{"meta":{"key":"r090--pass-01","task":"R090","title":"Federal housing-counseling program approval and reapproval: bounded public-law investigation","parent_title":"Directories of legitimate help","edition":"pass-01","path":"/research/r090--pass-01/","kind":"split_pass","category":"subject","role":"primary_area","area_numbers":[90],"groups":["practical"],"date":"2026-10-28","tables":18,"claims":112,"sources":25,"review_status":"reviewed_with_selected_source_and_application_holds","review_complete":true,"sha256":"3bd0d29d76076b683de9daa2f74b9fe6caa8cf1098ccf40afbaa2f969faf68c7","headings":["Federal housing-counseling program approval and reapproval: bounded public-law investigation","Reading conventions","1. Actual organization and selected reading boundary","2. Source register","2A. Current regulatory and statutory sources","2B. Adopted history and bounded alternatives","3. Atomic claim register","3A. Source status, authority, scope, and definitions","3B. Approval criteria—complete selected mapping","3C. Application, decision, inactive status, termination, and reapproval","3D. Narrow outside-subpart incorporations and statutory qualification","3E. Adopted history, textual anomalies, and limits","4. Provision-specific comparisons","5. Measurement register","5A. Operational quantities and triggers","5B. Source dates, transition dates, and non-operational counts","6. Conditional legal-category branches","7. Wholly blank analytical reference worksheet","8. Granular coverage and question-to-claim crosswalk","9. Source-read and failure log","9A. Successful reading record","9B. Exact failed or limited endpoints","10. Explicit remaining gaps and researcher self-check","10A. Remaining gaps","10B. Researcher self-check — not independent review"],"generation_provenance":{"actual_route":"regular_chat_adaptive_models","actual_model":"GPT-6","actual_mode":"Pro","provenance_limit":"Actual documented capture labels only; missing labels remain unknown. No preferred setting is inferred as actual execution."},"public_id":"R090/pass-01","facets":{"geography":["us","us-federal"],"debt_type":[],"stage":[],"subject":["counseling-dmp","help-directories"]},"scope":"Independentpublic24CFR214SubpartsA-B-C-approvalframework;actualparticipants-andSubpartD-feecomponent-andremainingA090held","pending_corrections":0},"markdown":"# SettleADebt R090 PASS-01\n\n## Federal housing-counseling program approval and reapproval: bounded public-law investigation\n\n**The selected rules establish program qualifications and procedures; they do not make HUD approval or counselor certification a warranty, endorsement, professional license, funding award, or finding about service quality.** Section 214.100(a) expressly limits the meaning of approval and certification. The framework also distinguishes direct agency approval, participation through a network, individual counselor certification, and the separate treatment of state housing finance agencies. **R090-P1-C018–C036, C061–C063.** [ecfr.gov+3](https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A?utm_source=chatgpt.com)\n\nA material current-law qualification is necessary: **2026 amendments to 12 U.S.C. 1701x added mandatory performance reviews for organizations receiving assistance under that section, counselor-competence provisions, and notice and conference provisions for denial of renewal of covered financial assistance.** Those provisions must be distinguished from the older regulatory language about program approval and reapproval. The statutory notice period for financial-assistance renewal is not interchangeable with the regulatory appeal period. **C088–C094, C107–C108.** [govinfo.gov+1](https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf?utm_source=chatgpt.com)\n\n**Actual access date:** October 28, 2026, America/Los_Angeles, during the PDT portion of that date. The first clock check was 07:43:38 UTC, corresponding to 00:43:38 PDT. Later checks remained on October 28 PDT.\n\nThis investigation independently read the complete current bodies of Subparts A, B, and C. It also read the narrowly identified incorporated provisions below. It did not inspect a provider, counselor, directory entry, application, certificate, grant, complaint, contract, client record, or administrative decision. No earlier report supplies evidence here.\n\n**Currentness remains bounded.** The refreshed eCFR subpart pages displayed currency through October 26, 2026; the principal current statutory compilation displayed laws through Public Law 119-134, October 20, 2026. These are compilation statements, not certifications of all subsequent enactments, judicial treatment, or implementation. Some older original statutory publications and one current statutory endpoint were incompletely accessible. Those failures remain recorded.\n\n### Reading conventions\n\n- S001, C001, M01, and B01 below abbreviate the corresponding full R090-P1- identifiers.\n- All sources concern **United States federal law**. All source checks in this pass occurred on **October 28, 2026 PDT**.\n- PDF indices are **zero-based**. Printed page numbers are separately identified.\n- PDF evidence was read as **parsed text**. No claim of visual inspection of PDF pixels is made.\n- Multiple formats or subdivisions of an instrument are grouped for traceability, **not treated as independent corroboration**.\n- “Answered” means the stated generic public-law issue is answered within the recorded bounds. It does not mean an actual application, provider, or legal outcome has been determined.\n\n## 1. Actual organization and selected reading boundary\n\n| Subpart | Actual heading | Sections actually present and read completely | Boundary |\n| --- | --- | --- | --- |\n| A | General Program Requirements | **214.1 — Purpose; 214.3 — Definitions** | Both complete, including all definitions, examples, and qualifications. |\n| B | Approval and Disapproval of Housing Counseling Agencies | **214.100 — General; 214.103 — Approval criteria; 214.105 — Preliminary application process; 214.107 — Approval by HUD; 214.109 — Disapproval by HUD** | All five complete. |\n| C | Inactive Status, Termination, and Appeals | **214.200 — Inactive status; 214.201 — Termination of HUD-approved status and grant agreements; 214.203 — Re-approval or removal as a result of a performance review; 214.205 — Appeals** | All four complete. |\n| Inventory result | Selected range | **Eleven sections** | No reserved section was displayed within A–C. Gaps in numbering were not treated as invented or reserved bodies. |\n| Narrow incorporated readings outside A–C | Selected clauses only | **214.300(a)(1)–(10); 214.303(e); 214.307(a)–(b); 214.309(a)–(f); 214.311(a); 214.315(g); 214.600(a)–(e)** | Reasons for each inclusion appear in the source and claim registers. Other Subpart D duties, including **214.313 fees**, were not adopted into this investigation. |\n| Separate reservation observed | Subpart F | **214.601 [Reserved]** | This is outside A–C; it is not an additional approval provision. |\n\nThe current section inventory and bodies support this organization. **C001–C002.** [ecfr.gov+3](https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A?utm_source=chatgpt.com)\n\n## 2. Source register\n\n### 2A. Current regulatory and statutory sources\n\n| Source ID; issuer/title | Complete literal HTTPS URL | Exact read extent and pinpoints | Displayed version, legal status, effective/application boundary, and limits |\n| --- | --- | --- | --- |\n| **R090-P1-S001 — HUD; eCFR, 24 CFR Part 214, Housing Counseling Program** | [https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214](https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214?utm_source=chatgpt.com) [https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A](https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A?utm_source=chatgpt.com) [https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-B](https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-B?utm_source=chatgpt.com) [https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-C](https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-C?utm_source=chatgpt.com) | **Complete A, B, C.** Also complete narrow clauses listed in §1 above. Authority/source lines read. Other D/E material sometimes appeared adjacent to selected text but was not adopted as a complete investigation. | Initial part display: through **10/23/2026**. Refreshed A–C: through **10/26/2026**; Title 24 last amended **8/20/2026**. eCFR describes itself as authoritative but unofficial, not an official legal edition. Underlying codified regulations are distinguished from that publishing status. Principal source credit: **72 FR 55648, 9/28/2007**, with section-specific amendments. Access: **10/28/2026 PDT**. [ecfr.gov+3](https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A?utm_source=chatgpt.com) |\n| **R090-P1-S002 — HUD; 24 CFR 5.100 and 5.111** | [https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.100](https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.100?utm_source=chatgpt.com) [https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111](https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111?utm_source=chatgpt.com) | Complete definitions of **homeownership counseling, housing counseling, rental housing counseling**; complete **5.111(a), (b)(1)–(4)**. Not all Part 5 definitions or programs. | Initial definition-page currency **10/23/2026**; refreshed §5.111 **10/26/2026**. Selected adopted provisions traced to **81 FR 90657**. Same eCFR publication limitation. Access **10/28 PDT**. [ecfr.gov+2](https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111?utm_source=chatgpt.com) |\n| **R090-P1-S003 — Congress/OLRC; 12 U.S.C. 1701x, Assistance with respect to housing for low- and moderate-income families** | [https://uscode.house.gov/us/usc/119-134/t12/s1701x/](https://uscode.house.gov/us/usc/119-134/t12/s1701x/?utm_source=chatgpt.com) [https://uscode.house.gov/us/usc/t12/s1701x/](https://uscode.house.gov/us/usc/t12/s1701x/?utm_source=chatgpt.com) | Complete **(a)(1), (a)(2), (a)(4); (e)(1)–(8); (f)(1)–(7); (g)(1)(A)–(C); (h)(1)–(5); (i)(1)–(4)** and selected relevant credits/notes. Reliance on (f) limited principally to examination authority in **(f)(4)**. Other program, funding, and newly added **(j)** material not used to make consumer-entitlement claims. | Display: laws in effect through **P.L. 119-134, October 20, 2026**. Current official Code compilation; not a complete later-law/judicial audit. Successful reads preceded one failed reopen; subsequent selected access succeeded. Access **10/28 PDT**. [uscode.house.gov+3](https://uscode.house.gov/us/usc/119-134/t12/s1701x/?utm_source=chatgpt.com) |\n| **R090-P1-S004 — Congress/OLRC; 42 U.S.C. 12704, Definitions** | [https://uscode.house.gov/us/usc/119-134/t42/s12704/](https://uscode.house.gov/us/usc/119-134/t42/s12704/?utm_source=chatgpt.com) | Complete **(5)(A)–(D)**, including the subparagraph expressly excluded by Part 214. Other definitions not adopted. | **P.L. 119-134, 10/20/2026** compilation. Access **10/28 PDT**. Original enactment chain not independently completed. [uscode.house.gov](https://uscode.house.gov/us/usc/119-134/t42/s12704/?utm_source=chatgpt.com) |\n| **R090-P1-S005 — Congress/OLRC; 26 U.S.C. 501** | [https://uscode.house.gov/us/usc/119-134/t26/s501/](https://uscode.house.gov/us/usc/119-134/t26/s501/?utm_source=chatgpt.com) | Complete **(a), (b)** and introductory text of **(c)**; (c)(1)–(2) also displayed. **The full taxonomy in (c), and §§502–503, were not read.** | **P.L. 119-134, 10/20/2026**. Used to preserve the tax-status incorporation and its limits, not to resolve tax qualification. Access **10/28 PDT**. [uscode.house.gov](https://uscode.house.gov/us/usc/119-134/t26/s501/?utm_source=chatgpt.com) |\n| **R090-P1-S006 — Congress/OLRC; 25 U.S.C. 4103, Definitions** | [https://uscode.house.gov/us/usc/119-134/t25/s4103/](https://uscode.house.gov/us/usc/119-134/t25/s4103/?utm_source=chatgpt.com) | Complete **(13)(A)–(C)** and **(22)(A)–(C)**. Reliance is the TDHE definition and identification of further tribal-recognition/1937 Act dependencies. Those underlying regimes were not completed. | **P.L. 119-134, 10/20/2026**. No actual tribal/entity recognition finding. Access **10/28 PDT**. [uscode.house.gov+1](https://uscode.house.gov/us/usc/119-134/t25/s4103/?utm_source=chatgpt.com) |\n| **R090-P1-S007 — Congress/OLRC; 42 U.S.C. 3535, Administrative provisions** | [https://uscode.house.gov/us/usc/119-124/t42/s3535/](https://uscode.house.gov/us/usc/119-124/t42/s3535/?utm_source=chatgpt.com) | Complete **(d)**, delegation, redelegation, and rulemaking authority. No actual delegation instrument or official occupant investigated. | Display **P.L. 119-124, October 15, 2026**—a different cutoff from S003. Later requested compilation endpoint failed. Access **10/28 PDT**. [uscode.house.gov+1](https://uscode.house.gov/us/usc/119-124/t42/s3535/?utm_source=chatgpt.com) |\n| **R090-P1-S008 — Congress/GovInfo; 12 U.S.C. 1701x-1, Home inspection counseling** | [https://www.govinfo.gov/link/uscode/12/1701x-1](https://www.govinfo.gov/link/uscode/12/1701x-1?utm_source=chatgpt.com) | Complete section extract **(a)(1)(A)–(D), (a)(2)–(3), (b), (c), (d)** and credit. Printed **488**, PDF index **0**. | Official readable Code extract, but **edition not displayed in retrieved body**. Current OLRC routes failed. Used only for the authority subject and selected historical comparison; present compilation authentication remains partial. Access **10/28 PDT**. [govinfo.gov+1](https://www.govinfo.gov/link/uscode/12/1701x-1?utm_source=chatgpt.com) |\n| **R090-P1-S009 — HUD; 24 CFR Part 24** | [https://www.ecfr.gov/current/title-24/subtitle-A/part-24](https://www.ecfr.gov/current/title-24/subtitle-A/part-24?utm_source=chatgpt.com) | Complete **24.1** directing the reader to 2 CFR Part 2424 for debarment, suspension, and limited denial of participation. | eCFR through **10/26/2026**; Title 24 last amended **8/20/2026**. Part 24 is not treated as an empty or reserved part. Access **10/28 PDT**. [ecfr.gov](https://www.ecfr.gov/current/title-24/subtitle-A/part-24?utm_source=chatgpt.com) |\n| **R090-P1-S010 — HUD; 2 CFR 2424.10** | [https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10](https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10?utm_source=chatgpt.com) | Complete section adopting 2 CFR Part 180, Subparts A–I, as supplemented by Part 2424. The adopted regimes were not read in full. | eCFR through **10/26/2026**; Title 2 last amended **8/17/2026**. Access **10/28 PDT**. No debarment merits or procedure determination. [ecfr.gov](https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10?utm_source=chatgpt.com) |\n\n### 2B. Adopted history and bounded alternatives\n\n| Source ID; issuer/title | Complete literal HTTPS URL | Exact selected read bounds; printed page / zero-based PDF index | Publication, commencement/application, status, and limits |\n| --- | --- | --- | --- |\n| **R090-P1-S011 — HUD, Housing Counseling Program; final rule** | [https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf](https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf?utm_source=chatgpt.com) [https://www.govinfo.gov/content/pkg/FR-2007-09-28/html/E7-19166.htm](https://www.govinfo.gov/content/pkg/FR-2007-09-28/html/E7-19166.htm?utm_source=chatgpt.com) | DATES, selected implementation explanation, adoption instruction and **complete adopted A–C**. DATES **55638/P0**; A–C **55648–55651/P10–13**. Full document 17 pages; no whole-preamble or whole-Part claim. | Published **9/28/2007**; effective **10/29/2007**. Adopted §214.100(b) nevertheless says full compliance **10/1/2007** for its stated transition categories. The discrepancy is preserved. Access **10/28 PDT**. [govinfo.gov+3](https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf?utm_source=chatgpt.com) |\n| **R090-P1-S012 — HUD, conforming amendments; final rule** | [https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf](https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf?utm_source=chatgpt.com) | DATES **75931/P0**; complete Part 214 instructions **39–40**, **75936/P5**. Adjacent instructions not used to expand scope. | Published **12/7/2015**; effective **1/6/2016**. Replaces selected old grant-management references with 2 CFR Part 200 references. HTML alternative failed. Access **10/28 PDT**. [govinfo.gov+1](https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf?utm_source=chatgpt.com) |\n| **R090-P1-S013 — HUD, Housing Counseling: New Certification Requirements; final rule** | [https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf](https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf?utm_source=chatgpt.com) [https://www.federalregister.gov/documents/2016/12/14/2016-29822/housing-counseling-new-certification-requirements](https://www.federalregister.gov/documents/2016/12/14/2016-29822/housing-counseling-new-certification-requirements) | DATES and selected explanatory footnote **90632/P0**; complete relevant adopted §§5.100, 5.111, 214.1, changed §214.3 definitions, §214.100(a), §214.103(g)(2), (n), and selected related instructions **90657–90659/P25–27**. | Published **12/14/2016**; effective **1/13/2017**. Original certification transition was **36 months after examination commencement announced by HUD**, subsequently changed. Preamble explanation is distinguished from adopted text. Access **10/28 PDT**. [govinfo.gov+2](https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf?utm_source=chatgpt.com) |\n| **R090-P1-S014 — HUD, certification examination availability notice** | [https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf](https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf?utm_source=chatgpt.com) | Complete relevant HUD notice, including sections I–II; **24988–24989/P0–1**. Adjacent material and examination-fee amounts not relied upon. | Published **5/31/2017**; announced examination availability **8/1/2017** and historical compliance date **8/1/2020**. The latter was superseded. Access **10/28 PDT**. [govinfo.gov](https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf?utm_source=chatgpt.com) |\n| **R090-P1-S015 — HUD, Housing Counseling Program: Revision of the Certification Timeline; interim final rule** | [https://www.govinfo.gov/content/pkg/FR-2020-08-05/pdf/2020-17138.pdf](https://www.govinfo.gov/content/pkg/FR-2020-08-05/pdf/2020-17138.pdf?utm_source=chatgpt.com) [https://www.federalregister.gov/documents/2020/08/05/2020-17138/housing-counseling-program-revision-of-the-certification-timeline](https://www.federalregister.gov/documents/2020/08/05/2020-17138/housing-counseling-program-revision-of-the-certification-timeline) | DATES **47300/P0**; complete adopted change to §214.103(n)(4), **47303–47304/P3–4**. | Published **8/5/2020**. DATES distinguishes posting effectiveness from **8/5/2020** for valid notice to persons without actual knowledge. Actual posting event not independently established. Sets compliance **8/1/2021**. Access **10/28 PDT**. [federalregister.gov+1](https://www.federalregister.gov/citation/85-FR-47303?utm_source=chatgpt.com) |\n| **R090-P1-S016 — HUD, certification timeline; final rule** | [https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf](https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf?utm_source=chatgpt.com) | Relevant HUD body; DATES **78231/P1** and complete final adoptive instruction **78232/P2**. Document begins **78230/P0**. | Published and final adoption effective **12/4/2020**; adopts interim rule **without change**. HTML failed. Access **10/28 PDT**. [govinfo.gov+1](https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf?utm_source=chatgpt.com) |\n| **R090-P1-S017 — HUD, certification timeline; correction** | [https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf](https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf?utm_source=chatgpt.com) | Complete HUD correction body, **80616/P0**, excluding adjacent unrelated rules. | Published/effective **12/14/2020**. Corrects the publication’s administrative document number and the prior comment-closing year/date; expressly does not change substance. Access **10/28 PDT**. [govinfo.gov](https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf?utm_source=chatgpt.com) |\n| **R090-P1-S018 — HUD, Tribal housing-counselor certification; final rule** | [https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf](https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf?utm_source=chatgpt.com) | DATES **49802/P0**; complete relevant instructions adding definitions and Subpart F, **49807–49808/P5–6**. | Published **6/12/2024**; effective **7/12/2024**. Compliance depends on the later of the two events in §214.600(e). Examination-availability announcement not verified. HTML failed. Access **10/28 PDT**. [govinfo.gov+1](https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf?utm_source=chatgpt.com) |\n| **R090-P1-S019 — HUD, Modernizing the Delivery of Housing Counseling Services; final rule** | [https://www.govinfo.gov/content/pkg/FR-2024-09-16/pdf/2024-20946.pdf](https://www.govinfo.gov/content/pkg/FR-2024-09-16/pdf/2024-20946.pdf?utm_source=chatgpt.com) [https://www.federalregister.gov/documents/2024/09/16/2024-20946/modernizing-the-delivery-of-housing-counseling-services](https://www.federalregister.gov/documents/2024/09/16/2024-20946/modernizing-the-delivery-of-housing-counseling-services) | DATES **75497/P0**; complete relevant adopted instructions **75501–75502/P4–5**, changing §214.103(l) and §214.300(a). | Published **9/16/2024**; effective **10/16/2024**. Current facility and remote-delivery provisions, not the older in-person formulation. Access **10/28 PDT**. [federalregister.gov+1](https://www.federalregister.gov/citation/89-FR-75501?utm_source=chatgpt.com) |\n| **R090-P1-S020 — Congress, Public Law 111-203; selected enacted clauses** | [https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf](https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf?utm_source=chatgpt.com) | Complete **§1400(c)**, **124 Stat. 2136/P761**; §1443(a)’s complete inserted **1701x(g)(1)**, **2165–2167/P790–792**; complete **§1445, 2171–2172/P796–797; §1448, 2173/P798; §1449, 2174/P799; §1451, 2176–2177/P801–802**. Not the whole 849-page Act. | Enacted **7/21/2010**. §1400(c)’s regulation-dependent/default transition read, but the designated-transfer-date chain was not independently completed. Access **10/28 PDT**. [govinfo.gov+4](https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf?utm_source=chatgpt.com) |\n| **R090-P1-S021 — Congress, Public Law 119-101, 21st Century ROAD to Housing Act; selected enacted clauses** | [https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf](https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf?utm_source=chatgpt.com) [https://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm](https://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm?utm_source=chatgpt.com) | Complete **§101(1)–(3)**, **140 Stat. 847–849/P2–4**; complete **§§1201–1202**, **140 Stat. 984/P139**; enactment notation. Not all §101(4) or the whole Act as a merits investigation. | Became law **7/11/2026**. Selected §101 clauses contain no separate delayed-commencement clause; current S003 incorporates them. No complete later-law or judicial-history conclusion. Access **10/28 PDT**. [govinfo.gov+1](https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf?utm_source=chatgpt.com) |\n| **R090-P1-S022 — GPO, 2025 annual CFR, Part 214** | [https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf](https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf?utm_source=chatgpt.com) | Opening edition/content metadata only; PDF begins at printed **326/P0**, with adjacent preceding material. **No complete annual A–C reading claimed.** | Older official annual publication, not substituted for the current eCFR body. Attempted 2026 annual alternative failed. Access **10/28 PDT**. [govinfo.gov](https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf?utm_source=chatgpt.com) |\n| **R090-P1-S023 — 1968 original statutory publication; discovery and failed access** | [https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf](https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf) | Intended narrow §106 at **82 Stat. 490**; body not retrieved. | Request failed because content length exceeded tool limit. **Not operative evidence of the original clause.** Access attempt **10/28 PDT**. |\n| **R090-P1-S024 — Congress/GPO, Public Law 91-609, 1970 Act; limited access** | [https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf](https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf?utm_source=chatgpt.com) | Opening title/enactment text retrieved; intended **§903, 84 Stat. 1808**, not successfully retrieved. Subsequent find/open attempts timed out. | Historical original; header dates enactment **12/31/1970**. No claim to have read the material amendment. Access **10/28 PDT**. |\n| **R090-P1-S025 — 1992 original statutory publication; discovery and failed access** | [https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf](https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf) | Intended certification-related amendments; original body not retrieved. | Content-length failure. Source-credit pointers do not substitute for adopted text. Access attempt **10/28 PDT**. |\n\n## 3. Atomic claim register\n\n### 3A. Source status, authority, scope, and definitions\n\n| Claim ID | Supported proposition and exact conditions | Exact authority; limits |\n| --- | --- | --- |\n| **R090-P1-C001** | The refreshed A–C bodies display eCFR currency through October 26, 2026. The eCFR is a continuously updated, authoritative but unofficial publication. | S001, display/status text. A title-wide amendment date is not a Part 214 amendment date or exhaustive later-law audit. |\n| **R090-P1-C002** | A–C contain the eleven sections inventoried above, with no displayed reserved section in those subparts. | S001, complete A–C headings and bodies. Enumeration is a reading result, not an eligibility threshold. |\n| **R090-P1-C003** | Part 214’s authority line cites 12 U.S.C. 1701x, 1701x-1, and 42 U.S.C. 3535(d). Section 1701x authorizes specified counseling assistance; §3535(d) authorizes delegation/redelegation and necessary rules. | S001 authority line; S003(a)(1)(iii), (a)(2); S007(d); S008. No actual delegation or complete home-inspection-currentness determination. |\n| **R090-P1-C004** | Section 214.1 applies to participating agencies and entities delivering housing counseling required under, or provided in connection with, HUD programs. | S001 §214.1. This does not establish that every private housing-help or debt-help activity falls within the program. Subject to C034. |\n| **R090-P1-C005** | Section 5.111 requires certified organizations **and** counselors for covered counseling. Its connection categories are: HUD-required counseling; HUD-funded counseling; grantee/subgrantee-required counseling as a condition of HUD assistance; or referral of a HUD-assisted family by a grantee/subgrantee. | S002 §5.111(a), (b)(1)–(4), complete. Program and relationship predicates remain necessary. |\n| **R090-P1-C006** | Section 1701x(e)(1) conditions listed counseling assistance on certification; (e)(2) requires standards, examinations, and organizational certification procedures; (e)(3) uses “organizations or counselors” for HUD-connected counseling. | S003(e)(1)–(3). The statutory “or” and regulatory “and” are recorded separately; this report does not declare them identical or resolve all construction questions. |\n| **R090-P1-C007** | Section 1701x(g)(1) defines homeownership and rental counseling for its stated purposes and enumerates program incorporations. | S003(g)(1)(A)–(C), fully read. The enumerated underlying housing programs were not independently read; their eligibility or current operation is not established. |\n| **R090-P1-C008** | The incorporated nonprofit definition retains organization under state/local law, no prohibited private inurement, and financial accountability acceptable to HUD; its affordable-housing-purpose subparagraph **(D) is excluded** for this framework. | S001 §214.3 “Nonprofit organization”; S003(h)(1); S004 §12704(5)(A)–(D). Excluding D does not exclude A–C. |\n| **R090-P1-C009** | Section 501(a) exempts specified organizations unless denied exemption under §§502 or 503. Part 214 specifically invokes §501(a) pursuant to §501(c). | S005(a), (c) introductory clause; S001 §§214.3, .103(a). Full tax-category and denial provisions remain unread; no tax-status finding. |\n| **R090-P1-C010** | The TDHE definition has an existing-IHA route with cumulative historical/1937 Act conditions and a separately authorized-entity route based on tribal self-government or qualifying state law. One or more tribes may authorize an entity. | S006 §4103(22)(A)–(C), with (13) read. Tribal recognition and the 1937 Act chain remain unresolved; no category established for an entity. |\n| **R090-P1-C011** | An action plan identifies agency/client steps toward housing goals and, when appropriate, housing problems. A housing goal is a realistic short- or long-term objective set by the client with counseling advice. | S001 §214.3, both definitions. These are program concepts, not