{"meta":{"key":"s_ks--pass-14","task":"S_KS","title":"Bounded electronic-rescission application clarification","parent_title":"Kansas debt and debt relief law","edition":"pass-14","path":"/research/s_ks--pass-14/","kind":"split_pass","category":"state","role":"state","area_numbers":[66],"groups":["collections"],"date":"2026-10-26","tables":4,"claims":4,"sources":5,"review_status":"targeted_group_resolved_with_limits","review_complete":true,"sha256":"c3553c88ae3c065037511eeb37e4019dda0134b759b6dd565c54f1c628e1f35e","headings":["Bounded PASS-05 electronic-rescission application clarification","1. Replacement and affected cells","2. Corrected claim cells","3. Corrected coverage cell","4. PASS-14 source-access register","5. Preserved findings and remaining hold"],"generation_provenance":{"actual_route":"regular_chat_adaptive_models","actual_model":"GPT-5.6 Sol","actual_mode":"Pro","provenance_limit":"Actual documented capture labels only; missing labels remain unknown. No preferred setting is inferred as actual execution."},"public_id":"S_KS/pass-14","facets":{"geography":["us","us-ks"],"debt_type":[],"stage":["origination"],"subject":[]},"scope":"One P5A4.2 electronicrescission manufactured-nonreceipt sentence: source or qualified application hold","pending_corrections":0},"markdown":"# SettleADebt.com — S_KS, PASS-14\n\n## Bounded PASS-05 electronic-rescission application clarification\n\n**Fresh targeted research date:** October 26, 2026, Pacific / October 26, 2026, UTC\n**Character:** Same-coordinator bounded correction; not an independent review. PASS-05 remains unchanged except for the replacement and qualification cells below.\n\n## 1. Replacement and affected cells\n\n| Affected PASS-05 cell | Exact correction |\n| --- | --- |\n| **A4.2 — delete this sentence** | “A provider also cannot manufacture nonreceipt by using a notice system that the consumer cannot reasonably use or by contradicting the agreement’s designated route.” |\n| **A4.2 — replacement text** | **“Whether an electronic rescission notice was sent and received depends on the parties’ actual agreement and the actual transmission facts. Kansas UETA applies only where each party agreed to conduct the relevant transaction electronically. Unless the sender and recipient agreed otherwise, K.S.A. 16-1615 treats an electronic record as sent only when it is properly directed to an information-processing system that the recipient designated or uses for records of that type, the recipient can retrieve it, it is processable by that system, and it leaves the sender’s control or enters the recipient-controlled portion of the system. It is received only when it enters such a designated or used, retrievable system in processable form. Individual awareness of receipt is unnecessary.”** [Kansas Legislature+1](https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/)  **“If a person knows that a record purportedly sent or received was not actually sent or received, K.S.A. 16-1615(g) does not deem the record sent or received. It leaves the legal effect to other applicable law and provides that subsection (g)’s rule cannot be varied by agreement except to the extent that other law permits. The reviewed provisions do not themselves establish a general notice-system ‘reasonable usability’ standard, invalidate a conflicting notice clause, deem an unsuccessfully transmitted notice received, or create automatic rescission or provider liability.”** [Kansas Legislature](https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/) |\n| **Reason K.S.A. 16-1608 does not preserve the deleted sentence** | K.S.A. 16-1608 protects the recipient’s ability to retain information that a sender is legally required to provide, send, or deliver electronically. It makes an electronic record unenforceable against the recipient if the sender or its system inhibits printing or storage. On its face, it does not establish that a consumer’s attempted rescission is deemed received because a provider’s inbound notice route was inaccessible, inconvenient, contradictory, or difficult to use. Its anti-inhibition provision therefore does not supply the broader deleted assertion. [Kansas Legislature](https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0008_section/016_016_0008_k/) |\n| **KCSOA application preserved** | K.S.A. 50-1120(c)(4) still requires the agreement to disclose that the consumer may rescind at any time by giving the licensee **written notice of rescission**. K.S.A. 50-1122(c)’s ten-calendar-day return period still runs from the licensee’s **receipt of rescission**. PASS-14 changes neither rule; it clarifies that the electronic-receipt predicate must be proved rather than presumed. [Kansas Legislature+1](https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/) |\n| **PASS-05 Example E06 qualification** | E06 remains unchanged on its express hypothetical assumptions: the parties agreed to transact electronically, the agreement designated the email address for written notices, the message entered that designated system, the system could process it, and the licensee could retrieve it. Add: **“E06 does not establish that a notice sent through a different, inaccessible, disabled, contradictory, or unsuccessfully reached channel is deemed received. The result in such a branch depends on the parties’ agreement, actual system and transmission evidence, K.S.A. 16-1615(g), and other applicable law.”