FIND THE EXPLANATION
Use the chapter comparison to prepare a legal consultation about debts, property and a feasible exit.
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These components repair their stated scope. They do not replace every other finding in this research series.
CORRECTION-02 — Consumer Bankruptcy (A038) →SettleADebt.com · Area A038 Consumer Bankruptcy · Baseline October 22, 2026, America/Los_Angeles · Scoped supplement to the original 38-source, 74-claim, 59-coverage-row investigation
The DOJ's February 17, 2026 notice confirms that designation of Chapter 7 and Chapter 13 cases for debtor audits resumed effective February 20, 2026, after a suspension of new audit designations in June 2025. The separate statutory duty to cooperate with an applicable audit should not be confused with a claim that every bankruptcy petition is audited. United States Department of Justice+1
The U.S. Courts pending-amendments page identifies Bankruptcy Rules 1007, 3018, 5009, 9006, 9014, 9017 and new Rule 7043 in the December 1, 2026 package. At the October 22 baseline, these are future-effective amendments, not rules already operative merely because the Supreme Court transmitted them. The same page separately identifies changes to Official Forms 101 and 106C scheduled for December 1, 2026. uscourts.gov+1
The CFPB's official withdrawn-guidance list includes its 2023-01 bulletin concerning unfair billing and collection after bankruptcy discharge of certain student loans, withdrawn May 12, 2025. That withdrawal affects the bulletin's guidance status; it does not repeal the Bankruptcy Code's discharge injunction or the Fair Debt Collection Practices Act. Consumer Financial Protection Bureau
The coordinator's subsequent official-source verification also resolves the selected current petition-fee arithmetic:
| Chapter | Statutory base | Administrative fee | Trustee fee | Current total |
|---|---|---|---|---|
| Chapter 7 | $245 | $78 | $15 | $338 |
| Chapter 13 | $235 | $78 | $0 | $313 |
These totals apply to the selected October 22, 2026 fee baseline, not automatically to the future December 1 schedule. The original statutory and administrative source identities R038-S013 and R038-S012 remain intact.
Access convention: “Opened” means the actual page or document was retrieved and its relevant passage read in this supplement. “Discovery only” means a source was identified without verification of the necessary underlying proposition. All new live retrievals below occurred on October 22, 2026 Pacific. Historical source IDs are preserved.
| Original source ID | Authority, issuer, URL and exact pinpoint | Version / jurisdiction / rule status | Actual access and limitation |
|---|---|---|---|
| R038-S014 | DOJ USTP, USTP to Resume Debtor Audits, notice dated February 17, 2026; Debtor Audit Information, introductory paragraphs and February 2026 notice | Federal Chapter 7/13; designation resumed February 20, 2026 | Opened/read. Actual official notice recovered. July standards are separately covered by S006–S008, not by the audit-resumption notice. |
| R038-S020 | CFPB, How long does information stay on my credit report?, “Negative information,” lines 34–44 | Last reviewed September 2, 2026; federal consumer-reporting explanation | Opened/read. Confirms generally seven years for most negative information and up to ten years for bankruptcy, subject to stated exceptions. Underlying FCRA remains original S019. |
| R038-S022 | CFPB, Can a debt collector try to collect on a debt that was discharged in bankruptcy?, lines 20–27 | Last reviewed August 24, 2022; page modified March 12, 2024; federal agency guidance | Opened/read. Supports general stay/discharge explanation and surviving collateral rights, but does not establish every statutory exception. Withdrawn-guidance review performed separately. |
| R038-S031 | Original description: Central/Eastern California bankruptcy-court opinions on opt-out; §522 discussion | Historical judicial authority; California | Unresolved identity. No particular case name, docket, reporter citation or actual opinion URL was established. No opinion is treated as opened. |
| R038-S033 | Original description: AllLaw federal-exemption choice-state list | Secondary nationwide classification | Unresolved exact page identity. No complete matching list was verified. Discovery-only classification cannot support publication of a complete state list. |
| R038-S034 | U.S. Courts, Pending Rules and Forms Amendments, “December 1, 2026,” lines 570–589; form footnote lines 590–604 | Federal; proposed/future-effective as of October 22, 2026 | Opened/read. Official package index recovered. Individual package PDFs not all read; future implementation must be checked. |
| R038-S035 | U.S. Bankruptcy Court, Southern District of Georgia, Rules, Forms and Fees Changes, lines 24–54; fee-change PDF | October 1, 2026 announcement; future December 1, 2026 fee changes | Opened/read announcement; PDF retrieved. Local judiciary notice is official evidence of scheduled changes, not proof that all future amounts are already operative. |
| R038-S036 | Alabama Code §6-10-11 (2025), Justia, lines 45–68, especially 60–65 | Alabama; 2025 secondary statutory presentation | Opened/read. Text excludes federal §522(d) exemptions for qualifying Alabama bankruptcy cases. Current official state codification remains unverified. |
| R038-S037 | Arkansas Code §16-66-217 (2025), Justia, lines 45–69, especially 59–65 | Arkansas; 2025 secondary statutory presentation | Opened/read. Text provides an election between state exemptions and federal §522(d), subject to applicable federal eligibility rules. Current official state codification remains unverified. |
The recovered S020 page has the exact September 2, 2026 review date. S022 is an older CFPB consumer explanation; describing it as newly updated in 2026 would be incorrect. Consumer Financial Protection Bureau+1
For S031, an unspecified California bankruptcy opinion is not a usable case citation. The next retrieval must identify the case caption, docket or reporter citation, issuing court, decision date and the exact §522 holding. Current California exemption-election law requires independent statutory verification; a historical decision cannot substitute for it.