a completed plan or affordability determination. |\n| **R090-P1-C012** | “Clients” means individuals or households seeking participating-agency assistance for a housing need or problem. | S001 §214.3 “Clients.” Seeking help does not itself prove entitlement to a particular service or result. |\n| **R090-P1-C013** | Counseling is tailored assistance addressing financial circumstances or housing obstacles. The examples include credit, rental disputes, purchase/down-payment issues, fair housing/lending, accessible units, foreclosure, and financial crisis. An action plan is required except for reverse-mortgage counseling. | S001 §214.3 “Counseling.” Topic inclusion does not confer separate legal representation, credit-repair, or debt-discharge authority. |\n| **R090-P1-C014** | Education means formal group/class instruction with curriculum and instructional goals. Its nonexclusive examples concern renter rights, buying/maintaining a home, budgeting, fair housing, predatory-lending identification/reporting, disability rights, and credit. | S001 §214.3 “Education.” A class is not automatically individualized counseling. |\n| **R090-P1-C015** | Incorporated “housing counseling” means customized independent expert advice and requires intake, financial/housing-affordability analysis, an action plan except for reverse mortgages, and reasonable follow-up efforts when possible. | S002 §5.100, complete housing-counseling definition. This is a required process category, not proof of actual independence or successful analysis. |\n| **R090-P1-C016** | Homeownership counseling covers the purchase decision, selection/purchase, ownership issues including financing/refinancing/default/foreclosure and other financial decisions, and disposition, within the specified HUD connection. | S002 §5.100 “Homeownership counseling”; S003(g)(1)(B). No particular mortgage or consumer eligibility finding. |\n| **R090-P1-C017** | Rental counseling concerns residential rental issues; future ownership, rental decisions, tenancy responsibilities, affordability, and eviction prevention may be included. | S002 §5.100 “Rental housing counseling”; S003(g)(1)(C). It is not an adjudication of tenancy rights. |\n| **R090-P1-C018** | An affiliate is separately incorporated from its intermediary/SHFA and must be a duly organized tax-exempt nonprofit, in good standing under its organizing state’s law, and authorized to operate in proposed service states. | S001 §214.3 “Affiliate,” (1)–(3). All three conditions apply. |\n| **R090-P1-C019** | A branch is a subordinate, not separately incorporated/organized unit of a listed parent category; it must have the stated good standing and cannot be a subgrantee or affiliate. | S001 §214.3 “Branch or branch office.” A generic label does not establish its organizational relationship. |\n| **R090-P1-C020** | “HUD-approved housing counseling agency” incorporates nonprofit/tax status, HUD approval under Part 214 and §1701x(e), direct or affiliate/branch delivery, and Part compliance. | S001 §214.3; S003(h)(4). Statutory and regulatory formulations are not treated as proof of current individual standing. |\n| **R090-P1-C021** | A HUD certified housing counselor must have passed the HUD examination, work for a participating agency, and be HUD-certified under the part. | S001 §214.3; §214.103(n). Passing an examination alone does not establish the complete defined status. |\n| **R090-P1-C022** | A HUD-certified Tribal housing counselor has the examination, employment, and certification relationship specified by Subpart F. | S001 §214.3; §214.600(b)–(d). It is not interchangeable with every regular-program counseling category. |\n| **R090-P1-C023** | An intermediary is HUD-approved, delivers indirectly through branches/affiliates, and controls service type/quality. National and regional categories each combine counseling with administrative/support services, with different geographic descriptions. | S001 §214.3 “Intermediary,” (1)–(2). No actual network or control relationship is established. |\n| **R090-P1-C024** | An LHCA directly provides counseling and may have a main office and branches in no more than two contiguous states. | S001 §214.3 “Local housing counseling agency.” This is a category predicate, not verified geographic availability. |\n| **R090-P1-C025** | An MSO provides counseling through a main office and branches in two or more states. | S001 §214.3 “Multi-state organization.” Geographic wording alone does not resolve every possible overlap with C024. |\n| **R090-P1-C026** | “Participating agency” is broader than separately approved agencies; it includes qualifying affiliates and branches of approved intermediaries/MSOs and SHFAs. | S001 §214.3 “Participating agency.” Participation does not necessarily mean each unit holds a separate direct approval. |\n| **R090-P1-C027** | A work plan identifies geographic activities, community needs/problems, objectives, and available resources; intermediary/SHFA/MSO plans also address proposed network support. | S001 §214.3 “Housing counseling work plan.” A stated plan is not evidence of actual implementation. |\n| **R090-P1-C028** | Housing-counseling grant funds are section 106 grants to participating agencies. A subgrantee is an affiliate of an approved intermediary or SHFA receiving a subgrant derived from a HUD grant. | S001 §214.3, both definitions. Participation alone does not establish receipt of funding. |\n| **R090-P1-C029** | The regulatory “State” definition lists the several states, Puerto Rico, DC, CNMI, Guam, Virgin Islands, American Samoa, and other U.S. possessions. Statutory §1701x(h)(2) additionally retains “Trust Territories of the Pacific.” | S001 §214.3; S003(h)(2). The differing wording is preserved, without geopolitical or territorial-application conclusions. |\n| **R090-P1-C030** | An SHFA is a public statutory body/agency/instrumentality with statewide housing-finance authority of the specified kind; it may provide counseling, subgrant within its state, or both. | S001 §214.3 “SHFA”; S003(h)(5). Not every public agency is an SHFA. |\n| **R090-P1-C031** | “Unit of general local government” enumerates general-purpose political subdivisions, including city, county, parish, town, township, borough, and village. | S001 §214.3; S003(h)(3). No particular jurisdiction is classified. |\n| **R090-P1-C032** | The selected reverse-mortgage definition describes proceeds from accumulated equity with repayment deferred to a future time. | S001 §214.3 “Reverse mortgage.” It supplies no actual maturity, repayment, protection, or contract conclusion. |\n| **R090-P1-C033** | “Applicant” and “network” are used in the selected provisions but are not separate standalone definitions in §214.3. | S001, complete definition inventory and §§214.103, .105, .205. Ordinary labels cannot replace the applicable criteria. |\n| **R090-P1-C034** | Section 214.600 applies only to IHBG/ICDBG-connected counseling. The specified tribal entities funding that counseling are excepted from other Part 214 requirements except Subpart F. Other HUD-connected counseling requires the regular certification standard and participating-agency status. | S001 §214.600(a)–(d), complete; S018 adopted text. This is the indispensable exception to an otherwise overbroad scope statement. |\n| **R090-P1-C035** | Subpart F compliance is due by the later of 48 months from rule effectiveness or 30 days after HUD makes the Tribal examination available; HUD must announce testing/certification commencement in the Federal Register. | S001 §214.600(e); S018. Actual examination-availability event and resulting deadline were not determined. |\n\n### 3B. Approval criteria—complete selected mapping\n\nThe following ordinary-program criteria operate within the scope and exceptions in C004–C010 and C034–C035.\n\n| Claim ID | Supported proposition and cumulative conditions | Exact authority; limits |\n| --- | --- | --- |\n| **R090-P1-C036** | Agency approval and individual certification do not create or imply HUD warranty or endorsement of the agency, personnel, or counseling. Approval means prescribed qualifications/conditions were met; counselor status carries its specified examination/employment meaning. | S001 §214.100(a), complete. No “legitimacy,” quality, availability, or outcome guarantee follows. |\n| **R090-P1-C037** | Approval requires the §214.103 criteria and Subpart B procedures; the criteria apply to agencies, MSOs, intermediaries, and included LHCAs, branches, and affiliates. | S001 §§214.100 introductory text, .103 introductory text. Category-specific alternatives remain material. |\n| **R090-P1-C038** | The agency must be a private/public nonprofit or a local/county/state governmental unit. Nonprofit/tax evidence is required under the specified tax provisions; governmental units must show authorization to counsel. | S001 §214.103(a). The governmental proof requirement is not a professional-license determination. |\n| **R090-P1-C039** | Agencies must have successfully administered counseling for at least one year; intermediaries must have operated in that capacity for at least one year; included affiliates/branches must satisfy the stated one-year counseling requirement. | S001 §214.103(b). The relevant actor and type of experience cannot be substituted for one another. |\n| **R090-P1-C040** | The agency and listed directors, partners, officers, principals, and employees must not have the specified federal restrictions, qualifying indictment/conviction, or unresolved government audit/investigation findings. | S001 §214.103(c)(1)–(3). The criminal-offense branch requires the stated relationship to responsibility, integrity, or ability; no actual conduct/status inference. |\n| **R090-P1-C041** | The agency and its HUD-program branches/affiliates must have functioned for at least one year in the work-plan geographic areas. | S001 §214.103(d). This is additional to organizational/program experience. |\n| **R090-P1-C042** | An established record system must support file review and verification/reporting/analysis of annual activities, protect confidentiality, satisfy the stated federal incorporations, and be accessible to HUD monitoring/audit. | S001 §214.103(e); selected §214.315(g); S012. Full 2 CFR Part 200 Subpart D, 24 CFR 1.6, and Part 121 compliance remains held. |\n| **R090-P1-C043** | Participating agencies must use an automated client-management system that tracks counseling/education and client-level information, satisfies HUD requirements, and interfaces with HUD databases. | S001 §214.103(f). No system, data, interface, or privacy practice was inspected. |\n| **R090-P1-C044** | No later than approval, resources must support the proposed plan. The application must show immediately available funds **or** a written commitment covering initial twelve-month operating costs. | S001 §214.103(g), (g)(1). No prescribed dollar amount or actual solvency finding. |\n| **R090-P1-C045** | Staff must be trained; all staff providing covered counseling must be HUD certified; at least half the agency’s counselors must have at least six months’ experience in their proposed job. | S001 §214.103(g)(2). Training, certification, and the experience fraction are separate cumulative predicates. |\n| **R090-P1-C046** | The language criterion permits fluent counselor(s), interpreter services, **or** referral to another agency able to meet the client’s needs. | S001 §214.103(g)(3). It does not prove a particular language is presently available. |\n| **R090-P1-C047** | Staff must know specified HUD/state/local programs, consolidated plans, and the local market; familiarity with conventional-lender and other helpful programs is expressed as “should.” | S001 §214.103(h). Mandatory and advisory wording are not collapsed. |\n| **R090-P1-C048** | The agency and branches/subgrantees/affiliates must deliver the work-plan counseling; contracting out is prohibited except for the enumerated alternatives. | S001 §214.103(i), introductory text. No general outsourcing permission. |\n| **R090-P1-C049** | The underserved-area contracting exception requires demonstrated need, absence of the specified HUD-approved service network, allocated contractual responsibilities, a contractor meeting approval-eligibility standards, and prior written HUD approval. | S001 §214.103(i)(1), all conditions. No geographic/provider search conducted. |\n| **R090-P1-C050** | Intermediaries and SHFAs may use affiliate agreements, including an exchange of letters, but responsibilities must be sufficiently detailed for accountability and monitoring under 2 CFR Part 200. | S001 §214.103(i)(2). Form flexibility does not remove substantive conditions; full grant rules held. |\n| **R090-P1-C051** | HUD may, with prior approval and in its discretion, permit an intermediary network of individual counselors instead of agencies for a special counseling need identified by HUD. | S001 §214.103(i)(3). Not a general right to bypass agency requirements. |\n| **R090-P1-C052** | The agency must maintain working relationships with public/private community resources for needs it cannot meet, including related non-English-language services. | S001 §214.103(j). No actual referral relationship or service assurance. |\n| **R090-P1-C053** | The agency and branches/affiliates must meet all state/local operational requirements. | S001 §214.103(k). Those requirements were not researched; federal approval does not establish compliance with them. |\n| **R090-P1-C054** | Every participating agency must maintain at least one facility; all facilities require identifiable counseling space, privacy/confidential records, and accessibility features or alternative accommodations under the incorporated laws. | S001 §214.103(l)(1)–(3); S019 adopted revision. Full accessibility regimes and actual facilities remain held. |\n| **R090-P1-C055** | The plan must concisely detail target needs/problems, resource-based response, services, any applicable fee structure, geographic area, and anticipated outcomes during approval. | S001 §214.103(m)(1). Mention of a fee field does not resolve §214.313 or permissible fees. |\n| **R090-P1-C056** | Plans require periodic review, notice and a copy to HUD when changed, the basic §214.300 requirements, and alternative settings/formats where appropriate. | S001 §214.103(m)(2)–(4); narrow §214.300(a) read. No specified universal review interval. |\n| **R090-P1-C057** | All individuals providing covered counseling must be certified. The written standardized examination tests six areas: financial management; property maintenance; ownership/tenancy responsibilities; fair housing; affordability; and delinquency/eviction/default avoidance and response. | S001 §214.103(n)(1)–(2); S003(e)(2). No score, pass rate, or continuing-competence conclusion. |\n| **R090-P1-C058** | Section 214.103(n)(3) provides certification upon verification of work for a participating agency, while literally referring to paragraph **(n)(1)**. | S001 §214.103(n)(3). The cross-reference is preserved, not silently rewritten as (n)(2). Read with the complete definition and examination provisions. |\n| **R090-P1-C059** | The current ordinary-program certification compliance date is August 1, 2021. | S001 §214.103(n)(4); S015–S017. It is not a newly available grace period; the separate Tribal transition is C035. |\n\n### 3C. Application, decision, inactive status, termination, and reapproval\n\n| Claim ID | Supported proposition and conditions | Exact authority; limits |\n| --- | --- | --- |\n| **R090-P1-C060** | Applications require HUD-prescribed forms and supporting documentation. A parent controlling branch/affiliate service type and quality submits one application. | S001 §214.105(a). No form or actual application inspected or prepared. |\n| **R090-P1-C061** | SHFAs need not submit an application for HUD approval, but participation requires either the stated request, affiliate list if applicable, and assurances, or a request under another HUD-announced procedure. | S001 §214.105(b). This is not exemption from all program requirements; alternative announcements were not surveyed. |\n| **R090-P1-C062** | If the package meets all §214.103 requirements, HUD will approve for up to three years, send the approval letter to the main office, and issue a certificate stating the period. | S001 §214.107(a)–(b). No universal three-year term or processing deadline is stated. |\n| **R090-P1-C063** | Direct-service participating agencies must supply contact information; public website/hotline availability is permissively worded. | S001 §214.107(c). Listing, actual approval, active status, and service availability are separate questions. |\n| **R090-P1-C064** | A deficient application receives written denial reasons. Within thirty calendar days of written notice, the agency may submit a revised application or a written appeal under §214.205. | S001 §214.109. Consultation is permitted, not undertaken here. No approval guarantee. |\n| **R090-P1-C065** | HUD may use inactive status for temporary impairment, case by case, ordinarily capped at six months unless extended under (d), on request or HUD information. | S001 §214.200(a). Nonexclusive grounds include counselor loss, disabling disaster damage, lost funds, relocation, beyond-control circumstances, and review results. |\n| **R090-P1-C066** | A request for inactive status must be written, with supporting evidence if possible; HUD reviews and notifies approval/rejection in writing. Approval temporarily removes website/hotline information. | S001 §214.200(b). A request is not the status decision. |\n| **R090-P1-C067** | The agency must notify HUD with support when ready to resume or no later than the inactive period’s end. Restoration of contact information may follow HUD review and acceptance. | S001 §214.200(c). Resumption is not automatic merely because time has passed. |\n| **R090-P1-C068** | If the condition persists, HUD may extend inactivity or terminate/remove participation, and must give written notice of its decision. | S001 §214.200(d). No automatic extension or maximum extended duration is supplied here. |\n| **R090-P1-C069** | Upon confirming an enumerated ground, HUD may terminate approval, remove SHFAs or branches/affiliates, and terminate applicable grants. Grounds are noncompliance; work-plan/change-notice failure; insufficient capacity; failed planned outcomes; grant misuse; or HUD-determined good cause. | S001 §214.201(a)(1)–(6). This is not an actual finding or an automatic consumer remedy. |\n| **R090-P1-C070** | Participation may be voluntarily withdrawn at any time. Termination/withdrawal must be written; unexpired certificates must be returned; terminated or inactive agencies may not display them. | S001 §214.201(b)–(c). Historical certificate possession does not establish active standing. |\n| **R090-P1-C071** | Where HUD determines termination and the agency does not withdraw, §214.201(c) permits resort to Part 24; §24.1 points to 2 CFR Part 2424, whose §2424.10 adopts supplemented Part 180 provisions. | S001; S009–S010. Full exclusion procedures, remedies, and individual application remain held. |\n| **R090-P1-C072** | Section 214.203 permits periodic review and says HUD will reapprove at the approval period’s end following a successful review, **if conducted**. | S001 §214.203. Read with §§214.307–.309 and the later statutory qualification C088; not unconditional perpetual approval. |\n| **R090-P1-C073** | Regulatory performance reviews may be on-site or desk reviews and examine all program requirements, applicable civil rights, and success in service delivery. | S001 §214.307(a)–(b), complete. No actual review or evaluation of quality. |\n| **R090-P1-C074** | Full compliance with performance criteria permits unconditional reapproval for up to three years. | S001 §214.309(a). The paragraph uses discretionary wording; §214.203’s wording is separately preserved. |\n| **R090-P1-C075** | If unmet performance criteria do not seriously impair counseling capability, HUD may extend approval/participation conditionally for up to 120 calendar days. | S001 §214.309(b). Not a universal cure period. |\n| **R090-P1-C076** | HUD may use inactive status under §214.200 and may conduct a follow-up review to determine correction of deficiencies. | S001 §214.309(c)–(d). Neither correction nor reinstatement is presumed. |\n| **R090-P1-C077** | HUD may immediately terminate when it determines deficiencies seriously impair compliance; non-reinstatement or termination permits the specified appeal. | S001 §214.309(e)–(f). The serious-impairment determination is indispensable. |\n| **R090-P1-C078** | An applicant or approved agency seeking reapproval has the stated adverse-decision appeal right. The appeal is written; HUD must receive it within thirty calendar days from the date of its decision letter. | S001 §214.205 introductory text, (a)–(b). Late review is not obligatory. Mailing, actual receipt of the decision, and holiday-extension rules are not supplied. |\n| **R090-P1-C079** | The appeal provision preserves other Part 24 action and other legally available HUD remedies. | S001 §214.205(c). It supplies no universal stay, private cause of action, damages, or exhaustive remedy procedure. |\n\n### 3D. Narrow outside-subpart incorporations and statutory qualification\n\n| Claim ID | Supported proposition and conditions | Exact authority; limits |\n| --- | --- | --- |\n| **R090-P1-C080** | Basic counseling addresses housing conditions and ownership/tenancy responsibilities; counselors and clients establish an action plan except for reverse-mortgage counseling. | S001 §214.300(a)(1)–(2), incorporated by §214.103(m)(3). No client plan or service determination. |\n| **R090-P1-C081** | Counseling may use agency/alternate locations, telephone, or collaborative online software, subject to accessibility requirements. A request for in-person service triggers referral to a participating agency offering it under §214.303(e). | S001 §214.300(a)(3); S019. This does not require every agency to deliver every format itself. |\n| **R090-P1-C082** | Format does not remove community-base, resource, knowledge, or approved-geographic-area requirements. Prior HUD approval may allow specified nationally delivered counseling through a special-need affiliated-counselor network or HUD roster. | S001 §214.300(a)(4)–(6). No roster inspected or national-service finding. |\n| **R090-P1-C083** | Participating agencies offering group education must also offer individual counseling on those topics. | S001 §214.300(a)(7). Offering a class is not itself proof the individual service occurred. |\n| **R090-P1-C084** | Selected basic requirements specify the homeownership/rental subject boundaries and required HUD home-inspection materials as part of homeownership counseling. | S001 §214.300(a)(8)–(10); S008; S020 §1451. No actual material, inspector, inspection, or consumer eligibility evaluated. |\n| **R090-P1-C085** | Referred clients generally must be served; if unique requested services are unavailable or resources insufficient, referral to another participating agency is required, preferably locally; if none is available, reasonable efforts to another helpful agency are required. | S001 §214.303(e), complete. Not a guarantee of available service or a direction to contact anyone. |\n| **R090-P1-C086** | Approval/participation does not guarantee grant funding. Funding depends on appropriations and competitive federal/HUD assistance rules; available competitive funds are publicly announced. | S001 §214.311(a), complete. Full grant eligibility, current appropriations, and awards held. |\n| **R090-P1-C087** | The selected confidentiality clause covers personal/financial information, including credit reports from the client or another source. | S001 §214.315(g), read solely for §214.103(e)’s incorporation. The printed FCRA citation anomaly and full privacy/penalty chain remain unresolved. |\n| **R090-P1-C088** | The 2026 statute permits periodic reviews but **requires performance reviews of all organizations receiving assistance under §1701x**, examining all program requirements and optionally aggregate counselor performance. | S003(e)(6); S021 §101(2). Regulatory “may review” language cannot be generalized to negate this statutory requirement. |\n| **R090-P1-C089** | For (e)(7), a covered mortgage loan has the stated first/subordinate residential lien, one-to-four-family design, and specified FHA insurance or statutory guarantee. | S003(e)(7)(A); S021. Insurance/guarantee eligibility bodies not fully read; this is not the broader definition in newly added (j). |\n| **R090-P1-C090** | For prepurchase counselors employed by assisted organizations, HUD may compare performance with default rates of counseled borrowers in the specified covered-loan/comparable-market cohort and other appropriate factors. | S003(e)(7)(B). No score, denominator calculation, causal inference, or actual quality judgment. |\n| **R090-P1-C091** | Following the specified competence determination and only if action will not significantly reduce area counseling capacity, HUD may require continuing education/probation, retesting for continued lack of competence, and suspension after failure despite at least two retesting opportunities. | S003(e)(8)(A)–(C). Its reference to the comparison “required” under (7)(B) differs from that paragraph’s “may”; construction remains bounded. |\n| **R090-P1-C092** | HUD may deny renewal of covered assistance for organizational or counselor noncompliance, based on the (e)(6) review and in accordance with HUD regulations. Covered assistance means grants or other financial assistance under the section. | S003(i)(3)(A), (i)(4); S021 §101(3). Not automatically every program-approval decision. |\n| **R090-P1-C093** | Such denial requires at least sixty days’ prior written notice; renewal determination is not final until the period ends. A timely written request entitles the recipient to the specified informal conference to present beyond-control factors. | S003(i)(3)(B)–(C), complete. This is distinct from the thirty-calendar-day regulatory appeal. Counting/service conventions beyond the text remain unresolved. |\n| **R090-P1-C094** | A separate Secretary determination of material misuse of covered assistance triggers reimbursement/return within twelve months and future ineligibility for further covered assistance, with other remedies preserved. | S003(i)(2), (i)(4), complete. This concerns assistance accountability, not automatic cancellation of all agency status or consumer debts. |\n| **R090-P1-C095** | The statute requires appropriate certification outreach and encouragement of non-assisted counseling organizations to use certified providers or meet standards. | S003(e)(4)–(5). Encouragement is not a universal compulsory rule for all non-HUD counseling; other HUD connections still matter. |\n| **R090-P1-C096** | The selected statutory examination provision assigns examination administration and certification on the Secretary’s behalf to the selected entity, with content/format established in consultation. | S003(f)(4), read in its surrounding subsection. No actual selected entity, contract, fee, or examination record investigated. |\n\n### 3E. Adopted history, textual anomalies, and limits\n\n| Claim ID | Supported proposition | Exact authority; limits |\n| --- | --- | --- |\n| **R090-P1-C097** | The 2007 final rule was published September 28 and effective October 29. Its adopted §214.100(b), like the current text, nevertheless uses October 1 compliance for the specified preexisting/submitted-application categories. | S011 DATES, §214.100(b); S001. The chronology is not silently corrected, converted into a current grace period, or judicially reconciled. |\n| **R090-P1-C098** | The 2015 rule changed the selected recordkeeping and affiliate-agreement incorporations to 2 CFR Part 200; it became effective January 6, 2016. | S012 DATES, instructions 39–40. This does not mean the incorporated regime was fully analyzed. |\n| **R090-P1-C099** | The 2016 final rule adopted the material certification/scope definitions and procedures, effective January 13, 2017, with the original examination-linked thirty-six-month compliance transition. | S013 DATES and adopted text. Original transition is historical, not current. |\n| **R090-P1-C100** | The 2017 notice announced examination availability August 1, 2017 and the then-applicable August 1, 2020 compliance date. | S014, complete relevant notice. The latter date was later replaced. |\n| **R090-P1-C101** | The 2020 interim rule replaced the certification compliance date with August 1, 2021; the December final rule adopted that change without modification. | S015–S016. The interim posting/actual-knowledge qualification remains recorded; no actual posting date invented. |\n| **R090-P1-C102** | The December 14, 2020 correction changed publication details and the historical comment-closing date, not substantive certification requirements. | S017, complete correction. It did not create a different program-compliance deadline. |\n| **R090-P1-C103** | The 2024 Tribal rule adopted the separate definitions, Subpart F exception, certification route, and later-of transition; effective July 12, 2024. | S018 DATES and instructions; S001 §214.600. Actual transition endpoint