SettleADebt.

FIND THE EXPLANATION

Which place’s debt rules apply—and who can help?

Use the notice, agreement, and places connected to the debt to find the right court, regulator, or legal-help service.

Explore California information →

This address preserves a dated source document behind the guide. The complete explanation covers the questions, comparisons and next steps for this subject.

If you came here to check a specific citation, open the original archive below. It includes its source dates and recorded qualifications.

Original source archive (optional)Original working documents, complete tables and revision history
About this archive

The explanation above is written for readers. These original working documents preserve the evidence trail, including technical language, dated passages and known corrections. They have not all received independent professional review. Use the marked limits before relying on a particular rule or figure.

DETAILED RESEARCH · EVIDENCE & LIMITS INCLUDED

SCA Correction-02 — Source Provenance and Coordinator Primary-Evidence Integration

S_CA · correction-02Captured 2026-10-236 tables · 23 claim records · 24 source recordsScoped coordinator review completed

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

SCA Correction-01 — California Provider Regulation and Source Provenance →

S_CA Correction-02 — Source Provenance and Coordinator Primary-Evidence Integration

Area: A066-CA-1, California provider regulation Baseline: October 22, 2026, America/Los_Angeles Correction check date: October 22, 2026 Disposition: Focused evidentiary supplement; parent area remains open.

1. Provenance correction

Correction-01 incorrectly characterized 19 Justia/FindLaw URLs as recoverable historical access paths from the original 50-source capture.

That assertion is withdrawn.

The coordinator's saved-capture audit establishes that none of those 19 URLs appears in the retained original link metadata. A plausible URL matching a statutory section is not evidence that the original researcher visited that URL.

The corrected classification for all 19 records is:

  • Newly supplied mirror URL: A URL introduced in correction-01.
  • Original historical visit: Unverified from the retained capture.
  • Original source status: Preserved as originally recorded, without upgrading an extract or unspecified mirror to a documented opening.
  • Fresh reopening: Not established by URL reconstruction. Any new opening must have its own actual retrieval record and date.

The coordinator's separately recovered official DFPI FAQ and final regulatory text are different evidence. They strengthen selected substantive claims but do not retroactively authenticate any of the 19 historical mirror paths.

2. Complete 19-row mirror-provenance disposition

All URLs in this table are correction-01-supplied candidate mirror locations, not verified original visits. The coordinator checked the saved original capture and found no corresponding URL metadata. No fresh opening of these 19 URLs is asserted in correction-02.

Original source ID Newly supplied literal mirror URL Original URL retained? Corrected disposition
S_CA-S001 https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/ No Candidate only; historical visit unverified
S_CA-S002 https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/ No Candidate only; historical visit unverified
S_CA-S003 https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/ No Candidate only; historical visit unverified
S_CA-S004 https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/ No Candidate only; historical visit unverified; correction-01 reopening not independently evidenced
S_CA-S005 https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/ No Candidate only; historical visit unverified
S_CA-S006 https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/ No Candidate only; historical visit unverified
S_CA-S007 https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/ No Candidate only; original extract not authenticated to this URL
S_CA-S008 https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/ No Candidate only; historical visit unverified
S_CA-S009 https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/ No Candidate only; correction-01 claimed reopening, but no independently retained opening record supplied
S_CA-S010 https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/ No Candidate only; historical visit unverified
S_CA-S011 https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/ No Candidate only; historical visit unverified
S_CA-S012 https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/ No Candidate only; original extract not authenticated to this URL
S_CA-S013 https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/ No Candidate only; historical visit unverified
S_CA-S015 https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/ No Candidate only; historical visit unverified
S_CA-S016 https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/ No Candidate only; original extract not authenticated to this URL
S_CA-S018 https://codes.findlaw.com/ca/civil-code/civ-sect-1788-2/ No Candidate only; historical visit unverified
S_CA-S019 https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/ No Candidate only; historical visit unverified
S_CA-S020 https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/ No Candidate only; historical visit unverified
S_CA-S022 https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/ No Candidate only; historical visit unverified

Result: 19 of 19 historical URL-attribution assertions are corrected. This does not mean 19 statutory texts were independently reverified.

3. Official primary-source evidence — coordinator reuse

Two official DFPI sources now have stronger access provenance through the coordinator's browser investigation.

I separately attempted both official URLs on October 22, 2026. Both returned HTTP 403 in this chat's web reader. Therefore, the findings below are attributed to the coordinator's documented browser readings, not represented as my own successful openings.

The coordinator's PDF is described as 41 PDF pages, with the first 26 printed pages labeled PRO 01-21 Final Text. The coordinator retained the downloaded file and its hash; the hash value was not provided here.

