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What Chapter 7 and Chapter 13 would change

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The explanation above is written for readers. These original working documents preserve the evidence trail, including technical language, dated passages and known corrections. They have not all received independent professional review. Use the marked limits before relying on a particular rule or figure.

DETAILED RESEARCH · EVIDENCE & LIMITS INCLUDED

CORRECTION-03 — Metadata, Source Identity & Claim Mapping

R038 · correction-03Captured 2026-10-233 tables · 11 claim records · 12 source recordsScoped coordinator review completed

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

Consumer bankruptcy: targeted evidence supplement →
CORRECTION-02 — Consumer Bankruptcy (A038) →

R038 CORRECTION-03 — Metadata, Source Identity & Claim Mapping

Baseline: October 22, 2026, Pacific · Coordinator check: October 22, 2026, 7:19:35 p.m. PDT (2026-10-23T02:19:35.299132Z) · Scoped metadata correction only

1. Full ID-alias and source-reference table

Correction-02's conflicting source identities are withdrawn. The original source register contains 38 sources (R038-S001–S038), not 75. The original claim register contains 74 claims. Historical identifiers retain their original meanings; revision sources use distinct identifiers.

Source ID Correct identity and direct URL Exact pinpoint Access status / correction action
R038-S001 Original Title 11 U.S. Bankruptcy Code bundle; 11 U.S.C. §1326 §1326(a)(1)(A)–(C), (a)(2) Original source retained. Selected coordinator statutory reading supports C043; Correction-02 live retrieval failed. Does not certify entire Title 11 bundle.
R038-S003 Original Federal Rules of Bankruptcy Procedure; U.S. Courts; official rules collection Rules 1007, 2003, 3002, 3015, 4003, 4004, 4007, etc. Original identity restored. Coordinator-provided original status: official page opened Oct. 22, 2026; not every linked rule separately read. Not §707.
R038-R2-S003 — revision alias 11 U.S.C. §707; Congress §707(b)(1)–(3), particularly (b)(2)(A)(i) and (B) Correction-02 reported direct opening Oct. 22, 2026. Preserve that attributed session status. April 2025 adjusted-dollar notice remains a separate hold.
R038-S006 Original DOJ California median-income dataset; July 15, 2026 table Header, California row lines 9–19; additional-person note line 67 Same original identity. Subsequent coordinator access Oct. 22, 2026; selected values verified, not retroactive proof of original access.
R038-S007 Original DOJ national expense standards; July 15, 2026 table Header line 9; table lines 17–36 Same original identity. Subsequent coordinator access; selected values only.
R038-S008 Original DOJ out-of-pocket health standards; July 15, 2026 table Header line 9; lines 19–21 Same original identity. Subsequent coordinator access; selected values only.
R038-S011 Original U.S. Courts, Chapter 13 Bankruptcy Basics Eligibility, plan, automatic stay, discharge Original identity restored. Coordinator-provided original status: opened Oct. 22, 2026. Fee and proof-of-claim formulations may be stale; controlling statutes/rules prevail.
R038-S019 Original 15 U.S.C. §1681c; FCRA §1681c(a)(1), (b) Original identity restored. Coordinator-provided original status: search-retrieved primary statute, Oct. 22, 2026. Not §1325.
R038-R2-S019 — revision alias 11 U.S.C. §1325; Congress §1325(a)(4), (b), and hanging paragraph following (a)(9) Correction-02 live retrieval failed Oct. 22, 2026. Statutory citation identified, but subsections not newly opened or verified.
R038-R3-S001 — held revision source 11 U.S.C. §362; Congress §362(c)(3)–(4) Reference-only source for C024. No new opening or stay research. Statutory and circuit-interpretation holds retained.
R038-S076 New correction source: 26 U.S.C. §108; Congress §108(a)(1)(A), (E)(i)–(ii), (a)(2)(A), (b), (h) Unique against the 38 original IDs. Coordinator freshly read exact primary URL in this batch; attributed coordinator reuse, not a fresh opening by this researcher.
R038-S077 New correction source: IRS Publication 4681 (2025) QPRI exclusion timing; exclusions; reduction of tax attributes Unique against the 38 original IDs. Correction-02 reported direct opening Oct. 22, 2026. Administrative guidance; statute controls.

