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DETAILED RESEARCH · EVIDENCE & LIMITS INCLUDED

SDE bounded qualification and roster-date correction

S_DE · pass-02Captured 2026-10-263 tables · 4 claim records · 5 source recordsScoped coordinator review completed

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

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S_DE PASS-02 — bounded qualification and roster-date correction

Access date: October 24, 2026, Pacific Review status: Same-coordinator scoped correction to PASS-01; not an independent review.

No P1 calculations, worked examples, state overview, unaffected claims, or full registers are repeated. Except for the replacements below, P1 remains preserved with all existing provider-specific, contract-specific, current-dollar, full-rule, currentness, local, tribal, and other-state holds.

1. Minimal replacement claim table

Corrective claim ID Stable P1 alias Replacement text and exact qualification
S_DE-P2-C001 S_DE-C006, with corresponding qualification to S_DE-C009 Replace “No fees before compliant agreement” with: Section 2423A(a) permits fees or charges only as authorized by §2423A. Section 2423A(b) states the general rule that a provider may not impose charges or receive payment for debt-management services until the provider and individual sign an agreement complying with §§2419A and 2428A. That is not a universal rule that every payment before an agreement is forbidden: §2423A(d)(4), expressly subject to §2428A(d), addresses an individual who does not assent to an agreement and permits a fee for educational or counseling services up to the statutory starting amount of $100—or a larger fee approved by the Attorney General when the nature and extent of those services warrant it. Section 2423A(e) requires refund of a fee paid under (d)(4) if the individual assents to an agreement before 90 days expire after completion or termination of the counseling. Separately, §2423A(c) restricts educational or counseling charges when an individual does assent and permits Attorney General authorization based on the nature and extent of the services, while cross-referencing §2428A(d). Section 2428A(d) independently prohibits compensation for advising, arranging, or assisting an individual in obtaining an extension of credit or another service from a lender or service provider, except for educational or counseling services required in connection with a government-sponsored program. These provisions do not establish blanket permission for pre-agreement counseling fees; the service’s actual character, any required Attorney General approval, §2428A(d)’s application, current adjusted dollar amount, and complete operative rules remain held. §§2423A(a)–(e), 2428A(d). Delaware Code+2
S_DE-P2-C002 S_DE-C008 Replace the per-debt explanation with: Section 2423A(d)(2)(C) states that aggregate fees under the principal-reduction plan category may not exceed 18% of total principal debt. Section 2423A(f) then begins, “Except as otherwise provided in subsections (c) and (d)”, and limits compensation in connection with settling each debt to 18% of that debt’s principal, less the §2423A(d)(2)(A) fee and aggregate §2423A(d)(2)(B) fees to the extent those amounts have not already been credited against an earlier settlement fee. The deduction therefore is not an assumption that every previously assessed setup or monthly fee was lawful, earned, or properly attributable. Neither the aggregate cap nor the per-debt ceiling creates a universal 18%-earned rate, authorizes collection timing, permits arbitrary portfolio front-loading, supports switching allocation methods, or excuses proof of the legal and contractual basis for prior fees. P1 Examples E02 and E04 remain unchanged as conditional arithmetic only. §§2423A(d)(2)–(3), (f). Delaware Code
S_DE-P2-C003 S_DE-C010 Replace the adjustment-mechanism explanation with: Section 2432A(f) first provides that the Attorney General may adopt inflation-reflecting dollar amounts instead of amounts specified in §§2402A, 2409A, and 2423A. It then provides that the Attorney General shall adopt a base year and adjust the amounts effective July 1 if the index change from that base year, measured as of December 31 of the preceding year, is at least 10%. General adjusted amounts are rounded to the nearest $100, while amounts in §2423A are rounded to the nearest dollar. Section 2432A(g) requires notice to licensed providers and public availability of any change. This verifies only the statutory mechanism. It does not establish an actually adopted base year, a qualifying index change, a particular notice, or any effective October 2026 adjusted amount. No CPI calculation or current fee-schedule certification is made; complete Regulation 102 and any operative adjustment notice remain held. §§2432A(f)–(g). Delaware Code
S_DE-P2-C004 S_DE-C015 and source S_DE-P1-S004 Replace the roster-date description with: S_DE-P1-S004 is a three-page official Delaware DOJ PDF containing two inconsistent date inscriptions. Its filename and repeated page inscription/footer state “4/15/25,” while the body heading on page 1 states “DEBT-MANAGEMENT SERVICES ACT LICENSED PROVIDERS AS OF 9/9/2024.” Neither date is silently treated as a correction of the other. The PDF is therefore a historical roster with internally inconsistent date metadata, not evidence of any provider’s licensing status in October 2026. Delaware DOJ+3

