FIND THE EXPLANATION
Start with the country and, where necessary, the province or legal system. Familiar debt words can describe different procedures.
Explore South Africa information →This address preserves a dated source document behind the guide. The complete explanation covers the questions, comparisons and next steps for this subject.
If you came here to check a specific citation, open the original archive below. It includes its source dates and recorded qualifications.
The explanation above is written for readers. These original working documents preserve the evidence trail, including technical language, dated passages and known corrections. They have not all received independent professional review. Use the marked limits before relying on a particular rule or figure.
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
These components repair their stated scope. They do not replace every other finding in this research series.
CZA four bounded consistency repairs →Scope: This patch changes only the identified P12 qualifications, source identity, cross-references and counts. It does not rerun P12 prescription research, adopt P13, or reopen fees, contracts, PDA funds, enforcement or the 2019 debt-intervention work.
Fresh P14 access: 26 October 2026 PDT / 27 October 2026 UTC. Exact source-opening clock times were not logged and are unknown.
Provenance: The complete P12 response and its coordinator review remain preserved. Where P14 freshly reopened a source, that is identified below. The original P12 researcher access history is not retroactively rewritten.
| No. | P12 location | Original issue | P14 replacement/disposition |
|---|---|---|---|
| 1 | G2.2 acknowledgment narrative | Described the limited KLD admissibility exception without its express/implied exclusion qualification. | Add that the exception is fact-specific and parties may expressly or impliedly oust it; existence and quantum remain protected. |
| 2 | C_ZA-P12-C035 | “Acknowledgment in without-prejudice negotiations may be admitted solely for interruption. Not every offer qualifies.” | Replace with the full qualified C035 cell below. |
| 3 | Workflow 5 | Correctly required an actual acknowledgment, but omitted possible exclusion of the KLD exception by the parties. | Add the qualification in the affected-workflow table below. |
| 4 | Coverage G2-17 | “Offer/negotiation — partial — actual communication.” | Add party exclusion/ousting language and protected-purpose limitation. |
| 5 | P12 S013 | Read majority paragraphs 35–41 generally. | Retain source; add exact controlling locator: paragraph 39, zero PDF P13, printed page 14. |
| 6 | G2.3 judicial-interruption narrative | Stated that judicial interruption requires service without identifying §15(5)’s deemed-service branch. | Add the own-application joinder rule. |
| 7 | C_ZA-P12-C036 | “Judicial interruption requires service on debtor of process claiming payment.” | Replace with actual-or-deemed-service formulation below. |
| 8 | C_ZA-P12-C037 | “Filing or issuing alone does not prove interruption.” | Retain, but qualify that §15(5) joinder is deemed service; do not imply it is the only conceivable service doctrine. |
| 9 | Coverage G2-18 | “Judicial service — answered — return of service.” | Add proof of qualifying own-application joinder as an alternative to an ordinary service return. |
| 10 | Workflow 6 | Issued summons with service unknown. | Add a separate §15(5) joinder branch; ordinary filing remains insufficient. |
| 11 | P12 S002 | Original Act pages included §15, but source row did not isolate §15(5). | Add §15(5), zero PDF P4 / printed Gazette page 8. |
| 12 | P12 S007 source title | Labelled the Justice/Gazette 54941 URL as the introduced B26—2026 Bill. | Correct it to a researcher-reported explanatory-summary/prior-notice candidate whose body was not freshly reopened in P14. |
| 13 | P12 S007 body-read claim | Said the schedule included Act 11/1984, based on a search result. | Withdraw that schedule-reading attribution from S007; schedule item 81 is now supported by the freshly opened Parliament introduced Bill. |
| 14 | G1.1 currentness narrative | Said a 2026 Bill proposed repeal, without separating the July notice from the introduced Bill. | Replace with the qualified Bill-status paragraph below. |
| 15 | C_ZA-P12-C056 | “2026 repeal measure remained a Bill as of 21 Oct 2026. S007/order paper.” | Replace with the full C056 cell below, citing the introduced Bill, metadata and actual Order Paper. |
| 16 | Coverage G1-22 | “2026 repeal Bill — answered as non-operative candidate.” | Retain status, but correct sources and distinguish notice, introduced Bill, metadata and Order Paper. |
| 17 | Coverage G5-02 | Current Prescription Act currentness cited C055–C056. | Retain partial-currentness status; replace the Bill support with corrected C056/P14 sources. |
| 18 | Search/read audit | Referred to the Justice URL as the Bill body and to an unregistered 21 October Order Paper source. | Replace with the source-access paragraph below and the actual Order Paper URL/pinpoints. |
| 19 | Workflow section heading | “Eleven fictional workflows” although Workflows 1–12 were displayed. | Replace with “Twelve fictional workflows and conditional timelines.” |
| 20 | Workflow 1 claim link | Included C051, which concerns Kaknis, as a calendar qualifier. | Replace C051 with C_ZA-P12-C057, the anniversary-arithmetic qualification. |
| 21 | P12 displayed count | “Fully stated conditional calendar calculations: 4.” | Replace with 5 anniversary expressions, retaining every date and value unchanged. |
Under Prescription Act §14, an express or tacit acknowledgment of liability can interrupt a running period. A payment, part payment, offer or settlement communication does not do so automatically; the communication must objectively acknowledge the relevant liability.
The majority in KLD Residential recognised a limited exception under which an acknowledgment made during without-prejudice settlement negotiations may be admitted solely to prove interruption of prescription. Paragraph 39 makes three additional qualifications explicit: the exception is fact-specific rather than absolute; the parties may expressly or impliedly exclude it in their discussions; and the admission remains protected insofar as proof of the debt’s existence and quantum is concerned. P12 therefore does not treat every settlement offer as an acknowledgment or every without-prejudice acknowledgment as admissible regardless of the parties’ agreed negotiation framework. Supreme Court of Appeal+1
Prescription Act §15(1) ordinarily interrupts prescription through service on the debtor of process by which the creditor claims payment of the debt. Issuing, preparing or filing process without evidence of actual service does not satisfy that requirement.