For S033, the exact AllLaw article and its complete list remain unverified. Even a recovered secondary list would be discovery material, not sufficient proof of current election rights across all states. This supplement makes no nationwide exemption-election classification.
These rows add necessary pinpoint evidence without renumbering original sources.
| Source ID | Authority and direct URL | Pinpoint / publication or effective date | Access / scope |
|---|---|---|---|
| R038-S002 | Original 2025 bankruptcy dollar-adjustment notice; supplemented by Federal Register correction | Correction, 90 FR 10643, February 25, 2025; numbered items 1–2, lines 95–104 | Correction opened/read. Corrects two entries in the February 4 notice; venue-table implications must be applied precisely. |
| R038-S012 | U.S. Courts Bankruptcy Miscellaneous Fee Schedule | Items 8–9; coordinator pinpoint lines 594–604 | Coordinator-attributed subsequent opening. Current $78 administrative and $15 Chapter 7 trustee components. |
| R038-S013 | 28 U.S.C. §1930 | (a)(1)(A)–(B), (f)(1)–(3) | Coordinator-attributed subsequent opening. Current base fees $245/$235; waiver and installments have separate requirements. |
| R038-S003 | Federal Rules of Bankruptcy Procedure PDF | Rule 1006(a)–(c), printed pp. 3–4/PDF pp. 22–23; Rule 3002(c), printed pp. 45–46/PDF pp. 64–65 | Coordinator-attributed selected PDF reading. Original S003 remains FRBP, not §707. |
| R038-S006–S008 | DOJ July 15, 2026 dataset sources, preserved from prior corrections | S006 California row; S007 national expense table; S008 out-of-pocket health table | Coordinator-attributed subsequent access. Selected figures verified; no all-state/county/form certification. |
| R038-R4-S001 — NEW | CFPB Withdrawn Guidance | “Circulars & Supervisory Guidance,” 2023, Bulletin 2023-01; lines 85–89 | Opened/read. Bulletin withdrawn May 12, 2025; statutory law not withdrawn. |
| R038-R4-S002 — NEW | U.S. Courts Current Rules of Practice & Procedure | December 1, 2025 effective-amendment listing | Retrieved. Supports distinction between operative 2025 amendments and pending 2026 package. |
| R038-R4-S003 — NEW | Federal rulemaking process | Supreme Court promulgation, congressional review and effective-date discussion | Retrieved. General process; does not establish final December 2026 implementation. |
The Judicial Conference correction to the February 4, 2025 notice states:
These are positional corrections to two table entries. The erratum does not establish that the previously checked §707 consumer means-test figures are wrong. The corrected entries must be mapped to their original table labels before any venue-specific amount is republished. federalregister.gov
The Southern District of Georgia announcement is headed “Effective December 1, 2026,” but one sentence inside it says December 1, 2025. That sentence conflicts with the heading, publication date and national pending-amendments page. It should be treated as an apparent date error, not independent evidence of a 2025 effective date.