remains unknown. |\n| **R090-P1-C104** | The 2024 modernization rule replaced the facility requirement and revised delivery/referral/geographic clauses; effective October 16, 2024. | S019 DATES and complete selected adopted instructions. Older office/in-person wording is not used as current law. |\n| **R090-P1-C105** | The selected 2010 enacted clauses establish the relevant statutory counseling definitions, certification amendments, agency definitions, assistance-accountability provisions, and home-inspection authority. | S020 §§1443(a), 1445, 1448, 1449, 1451, within recorded bounds. Not a complete history of §1701x. |\n| **R090-P1-C106** | Section 1400(c) ties rule issuance/effectiveness to eighteen- and twelve-month periods and supplies a default for provisions lacking regulations after the designated-transfer-date period. | S020 §1400(c)(1)–(3), complete. Designated transfer date and provision-specific application were not completed; no calendar computation. |\n| **R090-P1-C107** | Public Law 119-101 became law July 11, 2026. Its §101(1)–(3) amends distribution wording, adds review/competence provisions, and adds assistance-renewal procedure, as reflected in current §1701x. | S021 selected enacted body; S003 2026 text/notes. No separate delayed trigger appears in those selected clauses; whole later-law history remains held. |\n| **R090-P1-C108** | The 2026 Act has a severability clause and does not authorize additional appropriations to carry out the Act/amendments. | S021 §§1201–1202. This is not a finding that no existing funds are available or that any provision has been held invalid. |\n| **R090-P1-C109** | Older original statutory access was incomplete: the 1968/1992 PDFs exceeded retrieval limits; the material 1970 clause timed out; current §1701x-1 compilation authentication remains incomplete. | S008, S023–S025 and failure log. Failure is not repeal or absence of authority. |\n| **R090-P1-C110** | The 2025 annual CFR opening was available; the requested 2026 annual Part 214 PDF was not. Neither supplies a claimed complete alternative current reading. | S022 and failure log. Current A–C conclusions rely on the successfully read eCFR and selected adopted instruments. |\n| **R090-P1-C111** | Textual anomalies are preserved: “Internal Revenue Code of 1996” in selected regulations; §214.103(n)(3)’s (n)(1) reference; §214.315(g)’s displayed “14 U.S.C. 1681”; differing statutory/regulatory State wording. | S001 §§214.3, .103(a), .103(n)(3), .315(g); S003(h)(2); S020 §1448. No silent editorial repair or complete interpretive reconciliation. |\n| **R090-P1-C112** | The selected legal framework does not establish any actual participant’s standing, license, funding, service quality, availability, privacy compliance, independence, or successful outcome. | Scope limitation supported by C036, C053, C062–C079, C086 and absent application evidence. No handbook was used to add approval criteria or legal force. |\n\n## 4. Provision-specific comparisons\n\n| Comparison | Supported distinction | What remains open | Claim/source crosswalk |\n| --- | --- | --- | --- |\n| Agency approval / counselor certification | Organizational qualifications and decision procedures differ from examination, employment, and individual certification predicates. | Actual status of either category. | C020–C022, C036–C038, C057–C062; S001 §§214.3, .100, .103(n), .107. |\n| Agency / affiliate / branch / intermediary | Separate incorporation, subordination, control, delivery, and support functions have different definitions. | Actual organization or network relationships. | C018–C028; S001 §214.3. |\n| LHCA / MSO | Direct-service and geographic/main-office/branch predicates differ; geography alone does not resolve every classification. | Actual service geography and organizational form. | C024–C025; S001 §214.3. |\n| Direct approval / SHFA participation | SHFAs have a specific request-based exception from the ordinary approval application. | Any currently announced alternative request procedure or actual compliance. | C060–C061; S001 §214.105. |\n| Initial approval / continued participation | Initial criteria, review, inactivity, conditional reapproval, termination, and appeal are distinct stages. | Current decision, expiration, review result, or active status. | C062–C079; S001 §§214.107–.205, .307–.309. |\n| Statutory authority / codified criterion / handbook | Statutes authorize and constrain; regulations specify program criteria. No handbook was read or used to amend those criteria. | Status and effect of a particular future handbook clause would require its own examination. | C003–C009, C097–C108, C112; S001–S003, S007, S011–S021. |\n| Mandatory criterion / discretion | “Must,” conditional “will,” and “may” have different functions. For example, complete approval criteria contrast with discretionary inactive status. | Satisfaction of predicates; exercise of authorized discretion. | C037–C078; exact cited clauses. |\n| Application / approval | Submission and supporting evidence precede an agency decision; a successful package leads to the letter/certificate procedure. | Actual submission, sufficiency, decision, or duration. | C060–C064; S001 §§214.105–.109. |\n| Participation / professional licensing | Federal program requirements coexist with state/local operational requirements; no general professional license is issued by the selected provisions. | Each relevant professional/operational licensing regime. | C036, C053, C112; S001 §§214.100(a), .103(k). |\n| Approval / grant funding | Approval does not guarantee funding; financial-assistance accountability and renewal have separate predicates. | Appropriation, competition, award, grant conditions, and renewal decision. | C086, C092–C094, C108; S001 §214.311(a); S003(i); S021 §1202. |\n| Listing / verified current status | Listing is a referral mechanism; inactive status can remove it, and later restoration depends on HUD review/acceptance. | Any actual listing, current standing, or availability. | C063, C066–C070; S001 §§214.107(c), .200, .201. |\n| Generic authority / consumer eligibility | Program authority and agency criteria do not establish an individual’s entitlement to a service, grant, legal representation, or debt relief. | Relevant consumer program and all individual predicates. | C004–C007, C012, C036, C085–C086, C112. |\n| Approval / quality or outcome | Section 214.100(a) disclaims endorsement/warranty; review standards are not findings about actual performance. | Actual authorized review evidence, independently permitted in a different task. | C036, C073, C088–C091; S001; S003(e). |\n| Regulatory review / 2026 statutory review | The regulation permits periodic reviews generally; the statute requires reviews for organizations receiving §1701x assistance. | Implementation and interaction in a particular decision. | C072–C075, C088; S001 §§214.203, .307–.309; S003(e)(6). |\n| Approval appeal / assistance-renewal conference | Thirty-calendar-day written appeal receipt differs from at least sixty days’ prior notice and a timely requested informal conference for covered-assistance renewal. | Trigger, applicable route, service/counting details, actual decision. | C064, C078, C092–C093; S001 §§214.109, .205; S003(i)(3)–(4). |\n| Regular certification / Tribal route | Subpart F has a limited program exception, different employment category, and separate transition; other HUD counseling returns to regular requirements. | Program connection, entity qualification, examination-availability event. | C022, C034–C035; S001 §214.600; S006, S018. |\n| Current / historical wording | Current facility and certification requirements incorporate later amendments; older wording and superseded dates remain historical evidence only. | Unexamined later amendments, judicial construction, and identified anomalies. | C097–C111; S011–S025. |\n\n## 5. Measurement register\n\nThis register includes every substantive quantity or legal time condition relied upon. Publication and compilation dates are separately identified below. No applicant, provider, financial, calendar, approval-probability, or performance model was calculated.\n\n### 5A. Operational quantities and triggers\n\n| ID | Exact clause; actor/object | Quantity, unit/base, boundary | Trigger, cumulative conditions, exceptions, counting convention, absent facts |\n| --- | --- | --- | --- |\n| **M01** | S001 §214.3, LHCA; C024 | **No more than 2 contiguous states**; main office and one or more branches may be present. | Category geography, not proven service reach; adjacency and actual offices absent. |\n| **M02** | S001 §214.3, MSO; C025 | **2 or more states**, through main office and branches. | Minimum state count; no inference that geographic wording alone resolves all organizational overlap. |\n| **M03** | S001 §214.3, intermediary; C023 | **2 named types**: national and regional; national uses multiple regions. | No statutory numerical region map or actual geographic classification supplied. |\n| **M04** | S001 §214.103(b); C039 | Agency counseling experience **at least 1 year**. | Successful administration, not mere existence; calendar conversion and actual history absent. |\n| **M05** | Same; C039 | Intermediary capacity **at least 1 year**. | Specific intermediary function; not interchangeable with M04. |\n| **M06** | Same; C039 | Included affiliates/branches: successful counseling **at least 1 year**. | Applies in the specified application/participation relationships. |\n| **M07** | S001 §214.103(d); C041 | Functioning **at least 1 year** in work-plan geography. | Separate community-base predicate; actual geography/history absent. |\n| **M08** | S001 §214.103(g)(1); C044 | Funds or written commitment for **initial 12 months** of approval operations. | Resources due no later than approval; no fixed dollar amount or actual funding sufficiency. |\n| **M09** | S001 §214.103(g)(2); C045 | **At least half** of agency counselors; each counted counselor has **at least 6 months** in the proposed job. | Denominator is agency counselors, not all employees; all actual counseling staff also require certification. No rounding convention for a fractional headcount is supplied here. |\n| **M10** | S001 §214.103(l); C054 | **At least 1 facility**; requirements apply to **all** facilities. | Identified space, privacy/confidentiality, accessibility/alternatives; broader incorporated standards held. |\n| **M11** | S001 §214.103(n)(2); S003(e)(2); C057 | **6 examination subject areas**, competence in each. | No score, test length, pass percentage, or general retake limit stated in this clause. |\n| **M12** | S001 §214.105(a); C060 | **Single application** for the specified controlled branches/affiliates. | Parent control over quality/type is material; SHFA exception remains. |\n| **M13** | S001 §214.107(a)–(b); C062 | Approval **up to 3 years**. | All §214.103 requirements; actual period stated by certificate. No guaranteed term or processing deadline. |\n| **M14** | S001 §214.109; C064 | **Within 30 calendar days** of written denial notice. | Revised application or written appeal; appeal also subject to §214.205. No actual notice or date. |\n| **M15** | S001 §214.200(a), (d); C065, C068 | Inactivity **not exceeding 6 months**, unless HUD extends. | Case-specific temporary impairment; extension duration not quantified here. |\n| **M16** | S001 §214.200(c); C067 | Notice when ready, **no later than the end** of inactivity. | Written notice/support; restoration follows HUD review/acceptance. No actual endpoint. |\n| **M17** | S001 §214.309(a); C074 | Unconditional reapproval **up to 3 years**. | Full performance compliance; permissive agency decision. |\n| **M18** | S001 §214.309(b); C075 | Conditional extension **up to 120 calendar days**. | Failure must not seriously impair counseling capability; not an automatic cure allowance. |\n| **M19** | S001 §214.309(e); C077 | **Immediately**, no numerical waiting period stated. | HUD determination of serious impairment; separate appeal/remedy questions remain. |\n| **M20** | S001 §214.205(b); C078 | HUD **receives within 30 calendar days** from date of decision letter. | Receipt by HUD, not mailing, is stated. No supplied holiday, deemed-receipt, or extension convention. |\n| **M21** | S001 §§214.103(m)(2), .203, .307; C056, C072–C073 | **Periodic**, without a fixed universal frequency. | Do not invent annual reapproval or a guaranteed review cadence. Statutory mandatory-review category remains C088. |\n| **M22** | S006 §4103(22)(A); C010 | IHA established **before October 26, 1996**, acting **on October 26, 1996**. | Both temporal conditions plus 1937 Act requirements, no superseding (B) action, and nontribal status are material. Underlying regime held. |\n| **M23** | S006 §4103(22)(B)–(C); C010 | **One or more tribes** may establish/authorize the stated entity. | Specified authorization and legal establishment route; no actual entity. |\n| **M24** | S001 §214.600(c); C022, C034 | **6 areas** in Tribal examination, plus qualifying employment. | Same listed subject categories; separate program and certification predicates. |\n| **M25** | S001 §214.600(e); C035 | Later of **48 months from rule effectiveness** or **30 days after examination availability**. | HUD Federal Register announcement required; actual availability and counting details not verified. No date calculated. |\n| **M26** | S003(e)(7)(A); C089 | Residential design for **between 1 and 4 families**. | Lien plus specified insurance/guarantee predicates. Text’s “between” wording preserved; no property/unit-count methodology inferred. |\n| **M27** | S003(e)(8)(C); C091 | **Not fewer than 2 retesting opportunities** before the stated suspension route. | Continued lack of competence, required determinations, and area-capacity condition remain necessary. |\n| **M28** | S003(i)(3)(B); C093 | **Not less than 60 days’ prior written notice**. | Denial of renewal under that paragraph; no finalization until period ends. Not a universal approval-termination period. |\n| **M29** | S003(i)(3)(C); C093 | Written request **within that notice period**. | Triggers specified informal conference; no independent additional period or actual notice event. |\n| **M30** | S003(i)(2); C094 | Reimburse/return **within 12 months after misuse determination**; future ineligibility **at any time after** determination. | Secretary’s material-misuse determination and covered financial assistance; no consumer-debt effect. |\n| **M31** | S020 §1400(c); C106 | Final rules before end of **18-month** period from designated transfer date; effect **not later than 12 months** after final issuance. | Separate default for provisions lacking rules at the eighteen-month point. Designated event and application unresolved; no calendar computation. |\n| **M32** | S013 original §214.103(n)(4); C099 | Historical **36 months** after announced examination commencement. | Superseded ordinary-program transition; not current grace. |\n\n### 5B. Source dates, transition dates, and non-operational counts\n\n| ID | Date/count and exact source | Legal or evidentiary function; limits |\n| --- | --- | --- |\n| **M33** | S001 A–C inventory: **2 + 5 + 4 sections, eleven total** | Research inventory, not a legal threshold. |\n| **M34** | S011: published **9/28/2007**, effective **10/29/2007** | Publication and legal commencement are distinct. |\n| **M35** | S001/S011 §214.100(b): approval **on/before 10/29/2007**; application **on/before 9/28/2007** followed by approval; compliance **10/1/2007**; approvals **after 10/29/2007** must comply | Exact historical categories and chronological anomaly preserved. No operational date calculation or corrective inference. |\n| **M36** | S020: enacted **7/21/2010** | Enactment does not itself resolve every §1400(c) application question. |\n| **M37** | S012: published **12/7/2015**; effective **1/6/2016** | Selected incorporation amendments. |\n| **M38** | S013: published **12/14/2016**; effective **1/13/2017** | Certification rule adoption, distinct from later compliance. |\n| **M39** | S014: published **5/31/2017**; examination **8/1/2017**; then-compliance **8/1/2020** | Historical examination/transition sequence; compliance date superseded. |\n| **M40** | S015: published **8/5/2020**; posting-effectiveness qualification; compliance **8/1/2021** | Actual posting event unverified. Valid-notice qualification preserved. |\n| **M41** | S016: final adoption effective **12/4/2020** | Interim change adopted without modification. |\n| **M42** | S017: correction effective **12/14/2020**; correct historical comment closing **9/4/2020** | Publication correction, not new certification compliance or consumer deadline. |\n| **M43** | S018: published **6/12/2024**; effective **7/12/2024** | Starts one limb of M25; the later-of result remains uncomputed. |\n| **M44** | S019: published **9/16/2024**; effective **10/16/2024** | Facility/delivery revision commencement. |\n| **M45** | S021: became law **7/11/2026** | Enactment of selected statutory changes; no complete subsequent-law chain inferred. |\n| **M46** | S001–S002: initial **10/23/2026**, refreshed selected pages **10/26/2026**; Title 24 amendment banner **8/20/2026** | Compilation/editorial metadata, not the date every selected clause was amended. |\n| **M47** | S010: currency **10/26/2026**, Title 2 amendment banner **8/17/2026** | Same metadata limitation. |\n| **M48** | S003–S006: **P.L. 119-134, 10/20/2026**; S007: **P.L. 119-124, 10/15/2026** | Different statutory compilation bounds; no later-law completeness assertion. |\n| **M49** | S022: **2025** annual edition; attempted **2026** alternative unavailable | Edition distinction; no complete annual reading. |\n| **M50** | All source checks: **10/28/2026 PDT** | Actual research access date, not issuance or effectiveness. |\n| **M51** | S024 opening: enactment header **12/31/1970** | Metadata read; material §903 body not retrieved. Other failed historical pages supply no verified operative quantities. |\n\nNo source-supported provider ranking, approval probability, minimum client outcome, universal fee amount, consumer savings percentage, or financial model was produced.\n\n## 6. Conditional legal-category branches\n\n**Status key:** **A** = generic rule answered within the cited bounds; **P** = public-law dependency or construction remains partial; **X** = requested application/other regime excluded. Every actual application remains unresolved.\n\n| Branch/status | Supported conditional rule, including material conditions | Exact claim/source | Missing evidence or authority | Adverse inference to avoid | Next permissible generic public-law inquiry |\n| --- | --- | --- | --- | --- | --- |\n| **B01 — Scope unknown; A/P** | If counseling is HUD-required, funded, required as an assistance condition, or a qualifying grantee referral, apply the stated connection rule, subject to the Tribal exception. | C004–C007, C034; S001 §214.1; S002 §5.111 | Relevant program category and complete program incorporation. | Every housing/debt-help provider is covered. | Read only the generic statute/regulation establishing the particular program connection. |\n| **B02 — Current original inaccessible; P** | A failed endpoint cannot establish repeal or replace a successfully read body; use the recorded official alternative only within its bounds. | C001, C109–C110; S008, S022–S025 | Current §1701x-1 edition and unavailable older originals. | Inaccessibility means no authority exists. | Reopen the same official legal publications through ordinary public access. |\n| **B03 — Nonprofit/tax category unknown; A/P** | Nonprofit criteria retain §12704(5)(A)–(C), exclude D, and coexist with the separately stated tax/governmental proof rules. | C008–C009, C038; S001 .103(a); S004–S005 | Complete applicable §501(c), §§502–503, and state organizational authority. | “Nonprofit” alone proves approval or all tax conditions. | Read the relevant generic tax category and denial clauses, without entity lookup. |\n| **B04 — Affiliate/branch relationship unknown; A** | Separate incorporation and all affiliate conditions differ from subordinate branch status; a branch cannot also be an affiliate/subgrantee under the definition. | C018–C019, C026; S001 .3 | Organizational relationship, entirely absent. | A label establishes separate approval. | Compare the complete definitions with any further generic HUD classification instruction, if necessary. |\n| **B05 — Intermediary/LHCA/MSO unknown; A/P** | Apply delivery/control/support predicates together with the stated geographic descriptions; geography alone is insufficient. | C023–C025; S001 .3 | Actual structure; authoritative resolution of any category overlap. | Two-state wording automatically determines the category. | Read a generic official interpretation of these category definitions. |\n| **B06 — SHFA category/request unknown; A/P** | Only the defined statutory SHFA category receives §105(b)’s application exception, with request/assurance or announced alternative procedure. | C030, C061; S001 .3, .105(b); S003(h)(5) | Generic constituting authority and any current alternative procedure. | Every governmental body is exempt from approval procedures. | Read the public SHFA-category statute and any generic Federal Register procedure. |\n| **B07 — Experience and community base unknown; A** | One-year program/intermediary experience and one-year functioning in work-plan geography are distinct cumulative requirements for their specified actors. | C039, C041; S001 .103(b), (d) | Relevant type, success, duration, and geography. | Organizational age alone satisfies both. | Examine generic instructions explaining these criteria, without application records. |\n| **B08 — Ineligibility predicate unknown; A/P** | The specified restriction, qualifying indictment/conviction, or unresolved government finding disqualifies under the criterion only within its stated actors and conditions. | C040; S001 .103(c) | Applicable exclusion authority and all actual predicates. | A rumor, allegation, or unrelated offense proves ineligibility. | Read only the relevant generic exclusion standard; no record/party search. |\n| **B09 — Records/CMS criteria unknown; A/P** | Established reviewable/confidential records and a HUD-compatible automated tracking system are required; broader incorporated controls remain separate. | C042–C043, C087; S001 .103(e)–(f), .315(g) | Full incorporated requirements and any actual implementation. | Approval proves privacy/security compliance. | Read narrowly necessary 2 CFR 200 or cited civil-rights record clauses in a separate component. |\n| **B10 — Financial capacity unknown; A** | At approval, available funds or a written commitment must cover the initial twelve-month plan operations. | C044; S001 .103(g)(1) | Costs, resources, commitment, and approval event—all absent. | Federal approval guarantees funding or solvency. | Read generic evidence instructions for §103(g)(1), not financial records. |\n| **B11 — Staff certification/experience unknown; A** | Training, certification of all counseling staff, and the half-of-counselors/six-month experience test are cumulative. | C021, C045, C057–C059; S001 .103(g)(2), (n) | No staff, work, examination, or certification evidence. | An examination pass alone establishes complete current status. | Read generic certification-verification and employment-condition instructions. |\n| **B12 — Language capability unknown; A** | Fluency, interpreter use, or referral is an alternative structure, not proof of immediate service in a language. | C046; S001 .103(g)(3) | Service needs and actual capability absent. | Every agency must personally employ every language capability. | Read generic implementation guidance for the alternative paths. |\n| **B13 — Program knowledge unknown; A** | Mandatory working knowledge and “should” familiarity have different force. | C047; S001 .103(h) | Actual staff knowledge absent. | A suggested familiarity becomes a separately proven mandatory credential. | Read any generic official explanation of the knowledge criterion. |\n| **B14 — Contracting-out exception unknown; A/P** | Demonstrated unmet geographic need, absence of the specified network, contractor eligibility, allocated duties, and prior written HUD approval must all be satisfied. | C048–C049; S001 .103(i)(1) | Every exception predicate; no geographic/provider inquiry authorized. | Any contract is permitted because a service is useful. | Read generic HUD approval instructions for this exception only. |\n| **B15 — Affiliate agreement or individual network; A/P** | Affiliate agreements need accountability/monitoring detail; individual-counselor networks require prior discretionary HUD approval for a HUD-identified special need. | C050–C051; S001 .103(i)(2)–(3) | Full grant-rule incorporation and authorized generic special-need standard. | Informal letters eliminate substantive controls. | Read the narrow 2 CFR 200 monitoring clause or generic special-network instruction. |\n| **B16 — Referral/community/local operation; A/P** | Community referral relationships and state/local operational compliance are separate approval criteria. | C052–C053; S001 .103(j)–(k) | State/local law and actual relationships absent. | Federal participation supplies every required license. | Identify the relevant generic licensing/operational law in a separately authorized component. |\n| **B17 — Facility/accessibility unknown; A/P** | At least one facility and all stated space/privacy/access conditions remain required after the modernization amendment. | C054, C104; S001 .103(l); S019 | Complete incorporated accessibility standards and actual facilities. | Remote counseling eliminates facility/accessibility duties. | Read the exact generic accessibility clause only if that separate issue becomes necessary. |\n| **B18 — Work-plan content/change unknown; A** | The plan must contain all listed elements, be periodically reviewed, and be supplied to HUD when changed; anticipated outcomes are not measured results. | C027, C055–C056; S001 .103(m) | No plan, change, resource, or outcome evidence. | Stated goals prove performance or permissible fees. | Read generic work-plan instructions; retain §214.313 outside this pass. |\n| **B19 — Counseling/education/reverse category; A** | Tailored counseling and group education differ; action-plan exception is specific to reverse mortgages; group educators must offer corresponding individual counseling. | C011–C017, C032, C080, C083; S001 .3, .300(a) | Actual service category and performance absent. | A class is individualized counseling or every plan can be omitted. | Read only generic service-category interpretation if classification remains disputed. |\n| **B20 — Remote format/national reach; A/P** | Remote formats remain subject to geography, resources, knowledge, accessibility, and requested in-person referral; national special-needs delivery requires prior approval. | C081–C082, C085; S001 .300(a)(3)–(6), .303(e) | Approval/work-plan predicates and full accessibility law. | An online format permits unrestricted national service. | Read a generic instruction implementing the specific format or special-network clause. |\n| **B21 — Application versus approval; A** | Required submission and evidence do not establish approval; the all-criteria decision produces the letter/certificate and stated period. | C060–C062; S001 .105, .107 | All application and decision facts absent. | Filing or possessing a blank form means approval. | Examine generic prescribed application instructions only if necessary later. |\n| **B22 — Listing/current status unknown; A/X** | Listing is a referral mechanism and may be removed/restored through status procedures. | C063, C066–C070; S001 .107(c), .200–.201 | No roster or status record examined. | A historical listing proves active status or available service. | Clarify generic legal effect of listing; actual lookup remains excluded. |\n| **B23 — Denial and appeal route; A/P** | Written reasons, revised-application option, and timely written appeal apply with the separate §109 and §205 wording preserved. | C064, C078–C079; S001 .109, .205 | Applicable decision, date, receipt, counting/service authority. | Mailing within thirty days necessarily suffices or appeal automatically stays action. | Read a generic procedural provision addressing receipt/counting, if one governs. |\n| **B24 — Temporary impairment/inactivity; A** | HUD may use inactivity for temporary impairment on request or information, generally no more than six months unless extended. | C065–C066; S001 .200(a)–(b) | Impairment, request, and decision absent. | Loss of funds automatically creates inactive status. | Read generic documentation instructions for §200, without agency records. |\n| **B25 — Resumption/extension; A** | Written notice/support is due when ready or by period end; HUD review precedes possible restoration; persistence permits extension or termination/removal. | C067–C068; S001 .200(c)–(d) | Actual condition/end date/acceptance absent. | Time passage automatically restores standing. | Read generic resumption and extension instructions. |\n| **B26 — Termination/certificate; A/P** | A confirmed listed ground permits the stated status/grant actions; written termination/withdrawal and certificate rules follow. | C069–C071; S001 .201 | Confirmed