{"meta":{"key":"s_ca--correction-02","task":"S_CA","title":"SCA Correction-02 — Source Provenance and Coordinator Primary-Evidence Integration","parent_title":"California debt and debt relief law","edition":"correction-02","path":"/research/s_ca--correction-02/","kind":"correction","category":"state","role":"state","area_numbers":[66],"groups":["collections"],"date":"2026-10-23","tables":6,"claims":23,"sources":24,"review_status":"revise","review_complete":true,"sha256":"8a6c10c629d2b0476015fdf78cf007daf7368c88cc7014b60cbd4640d45912db","headings":["1. Provenance correction","2. Complete 19-row mirror-provenance disposition","3. Official primary-source evidence — coordinator reuse","Corrected source register","4. Selected claim/evidence updates","Existing claim updates","5. Granular coverage and remaining-evidence register","6. Residual publication holds","7. Researcher self-check","Final disposition"],"generation_provenance":{"actual_route":"regular_chat_adaptive_models","actual_model":"GPT-6","actual_mode":"Pro","provenance_limit":"Actual documented capture labels only; missing labels remain unknown. No preferred setting is inferred as actual execution."},"public_id":"S_CA/correction-02","facets":{"geography":["us","us-ca"],"debt_type":[],"stage":["repossession"],"subject":["research-quality"]},"scope":"","pending_corrections":0},"markdown":"# S_CA Correction-02 — Source Provenance and Coordinator Primary-Evidence Integration\n\nArea: A066-CA-1, California provider regulation\nBaseline: October 22, 2026, America/Los_Angeles\nCorrection check date: October 22, 2026\nDisposition: Focused evidentiary supplement; parent area remains open.\n\n## 1. Provenance correction\n\nCorrection-01 incorrectly characterized 19 Justia/FindLaw URLs as recoverable historical access paths from the original 50-source capture.\n\nThat assertion is withdrawn.\n\nThe coordinator's saved-capture audit establishes that none of those 19 URLs appears in the retained original link metadata. A plausible URL matching a statutory section is not evidence that the original researcher visited that URL.\n\nThe corrected classification for all 19 records is:\n\n- Newly supplied mirror URL: A URL introduced in correction-01.\n- Original historical visit: Unverified from the retained capture.\n- Original source status: Preserved as originally recorded, without upgrading an extract or unspecified mirror to a documented opening.\n- Fresh reopening: Not established by URL reconstruction. Any new opening must have its own actual retrieval record and date.\n\nThe coordinator's separately recovered official DFPI FAQ and final regulatory text are different evidence. They strengthen selected substantive claims but do not retroactively authenticate any of the 19 historical mirror paths.\n\n## 2. Complete 19-row mirror-provenance disposition\n\nAll URLs in this table are correction-01-supplied candidate mirror locations, not verified original visits. The coordinator checked the saved original capture and found no corresponding URL metadata. No fresh opening of these 19 URLs is asserted in correction-02.\n\n| Original source ID | Newly supplied literal mirror URL | Original URL retained? | Corrected disposition |\n| --- | --- | --- | --- |\n| S_CA-S001 | [https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/](https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S002 | [https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/](https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S003 | [https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/](https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S004 | [https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/](https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified; correction-01 reopening not independently evidenced |\n| S_CA-S005 | [https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/](https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S006 | [https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/](https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S007 | [https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/](https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/?utm_source=chatgpt.com) | No | Candidate only; original extract not authenticated to this URL |\n| S_CA-S008 | [https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/](https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S009 | [https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/](https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/?utm_source=chatgpt.com) | No | Candidate only; correction-01 claimed reopening, but no independently retained opening record supplied |\n| S_CA-S010 | [https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/](https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S011 | [https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/](https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S012 | [https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/](https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/?utm_source=chatgpt.com) | No | Candidate only; original extract not authenticated to this URL |\n| S_CA-S013 | [https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/](https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S015 | [https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/](https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S016 | [https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/](https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/?utm_source=chatgpt.com) | No | Candidate only; original extract not authenticated to this URL |\n| S_CA-S018 | [https://codes.findlaw.com/ca/civil-code/civ-sect-1788-2/](https://codes.findlaw.com/ca/civil-code/civ-sect-1788-2/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S019 | [https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/](https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S020 | [https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/](https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n| S_CA-S022 | [https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/](https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/?utm_source=chatgpt.com) | No | Candidate only; historical visit unverified |\n\nResult: 19 of 19 historical URL-attribution assertions are corrected. This does not mean 19 statutory texts were independently reverified.\n\n## 3. Official primary-source evidence — coordinator reuse\n\nTwo official DFPI sources now have stronger access provenance through the coordinator's browser investigation.\n\nI separately attempted both official URLs on October 22, 2026. Both returned HTTP 403 in this chat's web reader. Therefore, the findings below are attributed to the coordinator's documented browser readings, not represented as my own successful openings.\n\nThe coordinator's PDF is described as 41 PDF pages, with the first 26 printed pages labeled PRO 01-21 Final Text. The coordinator retained the downloaded file and its hash; the hash value was not provided here.