Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
How to read the research →
S_WA PASS-03 CITATION-02 — exact original-row completion
The fresh read confirms § 1006.1(c)(1) as the coverage pinpoint. Paragraph (b) is purpose. The exact correction below changes only 1006.1(b) to 1006.1(c)(1) in C070’s supporting cell. No substantive word, qualification, or original cross-reference changes. ecfr.gov
The supplied original rows now establish S023’s identity directly. The occurrence inventory is attributed to the supplied coordinator audit, not to a new whole-original search by me.
1. Source and usage register
| New source/usage ID |
Provenance and source |
Read bounds, currency/status, and use |
| S_WA-P3-L001B-S001 |
FRESH current read. Bureau of Consumer Financial Protection; OFR/GPO eCFR, 12 CFR § 1006.1—Authority, purpose, and coverage. https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-A/section-1006.1 |
Complete (a), (b), (c)(1), and (c)(2), credits, currency banner, and publication-status statement read on October 28, 2026, America/Los_Angeles. Authoritative but unofficial eCFR compilation. Displayed version metadata is recorded below. Used solely to authenticate the corrected pointer. ecfr.gov |
| S_WA-P3-L001B-S002 |
PRIOR researcher reading, preserved from CITATION-01, not repeated here. Its S001 current-section URL is the same as new S001. Adopted originals: https://www.govinfo.gov/content/pkg/FR-2020-11-30/pdf/2020-24463.pdf and https://www.govinfo.gov/content/pkg/FR-2021-01-19/pdf/2020-28422.pdf. Issuer: Bureau of Consumer Financial Protection; title: Debt Collection Practices (Regulation F). |
Prior bounds: 2020 DATES, printed 76734/PDF index 0, and complete adopted § 1006.1 at 76887–76888/indexes 153–154; 2021 DATES, 5766/index 0, and instruction 2 at 5853/index 87. Historical published final rules, previously read as parsed PDF text. No fresh historical-chain investigation in CITATION-02. |
| S_WA-P3-L001B-S003 |
SUPPLIED coordinator selected-source review. The request describes separate coordinator readings of the same current section and adopted originals identified in S001–S002. |
Used as attributed review context only. It does not become my fresh reading, and it does not expand the incorporated-authority review. |
| S_WA-P3-L001B-S004 |
SUPPLIED original text and occurrence audit. Original response 5a50d76e-0693-5d20-8a7f-520b24b10792; table 5, row 4: C070; table 9, row 2: S023, using the supplied zero-based indexes. |
Establishes the exact original cells and reported occurrence inventory. These are supplied provenance records, not new primary-law access or my own complete-original search. |
2. Corrected claim table
New correction record: S_WA-P3-L001B-C001.
Patched original target: S_WA-P3-C070.
Evidence: new S001 for the pinpoint; supplied S004 for the original wording.
The proposition is reproduced unchanged. The supporting cell contains only the requested pinpoint substitution.
| Claim ID |
Precise proposition |
Authority, conditions and limits |
| S_WA-P3-C070 |
Regulation F’s scope incorporates the motor-vehicle-dealer exclusion in 12 U.S.C. 5519(a), subject to that statute’s exceptions and defined dealer/vehicle conditions. |
S023, 1006.1(c)(1); S025, 5519(a)–(f); S044. Mortgage activities, specified retained direct retail credit/leases, and unrelated financial products are exceptions. Other federal agency authority is preserved. Incorporated-definition currentness remains partly held. B024. |
This reproduces the supplied exception language without newly verifying it. Its substantive support remains the original S025, § 5519(a)–(f); S044; and B024, with all existing holds retained.
3. Complete old/new patch table
| Exact location |
Complete old supporting cell |
Complete new supporting cell |
Change |
| Original PASS-03, table 5, row 4, C070, “Authority, conditions and limits” |
S023, 1006.1(b); S025, 5519(a)–(f); S044. Mortgage activities, specified retained direct retail credit/leases, and unrelated financial products are exceptions. Other federal agency authority is preserved. Incorporated-definition currentness remains partly held. B024. |
S023, 1006.1(c)(1); S025, 5519(a)–(f); S044. Mortgage activities, specified retained direct retail credit/leases, and unrelated financial products are exceptions. Other federal agency authority is preserved. Incorporated-definition currentness remains partly held. B024. |
Only: 1006.1(b) → 1006.1(c)(1). Original claim ID, proposition, remaining supporting text, and qualifications are unchanged. |
4. Explicit S023 binding — supplied original row, unchanged
New identity record: S_WA-P3-L001B-C002.