** |\n\n## 2. Corrected claim cells\n\n| PASS-14 claim ID | Prior alias | Precise corrected assertion | Source and pinpoint | Conditions, consequence, and confidence |\n| --- | --- | --- | --- | --- |\n| **S_KS-P14-C001** | Replaces the overbroad portion of S_KS-P05-C043 | Where Kansas UETA applies and the parties have not agreed otherwise, an electronic rescission notice is sent and received only under K.S.A. 16-1615’s system-direction, processability, control, entry, retrieval, and designated-or-used-system predicates. Receipt can occur without an individual’s actual awareness. | S_KS-P14-S001, K.S.A. 16-1615(a)–(e); S_KS-P14-S002, K.S.A. 16-1605(a)–(e). [Kansas Legislature+1](https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/) | **High for the default statutory rules.** Actual electronic-transaction assent, agreed variation, system designation or use, processability, retrieval, entry, and control remain factual. |\n| **S_KS-P14-C002** | New qualification to S_KS-P05-C043 | When a person knows that a record purportedly sent or received under K.S.A. 16-1615 was not actually sent or received, subsection (g) leaves the legal effect to **other applicable law**. It does not itself deem receipt, cancellation, breach, waiver, estoppel, or liability. Subsection (g)’s rule may not be varied by agreement except as that other law permits. | S_KS-P14-S001, K.S.A. 16-1615(g). [Kansas Legislature](https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/) | **High for the text; application held.** No “other applicable law” was established on unsupplied facts. Knowledge of nonreceipt is not the same as statutory receipt. |\n| **S_KS-P14-C003** | Narrows A4.2’s former application claim | The Kansas provisions reviewed do not independently establish that a provider “manufactures nonreceipt” merely by offering an inconvenient, contradictory, inaccessible, or poorly designed electronic notice route. Nor do they establish that such a notice is ineffective or that provider evasion is permissible. The legal effect remains dependent on actual agreement language, transmission facts, and independently applicable law. | S_KS-P14-S001–S004. [Kansas Legislature+4](https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/) | **High as a bounded evidence-scope correction.** A controlling Kansas KCSOA/UETA application decision was not located in the bounded searches described below. |\n| **S_KS-P14-C004** | Preserves S_KS-P05-C015, C031, and related coverage | The substantive rescission right remains ongoing and requires written notice to the licensee; funds then held for the consumer remain subject to the separate ten-calendar-day return rule measured from receipt of rescission. PASS-14 adds no deemed-receipt rule and changes no calendar computation. | S_KS-P14-S004, K.S.A. 50-1120(c)(4) and 50-1122(c). [Kansas Legislature+1](https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/) | **High.** Actual receipt, amount then held, and calendar facts remain unsupplied. |\n\n## 3. Corrected coverage cell\n\n| PASS-05 coverage item | Corrected status | Supporting claims | Exact remaining evidence and next action |\n| --- | --- | --- | --- |\n| **Electronic rescission notice and receipt** | **Partial — statutory default clarified; application unresolved** | S_KS-P14-C001–C004; prior P5 electronic-writing claims otherwise preserved | Establish: (1) whether both parties agreed to conduct the relevant transaction electronically; (2) the complete agreement and any designated notice route; (3) whether the parties validly varied K.S.A. 16-1615’s default rules; (4) the address, portal, or system actually used; (5) whether it was a system the licensee designated or used for that type of record; (6) processability and retrievability; (7) actual entry and whether the record left the sender’s control; (8) acknowledgments, bounce notices, disabled accounts, portal logs, or contradictory instructions; (9) whether anyone knew the record was not actually sent or received; and (10) what independently applicable law supplies the legal effect. No current published Kansas opinion was located in the bounded search that applies K.S.A. 16-1615 to a KCSOA rescission or establishes a general unusable-notice-system or anti-evasion rule. That search result is not proof that no unpublished, trial-level, private, or later authority exists. |\n\n## 4. PASS-14 source-access register\n\n| Source ID | Title, issuer, and full literal URL | Exact provision or read bounds | Access, version, status, and limitations |\n| --- | --- | --- | --- |\n| **S_KS-P14-S001** | Kansas Revisor, **K.S.A. 16-1615 — Time and place of sending and receipt** https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/ | Complete subsections **(a)–(g)**, including designated-or-used systems, retrieval, processability, sender control, receipt without awareness, acknowledgment, purported-but-not-actual sending or receipt, other-applicable-law qualification, and nonvariation limit. HTML lines 57–60; no printed page or PDF index. | **Fresh read October 26, 2026 Pacific/UTC.