The U.S. Courts national page is the stronger source for the scheduled 2026 package. It expressly cautions that pending amendments may be delayed or withdrawn. United States Bankruptcy Court+1
The original claim IDs remain unchanged. New propositions use the R038-R4 namespace. Where the exact original dependent claim ID was not supplied, this table does not invent one.
| Claim ID | Area / precise proposition | Evidence and exact pinpoint | Conditions, date, limitations |
|---|---|---|---|
| R038-R4-C001 — NEW | A038-Audit: DOJ resumed designating Chapter 7 and 13 cases for debtor audits effective February 20, 2026 | S014, February 17 notice, paragraphs 1–2 | Federal USTP program; audits are selected, not universal; statutory cooperation requirements separately apply |
| R038-R4-C002 — NEW | A038-Credit: most negative credit information is generally reportable for seven years; bankruptcy information up to ten years | S020, “Negative information,” lines 34–44; original S019 §1681c | Federal FCRA; statutory exceptions; no credit-score or approval promise |
| R038-R4-C003 — NEW | A038-Collection: discharge generally bars personal collection of discharged debts, while collateral rights can survive | S022, lines 23–26; original S001 §§362, 524 | Federal; only discharged liabilities, applicable stay exceptions and surviving in-rem rights |
| R038-R4-C004 — NEW | A038-Guidance: CFPB Bulletin 2023-01 was withdrawn May 12, 2025 | R4-S001, 2023 supervisory-guidance entry, line 88 | Guidance status only; no repeal of §§362/524 or applicable collection statutes |
| R038-R4-C005 — NEW | A038-Exemptions: Alabama's reproduced §6-10-11 excludes §522(d) as an available exemption system | S036, lines 60–65 | 2025 secondary code; federal domicile requirements and current official Alabama law held |
| R038-R4-C006 — NEW | A038-Exemptions: Arkansas's reproduced §16-66-217 allows a qualifying state-or-§522(d) election | S037, lines 59–65 | 2025 secondary code; federal eligibility and current official Arkansas law held |
| R038-R4-C007 — NEW | A038-Rules: specified bankruptcy amendments are scheduled for December 1, 2026 | S034, lines 577–585; R4-S003 | Future-effective at baseline; congressional intervention and final implementation not certified |
| R038-R4-C008 — NEW | A038-Fees: identified miscellaneous court fees are scheduled to change December 1, 2026 | S035, fee PDF, p. 1, items 1b, 2A–B, 3–5, 7, 12, 14, 19–21 | Future-effective; item-specific only; not a blanket petition-fee increase |
| R038-R4-C009 — NEW | A038-Amounts: February 25, 2025 erratum corrects two dollar entries in the February 4 notice | S002 correction, 90 FR 10643, items 1–2 | Original table labels must be matched; does not invalidate separately verified consumer figures |
| R038-C035 — SUPPLEMENT | A038-Fees: selected current Chapter 7/13 petition totals are $338/$313 | S013 §1930(a)(1)(A)–(B); S012 items 8–9 | Coordinator-attributed primary verification; current baseline only; attorney fees and optional costs excluded |
| R038-C036 — SUPPLEMENT | A038-Fees: Chapter 7 waiver and installment payment rules are conditional | S013 §1930(f)(1)–(3); S003 Rule 1006(a)–(c) | Waiver discretionary and Chapter 7-specific; installment court order and time limits; no individual determination |
| R038-C012 — SOURCE UPDATE | A038-Means: selected July 15, 2026 DOJ values | S006–S008, original IDs and previously verified pinpoints | Coordinator-attributed selected values; no all-state, county, household or deduction certification |
| R038-R4-C010 — HELD | A038-California: specific historical judicial holding supporting opt-out | S031, unresolved case identity | No case citation established; no judicial proposition upgraded |
| R038-R4-C011 — HELD | A038-Exemptions: complete federal-exemption election-state classification | S033, unresolved exact article | Secondary discovery only; no nationwide classification accepted |
The official Southern District of Georgia PDF was retrieved and its one-page table read. The following are scheduled miscellaneous fees, not Chapter 7 or Chapter 13 petition totals. gasb.uscourts.gov
| Fee schedule item | Current | Scheduled Dec. 1, 2026 | Increase |
|---|---|---|---|
| 1b — Certain electronic-record copies | $33 | $37 | $4 |
| 2A — Certification | $12 | $13 | $1 |
| 2B — Exemplification | $24 | $27 | $3 |
| 3 — Audio recording reproduction | $34 | $38 | $4 |
| 4 — Amended schedules | $34 | $38 | $4 |
| 5 — Record search | $34 | $38 | $4 |
| 7 — Unrelated-document filing | $52 | $58 | $6 |
| 12A — First archive box retrieval | $70 | $78 | $8 |
| 12B — Additional archive box | $43 | $48 | $5 |
| 12C — Electronic retrieval | $11 | $12 | $1 |
| 14 — Additional direct-appeal fee component | $307 | $372 | $65 |
| 19 — Specified motions, including stay-relief motions | $199 | $221 | $22 |
| 20 — Claims transfer | $28 | $31 | $3 |
| 21 — Motion to redact | $28 | $31 | $3 |
The PDF's note expressly limits item 14's change to the additional direct-appeal component, not the ordinary notice-of-appeal fee.