Identity rule: R038-R2-S003 and R038-R2-S019 are revision aliases, not replacements for the original S003 and S019 documents. The new R038-R3-S001 is likewise confined to the correction register.

All original source IDs outside the displayed conflict and reuse set remain unchanged. Their historical metadata is not reconstructed or recertified here.

2. Corrected claim/source mapping table

Claim ID Stable or corrected meaning Correct source references Mapping disposition and limitations
R038-C012 California median-income comparison R038-S006; related S007/S008 only where relevant to separate deduction analysis Retain original identity. Selected California values attributed to coordinator verification; household and period holds remain.
R038-C014 Below-median result does not itself establish Chapter 7 entitlement R038-S006; R038-R2-S003 §707(b) Replace erroneous C02 citation to original S003 with revision alias R2-S003.
R038-C013 Statutory numerical presumption of abuse R038-R2-S003 §707(b)(2)(A)(i), (B) Replace original S003 misidentification. Adjusted-dollar notice and legal-input holds remain.
R038-C024 Repeat filings and automatic-stay consequences R038-R3-S001 §362(c)(3)–(4) Distinct held statutory reference. No claim of newly verified subsection text or controlling circuit construction.
R038-C043 Initial Chapter 13 payments generally begin within 30 days after the earlier of plan filing or order for relief, unless court orders otherwise R038-S001 §1326(a)(1)(A)–(C), (a)(2); R038-S011 as secondary explanation Retain corrected earlier-of trigger and separate payment branches. Selected coordinator support; no blanket certification of S001 or local deadlines.
R038-C045 General Chapter 13 confirmation umbrella: statutory compliance, feasibility, good faith, secured treatment, liquidation floor and other requirements R038-S001 §1325; R038-S011; R038-R2-S019 as held narrow reference Restore original broad meaning. Withdraw C02's reduction of C045 to only the liquidation floor.
R038-C046 §1325(a)(4) establishes the Chapter 7 liquidation-value floor for Chapter 13 confirmation R038-S001 §1325(a)(4); R038-R2-S019 §1325(a)(4), held Restore original stable meaning. Withdraw C02's incorrect reassignment of C046 to projected disposable income. Valuation and hypothetical costs remain fact-specific.
R038-R3-C001 — NEW Under §1325(b), a qualifying objection can trigger projected-disposable-income requirements that independently affect confirmation R038-S001 §1325(b); R038-R2-S019 §1325(b), held New scoped claim. Conditional on the statutory objection and applicable provisions. §1325(b) not newly opened in C03; income, deductions, commitment period and confirmation analysis remain held.
R038-C047 Qualifying 910-day vehicle purchase-money claim treatment R038-S001 §1325 hanging paragraph; R038-R2-S019, held Replace incorrect S019 identity with revision alias; purchase-money and other confirmation qualifications retained.
R038-C066 Settlement cancellation arithmetic does not automatically establish taxable income; Title 11 exclusion is distinct R038-S076 §108(a)(1)(A), (a)(2)(A), (b); R038-S077 Retain C02's qualified tax comparison. Federal eligibility and state tax outcomes not individually certified.
R038-C075 — C02 NEW QPRI statutory timing permits qualifying pre-2026 discharge or qualifying pre-2026 written arrangement for a later discharge R038-S076 §108(a)(1)(E)(i)–(ii), (a)(2)(A), (h); R038-S077 Retain distinct C02 claim. Coordinator primary reading attributed. Acquisition-debt, cap, ordering and basis conditions remain.

Replacement mapping for the Chapter 13 liquidation example: R038-C045 remains the general confirmation umbrella; R038-C046 specifically supports the liquidation floor; R038-R3-C001 separately covers the projected-disposable-income qualification. No original claim is repurposed to carry the new proposition.

Neither the failed §1325 retrieval nor the original Title 11 bundle reference is represented as a fresh verification of every cited subsection.

3. Narrow textual corrections

A. Original worked-example count and code-block provenance

Replace Correction-02's statement that it reissued “all eight original worked-example groups” with:

Seven original worked-example groups were preserved, together with one new Chapter 13 payment-start illustration. The coordinator separately captured all 12 actual visible code blocks. Flattening in derived Markdown was a local serialization issue, not evidence of failed mathematical formulas. This metadata correction does not regenerate formulas or change the original hypothetical inputs.