ground, appropriate actor, decision, and other-law procedure. | A complaint automatically terminates approval or grants consumer relief. | Read the applicable generic termination/exclusion procedure only. |\n| **B27 — Reapproval/review; A/P** | End-of-period reapproval language is conditioned by the review language and incorporated performance outcomes, plus the later statutory recipient-review duty. | C072–C074, C088; S001 .203, .307–.309; S003(e)(6) | Compliance, review, assistance category, decision absent. | Approval renews indefinitely or all reviews are optional. | Read generic implementation of the 2026 review amendment. |\n| **B28 — Conditional extension/serious impairment; A** | Nonserious failure permits up to 120 calendar days; serious impairment permits immediate termination; follow-up and appeal routes remain distinct. | C075–C078; S001 .309(b)–(f) | HUD’s impairment determination and any correction absent. | Every deficiency guarantees a 120-day cure period. | Read generic criteria explaining serious impairment, if officially supplied. |\n| **B29 — Statutory performance comparison; A/P** | The optional comparison is limited to specified prepurchase counselors, assisted organizations, covered loans, comparable markets, and appropriate factors. | C088–C090; S003(e)(6)–(7) | Full insurance/guarantee chain and methodology; all actual data absent. | A default rate alone proves counselor quality or causation. | Read generic implementing standards for (e)(7), without datasets or personnel records. |\n| **B30 — Competence action/retesting; A/P** | The competence and capacity findings precede the staged actions; suspension has the stated minimum retesting opportunity predicate. | C091; S003(e)(8) | Implementing construction of “may”/“required,” competence/capacity standards. | Examination history alone proves a lawful suspension. | Read only generic adopted implementation or official construction of (e)(7)–(8). |\n| **B31 — Financial-assistance renewal; A/P** | Nonrenewal under (i)(3) requires the review/regulatory predicates, at least sixty days’ notice, and a conference upon timely written request. | C092–C093; S003(i)(3)–(4) | Assistance classification, implementing regulation, notice/counting details. | This notice automatically governs every approval termination. | Read generic implementation distinguishing grant renewal from program approval. |\n| **B32 — Material misuse; A/P** | The separate material-misuse determination triggers repayment/return and future covered-assistance ineligibility, with other remedies preserved. | C094; S003(i)(2), (4) | Authorized determination and assistance conditions absent. | Every discrepancy means permanent program expulsion or debt forgiveness. | Read generic assistance-accountability procedure if necessary. |\n| **B33 — Tribal/program exception; A/P** | Only the specified IHBG/ICDBG connection invokes §600’s exception; other HUD counseling requires regular certification and participation. | C022, C034; S001 .600(a)–(d); S006 | Program and entity definitions, with uncompleted underlying regimes. | All tribal counseling is exempt from Part 214. | Read the exact generic program-connection/recognition clause needed. |\n| **B34 — Tribal transition unknown; P** | The later-of rule requires both rule-effectiveness and examination-availability events to be understood; no deadline can be supplied from one alone. | C035, C103; S001 .600(e); S018 | Official examination-availability announcement and counting authority. | Forty-eight months alone fixes the actual deadline. | Locate the generic Federal Register examination-start notice, without counselor lookup. |\n| **B35 — Historical dates/text conflict; P** | Preserve the 2007 compliance chronology and other literal anomalies instead of silently repairing them. | C097, C111; S001, S011, S020 | Official correction or narrowly applicable construction. | An apparent drafting error authorizes an invented deadline or substantive rule. | Search only official correction/adoption text for the precise clause. |\n| **B36 — Broader exclusion/remedy regime; P/X** | Part 24 redirects to supplemented 2 CFR Part 180 rules; the selected reference does not establish the complete proceeding. | C071, C079; S009–S010 | Complete relevant exclusion procedure and jurisdiction. | A citation alone proves a sanction, stay, or private remedy. | Read the indispensable generic Part 2424/180 clauses in a separate focused inquiry. |\n| **B37 — Approval/certification terminology; A/X** | Neither status implies HUD endorsement/warranty; each has specific legal predicates. | C020–C022, C036, C112; S001 .3, .100(a) | All actual standing, licensing, quality, and independence evidence absent. | “HUD-approved” means universally legitimate, suitable, or successful. | Clarify only the generic statutory meaning of the separate credential or license. |\n| **B38 — Funding and outcome; A/X** | Approval does not guarantee grants; statutory authorization and no-additional-funds language do not establish an appropriation or award. | C086, C108; S001 .311(a); S021 §1202 | Actual appropriation/award and consumer outcome absent. | Approval guarantees money, free service, savings, or relief. | Read the generic funding authority only if separately necessary; no award/recipient search. |\n| **B39 — Outside-subpart service/fee/privacy; P/X** | Only identified narrow D clauses were used; fees, full service standards, data handling, and grant administration require their own authority. | C042, C055–C056, C080–C087, C112 | Full downstream regimes intentionally unexamined. | This pass certifies fees, privacy, complaints, or all service duties. | Separate §214.313, remaining D/E, or another exact public-law component if later authorized. |\n| **B40 — Other A090 help and personal application; X** | The selected program framework cannot establish actual eligibility, representation authority, service availability, or an individual outcome. | C004, C036, C053, C086, C112 | All actual facts and other directory/regime evidence. | Housing-program approval resolves legal aid, tax, medical, military, emergency, or debt-relief suitability. | Identify the separate generic public authority for the relevant help category; no provider search here. |\n\n## 7. Wholly blank analytical reference worksheet\n\nThis is a blank public-law reference structure. It is not an intake form, provider-verification record, ranking, application, or decision instrument. **All entry cells are intentionally empty.**\n\n| Analytical field label | Authority entry | Evidence entry | Analysis | Result |\n| --- | --- | --- | --- | --- |\n| Source title and authority |  |  |  |  |\n| Source version/compilation |  |  |  |  |\n| Legal publication status |  |  |  |  |\n| Actual access/read bounds |  |  |  |  |\n| Statutory versus regulatory category |  |  |  |  |\n| Generic counseling category |  |  |  |  |\n| Generic organizational category |  |  |  |  |\n| Generic individual certification category |  |  |  |  |\n| Governing program connection |  |  |  |  |\n| Incorporated definition |  |  |  |  |\n| Organizational/tax predicate |  |  |  |  |\n| Experience predicate |  |  |  |  |\n| Geographic/community predicate |  |  |  |  |\n| Resource/capacity predicate |  |  |  |  |\n| Staffing/certification predicate |  |  |  |  |\n| Language/referral predicate |  |  |  |  |\n| Facility/accessibility predicate |  |  |  |  |\n| Work-plan requirement |  |  |  |  |\n| Contracting exception |  |  |  |  |\n| Application procedure |  |  |  |  |\n| Approval/status category |  |  |  |  |\n| Review/reapproval category |  |  |  |  |\n| Inactivity/resumption category |  |  |  |  |\n| Termination/withdrawal category |  |  |  |  |\n| Appeal or conference route |  |  |  |  |\n| Quantity/unit/base |  |  |  |  |\n| Trigger/counting convention |  |  |  |  |\n| Historical/current transition |  |  |  |  |\n| Statutory/regulatory interaction |  |  |  |  |\n| Other-law limit |  |  |  |  |\n| Missing public authority |  |  |  |  |\n| Unresolved application boundary |  |  |  |  |\n| Exact next generic inquiry |  |  |  |  |\n\n## 8. Granular coverage and question-to-claim crosswalk\n\nBranch-specific coverage, missing predicates, and next inquiries are additionally recorded individually in B01–B40.\n\n| User question/material subquestion | Status and finding | Claim/source/branch crosswalk | Missing evidence and exact next permissible inquiry |\n| --- | --- | --- | --- |\n| **1.1 Complete A/B/C organization** | **Answered.** Eleven complete sections; no invented reserved bodies. | C001–C002; S001; §1 inventory | No source-body gap for selected A–C. |\n| **1.2 Authority/source credits/current display** | **Answered with currentness limit.** Current compilation and source credits distinguished from adopted law. | C001, C003, C097–C110; S001–S025 | Post-display later-law/judicial chain not certified; examine only new official legal publications if necessary. |\n| **1.3 Whole versus selected extent** | **Answered.** Whole A–C; specified narrow outside clauses; no whole Part/statute claim. | Source register; C080–C087 | Remaining D/E excluded; use exact clause pointers rather than extend this report. |\n| **2.1 All §214.3 definitions** | **Answered.** Every defined category inventoried and materially mapped. | C011–C033; S001; B04–B06, B19 | Actual classifications absent. |\n| **2.2 Nonprofit/tax incorporation** | **Partial.** §12704(5) complete; §501 complete relevant gateway but not full tax taxonomy/denial chain. | C008–C009, C038; S004–S005; B03 | Read applicable generic §501(c), §§502–503 before a dependent tax conclusion. |\n| **2.3 Counseling/HUD connection** | **Answered at selected level.** Three §5.100 definitions and complete §5.111 read; statutory g(1) read. | C004–C007, C013–C017; S002–S003; B01, B19 | Underlying enumerated program eligibility remains held. |\n| **2.4 Tribal definition/exception** | **Partial.** Complete §600 and §4103(22); recognition dependencies not completed. | C010, C022, C034–C035; S006, S018; B33–B34 | Narrow recognition/program clauses and exam-start announcement, if needed. |\n| **2.5 Statutory authority** | **Partial.** Main authority and delegation clause read; §1701x-1 current compilation unresolved. | C003, C006–C010, C096, C109; S003–S010 | Ordinary reopening of current official §1701x-1 and its relevant notes. |\n| **3.1 Organizational/experience/ineligibility criteria** | **Answered textually.** All §103(a)–(d) conditions mapped. | C037–C041; S001; B03, B07–B08 | Actual facts absent; full tax/exclusion regimes held. |\n| **3.2 Records and client-management criteria** | **Partial incorporation.** Exact requirements mapped; full external controls not read. | C042–C043, C087; B09 | Narrow generic incorporated controls, not records inspection. |\n| **3.3 Resources/staff/language/knowledge** | **Answered textually.** Alternatives and cumulative predicates retained. | C044–C047; B10–B13 | No financial, personnel, service, or knowledge findings. |\n| **3.4 Contracting exceptions** | **Answered textually; incorporation partial.** All three alternatives preserved. | C048–C051; B14–B15 | Relevant 2 CFR 200 monitoring provisions and generic approval instructions. |\n| **3.5 Community/local/facility/work plan** | **Answered textually; other-law merits held.** | C052–C056; B16–B18 | State/local law, full accessibility law, actual implementation absent. |\n| **3.6 Individual certification** | **Answered for selected ordinary route; Tribal timing partial.** | C021–C022, C034–C035, C057–C059; B11, B33–B34 | No actual certification; Tribal exam event remains unknown. |\n| **3.7 Approval versus other qualifications** | **Answered boundary.** No licensing, grant, legal-representation, consumer-eligibility, or outcome finding. | C036, C053, C086, C112; B37–B40 | Separate public authority needed for each other consequence. |\n| **4.1 Ordinary application** | **Answered.** Prescribed submission and controlled-network single application. | C060; S001 .105(a); B21 | Actual forms/applications excluded. |\n| **4.2 SHFA procedure** | **Partial.** Regulatory alternative complete; later generic announced procedures not surveyed. | C061; B06 | Read only an applicable public procedural announcement. |\n| **4.3 Approval/duration/notice/listing** | **Answered.** Conditional “will,” up-to term, letter/certificate, permissive listing distinguished. | C062–C063; B21–B22 | No decision, term, listing, or service availability established. |\n| **4.4 Denial/revision/appeal** | **Answered textually; counting details unresolved.** | C064, C078–C079; B23 | Exact generally applicable service/counting rule, if any. |\n| **5.1 Inactive status** | **Answered.** Grounds, written procedure, period, restoration, and extension distinctions. | C065–C068; B24–B25 | No actual condition/status/event. |\n| **5.2 Termination/withdrawal** | **Answered selected text; exclusion regime partial.** | C069–C071; B26, B36 | Full relevant Part 2424/180 procedure remains separate. |\n| **5.3 Reapproval/performance** | **Answered selected regulation.** Complete .203, .307, .309 read. | C072–C078; B27–B28 | Actual compliance/review absent. |\n| **5.4 2026 statutory review qualification** | **Answered statutory text; implementation partial.** | C088–C091, C107; S003, S021; B29–B30 | Generic implementing standards and “may/required” construction unresolved. |\n| **5.5 Financial-assistance renewal** | **Answered statutory distinction; procedure application partial.** | C092–C094; B31–B32 | Actual assistance/decision absent; implementing procedure/counting held. |\n| **5.6 Other continued-participation duties** | **Excluded except named incorporations.** No full D/E investigation. | C080–C087, C112; B39 | Exact remaining clause must be separately examined before reliance. |\n| **6.1 Original Part 214 adoption** | **Answered within selected original bounds.** Complete original A–C and DATES read. | C097; S011; B35 | Chronological anomaly unresolved; seek official correction/construction only. |\n| **6.2 2015–2024 material revisions** | **Answered selected adopted clauses.** Includes 2020 final adoption and correction. | C098–C104; S012–S019 | No complete judicial or later-history audit. |\n| **6.3 2010 statutory amendments/transition** | **Partial.** Selected adopted clauses complete; designated-transfer-date chain not completed. | C105–C106; S020 | Read exact designated-transfer/application authority before any date calculation. |\n| **6.4 2026 statute** | **Answered selected enacted text; later implementation held.** | C107–C108; S021 | No whole Act/later judicial chain claimed. |\n| **6.5 Older original statutes** | **Unresolved access.** Failures preserved. | C109; S023–S025 | Reopen official originals by ordinary access; no inference from failure. |\n| **7.1 Approval/certification meaning** | **Answered.** Express no-warranty/no-endorsement limitation. | C036, C112; B37 | No actual provider standing/quality conclusion. |\n| **7.2 Actual status, licenses, complaints, languages, privacy, outcomes** | **Excluded as requested.** | C046, C053–C054, C063, C087, C112; B09, B12, B16–B17, B22, B37–B40 | No identifying/provider inquiry authorized. |\n| **7.3 Fees and Subpart D boundary** | **Answered scope boundary.** §214.313 and prior handbook findings not adopted. | C055–C056, C080–C087; B39 | Separate focused public-law reading required for fee conclusions. |\n| **8.1 Requested comparisons** | **Answered within source limits.** All requested distinctions appear in §4. | C020–C112; comparison table | Handbook legal status not generalized from an unread document. |\n| **8.2 Other directories/help categories** | **Excluded.** | C112; B40 | Separate generic authority and separately authorized provider inquiry would be required. |\n| **9.1 Complete relied-on measurements** | **Answered.** M01–M51 preserve units, triggers, exceptions, and missing facts. | Measurement register | No actual calculation or score. |\n| **9.2 Dates versus legal effect** | **Answered with identified gaps.** | C097–C110; M31–M51 | Posting event, Tribal exam event, older history, and transfer-date chain remain open. |\n| **9.3 Counting/service conventions** | **Unresolved where not supplied.** No invented mailbox, holiday, or extension rule. | C064, C078, C093; M14, M20, M28–M29 | Read only the exact generally applicable procedural rule if needed. |\n| **10.1 Conditional branches** | **Answered.** Forty substantive branches, each with authority, missing predicate, adverse inference, and next generic inquiry. | B01–B40 | Actual applications remain excluded. |\n| **10.2 Blank worksheet** | **Answered.** All authority/evidence/analysis/result cells empty. | §7 | No completed record or decision instrument. |\n| **Visible evidence/logs/self-check** | **Answered with explicit limitations.** | §§2–10 | No independent review, operational acceptance, or publication acceptance claimed. |\n\n## 9. Source-read and failure log\n\n### 9A. Successful reading record\n\n| Reading group | What was actually completed | What was not claimed |\n| --- | --- | --- |\n| Current Part 214 | Whole A–C, all definitions and nested criteria; specified narrow D/F clauses. | Whole Part 214, all service/fee/grant/civil-rights rules, or a provider review. |\n| Current statutory authority | Recorded complete clauses of §1701x; §12704(5); §3535(d); TDHE/related definitions; limited §501 gateway. | Whole housing, tax, tribal-recognition, grant, insurance, or exclusion regimes. |\n| Adopted Part 214 history | Original A–C; selected complete 2015, 2016, 2020, and 2024 amendatory instructions; 2017 examination notice; 2020 correction. | Entire preambles, all comments, all Parts amended by those instruments, or judicial validation. |\n| Selected statutory history | Recorded 2010 clauses and transition; 2026 §101(1)–(3), severability and no-additional-funds clauses. | Entire Acts or exhaustive earlier/later amendment chain. |\n| Older official alternatives | Undated §1701x-1 extract and 2025 CFR opening metadata. | Authenticated current §1701x-1 edition or complete annual-CFR A–C reading. |\n| Search results | Citation/title discovery only. | Search snippets, mirrors, or incidental unrelated results as operative legal evidence. |\n| PDF handling | Parsed text with printed-page and zero-based-index references. | Pixel inspection, unseen pages, completed forms, or whole-file visual review. |\n\n### 9B. Exact failed or limited endpoints\n\n| Endpoint(s) | Observed result and retained limit | Readable alternative/result |\n| --- | --- | --- |\n| [https://www.federalregister.gov/citation/72-FR-55648](https://www.federalregister.gov/citation/72-FR-55648) | **429 Too Many Requests**. | S011 GovInfo original PDF/HTML read. |\n| [https://www.federalregister.gov/citation/89-FR-49807](https://www.federalregister.gov/citation/89-FR-49807) | **400 timeout**. | S018 GovInfo PDF read. |\n| [https://www.federalregister.gov/citation/80-FR-75936](https://www.federalregister.gov/citation/80-FR-75936) | **503 unavailable**. | S012 GovInfo PDF read. |\n| [https://www.govinfo.gov/content/pkg/CFR-2026-title24-vol2/pdf/CFR-2026-title24-vol2-part214.pdf](https://www.govinfo.gov/content/pkg/CFR-2026-title24-vol2/pdf/CFR-2026-title24-vol2-part214.pdf) | Not accessible. | Current eCFR read; 2025 annual opening only, S022. |\n| [https://uscode.house.gov/us/usc/t12/s1701x-1/](https://uscode.house.gov/us/usc/t12/s1701x-1/) [https://uscode.house.gov/us/usc/119-134/t12/s1701x-1/](https://uscode.house.gov/us/usc/119-134/t12/s1701x-1/) | Not accessible. | S008 readable official extract, edition unknown. |\n| [https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section1701x-1&num=0&edition=prelim](https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section1701x-1&num=0&edition=prelim&utm_source=chatgpt.com) | Maintenance response after normalization/redirect. | Same S008 limitation; no bypass attempted. |\n| [https://uscode.house.gov/us/usc/119-134/t42/s3535/](https://uscode.house.gov/us/usc/119-134/t42/s3535/) | Not accessible. | S007, displayed October 15 compilation, read. |\n| [https://www.govinfo.gov/content/pkg/FR-2024-06-12/html/2024-12777.htm](https://www.govinfo.gov/content/pkg/FR-2024-06-12/html/2024-12777.htm) | Not accessible. | S018 PDF read. |\n| [https://www.govinfo.gov/content/pkg/FR-2015-12-07/html/2015-29692.htm](https://www.govinfo.gov/content/pkg/FR-2015-12-07/html/2015-29692.htm) | Not accessible. | S012 PDF read. |\n| [https://www.govinfo.gov/content/pkg/FR-2020-12-04/html/2020-26194.htm](https://www.govinfo.gov/content/pkg/FR-2020-12-04/html/2020-26194.htm) | Not accessible. | S016 PDF read. |\n| [https://uscode.house.gov/statviewer.html?page=490&volume=82](https://uscode.house.gov/statviewer.html?page=490&volume=82&utm_source=chatgpt.com) [https://uscode.house.gov/statviewer.html?page=1808&volume=84](https://uscode.house.gov/statviewer.html?page=1808&volume=84&utm_source=chatgpt.com) [https://uscode.house.gov/statviewer.html?page=3719&volume=106](https://uscode.house.gov/statviewer.html?page=3719&volume=106&utm_source=chatgpt.com) | Viewer shells without readable adopted bodies or inspected pixels. | No original-clause reading credited. |\n| [https://www.govinfo.gov/link/statute/82/490](https://www.govinfo.gov/link/statute/82/490) [https://www.govinfo.gov/link/statute/84/1808](https://www.govinfo.gov/link/statute/84/1808) [https://www.govinfo.gov/link/statute/106/3719](https://www.govinfo.gov/link/statute/106/3719) | Not accessible. | Earlier statutory-history gaps retained. |\n| [https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf](https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf) | Content too large for retrieval. | S023 remains discovery/failure only. |\n| [https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf](https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf?utm_source=chatgpt.com) | Opening title text succeeded; later material-clause find/open attempts timed out. | S024 limited to actual opening read; §903 not credited as read. |\n| [https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf](https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf) | Content too large for retrieval. | S025 remains discovery/failure only. |\n| [https://www.federalregister.gov/documents/2020/12/14/2020-27284/housing-counseling-program-revision-of-the-certification-timeline-correction](https://www.federalregister.gov/documents/2020/12/14/2020-27284/housing-counseling-program-revision-of-the-certification-timeline-correction) | A candidate endpoint failed; its document number was not authenticated. | The actual correction was subsequently identified and read as **S017, document 2020-27145**. The failed candidate is not cited as the correction’s identity. |\n| [https://uscode.house.gov/us/usc/119-134/t12/s1701x/](https://uscode.house.gov/us/usc/119-134/t12/s1701x/?utm_source=chatgpt.com) | One direct reopen failed after earlier successful complete selected reads. | A subsequent selected read succeeded. Both success and transient failure are preserved. |\n| eCFR pages in S001–S002, S009–S010 | “Unsupported browser” banner appeared, but the legal bodies were readable. | This was not classified as failure to read the bodies or as a security barrier. |\n\nNo access failure was treated as repeal, withdrawal, absence of protection, a quota event, or permission to circumvent a control.\n\n## 10. Explicit remaining gaps and researcher self-check\n\n### 10A. Remaining gaps\n\n| Gap | Exact limit | Permissible next generic inquiry |\n| --- | --- | --- |\n| Currentness after displayed cutoffs | No exhaustive post-October-20 statutory or post-October-26 regulatory/judicial chain certification. | Read later official adopted publications affecting the exact selected provisions, without party/case searches. |\n| Older original statute history | Material 1968/1970/1992 originals not fully retrieved. | Ordinary official-publication reopening of the precise adopted clauses and application notes. |\n| Section 1701x-1 edition | Complete official extract read, but current edition not authenticated. | Reopen current OLRC body/notes and compare with the selected 2010 enactment. |\n| Tax and organizational qualification | Full §501(c), §§502–503, and relevant state-law incorporation not completed. | Narrow generic tax/organizational clauses; no entity status search. |\n| Tribal recognition and transition | Underlying recognition/1937 Act chain and examination-availability announcement not completed. | Exact public definition/application clauses and generic Federal Register examination notice. |\n| Grant/exclusion/civil-rights/accessibility incorporation | Full 2 CFR 200, 2 CFR 180/2424, 24 CFR 1.6/121, disability-access, and privacy regimes not analyzed. | Only the complete narrow clause needed for a separately scoped conclusion. |\n| 2026 implementation | No complete implementation or construction of the review, competence, or financial-assistance-renewal provisions. | Generic adopted HUD implementation and exact procedural clauses. |\n| Textual discrepancies | 2007 chronology, statutory/regulatory wording differences, and literal cross-reference anomalies remain unresolved. | Official correction or narrowly necessary generic legal construction; no silent repair. |\n| Actual participant and consumer matters | All actual status, records, applications, service availability, resources, outcomes, and individual eligibility absent. | No actual inquiry is authorized by this pass. |\n| Remaining A090 and Subpart D subjects | Fees, full services/recordkeeping, legal aid, other help categories, and provider directories remain outside scope. | A distinct public-law component, if separately requested; prior reports are not premises. |\n\n### 10B. Researcher self-check — **not independent review**\n\n| Check | Result |\n| --- | --- |\n| Independent foundation | Current public originals and recorded official alternatives were used; earlier reports were not adopted. |\n| Complete selected regulatory reading | Complete Subparts A–C read, including all definitions, criteria, exceptions, status provisions, and appeal wording. |\n| Outside-subpart restraint | Each relied-on outside clause is identified; §214.313 fees and a full D/E investigation remain excluded. |\n| Current statutory qualification | The 2026 review, competence, and financial-assistance-renewal amendments were read in both the current Code and selected enacted body. |\n| Numbers and dates | Quantities, denominators, timing events, historical dates, exceptions, and absent counting conventions are visible in M01–M51. |\n| Source honesty | Successful reads, incomplete originals, failed endpoints, displayed cutoffs, and parsed-text limits are preserved. |\n| Application restraint | No provider, counselor, roster, application, account, record, actual decision, or fictional scenario was queried or created. |\n| Terminology restraint | Approval, certification, participation, licensing, funding, listing, service quality, and consumer outcome remain distinct. |\n| Deliverables | Source and claim registers, comparisons, measurement register, forty branches, blank worksheet, granular coverage, failure log, and gaps are visible in this answer. |\n| Review/acceptance status | This is a researcher self-check only. No independent review, component/parent acceptance, operational approval, or publication acceptance is claimed. |\n\nEND R090 PASS-01.\n\n","tables":[{"headers":["Subpart","Actual heading","Sections actually present and read completely","Boundary"],"index":0,"links":[],"row_links":[[],[],[],[],[],[],[]],"rows":[["Subpart","Actual heading","Sections actually present and read completely","Boundary"],["A","General Program Requirements","214.1 — Purpose; 214.3 — Definitions","Both complete, including all definitions, examples, and qualifications."],["B","Approval and Disapproval of Housing Counseling Agencies","214.100 — General; 214.103 — Approval criteria; 214.105 — Preliminary application process; 214.107 — Approval by HUD; 214.109 — Disapproval by HUD","All five complete."],["C","Inactive Status, Termination, and Appeals","214.200 — Inactive status; 214.201 — Termination of HUD-approved status and grant agreements; 214.203 — Re-approval or removal as a result of a performance review; 214.205 — Appeals","All four complete."],["Inventory result","Selected range","Eleven sections","No reserved section was displayed within A–C. Gaps in numbering were not treated as invented or reserved bodies."],["Narrow incorporated readings outside A–C","Selected clauses only","214.300(a)(1)–(10); 214.303(e); 214.307(a)–(b); 214.309(a)–(f); 214.311(a); 214.315(g); 214.600(a)–(e)","Reasons for each inclusion appear in the source and claim registers. Other Subpart D duties, including 214.313 fees, were not adopted into this investigation."],["Separate reservation observed","Subpart F","214.601 [Reserved]","This is outside A–C; it is not an additional approval provision."]]},{"headers":["Source ID; issuer/title","Complete literal HTTPS URL","Exact read extent and pinpoints","Displayed version, legal status, effective/application boundary, and limits"],"index":1,"links":[{"href":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-B?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-B"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-C?