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Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
Actual research access date: October 24, 2026, America/Los_Angeles Relationship to PASS-01: Corrective supplement only. All original PASS-01 claim and source IDs are preserved. Nothing outside the three assigned issues is accepted, closed, or recharacterized.
| Original PASS-01 item | Exact qualified or replacement text | Source and pinpoint | What remains held |
|---|---|---|---|
| S_IN-P1-C020 | Replace with: “Within the complete 2025 Justia reproduction of IC 28-1-29-8.3 actually read, the listed consumer charges are expressed as fixed dollar amounts or formulas, and that reproduced section contains no express indexing clause, aggregate program-fee cap, or separately authorized settlement-, savings-, or per-debt fee. Official 2026 IGA search-index fragments corroborate that the current Title 28 route contains §8.3, the additional-charge approval sentence, and amendment history ending with P.L.69-2018, SEC.48. Because the complete official current §8.3 text and complete enacted-amendment chain were not materially read, this is a bounded finding about the reproduced §8.3 text—not a verified absence across all current Indiana law.” | S_IN-P1-S002, IC 28-1-29-8.3 reproduced text at lines 58–93; S_IN-P1-S001 official current Title 28 indexed fragments. The reproduction identifies itself as 2025 and expressly warns that more current law may exist. Justia Law+3 | Complete official-current section; complete 2018–2026 amendment chain; other statutes or orders; and actual DFI approvals of additional charges. A bounded search finding is not proof that no amendment or approval exists. |
| S_IN-P1-C023 | Substantive result retained; provenance qualified: “The July 1, 2026 version of IC 24-5-15-7 reproduced in SEA 169 §28 requires the written, dated, signed contract; three-business-day cancellation disclosure; total-payment terms; detailed services/results/refund promises; Indiana process agent; two cancellation forms; return of payments within ten days after receipt of cancellation; and delivery of completed documents at signing. The operative text was personally read in a LegiScan-hosted reproduction of the enrolled act, not on an official Indiana-hosted PDF.” | S_IN-P2-S002, §28 at PDF indices 26–27, printed pages 27–28, lines 1134–1190. LegiScan+3 | Full official-hosted enactment text was not successfully materialized. This correction does not complete the broader agreement pass. |
| S_IN-P1-C024 | Replace with: “Official IGA indexed metadata identifies SB 169/SEA 169 as Public Law 115, signed March 5, 2026. The official 2026 Enrolled Acts index reports that SEA 169, P.L.115, Sections 1–99 are effective July 1, 2026. Section 28 of the publicly readable third-party enrolled-act reproduction expressly amends IC 24-5-15-7 effective July 1, 2026. The enactment identity and effective date are therefore high-confidence; the full operative text was not read from official Indiana hosting.” | S_IN-P1-S005 official bill-status route; S_IN-P2-S001 official Enrolled Acts index; S_IN-P2-S002 §28 lines 1134–1136. The official current Title 24 search index also lists “P.L.115-2026, SEC.28.” Indiana General Assembly+3 | Executed official-hosted PDF and complete official amendment chain remain unread. No liability, remedy, or broader agreement conclusion follows. |
| S_IN-P1-S005 pagination/provenance | Correct: PASS-01’s “printed pp. 26–27” description was imprecise. In the LegiScan reproduction, the relevant files are PDF page indices 26–27, bearing printed page numbers 27–28. The earlier billtexts S3 URL remains a mirror attribution; it is not official Indiana hosting. | S_IN-P2-S002 screenshots of PDF indices 26 and 27. LegiScan+1 | Whether the earlier billtexts file is byte-identical to an official original was not established. |
| S_IN-P1-C028 | Replace with: “The official DFI Consumer Credit fee schedule for July 1, 2026–June 30, 2027, as downloaded and supplied by the coordinator from the DFI file URL, lists for a Debt Management License: application fee $1,000; renewal fee $1,000, due December 31 each year; renewal late fee $20 per day; hourly examination fee $80; and late examination-fee payment $20 per day if paid after 60 days. These are applicant/licensee/examinee regulatory charges, not consumer fees under IC 28-1-29-8.3. The amounts align with the readable reproduction of 750 IAC 10-1-11. The 60-day trigger aligns with the reproduced IC 28-1-29-10.5(d), under which assessed examination or investigation costs are due within 60 days and the daily fee begins on the first day after that period.” | S_IN-P1-S011 coordinator-supplied current DFI schedule, table 0 rows 16–21; S_IN-P1-S010, 750 IAC 10-1-11(a), Debt Management License row; S_IN-P2-S003, IC 28-1-29-10.5(d), lines 74–80. DFI’s live policies page personally read links the current schedule. Indiana Government+2 | Complete official IAR rule text, complete official current statutory text, the June 9, 2022 adoption record, all current schedule footnotes/offset consequences, and full legal reconciliation remain held. |
| S_IN-P1-S010/S011 reconciliation | The rule reproduction and official IAR search index corroborate the five rates. The current schedule supplies the missing explicit “if paid after 60 days” condition. The schedule’s citation to IC 28-1-29-10.5(d)(2) is preserved as the schedule’s own pinpoint; the reproduced statute places the payment and late-fee sentences after the alternatives for an investigation or examination and applies them at subsection (d) level. | Cornell reproduction lines 12–32 and 94–98; official IAR indexed final-rule record; IC 28-1-29-10.5(d), lines 74–80. Legal Information Institute+3 | No claim that the supplied schedule cells alone constitute complete rule or statutory reconciliation. |
| Source ID | Title, issuer, and direct literal URL | Version/effective status | Actual access method and date | Precise use and limitations |
|---|---|---|---|---|