This also withdraws any implication that the newly added payment-date illustration was part of the original seven groups.

B. QPRI financial-condition language

Withdraw the phrase:

“any required reduction tied to the residence's value and other qualifying debt”

Replace with:

QPRI eligibility requires analysis of qualifying principal-residence acquisition indebtedness, the applicable statutory cap, the pre-2026 discharge or written-arrangement timing route, the applicable §108 exclusion-ordering rules, and any §108(h) residence-basis consequences. Bankruptcy, insolvency and other financial-condition facts may affect which exclusion applies. No fair-market-value reduction formula is assumed merely because another category of indebtedness under §108 has such a limitation.

Specific guardrail: The qualified real property business indebtedness rule in §108(c)(2), including its fair-market-value limitation, must not be imported automatically into the qualified principal residence indebtedness rules of §108(a)(1)(E) and (h).

Any particular formula not supported by the selected primary text remains held. No individual taxpayer's eligibility or tax result is established.

C. Source-count correction

Replace any Correction-02 description implying an original R038-S001–S075 source register with:

The original R038 register contains 38 sources and 74 claims. R038-S076 and R038-S077 are unique new correction-source identifiers, not evidence of an original 75-source register. Scoped revision aliases preserve original source identities without renumbering historical records.

4. Coverage and residual-hold table

Correction-03 requirement Result Remaining limitation / hold
Restore original S003 as FRBP Resolved Individual linked rule texts not all separately opened
Assign §707 distinct alias Resolved — R038-R2-S003 Adjusted statutory dollar notice remains separate
Restore original S019 as FCRA Resolved Original search-retrieval status retained
Assign §1325 distinct alias Resolved — R038-R2-S019 Failed retrieval remains failed; no upgrade
Restore S011 Chapter 13 Basics identity Resolved Stale fee/proof-of-claim formulations cannot control
Narrow S001 §1326 use Resolved Only selected provisions supported; local orders and deadline calculation held
Preserve S006–S008 identities Resolved Selected coordinator access only; household, county, deductions, later periods held
Correct original source count Resolved — 38 sources Other original metadata not reconstructed
Retain new S076/S077 identities Resolved §108 primary reading attributed to coordinator; no fresh researcher opening
Preserve C045 broad confirmation meaning Resolved Complete confirmation analysis not independently certified
Restore C046 liquidation-floor meaning Resolved Fact-specific valuation and administration assumptions held
Create separate §1325(b) claim Resolved — R038-R3-C001 Conditional statutory trigger and unopened subsection explicitly held
Map C024 without new stay research Resolved — R038-R3-S001 Circuit interpretation, statutory exceptions and source-access hold
Correct original example count Resolved — seven original plus one new No formulas regenerated; 12 captured visible code blocks acknowledged
Correct code-block failure attribution Resolved Coordinator serialization issue; original raw output unchanged
Remove unsupported QPRI FMV implication Resolved Specific unsupported formula held; no individual tax conclusion
Preserve QPRI timing and C043 corrections Resolved Selected official coordinator checks attributed; legal/currentness qualifications retained
Full original 74-claim acceptance Not undertaken Correction-03 is metadata repair, not independent comprehensive review
Independent second-researcher review Not performed Researcher self-check and coordinator reuse are not independent review
Correction-01 remaining-source work Out of scope No new state, case, dataset or future-fee research undertaken

Scoped disposition: All identified Correction-03 identity conflicts, claim-mapping defects, example-count metadata errors and QPRI wording issues are addressed in the tables above. The original raw history remains the reference record; Correction-02's substantive corrections survive except for the explicitly superseded metadata and wording. Source-access and legal-application holds remain visible.

END R038 CORRECTION-03

Every captured table

Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

Consumer bankruptcy: targeted evidence supplement →
CORRECTION-02 — Consumer Bankruptcy (A038) →

