FIND THE EXPLANATION

Your home loan changed: identify the issue and review relief

Choose the right mortgage branch before discussing a payment change or putting home equity behind another debt.

This address preserves a dated source document behind the guide. The complete explanation covers the questions, comparisons and next steps for this subject.

If you came here to check a specific citation, open the original archive below. It includes its source dates and recorded qualifications.

Original source archive (optional)Original working documents, complete tables and revision history

About this archive

The explanation above is written for readers. These original working documents preserve the evidence trail, including technical language, dated passages and known corrections. They have not all received independent professional review. Use the marked limits before relying on a particular rule or figure.

DETAILED RESEARCH · EVIDENCE & LIMITS INCLUDED

Judicial mortgage foreclosure, judicial sale, redemption, deficiency, and debt/security boundaries

S_WA · pass-09Captured 2026-10-2818 tables · 106 claim records · 54 source recordsScoped coordinator review completed

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

1 pending correction

This dated research component contains identified issues. Read the correction panel before relying on its affected passages or tables. Other findings retain their own evidence limits.

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

SWA correction of the C070 coverage pinpoint →
SWA exact original-row completion →
Two bounded source corrections →
1. Exact two-cell replacements →

This dated narrative contains pending corrections. Read the notes, then expand the original text.

SettleADebt — Washington PASS-09

Judicial mortgage foreclosure, judicial sale, redemption, deficiency, and debt/security boundaries

Actual access date: October 28, 2026, America/Los_Angeles. Scope: Generic public law governing the judicial real-property mortgage route. The findings below use newly read authority. P1–P8 findings are not substantive premises, and their unresolved questions remain unchanged.

Principal findings. Washington provides a judicial mortgage-foreclosure route in chapter 61.12 RCW, including foreclosure of a deed of trust as a mortgage. A foreclosure decree, the sheriff’s sale, confirmation, the redemption period, delivery of a deed, and any enforceable deficiency are separate legal events. RCW 61.24.100(8) expressly distinguishes judicial mortgage foreclosure from the deficiency provisions governing a trustee’s sale. S001; S005; C003–C008. app.leg.wa.gov+1

For property sold subject to redemption, the principal statutory alternatives are eight months after sale when all the specified mortgage-date, instrument-language, and deficiency-waiver conditions are satisfied, and one year after sale otherwise. A separately adjudicated abandonment route can preclude redemption, but it also precludes a deficiency and excludes primarily agricultural property. These are conditional rules, not classifications of any property or proceeding. S001 §§61.12.093–.095; S003 §6.23.020; C030–C033, C056–C058. app.leg.wa.gov+1

A judicial-sale shortfall does not establish personal liability. The texts distinguish an express payment undertaking, a decree providing for a remaining balance, a complaint’s deficiency waiver, valuation credits, and the abandonment-route bar. They also distinguish redemption from satisfaction of the underlying mortgage obligation. S001 §§61.12.050–.080, .094; S003 §6.23.040; S027 §§61.16.020–.030; C021–C026, C032, C062, C082, C087–C088. app.leg.wa.gov+3

The principal unresolved issues are credit bidding; the precise application of ordinary levy and statutory-stay provisions to a mortgage-specific execution; judicial-route guarantor protections; application of procedural time rules to substantive redemption rights; and the excluded federal, title, tenancy, and judicial-construction interfaces. Those holds are specified below rather than resolved by assumption.

Reading conventions

S001 means S_WA-P9-S001; the source register supplies its complete literal HTTPS URL, issuer, read bounds, and status.
C001 means S_WA-P9-C001. Full claim IDs appear in the claim tables.
B01 identifies a conditional branch or construction hold. D01 identifies an unexamined special-regime dependency.
“Text established” means the proposition is supported by the freshly read public text, subject to the stated conditions. It does not establish an actual party’s status, compliance, entitlement, or outcome.
“Current” means the operative version displayed by the official source on the access date, with the amendment checks described below. It is not a representation that every possible judicial construction or unindexed later development has been investigated.

1. Material legal-category, authority, actor, and event comparisons

Comparison	Source-supported distinction	Consequence for this component
Mortgage/security versus payment obligation	Chapters 61.12 and 64.04 address the encumbrance; §§61.12.050 and .070 separately ask whether an express payment agreement exists in the mortgage or another instrument.	A mortgage does not itself establish unlimited personal liability. C001–C002, C021–C023.
Mortgage foreclosure versus note enforcement	A negotiable note invokes Article 3’s classification and enforcement provisions; a security foreclosure invokes chapter 61.12.	Instrument ownership, entitlement to enforce, security rights, and real-party status require separate predicates. C009–C015.
Judicial deed-of-trust foreclosure versus trustee’s sale	§§61.24.020 and .100(8) permit the mortgage route; §61.24.005 defines a trustee’s sale as nonjudicial.	P8’s sale, cure, notice, and deficiency framework is not imported. C004–C007.
Superior-court jurisdiction versus venue	§2.08.010 supplies superior-court subject-matter authority; §§61.12.040 and 4.12.010 locate the action where the land or part lies.	Neither provision establishes personal jurisdiction over an actual participant. C003.
Special foreclosure execution versus ordinary execution	§61.12.090 incorporates execution procedure and §6.21.030 sale notice; §6.21.040 expressly distinguishes mortgage/statutory-lien foreclosures in its notice language.	Ordinary personal-property-first and homestead-levy prerequisites are not transferred without resolving the incorporation. C037–C040; B08.
Court versus clerk versus sheriff	The court adjudicates, orders sale, confirms, and determines surplus priority; the clerk handles specified notices and funds; the sheriff performs the statutory sale and redemption functions.	A document from one actor does not substitute for a finding or act assigned to another. C037–C055, C064–C080.
Residential, agricultural, homestead, and commercial categories	These terms appear in different provisions with different tests and reference events.	The reverse-mortgage residential definition, agricultural redemption conditions, occupied-homestead possession rule, and DTA commercial-loan definition are not interchangeable. C005–C006, C017, C033, C058, C072–C076.
Payment before judgment versus payment before sale	§61.12.130 addresses an installment complaint before final judgment; §61.12.060 addresses mortgage debt, interest, and costs before sale.	Neither is a universal promise that acceleration can be reversed by paying only arrears. C024, C027–C029.
Sale versus confirmation versus deed	Sale starts the principal redemption period; confirmation has its own notice/objection framework; deed delivery depends on the applicable redemption branch.	Confirmation is not the universal redemption starting event, and a sale certificate is not the deed. C047–C053, C058, C080.
Judgment debtor versus redemptioner	§6.23.010 defines the eligible categories; §6.23.040 gives successive lien-creditor redemptions a distinct timing structure.	A redemptioner’s additional period does not automatically extend the debtor’s period. C057, C060–C062.
First redemption versus subsequent redemption	§6.23.020 uses the rate provided in the judgment; §6.23.040 specifies eight percent per annum for the prior-redemption payment and like interest on specified taxes/assessments.	Historical first-redemption rates and successive-redemption rates cannot be substituted for one another. C059–C061, C096.
Surplus versus deficiency versus discharge	Surplus requires priority/disbursement treatment; deficiency requires personal-liability and judgment predicates; mortgage satisfaction has separate requirements.	A positive or negative arithmetic remainder establishes none of these legal outcomes by itself. C052, C082–C092.

The controlling relationships in this table come from S001–S005, S008–S016, S023–S029. The claim register below supplies the exact operative pinpoints and exceptions.

2. Atomic consequential claim register

A. Judicial-route gateway, instruments, actors, parties, and proof — Questions 1–2

Claim ID	Precise assertion	Source and exact pinpoint	Conditions, exceptions, and confidence limits
S_WA-P9-C001	Washington’s mortgage chapter incorporates the requirement that real-estate encumbrances be by deed; the mortgage form provision permits lawful additional agreements.	S001 §§61.12.010–.020; S006 §§64.04.010–.020.	Written, signed, and acknowledgment requirements must be read with §64.04.010’s stated lease and trust-certification exceptions. No instrument’s execution or validity is established.
S_WA-P9-C002	A real-property mortgage is not deemed a conveyance allowing the mortgage owner to recover possession without foreclosure and sale according to law.	S007 §7.28.230(1)–(3).	The complete section also addresses rent assignments, receivers, and possession-related arrangements, with agricultural/homestead qualifications. It is not a complete pre-sale possession or receivership determination.
S_WA-P9-C003	Upon default of a mortgage condition, the mortgagee or assigns may invoke the superior court in the county where the mortgaged land or any part lies to foreclose the equity of redemption.	S001 §61.12.040; S008 §2.08.010; S009 §4.12.010.	Default, claimant capacity, land location, proper parties, and personal jurisdiction remain predicates. No monetary court-selection threshold is inferred.
S_WA-P9-C004	A deed of trust is generally subject to mortgage law except where chapter 61.24 provides otherwise, and the chapter permits foreclosure in the same manner as a real-property mortgage.	S005 §§61.24.020, .100(8).	Section .020 expressly accommodates principally agricultural property through mortgage foreclosure. Its mixed-collateral incorporation has an obsolete cross-reference; that branch remains held.
S_WA-P9-C005	In the currently operative DTA definitions, a commercial loan is one not made primarily for personal, family, or household purposes.	S005 §61.24.005(6), version effective until January 1, 2028.	This is a chapter-specific definition, not a blanket judicial-foreclosure exemption or personal-liability rule.
S_WA-P9-C006	DTA borrower, grantor, beneficiary, and guarantor are distinct statutory roles: liability on the principal evidence of obligation, pledging an interest, holding the obligation document, and a separate written guaranty are different predicates.	S005 §61.24.005(4), (5), (9), (10).	The beneficiary definition excludes holding the document as security for a different obligation; the guarantor definition excludes a borrower and requires a writing other than the deed of trust. No actual role is classified.
S_WA-P9-C007	Section 61.24.100(8) says that section does not apply to foreclosure of a deed of trust as a mortgage.	S005 §61.24.100(8), read with the entire section.	Its trustee-sale deficiency limits and valuation formula are not treated as ordinary judicial-foreclosure rules. The subsection (6) sheriff-sale wording remains a specific hold in C092/B19.
S_WA-P9-C008	CR 69 recognizes execution under the identified statutes, while CR 81 preserves inconsistent special statutory proceedings and governs procedural incorporation.	S013 CR 69(a); S014 CR 81(a)–(b).	Incorporation is not a finding that every ordinary-execution provision applies identically to a mortgage decree.
S_WA-P9-C009	CR 17 requires prosecution in the real party in interest’s name, subject to its enumerated representative/statutory exceptions and reasonable opportunity to cure ratification, joinder, or substitution after objection.	S011 CR 17(a).	Real-party procedure does not establish ownership, agency, note possession, or entitlement to enforce. Minor/capacity incorporations remain outside the completed branch.
S_WA-P9-C010	CR 19 requires joinder when its service/jurisdiction and complete-relief or interest-risk criteria are satisfied; when joinder is infeasible, the rule prescribes an equitable assessment.	S012 CR 19(a)–(c), entire rule read.	No universal list of foreclosure defendants is established without the interests and jurisdictional predicates.
S_WA-P9-C011	RCW 4.08.080 permits an authorized written assignee of a money chose in action to sue in its own name, preserving the debtor’s defenses, counterclaims, and offsets subject to its negotiable-paper exception.	S022 §4.08.080, complete section.	An assignment label does not establish a valid chain or satisfy Article 3. Spousal/community joinder is not resolved merely by §4.08.030.
S_WA-P9-C012	Article 3 applies conditionally to a negotiable instrument, not automatically to every mortgage debt or writing called a note.	S023 §§62A.3-102; .3-103(a)(5), (9)–(10); .3-104(a)–(e); .3-105–.3-106; .3-108–.3-110.	The fixed-money, unconditionality, bearer/order, demand/definite-time, permitted-additional-undertaking, and conspicuous nonnegotiability provisions were read. Merely referring to collateral or acceleration does not itself make a promise conditional. Version savings remain material.
S_WA-P9-C013	Article 3’s person entitled to enforce can be a holder, a qualifying nonholder possessor, or a qualifying nonpossessor under the expressly referenced provisions; ownership and enforcement status are not identical.	S023 §§62A.3-301, .3-203–.3-205, .3-309, .3-418; S024 §62A.1-201(b)(21).	Transfer, delivery, indorsement, agency, and nonpossession predicates must independently exist. The restitution branch is not a universal lost-note substitute.
S_WA-P9-C014	Section 62A.3-308 separately addresses signature admissions/denials, the burden and presumption concerning validity, proof of entitlement to enforce, and defenses.	S023 §62A.3-308(a)–(b); .3-402; S024 §62A.1-201(b)(8).	A specifically denied signature places the validity burden on its proponent, with the stated presumption and deceased/incompetent-signer exception. Full holder-in-due-course and defense adjudication remain held.
S_WA-P9-C015	The current Washington lost-instrument provision requires possession and entitlement when possession was lost, a qualifying reason for loss, proof of terms and enforcement right, and a court finding of adequate protection before judgment.	S023 §62A.3-309(a)–(b); S035 §37.	Loss cannot have resulted from transfer or lawful seizure. A copy or affidavit alone is not declared sufficient. Another state’s revised lost-note rule is not imported.
S_WA-P9-C016	A qualifying lis pendens supplies constructive notice from filing, but §4.28.320 says it is of no avail unless followed by the first summons publication or personal service on a defendant within sixty days.	S010 §4.28.320, complete section.	It is not proof of title, debt, default, or completed service. Court cancellation after settlement, discontinuance, or abatement has its own good-cause/notice requirements.
S_WA-P9-C017	Reverse residential mortgage foreclosure has a distinct statutory advance-notice requirement.	S001 §61.12.180(1)–(2); S039 §9.	Covered residential property is solely a single-family residence, two-to-four-unit owner-occupied dwelling, residential condominium, manufactured home, or residential cooperative. Notice is at least thirty-three days before the action, using the specified recipients, addresses, and dual mail methods.
S_WA-P9-C018	The reverse-mortgage notice must use the Commerce form, English and Spanish, and the specified obligation/default-or-acceleration, cure-if-any, warning, and assistance content.	S001 §61.12.180(3)(a)–(f).	The cure-performance and cure-time disclosures have an exception when acceleration results from the last surviving mortgagor’s death. “Cure, if any” does not create a universal cure or modification right. The linked blank files were not readable.
S_WA-P9-C019	Section 61.12.180(4) designates specified reverse-mortgage notice failures as Consumer Protection Act violations, including failure to send the required notice at least thirty-three days before acceleration or action.	S001 §61.12.180(4)(a)–(c).	This is the section’s express designation, not a finding that all elements of a private remedy, damages, or a sale restraint are established.

The judicial gateway and DTA distinction are supported by the freshly read statutory bodies. The note-enforcement branch remains conditional on Article 3 coverage and the preserved version questions. app.leg.wa.gov+5

B. Action, decree, concurrent enforcement, installments, abandonment, and stays — Questions 1–2, 4–5

Claim ID	Precise assertion	Source and exact pinpoint	Conditions, exceptions, and confidence limits
S_WA-P9-C020	Section 61.12.120 prohibits prosecuting foreclosure while prosecuting another action for the same secured debt/matter or seeking execution of its judgment, and prohibits the converse concurrent prosecution.	S001 §61.12.120.	This establishes a concurrency restriction. It does not, without construction, establish an irrevocable one-action election, a universal security-first rule, or a rule for every separate guaranty.
S_WA-P9-C021	If neither the mortgage nor a separate instrument contains an express agreement to pay the secured money, the mortgage remedy is confined to the mortgaged property.	S001 §61.12.050.	Actual instrument terms and any independent liability remain unexamined.
S_WA-P9-C022	When the specified express payment agreement exists, §61.12.070 directs the decree to provide for satisfaction of the balance and costs remaining after the mortgaged property’s sale from property of the mortgage debtor.	S001 §61.12.070, main clause.	Subject to the waiver proviso, other statutory bars, lawful credits, and an actual adjudication. It does not automatically impose borrower liability on a guarantor or other owner.
S_WA-P9-C023	An express deficiency waiver in the complaint, as provided by §6.23.020, bars a deficiency judgment and confines the mortgagee’s remedy to sale of the mortgaged property.	S001 §61.12.070 proviso; S003 §6.23.020(1)(a); S031 §4.	Waiver and the shorter redemption period are related but have distinct textual conditions; a property label alone supplies neither.
S_WA-P9-C024	The foreclosure judgment orders sale of the premises or the necessary portion; payment of mortgage debt, interest, and costs at any time before sale satisfies the judgment.	S001 §61.12.060, first paragraph.	This is a pre-sale payment rule, not a declaration that an unperformed tender or partial arrears payment always suffices.
S_WA-P9-C025	The court may set an upset price after a proper hearing, or at confirmation establish fair value and require a credit; if the credited fair value discharges the mortgage debt, no deficiency may be granted.	S001 §61.12.060, remaining paragraphs; S030 §1.	These are judicial powers and conditions. The statute does not impose the DTA’s trustee-sale “greater of” formula on every judicial sale.
S_WA-P9-C026	The 1935 act’s provisions do not apply while the mortgage is held by the United States or a listed federal component in the capacity described in §61.12.061.	S001 §61.12.061 and reviser’s note; S030 §1½.	“This act” refers to the 1935 act codified as §§.060–.061, not the entire mortgage chapter. Federal insurance or a loan label alone is not the statutory holding predicate.
S_WA-P9-C027	Where a foreclosure complaint concerns due interest/principal installments while other installments remain unmatured, payment into court of principal and interest due plus costs before final judgment stays the proceeding subject to later default.	S001 §61.12.130.	The judgment directs the time and default for subsequent execution. Whether acceleration leaves unmatured installments within this provision is not decided.
S_WA-P9-C028	In that installment setting, after judgment the court determines whether parcels can be sold without injury; if so, only enough to satisfy the then-due amount and costs is directed sold.	S001 §61.12.140.	The judgment remains enforceable on later default unless payment occurs before execution is perfected. “Perfected” is not assigned an invented event.
S_WA-P9-C029	If parcel sale is not feasible, §61.12.150 provides for sale of the whole and application first to due principal, interest, and costs, then to the secured residue not yet due.	S001 §61.12.150.	Noninterest-bearing unmatured residue is discounted at the legal rate; no rate or calculation is supplied here. Surplus follows the statutory priority/court process.
S_WA-P9-C030	A court finding that improved mortgaged real estate has been abandoned for at least six months can cause the purchaser to take free of chapter 6.23 redemption rights upon confirmation.	S001 §61.12.093; S032 §1.	Structures, abandonment, duration, court finding, and confirmation are indispensable. Nonoccupancy alone is not treated as an adjudicated fact.
S_WA-P9-C031	Continuous nonoccupancy by or under authority of the mortgagor/successor for at least six months before the decree, together with no mortgage payment during that period, is prima facie evidence of abandonment.	S001 §61.12.093, final sentence.	Prima facie evidence is not a conclusive or automatic finding.
S_WA-P9-C032	The abandonment route precludes a deficiency; a default decree depriving redemption requires the complaint to allege that intention.	S001 §61.12.094.	The section also addresses successors/redemptioners acquiring status after lis pendens. It does not replace the unexamined service and due-process framework generally.
S_WA-P9-C033	The abandonment provisions do not apply to property used primarily for agricultural purposes.	S001 §61.12.095.	This is a route-specific exclusion, not immunity from all judicial foreclosure.
S_WA-P9-C034	Section 61.12.190’s future-advance priority provision expressly excepts chapter 60.04, and its enactment preserves priority otherwise granted by law.	S001 §61.12.190; S043 §§1–3.	Full priority, perfection, construction-lien, and title consequences remain held.
S_WA-P9-C035	CR 62(a) states a ten-day post-entry enforcement stay, and, upon filing a notice of appeal, a stay until fourteen days after entry, with the rule’s district-judgment, injunction, and receivership exceptions.	S015 CR 62(a), (b), (f), (h).	Fourteen days runs from entry, not appeal filing. Discretionary motion stays and other statutory/rule stays are separate. Full appellate and special-route interaction remains held.
S_WA-P9-C036	RCW 6.17.040 contains a separate bond-based stay statute, including superior-court amount bands, and permits a remaining-period stay when execution has already issued.	S004 §6.17.040; S034 §404.	Application to a mortgage-specific decree is held. The literal bands leave exact equality at $3,000 and $10,000 unstated; no favorable completion of that text is assumed.

The concurrency, payment, valuation, and installment clauses were read as separate provisions. They do not supply a universal arrears-only reinstatement rule or an automatic deficiency calculation. app.leg.wa.gov+7

C. Judicial sale, notice, postponement, confirmation, proceeds, and instruments — Question 3

Claim ID	Precise assertion	Source and exact pinpoint	Conditions, exceptions, and confidence limits
S_WA-P9-C037	A mortgage/lien foreclosure decree is enforced by execution; the writ describes the property from the decree, and the sheriff sells the necessary amount after §6.21.030 notice.	S001 §61.12.090; S013 CR 69(a).	The decree, writ, lawful enforcement status, and property interest are predicates, not assumed facts.
S_WA-P9-C038	The execution statute requires endorsement of receipt time and return within sixty days of the writ’s date.	S004 §§6.17.110–.120.	Receipt order among writs is not equated with substantive mortgage-lien priority. The return period is not the redemption period.
S_WA-P9-C039	Section 6.17.130 separately addresses sheriff delivery/service or dual mailing of the writ and specified homestead texts and notice of the sale date for real property.	S004 §6.17.130.	This is execution-process text, not original summons service. Its alternative-publication and special-foreclosure application remain bounded by B08.
S_WA-P9-C040	Section 6.21.040’s notice expressly requires the personal-property-insufficiency statement only when the sale is not a mortgage or statutory-lien foreclosure.	S002 §6.21.040; compare S004 §§6.17.100, .140, .160.	This prevents an automatic transfer of the ordinary personal-property-first notice premise. It does not alone settle every ordinary levy prerequisite.
S_WA-P9-C041	The judgment creditor must cause the statutory sale notice to reach each debtor through the specified service or dual-mail route at least thirty days before sale, mail counsel of record at least thirty days before sale, and file a compliance affidavit.	S002 §6.21.030(1)(a)–(c).	The alternative is regular mail and certified mail, return receipt requested, separately to each debtor’s last known address. An affidavit is not an adjudication of valid notice.
S_WA-P9-C042	The sheriff’s public notice requires at least four weeks’ posting in the prescribed two places, consecutive weekly newspaper publication for that period, and, for electronic sale, at least four weeks on the auction website.	S002 §6.21.030(2)(a)–(c).	Courthouse posting, improved-property front-door posting, newspaper qualification/designation, and the contiguous-county fallback are express conditions. Website posting is additional.
S_WA-P9-C043	Execution/order/decree sales occur by auction between 9 a.m. and 4 p.m.; real-property sales are at the courthouse door or by electronic public auction on Friday, with the stated holiday substitution.	S002 §6.21.050(1); S017 §6.01.060(4); S018 §36.16.145(7)(c).	The incorporated electronic-auction definition does not import the treasurer-sale notice/deposit rules elsewhere in §36.16.145.
S_WA-P9-C044	For the specified impediment or sufficient cause, the sheriff may postpone by no more than one week at a time with public proclamation and posted adjournment notice; the further beyond-return-date provision requires endorsed plaintiff consent and is limited to thirty days.	S002 §6.21.050(2).	No unlimited extension, automatic reset, or P8 continuance rule is inferred. Electronic implementation and competing restraints remain held.
S_WA-P9-C045	Sale stops when sufficient property has been sold to satisfy the execution, and the selling officer/deputy may not purchase or hold a direct or indirect interest in the purchase.	S002 §6.21.060.	This is a statutory conduct limit, not a finding concerning any bidder.
S_WA-P9-C046	Section 6.21.090 governs the public execution/amount statement and the treatment of known lots or parcels, including a timely third-party request to separate a claimed portion.	S002 §6.21.090(1)–(4).	Acre/tract bidding and measurement provisions are distinct statutory alternatives. No parcel, acreage, or value is supplied.
S_WA-P9-C047	Section 6.21.100 directs the highest bidder’s payment in money forthwith, the statutory receipt/return, and a sale certificate identifying property, prices, and redemption status.	S002 §6.21.100.	No complete express credit-bid authorization was located in the read provisions. That is a hold, not a prohibition. The certificate is not the deed.
S_WA-P9-C048	On return of the real-estate sale, the clerk mails notice of the return’s filing to parties with written appearances and no default order, files proof, and performs the stated proceeds/certificate functions.	S002 §6.21.110(1)(a)–(e).	The notice event is mailing of notice of filing the return, not merely the sale or filing itself.
S_WA-P9-C049	Confirmation on the specified motion and notice is available after twenty days from that mailing, subject to objections filed within twenty days by the statutory eligible objectors.	S002 §6.21.110(2).	The judgment debtor, a deceased debtor’s representative, and a nondefaulting notified party are separately addressed. The computation interaction remains B12.
S_WA-P9-C050	On objections, confirmation nevertheless follows unless the hearing establishes substantial sale-proceeding irregularities causing probable loss or injury to the objector; the statute then directs resale.	S002 §6.21.110(3).	A defect is not automatically a completed-sale reversal. Other grounds and remedies are not comprehensively investigated.
S_WA-P9-C051	On statutory resale, the former bid is renewed and only a greater bid is accepted; a qualifying higher sale to another purchaser requires repayment of the former bid plus judgment-rate interest.	S002 §6.21.110(4).	“Greater” is strict. No sale price or refund is calculated.
S_WA-P9-C052	Surplus is distributed to interests/liens eliminated by sale in court-determined priority, with any remainder to the debtor/representative through the prescribed process.	S002 §6.21.110(5); S001 §61.12.150; S004 §6.17.140(6); S038 §§1, 3–4.	A surplus motion requires at least twenty days’ service or mailing of notice to the specified interests and appearing parties. Release requires court order. Preconfirmation debtor payment requires the stated objection waiver.
S_WA-P9-C053	The original sale certificate is delivered upon confirmation and recorded by the purchaser; a sheriff’s deed follows the separate statutory conditions.	S002 §6.21.110(1)(e), (6), .120; S003 §6.23.060.	Deed timing is upon request after confirmation in the no-redemption abandonment branch, or after redemption time expires in a redemption branch.
S_WA-P9-C054	Section 6.21.130 supplies a purchaser/successor recovery against the execution plaintiff when eviction results from reversal of the judgment.	S002 §6.21.130.	The recoverable categories are the price, interest, and eviction-suit costs/disbursements. This is not a universal remedy for every sale defect.
S_WA-P9-C055	Section 36.18.040 states sheriff-service fee baselines and cost-recovery rules, but permits county legislative authorities to set different amounts covering administration and operation.	S028 §36.18.040(1)–(4).	The applicable local amount, recoverability, and actual work are unestablished. The statute does not automatically charge every listed service to a mortgage debtor.

These claims distinguish statutory duties from proof of performance. The operative notice, auction, confirmation, and deed texts were read, including their blank statutory notices. app.leg.wa.gov+7

D. Redemption, accounting, possession, and deed consequences — Question 4

Claim ID	Precise assertion	Source and exact pinpoint	Conditions, exceptions, and confidence limits
S_WA-P9-C056	Section 6.21.080 makes sales of an estate less than a leasehold with two years unexpired, and sales of a vendor’s real-estate-contract interest, absolute; otherwise its real-property sales are subject to chapter 6.23 redemption.	S002 §6.21.080; S003 §6.23.020(1).	The separate §61.12.093 abandonment exception must also be considered. Exactly two years is not “less than” two years.
S_WA-P9-C057	Eligible redeemers include the judgment debtor and a creditor with a judgment, decree, deed-of-trust, or mortgage lien subsequent in priority to the lien sold under; the chapter includes their successors.	S003 §6.23.010(1)–(2); S037 §1.	Only property or a part separately sold within the statute is addressed. Ownership, succession, and priority are not presumed.
S_WA-P9-C058	The purchaser-redemption period is eight months after sale only when all §6.23.020(1)(a) conditions hold; otherwise it is one year after sale, unless the abandonment route precluded redemption.	S003 §6.23.020(1); S031 §1; S032 §4.	Conditions: mortgage executed after June 30, 1961; mortgage declares property not principally agricultural/farming; complaint expressly waives deficiency. Extensions are separate.
S_WA-P9-C059	Redemption from the purchaser requires the bid with judgment-rate interest and the specified paid taxes/assessments, protective prior-lien payments, and conditional prior-lien amount.	S003 §6.23.020(2)(a)–(d), complete proviso.	Each addition has its own event, necessity, actor, affidavit/statement, and priority conditions. The extra purchaser-held lien in (d) applies to redemption by a redemptioner.
S_WA-P9-C060	A subsequent redemptioner may redeem within sixty days after the last redemption; these successive periods can extend beyond the original purchaser-redemption period.	S003 §6.23.040(1).	The statutory category is a redemptioner. This is not an automatic extension for the judgment debtor.
S_WA-P9-C061	Redemption from a redemptioner uses the last-redemption sum with eight percent per annum, specified later taxes/assessments with like interest, and qualifying other liens with interest.	S003 §6.23.040(3).	The other-lien clause says “with interest”; no universal eight-percent rate for that separate lien is inferred. The debtor’s payment obligation is separately stated in the same subsection.
S_WA-P9-C062	The debtor has the original statutory period, extended only as provided by §§6.23.030 or .090; debtor redemption terminates the sale’s effect and restores the debtor’s estate.	S003 §6.23.040(2).	This does not itself adjudicate all surviving liens, debt liability, or mortgage satisfaction.
S_WA-P9-C063	The specified tax, assessment, and prior-lien statement must be recorded before redemption; omission can permit redemption without those amounts.	S003 §6.23.050.	Actual notice preserves the payment right unless the redeemer demonstrates prejudice from failure to file. Omission is not an unconditional forfeiture rule.
S_WA-P9-C064	The redemption procedure requires at least five days’ written notice to the sheriff, the sheriff’s specified notification, payment of the required sum at the stated time, and a recorded redemption certificate.	S003 §6.23.080(1).	Sheriff notification to the purchaser/redemptioner or attorney is qualified by presence within the county. No actual tender, method of giving notice, or deadline is determined.
S_WA-P9-C065	Lien-creditor and assignee redemption requires the certified/recorded and verified evidence specified in §6.23.080; competing prior liens and protective payments have corresponding evidence requirements.	S003 §6.23.080(2)–(4).	Unsupported prior liens or protective payments may be disregarded under the text. A recorded instrument alone does not establish the amount due or entitlement.
S_WA-P9-C066	For property subject to a homestead, the purchaser or current redemptioner must send the statutory expiration notice forty to sixty days before the debtor’s redemption period expires.	S003 §6.23.030(1), (3).	Both regular and certified return-receipt mail are required to each debtor separately and to occupant, followed by the specified court filing and sheriff copy.
S_WA-P9-C067	Noncompliance with §6.23.030 extends the judgment debtor’s period six months, requires no further notice, and does not extend redemptioners’ time.	S003 §6.23.030(2).	Homestead coverage and noncompliance are predicates. This is not a universal six-month addition.
S_WA-P9-C068	Rents/profits received, less the stated paid operation, care, protection, and insurance expenses, are credited against redemption money.	S003 §6.23.090(1).	The possession and agricultural exceptions in subsection (3) and §6.23.110 remain material. Expenses merely asserted or incurred are not silently treated as paid-credit deductions.
S_WA-P9-C069	A timely written demand filed with the sheriff for a verified rents/profits/expenses statement extends redemption to five days after the sworn statement is given to the demandant or sheriff.	S003 §6.23.090(2), first two sentences.	Demand must precede expiration. Sheriff service of the demand has an in-county qualification.
S_WA-P9-C070	Failure/refusal to provide the statement for ten days after demand is given to the sheriff permits the specified accounting action within sixty days after demand, extending that demandant’s redemption until fifteen days after final determination.	S003 §6.23.090(2), nonresponse sentences.	The sixty-day text says “but not later.” An accounting request alone is not a universally indefinite extension.
S_WA-P9-C071	If a sworn statement is provided but disputed, the statute requires redemption according to it before a subsequent accounting action, which must be within thirty days after redemption.	S003 §6.23.090(2), final sentences.	This is a distinct branch from refusal to account. No advice to tender or litigate is supplied.
S_WA-P9-C072	A qualifying agricultural redemption after April 1 and before December 1 can give the purchaser/previous redemptioner the specified reimbursement-or-possession option when crop preparation or planting occurred.	S003 §6.23.090(3).	The possession option ends December 1 following; the new redemptioner’s reasonable-rent entitlement has an already-collected/accounted-for exception.
S_WA-P9-C073	The general redemption-period possession rule favors purchaser/redemptioner from the specified event, subject to an unexpired tenant lease and the section’s other exceptions.	S003 §6.23.110(1), read with §6.23.090.	This is not a complete tenancy, eviction, or immediate-entry authorization.
S_WA-P9-C074	If the mortgage stipulates that the mortgagor may remain after sale until redemption expires, the court must make its decree to that effect.	S003 §6.23.110(2).	No mortgage stipulation is assumed or examined.
S_WA-P9-C075	Land used for farming at sale, or part of such a farm, carries the debtor-possession rule and, if not redeemed, the purchaser’s specified crop lien.	S003 §6.23.110(3).	The lien includes six-percent annual interest on purchase price during redemption and taxes becoming delinquent during that period with interest. This is not the general redemption-interest rate.
S_WA-P9-C076	A chapter 6.13 homestead occupied as such at sale gives the debtor possession during redemption without accounting for issues or occupation value.	S003 §6.23.110(4); S021 §§6.13.010, .040.	Homestead status and occupancy at sale are independent predicates. This pass does not re-establish the full exemption regime.
S_WA-P9-C077	The court may restrain waste during redemption, with express exclusions for specified continued ordinary use, husbandry, necessary repairs, and related timber/fuel uses.	S003 §6.23.100.	No conduct is classified as waste, and no actual restraint is established.
S_WA-P9-C078	Simultaneous redemption requests are ordered by prior lien, and the sheriff’s payment to the person redeemed from follows the presence/demand distinctions in the statute.	S003 §6.23.070, first two sentences.	Lien priority is a predicate; it is not supplied by filing order alone.
S_WA-P9-C079	A sheriff’s wrongful refusal does not prejudice the statutory redemption right, and the court may require redemption to be allowed.	S003 §6.23.070, final sentence.	Wrongfulness and the court order are not assumed; no broader damages remedy is established here.
S_WA-P9-C080	The purchaser’s or last redemptioner’s entitlement to a deed depends on expiration of the applicable periods and extensions, together with the last-redemption and debtor-period conditions.	S003 §6.23.060; S002 §6.21.120.	A last redemptioner’s sixty-day period alone does not eliminate the debtor’s unexpired period.
S_WA-P9-C081	Section 6.23.120 expressly excludes mortgage and deed-of-trust foreclosures under chapters 61.12 and 61.24.	S003 §6.23.120(4), entire section read.	Its broker-listing/qualifying-offer mechanism is not a judicial mortgage-redemption benefit in this report.