2. Minimal source and version usage checks

Existing source ID Literal URL and PASS-02 use Actual status
S_DE-P1-S001 https://delcode.delaware.gov/title6/c024a/ — freshly checked §§2423A(a)–(g), 2428A(d), and 2432A(f)–(g). Current online codification as accessed October 24, 2026 Pacific. The complete amendment chain was not audited. Delaware Code+2
S_DE-P1-S002 https://attorneygeneral.delaware.gov/fraud/cpu/debtmanadvisory/ — checked only for the agency program page and its links to applications, roster, and rules. Operational/program guidance only; not used to enlarge statutory fee permission or certify current amounts. Delaware DOJ
S_DE-P1-S003 https://attorneygeneral.delaware.gov/fraud/cpu/debt-advisory/ — checked only as agency licensing guidance. The page itself describes its statutory discussion as highlights and directs readers to the entire act and rules. It is not substituted for operative law or provider-specific authorization. Delaware DOJ
S_DE-P1-S004 https://attorneygeneral.delaware.gov/wp-content/uploads/sites/50/2025/05/Licensed-Debt-Management-Services-Providers-as-of-4.15.25.pdf — all three pages parsed and visually inspected. Repeated 4/15/25 page inscription/footer; page-1 body heading “AS OF 9/9/2024.” Date inconsistency preserved. No October 2026 status inference. Delaware DOJ+3
S_DE-P1-S005 https://regulations.delaware.gov/AdminCode/title6/Fraud/100/102.shtml The current Regulation 102 route returned zero operative extracted lines and was not substantively read. Complete current rules and adjusted amounts remain unresolved. Delaware Regulations

The supplied coordinator record stated that the archived 2008 final-order PDF had failed direct opening. During this limited fresh access, that exact archive URL returned parsed historical PDF text, but it was not substantively reviewed or relied upon because this correction does not reopen the full-rules investigation. It does not establish current Regulation 102 or any current adjusted amount. Delaware Regulations

3. Focused coverage patch

Affected P1 component Corrected status Corrective claims Remaining exact holds
Mandatory signed agreement before fees Qualified / partial S_DE-P2-C001; old aliases S_DE-C006 and S_DE-C009 General §2423A(b) rule now distinguished from the restricted §§2423A(c), (d)(4), (e), and 2428A(d) counseling branches. Still unresolved: complete Regulation 102, current adjusted amount, actual Attorney General authorization, precise application of §2428A(d), service facts, and contract facts.
No-agreement counseling and 90-day refund Statutory baseline answered; applicability partial S_DE-P2-C001; old S_DE-C009 No blanket counseling-fee permission. Government-sponsored-program exception, any higher-fee approval, current dollar amount, and exact service classification remain held.
Principal-reduction aggregate/per-debt ceiling Statutory language corrected; operational application partial S_DE-P2-C002; old S_DE-C008 Must preserve §2423A(f)’s opening exception and its “to the extent not credited against an earlier settlement fee” condition. Actual fee method, prior-fee legality, earning, attribution, timing, contract allocation, and federal timing remain unresolved for any real transaction.
Inflation adjustment mechanism Mechanism answered; current schedule unresolved S_DE-P2-C003; old S_DE-C010 No authenticated base year, triggering index calculation, July 1 adjustment notice, current Regulation 102 text, or October 2026 adjusted amount.
Public roster date and current provider status Historical metadata corrected; current status unresolved S_DE-P2-C004; old S_DE-C015 Both 4/15/25 and 9/9/2024 inscriptions remain visible and unreconciled. A transaction-date roster or provider-specific agency record is still required.