Corrected source register

Source ID Issuer and title Literal full URL Pinpoint and version Access status and limitation
S_CA-R2-S001 DFPI, PRO 01-21, Order—Final Text, California Consumer Financial Protection Law registration regulations https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf Printed pp. 2, 5–7, 9–10, 14–15; 10 CCR §§1001, 1010, 1011, 1021, 1040, 1041. Adopted 2024 rulemaking text, operative February 15, 2025 Coordinator opened/downloaded official PDF and read selected sections; three pages visually inspected. My 2026-10-22 direct attempt: 403. Unread sections and subsequent amendments unverified
S_CA-R2-S002 DFPI, CCFPL Information for New Registrants, official FAQ https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/ General FAQ 1; New Registrants FAQs 2–5; How to Register. Displayed update September 16, 2025 Coordinator opened official rendered page and expanded relevant FAQ answers; DOM evidence retained. My 2026-10-22 direct attempt: 403. Agency interpretation, not complete operative regulation
S_CA-R1-S002 Same official DFPI FAQ, correction-01 record https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/ Same FAQ sections Preserve correction-01 failed-read history; add R2-S002 as subsequent coordinator evidence, without overwriting original record
S_CA-R1-S003 DFPI, Notice of Approval of Regulatory Action https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf October 2024 approval document Not newly opened. Distinct from the final regulatory text. OAL approval documentation remains held
S_CA-R1-S005–S014 California CCR sections supplied through Cornell mirrors https://www.law.cornell.edu/regulations/california/10-CCR-1010 Example: 10 CCR §1010; individual source URLs remain in correction-01 Previous mirror-opening assertions preserved as historical report statements; no fresh mirror openings or comprehensive 2026 comparison in this pass

Access-date distinction: The coordinator's actual browser-check date is not supplied in the trace. It must remain date not established from supplied record, rather than being assigned my October 22 check date. The displayed September 16, 2025 FAQ update is a publication/update date, not the coordinator's access date or a regulation's effective date.

4. Selected claim/evidence updates

No original claim identifiers are changed. These new claims document the narrower evidentiary improvements; existing correction-01 claims retain their IDs.

Claim ID Area Precise finding Primary evidence and pinpoint Conditions and evidence limitation
S_CA-R2-C001 A066-CA-1 The adopted definition covers specified nonmortgage debt settlement, interest-rate/payment reduction and fund-accumulation services. R2-S001, printed p. 2, 10 CCR §1001(b)(1)–(2) Adopted-text verification; current 2026 amendments not independently excluded
S_CA-R2-C002 A066-CA-1 Registration is the baseline for covered persons, with a conditioned exception for licensed proraters operating within license scope. R2-S001, printed p. 5, §1010(a), (b)(1) Requires activity/license match
S_CA-R2-C003 A066-CA-1 The §12104 nonprofit exception requires an audit provided within the previous 12 months and services solely in accordance with §12104. R2-S001, printed p. 5, §1010(b)(1) Nonprofit status alone insufficient
S_CA-R2-C004 A066-CA-1 A distinct exception applies to federally tax-exempt nonprofits providing the specified services free of charge. R2-S001, printed p. 6, §1010(b)(7) Both exemption conditions must be met
S_CA-R2-C005 A066-CA-1 The pre-effective pending-application pathway requires timely MU1/MU2 submissions and required fees; ordinary filing does not automatically confer approval. R2-S001, printed pp. 6, 9–10, §§1010(c), 1021(b)–(c) Transitional pathway only; current entity status requires lookup
S_CA-R2-C006 A066-CA-1 Registration does not eliminate other legal obligations or certify compliance with them. R2-S001, printed p. 6, §1011(a)–(b) FDSA, Proraters Law and DCLA remain separate
S_CA-R2-C007 A066-CA-1 Separate covered subject products require separate registrations; application disclosures include business, charges and marketing information. R2-S001, printed pp. 7, 9–10, §1021 introductory language and (a)(15) Applies to separately registrable products
S_CA-R2-C008 A066-CA-1 The adopted regulation specifies a $350 application fee and $100 annual NMLS renewal fee, with the specified nonrefundability. R2-S001, printed p. 10, §1021(b) Provider regulatory fees, not consumer settlement fees
S_CA-R2-C009 A066-CA-1 The adopted annual assessment uses relevant prior-year California gross-income allocation with a $500 floor, subject to regulatory conditions. R2-S001, printed p. 14, §1040(a)–(b) Actual assessment depends on reported income and program costs
S_CA-R2-C010 A066-CA-1 The adopted assessment provisions specify November 30 notice and December 31 payment, with conditional extensions. R2-S001, printed pp. 14–15, §1040(c)–(d) Later changes and individual assessment status unverified
S_CA-R2-C011 A066-CA-1 The adopted annual reporting provision specifies March 15 reporting for qualifying December 31 registrants. R2-S001, printed p. 15, §1041(a)–(c) Initial-year, notice and revocation qualifications apply
S_CA-R2-C012 A066-CA-1 DFPI's official FAQ corroborates the registration transition, conditional exceptions and approval distinction. R2-S002, General FAQ 1; New Registrants 2–5 Agency interpretation displayed as updated September 16, 2025
S_CA-R2-C013 A066-CA-1 DFPI's FAQ describes conditional January 1, 2029 inoperation. R2-S002, relevant FAQ answer Not a substitute for current statute and subsequent legislative-history verification
S_CA-R2-C014 A066-CA-1 None of the 19 candidate mirror URLs is authenticated as an original historical visit by the saved capture. Coordinator's 19-row trace audit supplied for correction-02 Provenance finding, not a legal proposition; original visit remains unknown