The current redemption text and the material 1984, 1987, and 2013 amendments were checked. The first-redemption rate, successive-redemption rate, debtor period, and lien-creditor period remain distinct. app.leg.wa.gov+8

E. Deficiency, surplus, satisfaction, guaranty, and limited remedies — Question 5

Claim ID	Precise assertion	Source and exact pinpoint	Conditions, exceptions, and confidence limits
S_WA-P9-C082	A deficiency judgment is enforced as another money judgment; where the decree includes a judgment over for the unsatisfied balance, further levy/sale may occur under the same execution.	S001 §§61.12.080, .100–.110.	The two-week publication language concerns sale of other property to satisfy an established deficiency. Its interaction with general notice duties remains held; it is not the initial mortgaged-property sale notice.
S_WA-P9-C083	Fees for locating or purporting to acquire rights to judicial-foreclosure surplus held by a court or county are limited by §61.12.200(1).	S001 §61.12.200(1)(a)–(b); S042 §10.	The stated base is value returned to the owner: five percent, plus reasonable attorney fees/costs upon motion and hearing. This is a foreclosure-surplus provision, not a revision of P1/P2 provider-fee findings.
S_WA-P9-C084	Section 61.12.200 supplies its own misdemeanor and CPA designations for covered violations.	S001 §61.12.200(2)–(3).	The specified fine/jail bounds are recorded below. CPA remedies are described as cumulative, but complete private-remedy elements are outside this pass.
S_WA-P9-C085	Covered contracts concerning court-held surplus must contain the specified conspicuous notice, copy-at-signing statement, and ten-day mailed-cancellation statement.	S001 §61.12.200(4).	Subsection (4) says funds held by a court, whereas subsection (1) says court or county. Those scopes are not silently made identical.
S_WA-P9-C086	Section 61.16.010 addresses a signed, acknowledged mortgage assignment and the recorded assignee’s ability to satisfy the mortgage of record.	S027 §61.16.010.	It does not establish Article 3 enforcement status or an actual assignment’s validity.
S_WA-P9-C087	When the mortgage amount due has been paid, an interested person’s request triggers the mortgagee/legal representative/assign’s statutory written satisfaction obligation.	S027 §61.16.020.	Payment, request, identification, acknowledgment, and recording requirements remain distinct. Sale or redemption is not automatically equated with full payment.
S_WA-P9-C088	Failure to acknowledge satisfaction sixty days from the statutory request/demand can support the specified damages and reasonable attorney-fee recovery, and a court satisfied of full payment directs recording of its order.	S027 §61.16.030; S054 §8.	This is not the separate limitation-based mortgage-release subject from P3. No damages, request, or full satisfaction is found.
S_WA-P9-C089	In a contract action against multiple defendants, §§19.72.140–.141 provide for adjudication of suretyship and, on a favorable finding, an order to exhaust the principal’s property before levying on the surety’s.	S029 §§19.72.140–.141, .150, .900.	This conditional procedure is not a universal mortgage security-first rule. Whether a particular guaranty falls within it, and waiver/construction issues, remain held.
S_WA-P9-C090	A qualifying written-contract surety can invoke §§19.72.100–.101’s written-notice and reasonable-time prosecution provisions, subject to §19.72.150’s disability exception.	S029 §§19.72.100–.101, .150, .900.	No fixed “reasonable time” is invented. The accrued-action, surety, notice, and nonprosecution predicates are not established.
S_WA-P9-C091	Under §19.72.070’s specified surety-payment circumstances, payment does not simply discharge the judgment; the statute preserves it for the payer’s use after the plaintiff is paid.	S029 §§19.72.070–.080, .150.	The official-default exclusions and equitable contribution qualification remain material. This is not a universal rule for every guarantor payment.
S_WA-P9-C092	Section 61.24.100(6) contains a fixed allowance of up to $125,000 from a sheriff’s or trustee’s accepted foreclosure bid for the described commercial-loan guarantor’s principal residence, while subsection (8) excludes judicial mortgage foreclosure from the section.	S005 §61.24.100(6), (8); S041 §7.	Construction hold: no unconditional judicial entitlement or absence of protection is declared. The 2021 amendment replaced the former homestead-reference wording with the fixed amount; it is not indexed here.
S_WA-P9-C106	The homestead execution exemption has an express mortgage/deed-of-trust exception requiring the execution/acknowledgment categories stated in §6.13.080(2)(b).	S021 §6.13.080(2)(b); S041 §6.	The married/domestic-partner and unmarried/nonpartner conditions matter. This forced-sale exception does not erase the separately stated homestead redemption notice or occupied-homestead possession rules.

The surplus provision, satisfaction provision, and surety provisions are limited to their stated settings. No mathematical shortfall, statutory label, or generic form is treated as proof of an enforceable claim. app.leg.wa.gov+5

F. Time computation, historical wording, and operative versions — Question 7

Claim ID	Precise assertion	Source and exact pinpoint	Conditions, exceptions, and confidence limits
S_WA-P9-C093	CR 6(a) excludes the triggering day, generally includes the last day subject to weekend/holiday treatment, and excludes intermediate weekends/holidays for periods shorter than seven days; RCW 1.12.040 separately states its statutory computation rule.	S016 CR 6(a); S019 §1.12.040.	Application to a particular substantive redemption cutoff, reverse-counted minimum notice, or month/year period remains a construction question; no universal date result is supplied.
S_WA-P9-C094	RCW 1.16.050 defines legal holidays and the stated Saturday/Sunday observance adjustments, while distinguishing recognition days that are not legal holidays.	S020 §1.16.050(1), (5), (7).	No actual calendar is populated. An institution’s business hours or closure policy is not inferred.
S_WA-P9-C095	CR 6(e)’s three added days concern a period running after service of a paper by mail; CR 6(b)’s enlargement authority has its own scope and exceptions.	S016 CR 6(b), (e).	Three days are not automatically added to every statutory period expressly measured from “mailing,” sale, payment, or filing.
S_WA-P9-C096	Current first-redemption interest under §6.23.020 is the rate provided in the judgment; the older eight-percent first-redemption wording is historical.	S003 §6.23.020(2); S031 §1; S033 §4; S034 §702.	The 1984 application clause concerns executions commenced after the act’s effective date. The distinct current eight-percent successive-redemption rule remains operative in §6.23.040.
S_WA-P9-C097	The electronic-sale amendments did not all become effective on one date: 2021 c 122 §10 took effect July 1, 2022; the other relied-on sale provisions took effect July 25, 2021.	S040 cover, §§9–14, 16.	Current procedure cannot be assigned wholesale to an earlier sale merely from the act’s year.
S_WA-P9-C098	The 2023 future-advance enactment applies to actions commenced on or after July 23, 2023, regardless of when the cause arose.	S043 §§1–3 and cover.	This is an application clause for that enactment, not a general accrual or limitations conclusion.
S_WA-P9-C099	The judicial-surplus provision added by 2023 c 206 §10 became effective July 23, 2023; the act’s immediate-effect and contingent-expiration provisions concern other specified sections.	S042 cover, §§10, 12–13.	The emergency or expiration treatment of neighboring provisions is not transferred to §10.
S_WA-P9-C100	The 2023 UCC amendments became effective January 1, 2024, with express savings and transition provisions.	S044 §§401–402, 1101–1104, 1201–1204.	Pre-effective transactions/rights and pending proceedings require the applicable savings analysis; current wording is not automatically applied to every historical note.
S_WA-P9-C101	The first displayed version of §61.24.005 is operative from January 1, 2026 until January 1, 2028; the separately displayed successor version is future-effective.	S005 §61.24.005 and notes; S045 §§1, 7, 19–20.	The page title’s reference to 2028 is not sufficient to select the operative body. Current role numbering is used above.
S_WA-P9-C102	The 2012 UCC act has express June 7, 2012 transaction/document/bailment and accrued-action boundaries, preserving earlier law for the specified prior matters.	S024 §62A.1-101 notes; S053 §§1803–1806 and cover.	Separately listed sections had a July 1, 2013 transition. No historical transaction is classified.
S_WA-P9-C103	The 2013 redemptioner amendment changed the lien relationship from subsequent in time to subsequent in priority, effective July 28, 2013.	S037 cover and §1; S003 §6.23.010.	Historical “time” wording is not used as the current priority test.
S_WA-P9-C104	The 1993 enactment containing the relied-on lost-instrument provision took effect July 1, 1994.	S025 §62A.11-112; S035 §§37, 120.	This authenticates the enactment date; it is not a complete historical Article 3 application analysis.
S_WA-P9-C105	The 1999 amendment to mortgage-satisfaction enforcement took effect August 1, 1999.	S054 §§8, 24.	Its recording-order amendment is historical authority for the current section; it does not replace later applicable law or establish an actual satisfaction event.

These version findings rest on enacted originals, not webpage update dates. Older full statutory histories and original court-rule adoption orders were not all retrieved; those limits appear in the source register and gap table. courts.wa.gov+9

3. Source-stated symbolic relations

These relations express statutory components only. They contain no financial inputs, dates, property classifications, or calculated outcomes.

3.1 Payment and installment relations

Pre-sale judgment satisfaction under §61.12.060

Required statutory components = mortgage debt + interest + costs

The stated consequence requires payment before sale. This does not resolve whether a particular tender, rejected payment, accelerated balance, or charge satisfies the law. C024; B05.

Installment proceeding under §61.12.130

Payment into court = principal presently due + interest presently due + costs

The relation applies only where the complaint concerns due amounts and other installments remain not due, and the payment occurs before final judgment. It is not an assumed right to undo acceleration. C027–C029.

3.2 Redemption from the purchaser

Let:

B = bid amount;
rJ = rate provided in the judgment;
T = qualifying taxes/assessments actually paid after purchase;
P = qualifying necessary protective payments on prior liens or secured obligations;
L = the additional purchaser-held prior lien qualifying under §6.23.020(2)(d);
I(X, rate, events) = interest legally attributable to that component between the source-stated events.

Then the components of §6.23.020(2) are:

Purchaser-redemption amount = B + I(B, rJ, sale→redemption)

T + I(T, rJ, payment→redemption)
P + I(P, rJ, payment→redemption)
qualifying L and like interest, only when subsection (2)(d) applies

The affidavit, recorded-statement, necessity, priority, and actor conditions remain part of the relation. Section 6.23.090 may require a net-rents/profits credit. Separately authorized fees are not silently added to these components. C059, C063, C065, C068.

3.3 Redemption from a redemptioner

Successive-redemption components = amount paid on last redemption

interest on that amount at 8% per annum
qualifying later taxes/assessments with like interest
qualifying other liens with interest

The last category’s rate is not automatically assigned eight percent merely because earlier components use that rate. The debtor’s additional lien-payment wording and the statement requirements remain material. C061–C063.

3.4 Net-rents credit, deficiency, and surplus fees

Net-rents/profits credit = rents/profits received − stated expenses paid for operating, caring for, protecting, and insuring

This is the statutory credit relationship, subject to §§6.23.090 and .110; it is not an actual accounting. C068–C075.

Potential unsatisfied balance = adjudicated obligation − legally required credits

That expression does not establish enforceability. Express-payment, decree, waiver, valuation, abandonment, guaranty, and other applicable defenses remain separate legal conditions. C021–C026, C032, C082, C089–C092.

Covered surplus-recovery fee ceiling = 5% × value returned to the owner + court-authorized reasonable attorney fees/costs

The motion/hearing condition, covered activity, and court-or-county scope must be satisfied. C083–C085.

No day-count denominator, compounding convention, rounding convention, valuation input, or monetary substitution is assumed.

4. Quantity, trigger, boundary, and counting register

Counting qualification: The table preserves each source’s unit and event. C093–C095 describe the computation texts actually read. Their application to substantive redemption, reverse-counted notice, and statutory month/year cutoffs remains held where construction is necessary. Months are not converted to fixed numbers of days.

Register item	Quantity or relation	Reference event, boundary, exception, and counting limit	Claims
N01	At least 33 days	Reverse residential notice before action; subsection (4) also addresses acceleration. Minimum inclusive; no actual calendar.	C017–C019
N02	2–4 units; at least 12-point bold warning	Two-to-four-unit branch requires owner occupancy; warning typography applies to §61.12.180 notice.	C017–C018
N03	Before final judgment	Installment payment under §61.12.130; strict event boundary, no day count.	C027
N04	Before sale	Debt, interest, and costs under §61.12.060; actual tender sufficiency unresolved.	C024
N05	At least 6 months	Abandonment finding; prima facie nonoccupancy and nonpayment concern the same continuous period before decree.	C030–C031
N06	60 days	Lis pendens must be followed by specified summons publication/service within the statutory interval after filing.	C016
N07	10 days; 14 days	CR 62(a), each measured from judgment entry; appeal filing triggers the latter rule but is not its starting date. Express exceptions apply.	C035
N08	Bond 2 × judgment and costs	§6.17.040; approved surety and payment condition required. Judicial-special-execution application held.	C036
N09	< $3,000: 2 months; > $3,000 and < $10,000: 5 months; > $10,000: 6 months	Literal superior/district bands. Exact equality at $3,000 or $10,000 is unstated. No band is selected. Appellate bands are outside the relied-on branch.	C036
N10	Return within 60 days	From writ date, not service or sale. Receipt endorsement separately records day/hour/minute.	C038
N11	At least 30 days	Creditor’s debtor notice and mailing to attorney of record before sale. Different methods and recipients remain distinct.	C041
N12	At least 4 weeks; 2 public places; publication once weekly consecutively	Sheriff posting/publication before sale; prescribed courthouse and improved-building locations; electronic website notice also at least four weeks.	C042
N13	9 a.m.–4 p.m.; Friday	Auction window/day. Friday legal holiday substitutes the next regular business day. No endpoint or time-zone implementation is invented.	C043
N14	No more than 1 week per postponement	Specified cause, proclamation, and posting; repeated postponement requires like cause.	C044
N15	No more than 30 days beyond writ return date	Additional postponement provision requires plaintiff consent endorsed on the writ.	C044
N16	Forthwith payment; no fixed interval supplied	Highest bidder’s payment under §6.21.100. Credit-bid question held.	C047
N17	Estate less than a leasehold with 2 years unexpired	Absolute-sale branch; exactly two years is not within the literal “less than” condition.	C056
N18	20 days	Confirmation entitlement after elapsed period; objections within period; event is mailing notice of filing sheriff’s return.	C048–C050
N19	Resale bid greater than prior bid	Strict comparison; qualifying repayment includes judgment-rate interest.	C051
N20	At least 20 days before hearing	Surplus-motion notice served or mailed to the statutory recipients.	C052
N21	Clerk hold no more than 20 days under the read execution-funds clause	§6.17.140(6)’s fund-handling duty is separate from disputed surplus held for court disposition.	C052
N22	8 months after sale	All §6.23.020(1)(a) conditions; mortgage execution strictly after June 30, 1961; not confirmation.	C058
N23	1 year after sale	Otherwise under §6.23.020(1)(b), subject to no-redemption and extension provisions.	C058
N24	Judgment rate, rJ	First redemption: bid from sale; taxes/assessments and protective payments from payment to redemption. No substituted rate.	C059
N25	60 days after last redemption	Successive redemptioner period may extend beyond initial period; debtor does not automatically receive it.	C060–C062
N26	8% per annum	Last-redemption sum and like interest on qualifying taxes/assessments under §6.23.040(3); separate-lien interest not automatically this rate.	C061
N27	40–60 days before expiration, inclusive endpoints in text	Homestead expiration notice window. Mailing methods, recipients, filing, and sheriff copy all matter.	C066
N28	Extension 6 months	Failure to comply with §6.23.030; debtor only; no further notice required.	C067
N29	At least 5 days’ written notice	Redemption notice to sheriff before the stated application/payment event. CR 6 applicability is not converted into a calendar here.	C064
N30	4:30 p.m.	Appears in the statutory sale/expiration notices as redemption expiration time. No actual expiry date or universal office-hours conclusion is supplied.	C053, C066, C080
N31	Extension to 5 days after statement given	Timely accounting demand; statement may be given to demandant or sheriff under the text.	C069
N32	10 days; 60 days; 15 days	Nonresponse after demand to sheriff; accounting action within sixty days after demand, “but not later”; extension to fifteen days after final determination for the demandant.	C070
N33	30 days after redemption, “but not later”	Disputed-statement accounting branch, after first redeeming according to the statement.	C071
N34	After April 1 and before December 1; possession option until December 1 following	Strict seasonal entry boundaries plus agricultural possession/crop-work predicates. No transaction date is supplied.	C072
N35	6% per annum	Conditional farm crop lien on purchase price during redemption; separately includes delinquent taxes and interest.	C075
N36	Statement before redemption; deed after periods expire	No invented fixed statement deadline; last-redemption/debtor-period conditions remain distinct.	C063, C080
N37	2 weeks’ publication	Other-property sale to satisfy an established deficiency under §§61.12.100–.110; interaction with other notice duties held.	C082
N38	5% of value returned plus specified reasonable court-authorized fees/costs	Covered surplus-recovery compensation.	C083
N39	Fine at least 1 ×, no more than 10 ×, covered charge; imprisonment no more than 30 days	§61.12.200(2); alternatives or both as stated. No penalty outcome is determined.	C084
N40	At least 10-point bold; 10 days; posted no later than midnight of tenth day, excluding Sundays and holidays	Statutory surplus-contract notice. Saturdays are not expressly excluded by this particular sentence. No mailing date is calculated.	C085
N41	60 days from request/demand	Mortgage satisfaction acknowledgment under §61.16.030, with full-payment predicate.	C087–C088
N42	Up to $125,000	Fixed DTA guarantor-residence language; judicial application held because of subsection (8).	C092
N43	Sheriff baselines: return $7 + mileage; levy $30/hour + mileage; auditor filing $10 + auditor fee; other civil writ $30/hour + mileage	Only applicable service categories under §36.18.040(1)(b)–(d), (h); county amounts may differ.	C055
N44	Mileage $0.35/actual necessary mile; deed $30, payable by purchaser; posting/postponement $10 + mileage; certificate $30; conducting sale $30/hour; statutory mailing actual postage	§36.18.040(1)(i), (j), (m)–(o), (r). No rounding, minimum billing increment, local fee, or allocation to a debtor is assumed.	C055
N45	Triggering day excluded; last-day weekend/holiday rule; intermediate exclusions for periods <7 days	CR 6(a), with RCW 1.12.040 separately read. Substantive-period application held where needed.	C093
N46	3 additional days only in CR 6(e)’s stated mail-service setting	Not a universal addition to all mailing-triggered statutes.	C095
N47	Legal holidays	Sundays; January 1; third Monday January; third Monday February; last Monday May; June 19; July 4; first Monday September; November 11; fourth Thursday November; following Friday; December 25. Statutory Saturday/Sunday observation rules apply.	C094
N48	“Immediately,” “forthwith,” “reasonable time,” “proper hearing,” and “probable loss or injury”	These are source terms, not invented numerical intervals, evidentiary percentages, or guaranteed outcomes.	C025, C047, C050, C053, C079, C088–C090
N49	Version dates and strict application boundaries	The complete relied-on enactment dates and section-specific transitions are recorded in C096–C105 and S030–S045, S053–S054 below. They are not event dates for a supplied transaction.	C096–C105

5. Source and usage register

5.1 Current statutory and court-rule sources actually read

Common access: October 28, 2026, America/Los_Angeles. Jurisdiction: Washington state law unless a source merely identifies an unexamined federal dependency. Format: HTML statutory text or parsed official PDF text. No PDF page pixels were inspected.

For chapter documents, one source ID is reused across its sections. Individual section views and full-chapter views are formats/routes to the same codified instrument, not independent corroboration.

Source ID	Issuer/title and complete literal HTTPS URL	Actual read bounds, version, credits, and use limits
S_WA-P9-S001	Washington Legislature/Code Reviser, Chapter 61.12 RCW—Mortgages. https://app.leg.wa.gov/rcw/default.aspx?cite=61.12&full=true	Entire chapter’s operative sections and displayed notes read, including .010–.150 and .170–.200. Material credits: .060/.061—1935 c125; .070—1961 c196 §4; .093–.095—1965 c80 with later amendments; .040/.090/.093/.094/.120—2012 c117 §§160–164; .150—2009 c122 §1; .180—2018 c306 §9; .190—2023 c76 §2; .200—2023 c206 §10. Original acts traced below where material. Property-removal penalty and full title-priority implications are not relied on.
S_WA-P9-S002	Legislature/Code Reviser, Chapter 6.21 RCW—Sales under execution. https://app.leg.wa.gov/rcw/default.aspx?cite=6.21&full=true	Entire operative chapter and material notes read. Positive use principally .030–.060, .080–.130. Credits include 1987 c442 §§603–613; 2021 c122 §§10–14; .110—2014 c107 §1. Blank statutory notices read as text. Personal-property and vendor-contract branches not converted into mortgage rules.
S_WA-P9-S003	Legislature/Code Reviser, Chapter 6.23 RCW—Redemption. https://app.leg.wa.gov/Rcw/default.aspx?cite=6.23&full=true	Entire chapter .010–.120, including .011 cross-reference, forms, exceptions, and notes read. Credits include 1987 c442 §§701–712; .010—2013 c53 §1; .040/.110—2011 c336 §§145–146; .030 later form amendment—2016 c202. Section .120 used for its foreclosure exclusion, not its unrelated resale mechanism.
S_WA-P9-S004	Legislature/Code Reviser, Chapter 6.17 RCW—Executions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.17&full=true	Sections .030–.190 read completely; principal use .040, .060–.070, .100–.160. Judgment-duration §.020 not used. Credits include 1987 c442 execution provisions and 2014 c107 §§3–4 for relevant fund handling. Special-foreclosure applicability of ordinary levy/stay provisions remains held.
S_WA-P9-S005	Legislature/Code Reviser, Chapter 61.24 selected gateway provisions. https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.005; https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.020; https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.100	Complete .005 current and future bodies/notes; complete .020; complete .100(1)–(12). Current definitions: 2025 c393 §1, effective January 1, 2026; successor §7 effective January 1, 2028. Section .100’s material residence amendment: 2021 c290 §7. Nonjudicial mechanics and deficiency calculations were not applied.
S_WA-P9-S006	Legislature/Code Reviser, Conveyance/encumbrance formalities. https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.010; https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.020	Both complete sections and notes read. Section .010 displays 2024 c27 §2; its original act was not separately read. Current formalities only; historical applicability, acknowledgment authority, and actual title validity held.
S_WA-P9-S007	Legislature/Code Reviser, Mortgage as lien; possession and rents. https://app.leg.wa.gov/rcw/default.aspx?cite=7.28.230	Complete (1)–(3), provisos and credit read; latest displayed amendment 2011 c336 §179. Incorporated recording, receivership, and secured-transactions regimes are not fully investigated.
S_WA-P9-S008	Legislature/Code Reviser, Superior-court original jurisdiction. https://app.leg.wa.gov/rcw/default.aspx?cite=2.08.010	Complete section read; displayed historical credit includes 1955 c38 §3. Used only for equity/real-property jurisdiction, not a full court-category or amount-threshold report.
S_WA-P9-S009	Legislature/Code Reviser, Local real-property venue. https://app.leg.wa.gov/rcw/default.aspx?cite=4.12.010	Complete section and displayed credits read. Current venue text used; original historical enactments not separately authenticated. Personal jurisdiction and venue exceptions requiring construction held.
S_WA-P9-S010	Legislature/Code Reviser, Lis pendens. https://app.leg.wa.gov/rcw/default.aspx?cite=4.28.320	Complete section/notes read; latest displayed credit 2004 c165 §33. Sixty-day condition and cancellation clause read. Full service law and record effect beyond text excluded.
S_WA-P9-S011	Washington Supreme Court, CR 17—Parties plaintiff and defendant. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_17_00_00.pdf	Entire one-page rule, unnumbered printed page, PDF index 0. Displayed amendment effective April 28, 2015. Original adoption order not located; minor/capacity incorporations not completed.
S_WA-P9-S012	Supreme Court, CR 19—Joinder. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_19_00_00.pdf	Entire rule, unnumbered page, index 0; displayed April 28, 2015 amendment. Class-action and actual-interest branches excluded.
S_WA-P9-S013	Supreme Court, CR 69—Execution. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_69_00_00.pdf	Entire (a)–(b), unnumbered page, index 0. Credits include 1967, 1993, April 28, 2015. Discovery subsection not used to broaden this pass.
S_WA-P9-S014	Supreme Court, CR 81—Applicability. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdf	Entire (a)–(b), unnumbered page, index 0; adopted effective July 1, 1967. Used for special-proceeding/procedural-incorporation boundary.
S_WA-P9-S015	Supreme Court, CR 62—Stay of proceedings to enforce a judgment. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_62_00_00.pdf	Entire rule, unnumbered page, index 0; latest displayed amendment January 8, 2013. Rescinded (c), (d), (e), (g) not treated as operative. Original amendment order unlocated.
S_WA-P9-S016	Supreme Court, CR 6—Time. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf	Entire (a)–(e), unnumbered page, index 0; April 28, 2015 amendment credit. General motion periods read but not substituted for the special sale/surplus periods.
S_WA-P9-S017	Legislature/Code Reviser, Title 6 scope and definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.010; https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.060	Both complete sections read. “Sheriff” includes deputies; electronic auction incorporates §36.16.145. Section .060 amendment 2021 c122 §9 traced. Consumer/private-student definitions not turned into foreclosure exemptions.
S_WA-P9-S018	Legislature/Code Reviser, Electronic-auction definition and treasurer-sale provision. https://app.leg.wa.gov/rcw/default.aspx?cite=36.16.145	Complete section read; 2015 c95 §3 credit. Only (7)(c)’s incorporated auction definition used. Treasurer-specific notice, deposit, and refund rules not imported.
S_WA-P9-S019	Legislature/Code Reviser, Statutory time computation. https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040	Complete operative text; 1997 c125 §1 credit. Case references in notes were not followed or relied on.
S_WA-P9-S020	Legislature/Code Reviser, Legal holidays. https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050	Complete (1)–(7) and credits read. Latest displayed credits include 2025 c58 §1001 and 2025 c30 §1. Positive use limited to (1), (5), and recognition-day distinction; no calendar result.
S_WA-P9-S021	Legislature/Code Reviser, Narrow homestead interfaces. https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.010; https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.040; https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.080	Complete sections read for occupancy/declaration and mortgage-exception boundaries. Material 2021 c290 §6 original read. Full dependent/family incorporation and P7 exemption amount/priority analysis not completed or reused.
S_WA-P9-S022	Legislature/Code Reviser, Spousal/community parties and assignees. https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.030; https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.080	Complete sections read; credits .030—2008 c6 §407; .080—1927 c87 §1. No complete foreclosure-party or marital-liability conclusion.
S_WA-P9-S023	Legislature/Code Reviser, Article 3—Negotiable instruments, selected branches. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3&full=true	Complete selected sections read through individual views: .3-102–.3-106; .3-108–.3-110; .3-203–.3-205; .3-301; .3-308–.3-309; .3-402; .3-418. Not the whole article. Credits principally 1993 c229; .3-103—2012 c214 §1001; .3-104/.105—2023 c266 §§401–402. Full defenses, accommodation, discharge, and electronic-note regimes held.
S_WA-P9-S024	Legislature/Code Reviser, UCC general definitions and 2012 application notes. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-201; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-101	Section .1-201 introduction and complete selected definitions, including (b)(8), (21), (24), (33), (37), read; not every unused definition claimed read. Section .1-101 and complete application/savings notes read. 2023 c266 §101 and 2012 c214 credits.
S_WA-P9-S025	Legislature/Code Reviser, 1993 UCC effective date. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.11-112	Complete section read; 1993 c229 §120; original verified in S035.
S_WA-P9-S026	Legislature/Code Reviser, Reverse mortgage definitions in chapter 31.04. https://app.leg.wa.gov/rcw/default.aspx?cite=31.04.505	Complete (1)–(5) read as a classification lead. No automatic incorporation into §61.12.180 asserted. Licensing/product/federal eligibility analysis excluded.
S_WA-P9-S027	Legislature/Code Reviser, Chapter 61.16—Assignment and satisfaction of real-estate mortgages. https://app.leg.wa.gov/rcw/default.aspx?cite=61.16&full=true	Complete .010–.030 and notes read. Credits .010/.020—1995 c62 §§13–14; .030—1999 c233 §8. Historical validation wording not treated as proof of an actual instrument.
S_WA-P9-S028	Legislature/Code Reviser, Sheriff’s fees. https://app.leg.wa.gov/rcw/default.aspx?cite=36.18.040	Complete (1)(a)–(t), (2)–(4), notes read; latest credit 2015 c265 §29. Only sale/execution-related categories used. Local override expressly preserved.
S_WA-P9-S029	Legislature/Code Reviser, Chapter 19.72—Suretyship. https://app.leg.wa.gov/rcw/default.aspx?cite=19.72&full=true	Full chapter text read; positive use limited to .070–.101, .140–.150, .900. Credits include Code 1881; 2011 c336 §§546–548; .900—1992 c115 §2. Official/license-bond and insurance branches not transferred to a mortgage guaranty.
S_WA-P9-S046	Legislature/Code Reviser, Judgment-interest provisions. https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.110; https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.115	Complete sections read as rate dependencies. No rate selected; governmental-tort branch not used as ordinary mortgage law.
S_WA-P9-S047	Legislature/Code Reviser, Interest provisions. https://app.leg.wa.gov/rcw/default.aspx?cite=19.52.010; https://app.leg.wa.gov/rcw/default.aspx?cite=19.52.020	Complete sections/exceptions read as dependencies. No legal discount rate, contract rate, Treasury input, usury result, or calculation adopted.

5.2 Enacted originals actually read

The legislature-issued enrolled/session-law instruments below authenticate the specified amendments and application provisions. Historical wording is not treated as current merely because it appears in an enacted original.

