{"meta":{"key":"s_ks--pass-08","task":"S_KS","title":"Bounded security source/provenance corrections","parent_title":"Kansas debt and debt relief law","edition":"pass-08","path":"/research/s_ks--pass-08/","kind":"split_pass","category":"state","role":"state","area_numbers":[66],"groups":["collections"],"date":"2026-10-26","tables":1,"claims":0,"sources":0,"review_status":"accepted_with_limits_bounded_source_provenance_patch","review_complete":true,"sha256":"12093636d821c32e0e0d3291d1499df21342740efe04ca4e99e49acbb7ad267b","headings":["Bounded PASS-04 security source/provenance corrections"],"generation_provenance":{"actual_route":"regular_chat_adaptive_models","actual_model":"GPT-5.6 Sol","actual_mode":"Pro","provenance_limit":"Actual documented capture labels only; missing labels remain unknown. No preferred setting is inferred as actual execution."},"public_id":"S_KS/pass-08","facets":{"geography":["us","us-ks"],"debt_type":[],"stage":[],"subject":["research-quality"]},"scope":"Only P4four source-locator/provenance/NMLSprocedureconflict/specimenclock groups and S3excessprecision; no security/collector report rerun.","pending_corrections":0},"markdown":"# SettleADebt.com — S_KS, PASS-08\n\n## Bounded PASS-04 security source/provenance corrections\n\n**Fresh targeted checks:** October 26, 2026, Pacific / October 26, 2026, UTC\n**Character:** Same-coordinator correction; not an independent review. Original PASS-04 remains preserved except for the four cells below.\n\n| Correction group and affected PASS-04 identifiers | Old issue | Exact corrected wording | Direct source, pinpoint, and access status | Residual hold |\n| --- | --- | --- | --- | --- |\n| **1. NMLS Policy Guidebook glossary pagination**  **Affected:** S_KS-P04-S005; source pinpoint supporting S_KS-P04-C030; related source-register locator only.  **C030 substance:** unchanged. | PASS-04 located Appendix 10’s glossary at printed/PDF pages **208–210**, zero-based indices **207–209**. | **Replace the glossary locator with:**  “Appendix 10, Electronic Surety Bond Glossary, occupies **printed pages 209–211**, corresponding to **PDF pages 209–211 and zero-based PDF indices 208–210**. The reinstated bond entry appears on **printed page 210 / PDF index 209**. The rescind cancellation entry appears on **printed page 211 / PDF index 210**.”  The Chapter IX ESB discussion remains **printed page 133 / zero-based PDF index 132** and is not changed by this correction. | **Archived NMLS Policy Guidebook for Licensees, updated August 15, 2026** https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/stateresourcecenter/NMLSPolicyGuideArchives/NMLS%20Policy%20Guidebook%20for%20Licensees%2008152026.pdf  Fresh targeted visual and parsed-text inspection of PDF indices **208–210** only. Appendix 10 begins on printed 209/index 208; reinstatement is printed 210/index 209; rescission is printed 211/index 210. The document labels itself “FOR GUIDANCE ONLY.” The complete 215-page guidebook was not reread. [Nationwide Licensing System+3](https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/stateresourcecenter/NMLSPolicyGuideArchives/NMLS%20Policy%20Guidebook%20for%20Licensees%2008152026.pdf) | Current Kansas-rendered bond form, state-specific system configuration, and actual instrument remain unexamined. This correction changes pagination only; it does not alter C030’s conclusion that the current Kansas-rendered form was not extracted. |\n| **2. Canceled-bond workflow conflict**  **Affected:** PASS-04 §A4.4; S_KS-P04-S006; S_KS-P04-C031; event matrix rows for cancellation rescission, reinstatement, void, and replacement; coverage row **“Cancellation rescission / replacement / reinstatement.”** | PASS-04 did not expressly reconcile the current cancellation-help statement requiring a new bond after cancellation or void with the archived glossary’s separate post-effective reinstatement workflow. Cancellation rescission, post-effective reinstatement, and void risked being treated as one process. | **Replace the workflow synthesis and C031 with:**  “NMLS’s public materials distinguish at least three events, but they are internally inconsistent about restoration after cancellation:  1. **Pre-effective rescission:** the August 15, 2026 glossary says a notice of cancellation may be rescinded before the cancellation effective date, returning the bond to Executed status. 2. **Post-effective reinstatement:** the same glossary says a canceled bond may be reinstated after the cancellation effective date and returned to Executed status as of that effective date. 3. **Void:** the current cancellation-help page says a voided bond cannot be reactivated.  