Existing claim updates

Existing claim IDs Correction-02 disposition
S_CA-R1-C001–C009 Evidence strengthened for selected adopted regulatory provisions by R2-S001. Do not mark current 2026 consolidation fully verified
S_CA-R1-C010–C014 Evidence strengthened in part by adopted §1021, §1040 and §1041 readings
S_CA-R1-C015–C017 No additional primary-text verification of §§1042, 1023 or 1031 in this pass
S_CA-R1-C018, C021 Partially corroborated by DFPI FAQ; sunset statute and later amendments held
S_CA-R1-C019 No new §12104(d) opening; nonprofit fee-cap analysis remains subject to prior source limitations
S_CA-R1-C020 Framework strengthened by adopted §1011; actual DCLA provisions not reopened
S_CA-R1-C022 Evidence strengthened for §1021(a)(15) only
S_CA-R1-C023–C025 No comprehensive new verification
Original S_CA-C001–C063 Unchanged. Correction-02 does not independently reaccept or reject original claims

5. Granular coverage and remaining-evidence register

Coverage ID Question Correction-02 result Remaining action
A066-CA-1-R2a Provenance of 19 original mirror URLs Resolved as unverified historical visits Recover contemporaneous browser logs or original source records before attributing actual visits
A066-CA-1-R2b Official adopted definition Selected text verified through coordinator Compare with official CCR as of October 22, 2026
A066-CA-1-R2c Registration baseline and conditioned exceptions Selected text verified through coordinator Reconcile statutory exclusions and any subsequent amendments
A066-CA-1-R2d Pre-effective applications versus approval Selected text verified through coordinator Check actual entity records where relevant
A066-CA-1-R2e Application and renewal charges Selected adopted text verified Check current fees and amendment history
A066-CA-1-R2f Annual assessments and reporting Selected adopted text verified Verify 2026 CCR, DFPI instructions and any changed assessment terms
A066-CA-1-R2g Official FAQ access provenance Resolved for selected FAQ answers Record coordinator's actual browser access date if available
A066-CA-1-R2h OAL approval and effective history Partial Open approval notice, filed order, STD 400 and rulemaking history
A066-CA-1-R2i Current 2026 amendments Unresolved Review official CCR history and rulemaking notices through baseline
A066-CA-1-R2j Court orders, stays or vacatur Unresolved Search relevant court decisions and dockets through baseline
A066-CA-1-R2k Sunset legislation Unresolved Check Financial Code §90009.5 and chaptered 2025–2026 legislation
A066-CA-1-R2l Individual provider registration Not investigated Check live DFPI/NMLS status only if an identified entity is later in scope
A066-CA-1-R2m Other provider requirements and original California topics Excluded from this correction Retain existing parent-area holds; no blanket acceptance

6. Residual publication holds

The following holds remain active:

  1. HOLD-R2-01 — Original historical provenance. All 19 candidate mirror URLs remain unverified as actual original visits. The correct replacement is an explicit uncertainty marker, not a reconstructed visit history.
  2. HOLD-R2-02 — Current operative text. The coordinator verified selected portions of the 2024 adopted order, not the complete October 2026 CCR consolidation.
  3. HOLD-R2-03 — OAL history. The approval notice and complete rulemaking record have not been independently read in this correction.
  4. HOLD-R2-04 — Later law and litigation. Amendments, stays, vacatur, sunset changes and relevant decisions remain unverified.
  5. HOLD-R2-05 — Remaining provider requirements. Attorney exceptions, nonprofit operational compliance, reporting details beyond the selected readings, enforcement and federal overlays are not closed.
  6. HOLD-R2-06 — Original report acceptance. The original 50-source/63-claim investigation remains largely unreviewed. Arithmetic checks do not establish legal-input validity.

7. Researcher self-check

Check Actual result
Preserved original IDs Yes; no original source or claim renumbered
Introduced distinct correction IDs Yes; R2-S001 onward and R2-C001 onward
Disposed of all 19 disputed URLs Yes; all reclassified as candidate mirrors with historical access unverified
Attempted direct official FAQ opening Yes; HTTP 403 on October 22, 2026
Attempted direct official final-text PDF opening Yes; HTTP 403 on October 22, 2026
Distinguished coordinator access from my access Yes
Attributed selected PDF readings to coordinator Yes; exact printed pages and sections identified
Independently reviewed complete 41-page PDF No
Independently verified 2026 amendments and court status No
Accepted original 50 sources or 63 claims No
Claimed local writes, publication, outreach or private-data access No

Final disposition

Correction-02 resolves the specific 19-row provenance misstatement and incorporates the coordinator's selected official primary-source evidence with correct attribution.

It improves the evidentiary basis for the adopted CCFPL registration framework, but does not establish that the adopted text is unchanged as of October 22, 2026. The original source and claim registers remain historically intact.

S_CA Correction-02: completed as a focused supplement. A066-CA-1 provider-regulation coverage: PARTIAL — PUBLICATION HOLD. Parent A066 California area: NOT ACCEPTED.