Source ID	Enacted instrument and complete literal HTTPS URL	Exact read bounds and status
S_WA-P9-S030	1935 c125. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1935c125.pdf?cite=1935+c+125+s+1	Complete act, §§1, 1½, 2; printed 374–375, PDF indices 0–1. Approval March 20, 1935 observed; general effective day not separately established. Adjacent prior-act text not imported.
S_WA-P9-S031	1961 c196. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1961c196.pdf?cite=1961+c+196+s+4	Complete §§1–4, printed 1895–1898, indices 0–3. June 30, 1961 is the mortgage-execution boundary in the operative clause, not an assumed general effective date. Historical interest wording distinguished.
S_WA-P9-S032	1965 c80. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1965c80.pdf?cite=1965+c+80+s+1	Complete §§1–5/end, printed 1258–1260, indices 0–2. Abandonment, agricultural exclusion, deficiency bar, and deed relationship read. Exact general effective day not independently established.
S_WA-P9-S033	1984 c276. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1984c276.pdf?cite=1984+c+276+s+4	Complete §4, printed 1496–1497, indices 5–6; complete §8, printed 1501, index 10. Current codifier note supplies June 7, 1984; original applies listed changes to executions commenced after effective date. Whole act not claimed read.
S_WA-P9-S034	1987 c442. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1987c442.pdf?cite=1987+c+442+s+702	Complete §404, printed 1815, index 15; complete §§701–712, printed 1837–1846, indices 37–46; §§1120–1121 and veto/end, printed 1898, index 98. Recodification verified. Observed veto concerned §1112, not the relied-on provisions. OCR/parsed text, not pixels; entire 99-page act not read.
S_WA-P9-S035	1993 c229, SHB1014. https://lawfilesext.leg.wa.gov/biennium/1993-94/Pdf/Bills/Session%20Laws/House/1014-S.SL.pdf?cite=1993+c+229+s+37	Complete §37, printed 42–43, indices 42–43; §120/end, printed 117, index 117. Effective July 1, 1994. Neighboring partial provisions not used as complete authority.
S_WA-P9-S036	2009 c122, HB1826. https://lawfilesext.leg.wa.gov/biennium/2009-10/Pdf/Bills/Session%20Laws/House/1826.SL.pdf?cite=2009+c+122+s+1	Cover index 0 and complete §1/end, printed 1, index 1. Effective July 26, 2009. Surplus-priority amendment.
S_WA-P9-S037	2013 c53, SB5541. https://lawfilesext.leg.wa.gov/biennium/2013-14/Pdf/Bills/Session%20Laws/Senate/5541.SL.pdf?cite=2013+c+53+s+1	Cover and complete §1/end, printed 1–2, indices 1–2. Effective July 28, 2013; “time” replaced by “priority.”
S_WA-P9-S038	2014 c107, ESB6553. https://lawfilesext.leg.wa.gov/biennium/2013-14/Pdf/Bills/Session%20Laws/Senate/6553.SL.pdf?cite=2014+c+107+s+1	Cover; complete §1, printed 1–3, indices 1–3; §§3–4/end, printed 4–5, indices 4–5. Effective June 12, 2014. Nonjudicial §2 not used.
S_WA-P9-S039	2018 c306, 2ESHB2057. https://lawfilesext.leg.wa.gov/biennium/2017-18/Pdf/Bills/Session%20Laws/House/2057-S.SL.pdf?cite=2018+c+306+s+9	Cover; complete §9, printed 35–36, indices 35–36; §18/end, printed 41, index 41. Effective June 7, 2018. Other abandoned-property provisions not substituted for §61.12.093.
S_WA-P9-S040	2021 c122, EHB1271. https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1271.SL.pdf?cite=2021+c+122+s+10	Cover; complete §§9–14, printed 10–17, indices 10–17; §16/end, printed 23, index 23. Section 10 effective July 1, 2022; other relied-on provisions July 25, 2021.
S_WA-P9-S041	2021 c290, ESSB5408. https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/Senate/5408-S.SL.pdf?cite=2021+c+290+s+7	Cover; complete §6, printed 4–5, indices 4–5; §7, printed 5–7, indices 5–7; §8/end, printed 7–8, indices 7–8. Immediate effect May 12, 2021. Fixed guarantor amount verified; full homestead survey excluded.
S_WA-P9-S042	2023 c206, HB1349. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/House/1349.SL.pdf?cite=2023+c+206+s+10	Cover; complete §10, printed 33–34, indices 33–34; §§12–13/end, printed 35–36, indices 35–36. Section 10 effective July 23, 2023. Other sections’ emergency/expiration terms not transferred.
S_WA-P9-S043	2023 c76, HB1420. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/House/1420.SL.pdf?cite=2023+c+76+s+2	Cover and complete §§1–3, printed 1–2, indices 1–2. Effective/application boundary July 23, 2023. Full construction-lien priority excluded.
S_WA-P9-S044	2023 c266, SSB5077. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5077-S.SL.pdf?cite=2023+c+266+s+401	Cover; complete §§401–402, printed 19–21, indices 19–21; complete §§1101–1104, printed 129–131, indices 129–131; complete §§1201–1204/end, printed 134, index 134. Selected §101 definitions also read. Effective January 1, 2024. Entire 135-page act not read; specialized Article 9A/12 transition merits held.
S_WA-P9-S045	2025 c393, E2SSB5686. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5686-S2.SL.pdf?cite=2025+c+393+s+1	Cover; complete §1, printed 1–3, indices 1–3; §7, printed 19–21, indices 19–21; §§19–20, printed 60, index 60. Current/future definition split verified. Association foreclosure merits not investigated.
S_WA-P9-S053	2012 c214, ESHB2197. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/2197-S.SL.pdf?cite=2012+c+214+s+1803	Cover; complete §1001, printed 78–81, indices 78–81; complete §§1803–1806/end, printed 154–155, indices 154–155. June 7, 2012 general application; specifically listed provisions transition July 1, 2013. Entire 156-page act not read.
S_WA-P9-S054	1999 c233, SHB1647. https://lawfilesext.leg.wa.gov/biennium/1999-00/Pdf/Bills/Session%20Laws/House/1647-S.SL.pdf?cite=1999+c+233+s+8	Complete §8, printed 6, index 6; complete §24/end, printed 29, index 29. Effective August 1, 1999. Neighboring recording/tax text not used as current independent authority.

5.3 Official currency and discovery materials — not substitutes for operative law

Source ID	Issuer/title and literal URL	What was actually checked; limitation
S_WA-P9-S048	Code Reviser, 2026 RCW sections affected, RCW order. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202026.pdf	Header dated April 2, 2026, PDF index 0, and relevant Title 6/index searches read. No matching amendments to the principal 61.12/6.17/6.21/6.23 provisions were located in the bounded checks. This is not proof of no later or unindexed change.
S_WA-P9-S049	Code Reviser, 2025 sections affected, bill order. https://lawfilesext.leg.wa.gov/law/CRO/SectionsAffected/2025%20RCW%20SL%20Sections%20Affected%20in%20Bill%20Order.pdf	Header and searches for the principal chapters read; used after the RCW-order route timed out. Report-level cross-check only; not all amendments in every incorporated title were exhaustively reconciled. Printed pagination was not separately established from the relevant parsed excerpts.
S_WA-P9-S050	Washington Commerce, Foreclosure Fairness—resources. https://www.commerce.wa.gov/homeownership/foreclosure-fairness/	Resource portion and English/Spanish reverse-mortgage blank-form links read. Displayed July 21, 2026 update is webpage metadata, not an effective date. Linked DOCX contents were unreadable. General overview not used to deny the judicial route.
S_WA-P9-S051	Washington Courts, Court-rule archive. https://www.courts.wa.gov/court_rules/?fa=court_rules.archivelist	Archive/search route checked for material CR 62/69 adoption orders. The relevant originals were not located. Current rule PDFs were read; archive nonlocation is not proof that an order does not exist.
S_WA-P9-S052	Legislature/Code Reviser, RCW sections affected landing page. https://leg.wa.gov/state-laws-and-rules/state-laws-rcw/session-laws/rcw-sections-affected/	Official navigation to reports inspected. Discovery/navigation only; no operative foreclosure proposition rests on this page.

6. Conditional branches and exact unresolved questions

These are legal dependencies, not requests for actual records or facts.

Branch	Supported conditional consequence	Missing predicate or authority	Adverse inference avoided; exact next generic inquiry
B01 — Instrument and obligation	A valid mortgage and default can invoke §61.12.040; personal recovery separately depends on §§.050/.070.	Instrument classification, valid execution, obligation, default, and claimant capacity.	Avoid “recorded mortgage proves a debt and personal liability.” Next: generic construction of §§61.12.020, .040, .050, .070 and formalities; actual instruments remain excluded.
B02 — Negotiable versus nonnegotiable	Article 3 enforcement rules apply only if its definition/scope is met.	Complete classification and any saved historical version.	Avoid applying holder or lost-note rules to every contract. Next: remaining generic Article 3 classification/defense incorporations, including incomplete instruments where material.
B03 — Holder, owner, agent, and assignee	§§3-301/.309 and CR 17 supply distinct enforcement/procedural predicates.	Possession, delivery, indorsement, agency, succession, and adequate protection.	Avoid treating ownership or a recorded assignment as enough. Next: generic agency, electronic-note/control, and Article 3 construction; no chain-of-title or entity lookup.
B04 — Necessary parties and jurisdiction	CR 19 supplies joinder criteria; venue is where land or part lies.	Interests affected, service amenability, representative capacity, jurisdiction.	Avoid a universal defendant checklist or venue-as-jurisdiction inference. Next: indispensable generic CR 17/19 incorporations and title/party-binding law.
B05 — Acceleration and installment protection	§61.12.130 protects its due/unmatured-installment setting before final judgment.	Whether valid acceleration leaves that setting; legal meaning of execution “perfected.”	Avoid universal arrears-only cure. Next: generic judicial construction of §§.130–.150 and acceleration interaction, in a later authorized construction pass.
B06 — Concurrent or sequential enforcement	§61.12.120 bars specified concurrent prosecution; §61.24.100(2) addresses sequence around trustee-sale discontinuance.	Meaning of same debt/matter, completion, dismissal, separate guaranty, satisfaction.	Avoid importing another state’s one-action rule. Next: generic reconciliation of the two statutes and distinct-guaranty treatment; no litigation strategy.
B07 — Reverse mortgage	§61.12.180 imposes covered advance notice and content.	Complete product classification and readable current Commerce blank forms.	Avoid assuming chapter 31.04’s definition is automatically incorporated or that cure always exists. Next: obtain a materially different official readable publication of the statutory blank forms and generic definitional linkage.
B08 — Special execution incorporation	§61.12.090 incorporates execution and §6.21.030 notice; §6.21.040 distinguishes foreclosure.	Reach of §§6.17.100/.130/.140/.160 to the special writ; homestead-procedure interface.	Avoid ordinary personal-property-first assumptions or dispensing with all levy requirements. Next: generic statutory/rule reconciliation, then judicial construction if indispensable.
B09 — Credit bidding and electronic implementation	§6.21.100 states money payment; electronic public sale is authorized.	Complete legal authority for credit bidding and implementation of postponement/proclamation online.	Avoid both an invented credit-bid permission and an invented ban. Next: official generic rules/statutes specifically addressing credit bids and electronic sheriff auctions.
B10 — Stay provisions	CR 62 and §6.17.040 provide different stay texts.	Applicability to special foreclosure execution; exact threshold equality; appellate overlays.	Avoid automatic stay eligibility or a court-selected period. Next: original CR adoption orders and generic construction of CR 62/81 with §6.17.040.
B11 — Abandonment	Court-found statutory abandonment can eliminate redemption and bars deficiency.	Improved property, six-month condition, agricultural exclusion, pleading/finding/confirmation.	Avoid treating vacancy or missed payments as conclusive. Next: generic burden/construction of §§61.12.093–.095; no property investigation.
B12 — Counting and extensions	CR 6 and RCW 1.12.040 provide computation texts; specific statutes supply events.	Whether a particular substantive period, reverse-counted notice, or “after mailing” provision incorporates each rule.	Avoid universal business-day treatment or three-day additions. Next: generic construction of the precise period and CR 6, not an actual calendar.
B13 — Confirmation objections	§6.21.110 supplies the substantial-irregularity/probable-injury standard and resale consequence.	Preservation, proper objector, additional statutory/equitable grounds, scope of confirmation finality.	Avoid “any defect voids sale” or “confirmation cures everything.” Next: authorized generic construction/remedy pass, with no named-case search in this pass.
B14 — Interests and surplus priority	Eliminated interests receive surplus in court-determined priority.	Which interests were eliminated, joined, preserved, or senior; effect of federal interests.	Avoid “all junior interests vanish” or “surplus immediately belongs to debtor.” Next: title, joinder, priority, and federal-party provisions.
B15 — Redemption classification	Eight-month, one-year, and abandonment branches have separate conditions.	Mortgage-execution date category, instrument declaration, complaint waiver, property category, adjudicated exception.	Avoid selecting a period from a residential label. Next: generic construction of §6.23.020 and §§61.12.093–.095.
B16 — Deficiency and special debt classes	§§61.12.050/.070/.094 and valuation credits establish the read boundaries.	Other special statutory debt classifications, contractual limitations, payment defenses, federal restrictions.	Avoid inferring that no additional anti-deficiency protection exists because a bounded search found none. Next: generic statutory cross-reference review for the specific special category, without selecting an actual debt.
B17 — Redemption amount and evidence	§§6.23.020/.040/.050/.080 distinguish amounts, rates, records, and proof.	Necessity of protective payments; lien rate; actual notice/prejudice; authority and accounting.	Avoid a universal payoff formula or automatic eight-percent rate. Next: generic construction of each disputed component and current interest authority.
B18 — Accounting extension	§6.23.090 separates timely demand, nonresponse, and disputed-statement branches.	Timely qualifying demand, statement delivery, recipient, final determination, branch-specific conditions.	Avoid an indefinite pause from any request. Next: precise generic construction of §.090(2), without calculating dates.
B19 — Guarantor residence tension	§61.24.100(6) mentions sheriff bids and a fixed allowance; (8) excludes judicial mortgage foreclosure.	Controlling reconciliation and reach of the residence sentence.	Avoid universal judicial allowance or universal denial. Next: authorized construction of subsections (6)/(8), the 2021 amendment, and the surety/guaranty interfaces.
B20 — Surety versus guarantor	Chapter 19.72 supplies conditional exhaustion, notice, and subrogation provisions.	Whether the legal obligation falls within suretyship; waivability and interaction with separate guaranty terms.	Avoid equating every guarantor with every statutory surety. Next: generic chapter 19.72 and Article 3 accommodation/guaranty construction.
B21 — Homestead interface	Mortgage execution exception and redemption possession/notice rules coexist in the read text.	Complete homestead qualification and any conflicting regime.	Avoid treating exemption exception as loss of all occupancy or notice protections. Next: narrow generic reconciliation with chapter 6.13, without rerunning P7 amounts.
B22 — Agricultural property	Agricultural use changes abandonment, redemption declaration, possession, crop, and accounting branches.	Which statutory agricultural test and reference event applies; other special agricultural law.	Avoid one universal agricultural definition or immunity. Next: precise generic definitions and special agricultural mortgage protections.
B23 — Satisfaction versus redemption	Full payment and request trigger chapter 61.16; debtor redemption restores the estate.	Extent of payment, residual liens/debt, appropriate satisfaction instrument.	Avoid “redemption cancels all debt.” Next: generic reconciliation of §§61.16.020–.030 and 6.23.040 with surviving obligations.
B24 — Fees and costs	Statutory sheriff baselines and surplus-recovery limits exist.	Applicable county enactment, authorized services, court allocation, reasonable attorney fees.	Avoid presenting a state baseline as the current local bill or an automatic debtor charge. Next: generic local fee enactment and court-cost authority only if later scope permits.
B25 — Mixed collateral and obsolete incorporation	§61.24.020 includes a mixed real/personal security branch.	Current successor law to its obsolete Article 9 reference and interaction with judicial foreclosure.	Avoid treating the obsolete citation as complete current authority. Next: current Article 9A real-property/fixture/mixed-collateral enforcement provisions and transition law.
B26 — Historical application	Read enactments contain specific date, savings, and transition clauses.	Which version governs an event; older general effective dates and untraced amendments.	Avoid applying the newest text universally. Next: generic historical section comparison and official effective-date authority for the exact unresolved version.
B27 — Court-rule provenance	Current official CR PDFs were read.	Original material adoption orders were not located.	Avoid treating a PDF footer as a complete adoption record. Next: a materially different official rule-order compilation, without case/docket research.
B28 — Remedies and actual relief	The read statutes identify limited confirmation, redemption-refusal, satisfaction, and surplus consequences.	Full remedy elements, defenses, preservation, causation, and procedural authority.	Avoid guaranteed injunction, reversal, damages, or private action. Next: a separately scoped generic remedies/construction investigation.

7. Held special-regime dependency crosswalk — Question 6

These are precise later research targets, not substantive findings from provisions read in this pass. No positive federal eligibility, stay, notice, redemption, or remedy proposition is asserted below.

Dependency	Exact later generic inquiry	Why the present component does not resolve it
D01 — Federal servicing/Regulation X	Read 12 CFR §§1024.30–.31 and .41, including covered mortgage/servicer scope, exclusions, loss-mitigation timing, foreclosure interfaces, and operative amendments.	State judicial authority does not establish satisfaction of any independently applicable federal servicing condition.
D02 — Regulation Z	Identify and read indispensable §§1026.2, .36, .41 and any applicable reverse-mortgage/product provisions, with scope and exemptions.	No federal servicing statement, payoff, payment-crediting, or remedy conclusion is supplied.
D03 — Bankruptcy	Read applicable 11 USC §§108, 362, 524, 1322 and necessary definitions/exceptions concerning sale, redemption, cure, stay, and discharge.	State sale/redemption and satisfaction rules do not decide bankruptcy treatment.
D04 — Federal and state military protections	Read current 50 USC §§3918, 3931–3932, 3953 and indispensable scope/waiver provisions; independently authenticate current chapter 38.42 RCW and material amendments.	No service status, protection period, waiver, or judicial permission is established.
D05 — Federal tax/government interests	Read 26 USC §7425, 28 USC §2410, and necessary federal-lien/party/redemption provisions for the judicial route.	State joinder, confirmation, and redemption do not alone determine federal-interest survival or federal redemption.
D06 — Government-held or government-program loans	Resolve §61.12.061’s federal-holder predicate; then read the applicable generic FHA/HECM, VA, USDA, or other program statutes/regulations and exceptions.	Federal ownership, insurance, guaranty, and program participation are distinct categories.
D07 — Tenancy and post-sale possession	Read the relevant chapters 59.12 and 59.18 RCW and any applicable federal postforeclosure tenant statute, including scope and notice.	Section 6.23.110 and blank notices do not complete eviction or tenant-protection law.
D08 — Title, recording, priority, and community property	Read indispensable chapters 65.08, 60.04, 26.16 and related party-binding provisions for the precise generic issue.	A deed, lis pendens, certificate, or mortgage label does not establish title or priority.
D09 — Probate, trusts, capacity	Read relevant Title 11 provisions and CR 17’s capacity incorporations for successor and representative branches.	No death, estate, trust, capacity, or representation fact is supplied.
D10 — Agricultural and mixed collateral	Complete the agricultural-law and Article 9A inquiries identified in B22/B25.	The express distinctions found here are not a complete agricultural or secured-transactions report.
D11 — Local, tribal, interstate	Identify applicable generic jurisdiction, sovereign-immunity, territorial, local-rule, and interstate-recognition authorities before a positive proposition.	No county, tribal status, foreign judgment, or governing-law fact is selected.
D12 — Consumer remedies and judicial construction	Complete the necessary CPA/private-remedy elements, equitable doctrines, and judicial construction only in a separately authorized component.	This pass uses no named opinions, cases, dockets, or enforcement records.

8. Wholly blank analytical worksheet

Authority and pinpoint	Legal category	Required predicate	Trigger/reference event	Applicable version	Exception/incorporation	Unresolved question

9. Granular component coverage and gap table

Requested item	Status in PASS-09	Evidence links	Exact retained gap or exclusion
1 — Judicial mortgage statutory gateway	Answered at text level	S001; C001–C004	Actual validity/default/capacity remains B01.
1 — Mortgage versus debt/note	Answered conditionally	S001, S006–S007, S023–S024; C001–C002, C012–C015	Full defenses, electronic notes, and agency B02–B03.
1 — Judicial versus nonjudicial route	Answered for necessary gateway	S005; C004–C007	P8 presale framework deliberately excluded.
1 — Court and territorial predicate	Answered at statutory level	S008–S010; C003, C016	Personal jurisdiction and actual nexus B04/D11.
1 — Residential/consumer/commercial distinctions	Partial, provision-specific	C005–C006, C017–C019	No universal category treatment; reverse classification B07.
1 — Agricultural distinctions	Answered for read clauses	C004, C033, C058, C072, C075	Other agricultural regimes B22/D10.
1 — Guarantor distinctions	Partial	C006–C007, C089–C092	Judicial residence allowance and surety/guaranty construction B19–B20.
2 — Action/decree and personal judgment terms	Answered at text level	C020–C029, C037	No actual pleading, judgment, or enforcement entitlement.
2 — Concurrent debt enforcement/election	Text established; construction held	C020; B06	No universal one-action or irreversible election finding.
2 — Parties/real party/assignment	Partial	C009–C016	Complete party-binding, capacity, community/probate issues B03–B04/D08–D09.
2 — Proof of note enforcement/lost instrument	Answered for selected Article 3 branch	C012–C015	Full admissibility, holder-in-due-course, defenses, and actual evidence excluded.
2 — Installments/default/judgment sequence	Answered conditionally	C027–C029	Acceleration and “execution perfected” construction B05.
2 — Relationship to ordinary procedure	Partial and explicit	C008, C035–C040	Initial summons/default/vacatur not rerun; B08/B10.
3 — Mortgage incorporation of execution sale	Answered	C037–C040	Ordinary levy prerequisites remain B08.
3 — Actor and writ/return duties	Answered at text level	C037–C039, C048	No issued writ, actual service, or valid levy inferred.
3 — Notice/service/mail/post/publication	Answered for statutory categories	C041–C042; N11–N12	Actual delivery and special service construction held.
3 — Sale time/place/electronic form	Answered	C043; S017–S018	Local implementation and electronic postponement B09.
3 — Postponement/continuance	Answered at text level	C044	No unlimited extension or reset inference.
3 — Parcel sequence/bidding/payment	Partial	C045–C047	Credit bidding B09; no valuation or bid supplied.
3 — Confirmation/objections/resale	Answered at text level	C048–C051	Full finality/equitable-remedy construction B13.
3 — Certificate/deed/effect on interests	Partial	C053, C080	Title, senior interests, omitted parties, and federal interests B14/D05/D08.
3 — Proceeds/costs/surplus	Answered conditionally	C052, C055, C083–C085	Local fee amounts and adjudicated priority B14/B24.
4 — Pre-sale payment versus installment cure	Answered distinctly	C024, C027–C029	Full equitable-redemption/tender doctrines B05.
4 — Eligible redemption categories/property	Answered	C056–C058	Actual ownership, succession, priority, classification excluded.
4 — Periods/extensions/reference events	Answered textually	C058, C060–C071; N22–N33	Computation/construction B12/B18.
4 — Redemption amount components/rates	Answered symbolically	C059–C063, C068	Legal rate, payment necessity, accounting proof B17.
4 — Notice/document/certificate predicates	Answered	C064–C067	No notice, tender, or claim prepared.
4 — Prior/subsequent redemption	Answered	C060–C065, C078–C080	Actual priority and sufficient payment held.
4 — Possession, farming, homestead, waste	Answered for read provisions	C072–C077, C106	Full tenancy, agricultural, homestead, and equitable regimes excluded.
4 — Restoration versus discharge	Answered as distinction	C062, C087–C091	Surviving debt/lien consequences B23.
5 — Personal liability and deficiency	Answered conditionally	C021–C026, C032, C082	Special statutory/contract/federal limitations B16.
5 — Fair value/upset price	Answered	C025–C026	No actual appraisal, mandatory universal formula, or federal-holder classification.
5 — Waiver and security/debt sequence	Partial	C020, C023, C089–C092	Guaranty and election construction B06/B19/B20.
5 — Surplus and recovery charges	Answered	C052, C083–C085	Actual allocation, private remedy, fee reasonableness held.
5 — Satisfaction/release	Answered for payment/request branch	C086–C088	P3 limitation/forfeiture subject excluded; B23.
5 — Sale defect/remedy boundaries	Partial	C050, C054, C079, C084, C088	Full remedies/appellate construction B13/B28/D12.
6 — Federal and special regimes	Deliberately held with exact targets	D01–D12	No positive federal operational or eligibility finding.
7 — Current operative bodies	Freshly read	S001–S029, S046–S047	Currentness limited as stated; no case-law status certification.
7 — Material original amendments/transitions	Substantially authenticated for consequential changes	S030–S045, S053–S054; C096–C105	Older general effective dates and some historical chains remain B26.
7 — Original court-rule orders	Unresolved	S011–S016, S051; B27	Current PDFs read; original material orders not located.
7 — Official instruction/form availability	Partial	S050; failures F04–F05	Reverse-mortgage DOCX contents/version remain unread.
7 — Search/access provenance	Recorded below	S048–S052; log and failures	Negative searches prove no absence of protection or later law.
Registry dimension 6	Focused component only	Entire report	Nonjudicial, other secured debt, federal, title, and special regimes remain separate.
Prior Washington passes and A066	No acceptance or repair implied	Supplied scope context only	All prior findings, provenance, exclusions, and holds remain unchanged.

10. Read, search, and failure log

10.1 Actual read log

The source register is the document-level read log: it identifies each instrument and the exact sections or PDF bounds read. Research proceeded through these bounded groups:

Read group	Actual work completed	Limits
R01 — Core judicial statutes	Fresh full-chapter reading of 61.12, 6.21, and 6.23; selected complete 6.17 sections; followed indispensable cross-references.	No prior-pass substantive source reuse. No judgment-duration analysis.
R02 — Gateway and parties	Fresh reading of 61.24’s narrow judicial gateway, formalities, lien/possession, jurisdiction, venue, lis pendens, CR 17/19/69/81, and assignment provisions.	Nonjudicial procedure, actual parties, records, and title chains excluded.
R03 — Sale and redemption details	Read complete operative notice, auction, postponement, confirmation, accounting, possession, and deed clauses; recovered omitted retrieval windows.	Retrieval-window expansion is not a separate source or independent corroboration.
R04 — Proof and version branches	Read selected complete Article 3 provisions, general definitions, lost-instrument enactment, and 2012/2023 savings clauses.	No full UCC, electronic-note, defense, discharge, or limitations report.
R05 — Deficiency/surplus/satisfaction	Read complete relevant mortgage, suretyship, surplus-compensation, and satisfaction clauses.	Actual guaranty, fee, debt, or remedy not examined.
R06 — Enacted originals	Read the exact act sections and effective/application clauses listed in S030–S045 and S053–S054.	Large enactments were not represented as read in full. Parsed text was not pixel inspection.
R07 — Currency and official forms	Checked 2025/2026 affected-section reports, current/future definition bodies, court-rule archive, and Commerce blank-form links.	Report searches and page dates do not establish exhaustive currentness; DOCX contents unavailable.

10.2 Search log

These were generic public-authority searches. Search results were discovery until the operative text was opened. Named-party/case results incidentally returned by broad queries were not followed or used.

Search group	Queries or bounded search targets	Result/use
Q01 — Core statutes	site:app.leg.wa.gov/rcw "Chapter 61.12" "MORTGAGES"; "Chapter 6.23" "REDEMPTION"; "Chapter 6.21" "SALE UNDER EXECUTION"	Official bodies located and freshly read.
Q02 — Court rules	Official court-rule PDF searches for "CR 69", "CR 62", "CR 81", "CR 17" "PARTIES", "CR 19" "JOINDER", "CR 6" "TIME"	Current official rule PDFs read completely.
Q03 — Rule adoption provenance	site:courts.wa.gov "CR 62" "January 8, 2013" order; "CR 62" "25700" "2013"; "CR 69" "April 28, 2015" order; official rule-site searches combining "CR 62" "Adopted" "2013", "CR 69" "2015" "Order", and "April 28, 2015" "25700"	Relevant original orders not located; current PDFs and archive read.
Q04 — Currency	Search for 2026 "RCW sections affected" 61.12; official index navigation; report finds for 61.12, 6.17., 6.21., 6.23.	Bounded cross-check; no absence-of-law conclusion. A substring false match was not treated as a chapter amendment.
Q05 — Credit bidding	site:app.leg.wa.gov "judgment creditor" "credit bid" "6.21"	No complete express credit-bid authority established; B09 retained.
Q06 — Reverse mortgage	Official RCW searches for "reverse mortgage" "means" and "reverse mortgage" "loan" "31.04.505"; site:commerce.wa.gov "reverse" "mortgage" "notice"; "Reverse Mortgage Notice" filetype:pdf	Statute and chapter-specific definition read; Commerce page located; no readable alternative blank PDF found.
Q07 — Deficiency categories	site:app.leg.wa.gov/rcw "mortgage" "purchase money" "deficiency"; "judicial foreclosure" "guarantor"	Relevant DTA text read; other-category results not used to assert absence or transfer Article 9A law.
Q08 — Suretyship	site:app.leg.wa.gov/rcw "mortgage" "surety" "19.72"; "Chapter 19.72" "SURETYSHIP"	Official chapter located and read; conditional surety provisions added without classifying a guaranty.
Q09 — Military boundary	site:app.leg.wa.gov/rcw "38.42" "mortgage"	Discovery only; current military regime remains D04, not a positive finding.
Q10 — Enactment navigation	Official codifier credit links and within-document finds for relied-on sections/effective clauses	Exact enacted passages read; one nonexistent searched section label in the 2012 act was corrected by reading the actual closing §§1803–1806. No guessed endpoint or bypass used.

10.3 Actual failures and materially different ordinary routes

Failure ID	Fresh failed route	Actual result	Different ordinary route and remaining status
F01	https://leg.wa.gov/CodeReviser/documents/sessionlaw/1984c276.pdf?cite=1984+c+276+s+8	Retrieval error.	The official codifier’s §4 citation link opened the same enacted PDF, S033; §§4 and 8 were then read. Exact enactment gap resolved, not independent corroboration.
F02	https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202025.pdf	Timeout.	Official 2025 bill-order report S049 was readable. It supplies a bounded alternative cross-check, not a complete guarantee of currency.
F03	https://app.leg.wa.gov/rcw/default.aspx?cite=62A.12-101	Retrieval unavailable.	Official enacted 2023 c266, S044, supplied the material effective and savings clauses. This did not establish the entire Article 12 regime.
F04	https://deptofcommerce.box.com/shared/static/ng7cpzw1dn7mxrl2uyha14jowcakt30q.docx	English blank-form DOCX unsupported/unreadable.	Official Commerce page and a generic official PDF search did not yield a readable equivalent. Form contents and version remain held.
F05	https://deptofcommerce.box.com/shared/static/9y2lfbys08hc0lm6ui403q508ub7c0nz.docx	Spanish blank-form DOCX unsupported/unreadable.	Same bounded alternative search; no contents inferred from link title.
F06	https://app.leg.wa.gov/rcw/default.aspx?cite=61.12.061	Individual-section request timed out.	The fresh full-chapter body S001 and original S030 were readable; the complete exception and reviser’s note were read there. Exact text gap resolved.

Unlocated is not inaccessible: the relevant original court-rule adoption orders were not located through the searched official routes. That is recorded as a provenance gap, not a failed assertion that no such orders exist.

No repeated identical failed-route attempts, login, security challenge, hidden endpoint, or access-control workaround was used.

11. Researcher self-check — not independent review

Actually read: the complete operative core mortgage, sale, and redemption provisions identified above; the selected execution, party, proof, satisfaction, surety, and computation texts; and the specified original enactment sections and application clauses.
Read extent is bounded: a full chapter was claimed only where its operative body was read. The selected Article 3 sections and large session-law PDFs were not represented as entirely read.
Forms: generic blank statutory notices embedded in statutes were read. The two Commerce DOCX files were not read, and their titles were not used as substantive evidence.
Formats: PDF evidence was parsed text. No assertion of visual page inspection or independent corroboration from alternate formats is made.
Versions: current, historical, and enacted future-effective texts were separated. The 2028 definition body was not applied on the access date. Webpage update dates were not treated as legal effective dates.
Authority limits: no named case, opinion, docket, actual party, property, loan, instrument, enforcement record, or private policy was investigated. Incidental case references in statutory notes were not followed or relied on.
Calculations and outcomes: no financial input, actual or invented property narrative, completed worksheet, filing date, sale date, redemption amount, deficiency, eligibility, or operational permission was supplied.
Retained boundary: this completes the focused statutory research deliverable for PASS-09 with the expressly listed holds. It does not establish Washington-wide, dimension 6, A066, parent, operational, or publication acceptance, and it does not close any earlier pass’s unresolved findings.

END S_WA PASS-09.

Every captured table

Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.

How to read the research →

1 pending correction

This dated research component contains identified issues. Read the correction panel before relying on its affected passages or tables. Other findings retain their own evidence limits.

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

SWA correction of the C070 coverage pinpoint →
SWA exact original-row completion →
Two bounded source corrections →
1. Exact two-cell replacements →

Captured table 01

Comparison · Source-supported distinction · Consequence for this component · 12 data rows

Comparison	Source-supported distinction	Consequence for this component
Mortgage/security versus payment obligation	Chapters 61.12 and 64.04 address the encumbrance; §§61.12.050 and .070 separately ask whether an express payment agreement exists in the mortgage or another instrument.	A mortgage does not itself establish unlimited personal liability. C001–C002, C021–C023.
Mortgage foreclosure versus note enforcement	A negotiable note invokes Article 3’s classification and enforcement provisions; a security foreclosure invokes chapter 61.12.	Instrument ownership, entitlement to enforce, security rights, and real-party status require separate predicates. C009–C015.
Judicial deed-of-trust foreclosure versus trustee’s sale	§§61.24.020 and .100(8) permit the mortgage route; §61.24.005 defines a trustee’s sale as nonjudicial.	P8’s sale, cure, notice, and deficiency framework is not imported. C004–C007.
Superior-court jurisdiction versus venue	§2.08.010 supplies superior-court subject-matter authority; §§61.12.040 and 4.12.010 locate the action where the land or part lies.	Neither provision establishes personal jurisdiction over an actual participant. C003.
Special foreclosure execution versus ordinary execution	§61.12.090 incorporates execution procedure and §6.21.030 sale notice; §6.21.040 expressly distinguishes mortgage/statutory-lien foreclosures in its notice language.	Ordinary personal-property-first and homestead-levy prerequisites are not transferred without resolving the incorporation. C037–C040; B08.
Court versus clerk versus sheriff	The court adjudicates, orders sale, confirms, and determines surplus priority; the clerk handles specified notices and funds; the sheriff performs the statutory sale and redemption functions.	A document from one actor does not substitute for a finding or act assigned to another. C037–C055, C064–C080.
Residential, agricultural, homestead, and commercial categories	These terms appear in different provisions with different tests and reference events.	The reverse-mortgage residential definition, agricultural redemption conditions, occupied-homestead possession rule, and DTA commercial-loan definition are not interchangeable. C005–C006, C017, C033, C058, C072–C076.
Payment before judgment versus payment before sale	§61.12.130 addresses an installment complaint before final judgment; §61.12.060 addresses mortgage debt, interest, and costs before sale.	Neither is a universal promise that acceleration can be reversed by paying only arrears. C024, C027–C029.
Sale versus confirmation versus deed	Sale starts the principal redemption period; confirmation has its own notice/objection framework; deed delivery depends on the applicable redemption branch.	Confirmation is not the universal redemption starting event, and a sale certificate is not the deed. C047–C053, C058, C080.
Judgment debtor versus redemptioner	§6.23.010 defines the eligible categories; §6.23.040 gives successive lien-creditor redemptions a distinct timing structure.	A redemptioner’s additional period does not automatically extend the debtor’s period. C057, C060–C062.
First redemption versus subsequent redemption	§6.23.020 uses the rate provided in the judgment; §6.23.040 specifies eight percent per annum for the prior-redemption payment and like interest on specified taxes/assessments.	Historical first-redemption rates and successive-redemption rates cannot be substituted for one another. C059–C061, C096.
Surplus versus deficiency versus discharge	Surplus requires priority/disbursement treatment; deficiency requires personal-liability and judgment predicates; mortgage satisfaction has separate requirements.	A positive or negative arithmetic remainder establishes none of these legal outcomes by itself. C052, C082–C092.