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-C"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A?utm_source=chatgpt.com","text":"ecfr.gov\n+3"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.100?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.100"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111?utm_source=chatgpt.com","text":"ecfr.gov\n+2"},{"href":"https://uscode.house.gov/us/usc/119-134/t12/s1701x/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/119-134/t12/s1701x/"},{"href":"https://uscode.house.gov/us/usc/t12/s1701x/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/t12/s1701x/"},{"href":"https://uscode.house.gov/us/usc/119-134/t12/s1701x/?utm_source=chatgpt.com","text":"uscode.house.gov\n+3"},{"href":"https://uscode.house.gov/us/usc/119-134/t42/s12704/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/119-134/t42/s12704/"},{"href":"https://uscode.house.gov/us/usc/119-134/t42/s12704/?utm_source=chatgpt.com","text":"uscode.house.gov"},{"href":"https://uscode.house.gov/us/usc/119-134/t26/s501/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/119-134/t26/s501/"},{"href":"https://uscode.house.gov/us/usc/119-134/t26/s501/?utm_source=chatgpt.com","text":"uscode.house.gov"},{"href":"https://uscode.house.gov/us/usc/119-134/t25/s4103/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/119-134/t25/s4103/"},{"href":"https://uscode.house.gov/us/usc/119-134/t25/s4103/?utm_source=chatgpt.com","text":"uscode.house.gov\n+1"},{"href":"https://uscode.house.gov/us/usc/119-124/t42/s3535/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/119-124/t42/s3535/"},{"href":"https://uscode.house.gov/us/usc/119-124/t42/s3535/?utm_source=chatgpt.com","text":"uscode.house.gov\n+1"},{"href":"https://www.govinfo.gov/link/uscode/12/1701x-1?utm_source=chatgpt.com","text":"https://www.govinfo.gov/link/uscode/12/1701x-1"},{"href":"https://www.govinfo.gov/link/uscode/12/1701x-1?utm_source=chatgpt.com","text":"govinfo.gov\n+1"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-A/part-24?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-A/part-24"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-A/part-24?utm_source=chatgpt.com","text":"ecfr.gov"},{"href":"https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10"},{"href":"https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10?utm_source=chatgpt.com","text":"ecfr.gov"}],"row_links":[[],[{"href":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-B?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-B"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-C?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-C"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A?utm_source=chatgpt.com","text":"ecfr.gov\n+3"}],[{"href":"https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.100?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.100"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111?utm_source=chatgpt.com","text":"ecfr.gov\n+2"}],[{"href":"https://uscode.house.gov/us/usc/119-134/t12/s1701x/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/119-134/t12/s1701x/"},{"href":"https://uscode.house.gov/us/usc/t12/s1701x/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/t12/s1701x/"},{"href":"https://uscode.house.gov/us/usc/119-134/t12/s1701x/?utm_source=chatgpt.com","text":"uscode.house.gov\n+3"}],[{"href":"https://uscode.house.gov/us/usc/119-134/t42/s12704/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/119-134/t42/s12704/"},{"href":"https://uscode.house.gov/us/usc/119-134/t42/s12704/?utm_source=chatgpt.com","text":"uscode.house.gov"}],[{"href":"https://uscode.house.gov/us/usc/119-134/t26/s501/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/119-134/t26/s501/"},{"href":"https://uscode.house.gov/us/usc/119-134/t26/s501/?utm_source=chatgpt.com","text":"uscode.house.gov"}],[{"href":"https://uscode.house.gov/us/usc/119-134/t25/s4103/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/119-134/t25/s4103/"},{"href":"https://uscode.house.gov/us/usc/119-134/t25/s4103/?utm_source=chatgpt.com","text":"uscode.house.gov\n+1"}],[{"href":"https://uscode.house.gov/us/usc/119-124/t42/s3535/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/119-124/t42/s3535/"},{"href":"https://uscode.house.gov/us/usc/119-124/t42/s3535/?utm_source=chatgpt.com","text":"uscode.house.gov\n+1"}],[{"href":"https://www.govinfo.gov/link/uscode/12/1701x-1?utm_source=chatgpt.com","text":"https://www.govinfo.gov/link/uscode/12/1701x-1"},{"href":"https://www.govinfo.gov/link/uscode/12/1701x-1?utm_source=chatgpt.com","text":"govinfo.gov\n+1"}],[{"href":"https://www.ecfr.gov/current/title-24/subtitle-A/part-24?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-24/subtitle-A/part-24"},{"href":"https://www.ecfr.gov/current/title-24/subtitle-A/part-24?utm_source=chatgpt.com","text":"ecfr.gov"}],[{"href":"https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10?utm_source=chatgpt.com","text":"https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10"},{"href":"https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10?utm_source=chatgpt.com","text":"ecfr.gov"}]],"rows":[["Source ID; issuer/title","Complete literal HTTPS URL","Exact read extent and pinpoints","Displayed version, legal status, effective/application boundary, and limits"],["R090-P1-S001 — HUD; eCFR, 24 CFR Part 214, Housing Counseling Program","https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214\nhttps://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A\nhttps://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-B\nhttps://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-C","Complete A, B, C. Also complete narrow clauses listed in §1 above. Authority/source lines read. Other D/E material sometimes appeared adjacent to selected text but was not adopted as a complete investigation.","Initial part display: through 10/23/2026. Refreshed A–C: through 10/26/2026; Title 24 last amended 8/20/2026. eCFR describes itself as authoritative but unofficial, not an official legal edition. Underlying codified regulations are distinguished from that publishing status. Principal source credit: 72 FR 55648, 9/28/2007, with section-specific amendments. Access: 10/28/2026 PDT. \necfr.gov\n+3"],["R090-P1-S002 — HUD; 24 CFR 5.100 and 5.111","https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.100\nhttps://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111","Complete definitions of homeownership counseling, housing counseling, rental housing counseling; complete 5.111(a), (b)(1)–(4). Not all Part 5 definitions or programs.","Initial definition-page currency 10/23/2026; refreshed §5.111 10/26/2026. Selected adopted provisions traced to 81 FR 90657. Same eCFR publication limitation. Access 10/28 PDT. \necfr.gov\n+2"],["R090-P1-S003 — Congress/OLRC; 12 U.S.C. 1701x, Assistance with respect to housing for low- and moderate-income families","https://uscode.house.gov/us/usc/119-134/t12/s1701x/\nhttps://uscode.house.gov/us/usc/t12/s1701x/","Complete (a)(1), (a)(2), (a)(4); (e)(1)–(8); (f)(1)–(7); (g)(1)(A)–(C); (h)(1)–(5); (i)(1)–(4) and selected relevant credits/notes. Reliance on (f) limited principally to examination authority in (f)(4). Other program, funding, and newly added (j) material not used to make consumer-entitlement claims.","Display: laws in effect through P.L. 119-134, October 20, 2026. Current official Code compilation; not a complete later-law/judicial audit. Successful reads preceded one failed reopen; subsequent selected access succeeded. Access 10/28 PDT. \nuscode.house.gov\n+3"],["R090-P1-S004 — Congress/OLRC; 42 U.S.C. 12704, Definitions","https://uscode.house.gov/us/usc/119-134/t42/s12704/","Complete (5)(A)–(D), including the subparagraph expressly excluded by Part 214. Other definitions not adopted.","P.L. 119-134, 10/20/2026 compilation. Access 10/28 PDT. Original enactment chain not independently completed. \nuscode.house.gov"],["R090-P1-S005 — Congress/OLRC; 26 U.S.C. 501","https://uscode.house.gov/us/usc/119-134/t26/s501/","Complete (a), (b) and introductory text of (c); (c)(1)–(2) also displayed. The full taxonomy in (c), and §§502–503, were not read.","P.L. 119-134, 10/20/2026. Used to preserve the tax-status incorporation and its limits, not to resolve tax qualification. Access 10/28 PDT. \nuscode.house.gov"],["R090-P1-S006 — Congress/OLRC; 25 U.S.C. 4103, Definitions","https://uscode.house.gov/us/usc/119-134/t25/s4103/","Complete (13)(A)–(C) and (22)(A)–(C). Reliance is the TDHE definition and identification of further tribal-recognition/1937 Act dependencies. Those underlying regimes were not completed.","P.L. 119-134, 10/20/2026. No actual tribal/entity recognition finding. Access 10/28 PDT. \nuscode.house.gov\n+1"],["R090-P1-S007 — Congress/OLRC; 42 U.S.C. 3535, Administrative provisions","https://uscode.house.gov/us/usc/119-124/t42/s3535/","Complete (d), delegation, redelegation, and rulemaking authority. No actual delegation instrument or official occupant investigated.","Display P.L. 119-124, October 15, 2026—a different cutoff from S003. Later requested compilation endpoint failed. Access 10/28 PDT. \nuscode.house.gov\n+1"],["R090-P1-S008 — Congress/GovInfo; 12 U.S.C. 1701x-1, Home inspection counseling","https://www.govinfo.gov/link/uscode/12/1701x-1","Complete section extract (a)(1)(A)–(D), (a)(2)–(3), (b), (c), (d) and credit. Printed 488, PDF index 0.","Official readable Code extract, but edition not displayed in retrieved body. Current OLRC routes failed. Used only for the authority subject and selected historical comparison; present compilation authentication remains partial. Access 10/28 PDT. \ngovinfo.gov\n+1"],["R090-P1-S009 — HUD; 24 CFR Part 24","https://www.ecfr.gov/current/title-24/subtitle-A/part-24","Complete 24.1 directing the reader to 2 CFR Part 2424 for debarment, suspension, and limited denial of participation.","eCFR through 10/26/2026; Title 24 last amended 8/20/2026. Part 24 is not treated as an empty or reserved part. Access 10/28 PDT. \necfr.gov"],["R090-P1-S010 — HUD; 2 CFR 2424.10","https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10","Complete section adopting 2 CFR Part 180, Subparts A–I, as supplemented by Part 2424. The adopted regimes were not read in full.","eCFR through 10/26/2026; Title 2 last amended 8/17/2026. Access 10/28 PDT. No debarment merits or procedure determination. \necfr.gov"]]},{"headers":["Source ID; issuer/title","Complete literal HTTPS URL","Exact selected read bounds; printed page / zero-based PDF index","Publication, commencement/application, status, and limits"],"index":2,"links":[{"href":"https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf"},{"href":"https://www.govinfo.gov/content/pkg/FR-2007-09-28/html/E7-19166.htm?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2007-09-28/html/E7-19166.htm"},{"href":"https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+3"},{"href":"https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf"},{"href":"https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+1"},{"href":"https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf"},{"href":"https://www.federalregister.gov/documents/2016/12/14/2016-29822/housing-counseling-new-certification-requirements","text":"https://www.federalregister.gov/documents/2016/12/14/2016-29822/housing-counseling-new-certification-requirements"},{"href":"https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+2"},{"href":"https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf"},{"href":"https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf?utm_source=chatgpt.com","text":"govinfo.gov"},{"href":"https://www.govinfo.gov/content/pkg/FR-2020-08-05/pdf/2020-17138.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2020-08-05/pdf/2020-17138.pdf"},{"href":"https://www.federalregister.gov/documents/2020/08/05/2020-17138/housing-counseling-program-revision-of-the-certification-timeline","text":"https://www.federalregister.gov/documents/2020/08/05/2020-17138/housing-counseling-program-revision-of-the-certification-timeline"},{"href":"https://www.federalregister.gov/citation/85-FR-47303?utm_source=chatgpt.com","text":"federalregister.gov\n+1"},{"href":"https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf"},{"href":"https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+1"},{"href":"https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf"},{"href":"https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf?utm_source=chatgpt.com","text":"govinfo.gov"},{"href":"https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf"},{"href":"https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+1"},{"href":"https://www.govinfo.gov/content/pkg/FR-2024-09-16/pdf/2024-20946.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2024-09-16/pdf/2024-20946.pdf"},{"href":"https://www.federalregister.gov/documents/2024/09/16/2024-20946/modernizing-the-delivery-of-housing-counseling-services","text":"https://www.federalregister.gov/documents/2024/09/16/2024-20946/modernizing-the-delivery-of-housing-counseling-services"},{"href":"https://www.federalregister.gov/citation/89-FR-75501?utm_source=chatgpt.com","text":"federalregister.gov\n+1"},{"href":"https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf"},{"href":"https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+4"},{"href":"https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf"},{"href":"https://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm"},{"href":"https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+1"},{"href":"https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf"},{"href":"https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf?utm_source=chatgpt.com","text":"govinfo.gov"},{"href":"https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf","text":"https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf"},{"href":"https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf"},{"href":"https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf","text":"https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf"}],"row_links":[[],[{"href":"https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf"},{"href":"https://www.govinfo.gov/content/pkg/FR-2007-09-28/html/E7-19166.htm?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2007-09-28/html/E7-19166.htm"},{"href":"https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+3"}],[{"href":"https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf"},{"href":"https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+1"}],[{"href":"https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf"},{"href":"https://www.federalregister.gov/documents/2016/12/14/2016-29822/housing-counseling-new-certification-requirements","text":"https://www.federalregister.gov/documents/2016/12/14/2016-29822/housing-counseling-new-certification-requirements"},{"href":"https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+2"}],[{"href":"https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf"},{"href":"https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf?utm_source=chatgpt.com","text":"govinfo.gov"}],[{"href":"https://www.govinfo.gov/content/pkg/FR-2020-08-05/pdf/2020-17138.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2020-08-05/pdf/2020-17138.pdf"},{"href":"https://www.federalregister.gov/documents/2020/08/05/2020-17138/housing-counseling-program-revision-of-the-certification-timeline","text":"https://www.federalregister.gov/documents/2020/08/05/2020-17138/housing-counseling-program-revision-of-the-certification-timeline"},{"href":"https://www.federalregister.gov/citation/85-FR-47303?utm_source=chatgpt.com","text":"federalregister.gov\n+1"}],[{"href":"https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf"},{"href":"https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+1"}],[{"href":"https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf"},{"href":"https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf?utm_source=chatgpt.com","text":"govinfo.gov"}],[{"href":"https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf"},{"href":"https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+1"}],[{"href":"https://www.govinfo.gov/content/pkg/FR-2024-09-16/pdf/2024-20946.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/FR-2024-09-16/pdf/2024-20946.pdf"},{"href":"https://www.federalregister.gov/documents/2024/09/16/2024-20946/modernizing-the-delivery-of-housing-counseling-services","text":"https://www.federalregister.gov/documents/2024/09/16/2024-20946/modernizing-the-delivery-of-housing-counseling-services"},{"href":"https://www.federalregister.gov/citation/89-FR-75501?utm_source=chatgpt.com","text":"federalregister.gov\n+1"}],[{"href":"https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf"},{"href":"https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+4"}],[{"href":"https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf"},{"href":"https://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm"},{"href":"https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf?utm_source=chatgpt.com","text":"govinfo.gov\n+1"}],[{"href":"https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf"},{"href":"https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf?utm_source=chatgpt.com","text":"govinfo.gov"}],[{"href":"https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf","text":"https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf"}],[{"href":"https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf"}],[{"href":"https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf","text":"https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf"}]],"rows":[["Source ID; issuer/title","Complete literal HTTPS URL","Exact selected read bounds; printed page / zero-based PDF index","Publication, commencement/application, status, and limits"],["R090-P1-S011 — HUD, Housing Counseling Program; final rule","https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf\nhttps://www.govinfo.gov/content/pkg/FR-2007-09-28/html/E7-19166.htm","DATES, selected implementation explanation, adoption instruction and complete adopted A–C. DATES 55638/P0; A–C 55648–55651/P10–13. Full document 17 pages; no whole-preamble or whole-Part claim.","Published 9/28/2007; effective 10/29/2007. Adopted §214.100(b) nevertheless says full compliance 10/1/2007 for its stated transition categories. The discrepancy is preserved. Access 10/28 PDT. \ngovinfo.gov\n+3"],["R090-P1-S012 — HUD, conforming amendments; final rule","https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf","DATES 75931/P0; complete Part 214 instructions 39–40, 75936/P5. Adjacent instructions not used to expand scope.","Published 12/7/2015; effective 1/6/2016. Replaces selected old grant-management references with 2 CFR Part 200 references. HTML alternative failed. Access 10/28 PDT. \ngovinfo.gov\n+1"],["R090-P1-S013 — HUD, Housing Counseling: New Certification Requirements; final rule","https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf\nhttps://www.federalregister.gov/documents/2016/12/14/2016-29822/housing-counseling-new-certification-requirements","DATES and selected explanatory footnote 90632/P0; complete relevant adopted §§5.100, 5.111, 214.1, changed §214.3 definitions, §214.100(a), §214.103(g)(2), (n), and selected related instructions 90657–90659/P25–27.","Published 12/14/2016; effective 1/13/2017. Original certification transition was 36 months after examination commencement announced by HUD, subsequently changed. Preamble explanation is distinguished from adopted text. Access 10/28 PDT. \ngovinfo.gov\n+2"],["R090-P1-S014 — HUD, certification examination availability notice","https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf","Complete relevant HUD notice, including sections I–II; 24988–24989/P0–1. Adjacent material and examination-fee amounts not relied upon.","Published 5/31/2017; announced examination availability 8/1/2017 and historical compliance date 8/1/2020. The latter was superseded. Access 10/28 PDT. \ngovinfo.gov"],["R090-P1-S015 — HUD, Housing Counseling Program: Revision of the Certification Timeline; interim final rule","https://www.govinfo.gov/content/pkg/FR-2020-08-05/pdf/2020-17138.pdf\nhttps://www.federalregister.gov/documents/2020/08/05/2020-17138/housing-counseling-program-revision-of-the-certification-timeline","DATES 47300/P0; complete adopted change to §214.103(n)(4), 47303–47304/P3–4.","Published 8/5/2020. DATES distinguishes posting effectiveness from 8/5/2020 for valid notice to persons without actual knowledge. Actual posting event not independently established. Sets compliance 8/1/2021. Access 10/28 PDT. \nfederalregister.gov\n+1"],["R090-P1-S016 — HUD, certification timeline; final rule","https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf","Relevant HUD body; DATES 78231/P1 and complete final adoptive instruction 78232/P2. Document begins 78230/P0.","Published and final adoption effective 12/4/2020; adopts interim rule without change. HTML failed. Access 10/28 PDT. \ngovinfo.gov\n+1"],["R090-P1-S017 — HUD, certification timeline; correction","https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf","Complete HUD correction body, 80616/P0, excluding adjacent unrelated rules.","Published/effective 12/14/2020. Corrects the publication’s administrative document number and the prior comment-closing year/date; expressly does not change substance. Access 10/28 PDT. \ngovinfo.gov"],["R090-P1-S018 — HUD, Tribal housing-counselor certification; final rule","https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf","DATES 49802/P0; complete relevant instructions adding definitions and Subpart F, 49807–49808/P5–6.","Published 6/12/2024; effective 7/12/2024. Compliance depends on the later of the two events in §214.600(e). Examination-availability announcement not verified. HTML failed. Access 10/28 PDT. \ngovinfo.gov\n+1"],["R090-P1-S019 — HUD, Modernizing the Delivery of Housing Counseling Services; final rule","https://www.govinfo.gov/content/pkg/FR-2024-09-16/pdf/2024-20946.pdf\nhttps://www.federalregister.gov/documents/2024/09/16/2024-20946/modernizing-the-delivery-of-housing-counseling-services","DATES 75497/P0; complete relevant adopted instructions 75501–75502/P4–5, changing §214.103(l) and §214.300(a).","Published 9/16/2024; effective 10/16/2024. Current facility and remote-delivery provisions, not the older in-person formulation. Access 10/28 PDT. \nfederalregister.gov\n+1"],["R090-P1-S020 — Congress, Public Law 111-203; selected enacted clauses","https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf","Complete §1400(c), 124 Stat. 2136/P761; §1443(a)’s complete inserted 1701x(g)(1), 2165–2167/P790–792; complete §1445, 2171–2172/P796–797; §1448, 2173/P798; §1449, 2174/P799; §1451, 2176–2177/P801–802. Not the whole 849-page Act.","Enacted 7/21/2010. §1400(c)’s regulation-dependent/default transition read, but the designated-transfer-date chain was not independently completed. Access 10/28 PDT. \ngovinfo.gov\n+4"],["R090-P1-S021 — Congress, Public Law 119-101, 21st Century ROAD to Housing Act; selected enacted clauses","https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf\nhttps://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm","Complete §101(1)–(3), 140 Stat. 847–849/P2–4; complete §§1201–1202, 140 Stat. 984/P139; enactment notation. Not all §101(4) or the whole Act as a merits investigation.","Became law 7/11/2026. Selected §101 clauses contain no separate delayed-commencement clause; current S003 incorporates them. No complete later-law or judicial-history conclusion. Access 10/28 PDT. \ngovinfo.gov\n+1"],["R090-P1-S022 — GPO, 2025 annual CFR, Part 214","https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf","Opening edition/content metadata only; PDF begins at printed 326/P0, with adjacent preceding material. No complete annual A–C reading claimed.","Older official annual publication, not substituted for the current eCFR body. Attempted 2026 annual alternative failed. Access 10/28 PDT. \ngovinfo.gov"],["R090-P1-S023 — 1968 original statutory publication; discovery and failed access","https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf","Intended narrow §106 at 82 Stat. 490; body not retrieved.","Request failed because content length exceeded tool limit. Not operative evidence of the original clause. Access attempt 10/28 PDT."],["R090-P1-S024 — Congress/GPO, Public Law 91-609, 1970 Act; limited access","https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf","Opening title/enactment text retrieved; intended §903, 84 Stat. 1808, not successfully retrieved. Subsequent find/open attempts timed out.","Historical original; header dates enactment 12/31/1970. No claim to have read the material amendment. Access 10/28 PDT."],["R090-P1-S025 — 1992 original statutory publication; discovery and failed access","https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf","Intended certification-related amendments; original body not retrieved.","Content-length failure. Source-credit pointers do not substitute for adopted text. Access attempt 10/28 PDT."]]