| Claim ID | Area | Precise finding | Primary evidence and pinpoint | Conditions and evidence limitation |
| S_CA-R2-C001 | A066-CA-1 | The adopted definition covers specified nonmortgage debt settlement, interest-rate/payment reduction and fund-accumulation services. | R2-S001, printed p. 2, 10 CCR §1001(b)(1)–(2) | Adopted-text verification; current 2026 amendments not independently excluded |
| S_CA-R2-C002 | A066-CA-1 | Registration is the baseline for covered persons, with a conditioned exception for licensed proraters operating within license scope. | R2-S001, printed p. 5, §1010(a), (b)(1) | Requires activity/license match |
| S_CA-R2-C003 | A066-CA-1 | The §12104 nonprofit exception requires an audit provided within the previous 12 months and services solely in accordance with §12104. | R2-S001, printed p. 5, §1010(b)(1) | Nonprofit status alone insufficient |
| S_CA-R2-C004 | A066-CA-1 | A distinct exception applies to federally tax-exempt nonprofits providing the specified services free of charge. | R2-S001, printed p. 6, §1010(b)(7) | Both exemption conditions must be met |
| S_CA-R2-C005 | A066-CA-1 | The pre-effective pending-application pathway requires timely MU1/MU2 submissions and required fees; ordinary filing does not automatically confer approval. | R2-S001, printed pp. 6, 9–10, §§1010(c), 1021(b)–(c) | Transitional pathway only; current entity status requires lookup |
| S_CA-R2-C006 | A066-CA-1 | Registration does not eliminate other legal obligations or certify compliance with them. | R2-S001, printed p. 6, §1011(a)–(b) | FDSA, Proraters Law and DCLA remain separate |
| S_CA-R2-C007 | A066-CA-1 | Separate covered subject products require separate registrations; application disclosures include business, charges and marketing information. | R2-S001, printed pp. 7, 9–10, §1021 introductory language and (a)(15) | Applies to separately registrable products |
| S_CA-R2-C008 | A066-CA-1 | The adopted regulation specifies a $350 application fee and $100 annual NMLS renewal fee, with the specified nonrefundability. | R2-S001, printed p. 10, §1021(b) | Provider regulatory fees, not consumer settlement fees |
| S_CA-R2-C009 | A066-CA-1 | The adopted annual assessment uses relevant prior-year California gross-income allocation with a $500 floor, subject to regulatory conditions. | R2-S001, printed p. 14, §1040(a)–(b) | Actual assessment depends on reported income and program costs |
| S_CA-R2-C010 | A066-CA-1 | The adopted assessment provisions specify November 30 notice and December 31 payment, with conditional extensions. | R2-S001, printed pp. 14–15, §1040(c)–(d) | Later changes and individual assessment status unverified |
| S_CA-R2-C011 | A066-CA-1 | The adopted annual reporting provision specifies March 15 reporting for qualifying December 31 registrants. | R2-S001, printed p. 15, §1041(a)–(c) | Initial-year, notice and revocation qualifications apply |
| S_CA-R2-C012 | A066-CA-1 | DFPI's official FAQ corroborates the registration transition, conditional exceptions and approval distinction. | R2-S002, General FAQ 1; New Registrants 2–5 | Agency interpretation displayed as updated September 16, 2025 |
| S_CA-R2-C013 | A066-CA-1 | DFPI's FAQ describes conditional January 1, 2029 inoperation. | R2-S002, relevant FAQ answer | Not a substitute for current statute and subsequent legislative-history verification |
| S_CA-R2-C014 | A066-CA-1 | None of the 19 candidate mirror URLs is authenticated as an original historical visit by the saved capture. | Coordinator's 19-row trace audit supplied for correction-02 | Provenance finding, not a legal proposition; original visit remains unknown |