On this page
The short answer
These are related brands: Accredited identifies itself as a Beyond Finance division. Confirm whether the proposals use the same contracting entity and servicing program before treating them as competing independent offers.
What the public sources establish
| Question | Accredited Debt Relief | Beyond Finance |
|---|---|---|
| Service | Beyond Finance division / debt-relief brand | Debt-resolution provider |
| Published fee description | 15%–25% of enrolled debt on its reviewed company page. | Its own disclosure says fees are usually 25% of enrolled debt, varying by state; the FAQ’s 15%–25% range describes the industry. |
| Eligibility | $5,000 on its reviewed company page; individual eligibility still varies. | Confirm the current program and account-specific threshold. |
Sources: Accredited Debt Relief disclosures; Beyond Finance disclosures
The distinction worth checking
Accredited identifies itself as a division of Beyond Finance. Comparing those names does not necessarily mean comparing two independent service organizations.
Read outcome populations carefully: results for sustained deposit-makers are not results for everyone who originally enrolled.
Sources: Accredited Debt Relief disclosures; Beyond Finance disclosures
Put both proposals on the same basis
Use the same balances, creditor list, household budget and state. Request total modeled creditor payments, fees and account costs. Ask each to list accounts they will not handle and what happens when deposits stop or a creditor refuses.
- Accredited Debt Relief: Which legal entity signs and services my agreement, and is it the same entity behind a Beyond Finance quote?
- Beyond Finance: Can you show the result for all people who entered the same program, including early exits and unresolved debts?
What this comparison cannot rank
No comparable, independently verified all-enrollee completion data or comprehensive current state-license review was obtained for both services. We therefore do not assign a winner, a star score or a predicted savings rate. Read the individual reviews and evaluate the actual contracts.
Sources: CFPB: complaint limitations; FTC: debt help
Sources & further reading
- Accredited Debt Relief disclosures
- Beyond Finance disclosures
- FTC: debt help
- CFPB: complaint limitations
Sources checked October 19, 2026. Rules and programs can change. This article uses AI-assisted research and has not received attorney or other professional signoff. Read our editorial standards.
Keep exploring
Educational guidance for U.S. debt situations. This page does not decide legal rights, eligibility, fees or suitability. If you have a court, property or service deadline, seek appropriate help promptly; reading this page does not extend it.