END S_CA CORRECTION-02

Every captured table

Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

SCA Correction-01 — California Provider Regulation and Source Provenance →

Captured table 01

Original headerless table; first data row retained · 20 data rows

Original source IDNewly supplied literal mirror URLOriginal URL retained?Corrected disposition
S_CA-S001https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/NoCandidate only; historical visit unverified
S_CA-S002https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/NoCandidate only; historical visit unverified
S_CA-S003https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/NoCandidate only; historical visit unverified
S_CA-S004https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/NoCandidate only; historical visit unverified; correction-01 reopening not independently evidenced
S_CA-S005https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/NoCandidate only; historical visit unverified
S_CA-S006https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/NoCandidate only; historical visit unverified
S_CA-S007https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/NoCandidate only; original extract not authenticated to this URL
S_CA-S008https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/NoCandidate only; historical visit unverified
S_CA-S009https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/NoCandidate only; correction-01 claimed reopening, but no independently retained opening record supplied
S_CA-S010https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/NoCandidate only; historical visit unverified
S_CA-S011https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/NoCandidate only; historical visit unverified
S_CA-S012https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/NoCandidate only; original extract not authenticated to this URL
S_CA-S013https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/NoCandidate only; historical visit unverified
S_CA-S015https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/NoCandidate only; historical visit unverified
S_CA-S016https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/NoCandidate only; original extract not authenticated to this URL
S_CA-S018https://codes.findlaw.com/ca/civil-code/civ-sect-1788-2/NoCandidate only; historical visit unverified
S_CA-S019https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/NoCandidate only; historical visit unverified
S_CA-S020https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/NoCandidate only; historical visit unverified
S_CA-S022https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/NoCandidate only; historical visit unverified
Source links captured in this table

Captured table 02

Original headerless table; first data row retained · 6 data rows

Source IDIssuer and titleLiteral full URLPinpoint and versionAccess status and limitation
S_CA-R2-S001DFPI, PRO 01-21, Order—Final Text, California Consumer Financial Protection Law registration regulationshttps://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdfPrinted pp. 2, 5–7, 9–10, 14–15; 10 CCR §§1001, 1010, 1011, 1021, 1040, 1041. Adopted 2024 rulemaking text, operative February 15, 2025Coordinator opened/downloaded official PDF and read selected sections; three pages visually inspected. My 2026-10-22 direct attempt: 403. Unread sections and subsequent amendments unverified
S_CA-R2-S002DFPI, CCFPL Information for New Registrants, official FAQhttps://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/General FAQ 1; New Registrants FAQs 2–5; How to Register. Displayed update September 16, 2025Coordinator opened official rendered page and expanded relevant FAQ answers; DOM evidence retained. My 2026-10-22 direct attempt: 403. Agency interpretation, not complete operative regulation
S_CA-R1-S002Same official DFPI FAQ, correction-01 recordhttps://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/Same FAQ sectionsPreserve correction-01 failed-read history; add R2-S002 as subsequent coordinator evidence, without overwriting original record
S_CA-R1-S003DFPI, Notice of Approval of Regulatory Actionhttps://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdfOctober 2024 approval documentNot newly opened. Distinct from the final regulatory text. OAL approval documentation remains held
S_CA-R1-S005–S014California CCR sections supplied through Cornell mirrorshttps://www.law.cornell.edu/regulations/california/10-CCR-1010Example: 10 CCR §1010; individual source URLs remain in correction-01Previous mirror-opening assertions preserved as historical report statements; no fresh mirror openings or comprehensive 2026 comparison in this pass
Source links captured in this table

Captured table 03

Original headerless table; first data row retained · 15 data rows

Claim IDAreaPrecise findingPrimary evidence and pinpointConditions and evidence limitation
S_CA-R2-C001A066-CA-1The adopted definition covers specified nonmortgage debt settlement, interest-rate/payment reduction and fund-accumulation services.R2-S001, printed p. 2, 10 CCR §1001(b)(1)–(2)Adopted-text verification; current 2026 amendments not independently excluded
S_CA-R2-C002A066-CA-1Registration is the baseline for covered persons, with a conditioned exception for licensed proraters operating within license scope.R2-S001, printed p. 5, §1010(a), (b)(1)Requires activity/license match
S_CA-R2-C003A066-CA-1The §12104 nonprofit exception requires an audit provided within the previous 12 months and services solely in accordance with §12104.R2-S001, printed p. 5, §1010(b)(1)Nonprofit status alone insufficient
S_CA-R2-C004A066-CA-1A distinct exception applies to federally tax-exempt nonprofits providing the specified services free of charge.R2-S001, printed p. 6, §1010(b)(7)Both exemption conditions must be met
S_CA-R2-C005A066-CA-1The pre-effective pending-application pathway requires timely MU1/MU2 submissions and required fees; ordinary filing does not automatically confer approval.R2-S001, printed pp. 6, 9–10, §§1010(c), 1021(b)–(c)Transitional pathway only; current entity status requires lookup
S_CA-R2-C006A066-CA-1Registration does not eliminate other legal obligations or certify compliance with them.R2-S001, printed p. 6, §1011(a)–(b)FDSA, Proraters Law and DCLA remain separate
S_CA-R2-C007A066-CA-1Separate covered subject products require separate registrations; application disclosures include business, charges and marketing information.R2-S001, printed pp. 7, 9–10, §1021 introductory language and (a)(15)Applies to separately registrable products
S_CA-R2-C008A066-CA-1The adopted regulation specifies a $350 application fee and $100 annual NMLS renewal fee, with the specified nonrefundability.R2-S001, printed p. 10, §1021(b)Provider regulatory fees, not consumer settlement fees
S_CA-R2-C009A066-CA-1The adopted annual assessment uses relevant prior-year California gross-income allocation with a $500 floor, subject to regulatory conditions.R2-S001, printed p. 14, §1040(a)–(b)Actual assessment depends on reported income and program costs
S_CA-R2-C010A066-CA-1The adopted assessment provisions specify November 30 notice and December 31 payment, with conditional extensions.R2-S001, printed pp. 14–15, §1040(c)–(d)Later changes and individual assessment status unverified
S_CA-R2-C011A066-CA-1The adopted annual reporting provision specifies March 15 reporting for qualifying December 31 registrants.R2-S001, printed p. 15, §1041(a)–(c)Initial-year, notice and revocation qualifications apply
S_CA-R2-C012A066-CA-1DFPI's official FAQ corroborates the registration transition, conditional exceptions and approval distinction.R2-S002, General FAQ 1; New Registrants 2–5Agency interpretation displayed as updated September 16, 2025
S_CA-R2-C013A066-CA-1DFPI's FAQ describes conditional January 1, 2029 inoperation.R2-S002, relevant FAQ answerNot a substitute for current statute and subsequent legislative-history verification
S_CA-R2-C014A066-CA-1None of the 19 candidate mirror URLs is authenticated as an original historical visit by the saved capture.Coordinator's 19-row trace audit supplied for correction-02Provenance finding, not a legal proposition; original visit remains unknown