Section 15(5) supplies one express qualification: where a person is joined as a defendant on that person’s own application, the payment process is deemed to have been served on that person on the date of joinder. This does not make ordinary filing equivalent to service, does not decide whether another service rule or curative doctrine applies, and does not establish qualifying joinder in any actual case. South African Government+1
The 2026 repeal proposal remains non-operative in this evidence set. P12’s Justice/Gazette 54941 source was imprecisely identified: the freshly opened Parliament Bill says Gazette 54941 of 3 July 2026 contained the explanatory summary and prior notice of introduction, not the introduced Bill itself. The introduced Bill is B26—2026; Parliament records introduction on 17 September 2026. Its clauses 1–2 and schedule propose repeal of listed obsolete amendment Acts, including the Prescription Amendment Act 11 of 1984 at schedule item 81. Its memorandum explains that the amendments made by such Acts were already incorporated into the principal Acts and that the proposal is intended as statute-book cleanup. P14 therefore does not infer that enactment would restore the old pre-1984 contractual limitation in §12(3). Parliament of South Africa+3
On 21 October 2026 the National Assembly Order Paper listed B26—2026 both among Bills referred to the Joint Tagging Mechanism and among Bills referred to committees. Parliament’s bill page displayed the stage as “Introduction” when accessed in P14. These are bounded status records, not a certificate that no later legislative event can occur. Parliament of South Africa+2
The original P12 Justice URL for Gazette 54941 was not reopened successfully in P14 and is no longer treated as the introduced-Bill body or schedule source. A genuinely different official source—the Parliament introduced Bill—was freshly opened and supplies the cover identity, clauses, schedule item 81 and memorandum. The Parliament bill-status page and the 21 October 2026 National Assembly Order Paper were also freshly opened. No hidden endpoint, API, security workaround or repeated failed fetch was used.
| P12 claim | Full replacement |
|---|---|
| C_ZA-P12-C035 — replace | A communication made without prejudice that actually constitutes an acknowledgment of liability under Prescription Act §14 may be admitted solely to prove interruption of prescription. The exception is fact-specific, is not absolute and may be expressly or impliedly excluded by the parties in their negotiations. The admission remains protected for proving the existence and quantum of the debt. Not every offer or negotiation communication constitutes an acknowledgment. Source: KLD Residential CC v Empire Earth Investments 17 (Pty) Ltd [2017] ZASCA 98, majority paragraph 39, zero PDF P13 / printed page 14. Supreme Court of Appeal+1 |
| C_ZA-P12-C036 — replace | Judicial interruption ordinarily requires service on the debtor of process claiming payment of the debt. Under Prescription Act §15(5), if a person is joined as defendant on that person’s own application, that process is deemed served on the joinder date. Source: Prescription Act 68 of 1969 §15(1),(5), zero PDF P4 / printed Gazette page 8. South African Government+1 |
| C_ZA-P12-C037 — replace | Issuing, preparing or filing process alone does not prove interruption absent actual service or an applicable statutory deemed-service event such as §15(5) joinder on the defendant’s own application. P12 does not determine any other deemed-service, waiver or curative doctrine. Source: Prescription Act §15(1),(5), zero PDF P4 / printed Gazette page 8. South African Government+1 |
| C_ZA-P12-C056 — replace | The Repeal of Certain Pre-1994 Justice Laws Bill B26—2026 was introduced in the National Assembly on 17 September 2026. Its schedule item 81 proposes repeal of the Prescription Amendment Act 11 of 1984. The 21 October 2026 Order Paper listed it under the Joint Tagging Mechanism and referral to the Justice Committee, and Parliament’s current page displayed “Introduction” on P14 access. The proposal was therefore not operative in the bodies read. The 3 July 2026 Gazette item was the explanatory summary and prior notice, not the introduced Bill itself. No restoration of the former §12(3) wording is inferred. Parliament of South Africa+5 |
| C_ZA-P12-C057 — retain | Calendar timelines in P12 use anniversary arithmetic, not business-day computation. Exact final instants, holidays, procedural filing rules and actual deadlines remain held. P14 correction: Workflow 1 must cite C057 rather than C051. |
| Claim ID | Exact bounded proposition | Primary support | Continuing hold |
|---|---|---|---|
| C_ZA-P14-C001 | The KLD without-prejudice exception is fact-specific, can be expressly or impliedly ousted and does not expose the admission for proving existence or quantum. | KLD, para 39, zero P13 / printed 14. Supreme Court of Appeal+1 | Actual communication and negotiation framework remain unknown. |
| C_ZA-P14-C002 | Section 15(5) deems service on the date a person is joined as defendant on that person’s own application. | Prescription Act §15(5), zero P4 / GG p8. South African Government+1 | No other deemed-service or civil-procedure issue is decided. |
| C_ZA-P14-C003 | The 3 July 2026 Gazette 54941 item was described by the introduced Bill as the explanatory summary and prior notice; it was not the introduced B26—2026 Bill body. | Introduced Bill cover, zero P0. Parliament of South Africa | The earlier Justice endpoint itself was not reopened in P14. |
| C_ZA-P14-C004 | The introduced Bill’s schedule item 81 lists the Prescription Amendment Act 11 of 1984, and the Bill’s memorandum characterises the proposal as repeal of obsolete amendment Acts already incorporated into principal Acts. | Bill zero P3 / printed 4; zero P5 / printed 6. Parliament of South Africa+1 | Bill is not enacted law; no repeal effect is determined. |
