On this page
The short answer
Choose the company named in your notice. Verify the account owner and current assignment before treating a caller, letter or payment link as authentic.
Choose the name in your own documents
Start with the latest statement, validation notice or court complaint. Brand names, legal owners, loan originators and servicers can differ. An acquisition or website redirect is not sufficient evidence that a particular account changed hands.
These guides use public primary sources and practical decision steps. We have no verified partner outcome dataset for these companies, and do not present anecdotes as representative discount, settlement-time or lawsuit-rate statistics.
| Organization | Public context verified or limitation identified |
|---|---|
| Midland Credit Management | Midland describes purchasing and servicing debts, including accounts associated with Midland Funding. |
| Portfolio Recovery Associates | Portfolio Recovery Associates provides a consumer account-resolution site for debts it seeks to collect. |
| LVNV Funding (Resurgent) | LVNV's privacy notice identifies Resurgent as its master servicer. |
| Cavalry SPV | Cavalry's consumer site describes payment and settlement options; the account owner and servicing company must be distinguished. |
| Jefferson Capital | Jefferson Capital describes purchasing and servicing accounts and using other firms for some consumer contacts. |
| Convergent Outsourcing | Convergent's former public homepage currently redirects to Transworld Systems. |
| IC System | IC System describes collecting for original creditors and provides separate consumer assistance routes. |
| Transworld Systems | Transworld Systems operates across collection and loan-servicing contexts; its consumer portal provides account-specific contact routes. |
| Enhanced Recovery Company | Federal court records identify Enhanced Recovery Company in historical collection litigation; a current official consumer portal was not verified. |
| Radius Global Solutions | Radius publishes a consumer-support contact route separate from its business-service inquiries. |
| Credence Resource Management | Credence Resource Management publishes a privacy notice identifying its consumer-data and contact practices. |
| National Credit Adjusters | National Credit Adjusters describes both purchased and placed accounts and publishes consumer dispute resources. |
| Absolute Resolutions | Absolute's 2026 privacy notice identifies Absolute Resolutions Corporation and Absolute Resolutions Investments LLC in receivables activity. |
| Crown Asset Management | Crown says it places purchased accounts with collection agencies or law firms for servicing. |
| Velocity Investments | Velocity's official consumer website terms identify Velocity Investments LLC. |
Use the page that matches your task
Each collector has a main identity guide plus pages on court papers, settlement offers, letters and calls. A payment agreement, a written dispute and an answer filed with a court are different actions.
Read the direct answer and evidence limits first. Gather the checklist, ask the account-specific questions and use official contact routes. Do not send sensitive information to an unverified caller or a generic business inquiry form.
When timing matters more than comparison
If you have a summons, hearing notice, garnishment, repossession or another legal deadline, seek appropriate legal help promptly. Negotiation and website research do not suspend the clock.
If the amount is unfamiliar or disputed, check it before agreeing to a payment. For an old debt, the applicable limitation period and consequences of acknowledgment require local-law review.
Sources: CFPB: Responding to a debt lawsuit; Legal Services Corporation: Find legal help; FTC: How to get out of debt
Independent educational guides
Listing a company does not establish a partnership, endorsement, access to a special offer or authority to act on an account. The guides do not certify every company's state licensing or authenticate every contact using its name.
Use Find my options to organize your situation and see relevant guidance before deciding whether to share contact details. A guide is not an approval, guaranteed match or legal representation.
Your starting checklist
Keep these records privately. You do not need to upload them here.
Checks stay on this page only.
Questions worth asking
- What is the actual debt type?
- What specific problem needs resolution first?
- Who is authorized to bind the current owner?
Common questions
Why aren't there typical settlement percentages for every company?
No reliable representative dataset was provided or independently established. The pages explain how to evaluate actual offers and clearly label mathematical examples.
Are these companies partners of SettleADebt?
No partnership is represented by inclusion in this directory.
Sources & further reading
- FTC: How to get out of debt
- CFPB: Negotiating a collection settlement
- CFPB: Required debt-validation information
- CFPB: Responding to a debt lawsuit
- Legal Services Corporation: Find legal help
Sources checked October 19, 2026. Rules and programs can change. This article uses AI-assisted research and has not received attorney or other professional signoff. Read our editorial standards.
Keep exploring
Educational guidance for U.S. debt situations. This page does not decide legal rights, eligibility, fees or suitability. If you have a court, property or service deadline, seek appropriate help promptly; reading this page does not extend it.