| S_IN-P1-S001 | Indiana Code, current Title 28 — Indiana General Assembly https://iga.in.gov/laws/current/ic/titles/28 | Official current-code route as of October 24, 2026 | Personally opened October 24, 2026. The page returned a one-line JavaScript shell. Separately retrieved official-domain search-index fragments. | The indexed material identifies §28-1-29-8.3, reproduces a limited additional-charge fragment, and reports amendment history through P.L.69-2018, SEC.48. It is not a complete current section read and does not authenticate every clause or every intervening enactment. Indiana General Assembly+3 |
| S_IN-P1-S002 | IC 28-1-29 readable statutory reproductions — Justia/FindLaw Relevant complete fee reproduction: https://law.justia.com/codes/indiana/title-28/article-1/chapter-29/section-28-1-29-8-3/ | Justia identifies the text as 2025 Indiana Code; FindLaw portions previously used had their own currentness labels | Complete §8.3 reproduction personally read October 24, 2026 | Lines 58–93 contain the full reproduced fee section, including timing, $50 setup, monthly formula, $75 ceiling, $100 close-out, additional-charge approval, and $25 returned-payment charge. The publisher expressly warns that the reproduction may not be the latest law. Justia Law |
| S_IN-P1-S003 | Indiana Code 2026, Title 24 — Indiana General Assembly https://iga.in.gov/laws/2026/ic/titles/24 | Official 2026 code route | Official page itself remained a JavaScript shell; official-domain search-index result personally reviewed October 24, 2026 | Search-index material reports that IC 24-5-15-7 was amended by P.L.115-2026, SEC.28. It does not substitute for a complete official section read. Indiana General Assembly |
| S_IN-P1-S004 | IC 24-5-15 readable chapter/section reproductions — Justia/Midpage Original PASS-01 URLs retained | Secondary reproductions, including a post-July 1, 2026 §7 presentation | Retained as previously read secondary material; not used in PASS-02 to authenticate enactment identity | Useful for comparison, but enactment status and effective date now rest on official IGA indexed metadata plus the enrolled-act reproduction. It is not official Indiana hosting. |
| S_IN-P1-S005 | Legacy composite source record from PASS-01 Official status route: https://iga.in.gov/legislative/2026/bills/senate/169 Earlier billtexts mirror: https://billtexts.s3.amazonaws.com/_data/in/https-iga-in-gov-pdf-documents-124-2026-senate-bills-SB0169-SB0169-04-ENRH-pdf.pdf Attempted official PDF URL: https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.04.ENRH.pdf | Official status metadata says Public Law 115, signed March 5, 2026. The S3 document is a third-party mirror. | Official status route personally accessed through its indexed result October 24, 2026; opening produced a JavaScript shell. PASS-01’s text access attribution remains the billtexts mirror. The coordinator reports that the direct IGA PDF URL returned 691 bytes of text/html, not a PDF. | This source ID is preserved but its components must not be conflated. The mirror is not relabeled official. Official status metadata supports enactment status, not the complete statutory text. Indiana General Assembly+1 |
| S_IN-P1-S010 | 750 IAC 10-1-11 fee schedule Official final-rule route: https://iar.iga.in.gov/register/20240424-IR-750230837FRA Official current article route: https://iar.iga.in.gov/latestArticle/750/10 Readable Cornell reproduction: https://www.law.cornell.edu/regulations/indiana/750-IAC-10-1-11 | Official IAR index identifies the final rule; Cornell reports filing March 26, 2024. Official index says effective 30 days after filing. | Cornell reproduction personally read October 24, 2026. Official IAR pages returned JavaScript shells, while indexed snippets were readable. | Cornell lines 27–32 reproduce the DMP rates. Its table leaves the late-exam due-date cell blank; the current DFI schedule supplies “if paid after 60 days.” The full official rule text was not materially read. Legal Information Institute+2 |
| S_IN-P1-S011 | DFI fee-schedule materials — Indiana DFI Landing page: https://www.in.gov/dfi/general-information/policies-and-guidance/ Current file: https://www.in.gov/dfi/files/CC_Fees_26-27.docx Historical file: https://secure.in.gov/dfi/files/CC-Fees-25-26.pdf | Current file header: July 1, 2026–June 30, 2027. Historical PDF expired June 30, 2026. | Landing page personally read October 24, 2026. Attempt to fetch the DOCX through the public reader failed as unsupported content type. Current-file contents were coordinator supplied, not personally opened. Indiana Government | Coordinator-supplied current-file record: retrieved 2026-10-25T00:33:57.750105Z, equivalent to October 24, 2026 at 5:33:57 p.m. PDT; MIME application/vnd.openxmlformats-officedocument.wordprocessingml.document; 63,331 bytes; SHA-256 d558b759d1699b7ec0d58f02df7b6e28630a4476334b980ae45955fb5fd2b140. Table 0 rows 16–21 supplied the DMP block. The prior PDF is historical corroboration only. |
| Source ID | Title, issuer, and direct literal URL | Version/effective status | Actual access method and date | Precise use and limitations |
|---|---|---|---|---|
| S_IN-P2-S001 | 2026 Enrolled Acts — Indiana General Assembly https://iga.in.gov/publications/session_reference_doc/2026-Enrolled-Acts.pdf | Official session-reference index dated through the 2026 session | Official-domain indexed result personally reviewed October 24, 2026; opening returned a JavaScript shell | Indexed entry states “SEA 169 (PL115), S/03/05/2026,” and Sections 1–99 effective July 1, 2026. It authenticates status/effective-date metadata but was not a complete PDF read. Indiana General Assembly+1 |
| S_IN-P2-S002 | Indiana Senate Enrolled Act No. 169 — LegiScan-hosted reproduction https://legiscan.com/IN/text/SB0169/id/3376508/Indiana-2026-SB0169-Enrolled.pdf | Identifies itself as SEA 169, enrolled; third-party hosting | PDF text personally read and pages visually inspected by screenshot October 24, 2026 | §28 is at PDF indices 26–27, printed pages 27–28, lines 1134–1190. The document is a usable reproduction of enrolled text, but LegiScan is not the official Indiana host and its status page is not the legal enactment record. LegiScan+4 |