Captured table 02

Claim ID · Precise assertion · Source and exact pinpoint · 19 data rows

Claim ID	Precise assertion	Source and exact pinpoint	Conditions, exceptions, and confidence limits
S_WA-P9-C001	Washington’s mortgage chapter incorporates the requirement that real-estate encumbrances be by deed; the mortgage form provision permits lawful additional agreements.	S001 §§61.12.010–.020; S006 §§64.04.010–.020.	Written, signed, and acknowledgment requirements must be read with §64.04.010’s stated lease and trust-certification exceptions. No instrument’s execution or validity is established.
S_WA-P9-C002	A real-property mortgage is not deemed a conveyance allowing the mortgage owner to recover possession without foreclosure and sale according to law.	S007 §7.28.230(1)–(3).	The complete section also addresses rent assignments, receivers, and possession-related arrangements, with agricultural/homestead qualifications. It is not a complete pre-sale possession or receivership determination.
S_WA-P9-C003	Upon default of a mortgage condition, the mortgagee or assigns may invoke the superior court in the county where the mortgaged land or any part lies to foreclose the equity of redemption.	S001 §61.12.040; S008 §2.08.010; S009 §4.12.010.	Default, claimant capacity, land location, proper parties, and personal jurisdiction remain predicates. No monetary court-selection threshold is inferred.
S_WA-P9-C004	A deed of trust is generally subject to mortgage law except where chapter 61.24 provides otherwise, and the chapter permits foreclosure in the same manner as a real-property mortgage.	S005 §§61.24.020, .100(8).	Section .020 expressly accommodates principally agricultural property through mortgage foreclosure. Its mixed-collateral incorporation has an obsolete cross-reference; that branch remains held.
S_WA-P9-C005	In the currently operative DTA definitions, a commercial loan is one not made primarily for personal, family, or household purposes.	S005 §61.24.005(6), version effective until January 1, 2028.	This is a chapter-specific definition, not a blanket judicial-foreclosure exemption or personal-liability rule.
S_WA-P9-C006	DTA borrower, grantor, beneficiary, and guarantor are distinct statutory roles: liability on the principal evidence of obligation, pledging an interest, holding the obligation document, and a separate written guaranty are different predicates.	S005 §61.24.005(4), (5), (9), (10).	The beneficiary definition excludes holding the document as security for a different obligation; the guarantor definition excludes a borrower and requires a writing other than the deed of trust. No actual role is classified.
S_WA-P9-C007	Section 61.24.100(8) says that section does not apply to foreclosure of a deed of trust as a mortgage.	S005 §61.24.100(8), read with the entire section.	Its trustee-sale deficiency limits and valuation formula are not treated as ordinary judicial-foreclosure rules. The subsection (6) sheriff-sale wording remains a specific hold in C092/B19.
S_WA-P9-C008	CR 69 recognizes execution under the identified statutes, while CR 81 preserves inconsistent special statutory proceedings and governs procedural incorporation.	S013 CR 69(a); S014 CR 81(a)–(b).	Incorporation is not a finding that every ordinary-execution provision applies identically to a mortgage decree.
S_WA-P9-C009	CR 17 requires prosecution in the real party in interest’s name, subject to its enumerated representative/statutory exceptions and reasonable opportunity to cure ratification, joinder, or substitution after objection.	S011 CR 17(a).	Real-party procedure does not establish ownership, agency, note possession, or entitlement to enforce. Minor/capacity incorporations remain outside the completed branch.
S_WA-P9-C010	CR 19 requires joinder when its service/jurisdiction and complete-relief or interest-risk criteria are satisfied; when joinder is infeasible, the rule prescribes an equitable assessment.	S012 CR 19(a)–(c), entire rule read.	No universal list of foreclosure defendants is established without the interests and jurisdictional predicates.
S_WA-P9-C011	RCW 4.08.080 permits an authorized written assignee of a money chose in action to sue in its own name, preserving the debtor’s defenses, counterclaims, and offsets subject to its negotiable-paper exception.	S022 §4.08.080, complete section.	An assignment label does not establish a valid chain or satisfy Article 3. Spousal/community joinder is not resolved merely by §4.08.030.
S_WA-P9-C012	Article 3 applies conditionally to a negotiable instrument, not automatically to every mortgage debt or writing called a note.	S023 §§62A.3-102; .3-103(a)(5), (9)–(10); .3-104(a)–(e); .3-105–.3-106; .3-108–.3-110.	The fixed-money, unconditionality, bearer/order, demand/definite-time, permitted-additional-undertaking, and conspicuous nonnegotiability provisions were read. Merely referring to collateral or acceleration does not itself make a promise conditional. Version savings remain material.
S_WA-P9-C013	Article 3’s person entitled to enforce can be a holder, a qualifying nonholder possessor, or a qualifying nonpossessor under the expressly referenced provisions; ownership and enforcement status are not identical.	S023 §§62A.3-301, .3-203–.3-205, .3-309, .3-418; S024 §62A.1-201(b)(21).	Transfer, delivery, indorsement, agency, and nonpossession predicates must independently exist. The restitution branch is not a universal lost-note substitute.
S_WA-P9-C014	Section 62A.3-308 separately addresses signature admissions/denials, the burden and presumption concerning validity, proof of entitlement to enforce, and defenses.	S023 §62A.3-308(a)–(b); .3-402; S024 §62A.1-201(b)(8).	A specifically denied signature places the validity burden on its proponent, with the stated presumption and deceased/incompetent-signer exception. Full holder-in-due-course and defense adjudication remain held.
S_WA-P9-C015	The current Washington lost-instrument provision requires possession and entitlement when possession was lost, a qualifying reason for loss, proof of terms and enforcement right, and a court finding of adequate protection before judgment.	S023 §62A.3-309(a)–(b); S035 §37.	Loss cannot have resulted from transfer or lawful seizure. A copy or affidavit alone is not declared sufficient. Another state’s revised lost-note rule is not imported.
S_WA-P9-C016	A qualifying lis pendens supplies constructive notice from filing, but §4.28.320 says it is of no avail unless followed by the first summons publication or personal service on a defendant within sixty days.	S010 §4.28.320, complete section.	It is not proof of title, debt, default, or completed service. Court cancellation after settlement, discontinuance, or abatement has its own good-cause/notice requirements.
S_WA-P9-C017	Reverse residential mortgage foreclosure has a distinct statutory advance-notice requirement.	S001 §61.12.180(1)–(2); S039 §9.	Covered residential property is solely a single-family residence, two-to-four-unit owner-occupied dwelling, residential condominium, manufactured home, or residential cooperative. Notice is at least thirty-three days before the action, using the specified recipients, addresses, and dual mail methods.
S_WA-P9-C018	The reverse-mortgage notice must use the Commerce form, English and Spanish, and the specified obligation/default-or-acceleration, cure-if-any, warning, and assistance content.	S001 §61.12.180(3)(a)–(f).	The cure-performance and cure-time disclosures have an exception when acceleration results from the last surviving mortgagor’s death. “Cure, if any” does not create a universal cure or modification right. The linked blank files were not readable.
S_WA-P9-C019	Section 61.12.180(4) designates specified reverse-mortgage notice failures as Consumer Protection Act violations, including failure to send the required notice at least thirty-three days before acceleration or action.	S001 §61.12.180(4)(a)–(c).	This is the section’s express designation, not a finding that all elements of a private remedy, damages, or a sale restraint are established.

Captured table 03

Claim ID · Precise assertion · Source and exact pinpoint · 17 data rows

Claim ID	Precise assertion	Source and exact pinpoint	Conditions, exceptions, and confidence limits
S_WA-P9-C020	Section 61.12.120 prohibits prosecuting foreclosure while prosecuting another action for the same secured debt/matter or seeking execution of its judgment, and prohibits the converse concurrent prosecution.	S001 §61.12.120.	This establishes a concurrency restriction. It does not, without construction, establish an irrevocable one-action election, a universal security-first rule, or a rule for every separate guaranty.
S_WA-P9-C021	If neither the mortgage nor a separate instrument contains an express agreement to pay the secured money, the mortgage remedy is confined to the mortgaged property.	S001 §61.12.050.	Actual instrument terms and any independent liability remain unexamined.
S_WA-P9-C022	When the specified express payment agreement exists, §61.12.070 directs the decree to provide for satisfaction of the balance and costs remaining after the mortgaged property’s sale from property of the mortgage debtor.	S001 §61.12.070, main clause.	Subject to the waiver proviso, other statutory bars, lawful credits, and an actual adjudication. It does not automatically impose borrower liability on a guarantor or other owner.
S_WA-P9-C023	An express deficiency waiver in the complaint, as provided by §6.23.020, bars a deficiency judgment and confines the mortgagee’s remedy to sale of the mortgaged property.	S001 §61.12.070 proviso; S003 §6.23.020(1)(a); S031 §4.	Waiver and the shorter redemption period are related but have distinct textual conditions; a property label alone supplies neither.
S_WA-P9-C024	The foreclosure judgment orders sale of the premises or the necessary portion; payment of mortgage debt, interest, and costs at any time before sale satisfies the judgment.	S001 §61.12.060, first paragraph.	This is a pre-sale payment rule, not a declaration that an unperformed tender or partial arrears payment always suffices.
S_WA-P9-C025	The court may set an upset price after a proper hearing, or at confirmation establish fair value and require a credit; if the credited fair value discharges the mortgage debt, no deficiency may be granted.	S001 §61.12.060, remaining paragraphs; S030 §1.	These are judicial powers and conditions. The statute does not impose the DTA’s trustee-sale “greater of” formula on every judicial sale.
S_WA-P9-C026	The 1935 act’s provisions do not apply while the mortgage is held by the United States or a listed federal component in the capacity described in §61.12.061.	S001 §61.12.061 and reviser’s note; S030 §1½.	“This act” refers to the 1935 act codified as §§.060–.061, not the entire mortgage chapter. Federal insurance or a loan label alone is not the statutory holding predicate.
S_WA-P9-C027	Where a foreclosure complaint concerns due interest/principal installments while other installments remain unmatured, payment into court of principal and interest due plus costs before final judgment stays the proceeding subject to later default.	S001 §61.12.130.	The judgment directs the time and default for subsequent execution. Whether acceleration leaves unmatured installments within this provision is not decided.
S_WA-P9-C028	In that installment setting, after judgment the court determines whether parcels can be sold without injury; if so, only enough to satisfy the then-due amount and costs is directed sold.	S001 §61.12.140.	The judgment remains enforceable on later default unless payment occurs before execution is perfected. “Perfected” is not assigned an invented event.
S_WA-P9-C029	If parcel sale is not feasible, §61.12.150 provides for sale of the whole and application first to due principal, interest, and costs, then to the secured residue not yet due.	S001 §61.12.150.	Noninterest-bearing unmatured residue is discounted at the legal rate; no rate or calculation is supplied here. Surplus follows the statutory priority/court process.
S_WA-P9-C030	A court finding that improved mortgaged real estate has been abandoned for at least six months can cause the purchaser to take free of chapter 6.23 redemption rights upon confirmation.	S001 §61.12.093; S032 §1.	Structures, abandonment, duration, court finding, and confirmation are indispensable. Nonoccupancy alone is not treated as an adjudicated fact.
S_WA-P9-C031	Continuous nonoccupancy by or under authority of the mortgagor/successor for at least six months before the decree, together with no mortgage payment during that period, is prima facie evidence of abandonment.	S001 §61.12.093, final sentence.	Prima facie evidence is not a conclusive or automatic finding.
S_WA-P9-C032	The abandonment route precludes a deficiency; a default decree depriving redemption requires the complaint to allege that intention.	S001 §61.12.094.	The section also addresses successors/redemptioners acquiring status after lis pendens. It does not replace the unexamined service and due-process framework generally.
S_WA-P9-C033	The abandonment provisions do not apply to property used primarily for agricultural purposes.	S001 §61.12.095.	This is a route-specific exclusion, not immunity from all judicial foreclosure.
S_WA-P9-C034	Section 61.12.190’s future-advance priority provision expressly excepts chapter 60.04, and its enactment preserves priority otherwise granted by law.	S001 §61.12.190; S043 §§1–3.	Full priority, perfection, construction-lien, and title consequences remain held.
S_WA-P9-C035	CR 62(a) states a ten-day post-entry enforcement stay, and, upon filing a notice of appeal, a stay until fourteen days after entry, with the rule’s district-judgment, injunction, and receivership exceptions.	S015 CR 62(a), (b), (f), (h).	Fourteen days runs from entry, not appeal filing. Discretionary motion stays and other statutory/rule stays are separate. Full appellate and special-route interaction remains held.
S_WA-P9-C036	RCW 6.17.040 contains a separate bond-based stay statute, including superior-court amount bands, and permits a remaining-period stay when execution has already issued.	S004 §6.17.040; S034 §404.	Application to a mortgage-specific decree is held. The literal bands leave exact equality at $3,000 and $10,000 unstated; no favorable completion of that text is assumed.

Captured table 04

Claim ID · Precise assertion · Source and exact pinpoint · 19 data rows

Claim ID	Precise assertion	Source and exact pinpoint	Conditions, exceptions, and confidence limits
S_WA-P9-C037	A mortgage/lien foreclosure decree is enforced by execution; the writ describes the property from the decree, and the sheriff sells the necessary amount after §6.21.030 notice.	S001 §61.12.090; S013 CR 69(a).	The decree, writ, lawful enforcement status, and property interest are predicates, not assumed facts.
S_WA-P9-C038	The execution statute requires endorsement of receipt time and return within sixty days of the writ’s date.	S004 §§6.17.110–.120.	Receipt order among writs is not equated with substantive mortgage-lien priority. The return period is not the redemption period.
S_WA-P9-C039	Section 6.17.130 separately addresses sheriff delivery/service or dual mailing of the writ and specified homestead texts and notice of the sale date for real property.	S004 §6.17.130.	This is execution-process text, not original summons service. Its alternative-publication and special-foreclosure application remain bounded by B08.
S_WA-P9-C040	Section 6.21.040’s notice expressly requires the personal-property-insufficiency statement only when the sale is not a mortgage or statutory-lien foreclosure.	S002 §6.21.040; compare S004 §§6.17.100, .140, .160.	This prevents an automatic transfer of the ordinary personal-property-first notice premise. It does not alone settle every ordinary levy prerequisite.
S_WA-P9-C041	The judgment creditor must cause the statutory sale notice to reach each debtor through the specified service or dual-mail route at least thirty days before sale, mail counsel of record at least thirty days before sale, and file a compliance affidavit.	S002 §6.21.030(1)(a)–(c).	The alternative is regular mail and certified mail, return receipt requested, separately to each debtor’s last known address. An affidavit is not an adjudication of valid notice.
S_WA-P9-C042	The sheriff’s public notice requires at least four weeks’ posting in the prescribed two places, consecutive weekly newspaper publication for that period, and, for electronic sale, at least four weeks on the auction website.	S002 §6.21.030(2)(a)–(c).	Courthouse posting, improved-property front-door posting, newspaper qualification/designation, and the contiguous-county fallback are express conditions. Website posting is additional.
S_WA-P9-C043	Execution/order/decree sales occur by auction between 9 a.m. and 4 p.m.; real-property sales are at the courthouse door or by electronic public auction on Friday, with the stated holiday substitution.	S002 §6.21.050(1); S017 §6.01.060(4); S018 §36.16.145(7)(c).	The incorporated electronic-auction definition does not import the treasurer-sale notice/deposit rules elsewhere in §36.16.145.
S_WA-P9-C044	For the specified impediment or sufficient cause, the sheriff may postpone by no more than one week at a time with public proclamation and posted adjournment notice; the further beyond-return-date provision requires endorsed plaintiff consent and is limited to thirty days.	S002 §6.21.050(2).	No unlimited extension, automatic reset, or P8 continuance rule is inferred. Electronic implementation and competing restraints remain held.
S_WA-P9-C045	Sale stops when sufficient property has been sold to satisfy the execution, and the selling officer/deputy may not purchase or hold a direct or indirect interest in the purchase.	S002 §6.21.060.	This is a statutory conduct limit, not a finding concerning any bidder.
S_WA-P9-C046	Section 6.21.090 governs the public execution/amount statement and the treatment of known lots or parcels, including a timely third-party request to separate a claimed portion.	S002 §6.21.090(1)–(4).	Acre/tract bidding and measurement provisions are distinct statutory alternatives. No parcel, acreage, or value is supplied.
S_WA-P9-C047	Section 6.21.100 directs the highest bidder’s payment in money forthwith, the statutory receipt/return, and a sale certificate identifying property, prices, and redemption status.	S002 §6.21.100.	No complete express credit-bid authorization was located in the read provisions. That is a hold, not a prohibition. The certificate is not the deed.
S_WA-P9-C048	On return of the real-estate sale, the clerk mails notice of the return’s filing to parties with written appearances and no default order, files proof, and performs the stated proceeds/certificate functions.	S002 §6.21.110(1)(a)–(e).	The notice event is mailing of notice of filing the return, not merely the sale or filing itself.
S_WA-P9-C049	Confirmation on the specified motion and notice is available after twenty days from that mailing, subject to objections filed within twenty days by the statutory eligible objectors.	S002 §6.21.110(2).	The judgment debtor, a deceased debtor’s representative, and a nondefaulting notified party are separately addressed. The computation interaction remains B12.
S_WA-P9-C050	On objections, confirmation nevertheless follows unless the hearing establishes substantial sale-proceeding irregularities causing probable loss or injury to the objector; the statute then directs resale.	S002 §6.21.110(3).	A defect is not automatically a completed-sale reversal. Other grounds and remedies are not comprehensively investigated.
S_WA-P9-C051	On statutory resale, the former bid is renewed and only a greater bid is accepted; a qualifying higher sale to another purchaser requires repayment of the former bid plus judgment-rate interest.	S002 §6.21.110(4).	“Greater” is strict. No sale price or refund is calculated.
S_WA-P9-C052	Surplus is distributed to interests/liens eliminated by sale in court-determined priority, with any remainder to the debtor/representative through the prescribed process.	S002 §6.21.110(5); S001 §61.12.150; S004 §6.17.140(6); S038 §§1, 3–4.	A surplus motion requires at least twenty days’ service or mailing of notice to the specified interests and appearing parties. Release requires court order. Preconfirmation debtor payment requires the stated objection waiver.
S_WA-P9-C053	The original sale certificate is delivered upon confirmation and recorded by the purchaser; a sheriff’s deed follows the separate statutory conditions.	S002 §6.21.110(1)(e), (6), .120; S003 §6.23.060.	Deed timing is upon request after confirmation in the no-redemption abandonment branch, or after redemption time expires in a redemption branch.
S_WA-P9-C054	Section 6.21.130 supplies a purchaser/successor recovery against the execution plaintiff when eviction results from reversal of the judgment.	S002 §6.21.130.	The recoverable categories are the price, interest, and eviction-suit costs/disbursements. This is not a universal remedy for every sale defect.
S_WA-P9-C055	Section 36.18.040 states sheriff-service fee baselines and cost-recovery rules, but permits county legislative authorities to set different amounts covering administration and operation.	S028 §36.18.040(1)–(4).	The applicable local amount, recoverability, and actual work are unestablished. The statute does not automatically charge every listed service to a mortgage debtor.

Captured table 05

Claim ID · Precise assertion · Source and exact pinpoint · 26 data rows

Claim ID	Precise assertion	Source and exact pinpoint	Conditions, exceptions, and confidence limits
S_WA-P9-C056	Section 6.21.080 makes sales of an estate less than a leasehold with two years unexpired, and sales of a vendor’s real-estate-contract interest, absolute; otherwise its real-property sales are subject to chapter 6.23 redemption.	S002 §6.21.080; S003 §6.23.020(1).	The separate §61.12.093 abandonment exception must also be considered. Exactly two years is not “less than” two years.
S_WA-P9-C057	Eligible redeemers include the judgment debtor and a creditor with a judgment, decree, deed-of-trust, or mortgage lien subsequent in priority to the lien sold under; the chapter includes their successors.	S003 §6.23.010(1)–(2); S037 §1.	Only property or a part separately sold within the statute is addressed. Ownership, succession, and priority are not presumed.
S_WA-P9-C058	The purchaser-redemption period is eight months after sale only when all §6.23.020(1)(a) conditions hold; otherwise it is one year after sale, unless the abandonment route precluded redemption.	S003 §6.23.020(1); S031 §1; S032 §4.	Conditions: mortgage executed after June 30, 1961; mortgage declares property not principally agricultural/farming; complaint expressly waives deficiency. Extensions are separate.
S_WA-P9-C059	Redemption from the purchaser requires the bid with judgment-rate interest and the specified paid taxes/assessments, protective prior-lien payments, and conditional prior-lien amount.	S003 §6.23.020(2)(a)–(d), complete proviso.	Each addition has its own event, necessity, actor, affidavit/statement, and priority conditions. The extra purchaser-held lien in (d) applies to redemption by a redemptioner.
S_WA-P9-C060	A subsequent redemptioner may redeem within sixty days after the last redemption; these successive periods can extend beyond the original purchaser-redemption period.	S003 §6.23.040(1).	The statutory category is a redemptioner. This is not an automatic extension for the judgment debtor.
S_WA-P9-C061	Redemption from a redemptioner uses the last-redemption sum with eight percent per annum, specified later taxes/assessments with like interest, and qualifying other liens with interest.	S003 §6.23.040(3).	The other-lien clause says “with interest”; no universal eight-percent rate for that separate lien is inferred. The debtor’s payment obligation is separately stated in the same subsection.
S_WA-P9-C062	The debtor has the original statutory period, extended only as provided by §§6.23.030 or .090; debtor redemption terminates the sale’s effect and restores the debtor’s estate.	S003 §6.23.040(2).	This does not itself adjudicate all surviving liens, debt liability, or mortgage satisfaction.
S_WA-P9-C063	The specified tax, assessment, and prior-lien statement must be recorded before redemption; omission can permit redemption without those amounts.	S003 §6.23.050.	Actual notice preserves the payment right unless the redeemer demonstrates prejudice from failure to file. Omission is not an unconditional forfeiture rule.
S_WA-P9-C064	The redemption procedure requires at least five days’ written notice to the sheriff, the sheriff’s specified notification, payment of the required sum at the stated time, and a recorded redemption certificate.	S003 §6.23.080(1).	Sheriff notification to the purchaser/redemptioner or attorney is qualified by presence within the county. No actual tender, method of giving notice, or deadline is determined.
S_WA-P9-C065	Lien-creditor and assignee redemption requires the certified/recorded and verified evidence specified in §6.23.080; competing prior liens and protective payments have corresponding evidence requirements.	S003 §6.23.080(2)–(4).	Unsupported prior liens or protective payments may be disregarded under the text. A recorded instrument alone does not establish the amount due or entitlement.
S_WA-P9-C066	For property subject to a homestead, the purchaser or current redemptioner must send the statutory expiration notice forty to sixty days before the debtor’s redemption period expires.	S003 §6.23.030(1), (3).	Both regular and certified return-receipt mail are required to each debtor separately and to occupant, followed by the specified court filing and sheriff copy.
S_WA-P9-C067	Noncompliance with §6.23.030 extends the judgment debtor’s period six months, requires no further notice, and does not extend redemptioners’ time.	S003 §6.23.030(2).	Homestead coverage and noncompliance are predicates. This is not a universal six-month addition.
S_WA-P9-C068	Rents/profits received, less the stated paid operation, care, protection, and insurance expenses, are credited against redemption money.	S003 §6.23.090(1).	The possession and agricultural exceptions in subsection (3) and §6.23.110 remain material. Expenses merely asserted or incurred are not silently treated as paid-credit deductions.
S_WA-P9-C069	A timely written demand filed with the sheriff for a verified rents/profits/expenses statement extends redemption to five days after the sworn statement is given to the demandant or sheriff.	S003 §6.23.090(2), first two sentences.	Demand must precede expiration. Sheriff service of the demand has an in-county qualification.
S_WA-P9-C070	Failure/refusal to provide the statement for ten days after demand is given to the sheriff permits the specified accounting action within sixty days after demand, extending that demandant’s redemption until fifteen days after final determination.	S003 §6.23.090(2), nonresponse sentences.	The sixty-day text says “but not later.” An accounting request alone is not a universally indefinite extension.
S_WA-P9-C071	If a sworn statement is provided but disputed, the statute requires redemption according to it before a subsequent accounting action, which must be within thirty days after redemption.	S003 §6.23.090(2), final sentences.	This is a distinct branch from refusal to account. No advice to tender or litigate is supplied.
S_WA-P9-C072	A qualifying agricultural redemption after April 1 and before December 1 can give the purchaser/previous redemptioner the specified reimbursement-or-possession option when crop preparation or planting occurred.	S003 §6.23.090(3).	The possession option ends December 1 following; the new redemptioner’s reasonable-rent entitlement has an already-collected/accounted-for exception.
S_WA-P9-C073	The general redemption-period possession rule favors purchaser/redemptioner from the specified event, subject to an unexpired tenant lease and the section’s other exceptions.	S003 §6.23.110(1), read with §6.23.090.	This is not a complete tenancy, eviction, or immediate-entry authorization.
S_WA-P9-C074	If the mortgage stipulates that the mortgagor may remain after sale until redemption expires, the court must make its decree to that effect.	S003 §6.23.110(2).	No mortgage stipulation is assumed or examined.
S_WA-P9-C075	Land used for farming at sale, or part of such a farm, carries the debtor-possession rule and, if not redeemed, the purchaser’s specified crop lien.	S003 §6.23.110(3).	The lien includes six-percent annual interest on purchase price during redemption and taxes becoming delinquent during that period with interest. This is not the general redemption-interest rate.
S_WA-P9-C076	A chapter 6.13 homestead occupied as such at sale gives the debtor possession during redemption without accounting for issues or occupation value.	S003 §6.23.110(4); S021 §§6.13.010, .040.	Homestead status and occupancy at sale are independent predicates. This pass does not re-establish the full exemption regime.
S_WA-P9-C077	The court may restrain waste during redemption, with express exclusions for specified continued ordinary use, husbandry, necessary repairs, and related timber/fuel uses.	S003 §6.23.100.	No conduct is classified as waste, and no actual restraint is established.
S_WA-P9-C078	Simultaneous redemption requests are ordered by prior lien, and the sheriff’s payment to the person redeemed from follows the presence/demand distinctions in the statute.	S003 §6.23.070, first two sentences.	Lien priority is a predicate; it is not supplied by filing order alone.
S_WA-P9-C079	A sheriff’s wrongful refusal does not prejudice the statutory redemption right, and the court may require redemption to be allowed.	S003 §6.23.070, final sentence.	Wrongfulness and the court order are not assumed; no broader damages remedy is established here.
S_WA-P9-C080	The purchaser’s or last redemptioner’s entitlement to a deed depends on expiration of the applicable periods and extensions, together with the last-redemption and debtor-period conditions.	S003 §6.23.060; S002 §6.21.120.	A last redemptioner’s sixty-day period alone does not eliminate the debtor’s unexpired period.
S_WA-P9-C081	Section 6.23.120 expressly excludes mortgage and deed-of-trust foreclosures under chapters 61.12 and 61.24.	S003 §6.23.120(4), entire section read.	Its broker-listing/qualifying-offer mechanism is not a judicial mortgage-redemption benefit in this report.

Captured table 06

Claim ID · Precise assertion · Source and exact pinpoint · 12 data rows

Claim ID	Precise assertion	Source and exact pinpoint	Conditions, exceptions, and confidence limits
S_WA-P9-C082	A deficiency judgment is enforced as another money judgment; where the decree includes a judgment over for the unsatisfied balance, further levy/sale may occur under the same execution.	S001 §§61.12.080, .100–.110.	The two-week publication language concerns sale of other property to satisfy an established deficiency. Its interaction with general notice duties remains held; it is not the initial mortgaged-property sale notice.
S_WA-P9-C083	Fees for locating or purporting to acquire rights to judicial-foreclosure surplus held by a court or county are limited by §61.12.200(1).	S001 §61.12.200(1)(a)–(b); S042 §10.	The stated base is value returned to the owner: five percent, plus reasonable attorney fees/costs upon motion and hearing. This is a foreclosure-surplus provision, not a revision of P1/P2 provider-fee findings.
S_WA-P9-C084	Section 61.12.200 supplies its own misdemeanor and CPA designations for covered violations.	S001 §61.12.200(2)–(3).	The specified fine/jail bounds are recorded below. CPA remedies are described as cumulative, but complete private-remedy elements are outside this pass.
S_WA-P9-C085	Covered contracts concerning court-held surplus must contain the specified conspicuous notice, copy-at-signing statement, and ten-day mailed-cancellation statement.	S001 §61.12.200(4).	Subsection (4) says funds held by a court, whereas subsection (1) says court or county. Those scopes are not silently made identical.
S_WA-P9-C086	Section 61.16.010 addresses a signed, acknowledged mortgage assignment and the recorded assignee’s ability to satisfy the mortgage of record.	S027 §61.16.010.	It does not establish Article 3 enforcement status or an actual assignment’s validity.
S_WA-P9-C087	When the mortgage amount due has been paid, an interested person’s request triggers the mortgagee/legal representative/assign’s statutory written satisfaction obligation.	S027 §61.16.020.	Payment, request, identification, acknowledgment, and recording requirements remain distinct. Sale or redemption is not automatically equated with full payment.
S_WA-P9-C088	Failure to acknowledge satisfaction sixty days from the statutory request/demand can support the specified damages and reasonable attorney-fee recovery, and a court satisfied of full payment directs recording of its order.	S027 §61.16.030; S054 §8.	This is not the separate limitation-based mortgage-release subject from P3. No damages, request, or full satisfaction is found.
S_WA-P9-C089	In a contract action against multiple defendants, §§19.72.140–.141 provide for adjudication of suretyship and, on a favorable finding, an order to exhaust the principal’s property before levying on the surety’s.	S029 §§19.72.140–.141, .150, .900.	This conditional procedure is not a universal mortgage security-first rule. Whether a particular guaranty falls within it, and waiver/construction issues, remain held.
S_WA-P9-C090	A qualifying written-contract surety can invoke §§19.72.100–.101’s written-notice and reasonable-time prosecution provisions, subject to §19.72.150’s disability exception.	S029 §§19.72.100–.101, .150, .900.	No fixed “reasonable time” is invented. The accrued-action, surety, notice, and nonprosecution predicates are not established.
S_WA-P9-C091	Under §19.72.070’s specified surety-payment circumstances, payment does not simply discharge the judgment; the statute preserves it for the payer’s use after the plaintiff is paid.	S029 §§19.72.070–.080, .150.	The official-default exclusions and equitable contribution qualification remain material. This is not a universal rule for every guarantor payment.
S_WA-P9-C092	Section 61.24.100(6) contains a fixed allowance of up to $125,000 from a sheriff’s or trustee’s accepted foreclosure bid for the described commercial-loan guarantor’s principal residence, while subsection (8) excludes judicial mortgage foreclosure from the section.	S005 §61.24.100(6), (8); S041 §7.	Construction hold: no unconditional judicial entitlement or absence of protection is declared. The 2021 amendment replaced the former homestead-reference wording with the fixed amount; it is not indexed here.
S_WA-P9-C106	The homestead execution exemption has an express mortgage/deed-of-trust exception requiring the execution/acknowledgment categories stated in §6.13.080(2)(b).	S021 §6.13.080(2)(b); S041 §6.	The married/domestic-partner and unmarried/nonpartner conditions matter. This forced-sale exception does not erase the separately stated homestead redemption notice or occupied-homestead possession rules.

Captured table 07

Claim ID · Precise assertion · Source and exact pinpoint · 13 data rows

Claim ID	Precise assertion	Source and exact pinpoint	Conditions, exceptions, and confidence limits
S_WA-P9-C093	CR 6(a) excludes the triggering day, generally includes the last day subject to weekend/holiday treatment, and excludes intermediate weekends/holidays for periods shorter than seven days; RCW 1.12.040 separately states its statutory computation rule.	S016 CR 6(a); S019 §1.12.040.	Application to a particular substantive redemption cutoff, reverse-counted minimum notice, or month/year period remains a construction question; no universal date result is supplied.
S_WA-P9-C094	RCW 1.16.050 defines legal holidays and the stated Saturday/Sunday observance adjustments, while distinguishing recognition days that are not legal holidays.	S020 §1.16.050(1), (5), (7).	No actual calendar is populated. An institution’s business hours or closure policy is not inferred.
S_WA-P9-C095	CR 6(e)’s three added days concern a period running after service of a paper by mail; CR 6(b)’s enlargement authority has its own scope and exceptions.	S016 CR 6(b), (e).	Three days are not automatically added to every statutory period expressly measured from “mailing,” sale, payment, or filing.
S_WA-P9-C096	Current first-redemption interest under §6.23.020 is the rate provided in the judgment; the older eight-percent first-redemption wording is historical.	S003 §6.23.020(2); S031 §1; S033 §4; S034 §702.	The 1984 application clause concerns executions commenced after the act’s effective date. The distinct current eight-percent successive-redemption rule remains operative in §6.23.040.
S_WA-P9-C097	The electronic-sale amendments did not all become effective on one date: 2021 c 122 §10 took effect July 1, 2022; the other relied-on sale provisions took effect July 25, 2021.	S040 cover, §§9–14, 16.	Current procedure cannot be assigned wholesale to an earlier sale merely from the act’s year.
S_WA-P9-C098	The 2023 future-advance enactment applies to actions commenced on or after July 23, 2023, regardless of when the cause arose.	S043 §§1–3 and cover.	This is an application clause for that enactment, not a general accrual or limitations conclusion.
S_WA-P9-C099	The judicial-surplus provision added by 2023 c 206 §10 became effective July 23, 2023; the act’s immediate-effect and contingent-expiration provisions concern other specified sections.	S042 cover, §§10, 12–13.	The emergency or expiration treatment of neighboring provisions is not transferred to §10.
S_WA-P9-C100	The 2023 UCC amendments became effective January 1, 2024, with express savings and transition provisions.	S044 §§401–402, 1101–1104, 1201–1204.	Pre-effective transactions/rights and pending proceedings require the applicable savings analysis; current wording is not automatically applied to every historical note.
S_WA-P9-C101	The first displayed version of §61.24.005 is operative from January 1, 2026 until January 1, 2028; the separately displayed successor version is future-effective.	S005 §61.24.005 and notes; S045 §§1, 7, 19–20.	The page title’s reference to 2028 is not sufficient to select the operative body. Current role numbering is used above.
S_WA-P9-C102	The 2012 UCC act has express June 7, 2012 transaction/document/bailment and accrued-action boundaries, preserving earlier law for the specified prior matters.	S024 §62A.1-101 notes; S053 §§1803–1806 and cover.	Separately listed sections had a July 1, 2013 transition. No historical transaction is classified.
S_WA-P9-C103	The 2013 redemptioner amendment changed the lien relationship from subsequent in time to subsequent in priority, effective July 28, 2013.	S037 cover and §1; S003 §6.23.010.	Historical “time” wording is not used as the current priority test.
S_WA-P9-C104	The 1993 enactment containing the relied-on lost-instrument provision took effect July 1, 1994.	S025 §62A.11-112; S035 §§37, 120.	This authenticates the enactment date; it is not a complete historical Article 3 application analysis.
S_WA-P9-C105	The 1999 amendment to mortgage-satisfaction enforcement took effect August 1, 1999.	S054 §§8, 24.	Its recording-order amendment is historical authority for the current section; it does not replace later applicable law or establish an actual satisfaction event.