The current cancellation-help page also says that after a bond is canceled **or** voided, a new bond must be created to restore coverage. That statement conflicts with the archived glossary’s post-effective reinstatement definition. Current public NMLS glossary and notification materials continue to recognize a distinct canceled-bond reinstatement event, so the conflict is not resolved merely by treating reinstatement as obsolete.  Accordingly, cancellation rescission, post-effective reinstatement, void, and replacement must remain distinct. No universal current Kansas workflow or source priority is established.” | **Current NMLS cancellation/return/void help** https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyComp/surety/suretyCompany/maps/topics/suretyComp_bonds_cancelReturnVoid.html Current HTML checked fresh; no visible publication/version date in the opened page. It states that voids cannot be reactivated and that a new bond must be created after cancellation or void. [Nationwide Licensing System](https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyComp/surety/suretyCompany/maps/topics/suretyComp_bonds_cancelReturnVoid.html)  **Archived August 15, 2026 Guidebook** https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/stateresourcecenter/NMLSPolicyGuideArchives/NMLS%20Policy%20Guidebook%20for%20Licensees%2008152026.pdf reinstated bond: printed 210/index 209; rescind cancellation: printed 211/index 210. Fresh targeted PDF read. [Nationwide Licensing System+2](https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/stateresourcecenter/NMLSPolicyGuideArchives/NMLS%20Policy%20Guidebook%20for%20Licensees%2008152026.pdf)  **Current public NMLS ESB glossary** https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyComp/reference/nmls_glossary/ESB_glossaryTopics/esb_GlossaryGroup.html Fresh HTML read: lines 175–187 separately retain post-effective reinstatement and pre-effective rescission definitions. [Nationwide Licensing System](https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyComp/reference/nmls_glossary/ESB_glossaryTopics/esb_GlossaryGroup.html)  **Current NMLS notification page** https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyProducer/surety/00_common/maps/topics/surety_entityNotifications.html Fresh HTML read: separately lists “Surety Bond Rescinded” and “Surety Bond Reinstated.” [Nationwide Licensing System](https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyProducer/surety/00_common/maps/topics/surety_entityNotifications.html) | **Coverage correction:** mark the Kansas restoration workflow **unresolved because public NMLS materials conflict**.  No system action was performed. No priority was assigned between the current help page, current glossary, current notification material, and archived guide. Current Kansas form text, actual bond status, surety action, regulator acceptance, and license consequence remain held. |\n| **3. 2017 Session Laws §15 provenance**  **Affected:** S_KS-P04-S009; PASS-04 §6.2; S_KS-P04-C035; coverage row **“2017 amendment.”** | PASS-04 attributed the exact 2017 **§15** reading to prior PASS-02 reuse. The preserved PASS-02 source register establishes prior reads of **§22**, **§27/approval**, and volume publication/authentication—not §15. PASS-04 also recorded a fresh-route timeout. | **Replace the source attribution with:**  “PASS-02 did **not** establish a prior read of 2017 chapter 52, §15. PASS-04’s stated fresh-fetch timeout remains part of the original PASS-04 access history and is not erased.  PASS-08 newly and directly inspected complete §15 at **PDF indices 309–310 / printed pages 300–301**, corresponding to parsed lines **11382–11403**. That new targeted read supports the historical finding that the 2017 amendment changed the civil terminology from registrant to licensee, added survival for violations occurring before cancellation became effective, and added the two-year period measured from the principal’s action or inaction giving rise to a bond claim. It retained the $25,000 amount and the rule-defined ceiling of $1,000,000.  This PASS-08 access supports the historical proposition prospectively; it does not retroactively establish that PASS-02 or the original PASS-04 successfully read §15.”  **Corrected C035:** “The 2004 enactment supplied the original bond structure; a fresh PASS-08 read of 2017 chapter 52, §15 confirms the added pre-cancellation survival and action/inaction language. The prior PASS-02 record did not include §15.” | **Kansas Secretary of State, 2017 Session Laws, vol. 1, ch. 52** https://www.sos.ks.gov/publications/sessionlaws/2017/2017_Session_Laws_Volume_1.pdf  Fresh targeted inspection on October 26, 2026 of **PDF indices 309–310 / printed pages 300–301**, §15, parsed lines 11382–11403. The amendment language appears across printed pages 300–301. [Kansas Secretary of State+2](https://www.sos.ks.gov/publications/sessionlaws/2017/2017_Session_Laws_Volume_1.pdf)  No full 1,135-page reread, complete chapter-52 review, or later-amendment audit was performed. Prior verified §22, §27, approval, publication, and authentication history remains unchanged. | **Coverage correction:** “2017 amendment” remains **answered selectively**, but with the corrected source history: newly verified in PASS-08, not established by PASS-02 reuse.  Full legislative history, subsequent amendments, and current rule-history audit remain open. |\n| **4. Historical specimen timing versus current statute; Example S3 wording**  **Affected:** S_KS-P04-S007; PASS-04 §4.4 and continuing-liability/event matrix; qualification to S_KS-P04-C019 and C020 without changing their current-statute substance; Example **S3**; related aggregate/recovery coverage wording. | PASS-04 did not expressly identify the historical specimen’s materially different two-year trigger. Example S3 called the $3,000 difference an “unsecured excess,” although other possible security was not investigated. | **Add this express source distinction:**  “The unauthenticated 2020 Form CSO-2 specimen does **not** track the current statute’s action/inaction clock exactly. The specimen says the principal and surety remain liable for two years **from termination** for covered actions or inactions occurring while the bond was effective, subject to written OSBC release. Current K.S.A. 50-1119(b), by contrast, states two years **from the action or inaction** giving rise to the bond claim. Current subsection (c) separately requires the bond not to expire until two years after the earliest surrender, revocation, or expiration of the license.  The specimen’s termination-based wording is secondary, historical, privately hosted, and expressly reference-only. It must not be imported into the current statute or used to resolve claim accrual, presentment, limitations, clock interaction, or an actual instrument.”  **C019/C020:** current-statute text remains unchanged; add only the specimen contrast above.  **Example S3 replacement:** Old: “Unsecured excess against the principal: **$3,000**.” New: “**Excess beyond the assumed $25,000 bond: $3,000.**”  The arithmetic remains 28,000 − 25,000 = 3,000. The corrected phrase does not assume the absence of other security, principal solvency, priority, collectibility, or valid claims. | **Historical private Form CSO-2 specimen** https://axcess-surety.com/wp-content/uploads/2022/03/State-of-Kansas-Office-of-the-State-Bank-Commissioner-Credit-Services-Organization.pdf PDF page 1 / zero-based index 0, parsed lines 36–45—especially lines 41–44. No separate printed page number appears. Fresh targeted parsed and visual check. The specimen identifies itself as effective July 1, 2020 and “for reference ONLY.” [Axcess Surety+1](https://axcess-surety.com/wp-content/uploads/2022/03/State-of-Kansas-Office-of-the-State-Bank-Commissioner-Credit-Services-Organization.pdf)  **Current K.S.A. 50-1119(b)–(c)** https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0019_section/050_011_0019_k/ Fresh current-statute read: subsection (b) contains the action/inaction clock; subsection (c) separately contains the license-end tail. [Kansas Legislature](https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0019_section/050_011_0019_k/) | Current Kansas-rendered bond form, actual issued instrument, claim-presentment rule, limitations treatment, interaction of the two statutory clocks, surety defenses, priority, exhaustion, other security, and principal solvency remain held.  The supported $25,000 amount, rule-defined $1 million ceiling, 30-day notice, two statutory clocks, claimant categories, conditional aggregate illustration, and all other original example limits remain unchanged. |\n\n**Preservation across all four corrections:** No PASS-07 conclusion is adopted. No other PASS-04 source, claim, matrix, amount, arithmetic, example, or gap is changed; no provider, bond, surety, workflow, claim, component, state, parent dossier, A066, operating model, or publication status is approved.\n\nEND S_KS PASS-08.