statutory first/second-answer forms with court pattern forms and contains proposed dates. The official bill history read does not show enactment.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S037, §§1–4; S038, complete displayed history.
Boundary
Proposal only. Its proposed December 31, 2026 and May 1, 2027 dates are not operative deadlines in this report.
S_WA-P5-C078 Saved research record

The original 2018 enactment supplies the private-student definition and wage formula, with a certified effective date of June 7, 2018.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S031, cover, §§202, 207.
Boundary
Historical origin authenticated; current wording is separately grounded in S001–S002.
S_WA-P5-C079 Saved research record

The original 2019 enactment supplies the consumer definition/formula changes, with a certified effective date of July 28, 2019.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S030, cover, §§2, 7.
Boundary
Historical origin authenticated; no retroactive application to an actual obligation is decided.
S_WA-P5-C080 Saved research record

The 2021 act’s wage-related provisions retain the separate formulas and remove child-support collection from this chapter; its certified general effective date is July 25, 2021.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S029, §§3–4 and cover.
Boundary
The act’s separately dated support provisions are not imported into the ordinary-wage branch.
S_WA-P5-C081 Saved research record

The 2025 notice amendment took effect July 1, 2025; the read amendment does not replace the current .150 wage percentages with the notice’s bank/property adjustments.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S035, §3, §§5–6.
Boundary
Wage notice read; bank/property indexing remains excluded.
S_WA-P5-C082 Saved research record

The 2025 medical-definition/collection amendment has a certified effective date of July 27, 2025.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S036, cover, §1(11), §3(28)–(29), act ending.
Boundary
No current credit-reporting or medical-debt enforceability dossier is claimed.
S_WA-P5-C083 Saved research record

CRLJ 64 is marked rescinded, and SPR 91.04W is expressly marked rescinded effective September 1, 1989.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S019–S020, complete official rule texts.
Boundary
A surviving RCW cross-reference to SPR 91.04W is not treated as a current operative rule.
S_WA-P5-C084 Saved research record

The official federal sources have different displayed currency dates, and eCFR is a continuously updated compilation rather than the official legal edition.

Recorded check status: whole report text reviewed not all underlying primary reverified

Source/pinpoint
S010–S013, displayed source metadata.
Boundary
Access on October 28 does not prove that each publisher incorporated every change through that day. The exact limits are in Section D. app.leg.wa.gov +8

Sources, pinpoints and access limits

Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.

S_WA-P5-S001 Saved research record

D2. S001 — Washington garnishment chapter, with section-level usage S_WA-P5-S001 — Washington Legislature / Code Reviser, chapter 6.27 RCW, Garnishment. Chapter route: https://app.leg.wa.gov/rcw/default.aspx?cite=6.27&full=true. The following rows all belong to S001, rather than being represented as separate instruments. Exact direct URL / pinpoint Actual read extent Displayed credit/version and use limitation https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.010 Complete definitions and history Latest 2012 c 159 §1. Definitions used; pension-specific exemptions not completed. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.020 Complete subsections (1)–(3) Latest 2003 c 222 §1. Postjudgment branch used; chapter 6.26 incorporation excluded. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.030 Complete section 1987 c 442 §1003; 1969 ex.s. c 264 §2. District-court applicability. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.040 Complete section Latest 2003 c 222 §2. Public-body branch; service-recipient incorporation held. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.060 Complete operative text, credits, displayed note references Latest 2018 c 22 §4; earlier 2003 c 222 §17. Filing-fee statutes and explanatory-note incorporations not used for a fee amount. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.070 Complete section Latest 2003 c 222 §3. Writ/answer and issuance text. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.090 Complete subsections (1)–(3), credits Latest 2012 c 159 §2. Used only to identify the separate writ-balance/cost context; RCW 4.56.110 not completed and no balance calculated. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.095 Complete subsections (1)–(2) 1998 c 227 §2; 1997 c 296 §3. Answer-fee limits. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.100 Subsection (1) and selected form passages only Current publication includes 2025 c 391 §4. Partial read: no complete noncontinuing/bank-process conclusion. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.105 Complete operative section and blank continuing-writ text Latest 2021 c 35 §1; preceding 2019 c 371 §5, 2018 c 199 §205, 2012 c 159 §4. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.110 Complete subsections (1)–(3) Latest 2012 c 159 §6. Bank-service exception acknowledged; .080 not completed. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.120 Complete section 1987 c 442 §1012; 1969 ex.s. c 264 §14. Holding/exempt/excess distinction. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.130 Complete subsections (1)–(3) Latest 2003 c 222 §5. Debtor packet, proof, conditional relief. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.140 Complete notice, wage claim (2)(b), (c)–(d), and (3); bank form encountered but not used substantively Latest 2025 c 391 §3; prior 2023 c 393 §5, 2021 c 35 §2, 2019 c 371 §6, 2018 c 199 §206, 2012 c 159 §8. Expired 2012 §7 distinguished. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.150 Complete subsections (1)–(7), credits 2021 c 35 §3; 2019 c 371 §7; 2018 c 199 §207; 2012 c 159 §9; earlier credits displayed. Current formulas; drafting and incorporation holds retained. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.160 Complete subsections (1)–(3), both blank forms, credits 2003 c 222 §7; 2002 c 265 §3; 1988 c 231 §28; 1987 c 442 §1016. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.170 Complete section 1987 c 442 §1017; 1969 ex.s. c 264 §16. Employment protection. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.180 Complete section Latest 1988 c 231 §29. Bond discharge text; no bond calculation. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.190 Complete section, including blank general answer Latest 2012 c 159 §10. Signature/capacity and continuing-form incorporation used; bank/property branch not completed. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.200 Complete operative paragraph, proviso, credits and rule note Latest 2012 c 159 §11. General CR 55/vacatur incorporation held. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.210 Complete section 1987 c 442 §1021; 1969 ex.s. c 264 §24. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.220 Complete section 1987 c 442 §1022; 1969 ex.s. c 264 §26. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.230 Complete section 1987 c 442 §1023; 1969 ex.s. c 264 §29. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.240 Complete section 1987 c 442 §1024; 1969 ex.s. c 264 §18. Continuing-employment interaction held. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.250 Complete subsections (1)–(3), credits and rule note Latest 2012 c 159 §12. Tender timing and unmatured-debt qualifications preserved. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.260 Complete section Read as adjacent payment context; execution mechanics not developed or relied on for operational conclusions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.265 Complete blank judgment/order text 2003 c 222 §11; 2000 c 72 §6. Form corroborates .250 court-payment routes, not a completed instrument. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.300 Complete section 1987 c 442 §1030; 1969 ex.s. c 264 §30. Limited payment defense. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.310 Complete section 1987 c 442 §1031; 1969 ex.s. c 264 §27. Proceeding-dismissal clock only. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.320 Complete section Latest 2003 c 222 §12; preceding 2000 c 72 §7. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.330 Complete section 2021 c 35 §4; 2012 c 159 §13; earlier credits. Child-support exclusion retained. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.340 Complete subsections (1)–(4), complete blank first answer Latest 2012 c 159 §5. No dollar blanks filled; noncompliance election is not automatic invalidity. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.350 Complete subsections (1)–(3), second-answer text Latest 2012 c 159 §14; preceding 2003 c 222 §14. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.360 Complete subsections (1)–(3), credits and reviser’s note 2012 c 159 §15; 1997 c 296 §8; 1989 c 360 §20; 1987 c 442 §1035; 1970 ex.s. c 61 §8. Special priority incorporations held. https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.370 Complete section and blank federal-garnishee notice 2012 c 159 §16; 1997 c 296 §9. Federal implementing authority not authenticated.

