{"meta":{"key":"s_ne--pass-11","task":"S_NE","title":"SNE Nebraska ordinary unsecured consumer-debt limitation, accrual, choice of law, tolling, and revival","parent_title":"Nebraska debt and debt relief law","edition":"pass-11","path":"/research/s_ne--pass-11/","kind":"split_pass","category":"state","role":"state","area_numbers":[66],"groups":["collections"],"date":"2026-10-26","tables":6,"claims":54,"sources":34,"review_status":"four_bounded_calendar_service_age_and_locator_corrections_pending_UNSENT","review_complete":true,"sha256":"2549fa7a24171f51ac54954773f0bf20e5aeab01e78c3e291849ebecac01c0c0","headings":["Executive determination","B1. Written contract—five years","B2. Oral, implied, or materially parol-dependent agreement—four years","B3. Continuous running or open account","B4. Account stated","B5. No categorical Nebraska “credit-card period”","D1. Installment-by-installment accrual","D2. Optional acceleration requires affirmative election","D3. “Automatic” acceleration clause","D4. Deacceleration, reinstatement, and waiver","E1. Statutory rule","E2. Payment conditions","E3. Before versus after the original period","E4. Written acknowledgment","E5. Electronic acknowledgment or promise","E6. Settlement discussions","E7. Payment by agent, spouse, joint obligor, or third party","F1. No restart from transfer alone","F2. Buyer cannot choose a new period by pleading label alone","F3. Transfer plus new agreement","G1. Instrument status is not a label","G2. Article 3 periods","Service consequence","Example 2 — oral contract","Example 3 — partly written agreement","Example 4 — installment-by-installment written obligation","Example 5 — supported acceleration","Example 6 — open account and unilateral credit","Example 7 — account stated remains fact-dependent","Example 8 — qualifying voluntary payment before expiration","Example 9 — qualifying payment after original bar","Example 10 — disputed settlement email","Example 11 — electronic acknowledgment","Example 12 — transfer without new promise","Example 13 — definite-time negotiable note","Example 14 — demand note","Demand made","No demand","Example 15 — cross-border contract","Example 16 — bankruptcy stay","Example 17 — time-barred nonlitigation collection","Freshly read in PASS-11","Numerical and calendar self-check","Prior-pass treatment","Bounded negative or incomplete searches","Sources not fully authenticated","Not performed"],"generation_provenance":{"actual_route":"regular_chat_adaptive_models","actual_model":"GPT-5.6 Sol","actual_mode":"Pro","provenance_limit":"Actual documented capture labels only; missing labels remain unknown. No preferred setting is inferred as actual execution."},"public_id":"S_NE/pass-11","facets":{"geography":["us","us-ne"],"debt_type":["unknown"],"stage":["judgment"],"subject":["definitions-classification","limitations-revival","judgments-duration"]},"scope":"Distinct ordinary unsecured consumer-debt limitation/accrual/choice/tolling/revival item3 component; sectors/judgments/fullprocedure later","pending_corrections":4},"markdown":"# S_NE PASS-11 — Nebraska ordinary unsecured consumer-debt limitation, accrual, choice of law, tolling, and revival\n\n**Actual fresh research date:** October 26, 2026, Pacific time / October 26, 2026 UTC\n**Mode/model:** Regular Chat; GPT-5.6 Sol Pro\n**Review status:** Same-project continuation, **not independent review**.\n\nThis pass is limited to ordinary unsecured consumer obligations potentially characterized as written contracts, oral or implied contracts, open or running accounts, revolving or credit-card accounts, installment obligations, and qualifying negotiable instruments. It also covers the narrow choice-of-law, tolling, revival, commencement, service, and federal time-barred-debt rules needed to calculate those periods.\n\nIt does not accept the unreviewed conclusions in PASS-06 through PASS-10. Mortgage foreclosure, vehicle repossession or deficiency, medical billing, utilities, rent, education debt, child support, public debts, taxes, probate nonclaim rules, bankruptcy procedure beyond necessary tolling, sale-of-goods merits, fraud, judgments, liens, garnishment, and local or tribal law remain separate required work.\n\n## Executive determination\n\nNebraska does **not** assign one categorical limitation period to “credit-card debt,” “consumer debt,” “collection accounts,” or debt held by a buyer. The governing period follows the legal cause of action and the proof needed to establish it:\n\n- **Five years** for an agreement, contract, or promise that is wholly provable by a writing or writings under Neb. Rev. Stat. §25-205.\n- **Four years** for an express or implied contract not in writing, including a partly written agreement whose material obligation must be supplied by parol evidence, under §25-206.\n- **Four years** for a continuous running account under the residual statute, ordinarily measured from the last genuine account item—not from a unilateral bookkeeping entry.\n- **Four years** for an ordinary account-stated theory under the Nebraska authority located, measured from the date the account was actually stated or assented to; silence is evidence of assent, not automatic assent.\n- **Six years** for enforcement of a qualifying UCC Article 3 note payable at a definite time, measured from the stated or properly accelerated due date.\n- A different Article 3 structure for demand notes, checks, drafts, and other negotiable-instrument claims.\n- **Four years** for a true Article 2 sale-of-goods claim, a separate gateway that remains outside the full scope of this pass. [Nebraska Legislature+4](https://nebraskalegislature.gov/laws/statutes.php?statute=25-205)\n\nA document is not necessarily a “written contract” merely because some paper or electronic terms exist. Nebraska treats a contract as unwritten when the alleged binding obligation cannot be proved wholly from the writings or when material terms require parol testimony. That classification is particularly important for credit-card and revolving accounts assembled from an application, cardmember terms, later amendments, periodic statements, and usage evidence. [Nebraska.gov+3](https://www.ne.gov/apps-courts-epub/public/viewAdvanced?docId=N00007938PUB)\n\nAccrual ordinarily begins at breach or failure to perform—not at charge-off, sale, collection placement, assignment, or the creditor’s later internal status change. For installment obligations, each installment has its own accrual date unless a valid acceleration clause is affirmatively exercised. Nebraska does not treat an optional acceleration clause as automatically self-executing merely because default occurred or the clause uses mandatory-sounding words; the creditor must take positive action manifesting the election to accelerate. [Nebraska Legislature+6](https://nebraskalegislature.gov/laws/statutes.php?statute=25-205)\n\nA sale, assignment, placement with a collector, or change of servicer does not create a new cause of action or select a new limitation period. An assignee generally stands in the assignor’s shoes and takes subject to existing defenses. A later owner may have different procedural proof obligations, but ownership by itself does not restart accrual. [Nebraska.gov+3](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00010135PUB)\n\nNebraska’s revival statute is consequential. For a cause founded on contract, a **voluntary payment of principal or interest**, a **written acknowledgment of an existing liability**, or a **written promise to pay** starts a new period of the same applicable length. But the payment must actually be voluntary and attributable to the debtor or an authorized actor; a unilateral creditor credit, involuntary levy, or unexplained ledger entry is not enough. A writing must amount to an unqualified recognition of existing liability or an actual promise—not merely mention the account, suggest possible negotiation, or dispute the obligation while proposing a compromise. [Nebraska Legislature+3](https://nebraskalegislature.gov/laws/statutes.php?statute=25-216)\n\nNebraska’s Uniform Conflict of Laws–Limitations Act rejects the simplistic rule that a Nebraska court always uses Nebraska’s period. If the claim is substantively based on another state’s law, the other state’s limitation period can apply, together with that state’s accrual and tolling law. A contractual choice-of-law clause is relevant but not automatically conclusive; Nebraska first applies its own choice-of-law rules and tests the clause’s validity and scope. [Nebraska Legislature+4](https://nebraskalegislature.gov/laws/statutes.php?statute=25-3203)\n\nAn action is now commenced when the complaint is filed, but each defendant must be properly served within 180 days. Failure to do so dismisses the action automatically and without prejudice, effective the day after the service period expires. Nebraska’s savings clause expressly excludes an action that failed because of untimely service, so filing on the final limitations day is not durable preservation if service is later missed. [Nebraska Legislature+1](https://nebraskalegislature.gov/laws/statutes.php?statute=25-217)\n\nThe ordinary contract limitation is an affirmative defense, not a subject-matter-jurisdiction rule. It can be waived if not pleaded, and a court generally cannot raise it sua sponte. Expiration ordinarily bars the judicial remedy rather than automatically extinguishing the underlying obligation, although particular statutes can operate differently. [Nebraska.gov+9](https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00013512PUB)\n\n# A. Claim-by-claim classification matrix\n\n| Claimed legal theory or instrument | Nebraska period | Accrual event | Conditions and alternative branches | Consequence |\n| --- | --- | --- | --- | --- |\n| **Written contract fully proved by writings** | **5 years** | Breach or failure to perform | Writings must themselves establish the binding obligation and material terms. Resort to parol evidence for essential terms can move claim to §25-206. | Suit after period is subject to affirmative defense. |\n| **Oral contract** | **4 years** | Breach; where payment is “on demand,” when demand first could lawfully be made unless contract says otherwise | Actual demand cannot indefinitely postpone an already enforceable oral obligation. | Four-year branch. |\n| **Implied contract / implied-in-fact obligation** | **4 years** | When right to sue arises | Exact transaction and promised performance required. | Four-year branch. |\n| **Partly written, partly oral contract** | **4 years** | Breach | Applies where material obligation cannot be wholly proved by writings. | A signed document alone does not ensure five years. |\n| **Continuous running/open account** | Ordinarily **4 years** | Date of last genuine item in continuous account | “Item” must reflect a transaction creating legal indebtedness; unilateral credit, internal transfer, or bookkeeping adjustment is not automatically an item. | Exact last-item date controls only after account classification. |\n| **Account stated** | Ordinarily **4 years** under located Nebraska authority | Date the account was actually stated or agreed | Requires prior dealings plus express or implied assent to a balance. Silence/failure to object is evidence, not conclusive assent. A separately signed written settlement could require different classification. | New account-stated cause can replace need to prove each original item, but assent and date remain factual. |\n| **Credit-card claim on complete written card agreement** | Potentially **5 years** | Breach of written agreement or valid acceleration | Creditor must prove the operative written agreement, amendments, account identity, and that writings alone establish obligation. No categorical “credit-card period.” | Five-year branch only if writing classification is proved. |\n| **Credit-card claim requiring usage, oral acceptance, or extrinsic terms** | Potentially **4 years** | Breach/right to sue | If material liability cannot be wholly proved by writings, §25-206 can govern. | Four-year branch. |\n| **Credit-card account stated** | Potentially **4 years** | Date of proven assent to statement/balance | *American Express v. Scheer* recognizes account-stated theory for card accounts; *Crossman* makes assent fact-sensitive. | No automatic restart merely because a monthly statement was mailed. |\n| **Installment contract, no acceleration** | Applicable underlying period for **each installment separately** | Each installment’s due date | Written contract generally five years per installment; oral contract generally four. | Earlier installments can be barred while later ones remain timely. |\n| **Installment contract with optional acceleration** | Applicable underlying period for entire balance after valid exercise | Date of affirmative acceleration action | Default alone is insufficient unless governing law and contract make acceleration genuinely automatic; Nebraska cases require positive action for optional acceleration. | Entire-balance clock begins on valid acceleration. |\n| **Purported deacceleration or waiver of acceleration** | **Unresolved in this pass** | Depends on contract, notice, and conduct | No controlling ordinary-unsecured Nebraska authority was located establishing a universal deacceleration rule. | Exact date held. |\n| **Negotiable note payable at a definite time** | **6 years** | Stated due date(s), or valid accelerated due date | Instrument must satisfy UCC §3-104; label “note” alone is not enough. | UCC §3-118 supersedes general five-year written-contract period. |\n| **Negotiable demand note, demand made** | **6 years** | Date of demand | Subject to Article 3 conditions. | Six-year period. |\n| **Negotiable demand note, no demand** | Bar after **10 continuous years** with no principal or interest payment | Continuous nonpayment period | Exact starting point depends on issuance and last qualifying payment. | Ten-year backstop. |\n| **Unaccepted draft** | Earlier of **3 years after dishonor** or **10 years after draft date** | Dishonor/date rule | Article 3 classification required. | Special UCC period. |\n| **Certified, cashier’s, teller’s, or traveler’s check** | **3 years after demand** | Demand | Exact instrument category required. | Special UCC period. |\n| **Other Article 3 right not otherwise specified** | **3 years** | Accrual | Includes specified conversion/warranty/other Article 3 claims. | Special UCC period. |\n| **Sale-of-goods contract claim** | **4 years** | Ordinarily breach/tender; special future-performance warranty exception | Contract can reduce period to at least one year but cannot extend it. Full sale-of-goods analysis excluded. | Separate UCC Article 2 branch. |\n\nThe statutory periods and principal classifications come from §§25-205, 25-206, 25-212, UCC §§3-104, 3-118, and 2-725. [Nebraska Legislature+5](https://nebraskalegislature.gov/laws/statutes.php?statute=25-205)\n\n# B. Written, oral, open-account, and credit-card classification\n\n## B1. Written contract—five years\n\nSection 25-205 applies to an action “upon” a written agreement, contract, or promise. Nebraska requires the writing or combination of writings to establish the actual obligation sued upon. A form containing general language but omitting the scope, price, assent, or other material obligations does not receive the five-year period merely because both parties signed something. [Nebraska Legislature+4](https://nebraskalegislature.gov/laws/statutes.php?statute=25-205)\n\nIn *Aurora Technology v. Labedz*, a signed document described itself as the “beginning contract,” but material services and price depended on oral discussions and proposals. The Court of Appeals affirmed application of the four-year period because the alleged obligation could not be wholly proved from the writing. The court’s holding supplies the most useful classification rule for cardmember agreements assembled from multiple documents and conduct: the court asks what evidence is actually needed to prove the binding promise, not what label appears on the first page. [Nebraska.gov+3](https://www.ne.gov/apps-courts-epub/public/viewAdvanced?docId=N00007938PUB)\n\n## B2. Oral, implied, or materially parol-dependent agreement—four years\n\nSection 25-206 applies to a contract not in writing, whether express or implied. Nebraska authority treats a partly written agreement as unwritten when parol testimony is needed to make the binding obligation complete. Accrual ordinarily occurs when the promised performance is due and not performed. [Nebraska Legislature+2](https://nebraskalegislature.gov/laws/statutes.php?statute=25-206)\n\nFor an oral demand obligation, the official §25-206 annotations identify Nebraska authority measuring accrual from when demand could first have been made, not when the creditor eventually elects to demand. A creditor cannot necessarily extend the limitation indefinitely through inaction. The exact result still depends on whether the contract made demand a true condition precedent. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-206)\n\n## B3. Continuous running or open account\n\nSection 25-212 supplies a four-year residual period for actions not otherwise provided for. Nebraska’s official annotations identify the last genuine account item as the accrual point for a continuous running account. That does not mean every later ledger event restarts the period. A true “item” must represent an underlying transaction creating or changing legal indebtedness; a unilateral transfer, unexplained credit, internal reclassification, or collector placement is not automatically a new item. [Nebraska Legislature+1](https://nebraskalegislature.gov/laws/statutes.php?statute=25-212)\n\nA creditor cannot convert an otherwise stale account into a current open account by posting its own credit without the debtor’s authorization. That issue is also distinct from §25-216 revival: a qualifying revival payment must be voluntary and attributable to the debtor. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-216)\n\n## B4. Account stated\n\nAn account stated is a new agreement, after prior dealings, fixing the balance due. Nebraska recognizes both express assent and implied assent from conduct, but delayed objection or silence is evidence—not an automatic legal conclusion. What constitutes an unreasonably long retention without objection is fact-dependent. [Nebraska.gov+2](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011014PUB)\n\n*American Express Centurion Bank v. Scheer* applied an account-stated theory to three credit-card accounts where periodic statements were sent and not objected to. The case confirms that card debt can be pleaded as account stated, but it does not create one universal limitations classification for every credit-card claim. The creditor still must prove assent and identify when the account became stated. [Nebraska.gov+4](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011009PUB)\n\nThe official §25-206 annotations state that the period on an account stated runs from the date of the account stated rather than from the original debt. For an ordinary account stated resting on express or implied assent rather than a separate fully signed settlement contract, the located Nebraska authority points to the four-year branch. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-206)\n\n## B5. No categorical Nebraska “credit-card period”\n\nA credit-card complaint can potentially rest on several different causes:\n\nPlain text\n```\nWritten cardmember contract       → potentially 5 years\nMixed/parol-dependent contract    → potentially 4 years\nOpen/running account              → potentially 4 years from last true item\nAccount stated                    → potentially 4 years from proven assent\nNegotiable instrument             → ordinarily not, unless an actual instrument\n                                   independently satisfies UCC §3-104\n```\n\nThe issuer, collector, or buyer must identify the legal cause actually asserted and the documents needed to prove it. A secondary chart labeling all credit cards as “written” or “open account” does not resolve the Nebraska classification.\n\n# C. Accrual and event matrix\n\n| Event | Ordinary Nebraska effect | Conditions and limits |\n| --- | --- | --- |\n| **Contract payment becomes due and is not made** | Cause ordinarily accrues at breach | No general discovery rule for ordinary contract claims |\n| **Creditor later discovers breach** | Ordinarily does not postpone accrual | Fraudulent concealment or another specific doctrine requires separate pleading and proof |\n| **Installment becomes due** | Separate cause for that installment | Unless entire debt has validly accelerated |\n| **Borrower misses several installments** | Several individual accrual dates | Default alone is not necessarily whole-balance acceleration |\n| **Creditor sends clear acceleration notice** | Can start entire-balance clock | Must be authorized and manifest a positive election; exact effective date depends on contract and notice |\n| **Creditor files suit demanding entire balance** | Filing can itself be first affirmative acceleration action | If complaint is valid and acceleration clause permits |\n| **Creditor internally marks account accelerated** | Not necessarily sufficient | Undisclosed internal act may not manifest election to debtor |\n| **Charge-off** | Does not automatically create or reset accrual | It may coincide with breach or acceleration but is an accounting/regulatory status |\n| **Sale or assignment** | No reset | Assignee takes existing claim and defenses |\n| **Placement with collector** | No reset | Collection status is not new contractual performance |\n| **Account statement mailed** | Does not automatically create account stated | Assent must be proven |\n| **Failure to object to statement** | Evidence of assent | Reasonableness and surrounding circumstances are fact questions |\n| **Settlement offer** | Does not automatically restart period | Must qualify as payment, written acknowledgment, or written promise under §25-216 |\n| **Partial voluntary principal/interest payment** | Starts new applicable period | Recognition, voluntariness, account attribution, and authority required |\n| **Unilateral creditor credit** | Does not establish restart | Debtor authorization/ratification required |\n| **Written unqualified acknowledgment** | Starts new applicable period | Must recognize existing liability; electronic writing must satisfy attribution and intent rules |\n| **Written conditional or disputed communication** | Fact-dependent; often insufficient | Exact language and conditions control |\n| **Maturity of definite-time negotiable note** | Six-year Article 3 period starts from stated due date | Valid negotiable instrument required |\n| **Demand on negotiable demand note** | Six-year Article 3 period starts | If no demand, ten-year continuous nonpayment rule applies |\n| **Reporting or credit-bureau deletion date** | No effect on suit accrual | Credit-reporting obsolescence is a separate federal clock |\n\nContract accrual is generally tied to breach. *Oltman v. Parde* reaffirms that Nebraska does not apply a general discovery rule to ordinary contract claims merely because the claimant did not know the full consequences. [Nebraska.gov+2](https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00010729PUB)\n\n# D. Installments, acceleration, and deacceleration\n\n## D1. Installment-by-installment accrual\n\nAbsent acceleration, each installment creates its own cause when due. The result can be a “rolling” limitation:\n\nPlain text\n```\nInstallment 1 due → its own 4-, 5-, or 6-year period\nInstallment 2 due → separate period\nInstallment 3 due → separate period\n...