Captured table 04

Original headerless table; first data row retained · 10 data rows

Existing claim IDsCorrection-02 disposition
S_CA-R1-C001–C009Evidence strengthened for selected adopted regulatory provisions by R2-S001. Do not mark current 2026 consolidation fully verified
S_CA-R1-C010–C014Evidence strengthened in part by adopted §1021, §1040 and §1041 readings
S_CA-R1-C015–C017No additional primary-text verification of §§1042, 1023 or 1031 in this pass
S_CA-R1-C018, C021Partially corroborated by DFPI FAQ; sunset statute and later amendments held
S_CA-R1-C019No new §12104(d) opening; nonprofit fee-cap analysis remains subject to prior source limitations
S_CA-R1-C020Framework strengthened by adopted §1011; actual DCLA provisions not reopened
S_CA-R1-C022Evidence strengthened for §1021(a)(15) only
S_CA-R1-C023–C025No comprehensive new verification
Original S_CA-C001–C063Unchanged. Correction-02 does not independently reaccept or reject original claims

Captured table 05

Original headerless table; first data row retained · 14 data rows

Coverage IDQuestionCorrection-02 resultRemaining action
A066-CA-1-R2aProvenance of 19 original mirror URLsResolved as unverified historical visitsRecover contemporaneous browser logs or original source records before attributing actual visits
A066-CA-1-R2bOfficial adopted definitionSelected text verified through coordinatorCompare with official CCR as of October 22, 2026
A066-CA-1-R2cRegistration baseline and conditioned exceptionsSelected text verified through coordinatorReconcile statutory exclusions and any subsequent amendments
A066-CA-1-R2dPre-effective applications versus approvalSelected text verified through coordinatorCheck actual entity records where relevant
A066-CA-1-R2eApplication and renewal chargesSelected adopted text verifiedCheck current fees and amendment history
A066-CA-1-R2fAnnual assessments and reportingSelected adopted text verifiedVerify 2026 CCR, DFPI instructions and any changed assessment terms
A066-CA-1-R2gOfficial FAQ access provenanceResolved for selected FAQ answersRecord coordinator's actual browser access date if available
A066-CA-1-R2hOAL approval and effective historyPartialOpen approval notice, filed order, STD 400 and rulemaking history
A066-CA-1-R2iCurrent 2026 amendmentsUnresolvedReview official CCR history and rulemaking notices through baseline
A066-CA-1-R2jCourt orders, stays or vacaturUnresolvedSearch relevant court decisions and dockets through baseline
A066-CA-1-R2kSunset legislationUnresolvedCheck Financial Code §90009.5 and chaptered 2025–2026 legislation
A066-CA-1-R2lIndividual provider registrationNot investigatedCheck live DFPI/NMLS status only if an identified entity is later in scope
A066-CA-1-R2mOther provider requirements and original California topicsExcluded from this correctionRetain existing parent-area holds; no blanket acceptance

Captured table 06

Original headerless table; first data row retained · 12 data rows

CheckActual result
Preserved original IDsYes; no original source or claim renumbered
Introduced distinct correction IDsYes; R2-S001 onward and R2-C001 onward
Disposed of all 19 disputed URLsYes; all reclassified as candidate mirrors with historical access unverified
Attempted direct official FAQ openingYes; HTTP 403 on October 22, 2026
Attempted direct official final-text PDF openingYes; HTTP 403 on October 22, 2026
Distinguished coordinator access from my accessYes
Attributed selected PDF readings to coordinatorYes; exact printed pages and sections identified
Independently reviewed complete 41-page PDFNo
Independently verified 2026 amendments and court statusNo
Accepted original 50 sources or 63 claimsNo
Claimed local writes, publication, outreach or private-data accessNo

Find the assertion and its boundaries

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

SCA Correction-01 — California Provider Regulation and Source Provenance →
S_CA-R2-C001 Saved research record

The adopted definition covers specified nonmortgage debt settlement, interest-rate/payment reduction and fund-accumulation services.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S001, printed p. 2, 10 CCR §1001(b)(1)–(2)
Conditions and evidence limitation
Adopted-text verification; current 2026 amendments not independently excluded
S_CA-R2-C002 Saved research record

Registration is the baseline for covered persons, with a conditioned exception for licensed proraters operating within license scope.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S001, printed p. 5, §1010(a), (b)(1)
Conditions and evidence limitation
Requires activity/license match
S_CA-R2-C003 Saved research record