\n\n### Corrected source register\n\n| Source ID | Issuer and title | Literal full URL | Pinpoint and version | Access status and limitation |\n| --- | --- | --- | --- | --- |\n| S_CA-R2-S001 | DFPI, PRO 01-21, Order—Final Text, California Consumer Financial Protection Law registration regulations | [https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf](https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf?utm_source=chatgpt.com) | Printed pp. 2, 5–7, 9–10, 14–15; 10 CCR §§1001, 1010, 1011, 1021, 1040, 1041. Adopted 2024 rulemaking text, operative February 15, 2025 | Coordinator opened/downloaded official PDF and read selected sections; three pages visually inspected. My 2026-10-22 direct attempt: 403. Unread sections and subsequent amendments unverified |\n| S_CA-R2-S002 | DFPI, CCFPL Information for New Registrants, official FAQ | [https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/](https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/?utm_source=chatgpt.com) | General FAQ 1; New Registrants FAQs 2–5; How to Register. Displayed update September 16, 2025 | Coordinator opened official rendered page and expanded relevant FAQ answers; DOM evidence retained. My 2026-10-22 direct attempt: 403. Agency interpretation, not complete operative regulation |\n| S_CA-R1-S002 | Same official DFPI FAQ, correction-01 record | [https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/](https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/?utm_source=chatgpt.com) | Same FAQ sections | Preserve correction-01 failed-read history; add R2-S002 as subsequent coordinator evidence, without overwriting original record |\n| S_CA-R1-S003 | DFPI, Notice of Approval of Regulatory Action | [https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf](https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf?utm_source=chatgpt.com) | October 2024 approval document | Not newly opened. Distinct from the final regulatory text. OAL approval documentation remains held |\n| S_CA-R1-S005–S014 | California CCR sections supplied through Cornell mirrors | [https://www.law.cornell.edu/regulations/california/10-CCR-1010](https://www.law.cornell.edu/regulations/california/10-CCR-1010?utm_source=chatgpt.com) | Example: 10 CCR §1010; individual source URLs remain in correction-01 | Previous mirror-opening assertions preserved as historical report statements; no fresh mirror openings or comprehensive 2026 comparison in this pass |\n\nAccess-date distinction: The coordinator's actual browser-check date is not supplied in the trace. It must remain date not established from supplied record, rather than being assigned my October 22 check date. The displayed September 16, 2025 FAQ update is a publication/update date, not the coordinator's access date or a regulation's effective date.\n\n## 4. Selected claim/evidence updates\n\nNo original claim identifiers are changed. These new claims document the narrower evidentiary improvements; existing correction-01 claims retain their IDs.\n\n| Claim ID | Area | Precise finding | Primary evidence and pinpoint | Conditions and evidence limitation |\n| --- | --- | --- | --- | --- |\n| S_CA-R2-C001 | A066-CA-1 | The adopted definition covers specified nonmortgage debt settlement, interest-rate/payment reduction and fund-accumulation services. | R2-S001, printed p. 2, 10 CCR §1001(b)(1)–(2) | Adopted-text verification; current 2026 amendments not independently excluded |\n| S_CA-R2-C002 | A066-CA-1 | Registration is the baseline for covered persons, with a conditioned exception for licensed proraters operating within license scope. | R2-S001, printed p. 5, §1010(a), (b)(1) | Requires activity/license match |\n| S_CA-R2-C003 | A066-CA-1 | The §12104 nonprofit exception requires an audit provided within the previous 12 months and services solely in accordance with §12104. | R2-S001, printed p. 5, §1010(b)(1) | Nonprofit status alone insufficient |\n| S_CA-R2-C004 | A066-CA-1 | A distinct exception applies to federally tax-exempt nonprofits providing the specified services free of charge. | R2-S001, printed p. 6, §1010(b)(7) | Both exemption conditions must be met |\n| S_CA-R2-C005 | A066-CA-1 | The pre-effective pending-application pathway requires timely MU1/MU2 submissions and required fees; ordinary filing does not automatically confer approval. | R2-S001, printed pp. 6, 9–10, §§1010(c), 1021(b)–(c) | Transitional pathway only; current entity status requires lookup |\n| S_CA-R2-C006 | A066-CA-1 | Registration does not eliminate other legal obligations or certify compliance with them. | R2-S001, printed p. 6, §1011(a)–(b) | FDSA, Proraters Law and DCLA remain separate |\n| S_CA-R2-C007 | A066-CA-1 | Separate covered subject products require separate registrations; application disclosures include business, charges and marketing information. | R2-S001, printed pp. 7, 9–10, §1021 introductory language and (a)(15) | Applies to separately registrable products |\n| S_CA-R2-C008 | A066-CA-1 | The adopted regulation specifies a $350 application fee and $100 annual NMLS renewal fee, with the specified nonrefundability. | R2-S001, printed p. 10, §1021(b) | Provider regulatory fees, not consumer settlement fees |\n| S_CA-R2-C009 | A066-CA-1 | The adopted annual assessment uses relevant prior-year California gross-income allocation with a $500 floor, subject to regulatory conditions. | R2-S001, printed p. 14, §1040(a)–(b) | Actual assessment depends on reported income and program costs |\n| S_CA-R2-C010 | A066-CA-1 | The adopted assessment provisions specify November 30 notice and December 31 payment, with conditional extensions. | R2-S001, printed pp. 14–15, §1040(c)–(d) | Later changes and individual assessment status unverified |\n| S_CA-R2-C011 | A066-CA-1 | The adopted annual reporting provision specifies March 15 reporting for qualifying December 31 registrants. | R2-S001, printed p. 15, §1041(a)–(c) | Initial-year, notice and revocation qualifications apply |\n| S_CA-R2-C012 | A066-CA-1 | DFPI's official FAQ corroborates the registration transition, conditional exceptions and approval distinction. | R2-S002, General FAQ 1; New Registrants 2–5 | Agency interpretation displayed as updated September 16, 2025 |\n| S_CA-R2-C013 | A066-CA-1 | DFPI's FAQ describes conditional January 1, 2029 inoperation. | R2-S002, relevant FAQ answer | Not a substitute for current statute and subsequent legislative-history verification |\n| S_CA-R2-C014 | A066-CA-1 | None of the 19 candidate mirror URLs is authenticated as an original historical visit by the saved capture. | Coordinator's 19-row trace audit supplied for correction-02 | Provenance finding, not a legal proposition; original visit remains unknown |\n\n### Existing claim updates\n\n| Existing claim IDs | Correction-02 disposition |\n| --- | --- |\n| S_CA-R1-C001–C009 | Evidence strengthened for selected adopted regulatory provisions by R2-S001. Do not mark current 2026 consolidation fully verified |\n| S_CA-R1-C010–C014 | Evidence strengthened in part by adopted §1021, §1040 and §1041 readings |\n| S_CA-R1-C015–C017 | No additional primary-text verification of §§1042, 1023 or 1031 in this pass |\n| S_CA-R1-C018, C021 | Partially corroborated by DFPI FAQ; sunset statute and later amendments held |\n| S_CA-R1-C019 | No new §12104(d) opening; nonprofit fee-cap analysis remains subject to prior source limitations |\n| S_CA-R1-C020 | Framework strengthened by adopted §1011; actual DCLA provisions not reopened |\n| S_CA-R1-C022 | Evidence strengthened for §1021(a)(15) only |\n| S_CA-R1-C023–C025 | No comprehensive new verification |\n| Original S_CA-C001–C063 | Unchanged. Correction-02 does not independently reaccept or reject original claims |\n\n## 5. Granular coverage and remaining-evidence register\n\n| Coverage ID | Question | Correction-02 result | Remaining action |\n| --- | --- | --- | --- |\n| A066-CA-1-R2a | Provenance of 19 original mirror URLs | Resolved as unverified historical visits | Recover contemporaneous browser logs or original source records before attributing actual visits |\n| A066-CA-1-R2b | Official adopted definition | Selected text verified through coordinator | Compare with official CCR as of October 22, 2026 |\n| A066-CA-1-R2c | Registration baseline and conditioned exceptions | Selected text verified through coordinator | Reconcile statutory exclusions and any subsequent amendments |\n| A066-CA-1-R2d | Pre-effective applications versus approval | Selected text verified through coordinator | Check actual entity records where relevant |\n| A066-CA-1-R2e | Application and renewal charges | Selected adopted text verified | Check current fees and amendment history |\n| A066-CA-1-R2f | Annual assessments and reporting | Selected adopted text verified | Verify 2026 CCR, DFPI instructions and any changed assessment terms |\n| A066-CA-1-R2g | Official FAQ access provenance | Resolved for selected FAQ answers | Record coordinator's actual browser access date if available |\n| A066-CA-1-R2h | OAL approval and effective history | Partial | Open approval notice, filed order, STD 400 and rulemaking history |\n| A066-CA-1-R2i | Current 2026 amendments | Unresolved | Review official CCR history and rulemaking notices through baseline |\n| A066-CA-1-R2j | Court orders, stays or vacatur | Unresolved | Search relevant court decisions and dockets through baseline |\n| A066-CA-1-R2k | Sunset legislation | Unresolved | Check Financial Code §90009.5 and chaptered 2025–2026 legislation |\n| A066-CA-1-R2l | Individual provider registration | Not investigated | Check live DFPI/NMLS status only if an identified entity is later in scope |\n| A066-CA-1-R2m | Other provider requirements and original California topics | Excluded from this correction | Retain existing parent-area holds; no blanket acceptance |\n\n## 6. Residual publication holds\n\nThe following holds remain active:\n\n1. HOLD-R2-01 — Original historical provenance. All 19 candidate mirror URLs remain unverified as actual original visits. The correct replacement is an explicit uncertainty marker, not a reconstructed visit history.\n2. HOLD-R2-02 — Current operative text. The coordinator verified selected portions of the 2024 adopted order, not the complete October 2026 CCR consolidation.\n3. HOLD-R2-03 — OAL history. The approval notice and complete rulemaking record have not been independently read in this correction.\n4. HOLD-R2-04 — Later law and litigation. Amendments, stays, vacatur, sunset changes and relevant decisions remain unverified.\n5. HOLD-R2-05 — Remaining provider requirements. Attorney exceptions, nonprofit operational compliance, reporting details beyond the selected readings, enforcement and federal overlays are not closed.\n6. HOLD-R2-06 — Original report acceptance. The original 50-source/63-claim investigation remains largely unreviewed. Arithmetic checks do not establish legal-input validity.\n\n## 7. Researcher self-check\n\n| Check | Actual result |\n| --- | --- |\n| Preserved original IDs | Yes; no original source or claim renumbered |\n| Introduced distinct correction IDs | Yes; R2-S001 onward and R2-C001 onward |\n| Disposed of all 19 disputed URLs | Yes; all reclassified as candidate mirrors with historical access unverified |\n| Attempted direct official FAQ opening | Yes; HTTP 403 on October 22, 2026 |\n| Attempted direct official final-text PDF opening | Yes; HTTP 403 on October 22, 2026 |\n| Distinguished coordinator access from my access | Yes |\n| Attributed selected PDF readings to coordinator | Yes; exact printed pages and sections identified |\n| Independently reviewed complete 41-page PDF | No |\n| Independently verified 2026 amendments and court status | No |\n| Accepted original 50 sources or 63 claims | No |\n| Claimed local writes, publication, outreach or private-data access | No |\n\n### Final disposition\n\nCorrection-02 resolves the specific 19-row provenance misstatement and incorporates the coordinator's selected official primary-source evidence with correct attribution.\n\nIt improves the evidentiary basis for the adopted CCFPL registration framework, but does not establish that the adopted text is unchanged as of October 22, 2026. The original source and claim registers remain historically intact.\n\nS_CA Correction-02: completed as a focused supplement.\nA066-CA-1 provider-regulation coverage: PARTIAL — PUBLICATION HOLD.\nParent A066 California area: NOT ACCEPTED.\n\nEND S_CA CORRECTION-02\n\n","tables":[{"headers":[],"index":0,"links":[{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/"},{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/"},{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/"},{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/"},{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/"},{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/"},{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/"},{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/"},{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/"},{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/"},{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/"},{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/"},{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/"},{"href":"https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/"},{"href":"https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/"},{"href":"https://codes.findlaw.com/ca/civil-code/civ-sect-1788-2/?utm_source=chatgpt.com","text":"https://codes.findlaw.com/ca/civil-code/civ-sect-1788-2/"},{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/"},{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/"},{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/"}],"row_links":[[],[{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/"}],[{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/"}],[{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/"}],[{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/"}],[{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/"}],[{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/"}],[{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/"}],[{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/"}],[{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/"}],[{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/"}],[{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/"}],[{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/"}],[{"href":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/"}],[{"href":"https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/"}],[{"href":"https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/"}],[{"href":"https://codes.findlaw.com/ca/civil-code/civ-sect-1788-2/?utm_source=chatgpt.com","text":"https://codes.findlaw.com/ca/civil-code/civ-sect-1788-2/"}],[{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/"}],[{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/"}],[{"href":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/?utm_source=chatgpt.com","text":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/"}]],"rows":[["Original source ID","Newly supplied literal mirror URL","Original URL retained?","Corrected disposition"],["S_CA-S001","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/","No","Candidate only; historical visit unverified"],["S_CA-S002","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/","No","Candidate only; historical visit unverified"],["S_CA-S003","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/","No","Candidate only; historical visit unverified"],["S_CA-S004","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/","No","Candidate only; historical