** Official page labeled 2026 Kansas Statutes. Website update metadata is not an enactment date. No complete UETA history audit. [Kansas Legislature](https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/) |\n| **S_KS-P14-S002** | Kansas Revisor, **K.S.A. 16-1605 — Use of electronic records and signatures** https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0005_section/016_016_0005_k/ | Complete materially relevant subsections **(a)–(e)**: no compelled electronic use, party agreement, context and conduct, right to refuse other electronic transactions, variation by agreement, and other-applicable-law qualification. HTML lines 57–60; no printed page or PDF index. | **Fresh read October 26, 2026 Pacific/UTC.** Current official HTML. State-agency digital-signature subsections were read but are not material to this correction. [Kansas Legislature](https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0005_section/016_016_0005_k/) |\n| **S_KS-P14-S003** | Kansas Revisor, **K.S.A. 16-1608 — Provision of information in writing; presentation of records** https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0008_section/016_016_0008_k/ | Complete subsections **(a)–(d)**, including retainability, printing/storage inhibition, required method and format, unenforceability against recipient, and nonvariation limits. HTML lines 57–58; no printed page or PDF index. | **Fresh read October 26, 2026 Pacific/UTC.** Current official HTML. Its relevance is limited: it does not on its face supply an inbound rescission-channel usability or deemed-receipt rule. [Kansas Legislature](https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0008_section/016_016_0008_k/) |\n| **S_KS-P14-S004** | Kansas Revisor, **K.S.A. 50-1120 and 50-1122** https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/ https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0022_section/050_011_0022_k/ | K.S.A. **50-1120(c)(4)**: ongoing rescission right through written notice to licensee. K.S.A. **50-1122(c)**: return of funds then held within ten calendar days from receipt of rescission. HTML lines 59–60 and 57–58 respectively; no printed page or PDF index. | **Fresh narrow read October 26, 2026 Pacific/UTC.** Current official HTML. No agreement, platform, notice, receipt, fund, or calendar facts supplied. [Kansas Legislature+1](https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/) |\n| **S_KS-P14-S005** | Kansas Judicial Branch, **Cases & Decisions** and **Search Kansas decisions** https://kscourts.gov/Cases-Decisions https://searchdro.kscourts.gov/ | Bounded searches for 16-1615, K.S.A. 16-1615, electronic record is received, purportedly sent, electronic rescission, designated-system receipt, and unusable or contradictory electronic notice routes. No responsive published Kansas opinion applying the section to KCSOA rescission was located. | **Fresh bounded search October 26, 2026 Pacific/UTC.** Search route only, not substantive authority. No complete citator, trial-court docket, unpublished-order archive, private case, or subscription database search. The result must not be stated as universal absence. [Kansas Courts+1](https://kscourts.gov/Cases-Decisions?utm_source=chatgpt.com) |\n\n## 5. Preserved findings and remaining hold\n\nThe following PASS-05 findings remain unchanged:\n\n- Education must be **provided** before covered services; no consumer examination-completion requirement is added.\n- The written agreement, both parties’ signatures and dates, 12-point type, signed consumer copy, pre-service conditions, and all twelve mandatory clauses remain preserved.\n- The rescission right remains ongoing and requires written notice.\n- The ten-calendar-day funds-return obligation remains measured from **receipt** of rescission and concerns funds then held.\n- No mail-service addition, court-filing rule, fee earning, blanket refund, or deemed-receipt rule is added.\n- PASS-05’s E-SIGN and 15 U.S.C. §7002 qualifications remain unchanged.\n- All ten PASS-05 examples remain preserved, subject only to the E06 qualification stated above.\n- The noncustodial clauses (c)(5), (c)(6), and (c)(11), current NMLS checklist, actual entity, contract, consent, platform, state, local, tribal, country, and sector facts remain held.