| S_IN-P2-S003 | IC 28-1-29-10.5 — Justia reproduction https://law.justia.com/codes/indiana/title-28/article-1/chapter-29/section-28-1-29-10-5/ | Identified as 2025 Indiana Code | Complete relevant subsection personally read October 24, 2026 | Subsection (d), lines 74–80, requires assessed examination/investigation costs within 60 days and permits the daily fee beginning the first day after that period. Secondary and not complete official-current authentication. Justia Law |
| S_IN-P2-S004 | IC 28-11-3-5 — Justia reproduction https://law.justia.com/codes/indiana/title-28/article-11/chapter-3/section-28-11-3-5/ | Identified as 2025 Indiana Code | Personally read October 24, 2026 | Lines 60–65 state that DFI fixes an annual fee schedule, that fees continue until changed, that changes may occur no more than once per fiscal year, and that a modified schedule becomes effective on the first day of the following fiscal year. Secondary; no complete official-current authentication. Justia Law |
| Corrective claim ID | Precise assertion | Source IDs and pinpoint | Conditions, confidence, and limits |
|---|---|---|---|
| S_IN-P2-C001 | The official IGA current Title 28 route was not materially readable as a complete statute; it returned a JavaScript shell. | S_IN-P1-S001 | High confidence as an access finding. It does not show that official text is unavailable through every possible public route. Indiana General Assembly |
| S_IN-P2-C002 | Official 2026 IGA search-index fragments corroborate the existence of current §28-1-29-8.3, its additional-charge approval language, and amendment-history display through P.L.69-2018, SEC.48. | S_IN-P1-S001 | Corroboration only. Indexed fragments are not a complete official section or amendment-chain read. Indiana General Assembly+2 |
| S_IN-P2-C003 | Within the complete 2025 §8.3 reproduction actually read, the amounts and formulas are fixed and there is no express indexing clause, aggregate program cap, or separately listed savings-, settlement-, or per-debt fee. | S_IN-P1-S002, §8.3 lines 58–93 | Bounded negative finding within the reproduced section. It does not establish absence elsewhere in current Indiana law or in provider-specific DFI approvals. Justia Law |
| S_IN-P2-C004 | PASS-01 C020 therefore cannot carry an unqualified “current Indiana law contains no such provision” implication. | S_IN-P2-C001–C003 | Complete official-current text and enactment chain remain held. Negative searching is not proof of nonexistence. |
| S_IN-P2-C005 | Official IGA indexed metadata identifies SB 169/SEA 169 as Public Law 115, signed March 5, 2026. | S_IN-P1-S005 | High confidence for status metadata; the official page itself remained a JavaScript shell. Indiana General Assembly |
| S_IN-P2-C006 | The official 2026 Enrolled Acts index reports SEA 169, P.L.115, Sections 1–99 effective July 1, 2026. | S_IN-P2-S001 | High confidence for indexed session metadata; the underlying official PDF was not materially read. Indiana General Assembly |
| S_IN-P2-C007 | The enrolled-act reproduction’s §28 expressly amends IC 24-5-15-7 effective July 1, 2026 and contains the contract, cancellation, ten-day refund, and document-delivery provisions summarized in C023. | S_IN-P2-S002, lines 1134–1190; printed pp. 27–28 | High textual confidence in the public reproduction, qualified because the host is third party. LegiScan+3 |
| S_IN-P2-C008 | The official 2026 Title 24 search index reports the current codification’s amendment history as including P.L.115-2026, SEC.28. | S_IN-P1-S003 | Corroborates current codification identity; not a complete official section read. Indiana General Assembly |
| S_IN-P2-C009 | Neither the earlier billtexts URL nor the LegiScan PDF is official Indiana hosting. The direct IGA PDF response reported by the coordinator was HTML, not a usable PDF. | S_IN-P1-S005; S_IN-P2-S002 | Source-provenance correction. No mirror is elevated to official status based on filename or copied formatting. |
| S_IN-P2-C010 | DFI’s current policies page publicly links a Consumer Credit fee schedule for July 1, 2026–June 30, 2027. | S_IN-P1-S011, landing-page lines 76–80 | Personally verified. The DOCX itself was not readable through the public web reader. Indiana Government |
| S_IN-P2-C011 | The coordinator-supplied official current schedule lists the DMP application fee at $1,000; renewal at $1,000 due December 31; renewal late fee at $20 per day; hourly examination fee at $80; and late examination-fee payment at $20 per day if paid after 60 days. | S_IN-P1-S011, current DOCX, table 0 rows 16–21 | Current-file-content finding based on coordinator-supplied evidence and exact file hash. Not personally opened in this Chat. |
| S_IN-P2-C012 | The five current-schedule amounts align with the readable 750 IAC 10-1-11 reproduction and official IAR indexed final-rule material. | S_IN-P1-S010, rule subsection (a), DMP row | Strong corroboration, but the full official IAR text remained unread. The rule reproduction does not display the 60-day condition in its table cell. Legal Information Institute+1 |
| S_IN-P2-C013 | The explicit “after 60 days” condition is consistent with reproduced IC 28-1-29-10.5(d): assessed costs are due within 60 days, and the per-day fee starts the first day after that period. | S_IN-P2-S003, lines 74–80 | Strong textual alignment, subject to the unresolved official-current-code limitation. Justia Law |
| S_IN-P2-C014 | The schedule’s citation to §10.5(d)(2) is preserved as the agency table’s citation; the reproduced statute’s payment and late-fee sentences follow both the investigation and examination alternatives in subsection (d). | S_IN-P1-S011; S_IN-P2-S003 | This corrects neither the schedule nor the statute; it records their respective structures. |
| S_IN-P2-C015 | IC 28-11-3-5, as reproduced, authorizes DFI’s annual schedule and says fees continue until modified, with modifications generally effective at the start of the next fiscal year. | S_IN-P2-S004, lines 60–65 | Supports the annual-schedule mechanism, but remains a 2025 secondary reproduction. The actual June 9, 2022 adoption instrument was not read. Justia Law |