\n```\n\nNebraska authority applies that rule to continuing written obligations, and *Beckner v. Urban* separately confirms installment-by-installment treatment before considering the effect of later qualifying payments. [Nebraska Legislature+3](https://nebraskalegislature.gov/laws/statutes.php?statute=25-205)\n\n## D2. Optional acceleration requires affirmative election\n\n*Village of Filley v. Setzer* held that an acceleration provision was not self-operative even though it used strong language. Nebraska treats an optional acceleration clause as requiring positive action indicating the creditor has exercised the option. Written notice can do so; in some cases the complaint itself is the first qualifying action. [Nebraska.gov+3](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00004964PUB)\n\nAccordingly, these are not interchangeable:\n\nPlain text\n```\nDefault date\nInternal charge-off date\nDate account was placed with collector\nDate creditor sent acceleration notice\nDate creditor filed whole-balance suit\nContractual maturity date\n```\n\nThe applicable event must be identified from the contract and evidence.\n\n## D3. “Automatic” acceleration clause\n\nThe word “automatic” or “immediately” does not always resolve the question. Nebraska decisions emphasize the clause’s structure and whether the creditor retained an option. A genuinely self-executing maturity clause could produce a different result, but no universal consumer-debt rule was located that every such clause is self-operative. The complete contract and controlling transaction law are required.\n\n## D4. Deacceleration, reinstatement, and waiver\n\nNo controlling Nebraska appellate decision was located in this bounded search establishing a general ordinary-unsecured rule for:\n\n- rescinding acceleration;\n- deaccelerating by accepting a payment;\n- reinstating the original installment schedule;\n- waiving acceleration through silence;\n- or creating a new whole-balance accrual date after prior acceleration.\n\nThose issues remain held pending the actual contract, payment history, notices, and any sector-specific law. Accepting one payment should not be treated automatically as either deacceleration or a new acceleration.\n\n# E. Revival by payment, acknowledgment, or new promise\n\n## E1. Statutory rule\n\nNeb. Rev. Stat. §25-216 applies to causes founded on contract. A new full applicable period begins after:\n\n1. a voluntary payment of any principal or interest;\n2. a written acknowledgment of an existing liability, debt, or claim; or\n3. a written promise to pay it.\n\nThe new period is the period applicable to the underlying claim—five years for a qualifying written contract, four years for an oral contract, or the relevant specialized period where the revival statute lawfully applies. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-216)\n\n## E2. Payment conditions\n\nA ledger entry labeled “payment” is not enough. The legally material questions include:\n\n- Did money or agreed property actually change hands?\n- Was the act intentional and voluntary?\n- Did the debtor make or authorize it?\n- Was it applied to the specific debt at issue?\n- Did the surrounding circumstances recognize that debt as an existing liability?\n- If a joint obligor, guarantor, or surety is involved, did that person authorize, consent to, or ratify the act?\n\nNebraska’s official annotations require circumstances supporting an inference that the debtor recognizes the whole debt as an existing liability. They also distinguish voluntary payment from creditor-created credits, execution proceeds, unauthorized bank setoff, or payment by another obligor without authority. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-216)\n\nIn *Beckner*, qualifying principal and interest payments restarted the period, while separate property-tax payments did not because they were neither payments of principal or interest nor written acknowledgments of the debt. Although the case involved secured real-estate obligations, its §25-216 construction is useful for the ordinary contract distinction. [Nebraska.gov+2](https://www.nebraska.gov/apps-courts-epub/public/viewAdvanced?docId=N00007960PUB)\n\n## E3. Before versus after the original period\n\nSection 25-216 is not textually limited to payments made before expiration. Nebraska’s official historical authorities construe qualifying voluntary part payment as capable of reviving a barred contract debt and starting a new period. This is different from merely “tolling” an unexpired clock; it can create a new action period after the former one ended. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-216)\n\nThat does not mean every payment to a collector revives every claim. The transaction must still satisfy voluntariness, authorization, identity of debt, and underlying cause requirements.\n\n## E4. Written acknowledgment\n\nA written acknowledgment must recognize an existing liability in a sufficiently unqualified way. In *Kotas v. Sorensen*, the Nebraska Supreme Court held that a mere reference to a note, or a suggestion of action regarding it, was not the statutory acknowledgment. The opinion reversed and directed dismissal because the letter did not remove the limitation bar. [CaseMine+1](https://www.casemine.com/judgement/us/59148f7eadd7b049345661ac)\n\nExamples that are **not automatically sufficient** include:\n\n- “I received your letter.”\n- “Send me more information.”\n- “I dispute this account, but I might offer $100 to settle.”\n- “I remember something about this loan.”\n- a creditor-authored balance statement the consumer never adopted.\n\nA statement such as “I acknowledge that I presently owe Account X in the amount of $Y and promise to pay it” is materially stronger, but actual attribution, identity, conditions, and defenses still matter.\n\n## E5. Electronic acknowledgment or promise\n\nNebraska UETA permits an electronic record to satisfy a writing requirement and an electronic signature to satisfy a signature requirement. But UETA applies only where the parties agreed to conduct the transaction electronically, and the electronic act must be attributable to the person through context, security procedures, or other proof. A typed name, click, text message, or email is not automatically a qualifying §25-216 acknowledgment. [Nebraska Legislature+3](https://nebraskalegislature.gov/laws/statutes.php?statute=86-621)\n\nThe electronic communication must still satisfy the substantive revival standard:\n\nPlain text\n```\nWriting or electronic record\n+ attribution to debtor or authorized actor\n+ present intent to authenticate/adopt\n+ identification of the liability\n+ unqualified acknowledgment or promise\n= potential §25-216 event\n```\n\n## E6. Settlement discussions\n\nA settlement discussion can contain a qualifying acknowledgment, but it does not necessarily do so. A disputed, conditional, hypothetical, or compromise-only statement can fall short of an unqualified recognition. Nebraska’s located authorities do not support a rule that every settlement offer restarts limitations.\n\n## E7. Payment by agent, spouse, joint obligor, or third party\n\nA third person’s payment affects another obligor only when actual authority, consent, joint funds, or ratification supports attribution. Payment by one joint debtor does not automatically restart the period for another. The specific account and obligor must be identified. [Nebraska Legislature+1](https://nebraskalegislature.gov/laws/statutes.php?statute=25-216)\n\n# F. Assignment, sale, and successor ownership\n\n## F1. No restart from transfer alone\n\nAn assignee generally succeeds to the assignor’s existing rights and takes subject to defenses that could have been asserted against the assignor. *Zapata v. McHugh* describes that “stands in the shoes” principle, while UCC §§9-404 and 9-406 preserve defenses and regulate the effect of assignment notice and requests for reasonable proof of assignment. [Nebraska.gov+3](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00010135PUB)\n\nTherefore:\n\nPlain text\n```\nOriginal breach date                 unchanged\nInstallment due dates                unchanged\nValid acceleration date              unchanged\nOriginal date of maturity            unchanged\nAssignment or sale date              not a new accrual\nCollector placement date             not a new accrual\n```\n\nThe transfer can affect whom the debtor may pay and what proof the successor needs, but it does not create a new promise from the debtor.\n\n## F2. Buyer cannot choose a new period by pleading label alone\n\nA debt buyer cannot obtain five years merely by attaching a bill of sale if the underlying obligation is oral, implied, open-account, or account stated. Nor can it obtain an Article 3 six-year period unless the actual instrument is negotiable and the claim is to enforce that instrument.\n\n## F3. Transfer plus new agreement\n\nA transfer can be followed by a genuinely new agreement, settlement, acknowledgment, or payment that has independent legal effect. The restart would come from that later debtor act—not from the assignment itself.\n\n# G. Negotiable-instrument gateway\n\n## G1. Instrument status is not a label\n\nA document called a “promissory note” is governed by UCC §3-118 only if it satisfies §3-104: an unconditional promise or order to pay a fixed amount, payable to bearer or order, on demand or at a definite time, and without unauthorized additional undertakings. A conspicuous statement that the document is nonnegotiable can remove a noncheck instrument from Article 3. [Nebraska Legislature](https://nebraskalegislature.gov/laws/ucc.php?code=3-104)\n\nA cardmember agreement, monthly statement, open account, loan ledger, or ordinary installment contract is not automatically a negotiable instrument.\n\n## G2. Article 3 periods\n\nThe principal Article 3 clocks are:\n\nPlain text\n```\nDefinite-time note:\n    6 years after stated due date(s)\n    or 6 years after accelerated due date\n\nDemand note:\n    6 years after demand\n    or, if no demand, barred after 10 continuous years\n    with no principal or interest payment\n\nUnaccepted draft:\n    earlier of 3 years after dishonor\n    or 10 years after draft date\n\nCertified/cashier’s/teller’s/traveler’s check:\n    3 years after demand\n\nCertificate of deposit:\n    generally 6 years after demand and applicable due date\n\nOther Article 3 right:\n    3 years after accrual\n``` :chatgpt-content-reference{index=\"30\"}\n\n\n## G3. Acceleration of definite-time note\n\nFor a qualifying note, §3-118 expressly uses the accelerated due date where the due date has been accelerated. The validity and date of acceleration still depend on the instrument and applicable acceleration law.\n\n---\n\n# H. Choice of law, borrowing, and cross-border claims\n\n## H1. Nebraska’s Uniform Conflict of Laws–Limitations Act\n\nFor claims accruing after July 14, 2006:\n\n- If the claim is substantively based on the law of one other state, that state’s limitation period applies.\n- If substantively based on more than one state, Nebraska’s conflict-of-laws rules select one of those states’ periods.\n- Nebraska’s period applies to all other claims.\n- If another state’s period applies, its accrual and tolling rules apply too, but its choice-of-law rules do not.\n- Nebraska can fall back to its own period when the other period is substantially different and failed to afford a fair opportunity to sue or imposes an unfair burden in defending.\n- “State” includes foreign countries and political subdivisions for this Act. :chatgpt-content-reference{index=\"31\"}\n\n## H2. Outside-accrual resident-plaintiff exception\n\nIf a cause arose outside Nebraska and is barred where it arose, Nebraska still permits the action only under the narrow statutory exception when:\n\n- the plaintiff is a Nebraska resident;\n- the plaintiff has owned the cause continuously since accrual; and\n- the claim is still timely under Nebraska’s period.\n\nA later Nebraska debt buyer or assignee may not satisfy the “owned since accrual” requirement. Actual ownership history and residency are required. :chatgpt-content-reference{index=\"32\"}\n\n## H3. Contractual choice of law\n\nNebraska follows Restatement principles for contractual choice of law. The selected law is ordinarily honored unless:\n\n- the selected state has no substantial relationship and no other reasonable basis exists; or\n- applying it would violate a fundamental policy of another state with a materially greater interest that otherwise would supply the law.\n\n*American National Bank v. Medved* applied those principles to Nebraska-law clauses in loan documents. A choice-of-law clause is therefore important but does not mechanically answer the limitations question without determining its validity, scope, and the claim’s substantive basis. :chatgpt-content-reference{index=\"33\"}\n\n## H4. Limitation law follows selected substantive law under the Uniform Act\n\n*Griffith v. LG Chem America* confirms the basic sequence:\n\n1. Determine the substantive law governing the claim under Nebraska conflicts rules.\n2. Apply §25-3203 to select the limitation period.\n3. If another state’s period applies, use that state’s accrual and tolling law under §25-3204.\n\nThe older shorthand that limitations are always procedural forum law does not accurately describe Nebraska’s current Uniform Act. :chatgpt-content-reference{index=\"34\"}\n\n## H5. Remote consumer, assignee, and servicer facts\n\nThe following facts may matter but do not independently select the law:\n\n- consumer’s domicile;\n- place of contracting;\n- place of performance;\n- creditor’s principal place of business;\n- chosen law;\n- place of account administration;\n- location of alleged breach;\n- original creditor versus later buyer;\n- place of accrual;\n- and continuous ownership since accrual.\n\nA collector’s current headquarters or the state in which it acquired the account does not automatically replace the law governing the original claim.\n\n---\n\n# I. Tolling, suspension, savings, and revival compared\n\n| Doctrine | Trigger | Effect | Key limitation |\n|---|---|---|---|\n| **Ordinary accrual** | Right to institute and maintain suit exists | Starts period | No general contract discovery rule |\n| **§25-216 revival** | Voluntary principal/interest payment; written acknowledgment; written promise | Starts a new full applicable period | Contract claim only; attribution and recognition required |\n| **Court/statutory stay under §25-201** | Action stayed by court or statute | Deadline becomes later of normal period or one year after stay ends | Exact stay scope and end date required |\n| **Savings clause §25-201.01** | Timely action fails for qualifying reason | New action within lesser of six months or original period after failure | Excludes merits, most voluntary dismissals, failure to serve, and plaintiff inaction |\n| **Claimant disability §25-213** | Person entitled to sue is under 20, mentally disordered, or imprisoned when cause accrues | Tolling for claimant | Does not generally toll a creditor’s suit because the debtor-defendant is incapacitated |\n| **Absence/concealment §25-214** | Debtor departs, absconds, or conceals after accrual | Time of qualifying absence/concealment excluded | Nebraska authority says no toll where defendant remains amenable to personal service |\n| **Bankruptcy automatic stay** | 11 U.S.C. §362 bars suit/continuation | Federal §108(c) provides later of ordinary period or 30 days after notice of stay end; Nebraska §25-201 may provide one year | Exact interaction and notice dates fact-specific |\n| **Federal supplemental jurisdiction** | State claim pending under 28 U.S.C. §1367 | Period tolled while pending and 30 days after dismissal unless state gives longer | Actual jurisdiction and disposition required |\n| **Fraudulent concealment/equitable estoppel** | Defendant’s qualifying concealment or conduct | Potential tolling/estoppel | Must be specifically pleaded and proved; not automatic |\n| **Assignment or transfer** | Debt sold or placed | No toll/restart by itself | New debtor act required |\n| **Credit reporting** | Tradeline furnished/deleted | No effect on suit limitation | Separate federal reporting clock |\n\n## I1. Stay extension under Nebraska law\n\nSection 25-201 provides that where an action is stayed by a competent court or statute, it may be commenced within the later of:\n\n- the ordinary limitation period; or\n- one year after the stay ends.\n\nThis can be more generous than the federal Bankruptcy Code’s minimum thirty-day post-stay period. The exact deadline requires the bankruptcy petition date, stay scope, termination date, notice date, and any prior expiration. :chatgpt-content-reference{index=\"35\"}\n\n## I2. Savings clause\n\nNebraska’s savings clause is narrow. It does not save:\n\n- an action lost on the merits;\n- an ordinary voluntary dismissal;\n- failure to serve under §25-217; or\n- other plaintiff inaction.\n\nWhere it applies, the new action must be filed within the lesser of six months after failure or a period equal to the original limitation period after failure. :chatgpt-content-reference{index=\"36\"}\n\n## I3. Claimant incapacity\n\nSection 25-213 protects the person entitled to bring the action when that person is under twenty, has a qualifying mental disorder, or is imprisoned at accrual. It is not a general suspension because the consumer debtor is incapacitated or under guardianship. That distinction matters in creditor suits.\n\n## I4. Debtor absence or concealment\n\nSection 25-214 excludes qualifying periods when the debtor leaves Nebraska, absconds, or conceals after accrual. But the Nebraska Supreme Court’s officially reported construction states that absence does not suspend the period where the person remains amenable to personal service. A remote address or residence in another state therefore does not automatically toll the claim. The complete *Dalition* opinion was not separately retrieved in this pass; this point is taken from the official Legislature annotation and remains subject to the actual service facts. :chatgpt-content-reference{index=\"37\"}\n\n## I5. Federal supplemental-jurisdiction tolling\n\nTwenty-eight U.S.C. §1367(d) tolls a state claim while it is pending under supplemental jurisdiction in federal court and for thirty days after dismissal unless state law provides a longer period. Nebraska’s §25-205 annotations recognize this federal tolling rule. :chatgpt-content-reference{index=\"38\"}\n\n## I6. Fraudulent concealment and equitable tolling\n\nNebraska does not supply a free-floating equitable-tolling rule for every debt claim. In the current *Berkshire* decision, the Supreme Court emphasized that fraudulent concealment and related avoidance theories must be specifically pleaded; a party cannot rely on an undeveloped tolling theory after the ordinary defense posture has been set. :chatgpt-content-reference{index=\"39\"}\n\n---\n\n# J. Timely commencement, service, and waiver\n\n## J1. Filing\n\nCurrent §25-217 states that an action commences on the day the complaint is filed. For limitations purposes, a properly filed complaint by the deadline can therefore be timely even if service follows later. :chatgpt-content-reference{index=\"40\"}\n\n## J2. Service within 180 days\n\nEach defendant must be properly served within 180 days after filing. If the case is stayed during that period, an unserved defendant generally must be served within 90 days after the stay permits the action to proceed. Failure causes dismissal by operation of law, without prejudice, on the day after the service period expires. :chatgpt-content-reference{index=\"41\"}\n\nThis creates the correct operational statement:\n\n> Filing timely commences the action, but it does not permanently preserve the claim if proper service is not completed within the statutory period.\n\n## J3. Savings clause does not cure service failure\n\nSection 25-201.01 expressly denies savings-clause relief where the original action failed because the plaintiff did not serve the defendant within §25-217’s period. If limitations expired after filing, the creditor may be unable to refile after the automatic dismissal. :chatgpt-content-reference{index=\"42\"}\n\n## J4. Computing the deadline\n\nNebraska excludes the triggering day and includes the last day. If the anniversary or final day falls on Saturday, Sunday, or a court holiday, the period extends to the next day the court office is open. Periods measured in years end on the corresponding anniversary, subject to that extension. :chatgpt-content-reference{index=\"43\"}\n\n## J5. Affirmative defense and waiver\n\nNebraska Court Rule §6-1108(c) requires the statute of limitations to be affirmatively pleaded. The Nebraska Supreme Court’s October 9, 2026 decision in *Berkshire v. Berkshire* confirms that limitations ordinarily is not subject-matter jurisdiction, may be waived if not pleaded, and generally cannot be raised sua sponte by the court. Amendment or trial by consent may permit a late defense in some circumstances. :chatgpt-content-reference{index=\"44\"}\n\n*In re Margaret Mastny Revocable Trust* similarly states that the statute does not operate by its own force and can be waived. :chatgpt-content-reference{index=\"45\"}\n\n## J6. Expiration ordinarily bars the remedy, not the debt\n\nNebraska generally treats the limitation as barring the judicial remedy rather than extinguishing the underlying obligation. *Doty v. West Gate Bank* applied that principle in a secured-obligation setting and rejected the proposition that expiration of a deficiency period meant the debt itself was paid or extinguished. The precise treatment of any special sector statute can differ. :chatgpt-content-reference{index=\"46\"}\n\n---\n\n# K. Narrow federal time-barred-debt overlay\n\n## K1. Suit and threat prohibited for covered debt collector\n\nRegulation F prohibits a covered debt collector from bringing or threatening legal action to collect a time-barred debt. A proof of claim in bankruptcy is expressly excluded from that particular regulatory definition of legal action. Whether the debt is time-barred depends on the applicable state period, accrual, tolling, revival, choice of law, and actual evidence. :chatgpt-content-reference{index=\"47\"}\n\nFDCPA §1692e separately prohibits false representations concerning the legal status of a debt and threats to take action that cannot legally be taken or is not intended. :chatgpt-content-reference{index=\"48\"}\n\n## K2. Nonlitigation collection is not categorically prohibited\n\nIn *Freyermuth v. Credit Bureau Services*, the Eighth Circuit held that, absent a lawsuit or threat of litigation, attempting to collect a potentially time-barred but otherwise valid debt was not per se an FDCPA violation on the facts before it. The case predates Regulation F’s explicit suit-and-threat rule but remains useful for the narrower distinction between litigation and a nonthreatening request for voluntary payment. :chatgpt-content-reference{index=\"49\"}\n\nThat does not authorize:\n\n- misrepresenting enforceability;\n- implying that suit remains available;\n- falsely stating that payment is legally required;\n- concealing a known legal status where the communication becomes misleading;\n- or using a payment request to manufacture revival without the consumer’s informed, voluntary act.