\n\n**Remaining application gap:** The reviewed statutes define default electronic sending and receipt, but they do not resolve the legal effect of an allegedly inaccessible, contradictory, disabled, misleading, or intentionally obstructive notice channel on unsupplied facts. K.S.A. 16-1615(g) directs that question to other applicable law; PASS-14 does not identify a controlling current Kansas published decision supplying that application.\n\nEND S_KS PASS-14.\n\n","tables":[{"headers":["Affected PASS-05 cell","Exact correction"],"index":0,"links":[{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","text":"Kansas Legislature\n+1"},{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","text":"Kansas Legislature"},{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0008_section/016_016_0008_k/","text":"Kansas Legislature"},{"href":"https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/","text":"Kansas Legislature\n+1"}],"row_links":[[],[],[{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","text":"Kansas Legislature\n+1"},{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","text":"Kansas Legislature"}],[{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0008_section/016_016_0008_k/","text":"Kansas Legislature"}],[{"href":"https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/","text":"Kansas Legislature\n+1"}],[]],"rows":[["Affected PASS-05 cell","Exact correction"],["A4.2 — delete this sentence","“A provider also cannot manufacture nonreceipt by using a notice system that the consumer cannot reasonably use or by contradicting the agreement’s designated route.”"],["A4.2 — replacement text","“Whether an electronic rescission notice was sent and received depends on the parties’ actual agreement and the actual transmission facts. Kansas UETA applies only where each party agreed to conduct the relevant transaction electronically. Unless the sender and recipient agreed otherwise, K.S.A. 16-1615 treats an electronic record as sent only when it is properly directed to an information-processing system that the recipient designated or uses for records of that type, the recipient can retrieve it, it is processable by that system, and it leaves the sender’s control or enters the recipient-controlled portion of the system. It is received only when it enters such a designated or used, retrievable system in processable form. Individual awareness of receipt is unnecessary.” \nKansas Legislature\n+1\n “If a person knows that a record purportedly sent or received was not actually sent or received, K.S.A. 16-1615(g) does not deem the record sent or received. It leaves the legal effect to other applicable law and provides that subsection (g)’s rule cannot be varied by agreement except to the extent that other law permits. The reviewed provisions do not themselves establish a general notice-system ‘reasonable usability’ standard, invalidate a conflicting notice clause, deem an unsuccessfully transmitted notice received, or create automatic rescission or provider liability.” \nKansas Legislature"],["Reason K.S.A. 16-1608 does not preserve the deleted sentence","K.S.A. 16-1608 protects the recipient’s ability to retain information that a sender is legally required to provide, send, or deliver electronically. It makes an electronic record unenforceable against the recipient if the sender or its system inhibits printing or storage. On its face, it does not establish that a consumer’s attempted rescission is deemed received because a provider’s inbound notice route was inaccessible, inconvenient, contradictory, or difficult to use. Its anti-inhibition provision therefore does not supply the broader deleted assertion. \nKansas Legislature"],["KCSOA application preserved","K.S.A. 50-1120(c)(4) still requires the agreement to disclose that the consumer may rescind at any time by giving the licensee written notice of rescission. K.S.A. 50-1122(c)’s ten-calendar-day return period still runs from the licensee’s receipt of rescission. PASS-14 changes neither rule; it clarifies that the electronic-receipt predicate must be proved rather than presumed. \nKansas Legislature\n+1"],["PASS-05 Example E06 qualification","E06 remains unchanged on its express hypothetical assumptions: the parties agreed to transact electronically, the agreement designated the email address for written notices, the message entered that designated system, the system could process it, and the licensee could retrieve it. Add: “E06 does not establish that a notice sent through a different, inaccessible, disabled, contradictory, or unsuccessfully reached channel is deemed received. The result in such a branch depends on the parties’ agreement, actual system and transmission evidence, K.S.A. 16-1615(g), and other applicable law.”"]]