All other PASS-01 gaps remain unchanged, including actual-provider licensing, application status, actual contracts, complete fee history, lawful earning and allocation, current adjusted fees, complete regulations and amendment history, currentness, local law, tribal issues, other-state issues, and all categories expressly reserved for later Delaware passes.

4. Researcher self-check

Fresh public browsing was limited to the exact Delaware Code provisions, the two Delaware DOJ operational pages, the official three-page roster PDF, the current Regulation 102 route, and the supplied historical archive route.

The statutory passages and roster date inscriptions were freshly checked. The P1 arithmetic and six worked examples were not rerun. The coordinator-supplied review results—including the matched quantities and the $80 ≤ nominal $100 and day 45 < 90 observations—were reused as provided, not independently reproduced.

The current Regulation 102 route yielded no operative extracted text and was not read. The historical 2008 archive PDF was not substantively reviewed or used as current-law evidence. No current fee amount, provider registration, contract compliance, licensing status, publication readiness, or state-dossier acceptance is approved or inferred.

This is a same-coordinator bounded correction, not independent review. No Chrome control, Work mode, Deep Research, API route, account action, contact, purchase, private borrower data, site change, publication, or local-file write was used.

END S_DE PASS-02

Every captured table

Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Captured table 01

Corrective claim ID · Stable P1 alias · Replacement text and exact qualification · 4 data rows

Corrective claim IDStable P1 aliasReplacement text and exact qualification
S_DE-P2-C001S_DE-C006, with corresponding qualification to S_DE-C009Replace “No fees before compliant agreement” with: Section 2423A(a) permits fees or charges only as authorized by §2423A. Section 2423A(b) states the general rule that a provider may not impose charges or receive payment for debt-management services until the provider and individual sign an agreement complying with §§2419A and 2428A. That is not a universal rule that every payment before an agreement is forbidden: §2423A(d)(4), expressly subject to §2428A(d), addresses an individual who does not assent to an agreement and permits a fee for educational or counseling services up to the statutory starting amount of $100—or a larger fee approved by the Attorney General when the nature and extent of those services warrant it. Section 2423A(e) requires refund of a fee paid under (d)(4) if the individual assents to an agreement before 90 days expire after completion or termination of the counseling. Separately, §2423A(c) restricts educational or counseling charges when an individual does assent and permits Attorney General authorization based on the nature and extent of the services, while cross-referencing §2428A(d). Section 2428A(d) independently prohibits compensation for advising, arranging, or assisting an individual in obtaining an extension of credit or another service from a lender or service provider, except for educational or counseling services required in connection with a government-sponsored program. These provisions do not establish blanket permission for pre-agreement counseling fees; the service’s actual character, any required Attorney General approval, §2428A(d)’s application, current adjusted dollar amount, and complete operative rules remain held. §§2423A(a)–(e), 2428A(d). Delaware Code +2
S_DE-P2-C002S_DE-C008Replace the per-debt explanation with: Section 2423A(d)(2)(C) states that aggregate fees under the principal-reduction plan category may not exceed 18% of total principal debt. Section 2423A(f) then begins, “Except as otherwise provided in subsections (c) and (d)”, and limits compensation in connection with settling each debt to 18% of that debt’s principal, less the §2423A(d)(2)(A) fee and aggregate §2423A(d)(2)(B) fees to the extent those amounts have not already been credited against an earlier settlement fee. The deduction therefore is not an assumption that every previously assessed setup or monthly fee was lawful, earned, or properly attributable. Neither the aggregate cap nor the per-debt ceiling creates a universal 18%-earned rate, authorizes collection timing, permits arbitrary portfolio front-loading, supports switching allocation methods, or excuses proof of the legal and contractual basis for prior fees. P1 Examples E02 and E04 remain unchanged as conditional arithmetic only. §§2423A(d)(2)–(3), (f). Delaware Code
S_DE-P2-C003S_DE-C010Replace the adjustment-mechanism explanation with: Section 2432A(f) first provides that the Attorney General may adopt inflation-reflecting dollar amounts instead of amounts specified in §§2402A, 2409A, and 2423A. It then provides that the Attorney General shall adopt a base year and adjust the amounts effective July 1 if the index change from that base year, measured as of December 31 of the preceding year, is at least 10%. General adjusted amounts are rounded to the nearest $100, while amounts in §2423A are rounded to the nearest dollar. Section 2432A(g) requires notice to licensed providers and public availability of any change. This verifies only the statutory mechanism. It does not establish an actually adopted base year, a qualifying index change, a particular notice, or any effective October 2026 adjusted amount. No CPI calculation or current fee-schedule certification is made; complete Regulation 102 and any operative adjustment notice remain held. §§2432A(f)–(g). Delaware Code
S_DE-P2-C004S_DE-C015 and source S_DE-P1-S004Replace the roster-date description with: S_DE-P1-S004 is a three-page official Delaware DOJ PDF containing two inconsistent date inscriptions. Its filename and repeated page inscription/footer state “4/15/25,” while the body heading on page 1 states “DEBT-MANAGEMENT SERVICES ACT LICENSED PROVIDERS AS OF 9/9/2024.” Neither date is silently treated as a correction of the other. The PDF is therefore a historical roster with internally inconsistent date metadata, not evidence of any provider’s licensing status in October 2026. Delaware DOJ +3
Source links captured in this table