Captured table 01

Original headerless table; first data row retained · 13 data rows

Source IDCorrect identity and direct URLExact pinpointAccess status / correction action
R038-S001Original Title 11 U.S. Bankruptcy Code bundle; 11 U.S.C. §1326§1326(a)(1)(A)–(C), (a)(2)Original source retained. Selected coordinator statutory reading supports C043; Correction-02 live retrieval failed. Does not certify entire Title 11 bundle.
R038-S003Original Federal Rules of Bankruptcy Procedure; U.S. Courts; official rules collectionRules 1007, 2003, 3002, 3015, 4003, 4004, 4007, etc.Original identity restored. Coordinator-provided original status: official page opened Oct. 22, 2026; not every linked rule separately read. Not §707.
R038-R2-S003 — revision alias11 U.S.C. §707; Congress§707(b)(1)–(3), particularly (b)(2)(A)(i) and (B)Correction-02 reported direct opening Oct. 22, 2026. Preserve that attributed session status. April 2025 adjusted-dollar notice remains a separate hold.
R038-S006Original DOJ California median-income dataset; July 15, 2026 tableHeader, California row lines 9–19; additional-person note line 67Same original identity. Subsequent coordinator access Oct. 22, 2026; selected values verified, not retroactive proof of original access.
R038-S007Original DOJ national expense standards; July 15, 2026 tableHeader line 9; table lines 17–36Same original identity. Subsequent coordinator access; selected values only.
R038-S008Original DOJ out-of-pocket health standards; July 15, 2026 tableHeader line 9; lines 19–21Same original identity. Subsequent coordinator access; selected values only.
R038-S011Original U.S. Courts, Chapter 13 Bankruptcy BasicsEligibility, plan, automatic stay, dischargeOriginal identity restored. Coordinator-provided original status: opened Oct. 22, 2026. Fee and proof-of-claim formulations may be stale; controlling statutes/rules prevail.
R038-S019Original 15 U.S.C. §1681c; FCRA§1681c(a)(1), (b)Original identity restored. Coordinator-provided original status: search-retrieved primary statute, Oct. 22, 2026. Not §1325.
R038-R2-S019 — revision alias11 U.S.C. §1325; Congress§1325(a)(4), (b), and hanging paragraph following (a)(9)Correction-02 live retrieval failed Oct. 22, 2026. Statutory citation identified, but subsections not newly opened or verified.
R038-R3-S001 — held revision source11 U.S.C. §362; Congress§362(c)(3)–(4)Reference-only source for C024. No new opening or stay research. Statutory and circuit-interpretation holds retained.
R038-S076New correction source: 26 U.S.C. §108; Congress§108(a)(1)(A), (E)(i)–(ii), (a)(2)(A), (b), (h)Unique against the 38 original IDs. Coordinator freshly read exact primary URL in this batch; attributed coordinator reuse, not a fresh opening by this researcher.
R038-S077New correction source: IRS Publication 4681 (2025)QPRI exclusion timing; exclusions; reduction of tax attributesUnique against the 38 original IDs. Correction-02 reported direct opening Oct. 22, 2026. Administrative guidance; statute controls.
Source links captured in this table

Captured table 02

Original headerless table; first data row retained · 12 data rows

Claim IDStable or corrected meaningCorrect source referencesMapping disposition and limitations
R038-C012California median-income comparisonR038-S006; related S007/S008 only where relevant to separate deduction analysisRetain original identity. Selected California values attributed to coordinator verification; household and period holds remain.
R038-C014Below-median result does not itself establish Chapter 7 entitlementR038-S006; R038-R2-S003 §707(b)Replace erroneous C02 citation to original S003 with revision alias R2-S003.
R038-C013Statutory numerical presumption of abuseR038-R2-S003 §707(b)(2)(A)(i), (B)Replace original S003 misidentification. Adjusted-dollar notice and legal-input holds remain.
R038-C024Repeat filings and automatic-stay consequencesR038-R3-S001 §362(c)(3)–(4)Distinct held statutory reference. No claim of newly verified subsection text or controlling circuit construction.
R038-C043Initial Chapter 13 payments generally begin within 30 days after the earlier of plan filing or order for relief, unless court orders otherwiseR038-S001 §1326(a)(1)(A)–(C), (a)(2); R038-S011 as secondary explanationRetain corrected earlier-of trigger and separate payment branches. Selected coordinator support; no blanket certification of S001 or local deadlines.
R038-C045General Chapter 13 confirmation umbrella: statutory compliance, feasibility, good faith, secured treatment, liquidation floor and other requirementsR038-S001 §1325; R038-S011; R038-R2-S019 as held narrow referenceRestore original broad meaning. Withdraw C02's reduction of C045 to only the liquidation floor.
R038-C046§1325(a)(4) establishes the Chapter 7 liquidation-value floor for Chapter 13 confirmationR038-S001 §1325(a)(4); R038-R2-S019 §1325(a)(4), heldRestore original stable meaning. Withdraw C02's incorrect reassignment of C046 to projected disposable income. Valuation and hypothetical costs remain fact-specific.
R038-R3-C001 — NEWUnder §1325(b), a qualifying objection can trigger projected-disposable-income requirements that independently affect confirmationR038-S001 §1325(b); R038-R2-S019 §1325(b), heldNew scoped claim. Conditional on the statutory objection and applicable provisions. §1325(b) not newly opened in C03; income, deductions, commitment period and confirmation analysis remain held.
R038-C047Qualifying 910-day vehicle purchase-money claim treatmentR038-S001 §1325 hanging paragraph; R038-R2-S019, heldReplace incorrect S019 identity with revision alias; purchase-money and other confirmation qualifications retained.
R038-C066Settlement cancellation arithmetic does not automatically establish taxable income; Title 11 exclusion is distinctR038-S076 §108(a)(1)(A), (a)(2)(A), (b); R038-S077Retain C02's qualified tax comparison. Federal eligibility and state tax outcomes not individually certified.
R038-C075 — C02 NEWQPRI statutory timing permits qualifying pre-2026 discharge or qualifying pre-2026 written arrangement for a later dischargeR038-S076 §108(a)(1)(E)(i)–(ii), (a)(2)(A), (h); R038-S077Retain distinct C02 claim. Coordinator primary reading attributed. Acquisition-debt, cap, ordering and basis conditions remain.