},{"headers":["PASS-14 claim ID","Prior alias","Precise corrected assertion","Source and pinpoint","Conditions, consequence, and confidence"],"index":1,"links":[{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","text":"Kansas Legislature\n+1"},{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","text":"Kansas Legislature"},{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","text":"Kansas Legislature\n+4"},{"href":"https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/","text":"Kansas Legislature\n+1"}],"row_links":[[],[{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","text":"Kansas Legislature\n+1"}],[{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","text":"Kansas Legislature"}],[{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","text":"Kansas Legislature\n+4"}],[{"href":"https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/","text":"Kansas Legislature\n+1"}]],"rows":[["PASS-14 claim ID","Prior alias","Precise corrected assertion","Source and pinpoint","Conditions, consequence, and confidence"],["S_KS-P14-C001","Replaces the overbroad portion of S_KS-P05-C043","Where Kansas UETA applies and the parties have not agreed otherwise, an electronic rescission notice is sent and received only under K.S.A. 16-1615’s system-direction, processability, control, entry, retrieval, and designated-or-used-system predicates. Receipt can occur without an individual’s actual awareness.","S_KS-P14-S001, K.S.A. 16-1615(a)–(e); S_KS-P14-S002, K.S.A. 16-1605(a)–(e). \nKansas Legislature\n+1","High for the default statutory rules. Actual electronic-transaction assent, agreed variation, system designation or use, processability, retrieval, entry, and control remain factual."],["S_KS-P14-C002","New qualification to S_KS-P05-C043","When a person knows that a record purportedly sent or received under K.S.A. 16-1615 was not actually sent or received, subsection (g) leaves the legal effect to other applicable law. It does not itself deem receipt, cancellation, breach, waiver, estoppel, or liability. Subsection (g)’s rule may not be varied by agreement except as that other law permits.","S_KS-P14-S001, K.S.A. 16-1615(g). \nKansas Legislature","High for the text; application held. No “other applicable law” was established on unsupplied facts. Knowledge of nonreceipt is not the same as statutory receipt."],["S_KS-P14-C003","Narrows A4.2’s former application claim","The Kansas provisions reviewed do not independently establish that a provider “manufactures nonreceipt” merely by offering an inconvenient, contradictory, inaccessible, or poorly designed electronic notice route. Nor do they establish that such a notice is ineffective or that provider evasion is permissible. The legal effect remains dependent on actual agreement language, transmission facts, and independently applicable law.","S_KS-P14-S001–S004. \nKansas Legislature\n+4","High as a bounded evidence-scope correction. A controlling Kansas KCSOA/UETA application decision was not located in the bounded searches described below."],["S_KS-P14-C004","Preserves S_KS-P05-C015, C031, and related coverage","The substantive rescission right remains ongoing and requires written notice to the licensee; funds then held for the consumer remain subject to the separate ten-calendar-day return rule measured from receipt of rescission. PASS-14 adds no deemed-receipt rule and changes no calendar computation.","S_KS-P14-S004, K.S.A. 50-1120(c)(4) and 50-1122(c). \nKansas Legislature\n+1","High. Actual receipt, amount then held, and calendar facts remain unsupplied."]]},{"headers":["PASS-05 coverage item","Corrected status","Supporting claims","Exact remaining evidence and next action"],"index":2,"links":[],"row_links":[[],[]],"rows":[["PASS-05 coverage item","Corrected status","Supporting claims","Exact remaining evidence and next action"],["Electronic rescission notice and receipt","Partial — statutory default clarified; application unresolved","S_KS-P14-C001–C004; prior P5 electronic-writing claims otherwise preserved","Establish: (1) whether both parties agreed to conduct the relevant transaction electronically; (2) the complete agreement and any designated notice route; (3) whether the parties validly varied K.S.A. 16-1615’s default rules; (4) the address, portal, or system actually used; (5) whether it was a system the licensee designated or used for that type of record; (6) processability and retrievability; (7) actual entry and whether the record left the sender’s control; (8) acknowledgments, bounce notices, disabled accounts, portal logs, or contradictory instructions; (9) whether anyone knew the record was not actually sent or received; and (10) what independently applicable law supplies the legal effect. No current published Kansas opinion was located in the bounded search that applies K.S.A. 16-1615 to a KCSOA rescission or establishes a general unusable-notice-system or anti-evasion rule. That search result is not proof that no unpublished, trial-level, private, or later authority exists."]]