Captured table 08

Register item	Quantity or relation	Reference event, boundary, exception, and counting limit	Claims
N01	At least 33 days	Reverse residential notice before action; subsection (4) also addresses acceleration. Minimum inclusive; no actual calendar.	C017–C019
N02	2–4 units; at least 12-point bold warning	Two-to-four-unit branch requires owner occupancy; warning typography applies to §61.12.180 notice.	C017–C018
N03	Before final judgment	Installment payment under §61.12.130; strict event boundary, no day count.	C027
N04	Before sale	Debt, interest, and costs under §61.12.060; actual tender sufficiency unresolved.	C024
N05	At least 6 months	Abandonment finding; prima facie nonoccupancy and nonpayment concern the same continuous period before decree.	C030–C031
N06	60 days	Lis pendens must be followed by specified summons publication/service within the statutory interval after filing.	C016
N07	10 days; 14 days	CR 62(a), each measured from judgment entry; appeal filing triggers the latter rule but is not its starting date. Express exceptions apply.	C035
N08	Bond 2 × judgment and costs	§6.17.040; approved surety and payment condition required. Judicial-special-execution application held.	C036
N09	< $3,000: 2 months; > $3,000 and < $10,000: 5 months; > $10,000: 6 months	Literal superior/district bands. Exact equality at $3,000 or $10,000 is unstated. No band is selected. Appellate bands are outside the relied-on branch.	C036
N10	Return within 60 days	From writ date, not service or sale. Receipt endorsement separately records day/hour/minute.	C038
N11	At least 30 days	Creditor’s debtor notice and mailing to attorney of record before sale. Different methods and recipients remain distinct.	C041
N12	At least 4 weeks; 2 public places; publication once weekly consecutively	Sheriff posting/publication before sale; prescribed courthouse and improved-building locations; electronic website notice also at least four weeks.	C042
N13	9 a.m.–4 p.m.; Friday	Auction window/day. Friday legal holiday substitutes the next regular business day. No endpoint or time-zone implementation is invented.	C043
N14	No more than 1 week per postponement	Specified cause, proclamation, and posting; repeated postponement requires like cause.	C044
N15	No more than 30 days beyond writ return date	Additional postponement provision requires plaintiff consent endorsed on the writ.	C044
N16	Forthwith payment; no fixed interval supplied	Highest bidder’s payment under §6.21.100. Credit-bid question held.	C047
N17	Estate less than a leasehold with 2 years unexpired	Absolute-sale branch; exactly two years is not within the literal “less than” condition.	C056
N18	20 days	Confirmation entitlement after elapsed period; objections within period; event is mailing notice of filing sheriff’s return.	C048–C050
N19	Resale bid greater than prior bid	Strict comparison; qualifying repayment includes judgment-rate interest.	C051
N20	At least 20 days before hearing	Surplus-motion notice served or mailed to the statutory recipients.	C052
N21	Clerk hold no more than 20 days under the read execution-funds clause	§6.17.140(6)’s fund-handling duty is separate from disputed surplus held for court disposition.	C052
N22	8 months after sale	All §6.23.020(1)(a) conditions; mortgage execution strictly after June 30, 1961; not confirmation.	C058
N23	1 year after sale	Otherwise under §6.23.020(1)(b), subject to no-redemption and extension provisions.	C058
N24	Judgment rate, rJ	First redemption: bid from sale; taxes/assessments and protective payments from payment to redemption. No substituted rate.	C059
N25	60 days after last redemption	Successive redemptioner period may extend beyond initial period; debtor does not automatically receive it.	C060–C062
N26	8% per annum	Last-redemption sum and like interest on qualifying taxes/assessments under §6.23.040(3); separate-lien interest not automatically this rate.	C061
N27	40–60 days before expiration, inclusive endpoints in text	Homestead expiration notice window. Mailing methods, recipients, filing, and sheriff copy all matter.	C066
N28	Extension 6 months	Failure to comply with §6.23.030; debtor only; no further notice required.	C067
N29	At least 5 days’ written notice	Redemption notice to sheriff before the stated application/payment event. CR 6 applicability is not converted into a calendar here.	C064
N30	4:30 p.m.	Appears in the statutory sale/expiration notices as redemption expiration time. No actual expiry date or universal office-hours conclusion is supplied.	C053, C066, C080
N31	Extension to 5 days after statement given	Timely accounting demand; statement may be given to demandant or sheriff under the text.	C069
N32	10 days; 60 days; 15 days	Nonresponse after demand to sheriff; accounting action within sixty days after demand, “but not later”; extension to fifteen days after final determination for the demandant.	C070
N33	30 days after redemption, “but not later”	Disputed-statement accounting branch, after first redeeming according to the statement.	C071
N34	After April 1 and before December 1; possession option until December 1 following	Strict seasonal entry boundaries plus agricultural possession/crop-work predicates. No transaction date is supplied.	C072
N35	6% per annum	Conditional farm crop lien on purchase price during redemption; separately includes delinquent taxes and interest.	C075
N36	Statement before redemption; deed after periods expire	No invented fixed statement deadline; last-redemption/debtor-period conditions remain distinct.	C063, C080
N37	2 weeks’ publication	Other-property sale to satisfy an established deficiency under §§61.12.100–.110; interaction with other notice duties held.	C082
N38	5% of value returned plus specified reasonable court-authorized fees/costs	Covered surplus-recovery compensation.	C083
N39	Fine at least 1 ×, no more than 10 ×, covered charge; imprisonment no more than 30 days	§61.12.200(2); alternatives or both as stated. No penalty outcome is determined.	C084
N40	At least 10-point bold; 10 days; posted no later than midnight of tenth day, excluding Sundays and holidays	Statutory surplus-contract notice. Saturdays are not expressly excluded by this particular sentence. No mailing date is calculated.	C085
N41	60 days from request/demand	Mortgage satisfaction acknowledgment under §61.16.030, with full-payment predicate.	C087–C088
N42	Up to $125,000	Fixed DTA guarantor-residence language; judicial application held because of subsection (8).	C092
N43	Sheriff baselines: return $7 + mileage; levy $30/hour + mileage; auditor filing $10 + auditor fee; other civil writ $30/hour + mileage	Only applicable service categories under §36.18.040(1)(b)–(d), (h); county amounts may differ.	C055
N44	Mileage $0.35/actual necessary mile; deed $30, payable by purchaser; posting/postponement $10 + mileage; certificate $30; conducting sale $30/hour; statutory mailing actual postage	§36.18.040(1)(i), (j), (m)–(o), (r). No rounding, minimum billing increment, local fee, or allocation to a debtor is assumed.	C055
N45	Triggering day excluded; last-day weekend/holiday rule; intermediate exclusions for periods <7 days	CR 6(a), with RCW 1.12.040 separately read. Substantive-period application held where needed.	C093
N46	3 additional days only in CR 6(e)’s stated mail-service setting	Not a universal addition to all mailing-triggered statutes.	C095
N47	Legal holidays	Sundays; January 1; third Monday January; third Monday February; last Monday May; June 19; July 4; first Monday September; November 11; fourth Thursday November; following Friday; December 25. Statutory Saturday/Sunday observation rules apply.	C094
N48	“Immediately,” “forthwith,” “reasonable time,” “proper hearing,” and “probable loss or injury”	These are source terms, not invented numerical intervals, evidentiary percentages, or guaranteed outcomes.	C025, C047, C050, C053, C079, C088–C090
N49	Version dates and strict application boundaries	The complete relied-on enactment dates and section-specific transitions are recorded in C096–C105 and S030–S045, S053–S054 below. They are not event dates for a supplied transaction.	C096–C105

Captured table 09

Source ID · Issuer/title and complete literal HTTPS URL · Actual read bounds, version, credits, and use limits · 31 data rows

Source ID	Issuer/title and complete literal HTTPS URL	Actual read bounds, version, credits, and use limits
S_WA-P9-S001	Washington Legislature/Code Reviser, Chapter 61.12 RCW—Mortgages. https://app.leg.wa.gov/rcw/default.aspx?cite=61.12&full=true	Entire chapter’s operative sections and displayed notes read, including .010–.150 and .170–.200. Material credits: .060/.061—1935 c125; .070—1961 c196 §4; .093–.095—1965 c80 with later amendments; .040/.090/.093/.094/.120—2012 c117 §§160–164; .150—2009 c122 §1; .180—2018 c306 §9; .190—2023 c76 §2; .200—2023 c206 §10. Original acts traced below where material. Property-removal penalty and full title-priority implications are not relied on.
S_WA-P9-S002	Legislature/Code Reviser, Chapter 6.21 RCW—Sales under execution. https://app.leg.wa.gov/rcw/default.aspx?cite=6.21&full=true	Entire operative chapter and material notes read. Positive use principally .030–.060, .080–.130. Credits include 1987 c442 §§603–613; 2021 c122 §§10–14; .110—2014 c107 §1. Blank statutory notices read as text. Personal-property and vendor-contract branches not converted into mortgage rules.
S_WA-P9-S003	Legislature/Code Reviser, Chapter 6.23 RCW—Redemption. https://app.leg.wa.gov/Rcw/default.aspx?cite=6.23&full=true	Entire chapter .010–.120, including .011 cross-reference, forms, exceptions, and notes read. Credits include 1987 c442 §§701–712; .010—2013 c53 §1; .040/.110—2011 c336 §§145–146; .030 later form amendment—2016 c202. Section .120 used for its foreclosure exclusion, not its unrelated resale mechanism.
S_WA-P9-S004	Legislature/Code Reviser, Chapter 6.17 RCW—Executions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.17&full=true	Sections .030–.190 read completely; principal use .040, .060–.070, .100–.160. Judgment-duration §.020 not used. Credits include 1987 c442 execution provisions and 2014 c107 §§3–4 for relevant fund handling. Special-foreclosure applicability of ordinary levy/stay provisions remains held.
S_WA-P9-S005	Legislature/Code Reviser, Chapter 61.24 selected gateway provisions. https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.005; https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.020; https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.100	Complete .005 current and future bodies/notes; complete .020; complete .100(1)–(12). Current definitions: 2025 c393 §1, effective January 1, 2026; successor §7 effective January 1, 2028. Section .100’s material residence amendment: 2021 c290 §7. Nonjudicial mechanics and deficiency calculations were not applied.
S_WA-P9-S006	Legislature/Code Reviser, Conveyance/encumbrance formalities. https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.010; https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.020	Both complete sections and notes read. Section .010 displays 2024 c27 §2; its original act was not separately read. Current formalities only; historical applicability, acknowledgment authority, and actual title validity held.
S_WA-P9-S007	Legislature/Code Reviser, Mortgage as lien; possession and rents. https://app.leg.wa.gov/rcw/default.aspx?cite=7.28.230	Complete (1)–(3), provisos and credit read; latest displayed amendment 2011 c336 §179. Incorporated recording, receivership, and secured-transactions regimes are not fully investigated.
S_WA-P9-S008	Legislature/Code Reviser, Superior-court original jurisdiction. https://app.leg.wa.gov/rcw/default.aspx?cite=2.08.010	Complete section read; displayed historical credit includes 1955 c38 §3. Used only for equity/real-property jurisdiction, not a full court-category or amount-threshold report.
S_WA-P9-S009	Legislature/Code Reviser, Local real-property venue. https://app.leg.wa.gov/rcw/default.aspx?cite=4.12.010	Complete section and displayed credits read. Current venue text used; original historical enactments not separately authenticated. Personal jurisdiction and venue exceptions requiring construction held.
S_WA-P9-S010	Legislature/Code Reviser, Lis pendens. https://app.leg.wa.gov/rcw/default.aspx?cite=4.28.320	Complete section/notes read; latest displayed credit 2004 c165 §33. Sixty-day condition and cancellation clause read. Full service law and record effect beyond text excluded.
S_WA-P9-S011	Washington Supreme Court, CR 17—Parties plaintiff and defendant. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_17_00_00.pdf	Entire one-page rule, unnumbered printed page, PDF index 0. Displayed amendment effective April 28, 2015. Original adoption order not located; minor/capacity incorporations not completed.
S_WA-P9-S012	Supreme Court, CR 19—Joinder. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_19_00_00.pdf	Entire rule, unnumbered page, index 0; displayed April 28, 2015 amendment. Class-action and actual-interest branches excluded.
S_WA-P9-S013	Supreme Court, CR 69—Execution. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_69_00_00.pdf	Entire (a)–(b), unnumbered page, index 0. Credits include 1967, 1993, April 28, 2015. Discovery subsection not used to broaden this pass.
S_WA-P9-S014	Supreme Court, CR 81—Applicability. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdf	Entire (a)–(b), unnumbered page, index 0; adopted effective July 1, 1967. Used for special-proceeding/procedural-incorporation boundary.
S_WA-P9-S015	Supreme Court, CR 62—Stay of proceedings to enforce a judgment. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_62_00_00.pdf	Entire rule, unnumbered page, index 0; latest displayed amendment January 8, 2013. Rescinded (c), (d), (e), (g) not treated as operative. Original amendment order unlocated.
S_WA-P9-S016	Supreme Court, CR 6—Time. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf	Entire (a)–(e), unnumbered page, index 0; April 28, 2015 amendment credit. General motion periods read but not substituted for the special sale/surplus periods.
S_WA-P9-S017	Legislature/Code Reviser, Title 6 scope and definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.010; https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.060	Both complete sections read. “Sheriff” includes deputies; electronic auction incorporates §36.16.145. Section .060 amendment 2021 c122 §9 traced. Consumer/private-student definitions not turned into foreclosure exemptions.
S_WA-P9-S018	Legislature/Code Reviser, Electronic-auction definition and treasurer-sale provision. https://app.leg.wa.gov/rcw/default.aspx?cite=36.16.145	Complete section read; 2015 c95 §3 credit. Only (7)(c)’s incorporated auction definition used. Treasurer-specific notice, deposit, and refund rules not imported.
S_WA-P9-S019	Legislature/Code Reviser, Statutory time computation. https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040	Complete operative text; 1997 c125 §1 credit. Case references in notes were not followed or relied on.
S_WA-P9-S020	Legislature/Code Reviser, Legal holidays. https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050	Complete (1)–(7) and credits read. Latest displayed credits include 2025 c58 §1001 and 2025 c30 §1. Positive use limited to (1), (5), and recognition-day distinction; no calendar result.
S_WA-P9-S021	Legislature/Code Reviser, Narrow homestead interfaces. https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.010; https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.040; https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.080	Complete sections read for occupancy/declaration and mortgage-exception boundaries. Material 2021 c290 §6 original read. Full dependent/family incorporation and P7 exemption amount/priority analysis not completed or reused.
S_WA-P9-S022	Legislature/Code Reviser, Spousal/community parties and assignees. https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.030; https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.080	Complete sections read; credits .030—2008 c6 §407; .080—1927 c87 §1. No complete foreclosure-party or marital-liability conclusion.
S_WA-P9-S023	Legislature/Code Reviser, Article 3—Negotiable instruments, selected branches. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3&full=true	Complete selected sections read through individual views: .3-102–.3-106; .3-108–.3-110; .3-203–.3-205; .3-301; .3-308–.3-309; .3-402; .3-418. Not the whole article. Credits principally 1993 c229; .3-103—2012 c214 §1001; .3-104/.105—2023 c266 §§401–402. Full defenses, accommodation, discharge, and electronic-note regimes held.
S_WA-P9-S024	Legislature/Code Reviser, UCC general definitions and 2012 application notes. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-201; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-101	Section .1-201 introduction and complete selected definitions, including (b)(8), (21), (24), (33), (37), read; not every unused definition claimed read. Section .1-101 and complete application/savings notes read. 2023 c266 §101 and 2012 c214 credits.
S_WA-P9-S025	Legislature/Code Reviser, 1993 UCC effective date. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.11-112	Complete section read; 1993 c229 §120; original verified in S035.
S_WA-P9-S026	Legislature/Code Reviser, Reverse mortgage definitions in chapter 31.04. https://app.leg.wa.gov/rcw/default.aspx?cite=31.04.505	Complete (1)–(5) read as a classification lead. No automatic incorporation into §61.12.180 asserted. Licensing/product/federal eligibility analysis excluded.
S_WA-P9-S027	Legislature/Code Reviser, Chapter 61.16—Assignment and satisfaction of real-estate mortgages. https://app.leg.wa.gov/rcw/default.aspx?cite=61.16&full=true	Complete .010–.030 and notes read. Credits .010/.020—1995 c62 §§13–14; .030—1999 c233 §8. Historical validation wording not treated as proof of an actual instrument.
S_WA-P9-S028	Legislature/Code Reviser, Sheriff’s fees. https://app.leg.wa.gov/rcw/default.aspx?cite=36.18.040	Complete (1)(a)–(t), (2)–(4), notes read; latest credit 2015 c265 §29. Only sale/execution-related categories used. Local override expressly preserved.
S_WA-P9-S029	Legislature/Code Reviser, Chapter 19.72—Suretyship. https://app.leg.wa.gov/rcw/default.aspx?cite=19.72&full=true	Full chapter text read; positive use limited to .070–.101, .140–.150, .900. Credits include Code 1881; 2011 c336 §§546–548; .900—1992 c115 §2. Official/license-bond and insurance branches not transferred to a mortgage guaranty.
S_WA-P9-S046	Legislature/Code Reviser, Judgment-interest provisions. https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.110; https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.115	Complete sections read as rate dependencies. No rate selected; governmental-tort branch not used as ordinary mortgage law.
S_WA-P9-S047	Legislature/Code Reviser, Interest provisions. https://app.leg.wa.gov/rcw/default.aspx?cite=19.52.010; https://app.leg.wa.gov/rcw/default.aspx?cite=19.52.020	Complete sections/exceptions read as dependencies. No legal discount rate, contract rate, Treasury input, usury result, or calculation adopted.

Source links captured in this table

Captured table 10

Source ID · Enacted instrument and complete literal HTTPS URL · Exact read bounds and status · 18 data rows

Source ID	Enacted instrument and complete literal HTTPS URL	Exact read bounds and status
S_WA-P9-S030	1935 c125. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1935c125.pdf?cite=1935+c+125+s+1	Complete act, §§1, 1½, 2; printed 374–375, PDF indices 0–1. Approval March 20, 1935 observed; general effective day not separately established. Adjacent prior-act text not imported.
S_WA-P9-S031	1961 c196. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1961c196.pdf?cite=1961+c+196+s+4	Complete §§1–4, printed 1895–1898, indices 0–3. June 30, 1961 is the mortgage-execution boundary in the operative clause, not an assumed general effective date. Historical interest wording distinguished.
S_WA-P9-S032	1965 c80. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1965c80.pdf?cite=1965+c+80+s+1	Complete §§1–5/end, printed 1258–1260, indices 0–2. Abandonment, agricultural exclusion, deficiency bar, and deed relationship read. Exact general effective day not independently established.
S_WA-P9-S033	1984 c276. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1984c276.pdf?cite=1984+c+276+s+4	Complete §4, printed 1496–1497, indices 5–6; complete §8, printed 1501, index 10. Current codifier note supplies June 7, 1984; original applies listed changes to executions commenced after effective date. Whole act not claimed read.
S_WA-P9-S034	1987 c442. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1987c442.pdf?cite=1987+c+442+s+702	Complete §404, printed 1815, index 15; complete §§701–712, printed 1837–1846, indices 37–46; §§1120–1121 and veto/end, printed 1898, index 98. Recodification verified. Observed veto concerned §1112, not the relied-on provisions. OCR/parsed text, not pixels; entire 99-page act not read.
S_WA-P9-S035	1993 c229, SHB1014. https://lawfilesext.leg.wa.gov/biennium/1993-94/Pdf/Bills/Session%20Laws/House/1014-S.SL.pdf?cite=1993+c+229+s+37	Complete §37, printed 42–43, indices 42–43; §120/end, printed 117, index 117. Effective July 1, 1994. Neighboring partial provisions not used as complete authority.
S_WA-P9-S036	2009 c122, HB1826. https://lawfilesext.leg.wa.gov/biennium/2009-10/Pdf/Bills/Session%20Laws/House/1826.SL.pdf?cite=2009+c+122+s+1	Cover index 0 and complete §1/end, printed 1, index 1. Effective July 26, 2009. Surplus-priority amendment.
S_WA-P9-S037	2013 c53, SB5541. https://lawfilesext.leg.wa.gov/biennium/2013-14/Pdf/Bills/Session%20Laws/Senate/5541.SL.pdf?cite=2013+c+53+s+1	Cover and complete §1/end, printed 1–2, indices 1–2. Effective July 28, 2013; “time” replaced by “priority.”
S_WA-P9-S038	2014 c107, ESB6553. https://lawfilesext.leg.wa.gov/biennium/2013-14/Pdf/Bills/Session%20Laws/Senate/6553.SL.pdf?cite=2014+c+107+s+1	Cover; complete §1, printed 1–3, indices 1–3; §§3–4/end, printed 4–5, indices 4–5. Effective June 12, 2014. Nonjudicial §2 not used.
S_WA-P9-S039	2018 c306, 2ESHB2057. https://lawfilesext.leg.wa.gov/biennium/2017-18/Pdf/Bills/Session%20Laws/House/2057-S.SL.pdf?cite=2018+c+306+s+9	Cover; complete §9, printed 35–36, indices 35–36; §18/end, printed 41, index 41. Effective June 7, 2018. Other abandoned-property provisions not substituted for §61.12.093.
S_WA-P9-S040	2021 c122, EHB1271. https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1271.SL.pdf?cite=2021+c+122+s+10	Cover; complete §§9–14, printed 10–17, indices 10–17; §16/end, printed 23, index 23. Section 10 effective July 1, 2022; other relied-on provisions July 25, 2021.
S_WA-P9-S041	2021 c290, ESSB5408. https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/Senate/5408-S.SL.pdf?cite=2021+c+290+s+7	Cover; complete §6, printed 4–5, indices 4–5; §7, printed 5–7, indices 5–7; §8/end, printed 7–8, indices 7–8. Immediate effect May 12, 2021. Fixed guarantor amount verified; full homestead survey excluded.
S_WA-P9-S042	2023 c206, HB1349. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/House/1349.SL.pdf?cite=2023+c+206+s+10	Cover; complete §10, printed 33–34, indices 33–34; §§12–13/end, printed 35–36, indices 35–36. Section 10 effective July 23, 2023. Other sections’ emergency/expiration terms not transferred.
S_WA-P9-S043	2023 c76, HB1420. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/House/1420.SL.pdf?cite=2023+c+76+s+2	Cover and complete §§1–3, printed 1–2, indices 1–2. Effective/application boundary July 23, 2023. Full construction-lien priority excluded.
S_WA-P9-S044	2023 c266, SSB5077. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5077-S.SL.pdf?cite=2023+c+266+s+401	Cover; complete §§401–402, printed 19–21, indices 19–21; complete §§1101–1104, printed 129–131, indices 129–131; complete §§1201–1204/end, printed 134, index 134. Selected §101 definitions also read. Effective January 1, 2024. Entire 135-page act not read; specialized Article 9A/12 transition merits held.
S_WA-P9-S045	2025 c393, E2SSB5686. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5686-S2.SL.pdf?cite=2025+c+393+s+1	Cover; complete §1, printed 1–3, indices 1–3; §7, printed 19–21, indices 19–21; §§19–20, printed 60, index 60. Current/future definition split verified. Association foreclosure merits not investigated.
S_WA-P9-S053	2012 c214, ESHB2197. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/2197-S.SL.pdf?cite=2012+c+214+s+1803	Cover; complete §1001, printed 78–81, indices 78–81; complete §§1803–1806/end, printed 154–155, indices 154–155. June 7, 2012 general application; specifically listed provisions transition July 1, 2013. Entire 156-page act not read.
S_WA-P9-S054	1999 c233, SHB1647. https://lawfilesext.leg.wa.gov/biennium/1999-00/Pdf/Bills/Session%20Laws/House/1647-S.SL.pdf?cite=1999+c+233+s+8	Complete §8, printed 6, index 6; complete §24/end, printed 29, index 29. Effective August 1, 1999. Neighboring recording/tax text not used as current independent authority.

Source links captured in this table

Captured table 11

Source ID · Issuer/title and literal URL · What was actually checked; limitation · 5 data rows

Source ID	Issuer/title and literal URL	What was actually checked; limitation
S_WA-P9-S048	Code Reviser, 2026 RCW sections affected, RCW order. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202026.pdf	Header dated April 2, 2026, PDF index 0, and relevant Title 6/index searches read. No matching amendments to the principal 61.12/6.17/6.21/6.23 provisions were located in the bounded checks. This is not proof of no later or unindexed change.
S_WA-P9-S049	Code Reviser, 2025 sections affected, bill order. https://lawfilesext.leg.wa.gov/law/CRO/SectionsAffected/2025%20RCW%20SL%20Sections%20Affected%20in%20Bill%20Order.pdf	Header and searches for the principal chapters read; used after the RCW-order route timed out. Report-level cross-check only; not all amendments in every incorporated title were exhaustively reconciled. Printed pagination was not separately established from the relevant parsed excerpts.
S_WA-P9-S050	Washington Commerce, Foreclosure Fairness—resources. https://www.commerce.wa.gov/homeownership/foreclosure-fairness/	Resource portion and English/Spanish reverse-mortgage blank-form links read. Displayed July 21, 2026 update is webpage metadata, not an effective date. Linked DOCX contents were unreadable. General overview not used to deny the judicial route.
S_WA-P9-S051	Washington Courts, Court-rule archive. https://www.courts.wa.gov/court_rules/?fa=court_rules.archivelist	Archive/search route checked for material CR 62/69 adoption orders. The relevant originals were not located. Current rule PDFs were read; archive nonlocation is not proof that an order does not exist.
S_WA-P9-S052	Legislature/Code Reviser, RCW sections affected landing page. https://leg.wa.gov/state-laws-and-rules/state-laws-rcw/session-laws/rcw-sections-affected/	Official navigation to reports inspected. Discovery/navigation only; no operative foreclosure proposition rests on this page.

Source links captured in this table

Captured table 12

Branch · Supported conditional consequence · Missing predicate or authority · 28 data rows

Branch	Supported conditional consequence	Missing predicate or authority	Adverse inference avoided; exact next generic inquiry
B01 — Instrument and obligation	A valid mortgage and default can invoke §61.12.040; personal recovery separately depends on §§.050/.070.	Instrument classification, valid execution, obligation, default, and claimant capacity.	Avoid “recorded mortgage proves a debt and personal liability.” Next: generic construction of §§61.12.020, .040, .050, .070 and formalities; actual instruments remain excluded.
B02 — Negotiable versus nonnegotiable	Article 3 enforcement rules apply only if its definition/scope is met.	Complete classification and any saved historical version.	Avoid applying holder or lost-note rules to every contract. Next: remaining generic Article 3 classification/defense incorporations, including incomplete instruments where material.
B03 — Holder, owner, agent, and assignee	§§3-301/.309 and CR 17 supply distinct enforcement/procedural predicates.	Possession, delivery, indorsement, agency, succession, and adequate protection.	Avoid treating ownership or a recorded assignment as enough. Next: generic agency, electronic-note/control, and Article 3 construction; no chain-of-title or entity lookup.
B04 — Necessary parties and jurisdiction	CR 19 supplies joinder criteria; venue is where land or part lies.	Interests affected, service amenability, representative capacity, jurisdiction.	Avoid a universal defendant checklist or venue-as-jurisdiction inference. Next: indispensable generic CR 17/19 incorporations and title/party-binding law.
B05 — Acceleration and installment protection	§61.12.130 protects its due/unmatured-installment setting before final judgment.	Whether valid acceleration leaves that setting; legal meaning of execution “perfected.”	Avoid universal arrears-only cure. Next: generic judicial construction of §§.130–.150 and acceleration interaction, in a later authorized construction pass.
B06 — Concurrent or sequential enforcement	§61.12.120 bars specified concurrent prosecution; §61.24.100(2) addresses sequence around trustee-sale discontinuance.	Meaning of same debt/matter, completion, dismissal, separate guaranty, satisfaction.	Avoid importing another state’s one-action rule. Next: generic reconciliation of the two statutes and distinct-guaranty treatment; no litigation strategy.
B07 — Reverse mortgage	§61.12.180 imposes covered advance notice and content.	Complete product classification and readable current Commerce blank forms.	Avoid assuming chapter 31.04’s definition is automatically incorporated or that cure always exists. Next: obtain a materially different official readable publication of the statutory blank forms and generic definitional linkage.
B08 — Special execution incorporation	§61.12.090 incorporates execution and §6.21.030 notice; §6.21.040 distinguishes foreclosure.	Reach of §§6.17.100/.130/.140/.160 to the special writ; homestead-procedure interface.	Avoid ordinary personal-property-first assumptions or dispensing with all levy requirements. Next: generic statutory/rule reconciliation, then judicial construction if indispensable.
B09 — Credit bidding and electronic implementation	§6.21.100 states money payment; electronic public sale is authorized.	Complete legal authority for credit bidding and implementation of postponement/proclamation online.	Avoid both an invented credit-bid permission and an invented ban. Next: official generic rules/statutes specifically addressing credit bids and electronic sheriff auctions.
B10 — Stay provisions	CR 62 and §6.17.040 provide different stay texts.	Applicability to special foreclosure execution; exact threshold equality; appellate overlays.	Avoid automatic stay eligibility or a court-selected period. Next: original CR adoption orders and generic construction of CR 62/81 with §6.17.040.
B11 — Abandonment	Court-found statutory abandonment can eliminate redemption and bars deficiency.	Improved property, six-month condition, agricultural exclusion, pleading/finding/confirmation.	Avoid treating vacancy or missed payments as conclusive. Next: generic burden/construction of §§61.12.093–.095; no property investigation.
B12 — Counting and extensions	CR 6 and RCW 1.12.040 provide computation texts; specific statutes supply events.	Whether a particular substantive period, reverse-counted notice, or “after mailing” provision incorporates each rule.	Avoid universal business-day treatment or three-day additions. Next: generic construction of the precise period and CR 6, not an actual calendar.
B13 — Confirmation objections	§6.21.110 supplies the substantial-irregularity/probable-injury standard and resale consequence.	Preservation, proper objector, additional statutory/equitable grounds, scope of confirmation finality.	Avoid “any defect voids sale” or “confirmation cures everything.” Next: authorized generic construction/remedy pass, with no named-case search in this pass.
B14 — Interests and surplus priority	Eliminated interests receive surplus in court-determined priority.	Which interests were eliminated, joined, preserved, or senior; effect of federal interests.	Avoid “all junior interests vanish” or “surplus immediately belongs to debtor.” Next: title, joinder, priority, and federal-party provisions.
B15 — Redemption classification	Eight-month, one-year, and abandonment branches have separate conditions.	Mortgage-execution date category, instrument declaration, complaint waiver, property category, adjudicated exception.	Avoid selecting a period from a residential label. Next: generic construction of §6.23.020 and §§61.12.093–.095.
B16 — Deficiency and special debt classes	§§61.12.050/.070/.094 and valuation credits establish the read boundaries.	Other special statutory debt classifications, contractual limitations, payment defenses, federal restrictions.	Avoid inferring that no additional anti-deficiency protection exists because a bounded search found none. Next: generic statutory cross-reference review for the specific special category, without selecting an actual debt.
B17 — Redemption amount and evidence	§§6.23.020/.040/.050/.080 distinguish amounts, rates, records, and proof.	Necessity of protective payments; lien rate; actual notice/prejudice; authority and accounting.	Avoid a universal payoff formula or automatic eight-percent rate. Next: generic construction of each disputed component and current interest authority.
B18 — Accounting extension	§6.23.090 separates timely demand, nonresponse, and disputed-statement branches.	Timely qualifying demand, statement delivery, recipient, final determination, branch-specific conditions.	Avoid an indefinite pause from any request. Next: precise generic construction of §.090(2), without calculating dates.
B19 — Guarantor residence tension	§61.24.100(6) mentions sheriff bids and a fixed allowance; (8) excludes judicial mortgage foreclosure.	Controlling reconciliation and reach of the residence sentence.	Avoid universal judicial allowance or universal denial. Next: authorized construction of subsections (6)/(8), the 2021 amendment, and the surety/guaranty interfaces.
B20 — Surety versus guarantor	Chapter 19.72 supplies conditional exhaustion, notice, and subrogation provisions.	Whether the legal obligation falls within suretyship; waivability and interaction with separate guaranty terms.	Avoid equating every guarantor with every statutory surety. Next: generic chapter 19.72 and Article 3 accommodation/guaranty construction.
B21 — Homestead interface	Mortgage execution exception and redemption possession/notice rules coexist in the read text.	Complete homestead qualification and any conflicting regime.	Avoid treating exemption exception as loss of all occupancy or notice protections. Next: narrow generic reconciliation with chapter 6.13, without rerunning P7 amounts.
B22 — Agricultural property	Agricultural use changes abandonment, redemption declaration, possession, crop, and accounting branches.	Which statutory agricultural test and reference event applies; other special agricultural law.	Avoid one universal agricultural definition or immunity. Next: precise generic definitions and special agricultural mortgage protections.
B23 — Satisfaction versus redemption	Full payment and request trigger chapter 61.16; debtor redemption restores the estate.	Extent of payment, residual liens/debt, appropriate satisfaction instrument.	Avoid “redemption cancels all debt.” Next: generic reconciliation of §§61.16.020–.030 and 6.23.040 with surviving obligations.
B24 — Fees and costs	Statutory sheriff baselines and surplus-recovery limits exist.	Applicable county enactment, authorized services, court allocation, reasonable attorney fees.	Avoid presenting a state baseline as the current local bill or an automatic debtor charge. Next: generic local fee enactment and court-cost authority only if later scope permits.
B25 — Mixed collateral and obsolete incorporation	§61.24.020 includes a mixed real/personal security branch.	Current successor law to its obsolete Article 9 reference and interaction with judicial foreclosure.	Avoid treating the obsolete citation as complete current authority. Next: current Article 9A real-property/fixture/mixed-collateral enforcement provisions and transition law.
B26 — Historical application	Read enactments contain specific date, savings, and transition clauses.	Which version governs an event; older general effective dates and untraced amendments.	Avoid applying the newest text universally. Next: generic historical section comparison and official effective-date authority for the exact unresolved version.
B27 — Court-rule provenance	Current official CR PDFs were read.	Original material adoption orders were not located.	Avoid treating a PDF footer as a complete adoption record. Next: a materially different official rule-order compilation, without case/docket research.
B28 — Remedies and actual relief	The read statutes identify limited confirmation, redemption-refusal, satisfaction, and surplus consequences.	Full remedy elements, defenses, preservation, causation, and procedural authority.	Avoid guaranteed injunction, reversal, damages, or private action. Next: a separately scoped generic remedies/construction investigation.