| C_ZA-P14-C005 | Parliament records introduction on 17 September 2026; the 21 October Order Paper still listed the Bill in parliamentary processing; the metadata displayed Introduction on P14 access. | Parliament metadata; Order Paper zero P20/printed 851 and P24/printed 855. Parliament of South Africa+2 | Not an exhaustive later-events certificate. |
| C_ZA-P14-C006 | P12 contains 12 workflows and five distinct anniversary expressions; Workflow 1’s calendar qualification is C057, not C051. | P12 displayed text and arithmetic. | No date value or legal clock is changed. |
| C_ZA-P14-C007 | All other P12 merits, source-currentness, private-fact, local, foreign and A066/A097/A098 holds remain unchanged. | Scope/provenance constraint. | No component or country acceptance. |
| P12 row | Replacement status and finding | Missing evidence / next action |
|---|---|---|
| G1-22 — 2026 repeal Bill | answered as non-operative currentness candidate — B26—2026 was introduced on 17 September 2026; item 81 proposes repeal of Act 11/1984; the 21 October Order Paper and Parliament stage metadata show continuing parliamentary processing. C_ZA-P12-C056; C_ZA-P14-C003–C005. | Monitor an actual enacted Act, assent and commencement only if later relevant. Do not infer repeal from the explanatory notice or Bill. |
| G2-17 — Offer/negotiation | partial — an actual acknowledgment may be admissible solely for interruption despite without-prejudice status, but the exception is fact-specific, may be expressly or impliedly ousted and leaves existence/quantum protected. C_ZA-P12-C034–C035; C_ZA-P14-C001. | Complete communication, negotiation terms, authority and context. |
| G2-18 — Judicial service | answered at statutory gateway level — actual service under §15(1), or deemed service under §15(5) when the person is joined as defendant on their own application. Ordinary issuance/filing remains insufficient. C_ZA-P12-C036–C037; C_ZA-P14-C002. | Return of service or qualifying joinder application/order; full civil procedure held. |
| G4-05 — Settlement negotiations | partial — not every offer is acknowledgment; even a qualifying without-prejudice acknowledgment may fall outside the KLD exception if the parties excluded that use. | Actual negotiation record and exclusion language. |
| G4-06 — Issued but unserved summons | answered as adverse classification with alternative — filing alone is insufficient; actual service must be proved unless §15(5)’s own-application joinder deeming rule applies. | Service return, joinder application and joinder date. |
| G5-02 — Current Prescription Act | partial-currentness — current statutory text remains supported by P12’s Act/amendment chain; the 2026 repeal proposal is correctly separated into explanatory notice, introduced Bill and parliamentary-status sources. C055–C056; P14 C003–C005. | Full later-amendment/enactment citator if an operational publication is contemplated. |
| Affected item | P14 replacement |
|---|---|
| Workflow-section heading | Replace “Eleven fictional workflows and conditional timelines” with “Twelve fictional workflows and conditional timelines.” |
| Workflow 1 — missed instalment | Retain 15 April 2023 + 3 years = 15 April 2026. Replace the concluding claim link C051 with C057. No business-day, holiday or exact-last-instant conclusion is added. |
| Workflow 5 — settlement negotiations | Add: Even if the communication objectively acknowledges liability, KLD paragraph 39 makes the limited interruption-purpose admissibility exception fact-specific and permits parties expressly or impliedly to exclude it. The admission remains protected for proof of existence and quantum. Supreme Court of Appeal+1 |
| Workflow 6 — summons filed but service unknown | Add alternative branch: If the person was joined as defendant on their own application, §15(5) deems the payment process served on the joinder date. Without actual service or that proven statutory event, issue or filing alone remains insufficient. South African Government+1 |
| P12 calculation count | Replace “4” with “5 anniversary expressions.” All five values remain unchanged. |
These remain fictional anniversary calculations only. No business-day convention, public-holiday adjustment, actual deadline or exact final instant is supplied.
| Source / prior ID | P12 researcher-reported status | P14 access status | Corrected use |
|---|---|---|---|
| P12 S013 — KLD Residential | P12 reported a fresh read of majority paragraphs 35–41. | Fresh P14 reopen and page-image inspection of paragraph 39, zero P13 / printed 14. | Adds fact-specific, express/implied ouster and existence/quantum protections. |
| P12 S002 — original Prescription Act | P12 reported a fresh read of §§10–17. | Fresh P14 reopen and page-image inspection of §15(5), zero P4 / printed GG8. | Adds own-application joinder deemed service. |
| P12 S007 — Justice/GG54941 URL | Labelled as B26—2026 and attributed schedule content through a search result. | Not reopened in P14. The old endpoint/body remains unreplicated. | Reclassify as a researcher-reported explanatory-summary/prior-notice candidate; no schedule or Bill-clause claim rests on it. |
| P14 Parliament introduced Bill | Not a P12 source. | Fresh P14 body and page images read. | Supplies Bill identity, clauses, schedule item 81 and objects memorandum. |
| P14 Parliament Bill metadata | Not a P12 source. | Fresh P14 HTML body read. | Supplies introduction date and displayed stage. |
| P14 21 October Order Paper | P12 mentioned an Order Paper without registering its URL or pinpoint. | Fresh P14 PDF body and page images read. | Supplies the actual 21 October status evidence. |
Every source below was freshly accessed on 26 October 2026 PDT / 27 October 2026 UTC. Exact opening times are unknown.