Captured table 03

Original headerless table; first data row retained · 21 data rows

Correction-03 requirementResultRemaining limitation / hold
Restore original S003 as FRBPResolvedIndividual linked rule texts not all separately opened
Assign §707 distinct aliasResolved — R038-R2-S003Adjusted statutory dollar notice remains separate
Restore original S019 as FCRAResolvedOriginal search-retrieval status retained
Assign §1325 distinct aliasResolved — R038-R2-S019Failed retrieval remains failed; no upgrade
Restore S011 Chapter 13 Basics identityResolvedStale fee/proof-of-claim formulations cannot control
Narrow S001 §1326 useResolvedOnly selected provisions supported; local orders and deadline calculation held
Preserve S006–S008 identitiesResolvedSelected coordinator access only; household, county, deductions, later periods held
Correct original source countResolved — 38 sourcesOther original metadata not reconstructed
Retain new S076/S077 identitiesResolved§108 primary reading attributed to coordinator; no fresh researcher opening
Preserve C045 broad confirmation meaningResolvedComplete confirmation analysis not independently certified
Restore C046 liquidation-floor meaningResolvedFact-specific valuation and administration assumptions held
Create separate §1325(b) claimResolved — R038-R3-C001Conditional statutory trigger and unopened subsection explicitly held
Map C024 without new stay researchResolved — R038-R3-S001Circuit interpretation, statutory exceptions and source-access hold
Correct original example countResolved — seven original plus one newNo formulas regenerated; 12 captured visible code blocks acknowledged
Correct code-block failure attributionResolvedCoordinator serialization issue; original raw output unchanged
Remove unsupported QPRI FMV implicationResolvedSpecific unsupported formula held; no individual tax conclusion
Preserve QPRI timing and C043 correctionsResolvedSelected official coordinator checks attributed; legal/currentness qualifications retained
Full original 74-claim acceptanceNot undertakenCorrection-03 is metadata repair, not independent comprehensive review
Independent second-researcher reviewNot performedResearcher self-check and coordinator reuse are not independent review
Correction-01 remaining-source workOut of scopeNo new state, case, dataset or future-fee research undertaken

Find the assertion and its boundaries

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Read the related correction supplements

These components repair their stated scope. They do not replace every other finding in this research series.

Consumer bankruptcy: targeted evidence supplement →
CORRECTION-02 — Consumer Bankruptcy (A038) →
R038-C012 Saved research record

Retain original identity. Selected California values attributed to coordinator verification; household and period holds remain.