},{"headers":["Claim ID","Supported proposition and exact conditions","Exact authority; limits"],"index":3,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Claim ID","Supported proposition and exact conditions","Exact authority; limits"],["R090-P1-C001","The refreshed A–C bodies display eCFR currency through October 26, 2026. The eCFR is a continuously updated, authoritative but unofficial publication.","S001, display/status text. A title-wide amendment date is not a Part 214 amendment date or exhaustive later-law audit."],["R090-P1-C002","A–C contain the eleven sections inventoried above, with no displayed reserved section in those subparts.","S001, complete A–C headings and bodies. Enumeration is a reading result, not an eligibility threshold."],["R090-P1-C003","Part 214’s authority line cites 12 U.S.C. 1701x, 1701x-1, and 42 U.S.C. 3535(d). Section 1701x authorizes specified counseling assistance; §3535(d) authorizes delegation/redelegation and necessary rules.","S001 authority line; S003(a)(1)(iii), (a)(2); S007(d); S008. No actual delegation or complete home-inspection-currentness determination."],["R090-P1-C004","Section 214.1 applies to participating agencies and entities delivering housing counseling required under, or provided in connection with, HUD programs.","S001 §214.1. This does not establish that every private housing-help or debt-help activity falls within the program. Subject to C034."],["R090-P1-C005","Section 5.111 requires certified organizations and counselors for covered counseling. Its connection categories are: HUD-required counseling; HUD-funded counseling; grantee/subgrantee-required counseling as a condition of HUD assistance; or referral of a HUD-assisted family by a grantee/subgrantee.","S002 §5.111(a), (b)(1)–(4), complete. Program and relationship predicates remain necessary."],["R090-P1-C006","Section 1701x(e)(1) conditions listed counseling assistance on certification; (e)(2) requires standards, examinations, and organizational certification procedures; (e)(3) uses “organizations or counselors” for HUD-connected counseling.","S003(e)(1)–(3). The statutory “or” and regulatory “and” are recorded separately; this report does not declare them identical or resolve all construction questions."],["R090-P1-C007","Section 1701x(g)(1) defines homeownership and rental counseling for its stated purposes and enumerates program incorporations.","S003(g)(1)(A)–(C), fully read. The enumerated underlying housing programs were not independently read; their eligibility or current operation is not established."],["R090-P1-C008","The incorporated nonprofit definition retains organization under state/local law, no prohibited private inurement, and financial accountability acceptable to HUD; its affordable-housing-purpose subparagraph (D) is excluded for this framework.","S001 §214.3 “Nonprofit organization”; S003(h)(1); S004 §12704(5)(A)–(D). Excluding D does not exclude A–C."],["R090-P1-C009","Section 501(a) exempts specified organizations unless denied exemption under §§502 or 503. Part 214 specifically invokes §501(a) pursuant to §501(c).","S005(a), (c) introductory clause; S001 §§214.3, .103(a). Full tax-category and denial provisions remain unread; no tax-status finding."],["R090-P1-C010","The TDHE definition has an existing-IHA route with cumulative historical/1937 Act conditions and a separately authorized-entity route based on tribal self-government or qualifying state law. One or more tribes may authorize an entity.","S006 §4103(22)(A)–(C), with (13) read. Tribal recognition and the 1937 Act chain remain unresolved; no category established for an entity."],["R090-P1-C011","An action plan identifies agency/client steps toward housing goals and, when appropriate, housing problems. A housing goal is a realistic short- or long-term objective set by the client with counseling advice.","S001 §214.3, both definitions. These are program concepts, not a completed plan or affordability determination."],["R090-P1-C012","“Clients” means individuals or households seeking participating-agency assistance for a housing need or problem.","S001 §214.3 “Clients.” Seeking help does not itself prove entitlement to a particular service or result."],["R090-P1-C013","Counseling is tailored assistance addressing financial circumstances or housing obstacles. The examples include credit, rental disputes, purchase/down-payment issues, fair housing/lending, accessible units, foreclosure, and financial crisis. An action plan is required except for reverse-mortgage counseling.","S001 §214.3 “Counseling.” Topic inclusion does not confer separate legal representation, credit-repair, or debt-discharge authority."],["R090-P1-C014","Education means formal group/class instruction with curriculum and instructional goals. Its nonexclusive examples concern renter rights, buying/maintaining a home, budgeting, fair housing, predatory-lending identification/reporting, disability rights, and credit.","S001 §214.3 “Education.” A class is not automatically individualized counseling."],["R090-P1-C015","Incorporated “housing counseling” means customized independent expert advice and requires intake, financial/housing-affordability analysis, an action plan except for reverse mortgages, and reasonable follow-up efforts when possible.","S002 §5.100, complete housing-counseling definition. This is a required process category, not proof of actual independence or successful analysis."],["R090-P1-C016","Homeownership counseling covers the purchase decision, selection/purchase, ownership issues including financing/refinancing/default/foreclosure and other financial decisions, and disposition, within the specified HUD connection.","S002 §5.100 “Homeownership counseling”; S003(g)(1)(B). No particular mortgage or consumer eligibility finding."],["R090-P1-C017","Rental counseling concerns residential rental issues; future ownership, rental decisions, tenancy responsibilities, affordability, and eviction prevention may be included.","S002 §5.100 “Rental housing counseling”; S003(g)(1)(C). It is not an adjudication of tenancy rights."],["R090-P1-C018","An affiliate is separately incorporated from its intermediary/SHFA and must be a duly organized tax-exempt nonprofit, in good standing under its organizing state’s law, and authorized to operate in proposed service states.","S001 §214.3 “Affiliate,” (1)–(3). All three conditions apply."],["R090-P1-C019","A branch is a subordinate, not separately incorporated/organized unit of a listed parent category; it must have the stated good standing and cannot be a subgrantee or affiliate.","S001 §214.3 “Branch or branch office.” A generic label does not establish its organizational relationship."],["R090-P1-C020","“HUD-approved housing counseling agency” incorporates nonprofit/tax status, HUD approval under Part 214 and §1701x(e), direct or affiliate/branch delivery, and Part compliance.","S001 §214.3; S003(h)(4). Statutory and regulatory formulations are not treated as proof of current individual standing."],["R090-P1-C021","A HUD certified housing counselor must have passed the HUD examination, work for a participating agency, and be HUD-certified under the part.","S001 §214.3; §214.103(n). Passing an examination alone does not establish the complete defined status."],["R090-P1-C022","A HUD-certified Tribal housing counselor has the examination, employment, and certification relationship specified by Subpart F.","S001 §214.3; §214.600(b)–(d). It is not interchangeable with every regular-program counseling category."],["R090-P1-C023","An intermediary is HUD-approved, delivers indirectly through branches/affiliates, and controls service type/quality. National and regional categories each combine counseling with administrative/support services, with different geographic descriptions.","S001 §214.3 “Intermediary,” (1)–(2). No actual network or control relationship is established."],["R090-P1-C024","An LHCA directly provides counseling and may have a main office and branches in no more than two contiguous states.","S001 §214.3 “Local housing counseling agency.” This is a category predicate, not verified geographic availability."],["R090-P1-C025","An MSO provides counseling through a main office and branches in two or more states.","S001 §214.3 “Multi-state organization.” Geographic wording alone does not resolve every possible overlap with C024."],["R090-P1-C026","“Participating agency” is broader than separately approved agencies; it includes qualifying affiliates and branches of approved intermediaries/MSOs and SHFAs.","S001 §214.3 “Participating agency.” Participation does not necessarily mean each unit holds a separate direct approval."],["R090-P1-C027","A work plan identifies geographic activities, community needs/problems, objectives, and available resources; intermediary/SHFA/MSO plans also address proposed network support.","S001 §214.3 “Housing counseling work plan.” A stated plan is not evidence of actual implementation."],["R090-P1-C028","Housing-counseling grant funds are section 106 grants to participating agencies. A subgrantee is an affiliate of an approved intermediary or SHFA receiving a subgrant derived from a HUD grant.","S001 §214.3, both definitions. Participation alone does not establish receipt of funding."],["R090-P1-C029","The regulatory “State” definition lists the several states, Puerto Rico, DC, CNMI, Guam, Virgin Islands, American Samoa, and other U.S. possessions. Statutory §1701x(h)(2) additionally retains “Trust Territories of the Pacific.”","S001 §214.3; S003(h)(2). The differing wording is preserved, without geopolitical or territorial-application conclusions."],["R090-P1-C030","An SHFA is a public statutory body/agency/instrumentality with statewide housing-finance authority of the specified kind; it may provide counseling, subgrant within its state, or both.","S001 §214.3 “SHFA”; S003(h)(5). Not every public agency is an SHFA."],["R090-P1-C031","“Unit of general local government” enumerates general-purpose political subdivisions, including city, county, parish, town, township, borough, and village.","S001 §214.3; S003(h)(3). No particular jurisdiction is classified."],["R090-P1-C032","The selected reverse-mortgage definition describes proceeds from accumulated equity with repayment deferred to a future time.","S001 §214.3 “Reverse mortgage.” It supplies no actual maturity, repayment, protection, or contract conclusion."],["R090-P1-C033","“Applicant” and “network” are used in the selected provisions but are not separate standalone definitions in §214.3.","S001, complete definition inventory and §§214.103, .105, .205. Ordinary labels cannot replace the applicable criteria."],["R090-P1-C034","Section 214.600 applies only to IHBG/ICDBG-connected counseling. The specified tribal entities funding that counseling are excepted from other Part 214 requirements except Subpart F. Other HUD-connected counseling requires the regular certification standard and participating-agency status.","S001 §214.600(a)–(d), complete; S018 adopted text. This is the indispensable exception to an otherwise overbroad scope statement."],["R090-P1-C035","Subpart F compliance is due by the later of 48 months from rule effectiveness or 30 days after HUD makes the Tribal examination available; HUD must announce testing/certification commencement in the Federal Register.","S001 §214.600(e); S018. Actual examination-availability event and resulting deadline were not determined."]]},{"headers":["Claim ID","Supported proposition and cumulative conditions","Exact authority; limits"],"index":4,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Claim ID","Supported proposition and cumulative conditions","Exact authority; limits"],["R090-P1-C036","Agency approval and individual certification do not create or imply HUD warranty or endorsement of the agency, personnel, or counseling. Approval means prescribed qualifications/conditions were met; counselor status carries its specified examination/employment meaning.","S001 §214.100(a), complete. No “legitimacy,” quality, availability, or outcome guarantee follows."],["R090-P1-C037","Approval requires the §214.103 criteria and Subpart B procedures; the criteria apply to agencies, MSOs, intermediaries, and included LHCAs, branches, and affiliates.","S001 §§214.100 introductory text, .103 introductory text. Category-specific alternatives remain material."],["R090-P1-C038","The agency must be a private/public nonprofit or a local/county/state governmental unit. Nonprofit/tax evidence is required under the specified tax provisions; governmental units must show authorization to counsel.","S001 §214.103(a). The governmental proof requirement is not a professional-license determination."],["R090-P1-C039","Agencies must have successfully administered counseling for at least one year; intermediaries must have operated in that capacity for at least one year; included affiliates/branches must satisfy the stated one-year counseling requirement.","S001 §214.103(b). The relevant actor and type of experience cannot be substituted for one another."],["R090-P1-C040","The agency and listed directors, partners, officers, principals, and employees must not have the specified federal restrictions, qualifying indictment/conviction, or unresolved government audit/investigation findings.","S001 §214.103(c)(1)–(3). The criminal-offense branch requires the stated relationship to responsibility, integrity, or ability; no actual conduct/status inference."],["R090-P1-C041","The agency and its HUD-program branches/affiliates must have functioned for at least one year in the work-plan geographic areas.","S001 §214.103(d). This is additional to organizational/program experience."],["R090-P1-C042","An established record system must support file review and verification/reporting/analysis of annual activities, protect confidentiality, satisfy the stated federal incorporations, and be accessible to HUD monitoring/audit.","S001 §214.103(e); selected §214.315(g); S012. Full 2 CFR Part 200 Subpart D, 24 CFR 1.6, and Part 121 compliance remains held."],["R090-P1-C043","Participating agencies must use an automated client-management system that tracks counseling/education and client-level information, satisfies HUD requirements, and interfaces with HUD databases.","S001 §214.103(f). No system, data, interface, or privacy practice was inspected."],["R090-P1-C044","No later than approval, resources must support the proposed plan. The application must show immediately available funds or a written commitment covering initial twelve-month operating costs.","S001 §214.103(g), (g)(1). No prescribed dollar amount or actual solvency finding."],["R090-P1-C045","Staff must be trained; all staff providing covered counseling must be HUD certified; at least half the agency’s counselors must have at least six months’ experience in their proposed job.","S001 §214.103(g)(2). Training, certification, and the experience fraction are separate cumulative predicates."],["R090-P1-C046","The language criterion permits fluent counselor(s), interpreter services, or referral to another agency able to meet the client’s needs.","S001 §214.103(g)(3). It does not prove a particular language is presently available."],["R090-P1-C047","Staff must know specified HUD/state/local programs, consolidated plans, and the local market; familiarity with conventional-lender and other helpful programs is expressed as “should.”","S001 §214.103(h). Mandatory and advisory wording are not collapsed."],["R090-P1-C048","The agency and branches/subgrantees/affiliates must deliver the work-plan counseling; contracting out is prohibited except for the enumerated alternatives.","S001 §214.103(i), introductory text. No general outsourcing permission."],["R090-P1-C049","The underserved-area contracting exception requires demonstrated need, absence of the specified HUD-approved service network, allocated contractual responsibilities, a contractor meeting approval-eligibility standards, and prior written HUD approval.","S001 §214.103(i)(1), all conditions. No geographic/provider search conducted."],["R090-P1-C050","Intermediaries and SHFAs may use affiliate agreements, including an exchange of letters, but responsibilities must be sufficiently detailed for accountability and monitoring under 2 CFR Part 200.","S001 §214.103(i)(2). Form flexibility does not remove substantive conditions; full grant rules held."],["R090-P1-C051","HUD may, with prior approval and in its discretion, permit an intermediary network of individual counselors instead of agencies for a special counseling need identified by HUD.","S001 §214.103(i)(3). Not a general right to bypass agency requirements."],["R090-P1-C052","The agency must maintain working relationships with public/private community resources for needs it cannot meet, including related non-English-language services.","S001 §214.103(j). No actual referral relationship or service assurance."],["R090-P1-C053","The agency and branches/affiliates must meet all state/local operational requirements.","S001 §214.103(k). Those requirements were not researched; federal approval does not establish compliance with them."],["R090-P1-C054","Every participating agency must maintain at least one facility; all facilities require identifiable counseling space, privacy/confidential records, and accessibility features or alternative accommodations under the incorporated laws.","S001 §214.103(l)(1)–(3); S019 adopted revision. Full accessibility regimes and actual facilities remain held."],["R090-P1-C055","The plan must concisely detail target needs/problems, resource-based response, services, any applicable fee structure, geographic area, and anticipated outcomes during approval.","S001 §214.103(m)(1). Mention of a fee field does not resolve §214.313 or permissible fees."],["R090-P1-C056","Plans require periodic review, notice and a copy to HUD when changed, the basic §214.300 requirements, and alternative settings/formats where appropriate.","S001 §214.103(m)(2)–(4); narrow §214.300(a) read. No specified universal review interval."],["R090-P1-C057","All individuals providing covered counseling must be certified. The written standardized examination tests six areas: financial management; property maintenance; ownership/tenancy responsibilities; fair housing; affordability; and delinquency/eviction/default avoidance and response.","S001 §214.103(n)(1)–(2); S003(e)(2). No score, pass rate, or continuing-competence conclusion."],["R090-P1-C058","Section 214.103(n)(3) provides certification upon verification of work for a participating agency, while literally referring to paragraph (n)(1).","S001 §214.103(n)(3). The cross-reference is preserved, not silently rewritten as (n)(2). Read with the complete definition and examination provisions."],["R090-P1-C059","The current ordinary-program certification compliance date is August 1, 2021.","S001 §214.103(n)(4); S015–S017. It is not a newly available grace period; the separate Tribal transition is C035."]]},{"headers":["Claim ID","Supported proposition and conditions","Exact authority; limits"],"index":5,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Claim ID","Supported proposition and conditions","Exact authority; limits"],["R090-P1-C060","Applications require HUD-prescribed forms and supporting documentation. A parent controlling branch/affiliate service type and quality submits one application.","S001 §214.105(a). No form or actual application inspected or prepared."],["R090-P1-C061","SHFAs need not submit an application for HUD approval, but participation requires either the stated request, affiliate list if applicable, and assurances, or a request under another HUD-announced procedure.","S001 §214.105(b). This is not exemption from all program requirements; alternative announcements were not surveyed."],["R090-P1-C062","If the package meets all §214.103 requirements, HUD will approve for up to three years, send the approval letter to the main office, and issue a certificate stating the period.","S001 §214.107(a)–(b). No universal three-year term or processing deadline is stated."],["R090-P1-C063","Direct-service participating agencies must supply contact information; public website/hotline availability is permissively worded.","S001 §214.107(c). Listing, actual approval, active status, and service availability are separate questions."],["R090-P1-C064","A deficient application receives written denial reasons. Within thirty calendar days of written notice, the agency may submit a revised application or a written appeal under §214.205.","S001 §214.109. Consultation is permitted, not undertaken here. No approval guarantee."],["R090-P1-C065","HUD may use inactive status for temporary impairment, case by case, ordinarily capped at six months unless extended under (d), on request or HUD information.","S001 §214.200(a). Nonexclusive grounds include counselor loss, disabling disaster damage, lost funds, relocation, beyond-control circumstances, and review results."],["R090-P1-C066","A request for inactive status must be written, with supporting evidence if possible; HUD reviews and notifies approval/rejection in writing. Approval temporarily removes website/hotline information.","S001 §214.200(b). A request is not the status decision."],["R090-P1-C067","The agency must notify HUD with support when ready to resume or no later than the inactive period’s end. Restoration of contact information may follow HUD review and acceptance.","S001 §214.200(c). Resumption is not automatic merely because time has passed."],["R090-P1-C068","If the condition persists, HUD may extend inactivity or terminate/remove participation, and must give written notice of its decision.","S001 §214.200(d). No automatic extension or maximum extended duration is supplied here."],["R090-P1-C069","Upon confirming an enumerated ground, HUD may terminate approval, remove SHFAs or branches/affiliates, and terminate applicable grants. Grounds are noncompliance; work-plan/change-notice failure; insufficient capacity; failed planned outcomes; grant misuse; or HUD-determined good cause.","S001 §214.201(a)(1)–(6). This is not an actual finding or an automatic consumer remedy."],["R090-P1-C070","Participation may be voluntarily withdrawn at any time. Termination/withdrawal must be written; unexpired certificates must be returned; terminated or inactive agencies may not display them.","S001 §214.201(b)–(c). Historical certificate possession does not establish active standing."],["R090-P1-C071","Where HUD determines termination and the agency does not withdraw, §214.201(c) permits resort to Part 24; §24.1 points to 2 CFR Part 2424, whose §2424.10 adopts supplemented Part 180 provisions.","S001; S009–S010. Full exclusion procedures, remedies, and individual application remain held."],["R090-P1-C072","Section 214.203 permits periodic review and says HUD will reapprove at the approval period’s end following a successful review, if conducted.","S001 §214.203. Read with §§214.307–.309 and the later statutory qualification C088; not unconditional perpetual approval."],["R090-P1-C073","Regulatory performance reviews may be on-site or desk reviews and examine all program requirements, applicable civil rights, and success in service delivery.","S001 §214.307(a)–(b), complete. No actual review or evaluation of quality."],["R090-P1-C074","Full compliance with performance criteria permits unconditional reapproval for up to three years.","S001 §214.309(a). The paragraph uses discretionary wording; §214.203’s wording is separately preserved."],["R090-P1-C075","If unmet performance criteria do not seriously impair counseling capability, HUD may extend approval/participation conditionally for up to 120 calendar days.","S001 §214.309(b). Not a universal cure period."],["R090-P1-C076","HUD may use inactive status under §214.200 and may conduct a follow-up review to determine correction of deficiencies.","S001 §214.309(c)–(d). Neither correction nor reinstatement is presumed."],["R090-P1-C077","HUD may immediately terminate when it determines deficiencies seriously impair compliance; non-reinstatement or termination permits the specified appeal.","S001 §214.309(e)–(f). The serious-impairment determination is indispensable."],["R090-P1-C078","An applicant or approved agency seeking reapproval has the stated adverse-decision appeal right. The appeal is written; HUD must receive it within thirty calendar days from the date of its decision letter.","S001 §214.205 introductory text, (a)–(b). Late review is not obligatory. Mailing, actual receipt of the decision, and holiday-extension rules are not supplied."],["R090-P1-C079","The appeal provision preserves other Part 24 action and other legally available HUD remedies.","S001 §214.205(c). It supplies no universal stay, private cause of action, damages, or exhaustive remedy procedure."]]},{"headers":["Claim ID","Supported proposition and conditions","Exact authority; limits"],"index":6,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Claim ID","Supported proposition and conditions","Exact authority; limits"],["R090-P1-C080","Basic counseling addresses housing conditions and ownership/tenancy responsibilities; counselors and clients establish an action plan except for reverse-mortgage counseling.","S001 §214.300(a)(1)–(2), incorporated by §214.103(m)(3). No client plan or service determination."],["R090-P1-C081","Counseling may use agency/alternate locations, telephone, or collaborative online software, subject to accessibility requirements. A request for in-person service triggers referral to a participating agency offering it under §214.303(e).","S001 §214.300(a)(3); S019. This does not require every agency to deliver every format itself."],["R090-P1-C082","Format does not remove community-base, resource, knowledge, or approved-geographic-area requirements. Prior HUD approval may allow specified nationally delivered counseling through a special-need affiliated-counselor network or HUD roster.","S001 §214.300(a)(4)–(6). No roster inspected or national-service finding."],["R090-P1-C083","Participating agencies offering group education must also offer individual counseling on those topics.","S001 §214.300(a)(7). Offering a class is not itself proof the individual service occurred."],["R090-P1-C084","Selected basic requirements specify the homeownership/rental subject boundaries and required HUD home-inspection materials as part of homeownership counseling.","S001 §214.300(a)(8)–(10); S008; S020 §1451. No actual material, inspector, inspection, or consumer eligibility evaluated."],["R090-P1-C085","Referred clients generally must be served; if unique requested services are unavailable or resources insufficient, referral to another participating agency is required, preferably locally; if none is available, reasonable efforts to another helpful agency are required.","S001 §214.303(e), complete. Not a guarantee of available service or a direction to contact anyone."],["R090-P1-C086","Approval/participation does not guarantee grant funding. Funding depends on appropriations and competitive federal/HUD assistance rules; available competitive funds are publicly announced.","S001 §214.311(a), complete. Full grant eligibility, current appropriations, and awards held."],["R090-P1-C087","The selected confidentiality clause covers personal/financial information, including credit reports from the client or another source.","S001 §214.315(g), read solely for §214.103(e)’s incorporation. The printed FCRA citation anomaly and full privacy/penalty chain remain unresolved."],["R090-P1-C088","The 2026 statute permits periodic reviews but requires performance reviews of all organizations receiving assistance under §1701x, examining all program requirements and optionally aggregate counselor performance.","S003(e)(6); S021 §101(2). Regulatory “may review” language cannot be generalized to negate this statutory requirement."],["R090-P1-C089","For (e)(7), a covered mortgage loan has the stated first/subordinate residential lien, one-to-four-family design, and specified FHA insurance or statutory guarantee.","S003(e)(7)(A); S021. Insurance/guarantee eligibility bodies not fully read; this is not the broader definition in newly added (j)."],["R090-P1-C090","For prepurchase counselors employed by assisted organizations, HUD may compare performance with default rates of counseled borrowers in the specified covered-loan/comparable-market cohort and other appropriate factors.","S003(e)(7)(B). No score, denominator calculation, causal inference, or actual quality judgment."],["R090-P1-C091","Following the specified competence determination and only if action will not significantly reduce area counseling capacity, HUD may require continuing education/probation, retesting for continued lack of competence, and suspension after failure despite at least two retesting opportunities.","S003(e)(8)(A)–(C). Its reference to the comparison “required” under (7)(B) differs from that paragraph’s “may”; construction remains bounded."],["R090-P1-C092","HUD may deny renewal of covered assistance for organizational or counselor noncompliance, based on the (e)(6) review and in accordance with HUD regulations. Covered assistance means grants or other financial assistance under the section.","S003(i)(3)(A), (i)(4); S021 §101(3). Not automatically every program-approval decision."],["R090-P1-C093","Such denial requires at least sixty days’ prior written notice; renewal determination is not final until the period ends. A timely written request entitles the recipient to the specified informal conference to present beyond-control factors.","S003(i)(3)(B)–(C), complete. This is distinct from the thirty-calendar-day regulatory appeal. Counting/service conventions beyond the text remain unresolved."],["R090-P1-C094","A separate Secretary determination of material misuse of covered assistance triggers reimbursement/return within twelve months and future ineligibility for further covered assistance, with other remedies preserved.","S003(i)(2), (i)(4), complete. This concerns assistance accountability, not automatic cancellation of all agency status or consumer debts."],["R090-P1-C095","The statute requires appropriate certification outreach and encouragement of non-assisted counseling organizations to use certified providers or meet standards.","S003(e)(4)–(5). Encouragement is not a universal compulsory rule for all non-HUD counseling; other HUD connections still matter."],["R090-P1-C096","The selected statutory examination provision assigns examination administration and certification on the Secretary’s behalf to the selected entity, with content/format established in consultation.","S003(f)(4), read in its surrounding subsection. No actual selected entity, contract, fee, or examination record investigated."]]},{"headers":["Claim ID","Supported proposition","Exact authority; limits"],"index":7,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Claim ID","Supported proposition","Exact authority; limits"],["R090-P1-C097","The 2007 final rule was published September 28 and effective October 29. Its adopted §214.100(b), like the current text, nevertheless uses October 1 compliance for the specified preexisting/submitted-application categories.","S011 DATES, §214.100(b); S001. The chronology is not silently corrected, converted into a current grace period, or judicially reconciled."],["R090-P1-C098","The 2015 rule changed the selected recordkeeping and affiliate-agreement incorporations to 2 CFR Part 200; it became effective January 6, 2016.","S012 DATES, instructions 39–40. This does not mean the incorporated regime was fully analyzed."],["R090-P1-C099","The 2016 final rule adopted the material certification/scope definitions and procedures, effective January 13, 2017, with the original examination-linked thirty-six-month compliance transition.","S013 DATES and adopted text. Original transition is historical, not current."],["R090-P1-C100","The 2017 notice announced examination availability August 1, 2017 and the then-applicable August 1, 2020 compliance date.","S014, complete relevant notice. The latter date was later replaced."],["R090-P1-C101","The 2020 interim rule replaced the certification compliance date with August 1, 2021; the December final rule adopted that change without modification.","S015–S016. The interim posting/actual-knowledge qualification remains recorded; no actual posting date invented."],["R090-P1-C102","The December 14, 2020 correction changed publication details and the historical comment-closing date, not substantive certification requirements.","S017, complete correction. It did not create a different program-compliance deadline."],["R090-P1-C103","The 2024 Tribal rule adopted the separate definitions, Subpart F exception, certification route, and later-of transition; effective July 12, 2024.","S018 DATES and instructions; S001 §214.600. Actual transition endpoint remains unknown."],["R090-P1-C104","The 2024 modernization rule replaced the facility requirement and revised delivery/referral/geographic clauses; effective October 16, 2024.","S019 DATES and complete selected adopted instructions. Older office/in-person wording is not used as current law."],["R090-P1-C105","The selected 2010 enacted clauses establish the relevant statutory counseling definitions, certification amendments, agency definitions, assistance-accountability provisions, and home-inspection authority.","S020 §§1443(a), 1445, 1448, 1449, 1451, within recorded bounds. Not a complete history of §1701x."],["R090-P1-C106","Section 1400(c) ties rule issuance/effectiveness to eighteen- and twelve-month periods and supplies a default for provisions lacking regulations after the designated-transfer-date period.","S020 §1400(c)(1)–(3), complete. Designated transfer date and provision-specific application were not completed; no calendar computation."],["R090-P1-C107","Public Law 119-101 became law July 11, 2026. Its §101(1)–(3) amends distribution wording, adds review/competence provisions, and adds assistance-renewal procedure, as reflected in current §1701x.","S021 selected enacted body; S003 2026 text/notes. No separate delayed trigger appears in those selected clauses; whole later-law history remains held."],["R090-P1-C108","The 2026 Act has a severability clause and does not authorize additional appropriations to carry out the Act/amendments.","S021 §§1201–1202. This is not a finding that no existing funds are available or that any provision has been held invalid."],["R090-P1-C109","Older original statutory access was incomplete: the 1968/1992 PDFs exceeded retrieval limits; the material 1970 clause timed out; current §1701x-1 compilation authentication remains incomplete.","S008, S023–S025 and failure log. Failure is not repeal or absence of authority."],["R090-P1-C110","The 2025 annual CFR opening was available; the requested 2026 annual Part 214 PDF was not. Neither supplies a claimed complete alternative current reading.","S022 and failure log. Current A–C conclusions rely on the successfully read eCFR and selected adopted instruments."],["R090-P1-C111","Textual anomalies are preserved: “Internal Revenue Code of 1996” in selected regulations; §214.103(n)(3)’s (n)(1) reference; §214.315(g)’s displayed “14 U.S.C. 1681”; differing statutory/regulatory State wording.","S001 §§214.3, .103(a), .103(n)(3), .315(g); S003(h)(2); S020 §1448. No silent editorial repair or complete interpretive reconciliation."],["R090-P1-C112","The selected legal framework does not establish any actual participant’s standing, license, funding, service quality, availability, privacy compliance, independence, or successful outcome.","Scope limitation supported by C036, C053, C062–C079, C086 and absent application evidence. No handbook was used to add approval criteria or legal force."]]