In C070, S023 means the actual supplied source row S_WA-P3-S023, reproduced below. Its identity is not inferred from a URL or subject heading. The read-bounds cell records the original report’s supplied wording; reproducing it does not claim that those other sections were freshly read in this correction.
5. Coverage and disposition table
New occurrence-disposition record: S_WA-P3-L001B-C003. Its whole-original occurrence counts are coordinator-reported, not personally reproduced.
| Item |
Disposition |
Provenance and retained boundary |
| C070’s erroneous coverage pointer |
Corrected above. |
Fresh S001 plus supplied original C070. |
| C070 proposition and remaining supporting language |
Unchanged verbatim. |
Supplied original row; correction record C001. |
| Original S023 |
Unchanged. |
The supplied row contains the correct current-section URL and no erroneous (b) pointer; identity record C002. |
| Original F001 historical failed route |
Unchanged. |
Supplied audit identifies https://www.ecfr.gov/current/title-12/chapter-X/part-1006/section-1006.1 as historical access evidence whose original disposition records successful reading through the subpart-A route, S023. That historical route was not reopened. |
| Whole-original occurrence inventory |
Accepted only as supplied audit context. |
Coordinator reports exactly one wrong operative pointer; the three exact-section occurrences are C070, S023’s correct URL, and F001’s historical URL. The two broader § 1006.108 substring hits remain outside this correction. |
| § 1006.1(c)(2) |
Separate boundary preserved. |
Included in the fresh complete-section read; no disclosure-regime investigation reopened. |
| § 1006.2(i), § 1006.26, § 1006.108/Appendix A |
Unreopened. |
Preserve the limited security-enforcement, time-bar/bankruptcy, and State-exemption boundaries respectively. |
| § 5519 definitions, exceptions, and classification |
All holds retained. |
Original S025/S044/B024 remain the exact substantive dependencies. No new complete § 5519 or FDCPA verification. |
| Other passes, State/military/2019-act findings, numerical periods, actual application |
Unchanged and excluded. |
No substantive reassessment or outcome determination. |
Remaining narrow authority limit: No additional pinpoint defect is visible in the two supplied original rows. However, the fresh § 1006.1 reading authenticates the incorporation pointer; it does not independently authenticate C070’s detailed exception list or resolve its expressly retained definition-currentness and construction holds.
6. Version and quantity-or-unchanged table
| Item |
Recorded value/status |
Qualification |
| Fresh access |
October 28, 2026, 13:27 PDT |
Access time only. |
| Current eCFR display |
Up to date through October 26, 2026; Title 12 last-amended metadata October 23, 2026 |
Title-wide metadata is not a § 1006.1 clause-amendment date. ecfr.gov |
| Freshly displayed source credits |
85 FR 76887, November 30, 2020; amended at 86 FR 5853, January 19, 2021 |
Publication credits, not an assertion that those are effective dates. ecfr.gov |
| Prior adopted-original history |
Both stated November 30, 2021 as effective; 2020 reserved (c)(2), and 2021 added it |
Preserved from CITATION-01 researcher reading and the expressly supplied coordinator review. Not freshly reinvestigated here. |
| New legal numerical measure |
None. |
No new period, monetary measure, formula, counting convention, example, or calendar calculation. |
| Earlier quantities and holds |
Unchanged. |
Not revalidated by this pinpoint correction. |
7. Bounded access/failure log and researcher self-check
| Action |
Result |
| Fresh opening of the supplied subpart-A § 1006.1 URL |
Successful; complete operative body, credits, currency, and status read. |
| Fresh failed routes |
None. |
| Historical F001 route |
Preserved as supplied historical evidence; not retried or relabeled as a present failure. |
| Historical originals and other incorporated authorities |
Not reopened; prior and supplied provenance remain distinguished. |
| Original-row comparison |
Compared the supplied complete C070 and S023 cells. Used the supplied coordinator audit for whole-original occurrence completeness. |
Researcher self-check—not independent review: The visible patch makes exactly the requested citation substitution. The original C070 proposition, S023/S025/S044/B024 references, and every supplied qualification are preserved. S023 is expressly bound to its supplied original row; F001 remains historical access evidence. No fresh whole-original search, broader federal verification, actual legal classification, or operational permission is claimed.
END S_WA PASS-03 CITATION-02.