Recorded check status: fresh selected primary bodies plus documented prior reuse

Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.010
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.020
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.030
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.040
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.060
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.070
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.090
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.095
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.100
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.105
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.110
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.120
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.130
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.140
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.150
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.160
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.170
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.180
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.190
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.200
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.210
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.220
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.230
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.240
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.250
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.260
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.265
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.300
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.310
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.320
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.330
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.340
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.350
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.360
https://app.leg.wa.gov/rcw/default.aspx?cite=6.27.370
S_WA-P5-S002 Saved research record

Washington Legislature, RCW 6.01.060, Definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.060

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds; edition/status; effective/application limits
Complete section and credits. Latest 2021 c 122 §9; earlier 2019 c 371 §2, 2019 c 227 §1, 2018 c 199 §202, 1988 c 231 §1. Consumer/private-loan definitions used; unrelated auction definition not developed.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.060
https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.060&utm_source=chatgpt.com
S_WA-P5-S003 Saved research record

Washington Legislature, RCW 19.16.100. https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.100

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds; edition/status; effective/application limits
Complete (10)–(11), related definition references and credits; not the whole collection-agency regime. Latest 2025 c 145 §1; prior 2020 c 30 §1 and earlier credits.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.100
https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.100&utm_source=chatgpt.com
S_WA-P5-S004 Saved research record

Washington Legislature, RCW 48.43.005. https://app.leg.wa.gov/rcw/default.aspx?cite=48.43.005

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds; edition/status; effective/application limits
Complete (29)–(30) incorporated facility/provider definitions and credits. Latest displayed 2026 c 165 §14. Underlying licensing chapters not read; no claim that the 2026 act changed these particular definitions.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=48.43.005
https://app.leg.wa.gov/rcw/default.aspx?cite=48.43.005&utm_source=chatgpt.com
S_WA-P5-S005 Saved research record

Washington Legislature, RCW 19.16.250, prohibited practices. https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.250

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds; edition/status; effective/application limits
Opening “licensee or employee” scope and complete (28)–(29), including exceptions, read. Latest 2025 c 145 §3. Other collection practices and remedies not completed.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.250
https://app.leg.wa.gov/rcw/default.aspx?cite=19.16.250&utm_source=chatgpt.com
S_WA-P5-S006 Saved research record

Washington Legislature, RCW 49.46.020, minimum wage. https://app.leg.wa.gov/rcw/default.aspx?cite=49.46.020

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds; edition/status; effective/application limits
Complete (1)–(5), credits/notes read. Latest 2019 c 236 §2; 2017 c 2 §3, I-1433. Rate-index provision used; personal wage eligibility not decided.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=49.46.020
https://app.leg.wa.gov/rcw/default.aspx?cite=49.46.020&utm_source=chatgpt.com
S_WA-P5-S007 Saved research record

Washington L&I / State Register, WSR 25-20-097, minimum-wage calculation for 2026. https://lawfilesext.leg.wa.gov/law/wsr/2025/20/25-20-097.htm

Recorded check status: fresh complete official notice checked

Actual read bounds; edition/status; effective/application limits
Entire notice read. Filed September 30, 2025; $17.13/hour effective January 1, 2026. Official operational notice implementing the statute.
Direct source URLs
https://lawfilesext.leg.wa.gov/law/wsr/2025/20/25-20-097.htm
https://lawfilesext.leg.wa.gov/law/wsr/2025/20/25-20-097.htm?utm_source=chatgpt.com
S_WA-P5-S008 Saved research record

