{"meta":{"key":"s_id--pass-18","task":"S_ID","title":"SID Idaho consumer personal-property leases and lease-purchase arrangements","parent_title":"Idaho debt and debt relief law","edition":"pass-18","path":"/research/s_id--pass-18/","kind":"split_pass","category":"state","role":"state","area_numbers":[66],"groups":["collections"],"date":"2026-10-28","tables":24,"claims":54,"sources":11,"review_status":"reviewed_scoped_partial_material_qualification_pending","review_complete":true,"sha256":"cf61f4a83147a71151190476cf6936c8f3d1f9345623eadd9924818ae21285ee","headings":["Principal findings","1.1 Legal-category comparison","1.2 Chapter 36 exclusions","1.3 Lease versus security interest","1.4 Territorial and agreement limits","2.1 Writing, copy, and timing","2.2 Required information categories","2.3 Fees: disclosure does not establish legality","2.4 Prohibited clauses, receipts, and advertisements","3.1 Renewal is not ownership","3.2 Two reinstatement branches","3.3 Renegotiation","3.4 Express enforcement provision","4.1 Formation, writing, and modification","4.2 Finance-lease information and warranties","4.3 Unconscionability and insecurity clauses","5.1 Notice and effect of ending the lease","5.2 Acceptance, rejection, cure, and revocation","5.3 Lessee remedies and deduction from rent","6.1 Liquidated damages and limited remedies","6.2 Conditional restitution—not a general deposit cap","6.3 Possession is not debt discharge","6.4 Lessor recovery is route-specific","6.5 Symbolic relations only","7.1 Transfer does not automatically discharge the original obligation","7.2 Irrevocable promises and defenses","7.3 Official consumer-protection rules","S001 — fresh failures and official-source gap","S002 — Idaho Lease-Purchase Agreement Act","S003 — Article 2A scope, formation, warranties, and risk","S004 — Article 2A default and necessary consumer-remedy interface","S005 — general UCC and narrow security interface","S006 — older agreement-variation provision","S007 — Credit Code classification interface only","S008 — Consumer Protection Act scope/exceptions","S009 — official consumer-protection rule body","S010 — adoption-history attempt","S011 — official locator and discovery-only material","11.1 Classification, disclosure, and Chapter 36 rights","11.2 Article 2A remedies and symbolic measures","11.3 Rule history and unknowns","15.1 Actual research","15.2 PDF text and pixels","15.3 Remaining gaps"],"generation_provenance":{"actual_route":"regular_chat_adaptive_models","actual_model":"GPT-6","actual_mode":"Pro","provenance_limit":"Actual documented capture labels only; missing labels remain unknown. No preferred setting is inferred as actual execution."},"public_id":"S_ID/pass-18","facets":{"geography":["us","us-id"],"debt_type":["unknown"],"stage":[],"subject":["definitions-classification"]},"scope":"Independentrequiredgenerictrueconsumerpersonalpropertyleaseandrentalpurchaseportionofdimension6; priorcredit-sale/secured/realtenancy/fullfederalexcluded.","pending_corrections":1},"markdown":"# S_ID PASS-18 — Idaho consumer personal-property leases and lease-purchase arrangements\n\n**Fresh public-source access date:** **October 28, 2026, America/Los_Angeles.**\n\n**Scope:** True consumer leases of ordinary personal-property goods, qualifying lease-purchase/rent-to-own arrangements, and the necessary agreement, payment, ownership, default, and remedy interfaces.\n\n**Evidence disposition:** Idaho has a separately titled **Idaho Lease-Purchase Agreement Act**, Title 28, chapter 36. The relevant official statutory routes attempted in this pass were inaccessible. Statutory findings below are therefore **provisional readings of the identified secondary reproductions**, principally 2025, with the older editions expressly identified. Official current-published Idaho consumer-protection rules were recovered and read. Original statutory enactment/effective/application clauses and a complete current amendment chain were not recovered.\n\nEarlier findings, provenance, C033/C035, and all other holds remain unchanged. No earlier credit-sale, Article 9, tenancy, or federal report supplies a substantive premise here.\n\n## Principal findings\n\n**A qualifying lease-purchase agreement is not classified by its marketing name.** Chapter 36 uses an initial period of four months or less, renewal with subsequent payments, no obligation to continue beyond the initial period, and an ownership opportunity. It expressly excludes automobile leases and several other categories. Its exclusions from specified Credit Code and security-interest treatment apply only when its definition is satisfied. **[C002–C006.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-102/)\n\n**Renewal, termination, reinstatement, and acquisition of ownership are different events.** Chapter 36 supplies distinct reinstatement branches for missed-payment/nonreturn and timely voluntary return. It requires disclosure of an early-purchase option **if one exists**; it does not supply a mandatory early-buyout formula. **[C010–C019.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-105/)\n\n**Article 2A’s consumer protections require their own definition.** The reproduced Idaho definition includes a fixed $25,000 total-payment ceiling, excluding renewal and purchase-option payments. Its automatic irrevocable-payment rule for finance leases expressly excludes consumer leases. Neither that exclusion nor return of the goods automatically eliminates every accrued obligation. **[C004, C031, C046.]** [Justia Law+2](https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-103/)\n\n**The consumer restitution provision is not a general deposit cap.** Section 28-12-504’s 20%/$500 relation applies when delivery is justifiably withheld or stopped for the stated default or insolvency reason, and remains subject to proved offsets. It is not a universal termination fee or automatic refund following every return. **[C037–C038.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-504/)\n\n# 1. Classification and selection of the governing regime\n\nThe following evidence labels are used:\n\n- **P — Provisional:** statutory wording read in the identified secondary reproduction.\n- **O — Official text read:** official rule or governmental publication, within the reported bounds.\n- **H — Held:** an indispensable incorporation, currentness, construction, or application dependency remains unresolved.\n\n## 1.1 Legal-category comparison\n\n| Category | Source-stated predicates | Consequence and boundary |\n| --- | --- | --- |\n| **Chapter 36 lease-purchase agreement** | Personal property; consumer purpose; initial period no longer than four months; automatic renewal with each payment after that period; no obligation to continue beyond the initial period; ownership opportunity | The special Act applies only if all relevant elements are met. |\n| **Article 2A lease** | Transfer of possession and use of goods for a term in return for consideration | Excludes a sale, sale on approval, sale or return, and creation or retention of a security interest; includes a sublease. |\n| **Article 2A consumer lease** | Regularly leasing/selling lessor; individual primarily using goods for personal, family, or household purposes; total payments within the statutory ceiling | Distinct from the Chapter 36 definition and from federal Regulation M. |\n| **Finance lease** | The lessor does not select, manufacture, or supply the goods; acquires the goods or right in connection with the lease; satisfies one of the specified supply-information/approval alternatives | A financing label alone is insufficient. One information alternative is expressly unavailable for a consumer lease. |\n| **Installment lease** | Separate deliveries accepted separately | Not merely a lease requiring periodic rental payments. |\n| **Security transaction** | Section 28-1-203’s economic and nontermination conditions | Marketing terminology, retained title, or an option alone is not conclusive. |\n| **Expanded Credit Code sale** | The separately defined obligated-rent/value and ownership/nominal-option conditions | Chapter 36 expressly excludes qualifying lease-purchase agreements from the identified Credit Code regime. |\n| **Business/equipment lease** | Nonconsumer purpose or failure of the statutory consumer predicates | Some general Article 2A rules still apply, but this pass does not complete commercial leasing. |\n| **Real-property tenancy** | Interest in real property rather than a lease of goods | Not governed by the goods-lease provisions merely because rent is paid. |\n\n**[C002–C006; S002–S005, S007.]** [Justia Law+3](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-102/)\n\n## 1.2 Chapter 36 exclusions\n\nSection 28-36-103 expressly excludes:\n\n| Exclusion | Qualification |\n| --- | --- |\n| Business, commercial, or agricultural arrangements | Consumer-purpose classification remains necessary. |\n| Governmental and organizational arrangements | The specified government, agency, instrumentality, and organization categories apply. |\n| Safe-deposit boxes | Separate legal relationship. |\n| Personal-property lease or bailment incidental to real-property leasing | The stated **absence of a purchase option** is part of this exclusion. |\n| Automobile leases | Excluded from Chapter 36, not from all state or federal protection. |\n\nFor a qualifying Chapter 36 agreement, the section also excludes the identified home-solicitation, regulated-consumer-credit, and security-interest regimes. It does **not** state a blanket exemption from the Consumer Protection Act, federal law, or every otherwise applicable provision of Article 2A. **[C003, C006.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-103/)\n\nThe relationship between Chapter 36’s special rights and any applicable Article 2A default rule must be resolved without defeating the special Act. No particular arrangement is placed within either or both regimes.\n\n## 1.3 Lease versus security interest\n\nThe complete § 28-1-203 boundary was read. Its mandatory security-interest branch requires a payment obligation for the term that is not terminable by the lessee **and** one of the specified economic-life, mandatory renewal/ownership, nominal-renewal, or nominal-purchase conditions.\n\nThe statute separately says a security interest is not created merely because, for example:\n\n- The payment total or present value approximates the goods’ value.\n- The lessee bears risk, taxes, insurance, or maintenance.\n- The lessee has a renewal or purchase option.\n- The option uses the specified reasonably predicted market-price/rent measure.\n\nNominality, economic life, and predicted value are evaluated under the statute’s own inception-based criteria. **[C005.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-203/)\n\nNo present value, economic life, fair value, option price, or reasonable cost of nonexercise is supplied.\n\n## 1.4 Territorial and agreement limits\n\nSection 28-1-301 supplies the general reasonable-relationship framework and preserves the specific lease choice-of-law provisions. In an Article 2A consumer lease, § 28-12-106 limits a selected law to the stated residence or goods-use jurisdictions and preserves the requirement for jurisdiction over the lessee. Its residence branch includes the specified thirty-day post-enforceability relationship. **[C007.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-301/)\n\nThe older recovered § 28-1-302 text permits contractual variation subject to mandatory limits; good faith, diligence, reasonableness, and care cannot simply be disclaimed. Section 28-1-304 imposes good faith. No actual waiver, forum clause, electronic signature, or governing-law election is assessed. **[C008.]** [FindLaw+1](https://codes.findlaw.com/id/title-28-commercial-transactions/id-st-sect-28-1-302/)\n\n# 2. Chapter 36 agreements, disclosures, charges, and ownership information\n\n## 2.1 Writing, copy, and timing\n\nSection 28-36-104 requires clear and conspicuous written disclosures at or before consummation and a copy for the consumer. The § 105 information must appear on the agreement’s face above the consumer-signature line. Where more than one lessor is involved, the stated single-disclosure mechanism does not eliminate the others’ responsibility.\n\nSubsequent inaccuracies caused by the specified later consumer act, occurrence, or agreement are treated separately. **[C009.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-104/)\n\nThis does not establish actual signature, informed consent, electronic-delivery validity, or a universal retention period.\n\n## 2.2 Required information categories\n\n| Required subject | Statutory distinction |\n| --- | --- |\n| Ownership payments | Number, total amount, and frequency needed to acquire ownership |\n| Ownership status | Ownership does not precede completion of the required acquisition payments |\n| Loss or damage | The stated fair-market-value measure refers to the time of loss, theft, damage, or destruction |\n| Goods | Identification and new/used status; the statute contains a particular new-goods-described-as-used qualification |\n| Initial payment | Amount due at or before consummation or delivery, whichever is later |\n| Additional fees | Separately disclosed late, default, pickup, reinstatement, and other charges are not silently included in the ownership-payment total |\n| Purchase option | Existing option and early-purchase price, formula, or method, if any |\n| Maintenance and service | Responsible party and nature of the responsibility |\n| Remaining manufacturer warranty | Transfer at ownership acquisition only if the warranty’s terms permit it |\n| Ending and restoring the agreement | Required termination and reinstatement information |\n\n**[C010–C011; S002 § 105.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-105/)\n\nThe section does not itself prescribe a separate cash-price or APR disclosure, a mandatory early-purchase option, or a universal buyout formula. Other law may require additional information. No price or replacement-value measure is invented.\n\n## 2.3 Fees: disclosure does not establish legality\n\nChapter 36 recognizes categories of additional charges and, in the defaulted-reinstatement branch, permits the specified agreed fees and pickup/delivery charges. The read Act did **not** supply a general numerical cap on periodic rent, late fees, initial fees, pickup fees, or reinstatement fees.\n\nThat is not unlimited-charge permission. The agreement, statutory prohibitions, damages rules, good faith, unconscionability, and applicable consumer-protection law remain material. A damage figure based on original price, remaining acquisition payments, or new replacement cost cannot simply be substituted for the statute’s fair-market-value information category. **[C010–C011, C027, C037.]** [Justia Law+2](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-105/)\n\n## 2.4 Prohibited clauses, receipts, and advertisements\n\nSection 28-36-106 prohibits the specified confession of judgment, negotiable instrument, additional security, wage assignment, waiver of claims or defenses, and entry/peace-breaching repossession authorizations.\n\nSection 28-36-108 requires a receipt for each cash or money-order payment. It does not state a general record-retention duration.\n\nSection 28-36-110 governs an advertisement that states a payment amount and an ownership opportunity for a specific item. Its required disclosures, media-personnel exception, and advertisements without a dollar payment or in the described directory category must be read together. **[C012–C013.]** [Justia Law+2](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-106/)\n\nNo advertisement, payment, wage authorization, or agreement was examined.\n\n# 3. Renewal, termination, reinstatement, and Chapter 36 remedies\n\n## 3.1 Renewal is not ownership\n\nThe definition describes renewal with later payments while withholding any obligation to continue beyond the initial period. Ownership depends on completing the applicable acquisition terms or exercising an actual option. There is no authenticated general rule converting a particular fraction of payments into ownership. **[C014.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-102/)\n\nThe required termination statement concerns voluntary return or surrender **in good repair on the renewal date**, with past-due rent, without a penalty. It is not an unconditional right to return damaged goods at any time and erase all accrued amounts. **[C015.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-105/)\n\n## 3.2 Two reinstatement branches\n\n| Branch | Conditions and period | Consequence |\n| --- | --- | --- |\n| Missed timely payment and no voluntary return by renewal | Payment within five days after renewal for monthly payment, or two days for more-frequent payment; includes the specified arrears and applicable charges | Restoration without loss of existing rights or options |\n| Timely voluntary return, not through judicial process, with payments current at renewal | At least twenty-one days after return if less than two-thirds of acquisition payments had been paid; at least forty-five days if two-thirds or more | Restoration without loss of existing rights or options |\n\nThe first branch’s five/two-day periods and the second branch’s **minimum** twenty-one/forty-five-day periods are not interchangeable.\n\nSection 107 does not create an automatic bar on repossession attempts during reinstatement. Other restrictions still govern. Upon reinstatement, the lessor must provide the same property or a substitute of comparable quality and condition. **[C016–C018.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-107/)\n\nNo return, default, fee, threshold, tender, or possession event is supplied.\n\n## 3.3 Renegotiation\n\nThe recovered § 28-36-109 is a **2024**, not 2025, reproduction. Replacement of an existing agreement by a new one between the same parties requires new disclosures, subject to the stated exceptions.\n\nThose exceptions include specified multi-item changes where the average periodic payment allocable to an item does not change by more than 25%, payment deferrals/extensions, charge reductions, and court proceedings. The threshold is a disclosure-renegotiation condition, not authority to increase a charge arbitrarily. **[C019.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-109/)\n\n## 3.4 Express enforcement provision\n\nSection 28-36-111 begins with a violation **causing damage**. It distinguishes actual-damage treatment when the lessor proves the specified good-faith dispute by a preponderance from the alternative actual-damages-or-$1,000 measure when the violation is not the result of such a dispute.\n\nA penalty action has a twenty-day prior written-notice condition. The section uses the later of the stated one-year periods measured from last payment or violation. **[C020–C021.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-111/)\n\nThe twenty-day condition is not stated as automatic immunity upon correction. The provision does not itself establish attorney fees, an accepted claim, contract-wide voidness, or recovery without its damage predicate. Ordinary limitation, pleading, and enforcement regimes were not rerun.\n\n# 4. True consumer leases under Article 2A\n\n## 4.1 Formation, writing, and modification\n\nSection 28-12-201 generally requires the stated signed writing when total lease payments, excluding renewal and purchase-option payments, are **not less than $1,000**. The writing must identify the goods and lease term sufficiently under the section. Special manufacture, judicial admission, and receipt/acceptance have separate exceptions.\n\nSection 28-12-204 permits formation by conduct and the stated open-term structure. Section 202 governs final writings and explanatory or supplemental evidence. None establishes that a deficient consumer disclosure is cured by mere possession. **[C022–C023.]** [Justia Law+2](https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-201/)\n\nUnder § 28-12-208, modification needs no consideration, but signed-writing and no-oral-modification requirements can matter. An ineffective modification can operate as a waiver; retraction of an executory waiver requires the specified reasonable **received notice**, unless reliance makes retraction unjust. **[C023.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-208/)\n\n## 4.2 Finance-lease information and warranties\n\nThe finance-lease definition requires one of its complete information or approval routes. The simplified supplier-notice alternative is expressly limited to a **nonconsumer** lease. Section 28-12-209 gives the lessee the specified benefit of supply-contract promises and warranties, subject to their defenses and terms. It does not impose the supplier contract’s duties on the lessee merely by that benefit. **[C024.