\n\n## K3. No general Nebraska time-barred-debt disclosure verified\n\nNo general Nebraska statute or current rule was verified in this pass requiring a special disclosure before requesting voluntary payment on an ordinary time-barred debt. That bounded result is not proof that no sector-specific, settlement, federal, or deceptive-practice duty can apply.\n\n## K4. Reporting eligibility is separate\n\nA debt can be:\n\n- time-barred for suit but still within the federal reporting period;\n- outside the reporting period but still timely for suit;\n- revived for suit without becoming reportable again; or\n- accurately reported as paid or settled without changing the Nebraska suit clock.\n\nThe ordinary reporting and limitation periods must not be merged.\n\n---\n\n# L. Bounded worked examples\n\nThese are hypothetical calculations, not conclusions about an actual debt. Each assumes Nebraska law governs, no unlisted tolling or revival event exists, and the stated legal classification is correct.\n\n## Example 1 — fully written contract, weekend extension\n\n**Facts**\n\n- Fully written unsecured contract.\n- Breach: **November 30, 2020**.\n- Five-year period under §25-205.\n- No acceleration, payment, acknowledgment, stay, or foreign law.\n- Court offices closed on Saturday and Sunday.\n\n**Calculation**\n\n```text\nAccrual date                         November 30, 2020\nFive-year anniversary                November 30, 2025\nDay of week                          Sunday\nNext open court day                  Monday, December 1, 2025\n```\n\nConditional final filing day: **December 1, 2025**. The triggering day is excluded, the anniversary is ordinarily included, and the Sunday endpoint extends to the next open day. [Nebraska Legislature+1](https://nebraskalegislature.gov/laws/statutes.php?statute=25-205)\n\n### Service consequence\n\nIf filed December 1, 2025:\n\nPlain text\n```\n180th day after filing               May 30, 2026\nDay of week                          Saturday\nAssumed next open court day          Monday, June 1, 2026\n```\n\nProper service would need to occur within the statutory service period as extended under the stated court-calendar assumption. Missing it would automatically dismiss the action, and the savings clause would not rescue the service failure. [Nebraska Legislature+2](https://nebraskalegislature.gov/laws/statutes.php?statute=25-217)\n\n## Example 2 — oral contract\n\n**Facts**\n\n- Oral unsecured agreement.\n- Payment due and breached March 1, 2022.\n- Four-year period.\n\nPlain text\n```\nAccrual                              March 1, 2022\nFour-year anniversary                March 1, 2026\nDay of week                          Sunday\nConditional final filing day         Monday, March 2, 2026\n```\n\nThis assumes the right to sue arose on March 1, 2022 and no true demand condition postponed accrual. [Nebraska Legislature+1](https://nebraskalegislature.gov/laws/statutes.php?statute=25-206)\n\n## Example 3 — partly written agreement\n\n**Facts**\n\n- Signed one-page agreement says consumer will pay for “services to be selected later.”\n- Price, scope, and actual assent to services are provable only through calls and testimony.\n- Breach February 13, 2022.\n\n**Result**\n\nUnder *Aurora*, the four-year unwritten-contract branch is the stronger classification because essential terms require parol proof.\n\nPlain text\n```\nAccrual                              February 13, 2022\nFour-year anniversary                February 13, 2026\n```\n\nA signature alone does not produce a five-year period. [Nebraska.gov+3](https://www.ne.gov/apps-courts-epub/public/viewAdvanced?docId=N00007938PUB)\n\n## Example 4 — installment-by-installment written obligation\n\n**Facts**\n\nWritten contract has three unpaid installments:\n\nPlain text\n```\nInstallment A due                    January 1, 2021\nInstallment B due                    February 1, 2021\nInstallment C due                    March 1, 2021\nComplaint filed                      February 15, 2026\nNo acceleration\n```\n\nFive-year endpoints:\n\nPlain text\n```\nA: January 1, 2026\nB: February 1, 2026, a Sunday\n   extended to Monday, February 2, 2026\nC: March 1, 2026, a Sunday\n   extended to Monday, March 2, 2026\n```\n\nConditional result on February 15, 2026:\n\nPlain text\n```\nInstallment A                        barred\nInstallment B                        barred\nInstallment C                        not yet barred\n```\n\nThe complaint cannot automatically recover the whole balance merely because one later installment remains timely. [Nebraska Legislature+2](https://nebraskalegislature.gov/laws/statutes.php?statute=25-205)\n\n## Example 5 — supported acceleration\n\n**Facts**\n\n- Written installment agreement.\n- Optional acceleration clause.\n- Creditor sends a clear, contractually effective whole-balance acceleration notice on **August 15, 2022**.\n- No prior positive acceleration action.\n\nPlain text\n```\nAcceleration date                    August 15, 2022\nFive-year anniversary                August 15, 2027\nDay of week                          Sunday\nConditional final filing day         Monday, August 16, 2027\n```\n\nThis result depends on proving that the notice validly and unequivocally exercised the option. Charge-off or collector placement alone would not substitute for that evidence. [Nebraska.gov+4](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00004964PUB)\n\n## Example 6 — open account and unilateral credit\n\n**Facts**\n\n- Last genuine purchase or service item: **June 15, 2021**.\n- Creditor posts a unilateral “courtesy credit” on October 1, 2022.\n- Debtor neither authorized nor adopted it.\n- Four-year continuous-account branch.\n\nPlain text\n```\nLast genuine item                    June 15, 2021\nUnilateral credit                    no new item assumed\nFour-year anniversary                June 15, 2025\nDay of week                          Sunday\nConditional final filing day         Monday, June 16, 2025\n```\n\nThe October 2022 bookkeeping credit does not move the date on the stated facts. [Nebraska Legislature+2](https://nebraskalegislature.gov/laws/statutes.php?statute=25-212)\n\n## Example 7 — account stated remains fact-dependent\n\n**Facts**\n\n- Monthly statement sent September 30, 2021.\n- Consumer later disputes amount.\n- Creditor alleges silence created an account stated.\n\n**Possible branch**\n\nIf a factfinder establishes that the account was actually stated on September 30, 2021:\n\nPlain text\n```\nFour-year anniversary                September 30, 2025\n```\n\nBut if the consumer’s delay was reasonable, prior statements were incomplete, or assent cannot be inferred, the account-stated cause and its date are not established. The underlying contract or open-account clocks then govern instead. [Nebraska.gov+3](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011014PUB)\n\n## Example 8 — qualifying voluntary payment before expiration\n\n**Facts**\n\n- Fully written contract breached July 15, 2020.\n- Consumer knowingly and voluntarily pays principal on July 15, 2024.\n- Payment is correctly applied to this account and recognizes the debt.\n\nPlain text\n```\nOriginal five-year endpoint          July 15, 2025\nQualifying payment                   July 15, 2024\nNew five-year anniversary            July 15, 2029\nDay of week                          Sunday\nConditional final filing day         Monday, July 16, 2029\n```\n\nThe new period follows from §25-216, not from a creditor’s later ledger-posting date. [Nebraska Legislature+2](https://nebraskalegislature.gov/laws/statutes.php?statute=25-216)\n\n## Example 9 — qualifying payment after original bar\n\n**Facts**\n\n- Fully written contract breached January 10, 2018.\n- Original five-year period ended January 10, 2023.\n- On February 1, 2024, debtor voluntarily pays principal under circumstances recognizing the debt.\n- No special extinguishment statute applies.\n\nPlain text\n```\nOriginal period expired              January 10, 2023\nQualifying revival payment           February 1, 2024\nNew five-year endpoint               February 1, 2029\n```\n\nNebraska’s §25-216 text and historical construction permit a qualifying voluntary payment to revive a barred contract claim. This is not the result for an involuntary levy, unauthorized setoff, collector-created credit, or payment on another account. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-216)\n\n## Example 10 — disputed settlement email\n\n**Email**\n\n“I dispute that I owe this account, but to end the calls I would pay $200 if you agree to release everything.”\n\n**Result**\n\nThe email is not automatically an unqualified acknowledgment or promise to pay the claimed debt. It is conditional, expressly disputed, and tied to a proposed compromise. Whether it creates any new contract depends on acceptance and settlement law; §25-216 revival is held rather than assumed.\n\n## Example 11 — electronic acknowledgment\n\n**Facts**\n\n- Consumer uses creditor’s secure portal.\n- Parties agreed to electronic transactions.\n- Account is authenticated with multifactor credentials.\n- Consumer electronically signs:\n\n“I acknowledge that I presently owe Account 1234 in the amount of $2,000 and promise to pay it.”\n\n**Potential result**\n\nThe record may satisfy Nebraska’s writing and electronic-signature rules and may qualify under §25-216. Exact result still depends on attribution, authority, account identity, voluntariness, and defenses. [Nebraska Legislature+4](https://nebraskalegislature.gov/laws/statutes.php?statute=86-621)\n\n## Example 12 — transfer without new promise\n\n**Facts**\n\n- Written contract breached January 10, 2021.\n- Debt sold December 1, 2024.\n- Consumer makes no payment or acknowledgment.\n- Nebraska five-year branch applies.\n\nPlain text\n```\nAccrual                              January 10, 2021\nAssignment                           December 1, 2024\nFive-year anniversary                January 10, 2026\nDay of week                          Saturday\nConditional final filing day         Monday, January 12, 2026\n```\n\nThe sale date does not replace the breach date. [Nebraska.gov+2](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00010135PUB)\n\n## Example 13 — definite-time negotiable note\n\n**Facts**\n\n- Instrument satisfies UCC §3-104.\n- Stated maturity: May 1, 2023.\n- No acceleration, payment, or stay.\n\nPlain text\n```\nMaturity                             May 1, 2023\nArticle 3 period                     6 years\nEndpoint                             May 1, 2029\n```\n\nThe general five-year written-contract period yields to §3-118. [Nebraska Legislature+1](https://nebraskalegislature.gov/laws/ucc.php?code=3-104)\n\n## Example 14 — demand note\n\n### Demand made\n\nPlain text\n```\nDemand                               May 1, 2023\nSix-year endpoint                    May 1, 2029\n```\n\n### No demand\n\nIf the note is a qualifying demand instrument and neither principal nor interest is paid for a continuous ten-year period, the action is barred at the end of that continuous period. The exact date requires the issuance date and last payment date. [Nebraska Legislature](https://nebraskalegislature.gov/laws/ucc.php?code=3-118)\n\n## Example 15 — cross-border contract\n\n**Facts**\n\n- Nebraska consumer.\n- Creditor incorporated elsewhere.\n- Contract selects State X law.\n- Account administered remotely.\n- Suit filed in Nebraska.\n\n**Required analysis**\n\nPlain text\n```\nStep 1: Is the State X clause valid and broad enough to cover the claim?\nStep 2: Under Nebraska conflicts rules, what state supplies substantive law?\nStep 3: Under §25-3203, which state's limitation applies?\nStep 4: Under §25-3204, use that state's accrual and tolling rules.\nStep 5: Test §25-3205 unfairness.\n```\n\nNo actual period can be supplied without reading State X’s law and the complete agreement. Nebraska does not automatically apply five years merely because suit is filed in Nebraska. [Nebraska Legislature+4](https://nebraskalegislature.gov/laws/statutes.php?statute=25-3203)\n\n## Example 16 — bankruptcy stay\n\n**Facts**\n\n- Ordinary Nebraska limitation would expire during a federal automatic stay.\n- Stay later terminates on event date **S**.\n- Creditor receives notice of termination on event date **N**.\n\nPotential extensions:\n\nPlain text\n```\nNebraska §25-201:\n    later of ordinary deadline or S + 1 year\n\n11 U.S.C. §108(c):\n    later of ordinary period, including applicable suspensions,\n    or N + 30 days\n```\n\nThe later operative deadline can depend on how the stay, state extension, and federal notice interact. No calendar date is calculated without the case docket and notice evidence. [Nebraska Legislature+2](https://nebraskalegislature.gov/laws/statutes.php?statute=25-201)\n\n## Example 17 — time-barred nonlitigation collection\n\n**Facts**\n\n- Covered federal debt collector believes a Nebraska contract claim is time-barred.\n- Letter requests voluntary payment.\n- Letter does not threaten suit or imply that suit remains available.\n\n**Result**\n\nRegulation F prohibits suit and threat of suit. *Freyermuth* indicates that a nonthreatening request for voluntary payment is not categorically an FDCPA violation merely because the debt may be time-barred. Any misleading statement about legal enforceability can change the result. [eCFR+2](https://www.ecfr.gov/current/title-12/chapter-X/part-1006/section-1006.26)\n\n# M. Process matrix\n\n| Step | Question | Evidence required | If unresolved |\n| --- | --- | --- | --- |\n| 1 | What legal claim is asserted? | Complaint, contract, note, account-stated theory, open-account ledger | Do not select a period by debt label |\n| 2 | Is the obligation wholly written? | All operative writings, assent, amendments, incorporation | Four-year parol-dependent branch may apply |\n| 3 | Is there a specialized statute? | UCC Article 3 instrument, Article 2 sale, sector statute | General 4/5-year rule may yield |\n| 4 | What event created the right to sue? | Due dates, breach, maturity, demand, acceleration notice | Accrual date held |\n| 5 | Is obligation installment-based? | Payment schedule and contract | Calculate each installment separately |\n| 6 | Was there valid acceleration? | Clause, notice, complaint, creditor action | Do not use charge-off or placement automatically |\n| 7 | Was there deacceleration? | Contract, notice, payment acceptance, waiver evidence | Exact whole-balance date held |\n| 8 | Was there a qualifying payment? | Actual payment evidence, authorization, account application | No restart from ledger entry alone |\n| 9 | Was there a written acknowledgment or promise? | Exact language, signature, attribution, conditions | No revival from mere reference or dispute |\n| 10 | Was account sold or assigned? | Assignment and ownership chain | No reset merely from transfer |\n| 11 | Which state’s substantive law applies? | Choice clause, contacts, place of performance/accrual | Apply Nebraska conflict analysis |\n| 12 | What state’s period, accrual, and tolling law applies? | §§25-3203–3205 and foreign law | No Nebraska-only shortcut |\n| 13 | Did a stay or tolling event occur? | Court orders, bankruptcy docket, service facts, concealment | Ordinary deadline cannot be finalized |\n| 14 | Was complaint filed timely? | Court file stamp | Filing commences action |\n| 15 | Was each defendant served in 180 days? | Returns of service and stay dates | Automatic dismissal risk |\n| 16 | Was limitations defense pleaded? | Answer/amendments/trial record | Defense may be waived |\n| 17 | Is collector threatening suit? | Communication content and federal collector status | Reg F/FDCPA overlay must be tested |\n\n# N. Source register\n\n| Source ID | Title, issuer, full literal URL, and exact pinpoint | Status and actual access | Scope and limits |\n| --- | --- | --- | --- |\n| **S_NE-P11-S001** | **Neb. Rev. Stat. §25-205 — Actions on written contracts.** Nebraska Legislature. https://nebraskalegislature.gov/laws/statutes.php?statute=25-205; subsection (1), current text and relevant annotations. | Current official codification freshly read October 26, 2026 Pacific/UTC. | Five-year written-contract rule; annotations are locators and are not treated as independently read opinions unless separately listed. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-205) |\n| **S_NE-P11-S002** | **Neb. Rev. Stat. §25-206 — Actions on oral contracts or statutory liabilities.** https://nebraskalegislature.gov/laws/statutes.php?statute=25-206; operative sentence and accrual/account-stated annotations. | Current official codification freshly read October 26, 2026. | Four-year unwritten-contract branch; full older annotated opinions not all independently read. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-206) |\n| **S_NE-P11-S003** | **Neb. Rev. Stat. §25-212 — Actions not specified.** https://nebraskalegislature.gov/laws/statutes.php?statute=25-212; operative four-year text and continuous-account annotation. | Current official codification freshly read October 26, 2026. | Residual/open-account gateway. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-212) |\n| **S_NE-P11-S004** | **Neb. Rev. Stat. §25-216 — Part payment; acknowledgment; effect upon accrual.** https://nebraskalegislature.gov/laws/statutes.php?statute=25-216; complete operative text and official annotations. | Current official codification freshly read October 26, 2026. | Revival/tolling statute. Underlying older cases were not all independently retrieved. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-216) |\n| **S_NE-P11-S005** | **Neb. Rev. Stat. §§25-201 and 25-201.01.** https://nebraskalegislature.gov/laws/statutes.php?statute=25-201; https://nebraskalegislature.gov/laws/statutes.php?statute=25-201.01. | Current official codification freshly read October 26, 2026. | Accrual/stay extension and savings clause. [Nebraska Legislature+1](https://nebraskalegislature.gov/laws/statutes.php?statute=25-201) |\n| **S_NE-P11-S006** | **Neb. Rev. Stat. §§25-213 and 25-214.** https://nebraskalegislature.gov/laws/statutes.php?statute=25-213; https://nebraskalegislature.gov/laws/statutes.php?statute=25-214. | Current official codification freshly read October 26, 2026; §25-214 official annotation checked. | Claimant disability and debtor absence/concealment. Complete *Dalition* opinion not retrieved. [Nebraska Legislature+1](https://nebraskalegislature.gov/laws/statutes.php?statute=25-213) |\n| **S_NE-P11-S007** | **Neb. Rev. Stat. §25-217 — Action; commencement; service.** https://nebraskalegislature.gov/laws/statutes.php?statute=25-217; subsections (1)–(3). | Current official codification freshly read October 26, 2026; current 180-day text controls over older annotations. | Narrow filing/service prerequisite only. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-217) |\n| **S_NE-P11-S008** | **Neb. Rev. Stat. §25-2221 — Computation of time.** https://nebraskalegislature.gov/laws/statutes.php?statute=25-2221; operative computation and holiday clauses. | Current official codification freshly read October 26, 2026. | Used for examples; special statutes may override. [Nebraska Legislature](https://nebraskalegislature.gov/laws/statutes.php?statute=25-2221) |\n| **S_NE-P11-S009** | **Nebraska Court Rule §6-1108 — General rules of pleading.** https://nebraskajudicial.gov/supreme-court-rules/chapter-6-trial-courts/article-11-nebraska-court-rules-pleading-civil-cases-effective-january-1-2025/%C2%A7-6-1108-general-rules-pleading; subsection (c). | Current Judicial Branch rule freshly read October 26, 2026. | Affirmative-defense pleading only. [Nebraska Supreme Court](https://supremecourt.nebraska.gov/supreme-court-rules/chapter-6-trial-courts/article-11-nebraska-court-rules-pleading-civil-cases/%C2%A7-7) |\n| **S_NE-P11-S010** | **Nebraska UCC §§3-104 and 3-118.** https://nebraskalegislature.gov/laws/ucc.php?code=3-104; https://nebraskalegislature.gov/laws/ucc.php?code=3-118. | Current official UCC freshly read October 26, 2026; §3-104 reflects 2024 amendment. | Negotiability and Article 3 periods. [Nebraska Legislature+1](https://nebraskalegislature.gov/laws/ucc.php?code=3-104) |\n| **S_NE-P11-S011** | **Nebraska UCC §2-725.** https://nebraskalegislature.gov/laws/ucc.php?code=2-725; subsections (1)–(4). | Current official UCC freshly read October 26, 2026. | Sale-of-goods gateway only; full sector analysis excluded. [Nebraska Legislature](https://nebraskalegislature.gov/laws/ucc.php?code=2-725) |\n| **S_NE-P11-S012** | **Nebraska UCC §§9-404 and 9-406.** https://nebraskalegislature.gov/laws/ucc.php?code=9-404; https://nebraskalegislature.gov/laws/ucc.php?code=9-406. | Current official UCC freshly read October 26, 2026. | Assignment defenses/payment-notice boundary; no full secured-transactions report. [Nebraska Legislature+1](https://nebraskalegislature.gov/laws/ucc.php?code=9-404) |\n| **S_NE-P11-S013** | **Nebraska UETA §§86-621, 86-632, 86-634, 86-636.** Literal URL pattern: https://nebraskalegislature.gov/laws/statutes.php?statute=86-621 and corresponding section numbers. | Current official codification freshly read October 26, 2026. | Electronic acknowledgment/signature gateway only. [Nebraska Legislature+3](https://nebraskalegislature.gov/laws/statutes.php?statute=86-621) |\n| **S_NE-P11-S014** | **Uniform Conflict of Laws–Limitations Act §§25-3202–25-3206.** https://nebraskalegislature.gov/laws/statutes.php?statute=25-3202; ...=25-3203; ...=25-3204; ...=25-3205; ...=25-3206. | Current official codification freshly read October 26, 2026; applies to claims accruing after July 14, 2006. | Cross-border limitations framework. [Nebraska Legislature+4](https://nebraskalegislature.gov/laws/statutes.php?statute=25-3202) |\n| **S_NE-P11-S015** | **11 U.S.C. §§108(c) and 362.** https://uscode.house.gov/us/usc/119-124/t11/s108/; https://uscode.house.gov/us/usc/119-124/t11/s362/. | Current U.S. Code freshly read October 26, 2026. | Necessary bankruptcy-stay timing only; full bankruptcy procedure excluded. [U.S. Code+1](https://uscode.house.gov/us/usc/119-124/t11/s108/) |\n| **S_NE-P11-S016** | **28 U.S.C. §1367(d).** https://uscode.house.gov/us/usc/119-124/t28/s1367/. | Current U.S. Code freshly read October 26, 2026. | Supplemental-jurisdiction tolling only. [U.S. Code](https://uscode.house.gov/us/usc/119-124/t28/s1367/) |\n| **S_NE-P11-S017** | **12 C.F.R. §1006.26 — Collection of time-barred debts.** https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-B/section-1006.26. | Current eCFR freshly read October 26, 2026. | Conditional federal debt-collector overlay. [eCFR+1](https://www.ecfr.gov/current/title-12/chapter-X/part-1006/section-1006.26) |\n| **S_NE-P11-S018** | **15 U.S.C. §1692e.** https://uscode.house.gov/us/usc/119-124/t15/s1692e/; false legal-status and unavailable-action provisions. | Current U.S. Code freshly read October 26, 2026. | Narrow FDCPA threat/misrepresentation boundary. [U.S. Code+1](https://uscode.house.gov/us/usc/119-124/t15/s1692e/) |\n| **S_NE-P11-S019** | ***Aurora Technology, Inc. v. Labedz*, 30 Neb. App. 33 (2021).