| S_IN-P2-C016 | The C028 amounts are regulatory charges imposed on applicants, licensees, or examined persons, not consumer fees chargeable under IC 28-1-29-8.3. | S_IN-P1-S010–S011; S_IN-P1-S002 | High confidence from the documents’ respective subjects. The rule describes fees for DFI services; §8.3 separately regulates charges imposed on debtors. Legal Information Institute+1 |
| Assigned or preserved issue | PASS-02 disposition | What was resolved | Exact remaining hold or next action |
|---|---|---|---|
| C020: full official-current §8.3 authentication | Partial; claim narrowed | Complete 2025 reproduction read; limited current official indexed corroboration obtained. | Obtain a materially readable official current section or complete official enacted-amendment chain. Do not infer completeness from the search index. |
| C020: absence of indexing/aggregate/savings fee | Answered only as a bounded section-text finding | No such provision appears in the complete reproduced §8.3 text. | No statewide negative conclusion beyond that text; search DFI orders for actual additional-charge approvals in a later focused investigation. |
| C023: current contract/cancellation text | Substantively supported; provenance corrected | §28 text personally read in enrolled-act reproduction, including ten-day refund and document-delivery language. | Full agreement/electronic-consent/void-term analysis remains a later pass. |
| C024: P.L.115-2026 identity and effective date | Substantially resolved | Official indexed evidence supports P.L.115, signing March 5, 2026, and Sections 1–99 effective July 1, 2026; reproduced §28 carries that date. | Full official-hosted act PDF remains unread. |
| S005 source identity | Corrected | Official status metadata, billtexts mirror, LegiScan reproduction, and failed direct official PDF route are now separated. | Do not call either mirror official hosting or claim byte-level identity with an official original. |
| C028 current 2026–27 schedule file | Unread-file gap resolved by coordinator evidence | Exact official URL, retrieval metadata, hash, header period, and DMP rows supplied. | The current DOCX was not personally opened in this Chat. |
| C028 amount comparison with 750 IAC | Corroborated, not fully reconciled | Five rates align with the readable rule reproduction and official indexed rule snippets. | Read the complete official IAR rule and any operative amendment history before claiming complete reconciliation. |
| C028 60-day late-exam trigger | Resolved for the current schedule; statutorily corroborated by reproduction | Current schedule expressly says “if paid after 60 days”; reproduced §10.5(d) starts the daily fee after the 60-day period. | Complete official-current statutory authentication remains held. |
| C028 June 9, 2022 adoption history | Unresolved | Current schedule header was coordinator supplied as describing continuation of fees adopted June 9, 2022. | Retrieve and read the actual adoption order, minutes, or other operative instrument. |
| Exam-fee offsets or waivers | Not fully reconciled | Cornell’s rule reproduction contains an examination-fee offset provision. | Current official rule and complete current schedule footnotes must be read before computing a net examination charge. |
| Mixed DMP/debt-settlement models | Unchanged—open | Nothing in this pass resolves the boundary. | Separate official interpretation and case-law investigation. |
| Remote-only CSO nexus | Unchanged—open | Not investigated here. | Separate controlling-authority investigation. |
| Zero creditor-payment-base month | Unchanged—open | Not resolved. | Seek DFI interpretation or examination guidance. |
| Actual DFI approvals of additional DMP charges | Unchanged—open | No approval was identified or disproved. | Search public DFI orders or provider-specific approvals; negative search is not proof of none. |
| NMLS checklist, DFI roster, AG filing roster, named companies | Unchanged—open | No named provider authorization established. | Obtain readable current official status records before making provider-specific claims. |
| Agreements beyond narrow §28 correction; client funds; bonds; remedies; collection/litigation; limitations; complete exemptions; secured debt; sector-specific law; local, tribal, contract, and broader case law | Unchanged—open and unaccepted | No additional category was investigated or closed in PASS-02. | Complete through separate assigned passes. |
| Category | Exact PASS-02 record |
|---|---|
| Personally read as complete relevant text | The 2025 Justia reproductions of IC 28-1-29-8.3, IC 28-1-29-10.5(d), and IC 28-11-3-5; the Cornell reproduction of 750 IAC 10-1-11; the relevant §28 pages of the LegiScan-hosted SEA 169 reproduction; and the DFI policies landing page. |
| PDF visual inspection performed | LegiScan SEA 169 PDF indices 26 and 27, bearing printed page numbers 27 and 28. |
| Personally reviewed only as official-domain indexed metadata | Current IGA Title 28; 2026 IGA Title 24; SB 169 official status; 2026 Enrolled Acts index; and the IAR final-rule record. Their opened pages were JavaScript shells, not complete operative text. |
| Attempted but not personally read | CC_Fees_26-27.docx; the public reader returned unsupported DOCX content type. |
| Coordinator supplied, not personally opened | The current DFI DOCX bytes, MIME, size, SHA-256, effective-period header, continuation statement, and Debt Management License table rows 16–21; and the result that the direct IGA enrolled-act PDF URL returned 691 bytes of HTML rather than a PDF. |
| Prior provenance preserved | PASS-01 read the §28 text through the billtexts S3 mirror. PASS-02 did not relabel that mirror as official; it separately read a LegiScan-hosted reproduction. |
| Not read or established | Complete official current Title 28 or Title 24 statutory text; a complete official amendment chain for §28-1-29-8.3; an official-hosted full SEA 169 PDF; the complete official IAR rule text; the June 9, 2022 fee-adoption record; provider-specific additional-charge approvals; or any named provider’s status. |
| Review characterization | This is a bounded researcher correction, not an independent review, state acceptance, legal opinion, publication-readiness finding, or verification of all Indiana law. No local-write or publication claim is made. |
END S_IN PASS-02.
Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
Original PASS-01 item · Exact qualified or replacement text · Source and pinpoint · 6 data rows
| Original PASS-01 item | Exact qualified or replacement text | Source and pinpoint | What remains held |
|---|---|---|---|
| S_IN-P1-C020 | Replace with: “Within the complete 2025 Justia reproduction of IC 28-1-29-8.3 actually read, the listed consumer charges are expressed as fixed dollar amounts or formulas, and that reproduced section contains no express indexing clause, aggregate program-fee cap, or separately authorized settlement-, savings-, or per-debt fee. Official 2026 IGA search-index fragments corroborate that the current Title 28 route contains §8.3, the additional-charge approval sentence, and amendment history ending with P.L.69-2018, SEC.48. Because the complete official current §8.3 text and complete enacted-amendment chain were not materially read, this is a bounded finding about the reproduced §8.3 text—not a verified absence across all current Indiana law.” | S_IN-P1-S002, IC 28-1-29-8.3 reproduced text at lines 58–93; S_IN-P1-S001 official current Title 28 indexed fragments. The reproduction identifies itself as 2025 and expressly warns that more current law may exist. Justia Law +3 | Complete official-current section; complete 2018–2026 amendment chain; other statutes or orders; and actual DFI approvals of additional charges. A bounded search finding is not proof that no amendment or approval exists. |
| S_IN-P1-C023 | Substantive result retained; provenance qualified: “The July 1, 2026 version of IC 24-5-15-7 reproduced in SEA 169 §28 requires the written, dated, signed contract; three-business-day cancellation disclosure; total-payment terms; detailed services/results/refund promises; Indiana process agent; two cancellation forms; return of payments within ten days after receipt of cancellation; and delivery of completed documents at signing. The operative text was personally read in a LegiScan-hosted reproduction of the enrolled act, not on an official Indiana-hosted PDF.” | S_IN-P2-S002, §28 at PDF indices 26–27, printed pages 27–28, lines 1134–1190. LegiScan +3 | Full official-hosted enactment text was not successfully materialized. This correction does not complete the broader agreement pass. |
| S_IN-P1-C024 | Replace with: “Official IGA indexed metadata identifies SB 169/SEA 169 as Public Law 115, signed March 5, 2026. The official 2026 Enrolled Acts index reports that SEA 169, P.L.115, Sections 1–99 are effective July 1, 2026. Section 28 of the publicly readable third-party enrolled-act reproduction expressly amends IC 24-5-15-7 effective July 1, 2026. The enactment identity and effective date are therefore high-confidence; the full operative text was not read from official Indiana hosting.” | S_IN-P1-S005 official bill-status route; S_IN-P2-S001 official Enrolled Acts index; S_IN-P2-S002 §28 lines 1134–1136. The official current Title 24 search index also lists “P.L.115-2026, SEC.28.” Indiana General Assembly +3 | Executed official-hosted PDF and complete official amendment chain remain unread. No liability, remedy, or broader agreement conclusion follows. |
| S_IN-P1-S005 pagination/provenance | Correct: PASS-01’s “printed pp. 26–27” description was imprecise. In the LegiScan reproduction, the relevant files are PDF page indices 26–27, bearing printed page numbers 27–28. The earlier billtexts S3 URL remains a mirror attribution; it is not official Indiana hosting. | S_IN-P2-S002 screenshots of PDF indices 26 and 27. LegiScan +1 | Whether the earlier billtexts file is byte-identical to an official original was not established. |
| S_IN-P1-C028 | Replace with: “The official DFI Consumer Credit fee schedule for July 1, 2026–June 30, 2027, as downloaded and supplied by the coordinator from the DFI file URL, lists for a Debt Management License: application fee $1,000; renewal fee $1,000, due December 31 each year; renewal late fee $20 per day; hourly examination fee $80; and late examination-fee payment $20 per day if paid after 60 days. These are applicant/licensee/examinee regulatory charges, not consumer fees under IC 28-1-29-8.3. The amounts align with the readable reproduction of 750 IAC 10-1-11. The 60-day trigger aligns with the reproduced IC 28-1-29-10.5(d), under which assessed examination or investigation costs are due within 60 days and the daily fee begins on the first day after that period.” | S_IN-P1-S011 coordinator-supplied current DFI schedule, table 0 rows 16–21; S_IN-P1-S010, 750 IAC 10-1-11(a), Debt Management License row; S_IN-P2-S003, IC 28-1-29-10.5(d), lines 74–80. DFI’s live policies page personally read links the current schedule. Indiana Government +2 | Complete official IAR rule text, complete official current statutory text, the June 9, 2022 adoption record, all current schedule footnotes/offset consequences, and full legal reconciliation remain held. |
| S_IN-P1-S010/S011 reconciliation | The rule reproduction and official IAR search index corroborate the five rates. The current schedule supplies the missing explicit “if paid after 60 days” condition. The schedule’s citation to IC 28-1-29-10.5(d)(2) is preserved as the schedule’s own pinpoint; the reproduced statute places the payment and late-fee sentences after the alternatives for an investigation or examination and applies them at subsection (d) level. | Cornell reproduction lines 12–32 and 94–98; official IAR indexed final-rule record; IC 28-1-29-10.5(d), lines 74–80. Legal Information Institute +3 | No claim that the supplied schedule cells alone constitute complete rule or statutory reconciliation. |
Source ID · Title, issuer, and direct literal URL · Version/effective status · 7 data rows
| Source ID | Title, issuer, and direct literal URL | Version/effective status | Actual access method and date | Precise use and limitations |
|---|---|---|---|---|
| S_IN-P1-S001 | Indiana Code, current Title 28 — Indiana General Assembly https://iga.in.gov/laws/current/ic/titles/28 | Official current-code route as of October 24, 2026 | Personally opened October 24, 2026. The page returned a one-line JavaScript shell. Separately retrieved official-domain search-index fragments. | The indexed material identifies §28-1-29-8.3, reproduces a limited additional-charge fragment, and reports amendment history through P.L.69-2018, SEC.48. It is not a complete current section read and does not authenticate every clause or every intervening enactment. Indiana General Assembly +3 |