Captured table 02

Existing source ID · Literal URL and PASS-02 use · Actual status · 5 data rows

Existing source IDLiteral URL and PASS-02 useActual status
S_DE-P1-S001https://delcode.delaware.gov/title6/c024a/ — freshly checked §§2423A(a)–(g), 2428A(d), and 2432A(f)–(g).Current online codification as accessed October 24, 2026 Pacific. The complete amendment chain was not audited. Delaware Code +2
S_DE-P1-S002https://attorneygeneral.delaware.gov/fraud/cpu/debtmanadvisory/ — checked only for the agency program page and its links to applications, roster, and rules.Operational/program guidance only; not used to enlarge statutory fee permission or certify current amounts. Delaware DOJ
S_DE-P1-S003https://attorneygeneral.delaware.gov/fraud/cpu/debt-advisory/ — checked only as agency licensing guidance.The page itself describes its statutory discussion as highlights and directs readers to the entire act and rules. It is not substituted for operative law or provider-specific authorization. Delaware DOJ
S_DE-P1-S004https://attorneygeneral.delaware.gov/wp-content/uploads/sites/50/2025/05/Licensed-Debt-Management-Services-Providers-as-of-4.15.25.pdf — all three pages parsed and visually inspected.Repeated 4/15/25 page inscription/footer; page-1 body heading “AS OF 9/9/2024.” Date inconsistency preserved. No October 2026 status inference. Delaware DOJ +3
S_DE-P1-S005https://regulations.delaware.gov/AdminCode/title6/Fraud/100/102.shtmlThe current Regulation 102 route returned zero operative extracted lines and was not substantively read. Complete current rules and adjusted amounts remain unresolved. Delaware Regulations
Source links captured in this table