Washington L&I / State Register, WSR 26-20-042, minimum-wage calculation for 2027. https://lawfilesext.leg.wa.gov/Law/WSR/2026/20/26-20-042.htm

Recorded check status: fresh complete official future notice checked

Actual read bounds; edition/status; effective/application limits
Entire notice read. Filed September 30, 2026; $17.73/hour effective January 1, 2027. Published, future-effective adjustment.
Direct source URLs
https://lawfilesext.leg.wa.gov/Law/WSR/2026/20/26-20-042.htm
https://lawfilesext.leg.wa.gov/Law/WSR/2026/20/26-20-042.htm?utm_source=chatgpt.com
S_WA-P5-S009 Saved research record

Washington Legislature, Initiative 1433 session-law text, 2017 c 2. https://lawfilesext.leg.wa.gov/biennium/2017-18/Htm/Initiatives/Initiatives/INITIATIVE%201433.SL.htm

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds; edition/status; effective/application limits
§3 completely, §§11–14 completely; §14 effective January 1, 2017. Official HTML alternative resolved the failed session-pamphlet route. Paid-leave regime not completed.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2017-18/Htm/Initiatives/Initiatives/INITIATIVE%201433.SL.htm
https://lawfilesext.leg.wa.gov/biennium/2017-18/Htm/Initiatives/Initiatives/INITIATIVE%201433.SL.htm?utm_source=chatgpt.com
S_WA-P5-S010 Saved research record

U.S. House OLRC, CCPA Title III codification, 15 U.S.C. §§1672–1677. https://uscode.house.gov/us/usc/119-134/t15/s1672/; https://uscode.house.gov/us/usc/119-134/t15/s1673/; https://uscode.house.gov/us/usc/119-134/t15/s1674/; https://uscode.house.gov/us/usc/119-124/t15/s1675/; https://uscode.house.gov/us/usc/119-124/t15/s1676/; https://uscode.house.gov/us/usc/119-121/t15/s1677/

Recorded check status: fresh selected primary sections with one failed route

Actual read bounds; edition/status; effective/application limits
Complete operative sections read. Displayed currency: §§1672–74 through Pub. L. 119-134, October 20, 2026; §§1675–76 through 119-124, October 15; §1677 through 119-121, October 9. Credits include Pub. L. 90-321 §§302–307 and amendments to §1673/§1675. Original 1968/1977/1978 enactments were not comprehensively retrieved; historical effective dates beyond read notes are not independently certified here.
Direct source URLs
https://uscode.house.gov/us/usc/119-134/t15/s1672/
https://uscode.house.gov/us/usc/119-134/t15/s1673/
https://uscode.house.gov/us/usc/119-134/t15/s1674/
https://uscode.house.gov/us/usc/119-124/t15/s1675/
https://uscode.house.gov/us/usc/119-124/t15/s1676/
https://uscode.house.gov/us/usc/119-121/t15/s1677/
https://uscode.house.gov/us/usc/119-134/t15/s1672/?utm_source=chatgpt.com
https://uscode.house.gov/us/usc/119-134/t15/s1673/?utm_source=chatgpt.com
https://uscode.house.gov/us/usc/119-134/t15/s1674/?utm_source=chatgpt.com
https://uscode.house.gov/us/usc/119-124/t15/s1675/?utm_source=chatgpt.com
https://uscode.house.gov/us/usc/119-124/t15/s1676/?utm_source=chatgpt.com
https://uscode.house.gov/us/usc/119-121/t15/s1677/?utm_source=chatgpt.com
S_WA-P5-S011 Saved research record

U.S. House OLRC, 29 U.S.C. §206. https://uscode.house.gov/us/usc/119-121/t29/s206/

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds; edition/status; effective/application limits
Subsection (a) introduction and complete (a)(1)(A)–(C); relevant 2007 amendment/effective-date notes and credits read. Currency through October 9, 2026. Other wage categories/exemptions not completed.
Direct source URLs
https://uscode.house.gov/us/usc/119-121/t29/s206/
https://uscode.house.gov/us/usc/119-121/t29/s206/?utm_source=chatgpt.com
S_WA-P5-S012 Saved research record

U.S. Congress / GPO, Public Law 110-28, §8102. https://www.govinfo.gov/content/pkg/PLAW-110publ28/html/PLAW-110publ28.htm

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds; edition/status; effective/application limits
Complete §8102(a)–(b), at 121 Stat. 188, plus title/date context. Original amendment and relative effective sequence read in official HTML; no PDF-pixel claim.
Direct source URLs
https://www.govinfo.gov/content/pkg/PLAW-110publ28/html/PLAW-110publ28.htm
https://www.govinfo.gov/content/pkg/PLAW-110publ28/html/PLAW-110publ28.htm?utm_source=chatgpt.com
S_WA-P5-S013 Saved research record

DOL / eCFR, 29 C.F.R. part 870. https://www.ecfr.gov/current/title-29/subtitle-B/chapter-V/subchapter-D/part-870

Recorded check status: fresh complete primary codification checked

Actual read bounds; edition/status; effective/application limits
Complete §§870.1, .2, .10, .11, .50–.57 read. Latest displayed currency October 26, 2026; title-wide last-amended date not treated as each clause’s amendment date. eCFR identifies itself as authoritative but unofficial. Source credits for .10 include 35 FR 8226; 40 FR 52610; 43 FR 28471, 30276; 44 FR 30685; 56 FR 32254, 40660.
Direct source URLs
https://www.ecfr.gov/current/title-29/subtitle-B/chapter-V/subchapter-D/part-870
S_WA-P5-S014 Saved research record

DOL, original part 870 adoption, 35 FR 8226–27. https://archives.federalregister.gov/issue_slice/1970/5/26/8225-8227.pdf