The §12104 nonprofit exception requires an audit provided within the previous 12 months and services solely in accordance with §12104.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S001, printed p. 5, §1010(b)(1)
Conditions and evidence limitation
Nonprofit status alone insufficient
S_CA-R2-C004 Saved research record

A distinct exception applies to federally tax-exempt nonprofits providing the specified services free of charge.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S001, printed p. 6, §1010(b)(7)
Conditions and evidence limitation
Both exemption conditions must be met
S_CA-R2-C005 Saved research record

The pre-effective pending-application pathway requires timely MU1/MU2 submissions and required fees; ordinary filing does not automatically confer approval.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S001, printed pp. 6, 9–10, §§1010(c), 1021(b)–(c)
Conditions and evidence limitation
Transitional pathway only; current entity status requires lookup
S_CA-R2-C006 Saved research record

Registration does not eliminate other legal obligations or certify compliance with them.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S001, printed p. 6, §1011(a)–(b)
Conditions and evidence limitation
FDSA, Proraters Law and DCLA remain separate
S_CA-R2-C007 Saved research record

Separate covered subject products require separate registrations; application disclosures include business, charges and marketing information.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S001, printed pp. 7, 9–10, §1021 introductory language and (a)(15)
Conditions and evidence limitation
Applies to separately registrable products
S_CA-R2-C008 Saved research record

The adopted regulation specifies a $350 application fee and $100 annual NMLS renewal fee, with the specified nonrefundability.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S001, printed p. 10, §1021(b)
Conditions and evidence limitation
Provider regulatory fees, not consumer settlement fees
S_CA-R2-C009 Saved research record

The adopted annual assessment uses relevant prior-year California gross-income allocation with a $500 floor, subject to regulatory conditions.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S001, printed p. 14, §1040(a)–(b)
Conditions and evidence limitation
Actual assessment depends on reported income and program costs
S_CA-R2-C010 Saved research record

The adopted assessment provisions specify November 30 notice and December 31 payment, with conditional extensions.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S001, printed pp. 14–15, §1040(c)–(d)
Conditions and evidence limitation
Later changes and individual assessment status unverified
S_CA-R2-C011 Saved research record

The adopted annual reporting provision specifies March 15 reporting for qualifying December 31 registrants.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S001, printed p. 15, §1041(a)–(c)
Conditions and evidence limitation
Initial-year, notice and revocation qualifications apply
S_CA-R2-C012 Saved research record

DFPI's official FAQ corroborates the registration transition, conditional exceptions and approval distinction.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S002, General FAQ 1; New Registrants 2–5
Conditions and evidence limitation
Agency interpretation displayed as updated September 16, 2025
S_CA-R2-C013 Saved research record

DFPI's FAQ describes conditional January 1, 2029 inoperation.

Recorded check status: selected adopted text or FAQ reuse checked current operative law held

Primary evidence and pinpoint
R2-S002, relevant FAQ answer
Conditions and evidence limitation
Not a substitute for current statute and subsequent legislative-history verification
S_CA-R2-C014 Saved research record

None of the 19 candidate mirror URLs is authenticated as an original historical visit by the saved capture.

Recorded check status: scoped provenance correction confirmed

Primary evidence and pinpoint
Coordinator's 19-row trace audit supplied for correction-02
Conditions and evidence limitation
Provenance finding, not a legal proposition; original visit remains unknown
S_CA-R1-C001–C009 Saved research record

Evidence strengthened for selected adopted regulatory provisions by R2-S001. Do not mark current 2026 consolidation fully verified

Recorded check status: grouped prior claim disposition not individual acceptance

Existing claim IDs
S_CA-R1-C001–C009
S_CA-R1-C010–C014 Saved research record

Evidence strengthened in part by adopted §1021, §1040 and §1041 readings

Recorded check status: grouped prior claim disposition not individual acceptance

Existing claim IDs
S_CA-R1-C010–C014
S_CA-R1-C015–C017 Saved research record

No additional primary-text verification of §§1042, 1023 or 1031 in this pass

Recorded check status: grouped prior claim disposition not individual acceptance

Existing claim IDs
S_CA-R1-C015–C017
S_CA-R1-C018, C021 Saved research record

Partially corroborated by DFPI FAQ; sunset statute and later amendments held

Recorded check status: grouped prior claim disposition not individual acceptance

Existing claim IDs
S_CA-R1-C018, C021
S_CA-R1-C019 Saved research record

No new §12104(d) opening; nonprofit fee-cap analysis remains subject to prior source limitations

Recorded check status: grouped prior claim disposition not individual acceptance

Existing claim IDs
S_CA-R1-C019
S_CA-R1-C020 Saved research record

Framework strengthened by adopted §1011; actual DCLA provisions not reopened

Recorded check status: grouped prior claim disposition not individual acceptance

Existing claim IDs
S_CA-R1-C020
S_CA-R1-C022 Saved research record

Evidence strengthened for §1021(a)(15) only

Recorded check status: grouped prior claim disposition not individual acceptance

Existing claim IDs
S_CA-R1-C022
S_CA-R1-C023–C025 Saved research record

No comprehensive new verification

Recorded check status: grouped prior claim disposition not individual acceptance

Existing claim IDs
S_CA-R1-C023–C025
Original S_CA-C001–C063 Saved research record

Unchanged. Correction-02 does not independently reaccept or reject original claims

Recorded check status: grouped prior claim disposition not individual acceptance

Existing claim IDs
Original S_CA-C001–C063

Sources, pinpoints and access limits

Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.