visit unverified; correction-01 reopening not independently evidenced"],["S_CA-S005","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/","No","Candidate only; historical visit unverified"],["S_CA-S006","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/","No","Candidate only; historical visit unverified"],["S_CA-S007","https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/","No","Candidate only; original extract not authenticated to this URL"],["S_CA-S008","https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/","No","Candidate only; historical visit unverified"],["S_CA-S009","https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/","No","Candidate only; correction-01 claimed reopening, but no independently retained opening record supplied"],["S_CA-S010","https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/","No","Candidate only; historical visit unverified"],["S_CA-S011","https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/","No","Candidate only; historical visit unverified"],["S_CA-S012","https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/","No","Candidate only; original extract not authenticated to this URL"],["S_CA-S013","https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/","No","Candidate only; historical visit unverified"],["S_CA-S015","https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/","No","Candidate only; historical visit unverified"],["S_CA-S016","https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/","No","Candidate only; original extract not authenticated to this URL"],["S_CA-S018","https://codes.findlaw.com/ca/civil-code/civ-sect-1788-2/","No","Candidate only; historical visit unverified"],["S_CA-S019","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/","No","Candidate only; historical visit unverified"],["S_CA-S020","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/","No","Candidate only; historical visit unverified"],["S_CA-S022","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/","No","Candidate only; historical visit unverified"]]},{"headers":[],"index":1,"links":[{"href":"https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf?utm_source=chatgpt.com","text":"https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf"},{"href":"https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/?utm_source=chatgpt.com","text":"https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/"},{"href":"https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/?utm_source=chatgpt.com","text":"https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/"},{"href":"https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf?utm_source=chatgpt.com","text":"https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf"},{"href":"https://www.law.cornell.edu/regulations/california/10-CCR-1010?utm_source=chatgpt.com","text":"https://www.law.cornell.edu/regulations/california/10-CCR-1010"}],"row_links":[[],[{"href":"https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf?utm_source=chatgpt.com","text":"https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf"}],[{"href":"https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/?utm_source=chatgpt.com","text":"https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/"}],[{"href":"https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/?utm_source=chatgpt.com","text":"https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/"}],[{"href":"https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf?utm_source=chatgpt.com","text":"https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf"}],[{"href":"https://www.law.cornell.edu/regulations/california/10-CCR-1010?utm_source=chatgpt.com","text":"https://www.law.cornell.edu/regulations/california/10-CCR-1010"}]],"rows":[["Source ID","Issuer and title","Literal full URL","Pinpoint and version","Access status and limitation"],["S_CA-R2-S001","DFPI, PRO 01-21, Order—Final Text, California Consumer Financial Protection Law registration regulations","https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf","Printed pp. 2, 5–7, 9–10, 14–15; 10 CCR §§1001, 1010, 1011, 1021, 1040, 1041. Adopted 2024 rulemaking text, operative February 15, 2025","Coordinator opened/downloaded official PDF and read selected sections; three pages visually inspected. My 2026-10-22 direct attempt: 403. Unread sections and subsequent amendments unverified"],["S_CA-R2-S002","DFPI, CCFPL Information for New Registrants, official FAQ","https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/","General FAQ 1; New Registrants FAQs 2–5; How to Register. Displayed update September 16, 2025","Coordinator opened official rendered page and expanded relevant FAQ answers; DOM evidence retained. My 2026-10-22 direct attempt: 403. Agency interpretation, not complete operative regulation"],["S_CA-R1-S002","Same official DFPI FAQ, correction-01 record","https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/","Same FAQ sections","Preserve correction-01 failed-read history; add R2-S002 as subsequent coordinator evidence, without overwriting original record"],["S_CA-R1-S003","DFPI, Notice of Approval of Regulatory Action","https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf","October 2024 approval document","Not newly opened. Distinct from the final regulatory text. OAL approval documentation remains held"],["S_CA-R1-S005–S014","California CCR sections supplied through Cornell mirrors","https://www.law.cornell.edu/regulations/california/10-CCR-1010","Example: 10 CCR §1010; individual source URLs remain in correction-01","Previous mirror-opening assertions preserved as historical report statements; no fresh mirror openings or comprehensive 2026 comparison in this pass"]]},{"headers":[],"index":2,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Claim ID","Area","Precise finding","Primary evidence and pinpoint","Conditions and evidence limitation"],["S_CA-R2-C001","A066-CA-1","The adopted definition covers specified nonmortgage debt settlement, interest-rate/payment reduction and fund-accumulation services.","R2-S001, printed p. 2, 10 CCR §1001(b)(1)–(2)","Adopted-text verification; current 2026 amendments not independently excluded"],["S_CA-R2-C002","A066-CA-1","Registration is the baseline for covered persons, with a conditioned exception for licensed proraters operating within license scope.","R2-S001, printed p. 5, §1010(a), (b)(1)","Requires activity/license match"],["S_CA-R2-C003","A066-CA-1","The §12104 nonprofit exception requires an audit provided within the previous 12 months and services solely in accordance with §12104.","R2-S001, printed p. 5, §1010(b)(1)","Nonprofit status alone insufficient"],["S_CA-R2-C004","A066-CA-1","A distinct exception applies to federally tax-exempt nonprofits providing the specified services free of charge.","R2-S001, printed p. 6, §1010(b)(7)","Both exemption conditions must be met"],["S_CA-R2-C005","A066-CA-1","The pre-effective pending-application pathway requires timely MU1/MU2 submissions and required fees; ordinary filing does not automatically confer approval.","R2-S001, printed pp. 6, 9–10, §§1010(c), 1021(b)–(c)","Transitional pathway only; current entity status requires lookup"],["S_CA-R2-C006","A066-CA-1","Registration does not eliminate other legal obligations or certify compliance with them.","R2-S001, printed p. 6, §1011(a)–(b)","FDSA, Proraters Law and DCLA remain separate"],["S_CA-R2-C007","A066-CA-1","Separate covered subject products require separate registrations; application disclosures include business, charges and marketing information.","R2-S001, printed