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds; edition/status; effective/application limits
Relevant adoption/preamble and operative text at printed pp. 8226–8227, PDF indices 1–2. Effective clause read. OCR fraction defects noted; no pixel inspection. Historical rate entries not used as current.
Direct source URLs
https://archives.federalregister.gov/issue_slice/1970/5/26/8225-8227.pdf
https://archives.federalregister.gov/issue_slice/1970/5/26/8225-8227.pdf?utm_source=chatgpt.com
S_WA-P5-S015 Saved research record

DOL, final interpretative priority rule, 44 FR 30684–85. https://archives.federalregister.gov/issue_slice/1979/5/29/30683-30685.pdf

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds; edition/status; effective/application limits
Relevant rule/preamble, §870.1 amendment and complete §870.11 at printed pp. 30684–30685, indices 1–2. Effective May 29, 1979. Historical bankruptcy terminology distinguished from current §1673.
Direct source URLs
https://archives.federalregister.gov/issue_slice/1979/5/29/30683-30685.pdf
https://archives.federalregister.gov/issue_slice/1979/5/29/30683-30685.pdf?utm_source=chatgpt.com
S_WA-P5-S016 Saved research record

DOL, garnishment regulation amendment, 56 FR 32254–55. https://archives.federalregister.gov/issue_slice/1991/7/15/32240-32255.pdf

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds; edition/status; effective/application limits
Relevant rule/preamble and amended §870.10(b), (c)(2)–(5), (d), printed pp. 32254–32255, indices 14–15. Effective July 15, 1991. Earlier pages unrelated and not used.
Direct source URLs
https://archives.federalregister.gov/issue_slice/1991/7/15/32240-32255.pdf
https://archives.federalregister.gov/issue_slice/1991/7/15/32240-32255.pdf?utm_source=chatgpt.com
S_WA-P5-S017 Saved research record

Federal Register correction, 56 FR 40660. https://archives.federalregister.gov/issue_slice/1991/8/15/40658-40693.pdf

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds; edition/status; effective/application limits
Complete relevant correction paragraph, printed p. 40660, index 2. Historical table typographical correction only; no current-dollar conclusion.
Direct source URLs
https://archives.federalregister.gov/issue_slice/1991/8/15/40658-40693.pdf
https://archives.federalregister.gov/issue_slice/1991/8/15/40658-40693.pdf?utm_source=chatgpt.com
S_WA-P5-S022 Saved research record

Washington Courts, CRLJ 81. https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_81_00_00.pdf

Recorded check status: not reopened or reused in this scoped primary check

Read extent, version, and limitation
Entire one-page rule, p. 1/index 0. Displayed 1984/1989/June 2, 1998 history. Small-claims exclusion read but no small-claims investigation.
Direct source URLs
https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_81_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_81_00_00.pdf?utm_source=chatgpt.com
S_WA-P5-S023 Saved research record

Washington Courts, CR 6. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf

Recorded check status: not reopened or reused in this scoped primary check

Read extent, version, and limitation
Entire one-page rule, p. 1/index 0. Displayed adoption 1967; amendment April 28, 2015. Motion-notice provisions read but not substituted for the specific garnishment periods.
Direct source URLs
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf?utm_source=chatgpt.com
S_WA-P5-S024 Saved research record

Washington Courts, CRLJ 6. https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_06_00_00.pdf

Recorded check status: not reopened or reused in this scoped primary check

Read extent, version, and limitation
Entire one-page rule, p. 1/index 0. Displayed 1984/September 1, 1989 history. Same application limitation.
Direct source URLs
https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_06_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_06_00_00.pdf?utm_source=chatgpt.com
S_WA-P5-S025 Saved research record

Washington Courts, CR 4. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_04_00_00.pdf

Recorded check status: not reopened or reused in this scoped primary check

Read extent, version, and limitation
Complete (c), (d)(2), p. 2/index 1, and ending credits read. Latest displayed amendment April 28, 2015. Other displayed service passages not used to reconstruct original-action service.
Direct source URLs
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_04_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_04_00_00.pdf?utm_source=chatgpt.com
S_WA-P5-S026 Saved research record

Washington Courts, CRLJ 4. https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_04_00_00.pdf

Recorded check status: not reopened or reused in this scoped primary check

Read extent, version, and limitation
Complete (c), (d)(2), p. 2/index 1, and ending credits read. Latest displayed amendment September 1, 2022. Recipient/agent statutory incorporations held.
Direct source URLs
https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_04_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CRLJ/CLJ_CRLJ_04_00_00.pdf?utm_source=chatgpt.com
S_WA-P5-S027 Saved research record

Washington Legislature, RCW 1.12.040. https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040

Recorded check status: not reopened or reused in this scoped primary check

Read extent, version, and limitation
Complete operative section and credits read. Latest 1997 c 125 §1; historical credits displayed. Case citations in a reviser’s note were not investigated or relied on.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040
https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040&utm_source=chatgpt.com
S_WA-P5-S028 Saved research record

Washington Legislature, RCW 1.16.050. https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050

Recorded check status: not reopened or reused in this scoped primary check

Read extent, version, and limitation
Operative holiday/recognized-day provisions, credits, merger note read. Latest 2025 c 58 §1001 and 2025 c 30 §1; 2024 c 76 §3. No holiday calendar constructed; unrelated legislative findings not used.
Direct source URLs
https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050
https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050&utm_source=chatgpt.com
S_WA-P5-S029 Saved research record

2021 c 35, SHB 1171. https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1171-S.SL.pdf?cite=2021+c+35+s+1