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-103/)\n\n| Warranty/risk issue | Material distinction |\n| --- | --- |\n| Express warranties | Affirmations, descriptions, and samples/models can create warranties when part of the basis of the bargain; mere value statements or opinion have different treatment. |\n| Merchantability and particular-purpose fitness | Implied-warranty provisions have express finance-lease exclusions and their own knowledge/reliance predicates. |\n| Exclusion or modification | Section 214 requires the applicable wording, writing, conspicuousness, inspection, or circumstances; express-warranty consistency is separately regulated. |\n| Interference/infringement | Section 211 has actor, finance-lease, and lessee-specification qualifications. |\n| Risk of loss | Ordinarily remains with the lessor; the finance-lease and delivery/bailee branches differ. |\n| Default/nonconformity | Section 220 changes risk allocation under its exact conditions. |\n| Casualty | Section 221 concerns identified goods and specified fault/risk timing; total and partial loss differ. |\n| Insurance | Insurable interests and agreed beneficiary arrangements do not establish insurer authorization, required premiums, or refunds. |\n\n**[C025–C027; S003 §§ 209–214, 218–221.]** [Justia Law+5](https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-210/)\n\nNo universal maintenance allocation, deposit cap, rent ceiling, tax allocation, or insurance-product permission was established by these clauses. Chapter 36’s disclosure of responsibility is distinct from Article 2A’s substantive warranties and risk rules.\n\n## 4.3 Unconscionability and insecurity clauses\n\nSection 28-12-108 permits the stated refusal, severance, limitation, or appropriate relief after the required opportunity for evidence. Consumer leases receive the additional inducement and collection-conduct protection. The attorney-fee branches are conditional: a finding of unconscionability benefits the lessee; a knowingly groundless claim with no such finding can produce fees for the opposing party. **[C028.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-108/)\n\nSection 28-12-109 limits the specified insecurity acceleration or additional-security power to good-faith impairment belief. In a consumer lease, the party exercising the power bears the stated burden; the nonconsumer burden differs. No impairment or good faith is presumed from an asserted default. **[C029.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-109/)\n\n# 5. Default, return, acceptance, and payment defenses\n\n## 5.1 Notice and effect of ending the lease\n\nArticle 2A looks to the lease agreement and the chapter for default. Section 28-12-502 does not require a default/enforcement notice unless the chapter or agreement requires it. That limited clause does not override Chapter 36, another applicable consumer law, or a specific notice requirement elsewhere in Article 2A.\n\nSection 28-12-505 distinguishes cancellation for default from other termination. Ending executory obligations does not automatically eliminate accrued rights or damages for prior default. Return, rejection, revocation, and repossession each have their own predicates. **[C030–C031.]** [Justia Law+2](https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-501/)\n\n## 5.2 Acceptance, rejection, cure, and revocation\n\n| Event | Necessary rule |\n| --- | --- |\n| Rejection | Nonconformity, reasonable time after delivery/tender, and seasonable notice; installment-delivery qualifications remain. |\n| Acceptance | Reasonable opportunity to inspect and the specified assent, retention, or ineffective-rejection circumstances. Acceptance of part of a commercial unit can affect the whole. |\n| Acceptance consequences | Required payment with applicable allowances; accepted-goods breach notice and proof rules apply. |\n| Cure by lessor/supplier | Seasonable notice and the applicable unexpired-time or reasonable-additional-time conditions. |\n| Revocation | Substantial impairment, statutory acceptance grounds, finance-lease qualifications, reasonable timing, and notice before the prohibited substantial change. |\n| Separate-delivery lease | Section 510 addresses substantial impairment and reinstatement through the listed later conduct; it is not merely a missed-rent installment rule. |\n\n**[C032–C034.]** [Justia Law+5](https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-509/)\n\nThe accepted-goods burden concerning the lessor’s default rests on the lessee under § 516. Its consumer exception to specified litigation-notification provisions is preserved. No inspection, acceptance, notice, substantial impairment, or default is found.\n\n## 5.3 Lessee remedies and deduction from rent\n\nSection 28-12-508 provides its stated cancellation, recovery of paid rent/security, cover, market, accepted-goods, and other remedies when the required lessor-default predicates exist. Its rent-deduction provision requires notice of intent and concerns damages from default under the **same lease contract**, subject to § 407.\n\nThis is a conditional statutory setoff, not operational permission to withhold rent or determine damages unilaterally. **[C035.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-508/)\n\nCover under § 518 requires the good-faith, commercially reasonable, substantially similar substitute-lease conditions. Otherwise § 519’s market or accepted-goods measure may govern. Consequential damages require the relevant foreseeability, prevention/cover, or proximate-injury conditions; reasonable incidental expenses are separately identified. **[C036.]** [Justia Law+2](https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-518/)\n\n# 6. Charges, damages, deposits, and lessor remedies\n\n## 6.1 Liquidated damages and limited remedies\n\nSection 28-12-503 permits agreed remedies within its conditions, distinguishes optional from exclusive remedies, addresses failure of essential purpose, and limits unconscionable consequential-damage exclusions. Consumer personal-injury exclusions receive the stated prima-facie treatment.\n\nSection 28-12-504 permits a liquidated amount or formula only when reasonable in relation to anticipated harm, including the identified residual-interest and tax-benefit loss. A stated “damage,” “termination,” or “reinstatement” label does not establish a valid liquidated sum. **[C037.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-503/)\n\n## 6.2 Conditional restitution—not a general deposit cap\n\nThe consumer 20%/$500 provision applies only when the lessor justifiably withholds or stops delivery because of the specified default or insolvency branch.\n\nWhere no valid liquidated-damage term supplies the measure, the consumer calculation uses the lesser of:\n\n- Twenty percent of the then-present value of rent for the remaining term; or\n- $500.\n\nThe lessee’s restitution is then subject to established other damages and benefits received. **[C038.]** [Justia Law](https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-504/)\n\nIt is not a statutory maximum security deposit, universal early-termination charge, or automatic refund of every payment after possession is returned.\n\n## 6.3 Possession is not debt discharge\n\nSection 28-12-525 permits possession through legal action or nonjudicially only without breach of the peace. Its assembly requirement depends on agreement and reasonable convenience. Section 526’s carrier/bailee stoppage has separate grounds, notice and receipt/acknowledgment cutoffs.\n\nChapter 36’s consent/peace limitation remains independently material where it applies. “Breach of the peace” was not resolved through judicial construction, and no repossession tactic is supplied. **[C039.]** [Justia Law+2](https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-525/)\n\n## 6.4 Lessor recovery is route-specific\n\n| Remedy branch | Required predicate and measurement |\n| --- | --- |\n| Qualifying re-lease, § 527(2) | Good faith, commercially reasonable, substantially similar substitute lease; accrued rent and present-value comparisons use the new lease’s commencement reference. |\n| Other disposition or retention, § 528(1) | Accrued rent and market-rent comparison use default when the lessee never possessed, or repossession/earlier tender when the lessee did. |\n| Inadequate ordinary measure, § 528(2) | Conditional profit measure, including reasonable overhead, costs, incidentals, and due credits. |\n| Action for rent, § 529 | Limited accepted/unreturned, risk-of-loss, or unsuccessful-disposition categories; identified goods must be held as prescribed. |\n| Later disposition before collection of rent judgment | Recovery is adjusted through §§ 527–528 and appropriate judgment credit. |\n| Payment of qualifying rent judgment | Entitles the lessee to remaining-term use and possession of undisposed goods—not automatic ownership. |\n| Residual-interest injury | Section 532 requires injury caused by default; it is not an automatic duplicate residual-value recovery. |\n\n**[C040–C044.]** [Justia Law+3](https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-527/)\n\nAll measures remain subject to applicable agreed-remedy limits, mandatory law, causation, saved expenses, and the compensatory framework. No recoverable balance, hypothetical market rent, value, or loss is determined.\n\n## 6.5 Symbolic relations only\n\nThe following notation records statutory relationships, not amounts due.\n\n| Relation | Symbols and legal conditions |\n| --- | --- |\n| Consumer restitution reference | K=min⁡(0.20P,$500)K=\\min(0.20P,\\$500)K=min(0.20P,$500), where PPP is the then-present value of remaining-term rent. Applies only to § 504(3)(b)’s branch. The excess of payments over KKK remains subject to § 504(4) offsets. |\n| Qualifying lessor re-lease | At+PVt(Ro)−PVt(Rs)+I−EA_t+PV_t(R_o)-PV_t(R_s)+I-EAt​+PVt​(Ro​)−PVt​(Rs​)+I−E: accrued rent at the substitute-term start; original remaining rent; comparable substitute rent; allowed incidentals; saved expenses. |\n| Other lessor disposition/retention | At+PVt(Ro)−PVt(Rm)+I−EA_t+PV_t(R_o)-PV_t(R_m)+I-EAt​+PVt​(Ro​)−PVt​(Rm​)+I−E: the statutory default/repossession/earlier-tender reference time and market rent at the goods’ location control. |\n| Qualifying action for rent | Aj+PVj(Ro)+I−EA_j+PV_j(R_o)+I-EAj​+PVj​(Ro​)+I−E, using judgment entry and § 529’s holding and later-credit conditions. |\n| Qualifying lessee cover | PV(Rs)−PV(Ro)+I+C−EPV(R_s)-PV(R_o)+I+C-EPV(Rs​)−PV(Ro​)+I+C−E, using § 518’s substantially similar lease and reference time; consequential damages require § 520’s conditions. |\n| Lessee accepted-goods/warranty loss | Section 519 uses proved ordinary loss or the stated value-difference measure at acceptance, with its special-circumstances and incidental/consequential qualifications. No universal replacement-price formula is substituted. |\n\n**[C036–C044.]** The present-value rate itself must satisfy § 28-12-103’s agreement/nonmanifest-unreasonableness or commercially reasonable-rate rule. No rate, discount, negative recovery, or duplicate recovery is calculated. [Justia Law+3](https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-103/)\n\n# 7. Assignment, holder, nonwaiver, and consumer-protection interfaces\n\n## 7.1 Transfer does not automatically discharge the original obligation\n\nSection 28-12-303 distinguishes transfer of rights, delegation, transfer of possession/use, and restrictions whose breach materially changes performance or risk. A transfer does not discharge the transferor’s contractual duties unless the stated agreement condition is met. Consumer-lease transfer restrictions require the specified writing, specificity, and conspicuousness.\n\nThe necessary § 28-9-407 incorporation was freshly read. It limits certain anti-security-interest terms, while preserving the stated material-delegation, possessory-performance, and consumer qualifications. No Article 9 enforcement or priority analysis was performed. **[C045.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-28/chapter-12/part-3/section-28-12-303/)\n\n## 7.2 Irrevocable promises and defenses\n\nSection 28-12-407 automatically makes the described finance-lease promises irrevocable and independent upon acceptance **only when the lease is not a consumer lease**. Its subsection (3) preserves other-law analysis of a clause not covered by the automatic rule.\n\nThus:\n\n- The automatic rule is not applied to consumer leases.\n- The exclusion does not itself decide every independently drafted clause.\n- Chapter 36 separately prohibits waiver of consumer claims or defenses.\n- No actual assignee obtains a verified defense-free payment right from this report.\n\n**[C046.]** [Justia Law+1](https://law.justia.com/codes/idaho/title-28/chapter-12/part-4/section-28-12-407/)\n\n## 7.3 Official consumer-protection rules\n\nThe official rule chapter includes leases and rentals within its consumer/trade framework. It preserves cumulative protections and statutory exceptions. A regulated actor’s status is not the same as specific legal authorization for the disputed conduct.\n\nThe read rules prohibit material misrepresentations or omissions, require advertising substantiation and supporting records, prohibit contradiction between representations and contract terms, and require material conditions to be clear and conspicuous at the initial offer. Later disclosure is not itself a defense to Rule 040. **[C047–C048.]** [Idaho Administrative Rules](https://adminrules.idaho.gov/rules/current/04/040201.pdf)\n\nRule 008’s agency-referral process has a thirty-day review relation and a public-interest qualification; it is not blanket immunity. Rule 033 contains older federal regulatory citations. No current federal Consumer Leasing Act duty is derived merely by silently replacing those citations.\n\nThe complete general Idaho Consumer Protection Act private-remedy and penalty regime was not investigated. No implied private cause, automatic rescission, or broad fee award is added beyond the actually read Chapter 36 and Article 2A clauses. **[C049.]**\n\n# 8. Exact federal and other-regime dependencies\n\nNo positive federal coverage, payment, cancellation, enforcement, or eligibility conclusion is made here.\n\n| Separate regime | Exact later generic authority inquiry |\n| --- | --- |\n| Consumer Leasing Act/Regulation M | 15 U.S.C. §§ 1667–1667f; 12 C.F.R. §§ 1013.2–1013.8, current indexed coverage threshold, term/purpose exclusions, disclosures, advertising, record retention, and state-law relation |\n| TILA/Regulation Z | 12 C.F.R. §§ 1026.2–1026.4 and applicable credit-sale/security classification, disclosure, advertising, and remedy provisions |\n| FTC Holder Rule | 16 C.F.R. Part 433’s complete consumer-credit-contract and purchase-money-loan predicates; no universal true-lease application assumed |\n| Cooling-off rules | 16 C.F.R. Part 429 and applicable Idaho consumer-protection solicitation rules; Chapter 36’s Credit Code exclusion does not settle these |\n| MLA | 10 U.S.C. § 987 and 32 C.F.R. Part 232, including covered credit, borrower, and exceptions |\n| SCRA | 50 U.S.C. §§ 3952, 3955 and necessary definitions, timing, waiver, and court-order provisions |\n| Bankruptcy | 11 U.S.C. §§ 362, 365, 524 and applicable security/true-lease classification |\n| Collection/reporting | FDCPA/Regulation F and FCRA scope, actor, debt, and conduct predicates |\n| Vehicles/manufactured housing | Title, registration, fixture/real-property, vehicle-leasing, insurance, and special program law |\n| Insurance and ancillary products | Title 41, insurer/producer authority, policy/benefit and refund conditions; no private product lookup |\n| Licensing | Any applicable provider, dealer, lessor, credit, or other licensing category; Chapter 36’s title is not licensing proof |\n| General commercial leasing | Unread Article 2A market-proof, limitation, insolvency, specific-performance, unfinished-goods, standing, and other commercial branches |\n| Security/perfection/priority | Article 9 only after proper classification, including relevant title statutes |\n| Electronic records/privacy/discrimination | UETA, E-SIGN, privacy and discrimination law, with actual scope and exclusions |\n| Local/tribal/interstate | Jurisdiction, sovereignty, valid local rules, and applicable choice-of-law provisions |\n| Judicial construction | Classification, nominality, good repair, commercial reasonableness, tender, notice, waiver, damages, and statutory interaction |\n\n**[C050, C052.]**\n\n# 9. Source and usage register\n\nAll fresh reads occurred **October 28, 2026, Pacific time**. Short source references carry the prefix **S_ID-P18-**.\n\nThe Justia rows below are uses of one secondary publication family, not independent authorities. A complete source citation identifies the section body, not a current-law certification.\n\n## S001 — fresh failures and official-source gap\n\n| Literal HTTPS URL | Actual result |\n| --- | --- |\n| https://legislature.idaho.gov/statutesrules/idstat/Title28/T28CH36/SECT28-36-102/ | Fresh ordinary official route failed |\n| https://legislature.idaho.gov/statutesrules/idstat/Title28/T28CH12/SECT28-12-103/ | Fresh ordinary official route failed |\n| https://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-302/ | Body not recovered; older FindLaw publication separately identified |\n| https://files.dfm.idaho.gov/dfm-admin-website/history_notes/2022%20History%20Notes.pdf | Targeted history/screenshot delivery failed |\n\nOfficial-focused searches for the original 1993 chapter 232 and chapter 287 enactments and relevant later changes did not recover readable adopted originals. No absence-of-amendment or default effective-date conclusion follows.\n\n## S002 — Idaho Lease-Purchase Agreement Act\n\n**Publisher/title:** Justia, *Idaho Code, Title 28, chapter 36*.\n**Edition:** 2025 except § 109, which returned 2024.\n**Read:** Complete bodies and displayed histories.\n**Common displayed credit:** Added **1993, chapter 232, § 1**, with pages below.\n\n| Literal URL | Exact material scope | Page/status |\n| --- | --- | --- |\n| https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-101/ | Complete title/purpose | p.807 |\n| https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-102/ | Complete definitions | p.807 |\n| https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-103/ | Complete exclusions | p.808 |\n| https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-104/ | Complete disclosure method | p.808 |\n| https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-105/ | Complete (1)(a)–(k) | p.808 |\n| https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-106/ | Complete prohibited provisions | p.809 |\n| https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-107/ | Complete (1)–(4) | p.810 |\n| https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-108/ | Complete receipts clause | p.810 |\n| https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-109/ | Complete renegotiation provision | **2024 reproduction**, p.810 |\n| https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-110/ | Complete advertising provision/exceptions | p.810 |\n| https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-111/ | Complete (1)–(3) | p.811 |\n\nThe publisher’s “Part 1” heading was not treated as an operative grant of administrative power. Original adoption, effective, application, savings, and current amendment evidence remain held.\n\n## S003 — Article 2A scope, formation, warranties, and risk\n\n**Publisher/edition:** Justia, **2025 Idaho Code, Title 28, chapter 12**.\n**Common displayed enactment:** **1993, chapter 287, § 1**.\n**Read convention:** Complete bodies and histories unless narrowed below.\n\n| Literal URL | Actual read/pinpoint | Displayed credit |\n| --- | --- | --- |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-102/ | Complete scope | p.978 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-103/ | Complete material definitions and incorporation lists; not all external bodies | p.978; amendments 2001 ch.208 §20 p.816; 2004 ch.42 §15 p.109; 2004 ch.43 §36 p.157; 2012 ch.145 §21 p.412 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-104/ | Complete other-law/conflict provision | p.981 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-105/ | Complete title-law provision; no actual title application | p.982 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-106/ | Complete consumer choice-law/forum clause | p.982 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-107/ | Complete post-default waiver/release clause | p.982 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-108/ | Complete unconscionability/fees provision | p.982 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-109/ | Complete insecurity/burden provision | p.983 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-201/ | Complete writing requirement and exceptions | p.983 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-202/ | Complete final-writing/evidence clause | p.984 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-204/ | Complete formation/open-term clause | p.984 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-208/ | Complete modification/waiver provision | p.985 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-209/ | Complete finance-lease supply-benefit provision | p.985 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-210/ | Complete express warranties | p.986 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-211/ | Complete interference/infringement provision | p.986 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-212/ | Complete merchantability | p.986 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-213/ | Complete particular-purpose fitness | p.987 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-214/ | Complete warranty exclusion/modification | p.987 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-218/ | Complete insurance-interest provision | p.988 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-219/ | Complete risk-of-loss provision | p.989 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-220/ | Complete default-related risk allocation | p.989 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-221/ | Complete casualty provision | p.990 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-3/section-28-12-303/ | Complete transfer provision | p.990; amended 2001 ch.208 §21 p.819 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-4/section-28-12-407/ | Complete irrevocable-promises provision | p.999 |\n\nNo original 1993 or later adopted amendment/effective/application body was recovered.