Importantly, items 8 and 9, which support the selected current administrative and Chapter 7 trustee components, are not listed among these adjustments. The reviewed announcement therefore does not support changing the $338/$313 petition totals on December 1. A later operative nationwide schedule still requires confirmation.
These are the affected coverage rows for the targeted supplement. They do not purport to reproduce or replace the original 59-row coverage register.
| Seed / evidence question | Status | Findings and claims | Residual evidence / next action |
|---|---|---|---|
| S014 debtor-audit notice identity | Answered | R4-C001 | Preserve actual effective date, not just notice publication date |
| Audit selection and cooperation | Partial | R4-C001 | Verify detailed statutory audit exceptions and applicable procedures before case-specific guidance |
| S020 CFPB credit-duration identity | Answered | R4-C002 | Use original S019 statutory exceptions for final legal treatment |
| Bankruptcy versus ordinary negative reporting | Answered, bounded | R4-C002 | No guaranteed score recovery or deletion date |
| S022 CFPB collection-guidance identity | Answered | R4-C003 | Guidance is not a substitute for §§362/524 |
| CFPB withdrawn-guidance status | Answered for relevant bulletin | R4-C004 | Check individual guidance status when citing other CFPB bulletins |
| Discharge versus collateral enforcement | Partial | R4-C003 | Particular lien validity, stay exception, reaffirmation and state enforcement law held |
| S031 California historical opinions | Unresolved | R4-C010 | Retrieve case name/docket and actual opinion; verify current statute separately |
| S033 AllLaw complete choice-state list | Unresolved | R4-C011 | Recover exact article, then independently validate every state from primary law |
| S034 2026 national rules package identity | Answered at package-index level | R4-C007 | Read individual amendments and recheck implementation at effective date |
| December 2026 Official Forms 101/106C | Partial | R4-C007 | Retrieve actual final form versions and change instructions |
| S035 future miscellaneous fees | Answered for listed items | R4-C008 | Recheck operative national schedule on December 1 |
| December 2026 petition totals | Current baseline answered; future held | C035, R4-C008 | Do not infer increases from unrelated miscellaneous items |
| S036 Alabama opt-out text | Partial | R4-C005 | Obtain official current codification; domicile and individual exemption eligibility held |
| S037 Arkansas election text | Partial | R4-C006 | Obtain official current codification; domicile and election eligibility held |
| S002 February 2025 erratum | Correction verified; label mapping partial | R4-C009 | Match both corrected positions to the original February 4 table labels |
| Current statutory base filing fees | Answered for selected amounts | C035 | Coordinator-attributed later access; no full legislative audit |
| Administrative/trustee fee components | Answered for selected amounts | C035 | Future schedule remains separate |
| Fee waivers and installments | Partial | C036 | Court orders, forms and individual eligibility not determined |
| Rule 1006 and Rule 3002(c) selected text | Selected text verified by coordinator | C033, C036 | Rule 3002 exceptions, chapter distinctions and local procedure remain |
| July 15, 2026 DOJ datasets | Selected values verified | C012 | Other states/counties, household selection, form deductions and later periods held |
| Full state and circuit review | Excluded from supplement | Original register | Separate queued investigations; no survey repeated |
| Creditor contracts and tax issues | Excluded from supplement | Original and correction registers | All previous contract and tax holds preserved |
| Original 74-claim and 59-row acceptance | Not performed | Historical record preserved | Requires separate complete-record review |
Publication holds remain for the unidentified S031 judicial decision, the unidentified S033 AllLaw article, current official Alabama and Arkansas codification, complete December 2026 rule/form texts, operative future fee schedules, and the precise original table labels affected by the February 2025 erratum.