| Source ID | Issuer, title and full literal HTTPS URL | Exact body and locator | Status and read limit |
|---|---|---|---|
| C_ZA-P14-S001 | Supreme Court of Appeal, KLD Residential CC v Empire Earth Investments 17 (Pty) Ltd (1135/2016) [2017] ZASCA 98. https://www.supremecourtofappeal.org.za/index.php/component/jdownloads/send/2-judgments-2017/99-kld-residential-v-empire-earth-investments-1135-2016-2017-zasca-98-6-july-2017?Itemid=0 | Majority paragraph 39, zero PDF P13 / printed page 14. | Fresh final judgment body and page image read. Used only for the limited without-prejudice exception qualification; no full citator or actual negotiation analysis. Supreme Court of Appeal+1 |
| C_ZA-P14-S002 | Presidency, Prescription Act 68 of 1969, GG2421, 4 June 1969. https://www.gov.za/sites/default/files/gcis_document/201505/act-68-1969.pdf | §15(1)–(6), especially §15(5), zero PDF P4 / printed GG page 8. | Fresh original enacted body and page image read. Used only for actual/deemed service. Later-amendment/current-compilation limits from P12 remain. South African Government+1 |
| C_ZA-P14-S003 | Parliament of South Africa, Repeal of Certain Pre-1994 Justice Laws Bill [B26—2026], as introduced. https://www.parliament.gov.za/storage/app/media/Bills/2026/B26-2026_Repeal_of_Certain_Pre_1994_Justice_Laws_Bill.pdf | Cover and GG54941 explanation zero P0; clauses 1–2 zero P1, printed label not separately verified; schedule item 81 zero P3 / printed 4; memorandum §3.1 zero P5 / printed 6. | Fresh introduced-Bill body and page images read. Proposal only; not an Act or commencement instrument. Parliament of South Africa+3 |
| C_ZA-P14-S004 | Parliament of South Africa, Repeal of Certain Pre-1994 Justice Laws Bill (B26-2026) — Bill page. https://www.parliament.gov.za/bill/2334582 | HTML “Introduction” stage and date 17-09-2026, lines 221–267; PDF index not applicable. | Fresh official metadata body read. Stage display is bounded status evidence, not an exhaustive later-events certificate. Parliament of South Africa |
| C_ZA-P14-S005 | Parliament of South Africa, Order Paper: National Assembly No 51—2026, Wednesday 21 October 2026. https://www.parliament.gov.za/storage/app/media/Pages/2026/16-10-2026_MTBPS_2026/docs/21-10-2026/On51e-26-21octRPT.pdf | B26—2026 under Joint Tagging Mechanism zero P20 / printed 851–852; under bills referred to committees zero P24 / printed 855. | Fresh official parliamentary body and page images read. Establishes status on 21 October 2026 only. Parliament of South Africa+2 |
| Row | Subissue | Status | Finding / claim | Remaining hold |
|---|---|---|---|---|
| R1-01 | Limited admissibility purpose | answered | Solely interruption of prescription. P14 C001 | Actual acknowledgment still required |
| R1-02 | Fact-specific nature | answered | Exception is not absolute. P14 C001 | Actual communication/context |
| R1-03 | Express or implied exclusion | answered | Parties may oust the exception in discussions. P14 C001 | Actual negotiation framework |
| R1-04 | Existence and quantum protection | answered | Admission remains protected for those purposes. P14 C001 | No merits admission inferred |
| R1-05 | Settlement offers generally | partial | Not every offer acknowledges liability. P12 C034–C035 | Complete communication and authority |
| Row | Subissue | Status | Finding / claim | Remaining hold |
|---|---|---|---|---|
| R2-01 | Ordinary service requirement | answered | §15(1) actual service remains ordinary rule. P12 C036–C037 | Valid service facts |
| R2-02 | Own-application joinder | answered | Deemed service on joinder date. P14 C002 | Application/order/date required |
| R2-03 | Issuance or filing only | answered negatively | Still insufficient absent service/deeming event. P12 C037 | Actual procedural record |
| R2-04 | Other deemed-service/cure doctrines | unresolved | P14 does not rule them in or out. | Full civil-procedure pass |
| R2-05 | Workflow 6 application | answered conditionally | Joinder branch added. | No actual litigation facts |
| Row | Subissue | Status | Finding / claim | Remaining hold |
|---|---|---|---|---|
| R3-01 | GG54941 identity | answered from introduced Bill | Explanatory summary/prior notice. P14 C003 | Old Justice body itself unreplicated |
| R3-02 | Introduced-Bill identity | answered | Parliament B26—2026. P14 C004 | Proposal only |
| R3-03 | Schedule item 81 | answered | Act 11/1984 listed. P14 C004 | No repeal until enactment |
| R3-04 | Bill objects | answered as stated purpose | Cleanup of incorporated, obsolete amendment Acts. P14 C004 | No independent legal-effect opinion |
| R3-05 | Introduction date/stage | answered as metadata | 17 September 2026; Introduction displayed. P14 C005 | Page may later update |
| R3-06 | 21 October status | answered | Listed under JTM and committee referral. P14 C005 | No later-events certificate |
| R3-07 | Operative legal effect | answered negatively for bodies read | Still a Bill, not enacted law. P12 C056 / P14 C005 | Monitor actual enactment if later relevant |
| R3-08 | Restoration of pre-1984 §12(3) | answered negatively as inference bound | No restoration inferred from proposal; memo says amendments were incorporated. P14 C004 | Actual enacted text would require separate review |
| R3-09 | Workflow count | answered | 12, not 11. P14 C006 | None |
| R3-10 | Calendar-expression count | answered | Five expressions, values unchanged. P14 C006 | No actual deadline |
| R3-11 | Workflow 1 crosslink | answered | C057 replaces C051. P14 C006 | No merits change |
Total core repair-coverage rows: 21.
| Row | Hold | P14 status |
|---|---|---|
| H01 | Complete current Prescription Act consolidation | Retained |
| H02 | Full current citator for KLD or §15 service law | Retained |
| H03 | Actual acknowledgment, negotiation or exclusion agreement | Unknown |
| H04 | Actual service, joinder application or joinder order | Unknown |
| H05 | Other deemed-service, waiver or curative rules | Deferred |
| H06 | Full civil pleading and procedure | Deferred |
| H07 | Bill events after the official records read | Uncertified |
| H08 | Actual contract, debt, payment, summons, party or docket facts | Unsearched |
| H09 | P13 agreement-classification conclusions | Unreviewed; not adopted |
| H10 | P06/P10/P11 conclusions | Unreviewed; not adopted |
| H11 | Foreign law, recognition and A098 | Held |
| H12 | A066, A097, whole-country/component acceptance | Held |
| Province | Status |
|---|---|
| Eastern Cape | Unexamined; held |
| Free State | Unexamined; held |
| Gauteng | Unexamined; held |
| KwaZulu-Natal | Unexamined; held |
| Limpopo | Unexamined; held |
| Mpumalanga | Unexamined; held |
| Northern Cape | Unexamined; held |
| North West | Unexamined; held |
| Western Cape | Unexamined; held |
No national prescription source is converted into complete provincial, division-specific, service, venue or local-procedure coverage.
| Output | Actual displayed count |
|---|---|
| Fresh P14 source-register rows | 5 |
| New P14 atomic claims | 7 |
| Old-to-new crosswalk rows | 21 |
| Full replacement P12 claim cells | 5 |
| Replacement P12 coverage cells | 6 |
| Affected workflow/count rows | 5 |
| Core repair-coverage rows | 21 |
| General retained-hold rows | 12 |
| Territorial rows | 9 |
| New dates or arithmetic values | 0 |
| Preserved anniversary expressions | 5 |
END C_ZA PASS-14
Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
These components repair their stated scope. They do not replace every other finding in this research series.