Recorded check status: metadata mapping checked substantive source or application held

Stable or corrected meaning
California median-income comparison
Correct source references
R038-S006; related S007/S008 only where relevant to separate deduction analysis
R038-C014 Saved research record

Below-median result does not itself establish Chapter 7 entitlement

Recorded check status: metadata mapping checked substantive source or application held

Correct source references
R038-S006; R038-R2-S003 §707(b)
Mapping disposition and limitations
Replace erroneous C02 citation to original S003 with revision alias R2-S003.
R038-C013 Saved research record

Statutory numerical presumption of abuse

Recorded check status: metadata mapping checked substantive source or application held

Correct source references
R038-R2-S003 §707(b)(2)(A)(i), (B)
Mapping disposition and limitations
Replace original S003 misidentification. Adjusted-dollar notice and legal-input holds remain.
R038-C024 Saved research record

Repeat filings and automatic-stay consequences

Recorded check status: metadata mapping checked substantive source or application held

Correct source references
R038-R3-S001 §362(c)(3)–(4)
Mapping disposition and limitations
Distinct held statutory reference. No claim of newly verified subsection text or controlling circuit construction.
R038-C043 Saved research record

Initial Chapter 13 payments generally begin within 30 days after the earlier of plan filing or order for relief, unless court orders otherwise

Recorded check status: metadata mapping checked substantive source or application held

Correct source references
R038-S001 §1326(a)(1)(A)–(C), (a)(2); R038-S011 as secondary explanation
Mapping disposition and limitations
Retain corrected earlier-of trigger and separate payment branches. Selected coordinator support; no blanket certification of S001 or local deadlines.
R038-C045 Saved research record

General Chapter 13 confirmation umbrella: statutory compliance, feasibility, good faith, secured treatment, liquidation floor and other requirements

Recorded check status: metadata mapping checked substantive source or application held

Correct source references
R038-S001 §1325; R038-S011; R038-R2-S019 as held narrow reference
Mapping disposition and limitations
Restore original broad meaning. Withdraw C02's reduction of C045 to only the liquidation floor.
R038-C046 Saved research record

§1325(a)(4) establishes the Chapter 7 liquidation-value floor for Chapter 13 confirmation

Recorded check status: metadata mapping checked substantive source or application held

Correct source references
R038-S001 §1325(a)(4); R038-R2-S019 §1325(a)(4), held
Mapping disposition and limitations
Restore original stable meaning. Withdraw C02's incorrect reassignment of C046 to projected disposable income. Valuation and hypothetical costs remain fact-specific.
R038-R3-C001 Saved research record

Under §1325(b), a qualifying objection can trigger projected-disposable-income requirements that independently affect confirmation

Recorded check status: metadata mapping checked substantive source or application held

Correct source references
R038-S001 §1325(b); R038-R2-S019 §1325(b), held
Mapping disposition and limitations
New scoped claim. Conditional on the statutory objection and applicable provisions. §1325(b) not newly opened in C03; income, deductions, commitment period and confirmation analysis remain held.
R038-C047 Saved research record

Qualifying 910-day vehicle purchase-money claim treatment

Recorded check status: metadata mapping checked substantive source or application held

Correct source references
R038-S001 §1325 hanging paragraph; R038-R2-S019, held
Mapping disposition and limitations
Replace incorrect S019 identity with revision alias; purchase-money and other confirmation qualifications retained.
R038-C066 Saved research record

Settlement cancellation arithmetic does not automatically establish taxable income; Title 11 exclusion is distinct

Recorded check status: metadata mapping checked substantive source or application held

Correct source references
R038-S076 §108(a)(1)(A), (a)(2)(A), (b); R038-S077
Mapping disposition and limitations
Retain C02's qualified tax comparison. Federal eligibility and state tax outcomes not individually certified.
R038-C075 Saved research record

QPRI statutory timing permits qualifying pre-2026 discharge or qualifying pre-2026 written arrangement for a later discharge

Recorded check status: metadata mapping checked substantive source or application held

Correct source references
R038-S076 §108(a)(1)(E)(i)–(ii), (a)(2)(A), (h); R038-S077
Mapping disposition and limitations
Retain distinct C02 claim. Coordinator primary reading attributed. Acquisition-debt, cap, ordering and basis conditions remain.

Sources, pinpoints and access limits

Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.