Recorded check status: fresh enacted original route failed prior researcher reads preserved

Actual read bounds / status
Cover/index 0; complete §§3–4, printed pp. 12–14/indices 12–14; §§20–21 at p. 46/index 46; selected §1 and §15 passages. General effective July 25, 2021; separately dated §14 noted. Not the whole 47-page act.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1171-S.SL.pdf?cite=2021+c+35+s+1
https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1171-S.SL.pdf?cite=2021+c+35+s+1&utm_source=chatgpt.com
S_WA-P5-S030 Saved research record

2019 c 371, SHB 1602. https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/House/1602-S.SL.pdf?cite=2019+c+371+s+5

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds / status
Cover/index 0; complete §2, pp. 2–3/indices 2–3; complete §7 and act ending, pp. 20–21/indices 20–21. Effective July 28, 2019.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/House/1602-S.SL.pdf?cite=2019+c+371+s+5
https://lawfilesext.leg.wa.gov/biennium/2019-20/Pdf/Bills/Session%20Laws/House/1602-S.SL.pdf?cite=2019+c+371+s+5&utm_source=chatgpt.com
S_WA-P5-S031 Saved research record

2018 c 199, 3SHB 1169. https://lawfilesext.leg.wa.gov/biennium/2017-18/Pdf/Bills/Session%20Laws/House/1169-S3.SL.pdf?cite=2018+c+199+s+205

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds / status
Cover/index 0; complete §202, pp. 9–10/indices 9–10; §207, pp. 26–27/indices 26–27; §301/ending. Effective June 7, 2018. No full student-loan sector investigation.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2017-18/Pdf/Bills/Session%20Laws/House/1169-S3.SL.pdf?cite=2018+c+199+s+205
https://lawfilesext.leg.wa.gov/biennium/2017-18/Pdf/Bills/Session%20Laws/House/1169-S3.SL.pdf?cite=2018+c+199+s+205&utm_source=chatgpt.com
S_WA-P5-S032 Saved research record

2012 c 159, SHB 1552. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/1552-S.SL.pdf?cite=2012+c+159+s+6

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds / status
Cover; §1; material §5 first-answer text, pp. 10–15/indices 10–15; complete §6, pp. 15–16; complete §14, pp. 37–38; §§29–30, pp. 50–51. Selected §15. General June 7, 2012; delayed/expired notice clauses distinguished. Not all 52 pages.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/1552-S.SL.pdf?cite=2012+c+159+s+6
https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/1552-S.SL.pdf?cite=2012+c+159+s+6&utm_source=chatgpt.com
S_WA-P5-S033 Saved research record

2003 c 222, SSB 5592. https://lawfilesext.leg.wa.gov/biennium/2003-04/Pdf/Bills/Session%20Laws/Senate/5592-S.SL.pdf?cite=2003+c+222+s+5

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds / status
Cover/index 0 and complete §7, pp. 12–14/indices 12–14; adjacent limited passages. Effective July 27, 2003. Current sections separately read.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2003-04/Pdf/Bills/Session%20Laws/Senate/5592-S.SL.pdf?cite=2003+c+222+s+5
https://lawfilesext.leg.wa.gov/biennium/2003-04/Pdf/Bills/Session%20Laws/Senate/5592-S.SL.pdf?cite=2003+c+222+s+5&utm_source=chatgpt.com
S_WA-P5-S034 Saved research record

1998 c 227, HB 2463. https://lawfilesext.leg.wa.gov/biennium/1997-98/Pdf/Bills/Session%20Laws/House/2463.SL.pdf?cite=1998+c+227+s+4

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds / status
Cover/index 0; complete §§1–2, including fee text at p. 2/index 2; historical form passages encountered. Effective June 11, 1998. Superseded historical service/form details not used.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/1997-98/Pdf/Bills/Session%20Laws/House/2463.SL.pdf?cite=1998+c+227+s+4
https://lawfilesext.leg.wa.gov/biennium/1997-98/Pdf/Bills/Session%20Laws/House/2463.SL.pdf?cite=1998+c+227+s+4&utm_source=chatgpt.com
S_WA-P5-S035 Saved research record

2025 c 391, E2SSB 5651. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5651-S2.SL.pdf?cite=2025+c+391+s+3

Recorded check status: documented prior primary packet reuse selected date clauses only

Actual read bounds / status
§3(1), pp. 5–7; §3(2)(b)–(d), pp. 10–12; §3(3), p. 12; §§5–6, p. 17; indices match printed pages after cover. Effective July 1, 2025. Bank form only partially read; bank indexing not developed.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5651-S2.SL.pdf?cite=2025+c+391+s+3
https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5651-S2.SL.pdf?cite=2025+c+391+s+3&utm_source=chatgpt.com
S_WA-P5-S036 Saved research record

2025 c 145, ESSB 5480. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5480-S.SL.pdf?cite=2025+c+145+s+1

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds / status
Cover/index 0; complete §1(10)–(11), p. 3/index 3; §3 opening and complete (28)–(29), pp. 13–15/indices 13–15; act ending, pp. 16–17. Effective July 27, 2025. Other credit-reporting/medical enforceability provisions not used for an actual outcome.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5480-S.SL.pdf?cite=2025+c+145+s+1
https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5480-S.SL.pdf?cite=2025+c+145+s+1&utm_source=chatgpt.com
S_WA-P5-S037 Saved research record

Washington Legislature, ESSB 5865 proposed text. https://lawfilesext.leg.wa.gov/biennium/2025-26/Htm/Bills/Senate%20Bills/5865-S.E.htm