CZA four bounded consistency repairs →No. · P12 location · Original issue · 21 data rows
| No. | P12 location | Original issue | P14 replacement/disposition |
|---|---|---|---|
| 1 | G2.2 acknowledgment narrative | Described the limited KLD admissibility exception without its express/implied exclusion qualification. | Add that the exception is fact-specific and parties may expressly or impliedly oust it; existence and quantum remain protected. |
| 2 | C_ZA-P12-C035 | “Acknowledgment in without-prejudice negotiations may be admitted solely for interruption. Not every offer qualifies.” | Replace with the full qualified C035 cell below. |
| 3 | Workflow 5 | Correctly required an actual acknowledgment, but omitted possible exclusion of the KLD exception by the parties. | Add the qualification in the affected-workflow table below. |
| 4 | Coverage G2-17 | “Offer/negotiation — partial — actual communication.” | Add party exclusion/ousting language and protected-purpose limitation. |
| 5 | P12 S013 | Read majority paragraphs 35–41 generally. | Retain source; add exact controlling locator: paragraph 39, zero PDF P13, printed page 14. |
| 6 | G2.3 judicial-interruption narrative | Stated that judicial interruption requires service without identifying §15(5)’s deemed-service branch. | Add the own-application joinder rule. |
| 7 | C_ZA-P12-C036 | “Judicial interruption requires service on debtor of process claiming payment.” | Replace with actual-or-deemed-service formulation below. |
| 8 | C_ZA-P12-C037 | “Filing or issuing alone does not prove interruption.” | Retain, but qualify that §15(5) joinder is deemed service; do not imply it is the only conceivable service doctrine. |
| 9 | Coverage G2-18 | “Judicial service — answered — return of service.” | Add proof of qualifying own-application joinder as an alternative to an ordinary service return. |
| 10 | Workflow 6 | Issued summons with service unknown. | Add a separate §15(5) joinder branch; ordinary filing remains insufficient. |
| 11 | P12 S002 | Original Act pages included §15, but source row did not isolate §15(5). | Add §15(5), zero PDF P4 / printed Gazette page 8. |
| 12 | P12 S007 source title | Labelled the Justice/Gazette 54941 URL as the introduced B26—2026 Bill. | Correct it to a researcher-reported explanatory-summary/prior-notice candidate whose body was not freshly reopened in P14. |
| 13 | P12 S007 body-read claim | Said the schedule included Act 11/1984, based on a search result. | Withdraw that schedule-reading attribution from S007; schedule item 81 is now supported by the freshly opened Parliament introduced Bill. |
| 14 | G1.1 currentness narrative | Said a 2026 Bill proposed repeal, without separating the July notice from the introduced Bill. | Replace with the qualified Bill-status paragraph below. |
| 15 | C_ZA-P12-C056 | “2026 repeal measure remained a Bill as of 21 Oct 2026. S007/order paper.” | Replace with the full C056 cell below, citing the introduced Bill, metadata and actual Order Paper. |
| 16 | Coverage G1-22 | “2026 repeal Bill — answered as non-operative candidate.” | Retain status, but correct sources and distinguish notice, introduced Bill, metadata and Order Paper. |
| 17 | Coverage G5-02 | Current Prescription Act currentness cited C055–C056. | Retain partial-currentness status; replace the Bill support with corrected C056/P14 sources. |
| 18 | Search/read audit | Referred to the Justice URL as the Bill body and to an unregistered 21 October Order Paper source. | Replace with the source-access paragraph below and the actual Order Paper URL/pinpoints. |
| 19 | Workflow section heading | “Eleven fictional workflows” although Workflows 1–12 were displayed. | Replace with “Twelve fictional workflows and conditional timelines.” |
| 20 | Workflow 1 claim link | Included C051, which concerns Kaknis, as a calendar qualifier. | Replace C051 with C_ZA-P12-C057, the anniversary-arithmetic qualification. |
| 21 | P12 displayed count | “Fully stated conditional calendar calculations: 4.” | Replace with 5 anniversary expressions, retaining every date and value unchanged. |
P12 claim · Full replacement · 5 data rows
| P12 claim | Full replacement |
|---|---|
| C_ZA-P12-C035 — replace | A communication made without prejudice that actually constitutes an acknowledgment of liability under Prescription Act §14 may be admitted solely to prove interruption of prescription. The exception is fact-specific, is not absolute and may be expressly or impliedly excluded by the parties in their negotiations. The admission remains protected for proving the existence and quantum of the debt. Not every offer or negotiation communication constitutes an acknowledgment. Source: KLD Residential CC v Empire Earth Investments 17 (Pty) Ltd [2017] ZASCA 98, majority paragraph 39, zero PDF P13 / printed page 14. Supreme Court of Appeal +1 |
| C_ZA-P12-C036 — replace | Judicial interruption ordinarily requires service on the debtor of process claiming payment of the debt. Under Prescription Act §15(5), if a person is joined as defendant on that person’s own application, that process is deemed served on the joinder date. Source: Prescription Act 68 of 1969 §15(1),(5), zero PDF P4 / printed Gazette page 8. South African Government +1 |
| C_ZA-P12-C037 — replace | Issuing, preparing or filing process alone does not prove interruption absent actual service or an applicable statutory deemed-service event such as §15(5) joinder on the defendant’s own application. P12 does not determine any other deemed-service, waiver or curative doctrine. Source: Prescription Act §15(1),(5), zero PDF P4 / printed Gazette page 8. South African Government +1 |
| C_ZA-P12-C056 — replace | The Repeal of Certain Pre-1994 Justice Laws Bill B26—2026 was introduced in the National Assembly on 17 September 2026. Its schedule item 81 proposes repeal of the Prescription Amendment Act 11 of 1984. The 21 October 2026 Order Paper listed it under the Joint Tagging Mechanism and referral to the Justice Committee, and Parliament’s current page displayed “Introduction” on P14 access. The proposal was therefore not operative in the bodies read. The 3 July 2026 Gazette item was the explanatory summary and prior notice, not the introduced Bill itself. No restoration of the former §12(3) wording is inferred. Parliament of South Africa +5 |