},{"headers":["Source ID","Title, issuer, and full literal URL","Exact provision or read bounds","Access, version, status, and limitations"],"index":3,"links":[{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","text":"Kansas Legislature"},{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0005_section/016_016_0005_k/","text":"Kansas Legislature"},{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0008_section/016_016_0008_k/","text":"Kansas Legislature"},{"href":"https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/","text":"Kansas Legislature\n+1"},{"href":"https://kscourts.gov/Cases-Decisions?utm_source=chatgpt.com","text":"Kansas Courts\n+1"}],"row_links":[[],[{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","text":"Kansas Legislature"}],[{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0005_section/016_016_0005_k/","text":"Kansas Legislature"}],[{"href":"https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0008_section/016_016_0008_k/","text":"Kansas Legislature"}],[{"href":"https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/","text":"Kansas Legislature\n+1"}],[{"href":"https://kscourts.gov/Cases-Decisions?utm_source=chatgpt.com","text":"Kansas Courts\n+1"}]],"rows":[["Source ID","Title, issuer, and full literal URL","Exact provision or read bounds","Access, version, status, and limitations"],["S_KS-P14-S001","Kansas Revisor, K.S.A. 16-1615 — Time and place of sending and receipt\nhttps://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","Complete subsections (a)–(g), including designated-or-used systems, retrieval, processability, sender control, receipt without awareness, acknowledgment, purported-but-not-actual sending or receipt, other-applicable-law qualification, and nonvariation limit. HTML lines 57–60; no printed page or PDF index.","Fresh read October 26, 2026 Pacific/UTC. Official page labeled 2026 Kansas Statutes. Website update metadata is not an enactment date. No complete UETA history audit. \nKansas Legislature"],["S_KS-P14-S002","Kansas Revisor, K.S.A. 16-1605 — Use of electronic records and signatures\nhttps://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0005_section/016_016_0005_k/","Complete materially relevant subsections (a)–(e): no compelled electronic use, party agreement, context and conduct, right to refuse other electronic transactions, variation by agreement, and other-applicable-law qualification. HTML lines 57–60; no printed page or PDF index.","Fresh read October 26, 2026 Pacific/UTC. Current official HTML. State-agency digital-signature subsections were read but are not material to this correction. \nKansas Legislature"],["S_KS-P14-S003","Kansas Revisor, K.S.A. 16-1608 — Provision of information in writing; presentation of records\nhttps://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0008_section/016_016_0008_k/","Complete subsections (a)–(d), including retainability, printing/storage inhibition, required method and format, unenforceability against recipient, and nonvariation limits. HTML lines 57–58; no printed page or PDF index.","Fresh read October 26, 2026 Pacific/UTC. Current official HTML. Its relevance is limited: it does not on its face supply an inbound rescission-channel usability or deemed-receipt rule. \nKansas Legislature"],["S_KS-P14-S004","Kansas Revisor, K.S.A. 50-1120 and 50-1122\nhttps://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/\nhttps://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0022_section/050_011_0022_k/","K.S.A. 50-1120(c)(4): ongoing rescission right through written notice to licensee. K.S.A. 50-1122(c): return of funds then held within ten calendar days from receipt of rescission. HTML lines 59–60 and 57–58 respectively; no printed page or PDF index.","Fresh narrow read October 26, 2026 Pacific/UTC. Current official HTML. No agreement, platform, notice, receipt, fund, or calendar facts supplied. \nKansas Legislature\n+1"],["S_KS-P14-S005","Kansas Judicial Branch, Cases & Decisions and Search Kansas decisions\nhttps://kscourts.gov/Cases-Decisions\nhttps://searchdro.kscourts.gov/","Bounded searches for 16-1615, K.S.A. 16-1615, electronic record is received, purportedly sent, electronic rescission, designated-system receipt, and unusable or contradictory electronic notice routes. No responsive published Kansas opinion applying the section to KCSOA rescission was located.","Fresh bounded search October 26, 2026 Pacific/UTC. Search route only, not substantive authority. No complete citator, trial-court docket, unpublished-order archive, private case, or subscription database search. The result must not be stated as universal absence. \nKansas Courts\n+1"]]}],"claims":[{"claim_id":"S_KS-P14-C001","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"PASS-14 claim ID":"S_KS-P14-C001","Prior alias":"Replaces the overbroad portion of S_KS-P05-C043","Precise corrected assertion":"Where Kansas UETA applies and the parties have not agreed otherwise, an electronic rescission notice is sent and received only under K.S.A. 16-1615’s system-direction, processability, control, entry, retrieval, and designated-or-used-system predicates. Receipt can occur without an individual’s actual awareness.","Source and pinpoint":"S_KS-P14-S001, K.S.A. 16-1615(a)–(e); S_KS-P14-S002, K.S.A. 16-1605(a)–(e). \nKansas Legislature\n+1","Conditions, consequence, and confidence":"High for the default statutory rules. Actual electronic-transaction assent, agreed variation, system designation or use, processability, retrieval, entry, and control remain factual."