** https://www.ne.gov/apps-courts-epub/public/viewAdvanced?docId=N00007938PUB; printed pp. 38–40, zero-based PDF indices 5–7. | Final published Nebraska Court of Appeals opinion, freshly read and visually inspected October 26, 2026. | Written-versus-parol classification. [Nebraska.gov+3](https://www.ne.gov/apps-courts-epub/public/viewAdvanced?docId=N00007938PUB) |\n| **S_NE-P11-S020** | ***Keith v. Data Enterprises, Inc.*, 27 Neb. App. 23 (2019).** https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00012357PUB; printed p. 31, zero-based PDF index 8. | Final published opinion freshly read and visually inspected October 26, 2026. | Four/five-year distinction and breach accrual. [Nebraska.gov+1](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00012357PUB) |\n| **S_NE-P11-S021** | ***Oltman v. Parde*, 32 Neb. App. 725 (2024).** https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00010729PUB; printed pp. 734–735, zero-based indices 9–10. | Final published opinion freshly read and visually inspected October 26, 2026. | Breach accrual/no general discovery rule. [Nebraska.gov+2](https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00010729PUB) |\n| **S_NE-P11-S022** | ***American Express Centurion Bank v. Scheer*, 25 Neb. App. 784 (2018).** https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011009PUB; printed pp. 784–789, zero-based indices 0–5. | Final published opinion freshly read and visually inspected October 26, 2026. | Credit-card account stated; does not decide one universal card limitation period. [Nebraska.gov+4](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011009PUB) |\n| **S_NE-P11-S023** | ***Crossman & Hosford v. Harbison*, 25 Neb. App. 849 (2018).** https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011014PUB; printed pp. 853–854, zero-based indices 4–5. | Final published opinion freshly read and visually inspected October 26, 2026. | Account-stated assent and silence. [Nebraska.gov+2](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011014PUB) |\n| **S_NE-P11-S024** | ***Village of Filley v. Setzer*, 22 Neb. App. 575 (2014).** https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00004964PUB; printed pp. 581–583, zero-based indices 6–8. | Final published opinion freshly read and visually inspected October 26, 2026. | Installments and affirmative acceleration. [Nebraska.gov+3](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00004964PUB) |\n| **S_NE-P11-S025** | ***Beckner v. Urban*, 309 Neb. 677 (2021).** https://www.nebraska.gov/apps-courts-epub/public/viewAdvanced?docId=N00007960PUB; printed pp. 687–688, zero-based indices 10–11. | Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026. | Installments and qualifying/nonqualifying §25-216 payments. [Nebraska.gov+2](https://www.nebraska.gov/apps-courts-epub/public/viewAdvanced?docId=N00007960PUB) |\n| **S_NE-P11-S026** | ***Zapata v. McHugh*, 296 Neb. 216 (2017).** https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00010135PUB; printed p. 226, zero-based index 10. | Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026. | Assignee-stands-in-shoes principle. [Nebraska.gov+1](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00010135PUB) |\n| **S_NE-P11-S027** | ***American National Bank v. Medved*, 281 Neb. 799 (2011).** https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00003683PUB; printed pp. 805–806, zero-based indices 6–7. | Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026. | Contractual choice-of-law test. [Nebraska.gov+2](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00003683PUB) |\n| **S_NE-P11-S028** | ***Griffith v. LG Chem America*, 315 Neb. 892 (2024).** https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00010500PUB; printed pp. 901–902, zero-based indices 9–10. | Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026. | Uniform Act sequencing; tort facts, used only for limitations conflicts framework. [Nebraska.gov+1](https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00010500PUB) |\n| **S_NE-P11-S029** | ***Berkshire v. Berkshire*, 322 Neb. 477 (2026).** https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00013512PUB; printed pp. 507–510, zero-based indices 30–33. | Final published Nebraska Supreme Court opinion filed October 9, 2026; freshly read and visually inspected October 26, 2026. | Current affirmative-defense, waiver, sua-sponte, and pleading authority. [Nebraska.gov+4](https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00013512PUB) |\n| **S_NE-P11-S030** | ***In re Margaret Mastny Revocable Trust*, 281 Neb. 188 (2011).** https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00003637PUB; printed p. 189, zero-based index 1. | Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026. | Limitations does not operate by own force. [Nebraska.gov+1](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00003637PUB) |\n| **S_NE-P11-S031** | ***Doty v. West Gate Bank*, 292 Neb. 787 (2016).** https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00009900PUB; printed pp. 801–802, zero-based indices 14–15. | Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026. | Remedy-versus-obligation distinction; secured facts limit breadth. [Nebraska.gov+2](https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00009900PUB) |\n| **S_NE-P11-S032** | ***Kotas v. Sorensen*, 216 Neb. 648 (1984).** Full public opinion reproduction: https://www.casemine.com/judgement/us/59148f7eadd7b049345661ac; corresponding official annotation at §25-216. | Opinion text freshly read October 26, 2026; no official court-hosted PDF was located in the bounded search. | Written acknowledgment standard; public reproduction is not the official reporter host. [CaseMine+1](https://www.casemine.com/judgement/us/59148f7eadd7b049345661ac) |\n| **S_NE-P11-S033** | ***Freyermuth v. Credit Bureau Services*, 248 F.3d 767 (8th Cir. 2001).** https://law.justia.com/cases/federal/appellate-courts/F3/248/767/550729/; reported pp. 767–771. | Final published Eighth Circuit opinion; full public reproduction freshly read October 26, 2026. | Predates Regulation F; used only for nonlitigation collection distinction. [Justia Law](https://law.justia.com/cases/federal/appellate-courts/F3/248/767/550729/) |\n| **S_NE-P11-S034** | **Bounded current searches** across Nebraska Legislature, Nebraska appellate repository, Eighth Circuit, U.S. Code, and eCFR for credit-card period, acceleration, deacceleration, §25-216, choice of law, time-barred debt, and 2025–2026 amendments/cases. | Search-only work October 26, 2026. | No categorical Nebraska credit-card period or controlling ordinary-unsecured deacceleration case located. Not a complete commercial citator, trial docket, or administrative archive. |\n\n# O. Claim register\n\n| Claim ID | Precise assertion | Source/pinpoint | Predicates, exceptions, consequence, confidence |\n| --- | --- | --- | --- |\n| **S_NE-P11-C001** | Fully written agreement/contract/promise has five-year Nebraska period absent a specific statute. | S001, §25-205(1). | **High.** Classification must be proved. |\n| **S_NE-P11-C002** | Oral or implied contract has four-year period. | S002, §25-206. | **High.** |\n| **S_NE-P11-C003** | Partly written agreement requiring parol proof of material terms is treated as unwritten. | S019, printed pp. 38–40/index 5–7. | **High.** |\n| **S_NE-P11-C004** | Ordinary contract accrues at breach/failure to perform. | S001 annotations; S020; S021. | **High.** |\n| **S_NE-P11-C005** | No general discovery rule applies to ordinary contract accrual. | S021, pp. 734–735/index 9–10. | **High.** Specific concealment or statutory rules can differ. |\n| **S_NE-P11-C006** | Continuous running account ordinarily runs from last genuine item. | S003, §25-212 annotation. | **High as official reported construction;** item classification fact-specific. |\n| **S_NE-P11-C007** | Account stated runs from date account was stated rather than original debt. | S002 annotation; S023. | **High generally;** actual assent date required. |\n| **S_NE-P11-C008** | Silence/failure to object is evidence of account-stated assent, not conclusive assent. | S023, pp. 853–854/index 4–5. | **High.** |\n| **S_NE-P11-C009** | Credit-card account can be pursued on account-stated theory. | S022, pp. 784–789/index 0–5. | **High for theory;** does not create universal period. |\n| **S_NE-P11-C010** | Nebraska has no verified categorical limitation period for every credit-card debt. | S001–S003, S019, S022–S023, S034. | **High bounded conclusion.** |\n| **S_NE-P11-C011** | Each installment accrues separately absent valid acceleration. | S001 annotations; S024; S025. | **High.** |\n| **S_NE-P11-C012** | Optional acceleration requires positive creditor action. | S024, pp. 581–583/index 6–8. | **High.** Contract may alter mechanics. |\n| **S_NE-P11-C013** | Charge-off, assignment, or collection placement alone is not acceleration. | S024; S026. | **High supported inference.** |\n| **S_NE-P11-C014** | No universal Nebraska deacceleration rule was located. | S034. | **Unresolved.** |\n| **S_NE-P11-C015** | Negotiable-instrument status requires all §3-104 elements; label alone is insufficient. | S010, §3-104. | **High.** |\n| **S_NE-P11-C016** | Definite-time negotiable note has six-year period from stated or accelerated due date. | S010, §3-118(a). | **High.** |\n| **S_NE-P11-C017** | Negotiable demand note has six years after demand, or ten-year continuous nonpayment bar absent demand. | S010, §3-118(b). | **High.** |\n| **S_NE-P11-C018** | Unaccepted drafts and specified checks have separate three-/ten-year branches. | S010, §3-118(c)–(d). | **High.** |\n| **S_NE-P11-C019** | Sale-of-goods breach has four-year Article 2 period, reducible to at least one year but not extendable. | S011, §2-725. | **High;** full goods analysis excluded. |\n| **S_NE-P11-C020** | Assignment does not create new accrual; assignee takes subject to existing defenses. | S026; S012. | **High.** |\n| **S_NE-P11-C021** | Voluntary principal or interest payment starts new applicable contract period. | S004; S025. | **High, if voluntary and attributable.** |\n| **S_NE-P11-C022** | Ledger credit alone does not establish qualifying payment. | S004 official annotations. | **High bounded conclusion;** underlying older opinions not all freshly retrieved. |\n| **S_NE-P11-C023** | Payment must relate to the specific debt and recognize it as existing liability. | S004 official annotations. | **High historical construction;** factual application required. |\n| **S_NE-P11-C024** | Payment by joint obligor or third party does not automatically bind another without authority/consent/ratification. | S004; S001 annotations. | **High.** |\n| **S_NE-P11-C025** | §25-216 can revive a barred contract debt after qualifying payment. | S004 text and annotations. | **High under Nebraska historical construction.** |\n| **S_NE-P11-C026** | Written acknowledgment or promise starts new applicable period. | S004. | **High.** |\n| **S_NE-P11-C027** | Mere reference or suggestion concerning debt is not enough; acknowledgment must recognize existing liability. | S032; S004 annotation. | **High.** |\n| **S_NE-P11-C028** | Electronic acknowledgment may satisfy writing/signature only if UETA agreement, intent, and attribution predicates are met. | S013. | **High.** |\n| **S_NE-P11-C029** | Conditional settlement offer or disputed communication does not automatically revive debt. | S004; S032. | **High bounded conclusion;** exact text controls. |\n| **S_NE-P11-C030** | Uniform Act can apply another state’s period when claim is substantively based on that state’s law. | S014, §25-3203. | **High.** |\n| **S_NE-P11-C031** | If foreign period applies, foreign accrual and tolling rules also apply, not foreign conflicts rules. | S014, §25-3204. | **High.** |\n| **S_NE-P11-C032** | Nebraska unfairness fallback can restore Nebraska period. | S014, §25-3205. | **High; court determination required.** |\n| **S_NE-P11-C033** | Contractual choice of law is subject to substantial-relationship and fundamental-policy analysis. | S027, pp. 805–806/index 6–7. | **High.** |\n| **S_NE-P11-C034** | Nebraska does not automatically use forum limitation law after the 2006 Uniform Act. | S014; S028. | **High.** |\n| **S_NE-P11-C035** | Outside-accrual resident-plaintiff exception requires Nebraska residency and ownership since accrual. | S014, §25-3203(2). | **High.** |\n| **S_NE-P11-C036** | Court/statutory stay extends deadline to later of ordinary period or one year after stay ends. | S005, §25-201. | **High.** |\n| **S_NE-P11-C037** | Bankruptcy §108(c) supplies ordinary period or thirty days after notice of stay end, whichever later. | S015. | **High; interaction fact-specific.** |\n| **S_NE-P11-C038** | Nebraska savings clause excludes failure to serve under §25-217. | S005, §25-201.01. | **High.** |\n| **S_NE-P11-C039** | Claimant disability under §25-213 is not a general debtor-defendant toll. | S006. | **High.** |\n| **S_NE-P11-C040** | Debtor absence does not toll when person remains amenable to personal service. | S006 official annotation. | **Medium-high;** complete *Dalition* opinion not independently read. |\n| **S_NE-P11-C041** | Supplemental state claim is tolled under 28 U.S.C. §1367(d) while pending and for thirty days after dismissal unless longer state law applies. | S016. | **High.** |\n| **S_NE-P11-C042** | Fraudulent concealment or estoppel theory must be specifically pleaded and proved. | S029, pp. 508–510/index 31–33. | **High.** |\n| **S_NE-P11-C043** | Action commences on complaint filing. | S007, §25-217(1). | **High.** |\n| **S_NE-P11-C044** | Each defendant must be served within 180 days; failure causes automatic dismissal. | S007, §25-217(2)–(3). | **High.** |\n| **S_NE-P11-C045** | Timely filing does not preserve action after unexcused 180-day service failure. | S005, S007. | **High.** |\n| **S_NE-P11-C046** | Nebraska excludes trigger day and extends weekend/holiday endpoint to next open day. | S008. | **High.** |\n| **S_NE-P11-C047** | Limitations is an affirmative defense and can be waived. | S009; S029; S030. | **High.** |\n| **S_NE-P11-C048** | Court ordinarily may not raise unpleaded limitations defense sua sponte. | S029. | **High.** |\n| **S_NE-P11-C049** | Ordinary limitation generally bars remedy, not underlying debt. | S030; S031. | **High generally;** special statutes can differ. |\n| **S_NE-P11-C050** | Covered debt collector may not sue or threaten suit on time-barred debt. | S017; S018. | **High; federal actor/debt predicates required.** |\n| **S_NE-P11-C051** | Nonlitigation request for voluntary payment is not categorically forbidden solely because debt is time-barred. | S033. | **High for Eighth Circuit holding;** misleading content can change result. |\n| **S_NE-P11-C052** | No general Nebraska time-barred-debt disclosure was verified. | S034. | **Bounded negative finding.** |\n| **S_NE-P11-C053** | Credit-reporting obsolescence does not determine Nebraska suit period. | Separate statutory systems. | **High distinction.** |\n| **S_NE-P11-C054** | No actual deadline can be finalized without contract, accrual, acceleration, payment, choice-of-law, tolling, filing, and service facts. | Entire record. | **High methodological conclusion.** |\n\n# P. Granular coverage and remaining gaps\n\n| Assigned issue | Status | Claim IDs | Exact missing evidence or next action |\n| --- | --- | --- | --- |\n| Written-contract period | **Answered** | C001 | Complete operative writings and assent |\n| Oral/implied period | **Answered** | C002 | Actual agreement and breach |\n| Mixed written/oral classification | **Answered as rule; factual application held** | C003 | Full writings and parol evidence |\n| Open/running account | **Answered generally** | C006 | Genuine last item and transaction ledger |\n| Account stated | **Answered generally** | C007–C009 | Statement, delivery, objection, assent date |\n| Credit-card categorical period | **Rejected as overbroad** | C010 | Exact pleaded theory and documents |\n| Credit-card written-contract branch | **Partial** | C001, C003, C010 | Card application, operative agreement, amendments, usage and assent |\n| Credit-card open-account branch | **Partial** | C006, C010 | Last true item and continuous-account proof |\n| Credit-card account-stated branch | **Answered conditionally** | C007–C009 | Actual assent and date |\n| Installment accrual | **Answered** | C011 | Payment schedule |\n| Optional acceleration | **Answered** | C012–C013 | Clause, positive act, notice and effective date |\n| Automatic acceleration | **Partial** | C012 | Full clause and governing law |\n| Deacceleration/waiver | **Unresolved** | C014 | Contract, notices, acceptance conduct and controlling case |\n| Charge-off effect | **Answered as no automatic reset** | C004, C013 | Exact contract and acceleration facts |\n| Assignment/transfer | **Answered as no reset** | C020 | Assignment and any later debtor act |\n| Negotiable-instrument definition | **Answered** | C015 | Actual instrument |\n| Definite-time note | **Answered** | C016 | Stated maturity/acceleration |\n| Demand note | **Answered** | C017 | Demand and payment history |\n| Checks/drafts | **Answered as gateway** | C018 | Actual instrument/dishonor/demand |\n| Sale-of-goods period | **Answered only as gateway** | C019 | Full Article 2 transaction later |\n| Voluntary payment restart | **Answered** | C021–C025 | Payment source, authority, application and recognition |\n| Unilateral credit | **Answered as insufficient absent authorization** | C022 | Ledger and debtor authorization |\n| Payment after bar | **Answered under §25-216** | C025 | Proof of qualifying payment and no special extinguishment law |\n| Written acknowledgment | **Answered** | C026–C027 | Exact writing and attribution |\n| Electronic acknowledgment | **Answered conditionally** | C028 | UETA consent, authentication, final record |\n| Conditional promise/settlement offer | **Partial** | C029 | Exact language, conditions and acceptance |\n| Third-party/joint-obligor payment | **Answered conditionally** | C024 | Authority, consent, ratification, joint funds |\n| Nebraska choice-of-law framework | **Answered** | C030–C035 | Contract, contacts, place of accrual and foreign law |\n| Foreign accrual/tolling | **Answered as rule** | C031 | Actual foreign statutes/cases |\n| Resident-plaintiff exception | **Answered** | C035 | Residency and ownership since accrual |\n| Stay extension | **Answered** | C036–C037 | Stay orders, end date and notice |\n| Bankruptcy procedure | **Excluded except timing gateway** | C037 | Full docket and bankruptcy analysis |\n| Savings clause | **Answered** | C038 | Reason first action failed |\n| Claimant incapacity | **Answered** | C039 | Claimant status at accrual |\n| Debtor absence/concealment | **Partial** | C040 | Service amenability and complete *Dalition* record |\n| Fraudulent concealment/equitable estoppel | **Partial** | C042 | Specific pleading and evidence |\n| Supplemental-jurisdiction tolling | **Answered** | C041 | Federal filing/dismissal dates |\n| Filing commencement | **Answered** | C043 | File stamp |\n| 180-day service | **Answered** | C044–C045 | Service records and stays |\n| Time computation | **Answered** | C046 | Actual court closure/holiday |\n| Affirmative-defense waiver | **Answered** | C047–C048 | Answer, amendment and trial record |\n| Debt extinguishment versus remedy | **Answered generally** | C049 | Any special substantive extinguishment statute |\n| Federal time-barred suit/threat | **Answered conditionally** | C050 | Federal collector/debt status and correct state calculation |\n| Nonlitigation collection | **Answered narrowly** | C051 | Actual wording and deceptive-practice analysis |\n| Nebraska time-barred disclosure | **Not verified** | C052 | Complete rule/sector search if later assigned |\n| Reporting-age comparison | **Answered only as separate-clock warning** | C053 | Reporting component remains independent |\n| Mortgage/foreclosure | **Excluded** | — | Dedicated secured-real-estate pass |\n| Vehicle/repo/deficiency | **Excluded** | — | Secured-vehicle pass |\n| Medical/utilities/rent/education | **Excluded** | — | Sector-specific limitation passes |\n| Government/tax/support/fines | **Excluded** | — | Public-debt pass |\n| Probate claims | **Excluded** | — | Nebraska Probate Code nonclaim pass |\n| Judgments/liens/revival | **Excluded** | — | Judgment-enforcement pass |\n| Garnishment | **Excluded** | — | Enforcement/exemption pass |\n| Fraud and tort remedies | **Excluded** | — | Separate causes and discovery rules |\n| Local/tribal/country law | **Excluded** | — | Separate jurisdictional pass |\n| Named account deadline | **Not determined** | C054 | Actual contract, ledger, notices, assignments, docket and service |\n| Component/state/parent/A066 acceptance | **Not granted** | — | Remaining registry work and scoped review |\n\n# Q. Researcher self-check\n\n## Freshly read in PASS-11\n\n- Current operative Nebraska limitation statutes:§§25-201;25-201.01;25-205;25-206;25-212;25-213;25-214;25-216;25-217; and25-2221.\n- Current Uniform Conflict of Laws–Limitations Act:§§25-3202 through 25-3206.\n- Nebraska UCC:§§2-725;3-104;3-118;9-404; and9-406.\n- Nebraska UETA provisions needed for electronic acknowledgments.\n- Federal bankruptcy and supplemental-jurisdiction timing provisions.\n- Current Regulation F time-barred-debt rule and the narrow FDCPA misrepresentation provision.\n- Published opinions and relevant pages in:*Aurora Technology v. Labedz*;*Keith v. Data Enterprises*;*Oltman v. Parde*;*American Express v. Scheer*;*Crossman & Hosford v. Harbison*;*Village of Filley v. Setzer*;*Beckner v. Urban*;*Zapata v. McHugh*;*American National Bank v. Medved*;*Griffith v. LG Chem America*;*Berkshire v. Berkshire*;*In re Margaret Mastny Revocable Trust*;*Doty v. West Gate Bank*;*Kotas v. Sorensen* through a complete public opinion reproduction; and*Freyermuth v. Credit Bureau Services* through a complete public opinion reproduction.\n\n## Numerical and calendar self-check\n\nThe worked dates were independently recalculated using the anniversary rule in §25-2221:\n\n- November 30, 2025: Sunday → December 1, 2025.\n- March 1, 2026: Sunday → March 2, 2026.\n- February 1, 2026: Sunday → February 2, 2026.\n- March 1, 2026: Sunday → March 2, 2026.\n- June 15, 2025: Sunday → June 16, 2025.\n- August 15, 2027: Sunday → August 16, 2027.\n- July 15, 2029: Sunday → July 16, 2029.\n- January 10, 2026: Saturday → January 12, 2026.\n- One hundred eighty days after December 1, 2025 is May 30, 2026, a Saturday; the example assumes ordinary Saturday/Sunday closure and no special Chief Justice closure order.\n\nThe calculations do not establish the legal classification or actual trigger.\n\n## Prior-pass treatment\n\nPASS-06 through PASS-10 were not treated as reviewed or accepted premises. Any overlapping proposition—such as assignment, validation, credit reporting, or federal collection status—was freshly checked only to the extent necessary for this limitations component.