pp. 7, 9–10, §1021 introductory language and (a)(15)","Applies to separately registrable products"],["S_CA-R2-C008","A066-CA-1","The adopted regulation specifies a $350 application fee and $100 annual NMLS renewal fee, with the specified nonrefundability.","R2-S001, printed p. 10, §1021(b)","Provider regulatory fees, not consumer settlement fees"],["S_CA-R2-C009","A066-CA-1","The adopted annual assessment uses relevant prior-year California gross-income allocation with a $500 floor, subject to regulatory conditions.","R2-S001, printed p. 14, §1040(a)–(b)","Actual assessment depends on reported income and program costs"],["S_CA-R2-C010","A066-CA-1","The adopted assessment provisions specify November 30 notice and December 31 payment, with conditional extensions.","R2-S001, printed pp. 14–15, §1040(c)–(d)","Later changes and individual assessment status unverified"],["S_CA-R2-C011","A066-CA-1","The adopted annual reporting provision specifies March 15 reporting for qualifying December 31 registrants.","R2-S001, printed p. 15, §1041(a)–(c)","Initial-year, notice and revocation qualifications apply"],["S_CA-R2-C012","A066-CA-1","DFPI's official FAQ corroborates the registration transition, conditional exceptions and approval distinction.","R2-S002, General FAQ 1; New Registrants 2–5","Agency interpretation displayed as updated September 16, 2025"],["S_CA-R2-C013","A066-CA-1","DFPI's FAQ describes conditional January 1, 2029 inoperation.","R2-S002, relevant FAQ answer","Not a substitute for current statute and subsequent legislative-history verification"],["S_CA-R2-C014","A066-CA-1","None of the 19 candidate mirror URLs is authenticated as an original historical visit by the saved capture.","Coordinator's 19-row trace audit supplied for correction-02","Provenance finding, not a legal proposition; original visit remains unknown"]]},{"headers":[],"index":3,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[]],"rows":[["Existing claim IDs","Correction-02 disposition"],["S_CA-R1-C001–C009","Evidence strengthened for selected adopted regulatory provisions by R2-S001. Do not mark current 2026 consolidation fully verified"],["S_CA-R1-C010–C014","Evidence strengthened in part by adopted §1021, §1040 and §1041 readings"],["S_CA-R1-C015–C017","No additional primary-text verification of §§1042, 1023 or 1031 in this pass"],["S_CA-R1-C018, C021","Partially corroborated by DFPI FAQ; sunset statute and later amendments held"],["S_CA-R1-C019","No new §12104(d) opening; nonprofit fee-cap analysis remains subject to prior source limitations"],["S_CA-R1-C020","Framework strengthened by adopted §1011; actual DCLA provisions not reopened"],["S_CA-R1-C022","Evidence strengthened for §1021(a)(15) only"],["S_CA-R1-C023–C025","No comprehensive new verification"],["Original S_CA-C001–C063","Unchanged. Correction-02 does not independently reaccept or reject original claims"]]},{"headers":[],"index":4,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Coverage ID","Question","Correction-02 result","Remaining action"],["A066-CA-1-R2a","Provenance of 19 original mirror URLs","Resolved as unverified historical visits","Recover contemporaneous browser logs or original source records before attributing actual visits"],["A066-CA-1-R2b","Official adopted definition","Selected text verified through coordinator","Compare with official CCR as of October 22, 2026"],["A066-CA-1-R2c","Registration baseline and conditioned exceptions","Selected text verified through coordinator","Reconcile statutory exclusions and any subsequent amendments"],["A066-CA-1-R2d","Pre-effective applications versus approval","Selected text verified through coordinator","Check actual entity records where relevant"],["A066-CA-1-R2e","Application and renewal charges","Selected adopted text verified","Check current fees and amendment history"],["A066-CA-1-R2f","Annual assessments and reporting","Selected adopted text verified","Verify 2026 CCR, DFPI instructions and any changed assessment terms"],["A066-CA-1-R2g","Official FAQ access provenance","Resolved for selected FAQ answers","Record coordinator's actual browser access date if available"],["A066-CA-1-R2h","OAL approval and effective history","Partial","Open approval notice, filed order, STD 400 and rulemaking history"],["A066-CA-1-R2i","Current 2026 amendments","Unresolved","Review official CCR history and rulemaking notices through baseline"],["A066-CA-1-R2j","Court orders, stays or vacatur","Unresolved","Search relevant court decisions and dockets through baseline"],["A066-CA-1-R2k","Sunset legislation","Unresolved","Check Financial Code §90009.5 and chaptered 2025–2026 legislation"],["A066-CA-1-R2l","Individual provider registration","Not investigated","Check live DFPI/NMLS status only if an identified entity is later in scope"],["A066-CA-1-R2m","Other provider requirements and original California topics","Excluded from this correction","Retain existing parent-area holds; no blanket acceptance"]]},{"headers":[],"index":5,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Check","Actual result"],["Preserved original IDs","Yes; no original source or claim renumbered"],["Introduced distinct correction IDs","Yes; R2-S001 onward and R2-C001 onward"],["Disposed of all 19 disputed URLs","Yes; all reclassified as candidate mirrors with historical access unverified"],["Attempted direct official FAQ opening","Yes; HTTP 403 on October 22, 2026"],["Attempted direct official final-text PDF opening","Yes; HTTP 403 on October 22, 2026"],["Distinguished coordinator access from my access","Yes"],["Attributed selected PDF readings to coordinator","Yes; exact printed pages and sections identified"],["Independently reviewed complete 41-page PDF","No"],["Independently verified 2026 amendments and court status","No"],["Accepted original 50 sources or 63 claims","No"],["Claimed local writes, publication, outreach or private-data access","No"]]}],"claims":[{"claim_id":"S_CA-R2-C001","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C001","Area":"A066-CA-1","Precise finding":"The adopted definition covers specified nonmortgage debt settlement, interest-rate/payment reduction and fund-accumulation services.","Primary evidence and pinpoint":"R2-S001, printed p. 2, 10 CCR §1001(b)(1)–(2)","Conditions and evidence limitation":"Adopted-text verification; current 2026 amendments not independently excluded"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C002","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C002","Area":"A066-CA-1","Precise finding":"Registration is the baseline for covered persons, with a conditioned exception for licensed proraters operating within license scope.","Primary evidence and pinpoint":"R2-S001, printed p. 5, §1010(a), (b)(1)","Conditions and evidence limitation":"Requires activity/license match"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C003","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C003","Area":"A066-CA-1","Precise finding":"The §12104 nonprofit exception requires an audit provided within the previous 12 months and services solely in accordance with §12104.","Primary evidence and pinpoint":"R2-S001, printed p. 5, §1010(b)(1)","Conditions and evidence limitation":"Nonprofit status alone insufficient"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C004","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C004","Area":"A066-CA-1","Precise finding":"A distinct exception applies to federally tax-exempt nonprofits providing the specified services free of charge.","Primary evidence and pinpoint":"R2-S001, printed p. 6, §1010(b)(7)","Conditions and