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DETAILED RESEARCH · EVIDENCE & LIMITS INCLUDED

Federal tenant protections at foreclosure: findings and limits

R014 · pass-01Captured 2026-10-2713 tables · 72 claim records · 15 source recordsScoped coordinator review completed

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SettleADebt R014 PASS-01

Federal tenant protections at foreclosure: findings and limits

The primary authorities retrieved support a conditional federal protection for possession after foreclosure: a qualifying successor takes subject to the statutory notice requirement and, where applicable, the remaining term of a bona fide lease. Those protections do not themselves establish rent forgiveness, ownership of earlier arrears, universal responsibility for deposits, or a tenant’s entitlement to damages. The Section 8 voucher provisions add specific lease and housing-assistance-contract protections, with program-specific rules that must remain separate from the ordinary PTFA branch. uscode.house.gov+3

Actual research date: October 27, 2026, America/Los_Angeles. Clock observations were 15:36:40 PDT / 22:36:40 UTC at the beginning and 15:44:14 PDT / 22:44:14 UTC after the source work. These are research-clock observations, not legal deadlines.

Provenance and scope: Fresh public-primary-source research in this conversation. No saved report, R008 finding, R013 finding, actual subject record, or prior research chat was used as a foundation. No subagent, browser control, filing, contact, record request, identifier entry, or local coordinator-file operation was used. The runtime identifies this assistant as GPT-6 Astra Pro; an unseen ChatGPT UI model label or browser mode was not inspected or verified.

Principal conclusions

  1. PTFA §702 is statutory law reproduced in a note to 12 U.S.C. §5220. Its placement there does not import the separate “Federal property manager” limitations found in the main body of §5220. Section 703 amended the voucher statute now appearing in 42 U.S.C. §1437f(o)(7)(C) and (F). uscode.house.gov+2
  2. The coverage language is disjunctive. Section 702 addresses foreclosure on a federally related mortgage loan or on a dwelling or residential real property. A federal mortgage connection therefore is not a universal prerequisite to the residential-property alternative. An ordinary sale, loan assignment, threatened foreclosure, or unrelated eviction cannot simply be substituted for the enacted foreclosure predicate. uscode.house.gov
  3. Two different notices must remain distinct. For §702, the defined date of a notice of foreclosure is the date complete title transfers through the specified foreclosure mechanisms. The successor’s notice to vacate is a different notice, required at least 90 days before its effective date. The statute does not supply a separate nationwide mailing, service, electronic-delivery, or deemed-receipt rule. uscode.house.gov
  4. Notice and lease protection operate together. A qualifying lease entered before the statutory cutoff generally receives protection through its remaining term. The purchaser-primary-residence exception has its own sale and occupancy predicates and retains the notice condition. A notice satisfying the federal minimum does not, by itself, establish a lawful eviction or extinguish a longer protected lease term. uscode.house.gov
  5. Section 702’s bona fide conditions are cumulative. The tenant must satisfy the listed relationship restriction, the transaction must be at arm’s length, and the rent condition must be met. Within the rent condition, qualifying governmental subsidy is an alternative to the ordinary market-rent comparison. Missing paperwork, an invalid lease, an unproved tenancy, and a non-bona-fide arrangement are different findings. uscode.house.gov
  6. The assisted branch is specifically tied to §1437f(o). It preserves the prior lease and housing assistance payments contract against the immediate foreclosure successor. During the lease term, clearing the property before sale is not itself “other good cause.” The statute separately describes an owner-primary-residence exception requiring advance notice. “Subsidized housing” alone does not identify the applicable program. uscode.house.gov+2
  7. There are affirmative program-specific financial rules, but they have limits. For the tenant-based voucher branch examined here, the family is not responsible for the portion covered by the housing agency’s assistance payment; the regulations also address payment credits, excess payments, deposit accounting, and lease/addendum enforcement. Those provisions do not establish the actual recipient of a disputed payment, assignment of old arrears, or allocation of a deposit held before foreclosure. ecfr.gov+3

1. Enactment, restoration, and currentness

1.1 Statutory history and operative-date distinctions

Stage Enacted text and legal effect established Date or trigger actually established Status and limitation Claim links
Original PTFA Pub. L. 111-22, division A, title VII, §§701–704 enacted the short title, ordinary foreclosure protections, Section 8 amendments, and sunset. Enacted May 20, 2009. Section 702(a) refers to foreclosure after enactment of that title. Historical enactment; the restored §702 text retains its original enactment reference. C001–C003
Original sunset Section 704 originally provided for repeal of the title and its amendments and termination of its requirements. December 31, 2012, in the original enactment. Historical original wording; not the current expiration rule. C003
Dodd-Frank amendment §1484 removed “as of the date of such notice of foreclosure” from §702(a)(2), added the complete-title-transfer definition to §702(c), and changed the sunset year from 2012 to 2014. Pub. L. 111-203 enacted July 21, 2010. Amendment contents established. Enactment is not treated as a universally established operative date for every historical application. C004–C006
Dodd-Frank effective-date provisions §4 contains a general one-day-after-enactment rule except as otherwise specified. §1400(c) contains final-regulation and 18-month-after-designated-transfer-date rules for title XIV. The exact statutory triggers were read. Historical application hold: this pass does not conclusively reconcile those provisions for a disputed transition-period application of §1484. HUD’s October 2010 notice already described the amended PTFA, but that guidance does not resolve every effective-date issue. C006
Amended sunset The amended §704 terminated the PTFA and its amendments. Effective December 31, 2014; the restoration statute later expressly selected the version in effect December 30, 2014. Historical lapse must remain visible. C005, C008–C010
Restoration Pub. L. 115-174 §304(a) repealed §704; §304(b) restored §§701–703, the laws they amended, and regulations promulgated under them as in effect December 30, 2014. §304(c): 30 days after enactment on May 24, 2018. Federal Reserve CA 18-4 identifies June 23, 2018 as the effective date. Restored provisions contain no new sunset. “Permanent” here means no scheduled expiration in the restored provisions, not immunity from later legislation. C007–C009
Transactions crossing the lapse or restoration The restored text and restoration clause must be read together. No individual transaction dates were supplied or applied. No assumption that restoration retroactively cures a prior violation or resolves every earlier-foreclosure/later-notice combination. C010

Sources: complete necessary enactment clauses, amendment clauses, and restoration clauses were read, together with the current Code presentation and the Federal Reserve restoration letter. govinfo.gov+6

1.2 What “current” means in this report

The retrieved official Code pages displayed different compilation boundaries:

  • 12 U.S.C. §§5220 and 2602, and 15 U.S.C. §1602: laws in effect through Public Law 119-124, October 15, 2026.
  • 42 U.S.C. §1437f: the successful retrieval displayed laws in effect through Public Law 119-120, October 7, 2026.
  • Selected eCFR provisions: generally displayed Title 24 as updated through October 23, 2026; the retrieved §982.456 page displayed October 22, 2026. The pages described eCFR as authoritative but unofficial and not the official legal edition of the CFR. uscode.house.gov+5

Those are source-compilation boundaries, not PTFA effective dates and not a complete audit of intervening session laws, later judicial developments, or all Federal Register changes through the research clock.

The report relies on enacted text and retrieved operative regulations for its present framework. Historical guidance is identified separately. No proposal is used as law. No comprehensive stay, vacatur, or later-case-history audit was performed.

2. Provision-specific comparison

Issue Ordinary PTFA: §702 Assisted branch: §1437f(o)(7), as amended by §703 Consequence and limit
Transaction predicate Foreclosure on a federally related mortgage loan, dwelling, or residential real property. Foreclosure on a federally related mortgage loan or residential real property in which a recipient under subsection (o) resides. Establish the foreclosure and relevant statutory alternative; a generic “transfer” is insufficient.
Required actor Immediate successor in interest in the property pursuant to foreclosure. Immediate foreclosure successor; subsection (C) specifically addresses an owner who is that successor during the lease term. A mortgage servicer, former owner, debt purchaser, or proposed purchaser is not automatically the required actor.
Ordinary tenant qualification §702(b)’s three bona fide conditions. Assistance under subsection (o), an applicable lease, and the relevant HAP contract and program predicates. Section 702(b) says its definition is for that section. Do not silently substitute it for the entire assisted-program eligibility framework.
Lease inception For §702(a)(2)(A), lease entered before the defined notice-of-foreclosure date. Assumption of the lease between prior owner and tenant and HAP contract for the occupied unit. The two provisions use different formulations; do not manufacture identical inception tests.
Remaining lease term Protected through the remaining term, subject to the enacted exception and applicable law. Successor takes subject to the existing lease and HAP contract; termination grounds remain restricted. No automatic cancellation merely because foreclosure occurs.
No lease / at will Express branch for a bona fide tenant without a lease or with a lease terminable at will under state law, subject to notice. Program lease requirements must separately be satisfied. Ordinary §702 does not impose the tenant-based voucher program’s written-lease rule on every tenancy.
Notice period Successor provides notice to vacate at least 90 days before its effective date; §702(a)(2) also refers to tenant receipt. Occupancy exception requires notice to vacate at least 90 days before its effective date. Subsection (E) separately requires written termination notice specifying grounds. Do not collapse notice issuance, provision, receipt, effective date, and eviction.
Purchaser/owner occupancy Sale of unit to a purchaser who will occupy it as a primary residence; notice condition retained. Owner who will occupy the unit as a primary residence and has provided the specified notice; text ties termination to transfer to that owner. Desire to resell, renovate, increase rent, or provide someone else housing does not establish these statutory predicates.
Clearing unit for sale No general sale-for-vacancy exception replacing the express primary-residence exception. Vacating before sale is expressly not “other good cause” for the specified successor during the lease term. A business preference for vacancy is insufficient under the cited foreclosure clause.
Stronger protections Preserves federal/state subsidized-tenancy termination requirements and stronger state/local tenant protections. Expressly preserves longer state/local periods and additional tenant protections. The federal minimum does not displace stronger applicable protections.
Rent and assistance No rent cancellation or arrears-allocation rule in §702. Lease/HAP continuity plus applicable program payment rules; family is not liable for the HAP-covered share under the regulations examined. Actual rent recipient, amount, and historical debt ownership remain unproved.
Deposits and remedies No express general deposit-transfer rule or damages/private-suit provision in §702. Tenant-based voucher regulations address deposit accounting and distinguish lease enforcement from HAP-contract enforcement. Program-specific rights do not establish universal successor liability or a particular lawsuit.

The comparison is grounded in the statutory bodies and the selected program regulations, not in a generic foreclosure summary. uscode.house.gov+5

2.1 Notice and event sequence

Section 702 supplies the following distinctions:

  • Foreclosure proceedings or an initial foreclosure notice: do not themselves establish that complete title has transferred.
  • Complete title transfer: supplies the statute’s deemed date of a “notice of foreclosure,” through the specified court-order or mortgage/deed-of-trust/security-deed mechanisms.
  • Successor’s notice to vacate: a separate statutory obligation if possession is sought under this framework.
  • Effective date of that notice: the endpoint against which the statutory minimum notice period is stated.
  • Remaining lease term: an additional protection where the qualifying lease branch applies.
  • Eviction proceeding and actual removal: remain subject to applicable substantive and procedural law. uscode.house.gov

Section 702 does not say that all protected tenancies end a fixed number of days after foreclosure. It also does not state a deadline requiring every successor to issue a termination notice within a specified period after acquiring title.

The text uses provision and receipt language but supplies no standalone service method, mailing presumption, or deemed-receipt interval. Whether a particular pre-transfer communication, agency-delivered notice, combined notice, or service method satisfies governing law remains outside this determination.

2.2 Bona fide tenancy: the exact structure

For §702, the necessary structure is:

Relationship restriction AND arm’s-length transaction AND qualifying rent condition.

The rent condition is:

Rent required is not substantially less than fair market rent OR the unit’s rent is reduced or subsidized because of a federal, state, or local subsidy.

The statute does not supply a percentage discount that automatically means “substantially less,” a mandatory market-comparison method, or a rule equating its rent test with a particular HUD-published fair-market-rent figure. Nor does the wording turn a tenant’s failure to pay an otherwise required rent amount into an automatic failure of the bona fide rent condition. Separate default and termination law may matter. uscode.house.gov

An oral agreement may present state-law validity or proof issues, but §702 does not impose a universal writing requirement. A periodic tenancy must be classified under the applicable law; “periodic,” “at will,” “oral,” and “undocumented” are not interchangeable labels. By contrast, the tenant-based voucher regulation examined expressly requires an executed written lease. uscode.house.gov+1

2.3 Program distinctions and financial limits

The assisted statutory branch is 42 U.S.C. §1437f(o). The statute distinguishes tenant-based assistance from project-based assistance, and subsection (o)(13) separately authorizes project-based vouchers. The current §983.2 expressly limits which Part 982 provisions carry over to that program. Accordingly, the tenant-based lease, rent-cap, and deposit provisions below are not presented as universal subsidized-housing rules. uscode.house.gov+2

For the tenant-based voucher rules examined:

  • The housing agency’s payment is credited toward rent to owner.
  • The owner may not collect from the tenant more than the permitted tenant share.
  • The family is not responsible for the HAP-covered portion, and agency nonpayment is not a tenant lease violation or a permissible termination ground on that basis during the lease term.
  • Deposit deductions remain tied to the lease and applicable state/local law; itemization and prompt return of the unused balance are required.
  • The tenant may enforce the lease and tenancy addendum, while the HAP contract has separate third-party-enforcement limitations. ecfr.gov+3

These are affirmative textual findings. They do not prove a particular debt amount, establish which successor owns a prior rent claim, determine who received a deposit, or establish a private PTFA damages action.

3. Source register

Register conventions: All access dates below are October 27, 2026, America/Los_Angeles. All are United States federal sources. “Fresh” means read during this pass; there was no prior-report reuse. Multiple sections or representations of one document are grouped and are not counted as independent corroboration. HTML readings have no PDF page index. Printed statutory or Federal Register pages are supplied where established.

Source ID Issuer, title, and complete literal HTTPS URLs Exact provisions and read bounds Version, effective predicate, and source status Currentness/read limitations
R014-P1-S001 House OLRC, 12 U.S.C. §5220, statutory note “Effect of Foreclosure on Preexisting Tenancy.” https://uscode.house.gov/us/usc/119-124/t12/s5220/ Complete reproduced §702(a)–(c), including exceptions and restoration/sunset annotations; main section inspected to distinguish its scope. HTML; PDF index N/A. Fresh statutory-body read. Banner through P.L. 119-124, Oct. 15, 2026. Restored statutory text; brackets/editorial annotations distinguished from enactment. Not a complete later-session-law or judicial-history audit. uscode.house.gov
R014-P1-S002 Congress/GPO, Pub. L. 111-22. https://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htm Complete title VII, §§701–704; 123 Stat. 1660–1662. HTML; PDF index N/A. Fresh enacted historical body. May 20, 2009 enactment; original sunset text read. Original unamended wording is historical where later amended or repealed. Rest of public law not a full-body read. govinfo.gov
R014-P1-S003 Congress/GPO, Pub. L. 111-203. https://www.govinfo.gov/content/pkg/PLAW-111publ203/html/PLAW-111publ203.htm Complete §4; §1400(b)–(c); §1484. 124 Stat. 1390, 2136, 2204. HTML; PDF index N/A. Fresh enacted amendment/effective-date read. July 21, 2010 enactment. Exact §4 and §1400(c) triggers retained. Historical effective-date reconciliation for a disputed §1484 transition application remains unresolved. No whole-act read claimed. govinfo.gov+2
R014-P1-S004 Congress/GPO, Pub. L. 115-174, §304. https://www.govinfo.gov/content/pkg/PLAW-115publ174/html/PLAW-115publ174.htm Complete §304(a)–(c), 132 Stat. 1339. HTML; PDF index N/A. Fresh enacted body. May 24, 2018 enactment; effectiveness 30 days later; Dec. 30, 2014 version restored; sunset repealed. No transaction-specific retroactivity holding inferred. govinfo.gov
R014-P1-S005 House OLRC, 12 U.S.C. §2602. https://uscode.house.gov/us/usc/119-124/t12/s2602/ Complete §2602(1), including temporary-financing exclusion, (A), and all (B)(i)–(iv) alternatives; reference note on redesignated §1602(g). HTML. Fresh statutory cross-reference. Banner through Oct. 15, 2026. Incorporation of this definition does not establish every RESPA or Regulation X rule as a PTFA prerequisite. uscode.house.gov
R014-P1-S006 House OLRC, 15 U.S.C. §1602. https://uscode.house.gov/us/usc/119-124/t15/s1602/ §1602(a), (d)–(g), (i), and the necessary creditor-definition text; adjacent definitions inspected for separation. HTML. Fresh limited statutory cross-reference. Banner through Oct. 15, 2026. No general TILA, high-cost-loan, APR, or credit-product determination. Nested special creditor branches not applied to an actual loan. uscode.house.gov
R014-P1-S007 House OLRC, 42 U.S.C. §1437f. https://uscode.house.gov/us/usc/119-120/t42/s1437f/ Complete (f) definitions; (o)(1)(A); complete (o)(7)(A)–(F); selected (o)(13) program/contract distinctions; 2009 amendment, 2018 effective-date, termination, and restoration notes. HTML. Fresh statutory-body read. Successful page banner through P.L. 119-120, Oct. 7, 2026. Not all of §1437f or all assisted-housing eligibility rules read. Later compilation gap retained. uscode.house.gov+3
R014-P1-S008 HUD/eCFR, selected Part 982 regulations. https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-A/section-982.1; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.308; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.310; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.313; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-J/section-982.451; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-J/section-982.456 Operative bodies of §§982.1, .308, .310(a)–(h), .313(a)–(e), .451(a)–(b), and .456(a)–(c). HTML. Fresh regulation reads. Generally displayed Oct. 23, 2026 currency; .456 displayed Oct. 22. Program regulations, distinct from PTFA agency guidance. Full Part 982 and all nested fair-housing, VAWA, criminal-activity, assistance-termination, and special-housing rules not read. §982.451(c) delayed-rule issue checked separately in S010. ecfr.gov+6
R014-P1-S009 HUD/eCFR, 24 C.F.R. §983.2. https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-983/subpart-A/section-983.2 Complete (a)–(c), including Part 982 exclusions and §983.257 priority. HTML. Fresh regulation read. Displayed Oct. 23, 2026 currency. Establishes program boundaries; does not complete the PBV termination/deposit system. ecfr.gov
R014-P1-S010 HUD/GPO, HOTMA HCV/PBV implementation final rule, 89 FR 38224–38339. https://www.govinfo.gov/content/pkg/FR-2024-05-07/html/2024-08601.htm; same document’s agency publication display: https://www.federalregister.gov/documents/2024/05/07/2024-08601/housing-opportunity-through-modernization-act-of-2016-housing-choice-voucher-hcv-and-project-based Dates at 38224; instructions 68–69 at 38300; instruction 86 at 38304–38305; complete revised §983.257 under instruction 116 at 38334. HTML; PDF index N/A. Fresh published final-rule read, selected portions. General effective date June 6, 2024; listed provisions expressly delayed indefinitely. No whole-rule read or full later-amendment audit. §983.257’s 2024 text recovered, but current eCFR retrieval failed and nested development/improvement exceptions were not applied. govinfo.gov+3
R014-P1-S011 Federal Reserve, CA 18-4, Restoration of the Protecting Tenants at Foreclosure Act. https://www.federalreserve.gov/supervisionreg/caletters/caltr1804.htm Complete letter body and relevant footnotes; attachment not read. HTML. Fresh official supervisory guidance. Issued June 22, 2018; identifies June 23 restoration; supersedes CA 15-4. Published page available without a withdrawal marker in the retrieved body. Not a binding PTFA regulation or a comprehensive later-status audit. federalreserve.gov
R014-P1-S012 HUD/GPO, Protecting Tenants at Foreclosure: Notice of Responsibilities…, 74 FR 30106–30108. https://www.govinfo.gov/content/pkg/FR-2009-06-24/html/E9-14909.htm Complete substantive notice, §§I–IV, including §703 discussion and PHA-payment explanation. HTML. Fresh historical official guidance. Dated June 18; published June 24, 2009. Original sunset and pre-amendment wording are historical. Later continuing status not fully established; not used to create current duties beyond current law. govinfo.gov+1
R014-P1-S013 HUD/GPO, PTFA: Guidance on Notification Responsibilities…Occupied Conveyance, 75 FR 66385–66386. https://www.govinfo.gov/content/pkg/FR-2010-10-28/html/2010-27309.htm Complete substantive notice, background and occupied-conveyance discussion. HTML. Fresh historical official interpretive guidance. Dated Oct. 22; published Oct. 28, 2010. FHA occupied-conveyance scope. Does not establish a universal PTFA service method. Later supplementation/status not fully resolved. govinfo.gov+1
R014-P1-S014 HUD/GPO, Removal of Obsolete and Superseded Guidance Documents, 84 FR 13695–13709. https://www.govinfo.gov/content/pkg/FR-2019-04-05/html/2019-06757.htm; https://www.govinfo.gov/content/pkg/FR-2019-04-05/pdf/2019-06757.pdf Introduction and Appendix A column headings; entries 55, 88, 123, printed pp. 13697, 13698, 13699. PDF has 15 pages; relevant screenshot requests used zero-based indices 2, 3, 4. Fresh published guidance-status notice. Dated Apr. 1; published Apr. 5, 2019. HTML table entries read. PDF extraction is not pixel review. Screenshot responses exposed image placeholders, not inspectable image content; no visual verification claimed. Unrelated appendix entries not fully read. govinfo.gov+2
R014-P1-S015 CFPB, Withdrawn Guidance register. https://www.consumerfinance.gov/compliance/guidance/withdrawn-guidance/ Register and relevant 2021 housing-insecurity/rental-reporting entries inspected. HTML. Fresh publisher-status check. Lists Bulletins 2021-02 and 2021-03 as withdrawn May 12, 2025. No CFPB bulletin, circular, or advisory is used as a current substantive PTFA foundation. Register withdrawal is not statutory repeal. Consumer Financial Protection Bureau+1

4. Atomic claim register

ID convention: Each claim below has the full R014-P1-C identifier. Short references such as C018 elsewhere refer to that identifier. Sources S001–S015 refer to the full source IDs above.

Status convention: “Text” means directly supported by the cited operative text; “inference” means the stated limited conclusion follows from that text; “held” means the report does not resolve application or missing authority.

4.1 Enactment, source character, and coverage

Claim ID Area and precise claim Source and pinpoint Trigger, conditions, exceptions Status and limits
R014-P1-C001 §702 is enacted statutory text classified as a note under §5220; the main §5220 Federal-property-manager provisions do not supply §702’s coverage test. S001, note heading and §702; S002 §702. Use the enacted PTFA clause. Text/inference; Code-note placement is not a narrowing condition.
R014-P1-C002 Original §702(a) addresses foreclosure after enactment of title VII on May 20, 2009. S002 §702(a); S001 §702(a). Foreclosure and temporal predicates. Text; restoration does not silently replace that printed reference with a new enactment date.
R014-P1-C003 Original §704 specified repeal and termination on December 31, 2012. S002 §704, 123 Stat. 1662. Original enactment. Historical text; later amended.
R014-P1-C004 §1484(1) removed the former “as of” phrase and added the complete-title-transfer definition. S003 §1484(1)(A)–(B). Amendment to §702. Text; original 2009 wording must not be substituted for restored amended wording.
R014-P1-C005 §1484(2) changed the sunset year to 2014. S003 §1484(2); S007 termination note. Amended §704. Historical text; the December 2014 lapse is preserved.
R014-P1-C006 The amendment’s enactment date alone does not resolve all historical operative-date questions because §§4 and 1400(c) contain relevant effective-date provisions. S003 §§4, 1400(c), 1484. Historical transition application. Held: exact reconciliation for a disputed historical event not established.
R014-P1-C007 §304(a) repealed the PTFA sunset provision. S004 §304(a). §304(c) effective trigger. Text; current restored framework has no sunset supplied by §704.
R014-P1-C008 §304(b) restored §§701–703, their amended laws, and regulations promulgated under them as in effect December 30, 2014. S004 §304(b). Selected historical version expressly identified. Text; restoration is not limited to the original unamended 2009 language.
R014-P1-C009 Restoration took effect under the 30-days-after-enactment clause; the official Federal Reserve letter identifies June 23, 2018. S004 §304(c); S011 opening paragraph and note 1. May 24, 2018 enactment. Text/official date explanation; no individual calendar calculated.
R014-P1-C010 The cited restoration language does not itself decide every earlier-foreclosure/later-notice or lapse-period claim. S004 §304; S001 §702(a). Events straddling historical boundaries. Inference/held; controlling temporal authority and event facts missing.
R014-P1-C011 §702 coverage uses alternatives: foreclosure on a federally related mortgage loan or on a dwelling or residential real property. S001 §702(a). Actual foreclosure and relevant property/loan classification. Text; universal federal-backing prerequisite rejected.
R014-P1-C012 The specified duty attaches to the immediate successor in interest in the property pursuant to foreclosure. S001 §702(a). Acquisition in that capacity. Text; no blanket limitation to banks and no automatic identification of a servicer as successor.
R014-P1-C013 A sale, debt assignment, default notice, or threatened foreclosure does not by its label establish §702’s foreclosure-successor predicate. S001 §702(a), (c). Transaction classification and completion facts. Inference; other law may govern nonforeclosure transfers.
R014-P1-C014 The incorporated federally related mortgage definition excludes temporary financing such as construction loans and requires the specified first/subordinate lien on principally one-to-four-family residential property. S005 §2602(1), (A). That definitional alternative is invoked. Text; includes specified condominium/cooperative units and refinancing uses. This does not erase §702’s separate residential-property alternative.
R014-P1-C015 The definition also requires one of §2602(1)(B)’s federal-lender, federal-assistance, intended-secondary-market-sale, or qualifying-creditor alternatives. S005 §2602(1)(B)(i)–(iv). Alternative-specific facts. Text; (iv) includes more than $1,000,000 annual residential-real-estate-loan activity and excludes state agencies/instrumentalities for that creditor route. No actual threshold application.
R014-P1-C016 The statutory creditor reference is now §1602(g), as the Code reference note explains; it is a nested definitional issue, not a universal requirement that every protected tenant transaction satisfy TILA. S005 reference note; S006 §1602(g); S001 §702(a), (c). Reliance on §2602(1)(B)(iv). Text/inference; special creditor branches and actual credit classification held.