\n\n## Bounded negative or incomplete searches\n\nThe public research did not locate:\n\n- a controlling Nebraska appellate decision establishing one categorical period for all credit-card debt;\n- a controlling ordinary-unsecured Nebraska deacceleration rule;\n- a modern Nebraska consumer-specific decision resolving every form of electronic acknowledgment;\n- a complete modern case on conditional settlement language under §25-216;\n- a general Nebraska time-barred-debt disclosure;\n- or a current Nebraska case comprehensively reconciling §25-201’s one-year stay extension with every §108(c) bankruptcy scenario.\n\nThese are bounded negative results, not proof that no unpublished, trial-level, archived, or commercial-citator authority exists.\n\n## Sources not fully authenticated\n\n- Complete official PDFs were not located for *Kotas* and *Freyermuth*; full public reproductions were read and their reported citations/status were verified.\n- The full underlying opinions for every historical annotation to §§25-205, 25-206, 25-212, 25-214, and 25-216 were not individually retrieved. Those annotations were used with explicit limits.\n- No complete commercial citator, trial-court docket, bankruptcy docket, creditor file, or collector litigation history was accessed.\n\n## Not performed\n\n- No named consumer, creditor, collector, debt buyer, account, contract, payment, credit report, lawsuit, or service record was searched.\n- No actual limitation deadline or litigation recommendation was given.\n- No complaint, answer, filing, contact, records request, paid database, private-data access, browser control, website action, publication, local-file save, Deep Research, Work, Codex research generation, API, purchase, CAPTCHA bypass, or other Chat was used.\n- No full mortgage, vehicle, medical, utility, rental, education, public-debt, probate, bankruptcy, judgment, garnishment, fraud, local, tribal, or foreign-country dossier was completed.\n\n**Focused disposition:** Nebraska ordinary unsecured claims cannot be assigned a reliable deadline from the label “credit card,” “collection account,” “written debt,” or “debt buyer.” The enforceability analysis requires the actual cause of action, writings, account structure, breach or due date, installment and acceleration terms, payments or acknowledgments, assignment history, governing law, tolling events, filing date, service date, and pleading record. The most consequential Nebraska-specific risk is §25-216: a properly attributable voluntary payment or qualifying written acknowledgment can start a new full limitation period, including after an earlier contract period expired.\n\nEND S_NE PASS-11. \n\n","tables":[{"headers":["Claimed legal theory or instrument","Nebraska period","Accrual event","Conditions and alternative branches","Consequence"],"index":0,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Claimed legal theory or instrument","Nebraska period","Accrual event","Conditions and alternative branches","Consequence"],["Written contract fully proved by writings","5 years","Breach or failure to perform","Writings must themselves establish the binding obligation and material terms. Resort to parol evidence for essential terms can move claim to §25-206.","Suit after period is subject to affirmative defense."],["Oral contract","4 years","Breach; where payment is “on demand,” when demand first could lawfully be made unless contract says otherwise","Actual demand cannot indefinitely postpone an already enforceable oral obligation.","Four-year branch."],["Implied contract / implied-in-fact obligation","4 years","When right to sue arises","Exact transaction and promised performance required.","Four-year branch."],["Partly written, partly oral contract","4 years","Breach","Applies where material obligation cannot be wholly proved by writings.","A signed document alone does not ensure five years."],["Continuous running/open account","Ordinarily 4 years","Date of last genuine item in continuous account","“Item” must reflect a transaction creating legal indebtedness; unilateral credit, internal transfer, or bookkeeping adjustment is not automatically an item.","Exact last-item date controls only after account classification."],["Account stated","Ordinarily 4 years under located Nebraska authority","Date the account was actually stated or agreed","Requires prior dealings plus express or implied assent to a balance. Silence/failure to object is evidence, not conclusive assent. A separately signed written settlement could require different classification.","New account-stated cause can replace need to prove each original item, but assent and date remain factual."],["Credit-card claim on complete written card agreement","Potentially 5 years","Breach of written agreement or valid acceleration","Creditor must prove the operative written agreement, amendments, account identity, and that writings alone establish obligation. No categorical “credit-card period.”","Five-year branch only if writing classification is proved."],["Credit-card claim requiring usage, oral acceptance, or extrinsic terms","Potentially 4 years","Breach/right to sue","If material liability cannot be wholly proved by writings, §25-206 can govern.","Four-year branch."],["Credit-card account stated","Potentially 4 years","Date of proven assent to statement/balance","American Express v. Scheer recognizes account-stated theory for card accounts; Crossman makes assent fact-sensitive.","No automatic restart merely because a monthly statement was mailed."],["Installment contract, no acceleration","Applicable underlying period for each installment separately","Each installment’s due date","Written contract generally five years per installment; oral contract generally four.","Earlier installments can be barred while later ones remain timely."],["Installment contract with optional acceleration","Applicable underlying period for entire balance after valid exercise","Date of affirmative acceleration action","Default alone is insufficient unless governing law and contract make acceleration genuinely automatic; Nebraska cases require positive action for optional acceleration.","Entire-balance clock begins on valid acceleration."],["Purported deacceleration or waiver of acceleration","Unresolved in this pass","Depends on contract, notice, and conduct","No controlling ordinary-unsecured Nebraska authority was located establishing a universal deacceleration rule.","Exact date held."],["Negotiable note payable at a definite time","6 years","Stated due date(s), or valid accelerated due date","Instrument must satisfy UCC §3-104; label “note” alone is not enough.","UCC §3-118 supersedes general five-year written-contract period."],["Negotiable demand note, demand made","6 years","Date of demand","Subject to Article 3 conditions.","Six-year period."],["Negotiable demand note, no demand","Bar after 10 continuous years with no principal or interest payment","Continuous nonpayment period","Exact starting point depends on issuance and last qualifying payment.","Ten-year backstop."],["Unaccepted draft","Earlier of 3 years after dishonor or 10 years after draft date","Dishonor/date rule","Article 3 classification required.","Special UCC period."],["Certified, cashier’s, teller’s, or traveler’s check","3 years after demand","Demand","Exact instrument category required.","Special UCC period."],["Other Article 3 right not otherwise specified","3 years","Accrual","Includes specified conversion/warranty/other Article 3 claims.","Special UCC period."],["Sale-of-goods contract claim","4 years","Ordinarily breach/tender; special future-performance warranty exception","Contract can reduce period to at least one year but cannot extend it. Full sale-of-goods analysis excluded.","Separate UCC Article 2 branch."]]},{"headers":["Event","Ordinary Nebraska effect","Conditions and limits"],"index":1,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Event","Ordinary Nebraska effect","Conditions and limits"],["Contract payment becomes due and is not made","Cause ordinarily accrues at breach","No general discovery rule for ordinary contract claims"],["Creditor later discovers breach","Ordinarily does not postpone accrual","Fraudulent concealment or another specific doctrine requires separate pleading and proof"],["Installment becomes due","Separate cause for that installment","Unless entire debt has validly accelerated"],["Borrower misses several installments","Several individual accrual dates","Default alone is not necessarily whole-balance acceleration"],["Creditor sends clear acceleration notice","Can start entire-balance clock","Must be authorized and manifest a positive election; exact effective date depends on contract and notice"],["Creditor files suit demanding entire balance","Filing can itself be first affirmative acceleration action","If complaint is valid and acceleration clause permits"],["Creditor internally marks account accelerated","Not necessarily sufficient","Undisclosed internal act may not manifest election to debtor"],["Charge-off","Does not automatically create or reset accrual","It may coincide with breach or acceleration but is an accounting/regulatory status"],["Sale or assignment","No reset","Assignee takes existing claim and defenses"],["Placement with collector","No reset","Collection status is not new contractual performance"],["Account statement mailed","Does not automatically create account stated","Assent must be proven"],["Failure to object to statement","Evidence of assent","Reasonableness and surrounding circumstances are fact questions"],["Settlement offer","Does not automatically restart period","Must qualify as payment, written acknowledgment, or written promise under §25-216"],["Partial voluntary principal/interest payment","Starts new applicable period","Recognition, voluntariness, account attribution, and authority required"],["Unilateral creditor credit","Does not establish restart","Debtor authorization/ratification required"],["Written unqualified acknowledgment","Starts new applicable period","Must recognize existing liability; electronic writing must satisfy attribution and intent rules"],["Written conditional or disputed communication","Fact-dependent; often insufficient","Exact language and conditions control"],["Maturity of definite-time negotiable note","Six-year Article 3 period starts from stated due date","Valid negotiable instrument required"],["Demand on negotiable demand note","Six-year Article 3 period starts","If no demand, ten-year continuous nonpayment rule applies"],["Reporting or credit-bureau deletion date","No effect on suit accrual","Credit-reporting obsolescence is a separate federal clock"]]},{"headers":["Step","Question","Evidence required","If unresolved"],"index":2,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Step","Question","Evidence required","If unresolved"],["1","What legal claim is asserted?","Complaint, contract, note, account-stated theory, open-account ledger","Do not select a period by debt label"],["2","Is the obligation wholly written?","All operative writings, assent, amendments, incorporation","Four-year parol-dependent branch may apply"],["3","Is there a specialized statute?","UCC Article 3 instrument, Article 2 sale, sector statute","General 4/5-year rule may yield"],["4","What event created the right to sue?","Due dates, breach, maturity, demand, acceleration notice","Accrual date held"],["5","Is obligation installment-based?","Payment schedule and contract","Calculate each installment separately"],["6","Was there valid acceleration?","Clause, notice, complaint, creditor action","Do not use charge-off or placement automatically"],["7","Was there deacceleration?","Contract, notice, payment acceptance, waiver evidence","Exact whole-balance date held"],["8","Was there a qualifying payment?","Actual payment evidence, authorization, account application","No restart from ledger entry alone"],["9","Was there a written acknowledgment or promise?","Exact language, signature, attribution, conditions","No revival from mere reference or dispute"],["10","Was account sold or assigned?","Assignment and ownership chain","No reset merely from transfer"],["11","Which state’s substantive law applies?","Choice clause, contacts, place of performance/accrual","Apply Nebraska conflict analysis"],["12","What state’s period, accrual, and tolling law applies?","§§25-3203–3205 and foreign law","No Nebraska-only shortcut"],["13","Did a stay or tolling event occur?","Court orders, bankruptcy docket, service facts, concealment","Ordinary deadline cannot be finalized"],["14","Was complaint filed timely?","Court file stamp","Filing commences action"],["15","Was each defendant served in 180 days?","Returns of service and stay dates","Automatic dismissal risk"],["16","Was limitations defense pleaded?","Answer/amendments/trial record","Defense may be waived"],["17","Is collector threatening suit?","Communication content and federal collector status","Reg F/FDCPA overlay must be tested"]]},{"headers":["Source ID","Title, issuer, full literal URL, and exact pinpoint","Status and actual access","Scope and limits"],"index":3,"links":[{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-205","text":"Nebraska Legislature"},{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-206","text":"Nebraska Legislature"},{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-212","text":"Nebraska Legislature"},{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-216","text":"Nebraska Legislature"},{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-201","text":"Nebraska Legislature\n+1"},{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-213","text":"Nebraska Legislature\n+1"},{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-217","text":"Nebraska Legislature"},{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-2221","text":"Nebraska Legislature"},{"href":"https://supremecourt.nebraska.gov/supreme-court-rules/chapter-6-trial-courts/article-11-nebraska-court-rules-pleading-civil-cases/%C2%A7-7","text":"Nebraska Supreme Court"},{"href":"https://nebraskalegislature.gov/laws/ucc.php?code=3-104","text":"Nebraska Legislature\n+1"},{"href":"https://nebraskalegislature.gov/laws/ucc.php?code=2-725","text":"Nebraska Legislature"},{"href":"https://nebraskalegislature.gov/laws/ucc.php?code=9-404","text":"Nebraska Legislature\n+1"},{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=86-621","text":"Nebraska Legislature\n+3"},{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-3202","text":"Nebraska Legislature\n+4"},{"href":"https://uscode.house.gov/us/usc/119-124/t11/s108/","text":"U.S. Code\n+1"},{"href":"https://uscode.house.gov/us/usc/119-124/t28/s1367/","text":"U.S. Code"},{"href":"https://www.ecfr.gov/current/title-12/chapter-X/part-1006/section-1006.26","text":"eCFR\n+1"},{"href":"https://uscode.house.gov/us/usc/119-124/t15/s1692e/","text":"U.S. Code\n+1"},{"href":"https://www.ne.gov/apps-courts-epub/public/viewAdvanced?docId=N00007938PUB","text":"Nebraska.gov\n+3"},{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00012357PUB","text":"Nebraska.gov\n+1"},{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00010729PUB","text":"Nebraska.gov\n+2"},{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011009PUB","text":"Nebraska.gov\n+4"},{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011014PUB","text":"Nebraska.gov\n+2"},{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00004964PUB","text":"Nebraska.gov\n+3"},{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewAdvanced?docId=N00007960PUB","text":"Nebraska.gov\n+2"},{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00010135PUB","text":"Nebraska.gov\n+1"},{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00003683PUB","text":"Nebraska.gov\n+2"},{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00010500PUB","text":"Nebraska.gov\n+1"},{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00013512PUB","text":"Nebraska.gov\n+4"},{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00003637PUB","text":"Nebraska.gov\n+1"},{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00009900PUB","text":"Nebraska.gov\n+2"},{"href":"https://www.casemine.com/judgement/us/59148f7eadd7b049345661ac","text":"CaseMine\n+1"},{"href":"https://law.justia.com/cases/federal/appellate-courts/F3/248/767/550729/","text":"Justia Law"}],"row_links":[[],[{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-205","text":"Nebraska Legislature"}],[{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-206","text":"Nebraska Legislature"}],[{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-212","text":"Nebraska Legislature"}],[{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-216","text":"Nebraska Legislature"}],[{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-201","text":"Nebraska Legislature\n+1"}],[{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-213","text":"Nebraska Legislature\n+1"}],[{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-217","text":"Nebraska Legislature"}],[{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-2221","text":"Nebraska Legislature"}],[{"href":"https://supremecourt.nebraska.gov/supreme-court-rules/chapter-6-trial-courts/article-11-nebraska-court-rules-pleading-civil-cases/%C2%A7-7","text":"Nebraska Supreme Court"}],[{"href":"https://nebraskalegislature.gov/laws/ucc.php?code=3-104","text":"Nebraska Legislature\n+1"}],[{"href":"https://nebraskalegislature.gov/laws/ucc.php?code=2-725","text":"Nebraska Legislature"}],[{"href":"https://nebraskalegislature.gov/laws/ucc.php?code=9-404","text":"Nebraska Legislature\n+1"}],[{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=86-621","text":"Nebraska Legislature\n+3"}],[{"href":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-3202","text":"Nebraska Legislature\n+4"}],[{"href":"https://uscode.house.gov/us/usc/119-124/t11/s108/","text":"U.S. Code\n+1"}],[{"href":"https://uscode.house.gov/us/usc/119-124/t28/s1367/","text":"U.S. Code"}],[{"href":"https://www.ecfr.gov/current/title-12/chapter-X/part-1006/section-1006.26","text":"eCFR\n+1"}],[{"href":"https://uscode.house.gov/us/usc/119-124/t15/s1692e/","text":"U.S. Code\n+1"}],[{"href":"https://www.ne.gov/apps-courts-epub/public/viewAdvanced?docId=N00007938PUB","text":"Nebraska.gov\n+3"}],[{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00012357PUB","text":"Nebraska.gov\n+1"}],[{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00010729PUB","text":"Nebraska.gov\n+2"}],[{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011009PUB","text":"Nebraska.gov\n+4"}],[{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011014PUB","text":"Nebraska.gov\n+2"}],[{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00004964PUB","text":"Nebraska.gov\n+3"}],[{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewAdvanced?docId=N00007960PUB","text":"Nebraska.gov\n+2"}],[{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00010135PUB","text":"Nebraska.gov\n+1"}],[{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00003683PUB","text":"Nebraska.gov\n+2"}],[{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00010500PUB","text":"Nebraska.gov\n+1"}],[{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00013512PUB","text":"Nebraska.gov\n+4"}],[{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00003637PUB","text":"Nebraska.gov\n+1"}],[{"href":"https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00009900PUB","text":"Nebraska.gov\n+2"}],[{"href":"https://www.casemine.com/judgement/us/59148f7eadd7b049345661ac","text":"CaseMine\n+1"}],[{"href":"https://law.justia.com/cases/federal/appellate-courts/F3/248/767/550729/","text":"Justia Law"}],[]],"rows":[["Source ID","Title, issuer, full literal URL, and exact pinpoint","Status and actual access","Scope and limits"],["S_NE-P11-S001","Neb. Rev. Stat. §25-205 — Actions on written contracts. Nebraska Legislature. https://nebraskalegislature.gov/laws/statutes.php?statute=25-205; subsection (1), current text and relevant annotations.","Current official codification freshly read October 26, 2026 Pacific/UTC.","Five-year written-contract rule; annotations are locators and are not treated as independently read opinions unless separately listed. \nNebraska Legislature"],["S_NE-P11-S002","Neb. Rev. Stat. §25-206 — Actions on oral contracts or statutory liabilities. https://nebraskalegislature.gov/laws/statutes.php?statute=25-206; operative sentence and accrual/account-stated annotations.","Current official codification freshly read October 26, 2026.","Four-year unwritten-contract branch; full older annotated opinions not all independently read. \nNebraska Legislature"],["S_NE-P11-S003","Neb. Rev. Stat. §25-212 — Actions not specified. https://nebraskalegislature.gov/laws/statutes.php?statute=25-212; operative four-year text and continuous-account annotation.","Current official codification freshly read October 26, 2026.","Residual/open-account gateway. \nNebraska Legislature"],["S_NE-P11-S004","Neb. Rev. Stat. §25-216 — Part payment; acknowledgment; effect upon accrual. https://nebraskalegislature.gov/laws/statutes.php?statute=25-216; complete operative text and official annotations.","Current official codification freshly read October 26, 2026.","Revival/tolling statute. Underlying older cases were not all independently retrieved. \nNebraska Legislature"],["S_NE-P11-S005","Neb. Rev. Stat. §§25-201 and 25-201.01. https://nebraskalegislature.gov/laws/statutes.php?statute=25-201; https://nebraskalegislature.gov/laws/statutes.php?statute=25-201.01.","Current official codification freshly read October 26, 2026.","Accrual/stay extension and savings clause. \nNebraska Legislature\n+1"],["S_NE-P11-S006","Neb. Rev. Stat. §§25-213 and 25-214. https://nebraskalegislature.gov/laws/statutes.php?statute=25-213; https://nebraskalegislature.gov/laws/statutes.php?statute=25-214.","Current official codification freshly read October 26, 2026; §25-214 official annotation checked.","Claimant disability and debtor absence/concealment. Complete Dalition opinion not retrieved. \nNebraska Legislature\n+1"],["S_NE-P11-S007","Neb. Rev. Stat. §25-217 — Action; commencement; service. https://nebraskalegislature.gov/laws/statutes.php?statute=25-217; subsections (1)–(3).","Current official codification freshly read October 26, 2026; current 180-day text controls over older annotations.","Narrow filing/service prerequisite only. \nNebraska Legislature"],["S_NE-P11-S008","Neb. Rev. Stat. §25-2221 — Computation of time. https://nebraskalegislature.gov/laws/statutes.php?statute=25-2221; operative computation and holiday clauses.","Current official codification freshly read October 26, 2026.","Used for examples; special statutes may override. \nNebraska Legislature"],["S_NE-P11-S009","Nebraska Court Rule §6-1108 — General rules of pleading. https://nebraskajudicial.gov/supreme-court-rules/chapter-6-trial-courts/article-11-nebraska-court-rules-pleading-civil-cases-effective-january-1-2025/%C2%A7-6-1108-general-rules-pleading; subsection (c).","Current Judicial Branch rule freshly read October 26, 2026.","Affirmative-defense pleading only. \nNebraska Supreme Court"],["S_NE-P11-S010","Nebraska UCC §§3-104 and 3-118. https://nebraskalegislature.gov/laws/ucc.php?code=3-104; https://nebraskalegislature.gov/laws/ucc.php?code=3-118.","Current official UCC freshly read October 26, 2026; §3-104 reflects 2024 amendment.","Negotiability and Article 3 periods. \nNebraska Legislature\n+1"],["S_NE-P11-S011","Nebraska UCC §2-725. https://nebraskalegislature.gov/laws/ucc.php?code=2-725; subsections (1)–(4).","Current official UCC freshly read October 26, 2026.","Sale-of-goods gateway only; full sector analysis excluded. \nNebraska Legislature"],["S_NE-P11-S012","Nebraska UCC §§9-404 and 9-406. https://nebraskalegislature.gov/laws/ucc.php?code=9-404; https://nebraskalegislature.gov/laws/ucc.php?code=9-406.","Current official UCC freshly read October 26, 2026.","Assignment defenses/payment-notice boundary; no full secured-transactions report. \nNebraska Legislature\n+1"],["S_NE-P11-S013","Nebraska UETA §§86-621, 86-632, 86-634, 86-636. Literal URL pattern: https://nebraskalegislature.gov/laws/statutes.php?statute=86-621 and corresponding section numbers.","Current official codification freshly read October 26, 2026.","Electronic acknowledgment/signature gateway only. \nNebraska Legislature\n+3"],["S_NE-P11-S014","Uniform Conflict of Laws–Limitations Act §§25-3202–25-3206. https://nebraskalegislature.gov/laws/statutes.php?statute=25-3202; ...