| C_ZA-P12-C057 — retain | Calendar timelines in P12 use anniversary arithmetic, not business-day computation. Exact final instants, holidays, procedural filing rules and actual deadlines remain held. P14 correction: Workflow 1 must cite C057 rather than C051. |
Claim ID · Exact bounded proposition · Primary support · 7 data rows
| Claim ID | Exact bounded proposition | Primary support | Continuing hold |
|---|---|---|---|
| C_ZA-P14-C001 | The KLD without-prejudice exception is fact-specific, can be expressly or impliedly ousted and does not expose the admission for proving existence or quantum. | KLD, para 39, zero P13 / printed 14. Supreme Court of Appeal +1 | Actual communication and negotiation framework remain unknown. |
| C_ZA-P14-C002 | Section 15(5) deems service on the date a person is joined as defendant on that person’s own application. | Prescription Act §15(5), zero P4 / GG p8. South African Government +1 | No other deemed-service or civil-procedure issue is decided. |
| C_ZA-P14-C003 | The 3 July 2026 Gazette 54941 item was described by the introduced Bill as the explanatory summary and prior notice; it was not the introduced B26—2026 Bill body. | Introduced Bill cover, zero P0. Parliament of South Africa | The earlier Justice endpoint itself was not reopened in P14. |
| C_ZA-P14-C004 | The introduced Bill’s schedule item 81 lists the Prescription Amendment Act 11 of 1984, and the Bill’s memorandum characterises the proposal as repeal of obsolete amendment Acts already incorporated into principal Acts. | Bill zero P3 / printed 4; zero P5 / printed 6. Parliament of South Africa +1 | Bill is not enacted law; no repeal effect is determined. |
| C_ZA-P14-C005 | Parliament records introduction on 17 September 2026; the 21 October Order Paper still listed the Bill in parliamentary processing; the metadata displayed Introduction on P14 access. | Parliament metadata; Order Paper zero P20/printed 851 and P24/printed 855. Parliament of South Africa +2 | Not an exhaustive later-events certificate. |
| C_ZA-P14-C006 | P12 contains 12 workflows and five distinct anniversary expressions; Workflow 1’s calendar qualification is C057, not C051. | P12 displayed text and arithmetic. | No date value or legal clock is changed. |
| C_ZA-P14-C007 | All other P12 merits, source-currentness, private-fact, local, foreign and A066/A097/A098 holds remain unchanged. | Scope/provenance constraint. | No component or country acceptance. |
P12 row · Replacement status and finding · Missing evidence / next action · 6 data rows
| P12 row | Replacement status and finding | Missing evidence / next action |
|---|---|---|
| G1-22 — 2026 repeal Bill | answered as non-operative currentness candidate — B26—2026 was introduced on 17 September 2026; item 81 proposes repeal of Act 11/1984; the 21 October Order Paper and Parliament stage metadata show continuing parliamentary processing. C_ZA-P12-C056; C_ZA-P14-C003–C005. | Monitor an actual enacted Act, assent and commencement only if later relevant. Do not infer repeal from the explanatory notice or Bill. |
| G2-17 — Offer/negotiation | partial — an actual acknowledgment may be admissible solely for interruption despite without-prejudice status, but the exception is fact-specific, may be expressly or impliedly ousted and leaves existence/quantum protected. C_ZA-P12-C034–C035; C_ZA-P14-C001. | Complete communication, negotiation terms, authority and context. |
| G2-18 — Judicial service | answered at statutory gateway level — actual service under §15(1), or deemed service under §15(5) when the person is joined as defendant on their own application. Ordinary issuance/filing remains insufficient. C_ZA-P12-C036–C037; C_ZA-P14-C002. | Return of service or qualifying joinder application/order; full civil procedure held. |
| G4-05 — Settlement negotiations | partial — not every offer is acknowledgment; even a qualifying without-prejudice acknowledgment may fall outside the KLD exception if the parties excluded that use. | Actual negotiation record and exclusion language. |
| G4-06 — Issued but unserved summons | answered as adverse classification with alternative — filing alone is insufficient; actual service must be proved unless §15(5)’s own-application joinder deeming rule applies. | Service return, joinder application and joinder date. |
| G5-02 — Current Prescription Act | partial-currentness — current statutory text remains supported by P12’s Act/amendment chain; the 2026 repeal proposal is correctly separated into explanatory notice, introduced Bill and parliamentary-status sources. C055–C056; P14 C003–C005. | Full later-amendment/enactment citator if an operational publication is contemplated. |
Affected item · P14 replacement · 5 data rows
| Affected item | P14 replacement |
|---|---|
| Workflow-section heading | Replace “Eleven fictional workflows and conditional timelines” with “Twelve fictional workflows and conditional timelines.” |
| Workflow 1 — missed instalment | Retain 15 April 2023 + 3 years = 15 April 2026. Replace the concluding claim link C051 with C057. No business-day, holiday or exact-last-instant conclusion is added. |
| Workflow 5 — settlement negotiations | Add: Even if the communication objectively acknowledges liability, KLD paragraph 39 makes the limited interruption-purpose admissibility exception fact-specific and permits parties expressly or impliedly to exclude it. The admission remains protected for proof of existence and quantum. Supreme Court of Appeal +1 |
| Workflow 6 — summons filed but service unknown | Add alternative branch: If the person was joined as defendant on their own application, §15(5) deems the payment process served on the joinder date. Without actual service or that proven statutory event, issue or filing alone remains insufficient. South African Government +1 |
| P12 calculation count | Replace “4” with “5 anniversary expressions.” All five values remain unchanged. |
Source / prior ID · P12 researcher-reported status · P14 access status · 6 data rows
| Source / prior ID | P12 researcher-reported status | P14 access status | Corrected use |
|---|---|---|---|
| P12 S013 — KLD Residential | P12 reported a fresh read of majority paragraphs 35–41. | Fresh P14 reopen and page-image inspection of paragraph 39, zero P13 / printed 14. | Adds fact-specific, express/implied ouster and existence/quantum protections. |
| P12 S002 — original Prescription Act | P12 reported a fresh read of §§10–17. | Fresh P14 reopen and page-image inspection of §15(5), zero P4 / printed GG8. | Adds own-application joinder deemed service. |