evidence limitation":"Both exemption conditions must be met"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C005","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C005","Area":"A066-CA-1","Precise finding":"The pre-effective pending-application pathway requires timely MU1/MU2 submissions and required fees; ordinary filing does not automatically confer approval.","Primary evidence and pinpoint":"R2-S001, printed pp. 6, 9–10, §§1010(c), 1021(b)–(c)","Conditions and evidence limitation":"Transitional pathway only; current entity status requires lookup"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C006","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C006","Area":"A066-CA-1","Precise finding":"Registration does not eliminate other legal obligations or certify compliance with them.","Primary evidence and pinpoint":"R2-S001, printed p. 6, §1011(a)–(b)","Conditions and evidence limitation":"FDSA, Proraters Law and DCLA remain separate"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C007","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C007","Area":"A066-CA-1","Precise finding":"Separate covered subject products require separate registrations; application disclosures include business, charges and marketing information.","Primary evidence and pinpoint":"R2-S001, printed pp. 7, 9–10, §1021 introductory language and (a)(15)","Conditions and evidence limitation":"Applies to separately registrable products"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C008","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C008","Area":"A066-CA-1","Precise finding":"The adopted regulation specifies a $350 application fee and $100 annual NMLS renewal fee, with the specified nonrefundability.","Primary evidence and pinpoint":"R2-S001, printed p. 10, §1021(b)","Conditions and evidence limitation":"Provider regulatory fees, not consumer settlement fees"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C009","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C009","Area":"A066-CA-1","Precise finding":"The adopted annual assessment uses relevant prior-year California gross-income allocation with a $500 floor, subject to regulatory conditions.","Primary evidence and pinpoint":"R2-S001, printed p. 14, §1040(a)–(b)","Conditions and evidence limitation":"Actual assessment depends on reported income and program costs"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C010","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C010","Area":"A066-CA-1","Precise finding":"The adopted assessment provisions specify November 30 notice and December 31 payment, with conditional extensions.","Primary evidence and pinpoint":"R2-S001, printed pp. 14–15, §1040(c)–(d)","Conditions and evidence limitation":"Later changes and individual assessment status unverified"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C011","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C011","Area":"A066-CA-1","Precise finding":"The adopted annual reporting provision specifies March 15 reporting for qualifying December 31 registrants.","Primary evidence and pinpoint":"R2-S001, printed p. 15, §1041(a)–(c)","Conditions and evidence limitation":"Initial-year, notice and revocation qualifications apply"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C012","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C012","Area":"A066-CA-1","Precise finding":"DFPI's official FAQ corroborates the registration transition, conditional exceptions and approval distinction.","Primary evidence and pinpoint":"R2-S002, General FAQ 1; New Registrants 2–5","Conditions and evidence limitation":"Agency interpretation displayed as updated September 16, 2025"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C013","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C013","Area":"A066-CA-1","Precise finding":"DFPI's FAQ describes conditional January 1, 2029 inoperation.","Primary evidence and pinpoint":"R2-S002, relevant FAQ answer","Conditions and evidence limitation":"Not a substitute for current statute and subsequent legislative-history verification"},"coordinator_verification_status":"selected_adopted_text_or_FAQ_reuse_checked_current_operative_law_held","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R2-C014","area_numbers":[66],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"S_CA-R2-C014","Area":"A066-CA-1","Precise finding":"None of the 19 candidate mirror URLs is authenticated as an original historical visit by the saved capture.","Primary evidence and pinpoint":"Coordinator's 19-row trace audit supplied for correction-02","Conditions and evidence limitation":"Provenance finding, not a legal proposition; original visit remains unknown"},"coordinator_verification_status":"scoped_provenance_correction_confirmed","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R1-C001–C009","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Existing claim IDs":"S_CA-R1-C001–C009","Correction-02 disposition":"Evidence strengthened for selected adopted regulatory provisions by R2-S001. Do not mark current 2026 consolidation fully verified"},"coordinator_verification_status":"grouped_prior_claim_disposition_not_individual_acceptance","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R1-C010–C014","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Existing claim IDs":"S_CA-R1-C010–C014","Correction-02 disposition":"Evidence strengthened in part by adopted §1021, §1040 and §1041 readings"},"coordinator_verification_status":"grouped_prior_claim_disposition_not_individual_acceptance","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R1-C015–C017","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Existing claim IDs":"S_CA-R1-C015–C017","Correction-02 disposition":"No additional primary-text verification of §§1042, 1023 or 1031 in this pass"},"coordinator_verification_status":"grouped_prior_claim_disposition_not_individual_acceptance","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R1-C018, C021","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Existing claim IDs":"S_CA-R1-C018, C021","Correction-02 disposition":"Partially corroborated by DFPI FAQ; sunset statute and later amendments held"},"coordinator_verification_status":"grouped_prior_claim_disposition_not_individual_acceptance","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R1-C019","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Existing claim IDs":"S_CA-R1-C019","Correction-02 disposition":"No new §12104(d) opening; nonprofit fee-cap analysis remains subject to prior source limitations"},"coordinator_verification_status":"grouped_prior_claim_disposition_not_individual_acceptance","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R1-C020","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Existing claim IDs":"S_CA-R1-C020","Correction-02 disposition":"Framework strengthened by adopted §1011; actual DCLA provisions not reopened"},"coordinator_verification_status":"grouped_prior_claim_disposition_not_individual_acceptance","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R1-C022","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Existing claim IDs":"S_CA-R1-C022","Correction-02 disposition":"Evidence strengthened for §1021(a)(15) only"},"coordinator_verification_status":"grouped_prior_claim_disposition_not_individual_acceptance","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"S_CA-R1-C023–C025","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Existing claim IDs":"S_CA-R1-C023–C025","Correction-02 disposition":"No comprehensive new