=25-3203; ...=25-3204; ...=25-3205; ...=25-3206.","Current official codification freshly read October 26, 2026; applies to claims accruing after July 14, 2006.","Cross-border limitations framework. \nNebraska Legislature\n+4"],["S_NE-P11-S015","11 U.S.C. §§108(c) and 362. https://uscode.house.gov/us/usc/119-124/t11/s108/; https://uscode.house.gov/us/usc/119-124/t11/s362/.","Current U.S. Code freshly read October 26, 2026.","Necessary bankruptcy-stay timing only; full bankruptcy procedure excluded. \nU.S. Code\n+1"],["S_NE-P11-S016","28 U.S.C. §1367(d). https://uscode.house.gov/us/usc/119-124/t28/s1367/.","Current U.S. Code freshly read October 26, 2026.","Supplemental-jurisdiction tolling only. \nU.S. Code"],["S_NE-P11-S017","12 C.F.R. §1006.26 — Collection of time-barred debts. https://www.ecfr.gov/current/title-12/chapter-X/part-1006/subpart-B/section-1006.26.","Current eCFR freshly read October 26, 2026.","Conditional federal debt-collector overlay. \neCFR\n+1"],["S_NE-P11-S018","15 U.S.C. §1692e. https://uscode.house.gov/us/usc/119-124/t15/s1692e/; false legal-status and unavailable-action provisions.","Current U.S. Code freshly read October 26, 2026.","Narrow FDCPA threat/misrepresentation boundary. \nU.S. Code\n+1"],["S_NE-P11-S019","Aurora Technology, Inc. v. Labedz, 30 Neb. App. 33 (2021). https://www.ne.gov/apps-courts-epub/public/viewAdvanced?docId=N00007938PUB; printed pp. 38–40, zero-based PDF indices 5–7.","Final published Nebraska Court of Appeals opinion, freshly read and visually inspected October 26, 2026.","Written-versus-parol classification. \nNebraska.gov\n+3"],["S_NE-P11-S020","Keith v. Data Enterprises, Inc., 27 Neb. App. 23 (2019). https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00012357PUB; printed p. 31, zero-based PDF index 8.","Final published opinion freshly read and visually inspected October 26, 2026.","Four/five-year distinction and breach accrual. \nNebraska.gov\n+1"],["S_NE-P11-S021","Oltman v. Parde, 32 Neb. App. 725 (2024). https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00010729PUB; printed pp. 734–735, zero-based indices 9–10.","Final published opinion freshly read and visually inspected October 26, 2026.","Breach accrual/no general discovery rule. \nNebraska.gov\n+2"],["S_NE-P11-S022","American Express Centurion Bank v. Scheer, 25 Neb. App. 784 (2018). https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011009PUB; printed pp. 784–789, zero-based indices 0–5.","Final published opinion freshly read and visually inspected October 26, 2026.","Credit-card account stated; does not decide one universal card limitation period. \nNebraska.gov\n+4"],["S_NE-P11-S023","Crossman & Hosford v. Harbison, 25 Neb. App. 849 (2018). https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00011014PUB; printed pp. 853–854, zero-based indices 4–5.","Final published opinion freshly read and visually inspected October 26, 2026.","Account-stated assent and silence. \nNebraska.gov\n+2"],["S_NE-P11-S024","Village of Filley v. Setzer, 22 Neb. App. 575 (2014). https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00004964PUB; printed pp. 581–583, zero-based indices 6–8.","Final published opinion freshly read and visually inspected October 26, 2026.","Installments and affirmative acceleration. \nNebraska.gov\n+3"],["S_NE-P11-S025","Beckner v. Urban, 309 Neb. 677 (2021). https://www.nebraska.gov/apps-courts-epub/public/viewAdvanced?docId=N00007960PUB; printed pp. 687–688, zero-based indices 10–11.","Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026.","Installments and qualifying/nonqualifying §25-216 payments. \nNebraska.gov\n+2"],["S_NE-P11-S026","Zapata v. McHugh, 296 Neb. 216 (2017). https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00010135PUB; printed p. 226, zero-based index 10.","Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026.","Assignee-stands-in-shoes principle. \nNebraska.gov\n+1"],["S_NE-P11-S027","American National Bank v. Medved, 281 Neb. 799 (2011). https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00003683PUB; printed pp. 805–806, zero-based indices 6–7.","Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026.","Contractual choice-of-law test. \nNebraska.gov\n+2"],["S_NE-P11-S028","Griffith v. LG Chem America, 315 Neb. 892 (2024). https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00010500PUB; printed pp. 901–902, zero-based indices 9–10.","Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026.","Uniform Act sequencing; tort facts, used only for limitations conflicts framework. \nNebraska.gov\n+1"],["S_NE-P11-S029","Berkshire v. Berkshire, 322 Neb. 477 (2026). https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00013512PUB; printed pp. 507–510, zero-based indices 30–33.","Final published Nebraska Supreme Court opinion filed October 9, 2026; freshly read and visually inspected October 26, 2026.","Current affirmative-defense, waiver, sua-sponte, and pleading authority. \nNebraska.gov\n+4"],["S_NE-P11-S030","In re Margaret Mastny Revocable Trust, 281 Neb. 188 (2011). https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00003637PUB; printed p. 189, zero-based index 1.","Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026.","Limitations does not operate by own force. \nNebraska.gov\n+1"],["S_NE-P11-S031","Doty v. West Gate Bank, 292 Neb. 787 (2016). https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00009900PUB; printed pp. 801–802, zero-based indices 14–15.","Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026.","Remedy-versus-obligation distinction; secured facts limit breadth. \nNebraska.gov\n+2"],["S_NE-P11-S032","Kotas v. Sorensen, 216 Neb. 648 (1984). Full public opinion reproduction: https://www.casemine.com/judgement/us/59148f7eadd7b049345661ac; corresponding official annotation at §25-216.","Opinion text freshly read October 26, 2026; no official court-hosted PDF was located in the bounded search.","Written acknowledgment standard; public reproduction is not the official reporter host. \nCaseMine\n+1"],["S_NE-P11-S033","Freyermuth v. Credit Bureau Services, 248 F.3d 767 (8th Cir. 2001). https://law.justia.com/cases/federal/appellate-courts/F3/248/767/550729/; reported pp. 767–771.","Final published Eighth Circuit opinion; full public reproduction freshly read October 26, 2026.","Predates Regulation F; used only for nonlitigation collection distinction. \nJustia Law"],["S_NE-P11-S034","Bounded current searches across Nebraska Legislature, Nebraska appellate repository, Eighth Circuit, U.S. Code, and eCFR for credit-card period, acceleration, deacceleration, §25-216, choice of law, time-barred debt, and 2025–2026 amendments/cases.","Search-only work October 26, 2026.","No categorical Nebraska credit-card period or controlling ordinary-unsecured deacceleration case located. Not a complete commercial citator, trial docket, or administrative archive."]]},{"headers":["Claim ID","Precise assertion","Source/pinpoint","Predicates, exceptions, consequence, confidence"],"index":4,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Claim ID","Precise assertion","Source/pinpoint","Predicates, exceptions, consequence, confidence"],["S_NE-P11-C001","Fully written agreement/contract/promise has five-year Nebraska period absent a specific statute.","S001, §25-205(1).","High. Classification must be proved."],["S_NE-P11-C002","Oral or implied contract has four-year period.","S002, §25-206.","High."],["S_NE-P11-C003","Partly written agreement requiring parol proof of material terms is treated as unwritten.","S019, printed pp. 38–40/index 5–7.","High."],["S_NE-P11-C004","Ordinary contract accrues at breach/failure to perform.","S001 annotations; S020; S021.","High."],["S_NE-P11-C005","No general discovery rule applies to ordinary contract accrual.","S021, pp. 734–735/index 9–10.","High. Specific concealment or statutory rules can differ."],["S_NE-P11-C006","Continuous running account ordinarily runs from last genuine item.","S003, §25-212 annotation.","High as official reported construction; item classification fact-specific."],["S_NE-P11-C007","Account stated runs from date account was stated rather than original debt.","S002 annotation; S023.","High generally; actual assent date required."],["S_NE-P11-C008","Silence/failure to object is evidence of account-stated assent, not conclusive assent.","S023, pp. 853–854/index 4–5.","High."],["S_NE-P11-C009","Credit-card account can be pursued on account-stated theory.","S022, pp. 784–789/index 0–5.","High for theory; does not create universal period."],["S_NE-P11-C010","Nebraska has no verified categorical limitation period for every credit-card debt.","S001–S003, S019, S022–S023, S034.","High bounded conclusion."],["S_NE-P11-C011","Each installment accrues separately absent valid acceleration.","S001 annotations; S024; S025.","High."],["S_NE-P11-C012","Optional acceleration requires positive creditor action.","S024, pp. 581–583/index 6–8.","High. Contract may alter mechanics."],["S_NE-P11-C013","Charge-off, assignment, or collection placement alone is not acceleration.","S024; S026.","High supported inference."],["S_NE-P11-C014","No universal Nebraska deacceleration rule was located.","S034.","Unresolved."],["S_NE-P11-C015","Negotiable-instrument status requires all §3-104 elements; label alone is insufficient.","S010, §3-104.","High."],["S_NE-P11-C016","Definite-time negotiable note has six-year period from stated or accelerated due date.","S010, §3-118(a).","High."],["S_NE-P11-C017","Negotiable demand note has six years after demand, or ten-year continuous nonpayment bar absent demand.","S010, §3-118(b).","High."],["S_NE-P11-C018","Unaccepted drafts and specified checks have separate three-/ten-year branches.","S010, §3-118(c)–(d).","High."],["S_NE-P11-C019","Sale-of-goods breach has four-year Article 2 period, reducible to at least one year but not extendable.","S011, §2-725.","High; full goods analysis excluded."],["S_NE-P11-C020","Assignment does not create new accrual; assignee takes subject to existing defenses.","S026; S012.","High."],["S_NE-P11-C021","Voluntary principal or interest payment starts new applicable contract period.","S004; S025.","High, if voluntary and attributable."],["S_NE-P11-C022","Ledger credit alone does not establish qualifying payment.","S004 official annotations.","High bounded conclusion; underlying older opinions not all freshly retrieved."],["S_NE-P11-C023","Payment must relate to the specific debt and recognize it as existing liability.","S004 official annotations.","High historical construction; factual application required."],["S_NE-P11-C024","Payment by joint obligor or third party does not automatically bind another without authority/consent/ratification.","S004; S001 annotations.","High."],["S_NE-P11-C025","§25-216 can revive a barred contract debt after qualifying payment.","S004 text and annotations.","High under Nebraska historical construction."],["S_NE-P11-C026","Written acknowledgment or promise starts new applicable period.","S004.","High."],["S_NE-P11-C027","Mere reference or suggestion concerning debt is not enough; acknowledgment must recognize existing liability.","S032; S004 annotation.","High."],["S_NE-P11-C028","Electronic acknowledgment may satisfy writing/signature only if UETA agreement, intent, and attribution predicates are met.","S013.","High."],["S_NE-P11-C029","Conditional settlement offer or disputed communication does not automatically revive debt.","S004; S032.","High bounded conclusion; exact text controls."],["S_NE-P11-C030","Uniform Act can apply another state’s period when claim is substantively based on that state’s law.","S014, §25-3203.","High."],["S_NE-P11-C031","If foreign period applies, foreign accrual and tolling rules also apply, not foreign conflicts rules.","S014, §25-3204.","High."],["S_NE-P11-C032","Nebraska unfairness fallback can restore Nebraska period.","S014, §25-3205.","High; court determination required."],["S_NE-P11-C033","Contractual choice of law is subject to substantial-relationship and fundamental-policy analysis.","S027, pp. 805–806/index 6–7.","High."],["S_NE-P11-C034","Nebraska does not automatically use forum limitation law after the 2006 Uniform Act.","S014; S028.","High."],["S_NE-P11-C035","Outside-accrual resident-plaintiff exception requires Nebraska residency and ownership since accrual.","S014, §25-3203(2).","High."],["S_NE-P11-C036","Court/statutory stay extends deadline to later of ordinary period or one year after stay ends.","S005, §25-201.","High."],["S_NE-P11-C037","Bankruptcy §108(c) supplies ordinary period or thirty days after notice of stay end, whichever later.","S015.","High; interaction fact-specific."],["S_NE-P11-C038","Nebraska savings clause excludes failure to serve under §25-217.","S005, §25-201.01.","High."],["S_NE-P11-C039","Claimant disability under §25-213 is not a general debtor-defendant toll.","S006.","High."],["S_NE-P11-C040","Debtor absence does not toll when person remains amenable to personal service.","S006 official annotation.","Medium-high; complete Dalition opinion not independently read."],["S_NE-P11-C041","Supplemental state claim is tolled under 28 U.S.C. §1367(d) while pending and for thirty days after dismissal unless longer state law applies.","S016.","High."],["S_NE-P11-C042","Fraudulent concealment or estoppel theory must be specifically pleaded and proved.","S029, pp. 508–510/index 31–33.","High."],["S_NE-P11-C043","Action commences on complaint filing.","S007, §25-217(1).","High."],["S_NE-P11-C044","Each defendant must be served within 180 days; failure causes automatic dismissal.","S007, §25-217(2)–(3).","High."],["S_NE-P11-C045","Timely filing does not preserve action after unexcused 180-day service failure.","S005, S007.","High."],["S_NE-P11-C046","Nebraska excludes trigger day and extends weekend/holiday endpoint to next open day.","S008.","High."],["S_NE-P11-C047","Limitations is an affirmative defense and can be waived.","S009; S029; S030.","High."],["S_NE-P11-C048","Court ordinarily may not raise unpleaded limitations defense sua sponte.","S029.","High."],["S_NE-P11-C049","Ordinary limitation generally bars remedy, not underlying debt.","S030; S031.","High generally; special statutes can differ."],["S_NE-P11-C050","Covered debt collector may not sue or threaten suit on time-barred debt.","S017; S018.","High; federal actor/debt predicates required."],["S_NE-P11-C051","Nonlitigation request for voluntary payment is not categorically forbidden solely because debt is time-barred.","S033.","High for Eighth Circuit holding; misleading content can change result."],["S_NE-P11-C052","No general Nebraska time-barred-debt disclosure was verified.","S034.","Bounded negative finding."],["S_NE-P11-C053","Credit-reporting obsolescence does not determine Nebraska suit period.","Separate statutory systems.","High distinction."],["S_NE-P11-C054","No actual deadline can be finalized without contract, accrual, acceleration, payment, choice-of-law, tolling, filing, and service facts.","Entire record.","High methodological conclusion."]]},{"headers":["Assigned issue","Status","Claim IDs","Exact missing evidence or next action"],"index":5,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Assigned issue","Status","Claim IDs","Exact missing evidence or next action"],["Written-contract period","Answered","C001","Complete operative writings and assent"],["Oral/implied period","Answered","C002","Actual agreement and breach"],["Mixed written/oral classification","Answered as rule; factual application held","C003","Full writings and parol evidence"],["Open/running account","Answered generally","C006","Genuine last item and transaction ledger"],["Account stated","Answered generally","C007–C009","Statement, delivery, objection, assent date"],["Credit-card categorical period","Rejected as overbroad","C010","Exact pleaded theory and documents"],["Credit-card written-contract branch","Partial","C001, C003, C010","Card application, operative agreement, amendments, usage and assent"],["Credit-card open-account branch","Partial","C006, C010","Last true item and continuous-account proof"],["Credit-card account-stated branch","Answered conditionally","C007–C009","Actual assent and date"],["Installment accrual","Answered","C011","Payment schedule"],["Optional acceleration","Answered","C012–C013","Clause, positive act, notice and effective date"],["Automatic acceleration","Partial","C012","Full clause and governing law"],["Deacceleration/waiver","Unresolved","C014","Contract, notices, acceptance conduct and controlling case"],["Charge-off effect","Answered as no automatic reset","C004, C013","Exact contract and acceleration facts"],["Assignment/transfer","Answered as no reset","C020","Assignment and any later debtor act"],["Negotiable-instrument definition","Answered","C015","Actual instrument"],["Definite-time note","Answered","C016","Stated maturity/acceleration"],["Demand note","Answered","C017","Demand and payment history"],["Checks/drafts","Answered as gateway","C018","Actual instrument/dishonor/demand"],["Sale-of-goods period","Answered only as gateway","C019","Full Article 2 transaction later"],["Voluntary payment restart","Answered","C021–C025","Payment source, authority, application and recognition"],["Unilateral credit","Answered as insufficient absent authorization","C022","Ledger and debtor authorization"],["Payment after bar","Answered under §25-216","C025","Proof of qualifying payment and no special extinguishment law"],["Written acknowledgment","Answered","C026–C027","Exact writing and attribution"],["Electronic acknowledgment","Answered conditionally","C028","UETA consent, authentication, final record"],["Conditional promise/settlement offer","Partial","C029","Exact language, conditions and acceptance"],["Third-party/joint-obligor payment","Answered conditionally","C024","Authority, consent, ratification, joint funds"],["Nebraska choice-of-law framework","Answered","C030–C035","Contract, contacts, place of accrual and foreign law"],["Foreign accrual/tolling","Answered as rule","C031","Actual foreign statutes/cases"],["Resident-plaintiff exception","Answered","C035","Residency and ownership since accrual"],["Stay extension","Answered","C036–C037","Stay orders, end date and notice"],["Bankruptcy procedure","Excluded except timing gateway","C037","Full docket and bankruptcy analysis"],["Savings clause","Answered","C038","Reason first action failed"],["Claimant incapacity","Answered","C039","Claimant status at accrual"],["Debtor absence/concealment","Partial","C040","Service amenability and complete Dalition record"],["Fraudulent concealment/equitable estoppel","Partial","C042","Specific pleading and evidence"],["Supplemental-jurisdiction tolling","Answered","C041","Federal filing/dismissal dates"],["Filing commencement","Answered","C043","File stamp"],["180-day service","Answered","C044–C045","Service records and stays"],["Time computation","Answered","C046","Actual court closure/holiday"],["Affirmative-defense waiver","Answered","C047–C048","Answer, amendment and trial record"],["Debt extinguishment versus remedy","Answered generally","C049","Any special substantive extinguishment statute"],["Federal time-barred suit/threat","Answered conditionally","C050","Federal collector/debt status and correct state calculation"],["Nonlitigation collection","Answered narrowly","C051","Actual wording and deceptive-practice analysis"],["Nebraska time-barred disclosure","Not verified","C052","Complete rule/sector search if later assigned"],["Reporting-age comparison","Answered only as separate-clock warning","C053","Reporting component remains independent"],["Mortgage/foreclosure","Excluded","—","Dedicated secured-real-estate pass"],["Vehicle/repo/deficiency","Excluded","—","Secured-vehicle pass"],["Medical/utilities/rent/education","Excluded","—","Sector-specific limitation passes"],["Government/tax/support/fines","Excluded","—","Public-debt pass"],["Probate claims","Excluded","—","Nebraska Probate Code nonclaim pass"],["Judgments/liens/revival","Excluded","—","Judgment-enforcement pass"],["Garnishment","Excluded","—","Enforcement/exemption pass"],["Fraud and tort remedies","Excluded","—","Separate causes and discovery rules"],["Local/tribal/country law","Excluded","—","Separate jurisdictional pass"],["Named account deadline","Not determined","C054","Actual contract, ledger, notices, assignments, docket and service"],["Component/state/parent/A066 acceptance","Not granted","—","Remaining registry work and scoped review"]]}],"claims":[{"claim_id":"S_NE-P11-C001","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C001","Precise assertion":"Fully written agreement/contract/promise has five-year Nebraska period absent a specific statute.","Source/pinpoint":"S001, §25-205(1).","Predicates, exceptions, consequence, confidence":"High. Classification must be proved."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C002","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C002","Precise assertion":"Oral or implied contract has four-year period.","Source/pinpoint":"S002, §25-206.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C003","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C003","Precise assertion":"Partly written agreement requiring parol proof of material terms is treated as unwritten.","Source/pinpoint":"S019, printed pp. 38–40/index 5–7.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C004","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C004","Precise assertion":"Ordinary contract accrues at breach/failure to perform.","Source/pinpoint":"S001 annotations; S020; S021.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C005","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C005","Precise assertion":"No general discovery rule applies to ordinary contract accrual.","Source/pinpoint":"S021, pp. 734–735/index 9–10.","Predicates, exceptions, consequence, confidence":"High. Specific concealment or statutory rules can differ."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C006","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C006","Precise assertion":"Continuous running account ordinarily runs from last genuine item.","Source/pinpoint":"S003, §25-212 annotation.","Predicates, exceptions, consequence, confidence":"High as official reported construction; item classification fact-specific."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C007","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C007","Precise assertion":"Account stated runs from date account was stated rather than original debt.","Source/pinpoint":"S002 annotation; S023.","Predicates, exceptions, consequence, confidence":"High generally; actual assent date required."