4.2 Notice, lease duration, and bona fide conditions

Claim ID Area and precise claim Source and pinpoint Trigger, conditions, exceptions Status and limits
R014-P1-C017 §702’s deemed notice-of-foreclosure date is when complete title transfers to a successor through a court order or pursuant to a mortgage, deed of trust, or security deed. S001 §702(c). Complete title transfer under the specified mechanism. Text; filing, auction, confirmation, deed delivery, and recording are not assumed interchangeable.
R014-P1-C018 The immediate successor must provide a notice to vacate to a bona fide tenant at least 90 days before the notice’s effective date. S001 §702(a)(1). Covered succession and bona fide tenant. Text; minimum period disclosed, no actual deadline.
R014-P1-C019 §702 does not create a universal automatic tenancy-end date a fixed number of days after foreclosure or a fixed post-transfer deadline to issue notice. S001 §702(a)(1)–(2). Distinguish succession from termination notice. Textual-limit inference.
R014-P1-C020 §702(a)(2)(A) and (B) refer to tenant receipt of the notice, but §702 supplies no separate nationwide service or deemed-receipt standard. S001 §702(a)(1)–(2), complete section. Notice provision/receipt disputed. Text/negative textual finding; applicable procedural authority required.
R014-P1-C021 Ordinary §702 does not prescribe a comprehensive form, mandatory grounds statement, mailing method, or express written-notice formulation. S001, complete §702. Ordinary branch only. Textual limit; other law may require these things. Assisted written-notice rule is separate.
R014-P1-C022 A bona fide tenant under a bona fide lease entered before the defined cutoff has the right to occupy through the remaining lease term, subject to the enacted exception. S001 §702(a)(2)(A), (c). Valid qualifying lease; inception before cutoff. Text; actual lease validity and term held.
R014-P1-C023 The cited inception test is before the statutory notice-of-foreclosure date; it does not state that the lease must predate the mortgage. S001 §702(a)(2)(A), (c). Lease chronology. Textual-limit inference; state-law validity questions remain.
R014-P1-C024 The ordinary lease-term exception concerns sale to a purchaser who will occupy the unit as a primary residence and retains the 90-day notice condition. S001 §702(a)(2)(A). Sale, purchaser, intended primary residence, notice/receipt. Text; no extension to resale preference, renovation, or unspecified family use. Transaction sequencing held.
R014-P1-C025 A bona fide tenant without a lease or with a lease terminable at will under state law falls within the express notice-protected branch. S001 §702(a)(2)(B). Bona fide tenancy and relevant state classification. Text; no automatic conclusion about a particular periodic tenancy.
R014-P1-C026 Section 702 connects notice and tenant rights with “and”; a sufficient notice does not replace a longer protected remaining lease term. S001 §702(a)(1)–(2). Both duties applicable. Text/inference; no automatic rule adding 90 days after every lease ends.
R014-P1-C027 The cited foreclosure protections do not establish immunity from every independently lawful lease-default termination, and rent delinquency is not itself an additional listed §702(b) bona fide criterion. S001 §702; S008 §982.310(a) for the assisted example. Independent default asserted. Limited inference; applicable default, notice, defense, and procedure law held.
R014-P1-C028 Section 702 preserves federal/state subsidized-tenancy termination requirements and state/local laws providing longer periods or additional protections. S001 §702(a), concluding exception. Another applicable protection exists. Text; no particular jurisdiction’s protection determined.
R014-P1-C029 Section 702(b)’s relationship, arm’s-length, and rent conditions are conjunctive. S001 §702(b)(1)–(3). Bona fide classification under §702. Text; satisfying one or two does not establish all three.
R014-P1-C030 The listed restriction excludes the mortgagor and the mortgagor’s child, spouse, or parent as the tenant. S001 §702(b)(1). Actual relationship and mortgagor identity. Text; not a blanket statutory exclusion of every relative or affiliate.
R014-P1-C031 The lease or tenancy must result from an arm’s-length transaction. S001 §702(b)(2). Transaction formation facts. Text; no exhaustive evidentiary checklist or presumption supplied.
R014-P1-C032 The ordinary rent alternative concerns rent the arrangement requires, which must not be substantially less than fair market rent. S001 §702(b)(3). Required rent and supported market comparison. Text; actual unpaid rent and required rent are distinct.
R014-P1-C033 A unit’s rent reduced or subsidized because of a federal, state, or local subsidy satisfies the alternative wording within the rent condition. S001 §702(b)(3). Actual governmental subsidy nexus. Text; does not waive relationship or arm’s-length requirements, and a private discount alone is not the stated subsidy exception.
R014-P1-C034 Section 702 supplies no numeric “substantially less” cutoff or mandatory equivalence to a HUD-published FMR schedule. S001 §702(b)(3). Rent comparison. Textual limit; no invented percentage or actual comparison.
R014-P1-C035 Section 702 contains no universal written-lease requirement and expressly addresses a tenant without a lease. S001 §702(a)(2), (b). Oral/unwritten arrangement alleged. Text/inference; existence, enforceability, and proof remain governed by additional authority.
R014-P1-C036 “Fixed term,” “periodic,” and “terminable at will under State law” are not interchangeable statutory findings. S001 §702(a)(2)(A)–(B). Tenancy classification. Inference; state law and actual agreement missing.
R014-P1-C037 Absence of a lease document does not, by itself, establish fraud, invalidity, or failure of every bona fide condition. S001 §702(a)(2)(B), (b). Documentary gap. Inference; proof remains missing rather than converted into an adverse finding.
R014-P1-C038 A lease first entered after complete title transfer does not satisfy §702(a)(2)(A)’s pre-cutoff lease condition. S001 §702(a)(2)(A), (c). Stipulated post-cutoff inception. Text; does not eliminate rights arising from the new owner’s contract or other law.

4.3 Assisted tenancy, rent, deposits, and enforcement limits

Claim ID Area and precise claim Source and pinpoint Trigger, conditions, exceptions Status and limits
R014-P1-C039 Section 703’s amended clauses operate within §1437f(o); “owner” is defined by legal authority to lease/sublease, and the statute distinguishes tenant-based and project-based assistance. S007 §1437f(f)(1), (6)–(7), (o)(1), (7), (13). Program and legal-capacity classification. Text; “subsidized” alone is insufficient.
R014-P1-C040 The HAP contract must generally provide for a lease of at least one year, with the specified PHA-approved shorter-initial-term exception. S007 §1437f(o)(7)(A). PHA determines shorter term improves housing opportunities and is prevailing local market practice. Text; no actual approval or lease term assumed.
R014-P1-C041 During the lease term, §1437f(o)(7)(C) restricts termination to its stated grounds and says clearing the property before sale is not other good cause for the specified foreclosure successor. S007 §1437f(o)(7)(C). Immediate successor through foreclosure during lease term. Text; serious/repeated violation, applicable-law violation, and other valid good cause remain separate branches.
R014-P1-C042 The assisted occupancy exception requires both owner primary-residence use and the specified 90-day notice, with termination text tied to transfer of the unit to that owner. S007 §1437f(o)(7)(C)(i)–(ii). All stated predicates. Text; transfer alone does not excuse notice. Actual sequence/application held.
R014-P1-C043 In the specified foreclosure, the immediate successor assumes the property interest subject to the prior lease and the prior owner–PHA HAP contract for the occupied unit. S007 §1437f(o)(7)(F). Subsection-(o) assistance and occupied-unit contract predicates. Text; no automatic assignment of every historical debt claim inferred.
R014-P1-C044 Termination under subsection (o) must be preceded by owner-to-tenant written notice specifying grounds; relief must be consistent with applicable state/local law. S007 §1437f(o)(7)(E). Applicable assisted tenancy termination. Text; distinct from §702’s less detailed notice language.
R014-P1-C045 The assisted foreclosure provisions preserve longer state/local periods and additional protections; they do not displace applicable §702 protections. S007 §1437f(o)(7)(F); S001 §702(a). Overlapping applicable protections. Text/inference; historical S012 also describes supplementation, but current text is the foundation.
R014-P1-C046 Section 702(b)’s definition is expressly for that section; it cannot alone resolve every §703/program eligibility question. S001 §702(b); S007 §1437f(o)(7). Comparing ordinary and assisted branches. Textual-limit inference; no assumption of assisted eligibility.
R014-P1-C047 The tenant-based voucher rule requires legal capacity under state/local law and a written lease executed by tenant and owner. S008 §982.308(a)–(c). Applicable Part 982 tenancy. Text; not imposed universally on ordinary PTFA tenancies.
R014-P1-C048 The required tenancy addendum must be included word for word; its terms prevail over inconsistent lease terms, and the tenant has a stated right to enforce it against the owner. S008 §982.308(f). Applicable required addendum. Text; no actual remedy or recovery determined.
R014-P1-C049 Part 982 recognizes serious/repeated lease violations, specified legal violations, and other good cause as termination categories; failure to pay amounts actually due can be material. S008 §982.310(a). Applicable lease term and proven ground. Text; all statutory and protective limits remain. No actual arrears established.
R014-P1-C050 General “other good cause” examples and the initial-term restriction in §982.310(d) must be read subject to the specific statutory foreclosure limits. S008 §982.310(d); S007 §1437f(o)(7)(C). General termination authority asserted. Text/inference; regulatory sale/personal-use examples do not erase the foreclosure clause.
R014-P1-C051 The applicable regulation requires written grounds notice at or before commencing an eviction action, a copy of an owner eviction notice to the PHA, and eviction through court action. S008 §982.310(e)–(f). Applicable Part 982 termination/eviction. Text; does not decide when a particular filing is lawful under all applicable notice requirements.
R014-P1-C052 Section 982.310 excludes Part 247 for tenancies assisted under Part 982 and preserves fair-housing and VAWA-related limitations through its cross-references. S008 §982.310(g), (h)(4). Applicable program and protective facts. Text; nested protective regimes not comprehensively investigated.
R014-P1-C053 The family is not responsible for the HAP-covered portion; the PHA’s nonpayment is not a tenant lease violation and is not a termination basis on that ground during the lease term. S008 §982.310(b). Amount actually covered by the HAP contract. Text; no assumption that every disputed amount is HAP-covered.
R014-P1-C054 HAP is credited toward rent; the regulation limits tenant payment to the allowed share and requires return of specified excess payments. S008 §982.451(b)(1)–(4). Applicable tenant-based contract and amounts. Text; no actual amount calculation or PBV-wide application.
R014-P1-C055 Lease/HAP succession identifies a continuing legal relationship, but the read provisions do not authenticate a particular demand, payment address, or recipient’s authority. S007 §1437f(o)(7)(F); S008 §982.451. Claimed new rent recipient. Textual-limit inference; actual title, authority, contract, and notice facts held.
R014-P1-C056 The possession protections do not themselves cancel rent or establish rent-free occupancy. S001 §702; S007 §1437f(o)(7); S008 §§982.310, .451. Continued occupancy after foreclosure. Textual-limit inference; rent due depends on valid obligations, credits, defenses, and applicable law.
R014-P1-C057 The PTFA clauses do not expressly forgive pre-transfer arrears or assign every such claim automatically to the successor. S001 §702; S007 §1437f(o)(7)(F). Historical unpaid amounts asserted. Textual limit; assignment, lease, accounting, and state-law authority missing.
R014-P1-C058 Under the tenant-based voucher deposit rule, an owner may collect a deposit and the PHA may prohibit deposits above the specified private-market/unassisted-tenant benchmarks. S008 §982.313(a)–(b). Applicable tenant-based program. Text; no universal deposit cap or amount determined.
R014-P1-C059 At move-out, deposit use is subject to state/local law and the lease and may cover unpaid tenant rent, damage, or other lease amounts actually owed. S008 §982.313(c). Move-out and qualifying obligations. Text; no automatic foreclosure-triggered deduction or debt finding.
R014-P1-C060 The owner must provide an itemized written list and promptly return the unused deposit balance. S008 §982.313(d). Deposit accounting under that rule. Text; “promptly” is not converted into an invented number of days.
R014-P1-C061 If the deposit is insufficient, the rule permits the owner to seek the balance the tenant owes under the lease. S008 §982.313(e). Actual enforceable balance exists. Text; does not prove debt, amount, creditor identity, or collection procedure.
R014-P1-C062 The read PTFA text does not universally allocate liability for a deposit received or retained before transfer. S001 §702; S007 §1437f(o)(7)(F); S008 §982.313. Deposit history and successor allocation disputed. Textual limit; lease/HAP terms, custody/transfer facts, and governing successor-deposit law required.
R014-P1-C063 Part 982 distinguishes tenant rights under the lease/addendum from rights under the HAP contract; it denies general family third-party-beneficiary status under that contract while preserving lease enforcement. S008 §982.456(a)–(c). Source of asserted contractual right. Text; no actual standing, forum, or damages conclusion.
R014-P1-C064 The PTFA clauses read contain no express general damages schedule or express private civil-action provision. S002 §§701–704; S001 §702; S007 amended (o)(7)(C), (F). Proposed affirmative PTFA remedy. Negative textual finding only; implied, state-law, contractual, defensive, and other enforcement theories remain held.

4.4 Program boundaries and authority status

Claim ID Area and precise claim Source and pinpoint Trigger, conditions, exceptions Status and limits
R014-P1-C065 PBV uses Part 982 subject to express exclusions; §982.310 applies only as modified by controlling §983.257, and several lease, deposit, and payment provisions do not simply carry over. S009 §983.2(a)–(c), especially (c)(3), (6). Program is PBV. Text; tenant-based financial rules cannot be generalized indiscriminately.
R014-P1-C066 The published 2024 §983.257 text removes specified personal-use/business-economic good-cause examples and identifies development/improvement and protective cross-references. S010 instruction 116, 89 FR 38334. PBV termination framework. Published final text read; current eCFR body and full nested exceptions not recovered/applied. No actual PBV result.
R014-P1-C067 The 2024 final rule generally became effective June 6, 2024, while specified provisions, including §982.451(c), were expressly delayed indefinitely in that publication. S010 Dates; instruction 69. Provision-specific effective status. Text; delayed provision not treated as an operative rule merely because printed in the final rule.
R014-P1-C068 CA 18-4 describes PTFA as self-executing and lacking delegated federal agency implementation/interpretation authority; it is supervisory guidance, not an implementing regulation. S011 body and applicability statement. Source characterization. Official guidance characterization; separate HUD voucher regulations retain their own legal basis.
R014-P1-C069 The 2009/2010 HUD notices are historical official explanations with dated wording and program scope. S012 §§I–III; S013 §§I–II. Use of older guidance. Historical only where superseded; FHA conveyance procedures are not imported as universal PTFA service rules.
R014-P1-C070 HUD’s 2019 notice lists the Dec. 16, 2011 extension and Dec. 28, 2010 guidance for removal, and the Dec. 15, 2009 guidance for archiving. S014 Appendix A entries 55, 88, 123 and introductory explanation. Identified guidance documents. Published status finding; not a finding that all HUD PTFA guidance or PTFA itself was repealed.
R014-P1-C071 CFPB’s register lists housing-insecurity Bulletin 2021-02 and rental-reporting Bulletin 2021-03 as withdrawn May 12, 2025. S015, 2021 entries. Potential reliance on those bulletins. Publisher-status finding; neither supplies current substantive authority here, and withdrawal is not statutory repeal.
R014-P1-C072 Retrieved compilation/update labels establish the source versions examined, not a complete currentness or later-case-history certification through the research clock. S001, S005–S010 version labels; read/failure log. Any statement of current status. Express research limit; no comprehensive publication or operational acceptance.

5. Blank generic document-audit worksheet

All entry cells are intentionally blank. The worksheet identifies evidence categories for a separately authorized review. It contains no real or invented person, property, account, provider, case, or other subject identifier.

Field Entry Question to resolve / evidence category Authority or limit
W01 — Transaction type What legal transaction occurred: foreclosure, voluntary transfer, assignment, or another event? C011–C013
W02 — Governing foreclosure mechanism Court-order foreclosure or contractual security-instrument mechanism? C017
W03 — Foreclosure stage Threat, filing, sale, confirmation, transfer, or another stage? C013, C017
W04 — Complete-title event What authority establishes when complete title transferred? C017; no date entered
W05 — Immediate successor capacity Which legal role acquired the property interest pursuant to foreclosure? C012
W06 — Applicable historical version Do the relevant events fall within original, amended, lapse, restored, or unresolved transition periods? C002–C010
W07 — Property classification Dwelling/residential real property or another classification? C011
W08 — Federally related mortgage alternative If needed, which §2602(1) elements and alternative are established? C014–C016
W09 — Tenancy existence What establishes a tenancy independently of possession alone? C029–C037
W10 — Relationship restriction Is a listed mortgagor relationship established, excluded, or unknown? C030
W11 — Arm’s-length formation What formation facts support or contradict this condition? C031
W12 — Required rent What rent does the arrangement legally require? C032
W13 — Market-rent comparison What relevant comparison supports “not substantially less”? C032, C034
W14 — Subsidy exception What federal, state, or local subsidy causes the rent reduction/subsidy? C033
W15 — Lease form and proof Written, oral, missing document, disputed authenticity, or another evidentiary status? C035, C037, C047
W16 — State-law lease validity What formation, writing, capacity, and enforceability rules apply? Held
W17 — Lease inception Was the lease entered before the statutory cutoff? C022–C023, C038
W18 — Lease term and renewal What initial term, renewal, extension, or remaining term is established? C022, C026
W19 — Periodic / at-will classification Does applicable law make the tenancy terminable at will? C025, C036
W20 — Exact assistance program Subsection-(o) tenant-based voucher, PBV, or another program? C039, C065
W21 — Assisted lease requirements Applicable written lease, required addendum, and authorized term? C040, C047–C048
W22 — HAP contract What contract covers the occupied unit, for what term and program? C043
W23 — Purchaser intended use Is primary-residence occupancy established rather than assumed? C024, C042
W24 — Notice-giving capacity Did the communication come from the legally required actor or an authorized representative? C012, C018, C020
W25 — Notice recipient Was notice provided to the relevant tenant under the applicable provision? C018, C044
W26 — Notice type Foreclosure notice, notice to vacate, grounds notice, or another communication? C017–C021
W27 — Notice provision and receipt What evidence separately establishes provision and any required receipt? C020
W28 — Notice effective date What effective date does the notice specify? C018; no date entered
W29 — Notice content Are applicable grounds, form, and other legal content requirements satisfied? C021, C044, C051
W30 — Delivery/service authority What state/local or other applicable law governs delivery and proof? C020
W31 — Minimum period versus lease term Which protections operate concurrently; does a statutory exception apply? C022–C026
W32 — Independent termination ground Is a ground other than foreclosure asserted and legally supported? C027, C041, C049–C052
W33 — Rent recipient authority What establishes the current recipient’s authority without relying only on a demand? C055
W34 — Tenant rent / HAP allocation Which amounts are tenant obligations, HAP-covered amounts, credits, or disputed amounts? C053–C056
W35 — Pre-transfer arrears What establishes the obligation, period, amount, assignment, and defenses? C057
W36 — Deposit history Who received, retained, credited, transferred, or returned the deposit? C058–C062
W37 — Deposit deductions and return What lease/state-law basis, itemization, and return requirements apply? C059–C061
W38 — Stronger protections What state/local or program protection provides more time or additional rights? C028, C045
W39 — Eviction process What lawful procedure, court action, and independent prerequisites apply? C051; broader process held
W40 — Remedy and enforcement source Statutory defense, lease/addendum right, HAP limitation, or another theory? C063–C064
W41 — Source status Current enactment, historical text, regulation, delayed amendment, guidance, withdrawn guidance, or unresolved source? C067–C072
W42 — Unresolved conclusion Which facts or authorities prevent a result? All application holds

6. Clearly hypothetical qualitative failure branches

These are stipulated, identifier-free research examples, not determinations about any actual tenant or transaction. No legal calendar or money calculation is performed.