\n\n","tables":[{"headers":["Correction group and affected PASS-04 identifiers","Old issue","Exact corrected wording","Direct source, pinpoint, and access status","Residual hold"],"index":0,"links":[{"href":"https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/stateresourcecenter/NMLSPolicyGuideArchives/NMLS%20Policy%20Guidebook%20for%20Licensees%2008152026.pdf","text":"Nationwide Licensing System\n+3"},{"href":"https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyComp/surety/suretyCompany/maps/topics/suretyComp_bonds_cancelReturnVoid.html","text":"Nationwide Licensing System"},{"href":"https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/stateresourcecenter/NMLSPolicyGuideArchives/NMLS%20Policy%20Guidebook%20for%20Licensees%2008152026.pdf","text":"Nationwide Licensing System\n+2"},{"href":"https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyComp/reference/nmls_glossary/ESB_glossaryTopics/esb_GlossaryGroup.html","text":"Nationwide Licensing System"},{"href":"https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyProducer/surety/00_common/maps/topics/surety_entityNotifications.html","text":"Nationwide Licensing System"},{"href":"https://www.sos.ks.gov/publications/sessionlaws/2017/2017_Session_Laws_Volume_1.pdf","text":"Kansas Secretary of State\n+2"},{"href":"https://axcess-surety.com/wp-content/uploads/2022/03/State-of-Kansas-Office-of-the-State-Bank-Commissioner-Credit-Services-Organization.pdf","text":"Axcess Surety\n+1"},{"href":"https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0019_section/050_011_0019_k/","text":"Kansas Legislature"}],"row_links":[[],[{"href":"https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/stateresourcecenter/NMLSPolicyGuideArchives/NMLS%20Policy%20Guidebook%20for%20Licensees%2008152026.pdf","text":"Nationwide Licensing System\n+3"}],[{"href":"https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyComp/surety/suretyCompany/maps/topics/suretyComp_bonds_cancelReturnVoid.html","text":"Nationwide Licensing System"},{"href":"https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/stateresourcecenter/NMLSPolicyGuideArchives/NMLS%20Policy%20Guidebook%20for%20Licensees%2008152026.pdf","text":"Nationwide Licensing System\n+2"},{"href":"https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyComp/reference/nmls_glossary/ESB_glossaryTopics/esb_GlossaryGroup.html","text":"Nationwide Licensing System"},{"href":"https://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyProducer/surety/00_common/maps/topics/surety_entityNotifications.html","text":"Nationwide Licensing System"}],[{"href":"https://www.sos.ks.gov/publications/sessionlaws/2017/2017_Session_Laws_Volume_1.pdf","text":"Kansas Secretary of State\n+2"}],[{"href":"https://axcess-surety.com/wp-content/uploads/2022/03/State-of-Kansas-Office-of-the-State-Bank-Commissioner-Credit-Services-Organization.pdf","text":"Axcess Surety\n+1"},{"href":"https://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0019_section/050_011_0019_k/","text":"Kansas Legislature"}]],"rows":[["Correction group and affected PASS-04 identifiers","Old issue","Exact corrected wording","Direct source, pinpoint, and access status","Residual hold"],["1. NMLS Policy Guidebook glossary pagination\n\nAffected: S_KS-P04-S005; source pinpoint supporting S_KS-P04-C030; related source-register locator only.\n\nC030 substance: unchanged.","PASS-04 located Appendix 10’s glossary at printed/PDF pages 208–210, zero-based indices 207–209.","Replace the glossary locator with:\n\n“Appendix 10, Electronic Surety Bond Glossary, occupies printed pages 209–211, corresponding to PDF pages 209–211 and zero-based PDF indices 208–210. The reinstated bond entry appears on printed page 210 / PDF index 209. The rescind cancellation entry appears on printed page 211 / PDF index 210.”\n\nThe Chapter IX ESB discussion remains printed page 133 / zero-based PDF index 132 and is not changed by this correction.","Archived NMLS Policy Guidebook for Licensees, updated August 15, 2026\nhttps://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/stateresourcecenter/NMLSPolicyGuideArchives/NMLS%20Policy%20Guidebook%20for%20Licensees%2008152026.pdf\n\nFresh targeted visual and parsed-text inspection of PDF indices 208–210 only. Appendix 10 begins on printed 209/index 208; reinstatement is printed 210/index 209; rescission is printed 211/index 210. The document labels itself “FOR GUIDANCE ONLY.” The complete 215-page guidebook was not reread. \nNationwide Licensing System\n+3","Current Kansas-rendered bond form, state-specific system configuration, and actual instrument remain unexamined. This correction changes pagination only; it does not alter C030’s conclusion that