| P12 S007 — Justice/GG54941 URL | Labelled as B26—2026 and attributed schedule content through a search result. | Not reopened in P14. The old endpoint/body remains unreplicated. | Reclassify as a researcher-reported explanatory-summary/prior-notice candidate; no schedule or Bill-clause claim rests on it. |
| P14 Parliament introduced Bill | Not a P12 source. | Fresh P14 body and page images read. | Supplies Bill identity, clauses, schedule item 81 and objects memorandum. |
| P14 Parliament Bill metadata | Not a P12 source. | Fresh P14 HTML body read. | Supplies introduction date and displayed stage. |
| P14 21 October Order Paper | P12 mentioned an Order Paper without registering its URL or pinpoint. | Fresh P14 PDF body and page images read. | Supplies the actual 21 October status evidence. |
Source ID · Issuer, title and full literal HTTPS URL · Exact body and locator · 5 data rows
| Source ID | Issuer, title and full literal HTTPS URL | Exact body and locator | Status and read limit |
|---|---|---|---|
| C_ZA-P14-S001 | Supreme Court of Appeal, KLD Residential CC v Empire Earth Investments 17 (Pty) Ltd (1135/2016) [2017] ZASCA 98. https://www.supremecourtofappeal.org.za/index.php/component/jdownloads/send/2-judgments-2017/99-kld-residential-v-empire-earth-investments-1135-2016-2017-zasca-98-6-july-2017?Itemid=0 | Majority paragraph 39, zero PDF P13 / printed page 14. | Fresh final judgment body and page image read. Used only for the limited without-prejudice exception qualification; no full citator or actual negotiation analysis. Supreme Court of Appeal +1 |
| C_ZA-P14-S002 | Presidency, Prescription Act 68 of 1969, GG2421, 4 June 1969. https://www.gov.za/sites/default/files/gcis_document/201505/act-68-1969.pdf | §15(1)–(6), especially §15(5), zero PDF P4 / printed GG page 8. | Fresh original enacted body and page image read. Used only for actual/deemed service. Later-amendment/current-compilation limits from P12 remain. South African Government +1 |
| C_ZA-P14-S003 | Parliament of South Africa, Repeal of Certain Pre-1994 Justice Laws Bill [B26—2026], as introduced. https://www.parliament.gov.za/storage/app/media/Bills/2026/B26-2026_Repeal_of_Certain_Pre_1994_Justice_Laws_Bill.pdf | Cover and GG54941 explanation zero P0; clauses 1–2 zero P1, printed label not separately verified; schedule item 81 zero P3 / printed 4; memorandum §3.1 zero P5 / printed 6. | Fresh introduced-Bill body and page images read. Proposal only; not an Act or commencement instrument. Parliament of South Africa +3 |
| C_ZA-P14-S004 | Parliament of South Africa, Repeal of Certain Pre-1994 Justice Laws Bill (B26-2026) — Bill page. https://www.parliament.gov.za/bill/2334582 | HTML “Introduction” stage and date 17-09-2026, lines 221–267; PDF index not applicable. | Fresh official metadata body read. Stage display is bounded status evidence, not an exhaustive later-events certificate. Parliament of South Africa |
| C_ZA-P14-S005 | Parliament of South Africa, Order Paper: National Assembly No 51—2026, Wednesday 21 October 2026. https://www.parliament.gov.za/storage/app/media/Pages/2026/16-10-2026_MTBPS_2026/docs/21-10-2026/On51e-26-21octRPT.pdf | B26—2026 under Joint Tagging Mechanism zero P20 / printed 851–852; under bills referred to committees zero P24 / printed 855. | Fresh official parliamentary body and page images read. Establishes status on 21 October 2026 only. Parliament of South Africa +2 |
Row · Subissue · Status · 5 data rows
| Row | Subissue | Status | Finding / claim | Remaining hold |
|---|---|---|---|---|
| R1-01 | Limited admissibility purpose | answered | Solely interruption of prescription. P14 C001 | Actual acknowledgment still required |
| R1-02 | Fact-specific nature | answered | Exception is not absolute. P14 C001 | Actual communication/context |
| R1-03 | Express or implied exclusion | answered | Parties may oust the exception in discussions. P14 C001 | Actual negotiation framework |
| R1-04 | Existence and quantum protection | answered | Admission remains protected for those purposes. P14 C001 | No merits admission inferred |
| R1-05 | Settlement offers generally | partial | Not every offer acknowledges liability. P12 C034–C035 | Complete communication and authority |
Row · Subissue · Status · 5 data rows
| Row | Subissue | Status | Finding / claim | Remaining hold |
|---|---|---|---|---|
| R2-01 | Ordinary service requirement | answered | §15(1) actual service remains ordinary rule. P12 C036–C037 | Valid service facts |
| R2-02 | Own-application joinder | answered | Deemed service on joinder date. P14 C002 | Application/order/date required |
| R2-03 | Issuance or filing only | answered negatively | Still insufficient absent service/deeming event. P12 C037 | Actual procedural record |
| R2-04 | Other deemed-service/cure doctrines | unresolved | P14 does not rule them in or out. | Full civil-procedure pass |
| R2-05 | Workflow 6 application | answered conditionally | Joinder branch added. | No actual litigation facts |
Row · Subissue · Status · 11 data rows
| Row | Subissue | Status | Finding / claim | Remaining hold |
|---|---|---|---|---|
| R3-01 | GG54941 identity | answered from introduced Bill | Explanatory summary/prior notice. P14 C003 | Old Justice body itself unreplicated |
| R3-02 | Introduced-Bill identity | answered | Parliament B26—2026. P14 C004 | Proposal only |
| R3-03 | Schedule item 81 | answered | Act 11/1984 listed. P14 C004 | No repeal until enactment |
| R3-04 | Bill objects | answered as stated purpose | Cleanup of incorporated, obsolete amendment Acts. P14 C004 | No independent legal-effect opinion |
| R3-05 | Introduction date/stage | answered as metadata | 17 September 2026; Introduction displayed. P14 C005 | Page may later update |
| R3-06 | 21 October status | answered | Listed under JTM and committee referral. P14 C005 | No later-events certificate |
| R3-07 | Operative legal effect | answered negatively for bodies read | Still a Bill, not enacted law. P12 C056 / P14 C005 | Monitor actual enactment if later relevant |
| R3-08 | Restoration of pre-1984 §12(3) | answered negatively as inference bound | No restoration inferred from proposal; memo says amendments were incorporated. P14 C004 | Actual enacted text would require separate review |
| R3-09 | Workflow count | answered | 12, not 11. P14 C006 | None |