Example Stipulated facts Statute-specific result versus unknown Evidence/authority needed Adverse misclassification to avoid
E01 — Ordinary covered tenancy A residential foreclosure produces an immediate successor; all §702 bona fide conditions are satisfied; a valid pre-cutoff fixed lease continues beyond the minimum notice period; no occupancy exception is established. Remaining-term protection and notice requirements apply on those assumptions. Actual eviction and rent consequences remain unaddressed. Lease term, succession, and governing process law. C011–C012, C018, C022, C026. Treating the notice period as a universal lease cap.
E02 — No foreclosure established Ownership changed through a transaction not shown to be foreclosure. The PTFA foreclosure predicate is unproved. This does not establish that the tenancy has no protection. Generic law classifying the transaction; applicable transfer/tenancy law. C013. Treating every property transfer as foreclosure.
E03 — Bona fide facts unknown Occupancy is shown, but formation, relationship, and rent facts are unknown. Bona fide status cannot be established or rejected from occupancy alone. Evidence addressing each statutory condition. C029–C037. Converting uncertainty into eligibility or exclusion.
E04 — Listed family relationship The tenant is stipulated to be the mortgagor’s child. The §702(b)(1) condition is not satisfied. No automatic eviction entitlement or universal assisted-program result follows. Separate tenancy, program, and state-law protections. C030, C046. Treating failure of §702 as elimination of all rights.
E05 — Genuine governmental subsidy Rent is substantially below an unsubsidized comparison because of a genuine local governmental subsidy; other §702 conditions are satisfied. The rent-condition alternative may be met. Exact Section 8 classification does not follow merely from that subsidy. Subsidy basis and other tenancy facts. C033, C039. Excluding subsidized rent as necessarily non-bona-fide.
E06 — Substantially low rent without exception Rent is stipulated to be substantially below fair market rent, with no governmental subsidy or other established statutory rent alternative. The stipulated §702 rent condition fails. If the comparison itself were unproved, the result would instead remain unknown. Supported comparison and subsidy classification. C032–C034. Treating every discount as substantial, or a private discount as governmental subsidy.
E07 — Oral arrangement A tenancy is alleged to arise orally; no written lease is available. Section 702 alone does not impose a universal writing bar. Existence, term, validity, and proof remain unresolved. Applicable state formation/writing law and evidence category. C035, C037. Equating no document with no tenancy or fraud.
E08 — Periodic tenancy The arrangement is periodic, but its legal termination classification is unknown. Do not automatically call it at will or infer a long fixed term. The applicable branch depends on law and agreement. State periodic-tenancy rules. C025, C036. Collapsing periodic, oral, and at-will arrangements.
E09 — Primary-residence purchaser A sale to a purchaser who will occupy the unit as a primary residence is stipulated; notice facts are not established. The lease-shortening exception is potentially relevant, but its notice condition remains unsatisfied as a finding. Sale sequence, occupancy predicate, notice, stronger protections. C024. Assuming intended occupancy permits immediate removal.
E10 — Notice during a longer lease A successor provides the minimum-period notice but intends to keep the property as a rental; a longer qualifying lease remains. Notice compliance alone does not eliminate remaining-term protection. Lease and any independently applicable termination grounds. C022, C026–C027. Treating notice as substantive permission to terminate.
E11 — Initial foreclosure notice only An initial foreclosure communication exists; complete title transfer is not established. It is not automatically the statutory cutoff defined in §702(c). Governing transfer law and event proof category. C017. Using filing or mailing date as complete-title date without authority.
E12 — Lease after initial notice, before title transfer A bona fide lease is entered after an initial foreclosure communication but before complete title transfers. That sequence alone does not fail §702(a)(2)(A)’s enacted cutoff. Other qualifying conditions remain necessary. Actual legal inception and complete-title event. C017, C022–C023. Excluding every lease signed after foreclosure proceedings begin.
E13 — New lease after transfer A lease is first made after complete title passes to the new owner. It does not satisfy the pre-cutoff condition for §702(a)(2)(A). New-contract and other tenancy rights remain separate. New lease and applicable law. C038. Concluding that no tenant rights can exist after foreclosure.
E14 — Assistance program unknown The arrangement is described only as “subsidized housing.” Neither §1437f(o) nor every Part 982 rule can be assumed. Exact statutory/program classification. C039, C065. Merging vouchers, public housing, project-based rental assistance, and other subsidies.
E15 — Voucher unit cleared for resale A qualifying subsection-(o) tenant remains during the lease term; the immediate successor wants vacancy solely to facilitate sale. Vacating before sale is not other good cause under the specific foreclosure clause. The primary-residence exception and other lawful grounds are separate. Applicable lease/HAP and any asserted exception. C041–C043. Importing general business-sale language without the foreclosure limitation.
E16 — Stronger state protection Applicable state law is stipulated to provide a longer period or additional protection. The federal clauses preserve that protection; this example assigns no actual period or outcome. Exact state provision and interaction. C028, C045. Treating federal notice as a ceiling or complete eviction code.
E17 — Rent default and possession A tenant invokes PTFA while a rent default is alleged. PTFA does not itself forgive rent; an allegation does not prove debt or automatically negate bona fide status. Independent default law remains necessary. Valid rent obligation, credits, defenses, termination law. C027, C032, C056. “Protected possession means free rent,” or “arrears automatically defeat PTFA.”
E18 — PHA nonpayment Under an applicable tenant-based HAP contract, a disputed amount is stipulated to be the PHA-covered share. The family is not responsible for that share; agency nonpayment is not a tenant lease violation under §982.310(b). Contract allocation and actual coverage of the amount. C053–C054. Reclassifying the agency’s unpaid share as tenant arrears.
E19 — Old arrears and deposit A successor demands earlier rent and asserts control over a deposit, but assignment and deposit history are unknown. The PTFA clauses do not prove either demand or allocation. Applicable deposit accounting duties are a separate question. Assignment, lease/HAP, custody, transfer, and state successor rules. C055, C057–C062. Automatic arrears transfer, automatic forgiveness, or universal deposit liability.
E20 — Affirmative remedy assumed A statutory notice violation is alleged and damages are demanded. The PTFA text read does not itself supply an express damages schedule/private-action provision. Lease/addendum enforcement may have a separate source. Applicable published remedial authority and contract theory. C048, C063–C064. Treating a substantive protection as proof of a particular cause of action or award.
E21 — Historical boundary Relevant foreclosure and notice events straddle the statutory lapse/restoration period. Present restored text alone does not settle that temporal application. Controlling published temporal authority; no case-record inquiry. C006, C010. Applying expired text as continuously operative or assuming universal retroactivity.
E22 — PBV instead of tenant-based voucher The tenancy is stipulated to be project-based voucher assistance. §983.2’s exclusions and §983.257 framework must be considered; tenant-based deposit/rent provisions cannot all be copied across. Current PBV bodies, nested exceptions, and applicable contract form. C065–C067. Treating every subsection-(o) arrangement as governed identically by Part 982.

7. Granular coverage register

“Answered” means the generic textual question is answered within the stated source bounds. It does not mean an actual tenancy or the component has been accepted.

Coverage item Status Claim/example links Exact remaining authority or fact gap Next bounded permissible investigation
Q1.1 — Locate ordinary operative statutory body Answered C001–C002; S001–S002 Later compilation interval remains. Targeted session-law update check.
Q1.2 — Locate codified assisted amendments Answered C039–C046; S007 Actual program/contract unknown. Generic program-specific authority only.
Q1.3 — Read original enactment and sunset Answered C002–C003; S002 No actual historical event. None needed for original text.
Q1.4 — Read 2010 amendment contents Answered C004–C005; S003 Historical operative-date reconciliation separate. Focused effective-date interpretation pass.
Q1.5 — Resolve every historical §1484 effective-date application Partial C006; E21 Interaction of §§4 and 1400(c) for disputed historical applications. Published authoritative temporal interpretations, without docket inquiry.
Q1.6 — Establish 2014 sunset and 2018 restoration Answered C005, C007–C009; S004, S007, S011 Individual transition facts absent. None for the enacted restoration structure.
Q1.7 — Determine retroactivity for cross-boundary events Unresolved C010; E21 Controlling temporal authority and event facts. Bounded generic published-opinion research if required.
Q1.8 — Foreclosure versus other transaction Answered as textual boundary C011–C013; E02, E11 Actual transaction classification. Generic jurisdiction-specific foreclosure/transfer definitions.
Q1.9 — Federal connection and residential alternative Answered C011, C014–C016; S001, S005–S006 Actual loan/property facts. No actual inquiry authorized.
Q1.10 — Immediate-successor actor Answered C012; E01 Actual acquisition/capacity/agency facts. Generic successor/agency authority where material.
Q1.11 — Statute versus Code notes versus guidance Answered C001, C068–C072 No full later-status audit. Targeted authority-status updates.
Q2.1 — Notice actor, recipient, minimum period Answered C018; E01, E09 Actual notice and recipient facts. No individual calculation.
Q2.2 — Exact statutory cutoff event Answered C017; E11–E13 State-law completion mechanics for an actual transaction. Generic complete-title-transfer authority.
Q2.3 — Notice provision versus receipt Answered as textual distinction C020 Governing service/proof law. One-jurisdiction generic notice/service pass.
Q2.4 — Nationwide service/delivery/deemed-receipt standard Answered: not supplied by §702 C020–C021 Additional procedural authority. Same bounded service-law pass.
Q2.5 — Full remaining lease term Answered C022–C026; E01, E10 Valid term, renewal, and inception facts. Generic lease validity/renewal rules if needed.
Q2.6 — Purchaser primary-residence exception Answered conditionally C024; E09 Sale sequence, intended use, receipt, other protections. Published interpretations of the specific exception if material.
Q2.7 — No-lease / at-will branch Answered C025, C035–C036; E07–E08 Applicable state classification. Bounded periodic/at-will law research.
Q2.8 — Notice versus eviction authorization Answered as limit C026–C028, C051; E10, E16 State/local eviction prerequisites and defenses. Separate generic eviction-process component.
Q2.9 — Independent breach/default termination Partial C027, C049–C052; E17 Complete governing default and protective regimes. Focused generic termination-ground research.
Q3.1 — Bona fide conjunctions Answered C029–C034; E03–E06 Actual predicate facts. No actual eligibility decision authorized.
Q3.2 — Listed family relationships Answered C030; E04 Actual mortgagor/relationship; unlisted-edge interpretations. Published interpretations only if an abstract edge issue matters.
Q3.3 — Arm’s-length requirement Answered as enacted test C031; E03 Proof standards and actual formation facts. Bounded published interpretation of that term.
Q3.4 — Market-rent requirement Answered as enacted test C032, C034; E06 Supported market comparison; no statutory numeric formula. Generic interpretation, not a property/rent lookup.
Q3.5 — Government-subsidy exception Answered C033; E05 Actual subsidy causation and program identity. Generic subsidy-program authority.
Q3.6 — Oral/unwritten arrangements Answered as federal limit C035, C047; E07 State validity/proof and exact program. One-jurisdiction formation/writing rules.
Q3.7 — Periodic versus fixed versus at will Partial C036; E08 State legal classification and agreement. Generic state classification pass.
Q3.8 — Documentary absence versus invalidity/sham Answered as distinction C037; E03, E07 Evidence and proof standards. No record search; generic proof-law research only.
Q3.9 — Timing cutoff for lease inception Answered C022–C023, C038; E12–E13 Actual inception and complete-title facts. Generic interpretation for boundary cases.
Q4.1 — Necessary assisted-program scope Answered with program hold C039–C046; E14–E15 Actual subsection-(o) classification and eligibility. Exact program’s published rules.
Q4.2 — Lease/HAP successor assumption Answered C043; E15 Actual contracts and occupied-unit status. Generic contract-form comparison if authorized.
Q4.3 — Assisted termination / occupancy predicates Answered conditionally C041–C044; E15 Ground, transfer, occupancy, notice facts. Narrow interpretation of those clauses.
Q4.4 — Assisted written notice / court process Answered at selected federal level C044, C051–C052 State procedure and nested protective rules. Separate focused process/protection research.
Q4.5 — Interaction with stronger state/local law Answered C028, C045; E16 Which state/local protection applies. One-jurisdiction substantive comparison.
Q4.6 — Tenant rent versus HAP share Answered for examined tenant-based rules C053–C054; E18 Actual allocation, credits, contract status. No actual amount calculation authorized.
Q4.7 — Rent recipient after transfer Partial C043, C055; E19 Title/capacity, contract administration, authority to receive payment. Generic successor/payment-recipient law.
Q4.8 — Ongoing rent obligation versus possession Answered as textual limit C027, C056; E17 Contract, defenses, habitability/abatement and other law. Separate generic rent-obligation component.
Q4.9 — Pre-transfer arrears Unresolved as debt ownership/liability C057; E19 Assignment, obligation, accounting, and governing law. Focused arrears-assignment research.
Q4.10 — Deposit accounting Answered for selected tenant-based rule C058–C061 Actual program, lease, lawful deductions, amounts. Separate program/state deposit pass.
Q4.11 — Universal successor deposit liability Not established C062; E19 State successor-deposit law and custody/transfer facts. Bounded generic successor-liability research.
Q4.12 — Tenant affirmative remedy Partial C048, C063–C064; E20 Controlling remedial authority, forum, theory, later history. Published majority opinions only if needed; no docket/status query.
Q4.13 — PBV distinctions Partial C065–C067; E22 Current §983.257 retrieval and complete nested rules; other PBV financial provisions. Recover official current bodies and relevant final amendments.
Q4.14 — Other subsidized programs Excluded beyond boundary identification C039, C065; E14 Exact program not selected. Separate named-program component.
Q5.1 — Provision-specific comparison Answered Section 2; C011–C067 Application facts held. None for this comparison.
Q5.2 — Blank document-audit worksheet Answered W01–W42 No entries made. No actual inquiry authorized.
Q5.3 — Required qualitative branches Answered E01–E22 Stipulated examples only. No individualized outcome.
Q5.4 — Deadline/amount model Excluded as unnecessary C018–C020, C054, C060 No actual calculation requested or justified. Separate authorized model only if needed.
Status — CFPB withdrawal check Answered C071; S015 No CFPB substantive guidance relied upon. Recheck a specifically proposed source before future reliance.
Status — HUD guidance issuance/removal Answered for identified documents; partial overall C069–C070; S012–S014 Later status of other historical notices not fully established. Targeted document-specific status check.
Status — Source failures and PDF limits Disclosed Section 9 Listed inaccessible bodies and absent pixels. Ordinary public-source recovery only; no workaround.
Parent A014 dimensions Excluded and preserved Section 11 All unaddressed legal/product/jurisdictional dimensions. Separate bounded assignments; no parent closure.

8. Question-to-claim/source crosswalk

Assigned question Principal claims Primary source groups Examples / worksheet
1 — Current statutory body, definitions, history, coverage, source character C001–C017, C068–C072 S001–S007, S011–S015 E02, E11–E13, E21; W01–W08, W41
2 — Successor duties, notice, remaining term, occupancy, process distinctions C017–C028, C041–C045, C051 S001, S007–S008 E01, E08–E13, E15–E16; W17–W32
3 — Bona fide conditions and tenancy-form limits C029–C038, C046–C047 S001, S007–S008 E03–E08, E12–E13; W09–W19
4 — Assisted branch, stronger protections, rent/deposit/arrears/remedy limits C039–C067 S007–S010, with S001 for interaction E14–E20, E22; W20–W23, W33–W40
5 — Comparison, blank audit, qualitative branches C011–C067 as mapped Source groups attached to each claim Section 2, W01–W42, E01–E22
Currentness, failures, owner limits, parent holds C006, C010, C066–C072 S003–S004, S008–S015; failure log E21–E22; Sections 9–11

9. Read, discovery, and failure log

This log distinguishes a failed URL or partial reading from absence of law. Candidate failed paths are reproduced literally; their failure does not establish that the corresponding official publication does not exist elsewhere.

Log item URL/document and result Read extent and effect on this report
L01 — Ordinary statute recovered S001 successful. Earlier candidate https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section5220&num=0&edition=prelim returned 404. Complete necessary §702 body recovered from the successful OLRC route. Failure did not become a substantive gap.
L02 — Incorporated definition recovered S005 successful. Earlier candidate https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section2602&num=0&edition=prelim returned 404. Complete necessary §2602(1) read from successful route.
L03 — Assisted statute recovered with older compilation boundary https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section1437f&num=0&edition=prelim failed; https://uscode.house.gov/us/usc/119-124/t42/s1437f/ was inaccessible. S007 succeeded. Necessary operative clauses read from the Oct. 7 compilation. That version boundary remains explicit.
L04 — Regulation routes recovered Initial non-subpart paths failed: https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/section-982.310, https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/section-982.451, https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/section-982.313. Successful ordinary canonical pages listed in S008 supplied the bodies.
L05 — §982.4 access restriction https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-A/section-982.4 returned a Request Access/CAPTCHA page. No body read; no security interaction or workaround. Necessary owner/program distinctions were supported through S007 and §982.1; a complete §982.4 read is not claimed.
L06 — Annual-publication candidates failed https://www.govinfo.gov/content/pkg/CFR-2026-title24-vol4/html/CFR-2026-title24-vol4-sec982-4.htm; https://www.govinfo.gov/content/pkg/CFR-2026-title24-vol4/html/CFR-2026-title24-vol4-sec983-257.htm; https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol4/html/CFR-2025-title24-vol4-sec983-257.htm. No body recovered from these candidate paths. No complete current official annual-CFR-edition verification claimed.
L07 — Current PBV termination body blocked https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-983/subpart-F/section-983.257 returned Request Access/CAPTCHA. Complete revised text recovered from the published 2024 final rule, S010. Current-body and nested-exception limits retained.
L08 — Historical HUD guidance bodies read S012 and S013 successful. Complete substantive notices read, including historical sunset wording. Their historical dates and narrower program discussions are not silently converted into current universal rules.
L09 — Legacy PIH guidance discovery https://www.hud.gov/sites/documents/21390_pih2010-49.pdf appeared in discovery. Search metadata/excerpt only, not a complete body read. Its removal status was checked against S014 entry 88. No substantive reliance on that notice.
L10 — FHA mortgagee-letter discovery https://www.hud.gov/sites/documents/12-06ML.PDF appeared in discovery. Search excerpt only. No full body, continuing-status, or applicable-handbook verification; not used to establish current rent collection or service duties.
L11 — 2012 supplement not recovered as final body Discovery: https://public-inspection.federalregister.gov/2012-06297.pdf?1331729518=. Failed candidate final paths: https://www.govinfo.gov/content/pkg/FR-2012-03-15/html/2012-6297.htm, https://www.govinfo.gov/content/pkg/FR-2012-03-16/html/2012-6297.htm. Public-inspection excerpt was not substituted for a published final body. No current conclusion depends on this supplement.
L12 — HUD removal table S014 HTML and PDF retrieved. Introductory status explanation and relevant HTML table entries read. PDF parsed text inspected; screenshot requests for indices 2–4 returned placeholders without inspectable pixels. No full 15-page visual review claimed.
L13 — CFPB status check S015 successful. Relevant withdrawn-guidance entries read. No withdrawn bulletin used as operative law.
L14 — Search-result limits Searches also returned secondary summaries, old proposals, and incidental litigation results. They were not used as substantive authority. No case-record/docket-status page was opened or searched by an actual subject identifier.
L15 — Opinion and form limits No published opinion or blank contract/form was used as a merits foundation. No majority-opinion holding, later history, complete form, or image contents are claimed to have been reviewed. The worksheet is original and blank.

10. Self-check — not independent review

Check Result
Current §702 text compared with original enactment, 2010 amendments, and 2018 restoration Completed for the necessary clauses; historical effective-date hold retained.
§5220 main-body scope kept separate from the statutory PTFA note Checked.
Coverage alternatives and incorporated mortgage definition kept separate Checked; no universal federal-backing requirement imposed.
Complete-title cutoff kept separate from notice to vacate and eviction process Checked.
Notice and remaining-term requirements read conjunctively Checked.
Bona fide conditions read conjunctively, with subsidy alternative only within the rent condition Checked.
Missing documents kept separate from invalidity, fraud, and non-bona-fide status Checked.
Ordinary, tenant-based voucher, and PBV rules kept distinct Checked; PBV retrieval and nested-rule gaps retained.
Positive rent/deposit/contract-enforcement rules distinguished from unsupported debt or remedy conclusions Checked.
Historical/removed/withdrawn guidance distinguished from current statute and regulations Checked for the identified sources.
Actual deadline, amount, eligibility, standing, or liability determination None made.
Independent reviewer, comprehensive currentness certification, component acceptance None claimed.

This is the researcher’s internal consistency check of this pass. It is not independent legal review, coordinator acceptance, or approval for publication or operations.

11. Specific parent holds

The following remain open and are not resolved by this pass:

  • Actual application: tenancy existence; property and transaction classification; statutory nexus; foreclosure completion; complete-title date; successor and agency capacity; mortgagor relationships; arm’s-length formation; lease inception, validity, renewal, and remaining term; required rent and market comparison; governmental subsidy; exact assisted program; lease/HAP terms; notice provision, receipt, service, and content; purchaser occupancy; arrears; deposits; assignments; accounting; defenses; and contract facts.
  • Historical and source questions: disputed 2010 effective-date applications; lapse/restoration boundary cases; later session-law gaps after the displayed Code compilations; complete official annual-CFR verification; current §983.257 retrieval; nested PBV exceptions; and continuing status of historical guidance beyond the specific status findings reported.
  • Other tenant-law questions: complete assisted-housing eligibility; state/local/tribal possession and eviction law; independent default termination; habitability and rent abatement; deposit succession; debt ownership and collection; full fair-housing/VAWA application; affirmative remedies; standing; jurisdiction; litigation procedure; limitations; and later opinion history.
  • Other A014 dimensions: termination and eviction balances beyond the narrow findings here; HOA/condominium obligations and assessments; timeshares; home improvements; solar financing; credit classification, APR and usury; error resolution; credit reporting; settlement; taxation; insolvency; international/country law; and every other unaddressed product, contract, state, or parent dimension.

No component, parent, operations, or publication acceptance is given.

END R014 PASS-01

Every captured table

Captured cells with original header handling and explicitly labeled bounded correction overlays. Downloaded JSON retains original cells. Tables may contain source limitations, historical examples and identified corrections; the complete reading supplies context.

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

Captured table 01

Stage · Enacted text and legal effect established · Date or trigger actually established · 7 data rows

StageEnacted text and legal effect establishedDate or trigger actually establishedStatus and limitationClaim links
Original PTFAPub. L. 111-22, division A, title VII, §§701–704 enacted the short title, ordinary foreclosure protections, Section 8 amendments, and sunset.Enacted May 20, 2009. Section 702(a) refers to foreclosure after enactment of that title.Historical enactment; the restored §702 text retains its original enactment reference.C001–C003
Original sunsetSection 704 originally provided for repeal of the title and its amendments and termination of its requirements.December 31, 2012, in the original enactment.Historical original wording; not the current expiration rule.C003
Dodd-Frank amendment§1484 removed “as of the date of such notice of foreclosure” from §702(a)(2), added the complete-title-transfer definition to §702(c), and changed the sunset year from 2012 to 2014.Pub. L. 111-203 enacted July 21, 2010.Amendment contents established. Enactment is not treated as a universally established operative date for every historical application.C004–C006
Dodd-Frank effective-date provisions§4 contains a general one-day-after-enactment rule except as otherwise specified. §1400(c) contains final-regulation and 18-month-after-designated-transfer-date rules for title XIV.The exact statutory triggers were read.Historical application hold: this pass does not conclusively reconcile those provisions for a disputed transition-period application of §1484. HUD’s October 2010 notice already described the amended PTFA, but that guidance does not resolve every effective-date issue.C006
Amended sunsetThe amended §704 terminated the PTFA and its amendments.Effective December 31, 2014; the restoration statute later expressly selected the version in effect December 30, 2014.Historical lapse must remain visible.C005, C008–C010
RestorationPub. L. 115-174 §304(a) repealed §704; §304(b) restored §§701–703, the laws they amended, and regulations promulgated under them as in effect December 30, 2014.§304(c): 30 days after enactment on May 24, 2018. Federal Reserve CA 18-4 identifies June 23, 2018 as the effective date.Restored provisions contain no new sunset. “Permanent” here means no scheduled expiration in the restored provisions, not immunity from later legislation.C007–C009
Transactions crossing the lapse or restorationThe restored text and restoration clause must be read together.No individual transaction dates were supplied or applied.No assumption that restoration retroactively cures a prior violation or resolves every earlier-foreclosure/later-notice combination.C010

Captured table 02

Issue · Ordinary PTFA: §702 · Assisted branch: §1437f(o)(7), as amended by §703 · 12 data rows

IssueOrdinary PTFA: §702Assisted branch: §1437f(o)(7), as amended by §703Consequence and limit
Transaction predicateForeclosure on a federally related mortgage loan, dwelling, or residential real property.Foreclosure on a federally related mortgage loan or residential real property in which a recipient under subsection (o) resides.Establish the foreclosure and relevant statutory alternative; a generic “transfer” is insufficient.
Required actorImmediate successor in interest in the property pursuant to foreclosure.Immediate foreclosure successor; subsection (C) specifically addresses an owner who is that successor during the lease term.A mortgage servicer, former owner, debt purchaser, or proposed purchaser is not automatically the required actor.
Ordinary tenant qualification§702(b)’s three bona fide conditions.Assistance under subsection (o), an applicable lease, and the relevant HAP contract and program predicates.Section 702(b) says its definition is for that section. Do not silently substitute it for the entire assisted-program eligibility framework.
Lease inceptionFor §702(a)(2)(A), lease entered before the defined notice-of-foreclosure date.Assumption of the lease between prior owner and tenant and HAP contract for the occupied unit.The two provisions use different formulations; do not manufacture identical inception tests.
Remaining lease termProtected through the remaining term, subject to the enacted exception and applicable law.Successor takes subject to the existing lease and HAP contract; termination grounds remain restricted.No automatic cancellation merely because foreclosure occurs.
No lease / at willExpress branch for a bona fide tenant without a lease or with a lease terminable at will under state law, subject to notice.Program lease requirements must separately be satisfied.Ordinary §702 does not impose the tenant-based voucher program’s written-lease rule on every tenancy.
Notice periodSuccessor provides notice to vacate at least 90 days before its effective date; §702(a)(2) also refers to tenant receipt.Occupancy exception requires notice to vacate at least 90 days before its effective date. Subsection (E) separately requires written termination notice specifying grounds.Do not collapse notice issuance, provision, receipt, effective date, and eviction.
Purchaser/owner occupancySale of unit to a purchaser who will occupy it as a primary residence; notice condition retained.Owner who will occupy the unit as a primary residence and has provided the specified notice; text ties termination to transfer to that owner.Desire to resell, renovate, increase rent, or provide someone else housing does not establish these statutory predicates.
Clearing unit for saleNo general sale-for-vacancy exception replacing the express primary-residence exception.Vacating before sale is expressly not “other good cause” for the specified successor during the lease term.A business preference for vacancy is insufficient under the cited foreclosure clause.
Stronger protectionsPreserves federal/state subsidized-tenancy termination requirements and stronger state/local tenant protections.Expressly preserves longer state/local periods and additional tenant protections.The federal minimum does not displace stronger applicable protections.
Rent and assistanceNo rent cancellation or arrears-allocation rule in §702.Lease/HAP continuity plus applicable program payment rules; family is not liable for the HAP-covered share under the regulations examined.Actual rent recipient, amount, and historical debt ownership remain unproved.
Deposits and remediesNo express general deposit-transfer rule or damages/private-suit provision in §702.Tenant-based voucher regulations address deposit accounting and distinguish lease enforcement from HAP-contract enforcement.Program-specific rights do not establish universal successor liability or a particular lawsuit.