Captured table 03

Affected P1 component · Corrected status · Corrective claims · 5 data rows

Affected P1 componentCorrected statusCorrective claimsRemaining exact holds
Mandatory signed agreement before feesQualified / partialS_DE-P2-C001; old aliases S_DE-C006 and S_DE-C009General §2423A(b) rule now distinguished from the restricted §§2423A(c), (d)(4), (e), and 2428A(d) counseling branches. Still unresolved: complete Regulation 102, current adjusted amount, actual Attorney General authorization, precise application of §2428A(d), service facts, and contract facts.
No-agreement counseling and 90-day refundStatutory baseline answered; applicability partialS_DE-P2-C001; old S_DE-C009No blanket counseling-fee permission. Government-sponsored-program exception, any higher-fee approval, current dollar amount, and exact service classification remain held.
Principal-reduction aggregate/per-debt ceilingStatutory language corrected; operational application partialS_DE-P2-C002; old S_DE-C008Must preserve §2423A(f)’s opening exception and its “to the extent not credited against an earlier settlement fee” condition. Actual fee method, prior-fee legality, earning, attribution, timing, contract allocation, and federal timing remain unresolved for any real transaction.
Inflation adjustment mechanismMechanism answered; current schedule unresolvedS_DE-P2-C003; old S_DE-C010No authenticated base year, triggering index calculation, July 1 adjustment notice, current Regulation 102 text, or October 2026 adjusted amount.
Public roster date and current provider statusHistorical metadata corrected; current status unresolvedS_DE-P2-C004; old S_DE-C015Both 4/15/25 and 9/9/2024 inscriptions remain visible and unreconciled. A transaction-date roster or provider-specific agency record is still required.

Find the assertion and its boundaries

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

S_DE-P2-C001 Saved research record

S_DE-C006, with corresponding qualification to S_DE-C009

Recorded check status: scoped support with explicit limits

Corrective claim ID
S_DE-P2-C001
Replacement text and exact qualification
Replace “No fees before compliant agreement” with: Section 2423A(a) permits fees or charges only as authorized by §2423A. Section 2423A(b) states the general rule that a provider may not impose charges or receive payment for debt-management services until the provider and individual sign an agreement complying with §§2419A and 2428A. That is not a universal rule that every payment before an agreement is forbidden: §2423A(d)(4), expressly subject to §2428A(d), addresses an individual who does not assent to an agreement and permits a fee for educational or counseling services up to the statutory starting amount of $100—or a larger fee approved by the Attorney General when the nature and extent of those services warrant it. Section 2423A(e) requires refund of a fee paid under (d)(4) if the individual assents to an agreement before 90 days expire after completion or termination of the counseling. Separately, §2423A(c) restricts educational or counseling charges when an individual does assent and permits Attorney General authorization based on the nature and extent of the services, while cross-referencing §2428A(d). Section 2428A(d) independently prohibits compensation for advising, arranging, or assisting an individual in obtaining an extension of credit or another service from a lender or service provider, except for educational or counseling services required in connection with a government-sponsored program. These provisions do not establish blanket permission for pre-agreement counseling fees; the service’s actual character, any required Attorney General approval, §2428A(d)’s application, current adjusted dollar amount, and complete operative rules remain held. §§2423A(a)–(e), 2428A(d). Delaware Code +2
S_DE-P2-C002 Saved research record

Replace the per-debt explanation with: Section 2423A(d)(2)(C) states that aggregate fees under the principal-reduction plan category may not exceed 18% of total principal debt. Section 2423A(f) then begins, “Except as otherwise provided in subsections (c) and (d)”, and limits compensation in connection with settling each debt to 18% of that debt’s principal, less the §2423A(d)(2)(A) fee and aggregate §2423A(d)(2)(B) fees to the extent those amounts have not already been credited against an earlier settlement fee. The deduction therefore is not an assumption that every previously assessed setup or monthly fee was lawful, earned, or properly attributable. Neither the aggregate cap nor the per-debt ceiling creates a universal 18%-earned rate, authorizes collection timing, permits arbitrary portfolio front-loading, supports switching allocation methods, or excuses proof of the legal and contractual basis for prior fees. P1 Examples E02 and E04 remain unchanged as conditional arithmetic only. §§2423A(d)(2)–(3), (f). Delaware Code