R038-S001 Saved research record

Original Title 11 U.S. Bankruptcy Code bundle; 11 U.S.C. §1326

Recorded check status: identity and scoped coordinator evidence join checked remaining application held

Exact pinpoint
§1326(a)(1)(A)–(C), (a)(2)
Access status / correction action
Original source retained. Selected coordinator statutory reading supports C043; Correction-02 live retrieval failed. Does not certify entire Title 11 bundle.
Direct source URLs
https://uscode.house.gov/us/usc/119-118/t11/s1326/?utm_source=chatgpt.com
R038-S003 Saved research record

Original Federal Rules of Bankruptcy Procedure; U.S. Courts; official rules collection

Recorded check status: identity and scoped coordinator evidence join checked remaining application held

Exact pinpoint
Rules 1007, 2003, 3002, 3015, 4003, 4004, 4007, etc.
Access status / correction action
Original identity restored. Coordinator-provided original status: official page opened Oct. 22, 2026; not every linked rule separately read. Not §707.
Direct source URLs
https://www.uscourts.gov/forms-rules/current-rules-practice-procedure/federal-rules-bankruptcy-procedure?utm_source=chatgpt.com
R038-R2-S003 Saved research record

R038-R2-S003 — revision alias

Recorded check status: identity and scoped coordinator evidence join checked remaining application held

Correct identity and direct URL
11 U.S.C. §707; Congress
Exact pinpoint
§707(b)(1)–(3), particularly (b)(2)(A)(i) and (B)
Access status / correction action
Correction-02 reported direct opening Oct. 22, 2026. Preserve that attributed session status. April 2025 adjusted-dollar notice remains a separate hold.
Direct source URLs
https://uscode.house.gov/us/usc/119-118/t11/s707/?utm_source=chatgpt.com
R038-S006 Saved research record

Original DOJ California median-income dataset; July 15, 2026 table

Recorded check status: identity and scoped coordinator evidence join checked remaining application held

Exact pinpoint
Header, California row lines 9–19; additional-person note line 67
Access status / correction action
Same original identity. Subsequent coordinator access Oct. 22, 2026; selected values verified, not retroactive proof of original access.
Direct source URLs
https://www.justice.gov/ust/eo/bapcpa/20260715/bci_data/median_income_table.htm?utm_source=chatgpt.com
R038-S011 Saved research record

Original U.S. Courts, Chapter 13 Bankruptcy Basics

Recorded check status: identity and scoped coordinator evidence join checked remaining application held

Exact pinpoint
Eligibility, plan, automatic stay, discharge
Access status / correction action
Original identity restored. Coordinator-provided original status: opened Oct. 22, 2026. Fee and proof-of-claim formulations may be stale; controlling statutes/rules prevail.
Direct source URLs
https://www.uscourts.gov/court-programs/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics?utm_source=chatgpt.com
R038-R2-S019 Saved research record

R038-R2-S019 — revision alias

Recorded check status: identity repair checked source access held

Correct identity and direct URL
11 U.S.C. §1325; Congress
Exact pinpoint
§1325(a)(4), (b), and hanging paragraph following (a)(9)
Access status / correction action
Correction-02 live retrieval failed Oct. 22, 2026. Statutory citation identified, but subsections not newly opened or verified.
Direct source URLs
https://uscode.house.gov/us/usc/119-118/t11/s1325/?utm_source=chatgpt.com
R038-R3-S001 Saved research record

R038-R3-S001 — held revision source

Recorded check status: identity repair checked source access held

Correct identity and direct URL
11 U.S.C. §362; Congress
Exact pinpoint
§362(c)(3)–(4)
Access status / correction action
Reference-only source for C024. No new opening or stay research. Statutory and circuit-interpretation holds retained.
Direct source URLs
https://uscode.house.gov/us/usc/119-118/t11/s362/?utm_source=chatgpt.com
R038-S076 Saved research record

New correction source: 26 U.S.C. §108; Congress

Recorded check status: identity and scoped coordinator evidence join checked remaining application held

Exact pinpoint
§108(a)(1)(A), (E)(i)–(ii), (a)(2)(A), (b), (h)
Access status / correction action
Unique against the 38 original IDs. Coordinator freshly read exact primary URL in this batch; attributed coordinator reuse, not a fresh opening by this researcher.
Direct source URLs
https://uscode.house.gov/us/usc/119-118/t26/s108/?utm_source=chatgpt.com
R038-S077 Saved research record

New correction source: IRS Publication 4681 (2025)

Recorded check status: identity and scoped coordinator evidence join checked remaining application held