| S_IN-P1-S002 | IC 28-1-29 readable statutory reproductions — Justia/FindLaw Relevant complete fee reproduction: https://law.justia.com/codes/indiana/title-28/article-1/chapter-29/section-28-1-29-8-3/ | Justia identifies the text as 2025 Indiana Code; FindLaw portions previously used had their own currentness labels | Complete §8.3 reproduction personally read October 24, 2026 | Lines 58–93 contain the full reproduced fee section, including timing, $50 setup, monthly formula, $75 ceiling, $100 close-out, additional-charge approval, and $25 returned-payment charge. The publisher expressly warns that the reproduction may not be the latest law. Justia Law |
| S_IN-P1-S003 | Indiana Code 2026, Title 24 — Indiana General Assembly https://iga.in.gov/laws/2026/ic/titles/24 | Official 2026 code route | Official page itself remained a JavaScript shell; official-domain search-index result personally reviewed October 24, 2026 | Search-index material reports that IC 24-5-15-7 was amended by P.L.115-2026, SEC.28. It does not substitute for a complete official section read. Indiana General Assembly |
| S_IN-P1-S004 | IC 24-5-15 readable chapter/section reproductions — Justia/Midpage Original PASS-01 URLs retained | Secondary reproductions, including a post-July 1, 2026 §7 presentation | Retained as previously read secondary material; not used in PASS-02 to authenticate enactment identity | Useful for comparison, but enactment status and effective date now rest on official IGA indexed metadata plus the enrolled-act reproduction. It is not official Indiana hosting. |
| S_IN-P1-S005 | Legacy composite source record from PASS-01 Official status route: https://iga.in.gov/legislative/2026/bills/senate/169 Earlier billtexts mirror: https://billtexts.s3.amazonaws.com/_data/in/https-iga-in-gov-pdf-documents-124-2026-senate-bills-SB0169-SB0169-04-ENRH-pdf.pdf Attempted official PDF URL: https://iga.in.gov/pdf-documents/124/2026/senate/bills/SB0169/SB0169.04.ENRH.pdf | Official status metadata says Public Law 115, signed March 5, 2026. The S3 document is a third-party mirror. | Official status route personally accessed through its indexed result October 24, 2026; opening produced a JavaScript shell. PASS-01’s text access attribution remains the billtexts mirror. The coordinator reports that the direct IGA PDF URL returned 691 bytes of text/html, not a PDF. | This source ID is preserved but its components must not be conflated. The mirror is not relabeled official. Official status metadata supports enactment status, not the complete statutory text. Indiana General Assembly +1 |
| S_IN-P1-S010 | 750 IAC 10-1-11 fee schedule Official final-rule route: https://iar.iga.in.gov/register/20240424-IR-750230837FRA Official current article route: https://iar.iga.in.gov/latestArticle/750/10 Readable Cornell reproduction: https://www.law.cornell.edu/regulations/indiana/750-IAC-10-1-11 | Official IAR index identifies the final rule; Cornell reports filing March 26, 2024. Official index says effective 30 days after filing. | Cornell reproduction personally read October 24, 2026. Official IAR pages returned JavaScript shells, while indexed snippets were readable. | Cornell lines 27–32 reproduce the DMP rates. Its table leaves the late-exam due-date cell blank; the current DFI schedule supplies “if paid after 60 days.” The full official rule text was not materially read. Legal Information Institute +2 |
| S_IN-P1-S011 | DFI fee-schedule materials — Indiana DFI Landing page: https://www.in.gov/dfi/general-information/policies-and-guidance/ Current file: https://www.in.gov/dfi/files/CC_Fees_26-27.docx Historical file: https://secure.in.gov/dfi/files/CC-Fees-25-26.pdf | Current file header: July 1, 2026–June 30, 2027. Historical PDF expired June 30, 2026. | Landing page personally read October 24, 2026. Attempt to fetch the DOCX through the public reader failed as unsupported content type. Current-file contents were coordinator supplied, not personally opened. Indiana Government | Coordinator-supplied current-file record: retrieved 2026-10-25T00:33:57.750105Z, equivalent to October 24, 2026 at 5:33:57 p.m. PDT; MIME application/vnd.openxmlformats-officedocument.wordprocessingml.document; 63,331 bytes; SHA-256 d558b759d1699b7ec0d58f02df7b6e28630a4476334b980ae45955fb5fd2b140. Table 0 rows 16–21 supplied the DMP block. The prior PDF is historical corroboration only. |
Source ID · Title, issuer, and direct literal URL · Version/effective status · 4 data rows
| Source ID | Title, issuer, and direct literal URL | Version/effective status | Actual access method and date | Precise use and limitations |
|---|---|---|---|---|
| S_IN-P2-S001 | 2026 Enrolled Acts — Indiana General Assembly https://iga.in.gov/publications/session_reference_doc/2026-Enrolled-Acts.pdf | Official session-reference index dated through the 2026 session | Official-domain indexed result personally reviewed October 24, 2026; opening returned a JavaScript shell | Indexed entry states “SEA 169 (PL115), S/03/05/2026,” and Sections 1–99 effective July 1, 2026. It authenticates status/effective-date metadata but was not a complete PDF read. Indiana General Assembly +1 |
| S_IN-P2-S002 | Indiana Senate Enrolled Act No. 169 — LegiScan-hosted reproduction https://legiscan.com/IN/text/SB0169/id/3376508/Indiana-2026-SB0169-Enrolled.pdf | Identifies itself as SEA 169, enrolled; third-party hosting | PDF text personally read and pages visually inspected by screenshot October 24, 2026 | §28 is at PDF indices 26–27, printed pages 27–28, lines 1134–1190. The document is a usable reproduction of enrolled text, but LegiScan is not the official Indiana host and its status page is not the legal enactment record. LegiScan +4 |
| S_IN-P2-S003 | IC 28-1-29-10.5 — Justia reproduction https://law.justia.com/codes/indiana/title-28/article-1/chapter-29/section-28-1-29-10-5/ | Identified as 2025 Indiana Code | Complete relevant subsection personally read October 24, 2026 | Subsection (d), lines 74–80, requires assessed examination/investigation costs within 60 days and permits the daily fee beginning the first day after that period. Secondary and not complete official-current authentication. Justia Law |