The CFPB withdrawal review adds a separate editorial safeguard: do not cite withdrawn Bulletin 2023-01 as current agency guidance. Equally, do not suggest that its withdrawal authorizes collecting discharged debts.
This supplement directly opened the DOJ audit notice, CFPB consumer pages and withdrawn-guidance list, Federal Register correction, U.S. Courts pending-amendments index, Georgia bankruptcy-court announcement and fee PDF, and the two Justia code presentations. Selected fee, rule and DOJ dataset findings from the coordinator remain attributed subsequent reuse, not independent original-access proof.
Of the nine source identities, seven now have recovered and opened supporting documents; two remain unresolved at the precise source-identity level. Some of the seven are only partially verified for final legal publication, as identified above.
No model fallback was invoked or independently verified. This is a researcher self-check, not an independent review of the full R038 investigation. No external publication, outreach, account change, private borrower access or local-library write was performed.
END R038 TARGETED EVIDENCE SUPPLEMENT
Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
These components repair their stated scope. They do not replace every other finding in this research series.
CORRECTION-02 — Consumer Bankruptcy (A038) →Original headerless table; first data row retained · 3 data rows
| Chapter | Statutory base | Administrative fee | Trustee fee | Current total |
| Chapter 7 | $245 | $78 | $15 | $338 |
| Chapter 13 | $235 | $78 | $0 | $313 |
Original headerless table; first data row retained · 10 data rows
| Original source ID | Authority, issuer, URL and exact pinpoint | Version / jurisdiction / rule status | Actual access and limitation |
| R038-S014 | DOJ USTP, USTP to Resume Debtor Audits, notice dated February 17, 2026; Debtor Audit Information, introductory paragraphs and February 2026 notice | Federal Chapter 7/13; designation resumed February 20, 2026 | Opened/read. Actual official notice recovered. July standards are separately covered by S006–S008, not by the audit-resumption notice. |
| R038-S020 | CFPB, How long does information stay on my credit report?, “Negative information,” lines 34–44 | Last reviewed September 2, 2026; federal consumer-reporting explanation | Opened/read. Confirms generally seven years for most negative information and up to ten years for bankruptcy, subject to stated exceptions. Underlying FCRA remains original S019. |
| R038-S022 | CFPB, Can a debt collector try to collect on a debt that was discharged in bankruptcy?, lines 20–27 | Last reviewed August 24, 2022; page modified March 12, 2024; federal agency guidance | Opened/read. Supports general stay/discharge explanation and surviving collateral rights, but does not establish every statutory exception. Withdrawn-guidance review performed separately. |
| R038-S031 | Original description: Central/Eastern California bankruptcy-court opinions on opt-out; §522 discussion | Historical judicial authority; California | Unresolved identity. No particular case name, docket, reporter citation or actual opinion URL was established. No opinion is treated as opened. |
| R038-S033 | Original description: AllLaw federal-exemption choice-state list | Secondary nationwide classification | Unresolved exact page identity. No complete matching list was verified. Discovery-only classification cannot support publication of a complete state list. |
| R038-S034 | U.S. Courts, Pending Rules and Forms Amendments, “December 1, 2026,” lines 570–589; form footnote lines 590–604 | Federal; proposed/future-effective as of October 22, 2026 | Opened/read. Official package index recovered. Individual package PDFs not all read; future implementation must be checked. |
| R038-S035 | U.S. Bankruptcy Court, Southern District of Georgia, Rules, Forms and Fees Changes, lines 24–54; fee-change PDF | October 1, 2026 announcement; future December 1, 2026 fee changes | Opened/read announcement; PDF retrieved. Local judiciary notice is official evidence of scheduled changes, not proof that all future amounts are already operative. |
| R038-S036 | Alabama Code §6-10-11 (2025), Justia, lines 45–68, especially 60–65 | Alabama; 2025 secondary statutory presentation | Opened/read. Text excludes federal §522(d) exemptions for qualifying Alabama bankruptcy cases. Current official state codification remains unverified. |
| R038-S037 | Arkansas Code §16-66-217 (2025), Justia, lines 45–69, especially 59–65 | Arkansas; 2025 secondary statutory presentation | Opened/read. Text provides an election between state exemptions and federal §522(d), subject to applicable federal eligibility rules. Current official state codification remains unverified. |
Original headerless table; first data row retained · 9 data rows
| Source ID | Authority and direct URL | Pinpoint / publication or effective date | Access / scope |