| R3-10 | Calendar-expression count | answered | Five expressions, values unchanged. P14 C006 | No actual deadline |
| R3-11 | Workflow 1 crosslink | answered | C057 replaces C051. P14 C006 | No merits change |
Row · Hold · P14 status · 12 data rows
| Row | Hold | P14 status |
|---|---|---|
| H01 | Complete current Prescription Act consolidation | Retained |
| H02 | Full current citator for KLD or §15 service law | Retained |
| H03 | Actual acknowledgment, negotiation or exclusion agreement | Unknown |
| H04 | Actual service, joinder application or joinder order | Unknown |
| H05 | Other deemed-service, waiver or curative rules | Deferred |
| H06 | Full civil pleading and procedure | Deferred |
| H07 | Bill events after the official records read | Uncertified |
| H08 | Actual contract, debt, payment, summons, party or docket facts | Unsearched |
| H09 | P13 agreement-classification conclusions | Unreviewed; not adopted |
| H10 | P06/P10/P11 conclusions | Unreviewed; not adopted |
| H11 | Foreign law, recognition and A098 | Held |
| H12 | A066, A097, whole-country/component acceptance | Held |
Province · Status · 9 data rows
| Province | Status |
|---|---|
| Eastern Cape | Unexamined; held |
| Free State | Unexamined; held |
| Gauteng | Unexamined; held |
| KwaZulu-Natal | Unexamined; held |
| Limpopo | Unexamined; held |
| Mpumalanga | Unexamined; held |
| Northern Cape | Unexamined; held |
| North West | Unexamined; held |
| Western Cape | Unexamined; held |
Output · Actual displayed count · 11 data rows
| Output | Actual displayed count |
|---|---|
| Fresh P14 source-register rows | 5 |
| New P14 atomic claims | 7 |
| Old-to-new crosswalk rows | 21 |
| Full replacement P12 claim cells | 5 |
| Replacement P12 coverage cells | 6 |
| Affected workflow/count rows | 5 |
| Core repair-coverage rows | 21 |
| General retained-hold rows | 12 |
| Territorial rows | 9 |
| New dates or arithmetic values | 0 |
| Preserved anniversary expressions | 5 |
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
These components repair their stated scope. They do not replace every other finding in this research series.
CZA four bounded consistency repairs →Recorded check status: not yet checked
Recorded check status: not yet checked
Recorded check status: not yet checked
Recorded check status: not yet checked
Recorded check status: not yet checked
Recorded check status: not yet checked
Recorded check status: not yet checked
Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.
Recorded check status: not yet checked
Recorded check status: not yet checked
Recorded check status: not yet checked
Recorded check status: not yet checked
Recorded check status: not yet checked
The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
No currently queued material correction is mapped to this component. This does not remove its currentness, access, jurisdiction or application limits.
three boundedP12groups and minor count link repairs addressed with holds
Inside: 1. Principal findings · 1.1 South Africa has distinct legal categories that must not be combined · 1.3 Publication holds already established
Inside: Focused finding: 2019 debt-intervention commencement and implementation · Verification window and result · G1 — Enactment, commencement and transitional status
Inside: Narrow correction: §87A suspension duration · 1. Finding and exact replacement sentence · 2. Narrow statutory reading
Inside: C_ZA PASS-05 — continuation from the preserved P04 stopping point · 7. Controlling authority: the crucial distinction is statutory prescription versus NCR guidance · 8. Recovered 2018 fee cells and exact stage conditions
Inside: Ordinary NCA debt-review payment-distribution agents: client money, trust accounts and reconciliation · G1. Registration and who may control the money · G2. What the enacted client-money requirements say
Inside: Ordinary NCA debt-counsellor fees: currentness, incorporation and final-adoption chain · G1.1 What Circular 01 adds to the P05 finding · G1.2 What Circular 01 does not establish
Inside: General consumer-service contract, disclosure, cancellation and refund gateway · G1.1 The hypothetical service may be a CPA “service” · G1.3 Natural consumers, juristic consumers and business purpose
Inside: Repair 1 — aftercare source linkage · Replacement for C_ZA-P07-C021 · Repair 2 — exact 2025/26 annual-report gap reference
Inside: Generic NCR consumer complaint, investigation and public-enforcement/NCT gateway for ordinary debt-counselling conduct · Focused disposition · G1.1 Who may complain
Inside: Three bounded qualification and traceability repairs to reviewed P08 · Focused disposition · R1 — CPA §14(1): both parties must be juristic persons
Inside: Ordinary unsecured private consumer-debt prescription gateway · Principal disposition · G1.1 Current statutory architecture and currentness
Inside: NCA agreement, applicability and debt-type classification gateway · Principal disposition · G1.1 Source edition, amendment and commencement
Inside: National credit-reporting, debt-review clearance and correction gateway · Principal disposition · G1.1 Source chain and currentness
Inside: Narrow Magistrates’ Court administration-order gateway · Principal disposition · G1.1 Current statute and source limitations
Inside: Natural-person voluntary surrender of an estate: national statutory gateway · G1.1 What voluntary surrender is · Deceased-estate boundary
Inside: Creditor-initiated sequestration of a natural person: application, provisional order and final-order gateway · Principal findings · Primary anchors
Inside: Voluntary surrender: High Court jurisdiction, Master-report procedure and publication directions · Focused disposition · Primary amendment
Inside: Section 9 qualifying-claim thresholds and monetary continuity · 1.1 Single-creditor R100: fresh primary judicial confirmation · 1.2 Statutory conversion rule found—not merely historical commentary
Inside: Insolvency Act §149: primary jurisdiction text, amendment chain and foreign-designation boundary · Fresh primary judicial text · 1.1 The alternatives and their different dates
Inside: 1. Replacement for P21 §II.2.2’s §2(3) paragraph · 2. Replacement atomic claim · 4. Effect on workflow and model references
Original saved Markdown SHA-256: 0e8b9f1ed378932b55462ccaee03c5e074c996655a8f08a718aec1e124493d56. Public formatting, private-reference removal and correction annotations are separate from that immutable original.