verification"},"coordinator_verification_status":"grouped_prior_claim_disposition_not_individual_acceptance","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"},{"claim_id":"Original S_CA-C001–C063","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Existing claim IDs":"Original S_CA-C001–C063","Correction-02 disposition":"Unchanged. Correction-02 does not independently reaccept or reject original claims"},"coordinator_verification_status":"grouped_prior_claim_disposition_not_individual_acceptance","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_check_evidence":"[internal evidence reference]"}],"sources":[{"source_id":"S_CA-S001","urls":["https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S001","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-301/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S002","urls":["https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S002","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-1/section-1788-302/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S003","urls":["https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S003","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-303/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S004","urls":["https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S004","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-2/section-1788-304/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified; correction-01 reopening not independently evidenced"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S005","urls":["https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S005","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-305/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S006","urls":["https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S006","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c-17/chapter-3/section-1788-306/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S007","urls":["https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/","https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S007","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-fin/division-3/chapter-1/section-12002-1/","Original URL retained?":"No","Corrected disposition":"Candidate only; original extract not authenticated to this URL"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S008","urls":["https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/","https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S008","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12100/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S009","urls":["https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/","https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S009","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-fin/division-3/chapter-2/section-12104/","Original URL retained?":"No","Corrected disposition":"Candidate only; correction-01 claimed reopening, but no independently retained opening record supplied"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S010","urls":["https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/","https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S010","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-fin/division-3/chapter-3/section-12200/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S011","urls":["https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/","https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S011","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12314/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S012","urls":["https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/","https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S012","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12315/","Original URL retained?":"No","Corrected disposition":"Candidate only; original extract not authenticated to this URL"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S013","urls":["https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/","https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S013","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-fin/division-3/chapter-4/section-12320/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S015","urls":["https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/","https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S015","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-2/section-100001/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S016","urls":["https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/","https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S016","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-fin/division-25/chapter-1/article-3/section-100002/","Original URL retained?":"No","Corrected disposition":"Candidate only; original extract not authenticated to this URL"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S018","urls":["https://codes.findlaw.com/ca/civil-code/civ-sect-1788-2/","https://codes.findlaw.com/ca/civil-code/civ-sect-1788-2/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S018","Newly supplied literal mirror URL":"https://codes.findlaw.com/ca/civil-code/civ-sect-1788-2/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S019","urls":["https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S019","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-17/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S020","urls":["https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S020","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-2/section-1788-14-5/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-S022","urls":["https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/","https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/?utm_source=chatgpt.com"],"researcher_record":{"Original source ID":"S_CA-S022","Newly supplied literal mirror URL":"https://law.justia.com/codes/california/code-civ/division-3/part-4/title-1-6c/article-4/section-1788-30/","Original URL retained?":"No","Corrected disposition":"Candidate only; historical visit unverified"},"coordinator_verification_status":"historical_access_unverified_candidate_only_not_legal_verification","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:53:10.473129+00:00","coordinator_provenance_resolution":"Earlier affirmative historical-path attribution withdrawn in correction-02. Actual historical visit remains unverified; no legal text verification follows."},{"source_id":"S_CA-R2-S001","urls":["https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf","https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S_CA-R2-S001","Issuer and title":"DFPI, PRO 01-21, Order—Final Text, California Consumer Financial Protection Law registration regulations","Literal full URL":"https://dfpi.ca.gov/wp-content/uploads/2024/10/Order-Final-Text.pdf","Pinpoint and version":"Printed pp. 2, 5–7, 9–10, 14–15; 10 CCR §§1001, 1010, 1011, 1021, 1040, 1041. Adopted 2024 rulemaking text, operative February 15, 2025","Access status and limitation":"Coordinator opened/downloaded official PDF and read selected sections; three pages visually inspected. My 2026-10-22 direct attempt: 403. Unread sections and subsequent amendments unverified"},"coordinator_verification_status":"selected_official_evidence_reuse_confirmed_current_law_held","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_access_date_reconciliation":{"checked_at":"2026-10-23T01:14:43.269765+00:00","local_date":"2026-10-22","evidence":"[internal evidence