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds / status
Complete §§1–4 read. Proposed, not a session-law source.
Direct source URLs
https://lawfilesext.leg.wa.gov/biennium/2025-26/Htm/Bills/Senate%20Bills/5865-S.E.htm
https://lawfilesext.leg.wa.gov/biennium/2025-26/Htm/Bills/Senate%20Bills/5865-S.E.htm?utm_source=chatgpt.com
S_WA-P5-S038 Saved research record

Washington Legislature, SB 5865 official bill history. https://app.leg.wa.gov/billsummary?BillNumber=5865&Initiative=False&Year=2025

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds / status
Complete displayed history read through March 12, 2026 return to Senate Rules. No enactment/chapter shown in that history.
Direct source URLs
https://app.leg.wa.gov/billsummary?BillNumber=5865&Initiative=False&Year=2025
https://app.leg.wa.gov/billsummary?BillNumber=5865&Initiative=False&Year=2025&utm_source=chatgpt.com
S_WA-P5-S039 Saved research record

Washington Legislature, SB 6105 official bill history. https://app.leg.wa.gov/billsummary?BillNumber=6105&Initiative=false&Year=2025

Recorded check status: not reopened or reused in this scoped primary check

Actual read bounds / status
History read: introduction/referral/hearing entries; no enactment shown. Bill body not read. Status/discovery record only; no proposed medical percentage or rule used.
Direct source URLs
https://app.leg.wa.gov/billsummary?BillNumber=6105&Initiative=false&Year=2025
https://app.leg.wa.gov/billsummary?BillNumber=6105&Initiative=false&Year=2025&utm_source=chatgpt.com

What was examined—and what is still missing

The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.

coverage-1 Saved research record

1 — Earnings definition

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered at text level
Source/claim/branch links
S001; C001; B004
Exact retained gap or next investigation
Payment-specific and pension exemptions held.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-2 Saved research record

1 — Disposable earnings / required deductions

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered at definition/form level
Source/claim/branch links
S001, S010; C002, C018; B005
Exact retained gap or next investigation
Individual deduction laws and special-priority classification not supplied.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-3 Saved research record

1 — Consumer versus other ordinary debt

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered definition; application held
Source/claim/branch links
S002; C003, C013–C014; B002
Exact retained gap or next investigation
Mixed-purpose construction.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-4 Saved research record

1 — Private student branch

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered definition/formula; highest-rate branch partial
Source/claim/branch links
S002, S031; C004, C015; B003
Exact retained gap or next investigation
Highest-law incorporation/local enactment inquiry.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-5 Saved research record

1 — Garnishee/court predicates

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered statutory prerequisites
Source/claim/branch links
S001 .020–.060; C007–C010
Exact retained gap or next investigation
Enforceable judgment and actual jurisdiction remain held.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-6 Saved research record

1 — Indispensable court-rule relation

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered bounded relation
Source/claim/branch links
S018–S026; C012, C083
Exact retained gap or next investigation
Exact recipient/agent and special-incorporation branches.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-7 Saved research record

1 — Owed earnings versus deposited earnings

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Boundary answered
Source/claim/branch links
C006; B006
Exact retained gap or next investigation
Bank/deposit/tracing excluded and open.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-8 Saved research record

1 — Garnishment versus voluntary assignment

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Distinction answered; validity held
Source/claim/branch links
S010, .360; C011
Exact retained gap or next investigation
Assignment enforceability/revocability and formal federal interpretation.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-9 Saved research record

1 — Employer charges

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
State text answered; federal interaction partial
Source/claim/branch links
C032–C033; B012
Exact retained gap or next investigation
Federal treatment of a particular charge.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-10 Saved research record

2 — Ordinary state percentage/floor relations

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered symbolically
Source/claim/branch links
C013–C018; Q001–Q008
Exact retained gap or next investigation
No actual amount or classification decision.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-11 Saved research record

2 — Correct incorporated minimum wage

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Federal/state inputs authenticated; private highest rate held
Source/claim/branch links
S006–S012; C019–C022
Exact retained gap or next investigation
Local highest-law branch not completed.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-12 Saved research record

2 — Indexing/effective/application

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Material notices/enactments read
Source/claim/branch links
C020–C022, C078–C082; V001–V013
Exact retained gap or next investigation
State consumer transition/straddling-period construction.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-13 Saved research record

2 — Pay-period conversion

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Federal answered; state instructions read but numerical factor/rounding partial
Source/claim/branch links
C017, C024; B008
Exact retained gap or next investigation
Exact adopted state conversion/rounding authority.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-14 Saved research record

2 — Aggregate/simultaneous/continuing writs

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Aggregate and statutory sequencing answered
Source/claim/branch links
C023, C029, C043, C046–C052
Exact retained gap or next investigation
Multiple-employer and simultaneous-service allocation.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-15 Saved research record

2 — No substitutions or favorable-rate assumption

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Observed
Source/claim/branch links
Symbolic relations only; blank worksheet
Exact retained gap or next investigation
No paycheck, floor multiplication, rate election, or rounding assumption.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-16 Saved research record

3 — Federal definitions/ordinary ceiling

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered
Source/claim/branch links
S010–S013; C002, C023–C025
Exact retained gap or next investigation
Publisher-currency gaps disclosed.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-17 Saved research record

3 — Support/tax/Chapter 13 exceptions

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Bounded comparison answered
Source/claim/branch links
C026–C027; B011
Exact retained gap or next investigation
Full special regimes excluded.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-18 Saved research record

3 — Greater-state-protection rule

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered
Source/claim/branch links
C028
Exact retained gap or next investigation
Interstate applicability is held; no favorable-law election.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-19 Saved research record