| R038-S002 | Original 2025 bankruptcy dollar-adjustment notice; supplemented by Federal Register correction | Correction, 90 FR 10643, February 25, 2025; numbered items 1–2, lines 95–104 | Correction opened/read. Corrects two entries in the February 4 notice; venue-table implications must be applied precisely. |
| R038-S012 | U.S. Courts Bankruptcy Miscellaneous Fee Schedule | Items 8–9; coordinator pinpoint lines 594–604 | Coordinator-attributed subsequent opening. Current $78 administrative and $15 Chapter 7 trustee components. |
| R038-S013 | 28 U.S.C. §1930 | (a)(1)(A)–(B), (f)(1)–(3) | Coordinator-attributed subsequent opening. Current base fees $245/$235; waiver and installments have separate requirements. |
| R038-S003 | Federal Rules of Bankruptcy Procedure PDF | Rule 1006(a)–(c), printed pp. 3–4/PDF pp. 22–23; Rule 3002(c), printed pp. 45–46/PDF pp. 64–65 | Coordinator-attributed selected PDF reading. Original S003 remains FRBP, not §707. |
| R038-S006–S008 | DOJ July 15, 2026 dataset sources, preserved from prior corrections | S006 California row; S007 national expense table; S008 out-of-pocket health table | Coordinator-attributed subsequent access. Selected figures verified; no all-state/county/form certification. |
| R038-R4-S001 — NEW | CFPB Withdrawn Guidance | “Circulars & Supervisory Guidance,” 2023, Bulletin 2023-01; lines 85–89 | Opened/read. Bulletin withdrawn May 12, 2025; statutory law not withdrawn. |
| R038-R4-S002 — NEW | U.S. Courts Current Rules of Practice & Procedure | December 1, 2025 effective-amendment listing | Retrieved. Supports distinction between operative 2025 amendments and pending 2026 package. |
| R038-R4-S003 — NEW | Federal rulemaking process | Supreme Court promulgation, congressional review and effective-date discussion | Retrieved. General process; does not establish final December 2026 implementation. |
Original headerless table; first data row retained · 15 data rows
| Claim ID | Area / precise proposition | Evidence and exact pinpoint | Conditions, date, limitations |
| R038-R4-C001 — NEW | A038-Audit: DOJ resumed designating Chapter 7 and 13 cases for debtor audits effective February 20, 2026 | S014, February 17 notice, paragraphs 1–2 | Federal USTP program; audits are selected, not universal; statutory cooperation requirements separately apply |
| R038-R4-C002 — NEW | A038-Credit: most negative credit information is generally reportable for seven years; bankruptcy information up to ten years | S020, “Negative information,” lines 34–44; original S019 §1681c | Federal FCRA; statutory exceptions; no credit-score or approval promise |
| R038-R4-C003 — NEW | A038-Collection: discharge generally bars personal collection of discharged debts, while collateral rights can survive | S022, lines 23–26; original S001 §§362, 524 | Federal; only discharged liabilities, applicable stay exceptions and surviving in-rem rights |
| R038-R4-C004 — NEW | A038-Guidance: CFPB Bulletin 2023-01 was withdrawn May 12, 2025 | R4-S001, 2023 supervisory-guidance entry, line 88 | Guidance status only; no repeal of §§362/524 or applicable collection statutes |
| R038-R4-C005 — NEW | A038-Exemptions: Alabama's reproduced §6-10-11 excludes §522(d) as an available exemption system | S036, lines 60–65 | 2025 secondary code; federal domicile requirements and current official Alabama law held |
| R038-R4-C006 — NEW | A038-Exemptions: Arkansas's reproduced §16-66-217 allows a qualifying state-or-§522(d) election | S037, lines 59–65 | 2025 secondary code; federal eligibility and current official Arkansas law held |
| R038-R4-C007 — NEW | A038-Rules: specified bankruptcy amendments are scheduled for December 1, 2026 | S034, lines 577–585; R4-S003 | Future-effective at baseline; congressional intervention and final implementation not certified |
| R038-R4-C008 — NEW | A038-Fees: identified miscellaneous court fees are scheduled to change December 1, 2026 | S035, fee PDF, p. 1, items 1b, 2A–B, 3–5, 7, 12, 14, 19–21 | Future-effective; item-specific only; not a blanket petition-fee increase |
| R038-R4-C009 — NEW | A038-Amounts: February 25, 2025 erratum corrects two dollar entries in the February 4 notice | S002 correction, 90 FR 10643, items 1–2 | Original table labels must be matched; does not invalidate separately verified consumer figures |
| R038-C035 — SUPPLEMENT | A038-Fees: selected current Chapter 7/13 petition totals are $338/$313 | S013 §1930(a)(1)(A)–(B); S012 items 8–9 | Coordinator-attributed primary verification; current baseline only; attorney fees and optional costs excluded |
| R038-C036 — SUPPLEMENT | A038-Fees: Chapter 7 waiver and installment payment rules are conditional | S013 §1930(f)(1)–(3); S003 Rule 1006(a)–(c) | Waiver discretionary and Chapter 7-specific; installment court order and time limits; no individual determination |
| R038-C012 — SOURCE UPDATE | A038-Means: selected July 15, 2026 DOJ values | S006–S008, original IDs and previously verified pinpoints | Coordinator-attributed selected values; no all-state, county, household or deduction certification |