\n\n## S004 — Article 2A default and necessary consumer-remedy interface\n\nSame secondary 2025 publication; common source **1993 chapter 287, § 1**. Complete listed bodies and displayed histories were read.\n\n| Literal URL | Material use | Credit |\n| --- | --- | --- |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-501/ | Default, remedies, cumulative/limiting provisions | p.999; 2004 ch.43 §38 p.160 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-502/ | Notice clause | p.1000 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-503/ | Agreed remedies and damage exclusions | p.1000 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-504/ | Liquidation and conditional restitution | p.1000 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-505/ | Cancellation/termination effects | p.1001 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-508/ | Lessee remedies and same-contract deduction | p.1002 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-509/ | Rejection | p.1003 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-510/ | Separate-delivery default/reinstatement | p.1003 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-511/ | Duties concerning rejected goods; conditional expenses/commission | p.1003 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-512/ | Care/holding and instruction conditions | p.1004 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-513/ | Cure | p.1004 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-515/ | Acceptance | p.1005; later fresh delivery verified **2025** after initial 2024 delivery |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-516/ | Accepted-goods notice, payment and burden | p.1005 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-517/ | Revocation | p.1006 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-518/ | Lessee cover | p.1006; 2004 ch.43 §39 p.161 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-519/ | Market/accepted-goods damages | p.1007; 2004 ch.43 §40 p.161 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-520/ | Lessee incidental/consequential damages | p.1007 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-523/ | Lessor-remedy predicates | p.1008 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-525/ | Possession; no tactics supplied | p.1009 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-526/ | Delivery stoppage; relevant cutoffs/notice | p.1010; 2004 ch.42 §17 p.113 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-527/ | Qualifying re-lease and disposition effects | p.1010; 2004 ch.43 §41 p.162 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-528/ | Other disposition/retention/profit measure | p.1011; 2004 ch.43 §42 p.163 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-529/ | Action for rent and credits/holding | p.1011 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-530/ | Lessor incidental expenses | p.1012 |\n| https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-532/ | Residual-interest damage | p.1013; later fresh delivery verified **2025** after initial 2024 delivery |\n\nUnexamined §§ 506, 507, 514, 521, 522, 524, 531 and broader commercial branches are not completed by this list.\n\n## S005 — general UCC and narrow security interface\n\n| Literal URL | Actual read | Displayed credit/status |\n| --- | --- | --- |\n| https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-201/ | Complete necessary definitions: aggrieved party, agreement, burden, conspicuous, consumer, contract, fault, good faith, insolvency, present value, record, security interest, send, signed, writing | 2025 secondary; amendments through 2004 ch.309 §2 p.867 |\n| https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-202/ | Complete notice/knowledge/receipt provisions | 2004 ch.43 §12 p.146 |\n| https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-203/ | Complete lease/security boundary | 2004 ch.43 §13 p.147 |\n| https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-205/ | Complete reasonable/seasonable-time provision | Original 1967 ch.161; redesignated 2004 ch.43 §15 p.148 |\n| https://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-301/ | Complete territorial/specific-rule hierarchy | Original 1967 ch.161 §1-105 p.351; amendments through 2004 ch.43 §19 p.149 |\n| https://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-304/ | Complete good-faith clause | 1967 source; redesignated 2004 ch.43 §22 p.151 |\n| https://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-305/ | Complete remedial principles | 1967 source; redesignated 2004 ch.43 §23 p.151 |\n| https://law.justia.com/codes/idaho/title-28/chapter-2/part-1/section-28-2-103/ | Complete necessary paragraph (1), especially merchant good faith and receipt; incorporation lists inspected | 1967 ch.161 §2-103 p.351; 2001 ch.208 §5 p.806; 2004 ch.42 §4 p.103 |\n| https://law.justia.com/codes/idaho/title-28/chapter-2/part-1/section-28-2-104/ | Complete merchant/financing-agency definitions; external financing-agency remedies not completed | 1967 ch.161 §2-104 p.351; 2004 ch.42 §5 p.104 |\n| https://law.justia.com/codes/idaho/title-28/chapter-9/part-4/section-28-9-407/ | Complete (a)–(c), solely for § 12-303 incorporation | 2001 ch.208 §2 p.759 |\n\nNo title/perfection/priority or Article 9 possession/disposition report is implied.\n\n## S006 — older agreement-variation provision\n\n**Publisher/title:** FindLaw, § 28-1-302.\n**URL:** https://codes.findlaw.com/id/title-28-commercial-transactions/id-st-sect-28-1-302/\n\n**Read:** Complete (a)–(c), date and currentness warning.\n**Edition:** **Current as of January 1, 2024**.\n**Limit:** No original history displayed; current official text not authenticated.\n\n## S007 — Credit Code classification interface only\n\n**URL:** https://law.justia.com/codes/idaho/title-28/chapter-41/part-3/section-28-41-301/\n\n**Read:** Complete necessary consumer/business-purpose, regulated-credit-sale, expanded-sale, and related definition paragraphs. No full credit-sale merits rerun.\n\n**Edition/credits:** 2025 secondary; 1983 ch.119 §3 p.269; 2006 ch.122 §2 p.341; 2013 ch.54 §2 p.109.\n\n**Limit:** Chapter 36’s express exclusion remains controlling within its scope; no actual sale/security classification.\n\n## S008 — Consumer Protection Act scope/exceptions\n\n| Literal URL | Actual read | Credit/status |\n| --- | --- | --- |\n| https://law.justia.com/codes/idaho/title-48/chapter-6/section-48-602/ | Complete definitions; reliance on leasing/rental trade, goods/services and specifically permitted conduct | 2025 secondary; amendments through 1993 ch.102 §1 p.256 |\n| https://law.justia.com/codes/idaho/title-48/chapter-6/section-48-605/ | Complete exceptions | 1971 ch.181 §6 p.847; official current text held |\n\n## S009 — official consumer-protection rule body\n\n**Issuer/title:** Idaho Attorney General/OARC, **IDAPA 04.02.01—Idaho Rules of Consumer Protection**.\n**URL:** https://adminrules.idaho.gov/rules/current/04/040201.pdf\n\n**Read:** Complete material Rules 000–009; necessary complete Rule 020 definitions, including .02, .11, .13, .29, .36, .38, .43–.45 and .47; complete Rules 030–033 and 040–041.\n\n**Pinpoints:** Printed pages 6–13; PDF indices 5–12.\n**Pixels inspected:** Printed pages **6, 8, 10, 11, 12, 13**; indices **5, 7, 9, 10, 11, 12**.\n\n**Status:** Official current-published body; relied-on clauses carry **March 31, 2022**. Original adopted order and complete later amendment audit were not recovered. The older federal regulatory citations in Rule 033 were not silently updated. Door-to-door, vehicle-leasing, and other specialized rules were not completed.\n\n## S010 — adoption-history attempt\n\n**Issuer/title:** OARC, *2022 History Notes*.\n**URL:** https://adminrules.idaho.gov/history_notes/2022%20History%20Notes.pdf\n\n**Actually read:** General introductory effective-date explanation from the initial response.\n\n**Not verified:** The targeted chapter 04 adoption entry was not successfully retrieved in the follow-up. Its screenshot route failed. No exact chapter-adoption table or pixels are claimed as freshly read.\n\nThe current rule body’s clause markers are evidence of its published status; they are not represented as a fully reconstructed original adoption chain.\n\n## S011 — official locator and discovery-only material\n\n**URL:** https://www.finance.idaho.gov/legal/statutes-and-rules/\n\nOfficial legal index opened for navigation. It was not used as operative lease or rental-purchase law.\n\nOfficial-focused searches for original 1993 enactments and 2025–2026 changes did not produce a readable original sufficient to close the statutory-currentness gap. Tax guidance, association summaries, and incidental case results were not used as legal authority.\n\n# 10. Atomic consequential-claim register\n\nShort IDs carry the prefix **S_ID-P18-**.\n\n| Claim | Precise proposition | Source/pinpoint | Status/limit |\n| --- | --- | --- | --- |\n| **C001** | Current official Idaho statutory authentication remains unresolved. | S001–S008 | H |\n| **C002** | Chapter 36 has a defined short-initial-term, renewable, optional-ownership category. | S002 §102 | P |\n| **C003** | Chapter 36 excludes the specified business, governmental, incidental-real-property and automobile branches. | §103 | P |\n| **C004** | Article 2A’s lease and consumer-lease definitions differ from Chapter 36 and federal law. | S003 §§102–103 | P |\n| **C005** | Lease/security classification requires the full §1-203 criteria. | S005 §1-203 | P; no actual classification |\n| **C006** | Chapter36’s Credit Code/security exclusions do not establish a universal exemption from other law. | S002 §103; S003 §104; S007 | P/H |\n| **C007** | Consumer choice-of-law/forum restrictions have specific jurisdictional predicates. | S003 §106; S005 §1-301 | P |\n| **C008** | Agreement variation and good faith remain bounded by mandatory law. | S005 §§1-304–305; S006 | P/older edition |\n| **C009** | Lease-purchase disclosures require writing, timing, placement and copy delivery. | S002 §104 | P |\n| **C010** | Chapter36 payment, ownership, loss, maintenance and option information are separate categories. | §105 | P |\n| **C011** | Disclosure of fees/options is not a numerical cap or mandatory early-buyout formula. | §§105,107 | P/H |\n| **C012** | Chapter36 prohibits specified clauses and repossession authorizations. | §106 | P |\n| **C013** | Receipt and advertising obligations have their own scope/exceptions. | §§108,110 | P |\n| **C014** | Renewal does not itself establish ownership. | §§102,105 | P |\n| **C015** | No-penalty termination is tied to renewal-date return, condition, and arrears requirements. | §105(j) | P |\n| **C016** | Missed-payment/nonreturn reinstatement uses the five/two-day branch and stated payment categories. | §107(1) | P |\n| **C017** | Timely-return reinstatement uses minimum twenty-one/forty-five-day periods and the two-thirds threshold. | §107(2) | P |\n| **C018** | Reinstatement is not an automatic possession stay; replacement quality/condition is regulated. | §107(3)–(4) | P |\n| **C019** | Renegotiation/new-disclosure exceptions are supported only by the recovered 2024 text. | §109 | P, older |\n| **C020** | Chapter36 recovery requires a damaging violation and preserves the good-faith-dispute burden. | §111(1) | P |\n| **C021** | Written pre-action notice and special action periods are not a general cure immunity. | §111(2)–(3) | P |\n| **C022** | Article2A writing and exception requirements do not prove actual assent. | S003 §201 | P |\n| **C023** | Formation, final writings, modification and waiver have distinct conditions. | §§202,204,208 | P |\n| **C024** | Finance-lease status and supplier-warranty benefits require complete predicates. | §§103,209 | P |\n| **C025** | Warranty creation, finance-lease exclusions and disclaimers are not interchangeable. | §§210–214 | P |\n| **C026** | Risk, casualty and insurance-interest rules depend on delivery/default/finance categories. | §§218–221 | P/H |\n| **C027** | No general maintenance allocation, rent ceiling or deposit cap was authenticated. | Bounded read record | Not permission |\n| **C028** | Unconscionability and attorney-fee consequences require statutory findings. | §108 | P |\n| **C029** | Consumer insecurity clauses place the specified good-faith burden on the exercising party. | §109 | P |\n| **C030** | General default-notice language does not override a specific statutory or contractual notice duty. | S004 §§501–502 | P/H |\n| **C031** | Cancellation/termination does not automatically erase accrued rights or damages. | §505 | P |\n| **C032** | Rejection, acceptance and revocation are different legal events. | §§509,515–517 | P |\n| **C033** | Separate-delivery leases and cure have their own impairment/notice conditions. | §§510,513 | P |\n| **C034** | Accepted-goods claims have notice and burden qualifications. | §516 | P |\n| **C035** | Lessee rent deduction is a conditional same-contract remedy after notice, not generalized withholding advice. | §508(6) | P |\n| **C036** | Lessee cover, market and accepted-goods damages require their own measures and causation limits. | §§518–520 | P |\n| **C037** | Liquidated damages and limited remedies are subject to reasonableness and essential-purpose controls. | §§503–504 | P |\n| **C038** | Consumer20%/$500restitution is a conditional delivery-withholding/stoppage rule, not a universal deposit cap. | §504(3)–(4) | P |\n| **C039** | Possession and carrier stoppage remain subject to separate statutory safeguards. | §§525–526; S002 §106 | P |\n| **C040** | Default does not automatically establish recovery of all future rent. | §§523,527–529 | P |\n| **C041** | Qualifying re-lease damages use the statutory comparable-term and reference-date conditions. | §527 | P |\n| **C042** | Other disposition/retention and inadequate-measure branches have distinct credits and bases. | §528 | P |\n| **C043** | Rent judgment recovery has holding, later-credit and remaining-use conditions. | §529 | P |\n| **C044** | Incidental and residual damages require causal and anti-duplication analysis. | §§530,532; S005 §1-305 | P |\n| **C045** | Transfer/delegation/security-interest terms do not automatically discharge duties or establish assignee rights. | S003 §303; S005 §9-407 | P |\n| **C046** | Automatic irrevocable finance-lease promises exclude consumer leases; other clauses remain separate. | S003 §407; S002 §106 | P/H |\n| **C047** | Official consumer rules include leasing/rental activity but preserve scope and exceptions. | S008–S009 | O/P/H |\n| **C048** | Advertising/material-term duties and records requirements do not establish a fixed retention period. | S009 Rules030–041 | O |\n| **C049** | No broad private remedy, contract-wide invalidity or regulatory licensing power is inferred from headings/guidance. | Read record | H |\n| **C050** | Federal and special-regime dependencies remain uncompleted. | Section8 | H |\n| **C051** | Publisher dates and history credits are not authenticated effective/application clauses. | S001–S010 | Source-status finding |\n| **C052** | Licensing, title, insurance and other sectors remain separate. | Coverage record | H |\n| **C053** | No actual amount, date, tender, ownership, or liability was determined. | Registers/worksheet | Certain |\n| **C054** | Earlier findings and C033/C035 remain unchanged. | Scope preservation | No acceptance |\n\n# 11. Quantities, periods, bases, events, and exceptions\n\n## 11.1 Classification, disclosure, and Chapter 36 rights\n\n| Quantity/relation | Base or event | Boundary |\n| --- | --- | --- |\n| Initial period **four months or less** | Chapter36 classification | Not the total potential ownership period |\n| Total payments **not exceeding $25,000** | Article2A consumer-lease definition | Excludes renewal/purchase-option payments; not federal indexed threshold |\n| Total lease payments **not less than $1,000** | Article2A writing requirement | Excludes renewal/purchase-option payments; statutory exceptions |\n| Thirty days | Consumer chosen-law residence relation | Time after agreement becomes enforceable |\n| At/before consummation | Chapter36 disclosure timing | Copy and placement conditions |\n| Consummation or delivery, whichever later | Initial-payment disclosure category | Not a general payment grace period |\n| Total number/amount/frequency | Acquisition-payment disclosures | Separate from additional charges |\n| Fair market value at specified loss event | Required loss-responsibility statement | Not replacement cost or original price by assumption |\n| Renewal date | Return-or-renew reference event | Defined by agreement; no date supplied |\n| Five days after renewal | Monthly-payment missed-payment/nonreturn reinstatement | Payment categories and predicates |\n| Two days after renewal | More-frequent-than-monthly branch | Not business days by assumption |\n| Less than two-thirds | Timely-return acquisition-payment threshold | Strict lower branch |\n| At least twenty-one days after return | Below-threshold reinstatement | Minimum period, not fixed maximum |\n| Two-thirds or more | Higher threshold | Inclusive |\n| At least forty-five days after return | Higher-threshold reinstatement | Minimum period |\n| Same or comparable quality/condition | Property after reinstatement | No item/value comparison |\n| More than25%change | Multi-item renegotiation exception boundary | Average periodic payment allocated to an item; older2024source |\n| Each cash/money-order payment | Receipt duty | Not complete retention rule |\n| Actual damages or $1,000, greater | §36-111 non-good-faith-dispute branch | Damage-causing violation required |\n| Preponderance | Lessor’s specified good-faith-dispute showing | No proof assessment |\n| Twenty days before filing | Penalty-action written notice | Not automatic safe harbor |\n| Later of two one-year periods | Last payment or violation | Special action clause only; no calendar |\n\n## 11.2 Article 2A remedies and symbolic measures\n\n| Quantity/relation | Legal base/reference event | Exception or unknown |\n| --- | --- | --- |\n| Reasonable time / seasonable action | §§1-205,12-509,513,516–517 and related clauses | Purpose/circumstances or agreed time; not invented days |\n| After alleged default or warranty breach | §12-107 waiver/release | Written, signed and delivered by aggrieved party; special nonwaiver rules remain |\n| Reasonable received notice | Retraction of executory waiver | Material reliance can bar retraction |\n| Good-faith impairment belief | Insecurity power | Consumer and nonconsumer burdens differ |\n| Twenty percent of then-PV remaining rent | §504 restitution reference | Only qualifying withholding/stoppage branch |\n| Lesser of that amount or $500 | Consumer restitution reference | Subject to valid liquidation and proved offsets |\n| Trade commission or, if none, reasonable amount ≤10%gross proceeds | §511’s qualifying rejected-goods sale expense branch | Not an ordinary rental fee or operational sale instruction |\n| Present value | §103 rate/method definition | Agreed rate not manifestly unreasonable; otherwise commercially reasonable rate |\n| New lease commencement | §527 qualifying re-lease measure | Comparable term and reasonable disposition |\n| Default if no possession | §528 first branch | Not every remedy’s reference date |\n| Repossession or earlier tender | §528 possessed-goods branch | Actual event and validity absent |\n| Judgment entry | §529 rent measure | Holding and later-disposition credits |\n| Remaining lease term | §529 paid-judgment use/possession | Not ownership acquisition |\n| Time/place of acceptance | Accepted-goods/warranty measure | Special circumstances and other statutory conditions |\n| K=min⁡(0.20P,$500)K=\\min(0.20P,\\$500)K=min(0.20P,$500) | Conditional consumer restitution reference | No deposit cap; offsets separate |\n| At+PVt(Ro)−PVt(Rs)+I−EA_t+PV_t(R_o)-PV_t(R_s)+I-EAt​+PVt​(Ro​)−PVt​(Rs​)+I−E | Qualifying lessor re-lease | Symbols defined in Section6.5 |\n| At+PVt(Ro)−PVt(Rm)+I−EA_t+PV_t(R_o)-PV_t(R_m)+I-EAt​+PVt​(Ro​)−PVt​(Rm​)+I−E | Other disposition/retention | Reference event and market location required |\n| Aj+PVj(Ro)+I−EA_j+PV_j(R_o)+I-EAj​+PVj​(Ro​)+I−E | Qualifying action for rent | Not automatic future-rent award |\n| PV(Rs)−PV(Ro)+I+C−EPV(R_s)-PV(R_o)+I+C-EPV(Rs​)−PV(Ro​)+I+C−E | Qualifying lessee cover | Consequential damages independently qualified |\n| Profit including reasonable overhead | Inadequate ordinary lessor measure | Due allowance for costs and credit for payments/proceeds |\n| Benefit value and other damages proved | §504 offset | No double recovery or assumed amount |\n| Residual-interest loss caused by default | §532 | Not automatic full residual-value payment |\n| Reasonable attorney fees | §108 consumer unconscionability action | Finding or knowingly groundless adverse branch; not all lease disputes |\n\n## 11.3 Rule history and unknowns\n\n| Item | Treatment |\n| --- | --- |\n| Thirty-day regulator-referral relation | Rule008, with its public-interest and other qualifications; not a consumer notice or automatic stay |\n| March31,2022 | Published operative-rule markers; original adoption chain not fully authenticated |\n| 1993chapter232 / chapter287 | Displayed statutory enactment credits, not independently recovered effective dates |\n| January1,2024 | FindLaw §1-302 publication date |\n| 2024 §36-109 | Older recovered renegotiation edition |\n| Initial2024/later2025 §§515,532 | Later2025bodies actually recovered; prior delivery not erased |\n| General lease fee/deposit cap | No universal numerical ceiling authenticated |\n| Early purchase | No mandatory general formula authenticated |\n| Maintenance/insurance/taxes | Responsibility depends on applicable law and lawful agreement; no private terms supplied |\n| Day counting | No universal holiday/business-day/mail extension imposed on substantive Chapter36periods |\n| Actual events and amounts | None supplied or calculated |\n\n# 12. Conditional branches and next generic inquiries\n\n| Branch | Missing predicate | Supported consequence | Adverse inference to avoid | Exact next inquiry |\n| --- | --- | --- | --- | --- |\n| **B01—lease-purchase** | All §102 elements | Chapter36 framework | Rent-to-own label alone controls | Official current §§101–103 |\n| **B02—excluded arrangement** | Exact exclusion | Different regime may govern | Excluded means unregulated | Automobile/realty/business special law |\n| **B03—true lease/security** | Nontermination, economic-life and option facts | Statutory classification | Title or option alone decides | Official§1-203 and generic construction |\n| **B04—consumer lease** | Individual, purpose, lessor and payment ceiling | Consumer Article2A protections | Federal threshold or Chapter36definition substituted | Official§12-103 |\n| **B05—finance lease** | Full acquisition/supplier-information predicates | Finance-specific rules | Financing label creates irrevocability | Official definitions and warranty relation |\n| **B06—writing** | Threshold, signature, goods/term, exception | Enforceability framework | Every unsigned arrangement void or valid | Official§201 and electronic-law inquiry |\n| **B07—disclosure** | Applicable arrangement and required information | Written/copy/placement duties | Disclosure proves assent or lawful charge | Official§§104–105 |\n| **B08—fees** | Lawful agreement and applicable limits | Conditional charge | No numeric cap means unlimited fee | Current statute, unconscionability, other law |\n| **B09—ownership** | Completed acquisition terms or valid option | Potential ownership relation | Renewal/payment fraction itself transfers title | Exact option/statutory construction |\n| **B10—termination** | Renewal-date return, repair and arrears conditions | Chapter36 no-penalty branch | Any return erases all liability | Official§105(j) |\n| **B11—reinstatement** | Correct return/default/payment branch | Preserved rights/options | 21/45days are universal grace periods | Official§107 and counting construction |\n| **B12—renegotiation** | Replacement or stated exception | New disclosures if required | 25%rule authorizes price increase | Current official§109 |\n| **B13—damage recovery** | Damage-causing violation and statutory burden | Conditional§111judgment | Automatic$1,000per defect | Official§111 and remedy construction |\n| **B14—warranties/risk** | Merchant/finance/delivery/acceptance predicates | Applicable warranties/risk | All lessees bear all loss or all repairs | Complete needed incorporation |\n| **B15—default notice** | Specific statute/agreement requirement | Correct notice branch | §502eliminates all notice law | Harmonization with Chapter36/other law |\n| **B16—rejection/revocation** | Nonconformity, impairment, timing and notice | Distinct remedy | Return itself is effective revocation | Generic construction; no actual goods |\n| **B17—setoff** | Same-contract damages and notice | Conditional deduction | Unilateral disputed amount is established | Official§508 and damage proof |\n| **B18—restitution** | Justified withheld/stopped delivery | §504consumer calculation | $500is universal deposit/fee cap | Official§504 and proved offsets |\n| **B19—possession** | Qualifying default and peaceful/legal process | Narrow remedy | Reinstatement interval authorizes force | Generic peace/process law |\n| **B20—lessor damages** | Correct disposition/rent branch | Correct measure and credits | Full future rent plus goods automatically recoverable | Official§§527–529 |\n| **B21—assignment** | Transfer/delegation conditions | Conditional rights and duties | Assignment removes every defense | Official§303/§9-407 and applicable consumer law |\n| **B22—irrevocability** | Nonconsumer finance lease or separate valid provision | Narrow automatic rule | Consumer automatic obligation inferred | Official§407 and other-law clause analysis |\n| **B23—public consumer rules** | Covered trade and no applicable exception | Material-disclosure protections | Licensing status equals permission | Official scope/statutory exception |\n| **B24—federal/special** | Independent coverage | Held dependency | State classification decides federal law | Exact authorities in Section8 |\n| **B25—currency** | Official body and adopted chain | Exact gap may close | Secondary date proves no later change | Ordinary official publication recovery |\n\n# 13. Wholly blank conceptual worksheet\n\n| Field | Entry |\n| --- | --- |\n| Arrangement category |  |\n| Governing authority and edition |  |\n| Official-current-text status |  |\n| Consumer-purpose predicate |  |\n| Goods/property predicate |  |\n| Initial-term condition |  |\n| Renewal obligation |  |\n| Ownership-option condition |  |\n| Security-interest boundary |  |\n| Article2Aconsumer threshold |  |\n| Finance-lease predicate |  |\n| Territorial/choice-of-law provision |  |\n| Writing/signature requirement |  |\n| Copy/delivery requirement |  |\n| Required payment disclosures |  |\n| Additional-charge provision |  |\n| Maintenance/warranty allocation |  |\n| Insurance/risk provision |  |\n| Termination condition |  |\n| Reinstatement branch |  |\n| Renegotiation requirement |  |\n| Payment-record duty |  |\n| Default/notice provision |  |\n| Rejection/acceptance/revocation issue |  |\n| Setoff condition |  |\n| Liquidated-damages provision |  |\n| Restitution branch |  |\n| Lessor-remedy branch |  |\n| Credits/saved-expense requirement |  |\n| Assignment/delegation issue |  |\n| Nonwaiver provision |  |\n| Statutory-remedy predicate |  |\n| Federal/special dependency |  |\n| Unread incorporation |  |\n| Missing primary evidence |  |\n| Review status |  |\n\nNo field is completed.\n\n# 14. Granular coverage\n\n| Requested issue | Disposition | Claims/sources/branches | Exact remaining gap |\n| --- | --- | --- | --- |\n| **1—current framework** | Actual separate Act located; statutes provisional; official consumer rules read | C001–C006 | Official current statutes/adopted originals |\n| Complete definitions/scope | Necessary bodies read | C002–C007 | External incorporations and actual classification |\n| Lease/security/sale/renewable rental | Distinguished | C004–C006 | Judicial construction held |\n| Business/equipment/realty | Distinguished and excluded where required | C003–C004 | Full other regimes |\n| Actor/territory | Conditional definitions and choice rules | C002,C007 | No actual authority or jurisdiction |\n| **2—writing/signatures/copies** | Chapter36andArticle2Abranches read | C009,C022–C023 | Electronic records and actual consent |\n| Ownership/total-payment/option information | Read | C010–C011,C014 | No mandatory early-buyout formula found |\n| Duration/renewal/cancellation/reinstatement | Read by branch | C014–C019 | No actual event/date |\n| Maintenance/risk/insurance | Duties distinguished | C025–C027 | Full insurance law/private allocation excluded |\n| Prohibited terms/nonwaiver | Read | C012,C045–C046 | Specific clause application held |\n| Retention | Receipts and advertising support records identified | C013,C048 | No universal retention period established |\n| **3—rent/fees/deposits** | Category requirements and limits identified | C011,C027,C037–C038 | No general numeric caps authenticated |\n| Damage/loss/residual | Measures distinguished | C010,C026,C044 | No valuation or actual loss |\n| Attorney fees | Narrow§108and§111boundaries | C020,C028 | Other fee authority not inferred |\n| Taxes/insurance/add-ons | Limited source treatment | C026–C027 | Full special regimes held |\n| Quantities/bases/rounding | Registered | Section11 | No calculation |\n| **4—allocation/renewal** | Ownership/renegotiation relations read | C014,C019 | No general Chapter36allocation formula supplied |\n| Termination/return | Complete material clauses | C015,C031 | Accrued claims and condition facts absent |\n| Default/cure/reinstatement | Separate branches | C016–C018,C030,C033 | No universal cure/grace period |\n| Early purchase/ownership | Disclosure right distinguished from entitlement | C010–C011 | Actual option/formula absent |\n| **5—possession/remedies** | Narrow necessary Article2Ainterface | C035–C044 | No operational repossession or full commercial report |\n| Future rent/liquidation/restitution | Conditional measures read | C037–C043 | No collectible amount |\n| Mitigation/credits/duplicate recovery | Specific statutory relations retained | C036,C041–C044 | Full damages construction held |\n| Defenses/assignees | Necessary provisions read | C045–C046 | Federal holder and other-law clauses held |\n| Knowledge/error/burden | Relevant Chapter36andArticle2Abranches read | C020,C028–C029,C034 | No factual finding |\n| **6—federal/special regimes** | Exact dependencies registered | C050,C052 | Complete federal bodies not read |\n| Licensing/title/priority | Deliberately excluded | C052 | No roster/record/private-policy inquiry |\n| Expired-rule/currentness | Prior expiration findings not reused | C051 | No current lease-specific rule-chain certification |\n| **7—literal sources/read bounds** | Supplied | Section9 | Official statute failures explicit |\n| Original/effective/application history | Displayed credits preserved | C051 | Original1993andlateracts not recovered |\n| Older editions | Explicitly distinguished | S002§109; S006 | Current official wording held |\n| PDF text/pixels | Logged separately | Section15 | Target history-table failure preserved |\n| Quantities/branches/worksheet | Supplied visibly | Sections11–13 | No examples or values |\n| Earlier C033/C035 and reports | Unchanged | C054 | No earlier gap closed |\n| Idaho/dimension6/A066/parent | **Not accepted complete** | All findings | Exact source/construction dependencies remain |\n\n# 15. Read, search, failure, and self-check log\n\n## 15.1 Actual research\n\n| Material | Actual use |\n| --- | --- |\n| Official Idaho statute routes | Fresh attempts for lease-purchase and Article2Ascope; failures recorded |\n| Lease-Purchase Agreement Act | All eleven sections read, with §109’s older edition preserved |\n| Article2A | Complete necessary scope, formation, consumer warranty/risk, and narrow remedy provisions listed in S003–S004 |\n| General UCC interfaces | Freshly read classification, notice, reasonable-time, good-faith, remedial and narrow transfer provisions |\n| Credit-sale boundary | Selected definitions read afresh; no P17merits reused |\n| Official consumer-protection rules | Necessary scope, definitions, advertising and material-disclosure clauses |\n| Original enactment/currentness searches | Generic searches for1993acts and later changes; no complete adopted chain recovered |\n| Official history notes | General introduction read; targeted chapter entry and screenshot not verified |\n| Cases/opinions/dockets | Incidental search results not opened or relied on |\n| Providers, policies, contracts, goods, vehicles, accounts, transactions | Not investigated |\n| Prior local metadata/review files | Supplied scope context only; not opened or claimed as fresh evidence |\n\n## 15.2 PDF text and pixels\n\n| Document | Parsed read | Pixels inspected |\n| --- | --- | --- |\n| IDAPA04.02.01 | Material Rules000–009, selected complete definitions,030–033,040–041 | Printed6,8,10,11,12,13; indices5,7,9,10,11,12 |\n| 2022History Notes | General introductory explanation only | Target screenshot failed; no pixel claim |\n| Original1993acts | Not recovered | None |\n\nNo full thirty-three-page consumer-rule chapter or complete original rulemaking record is claimed as read.\n\n## 15.3 Remaining gaps\n\nThe most consequential unresolved matters are:\n\n- Official current statutory bodies and original effective/application/savings clauses.\n- The precise interaction of Chapter36, Article2A, consumer-protection law, and any applicable federal regime.\n- Current §28-36-109 and §28-1-302 wording.\n- Full electronic-signature, insurance, vehicle/title, licensing, special-property, and federal scope.\n- Judicial construction of nominality, good repair, reasonable/seasonable time, commercial reasonableness, tender, accepted-goods loss, and damages.\n- Any universal rental fee/deposit cap, early-purchase formula, general rescission period, or record-retention rule not established by the read sources.\n\nNo actual or invented consumer, lessor, seller, provider, household, goods, vehicle, price, value, agreement, account, installment, notice, payment, default, or transaction was supplied or constructed. No signing, cancellation, return, tender, payment, refund, withholding, repossession, complaint, or filing action was prepared or performed.\n\nThis is a **researcher self-check, not independent review**. The component is materially researched but remains **provisional and conditional at the exact source, version, incorporation, and construction gaps identified above**. Earlier findings and holds remain preserved. No Idaho, dimension6, A066, parent, operational, or publication acceptance follows.\n\nEND S_ID PASS-18.\n\n","tables":[{"headers":["Category","Source-stated predicates","Consequence and boundary"],"index":0,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[]],"rows":[["Category","Source-stated predicates","Consequence and boundary"],["Chapter 36 lease-purchase agreement","Personal property; consumer purpose; initial period no longer than four months; automatic renewal with each payment after that period; no obligation to continue beyond the initial period; ownership opportunity","The special Act applies only if all relevant elements are met."],["Article 2A lease","Transfer of possession and use of goods for a term in return for consideration","Excludes a sale, sale on approval, sale or return, and creation or retention of a security interest; includes a sublease."],["Article 2A consumer lease","Regularly leasing/selling lessor; individual primarily using goods for personal, family, or household purposes; total payments within the statutory ceiling","Distinct from the Chapter 36 definition and from federal Regulation M."],["Finance lease","The lessor does not select, manufacture, or supply the goods; acquires the goods or right in connection with the lease; satisfies one of the specified supply-information/approval alternatives","A financing label alone is insufficient. One information alternative is expressly unavailable for a consumer lease."],["Installment lease","Separate deliveries accepted separately","Not merely a lease requiring periodic rental payments."],["Security transaction","Section 28-1-203’s economic and nontermination conditions","Marketing terminology, retained title, or an option alone is not conclusive."],["Expanded Credit Code sale","The separately defined obligated-rent/value and ownership/nominal-option conditions","Chapter 36 expressly excludes qualifying lease-purchase agreements from the identified Credit Code regime."],["Business/equipment lease","Nonconsumer purpose or failure of the statutory consumer predicates","Some general Article 2A rules still apply, but this pass does not complete commercial leasing."],["Real-property tenancy","Interest in real property rather than a lease of goods","Not governed by the goods-lease provisions merely because rent is paid."]]},{"headers":["Exclusion","Qualification"],"index":1,"links":[],"row_links":[[],[],[],[],[],[]],"rows":[["Exclusion","Qualification"],["Business, commercial, or agricultural arrangements","Consumer-purpose classification remains necessary."],["Governmental and organizational arrangements","The specified government, agency, instrumentality, and organization categories apply."],["Safe-deposit boxes","Separate legal relationship."],["Personal-property lease or bailment incidental to real-property leasing","The stated absence of a purchase option is part of this exclusion."],["Automobile leases","Excluded from Chapter 36, not from all state or federal protection."]]},{"headers":["Required subject","Statutory distinction"],"index":2,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Required subject","Statutory distinction"],["Ownership payments","Number, total amount, and frequency needed to acquire ownership"],["Ownership status","Ownership does not precede completion of the required acquisition payments"],["Loss or damage","The stated fair-market-value measure refers to the time of loss, theft, damage, or destruction"],["Goods","Identification and new/used status; the statute contains a particular new-goods-described-as-used qualification"],["Initial payment","Amount due at or before consummation or delivery, whichever is later"],["Additional fees","Separately disclosed late, default, pickup, reinstatement, and other charges are not silently included in the ownership-payment total"],["Purchase option","Existing option and early-purchase price, formula, or method, if any"],["Maintenance and service","Responsible party and nature of the responsibility"],["Remaining manufacturer warranty","Transfer at ownership acquisition only if the warranty’s terms permit it"],["Ending and restoring the agreement","Required termination and reinstatement information"]]},{"headers":["Branch","Conditions and period","Consequence"],"index":3,"links":[],"row_links":[[],[],[]],"rows":[["Branch","Conditions and period","Consequence"],["Missed timely payment and no voluntary return by renewal","Payment within five days after renewal for monthly payment, or two days for more-frequent payment; includes the specified arrears and applicable charges","Restoration without loss of existing rights or options"],["Timely voluntary return, not through judicial process, with payments current at renewal","At least twenty-one days after return if less than two-thirds of acquisition payments had been paid; at least forty-five days if two-thirds or more","Restoration without loss of existing rights or options"]]},{"headers":["Warranty/risk issue","Material distinction"],"index":4,"links":[],"row_links":[[],[],[],[],[],[],[],[],[]],"rows":[["Warranty/risk issue","Material distinction"],["Express warranties","Affirmations, descriptions, and samples/models can create warranties when part of the basis of the bargain; mere value statements or opinion have different treatment."],["Merchantability and particular-purpose fitness","Implied-warranty provisions have express finance-lease exclusions and their own knowledge/reliance predicates."],["Exclusion or modification","Section 214 requires the applicable wording, writing, conspicuousness, inspection, or circumstances; express-warranty consistency is separately regulated."],["Interference/infringement","Section 211 has actor, finance-lease, and lessee-specification qualifications."],["Risk of loss","Ordinarily remains with the lessor; the finance-lease and delivery/bailee branches differ."],["Default/nonconformity","Section 220 changes risk allocation under its exact conditions."],["Casualty","Section 221 concerns identified goods and specified fault/risk timing; total and partial loss differ."],["Insurance","Insurable interests and agreed beneficiary arrangements do not establish insurer authorization, required premiums, or refunds."]]