S_CA-S001 Saved research record

https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S001
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/?utm_source=chatgpt.com
S_CA-S002 Saved research record

https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S002
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/?utm_source=chatgpt.com
S_CA-S003 Saved research record

https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S003
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/?utm_source=chatgpt.com
S_CA-S004 Saved research record

https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S004
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified; correction-01 reopening not independently evidenced
Direct source URLs
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/?utm_source=chatgpt.com
S_CA-S005 Saved research record

https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S005
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/?utm_source=chatgpt.com
S_CA-S006 Saved research record

https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S006
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/?utm_source=chatgpt.com
S_CA-S007 Saved research record

https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S007
Original URL retained?
No
Corrected disposition
Candidate only; original extract not authenticated to this URL
Direct source URLs
https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/
https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/?utm_source=chatgpt.com
S_CA-S008 Saved research record

https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S008
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/
https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/?utm_source=chatgpt.com
S_CA-S009 Saved research record

https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S009
Original URL retained?
No
Corrected disposition
Candidate only; correction-01 claimed reopening, but no independently retained opening record supplied
Direct source URLs
https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/
https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/?utm_source=chatgpt.com
S_CA-S010 Saved research record

https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S010
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/
https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/?utm_source=chatgpt.com
S_CA-S011 Saved research record

https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S011
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/
https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/?utm_source=chatgpt.com
S_CA-S012 Saved research record

https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S012
Original URL retained?
No
Corrected disposition
Candidate only; original extract not authenticated to this URL
Direct source URLs
https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/
https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/?utm_source=chatgpt.com
S_CA-S013 Saved research record

https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S013
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/
https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/?utm_source=chatgpt.com
S_CA-S015 Saved research record

https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S015
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/
https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/?utm_source=chatgpt.com
S_CA-S016 Saved research record

https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S016
Original URL retained?
No
Corrected disposition
Candidate only; original extract not authenticated to this URL
Direct source URLs
https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/
https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/?utm_source=chatgpt.com
S_CA-S019 Saved research record

https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S019
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/?utm_source=chatgpt.com
S_CA-S020 Saved research record

https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S020
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/?utm_source=chatgpt.com
S_CA-S022 Saved research record

https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/

Recorded check status: historical access unverified candidate only not legal verification

Original source ID
S_CA-S022
Original URL retained?
No
Corrected disposition
Candidate only; historical visit unverified
Direct source URLs
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/
https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/?utm_source=chatgpt.com
S_CA-R2-S001 Saved research record

DFPI, PRO 01-21, Order—Final Text, California Consumer Financial Protection Law registration regulations

Recorded check status: selected official evidence reuse confirmed current law held

Literal full URL
https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf
Pinpoint and version
Printed pp. 2, 5–7, 9–10, 14–15; 10 CCR §§1001, 1010, 1011, 1021, 1040, 1041. Adopted 2024 rulemaking text, operative February 15, 2025
Access status and limitation
Coordinator opened/downloaded official PDF and read selected sections; three pages visually inspected. My 2026-10-22 direct attempt: 403. Unread sections and subsequent amendments unverified
Direct source URLs
https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf
https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf?utm_source=chatgpt.com
S_CA-R2-S002 Saved research record

DFPI, CCFPL Information for New Registrants, official FAQ

Recorded check status: selected official evidence reuse confirmed current law held

Literal full URL
https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/
Pinpoint and version
General FAQ 1; New Registrants FAQs 2–5; How to Register. Displayed update September 16, 2025
Access status and limitation
Coordinator opened official rendered page and expanded relevant FAQ answers; DOM evidence retained. My 2026-10-22 direct attempt: 403. Agency interpretation, not complete operative regulation
Direct source URLs
https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/
https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/?utm_source=chatgpt.com
S_CA-R1-S002 Saved research record

Same official DFPI FAQ, correction-01 record

Recorded check status: prior source reference preserved not freshly verified

Literal full URL
https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/
Pinpoint and version
Same FAQ sections
Access status and limitation
Preserve correction-01 failed-read history; add R2-S002 as subsequent coordinator evidence, without overwriting original record
Direct source URLs
https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/
https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/?utm_source=chatgpt.com
S_CA-R1-S003 Saved research record

DFPI, Notice of Approval of Regulatory Action

Recorded check status: prior source reference preserved not freshly verified

Literal full URL
https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf
Pinpoint and version
October 2024 approval document
Access status and limitation
Not newly opened. Distinct from the final regulatory text. OAL approval documentation remains held
Direct source URLs
https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf
https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf?utm_source=chatgpt.com
S_CA-R1-S005–S014 Saved research record

California CCR sections supplied through Cornell mirrors

Recorded check status: prior source reference preserved not freshly verified

Literal full URL
https://www.law.cornell.edu/regulations/california/10-CCR-1010
Pinpoint and version
Example: 10 CCR §1010; individual source URLs remain in correction-01
Access status and limitation
Previous mirror-opening assertions preserved as historical report statements; no fresh mirror openings or comprehensive 2026 comparison in this pass
Direct source URLs
https://www.law.cornell.edu/regulations/california/10-CCR-1010
https://www.law.cornell.edu/regulations/california/10-CCR-1010?utm_source=chatgpt.com

What was examined—and what is still missing

The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.