Captured table 03

Source ID · Issuer, title, and complete literal HTTPS URLs · Exact provisions and read bounds · 15 data rows

Source IDIssuer, title, and complete literal HTTPS URLsExact provisions and read boundsVersion, effective predicate, and source statusCurrentness/read limitations
R014-P1-S001House OLRC, 12 U.S.C. §5220, statutory note “Effect of Foreclosure on Preexisting Tenancy.” https://uscode.house.gov/us/usc/119-124/t12/s5220/Complete reproduced §702(a)–(c), including exceptions and restoration/sunset annotations; main section inspected to distinguish its scope. HTML; PDF index N/A.Fresh statutory-body read. Banner through P.L. 119-124, Oct. 15, 2026. Restored statutory text; brackets/editorial annotations distinguished from enactment.Not a complete later-session-law or judicial-history audit. uscode.house.gov
R014-P1-S002Congress/GPO, Pub. L. 111-22. https://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htmComplete title VII, §§701–704; 123 Stat. 1660–1662. HTML; PDF index N/A.Fresh enacted historical body. May 20, 2009 enactment; original sunset text read.Original unamended wording is historical where later amended or repealed. Rest of public law not a full-body read. govinfo.gov
R014-P1-S003Congress/GPO, Pub. L. 111-203. https://www.govinfo.gov/content/pkg/PLAW-111publ203/html/PLAW-111publ203.htmComplete §4; §1400(b)–(c); §1484. 124 Stat. 1390, 2136, 2204. HTML; PDF index N/A.Fresh enacted amendment/effective-date read. July 21, 2010 enactment. Exact §4 and §1400(c) triggers retained.Historical effective-date reconciliation for a disputed §1484 transition application remains unresolved. No whole-act read claimed. govinfo.gov +2
R014-P1-S004Congress/GPO, Pub. L. 115-174, §304. https://www.govinfo.gov/content/pkg/PLAW-115publ174/html/PLAW-115publ174.htmComplete §304(a)–(c), 132 Stat. 1339. HTML; PDF index N/A.Fresh enacted body. May 24, 2018 enactment; effectiveness 30 days later; Dec. 30, 2014 version restored; sunset repealed.No transaction-specific retroactivity holding inferred. govinfo.gov
R014-P1-S005House OLRC, 12 U.S.C. §2602. https://uscode.house.gov/us/usc/119-124/t12/s2602/Complete §2602(1), including temporary-financing exclusion, (A), and all (B)(i)–(iv) alternatives; reference note on redesignated §1602(g). HTML.Fresh statutory cross-reference. Banner through Oct. 15, 2026.Incorporation of this definition does not establish every RESPA or Regulation X rule as a PTFA prerequisite. uscode.house.gov
R014-P1-S006House OLRC, 15 U.S.C. §1602. https://uscode.house.gov/us/usc/119-124/t15/s1602/§1602(a), (d)–(g), (i), and the necessary creditor-definition text; adjacent definitions inspected for separation. HTML.Fresh limited statutory cross-reference. Banner through Oct. 15, 2026.No general TILA, high-cost-loan, APR, or credit-product determination. Nested special creditor branches not applied to an actual loan. uscode.house.gov
R014-P1-S007House OLRC, 42 U.S.C. §1437f. https://uscode.house.gov/us/usc/119-120/t42/s1437f/Complete (f) definitions; (o)(1)(A); complete (o)(7)(A)–(F); selected (o)(13) program/contract distinctions; 2009 amendment, 2018 effective-date, termination, and restoration notes. HTML.Fresh statutory-body read. Successful page banner through P.L. 119-120, Oct. 7, 2026.Not all of §1437f or all assisted-housing eligibility rules read. Later compilation gap retained. uscode.house.gov +3
R014-P1-S008HUD/eCFR, selected Part 982 regulations. https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-A/section-982.1; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.308; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.310; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.313; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-J/section-982.451; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-J/section-982.456Operative bodies of §§982.1, .308, .310(a)–(h), .313(a)–(e), .451(a)–(b), and .456(a)–(c). HTML.Fresh regulation reads. Generally displayed Oct. 23, 2026 currency; .456 displayed Oct. 22. Program regulations, distinct from PTFA agency guidance.Full Part 982 and all nested fair-housing, VAWA, criminal-activity, assistance-termination, and special-housing rules not read. §982.451(c) delayed-rule issue checked separately in S010. ecfr.gov +6
R014-P1-S009HUD/eCFR, 24 C.F.R. §983.2. https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-983/subpart-A/section-983.2Complete (a)–(c), including Part 982 exclusions and §983.257 priority. HTML.Fresh regulation read. Displayed Oct. 23, 2026 currency.Establishes program boundaries; does not complete the PBV termination/deposit system. ecfr.gov
R014-P1-S010HUD/GPO, HOTMA HCV/PBV implementation final rule, 89 FR 38224–38339. https://www.govinfo.gov/content/pkg/FR-2024-05-07/html/2024-08601.htm; same document’s agency publication display: https://www.federalregister.gov/documents/2024/05/07/2024-08601/housing-opportunity-through-modernization-act-of-2016-housing-choice-voucher-hcv-and-project-basedDates at 38224; instructions 68–69 at 38300; instruction 86 at 38304–38305; complete revised §983.257 under instruction 116 at 38334. HTML; PDF index N/A.Fresh published final-rule read, selected portions. General effective date June 6, 2024; listed provisions expressly delayed indefinitely.No whole-rule read or full later-amendment audit. §983.257’s 2024 text recovered, but current eCFR retrieval failed and nested development/improvement exceptions were not applied. govinfo.gov +3
R014-P1-S011Federal Reserve, CA 18-4, Restoration of the Protecting Tenants at Foreclosure Act. https://www.federalreserve.gov/supervisionreg/caletters/caltr1804.htmComplete letter body and relevant footnotes; attachment not read. HTML.Fresh official supervisory guidance. Issued June 22, 2018; identifies June 23 restoration; supersedes CA 15-4.Published page available without a withdrawal marker in the retrieved body. Not a binding PTFA regulation or a comprehensive later-status audit. federalreserve.gov
R014-P1-S012HUD/GPO, Protecting Tenants at Foreclosure: Notice of Responsibilities…, 74 FR 30106–30108. https://www.govinfo.gov/content/pkg/FR-2009-06-24/html/E9-14909.htmComplete substantive notice, §§I–IV, including §703 discussion and PHA-payment explanation. HTML.Fresh historical official guidance. Dated June 18; published June 24, 2009.Original sunset and pre-amendment wording are historical. Later continuing status not fully established; not used to create current duties beyond current law. govinfo.gov +1
R014-P1-S013HUD/GPO, PTFA: Guidance on Notification Responsibilities…Occupied Conveyance, 75 FR 66385–66386. https://www.govinfo.gov/content/pkg/FR-2010-10-28/html/2010-27309.htmComplete substantive notice, background and occupied-conveyance discussion. HTML.Fresh historical official interpretive guidance. Dated Oct. 22; published Oct. 28, 2010.FHA occupied-conveyance scope. Does not establish a universal PTFA service method. Later supplementation/status not fully resolved. govinfo.gov +1
R014-P1-S014HUD/GPO, Removal of Obsolete and Superseded Guidance Documents, 84 FR 13695–13709. https://www.govinfo.gov/content/pkg/FR-2019-04-05/html/2019-06757.htm; https://www.govinfo.gov/content/pkg/FR-2019-04-05/pdf/2019-06757.pdfIntroduction and Appendix A column headings; entries 55, 88, 123, printed pp. 13697, 13698, 13699. PDF has 15 pages; relevant screenshot requests used zero-based indices 2, 3, 4.Fresh published guidance-status notice. Dated Apr. 1; published Apr. 5, 2019.HTML table entries read. PDF extraction is not pixel review. Screenshot responses exposed image placeholders, not inspectable image content; no visual verification claimed. Unrelated appendix entries not fully read. govinfo.gov +2
R014-P1-S015CFPB, Withdrawn Guidance register. https://www.consumerfinance.gov/compliance/guidance/withdrawn-guidance/Register and relevant 2021 housing-insecurity/rental-reporting entries inspected. HTML.Fresh publisher-status check. Lists Bulletins 2021-02 and 2021-03 as withdrawn May 12, 2025.No CFPB bulletin, circular, or advisory is used as a current substantive PTFA foundation. Register withdrawal is not statutory repeal. Consumer Financial Protection Bureau +1
Source links captured in this table

Captured table 04

Claim ID · Area and precise claim · Source and pinpoint · 16 data rows

Claim IDArea and precise claimSource and pinpointTrigger, conditions, exceptionsStatus and limits
R014-P1-C001§702 is enacted statutory text classified as a note under §5220; the main §5220 Federal-property-manager provisions do not supply §702’s coverage test.S001, note heading and §702; S002 §702.Use the enacted PTFA clause.Text/inference; Code-note placement is not a narrowing condition.
R014-P1-C002Original §702(a) addresses foreclosure after enactment of title VII on May 20, 2009.S002 §702(a); S001 §702(a).Foreclosure and temporal predicates.Text; restoration does not silently replace that printed reference with a new enactment date.
R014-P1-C003Original §704 specified repeal and termination on December 31, 2012.S002 §704, 123 Stat. 1662.Original enactment.Historical text; later amended.
R014-P1-C004§1484(1) removed the former “as of” phrase and added the complete-title-transfer definition.S003 §1484(1)(A)–(B).Amendment to §702.Text; original 2009 wording must not be substituted for restored amended wording.
R014-P1-C005§1484(2) changed the sunset year to 2014.S003 §1484(2); S007 termination note.Amended §704.Historical text; the December 2014 lapse is preserved.
R014-P1-C006The amendment’s enactment date alone does not resolve all historical operative-date questions because §§4 and 1400(c) contain relevant effective-date provisions.S003 §§4, 1400(c), 1484.Historical transition application.Held: exact reconciliation for a disputed historical event not established.
R014-P1-C007§304(a) repealed the PTFA sunset provision.S004 §304(a).§304(c) effective trigger.Text; current restored framework has no sunset supplied by §704.
R014-P1-C008§304(b) restored §§701–703, their amended laws, and regulations promulgated under them as in effect December 30, 2014.S004 §304(b).Selected historical version expressly identified.Text; restoration is not limited to the original unamended 2009 language.
R014-P1-C009Restoration took effect under the 30-days-after-enactment clause; the official Federal Reserve letter identifies June 23, 2018.S004 §304(c); S011 opening paragraph and note 1.May 24, 2018 enactment.Text/official date explanation; no individual calendar calculated.
R014-P1-C010The cited restoration language does not itself decide every earlier-foreclosure/later-notice or lapse-period claim.S004 §304; S001 §702(a).Events straddling historical boundaries.Inference/held; controlling temporal authority and event facts missing.
R014-P1-C011§702 coverage uses alternatives: foreclosure on a federally related mortgage loan or on a dwelling or residential real property.S001 §702(a).Actual foreclosure and relevant property/loan classification.Text; universal federal-backing prerequisite rejected.
R014-P1-C012The specified duty attaches to the immediate successor in interest in the property pursuant to foreclosure.S001 §702(a).Acquisition in that capacity.Text; no blanket limitation to banks and no automatic identification of a servicer as successor.
R014-P1-C013A sale, debt assignment, default notice, or threatened foreclosure does not by its label establish §702’s foreclosure-successor predicate.S001 §702(a), (c).Transaction classification and completion facts.Inference; other law may govern nonforeclosure transfers.
R014-P1-C014The incorporated federally related mortgage definition excludes temporary financing such as construction loans and requires the specified first/subordinate lien on principally one-to-four-family residential property.S005 §2602(1), (A).That definitional alternative is invoked.Text; includes specified condominium/cooperative units and refinancing uses. This does not erase §702’s separate residential-property alternative.
R014-P1-C015The definition also requires one of §2602(1)(B)’s federal-lender, federal-assistance, intended-secondary-market-sale, or qualifying-creditor alternatives.S005 §2602(1)(B)(i)–(iv).Alternative-specific facts.Text; (iv) includes more than $1,000,000 annual residential-real-estate-loan activity and excludes state agencies/instrumentalities for that creditor route. No actual threshold application.
R014-P1-C016The statutory creditor reference is now §1602(g), as the Code reference note explains; it is a nested definitional issue, not a universal requirement that every protected tenant transaction satisfy TILA.S005 reference note; S006 §1602(g); S001 §702(a), (c).Reliance on §2602(1)(B)(iv).Text/inference; special creditor branches and actual credit classification held.

Captured table 05

Claim ID · Area and precise claim · Source and pinpoint · 22 data rows

Claim IDArea and precise claimSource and pinpointTrigger, conditions, exceptionsStatus and limits
R014-P1-C017§702’s deemed notice-of-foreclosure date is when complete title transfers to a successor through a court order or pursuant to a mortgage, deed of trust, or security deed.S001 §702(c).Complete title transfer under the specified mechanism.Text; filing, auction, confirmation, deed delivery, and recording are not assumed interchangeable.
R014-P1-C018The immediate successor must provide a notice to vacate to a bona fide tenant at least 90 days before the notice’s effective date.S001 §702(a)(1).Covered succession and bona fide tenant.Text; minimum period disclosed, no actual deadline.
R014-P1-C019§702 does not create a universal automatic tenancy-end date a fixed number of days after foreclosure or a fixed post-transfer deadline to issue notice.S001 §702(a)(1)–(2).Distinguish succession from termination notice.Textual-limit inference.
R014-P1-C020§702(a)(2)(A) and (B) refer to tenant receipt of the notice, but §702 supplies no separate nationwide service or deemed-receipt standard.S001 §702(a)(1)–(2), complete section.Notice provision/receipt disputed.Text/negative textual finding; applicable procedural authority required.
R014-P1-C021Ordinary §702 does not prescribe a comprehensive form, mandatory grounds statement, mailing method, or express written-notice formulation.S001, complete §702.Ordinary branch only.Textual limit; other law may require these things. Assisted written-notice rule is separate.
R014-P1-C022A bona fide tenant under a bona fide lease entered before the defined cutoff has the right to occupy through the remaining lease term, subject to the enacted exception.S001 §702(a)(2)(A), (c).Valid qualifying lease; inception before cutoff.Text; actual lease validity and term held.
R014-P1-C023The cited inception test is before the statutory notice-of-foreclosure date; it does not state that the lease must predate the mortgage.S001 §702(a)(2)(A), (c).Lease chronology.Textual-limit inference; state-law validity questions remain.
R014-P1-C024The ordinary lease-term exception concerns sale to a purchaser who will occupy the unit as a primary residence and retains the 90-day notice condition.S001 §702(a)(2)(A).Sale, purchaser, intended primary residence, notice/receipt.Text; no extension to resale preference, renovation, or unspecified family use. Transaction sequencing held.
R014-P1-C025A bona fide tenant without a lease or with a lease terminable at will under state law falls within the express notice-protected branch.S001 §702(a)(2)(B).Bona fide tenancy and relevant state classification.Text; no automatic conclusion about a particular periodic tenancy.
R014-P1-C026Section 702 connects notice and tenant rights with “and”; a sufficient notice does not replace a longer protected remaining lease term.S001 §702(a)(1)–(2).Both duties applicable.Text/inference; no automatic rule adding 90 days after every lease ends.
R014-P1-C027The cited foreclosure protections do not establish immunity from every independently lawful lease-default termination, and rent delinquency is not itself an additional listed §702(b) bona fide criterion.S001 §702; S008 §982.310(a) for the assisted example.Independent default asserted.Limited inference; applicable default, notice, defense, and procedure law held.
R014-P1-C028Section 702 preserves federal/state subsidized-tenancy termination requirements and state/local laws providing longer periods or additional protections.S001 §702(a), concluding exception.Another applicable protection exists.Text; no particular jurisdiction’s protection determined.
R014-P1-C029Section 702(b)’s relationship, arm’s-length, and rent conditions are conjunctive.S001 §702(b)(1)–(3).Bona fide classification under §702.Text; satisfying one or two does not establish all three.
R014-P1-C030The listed restriction excludes the mortgagor and the mortgagor’s child, spouse, or parent as the tenant.S001 §702(b)(1).Actual relationship and mortgagor identity.Text; not a blanket statutory exclusion of every relative or affiliate.
R014-P1-C031The lease or tenancy must result from an arm’s-length transaction.S001 §702(b)(2).Transaction formation facts.Text; no exhaustive evidentiary checklist or presumption supplied.
R014-P1-C032The ordinary rent alternative concerns rent the arrangement requires, which must not be substantially less than fair market rent.S001 §702(b)(3).Required rent and supported market comparison.Text; actual unpaid rent and required rent are distinct.
R014-P1-C033A unit’s rent reduced or subsidized because of a federal, state, or local subsidy satisfies the alternative wording within the rent condition.S001 §702(b)(3).Actual governmental subsidy nexus.Text; does not waive relationship or arm’s-length requirements, and a private discount alone is not the stated subsidy exception.
R014-P1-C034Section 702 supplies no numeric “substantially less” cutoff or mandatory equivalence to a HUD-published FMR schedule.S001 §702(b)(3).Rent comparison.Textual limit; no invented percentage or actual comparison.
R014-P1-C035Section 702 contains no universal written-lease requirement and expressly addresses a tenant without a lease.S001 §702(a)(2), (b).Oral/unwritten arrangement alleged.Text/inference; existence, enforceability, and proof remain governed by additional authority.
R014-P1-C036“Fixed term,” “periodic,” and “terminable at will under State law” are not interchangeable statutory findings.S001 §702(a)(2)(A)–(B).Tenancy classification.Inference; state law and actual agreement missing.
R014-P1-C037Absence of a lease document does not, by itself, establish fraud, invalidity, or failure of every bona fide condition.S001 §702(a)(2)(B), (b).Documentary gap.Inference; proof remains missing rather than converted into an adverse finding.
R014-P1-C038A lease first entered after complete title transfer does not satisfy §702(a)(2)(A)’s pre-cutoff lease condition.S001 §702(a)(2)(A), (c).Stipulated post-cutoff inception.Text; does not eliminate rights arising from the new owner’s contract or other law.

Captured table 06

Claim ID · Area and precise claim · Source and pinpoint · 26 data rows

Claim IDArea and precise claimSource and pinpointTrigger, conditions, exceptionsStatus and limits
R014-P1-C039Section 703’s amended clauses operate within §1437f(o); “owner” is defined by legal authority to lease/sublease, and the statute distinguishes tenant-based and project-based assistance.S007 §1437f(f)(1), (6)–(7), (o)(1), (7), (13).Program and legal-capacity classification.Text; “subsidized” alone is insufficient.
R014-P1-C040The HAP contract must generally provide for a lease of at least one year, with the specified PHA-approved shorter-initial-term exception.S007 §1437f(o)(7)(A).PHA determines shorter term improves housing opportunities and is prevailing local market practice.Text; no actual approval or lease term assumed.
R014-P1-C041During the lease term, §1437f(o)(7)(C) restricts termination to its stated grounds and says clearing the property before sale is not other good cause for the specified foreclosure successor.S007 §1437f(o)(7)(C).Immediate successor through foreclosure during lease term.Text; serious/repeated violation, applicable-law violation, and other valid good cause remain separate branches.
R014-P1-C042The assisted occupancy exception requires both owner primary-residence use and the specified 90-day notice, with termination text tied to transfer of the unit to that owner.S007 §1437f(o)(7)(C)(i)–(ii).All stated predicates.Text; transfer alone does not excuse notice. Actual sequence/application held.
R014-P1-C043In the specified foreclosure, the immediate successor assumes the property interest subject to the prior lease and the prior owner–PHA HAP contract for the occupied unit.S007 §1437f(o)(7)(F).Subsection-(o) assistance and occupied-unit contract predicates.Text; no automatic assignment of every historical debt claim inferred.
R014-P1-C044Termination under subsection (o) must be preceded by owner-to-tenant written notice specifying grounds; relief must be consistent with applicable state/local law.S007 §1437f(o)(7)(E).Applicable assisted tenancy termination.Text; distinct from §702’s less detailed notice language.
R014-P1-C045The assisted foreclosure provisions preserve longer state/local periods and additional protections; they do not displace applicable §702 protections.S007 §1437f(o)(7)(F); S001 §702(a).Overlapping applicable protections.Text/inference; historical S012 also describes supplementation, but current text is the foundation.
R014-P1-C046Section 702(b)’s definition is expressly for that section; it cannot alone resolve every §703/program eligibility question.S001 §702(b); S007 §1437f(o)(7).Comparing ordinary and assisted branches.Textual-limit inference; no assumption of assisted eligibility.
R014-P1-C047The tenant-based voucher rule requires legal capacity under state/local law and a written lease executed by tenant and owner.S008 §982.308(a)–(c).Applicable Part 982 tenancy.Text; not imposed universally on ordinary PTFA tenancies.
R014-P1-C048The required tenancy addendum must be included word for word; its terms prevail over inconsistent lease terms, and the tenant has a stated right to enforce it against the owner.S008 §982.308(f).Applicable required addendum.Text; no actual remedy or recovery determined.
R014-P1-C049Part 982 recognizes serious/repeated lease violations, specified legal violations, and other good cause as termination categories; failure to pay amounts actually due can be material.S008 §982.310(a).Applicable lease term and proven ground.Text; all statutory and protective limits remain. No actual arrears established.
R014-P1-C050General “other good cause” examples and the initial-term restriction in §982.310(d) must be read subject to the specific statutory foreclosure limits.S008 §982.310(d); S007 §1437f(o)(7)(C).General termination authority asserted.Text/inference; regulatory sale/personal-use examples do not erase the foreclosure clause.
R014-P1-C051The applicable regulation requires written grounds notice at or before commencing an eviction action, a copy of an owner eviction notice to the PHA, and eviction through court action.S008 §982.310(e)–(f).Applicable Part 982 termination/eviction.Text; does not decide when a particular filing is lawful under all applicable notice requirements.
R014-P1-C052Section 982.310 excludes Part 247 for tenancies assisted under Part 982 and preserves fair-housing and VAWA-related limitations through its cross-references.S008 §982.310(g), (h)(4).Applicable program and protective facts.Text; nested protective regimes not comprehensively investigated.
R014-P1-C053The family is not responsible for the HAP-covered portion; the PHA’s nonpayment is not a tenant lease violation and is not a termination basis on that ground during the lease term.S008 §982.310(b).Amount actually covered by the HAP contract.Text; no assumption that every disputed amount is HAP-covered.
R014-P1-C054HAP is credited toward rent; the regulation limits tenant payment to the allowed share and requires return of specified excess payments.S008 §982.451(b)(1)–(4).Applicable tenant-based contract and amounts.Text; no actual amount calculation or PBV-wide application.
R014-P1-C055Lease/HAP succession identifies a continuing legal relationship, but the read provisions do not authenticate a particular demand, payment address, or recipient’s authority.S007 §1437f(o)(7)(F); S008 §982.451.Claimed new rent recipient.Textual-limit inference; actual title, authority, contract, and notice facts held.
R014-P1-C056The possession protections do not themselves cancel rent or establish rent-free occupancy.S001 §702; S007 §1437f(o)(7); S008 §§982.310, .451.Continued occupancy after foreclosure.Textual-limit inference; rent due depends on valid obligations, credits, defenses, and applicable law.
R014-P1-C057The PTFA clauses do not expressly forgive pre-transfer arrears or assign every such claim automatically to the successor.S001 §702; S007 §1437f(o)(7)(F).Historical unpaid amounts asserted.Textual limit; assignment, lease, accounting, and state-law authority missing.
R014-P1-C058Under the tenant-based voucher deposit rule, an owner may collect a deposit and the PHA may prohibit deposits above the specified private-market/unassisted-tenant benchmarks.S008 §982.313(a)–(b).Applicable tenant-based program.Text; no universal deposit cap or amount determined.
R014-P1-C059At move-out, deposit use is subject to state/local law and the lease and may cover unpaid tenant rent, damage, or other lease amounts actually owed.S008 §982.313(c).Move-out and qualifying obligations.Text; no automatic foreclosure-triggered deduction or debt finding.
R014-P1-C060The owner must provide an itemized written list and promptly return the unused deposit balance.S008 §982.313(d).Deposit accounting under that rule.Text; “promptly” is not converted into an invented number of days.
R014-P1-C061If the deposit is insufficient, the rule permits the owner to seek the balance the tenant owes under the lease.S008 §982.313(e).Actual enforceable balance exists.Text; does not prove debt, amount, creditor identity, or collection procedure.
R014-P1-C062The read PTFA text does not universally allocate liability for a deposit received or retained before transfer.S001 §702; S007 §1437f(o)(7)(F); S008 §982.313.Deposit history and successor allocation disputed.Textual limit; lease/HAP terms, custody/transfer facts, and governing successor-deposit law required.
R014-P1-C063Part 982 distinguishes tenant rights under the lease/addendum from rights under the HAP contract; it denies general family third-party-beneficiary status under that contract while preserving lease enforcement.S008 §982.456(a)–(c).Source of asserted contractual right.Text; no actual standing, forum, or damages conclusion.
R014-P1-C064The PTFA clauses read contain no express general damages schedule or express private civil-action provision.S002 §§701–704; S001 §702; S007 amended (o)(7)(C), (F).Proposed affirmative PTFA remedy.Negative textual finding only; implied, state-law, contractual, defensive, and other enforcement theories remain held.