| R038-R4-C010 — HELD | A038-California: specific historical judicial holding supporting opt-out | S031, unresolved case identity | No case citation established; no judicial proposition upgraded |
| R038-R4-C011 — HELD | A038-Exemptions: complete federal-exemption election-state classification | S033, unresolved exact article | Secondary discovery only; no nationwide classification accepted |
Original headerless table; first data row retained · 15 data rows
| Fee schedule item | Current | Scheduled Dec. 1, 2026 | Increase |
| 1b — Certain electronic-record copies | $33 | $37 | $4 |
| 2A — Certification | $12 | $13 | $1 |
| 2B — Exemplification | $24 | $27 | $3 |
| 3 — Audio recording reproduction | $34 | $38 | $4 |
| 4 — Amended schedules | $34 | $38 | $4 |
| 5 — Record search | $34 | $38 | $4 |
| 7 — Unrelated-document filing | $52 | $58 | $6 |
| 12A — First archive box retrieval | $70 | $78 | $8 |
| 12B — Additional archive box | $43 | $48 | $5 |
| 12C — Electronic retrieval | $11 | $12 | $1 |
| 14 — Additional direct-appeal fee component | $307 | $372 | $65 |
| 19 — Specified motions, including stay-relief motions | $199 | $221 | $22 |
| 20 — Claims transfer | $28 | $31 | $3 |
| 21 — Motion to redact | $28 | $31 | $3 |
Original headerless table; first data row retained · 25 data rows
| Seed / evidence question | Status | Findings and claims | Residual evidence / next action |
| S014 debtor-audit notice identity | Answered | R4-C001 | Preserve actual effective date, not just notice publication date |
| Audit selection and cooperation | Partial | R4-C001 | Verify detailed statutory audit exceptions and applicable procedures before case-specific guidance |
| S020 CFPB credit-duration identity | Answered | R4-C002 | Use original S019 statutory exceptions for final legal treatment |
| Bankruptcy versus ordinary negative reporting | Answered, bounded | R4-C002 | No guaranteed score recovery or deletion date |
| S022 CFPB collection-guidance identity | Answered | R4-C003 | Guidance is not a substitute for §§362/524 |
| CFPB withdrawn-guidance status | Answered for relevant bulletin | R4-C004 | Check individual guidance status when citing other CFPB bulletins |
| Discharge versus collateral enforcement | Partial | R4-C003 | Particular lien validity, stay exception, reaffirmation and state enforcement law held |
| S031 California historical opinions | Unresolved | R4-C010 | Retrieve case name/docket and actual opinion; verify current statute separately |
| S033 AllLaw complete choice-state list | Unresolved | R4-C011 | Recover exact article, then independently validate every state from primary law |
| S034 2026 national rules package identity | Answered at package-index level | R4-C007 | Read individual amendments and recheck implementation at effective date |
| December 2026 Official Forms 101/106C | Partial | R4-C007 | Retrieve actual final form versions and change instructions |
| S035 future miscellaneous fees | Answered for listed items | R4-C008 | Recheck operative national schedule on December 1 |
| December 2026 petition totals | Current baseline answered; future held | C035, R4-C008 | Do not infer increases from unrelated miscellaneous items |
| S036 Alabama opt-out text | Partial | R4-C005 | Obtain official current codification; domicile and individual exemption eligibility held |
| S037 Arkansas election text | Partial | R4-C006 | Obtain official current codification; domicile and election eligibility held |
| S002 February 2025 erratum | Correction verified; label mapping partial | R4-C009 | Match both corrected positions to the original February 4 table labels |
| Current statutory base filing fees | Answered for selected amounts | C035 | Coordinator-attributed later access; no full legislative audit |
| Administrative/trustee fee components | Answered for selected amounts | C035 | Future schedule remains separate |
| Fee waivers and installments | Partial | C036 | Court orders, forms and individual eligibility not determined |
| Rule 1006 and Rule 3002(c) selected text | Selected text verified by coordinator | C033, C036 | Rule 3002 exceptions, chapter distinctions and local procedure remain |
| July 15, 2026 DOJ datasets | Selected values verified | C012 | Other states/counties, household selection, form deductions and later periods held |
| Full state and circuit review | Excluded from supplement | Original register | Separate queued investigations; no survey repeated |
| Creditor contracts and tax issues | Excluded from supplement | Original and correction registers | All previous contract and tax holds preserved |
| Original 74-claim and 59-row acceptance | Not performed | Historical record preserved | Requires separate complete-record review |
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
These components repair their stated scope. They do not replace every other finding in this research series.