},{"headers":["Event","Necessary rule"],"index":5,"links":[],"row_links":[[],[],[],[],[],[],[]],"rows":[["Event","Necessary rule"],["Rejection","Nonconformity, reasonable time after delivery/tender, and seasonable notice; installment-delivery qualifications remain."],["Acceptance","Reasonable opportunity to inspect and the specified assent, retention, or ineffective-rejection circumstances. Acceptance of part of a commercial unit can affect the whole."],["Acceptance consequences","Required payment with applicable allowances; accepted-goods breach notice and proof rules apply."],["Cure by lessor/supplier","Seasonable notice and the applicable unexpired-time or reasonable-additional-time conditions."],["Revocation","Substantial impairment, statutory acceptance grounds, finance-lease qualifications, reasonable timing, and notice before the prohibited substantial change."],["Separate-delivery lease","Section 510 addresses substantial impairment and reinstatement through the listed later conduct; it is not merely a missed-rent installment rule."]]},{"headers":["Remedy branch","Required predicate and measurement"],"index":6,"links":[],"row_links":[[],[],[],[],[],[],[],[]],"rows":[["Remedy branch","Required predicate and measurement"],["Qualifying re-lease, § 527(2)","Good faith, commercially reasonable, substantially similar substitute lease; accrued rent and present-value comparisons use the new lease’s commencement reference."],["Other disposition or retention, § 528(1)","Accrued rent and market-rent comparison use default when the lessee never possessed, or repossession/earlier tender when the lessee did."],["Inadequate ordinary measure, § 528(2)","Conditional profit measure, including reasonable overhead, costs, incidentals, and due credits."],["Action for rent, § 529","Limited accepted/unreturned, risk-of-loss, or unsuccessful-disposition categories; identified goods must be held as prescribed."],["Later disposition before collection of rent judgment","Recovery is adjusted through §§ 527–528 and appropriate judgment credit."],["Payment of qualifying rent judgment","Entitles the lessee to remaining-term use and possession of undisposed goods—not automatic ownership."],["Residual-interest injury","Section 532 requires injury caused by default; it is not an automatic duplicate residual-value recovery."]]},{"headers":["Relation","Symbols and legal conditions"],"index":7,"links":[],"row_links":[[],[],[],[],[],[],[]],"rows":[["Relation","Symbols and legal conditions"],["Consumer restitution reference","𝐾\n=\nmin\n⁡\n(\n0.20\n𝑃\n,\n$\n500\n)\nK=min(0.20P,$500), where \n𝑃\nP is the then-present value of remaining-term rent. Applies only to § 504(3)(b)’s branch. The excess of payments over \n𝐾\nK remains subject to § 504(4) offsets."],["Qualifying lessor re-lease","𝐴\n𝑡\n+\n𝑃\n𝑉\n𝑡\n(\n𝑅\n𝑜\n)\n−\n𝑃\n𝑉\n𝑡\n(\n𝑅\n𝑠\n)\n+\n𝐼\n−\n𝐸\nA\nt\n\t​\n\n+PV\nt\n\t​\n\n(R\no\n\t​\n\n)−PV\nt\n\t​\n\n(R\ns\n\t​\n\n)+I−E: accrued rent at the substitute-term start; original remaining rent; comparable substitute rent; allowed incidentals; saved expenses."],["Other lessor disposition/retention","𝐴\n𝑡\n+\n𝑃\n𝑉\n𝑡\n(\n𝑅\n𝑜\n)\n−\n𝑃\n𝑉\n𝑡\n(\n𝑅\n𝑚\n)\n+\n𝐼\n−\n𝐸\nA\nt\n\t​\n\n+PV\nt\n\t​\n\n(R\no\n\t​\n\n)−PV\nt\n\t​\n\n(R\nm\n\t​\n\n)+I−E: the statutory default/repossession/earlier-tender reference time and market rent at the goods’ location control."],["Qualifying action for rent","𝐴\n𝑗\n+\n𝑃\n𝑉\n𝑗\n(\n𝑅\n𝑜\n)\n+\n𝐼\n−\n𝐸\nA\nj\n\t​\n\n+PV\nj\n\t​\n\n(R\no\n\t​\n\n)+I−E, using judgment entry and § 529’s holding and later-credit conditions."],["Qualifying lessee cover","𝑃\n𝑉\n(\n𝑅\n𝑠\n)\n−\n𝑃\n𝑉\n(\n𝑅\n𝑜\n)\n+\n𝐼\n+\n𝐶\n−\n𝐸\nPV(R\ns\n\t​\n\n)−PV(R\no\n\t​\n\n)+I+C−E, using § 518’s substantially similar lease and reference time; consequential damages require § 520’s conditions."],["Lessee accepted-goods/warranty loss","Section 519 uses proved ordinary loss or the stated value-difference measure at acceptance, with its special-circumstances and incidental/consequential qualifications. No universal replacement-price formula is substituted."]]},{"headers":["Separate regime","Exact later generic authority inquiry"],"index":8,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Separate regime","Exact later generic authority inquiry"],["Consumer Leasing Act/Regulation M","15 U.S.C. §§ 1667–1667f; 12 C.F.R. §§ 1013.2–1013.8, current indexed coverage threshold, term/purpose exclusions, disclosures, advertising, record retention, and state-law relation"],["TILA/Regulation Z","12 C.F.R. §§ 1026.2–1026.4 and applicable credit-sale/security classification, disclosure, advertising, and remedy provisions"],["FTC Holder Rule","16 C.F.R. Part 433’s complete consumer-credit-contract and purchase-money-loan predicates; no universal true-lease application assumed"],["Cooling-off rules","16 C.F.R. Part 429 and applicable Idaho consumer-protection solicitation rules; Chapter 36’s Credit Code exclusion does not settle these"],["MLA","10 U.S.C. § 987 and 32 C.F.R. Part 232, including covered credit, borrower, and exceptions"],["SCRA","50 U.S.C. §§ 3952, 3955 and necessary definitions, timing, waiver, and court-order provisions"],["Bankruptcy","11 U.S.C. §§ 362, 365, 524 and applicable security/true-lease classification"],["Collection/reporting","FDCPA/Regulation F and FCRA scope, actor, debt, and conduct predicates"],["Vehicles/manufactured housing","Title, registration, fixture/real-property, vehicle-leasing, insurance, and special program law"],["Insurance and ancillary products","Title 41, insurer/producer authority, policy/benefit and refund conditions; no private product lookup"],["Licensing","Any applicable provider, dealer, lessor, credit, or other licensing category; Chapter 36’s title is not licensing proof"],["General commercial leasing","Unread Article 2A market-proof, limitation, insolvency, specific-performance, unfinished-goods, standing, and other commercial branches"],["Security/perfection/priority","Article 9 only after proper classification, including relevant title statutes"],["Electronic records/privacy/discrimination","UETA, E-SIGN, privacy and discrimination law, with actual scope and exclusions"],["Local/tribal/interstate","Jurisdiction, sovereignty, valid local rules, and applicable choice-of-law provisions"],["Judicial construction","Classification, nominality, good repair, commercial reasonableness, tender, notice, waiver, damages, and statutory interaction"]]},{"headers":["Literal HTTPS URL","Actual result"],"index":9,"links":[],"row_links":[[],[],[],[],[]],"rows":[["Literal HTTPS URL","Actual result"],["https://legislature.idaho.gov/statutesrules/idstat/Title28/T28CH36/SECT28-36-102/","Fresh ordinary official route failed"],["https://legislature.idaho.gov/statutesrules/idstat/Title28/T28CH12/SECT28-12-103/","Fresh ordinary official route failed"],["https://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-302/","Body not recovered; older FindLaw publication separately identified"],["https://files.dfm.idaho.gov/dfm-admin-website/history_notes/2022%20History%20Notes.pdf","Targeted history/screenshot delivery failed"]]},{"headers":["Literal URL","Exact material scope","Page/status"],"index":10,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Literal URL","Exact material scope","Page/status"],["https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-101/","Complete title/purpose","p.807"],["https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-102/","Complete definitions","p.807"],["https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-103/","Complete exclusions","p.808"],["https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-104/","Complete disclosure method","p.808"],["https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-105/","Complete (1)(a)–(k)","p.808"],["https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-106/","Complete prohibited provisions","p.809"],["https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-107/","Complete (1)–(4)","p.810"],["https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-108/","Complete receipts clause","p.810"],["https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-109/","Complete renegotiation provision","2024 reproduction, p.810"],["https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-110/","Complete advertising provision/exceptions","p.810"],["https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-111/","Complete (1)–(3)","p.811"]]},{"headers":["Literal URL","Actual read/pinpoint","Displayed credit"],"index":11,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Literal URL","Actual read/pinpoint","Displayed credit"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-102/","Complete scope","p.978"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-103/","Complete material definitions and incorporation lists; not all external bodies","p.978; amendments 2001 ch.208 §20 p.816; 2004 ch.42 §15 p.109; 2004 ch.43 §36 p.157; 2012 ch.145 §21 p.412"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-104/","Complete other-law/conflict provision","p.981"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-105/","Complete title-law provision; no actual title application","p.982"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-106/","Complete consumer choice-law/forum clause","p.982"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-107/","Complete post-default waiver/release clause","p.982"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-108/","Complete unconscionability/fees provision","p.982"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-109/","Complete insecurity/burden provision","p.983"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-201/","Complete writing requirement and exceptions","p.983"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-202/","Complete final-writing/evidence clause","p.984"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-204/","Complete formation/open-term clause","p.984"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-208/","Complete modification/waiver provision","p.985"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-209/","Complete finance-lease supply-benefit provision","p.985"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-210/","Complete express warranties","p.986"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-211/","Complete interference/infringement provision","p.986"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-212/","Complete merchantability","p.986"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-213/","Complete particular-purpose fitness","p.987"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-214/","Complete warranty exclusion/modification","p.987"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-218/","Complete insurance-interest provision","p.988"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-219/","Complete risk-of-loss provision","p.989"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-220/","Complete default-related risk allocation","p.989"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-221/","Complete casualty provision","p.990"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-3/section-28-12-303/","Complete transfer provision","p.990; amended 2001 ch.208 §21 p.819"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-4/section-28-12-407/","Complete irrevocable-promises provision","p.999"]]},{"headers":["Literal URL","Material use","Credit"],"index":12,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Literal URL","Material use","Credit"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-501/","Default, remedies, cumulative/limiting provisions","p.999; 2004 ch.43 §38 p.160"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-502/","Notice clause","p.1000"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-503/","Agreed remedies and damage exclusions","p.1000"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-504/","Liquidation and conditional restitution","p.1000"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-505/","Cancellation/termination effects","p.1001"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-508/","Lessee remedies and same-contract deduction","p.1002"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-509/","Rejection","p.1003"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-510/","Separate-delivery default/reinstatement","p.1003"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-511/","Duties concerning rejected goods; conditional expenses/commission","p.1003"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-512/","Care/holding and instruction conditions","p.1004"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-513/","Cure","p.1004"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-515/","Acceptance","p.1005; later fresh delivery verified 2025 after initial 2024 delivery"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-516/","Accepted-goods notice, payment and burden","p.1005"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-517/","Revocation","p.1006"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-518/","Lessee cover","p.1006; 2004 ch.43 §39 p.161"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-519/","Market/accepted-goods damages","p.1007; 2004 ch.43 §40 p.161"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-520/","Lessee incidental/consequential damages","p.1007"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-523/","Lessor-remedy predicates","p.1008"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-525/","Possession; no tactics supplied","p.1009"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-526/","Delivery stoppage; relevant cutoffs/notice","p.1010; 2004 ch.42 §17 p.113"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-527/","Qualifying re-lease and disposition effects","p.1010; 2004 ch.43 §41 p.162"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-528/","Other disposition/retention/profit measure","p.1011; 2004 ch.43 §42 p.163"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-529/","Action for rent and credits/holding","p.1011"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-530/","Lessor incidental expenses","p.1012"],["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-532/","Residual-interest damage","p.1013; later fresh delivery verified 2025 after initial 2024 delivery"]]},{"headers":["Literal URL","Actual read","Displayed credit/status"],"index":13,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Literal URL","Actual read","Displayed credit/status"],["https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-201/","Complete necessary definitions: aggrieved party, agreement, burden, conspicuous, consumer, contract, fault, good faith, insolvency, present value, record, security interest, send, signed, writing","2025 secondary; amendments through 2004 ch.309 §2 p.867"],["https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-202/","Complete notice/knowledge/receipt provisions","2004 ch.43 §12 p.146"],["https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-203/","Complete lease/security boundary","2004 ch.43 §13 p.147"],["https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-205/","Complete reasonable/seasonable-time provision","Original 1967 ch.161; redesignated 2004 ch.43 §15 p.148"],["https://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-301/","Complete territorial/specific-rule hierarchy","Original 1967 ch.161 §1-105 p.351; amendments through 2004 ch.43 §19 p.149"],["https://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-304/","Complete good-faith clause","1967 source; redesignated 2004 ch.43 §22 p.151"],["https://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-305/","Complete remedial principles","1967 source; redesignated 2004 ch.43 §23 p.151"],["https://law.justia.com/codes/idaho/title-28/chapter-2/part-1/section-28-2-103/","Complete necessary paragraph (1), especially merchant good faith and receipt; incorporation lists inspected","1967 ch.161 §2-103 p.351; 2001 ch.208 §5 p.806; 2004 ch.42 §4 p.103"],["https://law.justia.com/codes/idaho/title-28/chapter-2/part-1/section-28-2-104/","Complete merchant/financing-agency definitions; external financing-agency remedies not completed","1967 ch.161 §2-104 p.351; 2004 ch.42 §5 p.104"],["https://law.justia.com/codes/idaho/title-28/chapter-9/part-4/section-28-9-407/","Complete (a)–(c), solely for § 12-303 incorporation","2001 ch.208 §2 p.759"]]},{"headers":["Literal URL","Actual read","Credit/status"],"index":14,"links":[],"row_links":[[],[],[]],"rows":[["Literal URL","Actual read","Credit/status"],["https://law.justia.com/codes/idaho/title-48/chapter-6/section-48-602/","Complete definitions; reliance on leasing/rental trade, goods/services and specifically permitted conduct","2025 secondary; amendments through 1993 ch.102 §1 p.256"],["https://law.justia.com/codes/idaho/title-48/chapter-6/section-48-605/","Complete exceptions","1971 ch.181 §6 p.847; official current text held"]]},{"headers":["Claim","Precise proposition","Source/pinpoint","Status/limit"],"index":15,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Claim","Precise proposition","Source/pinpoint","Status/limit"],["C001","Current official Idaho statutory authentication remains unresolved.","S001–S008","H"],["C002","Chapter 36 has a defined short-initial-term, renewable, optional-ownership category.","S002 §102","P"],["C003","Chapter 36 excludes the specified business, governmental, incidental-real-property and automobile branches.","§103","P"],["C004","Article 2A’s lease and consumer-lease definitions differ from Chapter 36 and federal law.","S003 §§102–103","P"],["C005","Lease/security classification requires the full §1-203 criteria.","S005 §1-203","P; no actual classification"],["C006","Chapter36’s Credit Code/security exclusions do not establish a universal exemption from other law.","S002 §103; S003 §104; S007","P/H"],["C007","Consumer choice-of-law/forum restrictions have specific jurisdictional predicates.","S003 §106; S005 §1-301","P"],["C008","Agreement variation and good faith remain bounded by mandatory law.","S005 §§1-304–305; S006","P/older edition"],["C009","Lease-purchase disclosures require writing, timing, placement and copy delivery.","S002 §104","P"],["C010","Chapter36 payment, ownership, loss, maintenance and option information are separate categories.","§105","P"],["C011","Disclosure of fees/options is not a numerical cap or mandatory early-buyout formula.","§§105,107","P/H"],["C012","Chapter36 prohibits specified clauses and repossession authorizations.","§106","P"],["C013","Receipt and advertising obligations have their own scope/exceptions.","§§108,110","P"],["C014","Renewal does not itself establish ownership.","§§102,105","P"],["C015","No-penalty termination is tied to renewal-date return, condition, and arrears requirements.","§105(j)","P"],["C016","Missed-payment/nonreturn reinstatement uses the five/two-day branch and stated payment categories.","§107(1)","P"],["C017","Timely-return reinstatement uses minimum twenty-one/forty-five-day periods and the two-thirds threshold.","§107(2)","P"],["C018","Reinstatement is not an automatic possession stay; replacement quality/condition is regulated.","§107(3)–(4)","P"],["C019","Renegotiation/new-disclosure exceptions are supported only by the recovered 2024 text.","§109","P, older"],["C020","Chapter36 recovery requires a damaging violation and preserves the good-faith-dispute burden.","§111(1)","P"],["C021","Written pre-action notice and special action periods are not a general cure immunity.","§111(2)–(3)","P"],["C022","Article2A writing and exception requirements do not prove actual assent.","S003 §201","P"],["C023","Formation, final writings, modification and waiver have distinct conditions.","§§202,204,208","P"],["C024","Finance-lease status and supplier-warranty benefits require complete predicates.","§§103,209","P"],["C025","Warranty creation, finance-lease exclusions and disclaimers are not interchangeable.","§§210–214","P"],["C026","Risk, casualty and insurance-interest rules depend on delivery/default/finance categories.","§§218–221","P/H"],["C027","No general maintenance allocation, rent ceiling or deposit cap was authenticated.","Bounded read record","Not permission"],["C028","Unconscionability and attorney-fee consequences require statutory findings.","§108","P"],["C029","Consumer insecurity clauses place the specified good-faith burden on the exercising party.","§109","P"],["C030","General default-notice language does not override a specific statutory or contractual notice duty.","S004 §§501–502","P/H"],["C031","Cancellation/termination does not automatically erase accrued rights or damages.","§505","P"],["C032","Rejection, acceptance and revocation are different legal events.","§§509,515–517","P"],["C033","Separate-delivery leases and cure have their own impairment/notice