the current Kansas-rendered form was not extracted."],["2. Canceled-bond workflow conflict\n\nAffected: PASS-04 §A4.4; S_KS-P04-S006; S_KS-P04-C031; event matrix rows for cancellation rescission, reinstatement, void, and replacement; coverage row “Cancellation rescission / replacement / reinstatement.”","PASS-04 did not expressly reconcile the current cancellation-help statement requiring a new bond after cancellation or void with the archived glossary’s separate post-effective reinstatement workflow. Cancellation rescission, post-effective reinstatement, and void risked being treated as one process.","Replace the workflow synthesis and C031 with:\n\n“NMLS’s public materials distinguish at least three events, but they are internally inconsistent about restoration after cancellation:\n\n1. Pre-effective rescission: the August 15, 2026 glossary says a notice of cancellation may be rescinded before the cancellation effective date, returning the bond to Executed status.\n2. Post-effective reinstatement: the same glossary says a canceled bond may be reinstated after the cancellation effective date and returned to Executed status as of that effective date.\n3. Void: the current cancellation-help page says a voided bond cannot be reactivated.\n\nThe current cancellation-help page also says that after a bond is canceled or voided, a new bond must be created to restore coverage. That statement conflicts with the archived glossary’s post-effective reinstatement definition. Current public NMLS glossary and notification materials continue to recognize a distinct canceled-bond reinstatement event, so the conflict is not resolved merely by treating reinstatement as obsolete.\n\nAccordingly, cancellation rescission, post-effective reinstatement, void, and replacement must remain distinct. No universal current Kansas workflow or source priority is established.”","Current NMLS cancellation/return/void help\nhttps://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyComp/surety/suretyCompany/maps/topics/suretyComp_bonds_cancelReturnVoid.html\nCurrent HTML checked fresh; no visible publication/version date in the opened page. It states that voids cannot be reactivated and that a new bond must be created after cancellation or void. \nNationwide Licensing System\n\n\nArchived August 15, 2026 Guidebook\nhttps://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/stateresourcecenter/NMLSPolicyGuideArchives/NMLS%20Policy%20Guidebook%20for%20Licensees%2008152026.pdf\nreinstated bond: printed 210/index 209; rescind cancellation: printed 211/index 210. Fresh targeted PDF read. \nNationwide Licensing System\n+2\n\n\nCurrent public NMLS ESB glossary\nhttps://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyComp/reference/nmls_glossary/ESB_glossaryTopics/esb_GlossaryGroup.html\nFresh HTML read: lines 175–187 separately retain post-effective reinstatement and pre-effective rescission definitions. \nNationwide Licensing System\n\n\nCurrent NMLS notification page\nhttps://mortgage.nationwidelicensingsystem.org/knowledge/Products/nmls/pubs/ugSuretyProducer/surety/00_common/maps/topics/surety_entityNotifications.html\nFresh HTML read: separately lists “Surety Bond Rescinded” and “Surety Bond Reinstated.” \nNationwide Licensing System","Coverage correction: mark the Kansas restoration workflow unresolved because public NMLS materials conflict.\n\nNo system action was performed. No priority was assigned between the current help page, current glossary, current notification material, and archived guide. Current Kansas form text, actual bond status, surety action, regulator acceptance, and license consequence remain held."],["3. 2017 Session Laws §15 provenance\n\nAffected: S_KS-P04-S009; PASS-04 §6.2; S_KS-P04-C035; coverage row “2017 amendment.”","PASS-04 attributed the exact 2017 §15 reading to prior PASS-02 reuse. The preserved PASS-02 source register establishes prior reads of §22, §27/approval, and volume publication/authentication—not §15. PASS-04 also recorded a fresh-route timeout.","Replace the source attribution with:\n\n“PASS-02 did not establish a prior read of 2017 chapter 52, §15. PASS-04’s stated fresh-fetch timeout remains part of the original PASS-04 access history and is not erased.\n\nPASS-08 newly and directly inspected complete §15 at PDF indices 309–310 / printed pages 300–301, corresponding to parsed lines 11382–11403. That new targeted read supports the historical finding that the 2017 amendment changed the civil terminology from registrant to licensee, added survival for violations occurring before cancellation became effective, and added the two-year period measured from the principal’s action or inaction giving rise to a bond claim. It retained the $25,000 amount and the rule-defined ceiling of $1,000,000.