Recorded check status: scoped support with explicit limits

Corrective claim ID
S_DE-P2-C002
Stable P1 alias
S_DE-C008
S_DE-P2-C003 Saved research record

Replace the adjustment-mechanism explanation with: Section 2432A(f) first provides that the Attorney General may adopt inflation-reflecting dollar amounts instead of amounts specified in §§2402A, 2409A, and 2423A. It then provides that the Attorney General shall adopt a base year and adjust the amounts effective July 1 if the index change from that base year, measured as of December 31 of the preceding year, is at least 10%. General adjusted amounts are rounded to the nearest $100, while amounts in §2423A are rounded to the nearest dollar. Section 2432A(g) requires notice to licensed providers and public availability of any change. This verifies only the statutory mechanism. It does not establish an actually adopted base year, a qualifying index change, a particular notice, or any effective October 2026 adjusted amount. No CPI calculation or current fee-schedule certification is made; complete Regulation 102 and any operative adjustment notice remain held. §§2432A(f)–(g). Delaware Code

Recorded check status: scoped support with explicit limits

Corrective claim ID
S_DE-P2-C003
Stable P1 alias
S_DE-C010
S_DE-P2-C004 Saved research record

Replace the roster-date description with: S_DE-P1-S004 is a three-page official Delaware DOJ PDF containing two inconsistent date inscriptions. Its filename and repeated page inscription/footer state “4/15/25,” while the body heading on page 1 states “DEBT-MANAGEMENT SERVICES ACT LICENSED PROVIDERS AS OF 9/9/2024.” Neither date is silently treated as a correction of the other. The PDF is therefore a historical roster with internally inconsistent date metadata, not evidence of any provider’s licensing status in October 2026. Delaware DOJ +3

Recorded check status: scoped support with explicit limits

Corrective claim ID
S_DE-P2-C004
Stable P1 alias
S_DE-C015 and source S_DE-P1-S004

Sources, pinpoints and access limits

Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.

S_DE-P1-S001 Saved research record

https://delcode.delaware.gov/title6/c024a/ — freshly checked §§2423A(a)–(g), 2428A(d), and 2432A(f)–(g).

Recorded check status: scoped source support access date correction required

Existing source ID
S_DE-P1-S001
Actual status
Current online codification as accessed October 24, 2026 Pacific. The complete amendment chain was not audited. Delaware Code +2
Direct source URLs
https://delcode.delaware.gov/title6/c024a/
S_DE-P1-S002 Saved research record

https://attorneygeneral.delaware.gov/fraud/cpu/debtmanadvisory/ — checked only for the agency program page and its links to applications, roster, and rules.

Recorded check status: scoped source support access date correction required

Existing source ID
S_DE-P1-S002
Actual status
Operational/program guidance only; not used to enlarge statutory fee permission or certify current amounts. Delaware DOJ
Direct source URLs
https://attorneygeneral.delaware.gov/fraud/cpu/debtmanadvisory/
S_DE-P1-S003 Saved research record

https://attorneygeneral.delaware.gov/fraud/cpu/debt-advisory/ — checked only as agency licensing guidance.

Recorded check status: scoped source support access date correction required

Existing source ID
S_DE-P1-S003
Actual status
The page itself describes its statutory discussion as highlights and directs readers to the entire act and rules. It is not substituted for operative law or provider-specific authorization. Delaware DOJ
Direct source URLs
https://attorneygeneral.delaware.gov/fraud/cpu/debt-advisory/
S_DE-P1-S004 Saved research record

https://attorneygeneral.delaware.gov/wp-content/uploads/sites/50/2025/05/Licensed-Debt-Management-Services-Providers-as-of-4.15.25.pdf — all three pages parsed and visually inspected.

