{"meta":{"key":"s_al--pass-05","task":"S_AL","title":"Alabama: collection-law citation and coverage crosslink correction","parent_title":"Alabama debt and debt relief law","edition":"pass-05","path":"/research/s_al--pass-05/","kind":"split_pass","category":"state","role":"state","area_numbers":[66],"groups":["collections"],"date":"2026-10-25","tables":1,"claims":0,"sources":0,"review_status":"accepted_with_limits","review_complete":true,"sha256":"a2240403f8be2fcf7fc1569cce1416dde2aa280fe88b9aefb0fc92f3d3498bc4","headings":["Exact replacement rows","Coverage and self-check"],"generation_provenance":{"actual_route":"regular_chat_adaptive_models","actual_model":"GPT-5.6 Sol","actual_mode":"Pro","provenance_limit":"Actual documented capture labels only; missing labels remain unknown. No preferred setting is inferred as actual execution."},"public_id":"S_AL/pass-05","facets":{"geography":["us","us-al"],"debt_type":[],"stage":["collection"],"subject":[]},"scope":"ONLY missed P3C031 Glover pinpoint and extraneous P4C003 in coverage mappingrow10","pending_corrections":0},"markdown":"## Exact replacement rows\n\n| Identifier | Exact replacement | Precise dependencies and unchanged qualification |\n| --- | --- | --- |\n| **S_AL-P3-C031 — “Sources and pinpoints” cell** | **“S_AL-P3-S014, 15 U.S.C. §1692a(6), including the principal-purpose, owed-another, and false-name provisions; S_AL-P3-S016, *Henson*, slip-opinion pp. 2–4; S_AL-P3-S018, *Glover/Booze*, footnote 5 at printed opinion p. 8 / one-based PDF p. 8 / zero-index p. 7.”** | Preserve the existing C031 assertion and limitation: original creditors are commonly outside the owed-another prong, but the statutory false-name and principal-purpose routes prevent a universal creditor exemption; actual business purpose and name usage matter. *Glover/Booze* footnote 5 supports the narrower principal-purpose “any debts” point and does **not**, by itself, establish the false-name rule, the owed-another analysis, or every theory contained in C031. Dependencies confirmed against **S_AL-P3-S014, S_AL-P3-S016, S_AL-P3-S018**, and the corrected locator in **S_AL-P4-S011 / S_AL-P4-C013**. |\n| **PASS-04 coverage mapping row 10 — “ACCA consumer and creditor definitions”** | **Corrected exact claim references:** S_AL-P3-C014; S_AL-P4-C001  **Relevant source pinpoints:** S_AL-P4-S010 — expressly labeled 2025 Justia reproduction of §5-19-1(2)–(3); S_AL-P4-S001 — official §5-19-1 route opened only to a navigation shell.  **Status and unchanged hold:** “Definitions were actually read only in the expressly labeled 2025 secondary mirror. The official route did not expose complete operative section text; no current official Code verification or 2026 currentness is established.” | **S_AL-P4-C003 is removed entirely** because it concerns the dated ALDOR handbook’s population tiers, fees, and collection-agency trigger and has no relationship to the ACCA “consumer” or “creditor” definitions. S_AL-P3-C014 supplies the substantive definition assertion; S_AL-P4-C001 supplies the official-text-access hold. No substitute proposition is added. |\n\n### Coverage and self-check\n\nBoth replacements were checked against the visible PASS-03 claim register and PASS-04 source, claim, and coverage-patch registers. No new authority was browsed or read, no substantive framework or mapping table was rerun, and no current-law, component, Alabama, A066, parent, operational, or publication acceptance follows.\n\n**END S_AL PASS-05.**\n\n","tables":[{"headers":["Identifier","Exact replacement","Precise dependencies and unchanged qualification"],"index":0,"links":[],"row_links":[[],[],[]],"rows":[["Identifier","Exact replacement","Precise dependencies and unchanged qualification"],["S_AL-P3-C031 — “Sources and pinpoints” cell","“S_AL-P3-S014, 15 U.S.C. §1692a(6), including the principal-purpose, owed-another, and false-name provisions; S_AL-P3-S016, Henson, slip-opinion pp. 2–4; S_AL-P3-S018, Glover/Booze, footnote 5 at printed opinion p. 8 / one-based PDF p. 8 / zero-index p. 7.”","Preserve the existing C031 assertion and limitation: original creditors are commonly outside the owed-another prong, but the statutory false-name and principal-purpose routes prevent a universal creditor exemption; actual business purpose and name usage matter. Glover/Booze footnote 5 supports the narrower principal-purpose “any debts” point and does not, by itself, establish the false-name rule, the owed-another analysis, or every theory contained in C031. Dependencies confirmed against S_AL-P3-S014, S_AL-P3-S016, S_AL-P3-S018, and the corrected locator in S_AL-P4-S011 / S_AL-P4-C013."],["PASS-04 coverage mapping row 10 — “ACCA consumer and creditor definitions”","Corrected exact claim references: S_AL-P3-C014; S_AL-P4-C001 Relevant source pinpoints: S_AL-P4-S010 — expressly labeled 2025 Justia reproduction of §5-19-1(2)–(3); S_AL-P4-S001 — official §5-19-1 route opened only to a navigation shell. Status and unchanged hold: “Definitions were actually read only in the expressly labeled 2025 secondary mirror. The official route did not expose complete operative section text; no current official Code verification or 2026 currentness is established.”","S_AL-P4-C003 is removed entirely because it concerns the dated ALDOR handbook’s population tiers, fees, and collection-agency trigger and has no relationship to the ACCA “consumer” or “creditor” definitions. S_AL-P3-C014 supplies the substantive definition assertion; S_AL-P4-C001 supplies the official-text-access hold. No substitute proposition is added."]]}],"claims":[],"sources":[],"coverage":[],"annotations":{},"corrections":[],"resolved_corrections":[],"review_history":[]}