Captured table 07

Claim ID · Area and precise claim · Source and pinpoint · 8 data rows

Claim IDArea and precise claimSource and pinpointTrigger, conditions, exceptionsStatus and limits
R014-P1-C065PBV uses Part 982 subject to express exclusions; §982.310 applies only as modified by controlling §983.257, and several lease, deposit, and payment provisions do not simply carry over.S009 §983.2(a)–(c), especially (c)(3), (6).Program is PBV.Text; tenant-based financial rules cannot be generalized indiscriminately.
R014-P1-C066The published 2024 §983.257 text removes specified personal-use/business-economic good-cause examples and identifies development/improvement and protective cross-references.S010 instruction 116, 89 FR 38334.PBV termination framework.Published final text read; current eCFR body and full nested exceptions not recovered/applied. No actual PBV result.
R014-P1-C067The 2024 final rule generally became effective June 6, 2024, while specified provisions, including §982.451(c), were expressly delayed indefinitely in that publication.S010 Dates; instruction 69.Provision-specific effective status.Text; delayed provision not treated as an operative rule merely because printed in the final rule.
R014-P1-C068CA 18-4 describes PTFA as self-executing and lacking delegated federal agency implementation/interpretation authority; it is supervisory guidance, not an implementing regulation.S011 body and applicability statement.Source characterization.Official guidance characterization; separate HUD voucher regulations retain their own legal basis.
R014-P1-C069The 2009/2010 HUD notices are historical official explanations with dated wording and program scope.S012 §§I–III; S013 §§I–II.Use of older guidance.Historical only where superseded; FHA conveyance procedures are not imported as universal PTFA service rules.
R014-P1-C070HUD’s 2019 notice lists the Dec. 16, 2011 extension and Dec. 28, 2010 guidance for removal, and the Dec. 15, 2009 guidance for archiving.S014 Appendix A entries 55, 88, 123 and introductory explanation.Identified guidance documents.Published status finding; not a finding that all HUD PTFA guidance or PTFA itself was repealed.
R014-P1-C071CFPB’s register lists housing-insecurity Bulletin 2021-02 and rental-reporting Bulletin 2021-03 as withdrawn May 12, 2025.S015, 2021 entries.Potential reliance on those bulletins.Publisher-status finding; neither supplies current substantive authority here, and withdrawal is not statutory repeal.
R014-P1-C072Retrieved compilation/update labels establish the source versions examined, not a complete currentness or later-case-history certification through the research clock.S001, S005–S010 version labels; read/failure log.Any statement of current status.Express research limit; no comprehensive publication or operational acceptance.

Captured table 08

Field · Entry · Question to resolve / evidence category · 42 data rows

FieldEntryQuestion to resolve / evidence categoryAuthority or limit
W01 — Transaction typeWhat legal transaction occurred: foreclosure, voluntary transfer, assignment, or another event?C011–C013
W02 — Governing foreclosure mechanismCourt-order foreclosure or contractual security-instrument mechanism?C017
W03 — Foreclosure stageThreat, filing, sale, confirmation, transfer, or another stage?C013, C017
W04 — Complete-title eventWhat authority establishes when complete title transferred?C017; no date entered
W05 — Immediate successor capacityWhich legal role acquired the property interest pursuant to foreclosure?C012
W06 — Applicable historical versionDo the relevant events fall within original, amended, lapse, restored, or unresolved transition periods?C002–C010
W07 — Property classificationDwelling/residential real property or another classification?C011
W08 — Federally related mortgage alternativeIf needed, which §2602(1) elements and alternative are established?C014–C016
W09 — Tenancy existenceWhat establishes a tenancy independently of possession alone?C029–C037
W10 — Relationship restrictionIs a listed mortgagor relationship established, excluded, or unknown?C030
W11 — Arm’s-length formationWhat formation facts support or contradict this condition?C031
W12 — Required rentWhat rent does the arrangement legally require?C032
W13 — Market-rent comparisonWhat relevant comparison supports “not substantially less”?C032, C034
W14 — Subsidy exceptionWhat federal, state, or local subsidy causes the rent reduction/subsidy?C033
W15 — Lease form and proofWritten, oral, missing document, disputed authenticity, or another evidentiary status?C035, C037, C047
W16 — State-law lease validityWhat formation, writing, capacity, and enforceability rules apply?Held
W17 — Lease inceptionWas the lease entered before the statutory cutoff?C022–C023, C038
W18 — Lease term and renewalWhat initial term, renewal, extension, or remaining term is established?C022, C026
W19 — Periodic / at-will classificationDoes applicable law make the tenancy terminable at will?C025, C036
W20 — Exact assistance programSubsection-(o) tenant-based voucher, PBV, or another program?C039, C065
W21 — Assisted lease requirementsApplicable written lease, required addendum, and authorized term?C040, C047–C048
W22 — HAP contractWhat contract covers the occupied unit, for what term and program?C043
W23 — Purchaser intended useIs primary-residence occupancy established rather than assumed?C024, C042
W24 — Notice-giving capacityDid the communication come from the legally required actor or an authorized representative?C012, C018, C020
W25 — Notice recipientWas notice provided to the relevant tenant under the applicable provision?C018, C044
W26 — Notice typeForeclosure notice, notice to vacate, grounds notice, or another communication?C017–C021
W27 — Notice provision and receiptWhat evidence separately establishes provision and any required receipt?C020
W28 — Notice effective dateWhat effective date does the notice specify?C018; no date entered
W29 — Notice contentAre applicable grounds, form, and other legal content requirements satisfied?C021, C044, C051
W30 — Delivery/service authorityWhat state/local or other applicable law governs delivery and proof?C020
W31 — Minimum period versus lease termWhich protections operate concurrently; does a statutory exception apply?C022–C026
W32 — Independent termination groundIs a ground other than foreclosure asserted and legally supported?C027, C041, C049–C052
W33 — Rent recipient authorityWhat establishes the current recipient’s authority without relying only on a demand?C055
W34 — Tenant rent / HAP allocationWhich amounts are tenant obligations, HAP-covered amounts, credits, or disputed amounts?C053–C056
W35 — Pre-transfer arrearsWhat establishes the obligation, period, amount, assignment, and defenses?C057
W36 — Deposit historyWho received, retained, credited, transferred, or returned the deposit?C058–C062
W37 — Deposit deductions and returnWhat lease/state-law basis, itemization, and return requirements apply?C059–C061
W38 — Stronger protectionsWhat state/local or program protection provides more time or additional rights?C028, C045
W39 — Eviction processWhat lawful procedure, court action, and independent prerequisites apply?C051; broader process held
W40 — Remedy and enforcement sourceStatutory defense, lease/addendum right, HAP limitation, or another theory?C063–C064
W41 — Source statusCurrent enactment, historical text, regulation, delayed amendment, guidance, withdrawn guidance, or unresolved source?C067–C072
W42 — Unresolved conclusionWhich facts or authorities prevent a result?All application holds

Captured table 09

Example · Stipulated facts · Statute-specific result versus unknown · 22 data rows

ExampleStipulated factsStatute-specific result versus unknownEvidence/authority neededAdverse misclassification to avoid
E01 — Ordinary covered tenancyA residential foreclosure produces an immediate successor; all §702 bona fide conditions are satisfied; a valid pre-cutoff fixed lease continues beyond the minimum notice period; no occupancy exception is established.Remaining-term protection and notice requirements apply on those assumptions. Actual eviction and rent consequences remain unaddressed.Lease term, succession, and governing process law. C011–C012, C018, C022, C026.Treating the notice period as a universal lease cap.
E02 — No foreclosure establishedOwnership changed through a transaction not shown to be foreclosure.The PTFA foreclosure predicate is unproved. This does not establish that the tenancy has no protection.Generic law classifying the transaction; applicable transfer/tenancy law. C013.Treating every property transfer as foreclosure.
E03 — Bona fide facts unknownOccupancy is shown, but formation, relationship, and rent facts are unknown.Bona fide status cannot be established or rejected from occupancy alone.Evidence addressing each statutory condition. C029–C037.Converting uncertainty into eligibility or exclusion.
E04 — Listed family relationshipThe tenant is stipulated to be the mortgagor’s child.The §702(b)(1) condition is not satisfied. No automatic eviction entitlement or universal assisted-program result follows.Separate tenancy, program, and state-law protections. C030, C046.Treating failure of §702 as elimination of all rights.
E05 — Genuine governmental subsidyRent is substantially below an unsubsidized comparison because of a genuine local governmental subsidy; other §702 conditions are satisfied.The rent-condition alternative may be met. Exact Section 8 classification does not follow merely from that subsidy.Subsidy basis and other tenancy facts. C033, C039.Excluding subsidized rent as necessarily non-bona-fide.
E06 — Substantially low rent without exceptionRent is stipulated to be substantially below fair market rent, with no governmental subsidy or other established statutory rent alternative.The stipulated §702 rent condition fails. If the comparison itself were unproved, the result would instead remain unknown.Supported comparison and subsidy classification. C032–C034.Treating every discount as substantial, or a private discount as governmental subsidy.
E07 — Oral arrangementA tenancy is alleged to arise orally; no written lease is available.Section 702 alone does not impose a universal writing bar. Existence, term, validity, and proof remain unresolved.Applicable state formation/writing law and evidence category. C035, C037.Equating no document with no tenancy or fraud.
E08 — Periodic tenancyThe arrangement is periodic, but its legal termination classification is unknown.Do not automatically call it at will or infer a long fixed term. The applicable branch depends on law and agreement.State periodic-tenancy rules. C025, C036.Collapsing periodic, oral, and at-will arrangements.
E09 — Primary-residence purchaserA sale to a purchaser who will occupy the unit as a primary residence is stipulated; notice facts are not established.The lease-shortening exception is potentially relevant, but its notice condition remains unsatisfied as a finding.Sale sequence, occupancy predicate, notice, stronger protections. C024.Assuming intended occupancy permits immediate removal.
E10 — Notice during a longer leaseA successor provides the minimum-period notice but intends to keep the property as a rental; a longer qualifying lease remains.Notice compliance alone does not eliminate remaining-term protection.Lease and any independently applicable termination grounds. C022, C026–C027.Treating notice as substantive permission to terminate.
E11 — Initial foreclosure notice onlyAn initial foreclosure communication exists; complete title transfer is not established.It is not automatically the statutory cutoff defined in §702(c).Governing transfer law and event proof category. C017.Using filing or mailing date as complete-title date without authority.
E12 — Lease after initial notice, before title transferA bona fide lease is entered after an initial foreclosure communication but before complete title transfers.That sequence alone does not fail §702(a)(2)(A)’s enacted cutoff. Other qualifying conditions remain necessary.Actual legal inception and complete-title event. C017, C022–C023.Excluding every lease signed after foreclosure proceedings begin.
E13 — New lease after transferA lease is first made after complete title passes to the new owner.It does not satisfy the pre-cutoff condition for §702(a)(2)(A). New-contract and other tenancy rights remain separate.New lease and applicable law. C038.Concluding that no tenant rights can exist after foreclosure.
E14 — Assistance program unknownThe arrangement is described only as “subsidized housing.”Neither §1437f(o) nor every Part 982 rule can be assumed.Exact statutory/program classification. C039, C065.Merging vouchers, public housing, project-based rental assistance, and other subsidies.
E15 — Voucher unit cleared for resaleA qualifying subsection-(o) tenant remains during the lease term; the immediate successor wants vacancy solely to facilitate sale.Vacating before sale is not other good cause under the specific foreclosure clause. The primary-residence exception and other lawful grounds are separate.Applicable lease/HAP and any asserted exception. C041–C043.Importing general business-sale language without the foreclosure limitation.
E16 — Stronger state protectionApplicable state law is stipulated to provide a longer period or additional protection.The federal clauses preserve that protection; this example assigns no actual period or outcome.Exact state provision and interaction. C028, C045.Treating federal notice as a ceiling or complete eviction code.
E17 — Rent default and possessionA tenant invokes PTFA while a rent default is alleged.PTFA does not itself forgive rent; an allegation does not prove debt or automatically negate bona fide status. Independent default law remains necessary.Valid rent obligation, credits, defenses, termination law. C027, C032, C056.“Protected possession means free rent,” or “arrears automatically defeat PTFA.”
E18 — PHA nonpaymentUnder an applicable tenant-based HAP contract, a disputed amount is stipulated to be the PHA-covered share.The family is not responsible for that share; agency nonpayment is not a tenant lease violation under §982.310(b).Contract allocation and actual coverage of the amount. C053–C054.Reclassifying the agency’s unpaid share as tenant arrears.
E19 — Old arrears and depositA successor demands earlier rent and asserts control over a deposit, but assignment and deposit history are unknown.The PTFA clauses do not prove either demand or allocation. Applicable deposit accounting duties are a separate question.Assignment, lease/HAP, custody, transfer, and state successor rules. C055, C057–C062.Automatic arrears transfer, automatic forgiveness, or universal deposit liability.
E20 — Affirmative remedy assumedA statutory notice violation is alleged and damages are demanded.The PTFA text read does not itself supply an express damages schedule/private-action provision. Lease/addendum enforcement may have a separate source.Applicable published remedial authority and contract theory. C048, C063–C064.Treating a substantive protection as proof of a particular cause of action or award.
E21 — Historical boundaryRelevant foreclosure and notice events straddle the statutory lapse/restoration period.Present restored text alone does not settle that temporal application.Controlling published temporal authority; no case-record inquiry. C006, C010.Applying expired text as continuously operative or assuming universal retroactivity.
E22 — PBV instead of tenant-based voucherThe tenancy is stipulated to be project-based voucher assistance.§983.2’s exclusions and §983.257 framework must be considered; tenant-based deposit/rent provisions cannot all be copied across.Current PBV bodies, nested exceptions, and applicable contract form. C065–C067.Treating every subsection-(o) arrangement as governed identically by Part 982.

Captured table 10

Coverage item · Status · Claim/example links · 51 data rows

Coverage itemStatusClaim/example linksExact remaining authority or fact gapNext bounded permissible investigation
Q1.1 — Locate ordinary operative statutory bodyAnsweredC001–C002; S001–S002Later compilation interval remains.Targeted session-law update check.
Q1.2 — Locate codified assisted amendmentsAnsweredC039–C046; S007Actual program/contract unknown.Generic program-specific authority only.
Q1.3 — Read original enactment and sunsetAnsweredC002–C003; S002No actual historical event.None needed for original text.
Q1.4 — Read 2010 amendment contentsAnsweredC004–C005; S003Historical operative-date reconciliation separate.Focused effective-date interpretation pass.
Q1.5 — Resolve every historical §1484 effective-date applicationPartialC006; E21Interaction of §§4 and 1400(c) for disputed historical applications.Published authoritative temporal interpretations, without docket inquiry.
Q1.6 — Establish 2014 sunset and 2018 restorationAnsweredC005, C007–C009; S004, S007, S011Individual transition facts absent.None for the enacted restoration structure.
Q1.7 — Determine retroactivity for cross-boundary eventsUnresolvedC010; E21Controlling temporal authority and event facts.Bounded generic published-opinion research if required.
Q1.8 — Foreclosure versus other transactionAnswered as textual boundaryC011–C013; E02, E11Actual transaction classification.Generic jurisdiction-specific foreclosure/transfer definitions.
Q1.9 — Federal connection and residential alternativeAnsweredC011, C014–C016; S001, S005–S006Actual loan/property facts.No actual inquiry authorized.
Q1.10 — Immediate-successor actorAnsweredC012; E01Actual acquisition/capacity/agency facts.Generic successor/agency authority where material.
Q1.11 — Statute versus Code notes versus guidanceAnsweredC001, C068–C072No full later-status audit.Targeted authority-status updates.
Q2.1 — Notice actor, recipient, minimum periodAnsweredC018; E01, E09Actual notice and recipient facts.No individual calculation.
Q2.2 — Exact statutory cutoff eventAnsweredC017; E11–E13State-law completion mechanics for an actual transaction.Generic complete-title-transfer authority.
Q2.3 — Notice provision versus receiptAnswered as textual distinctionC020Governing service/proof law.One-jurisdiction generic notice/service pass.
Q2.4 — Nationwide service/delivery/deemed-receipt standardAnswered: not supplied by §702C020–C021Additional procedural authority.Same bounded service-law pass.
Q2.5 — Full remaining lease termAnsweredC022–C026; E01, E10Valid term, renewal, and inception facts.Generic lease validity/renewal rules if needed.
Q2.6 — Purchaser primary-residence exceptionAnswered conditionallyC024; E09Sale sequence, intended use, receipt, other protections.Published interpretations of the specific exception if material.
Q2.7 — No-lease / at-will branchAnsweredC025, C035–C036; E07–E08Applicable state classification.Bounded periodic/at-will law research.
Q2.8 — Notice versus eviction authorizationAnswered as limitC026–C028, C051; E10, E16State/local eviction prerequisites and defenses.Separate generic eviction-process component.
Q2.9 — Independent breach/default terminationPartialC027, C049–C052; E17Complete governing default and protective regimes.Focused generic termination-ground research.
Q3.1 — Bona fide conjunctionsAnsweredC029–C034; E03–E06Actual predicate facts.No actual eligibility decision authorized.
Q3.2 — Listed family relationshipsAnsweredC030; E04Actual mortgagor/relationship; unlisted-edge interpretations.Published interpretations only if an abstract edge issue matters.
Q3.3 — Arm’s-length requirementAnswered as enacted testC031; E03Proof standards and actual formation facts.Bounded published interpretation of that term.
Q3.4 — Market-rent requirementAnswered as enacted testC032, C034; E06Supported market comparison; no statutory numeric formula.Generic interpretation, not a property/rent lookup.
Q3.5 — Government-subsidy exceptionAnsweredC033; E05Actual subsidy causation and program identity.Generic subsidy-program authority.
Q3.6 — Oral/unwritten arrangementsAnswered as federal limitC035, C047; E07State validity/proof and exact program.One-jurisdiction formation/writing rules.
Q3.7 — Periodic versus fixed versus at willPartialC036; E08State legal classification and agreement.Generic state classification pass.
Q3.8 — Documentary absence versus invalidity/shamAnswered as distinctionC037; E03, E07Evidence and proof standards.No record search; generic proof-law research only.
Q3.9 — Timing cutoff for lease inceptionAnsweredC022–C023, C038; E12–E13Actual inception and complete-title facts.Generic interpretation for boundary cases.
Q4.1 — Necessary assisted-program scopeAnswered with program holdC039–C046; E14–E15Actual subsection-(o) classification and eligibility.Exact program’s published rules.
Q4.2 — Lease/HAP successor assumptionAnsweredC043; E15Actual contracts and occupied-unit status.Generic contract-form comparison if authorized.
Q4.3 — Assisted termination / occupancy predicatesAnswered conditionallyC041–C044; E15Ground, transfer, occupancy, notice facts.Narrow interpretation of those clauses.
Q4.4 — Assisted written notice / court processAnswered at selected federal levelC044, C051–C052State procedure and nested protective rules.Separate focused process/protection research.
Q4.5 — Interaction with stronger state/local lawAnsweredC028, C045; E16Which state/local protection applies.One-jurisdiction substantive comparison.
Q4.6 — Tenant rent versus HAP shareAnswered for examined tenant-based rulesC053–C054; E18Actual allocation, credits, contract status.No actual amount calculation authorized.
Q4.7 — Rent recipient after transferPartialC043, C055; E19Title/capacity, contract administration, authority to receive payment.Generic successor/payment-recipient law.
Q4.8 — Ongoing rent obligation versus possessionAnswered as textual limitC027, C056; E17Contract, defenses, habitability/abatement and other law.Separate generic rent-obligation component.
Q4.9 — Pre-transfer arrearsUnresolved as debt ownership/liabilityC057; E19Assignment, obligation, accounting, and governing law.Focused arrears-assignment research.
Q4.10 — Deposit accountingAnswered for selected tenant-based ruleC058–C061Actual program, lease, lawful deductions, amounts.Separate program/state deposit pass.
Q4.11 — Universal successor deposit liabilityNot establishedC062; E19State successor-deposit law and custody/transfer facts.Bounded generic successor-liability research.
Q4.12 — Tenant affirmative remedyPartialC048, C063–C064; E20Controlling remedial authority, forum, theory, later history.Published majority opinions only if needed; no docket/status query.
Q4.13 — PBV distinctionsPartialC065–C067; E22Current §983.257 retrieval and complete nested rules; other PBV financial provisions.Recover official current bodies and relevant final amendments.
Q4.14 — Other subsidized programsExcluded beyond boundary identificationC039, C065; E14Exact program not selected.Separate named-program component.
Q5.1 — Provision-specific comparisonAnsweredSection 2; C011–C067Application facts held.None for this comparison.
Q5.2 — Blank document-audit worksheetAnsweredW01–W42No entries made.No actual inquiry authorized.
Q5.3 — Required qualitative branchesAnsweredE01–E22Stipulated examples only.No individualized outcome.
Q5.4 — Deadline/amount modelExcluded as unnecessaryC018–C020, C054, C060No actual calculation requested or justified.Separate authorized model only if needed.
Status — CFPB withdrawal checkAnsweredC071; S015No CFPB substantive guidance relied upon.Recheck a specifically proposed source before future reliance.
Status — HUD guidance issuance/removalAnswered for identified documents; partial overallC069–C070; S012–S014Later status of other historical notices not fully established.Targeted document-specific status check.
Status — Source failures and PDF limitsDisclosedSection 9Listed inaccessible bodies and absent pixels.Ordinary public-source recovery only; no workaround.
Parent A014 dimensionsExcluded and preservedSection 11All unaddressed legal/product/jurisdictional dimensions.Separate bounded assignments; no parent closure.