},"coordinator_verification_status":"targeted_checked_with_explicit_application_hold","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_KS-P14-C002","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"PASS-14 claim ID":"S_KS-P14-C002","Prior alias":"New qualification to S_KS-P05-C043","Precise corrected assertion":"When a person knows that a record purportedly sent or received under K.S.A. 16-1615 was not actually sent or received, subsection (g) leaves the legal effect to other applicable law. It does not itself deem receipt, cancellation, breach, waiver, estoppel, or liability. Subsection (g)’s rule may not be varied by agreement except as that other law permits.","Source and pinpoint":"S_KS-P14-S001, K.S.A. 16-1615(g). \nKansas Legislature","Conditions, consequence, and confidence":"High for the text; application held. No “other applicable law” was established on unsupplied facts. Knowledge of nonreceipt is not the same as statutory receipt."},"coordinator_verification_status":"targeted_checked_with_explicit_application_hold","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_KS-P14-C003","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"PASS-14 claim ID":"S_KS-P14-C003","Prior alias":"Narrows A4.2’s former application claim","Precise corrected assertion":"The Kansas provisions reviewed do not independently establish that a provider “manufactures nonreceipt” merely by offering an inconvenient, contradictory, inaccessible, or poorly designed electronic notice route. Nor do they establish that such a notice is ineffective or that provider evasion is permissible. The legal effect remains dependent on actual agreement language, transmission facts, and independently applicable law.","Source and pinpoint":"S_KS-P14-S001–S004. \nKansas Legislature\n+4","Conditions, consequence, and confidence":"High as a bounded evidence-scope correction. A controlling Kansas KCSOA/UETA application decision was not located in the bounded searches described below."},"coordinator_verification_status":"targeted_checked_with_explicit_application_hold","coordinator_review":"[internal evidence reference]"},{"claim_id":"S_KS-P14-C004","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"PASS-14 claim ID":"S_KS-P14-C004","Prior alias":"Preserves S_KS-P05-C015, C031, and related coverage","Precise corrected assertion":"The substantive rescission right remains ongoing and requires written notice to the licensee; funds then held for the consumer remain subject to the separate ten-calendar-day return rule measured from receipt of rescission. PASS-14 adds no deemed-receipt rule and changes no calendar computation.","Source and pinpoint":"S_KS-P14-S004, K.S.A. 50-1120(c)(4) and 50-1122(c). \nKansas Legislature\n+1","Conditions, consequence, and confidence":"High. Actual receipt, amount then held, and calendar facts remain unsupplied."},"coordinator_verification_status":"targeted_checked_with_explicit_application_hold","coordinator_review":"[internal evidence reference]"}],"sources":[{"source_id":"S_KS-P14-S001","urls":["https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/"],"researcher_record":{"Source ID":"S_KS-P14-S001","Title, issuer, and full literal URL":"Kansas Revisor, K.S.A. 16-1615 — Time and place of sending and receipt\nhttps://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0015_section/016_016_0015_k/","Exact provision or read bounds":"Complete subsections (a)–(g), including designated-or-used systems, retrieval, processability, sender control, receipt without awareness, acknowledgment, purported-but-not-actual sending or receipt, other-applicable-law qualification, and nonvariation limit. HTML lines 57–60; no printed page or PDF index.","Access, version, status, and limitations":"Fresh read October 26, 2026 Pacific/UTC. Official page labeled 2026 Kansas Statutes. Website update metadata is not an enactment date. No complete UETA history audit. \nKansas Legislature"},"coordinator_verification_status":"not_yet_checked"},{"source_id":"S_KS-P14-S002","urls":["https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0005_section/016_016_0005_k/"],"researcher_record":{"Source ID":"S_KS-P14-S002","Title, issuer, and full literal URL":"Kansas Revisor, K.S.A. 16-1605 — Use of electronic records and signatures\nhttps://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0005_section/016_016_0005_k/","Exact provision or read bounds":"Complete materially relevant subsections (a)–(e): no compelled electronic use, party agreement, context and conduct, right to refuse other electronic transactions, variation by agreement, and other-applicable-law qualification. HTML lines 57–60; no printed page or PDF index.","Access, version, status, and limitations":"Fresh