A066-CA-1-R2a Saved research record

A066-CA-1-R2a

Recorded check status: recorded; no individual primary acceptance inferred

Question
Provenance of 19 original mirror URLs
Correction-02 result
Resolved as unverified historical visits
Remaining action
Recover contemporaneous browser logs or original source records before attributing actual visits

Recorded coordinator check boundaries

coordinator acceptance
scoped_provenance_resolution_with_remaining_legal_holds
A066-CA-1-R2b Saved research record

A066-CA-1-R2b

Recorded check status: recorded; no individual primary acceptance inferred

Question
Official adopted definition
Correction-02 result
Selected text verified through coordinator
Remaining action
Compare with official CCR as of October 22, 2026

Recorded coordinator check boundaries

coordinator acceptance
partial_or_unresolved_not_accepted
A066-CA-1-R2c Saved research record

A066-CA-1-R2c

Recorded check status: recorded; no individual primary acceptance inferred

Question
Registration baseline and conditioned exceptions
Correction-02 result
Selected text verified through coordinator
Remaining action
Reconcile statutory exclusions and any subsequent amendments

Recorded coordinator check boundaries

coordinator acceptance
partial_or_unresolved_not_accepted
A066-CA-1-R2d Saved research record

A066-CA-1-R2d

Recorded check status: recorded; no individual primary acceptance inferred

Question
Pre-effective applications versus approval
Correction-02 result
Selected text verified through coordinator
Remaining action
Check actual entity records where relevant

Recorded coordinator check boundaries

coordinator acceptance
partial_or_unresolved_not_accepted
A066-CA-1-R2e Saved research record

A066-CA-1-R2e

Recorded check status: recorded; no individual primary acceptance inferred

Question
Application and renewal charges
Correction-02 result
Selected adopted text verified
Remaining action
Check current fees and amendment history

Recorded coordinator check boundaries

coordinator acceptance
partial_or_unresolved_not_accepted
A066-CA-1-R2f Saved research record

A066-CA-1-R2f

Recorded check status: recorded; no individual primary acceptance inferred

Question
Annual assessments and reporting
Correction-02 result
Selected adopted text verified
Remaining action
Verify 2026 CCR, DFPI instructions and any changed assessment terms

Recorded coordinator check boundaries

coordinator acceptance
partial_or_unresolved_not_accepted
A066-CA-1-R2g Saved research record

A066-CA-1-R2g

Recorded check status: recorded; no individual primary acceptance inferred

Question
Official FAQ access provenance
Correction-02 result
Resolved for selected FAQ answers
Remaining action
Record coordinator's actual browser access date if available

Recorded coordinator check boundaries

coordinator acceptance
partial_or_unresolved_not_accepted
A066-CA-1-R2h Saved research record

A066-CA-1-R2h

Recorded check status: recorded; no individual primary acceptance inferred

Question
OAL approval and effective history
Correction-02 result
Partial
Remaining action
Open approval notice, filed order, STD 400 and rulemaking history

Recorded coordinator check boundaries

coordinator acceptance
partial_or_unresolved_not_accepted
A066-CA-1-R2i Saved research record

A066-CA-1-R2i

Recorded check status: recorded; no individual primary acceptance inferred

Question
Current 2026 amendments
Correction-02 result
Unresolved
Remaining action
Review official CCR history and rulemaking notices through baseline

Recorded coordinator check boundaries

coordinator acceptance
partial_or_unresolved_not_accepted
A066-CA-1-R2j Saved research record

A066-CA-1-R2j

Recorded check status: recorded; no individual primary acceptance inferred

Question
Court orders, stays or vacatur
Correction-02 result
Unresolved
Remaining action
Search relevant court decisions and dockets through baseline

Recorded coordinator check boundaries

coordinator acceptance
partial_or_unresolved_not_accepted
A066-CA-1-R2k Saved research record

A066-CA-1-R2k

Recorded check status: recorded; no individual primary acceptance inferred

Question
Sunset legislation
Correction-02 result
Unresolved
Remaining action
Check Financial Code §90009.5 and chaptered 2025–2026 legislation

Recorded coordinator check boundaries

coordinator acceptance
partial_or_unresolved_not_accepted
A066-CA-1-R2l Saved research record

A066-CA-1-R2l

Recorded check status: recorded; no individual primary acceptance inferred

Question
Individual provider registration
Correction-02 result
Not investigated
Remaining action
Check live DFPI/NMLS status only if an identified entity is later in scope

Recorded coordinator check boundaries

coordinator acceptance
partial_or_unresolved_not_accepted
A066-CA-1-R2m Saved research record

A066-CA-1-R2m

Recorded check status: recorded; no individual primary acceptance inferred

Question
Other provider requirements and original California topics
Correction-02 result
Excluded from this correction
Remaining action
Retain existing parent-area holds; no blanket acceptance

Recorded coordinator check boundaries

coordinator acceptance
partial_or_unresolved_not_accepted

Corrections, review and scope

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

No currently queued material correction is mapped to this component. This does not remove its currentness, access, jurisdiction or application limits.

Recorded review disposition

revise

Other components in this research series

Record integrity

Original saved Markdown SHA-256: 8a6c10c629d2b0476015fdf78cf007daf7368c88cc7014b60cbd4640d45912db. Public formatting, private-reference removal and correction annotations are separate from that immutable original.

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