Captured table 11

Assigned question · Principal claims · Primary source groups · 6 data rows

Assigned questionPrincipal claimsPrimary source groupsExamples / worksheet
1 — Current statutory body, definitions, history, coverage, source characterC001–C017, C068–C072S001–S007, S011–S015E02, E11–E13, E21; W01–W08, W41
2 — Successor duties, notice, remaining term, occupancy, process distinctionsC017–C028, C041–C045, C051S001, S007–S008E01, E08–E13, E15–E16; W17–W32
3 — Bona fide conditions and tenancy-form limitsC029–C038, C046–C047S001, S007–S008E03–E08, E12–E13; W09–W19
4 — Assisted branch, stronger protections, rent/deposit/arrears/remedy limitsC039–C067S007–S010, with S001 for interactionE14–E20, E22; W20–W23, W33–W40
5 — Comparison, blank audit, qualitative branchesC011–C067 as mappedSource groups attached to each claimSection 2, W01–W42, E01–E22
Currentness, failures, owner limits, parent holdsC006, C010, C066–C072S003–S004, S008–S015; failure logE21–E22; Sections 9–11

Captured table 12

Log item · URL/document and result · Read extent and effect on this report · 15 data rows

Log itemURL/document and resultRead extent and effect on this report
L01 — Ordinary statute recoveredS001 successful. Earlier candidate https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section5220&num=0&edition=prelim returned 404.Complete necessary §702 body recovered from the successful OLRC route. Failure did not become a substantive gap.
L02 — Incorporated definition recoveredS005 successful. Earlier candidate https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section2602&num=0&edition=prelim returned 404.Complete necessary §2602(1) read from successful route.
L03 — Assisted statute recovered with older compilation boundaryhttps://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section1437f&num=0&edition=prelim failed; https://uscode.house.gov/us/usc/119-124/t42/s1437f/ was inaccessible. S007 succeeded.Necessary operative clauses read from the Oct. 7 compilation. That version boundary remains explicit.
L04 — Regulation routes recoveredInitial non-subpart paths failed: https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/section-982.310, https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/section-982.451, https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/section-982.313.Successful ordinary canonical pages listed in S008 supplied the bodies.
L05 — §982.4 access restrictionhttps://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-A/section-982.4 returned a Request Access/CAPTCHA page.No body read; no security interaction or workaround. Necessary owner/program distinctions were supported through S007 and §982.1; a complete §982.4 read is not claimed.
L06 — Annual-publication candidates failedhttps://www.govinfo.gov/content/pkg/CFR-2026-title24-vol4/html/CFR-2026-title24-vol4-sec982-4.htm; https://www.govinfo.gov/content/pkg/CFR-2026-title24-vol4/html/CFR-2026-title24-vol4-sec983-257.htm; https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol4/html/CFR-2025-title24-vol4-sec983-257.htm.No body recovered from these candidate paths. No complete current official annual-CFR-edition verification claimed.
L07 — Current PBV termination body blockedhttps://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-983/subpart-F/section-983.257 returned Request Access/CAPTCHA.Complete revised text recovered from the published 2024 final rule, S010. Current-body and nested-exception limits retained.
L08 — Historical HUD guidance bodies readS012 and S013 successful.Complete substantive notices read, including historical sunset wording. Their historical dates and narrower program discussions are not silently converted into current universal rules.
L09 — Legacy PIH guidance discoveryhttps://www.hud.gov/sites/documents/21390_pih2010-49.pdf appeared in discovery.Search metadata/excerpt only, not a complete body read. Its removal status was checked against S014 entry 88. No substantive reliance on that notice.
L10 — FHA mortgagee-letter discoveryhttps://www.hud.gov/sites/documents/12-06ML.PDF appeared in discovery.Search excerpt only. No full body, continuing-status, or applicable-handbook verification; not used to establish current rent collection or service duties.
L11 — 2012 supplement not recovered as final bodyDiscovery: https://public-inspection.federalregister.gov/2012-06297.pdf?1331729518=. Failed candidate final paths: https://www.govinfo.gov/content/pkg/FR-2012-03-15/html/2012-6297.htm, https://www.govinfo.gov/content/pkg/FR-2012-03-16/html/2012-6297.htm.Public-inspection excerpt was not substituted for a published final body. No current conclusion depends on this supplement.
L12 — HUD removal tableS014 HTML and PDF retrieved.Introductory status explanation and relevant HTML table entries read. PDF parsed text inspected; screenshot requests for indices 2–4 returned placeholders without inspectable pixels. No full 15-page visual review claimed.
L13 — CFPB status checkS015 successful.Relevant withdrawn-guidance entries read. No withdrawn bulletin used as operative law.
L14 — Search-result limitsSearches also returned secondary summaries, old proposals, and incidental litigation results.They were not used as substantive authority. No case-record/docket-status page was opened or searched by an actual subject identifier.
L15 — Opinion and form limitsNo published opinion or blank contract/form was used as a merits foundation.No majority-opinion holding, later history, complete form, or image contents are claimed to have been reviewed. The worksheet is original and blank.
Source links captured in this table

Captured table 13

Check · Result · 12 data rows

CheckResult
Current §702 text compared with original enactment, 2010 amendments, and 2018 restorationCompleted for the necessary clauses; historical effective-date hold retained.
§5220 main-body scope kept separate from the statutory PTFA noteChecked.
Coverage alternatives and incorporated mortgage definition kept separateChecked; no universal federal-backing requirement imposed.
Complete-title cutoff kept separate from notice to vacate and eviction processChecked.
Notice and remaining-term requirements read conjunctivelyChecked.
Bona fide conditions read conjunctively, with subsidy alternative only within the rent conditionChecked.
Missing documents kept separate from invalidity, fraud, and non-bona-fide statusChecked.
Ordinary, tenant-based voucher, and PBV rules kept distinctChecked; PBV retrieval and nested-rule gaps retained.
Positive rent/deposit/contract-enforcement rules distinguished from unsupported debt or remedy conclusionsChecked.
Historical/removed/withdrawn guidance distinguished from current statute and regulationsChecked for the identified sources.
Actual deadline, amount, eligibility, standing, or liability determinationNone made.
Independent reviewer, comprehensive currentness certification, component acceptanceNone claimed.

Find the assertion and its boundaries

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

R014-P1-C001 Saved research record

§702 is enacted statutory text classified as a note under §5220; the main §5220 Federal-property-manager provisions do not supply §702’s coverage test.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001, note heading and §702; S002 §702.
Trigger, conditions, exceptions
Use the enacted PTFA clause.
Status and limits
Text/inference; Code-note placement is not a narrowing condition.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C002 Saved research record

Foreclosure and temporal predicates.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
Original §702(a) addresses foreclosure after enactment of title VII on May 20, 2009.
Source and pinpoint
S002 §702(a); S001 §702(a).
Status and limits
Text; restoration does not silently replace that printed reference with a new enactment date.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C003 Saved research record

Original §704 specified repeal and termination on December 31, 2012.

Recorded check status: historical original attribution unreopened held

Source and pinpoint
S002 §704, 123 Stat. 1662.
Trigger, conditions, exceptions
Original enactment.
Status and limits
Historical text; later amended.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "historical_original_attribution_unreopened_held", "scope": "Originalhistoricalenactment/amendmenteffective-dateandoldHUDnoticebodiesnotfreshlyreopened; no2010transition/fullcurrentguidancestatusacceptance.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C004 Saved research record

§1484(1) removed the former “as of” phrase and added the complete-title-transfer definition.

Recorded check status: historical original attribution unreopened held

Source and pinpoint
S003 §1484(1)(A)–(B).
Trigger, conditions, exceptions
Amendment to §702.
Status and limits
Text; original 2009 wording must not be substituted for restored amended wording.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "historical_original_attribution_unreopened_held", "scope": "Originalhistoricalenactment/amendmenteffective-dateandoldHUDnoticebodiesnotfreshlyreopened; no2010transition/fullcurrentguidancestatusacceptance.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C005 Saved research record

§1484(2) changed the sunset year to 2014.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S003 §1484(2); S007 termination note.
Trigger, conditions, exceptions
Amended §704.
Status and limits
Historical text; the December 2014 lapse is preserved.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C006 Saved research record

The amendment’s enactment date alone does not resolve all historical operative-date questions because §§4 and 1400(c) contain relevant effective-date provisions.

Recorded check status: historical original attribution unreopened held

Source and pinpoint
S003 §§4, 1400(c), 1484.
Trigger, conditions, exceptions
Historical transition application.
Status and limits
Held: exact reconciliation for a disputed historical event not established.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "historical_original_attribution_unreopened_held", "scope": "Originalhistoricalenactment/amendmenteffective-dateandoldHUDnoticebodiesnotfreshlyreopened; no2010transition/fullcurrentguidancestatusacceptance.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C007 Saved research record

§304(a) repealed the PTFA sunset provision.

Recorded check status: complete restoration clause checked temporal application held

Source and pinpoint
S004 §304(a).
Trigger, conditions, exceptions
§304(c) effective trigger.
Status and limits
Text; current restored framework has no sunset supplied by §704.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_restoration_clause_checked_temporal_application_held", "scope": "Complete304repealsunset/restoresselectedversion/30daytrigger;CAselectedofficialJune23date;noactualcalendarorretroactivityruleinferred.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C008 Saved research record

Selected historical version expressly identified.

Recorded check status: complete restoration clause checked temporal application held

Area and precise claim
§304(b) restored §§701–703, their amended laws, and regulations promulgated under them as in effect December 30, 2014.
Source and pinpoint
S004 §304(b).
Status and limits
Text; restoration is not limited to the original unamended 2009 language.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_restoration_clause_checked_temporal_application_held", "scope": "Complete304repealsunset/restoresselectedversion/30daytrigger;CAselectedofficialJune23date;noactualcalendarorretroactivityruleinferred.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C009 Saved research record

Restoration took effect under the 30-days-after-enactment clause; the official Federal Reserve letter identifies June 23, 2018.

Recorded check status: complete restoration clause checked temporal application held

Source and pinpoint
S004 §304(c); S011 opening paragraph and note 1.
Trigger, conditions, exceptions
May 24, 2018 enactment.
Status and limits
Text/official date explanation; no individual calendar calculated.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_restoration_clause_checked_temporal_application_held", "scope": "Complete304repealsunset/restoresselectedversion/30daytrigger;CAselectedofficialJune23date;noactualcalendarorretroactivityruleinferred.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C010 Saved research record

Events straddling historical boundaries.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
The cited restoration language does not itself decide every earlier-foreclosure/later-notice or lapse-period claim.
Source and pinpoint
S004 §304; S001 §702(a).
Status and limits
Inference/held; controlling temporal authority and event facts missing.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C011 Saved research record

Actual foreclosure and relevant property/loan classification.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
§702 coverage uses alternatives: foreclosure on a federally related mortgage loan or on a dwelling or residential real property.
Source and pinpoint
S001 §702(a).
Status and limits
Text; universal federal-backing prerequisite rejected.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C012 Saved research record

The specified duty attaches to the immediate successor in interest in the property pursuant to foreclosure.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702(a).
Trigger, conditions, exceptions
Acquisition in that capacity.
Status and limits
Text; no blanket limitation to banks and no automatic identification of a servicer as successor.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C013 Saved research record

Transaction classification and completion facts.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
A sale, debt assignment, default notice, or threatened foreclosure does not by its label establish §702’s foreclosure-successor predicate.
Source and pinpoint
S001 §702(a), (c).
Status and limits
Inference; other law may govern nonforeclosure transfers.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C014 Saved research record

That definitional alternative is invoked.

Recorded check status: complete mortgage definition reference checked nested creditor held

Area and precise claim
The incorporated federally related mortgage definition excludes temporary financing such as construction loans and requires the specified first/subordinate lien on principally one-to-four-family residential property.
Source and pinpoint
S005 §2602(1), (A).
Status and limits
Text; includes specified condominium/cooperative units and refinancing uses. This does not erase §702’s separate residential-property alternative.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_mortgage_definition_reference_checked_nested_creditor_held", "scope": "Section2602(1)allconditionsandreferencechecked;actualcreditor/TILAnestedgeographyloan/propertyfactsheldandPTFAseparateresidentialORretained.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C015 Saved research record

The definition also requires one of §2602(1)(B)’s federal-lender, federal-assistance, intended-secondary-market-sale, or qualifying-creditor alternatives.

Recorded check status: complete mortgage definition reference checked nested creditor held

Source and pinpoint
S005 §2602(1)(B)(i)–(iv).
Trigger, conditions, exceptions
Alternative-specific facts.
Status and limits
Text; (iv) includes more than $1,000,000 annual residential-real-estate-loan activity and excludes state agencies/instrumentalities for that creditor route. No actual threshold application.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_mortgage_definition_reference_checked_nested_creditor_held", "scope": "Section2602(1)allconditionsandreferencechecked;actualcreditor/TILAnestedgeographyloan/propertyfactsheldandPTFAseparateresidentialORretained.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C016 Saved research record

The statutory creditor reference is now §1602(g), as the Code reference note explains; it is a nested definitional issue, not a universal requirement that every protected tenant transaction satisfy TILA.

Recorded check status: complete mortgage definition reference checked nested creditor held

Source and pinpoint
S005 reference note; S006 §1602(g); S001 §702(a), (c).
Trigger, conditions, exceptions
Reliance on §2602(1)(B)(iv).
Status and limits
Text/inference; special creditor branches and actual credit classification held.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_mortgage_definition_reference_checked_nested_creditor_held", "scope": "Section2602(1)allconditionsandreferencechecked;actualcreditor/TILAnestedgeographyloan/propertyfactsheldandPTFAseparateresidentialORretained.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C017 Saved research record

Complete title transfer under the specified mechanism.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
§702’s deemed notice-of-foreclosure date is when complete title transfers to a successor through a court order or pursuant to a mortgage, deed of trust, or security deed.
Source and pinpoint
S001 §702(c).
Status and limits
Text; filing, auction, confirmation, deed delivery, and recording are not assumed interchangeable.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C018 Saved research record

Covered succession and bona fide tenant.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
The immediate successor must provide a notice to vacate to a bona fide tenant at least 90 days before the notice’s effective date.
Source and pinpoint
S001 §702(a)(1).
Status and limits
Text; minimum period disclosed, no actual deadline.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C019 Saved research record

Distinguish succession from termination notice.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
§702 does not create a universal automatic tenancy-end date a fixed number of days after foreclosure or a fixed post-transfer deadline to issue notice.
Source and pinpoint
S001 §702(a)(1)–(2).
Status and limits
Textual-limit inference.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C020 Saved research record

§702(a)(2)(A) and (B) refer to tenant receipt of the notice, but §702 supplies no separate nationwide service or deemed-receipt standard.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702(a)(1)–(2), complete section.
Trigger, conditions, exceptions
Notice provision/receipt disputed.
Status and limits
Text/negative textual finding; applicable procedural authority required.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C021 Saved research record

Ordinary §702 does not prescribe a comprehensive form, mandatory grounds statement, mailing method, or express written-notice formulation.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001, complete §702.
Trigger, conditions, exceptions
Ordinary branch only.
Status and limits
Textual limit; other law may require these things. Assisted written-notice rule is separate.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C022 Saved research record

Valid qualifying lease; inception before cutoff.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
A bona fide tenant under a bona fide lease entered before the defined cutoff has the right to occupy through the remaining lease term, subject to the enacted exception.
Source and pinpoint
S001 §702(a)(2)(A), (c).
Status and limits
Text; actual lease validity and term held.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C023 Saved research record

The cited inception test is before the statutory notice-of-foreclosure date; it does not state that the lease must predate the mortgage.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702(a)(2)(A), (c).
Trigger, conditions, exceptions
Lease chronology.
Status and limits
Textual-limit inference; state-law validity questions remain.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C024 Saved research record

Sale, purchaser, intended primary residence, notice/receipt.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
The ordinary lease-term exception concerns sale to a purchaser who will occupy the unit as a primary residence and retains the 90-day notice condition.
Source and pinpoint
S001 §702(a)(2)(A).
Status and limits
Text; no extension to resale preference, renovation, or unspecified family use. Transaction sequencing held.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C025 Saved research record

Bona fide tenancy and relevant state classification.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
A bona fide tenant without a lease or with a lease terminable at will under state law falls within the express notice-protected branch.
Source and pinpoint
S001 §702(a)(2)(B).
Status and limits
Text; no automatic conclusion about a particular periodic tenancy.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C026 Saved research record

Section 702 connects notice and tenant rights with “and”; a sufficient notice does not replace a longer protected remaining lease term.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702(a)(1)–(2).
Trigger, conditions, exceptions
Both duties applicable.
Status and limits
Text/inference; no automatic rule adding 90 days after every lease ends.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C027 Saved research record

The cited foreclosure protections do not establish immunity from every independently lawful lease-default termination, and rent delinquency is not itself an additional listed §702(b) bona fide criterion.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702; S008 §982.310(a) for the assisted example.
Trigger, conditions, exceptions
Independent default asserted.
Status and limits
Limited inference; applicable default, notice, defense, and procedure law held.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C028 Saved research record

Another applicable protection exists.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
Section 702 preserves federal/state subsidized-tenancy termination requirements and state/local laws providing longer periods or additional protections.
Source and pinpoint
S001 §702(a), concluding exception.
Status and limits
Text; no particular jurisdiction’s protection determined.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C029 Saved research record

Bona fide classification under §702.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
Section 702(b)’s relationship, arm’s-length, and rent conditions are conjunctive.
Source and pinpoint
S001 §702(b)(1)–(3).
Status and limits
Text; satisfying one or two does not establish all three.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C030 Saved research record

Actual relationship and mortgagor identity.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
The listed restriction excludes the mortgagor and the mortgagor’s child, spouse, or parent as the tenant.
Source and pinpoint
S001 §702(b)(1).
Status and limits
Text; not a blanket statutory exclusion of every relative or affiliate.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C031 Saved research record

The lease or tenancy must result from an arm’s-length transaction.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702(b)(2).
Trigger, conditions, exceptions
Transaction formation facts.
Status and limits
Text; no exhaustive evidentiary checklist or presumption supplied.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C032 Saved research record

Required rent and supported market comparison.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
The ordinary rent alternative concerns rent the arrangement requires, which must not be substantially less than fair market rent.
Source and pinpoint
S001 §702(b)(3).
Status and limits
Text; actual unpaid rent and required rent are distinct.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C033 Saved research record

A unit’s rent reduced or subsidized because of a federal, state, or local subsidy satisfies the alternative wording within the rent condition.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702(b)(3).
Trigger, conditions, exceptions
Actual governmental subsidy nexus.
Status and limits
Text; does not waive relationship or arm’s-length requirements, and a private discount alone is not the stated subsidy exception.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C034 Saved research record

Section 702 supplies no numeric “substantially less” cutoff or mandatory equivalence to a HUD-published FMR schedule.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702(b)(3).
Trigger, conditions, exceptions
Rent comparison.
Status and limits
Textual limit; no invented percentage or actual comparison.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C035 Saved research record

Section 702 contains no universal written-lease requirement and expressly addresses a tenant without a lease.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702(a)(2), (b).
Trigger, conditions, exceptions
Oral/unwritten arrangement alleged.
Status and limits
Text/inference; existence, enforceability, and proof remain governed by additional authority.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C036 Saved research record

“Fixed term,” “periodic,” and “terminable at will under State law” are not interchangeable statutory findings.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702(a)(2)(A)–(B).
Trigger, conditions, exceptions
Tenancy classification.
Status and limits
Inference; state law and actual agreement missing.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C037 Saved research record

Absence of a lease document does not, by itself, establish fraud, invalidity, or failure of every bona fide condition.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702(a)(2)(B), (b).
Trigger, conditions, exceptions
Documentary gap.
Status and limits
Inference; proof remains missing rather than converted into an adverse finding.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C038 Saved research record

A lease first entered after complete title transfer does not satisfy §702(a)(2)(A)’s pre-cutoff lease condition.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702(a)(2)(A), (c).
Trigger, conditions, exceptions
Stipulated post-cutoff inception.
Status and limits
Text; does not eliminate rights arising from the new owner’s contract or other law.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C039 Saved research record

Program and legal-capacity classification.

Recorded check status: selected assisted program lease scope checked definitions unreopened

Area and precise claim
Section 703’s amended clauses operate within §1437f(o); “owner” is defined by legal authority to lease/sublease, and the statute distinguishes tenant-based and project-based assistance.
Source and pinpoint
S007 §1437f(f)(1), (6)–(7), (o)(1), (7), (13).
Status and limits
Text; “subsidized” alone is insufficient.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_assisted_program_lease_scope_checked_definitions_unreopened", "scope": "(o)(7)bodychecked;owner(f)definitionsand(o)(1)/(13)classificationpremisesremainoriginal/unreopenedandnoactualprogramselected.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C040 Saved research record

PHA determines shorter term improves housing opportunities and is prevailing local market practice.

Recorded check status: complete o7 lease foreclosure clauses checked application held

Area and precise claim
The HAP contract must generally provide for a lease of at least one year, with the specified PHA-approved shorter-initial-term exception.
Source and pinpoint
S007 §1437f(o)(7)(A).
Status and limits
Text; no actual approval or lease term assumed.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_o7_lease_foreclosure_clauses_checked_application_held", "scope": "CompleteA–Flease/HAP/termination/writtennotice/primaryresidence/statepreservationclauses;actualprogram/contract/title/ground/sequenceheld.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C041 Saved research record

Immediate successor through foreclosure during lease term.

Recorded check status: complete o7 lease foreclosure clauses checked application held

Area and precise claim
During the lease term, §1437f(o)(7)(C) restricts termination to its stated grounds and says clearing the property before sale is not other good cause for the specified foreclosure successor.
Source and pinpoint
S007 §1437f(o)(7)(C).
Status and limits
Text; serious/repeated violation, applicable-law violation, and other valid good cause remain separate branches.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_o7_lease_foreclosure_clauses_checked_application_held", "scope": "CompleteA–Flease/HAP/termination/writtennotice/primaryresidence/statepreservationclauses;actualprogram/contract/title/ground/sequenceheld.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C042 Saved research record

The assisted occupancy exception requires both owner primary-residence use and the specified 90-day notice, with termination text tied to transfer of the unit to that owner.

Recorded check status: complete o7 lease foreclosure clauses checked application held

Source and pinpoint
S007 §1437f(o)(7)(C)(i)–(ii).
Trigger, conditions, exceptions
All stated predicates.
Status and limits
Text; transfer alone does not excuse notice. Actual sequence/application held.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_o7_lease_foreclosure_clauses_checked_application_held", "scope": "CompleteA–Flease/HAP/termination/writtennotice/primaryresidence/statepreservationclauses;actualprogram/contract/title/ground/sequenceheld.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C043 Saved research record

Subsection-(o) assistance and occupied-unit contract predicates.

Recorded check status: complete o7 lease foreclosure clauses checked application held

Area and precise claim
In the specified foreclosure, the immediate successor assumes the property interest subject to the prior lease and the prior owner–PHA HAP contract for the occupied unit.
Source and pinpoint
S007 §1437f(o)(7)(F).
Status and limits
Text; no automatic assignment of every historical debt claim inferred.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_o7_lease_foreclosure_clauses_checked_application_held", "scope": "CompleteA–Flease/HAP/termination/writtennotice/primaryresidence/statepreservationclauses;actualprogram/contract/title/ground/sequenceheld.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C044 Saved research record

Applicable assisted tenancy termination.

Recorded check status: complete o7 lease foreclosure clauses checked application held

Area and precise claim
Termination under subsection (o) must be preceded by owner-to-tenant written notice specifying grounds; relief must be consistent with applicable state/local law.
Source and pinpoint
S007 §1437f(o)(7)(E).
Status and limits
Text; distinct from §702’s less detailed notice language.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_o7_lease_foreclosure_clauses_checked_application_held", "scope": "CompleteA–Flease/HAP/termination/writtennotice/primaryresidence/statepreservationclauses;actualprogram/contract/title/ground/sequenceheld.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C045 Saved research record

The assisted foreclosure provisions preserve longer state/local periods and additional protections; they do not displace applicable §702 protections.

Recorded check status: complete o7 lease foreclosure clauses checked application held

Source and pinpoint
S007 §1437f(o)(7)(F); S001 §702(a).
Trigger, conditions, exceptions
Overlapping applicable protections.
Status and limits
Text/inference; historical S012 also describes supplementation, but current text is the foundation.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_o7_lease_foreclosure_clauses_checked_application_held", "scope": "CompleteA–Flease/HAP/termination/writtennotice/primaryresidence/statepreservationclauses;actualprogram/contract/title/ground/sequenceheld.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C046 Saved research record

Comparing ordinary and assisted branches.

Recorded check status: selected complete702 text checked other premises held

Area and precise claim
Section 702(b)’s definition is expressly for that section; it cannot alone resolve every §703/program eligibility question.
Source and pinpoint
S001 §702(b); S007 §1437f(o)(7).
Status and limits
Textual-limit inference; no assumption of assisted eligibility.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C047 Saved research record

The tenant-based voucher rule requires legal capacity under state/local law and a written lease executed by tenant and owner.

Recorded check status: complete lease addendum rule checked application held

Source and pinpoint
S008 §982.308(a)–(c).
Trigger, conditions, exceptions
Applicable Part 982 tenancy.
Status and limits
Text; not imposed universally on ordinary PTFA tenancies.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_lease_addendum_rule_checked_application_held", "scope": "308fulloperativelegalcapacity/writing/addendum/wordforword/enforcement/prioritychecked;nocompleteactualleaseorallremedies.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C048 Saved research record

The required tenancy addendum must be included word for word; its terms prevail over inconsistent lease terms, and the tenant has a stated right to enforce it against the owner.

Recorded check status: complete lease addendum rule checked application held

Source and pinpoint
S008 §982.308(f).
Trigger, conditions, exceptions
Applicable required addendum.
Status and limits
Text; no actual remedy or recovery determined.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_lease_addendum_rule_checked_application_held", "scope": "308fulloperativelegalcapacity/writing/addendum/wordforword/enforcement/prioritychecked;nocompleteactualleaseorallremedies.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C049 Saved research record

Applicable lease term and proven ground.

Recorded check status: complete owner termination rule checked nested application held

Area and precise claim
Part 982 recognizes serious/repeated lease violations, specified legal violations, and other good cause as termination categories; failure to pay amounts actually due can be material.
Source and pinpoint
S008 §982.310(a).
Status and limits
Text; all statutory and protective limits remain. No actual arrears established.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_owner_termination_rule_checked_nested_application_held", "scope": "310fulloperativea–hchecked;statutoryforeclosureoverride,PHAnonpaymentshare,notice/courtconditionsandfairhousing/VAWAheldcrossrefs;nocase/debt/defaultfinding.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C050 Saved research record

General termination authority asserted.