| S_IN-P2-S004 | IC 28-11-3-5 — Justia reproduction https://law.justia.com/codes/indiana/title-28/article-11/chapter-3/section-28-11-3-5/ | Identified as 2025 Indiana Code | Personally read October 24, 2026 | Lines 60–65 state that DFI fixes an annual fee schedule, that fees continue until changed, that changes may occur no more than once per fiscal year, and that a modified schedule becomes effective on the first day of the following fiscal year. Secondary; no complete official-current authentication. Justia Law |
Corrective claim ID · Precise assertion · Source IDs and pinpoint · 16 data rows
| Corrective claim ID | Precise assertion | Source IDs and pinpoint | Conditions, confidence, and limits |
|---|---|---|---|
| S_IN-P2-C001 | The official IGA current Title 28 route was not materially readable as a complete statute; it returned a JavaScript shell. | S_IN-P1-S001 | High confidence as an access finding. It does not show that official text is unavailable through every possible public route. Indiana General Assembly |
| S_IN-P2-C002 | Official 2026 IGA search-index fragments corroborate the existence of current §28-1-29-8.3, its additional-charge approval language, and amendment-history display through P.L.69-2018, SEC.48. | S_IN-P1-S001 | Corroboration only. Indexed fragments are not a complete official section or amendment-chain read. Indiana General Assembly +2 |
| S_IN-P2-C003 | Within the complete 2025 §8.3 reproduction actually read, the amounts and formulas are fixed and there is no express indexing clause, aggregate program cap, or separately listed savings-, settlement-, or per-debt fee. | S_IN-P1-S002, §8.3 lines 58–93 | Bounded negative finding within the reproduced section. It does not establish absence elsewhere in current Indiana law or in provider-specific DFI approvals. Justia Law |
| S_IN-P2-C004 | PASS-01 C020 therefore cannot carry an unqualified “current Indiana law contains no such provision” implication. | S_IN-P2-C001–C003 | Complete official-current text and enactment chain remain held. Negative searching is not proof of nonexistence. |
| S_IN-P2-C005 | Official IGA indexed metadata identifies SB 169/SEA 169 as Public Law 115, signed March 5, 2026. | S_IN-P1-S005 | High confidence for status metadata; the official page itself remained a JavaScript shell. Indiana General Assembly |
| S_IN-P2-C006 | The official 2026 Enrolled Acts index reports SEA 169, P.L.115, Sections 1–99 effective July 1, 2026. | S_IN-P2-S001 | High confidence for indexed session metadata; the underlying official PDF was not materially read. Indiana General Assembly |
| S_IN-P2-C007 | The enrolled-act reproduction’s §28 expressly amends IC 24-5-15-7 effective July 1, 2026 and contains the contract, cancellation, ten-day refund, and document-delivery provisions summarized in C023. | S_IN-P2-S002, lines 1134–1190; printed pp. 27–28 | High textual confidence in the public reproduction, qualified because the host is third party. LegiScan +3 |
| S_IN-P2-C008 | The official 2026 Title 24 search index reports the current codification’s amendment history as including P.L.115-2026, SEC.28. | S_IN-P1-S003 | Corroborates current codification identity; not a complete official section read. Indiana General Assembly |
| S_IN-P2-C009 | Neither the earlier billtexts URL nor the LegiScan PDF is official Indiana hosting. The direct IGA PDF response reported by the coordinator was HTML, not a usable PDF. | S_IN-P1-S005; S_IN-P2-S002 | Source-provenance correction. No mirror is elevated to official status based on filename or copied formatting. |
| S_IN-P2-C010 | DFI’s current policies page publicly links a Consumer Credit fee schedule for July 1, 2026–June 30, 2027. | S_IN-P1-S011, landing-page lines 76–80 | Personally verified. The DOCX itself was not readable through the public web reader. Indiana Government |
| S_IN-P2-C011 | The coordinator-supplied official current schedule lists the DMP application fee at $1,000; renewal at $1,000 due December 31; renewal late fee at $20 per day; hourly examination fee at $80; and late examination-fee payment at $20 per day if paid after 60 days. | S_IN-P1-S011, current DOCX, table 0 rows 16–21 | Current-file-content finding based on coordinator-supplied evidence and exact file hash. Not personally opened in this Chat. |
| S_IN-P2-C012 | The five current-schedule amounts align with the readable 750 IAC 10-1-11 reproduction and official IAR indexed final-rule material. | S_IN-P1-S010, rule subsection (a), DMP row | Strong corroboration, but the full official IAR text remained unread. The rule reproduction does not display the 60-day condition in its table cell. Legal Information Institute +1 |
| S_IN-P2-C013 | The explicit “after 60 days” condition is consistent with reproduced IC 28-1-29-10.5(d): assessed costs are due within 60 days, and the per-day fee starts the first day after that period. | S_IN-P2-S003, lines 74–80 | Strong textual alignment, subject to the unresolved official-current-code limitation. Justia Law |
| S_IN-P2-C014 | The schedule’s citation to §10.5(d)(2) is preserved as the agency table’s citation; the reproduced statute’s payment and late-fee sentences follow both the investigation and examination alternatives in subsection (d). | S_IN-P1-S011; S_IN-P2-S003 | This corrects neither the schedule nor the statute; it records their respective structures. |
| S_IN-P2-C015 | IC 28-11-3-5, as reproduced, authorizes DFI’s annual schedule and says fees continue until modified, with modifications generally effective at the start of the next fiscal year. | S_IN-P2-S004, lines 60–65 | Supports the annual-schedule mechanism, but remains a 2025 secondary reproduction. The actual June 9, 2022 adoption instrument was not read. Justia Law |
| S_IN-P2-C016 | The C028 amounts are regulatory charges imposed on applicants, licensees, or examined persons, not consumer fees chargeable under IC 28-1-29-8.3. | S_IN-P1-S010–S011; S_IN-P1-S002 | High confidence from the documents’ respective subjects. The rule describes fees for DFI services; §8.3 separately regulates charges imposed on debtors. Legal Information Institute +1 |
Assigned or preserved issue · PASS-02 disposition · What was resolved · 16 data rows
| Assigned or preserved issue | PASS-02 disposition | What was resolved | Exact remaining hold or next action |
|---|---|---|---|
| C020: full official-current §8.3 authentication | Partial; claim narrowed | Complete 2025 reproduction read; limited current official indexed corroboration obtained. | Obtain a materially readable official current section or complete official enacted-amendment chain. Do not infer completeness from the search index. |