reference]","not_new_researcher_access":true}},{"source_id":"S_CA-R2-S002","urls":["https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/","https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S_CA-R2-S002","Issuer and title":"DFPI, CCFPL Information for New Registrants, official FAQ","Literal full URL":"https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/","Pinpoint and version":"General FAQ 1; New Registrants FAQs 2–5; How to Register. Displayed update September 16, 2025","Access status and limitation":"Coordinator opened official rendered page and expanded relevant FAQ answers; DOM evidence retained. My 2026-10-22 direct attempt: 403. Agency interpretation, not complete operative regulation"},"coordinator_verification_status":"selected_official_evidence_reuse_confirmed_current_law_held","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00","coordinator_access_date_reconciliation":{"checked_at":"2026-10-23T01:14:43.269765+00:00","local_date":"2026-10-22","evidence":"[internal evidence reference]","not_new_researcher_access":true}},{"source_id":"S_CA-R1-S002","urls":["https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/","https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S_CA-R1-S002","Issuer and title":"Same official DFPI FAQ, correction-01 record","Literal full URL":"https://dfpi.ca.gov/rules-enforcement/laws-and-regulations/california-consumer-financial-protection-law/ccfpl-registration/","Pinpoint and version":"Same FAQ sections","Access status and limitation":"Preserve correction-01 failed-read history; add R2-S002 as subsequent coordinator evidence, without overwriting original record"},"coordinator_verification_status":"prior_source_reference_preserved_not_freshly_verified","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00"},{"source_id":"S_CA-R1-S003","urls":["https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf","https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S_CA-R1-S003","Issuer and title":"DFPI, Notice of Approval of Regulatory Action","Literal full URL":"https://dfpi.ca.gov/wp-content/uploads/2024/10/Notice-of-Approval-of-Regulatory-Action.pdf","Pinpoint and version":"October 2024 approval document","Access status and limitation":"Not newly opened. Distinct from the final regulatory text. OAL approval documentation remains held"},"coordinator_verification_status":"prior_source_reference_preserved_not_freshly_verified","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00"},{"source_id":"S_CA-R1-S005–S014","urls":["https://www.law.cornell.edu/regulations/california/10-CCR-1010","https://www.law.cornell.edu/regulations/california/10-CCR-1010?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S_CA-R1-S005–S014","Issuer and title":"California CCR sections supplied through Cornell mirrors","Literal full URL":"https://www.law.cornell.edu/regulations/california/10-CCR-1010","Pinpoint and version":"Example: 10 CCR §1010; individual source URLs remain in correction-01","Access status and limitation":"Previous mirror-opening assertions preserved as historical report statements; no fresh mirror openings or comprehensive 2026 comparison in this pass"},"coordinator_verification_status":"prior_source_reference_preserved_not_freshly_verified","coordinator_check_evidence":"[internal evidence reference]","coordinator_checked_at":"2026-10-23T01:48:30.471821+00:00"}],"coverage":[{"topic":"A066-CA-1-R2a","researcher_record":{"Coverage ID":"A066-CA-1-R2a","Question":"Provenance of 19 original mirror URLs","Correction-02 result":"Resolved as unverified historical visits","Remaining action":"Recover contemporaneous browser logs or original source records before attributing actual visits"},"coordinator_acceptance":"scoped_provenance_resolution_with_remaining_legal_holds"},{"topic":"A066-CA-1-R2b","researcher_record":{"Coverage ID":"A066-CA-1-R2b","Question":"Official adopted definition","Correction-02 result":"Selected text verified through coordinator","Remaining action":"Compare with official CCR as of October 22, 2026"},"coordinator_acceptance":"partial_or_unresolved_not_accepted"},{"topic":"A066-CA-1-R2c","researcher_record":{"Coverage ID":"A066-CA-1-R2c","Question":"Registration baseline and conditioned exceptions","Correction-02 result":"Selected text verified through coordinator","Remaining action":"Reconcile statutory exclusions and any subsequent amendments"},"coordinator_acceptance":"partial_or_unresolved_not_accepted"},{"topic":"A066-CA-1-R2d","researcher_record":{"Coverage ID":"A066-CA-1-R2d","Question":"Pre-effective applications versus approval","Correction-02 result":"Selected text verified through coordinator","Remaining action":"Check actual entity records where relevant"},"coordinator_acceptance":"partial_or_unresolved_not_accepted"},{"topic":"A066-CA-1-R2e","researcher_record":{"Coverage ID":"A066-CA-1-R2e","Question":"Application and renewal charges","Correction-02 result":"Selected adopted text verified","Remaining action":"Check current fees and amendment history"},"coordinator_acceptance":"partial_or_unresolved_not_accepted"},{"topic":"A066-CA-1-R2f","researcher_record":{"Coverage ID":"A066-CA-1-R2f","Question":"Annual assessments and reporting","Correction-02 result":"Selected adopted text verified","Remaining action":"Verify 2026 CCR, DFPI instructions and any changed assessment terms"},"coordinator_acceptance":"partial_or_unresolved_not_accepted"},{"topic":"A066-CA-1-R2g","researcher_record":{"Coverage ID":"A066-CA-1-R2g","Question":"Official FAQ access provenance","Correction-02 result":"Resolved for selected FAQ answers","Remaining action":"Record coordinator's actual browser access date if available"},"coordinator_acceptance":"partial_or_unresolved_not_accepted"},{"topic":"A066-CA-1-R2h","researcher_record":{"Coverage ID":"A066-CA-1-R2h","Question":"OAL approval and effective history","Correction-02 result":"Partial","Remaining action":"Open approval notice, filed order, STD 400 and rulemaking history"},"coordinator_acceptance":"partial_or_unresolved_not_accepted"},{"topic":"A066-CA-1-R2i","researcher_record":{"Coverage ID":"A066-CA-1-R2i","Question":"Current 2026 amendments","Correction-02 result":"Unresolved","Remaining action":"Review official CCR history and rulemaking notices through baseline"},"coordinator_acceptance":"partial_or_unresolved_not_accepted"},{"topic":"A066-CA-1-R2j","researcher_record":{"Coverage ID":"A066-CA-1-R2j","Question":"Court orders, stays or vacatur","Correction-02 result":"Unresolved","Remaining action":"Search relevant court decisions and dockets through baseline"},"coordinator_acceptance":"partial_or_unresolved_not_accepted"},{"topic":"A066-CA-1-R2k","researcher_record":{"Coverage ID":"A066-CA-1-R2k","Question":"Sunset legislation","Correction-02 result":"Unresolved","Remaining action":"Check Financial Code §90009.5 and chaptered 2025–2026 legislation"},"coordinator_acceptance":"partial_or_unresolved_not_accepted"},{"topic":"A066-CA-1-R2l","researcher_record":{"Coverage ID":"A066-CA-1-R2l","Question":"Individual provider registration","Correction-02 result":"Not investigated","Remaining action":"Check live DFPI/NMLS status only if an identified entity is later in scope"},"coordinator_acceptance":"partial_or_unresolved_not_accepted"},{"topic":"A066-CA-1-R2m","researcher_record":{"Coverage ID":"A066-CA-1-R2m","Question":"Other provider requirements and original California topics","Correction-02 result":"Excluded from this correction","Remaining action":"Retain existing parent-area holds; no blanket acceptance"},"coordinator_acceptance":"partial_or_unresolved_not_accepted"}],"annotations":{},"corrections":[],"resolved_corrections":[],"review_history":[]}