read October 26, 2026 Pacific/UTC. Current official HTML. State-agency digital-signature subsections were read but are not material to this correction. \nKansas Legislature"},"coordinator_verification_status":"not_yet_checked"},{"source_id":"S_KS-P14-S003","urls":["https://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0008_section/016_016_0008_k/"],"researcher_record":{"Source ID":"S_KS-P14-S003","Title, issuer, and full literal URL":"Kansas Revisor, K.S.A. 16-1608 — Provision of information in writing; presentation of records\nhttps://www.kslegislature.gov/b2025_26/laws/016_000_0000_chapter/016_016_0000_article/016_016_0008_section/016_016_0008_k/","Exact provision or read bounds":"Complete subsections (a)–(d), including retainability, printing/storage inhibition, required method and format, unenforceability against recipient, and nonvariation limits. HTML lines 57–58; no printed page or PDF index.","Access, version, status, and limitations":"Fresh read October 26, 2026 Pacific/UTC. Current official HTML. Its relevance is limited: it does not on its face supply an inbound rescission-channel usability or deemed-receipt rule. \nKansas Legislature"},"coordinator_verification_status":"not_yet_checked"},{"source_id":"S_KS-P14-S004","urls":["https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/","https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0022_section/050_011_0022_k/"],"researcher_record":{"Source ID":"S_KS-P14-S004","Title, issuer, and full literal URL":"Kansas Revisor, K.S.A. 50-1120 and 50-1122\nhttps://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0020_section/050_011_0020_k/\nhttps://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0022_section/050_011_0022_k/","Exact provision or read bounds":"K.S.A. 50-1120(c)(4): ongoing rescission right through written notice to licensee. K.S.A. 50-1122(c): return of funds then held within ten calendar days from receipt of rescission. HTML lines 59–60 and 57–58 respectively; no printed page or PDF index.","Access, version, status, and limitations":"Fresh narrow read October 26, 2026 Pacific/UTC. Current official HTML. No agreement, platform, notice, receipt, fund, or calendar facts supplied. \nKansas Legislature\n+1"},"coordinator_verification_status":"not_yet_checked"},{"source_id":"S_KS-P14-S005","urls":["https://kscourts.gov/Cases-Decisions","https://searchdro.kscourts.gov/","https://kscourts.gov/Cases-Decisions?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S_KS-P14-S005","Title, issuer, and full literal URL":"Kansas Judicial Branch, Cases & Decisions and Search Kansas decisions\nhttps://kscourts.gov/Cases-Decisions\nhttps://searchdro.kscourts.gov/","Exact provision or read bounds":"Bounded searches for 16-1615, K.S.A. 16-1615, electronic record is received, purportedly sent, electronic rescission, designated-system receipt, and unusable or contradictory electronic notice routes. No responsive published Kansas opinion applying the section to KCSOA rescission was located.","Access, version, status, and limitations":"Fresh bounded search October 26, 2026 Pacific/UTC. Search route only, not substantive authority. No complete citator, trial-court docket, unpublished-order archive, private case, or subscription database search. The result must not be stated as universal absence. \nKansas Courts\n+1"},"coordinator_verification_status":"not_yet_checked"}],"coverage":[{"topic":"Electronic rescission notice and receipt","researcher_record":{"PASS-05 coverage item":"Electronic rescission notice and receipt","Corrected status":"Partial — statutory default clarified; application unresolved","Supporting claims":"S_KS-P14-C001–C004; prior P5 electronic-writing claims otherwise preserved","Exact remaining evidence and next action":"Establish: (1) whether both parties agreed to conduct the relevant transaction electronically; (2) the complete agreement and any designated notice route; (3) whether the parties validly varied K.S.A. 16-1615’s default rules; (4) the address, portal, or system actually used; (5) whether it was a system the licensee designated or used for that type of record; (6) processability and retrievability; (7) actual entry and whether the record left the sender’s control; (8) acknowledgments, bounce notices, disabled accounts, portal logs, or contradictory instructions; (9) whether anyone knew the record was not actually sent or received; and (10) what independently applicable law supplies the legal effect. No current published Kansas opinion was located in the bounded search that applies K.S.A. 16-1615 to a KCSOA rescission or establishes a general unusable-notice-system or anti-evasion rule. That search result is not proof that no unpublished, trial-level, private, or later authority exists."},"coordinator_acceptance":"targeted_checked_with_explicit_application_hold","coordinator_review":"[internal evidence reference]"}],"annotations":{},"corrections":[],"resolved_corrections":[],"review_history":[]}