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C008","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C008","Precise assertion":"Silence/failure to object is evidence of account-stated assent, not conclusive assent.","Source/pinpoint":"S023, pp. 853–854/index 4–5.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C009","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C009","Precise assertion":"Credit-card account can be pursued on account-stated theory.","Source/pinpoint":"S022, pp. 784–789/index 0–5.","Predicates, exceptions, consequence, confidence":"High for theory; does not create universal period."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C010","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C010","Precise assertion":"Nebraska has no verified categorical limitation period for every credit-card debt.","Source/pinpoint":"S001–S003, S019, S022–S023, S034.","Predicates, exceptions, consequence, confidence":"High bounded conclusion."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C011","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C011","Precise assertion":"Each installment accrues separately absent valid acceleration.","Source/pinpoint":"S001 annotations; S024; S025.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C012","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C012","Precise assertion":"Optional acceleration requires positive creditor action.","Source/pinpoint":"S024, pp. 581–583/index 6–8.","Predicates, exceptions, consequence, confidence":"High. Contract may alter mechanics."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C013","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C013","Precise assertion":"Charge-off, assignment, or collection placement alone is not acceleration.","Source/pinpoint":"S024; S026.","Predicates, exceptions, consequence, confidence":"High supported inference."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C014","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C014","Precise assertion":"No universal Nebraska deacceleration rule was located.","Source/pinpoint":"S034.","Predicates, exceptions, consequence, confidence":"Unresolved."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_limit":"Uncompleted scope or original bounded search/method conclusion; no actual deadline or new negative query."},{"claim_id":"S_NE-P11-C015","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C015","Precise assertion":"Negotiable-instrument status requires all §3-104 elements; label alone is insufficient.","Source/pinpoint":"S010, §3-104.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C016","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C016","Precise assertion":"Definite-time negotiable note has six-year period from stated or accelerated due date.","Source/pinpoint":"S010, §3-118(a).","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C017","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C017","Precise assertion":"Negotiable demand note has six years after demand, or ten-year continuous nonpayment bar absent demand.","Source/pinpoint":"S010, §3-118(b).","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C018","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C018","Precise assertion":"Unaccepted drafts and specified checks have separate three-/ten-year branches.","Source/pinpoint":"S010, §3-118(c)–(d).","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C019","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C019","Precise assertion":"Sale-of-goods breach has four-year Article 2 period, reducible to at least one year but not extendable.","Source/pinpoint":"S011, §2-725.","Predicates, exceptions, consequence, confidence":"High; full goods analysis excluded."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C020","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C020","Precise assertion":"Assignment does not create new accrual; assignee takes subject to existing defenses.","Source/pinpoint":"S026; S012.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C021","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C021","Precise assertion":"Voluntary principal or interest payment starts new applicable contract period.","Source/pinpoint":"S004; S025.","Predicates, exceptions, consequence, confidence":"High, if voluntary and attributable."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C022","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C022","Precise assertion":"Ledger credit alone does not establish qualifying payment.","Source/pinpoint":"S004 official annotations.","Predicates, exceptions, consequence, confidence":"High bounded conclusion; underlying older opinions not all freshly retrieved."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C023","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C023","Precise assertion":"Payment must relate to the specific debt and recognize it as existing liability.","Source/pinpoint":"S004 official annotations.","Predicates, exceptions, consequence, confidence":"High historical construction; factual application required."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C024","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C024","Precise assertion":"Payment by joint obligor or third party does not automatically bind another without authority/consent/ratification.","Source/pinpoint":"S004; S001 annotations.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C025","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C025","Precise assertion":"§25-216 can revive a barred contract debt after qualifying payment.","Source/pinpoint":"S004 text and annotations.","Predicates, exceptions, consequence, confidence":"High under Nebraska historical construction."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C026","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C026","Precise assertion":"Written acknowledgment or promise starts new applicable period.","Source/pinpoint":"S004.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C027","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C027","Precise assertion":"Mere reference or suggestion concerning debt is not enough; acknowledgment must recognize existing liability.","Source/pinpoint":"S032; S004 annotation.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C028","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C028","Precise assertion":"Electronic acknowledgment may satisfy writing/signature only if UETA agreement, intent, and attribution predicates are met.","Source/pinpoint":"S013.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C029","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C029","Precise assertion":"Conditional settlement offer or disputed communication does not automatically revive debt.","Source/pinpoint":"S004; S032.","Predicates, exceptions, consequence, confidence":"High bounded conclusion; exact text controls."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C030","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C030","Precise assertion":"Uniform Act can apply another state’s period when claim is substantively based on that state’s law.","Source/pinpoint":"S014, §25-3203.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C031","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C031","Precise assertion":"If foreign period applies, foreign accrual and tolling rules also apply, not foreign conflicts rules.","Source/pinpoint":"S014, §25-3204.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C032","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C032","Precise assertion":"Nebraska unfairness fallback can restore Nebraska period.","Source/pinpoint":"S014, §25-3205.","Predicates, exceptions, consequence, confidence":"High; court determination required."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C033","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C033","Precise assertion":"Contractual choice of law is subject to substantial-relationship and fundamental-policy analysis.","Source/pinpoint":"S027, pp. 805–806/index 6–7.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C034","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C034","Precise assertion":"Nebraska does not automatically use forum limitation law after the 2006 Uniform Act.","Source/pinpoint":"S014; S028.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C035","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C035","Precise assertion":"Outside-accrual resident-plaintiff exception requires Nebraska residency and ownership since accrual.","Source/pinpoint":"S014, §25-3203(2).","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C036","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C036","Precise assertion":"Court/statutory stay extends deadline to later of ordinary period or one year after stay ends.","Source/pinpoint":"S005, §25-201.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C037","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C037","Precise assertion":"Bankruptcy §108(c) supplies ordinary period or thirty days after notice of stay end, whichever later.","Source/pinpoint":"S015.","Predicates, exceptions, consequence, confidence":"High; interaction fact-specific."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_limit":"Only statutory conditional timing core; annotationN003preserves complete trigger and partial362 limits."},{"claim_id":"S_NE-P11-C038","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C038","Precise assertion":"Nebraska savings clause excludes failure to serve under §25-217.","Source/pinpoint":"S005, §25-201.01.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C039","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C039","Precise assertion":"Claimant disability under §25-213 is not a general debtor-defendant toll.","Source/pinpoint":"S006.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"bounded_predicate_or_scope_correction_pending_UNSENT","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_pending_findings":["S_NE-P11-Q003"]},{"claim_id":"S_NE-P11-C040","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C040","Precise assertion":"Debtor absence does not toll when person remains amenable to personal service.","Source/pinpoint":"S006 official annotation.","Predicates, exceptions, consequence, confidence":"Medium-high; complete Dalition opinion not independently read."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C041","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C041","Precise assertion":"Supplemental state claim is tolled under 28 U.S.C. §1367(d) while pending and for thirty days after dismissal unless longer state law applies.","Source/pinpoint":"S016.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_limit":"Only statutory conditional timing core; annotationN003preserves complete trigger and partial362 limits."},{"claim_id":"S_NE-P11-C042","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C042","Precise assertion":"Fraudulent concealment or estoppel theory must be specifically pleaded and proved.","Source/pinpoint":"S029, pp. 508–510/index 31–33.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C043","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C043","Precise assertion":"Action commences on complaint filing.","Source/pinpoint":"S007, §25-217(1).","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C044","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C044","Precise assertion":"Each defendant must be served within 180 days; failure causes automatic dismissal.","Source/pinpoint":"S007, §25-217(2)–(3).","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"bounded_predicate_or_scope_correction_pending_UNSENT","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_pending_findings":["S_NE-P11-Q002"]},{"claim_id":"S_NE-P11-C045","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C045","Precise assertion":"Timely filing does not preserve action after unexcused 180-day service failure.","Source/pinpoint":"S005, S007.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"bounded_predicate_or_scope_correction_pending_UNSENT","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_pending_findings":["S_NE-P11-Q002"]},{"claim_id":"S_NE-P11-C046","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C046","Precise assertion":"Nebraska excludes trigger day and extends weekend/holiday endpoint to next open day.","Source/pinpoint":"S008.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"bounded_predicate_or_scope_correction_pending_UNSENT","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_pending_findings":["S_NE-P11-Q001"]},{"claim_id":"S_NE-P11-C047","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C047","Precise assertion":"Limitations is an affirmative defense and can be waived.","Source/pinpoint":"S009; S029; S030.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C048","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C048","Precise assertion":"Court ordinarily may not raise unpleaded limitations defense sua sponte.","Source/pinpoint":"S029.","Predicates, exceptions, consequence, confidence":"High."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C049","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C049","Precise assertion":"Ordinary limitation generally bars remedy, not underlying debt.","Source/pinpoint":"S030; S031.","Predicates, exceptions, consequence, confidence":"High generally; special statutes can differ."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C050","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C050","Precise assertion":"Covered debt collector may not sue or threaten suit on time-barred debt.","Source/pinpoint":"S017; S018.","Predicates, exceptions, consequence, confidence":"High; federal actor/debt predicates required."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C051","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C051","Precise assertion":"Nonlitigation request for voluntary payment is not categorically forbidden solely because debt is time-barred.","Source/pinpoint":"S033.","Predicates, exceptions, consequence, confidence":"High for Eighth Circuit holding; misleading content can change result."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C052","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C052","Precise assertion":"No general Nebraska time-barred-debt disclosure was verified.","Source/pinpoint":"S034.","Predicates, exceptions, consequence, confidence":"Bounded negative finding."},"coordinator_verification_status":"statutory_or_annotation_support_partial_underlying_judicial_or_negative_search_hold","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_limit":"Uncompleted scope or original bounded search/method conclusion; no actual deadline or new negative query."},{"claim_id":"S_NE-P11-C053","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C053","Precise assertion":"Credit-reporting obsolescence does not determine Nebraska suit period.","Source/pinpoint":"Separate statutory systems.","Predicates, exceptions, consequence, confidence":"High distinction."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00"},{"claim_id":"S_NE-P11-C054","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"S_NE-P11-C054","Precise assertion":"No actual deadline can be finalized without contract, accrual, acceleration, payment, choice-of-law, tolling, filing, and service facts.","Source/pinpoint":"Entire record.","Predicates, exceptions, consequence, confidence":"High methodological conclusion."},"coordinator_verification_status":"statutory_core_selected_primary_scope_with_application_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_limit":"Uncompleted scope or original bounded search/method conclusion; no actual deadline or new negative query."}],"sources":[{"source_id":"S_NE-P11-S001","urls":["https://nebraskalegislature.gov/laws/statutes.php?statute=25-205"],"researcher_record":{"Source ID":"S_NE-P11-S001","Title, issuer, full literal URL, and exact pinpoint":"Neb. 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Selected annotations are attributed summaries, not fresh opinions."}],"coordinator_dated_reuse_scope":[]},{"source_id":"S_NE-P11-S002","urls":["https://nebraskalegislature.gov/laws/statutes.php?statute=25-206"],"researcher_record":{"Source ID":"S_NE-P11-S002","Title, issuer, full literal URL, and exact pinpoint":"Neb. Rev. 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Stat. §25-212 — Actions not specified. https://nebraskalegislature.gov/laws/statutes.php?statute=25-212; operative four-year text and continuous-account annotation.","Status and actual access":"Current official codification freshly read October 26, 2026.","Scope and limits":"Residual/open-account gateway. \nNebraska Legislature"},"coordinator_verification_status":"selected_fresh_statutory_or_rule_scope_with_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_fresh_read_scope":[{"source_id":"S_NE-P11-S003","URL":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-212","packets":["packet-03"],"read_lines":[20,20],"scope":"Complete residual-period sentence; selected continuous-account annotation line41, not a fresh construction case."}],"coordinator_dated_reuse_scope":[]},{"source_id":"S_NE-P11-S004","urls":["https://nebraskalegislature.gov/laws/statutes.php?statute=25-216"],"researcher_record":{"Source ID":"S_NE-P11-S004","Title, issuer, full literal URL, and exact pinpoint":"Neb. 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Underlying older cases were not all independently retrieved. \nNebraska Legislature"},"coordinator_verification_status":"selected_fresh_statutory_or_rule_scope_with_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_fresh_read_scope":[{"source_id":"S_NE-P11-S004","URL":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-216","packets":["packet-01"],"read_lines":[18,18],"scope":"Complete operative revival text including real-estate mortgage/subsequent-value-party proviso; selected annotations38–77 only, not all historical authorities."}],"coordinator_dated_reuse_scope":[]},{"source_id":"S_NE-P11-S005","urls":["https://nebraskalegislature.gov/laws/statutes.php?statute=25-201","https://nebraskalegislature.gov/laws/statutes.php?statute=25-201.01"],"researcher_record":{"Source ID":"S_NE-P11-S005","Title, issuer, full literal URL, and exact pinpoint":"Neb. Rev. 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Complete Dalition opinion not retrieved. \nNebraska Legislature\n+1"},"coordinator_verification_status":"selected_fresh_statutory_or_rule_scope_with_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_fresh_read_scope":[{"source_id":"S_NE-P11-S006","URL":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-213","packets":["packet-03"],"read_lines":[18,19],"scope":"Complete disability body; annotations56/59/63 describe within-age20 as until21, underlying opinions not reopened."},{"source_id":"S_NE-P11-S006","URL":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-214","packets":["packet-03"],"read_lines":[18,19],"scope":"Complete absence/concealment body; Dalition service-amenability annotation38 only, not a fresh opinion."}],"coordinator_dated_reuse_scope":[],"coordinator_pending_findings":["S_NE-P11-Q003"]},{"source_id":"S_NE-P11-S007","urls":["https://nebraskalegislature.gov/laws/statutes.php?statute=25-217"],"researcher_record":{"Source ID":"S_NE-P11-S007","Title, issuer, full literal URL, and exact pinpoint":"Neb. Rev. Stat. §25-217 — Action; commencement; service. https://nebraskalegislature.gov/laws/statutes.php?statute=25-217; subsections (1)–(3).","Status and actual access":"Current official codification freshly read October 26, 2026; current 180-day text controls over older annotations.","Scope and limits":"Narrow filing/service prerequisite only. \nNebraska Legislature"},"coordinator_verification_status":"selected_fresh_statutory_or_rule_scope_with_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_fresh_read_scope":[{"source_id":"S_NE-P11-S007","URL":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-217","packets":["packet-02"],"read_lines":[19,21],"scope":"Complete operative commencement/service/dismissal body. Dismissal is against the unserved defendant; current180/conditional90 text distinct from older six-month annotations."}],"coordinator_dated_reuse_scope":[],"coordinator_pending_findings":["S_NE-P11-Q002"]},{"source_id":"S_NE-P11-S008","urls":["https://nebraskalegislature.gov/laws/statutes.php?statute=25-2221"],"researcher_record":{"Source ID":"S_NE-P11-S008","Title, issuer, full literal URL, and exact pinpoint":"Neb. Rev. Stat. §25-2221 — Computation of time. https://nebraskalegislature.gov/laws/statutes.php?statute=25-2221; operative computation and holiday clauses.","Status and actual access":"Current official codification freshly read October 26, 2026.","Scope and limits":"Used for examples; special statutes may override. \nNebraska Legislature"},"coordinator_verification_status":"selected_fresh_statutory_or_rule_scope_with_holds","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_fresh_read_scope":[{"source_id":"S_NE-P11-S008","URL":"https://nebraskalegislature.gov/laws/statutes.php?statute=25-2221","packets":["packet-01"],"read_lines":[18,22],"scope":"Complete computation/nonjudicial-day body; selected annotations50/58 support limitations/anniversary construction only by attribution."}],"coordinator_dated_reuse_scope":[],"coordinator_pending_findings":["S_NE-P11-Q001"]},{"source_id":"S_NE-P11-S009","urls":["https://nebraskajudicial.gov/supreme-court-rules/chapter-6-trial-courts/article-11-nebraska-court-rules-pleading-civil-cases-effective-january-1-2025/%C2%A7-6-1108-general-rules-pleading","https://supremecourt.nebraska.gov/supreme-court-rules/chapter-6-trial-courts/article-11-nebraska-court-rules-pleading-civil-cases/%C2%A7-7"],"researcher_record":{"Source ID":"S_NE-P11-S009","Title, issuer, full literal URL, and exact pinpoint":"Nebraska Court Rule §6-1108 — General rules of pleading. https://nebraskajudicial.gov/supreme-court-rules/chapter-6-trial-courts/article-11-nebraska-court-rules-pleading-civil-cases-effective-january-1-2025/%C2%A7-6-1108-general-rules-pleading; 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LG Chem America, 315 Neb. 892 (2024). https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00010500PUB; printed pp. 901–902, zero-based indices 9–10.","Status and actual access":"Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026.","Scope and limits":"Uniform Act sequencing; tort facts, used only for limitations conflicts framework. \nNebraska.gov\n+1"},"coordinator_verification_status":"original_judicial_provenance_unreopened_held","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_fresh_read_scope":[],"coordinator_dated_reuse_scope":[],"coordinator_limit":"No underlying case, docket, private/provider record, PDF pixel, publication/history or complete negative search reopened. 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Berkshire, 322 Neb. 477 (2026). https://www.nebraska.gov/apps-courts-epub/public/viewOpinion?docId=N00013512PUB; printed pp. 507–510, zero-based indices 30–33.","Status and actual access":"Final published Nebraska Supreme Court opinion filed October 9, 2026; freshly read and visually inspected October 26, 2026.","Scope and limits":"Current affirmative-defense, waiver, sua-sponte, and pleading authority. \nNebraska.gov\n+4"},"coordinator_verification_status":"original_judicial_provenance_unreopened_held","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_fresh_read_scope":[],"coordinator_dated_reuse_scope":[],"coordinator_limit":"No underlying case, docket, private/provider record, PDF pixel, publication/history or complete negative search reopened. Original researcher source claims preserved."