Captured table 13

Dependency · Exact later generic inquiry · Why the present component does not resolve it · 12 data rows

Dependency	Exact later generic inquiry	Why the present component does not resolve it
D01 — Federal servicing/Regulation X	Read 12 CFR §§1024.30–.31 and .41, including covered mortgage/servicer scope, exclusions, loss-mitigation timing, foreclosure interfaces, and operative amendments.	State judicial authority does not establish satisfaction of any independently applicable federal servicing condition.
D02 — Regulation Z	Identify and read indispensable §§1026.2, .36, .41 and any applicable reverse-mortgage/product provisions, with scope and exemptions.	No federal servicing statement, payoff, payment-crediting, or remedy conclusion is supplied.
D03 — Bankruptcy	Read applicable 11 USC §§108, 362, 524, 1322 and necessary definitions/exceptions concerning sale, redemption, cure, stay, and discharge.	State sale/redemption and satisfaction rules do not decide bankruptcy treatment.
D04 — Federal and state military protections	Read current 50 USC §§3918, 3931–3932, 3953 and indispensable scope/waiver provisions; independently authenticate current chapter 38.42 RCW and material amendments.	No service status, protection period, waiver, or judicial permission is established.
D05 — Federal tax/government interests	Read 26 USC §7425, 28 USC §2410, and necessary federal-lien/party/redemption provisions for the judicial route.	State joinder, confirmation, and redemption do not alone determine federal-interest survival or federal redemption.
D06 — Government-held or government-program loans	Resolve §61.12.061’s federal-holder predicate; then read the applicable generic FHA/HECM, VA, USDA, or other program statutes/regulations and exceptions.	Federal ownership, insurance, guaranty, and program participation are distinct categories.
D07 — Tenancy and post-sale possession	Read the relevant chapters 59.12 and 59.18 RCW and any applicable federal postforeclosure tenant statute, including scope and notice.	Section 6.23.110 and blank notices do not complete eviction or tenant-protection law.
D08 — Title, recording, priority, and community property	Read indispensable chapters 65.08, 60.04, 26.16 and related party-binding provisions for the precise generic issue.	A deed, lis pendens, certificate, or mortgage label does not establish title or priority.
D09 — Probate, trusts, capacity	Read relevant Title 11 provisions and CR 17’s capacity incorporations for successor and representative branches.	No death, estate, trust, capacity, or representation fact is supplied.
D10 — Agricultural and mixed collateral	Complete the agricultural-law and Article 9A inquiries identified in B22/B25.	The express distinctions found here are not a complete agricultural or secured-transactions report.
D11 — Local, tribal, interstate	Identify applicable generic jurisdiction, sovereign-immunity, territorial, local-rule, and interstate-recognition authorities before a positive proposition.	No county, tribal status, foreign judgment, or governing-law fact is selected.
D12 — Consumer remedies and judicial construction	Complete the necessary CPA/private-remedy elements, equitable doctrines, and judicial construction only in a separately authorized component.	This pass uses no named opinions, cases, dockets, or enforcement records.

Captured table 14

Authority and pinpoint · Legal category · Required predicate · 6 data rows

Authority and pinpoint	Legal category	Required predicate	Trigger/reference event	Applicable version	Exception/incorporation	Unresolved question

Captured table 15

Requested item · Status in PASS-09 · Evidence links · 44 data rows

Requested item	Status in PASS-09	Evidence links	Exact retained gap or exclusion
1 — Judicial mortgage statutory gateway	Answered at text level	S001; C001–C004	Actual validity/default/capacity remains B01.
1 — Mortgage versus debt/note	Answered conditionally	S001, S006–S007, S023–S024; C001–C002, C012–C015	Full defenses, electronic notes, and agency B02–B03.
1 — Judicial versus nonjudicial route	Answered for necessary gateway	S005; C004–C007	P8 presale framework deliberately excluded.
1 — Court and territorial predicate	Answered at statutory level	S008–S010; C003, C016	Personal jurisdiction and actual nexus B04/D11.
1 — Residential/consumer/commercial distinctions	Partial, provision-specific	C005–C006, C017–C019	No universal category treatment; reverse classification B07.
1 — Agricultural distinctions	Answered for read clauses	C004, C033, C058, C072, C075	Other agricultural regimes B22/D10.
1 — Guarantor distinctions	Partial	C006–C007, C089–C092	Judicial residence allowance and surety/guaranty construction B19–B20.
2 — Action/decree and personal judgment terms	Answered at text level	C020–C029, C037	No actual pleading, judgment, or enforcement entitlement.
2 — Concurrent debt enforcement/election	Text established; construction held	C020; B06	No universal one-action or irreversible election finding.
2 — Parties/real party/assignment	Partial	C009–C016	Complete party-binding, capacity, community/probate issues B03–B04/D08–D09.
2 — Proof of note enforcement/lost instrument	Answered for selected Article 3 branch	C012–C015	Full admissibility, holder-in-due-course, defenses, and actual evidence excluded.
2 — Installments/default/judgment sequence	Answered conditionally	C027–C029	Acceleration and “execution perfected” construction B05.
2 — Relationship to ordinary procedure	Partial and explicit	C008, C035–C040	Initial summons/default/vacatur not rerun; B08/B10.
3 — Mortgage incorporation of execution sale	Answered	C037–C040	Ordinary levy prerequisites remain B08.
3 — Actor and writ/return duties	Answered at text level	C037–C039, C048	No issued writ, actual service, or valid levy inferred.
3 — Notice/service/mail/post/publication	Answered for statutory categories	C041–C042; N11–N12	Actual delivery and special service construction held.
3 — Sale time/place/electronic form	Answered	C043; S017–S018	Local implementation and electronic postponement B09.
3 — Postponement/continuance	Answered at text level	C044	No unlimited extension or reset inference.
3 — Parcel sequence/bidding/payment	Partial	C045–C047	Credit bidding B09; no valuation or bid supplied.
3 — Confirmation/objections/resale	Answered at text level	C048–C051	Full finality/equitable-remedy construction B13.
3 — Certificate/deed/effect on interests	Partial	C053, C080	Title, senior interests, omitted parties, and federal interests B14/D05/D08.
3 — Proceeds/costs/surplus	Answered conditionally	C052, C055, C083–C085	Local fee amounts and adjudicated priority B14/B24.
4 — Pre-sale payment versus installment cure	Answered distinctly	C024, C027–C029	Full equitable-redemption/tender doctrines B05.
4 — Eligible redemption categories/property	Answered	C056–C058	Actual ownership, succession, priority, classification excluded.
4 — Periods/extensions/reference events	Answered textually	C058, C060–C071; N22–N33	Computation/construction B12/B18.
4 — Redemption amount components/rates	Answered symbolically	C059–C063, C068	Legal rate, payment necessity, accounting proof B17.
4 — Notice/document/certificate predicates	Answered	C064–C067	No notice, tender, or claim prepared.
4 — Prior/subsequent redemption	Answered	C060–C065, C078–C080	Actual priority and sufficient payment held.
4 — Possession, farming, homestead, waste	Answered for read provisions	C072–C077, C106	Full tenancy, agricultural, homestead, and equitable regimes excluded.
4 — Restoration versus discharge	Answered as distinction	C062, C087–C091	Surviving debt/lien consequences B23.
5 — Personal liability and deficiency	Answered conditionally	C021–C026, C032, C082	Special statutory/contract/federal limitations B16.
5 — Fair value/upset price	Answered	C025–C026	No actual appraisal, mandatory universal formula, or federal-holder classification.
5 — Waiver and security/debt sequence	Partial	C020, C023, C089–C092	Guaranty and election construction B06/B19/B20.
5 — Surplus and recovery charges	Answered	C052, C083–C085	Actual allocation, private remedy, fee reasonableness held.
5 — Satisfaction/release	Answered for payment/request branch	C086–C088	P3 limitation/forfeiture subject excluded; B23.
5 — Sale defect/remedy boundaries	Partial	C050, C054, C079, C084, C088	Full remedies/appellate construction B13/B28/D12.
6 — Federal and special regimes	Deliberately held with exact targets	D01–D12	No positive federal operational or eligibility finding.
7 — Current operative bodies	Freshly read	S001–S029, S046–S047	Currentness limited as stated; no case-law status certification.
7 — Material original amendments/transitions	Substantially authenticated for consequential changes	S030–S045, S053–S054; C096–C105	Older general effective dates and some historical chains remain B26.
7 — Original court-rule orders	Unresolved	S011–S016, S051; B27	Current PDFs read; original material orders not located.
7 — Official instruction/form availability	Partial	S050; failures F04–F05	Reverse-mortgage DOCX contents/version remain unread.
7 — Search/access provenance	Recorded below	S048–S052; log and failures	Negative searches prove no absence of protection or later law.
Registry dimension 6	Focused component only	Entire report	Nonjudicial, other secured debt, federal, title, and special regimes remain separate.
Prior Washington passes and A066	No acceptance or repair implied	Supplied scope context only	All prior findings, provenance, exclusions, and holds remain unchanged.

Captured table 16

Read group · Actual work completed · Limits · 7 data rows

Read group	Actual work completed	Limits
R01 — Core judicial statutes	Fresh full-chapter reading of 61.12, 6.21, and 6.23; selected complete 6.17 sections; followed indispensable cross-references.	No prior-pass substantive source reuse. No judgment-duration analysis.
R02 — Gateway and parties	Fresh reading of 61.24’s narrow judicial gateway, formalities, lien/possession, jurisdiction, venue, lis pendens, CR 17/19/69/81, and assignment provisions.	Nonjudicial procedure, actual parties, records, and title chains excluded.
R03 — Sale and redemption details	Read complete operative notice, auction, postponement, confirmation, accounting, possession, and deed clauses; recovered omitted retrieval windows.	Retrieval-window expansion is not a separate source or independent corroboration.
R04 — Proof and version branches	Read selected complete Article 3 provisions, general definitions, lost-instrument enactment, and 2012/2023 savings clauses.	No full UCC, electronic-note, defense, discharge, or limitations report.
R05 — Deficiency/surplus/satisfaction	Read complete relevant mortgage, suretyship, surplus-compensation, and satisfaction clauses.	Actual guaranty, fee, debt, or remedy not examined.
R06 — Enacted originals	Read the exact act sections and effective/application clauses listed in S030–S045 and S053–S054.	Large enactments were not represented as read in full. Parsed text was not pixel inspection.
R07 — Currency and official forms	Checked 2025/2026 affected-section reports, current/future definition bodies, court-rule archive, and Commerce blank-form links.	Report searches and page dates do not establish exhaustive currentness; DOCX contents unavailable.

Captured table 17

Search group · Queries or bounded search targets · Result/use · 10 data rows

Search group	Queries or bounded search targets	Result/use
Q01 — Core statutes	site:app.leg.wa.gov/rcw "Chapter 61.12" "MORTGAGES"; "Chapter 6.23" "REDEMPTION"; "Chapter 6.21" "SALE UNDER EXECUTION"	Official bodies located and freshly read.
Q02 — Court rules	Official court-rule PDF searches for "CR 69", "CR 62", "CR 81", "CR 17" "PARTIES", "CR 19" "JOINDER", "CR 6" "TIME"	Current official rule PDFs read completely.
Q03 — Rule adoption provenance	site:courts.wa.gov "CR 62" "January 8, 2013" order; "CR 62" "25700" "2013"; "CR 69" "April 28, 2015" order; official rule-site searches combining "CR 62" "Adopted" "2013", "CR 69" "2015" "Order", and "April 28, 2015" "25700"	Relevant original orders not located; current PDFs and archive read.
Q04 — Currency	Search for 2026 "RCW sections affected" 61.12; official index navigation; report finds for 61.12, 6.17., 6.21., 6.23.	Bounded cross-check; no absence-of-law conclusion. A substring false match was not treated as a chapter amendment.
Q05 — Credit bidding	site:app.leg.wa.gov "judgment creditor" "credit bid" "6.21"	No complete express credit-bid authority established; B09 retained.
Q06 — Reverse mortgage	Official RCW searches for "reverse mortgage" "means" and "reverse mortgage" "loan" "31.04.505"; site:commerce.wa.gov "reverse" "mortgage" "notice"; "Reverse Mortgage Notice" filetype:pdf	Statute and chapter-specific definition read; Commerce page located; no readable alternative blank PDF found.
Q07 — Deficiency categories	site:app.leg.wa.gov/rcw "mortgage" "purchase money" "deficiency"; "judicial foreclosure" "guarantor"	Relevant DTA text read; other-category results not used to assert absence or transfer Article 9A law.
Q08 — Suretyship	site:app.leg.wa.gov/rcw "mortgage" "surety" "19.72"; "Chapter 19.72" "SURETYSHIP"	Official chapter located and read; conditional surety provisions added without classifying a guaranty.
Q09 — Military boundary	site:app.leg.wa.gov/rcw "38.42" "mortgage"	Discovery only; current military regime remains D04, not a positive finding.
Q10 — Enactment navigation	Official codifier credit links and within-document finds for relied-on sections/effective clauses	Exact enacted passages read; one nonexistent searched section label in the 2012 act was corrected by reading the actual closing §§1803–1806. No guessed endpoint or bypass used.

Captured table 18

Failure ID · Fresh failed route · Actual result · 6 data rows

Failure ID	Fresh failed route	Actual result	Different ordinary route and remaining status
F01	https://leg.wa.gov/CodeReviser/documents/sessionlaw/1984c276.pdf?cite=1984+c+276+s+8	Retrieval error.	The official codifier’s §4 citation link opened the same enacted PDF, S033; §§4 and 8 were then read. Exact enactment gap resolved, not independent corroboration.
F02	https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202025.pdf	Timeout.	Official 2025 bill-order report S049 was readable. It supplies a bounded alternative cross-check, not a complete guarantee of currency.
F03	https://app.leg.wa.gov/rcw/default.aspx?cite=62A.12-101	Retrieval unavailable.	Official enacted 2023 c266, S044, supplied the material effective and savings clauses. This did not establish the entire Article 12 regime.
F04	https://deptofcommerce.box.com/shared/static/ng7cpzw1dn7mxrl2uyha14jowcakt30q.docx	English blank-form DOCX unsupported/unreadable.	Official Commerce page and a generic official PDF search did not yield a readable equivalent. Form contents and version remain held.
F05	https://deptofcommerce.box.com/shared/static/9y2lfbys08hc0lm6ui403q508ub7c0nz.docx	Spanish blank-form DOCX unsupported/unreadable.	Same bounded alternative search; no contents inferred from link title.
F06	https://app.leg.wa.gov/rcw/default.aspx?cite=61.12.061	Individual-section request timed out.	The fresh full-chapter body S001 and original S030 were readable; the complete exception and reviser’s note were read there. Exact text gap resolved.

Source links captured in this table

Find the assertion and its boundaries

Search this report’s claim records

How to read the research →

1 pending correction

This dated research component contains identified issues. Read the correction panel before relying on its affected passages or tables. Other findings retain their own evidence limits.

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

SWA correction of the C070 coverage pinpoint →
SWA exact original-row completion →
Two bounded source corrections →
1. Exact two-cell replacements →

S_WA-P9-C001 Saved research record

Washington’s mortgage chapter incorporates the requirement that real-estate encumbrances be by deed; the mortgage form provision permits lawful additional agreements.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S001 §§61.12.010–.020; S006 §§64.04.010–.020.
Conditions, exceptions, and confidence limits: Written, signed, and acknowledgment requirements must be read with §64.04.010’s stated lease and trust-certification exceptions. No instrument’s execution or validity is established.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C002 Saved research record

A real-property mortgage is not deemed a conveyance allowing the mortgage owner to recover possession without foreclosure and sale according to law.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S007 §7.28.230(1)–(3).
Conditions, exceptions, and confidence limits: The complete section also addresses rent assignments, receivers, and possession-related arrangements, with agricultural/homestead qualifications. It is not a complete pre-sale possession or receivership determination.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C003 Saved research record

Upon default of a mortgage condition, the mortgagee or assigns may invoke the superior court in the county where the mortgaged land or any part lies to foreclose the equity of redemption.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.040; S008 §2.08.010; S009 §4.12.010.
Conditions, exceptions, and confidence limits: Default, claimant capacity, land location, proper parties, and personal jurisdiction remain predicates. No monetary court-selection threshold is inferred.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C004 Saved research record

A deed of trust is generally subject to mortgage law except where chapter 61.24 provides otherwise, and the chapter permits foreclosure in the same manner as a real-property mortgage.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S005 §§61.24.020, .100(8).
Conditions, exceptions, and confidence limits: Section .020 expressly accommodates principally agricultural property through mortgage foreclosure. Its mixed-collateral incorporation has an obsolete cross-reference; that branch remains held.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["DTA_dated_source_only"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C005 Saved research record

In the currently operative DTA definitions, a commercial loan is one not made primarily for personal, family, or household purposes.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S005 §61.24.005(6), version effective until January 1, 2028.
Conditions, exceptions, and confidence limits: This is a chapter-specific definition, not a blanket judicial-foreclosure exemption or personal-liability rule.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C006 Saved research record

DTA borrower, grantor, beneficiary, and guarantor are distinct statutory roles: liability on the principal evidence of obligation, pledging an interest, holding the obligation document, and a separate written guaranty are different predicates.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S005 §61.24.005(4), (5), (9), (10).
Conditions, exceptions, and confidence limits: The beneficiary definition excludes holding the document as security for a different obligation; the guarantor definition excludes a borrower and requires a writing other than the deed of trust. No actual role is classified.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C007 Saved research record

Section 61.24.100(8) says that section does not apply to foreclosure of a deed of trust as a mortgage.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S005 §61.24.100(8), read with the entire section.
Conditions, exceptions, and confidence limits: Its trustee-sale deficiency limits and valuation formula are not treated as ordinary judicial-foreclosure rules. The subsection (6) sheriff-sale wording remains a specific hold in C092/B19.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["DTA_dated_source_only"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C008 Saved research record

CR 69 recognizes execution under the identified statutes, while CR 81 preserves inconsistent special statutory proceedings and governs procedural incorporation.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S013 CR 69(a); S014 CR 81(a)–(b).
Conditions, exceptions, and confidence limits: Incorporation is not a finding that every ordinary-execution provision applies identically to a mortgage decree.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C009 Saved research record

CR 17 requires prosecution in the real party in interest’s name, subject to its enumerated representative/statutory exceptions and reasonable opportunity to cure ratification, joinder, or substitution after objection.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S011 CR 17(a).
Conditions, exceptions, and confidence limits: Real-party procedure does not establish ownership, agency, note possession, or entitlement to enforce. Minor/capacity incorporations remain outside the completed branch.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C010 Saved research record

CR 19 requires joinder when its service/jurisdiction and complete-relief or interest-risk criteria are satisfied; when joinder is infeasible, the rule prescribes an equitable assessment.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S012 CR 19(a)–(c), entire rule read.
Conditions, exceptions, and confidence limits: No universal list of foreclosure defendants is established without the interests and jurisdictional predicates.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C011 Saved research record

RCW 4.08.080 permits an authorized written assignee of a money chose in action to sue in its own name, preserving the debtor’s defenses, counterclaims, and offsets subject to its negotiable-paper exception.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S022 §4.08.080, complete section.
Conditions, exceptions, and confidence limits: An assignment label does not establish a valid chain or satisfy Article 3. Spousal/community joinder is not resolved merely by §4.08.030.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C012 Saved research record

Article 3 applies conditionally to a negotiable instrument, not automatically to every mortgage debt or writing called a note.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S023 §§62A.3-102; .3-103(a)(5), (9)–(10); .3-104(a)–(e); .3-105–.3-106; .3-108–.3-110.
Conditions, exceptions, and confidence limits: The fixed-money, unconditionality, bearer/order, demand/definite-time, permitted-additional-undertaking, and conspicuous nonnegotiability provisions were read. Merely referring to collateral or acceleration does not itself make a promise conditional. Version savings remain material.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C013 Saved research record

Article 3’s person entitled to enforce can be a holder, a qualifying nonholder possessor, or a qualifying nonpossessor under the expressly referenced provisions; ownership and enforcement status are not identical.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S023 §§62A.3-301, .3-203–.3-205, .3-309, .3-418; S024 §62A.1-201(b)(21).
Conditions, exceptions, and confidence limits: Transfer, delivery, indorsement, agency, and nonpossession predicates must independently exist. The restitution branch is not a universal lost-note substitute.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C014 Saved research record

Section 62A.3-308 separately addresses signature admissions/denials, the burden and presumption concerning validity, proof of entitlement to enforce, and defenses.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S023 §62A.3-308(a)–(b); .3-402; S024 §62A.1-201(b)(8).
Conditions, exceptions, and confidence limits: A specifically denied signature places the validity burden on its proponent, with the stated presumption and deceased/incompetent-signer exception. Full holder-in-due-course and defense adjudication remain held.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C015 Saved research record

The current Washington lost-instrument provision requires possession and entitlement when possession was lost, a qualifying reason for loss, proof of terms and enforcement right, and a court finding of adequate protection before judgment.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S023 §62A.3-309(a)–(b); S035 §37.
Conditions, exceptions, and confidence limits: Loss cannot have resulted from transfer or lawful seizure. A copy or affidavit alone is not declared sufficient. Another state’s revised lost-note rule is not imported.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C016 Saved research record

A qualifying lis pendens supplies constructive notice from filing, but §4.28.320 says it is of no avail unless followed by the first summons publication or personal service on a defendant within sixty days.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S010 §4.28.320, complete section.
Conditions, exceptions, and confidence limits: It is not proof of title, debt, default, or completed service. Court cancellation after settlement, discontinuance, or abatement has its own good-cause/notice requirements.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C017 Saved research record

Reverse residential mortgage foreclosure has a distinct statutory advance-notice requirement.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.180(1)–(2); S039 §9.
Conditions, exceptions, and confidence limits: Covered residential property is solely a single-family residence, two-to-four-unit owner-occupied dwelling, residential condominium, manufactured home, or residential cooperative. Notice is at least thirty-three days before the action, using the specified recipients, addresses, and dual mail methods.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C018 Saved research record

The reverse-mortgage notice must use the Commerce form, English and Spanish, and the specified obligation/default-or-acceleration, cure-if-any, warning, and assistance content.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.180(3)(a)–(f).
Conditions, exceptions, and confidence limits: The cure-performance and cure-time disclosures have an exception when acceleration results from the last surviving mortgagor’s death. “Cure, if any” does not create a universal cure or modification right. The linked blank files were not readable.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C019 Saved research record

Section 61.12.180(4) designates specified reverse-mortgage notice failures as Consumer Protection Act violations, including failure to send the required notice at least thirty-three days before acceleration or action.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.180(4)(a)–(c).
Conditions, exceptions, and confidence limits: This is the section’s express designation, not a finding that all elements of a private remedy, damages, or a sale restraint are established.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C020 Saved research record

Section 61.12.120 prohibits prosecuting foreclosure while prosecuting another action for the same secured debt/matter or seeking execution of its judgment, and prohibits the converse concurrent prosecution.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.120.
Conditions, exceptions, and confidence limits: This establishes a concurrency restriction. It does not, without construction, establish an irrevocable one-action election, a universal security-first rule, or a rule for every separate guaranty.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text", "DTA_dated_source_only"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C021 Saved research record

If neither the mortgage nor a separate instrument contains an express agreement to pay the secured money, the mortgage remedy is confined to the mortgaged property.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.050.
Conditions, exceptions, and confidence limits: Actual instrument terms and any independent liability remain unexamined.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C022 Saved research record

When the specified express payment agreement exists, §61.12.070 directs the decree to provide for satisfaction of the balance and costs remaining after the mortgaged property’s sale from property of the mortgage debtor.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.070, main clause.
Conditions, exceptions, and confidence limits: Subject to the waiver proviso, other statutory bars, lawful credits, and an actual adjudication. It does not automatically impose borrower liability on a guarantor or other owner.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C023 Saved research record

An express deficiency waiver in the complaint, as provided by §6.23.020, bars a deficiency judgment and confines the mortgagee’s remedy to sale of the mortgaged property.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.070 proviso; S003 §6.23.020(1)(a); S031 §4.
Conditions, exceptions, and confidence limits: Waiver and the shorter redemption period are related but have distinct textual conditions; a property label alone supplies neither.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C024 Saved research record

The foreclosure judgment orders sale of the premises or the necessary portion; payment of mortgage debt, interest, and costs at any time before sale satisfies the judgment.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.060, first paragraph.
Conditions, exceptions, and confidence limits: This is a pre-sale payment rule, not a declaration that an unperformed tender or partial arrears payment always suffices.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C025 Saved research record

The court may set an upset price after a proper hearing, or at confirmation establish fair value and require a credit; if the credited fair value discharges the mortgage debt, no deficiency may be granted.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.060, remaining paragraphs; S030 §1.
Conditions, exceptions, and confidence limits: These are judicial powers and conditions. The statute does not impose the DTA’s trustee-sale “greater of” formula on every judicial sale.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C026 Saved research record

The 1935 act’s provisions do not apply while the mortgage is held by the United States or a listed federal component in the capacity described in §61.12.061.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.061 and reviser’s note; S030 §1½.
Conditions, exceptions, and confidence limits: “This act” refers to the 1935 act codified as §§.060–.061, not the entire mortgage chapter. Federal insurance or a loan label alone is not the statutory holding predicate.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text", "1935_original_selected_act"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C027 Saved research record

Where a foreclosure complaint concerns due interest/principal installments while other installments remain unmatured, payment into court of principal and interest due plus costs before final judgment stays the proceeding subject to later default.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.130.
Conditions, exceptions, and confidence limits: The judgment directs the time and default for subsequent execution. Whether acceleration leaves unmatured installments within this provision is not decided.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C028 Saved research record

In that installment setting, after judgment the court determines whether parcels can be sold without injury; if so, only enough to satisfy the then-due amount and costs is directed sold.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.140.
Conditions, exceptions, and confidence limits: The judgment remains enforceable on later default unless payment occurs before execution is perfected. “Perfected” is not assigned an invented event.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C029 Saved research record

If parcel sale is not feasible, §61.12.150 provides for sale of the whole and application first to due principal, interest, and costs, then to the secured residue not yet due.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.150.
Conditions, exceptions, and confidence limits: Noninterest-bearing unmatured residue is discounted at the legal rate; no rate or calculation is supplied here. Surplus follows the statutory priority/court process.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C030 Saved research record

A court finding that improved mortgaged real estate has been abandoned for at least six months can cause the purchaser to take free of chapter 6.23 redemption rights upon confirmation.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.093; S032 §1.
Conditions, exceptions, and confidence limits: Structures, abandonment, duration, court finding, and confirmation are indispensable. Nonoccupancy alone is not treated as an adjudicated fact.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C031 Saved research record

Continuous nonoccupancy by or under authority of the mortgagor/successor for at least six months before the decree, together with no mortgage payment during that period, is prima facie evidence of abandonment.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.093, final sentence.
Conditions, exceptions, and confidence limits: Prima facie evidence is not a conclusive or automatic finding.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C032 Saved research record

The abandonment route precludes a deficiency; a default decree depriving redemption requires the complaint to allege that intention.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.094.
Conditions, exceptions, and confidence limits: The section also addresses successors/redemptioners acquiring status after lis pendens. It does not replace the unexamined service and due-process framework generally.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C033 Saved research record

The abandonment provisions do not apply to property used primarily for agricultural purposes.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.095.
Conditions, exceptions, and confidence limits: This is a route-specific exclusion, not immunity from all judicial foreclosure.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C034 Saved research record

Section 61.12.190’s future-advance priority provision expressly excepts chapter 60.04, and its enactment preserves priority otherwise granted by law.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.190; S043 §§1–3.
Conditions, exceptions, and confidence limits: Full priority, perfection, construction-lien, and title consequences remain held.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C035 Saved research record

CR 62(a) states a ten-day post-entry enforcement stay, and, upon filing a notice of appeal, a stay until fourteen days after entry, with the rule’s district-judgment, injunction, and receivership exceptions.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S015 CR 62(a), (b), (f), (h).
Conditions, exceptions, and confidence limits: Fourteen days runs from entry, not appeal filing. Discretionary motion stays and other statutory/rule stays are separate. Full appellate and special-route interaction remains held.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["CR62_current_rule"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C036 Saved research record

RCW 6.17.040 contains a separate bond-based stay statute, including superior-court amount bands, and permits a remaining-period stay when execution has already issued.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S004 §6.17.040; S034 §404.
Conditions, exceptions, and confidence limits: Application to a mortgage-specific decree is held. The literal bands leave exact equality at $3,000 and $10,000 unstated; no favorable completion of that text is assumed.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["execution_selected_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C037 Saved research record

A mortgage/lien foreclosure decree is enforced by execution; the writ describes the property from the decree, and the sheriff sells the necessary amount after §6.21.030 notice.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.090; S013 CR 69(a).
Conditions, exceptions, and confidence limits: The decree, writ, lawful enforcement status, and property interest are predicates, not assumed facts.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C038 Saved research record

The execution statute requires endorsement of receipt time and return within sixty days of the writ’s date.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S004 §§6.17.110–.120.
Conditions, exceptions, and confidence limits: Receipt order among writs is not equated with substantive mortgage-lien priority. The return period is not the redemption period.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["execution_selected_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C039 Saved research record

Section 6.17.130 separately addresses sheriff delivery/service or dual mailing of the writ and specified homestead texts and notice of the sale date for real property.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S004 §6.17.130.
Conditions, exceptions, and confidence limits: This is execution-process text, not original summons service. Its alternative-publication and special-foreclosure application remain bounded by B08.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["execution_selected_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C040 Saved research record

Section 6.21.040’s notice expressly requires the personal-property-insufficiency statement only when the sale is not a mortgage or statutory-lien foreclosure.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.040; compare S004 §§6.17.100, .140, .160.
Conditions, exceptions, and confidence limits: This prevents an automatic transfer of the ordinary personal-property-first notice premise. It does not alone settle every ordinary levy prerequisite.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C041 Saved research record

The judgment creditor must cause the statutory sale notice to reach each debtor through the specified service or dual-mail route at least thirty days before sale, mail counsel of record at least thirty days before sale, and file a compliance affidavit.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.030(1)(a)–(c).
Conditions, exceptions, and confidence limits: The alternative is regular mail and certified mail, return receipt requested, separately to each debtor’s last known address. An affidavit is not an adjudication of valid notice.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C042 Saved research record

The sheriff’s public notice requires at least four weeks’ posting in the prescribed two places, consecutive weekly newspaper publication for that period, and, for electronic sale, at least four weeks on the auction website.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.030(2)(a)–(c).
Conditions, exceptions, and confidence limits: Courthouse posting, improved-property front-door posting, newspaper qualification/designation, and the contiguous-county fallback are express conditions. Website posting is additional.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C043 Saved research record

Execution/order/decree sales occur by auction between 9 a.m. and 4 p.m.; real-property sales are at the courthouse door or by electronic public auction on Friday, with the stated holiday substitution.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.050(1); S017 §6.01.060(4); S018 §36.16.145(7)(c).
Conditions, exceptions, and confidence limits: The incorporated electronic-auction definition does not import the treasurer-sale notice/deposit rules elsewhere in §36.16.145.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C044 Saved research record