Recorded check status: complete owner termination rule checked nested application held

Area and precise claim
General “other good cause” examples and the initial-term restriction in §982.310(d) must be read subject to the specific statutory foreclosure limits.
Source and pinpoint
S008 §982.310(d); S007 §1437f(o)(7)(C).
Status and limits
Text/inference; regulatory sale/personal-use examples do not erase the foreclosure clause.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_owner_termination_rule_checked_nested_application_held", "scope": "310fulloperativea–hchecked;statutoryforeclosureoverride,PHAnonpaymentshare,notice/courtconditionsandfairhousing/VAWAheldcrossrefs;nocase/debt/defaultfinding.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C051 Saved research record

Applicable Part 982 termination/eviction.

Recorded check status: complete owner termination rule checked nested application held

Area and precise claim
The applicable regulation requires written grounds notice at or before commencing an eviction action, a copy of an owner eviction notice to the PHA, and eviction through court action.
Source and pinpoint
S008 §982.310(e)–(f).
Status and limits
Text; does not decide when a particular filing is lawful under all applicable notice requirements.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_owner_termination_rule_checked_nested_application_held", "scope": "310fulloperativea–hchecked;statutoryforeclosureoverride,PHAnonpaymentshare,notice/courtconditionsandfairhousing/VAWAheldcrossrefs;nocase/debt/defaultfinding.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C052 Saved research record

Applicable program and protective facts.

Recorded check status: complete owner termination rule checked nested application held

Area and precise claim
Section 982.310 excludes Part 247 for tenancies assisted under Part 982 and preserves fair-housing and VAWA-related limitations through its cross-references.
Source and pinpoint
S008 §982.310(g), (h)(4).
Status and limits
Text; nested protective regimes not comprehensively investigated.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_owner_termination_rule_checked_nested_application_held", "scope": "310fulloperativea–hchecked;statutoryforeclosureoverride,PHAnonpaymentshare,notice/courtconditionsandfairhousing/VAWAheldcrossrefs;nocase/debt/defaultfinding.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C053 Saved research record

Amount actually covered by the HAP contract.

Recorded check status: complete owner termination rule checked nested application held

Area and precise claim
The family is not responsible for the HAP-covered portion; the PHA’s nonpayment is not a tenant lease violation and is not a termination basis on that ground during the lease term.
Source and pinpoint
S008 §982.310(b).
Status and limits
Text; no assumption that every disputed amount is HAP-covered.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_owner_termination_rule_checked_nested_application_held", "scope": "310fulloperativea–hchecked;statutoryforeclosureoverride,PHAnonpaymentshare,notice/courtconditionsandfairhousing/VAWAheldcrossrefs;nocase/debt/defaultfinding.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C054 Saved research record

Applicable tenant-based contract and amounts.

Recorded check status: complete selected payment and succession text checked application held

Area and precise claim
HAP is credited toward rent; the regulation limits tenant payment to the allowed share and requires return of specified excess payments.
Source and pinpoint
S008 §982.451(b)(1)–(4).
Status and limits
Text; no actual amount calculation or PBV-wide application.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_selected_payment_and_succession_text_checked_application_held", "scope": "451a/bandstatutorylease/HAPcontinuitychecked;rentcredit/maximum/refundswithactualallocations/recipientauthority/oldarrears/defensesunknown, notrentforgiveness.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C055 Saved research record

Lease/HAP succession identifies a continuing legal relationship, but the read provisions do not authenticate a particular demand, payment address, or recipient’s authority.

Recorded check status: complete selected payment and succession text checked application held

Source and pinpoint
S007 §1437f(o)(7)(F); S008 §982.451.
Trigger, conditions, exceptions
Claimed new rent recipient.
Status and limits
Textual-limit inference; actual title, authority, contract, and notice facts held.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_selected_payment_and_succession_text_checked_application_held", "scope": "451a/bandstatutorylease/HAPcontinuitychecked;rentcredit/maximum/refundswithactualallocations/recipientauthority/oldarrears/defensesunknown, notrentforgiveness.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C056 Saved research record

Continued occupancy after foreclosure.

Recorded check status: complete selected payment and succession text checked application held

Area and precise claim
The possession protections do not themselves cancel rent or establish rent-free occupancy.
Source and pinpoint
S001 §702; S007 §1437f(o)(7); S008 §§982.310, .451.
Status and limits
Textual-limit inference; rent due depends on valid obligations, credits, defenses, and applicable law.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_selected_payment_and_succession_text_checked_application_held", "scope": "451a/bandstatutorylease/HAPcontinuitychecked;rentcredit/maximum/refundswithactualallocations/recipientauthority/oldarrears/defensesunknown, notrentforgiveness.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C057 Saved research record

The PTFA clauses do not expressly forgive pre-transfer arrears or assign every such claim automatically to the successor.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S001 §702; S007 §1437f(o)(7)(F).
Trigger, conditions, exceptions
Historical unpaid amounts asserted.
Status and limits
Textual limit; assignment, lease, accounting, and state-law authority missing.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C058 Saved research record

Under the tenant-based voucher deposit rule, an owner may collect a deposit and the PHA may prohibit deposits above the specified private-market/unassisted-tenant benchmarks.

Recorded check status: complete tenant based deposit rule checked successor application held

Source and pinpoint
S008 §982.313(a)–(b).
Trigger, conditions, exceptions
Applicable tenant-based program.
Status and limits
Text; no universal deposit cap or amount determined.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_tenant_based_deposit_rule_checked_successor_application_held", "scope": "313a–echecked:maycollect/PHAbenchmark/stateleasepredicate/moveout/itemization/promptbalance/possibleactualowedremainder;noautomaticdebt/depositcustody/successorliability.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C059 Saved research record

Move-out and qualifying obligations.

Recorded check status: complete tenant based deposit rule checked successor application held

Area and precise claim
At move-out, deposit use is subject to state/local law and the lease and may cover unpaid tenant rent, damage, or other lease amounts actually owed.
Source and pinpoint
S008 §982.313(c).
Status and limits
Text; no automatic foreclosure-triggered deduction or debt finding.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_tenant_based_deposit_rule_checked_successor_application_held", "scope": "313a–echecked:maycollect/PHAbenchmark/stateleasepredicate/moveout/itemization/promptbalance/possibleactualowedremainder;noautomaticdebt/depositcustody/successorliability.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C060 Saved research record

The owner must provide an itemized written list and promptly return the unused deposit balance.

Recorded check status: complete tenant based deposit rule checked successor application held

Source and pinpoint
S008 §982.313(d).
Trigger, conditions, exceptions
Deposit accounting under that rule.
Status and limits
Text; “promptly” is not converted into an invented number of days.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_tenant_based_deposit_rule_checked_successor_application_held", "scope": "313a–echecked:maycollect/PHAbenchmark/stateleasepredicate/moveout/itemization/promptbalance/possibleactualowedremainder;noautomaticdebt/depositcustody/successorliability.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C061 Saved research record

If the deposit is insufficient, the rule permits the owner to seek the balance the tenant owes under the lease.

Recorded check status: complete tenant based deposit rule checked successor application held

Source and pinpoint
S008 §982.313(e).
Trigger, conditions, exceptions
Actual enforceable balance exists.
Status and limits
Text; does not prove debt, amount, creditor identity, or collection procedure.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_tenant_based_deposit_rule_checked_successor_application_held", "scope": "313a–echecked:maycollect/PHAbenchmark/stateleasepredicate/moveout/itemization/promptbalance/possibleactualowedremainder;noautomaticdebt/depositcustody/successorliability.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C062 Saved research record

Deposit history and successor allocation disputed.

Recorded check status: complete tenant based deposit rule checked successor application held

Area and precise claim
The read PTFA text does not universally allocate liability for a deposit received or retained before transfer.
Source and pinpoint
S001 §702; S007 §1437f(o)(7)(F); S008 §982.313.
Status and limits
Textual limit; lease/HAP terms, custody/transfer facts, and governing successor-deposit law required.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_tenant_based_deposit_rule_checked_successor_application_held", "scope": "313a–echecked:maycollect/PHAbenchmark/stateleasepredicate/moveout/itemization/promptbalance/possibleactualowedremainder;noautomaticdebt/depositcustody/successorliability.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C063 Saved research record

Source of asserted contractual right.

Recorded check status: complete HAP third party boundary checked actual remedy held

Area and precise claim
Part 982 distinguishes tenant rights under the lease/addendum from rights under the HAP contract; it denies general family third-party-beneficiary status under that contract while preserving lease enforcement.
Source and pinpoint
S008 §982.456(a)–(c).
Status and limits
Text; no actual standing, forum, or damages conclusion.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_HAP_third_party_boundary_checked_actual_remedy_held", "scope": "456a–ccomplete:lease/addendumrightsdistinctfromHAPthirdpartybar;notactualstanding/forum/claimamount.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C064 Saved research record

The PTFA clauses read contain no express general damages schedule or express private civil-action provision.

Recorded check status: selected complete702 text checked other premises held

Source and pinpoint
S002 §§701–704; S001 §702; S007 amended (o)(7)(C), (F).
Trigger, conditions, exceptions
Proposed affirmative PTFA remedy.
Status and limits
Negative textual finding only; implied, state-law, contractual, defensive, and other enforcement theories remain held.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_complete702_text_checked_other_premises_held", "scope": "Complete702notice/term/qualifyingconjunctions/titleevent/exceptions/statepreservation/textuallimitschecked. Historicalparticularversion, crossreferences, application/default/process/contract/remedyfactsremainheld;noexpressprivatecauseislimitedtextfindingnotallpossibleclaims.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C065 Saved research record

PBV uses Part 982 subject to express exclusions; §982.310 applies only as modified by controlling §983.257, and several lease, deposit, and payment provisions do not simply carry over.

Recorded check status: complete PBV boundary checked current termination application held

Source and pinpoint
S009 §983.2(a)–(c), especially (c)(3), (6).
Trigger, conditions, exceptions
Program is PBV.
Status and limits
Text; tenant-based financial rules cannot be generalized indiscriminately.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_PBV_boundary_checked_current_termination_application_held", "scope": "9832completeprogramspecificexclusions/prioritychecked;noallPBVfinancial/deposit/contractsystemoractualprogramresult.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C066 Saved research record

The published 2024 §983.257 text removes specified personal-use/business-economic good-cause examples and identifies development/improvement and protective cross-references.

Recorded check status: complete published2024 983257 checked current body nested held

Source and pinpoint
S010 instruction 116, 89 FR 38334.
Trigger, conditions, exceptions
PBV termination framework.
Status and limits
Published final text read; current eCFR body and full nested exceptions not recovered/applied. No actual PBV result.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "complete_published2024_983257_checked_current_body_nested_held", "scope": "Publishedrevised983257completeonly;currentblockedbodyandnesteddevelopment/improvement/protective/lateramendmentholdsremain.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C067 Saved research record

Provision-specific effective status.

Recorded check status: published HOTMA effective delays checked later history held

Area and precise claim
The 2024 final rule generally became effective June 6, 2024, while specified provisions, including §982.451(c), were expressly delayed indefinitely in that publication.
Source and pinpoint
S010 Dates; instruction 69.
Status and limits
Text; delayed provision not treated as an operative rule merely because printed in the final rule.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "published_HOTMA_effective_delays_checked_later_history_held", "scope": "Datesanddelayed451cinstructionchecked;notassertingallprintedprovisionsoperativeorwholelateramendmentaudit.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C068 Saved research record

CA 18-4 describes PTFA as self-executing and lacking delegated federal agency implementation/interpretation authority; it is supervisory guidance, not an implementing regulation.

Recorded check status: selected official CA characterization checked not implementing law

Source and pinpoint
S011 body and applicability statement.
Trigger, conditions, exceptions
Source characterization.
Status and limits
Official guidance characterization; separate HUD voucher regulations retain their own legal basis.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "selected_official_CA_characterization_checked_not_implementing_law", "scope": "CA18-4selectedbodyself-executing/noagencyimplementationcharacterizationread;officialguidancewordingnotbindingnationaljudicialinterpretationorcompleteletter/statusrefresh.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C069 Saved research record

The 2009/2010 HUD notices are historical official explanations with dated wording and program scope.

Recorded check status: historical original attribution unreopened held

Source and pinpoint
S012 §§I–III; S013 §§I–II.
Trigger, conditions, exceptions
Use of older guidance.
Status and limits
Historical only where superseded; FHA conveyance procedures are not imported as universal PTFA service rules.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "historical_original_attribution_unreopened_held", "scope": "Originalhistoricalenactment/amendmenteffective-dateandoldHUDnoticebodiesnotfreshlyreopened; no2010transition/fullcurrentguidancestatusacceptance.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C070 Saved research record

HUD’s 2019 notice lists the Dec. 16, 2011 extension and Dec. 28, 2010 guidance for removal, and the Dec. 15, 2009 guidance for archiving.

Recorded check status: specific guidance status columns entries checked no pixels

Source and pinpoint
S014 Appendix A entries 55, 88, 123 and introductory explanation.
Trigger, conditions, exceptions
Identified guidance documents.
Status and limits
Published status finding; not a finding that all HUD PTFA guidance or PTFA itself was repealed.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "specific_guidance_status_columns_entries_checked_no_pixels", "scope": "AppendixAArchthenRemoveheaderand55/88secondX,123firstXconfirmedinHTML. NotallguidancerepealorPTFAstatutoryrepeal;noPDFvisualstatusorcurrentwholepublisheraudit.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C071 Saved research record

Potential reliance on those bulletins.

Recorded check status: positive bulletin withdrawals checked statutory repeal not inferred

Area and precise claim
CFPB’s register lists housing-insecurity Bulletin 2021-02 and rental-reporting Bulletin 2021-03 as withdrawn May 12, 2025.
Source and pinpoint
S015, 2021 entries.
Status and limits
Publisher-status finding; neither supplies current substantive authority here, and withdrawal is not statutory repeal.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "positive_bulletin_withdrawals_checked_statutory_repeal_not_inferred", "scope": "Twopositive2021entrieswithMay12,2025datefresh;noCFPBbulletinsubstantivePTFAfoundationorwholeabsenceclaim.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}
R014-P1-C072 Saved research record

Retrieved compilation/update labels establish the source versions examined, not a complete currentness or later-case-history certification through the research clock.

Recorded check status: source version limit preserved not currentness certificate

Source and pinpoint
S001, S005–S010 version labels; read/failure log.
Trigger, conditions, exceptions
Any statement of current status.
Status and limits
Express research limit; no comprehensive publication or operational acceptance.

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "atomic_reconciliation": "[internal evidence reference]", "disposition": "source_version_limit_preserved_not_currentness_certificate", "scope": "SelectedcurrentdisplaysOctober27/26distinctfromoriginal23/22andOLRCcutoffs;nosessionlaw/FR/stay/casehistory/allsourcecertification.", "all_original_limits_retained": true, "entire_claim_currentness_or_actual_application_accepted": false}

Sources, pinpoints and access limits

Keep the source version, actual read extent and jurisdiction with the proposition. A link or researcher access claim is not a substitute for an operative primary passage.

R014-P1-S001 Saved research record

House OLRC, 12 U.S.C. §5220, statutory note “Effect of Foreclosure on Preexisting Tenancy.” https://uscode.house.gov/us/usc/119-124/t12/s5220/

Recorded check status: fresh complete702 note and main scope checked

Exact provisions and read bounds
Complete reproduced §702(a)–(c), including exceptions and restoration/sunset annotations; main section inspected to distinguish its scope. HTML; PDF index N/A.
Version, effective predicate, and source status
Fresh statutory-body read. Banner through P.L. 119-124, Oct. 15, 2026. Restored statutory text; brackets/editorial annotations distinguished from enactment.
Currentness/read limitations
Not a complete later-session-law or judicial-history audit. uscode.house.gov
Direct source URLs
https://uscode.house.gov/us/usc/119-124/t12/s5220/
https://uscode.house.gov/us/usc/119-124/t12/s5220/?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "fresh_complete702_note_and_main_scope_checked", "scope": "Completeoperative702(a)–(c), editorialsunset/restorationnotes andmain5220scopedistinction;noalllaterlaw/transactionacceptance.", "selected_evidence_keys": ["PTFA_complete702_and_editorial_history", "5220_mainbody_scope_and_currency"], "all_original_limits_retained": true}
R014-P1-S002 Saved research record

Congress/GPO, Pub. L. 111-22. https://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htm

Recorded check status: original body attribution unreopened with holds

Exact provisions and read bounds
Complete title VII, §§701–704; 123 Stat. 1660–1662. HTML; PDF index N/A.
Version, effective predicate, and source status
Fresh enacted historical body. May 20, 2009 enactment; original sunset text read.
Currentness/read limitations
Original unamended wording is historical where later amended or repealed. Rest of public law not a full-body read. govinfo.gov
Direct source URLs
https://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htm
https://www.govinfo.gov/content/pkg/PLAW-111publ22/html/PLAW-111publ22.htm?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "original_body_attribution_unreopened_with_holds", "scope": "Originalresearchercells/readclaimsandlimitationspreserved;nomaterialfreshbodyacceptance. Historicaleffective/status, nesteddefinition/currentness/applicationgapsretained.", "selected_evidence_keys": [], "all_original_limits_retained": true}
R014-P1-S003 Saved research record

Congress/GPO, Pub. L. 111-203. https://www.govinfo.gov/content/pkg/PLAW-111publ203/html/PLAW-111publ203.htm

Recorded check status: original body attribution unreopened with holds

Exact provisions and read bounds
Complete §4; §1400(b)–(c); §1484. 124 Stat. 1390, 2136, 2204. HTML; PDF index N/A.
Version, effective predicate, and source status
Fresh enacted amendment/effective-date read. July 21, 2010 enactment. Exact §4 and §1400(c) triggers retained.
Currentness/read limitations
Historical effective-date reconciliation for a disputed §1484 transition application remains unresolved. No whole-act read claimed. govinfo.gov +2
Direct source URLs
https://www.govinfo.gov/content/pkg/PLAW-111publ203/html/PLAW-111publ203.htm
https://www.govinfo.gov/content/pkg/PLAW-111publ203/html/PLAW-111publ203.htm?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "original_body_attribution_unreopened_with_holds", "scope": "Originalresearchercells/readclaimsandlimitationspreserved;nomaterialfreshbodyacceptance. Historicaleffective/status, nesteddefinition/currentness/applicationgapsretained.", "selected_evidence_keys": [], "all_original_limits_retained": true}
R014-P1-S004 Saved research record

Congress/GPO, Pub. L. 115-174, §304. https://www.govinfo.gov/content/pkg/PLAW-115publ174/html/PLAW-115publ174.htm

Recorded check status: fresh complete304 restoration checked

Exact provisions and read bounds
Complete §304(a)–(c), 132 Stat. 1339. HTML; PDF index N/A.
Version, effective predicate, and source status
Fresh enacted body. May 24, 2018 enactment; effectiveness 30 days later; Dec. 30, 2014 version restored; sunset repealed.
Currentness/read limitations
No transaction-specific retroactivity holding inferred. govinfo.gov
Direct source URLs
https://www.govinfo.gov/content/pkg/PLAW-115publ174/html/PLAW-115publ174.htm
https://www.govinfo.gov/content/pkg/PLAW-115publ174/html/PLAW-115publ174.htm?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "fresh_complete304_restoration_checked", "scope": "Complete304(a)–(c), restorationselectedDecember30,2014versionand30daytrigger;historicalretroactivitynotassumed.", "selected_evidence_keys": ["restoration_complete304"], "all_original_limits_retained": true}
R014-P1-S005 Saved research record

House OLRC, 12 U.S.C. §2602. https://uscode.house.gov/us/usc/119-124/t12/s2602/

Recorded check status: fresh complete2602 1 and reference checked

Exact provisions and read bounds
Complete §2602(1), including temporary-financing exclusion, (A), and all (B)(i)–(iv) alternatives; reference note on redesignated §1602(g). HTML.
Version, effective predicate, and source status
Fresh statutory cross-reference. Banner through Oct. 15, 2026.
Currentness/read limitations
Incorporation of this definition does not establish every RESPA or Regulation X rule as a PTFA prerequisite. uscode.house.gov
Direct source URLs
https://uscode.house.gov/us/usc/119-124/t12/s2602/
https://uscode.house.gov/us/usc/119-124/t12/s2602/?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "fresh_complete2602_1_and_reference_checked", "scope": "Fullmortgagedefinition1A/B/temporaryexclusion/1–4units/>1millionandredesignationreference; actualnexus/TILAcreditorheld.", "selected_evidence_keys": ["RESPA_complete_mortgage_definition_and_reference"], "all_original_limits_retained": true}
R014-P1-S006 Saved research record

House OLRC, 15 U.S.C. §1602. https://uscode.house.gov/us/usc/119-124/t15/s1602/

Recorded check status: original body attribution unreopened with holds

Exact provisions and read bounds
§1602(a), (d)–(g), (i), and the necessary creditor-definition text; adjacent definitions inspected for separation. HTML.
Version, effective predicate, and source status
Fresh limited statutory cross-reference. Banner through Oct. 15, 2026.
Currentness/read limitations
No general TILA, high-cost-loan, APR, or credit-product determination. Nested special creditor branches not applied to an actual loan. uscode.house.gov
Direct source URLs
https://uscode.house.gov/us/usc/119-124/t15/s1602/
https://uscode.house.gov/us/usc/119-124/t15/s1602/?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "original_body_attribution_unreopened_with_holds", "scope": "Originalresearchercells/readclaimsandlimitationspreserved;nomaterialfreshbodyacceptance. Historicaleffective/status, nesteddefinition/currentness/applicationgapsretained.", "selected_evidence_keys": [], "all_original_limits_retained": true}
R014-P1-S007 Saved research record

House OLRC, 42 U.S.C. §1437f. https://uscode.house.gov/us/usc/119-120/t42/s1437f/

Recorded check status: fresh complete o7 selected restoration note checked other statute held

Exact provisions and read bounds
Complete (f) definitions; (o)(1)(A); complete (o)(7)(A)–(F); selected (o)(13) program/contract distinctions; 2009 amendment, 2018 effective-date, termination, and restoration notes. HTML.
Version, effective predicate, and source status
Fresh statutory-body read. Successful page banner through P.L. 119-120, Oct. 7, 2026.
Currentness/read limitations
Not all of §1437f or all assisted-housing eligibility rules read. Later compilation gap retained. uscode.house.gov +3
Direct source URLs
https://uscode.house.gov/us/usc/119-120/t42/s1437f/
https://uscode.house.gov/us/usc/119-120/t42/s1437f/?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "fresh_complete_o7_selected_restoration_note_checked_other_statute_held", "scope": "Complete(o)(7)A–Fandrestorationnoteselected;ownerdefinitions(f),(o)(1)/(13),completeeligibilityandallamendmentsnotfreshlyreopened.", "selected_evidence_keys": ["1437f_o7_A", "1437f_o7_B_F", "1437f_restoration_note"], "all_original_limits_retained": true}
R014-P1-S008 Saved research record

HUD/eCFR, selected Part 982 regulations. https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-A/section-982.1; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.308; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.310; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.313; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-J/section-982.451; https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-J/section-982.456

Recorded check status: fresh complete five selected 982 sections checked 9821 nested held

Exact provisions and read bounds
Operative bodies of §§982.1, .308, .310(a)–(h), .313(a)–(e), .451(a)–(b), and .456(a)–(c). HTML.
Version, effective predicate, and source status
Fresh regulation reads. Generally displayed Oct. 23, 2026 currency; .456 displayed Oct. 22. Program regulations, distinct from PTFA agency guidance.
Currentness/read limitations
Full Part 982 and all nested fair-housing, VAWA, criminal-activity, assistance-termination, and special-housing rules not read. §982.451(c) delayed-rule issue checked separately in S010. ecfr.gov +6
Direct source URLs
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-A/section-982.1
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.308
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.310
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.313
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-J/section-982.451
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-J/section-982.456
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-A/section-982.1?utm_source=chatgpt.com
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.310?utm_source=chatgpt.com
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-G/section-982.313?utm_source=chatgpt.com
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/subpart-J/section-982.456?utm_source=chatgpt.com
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-982/section-982.308?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "fresh_complete_five_selected_982_sections_checked_9821_nested_held", "scope": "Completeoperative308/310/313/451ab/456read;982.1andnestedprotectiveregimesnotfresh;groupedsourcerecordnotindependentconfirmations.", "selected_evidence_keys": ["982308_complete_operative", "982310_operative_early", "982310_protective_h4_tail", "982313_complete_operative", "982451_complete_ab_operative", "982456_complete_operative", "eCFR_310_currency", "eCFR_456_distinct_currency"], "all_original_limits_retained": true}
R014-P1-S009 Saved research record