},{"headers":["Comparison","Supported distinction","What remains open","Claim/source crosswalk"],"index":8,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Comparison","Supported distinction","What remains open","Claim/source crosswalk"],["Agency approval / counselor certification","Organizational qualifications and decision procedures differ from examination, employment, and individual certification predicates.","Actual status of either category.","C020–C022, C036–C038, C057–C062; S001 §§214.3, .100, .103(n), .107."],["Agency / affiliate / branch / intermediary","Separate incorporation, subordination, control, delivery, and support functions have different definitions.","Actual organization or network relationships.","C018–C028; S001 §214.3."],["LHCA / MSO","Direct-service and geographic/main-office/branch predicates differ; geography alone does not resolve every classification.","Actual service geography and organizational form.","C024–C025; S001 §214.3."],["Direct approval / SHFA participation","SHFAs have a specific request-based exception from the ordinary approval application.","Any currently announced alternative request procedure or actual compliance.","C060–C061; S001 §214.105."],["Initial approval / continued participation","Initial criteria, review, inactivity, conditional reapproval, termination, and appeal are distinct stages.","Current decision, expiration, review result, or active status.","C062–C079; S001 §§214.107–.205, .307–.309."],["Statutory authority / codified criterion / handbook","Statutes authorize and constrain; regulations specify program criteria. No handbook was read or used to amend those criteria.","Status and effect of a particular future handbook clause would require its own examination.","C003–C009, C097–C108, C112; S001–S003, S007, S011–S021."],["Mandatory criterion / discretion","“Must,” conditional “will,” and “may” have different functions. For example, complete approval criteria contrast with discretionary inactive status.","Satisfaction of predicates; exercise of authorized discretion.","C037–C078; exact cited clauses."],["Application / approval","Submission and supporting evidence precede an agency decision; a successful package leads to the letter/certificate procedure.","Actual submission, sufficiency, decision, or duration.","C060–C064; S001 §§214.105–.109."],["Participation / professional licensing","Federal program requirements coexist with state/local operational requirements; no general professional license is issued by the selected provisions.","Each relevant professional/operational licensing regime.","C036, C053, C112; S001 §§214.100(a), .103(k)."],["Approval / grant funding","Approval does not guarantee funding; financial-assistance accountability and renewal have separate predicates.","Appropriation, competition, award, grant conditions, and renewal decision.","C086, C092–C094, C108; S001 §214.311(a); S003(i); S021 §1202."],["Listing / verified current status","Listing is a referral mechanism; inactive status can remove it, and later restoration depends on HUD review/acceptance.","Any actual listing, current standing, or availability.","C063, C066–C070; S001 §§214.107(c), .200, .201."],["Generic authority / consumer eligibility","Program authority and agency criteria do not establish an individual’s entitlement to a service, grant, legal representation, or debt relief.","Relevant consumer program and all individual predicates.","C004–C007, C012, C036, C085–C086, C112."],["Approval / quality or outcome","Section 214.100(a) disclaims endorsement/warranty; review standards are not findings about actual performance.","Actual authorized review evidence, independently permitted in a different task.","C036, C073, C088–C091; S001; S003(e)."],["Regulatory review / 2026 statutory review","The regulation permits periodic reviews generally; the statute requires reviews for organizations receiving §1701x assistance.","Implementation and interaction in a particular decision.","C072–C075, C088; S001 §§214.203, .307–.309; S003(e)(6)."],["Approval appeal / assistance-renewal conference","Thirty-calendar-day written appeal receipt differs from at least sixty days’ prior notice and a timely requested informal conference for covered-assistance renewal.","Trigger, applicable route, service/counting details, actual decision.","C064, C078, C092–C093; S001 §§214.109, .205; S003(i)(3)–(4)."],["Regular certification / Tribal route","Subpart F has a limited program exception, different employment category, and separate transition; other HUD counseling returns to regular requirements.","Program connection, entity qualification, examination-availability event.","C022, C034–C035; S001 §214.600; S006, S018."],["Current / historical wording","Current facility and certification requirements incorporate later amendments; older wording and superseded dates remain historical evidence only.","Unexamined later amendments, judicial construction, and identified anomalies.","C097–C111; S011–S025."]]},{"headers":["ID","Exact clause; actor/object","Quantity, unit/base, boundary","Trigger, cumulative conditions, exceptions, counting convention, absent facts"],"index":9,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["ID","Exact clause; actor/object","Quantity, unit/base, boundary","Trigger, cumulative conditions, exceptions, counting convention, absent facts"],["M01","S001 §214.3, LHCA; C024","No more than 2 contiguous states; main office and one or more branches may be present.","Category geography, not proven service reach; adjacency and actual offices absent."],["M02","S001 §214.3, MSO; C025","2 or more states, through main office and branches.","Minimum state count; no inference that geographic wording alone resolves all organizational overlap."],["M03","S001 §214.3, intermediary; C023","2 named types: national and regional; national uses multiple regions.","No statutory numerical region map or actual geographic classification supplied."],["M04","S001 §214.103(b); C039","Agency counseling experience at least 1 year.","Successful administration, not mere existence; calendar conversion and actual history absent."],["M05","Same; C039","Intermediary capacity at least 1 year.","Specific intermediary function; not interchangeable with M04."],["M06","Same; C039","Included affiliates/branches: successful counseling at least 1 year.","Applies in the specified application/participation relationships."],["M07","S001 §214.103(d); C041","Functioning at least 1 year in work-plan geography.","Separate community-base predicate; actual geography/history absent."],["M08","S001 §214.103(g)(1); C044","Funds or written commitment for initial 12 months of approval operations.","Resources due no later than approval; no fixed dollar amount or actual funding sufficiency."],["M09","S001 §214.103(g)(2); C045","At least half of agency counselors; each counted counselor has at least 6 months in the proposed job.","Denominator is agency counselors, not all employees; all actual counseling staff also require certification. No rounding convention for a fractional headcount is supplied here."],["M10","S001 §214.103(l); C054","At least 1 facility; requirements apply to all facilities.","Identified space, privacy/confidentiality, accessibility/alternatives; broader incorporated standards held."],["M11","S001 §214.103(n)(2); S003(e)(2); C057","6 examination subject areas, competence in each.","No score, test length, pass percentage, or general retake limit stated in this clause."],["M12","S001 §214.105(a); C060","Single application for the specified controlled branches/affiliates.","Parent control over quality/type is material; SHFA exception remains."],["M13","S001 §214.107(a)–(b); C062","Approval up to 3 years.","All §214.103 requirements; actual period stated by certificate. No guaranteed term or processing deadline."],["M14","S001 §214.109; C064","Within 30 calendar days of written denial notice.","Revised application or written appeal; appeal also subject to §214.205. No actual notice or date."],["M15","S001 §214.200(a), (d); C065, C068","Inactivity not exceeding 6 months, unless HUD extends.","Case-specific temporary impairment; extension duration not quantified here."],["M16","S001 §214.200(c); C067","Notice when ready, no later than the end of inactivity.","Written notice/support; restoration follows HUD review/acceptance. No actual endpoint."],["M17","S001 §214.309(a); C074","Unconditional reapproval up to 3 years.","Full performance compliance; permissive agency decision."],["M18","S001 §214.309(b); C075","Conditional extension up to 120 calendar days.","Failure must not seriously impair counseling capability; not an automatic cure allowance."],["M19","S001 §214.309(e); C077","Immediately, no numerical waiting period stated.","HUD determination of serious impairment; separate appeal/remedy questions remain."],["M20","S001 §214.205(b); C078","HUD receives within 30 calendar days from date of decision letter.","Receipt by HUD, not mailing, is stated. No supplied holiday, deemed-receipt, or extension convention."],["M21","S001 §§214.103(m)(2), .203, .307; C056, C072–C073","Periodic, without a fixed universal frequency.","Do not invent annual reapproval or a guaranteed review cadence. Statutory mandatory-review category remains C088."],["M22","S006 §4103(22)(A); C010","IHA established before October 26, 1996, acting on October 26, 1996.","Both temporal conditions plus 1937 Act requirements, no superseding (B) action, and nontribal status are material. Underlying regime held."],["M23","S006 §4103(22)(B)–(C); C010","One or more tribes may establish/authorize the stated entity.","Specified authorization and legal establishment route; no actual entity."],["M24","S001 §214.600(c); C022, C034","6 areas in Tribal examination, plus qualifying employment.","Same listed subject categories; separate program and certification predicates."],["M25","S001 §214.600(e); C035","Later of 48 months from rule effectiveness or 30 days after examination availability.","HUD Federal Register announcement required; actual availability and counting details not verified. No date calculated."],["M26","S003(e)(7)(A); C089","Residential design for between 1 and 4 families.","Lien plus specified insurance/guarantee predicates. Text’s “between” wording preserved; no property/unit-count methodology inferred."],["M27","S003(e)(8)(C); C091","Not fewer than 2 retesting opportunities before the stated suspension route.","Continued lack of competence, required determinations, and area-capacity condition remain necessary."],["M28","S003(i)(3)(B); C093","Not less than 60 days’ prior written notice.","Denial of renewal under that paragraph; no finalization until period ends. Not a universal approval-termination period."],["M29","S003(i)(3)(C); C093","Written request within that notice period.","Triggers specified informal conference; no independent additional period or actual notice event."],["M30","S003(i)(2); C094","Reimburse/return within 12 months after misuse determination; future ineligibility at any time after determination.","Secretary’s material-misuse determination and covered financial assistance; no consumer-debt effect."],["M31","S020 §1400(c); C106","Final rules before end of 18-month period from designated transfer date; effect not later than 12 months after final issuance.","Separate default for provisions lacking rules at the eighteen-month point. Designated event and application unresolved; no calendar computation."],["M32","S013 original §214.103(n)(4); C099","Historical 36 months after announced examination commencement.","Superseded ordinary-program transition; not current grace."]]},{"headers":["ID","Date/count and exact source","Legal or evidentiary function; limits"],"index":10,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["ID","Date/count and exact source","Legal or evidentiary function; limits"],["M33","S001 A–C inventory: 2 + 5 + 4 sections, eleven total","Research inventory, not a legal threshold."],["M34","S011: published 9/28/2007, effective 10/29/2007","Publication and legal commencement are distinct."],["M35","S001/S011 §214.100(b): approval on/before 10/29/2007; application on/before 9/28/2007 followed by approval; compliance 10/1/2007; approvals after 10/29/2007 must comply","Exact historical categories and chronological anomaly preserved. No operational date calculation or corrective inference."],["M36","S020: enacted 7/21/2010","Enactment does not itself resolve every §1400(c) application question."],["M37","S012: published 12/7/2015; effective 1/6/2016","Selected incorporation amendments."],["M38","S013: published 12/14/2016; effective 1/13/2017","Certification rule adoption, distinct from later compliance."],["M39","S014: published 5/31/2017; examination 8/1/2017; then-compliance 8/1/2020","Historical examination/transition sequence; compliance date superseded."],["M40","S015: published 8/5/2020; posting-effectiveness qualification; compliance 8/1/2021","Actual posting event unverified. Valid-notice qualification preserved."],["M41","S016: final adoption effective 12/4/2020","Interim change adopted without modification."],["M42","S017: correction effective 12/14/2020; correct historical comment closing 9/4/2020","Publication correction, not new certification compliance or consumer deadline."],["M43","S018: published 6/12/2024; effective 7/12/2024","Starts one limb of M25; the later-of result remains uncomputed."],["M44","S019: published 9/16/2024; effective 10/16/2024","Facility/delivery revision commencement."],["M45","S021: became law 7/11/2026","Enactment of selected statutory changes; no complete subsequent-law chain inferred."],["M46","S001–S002: initial 10/23/2026, refreshed selected pages 10/26/2026; Title 24 amendment banner 8/20/2026","Compilation/editorial metadata, not the date every selected clause was amended."],["M47","S010: currency 10/26/2026, Title 2 amendment banner 8/17/2026","Same metadata limitation."],["M48","S003–S006: P.L. 119-134, 10/20/2026; S007: P.L. 119-124, 10/15/2026","Different statutory compilation bounds; no later-law completeness assertion."],["M49","S022: 2025 annual edition; attempted 2026 alternative unavailable","Edition distinction; no complete annual reading."],["M50","All source checks: 10/28/2026 PDT","Actual research access date, not issuance or effectiveness."],["M51","S024 opening: enactment header 12/31/1970","Metadata read; material §903 body not retrieved. Other failed historical pages supply no verified operative quantities."]]},{"headers":["Branch/status","Supported conditional rule, including material conditions","Exact claim/source","Missing evidence or authority","Adverse inference to avoid","Next permissible generic public-law inquiry"],"index":11,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Branch/status","Supported conditional rule, including material conditions","Exact claim/source","Missing evidence or authority","Adverse inference to avoid","Next permissible generic public-law inquiry"],["B01 — Scope unknown; A/P","If counseling is HUD-required, funded, required as an assistance condition, or a qualifying grantee referral, apply the stated connection rule, subject to the Tribal exception.","C004–C007, C034; S001 §214.1; S002 §5.111","Relevant program category and complete program incorporation.","Every housing/debt-help provider is covered.","Read only the generic statute/regulation establishing the particular program connection."],["B02 — Current original inaccessible; P","A failed endpoint cannot establish repeal or replace a successfully read body; use the recorded official alternative only within its bounds.","C001, C109–C110; S008, S022–S025","Current §1701x-1 edition and unavailable older originals.","Inaccessibility means no authority exists.","Reopen the same official legal publications through ordinary public access."],["B03 — Nonprofit/tax category unknown; A/P","Nonprofit criteria retain §12704(5)(A)–(C), exclude D, and coexist with the separately stated tax/governmental proof rules.","C008–C009, C038; S001 .103(a); S004–S005","Complete applicable §501(c), §§502–503, and state organizational authority.","“Nonprofit” alone proves approval or all tax conditions.","Read the relevant generic tax category and denial clauses, without entity lookup."],["B04 — Affiliate/branch relationship unknown; A","Separate incorporation and all affiliate conditions differ from subordinate branch status; a branch cannot also be an affiliate/subgrantee under the definition.","C018–C019, C026; S001 .3","Organizational relationship, entirely absent.","A label establishes separate approval.","Compare the complete definitions with any further generic HUD classification instruction, if necessary."],["B05 — Intermediary/LHCA/MSO unknown; A/P","Apply delivery/control/support predicates together with the stated geographic descriptions; geography alone is insufficient.","C023–C025; S001 .3","Actual structure; authoritative resolution of any category overlap.","Two-state wording automatically determines the category.","Read a generic official interpretation of these category definitions."],["B06 — SHFA category/request unknown; A/P","Only the defined statutory SHFA category receives §105(b)’s application exception, with request/assurance or announced alternative procedure.","C030, C061; S001 .3, .105(b); S003(h)(5)","Generic constituting authority and any current alternative procedure.","Every governmental body is exempt from approval procedures.","Read the public SHFA-category statute and any generic Federal Register procedure."],["B07 — Experience and community base unknown; A","One-year program/intermediary experience and one-year functioning in work-plan geography are distinct cumulative requirements for their specified actors.","C039, C041; S001 .103(b), (d)","Relevant type, success, duration, and geography.","Organizational age alone satisfies both.","Examine generic instructions explaining these criteria, without application records."],["B08 — Ineligibility predicate unknown; A/P","The specified restriction, qualifying indictment/conviction, or unresolved government finding disqualifies under the criterion only within its stated actors and conditions.","C040; S001 .103(c)","Applicable exclusion authority and all actual predicates.","A rumor, allegation, or unrelated offense proves ineligibility.","Read only the relevant generic exclusion standard; no record/party search."],["B09 — Records/CMS criteria unknown; A/P","Established reviewable/confidential records and a HUD-compatible automated tracking system are required; broader incorporated controls remain separate.","C042–C043, C087; S001 .103(e)–(f), .315(g)","Full incorporated requirements and any actual implementation.","Approval proves privacy/security compliance.","Read narrowly necessary 2 CFR 200 or cited civil-rights record clauses in a separate component."],["B10 — Financial capacity unknown; A","At approval, available funds or a written commitment must cover the initial twelve-month plan operations.","C044; S001 .103(g)(1)","Costs, resources, commitment, and approval event—all absent.","Federal approval guarantees funding or solvency.","Read generic evidence instructions for §103(g)(1), not financial records."],["B11 — Staff certification/experience unknown; A","Training, certification of all counseling staff, and the half-of-counselors/six-month experience test are cumulative.","C021, C045, C057–C059; S001 .103(g)(2), (n)","No staff, work, examination, or certification evidence.","An examination pass alone establishes complete current status.","Read generic certification-verification and employment-condition instructions."],["B12 — Language capability unknown; A","Fluency, interpreter use, or referral is an alternative structure, not proof of immediate service in a language.","C046; S001 .103(g)(3)","Service needs and actual capability absent.","Every agency must personally employ every language capability.","Read generic implementation guidance for the alternative paths."],["B13 — Program knowledge unknown; A","Mandatory working knowledge and “should” familiarity have different force.","C047; S001 .103(h)","Actual staff knowledge absent.","A suggested familiarity becomes a separately proven mandatory credential.","Read any generic official explanation of the knowledge criterion."],["B14 — Contracting-out exception unknown; A/P","Demonstrated unmet geographic need, absence of the specified network, contractor eligibility, allocated duties, and prior written HUD approval must all be satisfied.","C048–C049; S001 .103(i)(1)","Every exception predicate; no geographic/provider inquiry authorized.","Any contract is permitted because a service is useful.","Read generic HUD approval instructions for this exception only."],["B15 — Affiliate agreement or individual network; A/P","Affiliate agreements need accountability/monitoring detail; individual-counselor networks require prior discretionary HUD approval for a HUD-identified special need.","C050–C051; S001 .103(i)(2)–(3)","Full grant-rule incorporation and authorized generic special-need standard.","Informal letters eliminate substantive controls.","Read the narrow 2 CFR 200 monitoring clause or generic special-network instruction."],["B16 — Referral/community/local operation; A/P","Community referral relationships and state/local operational compliance are separate approval criteria.","C052–C053; S001 .103(j)–(k)","State/local law and actual relationships absent.","Federal participation supplies every required license.","Identify the relevant generic licensing/operational law in a separately authorized component."],["B17 — Facility/accessibility unknown; A/P","At least one facility and all stated space/privacy/access conditions remain required after the modernization amendment.","C054, C104; S001 .103(l); S019","Complete incorporated accessibility standards and actual facilities.","Remote counseling eliminates facility/accessibility duties.","Read the exact generic accessibility clause only if that separate issue becomes necessary."],["B18 — Work-plan content/change unknown; A","The plan must contain all listed elements, be periodically reviewed, and be supplied to HUD when changed; anticipated outcomes are not measured results.","C027, C055–C056; S001 .103(m)","No plan, change, resource, or outcome evidence.","Stated goals prove performance or permissible fees.","Read generic work-plan instructions; retain §214.313 outside this pass."],["B19 — Counseling/education/reverse category; A","Tailored counseling and group education differ; action-plan exception is specific to reverse mortgages; group educators must offer corresponding individual counseling.","C011–C017, C032, C080, C083; S001 .3, .300(a)","Actual service category and performance absent.","A class is individualized counseling or every plan can be omitted.","Read only generic service-category interpretation if classification remains disputed."],["B20 — Remote format/national reach; A/P","Remote formats remain subject to geography, resources, knowledge, accessibility, and requested in-person referral; national special-needs delivery requires prior approval.","C081–C082, C085; S001 .300(a)(3)–(6), .303(e)","Approval/work-plan predicates and full accessibility law.","An online format permits unrestricted national service.","Read a generic instruction implementing the specific format or special-network clause."],["B21 — Application versus approval; A","Required submission and evidence do not establish approval; the all-criteria decision produces the letter/certificate and stated period.","C060–C062; S001 .105, .107","All application and decision facts absent.","Filing or possessing a blank form means approval.","Examine generic prescribed application instructions only if necessary later."],["B22 — Listing/current status unknown; A/X","Listing is a referral mechanism and may be removed/restored through status procedures.","C063, C066–C070; S001 .107(c), .200–.201","No roster or status record examined.","A historical listing proves active status or available service.","Clarify generic legal effect of listing; actual lookup remains excluded."],["B23 — Denial and appeal route; A/P","Written reasons, revised-application option, and timely written appeal apply with the separate §109 and §205 wording preserved.","C064, C078–C079; S001 .109, .205","Applicable decision, date, receipt, counting/service authority.","Mailing within thirty days necessarily suffices or appeal automatically stays action.","Read a generic procedural provision addressing receipt/counting, if one governs."],["B24 — Temporary impairment/inactivity; A","HUD may use inactivity for temporary impairment on request or information, generally no more than six months unless extended.","C065–C066; S001 .200(a)–(b)","Impairment, request, and decision absent.","Loss of funds automatically creates inactive status.","Read generic documentation instructions for §200, without agency records."],["B25 — Resumption/extension; A","Written notice/support is due when ready or by period end; HUD review precedes possible restoration; persistence permits extension or termination/removal.","C067–C068; S001 .200(c)–(d)","Actual condition/end date/acceptance absent.","Time passage automatically restores standing.","Read generic resumption and extension instructions."],["B26 — Termination/certificate; A/P","A confirmed listed ground permits the stated status/grant actions; written termination/withdrawal and certificate rules follow.","C069–C071; S001 .201","Confirmed ground, appropriate actor, decision, and other-law procedure.","A complaint automatically terminates approval or grants consumer relief.","Read the applicable generic termination/exclusion procedure only."],["B27 — Reapproval/review; A/P","End-of-period reapproval language is conditioned by the review language and incorporated performance outcomes, plus the later statutory recipient-review duty.","C072–C074, C088; S001 .203, .307–.309; S003(e)(6)","Compliance, review, assistance category, decision absent.","Approval renews indefinitely or all reviews are optional.","Read generic implementation of the 2026 review amendment."],["B28 — Conditional extension/serious impairment; A","Nonserious failure permits up to 120 calendar days; serious impairment permits immediate termination; follow-up and appeal routes remain distinct.","C075–C078; S001 .309(b)–(f)","HUD’s impairment determination and any correction absent.","Every deficiency guarantees a 120-day cure period.","Read generic criteria explaining serious impairment, if officially supplied."],["B29 — Statutory performance comparison; A/P","The optional comparison is limited to specified prepurchase counselors, assisted organizations, covered loans, comparable markets, and appropriate factors.","C088–C090; S003(e)(6)–(7)","Full insurance/guarantee chain and methodology; all actual data absent.","A default rate alone proves counselor quality or causation.","Read generic implementing standards for (e)(7), without datasets or personnel records."],["B30 — Competence action/retesting; A/P","The competence and capacity findings precede the staged actions; suspension