CORRECTION-02 — Consumer Bankruptcy (A038) →Recorded check status: selected source or reuse checked remaining application and full area scope held
Recorded check status: researcher attribution or unidentified source retained primary or application support held
Recorded check status: researcher attribution or unidentified source retained primary or application support held
Recorded check status: selected source or reuse checked remaining application and full area scope held
Recorded check status: researcher attribution or unidentified source retained primary or application support held
Recorded check status: researcher attribution or unidentified source retained primary or application support held
Recorded check status: selected source or reuse checked remaining application and full area scope held
Recorded check status: selected source or reuse checked remaining application and full area scope held
Recorded check status: selected source or reuse checked remaining application and full area scope held
Recorded check status: selected source or reuse checked remaining application and full area scope held
Recorded check status: selected source or reuse checked remaining application and full area scope held
Recorded check status: selected source or reuse checked remaining application and full area scope held
Recorded check status: researcher attribution or unidentified source retained primary or application support held
Recorded check status: researcher attribution or unidentified source retained primary or application support held
Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.
Recorded check status: selected fresh or prior official scope checked remaining currentness application held
Recorded check status: secondary or researcher access attributed not fully coordinator verified held
Recorded check status: secondary or researcher access attributed not fully coordinator verified held
Recorded check status: unidentified historical source held
Recorded check status: unidentified historical source held
Recorded check status: selected fresh or prior official scope checked remaining currentness application held
Recorded check status: selected fresh or prior official scope checked remaining currentness application held
Recorded check status: secondary or researcher access attributed not fully coordinator verified held
Recorded check status: secondary or researcher access attributed not fully coordinator verified held
Recorded check status: selected fresh or prior official scope checked remaining currentness application held
Recorded check status: selected fresh or prior official scope checked remaining currentness application held
Recorded check status: selected fresh or prior official scope checked remaining currentness application held
Recorded check status: selected fresh or prior official scope checked remaining currentness application held
Recorded check status: selected prior dataset evidence reused remaining application held
Recorded check status: selected prior dataset evidence reused remaining application held
Recorded check status: selected prior dataset evidence reused remaining application held
Recorded check status: selected fresh or prior official scope checked remaining currentness application held
Recorded check status: secondary or researcher access attributed not fully coordinator verified held
Recorded check status: secondary or researcher access attributed not fully coordinator verified held
The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
No currently queued material correction is mapped to this component. This does not remove its currentness, access, jurisdiction or application limits.
revise
Inside: Federal eligibility, means testing, exemptions, stay, and trustees · Chapter procedures, claims, plans, discharge, costs, and failure modes · State, tribal, program, and contract boundaries
Inside: 2. Corrected findings · 2.1 Federal QPRI exclusion — corrected narrative · 2.2 Chapter 13 first-payment deadline — corrected R038-C043
Inside: 1. Full ID-alias and source-reference table · 2. Corrected claim/source mapping table · 3. Narrow textual corrections
Original saved Markdown SHA-256: 0414f444f2b6ead1ae303e5d5a159b3b7eb659413e5b59287365661ee2debbd3. Public formatting, private-reference removal and correction annotations are separate from that immutable original.