HUD/eCFR, 24 C.F.R. §983.2. https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-983/subpart-A/section-983.2

Recorded check status: fresh complete9832 boundary checked

Exact provisions and read bounds
Complete (a)–(c), including Part 982 exclusions and §983.257 priority. HTML.
Version, effective predicate, and source status
Fresh regulation read. Displayed Oct. 23, 2026 currency.
Currentness/read limitations
Establishes program boundaries; does not complete the PBV termination/deposit system. ecfr.gov
Direct source URLs
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-983/subpart-A/section-983.2
https://www.ecfr.gov/current/title-24/subtitle-B/chapter-IX/part-983/subpart-A/section-983.2?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "fresh_complete9832_boundary_checked", "scope": "Completea–cexclusions,983257priorityand451a/b3/b4/cPBVexclusions; current983257body/nestedactualprogramheld.", "selected_evidence_keys": ["9832_complete_operative"], "all_original_limits_retained": true}
R014-P1-S010 Saved research record

HUD/GPO, HOTMA HCV/PBV implementation final rule, 89 FR 38224–38339. https://www.govinfo.gov/content/pkg/FR-2024-05-07/html/2024-08601.htm; same document’s agency publication display: https://www.federalregister.gov/documents/2024/05/07/2024-08601/housing-opportunity-through-modernization-act-of-2016-housing-choice-voucher-hcv-and-project-based

Recorded check status: fresh selected HOTMA dates delays 983257 checked

Exact provisions and read bounds
Dates at 38224; instructions 68–69 at 38300; instruction 86 at 38304–38305; complete revised §983.257 under instruction 116 at 38334. HTML; PDF index N/A.
Version, effective predicate, and source status
Fresh published final-rule read, selected portions. General effective date June 6, 2024; listed provisions expressly delayed indefinitely.
Currentness/read limitations
No whole-rule read or full later-amendment audit. §983.257’s 2024 text recovered, but current eCFR retrieval failed and nested development/improvement exceptions were not applied. govinfo.gov +3
Direct source URLs
https://www.govinfo.gov/content/pkg/FR-2024-05-07/html/2024-08601.htm
https://www.federalregister.gov/documents/2024/05/07/2024-08601/housing-opportunity-through-modernization-act-of-2016-housing-choice-voucher-hcv-and-project-based
https://www.govinfo.gov/content/pkg/FR-2024-05-07/html/2024-08601.htm?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "fresh_selected_HOTMA_dates_delays_983257_checked", "scope": "GeneralJune6effective,listedindefinitedelaysincluding451c,selectedamend68/69andcompletepublished983257;notfullrule/laterchanges/nestedexceptionsorcurrentchallengedbody.", "selected_evidence_keys": ["HOTMA_dates_and_delays", "HOTMA_complete_revised983257"], "all_original_limits_retained": true}
R014-P1-S011 Saved research record

Federal Reserve, CA 18-4, Restoration of the Protecting Tenants at Foreclosure Act. https://www.federalreserve.gov/supervisionreg/caletters/caltr1804.htm

Recorded check status: fresh selected CA18 4 date characterization only

Exact provisions and read bounds
Complete letter body and relevant footnotes; attachment not read. HTML.
Version, effective predicate, and source status
Fresh official supervisory guidance. Issued June 22, 2018; identifies June 23 restoration; supersedes CA 15-4.
Currentness/read limitations
Published page available without a withdrawal marker in the retrieved body. Not a binding PTFA regulation or a comprehensive later-status audit. federalreserve.gov
Direct source URLs
https://www.federalreserve.gov/supervisionreg/caletters/caltr1804.htm
https://www.federalreserve.gov/supervisionreg/caletters/caltr1804.htm?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "fresh_selected_CA18_4_date_characterization_only", "scope": "Read17–30includingJune23/self-executingstatements;notwholeletterfootnotes/attachment/currentpublisherstatusabsence. Later29openreturnedonly29.", "selected_evidence_keys": ["CA18_4_selected_official_guidance"], "all_original_limits_retained": true}
R014-P1-S012 Saved research record

HUD/GPO, Protecting Tenants at Foreclosure: Notice of Responsibilities…, 74 FR 30106–30108. https://www.govinfo.gov/content/pkg/FR-2009-06-24/html/E9-14909.htm

Recorded check status: original body attribution unreopened with holds

Exact provisions and read bounds
Complete substantive notice, §§I–IV, including §703 discussion and PHA-payment explanation. HTML.
Version, effective predicate, and source status
Fresh historical official guidance. Dated June 18; published June 24, 2009.
Currentness/read limitations
Original sunset and pre-amendment wording are historical. Later continuing status not fully established; not used to create current duties beyond current law. govinfo.gov +1
Direct source URLs
https://www.govinfo.gov/content/pkg/FR-2009-06-24/html/E9-14909.htm
https://www.govinfo.gov/content/pkg/FR-2009-06-24/html/E9-14909.htm?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "original_body_attribution_unreopened_with_holds", "scope": "Originalresearchercells/readclaimsandlimitationspreserved;nomaterialfreshbodyacceptance. Historicaleffective/status, nesteddefinition/currentness/applicationgapsretained.", "selected_evidence_keys": [], "all_original_limits_retained": true}
R014-P1-S013 Saved research record

HUD/GPO, PTFA: Guidance on Notification Responsibilities…Occupied Conveyance, 75 FR 66385–66386. https://www.govinfo.gov/content/pkg/FR-2010-10-28/html/2010-27309.htm

Recorded check status: original body attribution unreopened with holds

Exact provisions and read bounds
Complete substantive notice, background and occupied-conveyance discussion. HTML.
Version, effective predicate, and source status
Fresh historical official interpretive guidance. Dated Oct. 22; published Oct. 28, 2010.
Currentness/read limitations
FHA occupied-conveyance scope. Does not establish a universal PTFA service method. Later supplementation/status not fully resolved. govinfo.gov +1
Direct source URLs
https://www.govinfo.gov/content/pkg/FR-2010-10-28/html/2010-27309.htm
https://www.govinfo.gov/content/pkg/FR-2010-10-28/html/2010-27309.htm?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "original_body_attribution_unreopened_with_holds", "scope": "Originalresearchercells/readclaimsandlimitationspreserved;nomaterialfreshbodyacceptance. Historicaleffective/status, nesteddefinition/currentness/applicationgapsretained.", "selected_evidence_keys": [], "all_original_limits_retained": true}
R014-P1-S014 Saved research record

HUD/GPO, Removal of Obsolete and Superseded Guidance Documents, 84 FR 13695–13709. https://www.govinfo.gov/content/pkg/FR-2019-04-05/html/2019-06757.htm; https://www.govinfo.gov/content/pkg/FR-2019-04-05/pdf/2019-06757.pdf

Recorded check status: fresh selected HTML guidance status entries checked no pixels

Exact provisions and read bounds
Introduction and Appendix A column headings; entries 55, 88, 123, printed pp. 13697, 13698, 13699. PDF has 15 pages; relevant screenshot requests used zero-based indices 2, 3, 4.
Version, effective predicate, and source status
Fresh published guidance-status notice. Dated Apr. 1; published Apr. 5, 2019.
Currentness/read limitations
HTML table entries read. PDF extraction is not pixel review. Screenshot responses exposed image placeholders, not inspectable image content; no visual verification claimed. Unrelated appendix entries not fully read. govinfo.gov +2
Direct source URLs
https://www.govinfo.gov/content/pkg/FR-2019-04-05/html/2019-06757.htm
https://www.govinfo.gov/content/pkg/FR-2019-04-05/pdf/2019-06757.pdf
https://www.govinfo.gov/content/pkg/FR-2019-04-05/html/2019-06757.htm?utm_source=chatgpt.com
https://www.govinfo.gov/content/pkg/FR-2019-04-05/pdf/2019-06757.pdf?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "fresh_selected_HTML_guidance_status_entries_checked_no_pixels", "scope": "Completepertinentintro/AppendixAheadersplus55/88/123entrytext;ArchthenRemovespecificorderverified; noPDFpixelsorallappendix/laterguidancestatus.", "selected_evidence_keys": ["HUD2019_intro_head_and_entry55", "HUD2019_entry88", "HUD2019_entry123"], "all_original_limits_retained": true}
R014-P1-S015 Saved research record

CFPB, Withdrawn Guidance register. https://www.consumerfinance.gov/compliance/guidance/withdrawn-guidance/

Recorded check status: fresh positive two bulletin withdrawals checked

Exact provisions and read bounds
Register and relevant 2021 housing-insecurity/rental-reporting entries inspected. HTML.
Version, effective predicate, and source status
Fresh publisher-status check. Lists Bulletins 2021-02 and 2021-03 as withdrawn May 12, 2025.
Currentness/read limitations
No CFPB bulletin, circular, or advisory is used as a current substantive PTFA foundation. Register withdrawal is not statutory repeal. Consumer Financial Protection Bureau +1
Direct source URLs
https://www.consumerfinance.gov/compliance/guidance/withdrawn-guidance/
https://www.consumerfinance.gov/compliance/guidance/withdrawn-guidance/?utm_source=chatgpt.com

Recorded coordinator check boundaries

coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "source_check": "[internal evidence reference]", "disposition": "fresh_positive_two_bulletin_withdrawals_checked", "scope": "2021-03and2021-02displayedwithdrawnMay12,2025;nowhole-registerabsenceclaimorstatutoryrepeal.", "selected_evidence_keys": ["CFPB_positive_housing_bulletin_withdrawals"], "all_original_limits_retained": true}

What was examined—and what is still missing

The saved component-level coverage record keeps answered, partial, blank and unresolved branches distinct. A coverage label is not acceptance of a whole subject or jurisdiction.

coverage-1 Saved research record

Q1.1 — Locate ordinary operative statutory body

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C001–C002; S001–S002
Exact remaining authority or fact gap
Later compilation interval remains.
Next bounded permissible investigation
Targeted session-law update check.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 1, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-2 Saved research record

Q1.2 — Locate codified assisted amendments

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C039–C046; S007
Exact remaining authority or fact gap
Actual program/contract unknown.
Next bounded permissible investigation
Generic program-specific authority only.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 2, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-3 Saved research record

Q1.3 — Read original enactment and sunset

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C002–C003; S002
Exact remaining authority or fact gap
No actual historical event.
Next bounded permissible investigation
None needed for original text.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 3, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-4 Saved research record

Q1.4 — Read 2010 amendment contents

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C004–C005; S003
Exact remaining authority or fact gap
Historical operative-date reconciliation separate.
Next bounded permissible investigation
Focused effective-date interpretation pass.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 4, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-5 Saved research record

Q1.5 — Resolve every historical §1484 effective-date application

Recorded check status: recorded; no individual primary acceptance inferred

Status
Partial
Claim/example links
C006; E21
Exact remaining authority or fact gap
Interaction of §§4 and 1400(c) for disputed historical applications.
Next bounded permissible investigation
Published authoritative temporal interpretations, without docket inquiry.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 5, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-6 Saved research record

Q1.6 — Establish 2014 sunset and 2018 restoration

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C005, C007–C009; S004, S007, S011
Exact remaining authority or fact gap
Individual transition facts absent.
Next bounded permissible investigation
None for the enacted restoration structure.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 6, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-7 Saved research record

Q1.7 — Determine retroactivity for cross-boundary events

Recorded check status: recorded; no individual primary acceptance inferred

Status
Unresolved
Claim/example links
C010; E21
Exact remaining authority or fact gap
Controlling temporal authority and event facts.
Next bounded permissible investigation
Bounded generic published-opinion research if required.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 7, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-8 Saved research record

Q1.8 — Foreclosure versus other transaction

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered as textual boundary
Claim/example links
C011–C013; E02, E11
Exact remaining authority or fact gap
Actual transaction classification.
Next bounded permissible investigation
Generic jurisdiction-specific foreclosure/transfer definitions.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 8, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-9 Saved research record

Q1.9 — Federal connection and residential alternative

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C011, C014–C016; S001, S005–S006
Exact remaining authority or fact gap
Actual loan/property facts.
Next bounded permissible investigation
No actual inquiry authorized.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 9, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-10 Saved research record

Q1.10 — Immediate-successor actor

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C012; E01
Exact remaining authority or fact gap
Actual acquisition/capacity/agency facts.
Next bounded permissible investigation
Generic successor/agency authority where material.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 10, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-11 Saved research record

Q1.11 — Statute versus Code notes versus guidance

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C001, C068–C072
Exact remaining authority or fact gap
No full later-status audit.
Next bounded permissible investigation
Targeted authority-status updates.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 11, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-12 Saved research record

Q2.1 — Notice actor, recipient, minimum period

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C018; E01, E09
Exact remaining authority or fact gap
Actual notice and recipient facts.
Next bounded permissible investigation
No individual calculation.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 12, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-13 Saved research record

Q2.2 — Exact statutory cutoff event

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C017; E11–E13
Exact remaining authority or fact gap
State-law completion mechanics for an actual transaction.
Next bounded permissible investigation
Generic complete-title-transfer authority.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 13, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-14 Saved research record

Q2.3 — Notice provision versus receipt

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered as textual distinction
Claim/example links
C020
Exact remaining authority or fact gap
Governing service/proof law.
Next bounded permissible investigation
One-jurisdiction generic notice/service pass.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 14, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-15 Saved research record

Q2.4 — Nationwide service/delivery/deemed-receipt standard

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered: not supplied by §702
Claim/example links
C020–C021
Exact remaining authority or fact gap
Additional procedural authority.
Next bounded permissible investigation
Same bounded service-law pass.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 15, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-16 Saved research record

Q2.5 — Full remaining lease term

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C022–C026; E01, E10
Exact remaining authority or fact gap
Valid term, renewal, and inception facts.
Next bounded permissible investigation
Generic lease validity/renewal rules if needed.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 16, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-17 Saved research record

Q2.6 — Purchaser primary-residence exception

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered conditionally
Claim/example links
C024; E09
Exact remaining authority or fact gap
Sale sequence, intended use, receipt, other protections.
Next bounded permissible investigation
Published interpretations of the specific exception if material.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 17, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-18 Saved research record

Q2.7 — No-lease / at-will branch

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C025, C035–C036; E07–E08
Exact remaining authority or fact gap
Applicable state classification.
Next bounded permissible investigation
Bounded periodic/at-will law research.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 18, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-19 Saved research record

Q2.8 — Notice versus eviction authorization

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered as limit
Claim/example links
C026–C028, C051; E10, E16
Exact remaining authority or fact gap
State/local eviction prerequisites and defenses.
Next bounded permissible investigation
Separate generic eviction-process component.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 19, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-20 Saved research record

Q2.9 — Independent breach/default termination

Recorded check status: recorded; no individual primary acceptance inferred

Status
Partial
Claim/example links
C027, C049–C052; E17
Exact remaining authority or fact gap
Complete governing default and protective regimes.
Next bounded permissible investigation
Focused generic termination-ground research.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 20, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-21 Saved research record

Q3.1 — Bona fide conjunctions

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C029–C034; E03–E06
Exact remaining authority or fact gap
Actual predicate facts.
Next bounded permissible investigation
No actual eligibility decision authorized.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 21, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-22 Saved research record

Q3.2 — Listed family relationships

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C030; E04
Exact remaining authority or fact gap
Actual mortgagor/relationship; unlisted-edge interpretations.
Next bounded permissible investigation
Published interpretations only if an abstract edge issue matters.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 22, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-23 Saved research record

Q3.3 — Arm’s-length requirement

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered as enacted test
Claim/example links
C031; E03
Exact remaining authority or fact gap
Proof standards and actual formation facts.
Next bounded permissible investigation
Bounded published interpretation of that term.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 23, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-24 Saved research record

Q3.4 — Market-rent requirement

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered as enacted test
Claim/example links
C032, C034; E06
Exact remaining authority or fact gap
Supported market comparison; no statutory numeric formula.
Next bounded permissible investigation
Generic interpretation, not a property/rent lookup.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 24, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-25 Saved research record

Q3.5 — Government-subsidy exception

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C033; E05
Exact remaining authority or fact gap
Actual subsidy causation and program identity.
Next bounded permissible investigation
Generic subsidy-program authority.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 25, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-26 Saved research record

Q3.6 — Oral/unwritten arrangements

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered as federal limit
Claim/example links
C035, C047; E07
Exact remaining authority or fact gap
State validity/proof and exact program.
Next bounded permissible investigation
One-jurisdiction formation/writing rules.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 26, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-27 Saved research record

Q3.7 — Periodic versus fixed versus at will

Recorded check status: recorded; no individual primary acceptance inferred

Status
Partial
Claim/example links
C036; E08
Exact remaining authority or fact gap
State legal classification and agreement.
Next bounded permissible investigation
Generic state classification pass.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 27, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-28 Saved research record

Q3.8 — Documentary absence versus invalidity/sham

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered as distinction
Claim/example links
C037; E03, E07
Exact remaining authority or fact gap
Evidence and proof standards.
Next bounded permissible investigation
No record search; generic proof-law research only.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 28, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-29 Saved research record

Q3.9 — Timing cutoff for lease inception

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C022–C023, C038; E12–E13
Exact remaining authority or fact gap
Actual inception and complete-title facts.
Next bounded permissible investigation
Generic interpretation for boundary cases.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 29, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-30 Saved research record

Q4.1 — Necessary assisted-program scope

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered with program hold
Claim/example links
C039–C046; E14–E15
Exact remaining authority or fact gap
Actual subsection-(o) classification and eligibility.
Next bounded permissible investigation
Exact program’s published rules.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 30, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-31 Saved research record

Q4.2 — Lease/HAP successor assumption

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C043; E15
Exact remaining authority or fact gap
Actual contracts and occupied-unit status.
Next bounded permissible investigation
Generic contract-form comparison if authorized.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 31, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-32 Saved research record

Q4.3 — Assisted termination / occupancy predicates

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered conditionally
Claim/example links
C041–C044; E15
Exact remaining authority or fact gap
Ground, transfer, occupancy, notice facts.
Next bounded permissible investigation
Narrow interpretation of those clauses.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 32, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-33 Saved research record

Q4.4 — Assisted written notice / court process

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered at selected federal level
Claim/example links
C044, C051–C052
Exact remaining authority or fact gap
State procedure and nested protective rules.
Next bounded permissible investigation
Separate focused process/protection research.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 33, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-34 Saved research record

Q4.5 — Interaction with stronger state/local law

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C028, C045; E16
Exact remaining authority or fact gap
Which state/local protection applies.
Next bounded permissible investigation
One-jurisdiction substantive comparison.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 34, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-35 Saved research record

Q4.6 — Tenant rent versus HAP share

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered for examined tenant-based rules
Claim/example links
C053–C054; E18
Exact remaining authority or fact gap
Actual allocation, credits, contract status.
Next bounded permissible investigation
No actual amount calculation authorized.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 35, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-36 Saved research record

Q4.7 — Rent recipient after transfer

Recorded check status: recorded; no individual primary acceptance inferred

Status
Partial
Claim/example links
C043, C055; E19
Exact remaining authority or fact gap
Title/capacity, contract administration, authority to receive payment.
Next bounded permissible investigation
Generic successor/payment-recipient law.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 36, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-37 Saved research record

Q4.8 — Ongoing rent obligation versus possession

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered as textual limit
Claim/example links
C027, C056; E17
Exact remaining authority or fact gap
Contract, defenses, habitability/abatement and other law.
Next bounded permissible investigation
Separate generic rent-obligation component.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 37, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-38 Saved research record

Q4.9 — Pre-transfer arrears

Recorded check status: recorded; no individual primary acceptance inferred

Status
Unresolved as debt ownership/liability
Claim/example links
C057; E19
Exact remaining authority or fact gap
Assignment, obligation, accounting, and governing law.
Next bounded permissible investigation
Focused arrears-assignment research.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 38, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-39 Saved research record

Q4.10 — Deposit accounting

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered for selected tenant-based rule
Claim/example links
C058–C061
Exact remaining authority or fact gap
Actual program, lease, lawful deductions, amounts.
Next bounded permissible investigation
Separate program/state deposit pass.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 39, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-40 Saved research record

Q4.11 — Universal successor deposit liability

Recorded check status: recorded; no individual primary acceptance inferred

Status
Not established
Claim/example links
C062; E19
Exact remaining authority or fact gap
State successor-deposit law and custody/transfer facts.
Next bounded permissible investigation
Bounded generic successor-liability research.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 40, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-41 Saved research record

Q4.12 — Tenant affirmative remedy

Recorded check status: recorded; no individual primary acceptance inferred

Status
Partial
Claim/example links
C048, C063–C064; E20
Exact remaining authority or fact gap
Controlling remedial authority, forum, theory, later history.
Next bounded permissible investigation
Published majority opinions only if needed; no docket/status query.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 41, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-42 Saved research record

Q4.13 — PBV distinctions

Recorded check status: recorded; no individual primary acceptance inferred

Status
Partial
Claim/example links
C065–C067; E22
Exact remaining authority or fact gap
Current §983.257 retrieval and complete nested rules; other PBV financial provisions.
Next bounded permissible investigation
Recover official current bodies and relevant final amendments.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 42, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-43 Saved research record

Q4.14 — Other subsidized programs

Recorded check status: recorded; no individual primary acceptance inferred

Status
Excluded beyond boundary identification
Claim/example links
C039, C065; E14
Exact remaining authority or fact gap
Exact program not selected.
Next bounded permissible investigation
Separate named-program component.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 43, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-44 Saved research record

Q5.1 — Provision-specific comparison

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
Section 2; C011–C067
Exact remaining authority or fact gap
Application facts held.
Next bounded permissible investigation
None for this comparison.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 44, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-45 Saved research record

Q5.2 — Blank document-audit worksheet

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
W01–W42
Exact remaining authority or fact gap
No entries made.
Next bounded permissible investigation
No actual inquiry authorized.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 45, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-46 Saved research record

Q5.3 — Required qualitative branches

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
E01–E22
Exact remaining authority or fact gap
Stipulated examples only.
Next bounded permissible investigation
No individualized outcome.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 46, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-47 Saved research record

Q5.4 — Deadline/amount model

Recorded check status: recorded; no individual primary acceptance inferred

Status
Excluded as unnecessary
Claim/example links
C018–C020, C054, C060
Exact remaining authority or fact gap
No actual calculation requested or justified.
Next bounded permissible investigation
Separate authorized model only if needed.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 47, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-48 Saved research record

Status — CFPB withdrawal check

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered
Claim/example links
C071; S015
Exact remaining authority or fact gap
No CFPB substantive guidance relied upon.
Next bounded permissible investigation
Recheck a specifically proposed source before future reliance.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 48, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-49 Saved research record

Status — HUD guidance issuance/removal

Recorded check status: recorded; no individual primary acceptance inferred

Status
Answered for identified documents; partial overall
Claim/example links
C069–C070; S012–S014
Exact remaining authority or fact gap
Later status of other historical notices not fully established.
Next bounded permissible investigation
Targeted document-specific status check.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 49, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-50 Saved research record

Status — Source failures and PDF limits

Recorded check status: recorded; no individual primary acceptance inferred

Status
Disclosed
Claim/example links
Section 9
Exact remaining authority or fact gap
Listed inaccessible bodies and absent pixels.
Next bounded permissible investigation
Ordinary public-source recovery only; no workaround.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 50, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}
coverage-51 Saved research record

Parent A014 dimensions

Recorded check status: recorded; no individual primary acceptance inferred

Status
Excluded and preserved
Claim/example links
Section 11
Exact remaining authority or fact gap
All unaddressed legal/product/jurisdictional dimensions.
Next bounded permissible investigation
Separate bounded assignments; no parent closure.

Recorded coordinator check boundaries

coordinator acceptance
scoped_partial_not_accepted
coordinator review
{"at": "2026-10-29T08:37:25.869083+00:00", "identity": "delegated coordinator /root/review_wv1; not independent", "coverage_reconciliation": "[internal evidence reference]", "row": 51, "all_original_missing_evidence_retained": true, "parent_or_publication_acceptance": false}

Corrections, review and scope

Read the evidence with its boundaries. These are saved research components, including revisions. A scoped coordinator review checks selected evidence; it does not certify every claim, a complete jurisdiction, current law or individual applicability. Dates and access limits remain attached to the records.

How to read the research →

No currently queued material correction is mapped to this component. This does not remove its currentness, access, jurisdiction or application limits.

Recorded review disposition

reviewed scoped partial with holds

Other components in this research series

Download this complete public research record (JSON)
Record integrity

Original saved Markdown SHA-256: 1cd7afe2b2f094cc31cbdf8b46334dbcaa34880979ab3ba371b022686f9b0b5c. Public formatting, private-reference removal and correction annotations are separate from that immutable original.

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