3 — Employment discharge / indebtedness distinction

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered statutory comparison
Source/claim/branch links
C030–C031
Exact retained gap or next investigation
Other employment laws and actual discharge facts not examined.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-20 Saved research record

3 — Residence/work/multiple-employer dependencies

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Explicitly held
Source/claim/branch links
B010, B020, B024
Exact retained gap or next investigation
Generic jurisdiction/conflicts/allocation authority only in a later scope.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-21 Saved research record

4 — Writ/answer/notice instrument categories

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered for continuing earnings
Source/claim/branch links
C034–C043; S001 forms
Exact retained gap or next investigation
Complete ordinary noncontinuing and bank branch excluded.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-22 Saved research record

4 — Service and proof roles

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Statutory routes/proof answered; incorporated recipient branch partial
Source/claim/branch links
C035–C039; B013
Exact retained gap or next investigation
Exact applicable civil-process incorporation.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-23 Saved research record

4 — Withholding versus protected payment

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered
Source/claim/branch links
C044–C048
Exact retained gap or next investigation
No operational payroll determination.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-24 Saved research record

4 — First versus second answer

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered text; filing/mailing reconciliation held
Source/claim/branch links
C041–C043, C049–C050; B016
Exact retained gap or next investigation
Generic procedural incorporation where necessary.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-25 Saved research record

4 — Claim/contest/hearing

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered distinct mechanisms
Source/claim/branch links
C053–C060
Exact retained gap or next investigation
Late-claim/tender and construction holds.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-26 Saved research record

4 — Payment/release/termination

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered statutory conditions
Source/claim/branch links
C048, C056–C057, C061–C071
Exact retained gap or next investigation
Tender-timing and no-earnings/future-employment interactions.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-27 Saved research record

4 — Official forms/instructions and version

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Statutory blank forms read
Source/claim/branch links
S001, S029–S035
Exact retained gap or next investigation
No issued form; proposed pattern-form replacement not operative.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-28 Saved research record

4 — Counting conventions

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Generic texts read; universal application held
Source/claim/branch links
C072–C073; Q044–Q045
Exact retained gap or next investigation
Particular statutory enlargement/mail interaction.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-29 Saved research record

5 — Material debt exemptions/exceptions

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Ordinary/private/consumer and bounded special branches addressed
Source/claim/branch links
C013–C016, C026–C027, C052, C075–C076
Exact retained gap or next investigation
Full pension/support/tax/bankruptcy/medical/LFO regimes excluded.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-30 Saved research record

5 — Priority, duration, termination

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Answered statutory ordinary branch
Source/claim/branch links
C046–C052, C070–C071
Exact retained gap or next investigation
Special-priority incorporations and simultaneous allocation held.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-31 Saved research record

5 — Administrative charges/remedies

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
State charges and indispensable procedural remedies addressed
Source/claim/branch links
C032–C033, C055–C057, C060, C066–C071
Exact retained gap or next investigation
Full damages/enforcement/employment-remedy study excluded.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-32 Saved research record

5 — Adopted, historical, proposed, future status

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Explicitly distinguished
Source/claim/branch links
S007–S017, S029–S039; V register
Exact retained gap or next investigation
Later update outside publisher currency not certified.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-33 Saved research record

5 — No case/opinion/record investigation

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Observed
Source/claim/branch links
Research method and log
Exact retained gap or next investigation
Judicial construction remains held.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-34 Saved research record

Dimension5 — Nonwage property/bank/benefit tracing/homestead

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Excluded; open
Source/claim/branch links
C006, B006
Exact retained gap or next investigation
Separate property/deposit/exemption components.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-35 Saved research record

Other registry dimensions and earlier holds

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Unchanged; open as previously scoped
Source/claim/branch links
Supplied scope context only
Exact retained gap or next investigation
Provider fee/fair-share/nonprofit/cancellation disputes not repaired; no P3/P4 conclusion adopted.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds
coverage-36 Saved research record

Washington / dimension5 / A066 acceptance

Recorded check status: recorded; no individual primary acceptance inferred

Status in this pass
Not supplied
Source/claim/branch links
Entire report boundary
Exact retained gap or next investigation
Completion of this bounded textual pass does not imply acceptance.

Recorded coordinator check boundaries

coordinator acceptance
scoped_review_complete_with_highest_wage_reference_state_conversion_fee_priority_service_tender_currentness_and_application_holds

Corrections, review and scope

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

No currently queued material correction is mapped to this component. This does not remove its currentness, access, jurisdiction or application limits.

Recorded review disposition

reviewed with local wage reference state conversion fee priority service tender currentness and application holds

Other components in this research series

S_WApass-03-citation-01

SWA correction of the C070 coverage pinpoint

Inside: 1. Source and usage register · 3. Old-versus-new patch table · 5. Source-version and quantity-or-unchanged table

6 tables6 claim records3 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-03-citation-02

SWA exact original-row completion

Inside: 1. Source and usage register · 2. Corrected claim table · 3. Complete old/new patch table

7 tables3 claim records4 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-18-limited-01

Two bounded source corrections

Inside: Two bounded source corrections · 1. Exact replacement claim table · 2. Necessary cross-reference patch table

7 tables2 claim records4 source recordsScoped review · limits applyCaptured 2026-10-29
S_WApass-19-limited-01

1. Exact two-cell replacements

Inside: 1. Exact two-cell replacements · 2. Minimal source and claim traceability · 4. Actual read/failure log and version limits

4 tables2 claim records1 source recordsScoped review · limits applyCaptured 2026-10-29
S_WApass-01