Exact pinpoint
QPRI exclusion timing; exclusions; reduction of tax attributes
Access status / correction action
Unique against the 38 original IDs. Correction-02 reported direct opening Oct. 22, 2026. Administrative guidance; statute controls.
Direct source URLs
https://www.irs.gov/publications/p4681?utm_source=chatgpt.com

What was examined—and what is still missing

The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.

coverage-1 Saved research record

Restore original S003 as FRBP

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved
Remaining limitation / hold
Individual linked rule texts not all separately opened

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-2 Saved research record

Assign §707 distinct alias

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved — R038-R2-S003
Remaining limitation / hold
Adjusted statutory dollar notice remains separate

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-3 Saved research record

Restore original S019 as FCRA

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved
Remaining limitation / hold
Original search-retrieval status retained

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-4 Saved research record

Assign §1325 distinct alias

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved — R038-R2-S019
Remaining limitation / hold
Failed retrieval remains failed; no upgrade

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-5 Saved research record

Restore S011 Chapter 13 Basics identity

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved
Remaining limitation / hold
Stale fee/proof-of-claim formulations cannot control

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-6 Saved research record

Narrow S001 §1326 use

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved
Remaining limitation / hold
Only selected provisions supported; local orders and deadline calculation held

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-7 Saved research record

Preserve S006–S008 identities

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved
Remaining limitation / hold
Selected coordinator access only; household, county, deductions, later periods held

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-8 Saved research record

Correct original source count

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved — 38 sources
Remaining limitation / hold
Other original metadata not reconstructed

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-9 Saved research record

Retain new S076/S077 identities

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved
Remaining limitation / hold
§108 primary reading attributed to coordinator; no fresh researcher opening

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-10 Saved research record

Preserve C045 broad confirmation meaning

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved
Remaining limitation / hold
Complete confirmation analysis not independently certified

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-11 Saved research record

Restore C046 liquidation-floor meaning

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved
Remaining limitation / hold
Fact-specific valuation and administration assumptions held

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-12 Saved research record

Create separate §1325(b) claim

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved — R038-R3-C001
Remaining limitation / hold
Conditional statutory trigger and unopened subsection explicitly held

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-13 Saved research record

Map C024 without new stay research

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved — R038-R3-S001
Remaining limitation / hold
Circuit interpretation, statutory exceptions and source-access hold

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-14 Saved research record

Correct original example count

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved — seven original plus one new
Remaining limitation / hold
No formulas regenerated; 12 captured visible code blocks acknowledged

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-15 Saved research record

Correct code-block failure attribution

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved
Remaining limitation / hold
Coordinator serialization issue; original raw output unchanged

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-16 Saved research record

Remove unsupported QPRI FMV implication

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved
Remaining limitation / hold
Specific unsupported formula held; no individual tax conclusion

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-17 Saved research record

Preserve QPRI timing and C043 corrections

Recorded check status: recorded; no individual primary acceptance inferred

Result
Resolved
Remaining limitation / hold
Selected official coordinator checks attributed; legal/currentness qualifications retained

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-18 Saved research record

Full original 74-claim acceptance

Recorded check status: recorded; no individual primary acceptance inferred

Result
Not undertaken
Remaining limitation / hold
Correction-03 is metadata repair, not independent comprehensive review

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-19 Saved research record

Independent second-researcher review

Recorded check status: recorded; no individual primary acceptance inferred

Result
Not performed
Remaining limitation / hold
Researcher self-check and coordinator reuse are not independent review

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained
coverage-20 Saved research record

Correction-01 remaining-source work

Recorded check status: recorded; no individual primary acceptance inferred

Result
Out of scope
Remaining limitation / hold
No new state, case, dataset or future-fee research undertaken

Recorded coordinator check boundaries

coordinator acceptance
scoped_metadata_repair_checked_substantive_holds_retained

Corrections, review and scope

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

No currently queued material correction is mapped to this component. This does not remove its currentness, access, jurisdiction or application limits.

Recorded review disposition

revise

Other components in this research series

Record integrity

Original saved Markdown SHA-256: ce7e85ccdca38f1defa3345cfcb8d4c3d0b360c5ad6ed268db2e9b9c1c110910. Public formatting, private-reference removal and correction annotations are separate from that immutable original.

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