},{"source_id":"S_NE-P11-S030","urls":["https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00003637PUB"],"researcher_record":{"Source ID":"S_NE-P11-S030","Title, issuer, full literal URL, and exact pinpoint":"In re Margaret Mastny Revocable Trust, 281 Neb. 188 (2011). https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00003637PUB; printed p. 189, zero-based index 1.","Status and actual access":"Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026.","Scope and limits":"Limitations does not operate by own force. \nNebraska.gov\n+1"},"coordinator_verification_status":"original_judicial_provenance_unreopened_held","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_fresh_read_scope":[],"coordinator_dated_reuse_scope":[],"coordinator_limit":"No underlying case, docket, private/provider record, PDF pixel, publication/history or complete negative search reopened. Original researcher source claims preserved."},{"source_id":"S_NE-P11-S031","urls":["https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00009900PUB"],"researcher_record":{"Source ID":"S_NE-P11-S031","Title, issuer, full literal URL, and exact pinpoint":"Doty v. West Gate Bank, 292 Neb. 787 (2016). https://www.nebraska.gov/apps-courts-epub/public/viewCertified?docId=N00009900PUB; printed pp. 801–802, zero-based indices 14–15.","Status and actual access":"Final published Nebraska Supreme Court opinion freshly read and visually inspected October 26, 2026.","Scope and limits":"Remedy-versus-obligation distinction; secured facts limit breadth. \nNebraska.gov\n+2"},"coordinator_verification_status":"original_judicial_provenance_unreopened_held","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_fresh_read_scope":[],"coordinator_dated_reuse_scope":[],"coordinator_limit":"No underlying case, docket, private/provider record, PDF pixel, publication/history or complete negative search reopened. Original researcher source claims preserved."},{"source_id":"S_NE-P11-S032","urls":["https://www.casemine.com/judgement/us/59148f7eadd7b049345661ac"],"researcher_record":{"Source ID":"S_NE-P11-S032","Title, issuer, full literal URL, and exact pinpoint":"Kotas v. Sorensen, 216 Neb. 648 (1984). Full public opinion reproduction: https://www.casemine.com/judgement/us/59148f7eadd7b049345661ac; corresponding official annotation at §25-216.","Status and actual access":"Opinion text freshly read October 26, 2026; no official court-hosted PDF was located in the bounded search.","Scope and limits":"Written acknowledgment standard; public reproduction is not the official reporter host. \nCaseMine\n+1"},"coordinator_verification_status":"original_judicial_provenance_unreopened_held","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_fresh_read_scope":[],"coordinator_dated_reuse_scope":[],"coordinator_limit":"No underlying case, docket, private/provider record, PDF pixel, publication/history or complete negative search reopened. Original researcher source claims preserved."},{"source_id":"S_NE-P11-S033","urls":["https://law.justia.com/cases/federal/appellate-courts/F3/248/767/550729/"],"researcher_record":{"Source ID":"S_NE-P11-S033","Title, issuer, full literal URL, and exact pinpoint":"Freyermuth v. Credit Bureau Services, 248 F.3d 767 (8th Cir. 2001). https://law.justia.com/cases/federal/appellate-courts/F3/248/767/550729/; reported pp. 767–771.","Status and actual access":"Final published Eighth Circuit opinion; full public reproduction freshly read October 26, 2026.","Scope and limits":"Predates Regulation F; used only for nonlitigation collection distinction. \nJustia Law"},"coordinator_verification_status":"original_judicial_provenance_unreopened_held","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_fresh_read_scope":[],"coordinator_dated_reuse_scope":[],"coordinator_limit":"No underlying case, docket, private/provider record, PDF pixel, publication/history or complete negative search reopened. Original researcher source claims preserved."},{"source_id":"S_NE-P11-S034","urls":[],"researcher_record":{"Source ID":"S_NE-P11-S034","Title, issuer, full literal URL, and exact pinpoint":"Bounded current searches across Nebraska Legislature, Nebraska appellate repository, Eighth Circuit, U.S. Code, and eCFR for credit-card period, acceleration, deacceleration, §25-216, choice of law, time-barred debt, and 2025–2026 amendments/cases.","Status and actual access":"Search-only work October 26, 2026.","Scope and limits":"No categorical Nebraska credit-card period or controlling ordinary-unsecured deacceleration case located. Not a complete commercial citator, trial docket, or administrative archive."},"coordinator_verification_status":"search_only_researcher_provenance_unreopened_held","url_extraction_hold":"Ambiguous repeated table-link label; row-specific URL recovery required.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-29T03:02:59.464468+00:00","coordinator_fresh_read_scope":[],"coordinator_dated_reuse_scope":[],"coordinator_limit":"No underlying case, docket, private/provider record, PDF pixel, publication/history or complete negative search reopened. Original researcher source claims preserved."}],"coverage":[{"topic":"Written-contract period","researcher_record":{"Assigned issue":"Written-contract period","Status":"Answered","Claim IDs":"C001","Exact missing evidence or next action":"Complete operative writings and assent"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Oral/implied period","researcher_record":{"Assigned issue":"Oral/implied period","Status":"Answered","Claim IDs":"C002","Exact missing evidence or next action":"Actual agreement and breach"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Mixed written/oral classification","researcher_record":{"Assigned issue":"Mixed written/oral classification","Status":"Answered as rule; factual application held","Claim IDs":"C003","Exact missing evidence or next action":"Full writings and parol evidence"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Open/running account","researcher_record":{"Assigned issue":"Open/running account","Status":"Answered generally","Claim IDs":"C006","Exact missing evidence or next action":"Genuine last item and transaction ledger"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Account stated","researcher_record":{"Assigned issue":"Account stated","Status":"Answered generally","Claim IDs":"C007–C009","Exact missing evidence or next action":"Statement, delivery, objection, assent date"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Credit-card categorical period","researcher_record":{"Assigned issue":"Credit-card categorical period","Status":"Rejected as overbroad","Claim IDs":"C010","Exact missing evidence or next action":"Exact pleaded theory and documents"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Credit-card written-contract branch","researcher_record":{"Assigned issue":"Credit-card written-contract branch","Status":"Partial","Claim IDs":"C001, C003, C010","Exact missing evidence or next action":"Card application, operative agreement, amendments, usage and assent"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Credit-card open-account branch","researcher_record":{"Assigned issue":"Credit-card open-account branch","Status":"Partial","Claim IDs":"C006, C010","Exact missing evidence or next action":"Last true item and continuous-account proof"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Credit-card account-stated branch","researcher_record":{"Assigned issue":"Credit-card account-stated branch","Status":"Answered conditionally","Claim IDs":"C007–C009","Exact missing evidence or next action":"Actual assent and date"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Installment accrual","researcher_record":{"Assigned issue":"Installment accrual","Status":"Answered","Claim IDs":"C011","Exact missing evidence or next action":"Payment schedule"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Optional acceleration","researcher_record":{"Assigned issue":"Optional acceleration","Status":"Answered","Claim IDs":"C012–C013","Exact missing evidence or next action":"Clause, positive act, notice and effective date"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Automatic acceleration","researcher_record":{"Assigned issue":"Automatic acceleration","Status":"Partial","Claim IDs":"C012","Exact missing evidence or next action":"Full clause and governing law"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Deacceleration/waiver","researcher_record":{"Assigned issue":"Deacceleration/waiver","Status":"Unresolved","Claim IDs":"C014","Exact missing evidence or next action":"Contract, notices, acceptance conduct and controlling case"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Charge-off effect","researcher_record":{"Assigned issue":"Charge-off effect","Status":"Answered as no automatic reset","Claim IDs":"C004, C013","Exact missing evidence or next action":"Exact contract and acceleration facts"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Assignment/transfer","researcher_record":{"Assigned issue":"Assignment/transfer","Status":"Answered as no reset","Claim IDs":"C020","Exact missing evidence or next action":"Assignment and any later debtor act"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Negotiable-instrument definition","researcher_record":{"Assigned issue":"Negotiable-instrument definition","Status":"Answered","Claim IDs":"C015","Exact missing evidence or next action":"Actual instrument"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Definite-time note","researcher_record":{"Assigned issue":"Definite-time note","Status":"Answered","Claim IDs":"C016","Exact missing evidence or next action":"Stated maturity/acceleration"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Demand note","researcher_record":{"Assigned issue":"Demand note","Status":"Answered","Claim IDs":"C017","Exact missing evidence or next action":"Demand and payment history"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Checks/drafts","researcher_record":{"Assigned issue":"Checks/drafts","Status":"Answered as gateway","Claim IDs":"C018","Exact missing evidence or next action":"Actual instrument/dishonor/demand"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Sale-of-goods period","researcher_record":{"Assigned issue":"Sale-of-goods period","Status":"Answered only as gateway","Claim IDs":"C019","Exact missing evidence or next action":"Full Article 2 transaction later"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Voluntary payment restart","researcher_record":{"Assigned issue":"Voluntary payment restart","Status":"Answered","Claim IDs":"C021–C025","Exact missing evidence or next action":"Payment source, authority, application and recognition"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Unilateral credit","researcher_record":{"Assigned issue":"Unilateral credit","Status":"Answered as insufficient absent authorization","Claim IDs":"C022","Exact missing evidence or next action":"Ledger and debtor authorization"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Payment after bar","researcher_record":{"Assigned issue":"Payment after bar","Status":"Answered under §25-216","Claim IDs":"C025","Exact missing evidence or next action":"Proof of qualifying payment and no special extinguishment law"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Written acknowledgment","researcher_record":{"Assigned issue":"Written acknowledgment","Status":"Answered","Claim IDs":"C026–C027","Exact missing evidence or next action":"Exact writing and attribution"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Electronic acknowledgment","researcher_record":{"Assigned issue":"Electronic acknowledgment","Status":"Answered conditionally","Claim IDs":"C028","Exact missing evidence or next action":"UETA consent, authentication, final record"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Conditional promise/settlement offer","researcher_record":{"Assigned issue":"Conditional promise/settlement offer","Status":"Partial","Claim IDs":"C029","Exact missing evidence or next action":"Exact language, conditions and acceptance"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Third-party/joint-obligor payment","researcher_record":{"Assigned issue":"Third-party/joint-obligor payment","Status":"Answered conditionally","Claim IDs":"C024","Exact missing evidence or next action":"Authority, consent, ratification, joint funds"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Nebraska choice-of-law framework","researcher_record":{"Assigned issue":"Nebraska choice-of-law framework","Status":"Answered","Claim IDs":"C030–C035","Exact missing evidence or next action":"Contract, contacts, place of accrual and foreign law"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Foreign accrual/tolling","researcher_record":{"Assigned issue":"Foreign accrual/tolling","Status":"Answered as rule","Claim IDs":"C031","Exact missing evidence or next action":"Actual foreign statutes/cases"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Resident-plaintiff exception","researcher_record":{"Assigned issue":"Resident-plaintiff exception","Status":"Answered","Claim IDs":"C035","Exact missing evidence or next action":"Residency and ownership since accrual"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Stay extension","researcher_record":{"Assigned issue":"Stay extension","Status":"Answered","Claim IDs":"C036–C037","Exact missing evidence or next action":"Stay orders, end date and notice"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Bankruptcy procedure","researcher_record":{"Assigned issue":"Bankruptcy procedure","Status":"Excluded except timing gateway","Claim IDs":"C037","Exact missing evidence or next action":"Full docket and bankruptcy analysis"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Savings clause","researcher_record":{"Assigned issue":"Savings clause","Status":"Answered","Claim IDs":"C038","Exact missing evidence or next action":"Reason first action failed"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Claimant incapacity","researcher_record":{"Assigned issue":"Claimant incapacity","Status":"Answered","Claim IDs":"C039","Exact missing evidence or next action":"Claimant status at accrual"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_pending_findings":["S_NE-P11-Q003"]},{"topic":"Debtor absence/concealment","researcher_record":{"Assigned issue":"Debtor absence/concealment","Status":"Partial","Claim IDs":"C040","Exact missing evidence or next action":"Service amenability and complete Dalition record"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Fraudulent concealment/equitable estoppel","researcher_record":{"Assigned issue":"Fraudulent concealment/equitable estoppel","Status":"Partial","Claim IDs":"C042","Exact missing evidence or next action":"Specific pleading and evidence"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Supplemental-jurisdiction tolling","researcher_record":{"Assigned issue":"Supplemental-jurisdiction tolling","Status":"Answered","Claim IDs":"C041","Exact missing evidence or next action":"Federal filing/dismissal dates"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"Filing commencement","researcher_record":{"Assigned issue":"Filing commencement","Status":"Answered","Claim IDs":"C043","Exact missing evidence or next action":"File stamp"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false},{"topic":"180-day service","researcher_record":{"Assigned issue":"180-day service","Status":"Answered","Claim IDs":"C044–C045","Exact missing evidence or next action":"Service records and stays"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_pending_findings":["S_NE-P11-Q002"]},{"topic":"Time computation","researcher_record":{"Assigned issue":"Time computation","Status":"Answered","Claim IDs":"C046","Exact missing evidence or next action":"Actual court closure/holiday"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_pending_findings":["S_NE-P11-Q001"]},{"topic":"Affirmative-defense waiver","researcher_record":{"Assigned issue":"Affirmative-defense waiver","Status":"Answered","Claim IDs":"C047–C048","Exact missing evidence or next action":"Answer, amendment and trial record"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Debt extinguishment versus remedy","researcher_record":{"Assigned issue":"Debt extinguishment versus remedy","Status":"Answered generally","Claim IDs":"C049","Exact missing evidence or next action":"Any special substantive extinguishment statute"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Federal time-barred suit/threat","researcher_record":{"Assigned issue":"Federal time-barred suit/threat","Status":"Answered conditionally","Claim IDs":"C050","Exact missing evidence or next action":"Federal collector/debt status and correct state calculation"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Nonlitigation collection","researcher_record":{"Assigned issue":"Nonlitigation collection","Status":"Answered narrowly","Claim IDs":"C051","Exact missing evidence or next action":"Actual wording and deceptive-practice analysis"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Nebraska time-barred disclosure","researcher_record":{"Assigned issue":"Nebraska time-barred disclosure","Status":"Not verified","Claim IDs":"C052","Exact missing evidence or next action":"Complete rule/sector search if later assigned"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Reporting-age comparison","researcher_record":{"Assigned issue":"Reporting-age comparison","Status":"Answered only as separate-clock warning","Claim IDs":"C053","Exact missing evidence or next action":"Reporting component remains independent"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Mortgage/foreclosure","researcher_record":{"Assigned issue":"Mortgage/foreclosure","Status":"Excluded","Claim IDs":"—","Exact missing evidence or next action":"Dedicated secured-real-estate pass"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Vehicle/repo/deficiency","researcher_record":{"Assigned issue":"Vehicle/repo/deficiency","Status":"Excluded","Claim IDs":"—","Exact missing evidence or next action":"Secured-vehicle pass"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Medical/utilities/rent/education","researcher_record":{"Assigned issue":"Medical/utilities/rent/education","Status":"Excluded","Claim IDs":"—","Exact missing evidence or next action":"Sector-specific limitation passes"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Government/tax/support/fines","researcher_record":{"Assigned issue":"Government/tax/support/fines","Status":"Excluded","Claim IDs":"—","Exact missing evidence or next action":"Public-debt pass"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Probate claims","researcher_record":{"Assigned issue":"Probate claims","Status":"Excluded","Claim IDs":"—","Exact missing evidence or next action":"Nebraska Probate Code nonclaim pass"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Judgments/liens/revival","researcher_record":{"Assigned issue":"Judgments/liens/revival","Status":"Excluded","Claim IDs":"—","Exact missing evidence or next action":"Judgment-enforcement pass"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Garnishment","researcher_record":{"Assigned issue":"Garnishment","Status":"Excluded","Claim IDs":"—","Exact missing evidence or next action":"Enforcement/exemption pass"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Fraud and tort remedies","researcher_record":{"Assigned issue":"Fraud and tort remedies","Status":"Excluded","Claim IDs":"—","Exact missing evidence or next action":"Separate causes and discovery rules"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Local/tribal/country law","researcher_record":{"Assigned issue":"Local/tribal/country law","Status":"Excluded","Claim IDs":"—","Exact missing evidence or next action":"Separate jurisdictional pass"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Named account deadline","researcher_record":{"Assigned issue":"Named account deadline","Status":"Not determined","Claim IDs":"C054","Exact missing evidence or next action":"Actual contract, ledger, notices, assignments, docket and service"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."},{"topic":"Component/state/parent/A066 acceptance","researcher_record":{"Assigned issue":"Component/state/parent/A066 acceptance","Status":"Not granted","Claim IDs":"—","Exact missing evidence or next action":"Remaining registry work and scoped review"},"coordinator_acceptance":"whole_component_reviewed_with_four_bounded_corrections_and_source_application_holds","coordinator_review":"[internal evidence reference]","coordinator_reviewed_at":"2026-10-29T03:02:59.464468+00:00","coordinator_parent_acceptance":false,"coordinator_scope_limit":"Original case/annotation construction, factual application, bounded negative search, exclusion or later parent dimension remains open; no complete source-currentness acceptance."}],"annotations":{},"corrections":[{"issue_id":"S_NE-P11-Q001","finding":"E4 January1 anniversary is not the completed holiday-adjusted endpoint","affected_claim_ids":["S_NE-P11-C046"],"related_claim_ids":[],"validated_exact_raw_rows":[],"exact_original_cell_matches":[],"source_urls":["https://nebraskalegislature.gov/laws/statutes.php?statute=25-2221"],"localization":"claim_row_matches_available_no_complete_narrative_localization","public_status":"Recorded correction pending; working-paper assertion requires the stated repair or qualification."},{"issue_id":"S_NE-P11-Q002","finding":"Service dismissal must be stated as against the unserved defendant","affected_claim_ids":["S_NE-P11-C044","S_NE-P11-C045"],"related_claim_ids":[],"validated_exact_raw_rows":[],"exact_original_cell_matches":[],"source_urls":["https://nebraskalegislature.gov/laws/statutes.php?statute=25-217"],"localization":"claim_row_matches_available_no_complete_narrative_localization","public_status":"Recorded correction pending; working-paper assertion requires the stated repair or qualification."},{"issue_id":"S_NE-P11-Q003","finding":"Claimant age boundary must preserve statutory wording and attributed construction","affected_claim_ids":["S_NE-P11-C039"],"related_claim_ids":[],"validated_exact_raw_rows":[],"exact_original_cell_matches":[],"source_urls":["https://nebraskalegislature.gov/laws/statutes.php?statute=25-213"],"localization":"claim_row_matches_available_no_complete_narrative_localization","public_status":"Recorded correction pending; working-paper assertion requires the stated repair or qualification."},{"issue_id":"S_NE-P11-Q004","finding":"UETA and conflicts source groups need complete literal section URLs","affected_claim_ids":[],"related_claim_ids":[],"validated_exact_raw_rows":[],"exact_original_cell_matches":[],"source_urls":[],"localization":"report_level_pending_localization_required","public_status":"Recorded correction pending; working-paper assertion requires the stated repair or qualification."}],"resolved_corrections":[],"review_history":[{"id":"S_NE-P11-scoped-review-20261029","status":"whole_first_scoped_delegated_coordinator_review_complete_four_bounded_findings_UNSENT","at":"2026-10-29T03:02:59.464468+00:00"}]}