Recorded check status: scoped source support access date correction required

Existing source ID
S_DE-P1-S004
Actual status
Repeated 4/15/25 page inscription/footer; page-1 body heading “AS OF 9/9/2024.” Date inconsistency preserved. No October 2026 status inference. Delaware DOJ +3
Direct source URLs
https://attorneygeneral.delaware.gov/wp-content/uploads/sites/50/2025/05/Licensed-Debt-Management-Services-Providers-as-of-4.15.25.pdf
S_DE-P1-S005 Saved research record

https://regulations.delaware.gov/AdminCode/title6/Fraud/100/102.shtml

Recorded check status: scoped source support access date correction required

Existing source ID
S_DE-P1-S005
Actual status
The current Regulation 102 route returned zero operative extracted lines and was not substantively read. Complete current rules and adjusted amounts remain unresolved. Delaware Regulations
Direct source URLs
https://regulations.delaware.gov/AdminCode/title6/Fraud/100/102.shtml

What was examined—and what is still missing

The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.

coverage-1 Saved research record

Mandatory signed agreement before fees

Recorded check status: recorded; no individual primary acceptance inferred

Corrected status
Qualified / partial
Corrective claims
S_DE-P2-C001; old aliases S_DE-C006 and S_DE-C009
Remaining exact holds
General §2423A(b) rule now distinguished from the restricted §§2423A(c), (d)(4), (e), and 2428A(d) counseling branches. Still unresolved: complete Regulation 102, current adjusted amount, actual Attorney General authorization, precise application of §2428A(d), service facts, and contract facts.

Recorded coordinator check boundaries

coordinator acceptance
bounded_patch_reviewed_correction_remaining
coverage-2 Saved research record

No-agreement counseling and 90-day refund

Recorded check status: recorded; no individual primary acceptance inferred

Corrected status
Statutory baseline answered; applicability partial
Corrective claims
S_DE-P2-C001; old S_DE-C009
Remaining exact holds
No blanket counseling-fee permission. Government-sponsored-program exception, any higher-fee approval, current dollar amount, and exact service classification remain held.

Recorded coordinator check boundaries

coordinator acceptance
bounded_patch_reviewed_correction_remaining
coverage-3 Saved research record

Principal-reduction aggregate/per-debt ceiling

Recorded check status: recorded; no individual primary acceptance inferred

Corrected status
Statutory language corrected; operational application partial
Corrective claims
S_DE-P2-C002; old S_DE-C008
Remaining exact holds
Must preserve §2423A(f)’s opening exception and its “to the extent not credited against an earlier settlement fee” condition. Actual fee method, prior-fee legality, earning, attribution, timing, contract allocation, and federal timing remain unresolved for any real transaction.

Recorded coordinator check boundaries

coordinator acceptance
bounded_patch_reviewed_correction_remaining
coverage-4 Saved research record

Inflation adjustment mechanism

Recorded check status: recorded; no individual primary acceptance inferred

Corrected status
Mechanism answered; current schedule unresolved
Corrective claims
S_DE-P2-C003; old S_DE-C010
Remaining exact holds
No authenticated base year, triggering index calculation, July 1 adjustment notice, current Regulation 102 text, or October 2026 adjusted amount.

Recorded coordinator check boundaries

coordinator acceptance
bounded_patch_reviewed_correction_remaining
coverage-5 Saved research record

Public roster date and current provider status

Recorded check status: recorded; no individual primary acceptance inferred

Corrected status
Historical metadata corrected; current status unresolved
Corrective claims
S_DE-P2-C004; old S_DE-C015
Remaining exact holds
Both 4/15/25 and 9/9/2024 inscriptions remain visible and unreconciled. A transaction-date roster or provider-specific agency record is still required.

Recorded coordinator check boundaries

coordinator acceptance
bounded_patch_reviewed_correction_remaining

Corrections, review and scope

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

No currently queued material correction is mapped to this component. This does not remove its currentness, access, jurisdiction or application limits.

Recorded review disposition

revise

Other components in this research series

Record integrity

Original saved Markdown SHA-256: 7fff3be49dee2d4b8d236ed036645df245bb49580b5cdccbefd42327ab44e0a9. Public formatting, private-reference removal and correction annotations are separate from that immutable original.

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