For the specified impediment or sufficient cause, the sheriff may postpone by no more than one week at a time with public proclamation and posted adjournment notice; the further beyond-return-date provision requires endorsed plaintiff consent and is limited to thirty days.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.050(2).
Conditions, exceptions, and confidence limits: No unlimited extension, automatic reset, or P8 continuance rule is inferred. Electronic implementation and competing restraints remain held.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C045 Saved research record

Sale stops when sufficient property has been sold to satisfy the execution, and the selling officer/deputy may not purchase or hold a direct or indirect interest in the purchase.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.060.
Conditions, exceptions, and confidence limits: This is a statutory conduct limit, not a finding concerning any bidder.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C046 Saved research record

Section 6.21.090 governs the public execution/amount statement and the treatment of known lots or parcels, including a timely third-party request to separate a claimed portion.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.090(1)–(4).
Conditions, exceptions, and confidence limits: Acre/tract bidding and measurement provisions are distinct statutory alternatives. No parcel, acreage, or value is supplied.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C047 Saved research record

Section 6.21.100 directs the highest bidder’s payment in money forthwith, the statutory receipt/return, and a sale certificate identifying property, prices, and redemption status.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.100.
Conditions, exceptions, and confidence limits: No complete express credit-bid authorization was located in the read provisions. That is a hold, not a prohibition. The certificate is not the deed.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C048 Saved research record

On return of the real-estate sale, the clerk mails notice of the return’s filing to parties with written appearances and no default order, files proof, and performs the stated proceeds/certificate functions.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.110(1)(a)–(e).
Conditions, exceptions, and confidence limits: The notice event is mailing of notice of filing the return, not merely the sale or filing itself.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C049 Saved research record

Confirmation on the specified motion and notice is available after twenty days from that mailing, subject to objections filed within twenty days by the statutory eligible objectors.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.110(2).
Conditions, exceptions, and confidence limits: The judgment debtor, a deceased debtor’s representative, and a nondefaulting notified party are separately addressed. The computation interaction remains B12.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C050 Saved research record

On objections, confirmation nevertheless follows unless the hearing establishes substantial sale-proceeding irregularities causing probable loss or injury to the objector; the statute then directs resale.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.110(3).
Conditions, exceptions, and confidence limits: A defect is not automatically a completed-sale reversal. Other grounds and remedies are not comprehensively investigated.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C051 Saved research record

On statutory resale, the former bid is renewed and only a greater bid is accepted; a qualifying higher sale to another purchaser requires repayment of the former bid plus judgment-rate interest.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.110(4).
Conditions, exceptions, and confidence limits: “Greater” is strict. No sale price or refund is calculated.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C052 Saved research record

Surplus is distributed to interests/liens eliminated by sale in court-determined priority, with any remainder to the debtor/representative through the prescribed process.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.110(5); S001 §61.12.150; S004 §6.17.140(6); S038 §§1, 3–4.
Conditions, exceptions, and confidence limits: A surplus motion requires at least twenty days’ service or mailing of notice to the specified interests and appearing parties. Release requires court order. Preconfirmation debtor payment requires the stated objection waiver.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text", "execution_selected_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": "S_WA-P9-E001", "original_researcher_record_unchanged": true}

S_WA-P9-C053 Saved research record

The original sale certificate is delivered upon confirmation and recorded by the purchaser; a sheriff’s deed follows the separate statutory conditions.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.110(1)(e), (6), .120; S003 §6.23.060.
Conditions, exceptions, and confidence limits: Deed timing is upon request after confirmation in the no-redemption abandonment branch, or after redemption time expires in a redemption branch.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C054 Saved research record

Section 6.21.130 supplies a purchaser/successor recovery against the execution plaintiff when eviction results from reversal of the judgment.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.130.
Conditions, exceptions, and confidence limits: The recoverable categories are the price, interest, and eviction-suit costs/disbursements. This is not a universal remedy for every sale defect.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C055 Saved research record

Section 36.18.040 states sheriff-service fee baselines and cost-recovery rules, but permits county legislative authorities to set different amounts covering administration and operation.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S028 §36.18.040(1)–(4).
Conditions, exceptions, and confidence limits: The applicable local amount, recoverability, and actual work are unestablished. The statute does not automatically charge every listed service to a mortgage debtor.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sheriff_fee_current_baselines"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C056 Saved research record

Section 6.21.080 makes sales of an estate less than a leasehold with two years unexpired, and sales of a vendor’s real-estate-contract interest, absolute; otherwise its real-property sales are subject to chapter 6.23 redemption.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S002 §6.21.080; S003 §6.23.020(1).
Conditions, exceptions, and confidence limits: The separate §61.12.093 abandonment exception must also be considered. Exactly two years is not “less than” two years.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C057 Saved research record

Eligible redeemers include the judgment debtor and a creditor with a judgment, decree, deed-of-trust, or mortgage lien subsequent in priority to the lien sold under; the chapter includes their successors.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.010(1)–(2); S037 §1.
Conditions, exceptions, and confidence limits: Only property or a part separately sold within the statute is addressed. Ownership, succession, and priority are not presumed.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C058 Saved research record

The purchaser-redemption period is eight months after sale only when all §6.23.020(1)(a) conditions hold; otherwise it is one year after sale, unless the abandonment route precluded redemption.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.020(1); S031 §1; S032 §4.
Conditions, exceptions, and confidence limits: Conditions: mortgage executed after June 30, 1961; mortgage declares property not principally agricultural/farming; complaint expressly waives deficiency. Extensions are separate.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C059 Saved research record

Redemption from the purchaser requires the bid with judgment-rate interest and the specified paid taxes/assessments, protective prior-lien payments, and conditional prior-lien amount.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.020(2)(a)–(d), complete proviso.
Conditions, exceptions, and confidence limits: Each addition has its own event, necessity, actor, affidavit/statement, and priority conditions. The extra purchaser-held lien in (d) applies to redemption by a redemptioner.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C060 Saved research record

A subsequent redemptioner may redeem within sixty days after the last redemption; these successive periods can extend beyond the original purchaser-redemption period.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.040(1).
Conditions, exceptions, and confidence limits: The statutory category is a redemptioner. This is not an automatic extension for the judgment debtor.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C061 Saved research record

Redemption from a redemptioner uses the last-redemption sum with eight percent per annum, specified later taxes/assessments with like interest, and qualifying other liens with interest.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.040(3).
Conditions, exceptions, and confidence limits: The other-lien clause says “with interest”; no universal eight-percent rate for that separate lien is inferred. The debtor’s payment obligation is separately stated in the same subsection.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C062 Saved research record

The debtor has the original statutory period, extended only as provided by §§6.23.030 or .090; debtor redemption terminates the sale’s effect and restores the debtor’s estate.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.040(2).
Conditions, exceptions, and confidence limits: This does not itself adjudicate all surviving liens, debt liability, or mortgage satisfaction.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C063 Saved research record

The specified tax, assessment, and prior-lien statement must be recorded before redemption; omission can permit redemption without those amounts.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.050.
Conditions, exceptions, and confidence limits: Actual notice preserves the payment right unless the redeemer demonstrates prejudice from failure to file. Omission is not an unconditional forfeiture rule.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C064 Saved research record

The redemption procedure requires at least five days’ written notice to the sheriff, the sheriff’s specified notification, payment of the required sum at the stated time, and a recorded redemption certificate.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.080(1).
Conditions, exceptions, and confidence limits: Sheriff notification to the purchaser/redemptioner or attorney is qualified by presence within the county. No actual tender, method of giving notice, or deadline is determined.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C065 Saved research record

Lien-creditor and assignee redemption requires the certified/recorded and verified evidence specified in §6.23.080; competing prior liens and protective payments have corresponding evidence requirements.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.080(2)–(4).
Conditions, exceptions, and confidence limits: Unsupported prior liens or protective payments may be disregarded under the text. A recorded instrument alone does not establish the amount due or entitlement.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C066 Saved research record

For property subject to a homestead, the purchaser or current redemptioner must send the statutory expiration notice forty to sixty days before the debtor’s redemption period expires.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.030(1), (3).
Conditions, exceptions, and confidence limits: Both regular and certified return-receipt mail are required to each debtor separately and to occupant, followed by the specified court filing and sheriff copy.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C067 Saved research record

Noncompliance with §6.23.030 extends the judgment debtor’s period six months, requires no further notice, and does not extend redemptioners’ time.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.030(2).
Conditions, exceptions, and confidence limits: Homestead coverage and noncompliance are predicates. This is not a universal six-month addition.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C068 Saved research record

Rents/profits received, less the stated paid operation, care, protection, and insurance expenses, are credited against redemption money.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.090(1).
Conditions, exceptions, and confidence limits: The possession and agricultural exceptions in subsection (3) and §6.23.110 remain material. Expenses merely asserted or incurred are not silently treated as paid-credit deductions.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C069 Saved research record

A timely written demand filed with the sheriff for a verified rents/profits/expenses statement extends redemption to five days after the sworn statement is given to the demandant or sheriff.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.090(2), first two sentences.
Conditions, exceptions, and confidence limits: Demand must precede expiration. Sheriff service of the demand has an in-county qualification.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C070 Saved research record

Failure/refusal to provide the statement for ten days after demand is given to the sheriff permits the specified accounting action within sixty days after demand, extending that demandant’s redemption until fifteen days after final determination.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.090(2), nonresponse sentences.
Conditions, exceptions, and confidence limits: The sixty-day text says “but not later.” An accounting request alone is not a universally indefinite extension.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C071 Saved research record

If a sworn statement is provided but disputed, the statute requires redemption according to it before a subsequent accounting action, which must be within thirty days after redemption.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.090(2), final sentences.
Conditions, exceptions, and confidence limits: This is a distinct branch from refusal to account. No advice to tender or litigate is supplied.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C072 Saved research record

A qualifying agricultural redemption after April 1 and before December 1 can give the purchaser/previous redemptioner the specified reimbursement-or-possession option when crop preparation or planting occurred.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.090(3).
Conditions, exceptions, and confidence limits: The possession option ends December 1 following; the new redemptioner’s reasonable-rent entitlement has an already-collected/accounted-for exception.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C073 Saved research record

The general redemption-period possession rule favors purchaser/redemptioner from the specified event, subject to an unexpired tenant lease and the section’s other exceptions.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.110(1), read with §6.23.090.
Conditions, exceptions, and confidence limits: This is not a complete tenancy, eviction, or immediate-entry authorization.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C074 Saved research record

If the mortgage stipulates that the mortgagor may remain after sale until redemption expires, the court must make its decree to that effect.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.110(2).
Conditions, exceptions, and confidence limits: No mortgage stipulation is assumed or examined.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C075 Saved research record

Land used for farming at sale, or part of such a farm, carries the debtor-possession rule and, if not redeemed, the purchaser’s specified crop lien.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.110(3).
Conditions, exceptions, and confidence limits: The lien includes six-percent annual interest on purchase price during redemption and taxes becoming delinquent during that period with interest. This is not the general redemption-interest rate.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C076 Saved research record

A chapter 6.13 homestead occupied as such at sale gives the debtor possession during redemption without accounting for issues or occupation value.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.110(4); S021 §§6.13.010, .040.
Conditions, exceptions, and confidence limits: Homestead status and occupancy at sale are independent predicates. This pass does not re-establish the full exemption regime.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C077 Saved research record

The court may restrain waste during redemption, with express exclusions for specified continued ordinary use, husbandry, necessary repairs, and related timber/fuel uses.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.100.
Conditions, exceptions, and confidence limits: No conduct is classified as waste, and no actual restraint is established.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C078 Saved research record

Simultaneous redemption requests are ordered by prior lien, and the sheriff’s payment to the person redeemed from follows the presence/demand distinctions in the statute.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.070, first two sentences.
Conditions, exceptions, and confidence limits: Lien priority is a predicate; it is not supplied by filing order alone.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C079 Saved research record

A sheriff’s wrongful refusal does not prejudice the statutory redemption right, and the court may require redemption to be allowed.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.070, final sentence.
Conditions, exceptions, and confidence limits: Wrongfulness and the court order are not assumed; no broader damages remedy is established here.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C080 Saved research record

The purchaser’s or last redemptioner’s entitlement to a deed depends on expiration of the applicable periods and extensions, together with the last-redemption and debtor-period conditions.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.060; S002 §6.21.120.
Conditions, exceptions, and confidence limits: A last redemptioner’s sixty-day period alone does not eliminate the debtor’s unexpired period.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["sale_current_text", "redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C081 Saved research record

Section 6.23.120 expressly excludes mortgage and deed-of-trust foreclosures under chapters 61.12 and 61.24.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.120(4), entire section read.
Conditions, exceptions, and confidence limits: Its broker-listing/qualifying-offer mechanism is not a judicial mortgage-redemption benefit in this report.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C082 Saved research record

A deficiency judgment is enforced as another money judgment; where the decree includes a judgment over for the unsatisfied balance, further levy/sale may occur under the same execution.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §§61.12.080, .100–.110.
Conditions, exceptions, and confidence limits: The two-week publication language concerns sale of other property to satisfy an established deficiency. Its interaction with general notice duties remains held; it is not the initial mortgaged-property sale notice.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C083 Saved research record

Fees for locating or purporting to acquire rights to judicial-foreclosure surplus held by a court or county are limited by §61.12.200(1).

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.200(1)(a)–(b); S042 §10.
Conditions, exceptions, and confidence limits: The stated base is value returned to the owner: five percent, plus reasonable attorney fees/costs upon motion and hearing. This is a foreclosure-surplus provision, not a revision of P1/P2 provider-fee findings.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C084 Saved research record

Section 61.12.200 supplies its own misdemeanor and CPA designations for covered violations.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.200(2)–(3).
Conditions, exceptions, and confidence limits: The specified fine/jail bounds are recorded below. CPA remedies are described as cumulative, but complete private-remedy elements are outside this pass.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C085 Saved research record

Covered contracts concerning court-held surplus must contain the specified conspicuous notice, copy-at-signing statement, and ten-day mailed-cancellation statement.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S001 §61.12.200(4).
Conditions, exceptions, and confidence limits: Subsection (4) says funds held by a court, whereas subsection (1) says court or county. Those scopes are not silently made identical.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C086 Saved research record

Section 61.16.010 addresses a signed, acknowledged mortgage assignment and the recorded assignee’s ability to satisfy the mortgage of record.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S027 §61.16.010.
Conditions, exceptions, and confidence limits: It does not establish Article 3 enforcement status or an actual assignment’s validity.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["satisfaction_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C087 Saved research record

When the mortgage amount due has been paid, an interested person’s request triggers the mortgagee/legal representative/assign’s statutory written satisfaction obligation.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S027 §61.16.020.
Conditions, exceptions, and confidence limits: Payment, request, identification, acknowledgment, and recording requirements remain distinct. Sale or redemption is not automatically equated with full payment.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["satisfaction_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C088 Saved research record

Failure to acknowledge satisfaction sixty days from the statutory request/demand can support the specified damages and reasonable attorney-fee recovery, and a court satisfied of full payment directs recording of its order.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S027 §61.16.030; S054 §8.
Conditions, exceptions, and confidence limits: This is not the separate limitation-based mortgage-release subject from P3. No damages, request, or full satisfaction is found.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["satisfaction_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C089 Saved research record

In a contract action against multiple defendants, §§19.72.140–.141 provide for adjudication of suretyship and, on a favorable finding, an order to exhaust the principal’s property before levying on the surety’s.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S029 §§19.72.140–.141, .150, .900.
Conditions, exceptions, and confidence limits: This conditional procedure is not a universal mortgage security-first rule. Whether a particular guaranty falls within it, and waiver/construction issues, remain held.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C090 Saved research record

A qualifying written-contract surety can invoke §§19.72.100–.101’s written-notice and reasonable-time prosecution provisions, subject to §19.72.150’s disability exception.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S029 §§19.72.100–.101, .150, .900.
Conditions, exceptions, and confidence limits: No fixed “reasonable time” is invented. The accrued-action, surety, notice, and nonprosecution predicates are not established.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C091 Saved research record

Under §19.72.070’s specified surety-payment circumstances, payment does not simply discharge the judgment; the statute preserves it for the payer’s use after the plaintiff is paid.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S029 §§19.72.070–.080, .150.
Conditions, exceptions, and confidence limits: The official-default exclusions and equitable contribution qualification remain material. This is not a universal rule for every guarantor payment.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C092 Saved research record

Section 61.24.100(6) contains a fixed allowance of up to $125,000 from a sheriff’s or trustee’s accepted foreclosure bid for the described commercial-loan guarantor’s principal residence, while subsection (8) excludes judicial mortgage foreclosure from the section.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S005 §61.24.100(6), (8); S041 §7.
Conditions, exceptions, and confidence limits: Construction hold: no unconditional judicial entitlement or absence of protection is declared. The 2021 amendment replaced the former homestead-reference wording with the fixed amount; it is not indexed here.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["DTA_dated_source_only"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C106 Saved research record

The homestead execution exemption has an express mortgage/deed-of-trust exception requiring the execution/acknowledgment categories stated in §6.13.080(2)(b).

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S021 §6.13.080(2)(b); S041 §6.
Conditions, exceptions, and confidence limits: The married/domestic-partner and unmarried/nonpartner conditions matter. This forced-sale exception does not erase the separately stated homestead redemption notice or occupied-homestead possession rules.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C093 Saved research record

CR 6(a) excludes the triggering day, generally includes the last day subject to weekend/holiday treatment, and excludes intermediate weekends/holidays for periods shorter than seven days; RCW 1.12.040 separately states its statutory computation rule.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S016 CR 6(a); S019 §1.12.040.
Conditions, exceptions, and confidence limits: Application to a particular substantive redemption cutoff, reverse-counted minimum notice, or month/year period remains a construction question; no universal date result is supplied.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["CR6_current_rule"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C094 Saved research record

RCW 1.16.050 defines legal holidays and the stated Saturday/Sunday observance adjustments, while distinguishing recognition days that are not legal holidays.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S020 §1.16.050(1), (5), (7).
Conditions, exceptions, and confidence limits: No actual calendar is populated. An institution’s business hours or closure policy is not inferred.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C095 Saved research record

CR 6(e)’s three added days concern a period running after service of a paper by mail; CR 6(b)’s enlargement authority has its own scope and exceptions.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S016 CR 6(b), (e).
Conditions, exceptions, and confidence limits: Three days are not automatically added to every statutory period expressly measured from “mailing,” sale, payment, or filing.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["CR6_current_rule"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C096 Saved research record

Current first-redemption interest under §6.23.020 is the rate provided in the judgment; the older eight-percent first-redemption wording is historical.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S003 §6.23.020(2); S031 §1; S033 §4; S034 §702.
Conditions, exceptions, and confidence limits: The 1984 application clause concerns executions commenced after the act’s effective date. The distinct current eight-percent successive-redemption rule remains operative in §6.23.040.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["redemption_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C097 Saved research record

The electronic-sale amendments did not all become effective on one date: 2021 c 122 §10 took effect July 1, 2022; the other relied-on sale provisions took effect July 25, 2021.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S040 cover, §§9–14, 16.
Conditions, exceptions, and confidence limits: Current procedure cannot be assigned wholesale to an earlier sale merely from the act’s year.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C098 Saved research record

The 2023 future-advance enactment applies to actions commenced on or after July 23, 2023, regardless of when the cause arose.

Recorded check status: selected text scope checked remaining incorporations history application held

Source and exact pinpoint: S043 §§1–3 and cover.
Conditions, exceptions, and confidence limits: This is an application clause for that enactment, not a general accrual or limitations conclusion.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": ["mortgage_current_text"], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C099 Saved research record

The judicial-surplus provision added by 2023 c 206 §10 became effective July 23, 2023; the act’s immediate-effect and contingent-expiration provisions concern other specified sections.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S042 cover, §§10, 12–13.
Conditions, exceptions, and confidence limits: The emergency or expiration treatment of neighboring provisions is not transferred to §10.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C100 Saved research record

The 2023 UCC amendments became effective January 1, 2024, with express savings and transition provisions.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S044 §§401–402, 1101–1104, 1201–1204.
Conditions, exceptions, and confidence limits: Pre-effective transactions/rights and pending proceedings require the applicable savings analysis; current wording is not automatically applied to every historical note.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C101 Saved research record

The first displayed version of §61.24.005 is operative from January 1, 2026 until January 1, 2028; the separately displayed successor version is future-effective.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S005 §61.24.005 and notes; S045 §§1, 7, 19–20.
Conditions, exceptions, and confidence limits: The page title’s reference to 2028 is not sufficient to select the operative body. Current role numbering is used above.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C102 Saved research record

The 2012 UCC act has express June 7, 2012 transaction/document/bailment and accrued-action boundaries, preserving earlier law for the specified prior matters.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S024 §62A.1-101 notes; S053 §§1803–1806 and cover.
Conditions, exceptions, and confidence limits: Separately listed sections had a July 1, 2013 transition. No historical transaction is classified.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C103 Saved research record

The 2013 redemptioner amendment changed the lien relationship from subsequent in time to subsequent in priority, effective July 28, 2013.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S037 cover and §1; S003 §6.23.010.
Conditions, exceptions, and confidence limits: Historical “time” wording is not used as the current priority test.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C104 Saved research record

The 1993 enactment containing the relied-on lost-instrument provision took effect July 1, 1994.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S025 §62A.11-112; S035 §§37, 120.
Conditions, exceptions, and confidence limits: This authenticates the enactment date; it is not a complete historical Article 3 application analysis.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

S_WA-P9-C105 Saved research record

The 1999 amendment to mortgage-satisfaction enforcement took effect August 1, 1999.

Recorded check status: original atomic record reconciled not freshly verified

Source and exact pinpoint: S054 §§8, 24.
Conditions, exceptions, and confidence limits: Its recording-order amendment is historical authority for the current section; it does not replace later applicable law or establish an actual satisfaction event.

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "selected_evidence_groups": [], "scope": "Group credit is limited to actual passages. No verification of every nested subclaim/adoption/history/currentness/application; all stated exceptions and unreviewedincorporations retained.", "related_quantity_row_finding": null, "original_researcher_record_unchanged": true}

Sources, pinpoints and access limits

Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.

Search this report’s sources

S_WA-P9-S001 Saved research record

Washington Legislature/Code Reviser, Chapter 61.12 RCW—Mortgages. https://app.leg.wa.gov/rcw/default.aspx?cite=61.12&full=true

Recorded check status: selected primary passages checked with remaining holds

Actual read bounds, version, credits, and use limits: Entire chapter’s operative sections and displayed notes read, including .010–.150 and .170–.200. Material credits: .060/.061—1935 c125; .070—1961 c196 §4; .093–.095—1965 c80 with later amendments; .040/.090/.093/.094/.120—2012 c117 §§160–164; .150—2009 c122 §1; .180—2018 c306 §9; .190—2023 c76 §2; .200—2023 c206 §10. Original acts traced below where material. Property-removal penalty and full title-priority implications are not relied on.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=61.12&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=61.12&full=true&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Only actualretainedpassages and sourceversion verified, not all incorporations/history/currentness/application.", "original_researcher_record_unchanged": true}

S_WA-P9-S002 Saved research record

Legislature/Code Reviser, Chapter 6.21 RCW—Sales under execution. https://app.leg.wa.gov/rcw/default.aspx?cite=6.21&full=true

Recorded check status: selected primary passages checked with remaining holds

Actual read bounds, version, credits, and use limits: Entire operative chapter and material notes read. Positive use principally .030–.060, .080–.130. Credits include 1987 c442 §§603–613; 2021 c122 §§10–14; .110—2014 c107 §1. Blank statutory notices read as text. Personal-property and vendor-contract branches not converted into mortgage rules.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=6.21&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=6.21&full=true&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Only actualretainedpassages and sourceversion verified, not all incorporations/history/currentness/application.", "original_researcher_record_unchanged": true}

S_WA-P9-S003 Saved research record

Legislature/Code Reviser, Chapter 6.23 RCW—Redemption. https://app.leg.wa.gov/Rcw/default.aspx?cite=6.23&full=true

Recorded check status: selected primary passages checked with remaining holds

Actual read bounds, version, credits, and use limits: Entire chapter .010–.120, including .011 cross-reference, forms, exceptions, and notes read. Credits include 1987 c442 §§701–712; .010—2013 c53 §1; .040/.110—2011 c336 §§145–146; .030 later form amendment—2016 c202. Section .120 used for its foreclosure exclusion, not its unrelated resale mechanism.
Direct source URLs: https://app.leg.wa.gov/Rcw/default.aspx?cite=6.23&full=true
https://app.leg.wa.gov/Rcw/default.aspx?cite=6.23&full=true&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Only actualretainedpassages and sourceversion verified, not all incorporations/history/currentness/application.", "original_researcher_record_unchanged": true}

S_WA-P9-S004 Saved research record

Legislature/Code Reviser, Chapter 6.17 RCW—Executions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.17&full=true

Recorded check status: selected primary passages checked with remaining holds

Actual read bounds, version, credits, and use limits: Sections .030–.190 read completely; principal use .040, .060–.070, .100–.160. Judgment-duration §.020 not used. Credits include 1987 c442 execution provisions and 2014 c107 §§3–4 for relevant fund handling. Special-foreclosure applicability of ordinary levy/stay provisions remains held.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=6.17&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=6.17&full=true&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Only actualretainedpassages and sourceversion verified, not all incorporations/history/currentness/application.", "original_researcher_record_unchanged": true}

S_WA-P9-S005 Saved research record

Legislature/Code Reviser, Chapter 61.24 selected gateway provisions. https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.005; https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.020; https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.100

Recorded check status: dated primary body reused only with remaining holds

Actual read bounds, version, credits, and use limits: Complete .005 current and future bodies/notes; complete .020; complete .100(1)–(12). Current definitions: 2025 c393 §1, effective January 1, 2026; successor §7 effective January 1, 2028. Section .100’s material residence amendment: 2021 c290 §7. Nonjudicial mechanics and deficiency calculations were not applied.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.005
https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.020
https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.100
https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.005&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.020&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=61.24.100&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "DatedWA8same-program .100L130–162sourcebodyonly; no .005/.020freshcredit or pendingWA8conclusion.", "original_researcher_record_unchanged": true}

S_WA-P9-S006 Saved research record

Legislature/Code Reviser, Conveyance/encumbrance formalities. https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.010; https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.020

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Both complete sections and notes read. Section .010 displays 2024 c27 §2; its original act was not separately read. Current formalities only; historical applicability, acknowledgment authority, and actual title validity held.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.010
https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.020
https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.010&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=64.04.020&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S007 Saved research record

Legislature/Code Reviser, Mortgage as lien; possession and rents. https://app.leg.wa.gov/rcw/default.aspx?cite=7.28.230

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete (1)–(3), provisos and credit read; latest displayed amendment 2011 c336 §179. Incorporated recording, receivership, and secured-transactions regimes are not fully investigated.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=7.28.230
https://app.leg.wa.gov/rcw/default.aspx?cite=7.28.230&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S008 Saved research record

Legislature/Code Reviser, Superior-court original jurisdiction. https://app.leg.wa.gov/rcw/default.aspx?cite=2.08.010

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete section read; displayed historical credit includes 1955 c38 §3. Used only for equity/real-property jurisdiction, not a full court-category or amount-threshold report.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=2.08.010
https://app.leg.wa.gov/rcw/default.aspx?cite=2.08.010&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S009 Saved research record

Legislature/Code Reviser, Local real-property venue. https://app.leg.wa.gov/rcw/default.aspx?cite=4.12.010

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete section and displayed credits read. Current venue text used; original historical enactments not separately authenticated. Personal jurisdiction and venue exceptions requiring construction held.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=4.12.010
https://app.leg.wa.gov/rcw/default.aspx?cite=4.12.010&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S010 Saved research record

Legislature/Code Reviser, Lis pendens. https://app.leg.wa.gov/rcw/default.aspx?cite=4.28.320

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete section/notes read; latest displayed credit 2004 c165 §33. Sixty-day condition and cancellation clause read. Full service law and record effect beyond text excluded.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=4.28.320
https://app.leg.wa.gov/rcw/default.aspx?cite=4.28.320&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S011 Saved research record

Washington Supreme Court, CR 17—Parties plaintiff and defendant. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_17_00_00.pdf

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Entire one-page rule, unnumbered printed page, PDF index 0. Displayed amendment effective April 28, 2015. Original adoption order not located; minor/capacity incorporations not completed.
Direct source URLs: https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_17_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_17_00_00.pdf?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S012 Saved research record

Supreme Court, CR 19—Joinder. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_19_00_00.pdf

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Entire rule, unnumbered page, index 0; displayed April 28, 2015 amendment. Class-action and actual-interest branches excluded.
Direct source URLs: https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_19_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_19_00_00.pdf?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S013 Saved research record

Supreme Court, CR 69—Execution. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_69_00_00.pdf

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Entire (a)–(b), unnumbered page, index 0. Credits include 1967, 1993, April 28, 2015. Discovery subsection not used to broaden this pass.
Direct source URLs: https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_69_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_69_00_00.pdf?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S014 Saved research record

Supreme Court, CR 81—Applicability. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdf

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Entire (a)–(b), unnumbered page, index 0; adopted effective July 1, 1967. Used for special-proceeding/procedural-incorporation boundary.
Direct source URLs: https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_81_00_00.pdf?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S015 Saved research record

Supreme Court, CR 62—Stay of proceedings to enforce a judgment. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_62_00_00.pdf

Recorded check status: selected primary passages checked with remaining holds

Actual read bounds, version, credits, and use limits: Entire rule, unnumbered page, index 0; latest displayed amendment January 8, 2013. Rescinded (c), (d), (e), (g) not treated as operative. Original amendment order unlocated.
Direct source URLs: https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_62_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_62_00_00.pdf?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Only actualretainedpassages and sourceversion verified, not all incorporations/history/currentness/application.", "original_researcher_record_unchanged": true}

S_WA-P9-S016 Saved research record

Supreme Court, CR 6—Time. https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf

Recorded check status: selected primary passages checked with remaining holds

Actual read bounds, version, credits, and use limits: Entire (a)–(e), unnumbered page, index 0; April 28, 2015 amendment credit. General motion periods read but not substituted for the special sale/surplus periods.
Direct source URLs: https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf
https://www.courts.wa.gov/court_rules/pdf/CR/SUP_CR_06_00_00.pdf?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Only actualretainedpassages and sourceversion verified, not all incorporations/history/currentness/application.", "original_researcher_record_unchanged": true}

S_WA-P9-S017 Saved research record

Legislature/Code Reviser, Title 6 scope and definitions. https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.010; https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.060

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Both complete sections read. “Sheriff” includes deputies; electronic auction incorporates §36.16.145. Section .060 amendment 2021 c122 §9 traced. Consumer/private-student definitions not turned into foreclosure exemptions.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.010
https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.060
https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.010&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=6.01.060&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S018 Saved research record

Legislature/Code Reviser, Electronic-auction definition and treasurer-sale provision. https://app.leg.wa.gov/rcw/default.aspx?cite=36.16.145

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete section read; 2015 c95 §3 credit. Only (7)(c)’s incorporated auction definition used. Treasurer-specific notice, deposit, and refund rules not imported.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=36.16.145
https://app.leg.wa.gov/rcw/default.aspx?cite=36.16.145&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S019 Saved research record

Legislature/Code Reviser, Statutory time computation. https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete operative text; 1997 c125 §1 credit. Case references in notes were not followed or relied on.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040
https://app.leg.wa.gov/rcw/default.aspx?cite=1.12.040&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S020 Saved research record

Legislature/Code Reviser, Legal holidays. https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete (1)–(7) and credits read. Latest displayed credits include 2025 c58 §1001 and 2025 c30 §1. Positive use limited to (1), (5), and recognition-day distinction; no calendar result.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050
https://app.leg.wa.gov/rcw/default.aspx?cite=1.16.050&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S021 Saved research record

Legislature/Code Reviser, Narrow homestead interfaces. https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.010; https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.040; https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.080

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete sections read for occupancy/declaration and mortgage-exception boundaries. Material 2021 c290 §6 original read. Full dependent/family incorporation and P7 exemption amount/priority analysis not completed or reused.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.010
https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.040
https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.080
https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.010&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.040&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=6.13.080&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S022 Saved research record

Legislature/Code Reviser, Spousal/community parties and assignees. https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.030; https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.080

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete sections read; credits .030—2008 c6 §407; .080—1927 c87 §1. No complete foreclosure-party or marital-liability conclusion.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.030
https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.080
https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.030&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=4.08.080&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S023 Saved research record

Legislature/Code Reviser, Article 3—Negotiable instruments, selected branches. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3&full=true

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete selected sections read through individual views: .3-102–.3-106; .3-108–.3-110; .3-203–.3-205; .3-301; .3-308–.3-309; .3-402; .3-418. Not the whole article. Credits principally 1993 c229; .3-103—2012 c214 §1001; .3-104/.105—2023 c266 §§401–402. Full defenses, accommodation, discharge, and electronic-note regimes held.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.3&full=true&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S024 Saved research record

Legislature/Code Reviser, UCC general definitions and 2012 application notes. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-201; https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-101

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Section .1-201 introduction and complete selected definitions, including (b)(8), (21), (24), (33), (37), read; not every unused definition claimed read. Section .1-101 and complete application/savings notes read. 2023 c266 §101 and 2012 c214 credits.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-201
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-101
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-201&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.1-101&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S025 Saved research record

Legislature/Code Reviser, 1993 UCC effective date. https://app.leg.wa.gov/rcw/default.aspx?cite=62A.11-112

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete section read; 1993 c229 §120; original verified in S035.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=62A.11-112
https://app.leg.wa.gov/rcw/default.aspx?cite=62A.11-112&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S026 Saved research record