conditions.","§§510,513","P"],["C034","Accepted-goods claims have notice and burden qualifications.","§516","P"],["C035","Lessee rent deduction is a conditional same-contract remedy after notice, not generalized withholding advice.","§508(6)","P"],["C036","Lessee cover, market and accepted-goods damages require their own measures and causation limits.","§§518–520","P"],["C037","Liquidated damages and limited remedies are subject to reasonableness and essential-purpose controls.","§§503–504","P"],["C038","Consumer20%/$500restitution is a conditional delivery-withholding/stoppage rule, not a universal deposit cap.","§504(3)–(4)","P"],["C039","Possession and carrier stoppage remain subject to separate statutory safeguards.","§§525–526; S002 §106","P"],["C040","Default does not automatically establish recovery of all future rent.","§§523,527–529","P"],["C041","Qualifying re-lease damages use the statutory comparable-term and reference-date conditions.","§527","P"],["C042","Other disposition/retention and inadequate-measure branches have distinct credits and bases.","§528","P"],["C043","Rent judgment recovery has holding, later-credit and remaining-use conditions.","§529","P"],["C044","Incidental and residual damages require causal and anti-duplication analysis.","§§530,532; S005 §1-305","P"],["C045","Transfer/delegation/security-interest terms do not automatically discharge duties or establish assignee rights.","S003 §303; S005 §9-407","P"],["C046","Automatic irrevocable finance-lease promises exclude consumer leases; other clauses remain separate.","S003 §407; S002 §106","P/H"],["C047","Official consumer rules include leasing/rental activity but preserve scope and exceptions.","S008–S009","O/P/H"],["C048","Advertising/material-term duties and records requirements do not establish a fixed retention period.","S009 Rules030–041","O"],["C049","No broad private remedy, contract-wide invalidity or regulatory licensing power is inferred from headings/guidance.","Read record","H"],["C050","Federal and special-regime dependencies remain uncompleted.","Section8","H"],["C051","Publisher dates and history credits are not authenticated effective/application clauses.","S001–S010","Source-status finding"],["C052","Licensing, title, insurance and other sectors remain separate.","Coverage record","H"],["C053","No actual amount, date, tender, ownership, or liability was determined.","Registers/worksheet","Certain"],["C054","Earlier findings and C033/C035 remain unchanged.","Scope preservation","No acceptance"]]},{"headers":["Quantity/relation","Base or event","Boundary"],"index":16,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Quantity/relation","Base or event","Boundary"],["Initial period four months or less","Chapter36 classification","Not the total potential ownership period"],["Total payments not exceeding $25,000","Article2A consumer-lease definition","Excludes renewal/purchase-option payments; not federal indexed threshold"],["Total lease payments not less than $1,000","Article2A writing requirement","Excludes renewal/purchase-option payments; statutory exceptions"],["Thirty days","Consumer chosen-law residence relation","Time after agreement becomes enforceable"],["At/before consummation","Chapter36 disclosure timing","Copy and placement conditions"],["Consummation or delivery, whichever later","Initial-payment disclosure category","Not a general payment grace period"],["Total number/amount/frequency","Acquisition-payment disclosures","Separate from additional charges"],["Fair market value at specified loss event","Required loss-responsibility statement","Not replacement cost or original price by assumption"],["Renewal date","Return-or-renew reference event","Defined by agreement; no date supplied"],["Five days after renewal","Monthly-payment missed-payment/nonreturn reinstatement","Payment categories and predicates"],["Two days after renewal","More-frequent-than-monthly branch","Not business days by assumption"],["Less than two-thirds","Timely-return acquisition-payment threshold","Strict lower branch"],["At least twenty-one days after return","Below-threshold reinstatement","Minimum period, not fixed maximum"],["Two-thirds or more","Higher threshold","Inclusive"],["At least forty-five days after return","Higher-threshold reinstatement","Minimum period"],["Same or comparable quality/condition","Property after reinstatement","No item/value comparison"],["More than25%change","Multi-item renegotiation exception boundary","Average periodic payment allocated to an item; older2024source"],["Each cash/money-order payment","Receipt duty","Not complete retention rule"],["Actual damages or $1,000, greater","§36-111 non-good-faith-dispute branch","Damage-causing violation required"],["Preponderance","Lessor’s specified good-faith-dispute showing","No proof assessment"],["Twenty days before filing","Penalty-action written notice","Not automatic safe harbor"],["Later of two one-year periods","Last payment or violation","Special action clause only; no calendar"]]},{"headers":["Quantity/relation","Legal base/reference event","Exception or unknown"],"index":17,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Quantity/relation","Legal base/reference event","Exception or unknown"],["Reasonable time / seasonable action","§§1-205,12-509,513,516–517 and related clauses","Purpose/circumstances or agreed time; not invented days"],["After alleged default or warranty breach","§12-107 waiver/release","Written, signed and delivered by aggrieved party; special nonwaiver rules remain"],["Reasonable received notice","Retraction of executory waiver","Material reliance can bar retraction"],["Good-faith impairment belief","Insecurity power","Consumer and nonconsumer burdens differ"],["Twenty percent of then-PV remaining rent","§504 restitution reference","Only qualifying withholding/stoppage branch"],["Lesser of that amount or $500","Consumer restitution reference","Subject to valid liquidation and proved offsets"],["Trade commission or, if none, reasonable amount ≤10%gross proceeds","§511’s qualifying rejected-goods sale expense branch","Not an ordinary rental fee or operational sale instruction"],["Present value","§103 rate/method definition","Agreed rate not manifestly unreasonable; otherwise commercially reasonable rate"],["New lease commencement","§527 qualifying re-lease measure","Comparable term and reasonable disposition"],["Default if no possession","§528 first branch","Not every remedy’s reference date"],["Repossession or earlier tender","§528 possessed-goods branch","Actual event and validity absent"],["Judgment entry","§529 rent measure","Holding and later-disposition credits"],["Remaining lease term","§529 paid-judgment use/possession","Not ownership acquisition"],["Time/place of acceptance","Accepted-goods/warranty measure","Special circumstances and other statutory conditions"],["𝐾\n=\nmin\n⁡\n(\n0.20\n𝑃\n,\n$\n500\n)\nK=min(0.20P,$500)","Conditional consumer restitution reference","No deposit cap; offsets separate"],["𝐴\n𝑡\n+\n𝑃\n𝑉\n𝑡\n(\n𝑅\n𝑜\n)\n−\n𝑃\n𝑉\n𝑡\n(\n𝑅\n𝑠\n)\n+\n𝐼\n−\n𝐸\nA\nt\n\t​\n\n+PV\nt\n\t​\n\n(R\no\n\t​\n\n)−PV\nt\n\t​\n\n(R\ns\n\t​\n\n)+I−E","Qualifying lessor re-lease","Symbols defined in Section6.5"],["𝐴\n𝑡\n+\n𝑃\n𝑉\n𝑡\n(\n𝑅\n𝑜\n)\n−\n𝑃\n𝑉\n𝑡\n(\n𝑅\n𝑚\n)\n+\n𝐼\n−\n𝐸\nA\nt\n\t​\n\n+PV\nt\n\t​\n\n(R\no\n\t​\n\n)−PV\nt\n\t​\n\n(R\nm\n\t​\n\n)+I−E","Other disposition/retention","Reference event and market location required"],["𝐴\n𝑗\n+\n𝑃\n𝑉\n𝑗\n(\n𝑅\n𝑜\n)\n+\n𝐼\n−\n𝐸\nA\nj\n\t​\n\n+PV\nj\n\t​\n\n(R\no\n\t​\n\n)+I−E","Qualifying action for rent","Not automatic future-rent award"],["𝑃\n𝑉\n(\n𝑅\n𝑠\n)\n−\n𝑃\n𝑉\n(\n𝑅\n𝑜\n)\n+\n𝐼\n+\n𝐶\n−\n𝐸\nPV(R\ns\n\t​\n\n)−PV(R\no\n\t​\n\n)+I+C−E","Qualifying lessee cover","Consequential damages independently qualified"],["Profit including reasonable overhead","Inadequate ordinary lessor measure","Due allowance for costs and credit for payments/proceeds"],["Benefit value and other damages proved","§504 offset","No double recovery or assumed amount"],["Residual-interest loss caused by default","§532","Not automatic full residual-value payment"],["Reasonable attorney fees","§108 consumer unconscionability action","Finding or knowingly groundless adverse branch; not all lease disputes"]]},{"headers":["Item","Treatment"],"index":18,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Item","Treatment"],["Thirty-day regulator-referral relation","Rule008, with its public-interest and other qualifications; not a consumer notice or automatic stay"],["March31,2022","Published operative-rule markers; original adoption chain not fully authenticated"],["1993chapter232 / chapter287","Displayed statutory enactment credits, not independently recovered effective dates"],["January1,2024","FindLaw §1-302 publication date"],["2024 §36-109","Older recovered renegotiation edition"],["Initial2024/later2025 §§515,532","Later2025bodies actually recovered; prior delivery not erased"],["General lease fee/deposit cap","No universal numerical ceiling authenticated"],["Early purchase","No mandatory general formula authenticated"],["Maintenance/insurance/taxes","Responsibility depends on applicable law and lawful agreement; no private terms supplied"],["Day counting","No universal holiday/business-day/mail extension imposed on substantive Chapter36periods"],["Actual events and amounts","None supplied or calculated"]]},{"headers":["Branch","Missing predicate","Supported consequence","Adverse inference to avoid","Exact next inquiry"],"index":19,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Branch","Missing predicate","Supported consequence","Adverse inference to avoid","Exact next inquiry"],["B01—lease-purchase","All §102 elements","Chapter36 framework","Rent-to-own label alone controls","Official current §§101–103"],["B02—excluded arrangement","Exact exclusion","Different regime may govern","Excluded means unregulated","Automobile/realty/business special law"],["B03—true lease/security","Nontermination, economic-life and option facts","Statutory classification","Title or option alone decides","Official§1-203 and generic construction"],["B04—consumer lease","Individual, purpose, lessor and payment ceiling","Consumer Article2A protections","Federal threshold or Chapter36definition substituted","Official§12-103"],["B05—finance lease","Full acquisition/supplier-information predicates","Finance-specific rules","Financing label creates irrevocability","Official definitions and warranty relation"],["B06—writing","Threshold, signature, goods/term, exception","Enforceability framework","Every unsigned arrangement void or valid","Official§201 and electronic-law inquiry"],["B07—disclosure","Applicable arrangement and required information","Written/copy/placement duties","Disclosure proves assent or lawful charge","Official§§104–105"],["B08—fees","Lawful agreement and applicable limits","Conditional charge","No numeric cap means unlimited fee","Current statute, unconscionability, other law"],["B09—ownership","Completed acquisition terms or valid option","Potential ownership relation","Renewal/payment fraction itself transfers title","Exact option/statutory construction"],["B10—termination","Renewal-date return, repair and arrears conditions","Chapter36 no-penalty branch","Any return erases all liability","Official§105(j)"],["B11—reinstatement","Correct return/default/payment branch","Preserved rights/options","21/45days are universal grace periods","Official§107 and counting construction"],["B12—renegotiation","Replacement or stated exception","New disclosures if required","25%rule authorizes price increase","Current official§109"],["B13—damage recovery","Damage-causing violation and statutory burden","Conditional§111judgment","Automatic$1,000per defect","Official§111 and remedy construction"],["B14—warranties/risk","Merchant/finance/delivery/acceptance predicates","Applicable warranties/risk","All lessees bear all loss or all repairs","Complete needed incorporation"],["B15—default notice","Specific statute/agreement requirement","Correct notice branch","§502eliminates all notice law","Harmonization with Chapter36/other law"],["B16—rejection/revocation","Nonconformity, impairment, timing and notice","Distinct remedy","Return itself is effective revocation","Generic construction; no actual goods"],["B17—setoff","Same-contract damages and notice","Conditional deduction","Unilateral disputed amount is established","Official§508 and damage proof"],["B18—restitution","Justified withheld/stopped delivery","§504consumer calculation","$500is universal deposit/fee cap","Official§504 and proved offsets"],["B19—possession","Qualifying default and peaceful/legal process","Narrow remedy","Reinstatement interval authorizes force","Generic peace/process law"],["B20—lessor damages","Correct disposition/rent branch","Correct measure and credits","Full future rent plus goods automatically recoverable","Official§§527–529"],["B21—assignment","Transfer/delegation conditions","Conditional rights and duties","Assignment removes every defense","Official§303/§9-407 and applicable consumer law"],["B22—irrevocability","Nonconsumer finance lease or separate valid provision","Narrow automatic rule","Consumer automatic obligation inferred","Official§407 and other-law clause analysis"],["B23—public consumer rules","Covered trade and no applicable exception","Material-disclosure protections","Licensing status equals permission","Official scope/statutory exception"],["B24—federal/special","Independent coverage","Held dependency","State classification decides federal law","Exact authorities in Section8"],["B25—currency","Official body and adopted chain","Exact gap may close","Secondary date proves no later change","Ordinary official publication recovery"]]},{"headers":["Field","Entry"],"index":20,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Field","Entry"],["Arrangement category",""],["Governing authority and edition",""],["Official-current-text status",""],["Consumer-purpose predicate",""],["Goods/property predicate",""],["Initial-term condition",""],["Renewal obligation",""],["Ownership-option condition",""],["Security-interest boundary",""],["Article2Aconsumer threshold",""],["Finance-lease predicate",""],["Territorial/choice-of-law provision",""],["Writing/signature requirement",""],["Copy/delivery requirement",""],["Required payment disclosures",""],["Additional-charge provision",""],["Maintenance/warranty allocation",""],["Insurance/risk provision",""],["Termination condition",""],["Reinstatement branch",""],["Renegotiation requirement",""],["Payment-record duty",""],["Default/notice provision",""],["Rejection/acceptance/revocation issue",""],["Setoff condition",""],["Liquidated-damages provision",""],["Restitution branch",""],["Lessor-remedy branch",""],["Credits/saved-expense requirement",""],["Assignment/delegation issue",""],["Nonwaiver provision",""],["Statutory-remedy predicate",""],["Federal/special dependency",""],["Unread incorporation",""],["Missing primary evidence",""],["Review status",""]]},{"headers":["Requested issue","Disposition","Claims/sources/branches","Exact remaining gap"],"index":21,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Requested issue","Disposition","Claims/sources/branches","Exact remaining gap"],["1—current framework","Actual separate Act located; statutes provisional; official consumer rules read","C001–C006","Official current statutes/adopted originals"],["Complete definitions/scope","Necessary bodies read","C002–C007","External incorporations and actual classification"],["Lease/security/sale/renewable rental","Distinguished","C004–C006","Judicial construction held"],["Business/equipment/realty","Distinguished and excluded where required","C003–C004","Full other regimes"],["Actor/territory","Conditional definitions and choice rules","C002,C007","No actual authority or jurisdiction"],["2—writing/signatures/copies","Chapter36andArticle2Abranches read","C009,C022–C023","Electronic records and actual consent"],["Ownership/total-payment/option information","Read","C010–C011,C014","No mandatory early-buyout formula found"],["Duration/renewal/cancellation/reinstatement","Read by branch","C014–C019","No actual event/date"],["Maintenance/risk/insurance","Duties distinguished","C025–C027","Full insurance law/private allocation excluded"],["Prohibited terms/nonwaiver","Read","C012,C045–C046","Specific clause application held"],["Retention","Receipts and advertising support records identified","C013,C048","No universal retention period established"],["3—rent/fees/deposits","Category requirements and limits identified","C011,C027,C037–C038","No general numeric caps authenticated"],["Damage/loss/residual","Measures distinguished","C010,C026,C044","No valuation or actual loss"],["Attorney fees","Narrow§108and§111boundaries","C020,C028","Other fee authority not inferred"],["Taxes/insurance/add-ons","Limited source treatment","C026–C027","Full special regimes held"],["Quantities/bases/rounding","Registered","Section11","No calculation"],["4—allocation/renewal","Ownership/renegotiation relations read","C014,C019","No general Chapter36allocation formula supplied"],["Termination/return","Complete material clauses","C015,C031","Accrued claims and condition facts absent"],["Default/cure/reinstatement","Separate branches","C016–C018,C030,C033","No universal cure/grace period"],["Early purchase/ownership","Disclosure right distinguished from entitlement","C010–C011","Actual option/formula absent"],["5—possession/remedies","Narrow necessary Article2Ainterface","C035–C044","No operational repossession or full commercial report"],["Future rent/liquidation/restitution","Conditional measures read","C037–C043","No collectible amount"],["Mitigation/credits/duplicate recovery","Specific statutory relations retained","C036,C041–C044","Full damages construction held"],["Defenses/assignees","Necessary provisions read","C045–C046","Federal holder and other-law clauses held"],["Knowledge/error/burden","Relevant Chapter36andArticle2Abranches read","C020,C028–C029,C034","No factual finding"],["6—federal/special regimes","Exact dependencies registered","C050,C052","Complete federal bodies not read"],["Licensing/title/priority","Deliberately excluded","C052","No roster/record/private-policy inquiry"],["Expired-rule/currentness","Prior expiration findings not reused","C051","No current lease-specific rule-chain certification"],["7—literal sources/read bounds","Supplied","Section9","Official statute failures explicit"],["Original/effective/application history","Displayed credits preserved","C051","Original1993andlateracts not recovered"],["Older editions","Explicitly distinguished","S002§109; S006","Current official wording held"],["PDF text/pixels","Logged separately","Section15","Target history-table failure preserved"],["Quantities/branches/worksheet","Supplied visibly","Sections11–13","No examples or values"],["Earlier C033/C035 and reports","Unchanged","C054","No earlier gap closed"],["Idaho/dimension6/A066/parent","Not accepted complete","All findings","Exact source/construction dependencies remain"]]},{"headers":["Material","Actual use"],"index":22,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Material","Actual use"],["Official Idaho statute routes","Fresh attempts for lease-purchase and Article2Ascope; failures recorded"],["Lease-Purchase Agreement Act","All eleven sections read, with §109’s older edition preserved"],["Article2A","Complete necessary scope, formation, consumer warranty/risk, and narrow remedy provisions listed in S003–S004"],["General UCC interfaces","Freshly read classification, notice, reasonable-time, good-faith, remedial and narrow transfer provisions"],["Credit-sale boundary","Selected definitions read afresh; no P17merits reused"],["Official consumer-protection rules","Necessary scope, definitions, advertising and material-disclosure clauses"],["Original enactment/currentness searches","Generic searches for1993acts and later changes; no complete adopted chain recovered"],["Official history notes","General introduction read; targeted chapter entry and screenshot not verified"],["Cases/opinions/dockets","Incidental search results not opened or relied on"],["Providers, policies, contracts, goods, vehicles, accounts, transactions","Not investigated"],["Prior local metadata/review files","Supplied scope context only; not opened or claimed as fresh evidence"]]},{"headers":["Document","Parsed read","Pixels inspected"],"index":23,"links":[],"row_links":[[],[],[],[]],"rows":[["Document","Parsed read","Pixels inspected"],["IDAPA04.02.01","Material Rules000–009, selected complete definitions,030–033,040–041","Printed6,8,10,11,12,13; indices5,7,9,10,11,12"],["2022History Notes","General introductory explanation only","Target screenshot failed; no pixel claim"],["Original1993acts","Not recovered","None"]]}],"claims":[{"claim_id":"S_ID-P18-C001","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C001","Precise proposition":"Current official Idaho statutory authentication remains unresolved.","Source/pinpoint":"S001–S008","Status/limit":"H"},"raw_table_index":15,"coordinator_verification_status":"boundednonfinding_source_andapplication_hold_preserved_noaffirmativeoutcome","id_normalization":"Bare ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","atomic_reconciliation":"[internal evidence reference]","disposition":"boundednonfinding_source_andapplication_hold_preserved_noaffirmativeoutcome","selected_evidence_keys":[],"all_original_limits_retained":true,"entire_claim_currentness_or_actual_application_accepted":false,"material_finding":null}},{"claim_id":"S_ID-P18-C002","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C002","Precise proposition":"Chapter 36 has a defined short-initial-term, renewable, optional-ownership category.","Source/pinpoint":"S002 §102","Status/limit":"P"},"raw_table_index":15,"coordinator_verification_status":"secondary_or_scope_original_attribution_reconciled_primary_currentness_application_held","id_normalization":"Bare ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","atomic_reconciliation":"[internal evidence reference]","disposition":"secondary_or_scope_original_attribution_reconciled_primary_currentness_application_held","selected_evidence_keys":[],"all_original_limits_retained":true,"entire_claim_currentness_or_actual_application_accepted":false,"material_finding":null}},{"claim_id":"S_ID-P18-C003","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C003","Precise proposition":"Chapter 36 excludes the specified business, governmental, incidental-real-property and automobile branches.","Source/pinpoint":"§103","Status/limit":"P"},"raw_table_index":15,"coordinator_verification_status":"secondary_or_scope_original_attribution_reconciled_primary_currentness_application_held","id_normalization":"Bare ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","atomic_reconciliation":"[internal evidence reference]","disposition":"secondary_or_scope_original_attribution_reconciled_primary_currentness_application_held","selected_evidence_keys":[],"all_original_limits_retained":true,"entire_claim_currentness_or_actual_application_accepted":false,"material_finding":null}},{"claim_id":"S_ID-P18-C004","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C004","Precise proposition":"Article 2A’s lease and consumer-lease definitions differ from Chapter 36 and federal law.","Source/pinpoint":"S003 §§102–103","Status/limit":"P"},"raw_table_index":15,"coordinator_verification_status":"secondary_or_scope_original_attribution_reconciled_primary_currentness_application_held","id_normalization":"Bare ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","atomic_reconciliation":"[internal evidence reference]","disposition":"secondary_or_scope_original_attribution_reconciled_primary_currentness_application_held","selected_evidence_keys":[],"all_original_limits_retained":true,"entire_claim_currentness_or_actual_application_accepted":false,"material_finding":null}},{"claim_id":"S_ID-P18-C005","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C005","Precise proposition":"Lease/security classification requires the full §1-203 criteria.","Source/pinpoint":"S005 §1-203","Status/limit":"P; no actual classification"},"raw_table_index":15,"coordinator_verification_status":"secondary_or_scope_original_attribution_reconciled_primary_currentness_application_held","id_normalization":"Bare ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","atomic_reconciliation":"[internal evidence reference]","disposition":"secondary_or_scope_original_attribution_reconciled_primary_currentness_application_held","selected_evidence_keys":[],"all_original_limits_retained":true,"entire_claim_currentness_or_actual_application_accepted":false,"material_finding":null}},{"claim_id":"S_ID-P18-C006","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C006","Precise proposition":"Chapter36’s Credit Code/security exclusions do not establish a universal exemption from other law.","Source/pinpoint":"S002 §103; S003 §104; S007","Status/limit":"P/H"},"raw_table_index":15,"coordinator_verification_status":"secondary_or_scope_original_attribution_reconciled_primary_currentness_application_held","id_normalization":"Bare ID qualified by actual task AND pass; original cell unchanged.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","atomic_reconciliation":"[internal evidence reference]","disposition":"secondary_or_scope_original_attribution_reconciled_primary_currentness_application_held","selected_evidence_keys":[],"all_original_limits_retained":true,"entire_claim_currentness_or_actual_application_accepted":false,"material_finding":null}},{"claim_id":"S_ID-P18-C007","area_numbers":[66],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim":"C007","Precise proposition":"Consumer choice-of-law/forum restrictions have specific jurisdictional predicates.","Source/pinpoint":"S003 §106; S005 §1-301","Status/limit":"P"},"raw_table_index":15,"coordinator_verification_status":"secondary_or_scope_original_attribution_reconciled_primary_currentness_application_held","id_normalization":"Bare ID qualified by actual task AND pass; 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older FindLaw publication separately identified\nhttps://files.dfm.idaho.gov/dfm-admin-website/history_notes/2022%20History%20Notes.pdf\tTargeted history/screenshot delivery failed\n\nOfficial-focused searches for the original 1993 chapter 232 and chapter 287 enactments and relevant later changes did not recover readable adopted originals. No absence-of-amendment or default effective-date conclusion follows."},"source_access_status":"failed_routes_record_only","coordinator_verification_status":"originalfailedroutes_preserved_unrepeated","classification_reconciliation":"Complete visible heading source group; not new verification.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","source_checks":"[internal evidence reference]","disposition":"originalfailedroutes_preserved_unrepeated","selected_evidence_keys":[],"all_original_limits_retained":true,"source_universality_or_actual_application_accepted":false}},{"source_id":"S_ID-P18-S002","urls":["https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-101/","https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-102/","https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-103/","https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-104/","https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-105/","https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-106/","https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-107/","https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-108/","https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-109/","https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-110/","https://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-111/"],"researcher_record":{"Source ID":"S_ID-P18-S002","Verbatim complete visible source and usage section":"S002 — Idaho Lease-Purchase Agreement Act\n\nPublisher/title: Justia, Idaho Code, Title 28, chapter 36.\nEdition: 2025 except § 109, which returned 2024.\nRead: Complete bodies and displayed histories.\nCommon displayed credit: Added 1993, chapter 232, § 1, with pages below.\n\nLiteral URL\tExact material scope\tPage/status\nhttps://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-101/\tComplete title/purpose\tp.807\nhttps://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-102/\tComplete definitions\tp.807\nhttps://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-103/\tComplete exclusions\tp.808\nhttps://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-104/\tComplete disclosure method\tp.808\nhttps://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-105/\tComplete (1)(a)–(k)\tp.808\nhttps://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-106/\tComplete prohibited provisions\tp.809\nhttps://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-107/\tComplete (1)–(4)\tp.810\nhttps://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-108/\tComplete receipts clause\tp.810\nhttps://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-109/\tComplete renegotiation provision\t2024 reproduction, p.810\nhttps://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-110/\tComplete advertising provision/exceptions\tp.810\nhttps://law.justia.com/codes/idaho/title-28/chapter-36/part-1/section-28-36-111/\tComplete (1)–(3)\tp.811\n\nThe publisher’s “Part 1” heading was not treated as an operative grant of administrative power. Original adoption, effective, application, savings, and current amendment evidence remain held."},"source_access_status":"researcher_reported","coordinator_verification_status":"11secondaryChapter36usages_unreopened_109olderedition_held","classification_reconciliation":"Complete visible heading source group; not new verification.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","source_checks":"[internal evidence reference]","disposition":"11secondaryChapter36usages_unreopened_109olderedition_held","selected_evidence_keys":[],"all_original_limits_retained":true,"source_universality_or_actual_application_accepted":false}},{"source_id":"S_ID-P18-S003","urls":["https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-102/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-103/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-104/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-105/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-106/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-107/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-108/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-109/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-201/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-202/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-204/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-208/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-209/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-210/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-211/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-212/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-213/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-214/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-218/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-219/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-220/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-221/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-3/section-28-12-303/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-4/section-28-12-407/"],"researcher_record":{"Source ID":"S_ID-P18-S003","Verbatim complete visible source and usage section":"S003 — Article 2A scope, formation, warranties, and risk\n\nPublisher/edition: Justia, 2025 Idaho Code, Title 28, chapter 12.\nCommon displayed enactment: 1993, chapter 287, § 1.\nRead convention: Complete bodies and histories unless narrowed below.\n\nLiteral URL\tActual read/pinpoint\tDisplayed credit\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-102/\tComplete scope\tp.978\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-103/\tComplete material definitions and incorporation lists; not all external bodies\tp.978; amendments 2001 ch.208 §20 p.816; 2004 ch.42 §15 p.109; 2004 ch.43 §36 p.157; 2012 ch.145 §21 p.412\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-104/\tComplete other-law/conflict provision\tp.981\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-105/\tComplete title-law provision; no actual title application\tp.982\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-106/\tComplete consumer choice-law/forum clause\tp.982\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-107/\tComplete post-default waiver/release clause\tp.982\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-108/\tComplete unconscionability/fees provision\tp.982\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-1/section-28-12-109/\tComplete insecurity/burden provision\tp.983\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-201/\tComplete writing requirement and exceptions\tp.983\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-202/\tComplete final-writing/evidence clause\tp.984\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-204/\tComplete formation/open-term clause\tp.984\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-208/\tComplete modification/waiver provision\tp.985\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-209/\tComplete finance-lease supply-benefit provision\tp.985\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-210/\tComplete express warranties\tp.986\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-211/\tComplete interference/infringement provision\tp.986\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-212/\tComplete merchantability\tp.986\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-213/\tComplete particular-purpose fitness\tp.987\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-214/\tComplete warranty exclusion/modification\tp.987\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-218/\tComplete insurance-interest provision\tp.988\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-219/\tComplete risk-of-loss provision\tp.989\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-220/\tComplete default-related risk allocation\tp.989\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-2/section-28-12-221/\tComplete casualty provision\tp.990\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-3/section-28-12-303/\tComplete transfer provision\tp.990; amended 2001 ch.208 §21 p.819\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-4/section-28-12-407/\tComplete irrevocable-promises provision\tp.999\n\nNo original 1993 or later adopted amendment/effective/application body was recovered."},"source_access_status":"researcher_reported","coordinator_verification_status":"24secondaryArticle2Ascopeusages_unreopened_currentprimary_held","classification_reconciliation":"Complete visible heading source group; not new verification.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","source_checks":"[internal evidence reference]","disposition":"24secondaryArticle2Ascopeusages_unreopened_currentprimary_held","selected_evidence_keys":[],"all_original_limits_retained":true,"source_universality_or_actual_application_accepted":false}},{"source_id":"S_ID-P18-S004","urls":["https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-501/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-502/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-503/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-504/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-505/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-508/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-509/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-510/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-511/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-512/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-513/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-515/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-516/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-517/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-518/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-519/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-520/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-523/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-525/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-526/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-527/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-528/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-529/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-530/","https://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-532/"],"researcher_record":{"Source ID":"S_ID-P18-S004","Verbatim complete visible source and usage section":"S004 — Article 2A default and necessary consumer-remedy interface\n\nSame secondary 2025 publication; common source 1993 chapter 287, § 1. Complete listed bodies and displayed histories were read.\n\nLiteral URL\tMaterial use\tCredit\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-501/\tDefault, remedies, cumulative/limiting provisions\tp.999; 2004 ch.43 §38 p.160\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-502/\tNotice clause\tp.1000\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-503/\tAgreed remedies and damage exclusions\tp.1000\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-504/\tLiquidation and conditional restitution\tp.1000\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-505/\tCancellation/termination effects\tp.1001\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-508/\tLessee remedies and same-contract deduction\tp.1002\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-509/\tRejection\tp.1003\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-510/\tSeparate-delivery default/reinstatement\tp.1003\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-511/\tDuties concerning rejected goods; conditional expenses/commission\tp.1003\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-512/\tCare/holding and instruction conditions\tp.1004\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-513/\tCure\tp.1004\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-515/\tAcceptance\tp.1005; later fresh delivery verified 2025 after initial 2024 delivery\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-516/\tAccepted-goods notice, payment and burden\tp.1005\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-517/\tRevocation\tp.1006\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-518/\tLessee cover\tp.1006; 2004 ch.43 §39 p.161\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-519/\tMarket/accepted-goods damages\tp.1007; 2004 ch.43 §40 p.161\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-520/\tLessee incidental/consequential damages\tp.1007\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-523/\tLessor-remedy predicates\tp.1008\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-525/\tPossession; no tactics supplied\tp.1009\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-526/\tDelivery stoppage; relevant cutoffs/notice\tp.1010; 2004 ch.42 §17 p.113\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-527/\tQualifying re-lease and disposition effects\tp.1010; 2004 ch.43 §41 p.162\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-528/\tOther disposition/retention/profit measure\tp.1011; 2004 ch.43 §42 p.163\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-529/\tAction for rent and credits/holding\tp.1011\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-530/\tLessor incidental expenses\tp.1012\nhttps://law.justia.com/codes/idaho/title-28/chapter-12/part-5/section-28-12-532/\tResidual-interest damage\tp.1013; later fresh delivery verified 2025 after initial 2024 delivery\n\nUnexamined §§ 506, 507, 514, 521, 522, 524, 531 and broader commercial branches are not completed by this list."},"source_access_status":"researcher_reported","coordinator_verification_status":"25secondaryArticle2Aremedyusages_unreopened_currentprimary_held","classification_reconciliation":"Complete visible heading source group; not new verification.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","source_checks":"[internal evidence reference]","disposition":"25secondaryArticle2Aremedyusages_unreopened_currentprimary_held","selected_evidence_keys":[],"all_original_limits_retained":true,"source_universality_or_actual_application_accepted":false}},{"source_id":"S_ID-P18-S005","urls":["https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-201/","https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-202/","https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-203/","https://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-205/","https://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-301/","https://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-304/","https://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-305/","https://law.justia.com/codes/idaho/title-28/chapter-2/part-1/section-28-2-103/","https://law.justia.com/codes/idaho/title-28/chapter-2/part-1/section-28-2-104/","https://law.justia.com/codes/idaho/title-28/chapter-9/part-4/section-28-9-407/"],"researcher_record":{"Source ID":"S_ID-P18-S005","Verbatim complete visible source and usage section":"S005 — general UCC and narrow security interface\nLiteral URL\tActual read\tDisplayed credit/status\nhttps://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-201/\tComplete necessary definitions: aggrieved party, agreement, burden, conspicuous, consumer, contract, fault, good faith, insolvency, present value, record, security interest, send, signed, writing\t2025 secondary; amendments through 2004 ch.309 §2 p.867\nhttps://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-202/\tComplete notice/knowledge/receipt provisions\t2004 ch.43 §12 p.146\nhttps://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-203/\tComplete lease/security boundary\t2004 ch.43 §13 p.147\nhttps://law.justia.com/codes/idaho/title-28/chapter-1/part-2/section-28-1-205/\tComplete reasonable/seasonable-time provision\tOriginal 1967 ch.161; redesignated 2004 ch.43 §15 p.148\nhttps://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-301/\tComplete territorial/specific-rule hierarchy\tOriginal 1967 ch.161 §1-105 p.351; amendments through 2004 ch.43 §19 p.149\nhttps://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-304/\tComplete good-faith clause\t1967 source; redesignated 2004 ch.43 §22 p.151\nhttps://law.justia.com/codes/idaho/title-28/chapter-1/part-3/section-28-1-305/\tComplete remedial principles\t1967 source; redesignated 2004 ch.43 §23 p.151\nhttps://law.justia.com/codes/idaho/title-28/chapter-2/part-1/section-28-2-103/\tComplete necessary paragraph (1), especially merchant good faith and receipt; incorporation lists inspected\t1967 ch.161 §2-103 p.351; 2001 ch.208 §5 p.806; 2004 ch.42 §4 p.103\nhttps://law.justia.com/codes/idaho/title-28/chapter-2/part-1/section-28-2-104/\tComplete merchant/financing-agency definitions; external financing-agency remedies not completed\t1967 ch.161 §2-104 p.351; 2004 ch.42 §5 p.104\nhttps://law.justia.com/codes/idaho/title-28/chapter-9/part-4/section-28-9-407/\tComplete (a)–(c), solely for § 12-303 incorporation\t2001 ch.208 §2 p.759\n\nNo title/perfection/priority or Article 9 possession/disposition report is implied."