\n\nThis PASS-08 access supports the historical proposition prospectively; it does not retroactively establish that PASS-02 or the original PASS-04 successfully read §15.”\n\nCorrected C035:\n“The 2004 enactment supplied the original bond structure; a fresh PASS-08 read of 2017 chapter 52, §15 confirms the added pre-cancellation survival and action/inaction language. The prior PASS-02 record did not include §15.”","Kansas Secretary of State, 2017 Session Laws, vol. 1, ch. 52\nhttps://www.sos.ks.gov/publications/sessionlaws/2017/2017_Session_Laws_Volume_1.pdf\n\nFresh targeted inspection on October 26, 2026 of PDF indices 309–310 / printed pages 300–301, §15, parsed lines 11382–11403. The amendment language appears across printed pages 300–301. \nKansas Secretary of State\n+2\n\n\nNo full 1,135-page reread, complete chapter-52 review, or later-amendment audit was performed. Prior verified §22, §27, approval, publication, and authentication history remains unchanged.","Coverage correction: “2017 amendment” remains answered selectively, but with the corrected source history: newly verified in PASS-08, not established by PASS-02 reuse.\n\nFull legislative history, subsequent amendments, and current rule-history audit remain open."],["4. Historical specimen timing versus current statute; Example S3 wording\n\nAffected: S_KS-P04-S007; PASS-04 §4.4 and continuing-liability/event matrix; qualification to S_KS-P04-C019 and C020 without changing their current-statute substance; Example S3; related aggregate/recovery coverage wording.","PASS-04 did not expressly identify the historical specimen’s materially different two-year trigger. Example S3 called the $3,000 difference an “unsecured excess,” although other possible security was not investigated.","Add this express source distinction:\n\n“The unauthenticated 2020 Form CSO-2 specimen does not track the current statute’s action/inaction clock exactly. The specimen says the principal and surety remain liable for two years from termination for covered actions or inactions occurring while the bond was effective, subject to written OSBC release. Current K.S.A. 50-1119(b), by contrast, states two years from the action or inaction giving rise to the bond claim. Current subsection (c) separately requires the bond not to expire until two years after the earliest surrender, revocation, or expiration of the license.\n\nThe specimen’s termination-based wording is secondary, historical, privately hosted, and expressly reference-only. It must not be imported into the current statute or used to resolve claim accrual, presentment, limitations, clock interaction, or an actual instrument.”\n\nC019/C020: current-statute text remains unchanged; add only the specimen contrast above.\n\nExample S3 replacement:\nOld: “Unsecured excess against the principal: $3,000.”\nNew: “Excess beyond the assumed $25,000 bond: $3,000.”\n\nThe arithmetic remains 28,000 − 25,000 = 3,000. The corrected phrase does not assume the absence of other security, principal solvency, priority, collectibility, or valid claims.","Historical private Form CSO-2 specimen\nhttps://axcess-surety.com/wp-content/uploads/2022/03/State-of-Kansas-Office-of-the-State-Bank-Commissioner-Credit-Services-Organization.pdf\nPDF page 1 / zero-based index 0, parsed lines 36–45—especially lines 41–44. No separate printed page number appears. Fresh targeted parsed and visual check. The specimen identifies itself as effective July 1, 2020 and “for reference ONLY.” \nAxcess Surety\n+1\n\n\nCurrent K.S.A. 50-1119(b)–(c)\nhttps://www.kslegislature.gov/b2025_26/laws/050_000_0000_chapter/050_011_0000_article/050_011_0019_section/050_011_0019_k/\nFresh current-statute read: subsection (b) contains the action/inaction clock; subsection (c) separately contains the license-end tail. \nKansas Legislature","Current Kansas-rendered bond form, actual issued instrument, claim-presentment rule, limitations treatment, interaction of the two statutory clocks, surety defenses, priority, exhaustion, other security, and principal solvency remain held.\n\nThe supported $25,000 amount, rule-defined $1 million ceiling, 30-day notice, two statutory clocks, claimant categories, conditional aggregate illustration, and all other original example limits remain unchanged."]]}],"claims":[],"sources":[],"coverage":[],"annotations":{},"corrections":[],"resolved_corrections":[],"review_history":[]}