Legislature/Code Reviser, Reverse mortgage definitions in chapter 31.04. https://app.leg.wa.gov/rcw/default.aspx?cite=31.04.505

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete (1)–(5) read as a classification lead. No automatic incorporation into §61.12.180 asserted. Licensing/product/federal eligibility analysis excluded.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=31.04.505
https://app.leg.wa.gov/rcw/default.aspx?cite=31.04.505&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S027 Saved research record

Legislature/Code Reviser, Chapter 61.16—Assignment and satisfaction of real-estate mortgages. https://app.leg.wa.gov/rcw/default.aspx?cite=61.16&full=true

Recorded check status: selected primary passages checked with remaining holds

Actual read bounds, version, credits, and use limits: Complete .010–.030 and notes read. Credits .010/.020—1995 c62 §§13–14; .030—1999 c233 §8. Historical validation wording not treated as proof of an actual instrument.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=61.16&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=61.16&full=true&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Only actualretainedpassages and sourceversion verified, not all incorporations/history/currentness/application.", "original_researcher_record_unchanged": true}

S_WA-P9-S028 Saved research record

Legislature/Code Reviser, Sheriff’s fees. https://app.leg.wa.gov/rcw/default.aspx?cite=36.18.040

Recorded check status: selected primary passages checked with remaining holds

Actual read bounds, version, credits, and use limits: Complete (1)(a)–(t), (2)–(4), notes read; latest credit 2015 c265 §29. Only sale/execution-related categories used. Local override expressly preserved.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=36.18.040
https://app.leg.wa.gov/rcw/default.aspx?cite=36.18.040&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Only actualretainedpassages and sourceversion verified, not all incorporations/history/currentness/application.", "original_researcher_record_unchanged": true}

S_WA-P9-S029 Saved research record

Legislature/Code Reviser, Chapter 19.72—Suretyship. https://app.leg.wa.gov/rcw/default.aspx?cite=19.72&full=true

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Full chapter text read; positive use limited to .070–.101, .140–.150, .900. Credits include Code 1881; 2011 c336 §§546–548; .900—1992 c115 §2. Official/license-bond and insurance branches not transferred to a mortgage guaranty.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=19.72&full=true
https://app.leg.wa.gov/rcw/default.aspx?cite=19.72&full=true&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S046 Saved research record

Legislature/Code Reviser, Judgment-interest provisions. https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.110; https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.115

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete sections read as rate dependencies. No rate selected; governmental-tort branch not used as ordinary mortgage law.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.110
https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.115
https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.110&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=4.56.115&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S047 Saved research record

Legislature/Code Reviser, Interest provisions. https://app.leg.wa.gov/rcw/default.aspx?cite=19.52.010; https://app.leg.wa.gov/rcw/default.aspx?cite=19.52.020

Recorded check status: original record reconciled body not freshly reopened

Actual read bounds, version, credits, and use limits: Complete sections/exceptions read as dependencies. No legal discount rate, contract rate, Treasury input, usury result, or calculation adopted.
Direct source URLs: https://app.leg.wa.gov/rcw/default.aspx?cite=19.52.010
https://app.leg.wa.gov/rcw/default.aspx?cite=19.52.020
https://app.leg.wa.gov/rcw/default.aspx?cite=19.52.010&utm_source=chatgpt.com
https://app.leg.wa.gov/rcw/default.aspx?cite=19.52.020&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S030 Saved research record

1935 c125. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1935c125.pdf?cite=1935+c+125+s+1

Recorded check status: selected primary passages checked with remaining holds

Exact read bounds and status: Complete act, §§1, 1½, 2; printed 374–375, PDF indices 0–1. Approval March 20, 1935 observed; general effective day not separately established. Adjacent prior-act text not imported.
Direct source URLs: https://leg.wa.gov/CodeReviser/documents/sessionlaw/1935c125.pdf?cite=1935+c+125+s+1
https://leg.wa.gov/CodeReviser/documents/sessionlaw/1935c125.pdf?cite=1935+c+125+s+1&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Only actualretainedpassages and sourceversion verified, not all incorporations/history/currentness/application.", "original_researcher_record_unchanged": true}

S_WA-P9-S031 Saved research record

1961 c196. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1961c196.pdf?cite=1961+c+196+s+4

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Complete §§1–4, printed 1895–1898, indices 0–3. June 30, 1961 is the mortgage-execution boundary in the operative clause, not an assumed general effective date. Historical interest wording distinguished.
Direct source URLs: https://leg.wa.gov/CodeReviser/documents/sessionlaw/1961c196.pdf?cite=1961+c+196+s+4
https://leg.wa.gov/CodeReviser/documents/sessionlaw/1961c196.pdf?cite=1961+c+196+s+4&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S032 Saved research record

1965 c80. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1965c80.pdf?cite=1965+c+80+s+1

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Complete §§1–5/end, printed 1258–1260, indices 0–2. Abandonment, agricultural exclusion, deficiency bar, and deed relationship read. Exact general effective day not independently established.
Direct source URLs: https://leg.wa.gov/CodeReviser/documents/sessionlaw/1965c80.pdf?cite=1965+c+80+s+1
https://leg.wa.gov/CodeReviser/documents/sessionlaw/1965c80.pdf?cite=1965+c+80+s+1&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S033 Saved research record

1984 c276. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1984c276.pdf?cite=1984+c+276+s+4

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Complete §4, printed 1496–1497, indices 5–6; complete §8, printed 1501, index 10. Current codifier note supplies June 7, 1984; original applies listed changes to executions commenced after effective date. Whole act not claimed read.
Direct source URLs: https://leg.wa.gov/CodeReviser/documents/sessionlaw/1984c276.pdf?cite=1984+c+276+s+4
https://leg.wa.gov/CodeReviser/documents/sessionlaw/1984c276.pdf?cite=1984+c+276+s+4&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S034 Saved research record

1987 c442. https://leg.wa.gov/CodeReviser/documents/sessionlaw/1987c442.pdf?cite=1987+c+442+s+702

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Complete §404, printed 1815, index 15; complete §§701–712, printed 1837–1846, indices 37–46; §§1120–1121 and veto/end, printed 1898, index 98. Recodification verified. Observed veto concerned §1112, not the relied-on provisions. OCR/parsed text, not pixels; entire 99-page act not read.
Direct source URLs: https://leg.wa.gov/CodeReviser/documents/sessionlaw/1987c442.pdf?cite=1987+c+442+s+702
https://leg.wa.gov/CodeReviser/documents/sessionlaw/1987c442.pdf?cite=1987+c+442+s+702&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S035 Saved research record

1993 c229, SHB1014. https://lawfilesext.leg.wa.gov/biennium/1993-94/Pdf/Bills/Session%20Laws/House/1014-S.SL.pdf?cite=1993+c+229+s+37

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Complete §37, printed 42–43, indices 42–43; §120/end, printed 117, index 117. Effective July 1, 1994. Neighboring partial provisions not used as complete authority.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/1993-94/Pdf/Bills/Session%20Laws/House/1014-S.SL.pdf?cite=1993+c+229+s+37
https://lawfilesext.leg.wa.gov/biennium/1993-94/Pdf/Bills/Session%20Laws/House/1014-S.SL.pdf?cite=1993+c+229+s+37&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S036 Saved research record

2009 c122, HB1826. https://lawfilesext.leg.wa.gov/biennium/2009-10/Pdf/Bills/Session%20Laws/House/1826.SL.pdf?cite=2009+c+122+s+1

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Cover index 0 and complete §1/end, printed 1, index 1. Effective July 26, 2009. Surplus-priority amendment.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/2009-10/Pdf/Bills/Session%20Laws/House/1826.SL.pdf?cite=2009+c+122+s+1
https://lawfilesext.leg.wa.gov/biennium/2009-10/Pdf/Bills/Session%20Laws/House/1826.SL.pdf?cite=2009+c+122+s+1&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S037 Saved research record

2013 c53, SB5541. https://lawfilesext.leg.wa.gov/biennium/2013-14/Pdf/Bills/Session%20Laws/Senate/5541.SL.pdf?cite=2013+c+53+s+1

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Cover and complete §1/end, printed 1–2, indices 1–2. Effective July 28, 2013; “time” replaced by “priority.”
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/2013-14/Pdf/Bills/Session%20Laws/Senate/5541.SL.pdf?cite=2013+c+53+s+1
https://lawfilesext.leg.wa.gov/biennium/2013-14/Pdf/Bills/Session%20Laws/Senate/5541.SL.pdf?cite=2013+c+53+s+1&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S038 Saved research record

2014 c107, ESB6553. https://lawfilesext.leg.wa.gov/biennium/2013-14/Pdf/Bills/Session%20Laws/Senate/6553.SL.pdf?cite=2014+c+107+s+1

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Cover; complete §1, printed 1–3, indices 1–3; §§3–4/end, printed 4–5, indices 4–5. Effective June 12, 2014. Nonjudicial §2 not used.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/2013-14/Pdf/Bills/Session%20Laws/Senate/6553.SL.pdf?cite=2014+c+107+s+1
https://lawfilesext.leg.wa.gov/biennium/2013-14/Pdf/Bills/Session%20Laws/Senate/6553.SL.pdf?cite=2014+c+107+s+1&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S039 Saved research record

2018 c306, 2ESHB2057. https://lawfilesext.leg.wa.gov/biennium/2017-18/Pdf/Bills/Session%20Laws/House/2057-S.SL.pdf?cite=2018+c+306+s+9

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Cover; complete §9, printed 35–36, indices 35–36; §18/end, printed 41, index 41. Effective June 7, 2018. Other abandoned-property provisions not substituted for §61.12.093.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/2017-18/Pdf/Bills/Session%20Laws/House/2057-S.SL.pdf?cite=2018+c+306+s+9
https://lawfilesext.leg.wa.gov/biennium/2017-18/Pdf/Bills/Session%20Laws/House/2057-S.SL.pdf?cite=2018+c+306+s+9&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S040 Saved research record

2021 c122, EHB1271. https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1271.SL.pdf?cite=2021+c+122+s+10

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Cover; complete §§9–14, printed 10–17, indices 10–17; §16/end, printed 23, index 23. Section 10 effective July 1, 2022; other relied-on provisions July 25, 2021.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1271.SL.pdf?cite=2021+c+122+s+10
https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/House/1271.SL.pdf?cite=2021+c+122+s+10&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S041 Saved research record

2021 c290, ESSB5408. https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/Senate/5408-S.SL.pdf?cite=2021+c+290+s+7

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Cover; complete §6, printed 4–5, indices 4–5; §7, printed 5–7, indices 5–7; §8/end, printed 7–8, indices 7–8. Immediate effect May 12, 2021. Fixed guarantor amount verified; full homestead survey excluded.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/Senate/5408-S.SL.pdf?cite=2021+c+290+s+7
https://lawfilesext.leg.wa.gov/biennium/2021-22/Pdf/Bills/Session%20Laws/Senate/5408-S.SL.pdf?cite=2021+c+290+s+7&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S042 Saved research record

2023 c206, HB1349. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/House/1349.SL.pdf?cite=2023+c+206+s+10

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Cover; complete §10, printed 33–34, indices 33–34; §§12–13/end, printed 35–36, indices 35–36. Section 10 effective July 23, 2023. Other sections’ emergency/expiration terms not transferred.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/House/1349.SL.pdf?cite=2023+c+206+s+10
https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/House/1349.SL.pdf?cite=2023+c+206+s+10&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S043 Saved research record

2023 c76, HB1420. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/House/1420.SL.pdf?cite=2023+c+76+s+2

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Cover and complete §§1–3, printed 1–2, indices 1–2. Effective/application boundary July 23, 2023. Full construction-lien priority excluded.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/House/1420.SL.pdf?cite=2023+c+76+s+2
https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/House/1420.SL.pdf?cite=2023+c+76+s+2&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S044 Saved research record

2023 c266, SSB5077. https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5077-S.SL.pdf?cite=2023+c+266+s+401

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Cover; complete §§401–402, printed 19–21, indices 19–21; complete §§1101–1104, printed 129–131, indices 129–131; complete §§1201–1204/end, printed 134, index 134. Selected §101 definitions also read. Effective January 1, 2024. Entire 135-page act not read; specialized Article 9A/12 transition merits held.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5077-S.SL.pdf?cite=2023+c+266+s+401
https://lawfilesext.leg.wa.gov/biennium/2023-24/Pdf/Bills/Session%20Laws/Senate/5077-S.SL.pdf?cite=2023+c+266+s+401&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S045 Saved research record

2025 c393, E2SSB5686. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5686-S2.SL.pdf?cite=2025+c+393+s+1

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Cover; complete §1, printed 1–3, indices 1–3; §7, printed 19–21, indices 19–21; §§19–20, printed 60, index 60. Current/future definition split verified. Association foreclosure merits not investigated.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5686-S2.SL.pdf?cite=2025+c+393+s+1
https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Session%20Laws/Senate/5686-S2.SL.pdf?cite=2025+c+393+s+1&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S053 Saved research record

2012 c214, ESHB2197. https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/2197-S.SL.pdf?cite=2012+c+214+s+1803

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Cover; complete §1001, printed 78–81, indices 78–81; complete §§1803–1806/end, printed 154–155, indices 154–155. June 7, 2012 general application; specifically listed provisions transition July 1, 2013. Entire 156-page act not read.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/2197-S.SL.pdf?cite=2012+c+214+s+1803
https://lawfilesext.leg.wa.gov/biennium/2011-12/Pdf/Bills/Session%20Laws/House/2197-S.SL.pdf?cite=2012+c+214+s+1803&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S054 Saved research record

1999 c233, SHB1647. https://lawfilesext.leg.wa.gov/biennium/1999-00/Pdf/Bills/Session%20Laws/House/1647-S.SL.pdf?cite=1999+c+233+s+8

Recorded check status: original record reconciled body not freshly reopened

Exact read bounds and status: Complete §8, printed 6, index 6; complete §24/end, printed 29, index 29. Effective August 1, 1999. Neighboring recording/tax text not used as current independent authority.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/1999-00/Pdf/Bills/Session%20Laws/House/1647-S.SL.pdf?cite=1999+c+233+s+8
https://lawfilesext.leg.wa.gov/biennium/1999-00/Pdf/Bills/Session%20Laws/House/1647-S.SL.pdf?cite=1999+c+233+s+8&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S048 Saved research record

Code Reviser, 2026 RCW sections affected, RCW order. https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202026.pdf

Recorded check status: original record reconciled body not freshly reopened

What was actually checked; limitation: Header dated April 2, 2026, PDF index 0, and relevant Title 6/index searches read. No matching amendments to the principal 61.12/6.17/6.21/6.23 provisions were located in the bounded checks. This is not proof of no later or unindexed change.
Direct source URLs: https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202026.pdf
https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Reports/Reports/RCW%20SL%20Sections%20Affected%202026.pdf?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S049 Saved research record

Code Reviser, 2025 sections affected, bill order. https://lawfilesext.leg.wa.gov/law/CRO/SectionsAffected/2025%20RCW%20SL%20Sections%20Affected%20in%20Bill%20Order.pdf

Recorded check status: original record reconciled body not freshly reopened

What was actually checked; limitation: Header and searches for the principal chapters read; used after the RCW-order route timed out. Report-level cross-check only; not all amendments in every incorporated title were exhaustively reconciled. Printed pagination was not separately established from the relevant parsed excerpts.
Direct source URLs: https://lawfilesext.leg.wa.gov/law/CRO/SectionsAffected/2025%20RCW%20SL%20Sections%20Affected%20in%20Bill%20Order.pdf
https://lawfilesext.leg.wa.gov/law/CRO/SectionsAffected/2025%20RCW%20SL%20Sections%20Affected%20in%20Bill%20Order.pdf?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S050 Saved research record

Washington Commerce, Foreclosure Fairness—resources. https://www.commerce.wa.gov/homeownership/foreclosure-fairness/

Recorded check status: original record reconciled body not freshly reopened

What was actually checked; limitation: Resource portion and English/Spanish reverse-mortgage blank-form links read. Displayed July 21, 2026 update is webpage metadata, not an effective date. Linked DOCX contents were unreadable. General overview not used to deny the judicial route.
Direct source URLs: https://www.commerce.wa.gov/homeownership/foreclosure-fairness/
https://www.commerce.wa.gov/homeownership/foreclosure-fairness/?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S051 Saved research record

Washington Courts, Court-rule archive. https://www.courts.wa.gov/court_rules/?fa=court_rules.archivelist

Recorded check status: original record reconciled body not freshly reopened

What was actually checked; limitation: Archive/search route checked for material CR 62/69 adoption orders. The relevant originals were not located. Current rule PDFs were read; archive nonlocation is not proof that an order does not exist.
Direct source URLs: https://www.courts.wa.gov/court_rules/?fa=court_rules.archivelist
https://www.courts.wa.gov/court_rules/?fa=court_rules.archivelist&utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

S_WA-P9-S052 Saved research record

Legislature/Code Reviser, RCW sections affected landing page. https://leg.wa.gov/state-laws-and-rules/state-laws-rcw/session-laws/rcw-sections-affected/

Recorded check status: original record reconciled body not freshly reopened

What was actually checked; limitation: Official navigation to reports inspected. Discovery/navigation only; no operative foreclosure proposition rests on this page.
Direct source URLs: https://leg.wa.gov/state-laws-and-rules/state-laws-rcw/session-laws/rcw-sections-affected/
https://leg.wa.gov/state-laws-and-rules/state-laws-rcw/session-laws/rcw-sections-affected/?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "source_checks": "[internal evidence reference]", "scope": "Originalresearcherreportedread/version/scope preserved as attributed, not fresh verification. Original failures/unlocatedorders/currency limits unchanged.", "original_researcher_record_unchanged": true}

What was examined—and what is still missing

The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.

Search this report’s coverage and gaps

coverage-1 Saved research record

1 — Judicial mortgage statutory gateway

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered at text level
Evidence links: S001; C001–C004
Exact retained gap or exclusion: Actual validity/default/capacity remains B01.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-2 Saved research record

1 — Mortgage versus debt/note

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered conditionally
Evidence links: S001, S006–S007, S023–S024; C001–C002, C012–C015
Exact retained gap or exclusion: Full defenses, electronic notes, and agency B02–B03.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-3 Saved research record

1 — Judicial versus nonjudicial route

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered for necessary gateway
Evidence links: S005; C004–C007
Exact retained gap or exclusion: P8 presale framework deliberately excluded.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-4 Saved research record

1 — Court and territorial predicate

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered at statutory level
Evidence links: S008–S010; C003, C016
Exact retained gap or exclusion: Personal jurisdiction and actual nexus B04/D11.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-5 Saved research record

1 — Residential/consumer/commercial distinctions

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Partial, provision-specific
Evidence links: C005–C006, C017–C019
Exact retained gap or exclusion: No universal category treatment; reverse classification B07.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-6 Saved research record

1 — Agricultural distinctions

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered for read clauses
Evidence links: C004, C033, C058, C072, C075
Exact retained gap or exclusion: Other agricultural regimes B22/D10.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-7 Saved research record

1 — Guarantor distinctions

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Partial
Evidence links: C006–C007, C089–C092
Exact retained gap or exclusion: Judicial residence allowance and surety/guaranty construction B19–B20.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-8 Saved research record

2 — Action/decree and personal judgment terms

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered at text level
Evidence links: C020–C029, C037
Exact retained gap or exclusion: No actual pleading, judgment, or enforcement entitlement.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-9 Saved research record

2 — Concurrent debt enforcement/election

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Text established; construction held
Evidence links: C020; B06
Exact retained gap or exclusion: No universal one-action or irreversible election finding.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-10 Saved research record

2 — Parties/real party/assignment

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Partial
Evidence links: C009–C016
Exact retained gap or exclusion: Complete party-binding, capacity, community/probate issues B03–B04/D08–D09.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-11 Saved research record

2 — Proof of note enforcement/lost instrument

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered for selected Article 3 branch
Evidence links: C012–C015
Exact retained gap or exclusion: Full admissibility, holder-in-due-course, defenses, and actual evidence excluded.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-12 Saved research record

2 — Installments/default/judgment sequence

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered conditionally
Evidence links: C027–C029
Exact retained gap or exclusion: Acceleration and “execution perfected” construction B05.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-13 Saved research record

2 — Relationship to ordinary procedure

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Partial and explicit
Evidence links: C008, C035–C040
Exact retained gap or exclusion: Initial summons/default/vacatur not rerun; B08/B10.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-14 Saved research record

3 — Mortgage incorporation of execution sale

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered
Evidence links: C037–C040
Exact retained gap or exclusion: Ordinary levy prerequisites remain B08.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-15 Saved research record

3 — Actor and writ/return duties

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered at text level
Evidence links: C037–C039, C048
Exact retained gap or exclusion: No issued writ, actual service, or valid levy inferred.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-16 Saved research record

3 — Notice/service/mail/post/publication

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered for statutory categories
Evidence links: C041–C042; N11–N12
Exact retained gap or exclusion: Actual delivery and special service construction held.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-17 Saved research record

3 — Sale time/place/electronic form

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered
Evidence links: C043; S017–S018
Exact retained gap or exclusion: Local implementation and electronic postponement B09.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-18 Saved research record

3 — Postponement/continuance

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered at text level
Evidence links: C044
Exact retained gap or exclusion: No unlimited extension or reset inference.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-19 Saved research record

3 — Parcel sequence/bidding/payment

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Partial
Evidence links: C045–C047
Exact retained gap or exclusion: Credit bidding B09; no valuation or bid supplied.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-20 Saved research record

3 — Confirmation/objections/resale

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered at text level
Evidence links: C048–C051
Exact retained gap or exclusion: Full finality/equitable-remedy construction B13.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-21 Saved research record

3 — Certificate/deed/effect on interests

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Partial
Evidence links: C053, C080
Exact retained gap or exclusion: Title, senior interests, omitted parties, and federal interests B14/D05/D08.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-22 Saved research record

3 — Proceeds/costs/surplus

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered conditionally
Evidence links: C052, C055, C083–C085
Exact retained gap or exclusion: Local fee amounts and adjudicated priority B14/B24.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-23 Saved research record

4 — Pre-sale payment versus installment cure

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered distinctly
Evidence links: C024, C027–C029
Exact retained gap or exclusion: Full equitable-redemption/tender doctrines B05.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-24 Saved research record

4 — Eligible redemption categories/property

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered
Evidence links: C056–C058
Exact retained gap or exclusion: Actual ownership, succession, priority, classification excluded.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-25 Saved research record

4 — Periods/extensions/reference events

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered textually
Evidence links: C058, C060–C071; N22–N33
Exact retained gap or exclusion: Computation/construction B12/B18.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-26 Saved research record

4 — Redemption amount components/rates

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered symbolically
Evidence links: C059–C063, C068
Exact retained gap or exclusion: Legal rate, payment necessity, accounting proof B17.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-27 Saved research record

4 — Notice/document/certificate predicates

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered
Evidence links: C064–C067
Exact retained gap or exclusion: No notice, tender, or claim prepared.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-28 Saved research record

4 — Prior/subsequent redemption

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered
Evidence links: C060–C065, C078–C080
Exact retained gap or exclusion: Actual priority and sufficient payment held.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-29 Saved research record

4 — Possession, farming, homestead, waste

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered for read provisions
Evidence links: C072–C077, C106
Exact retained gap or exclusion: Full tenancy, agricultural, homestead, and equitable regimes excluded.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-30 Saved research record

4 — Restoration versus discharge

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered as distinction
Evidence links: C062, C087–C091
Exact retained gap or exclusion: Surviving debt/lien consequences B23.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-31 Saved research record

5 — Personal liability and deficiency

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered conditionally
Evidence links: C021–C026, C032, C082
Exact retained gap or exclusion: Special statutory/contract/federal limitations B16.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-32 Saved research record

5 — Fair value/upset price

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered
Evidence links: C025–C026
Exact retained gap or exclusion: No actual appraisal, mandatory universal formula, or federal-holder classification.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-33 Saved research record

5 — Waiver and security/debt sequence

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Partial
Evidence links: C020, C023, C089–C092
Exact retained gap or exclusion: Guaranty and election construction B06/B19/B20.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-34 Saved research record

5 — Surplus and recovery charges

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered
Evidence links: C052, C083–C085
Exact retained gap or exclusion: Actual allocation, private remedy, fee reasonableness held.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-35 Saved research record

5 — Satisfaction/release

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Answered for payment/request branch
Evidence links: C086–C088
Exact retained gap or exclusion: P3 limitation/forfeiture subject excluded; B23.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-36 Saved research record

5 — Sale defect/remedy boundaries

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Partial
Evidence links: C050, C054, C079, C084, C088
Exact retained gap or exclusion: Full remedies/appellate construction B13/B28/D12.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-37 Saved research record

6 — Federal and special regimes

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Deliberately held with exact targets
Evidence links: D01–D12
Exact retained gap or exclusion: No positive federal operational or eligibility finding.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-38 Saved research record

7 — Current operative bodies

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Freshly read
Evidence links: S001–S029, S046–S047
Exact retained gap or exclusion: Currentness limited as stated; no case-law status certification.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-39 Saved research record

7 — Material original amendments/transitions

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Substantially authenticated for consequential changes
Evidence links: S030–S045, S053–S054; C096–C105
Exact retained gap or exclusion: Older general effective dates and some historical chains remain B26.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-40 Saved research record

7 — Original court-rule orders

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Unresolved
Evidence links: S011–S016, S051; B27
Exact retained gap or exclusion: Current PDFs read; original material orders not located.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-41 Saved research record

7 — Official instruction/form availability

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Partial
Evidence links: S050; failures F04–F05
Exact retained gap or exclusion: Reverse-mortgage DOCX contents/version remain unread.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-42 Saved research record

7 — Search/access provenance

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Recorded below
Evidence links: S048–S052; log and failures
Exact retained gap or exclusion: Negative searches prove no absence of protection or later law.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-43 Saved research record

Registry dimension 6

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: Focused component only
Evidence links: Entire report
Exact retained gap or exclusion: Nonjudicial, other secured debt, federal, title, and special regimes remain separate.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

coverage-44 Saved research record

Prior Washington passes and A066

Recorded check status: recorded; no individual primary acceptance inferred

Status in PASS-09: No acceptance or repair implied
Evidence links: Supplied scope context only
Exact retained gap or exclusion: All prior findings, provenance, exclusions, and holds remain unchanged.

Recorded coordinator check boundaries

coordinator acceptance: scoped_reviewed_with_material_quantity_correction_and_original_holds
coordinator review: {"at": "2026-10-29T09:57:43.911569+00:00", "review_file": "[internal evidence reference]", "scope": "Exactoriginalcoverage/status/evidencelinks/gap reconciled; scopedselectedprimarychecks not parent/currentlaw/application acceptance. Originalpartial/deferred/excluded statuses stay honest; N21actorcorrection not a new clerk deadline.", "original_researcher_record_unchanged": true}

Corrections, review and scope

How to read the research →

S_WA-P9-E001

N21 assigns the collecting-officer20day limit to the clerk RCW6.17.140(6) states that no sheriff or other officer may retain collected execution money more than20days before paying the clerk. N21instead calls this a clerk hold. The limit does not establish a20day clerk disbursement deadline for disputed surplus. C052already correctly keeps court-order/priority/motion requirements; its whole substantiveclaim is not declared false.

Disposition: correction queued; no replacement research was generated for this website. Use the exact recorded limits.

Recorded review disposition

revise scoped coordinator review material correction UNSENT

Other components in this research series

S_WApass-03-citation-01

SWA correction of the C070 coverage pinpoint

Inside: 1. Source and usage register · 3. Old-versus-new patch table · 5. Source-version and quantity-or-unchanged table

6 tables6 claim records3 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-03-citation-02

SWA exact original-row completion

Inside: 1. Source and usage register · 2. Corrected claim table · 3. Complete old/new patch table

7 tables3 claim records4 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-18-limited-01

Two bounded source corrections

Inside: Two bounded source corrections · 1. Exact replacement claim table · 2. Necessary cross-reference patch table

7 tables2 claim records4 source recordsScoped review · limits applyCaptured 2026-10-29

S_WApass-19-limited-01

1. Exact two-cell replacements

Inside: 1. Exact two-cell replacements · 2. Minimal source and claim traceability · 4. Actual read/failure log and version limits

4 tables2 claim records1 source recordsScoped review · limits applyCaptured 2026-10-29

S_WApass-01

Washington provider market access and consumer fees

Inside: Washington provider market access and consumer fees · 1. What Washington classifies as debt adjustment · Conduct controls the classification

9 tables40 claim records30 source recordsScoped review · limits applyCaptured 2026-10-23

S_WApass-02

Remaining fee interactions and patches to

Inside: Remaining fee interactions and patches to PASS-01 · A. Substantive findings · 1. Initial $25, the payment cap, cumulative retention, and a small first payment

8 tables19 claim records13 source recordsScoped review · limits applyCaptured 2026-10-23

S_WApass-03

Generic limitation periods, accrual, acknowledgment, payment and revival

Inside: Generic limitation periods, accrual, acknowledgment, payment and revival · How to read the registers · 1.1 Ordinary contracts, accounts, sales and leases

18 tables98 claim records45 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-04

SWA Washington generic civil debt-action framework

Inside: 1. Reading conventions and authority boundaries · Authority and procedural-category comparison · 2.1 Courts, jurisdiction, venue, and procedural tracks

17 tables103 claim records112 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-05

SWA Washington ordinary civil earnings garnishment

Inside: Reading conventions · A1. Legal categories, jurisdictional predicates, and authority levels · A2. Symbolic wage relations and adopted rate references

23 tables84 claim records39 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-06

Washington non-earnings bank/deposit garnishment, account protections, and exemption process

Inside: Washington non-earnings bank/deposit garnishment, account protections, and exemption process · Reading and citation conventions · 1.1 What each authority governs

26 tables91 claim records31 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-07

Washington homestead and ordinary nonwage, nondeposit property exemptions from execution

Inside: Washington homestead and ordinary nonwage, nondeposit property exemptions from execution · Reading conventions · 1.1 The principal distinctions

16 tables120 claim records29 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-08

Washington nonjudicial deed-of-trust foreclosure, residential presale protections, cure, sale, postponement, and deficiency boundaries

Inside: Washington nonjudicial deed-of-trust foreclosure, residential presale protections, cure, sale, postponement, and deficiency boundaries · 1. Reading conventions and authority boundaries · Authority and category comparison

21 tables94 claim records27 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-10

Washington Article 9A: default, possession, disposition, redemption, surplus, deficiency, and bounded remedies

Inside: Washington Article 9A: default, possession, disposition, redemption, surplus, deficiency, and bounded remedies · Reading conventions · 1. Material category, actor, authority, and event comparisons

20 tables111 claim records72 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-11

SWA Washington consumer credit sales and retail installment obligations

Inside: 1. Principal findings · Identifier convention · 2. Material legal-category and authority comparisons

18 tables81 claim records45 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-12

SWA Consumer personal-property leases and rental-purchase agreements

Inside: 1. Substantive findings by requested question · Question 1 — Governing regimes and classification · Question 2 — Agreement, disclosure, writing, and prohibited terms

15 tables112 claim records31 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-13

SWA Residential rent arrears, nonpayment termination, deposits, and the summary-possession interface

Inside: Reading conventions · 1. Material category and authority comparisons · B. Rent increases, nonwaiver, and dishonored-payment boundaries

17 tables118 claim records99 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-14

SWA Regulated residential electricity and natural-gas arrears, disconnection and restoration

Inside: Reading key and limits · 1.1 Statutes: instruments, literal URLs and read bounds · 1.2 Administrative-code instruments and section-by-section usage

19 tables114 claim records19 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-15

SWA Hospital charity care, medical billing, and medical-debt collection

Inside: 1. Material legal-category and actor comparisons · 2A. Current codified operative sources · 2B. Adopted originals, federal poverty publication, interpretation, and status sources

19 tables112 claim records41 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-16

Washington student-loan servicing and borrower protection

Inside: Washington student-loan servicing and borrower protection · 1. Material category and authority comparisons · Reading and identification conventions

18 tables120 claim records22 source recordsCorrections to readCaptured 2026-10-28

S_WApass-17

SWA Washington small-loan / payday / deferred-deposit component

Inside: 1. Reading conventions and evidentiary status · A. Category, actor, exemption, and territorial boundaries · B. License, endorsement, limited-agent, and financial-security structure

29 tables141 claim records134 source recordsScoped review · limits applyCaptured 2026-10-28

S_WApass-18

Ordinary nonmortgage Consumer Loan Act origination, pricing, agreement, payment, prepayment, refinancing and refund

Inside: Ordinary nonmortgage Consumer Loan Act origination, pricing, agreement, payment, prepayment, refinancing and refund · Reading conventions · 2. Atomic consequential claim ledger

23 tables122 claim records78 source recordsScoped review · limits applyCaptured 2026-10-29

S_WApass-19

Washington residential real-property tax arrears, relief, deferral, exemption and tax-foreclosure boundaries

Inside: Washington residential real-property tax arrears, relief, deferral, exemption and tax-foreclosure boundaries · 2. Source and usage ledger · Reading conventions

24 tables120 claim records82 source recordsCorrections to readCaptured 2026-10-29

S_WApass-20

Ordinary contested civil debt proof in Washington

Inside: Ordinary contested civil debt proof in Washington · 1.2 Assertions, admissions, affidavits, and declarations · 1.3 Documentary and electronic proof

21 tables165 claim records123 source recordsScoped review · limits applyCaptured 2026-10-29

Download this complete public research record (JSON)

Record integrity

Original saved Markdown SHA-256: 601fd4bce4bf81544a380f2e1d1d0a4bf5aab42dd78f5517d61b7b5cc8d1e6c8. Public formatting, private-reference removal and correction annotations are separate from that immutable original.