| C020: absence of indexing/aggregate/savings fee | Answered only as a bounded section-text finding | No such provision appears in the complete reproduced §8.3 text. | No statewide negative conclusion beyond that text; search DFI orders for actual additional-charge approvals in a later focused investigation. |
| C023: current contract/cancellation text | Substantively supported; provenance corrected | §28 text personally read in enrolled-act reproduction, including ten-day refund and document-delivery language. | Full agreement/electronic-consent/void-term analysis remains a later pass. |
| C024: P.L.115-2026 identity and effective date | Substantially resolved | Official indexed evidence supports P.L.115, signing March 5, 2026, and Sections 1–99 effective July 1, 2026; reproduced §28 carries that date. | Full official-hosted act PDF remains unread. |
| S005 source identity | Corrected | Official status metadata, billtexts mirror, LegiScan reproduction, and failed direct official PDF route are now separated. | Do not call either mirror official hosting or claim byte-level identity with an official original. |
| C028 current 2026–27 schedule file | Unread-file gap resolved by coordinator evidence | Exact official URL, retrieval metadata, hash, header period, and DMP rows supplied. | The current DOCX was not personally opened in this Chat. |
| C028 amount comparison with 750 IAC | Corroborated, not fully reconciled | Five rates align with the readable rule reproduction and official indexed rule snippets. | Read the complete official IAR rule and any operative amendment history before claiming complete reconciliation. |
| C028 60-day late-exam trigger | Resolved for the current schedule; statutorily corroborated by reproduction | Current schedule expressly says “if paid after 60 days”; reproduced §10.5(d) starts the daily fee after the 60-day period. | Complete official-current statutory authentication remains held. |
| C028 June 9, 2022 adoption history | Unresolved | Current schedule header was coordinator supplied as describing continuation of fees adopted June 9, 2022. | Retrieve and read the actual adoption order, minutes, or other operative instrument. |
| Exam-fee offsets or waivers | Not fully reconciled | Cornell’s rule reproduction contains an examination-fee offset provision. | Current official rule and complete current schedule footnotes must be read before computing a net examination charge. |
| Mixed DMP/debt-settlement models | Unchanged—open | Nothing in this pass resolves the boundary. | Separate official interpretation and case-law investigation. |
| Remote-only CSO nexus | Unchanged—open | Not investigated here. | Separate controlling-authority investigation. |
| Zero creditor-payment-base month | Unchanged—open | Not resolved. | Seek DFI interpretation or examination guidance. |
| Actual DFI approvals of additional DMP charges | Unchanged—open | No approval was identified or disproved. | Search public DFI orders or provider-specific approvals; negative search is not proof of none. |
| NMLS checklist, DFI roster, AG filing roster, named companies | Unchanged—open | No named provider authorization established. | Obtain readable current official status records before making provider-specific claims. |
| Agreements beyond narrow §28 correction; client funds; bonds; remedies; collection/litigation; limitations; complete exemptions; secured debt; sector-specific law; local, tribal, contract, and broader case law | Unchanged—open and unaccepted | No additional category was investigated or closed in PASS-02. | Complete through separate assigned passes. |
Category · Exact PASS-02 record · 8 data rows
| Category | Exact PASS-02 record |
|---|---|
| Personally read as complete relevant text | The 2025 Justia reproductions of IC 28-1-29-8.3, IC 28-1-29-10.5(d), and IC 28-11-3-5; the Cornell reproduction of 750 IAC 10-1-11; the relevant §28 pages of the LegiScan-hosted SEA 169 reproduction; and the DFI policies landing page. |
| PDF visual inspection performed | LegiScan SEA 169 PDF indices 26 and 27, bearing printed page numbers 27 and 28. |
| Personally reviewed only as official-domain indexed metadata | Current IGA Title 28; 2026 IGA Title 24; SB 169 official status; 2026 Enrolled Acts index; and the IAR final-rule record. Their opened pages were JavaScript shells, not complete operative text. |
| Attempted but not personally read | CC_Fees_26-27.docx; the public reader returned unsupported DOCX content type. |
| Coordinator supplied, not personally opened | The current DFI DOCX bytes, MIME, size, SHA-256, effective-period header, continuation statement, and Debt Management License table rows 16–21; and the result that the direct IGA enrolled-act PDF URL returned 691 bytes of HTML rather than a PDF. |
| Prior provenance preserved | PASS-01 read the §28 text through the billtexts S3 mirror. PASS-02 did not relabel that mirror as official; it separately read a LegiScan-hosted reproduction. |
| Not read or established | Complete official current Title 28 or Title 24 statutory text; a complete official amendment chain for §28-1-29-8.3; an official-hosted full SEA 169 PDF; the complete official IAR rule text; the June 9, 2022 fee-adoption record; provider-specific additional-charge approvals; or any named provider’s status. |
| Review characterization | This is a bounded researcher correction, not an independent review, state acceptance, legal opinion, publication-readiness finding, or verification of all Indiana law. No local-write or publication claim is made. |
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
Recorded check status: bounded correction reviewed with documented evidence holds
The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Recorded check status: recorded; no individual primary acceptance inferred
Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.
No currently queued material correction is mapped to this component. This does not remove its currentness, access, jurisdiction or application limits.
accepted with limits
Original saved Markdown SHA-256: 7f23b36841654ae04b23cc71f9df67e6dd4f21694a8b6b327341098e56631472. Public formatting, private-reference removal and correction annotations are separate from that immutable original.