Washington provider market access and consumer fees

Inside: Washington provider market access and consumer fees · 1. What Washington classifies as debt adjustment · Conduct controls the classification

9 tables40 claim records30 source recordsScoped review · limits applyCaptured 2026-10-23
S_WApass-02

Remaining fee interactions and patches to

Inside: Remaining fee interactions and patches to PASS-01 · A. Substantive findings · 1. Initial $25, the payment cap, cumulative retention, and a small first payment

8 tables19 claim records13 source recordsScoped review · limits applyCaptured 2026-10-23
S_WApass-03

Generic limitation periods, accrual, acknowledgment, payment and revival

Inside: Generic limitation periods, accrual, acknowledgment, payment and revival · How to read the registers · 1.1 Ordinary contracts, accounts, sales and leases

18 tables98 claim records45 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-04

SWA Washington generic civil debt-action framework

Inside: 1. Reading conventions and authority boundaries · Authority and procedural-category comparison · 2.1 Courts, jurisdiction, venue, and procedural tracks

17 tables103 claim records112 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-06

Washington non-earnings bank/deposit garnishment, account protections, and exemption process

Inside: Washington non-earnings bank/deposit garnishment, account protections, and exemption process · Reading and citation conventions · 1.1 What each authority governs

26 tables91 claim records31 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-07

Washington homestead and ordinary nonwage, nondeposit property exemptions from execution

Inside: Washington homestead and ordinary nonwage, nondeposit property exemptions from execution · Reading conventions · 1.1 The principal distinctions

16 tables120 claim records29 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-08

Washington nonjudicial deed-of-trust foreclosure, residential presale protections, cure, sale, postponement, and deficiency boundaries

Inside: Washington nonjudicial deed-of-trust foreclosure, residential presale protections, cure, sale, postponement, and deficiency boundaries · 1. Reading conventions and authority boundaries · Authority and category comparison

21 tables94 claim records27 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-09

Judicial mortgage foreclosure, judicial sale, redemption, deficiency, and debt/security boundaries

Inside: Judicial mortgage foreclosure, judicial sale, redemption, deficiency, and debt/security boundaries · Reading conventions · A. Judicial-route gateway, instruments, actors, parties, and proof — Questions 1–2

18 tables106 claim records54 source recordsCorrections to readCaptured 2026-10-28
S_WApass-10

Washington Article 9A: default, possession, disposition, redemption, surplus, deficiency, and bounded remedies

Inside: Washington Article 9A: default, possession, disposition, redemption, surplus, deficiency, and bounded remedies · Reading conventions · 1. Material category, actor, authority, and event comparisons

20 tables111 claim records72 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-11

SWA Washington consumer credit sales and retail installment obligations

Inside: 1. Principal findings · Identifier convention · 2. Material legal-category and authority comparisons

18 tables81 claim records45 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-12

SWA Consumer personal-property leases and rental-purchase agreements

Inside: 1. Substantive findings by requested question · Question 1 — Governing regimes and classification · Question 2 — Agreement, disclosure, writing, and prohibited terms

15 tables112 claim records31 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-13

SWA Residential rent arrears, nonpayment termination, deposits, and the summary-possession interface

Inside: Reading conventions · 1. Material category and authority comparisons · B. Rent increases, nonwaiver, and dishonored-payment boundaries

17 tables118 claim records99 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-14

SWA Regulated residential electricity and natural-gas arrears, disconnection and restoration

Inside: Reading key and limits · 1.1 Statutes: instruments, literal URLs and read bounds · 1.2 Administrative-code instruments and section-by-section usage

19 tables114 claim records19 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-15

SWA Hospital charity care, medical billing, and medical-debt collection

Inside: 1. Material legal-category and actor comparisons · 2A. Current codified operative sources · 2B. Adopted originals, federal poverty publication, interpretation, and status sources

19 tables112 claim records41 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-16

Washington student-loan servicing and borrower protection

Inside: Washington student-loan servicing and borrower protection · 1. Material category and authority comparisons · Reading and identification conventions

18 tables120 claim records22 source recordsCorrections to readCaptured 2026-10-28
S_WApass-17

SWA Washington small-loan / payday / deferred-deposit component

Inside: 1. Reading conventions and evidentiary status · A. Category, actor, exemption, and territorial boundaries · B. License, endorsement, limited-agent, and financial-security structure

29 tables141 claim records134 source recordsScoped review · limits applyCaptured 2026-10-28
S_WApass-18

Ordinary nonmortgage Consumer Loan Act origination, pricing, agreement, payment, prepayment, refinancing and refund

Inside: Ordinary nonmortgage Consumer Loan Act origination, pricing, agreement, payment, prepayment, refinancing and refund · Reading conventions · 2. Atomic consequential claim ledger

23 tables122 claim records78 source recordsScoped review · limits applyCaptured 2026-10-29
S_WApass-19

Washington residential real-property tax arrears, relief, deferral, exemption and tax-foreclosure boundaries

Inside: Washington residential real-property tax arrears, relief, deferral, exemption and tax-foreclosure boundaries · 2. Source and usage ledger · Reading conventions

24 tables120 claim records82 source recordsCorrections to readCaptured 2026-10-29
S_WApass-20

Ordinary contested civil debt proof in Washington

Inside: Ordinary contested civil debt proof in Washington · 1.2 Assertions, admissions, affidavits, and declarations · 1.3 Documentary and electronic proof

21 tables165 claim records123 source recordsScoped review · limits applyCaptured 2026-10-29
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Original saved Markdown SHA-256: 175b95210dd092264feca0e07d8a778fe4b06dfcad65ee1e73afe92cc946ac40. Public formatting, private-reference removal and correction annotations are separate from that immutable original.

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