},"source_access_status":"researcher_reported","coordinator_verification_status":"10secondaryUCCusages_unreopened_currentprimary_held","classification_reconciliation":"Complete visible heading source group; not new verification.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","source_checks":"[internal evidence reference]","disposition":"10secondaryUCCusages_unreopened_currentprimary_held","selected_evidence_keys":[],"all_original_limits_retained":true,"source_universality_or_actual_application_accepted":false}},{"source_id":"S_ID-P18-S006","urls":["https://codes.findlaw.com/id/title-28-commercial-transactions/id-st-sect-28-1-302/"],"researcher_record":{"Source ID":"S_ID-P18-S006","Verbatim complete visible source and usage section":"S006 — older agreement-variation provision\n\nPublisher/title: FindLaw, § 28-1-302.\nURL: https://codes.findlaw.com/id/title-28-commercial-transactions/id-st-sect-28-1-302/\n\nRead: Complete (a)–(c), date and currentness warning.\nEdition: Current as of January 1, 2024.\nLimit: No original history displayed; current official text not authenticated."},"source_access_status":"researcher_reported","coordinator_verification_status":"2024FindLawagreementvariation_original_unreopened","classification_reconciliation":"Complete visible heading source group; not new verification.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","source_checks":"[internal evidence reference]","disposition":"2024FindLawagreementvariation_original_unreopened","selected_evidence_keys":[],"all_original_limits_retained":true,"source_universality_or_actual_application_accepted":false}},{"source_id":"S_ID-P18-S007","urls":["https://law.justia.com/codes/idaho/title-28/chapter-41/part-3/section-28-41-301/"],"researcher_record":{"Source ID":"S_ID-P18-S007","Verbatim complete visible source and usage section":"S007 — Credit Code classification interface only\n\nURL: https://law.justia.com/codes/idaho/title-28/chapter-41/part-3/section-28-41-301/\n\nRead: Complete necessary consumer/business-purpose, regulated-credit-sale, expanded-sale, and related definition paragraphs. No full credit-sale merits rerun.\n\nEdition/credits: 2025 secondary; 1983 ch.119 §3 p.269; 2006 ch.122 §2 p.341; 2013 ch.54 §2 p.109.\n\nLimit: Chapter 36’s express exclusion remains controlling within its scope; no actual sale/security classification."},"source_access_status":"researcher_reported","coordinator_verification_status":"secondaryCreditCodedefinition_original_unreopened","classification_reconciliation":"Complete visible heading source group; not new verification.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","source_checks":"[internal evidence reference]","disposition":"secondaryCreditCodedefinition_original_unreopened","selected_evidence_keys":[],"all_original_limits_retained":true,"source_universality_or_actual_application_accepted":false}},{"source_id":"S_ID-P18-S008","urls":["https://law.justia.com/codes/idaho/title-48/chapter-6/section-48-602/","https://law.justia.com/codes/idaho/title-48/chapter-6/section-48-605/"],"researcher_record":{"Source ID":"S_ID-P18-S008","Verbatim complete visible source and usage section":"S008 — Consumer Protection Act scope/exceptions\nLiteral URL\tActual read\tCredit/status\nhttps://law.justia.com/codes/idaho/title-48/chapter-6/section-48-602/\tComplete definitions; reliance on leasing/rental trade, goods/services and specifically permitted conduct\t2025 secondary; amendments through 1993 ch.102 §1 p.256\nhttps://law.justia.com/codes/idaho/title-48/chapter-6/section-48-605/\tComplete exceptions\t1971 ch.181 §6 p.847; official current text held"},"source_access_status":"researcher_reported","coordinator_verification_status":"2secondaryCPAscopeexceptionusages_original_unreopened","classification_reconciliation":"Complete visible heading source group; not new verification.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","source_checks":"[internal evidence reference]","disposition":"2secondaryCPAscopeexceptionusages_original_unreopened","selected_evidence_keys":[],"all_original_limits_retained":true,"source_universality_or_actual_application_accepted":false}},{"source_id":"S_ID-P18-S009","urls":["https://adminrules.idaho.gov/rules/current/04/040201.pdf"],"researcher_record":{"Source ID":"S_ID-P18-S009","Verbatim complete visible source and usage section":"S009 — official consumer-protection rule body\n\nIssuer/title: Idaho Attorney General/OARC, IDAPA 04.02.01—Idaho Rules of Consumer Protection.\nURL: https://adminrules.idaho.gov/rules/current/04/040201.pdf\n\nRead: Complete material Rules 000–009; necessary complete Rule 020 definitions, including .02, .11, .13, .29, .36, .38, .43–.45 and .47; complete Rules 030–033 and 040–041.\n\nPinpoints: Printed pages 6–13; PDF indices 5–12.\nPixels inspected: Printed pages 6, 8, 10, 11, 12, 13; indices 5, 7, 9, 10, 11, 12.\n\nStatus: Official current-published body; relied-on clauses carry March 31, 2022. Original adopted order and complete later amendment audit were not recovered. The older federal regulatory citations in Rule 033 were not silently updated. Door-to-door, vehicle-leasing, and other specialized rules were not completed."},"source_access_status":"researcher_reported","coordinator_verification_status":"datedgenericprimary_rule_selectedbody_reread_Rule009qualification_completion_required","classification_reconciliation":"Complete visible heading source group; not new verification.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","source_checks":"[internal evidence reference]","disposition":"datedgenericprimary_rule_selectedbody_reread_Rule009qualification_completion_required","selected_evidence_keys":["complete000_009","020intro_start","020selecteddefinitions","complete030_033","complete040_041","009knowledge_duecare_condition"],"all_original_limits_retained":true,"source_universality_or_actual_application_accepted":false}},{"source_id":"S_ID-P18-S010","urls":["https://adminrules.idaho.gov/history_notes/2022%20History%20Notes.pdf"],"researcher_record":{"Source ID":"S_ID-P18-S010","Verbatim complete visible source and usage section":"S010 — adoption-history attempt\n\nIssuer/title: OARC, 2022 History Notes.\nURL: https://adminrules.idaho.gov/history_notes/2022%20History%20Notes.pdf\n\nActually read: General introductory effective-date explanation from the initial response.\n\nNot verified: The targeted chapter 04 adoption entry was not successfully retrieved in the follow-up. Its screenshot route failed. No exact chapter-adoption table or pixels are claimed as freshly read.\n\nThe current rule body’s clause markers are evidence of its published status; they are not represented as a fully reconstructed original adoption chain."},"source_access_status":"partial_history_only","coordinator_verification_status":"datedoriginalhistoryintroduction_only_targetentryandpixels_failed_unreopened","classification_reconciliation":"Complete visible heading source group; not new verification.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","source_checks":"[internal evidence reference]","disposition":"datedoriginalhistoryintroduction_only_targetentryandpixels_failed_unreopened","selected_evidence_keys":[],"all_original_limits_retained":true,"source_universality_or_actual_application_accepted":false}},{"source_id":"S_ID-P18-S011","urls":["https://www.finance.idaho.gov/legal/statutes-and-rules/"],"researcher_record":{"Source ID":"S_ID-P18-S011","Verbatim complete visible source and usage section":"S011 — official locator and discovery-only material\n\nURL: https://www.finance.idaho.gov/legal/statutes-and-rules/\n\nOfficial legal index opened for navigation. It was not used as operative lease or rental-purchase law.\n\nOfficial-focused searches for original 1993 enactments and 2025–2026 changes did not produce a readable original sufficient to close the statutory-currentness gap. Tax guidance, association summaries, and incidental case results were not used as legal authority."},"source_access_status":"discovery_only","coordinator_verification_status":"officiallocator_discoveryonly_unreopened","classification_reconciliation":"Complete visible heading source group; not new verification.","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","source_checks":"[internal evidence reference]","disposition":"officiallocator_discoveryonly_unreopened","selected_evidence_keys":[],"all_original_limits_retained":true,"source_universality_or_actual_application_accepted":false}}],"coverage":[{"topic":"1—current framework","researcher_record":{"Requested issue":"1—current framework","Disposition":"Actual separate Act located; statutes provisional; official consumer rules read","Claims/sources/branches":"C001–C006","Exact remaining gap":"Official current statutes/adopted originals"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Complete definitions/scope","researcher_record":{"Requested issue":"Complete definitions/scope","Disposition":"Necessary bodies read","Claims/sources/branches":"C002–C007","Exact remaining gap":"External incorporations and actual classification"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Lease/security/sale/renewable rental","researcher_record":{"Requested issue":"Lease/security/sale/renewable rental","Disposition":"Distinguished","Claims/sources/branches":"C004–C006","Exact remaining gap":"Judicial construction held"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Business/equipment/realty","researcher_record":{"Requested issue":"Business/equipment/realty","Disposition":"Distinguished and excluded where required","Claims/sources/branches":"C003–C004","Exact remaining gap":"Full other regimes"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Actor/territory","researcher_record":{"Requested issue":"Actor/territory","Disposition":"Conditional definitions and choice rules","Claims/sources/branches":"C002,C007","Exact remaining gap":"No actual authority or jurisdiction"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"2—writing/signatures/copies","researcher_record":{"Requested issue":"2—writing/signatures/copies","Disposition":"Chapter36andArticle2Abranches read","Claims/sources/branches":"C009,C022–C023","Exact remaining gap":"Electronic records and actual consent"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Ownership/total-payment/option information","researcher_record":{"Requested issue":"Ownership/total-payment/option information","Disposition":"Read","Claims/sources/branches":"C010–C011,C014","Exact remaining gap":"No mandatory early-buyout formula found"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Duration/renewal/cancellation/reinstatement","researcher_record":{"Requested issue":"Duration/renewal/cancellation/reinstatement","Disposition":"Read by branch","Claims/sources/branches":"C014–C019","Exact remaining gap":"No actual event/date"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Maintenance/risk/insurance","researcher_record":{"Requested issue":"Maintenance/risk/insurance","Disposition":"Duties distinguished","Claims/sources/branches":"C025–C027","Exact remaining gap":"Full insurance law/private allocation excluded"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Prohibited terms/nonwaiver","researcher_record":{"Requested issue":"Prohibited terms/nonwaiver","Disposition":"Read","Claims/sources/branches":"C012,C045–C046","Exact remaining gap":"Specific clause application held"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Retention","researcher_record":{"Requested issue":"Retention","Disposition":"Receipts and advertising support records identified","Claims/sources/branches":"C013,C048","Exact remaining gap":"No universal retention period established"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"3—rent/fees/deposits","researcher_record":{"Requested issue":"3—rent/fees/deposits","Disposition":"Category requirements and limits identified","Claims/sources/branches":"C011,C027,C037–C038","Exact remaining gap":"No general numeric caps authenticated"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Damage/loss/residual","researcher_record":{"Requested issue":"Damage/loss/residual","Disposition":"Measures distinguished","Claims/sources/branches":"C010,C026,C044","Exact remaining gap":"No valuation or actual loss"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Attorney fees","researcher_record":{"Requested issue":"Attorney fees","Disposition":"Narrow§108and§111boundaries","Claims/sources/branches":"C020,C028","Exact remaining gap":"Other fee authority not inferred"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Taxes/insurance/add-ons","researcher_record":{"Requested issue":"Taxes/insurance/add-ons","Disposition":"Limited source treatment","Claims/sources/branches":"C026–C027","Exact remaining gap":"Full special regimes held"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Quantities/bases/rounding","researcher_record":{"Requested issue":"Quantities/bases/rounding","Disposition":"Registered","Claims/sources/branches":"Section11","Exact remaining gap":"No calculation"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"4—allocation/renewal","researcher_record":{"Requested issue":"4—allocation/renewal","Disposition":"Ownership/renegotiation relations read","Claims/sources/branches":"C014,C019","Exact remaining gap":"No general Chapter36allocation formula supplied"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Termination/return","researcher_record":{"Requested issue":"Termination/return","Disposition":"Complete material clauses","Claims/sources/branches":"C015,C031","Exact remaining gap":"Accrued claims and condition facts absent"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Default/cure/reinstatement","researcher_record":{"Requested issue":"Default/cure/reinstatement","Disposition":"Separate branches","Claims/sources/branches":"C016–C018,C030,C033","Exact remaining gap":"No universal cure/grace period"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Early purchase/ownership","researcher_record":{"Requested issue":"Early purchase/ownership","Disposition":"Disclosure right distinguished from entitlement","Claims/sources/branches":"C010–C011","Exact remaining gap":"Actual option/formula absent"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"5—possession/remedies","researcher_record":{"Requested issue":"5—possession/remedies","Disposition":"Narrow necessary Article2Ainterface","Claims/sources/branches":"C035–C044","Exact remaining gap":"No operational repossession or full commercial report"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Future rent/liquidation/restitution","researcher_record":{"Requested issue":"Future rent/liquidation/restitution","Disposition":"Conditional measures read","Claims/sources/branches":"C037–C043","Exact remaining gap":"No collectible amount"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Mitigation/credits/duplicate recovery","researcher_record":{"Requested issue":"Mitigation/credits/duplicate recovery","Disposition":"Specific statutory relations retained","Claims/sources/branches":"C036,C041–C044","Exact remaining gap":"Full damages construction held"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Defenses/assignees","researcher_record":{"Requested issue":"Defenses/assignees","Disposition":"Necessary provisions read","Claims/sources/branches":"C045–C046","Exact remaining gap":"Federal holder and other-law clauses held"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Knowledge/error/burden","researcher_record":{"Requested issue":"Knowledge/error/burden","Disposition":"Relevant Chapter36andArticle2Abranches read","Claims/sources/branches":"C020,C028–C029,C034","Exact remaining gap":"No factual finding"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"6—federal/special regimes","researcher_record":{"Requested issue":"6—federal/special regimes","Disposition":"Exact dependencies registered","Claims/sources/branches":"C050,C052","Exact remaining gap":"Complete federal bodies not read"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Licensing/title/priority","researcher_record":{"Requested issue":"Licensing/title/priority","Disposition":"Deliberately excluded","Claims/sources/branches":"C052","Exact remaining gap":"No roster/record/private-policy inquiry"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Expired-rule/currentness","researcher_record":{"Requested issue":"Expired-rule/currentness","Disposition":"Prior expiration findings not reused","Claims/sources/branches":"C051","Exact remaining gap":"No current lease-specific rule-chain certification"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"7—literal sources/read bounds","researcher_record":{"Requested issue":"7—literal sources/read bounds","Disposition":"Supplied","Claims/sources/branches":"Section9","Exact remaining gap":"Official statute failures explicit"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Original/effective/application history","researcher_record":{"Requested issue":"Original/effective/application history","Disposition":"Displayed credits preserved","Claims/sources/branches":"C051","Exact remaining gap":"Original1993andlateracts not recovered"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Older editions","researcher_record":{"Requested issue":"Older editions","Disposition":"Explicitly distinguished","Claims/sources/branches":"S002§109; S006","Exact remaining gap":"Current official wording held"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; 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not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Earlier C033/C035 and reports","researcher_record":{"Requested issue":"Earlier C033/C035 and reports","Disposition":"Unchanged","Claims/sources/branches":"C054","Exact remaining gap":"No earlier gap closed"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}},{"topic":"Idaho/dimension6/A066/parent","researcher_record":{"Requested issue":"Idaho/dimension6/A066/parent","Disposition":"Not accepted complete","Claims/sources/branches":"All findings","Exact remaining gap":"Exact source/construction dependencies remain"},"raw_table_index":21,"coordinator_acceptance":"scoped_partial_not_accepted","coordinator_review":{"at":"2026-10-29T10:08:05.630338+00:00","identity":"delegated coordinator /root/review_wv1; not independent","coverage_reconciliation":"[internal evidence reference]","all_original_missing_evidence_retained":true,"parent_assignment_complete":false}}],"annotations":{},"corrections":[{"issue_id":"S_ID-P18-Q001","finding":"Add the Rule009 qualification to the rule-specific analysis: attribution of a violation under these rules requires the specified actual or due-care constructive knowledge concerning past or current covered conduct. Trace it through C047–C048/B23 and the knowledge/burden coverage as needed. Keep Rules007/008, statutory scope, all other-law/currentness/judicial and actual-application holds. Do not turn this into a universal CPA/private-action standard, immunity, actual knowledge finding, or legal outcome.","affected_claim_ids":[],"related_claim_ids":[],"validated_exact_raw_rows":[],"exact_original_cell_matches":[],"source_urls":[],"localization":"report_level_pending_localization_required","public_status":"Recorded correction pending; working-paper assertion requires the stated repair or qualification."}],"resolved_corrections":[],"review_history":[{"id":"S_ID-P18-SCOPED-REVIEW","status":"scoped_partial_material_qualification_pending","at":null},{"id":"S_ID-P18-L001","status":"coordinator_presentation_overlay_saved_original_unchanged_UNSENT","at":null},{"id":"S_ID-P18-V001","status":"held_validation_only_UNSENT","at":null},{"id":"S_ID-P18-V002","status":"held_validation_only_UNSENT","at":null},{"id":"S_ID-P18-V003","status":"held_validation_only_UNSENT","at":null},{"id":"S_ID-P18-V004","status":"held_validation_only_UNSENT","at":null}]}