has the stated minimum retesting opportunity predicate.","C091; S003(e)(8)","Implementing construction of “may”/“required,” competence/capacity standards.","Examination history alone proves a lawful suspension.","Read only generic adopted implementation or official construction of (e)(7)–(8)."],["B31 — Financial-assistance renewal; A/P","Nonrenewal under (i)(3) requires the review/regulatory predicates, at least sixty days’ notice, and a conference upon timely written request.","C092–C093; S003(i)(3)–(4)","Assistance classification, implementing regulation, notice/counting details.","This notice automatically governs every approval termination.","Read generic implementation distinguishing grant renewal from program approval."],["B32 — Material misuse; A/P","The separate material-misuse determination triggers repayment/return and future covered-assistance ineligibility, with other remedies preserved.","C094; S003(i)(2), (4)","Authorized determination and assistance conditions absent.","Every discrepancy means permanent program expulsion or debt forgiveness.","Read generic assistance-accountability procedure if necessary."],["B33 — Tribal/program exception; A/P","Only the specified IHBG/ICDBG connection invokes §600’s exception; other HUD counseling requires regular certification and participation.","C022, C034; S001 .600(a)–(d); S006","Program and entity definitions, with uncompleted underlying regimes.","All tribal counseling is exempt from Part 214.","Read the exact generic program-connection/recognition clause needed."],["B34 — Tribal transition unknown; P","The later-of rule requires both rule-effectiveness and examination-availability events to be understood; no deadline can be supplied from one alone.","C035, C103; S001 .600(e); S018","Official examination-availability announcement and counting authority.","Forty-eight months alone fixes the actual deadline.","Locate the generic Federal Register examination-start notice, without counselor lookup."],["B35 — Historical dates/text conflict; P","Preserve the 2007 compliance chronology and other literal anomalies instead of silently repairing them.","C097, C111; S001, S011, S020","Official correction or narrowly applicable construction.","An apparent drafting error authorizes an invented deadline or substantive rule.","Search only official correction/adoption text for the precise clause."],["B36 — Broader exclusion/remedy regime; P/X","Part 24 redirects to supplemented 2 CFR Part 180 rules; the selected reference does not establish the complete proceeding.","C071, C079; S009–S010","Complete relevant exclusion procedure and jurisdiction.","A citation alone proves a sanction, stay, or private remedy.","Read the indispensable generic Part 2424/180 clauses in a separate focused inquiry."],["B37 — Approval/certification terminology; A/X","Neither status implies HUD endorsement/warranty; each has specific legal predicates.","C020–C022, C036, C112; S001 .3, .100(a)","All actual standing, licensing, quality, and independence evidence absent.","“HUD-approved” means universally legitimate, suitable, or successful.","Clarify only the generic statutory meaning of the separate credential or license."],["B38 — Funding and outcome; A/X","Approval does not guarantee grants; statutory authorization and no-additional-funds language do not establish an appropriation or award.","C086, C108; S001 .311(a); S021 §1202","Actual appropriation/award and consumer outcome absent.","Approval guarantees money, free service, savings, or relief.","Read the generic funding authority only if separately necessary; no award/recipient search."],["B39 — Outside-subpart service/fee/privacy; P/X","Only identified narrow D clauses were used; fees, full service standards, data handling, and grant administration require their own authority.","C042, C055–C056, C080–C087, C112","Full downstream regimes intentionally unexamined.","This pass certifies fees, privacy, complaints, or all service duties.","Separate §214.313, remaining D/E, or another exact public-law component if later authorized."],["B40 — Other A090 help and personal application; X","The selected program framework cannot establish actual eligibility, representation authority, service availability, or an individual outcome.","C004, C036, C053, C086, C112","All actual facts and other directory/regime evidence.","Housing-program approval resolves legal aid, tax, medical, military, emergency, or debt-relief suitability.","Identify the separate generic public authority for the relevant help category; no provider search here."]]},{"headers":["Analytical field label","Authority entry","Evidence entry","Analysis","Result"],"index":12,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Analytical field label","Authority entry","Evidence entry","Analysis","Result"],["Source title and authority","","","",""],["Source version/compilation","","","",""],["Legal publication status","","","",""],["Actual access/read bounds","","","",""],["Statutory versus regulatory category","","","",""],["Generic counseling category","","","",""],["Generic organizational category","","","",""],["Generic individual certification category","","","",""],["Governing program connection","","","",""],["Incorporated definition","","","",""],["Organizational/tax predicate","","","",""],["Experience predicate","","","",""],["Geographic/community predicate","","","",""],["Resource/capacity predicate","","","",""],["Staffing/certification predicate","","","",""],["Language/referral predicate","","","",""],["Facility/accessibility predicate","","","",""],["Work-plan requirement","","","",""],["Contracting exception","","","",""],["Application procedure","","","",""],["Approval/status category","","","",""],["Review/reapproval category","","","",""],["Inactivity/resumption category","","","",""],["Termination/withdrawal category","","","",""],["Appeal or conference route","","","",""],["Quantity/unit/base","","","",""],["Trigger/counting convention","","","",""],["Historical/current transition","","","",""],["Statutory/regulatory interaction","","","",""],["Other-law limit","","","",""],["Missing public authority","","","",""],["Unresolved application boundary","","","",""],["Exact next generic inquiry","","","",""]]},{"headers":["User question/material subquestion","Status and finding","Claim/source/branch crosswalk","Missing evidence and exact next permissible inquiry"],"index":13,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["User question/material subquestion","Status and finding","Claim/source/branch crosswalk","Missing evidence and exact next permissible inquiry"],["1.1 Complete A/B/C organization","Answered. Eleven complete sections; no invented reserved bodies.","C001–C002; S001; §1 inventory","No source-body gap for selected A–C."],["1.2 Authority/source credits/current display","Answered with currentness limit. Current compilation and source credits distinguished from adopted law.","C001, C003, C097–C110; S001–S025","Post-display later-law/judicial chain not certified; examine only new official legal publications if necessary."],["1.3 Whole versus selected extent","Answered. Whole A–C; specified narrow outside clauses; no whole Part/statute claim.","Source register; C080–C087","Remaining D/E excluded; use exact clause pointers rather than extend this report."],["2.1 All §214.3 definitions","Answered. Every defined category inventoried and materially mapped.","C011–C033; S001; B04–B06, B19","Actual classifications absent."],["2.2 Nonprofit/tax incorporation","Partial. §12704(5) complete; §501 complete relevant gateway but not full tax taxonomy/denial chain.","C008–C009, C038; S004–S005; B03","Read applicable generic §501(c), §§502–503 before a dependent tax conclusion."],["2.3 Counseling/HUD connection","Answered at selected level. Three §5.100 definitions and complete §5.111 read; statutory g(1) read.","C004–C007, C013–C017; S002–S003; B01, B19","Underlying enumerated program eligibility remains held."],["2.4 Tribal definition/exception","Partial. Complete §600 and §4103(22); recognition dependencies not completed.","C010, C022, C034–C035; S006, S018; B33–B34","Narrow recognition/program clauses and exam-start announcement, if needed."],["2.5 Statutory authority","Partial. Main authority and delegation clause read; §1701x-1 current compilation unresolved.","C003, C006–C010, C096, C109; S003–S010","Ordinary reopening of current official §1701x-1 and its relevant notes."],["3.1 Organizational/experience/ineligibility criteria","Answered textually. All §103(a)–(d) conditions mapped.","C037–C041; S001; B03, B07–B08","Actual facts absent; full tax/exclusion regimes held."],["3.2 Records and client-management criteria","Partial incorporation. Exact requirements mapped; full external controls not read.","C042–C043, C087; B09","Narrow generic incorporated controls, not records inspection."],["3.3 Resources/staff/language/knowledge","Answered textually. Alternatives and cumulative predicates retained.","C044–C047; B10–B13","No financial, personnel, service, or knowledge findings."],["3.4 Contracting exceptions","Answered textually; incorporation partial. All three alternatives preserved.","C048–C051; B14–B15","Relevant 2 CFR 200 monitoring provisions and generic approval instructions."],["3.5 Community/local/facility/work plan","Answered textually; other-law merits held.","C052–C056; B16–B18","State/local law, full accessibility law, actual implementation absent."],["3.6 Individual certification","Answered for selected ordinary route; Tribal timing partial.","C021–C022, C034–C035, C057–C059; B11, B33–B34","No actual certification; Tribal exam event remains unknown."],["3.7 Approval versus other qualifications","Answered boundary. No licensing, grant, legal-representation, consumer-eligibility, or outcome finding.","C036, C053, C086, C112; B37–B40","Separate public authority needed for each other consequence."],["4.1 Ordinary application","Answered. Prescribed submission and controlled-network single application.","C060; S001 .105(a); B21","Actual forms/applications excluded."],["4.2 SHFA procedure","Partial. Regulatory alternative complete; later generic announced procedures not surveyed.","C061; B06","Read only an applicable public procedural announcement."],["4.3 Approval/duration/notice/listing","Answered. Conditional “will,” up-to term, letter/certificate, permissive listing distinguished.","C062–C063; B21–B22","No decision, term, listing, or service availability established."],["4.4 Denial/revision/appeal","Answered textually; counting details unresolved.","C064, C078–C079; B23","Exact generally applicable service/counting rule, if any."],["5.1 Inactive status","Answered. Grounds, written procedure, period, restoration, and extension distinctions.","C065–C068; B24–B25","No actual condition/status/event."],["5.2 Termination/withdrawal","Answered selected text; exclusion regime partial.","C069–C071; B26, B36","Full relevant Part 2424/180 procedure remains separate."],["5.3 Reapproval/performance","Answered selected regulation. Complete .203, .307, .309 read.","C072–C078; B27–B28","Actual compliance/review absent."],["5.4 2026 statutory review qualification","Answered statutory text; implementation partial.","C088–C091, C107; S003, S021; B29–B30","Generic implementing standards and “may/required” construction unresolved."],["5.5 Financial-assistance renewal","Answered statutory distinction; procedure application partial.","C092–C094; B31–B32","Actual assistance/decision absent; implementing procedure/counting held."],["5.6 Other continued-participation duties","Excluded except named incorporations. No full D/E investigation.","C080–C087, C112; B39","Exact remaining clause must be separately examined before reliance."],["6.1 Original Part 214 adoption","Answered within selected original bounds. Complete original A–C and DATES read.","C097; S011; B35","Chronological anomaly unresolved; seek official correction/construction only."],["6.2 2015–2024 material revisions","Answered selected adopted clauses. Includes 2020 final adoption and correction.","C098–C104; S012–S019","No complete judicial or later-history audit."],["6.3 2010 statutory amendments/transition","Partial. Selected adopted clauses complete; designated-transfer-date chain not completed.","C105–C106; S020","Read exact designated-transfer/application authority before any date calculation."],["6.4 2026 statute","Answered selected enacted text; later implementation held.","C107–C108; S021","No whole Act/later judicial chain claimed."],["6.5 Older original statutes","Unresolved access. Failures preserved.","C109; S023–S025","Reopen official originals by ordinary access; no inference from failure."],["7.1 Approval/certification meaning","Answered. Express no-warranty/no-endorsement limitation.","C036, C112; B37","No actual provider standing/quality conclusion."],["7.2 Actual status, licenses, complaints, languages, privacy, outcomes","Excluded as requested.","C046, C053–C054, C063, C087, C112; B09, B12, B16–B17, B22, B37–B40","No identifying/provider inquiry authorized."],["7.3 Fees and Subpart D boundary","Answered scope boundary. §214.313 and prior handbook findings not adopted.","C055–C056, C080–C087; B39","Separate focused public-law reading required for fee conclusions."],["8.1 Requested comparisons","Answered within source limits. All requested distinctions appear in §4.","C020–C112; comparison table","Handbook legal status not generalized from an unread document."],["8.2 Other directories/help categories","Excluded.","C112; B40","Separate generic authority and separately authorized provider inquiry would be required."],["9.1 Complete relied-on measurements","Answered. M01–M51 preserve units, triggers, exceptions, and missing facts.","Measurement register","No actual calculation or score."],["9.2 Dates versus legal effect","Answered with identified gaps.","C097–C110; M31–M51","Posting event, Tribal exam event, older history, and transfer-date chain remain open."],["9.3 Counting/service conventions","Unresolved where not supplied. No invented mailbox, holiday, or extension rule.","C064, C078, C093; M14, M20, M28–M29","Read only the exact generally applicable procedural rule if needed."],["10.1 Conditional branches","Answered. Forty substantive branches, each with authority, missing predicate, adverse inference, and next generic inquiry.","B01–B40","Actual applications remain excluded."],["10.2 Blank worksheet","Answered. All authority/evidence/analysis/result cells empty.","§7","No completed record or decision instrument."],["Visible evidence/logs/self-check","Answered with explicit limitations.","§§2–10","No independent review, operational acceptance, or publication acceptance claimed."]]},{"headers":["Reading group","What was actually completed","What was not claimed"],"index":14,"links":[],"row_links":[[],[],[],[],[],[],[],[]],"rows":[["Reading group","What was actually completed","What was not claimed"],["Current Part 214","Whole A–C, all definitions and nested criteria; specified narrow D/F clauses.","Whole Part 214, all service/fee/grant/civil-rights rules, or a provider review."],["Current statutory authority","Recorded complete clauses of §1701x; §12704(5); §3535(d); TDHE/related definitions; limited §501 gateway.","Whole housing, tax, tribal-recognition, grant, insurance, or exclusion regimes."],["Adopted Part 214 history","Original A–C; selected complete 2015, 2016, 2020, and 2024 amendatory instructions; 2017 examination notice; 2020 correction.","Entire preambles, all comments, all Parts amended by those instruments, or judicial validation."],["Selected statutory history","Recorded 2010 clauses and transition; 2026 §101(1)–(3), severability and no-additional-funds clauses.","Entire Acts or exhaustive earlier/later amendment chain."],["Older official alternatives","Undated §1701x-1 extract and 2025 CFR opening metadata.","Authenticated current §1701x-1 edition or complete annual-CFR A–C reading."],["Search results","Citation/title discovery only.","Search snippets, mirrors, or incidental unrelated results as operative legal evidence."],["PDF handling","Parsed text with printed-page and zero-based-index references.","Pixel inspection, unseen pages, completed forms, or whole-file visual review."]]},{"headers":["Endpoint(s)","Observed result and retained limit","Readable alternative/result"],"index":15,"links":[{"href":"https://www.federalregister.gov/citation/72-FR-55648","text":"https://www.federalregister.gov/citation/72-FR-55648"},{"href":"https://www.federalregister.gov/citation/89-FR-49807","text":"https://www.federalregister.gov/citation/89-FR-49807"},{"href":"https://www.federalregister.gov/citation/80-FR-75936","text":"https://www.federalregister.gov/citation/80-FR-75936"},{"href":"https://www.govinfo.gov/content/pkg/CFR-2026-title24-vol2/pdf/CFR-2026-title24-vol2-part214.pdf","text":"https://www.govinfo.gov/content/pkg/CFR-2026-title24-vol2/pdf/CFR-2026-title24-vol2-part214.pdf"},{"href":"https://uscode.house.gov/us/usc/t12/s1701x-1/","text":"https://uscode.house.gov/us/usc/t12/s1701x-1/"},{"href":"https://uscode.house.gov/us/usc/119-134/t12/s1701x-1/","text":"https://uscode.house.gov/us/usc/119-134/t12/s1701x-1/"},{"href":"https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section1701x-1&num=0&edition=prelim&utm_source=chatgpt.com","text":"https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section1701x-1&num=0&edition=prelim"},{"href":"https://uscode.house.gov/us/usc/119-134/t42/s3535/","text":"https://uscode.house.gov/us/usc/119-134/t42/s3535/"},{"href":"https://www.govinfo.gov/content/pkg/FR-2024-06-12/html/2024-12777.htm","text":"https://www.govinfo.gov/content/pkg/FR-2024-06-12/html/2024-12777.htm"},{"href":"https://www.govinfo.gov/content/pkg/FR-2015-12-07/html/2015-29692.htm","text":"https://www.govinfo.gov/content/pkg/FR-2015-12-07/html/2015-29692.htm"},{"href":"https://www.govinfo.gov/content/pkg/FR-2020-12-04/html/2020-26194.htm","text":"https://www.govinfo.gov/content/pkg/FR-2020-12-04/html/2020-26194.htm"},{"href":"https://uscode.house.gov/statviewer.html?page=490&volume=82&utm_source=chatgpt.com","text":"https://uscode.house.gov/statviewer.html?page=490&volume=82"},{"href":"https://uscode.house.gov/statviewer.html?page=1808&volume=84&utm_source=chatgpt.com","text":"https://uscode.house.gov/statviewer.html?page=1808&volume=84"},{"href":"https://uscode.house.gov/statviewer.html?page=3719&volume=106&utm_source=chatgpt.com","text":"https://uscode.house.gov/statviewer.html?page=3719&volume=106"},{"href":"https://www.govinfo.gov/link/statute/82/490","text":"https://www.govinfo.gov/link/statute/82/490"},{"href":"https://www.govinfo.gov/link/statute/84/1808","text":"https://www.govinfo.gov/link/statute/84/1808"},{"href":"https://www.govinfo.gov/link/statute/106/3719","text":"https://www.govinfo.gov/link/statute/106/3719"},{"href":"https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf","text":"https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf"},{"href":"https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf"},{"href":"https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf","text":"https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf"},{"href":"https://www.federalregister.gov/documents/2020/12/14/2020-27284/housing-counseling-program-revision-of-the-certification-timeline-correction","text":"https://www.federalregister.gov/documents/2020/12/14/2020-27284/housing-counseling-program-revision-of-the-certification-timeline-correction"},{"href":"https://uscode.house.gov/us/usc/119-134/t12/s1701x/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/119-134/t12/s1701x/"}],"row_links":[[],[{"href":"https://www.federalregister.gov/citation/72-FR-55648","text":"https://www.federalregister.gov/citation/72-FR-55648"}],[{"href":"https://www.federalregister.gov/citation/89-FR-49807","text":"https://www.federalregister.gov/citation/89-FR-49807"}],[{"href":"https://www.federalregister.gov/citation/80-FR-75936","text":"https://www.federalregister.gov/citation/80-FR-75936"}],[{"href":"https://www.govinfo.gov/content/pkg/CFR-2026-title24-vol2/pdf/CFR-2026-title24-vol2-part214.pdf","text":"https://www.govinfo.gov/content/pkg/CFR-2026-title24-vol2/pdf/CFR-2026-title24-vol2-part214.pdf"}],[{"href":"https://uscode.house.gov/us/usc/t12/s1701x-1/","text":"https://uscode.house.gov/us/usc/t12/s1701x-1/"},{"href":"https://uscode.house.gov/us/usc/119-134/t12/s1701x-1/","text":"https://uscode.house.gov/us/usc/119-134/t12/s1701x-1/"}],[{"href":"https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section1701x-1&num=0&edition=prelim&utm_source=chatgpt.com","text":"https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section1701x-1&num=0&edition=prelim"}],[{"href":"https://uscode.house.gov/us/usc/119-134/t42/s3535/","text":"https://uscode.house.gov/us/usc/119-134/t42/s3535/"}],[{"href":"https://www.govinfo.gov/content/pkg/FR-2024-06-12/html/2024-12777.htm","text":"https://www.govinfo.gov/content/pkg/FR-2024-06-12/html/2024-12777.htm"}],[{"href":"https://www.govinfo.gov/content/pkg/FR-2015-12-07/html/2015-29692.htm","text":"https://www.govinfo.gov/content/pkg/FR-2015-12-07/html/2015-29692.htm"}],[{"href":"https://www.govinfo.gov/content/pkg/FR-2020-12-04/html/2020-26194.htm","text":"https://www.govinfo.gov/content/pkg/FR-2020-12-04/html/2020-26194.htm"}],[{"href":"https://uscode.house.gov/statviewer.html?page=490&volume=82&utm_source=chatgpt.com","text":"https://uscode.house.gov/statviewer.html?page=490&volume=82"},{"href":"https://uscode.house.gov/statviewer.html?page=1808&volume=84&utm_source=chatgpt.com","text":"https://uscode.house.gov/statviewer.html?page=1808&volume=84"},{"href":"https://uscode.house.gov/statviewer.html?page=3719&volume=106&utm_source=chatgpt.com","text":"https://uscode.house.gov/statviewer.html?page=3719&volume=106"}],[{"href":"https://www.govinfo.gov/link/statute/82/490","text":"https://www.govinfo.gov/link/statute/82/490"},{"href":"https://www.govinfo.gov/link/statute/84/1808","text":"https://www.govinfo.gov/link/statute/84/1808"},{"href":"https://www.govinfo.gov/link/statute/106/3719","text":"https://www.govinfo.gov/link/statute/106/3719"}],[{"href":"https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf","text":"https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf"}],[{"href":"https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf?utm_source=chatgpt.com","text":"https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf"}],[{"href":"https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf","text":"https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf"}],[{"href":"https://www.federalregister.gov/documents/2020/12/14/2020-27284/housing-counseling-program-revision-of-the-certification-timeline-correction","text":"https://www.federalregister.gov/documents/2020/12/14/2020-27284/housing-counseling-program-revision-of-the-certification-timeline-correction"}],[{"href":"https://uscode.house.gov/us/usc/119-134/t12/s1701x/?utm_source=chatgpt.com","text":"https://uscode.house.gov/us/usc/119-134/t12/s1701x/"}],[]],"rows":[["Endpoint(s)","Observed result and retained limit","Readable alternative/result"],["https://www.federalregister.gov/citation/72-FR-55648","429 Too Many Requests.","S011 GovInfo original PDF/HTML read."],["https://www.federalregister.gov/citation/89-FR-49807","400 timeout.","S018 GovInfo PDF read."],["https://www.federalregister.gov/citation/80-FR-75936","503 unavailable.","S012 GovInfo PDF read."],["https://www.govinfo.gov/content/pkg/CFR-2026-title24-vol2/pdf/CFR-2026-title24-vol2-part214.pdf","Not accessible.","Current eCFR read; 2025 annual opening only, S022."],["https://uscode.house.gov/us/usc/t12/s1701x-1/\nhttps://uscode.house.gov/us/usc/119-134/t12/s1701x-1/","Not accessible.","S008 readable official extract, edition unknown."],["https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section1701x-1&num=0&edition=prelim","Maintenance response after normalization/redirect.","Same S008 limitation; no bypass attempted."],["https://uscode.house.gov/us/usc/119-134/t42/s3535/","Not accessible.","S007, displayed October 15 compilation, read."],["https://www.govinfo.gov/content/pkg/FR-2024-06-12/html/2024-12777.htm","Not accessible.","S018 PDF read."],["https://www.govinfo.gov/content/pkg/FR-2015-12-07/html/2015-29692.htm","Not accessible.","S012 PDF read."],["https://www.govinfo.gov/content/pkg/FR-2020-12-04/html/2020-26194.htm","Not accessible.","S016 PDF read."],["https://uscode.house.gov/statviewer.html?page=490&volume=82\nhttps://uscode.house.gov/statviewer.html?page=1808&volume=84\nhttps://uscode.house.gov/statviewer.html?page=3719&volume=106","Viewer shells without readable adopted bodies or inspected pixels.","No original-clause reading credited."],["https://www.govinfo.gov/link/statute/82/490\nhttps://www.govinfo.gov/link/statute/84/1808\nhttps://www.govinfo.gov/link/statute/106/3719","Not accessible.","Earlier statutory-history gaps retained."],["https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf","Content too large for retrieval.","S023 remains discovery/failure only."],["https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf","Opening title text succeeded; later material-clause find/open attempts timed out.","S024 limited to actual opening read; §903 not credited as read."],["https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf","Content too large for retrieval.","S025 remains discovery/failure only."],["https://www.federalregister.gov/documents/2020/12/14/2020-27284/housing-counseling-program-revision-of-the-certification-timeline-correction","A candidate endpoint failed; its document number was not authenticated.","The actual correction was subsequently identified and read as S017, document 2020-27145. The failed candidate is not cited as the correction’s identity."],["https://uscode.house.gov/us/usc/119-134/t12/s1701x/","One direct reopen failed after earlier successful complete selected reads.","A subsequent selected read succeeded. Both success and transient failure are preserved."],["eCFR pages in S001–S002, S009–S010","“Unsupported browser” banner appeared, but the legal bodies were readable.","This was not classified as failure to read the bodies or as a security barrier."]]},{"headers":["Gap","Exact limit","Permissible next generic inquiry"],"index":16,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Gap","Exact limit","Permissible next generic inquiry"],["Currentness after displayed cutoffs","No exhaustive post-October-20 statutory or post-October-26 regulatory/judicial chain certification.","Read later official adopted publications affecting the exact selected provisions, without party/case searches."],["Older original statute history","Material 1968/1970/1992 originals not fully retrieved.","Ordinary official-publication reopening of the precise adopted clauses and application notes."],["Section 1701x-1 edition","Complete official extract read, but current edition not authenticated.","Reopen current OLRC body/notes and compare with the selected 2010 enactment."],["Tax and organizational qualification","Full §501(c), §§502–503, and relevant state-law incorporation not completed.","Narrow generic tax/organizational clauses; no entity status search."],["Tribal recognition and transition","Underlying recognition/1937 Act chain and examination-availability announcement not completed.","Exact public definition/application clauses and generic Federal Register examination notice."],["Grant/exclusion/civil-rights/accessibility incorporation","Full 2 CFR 200, 2 CFR 180/2424, 24 CFR 1.6/121, disability-access, and privacy regimes not analyzed.","Only the complete narrow clause needed for a separately scoped conclusion."],["2026 implementation","No complete implementation or construction of the review, competence, or financial-assistance-renewal provisions.","Generic adopted HUD implementation and exact procedural clauses."],["Textual discrepancies","2007 chronology, statutory/regulatory wording differences, and literal cross-reference anomalies remain unresolved.","Official correction or narrowly necessary generic legal construction; no silent repair."],["Actual participant and consumer matters","All actual status, records, applications, service availability, resources, outcomes, and individual eligibility absent.","No actual inquiry is authorized by this pass."],["Remaining A090 and Subpart D subjects","Fees, full services/recordkeeping, legal aid, other help categories, and provider directories remain outside scope.","A distinct public-law component, if separately requested; prior reports are not premises."]]},{"headers":["Check","Result"],"index":17,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Check","Result"],["Independent foundation","Current public originals and recorded official alternatives were used; earlier reports were not adopted."],["Complete selected regulatory reading","Complete Subparts A–C read, including all definitions, criteria, exceptions, status provisions, and appeal wording."],["Outside-subpart restraint","Each relied-on outside clause is identified; §214.313 fees and a full D/E investigation remain excluded."],["Current statutory qualification","The 2026 review, competence, and financial-assistance-renewal amendments were read in both the current Code and selected enacted body."],["Numbers and dates","Quantities, denominators, timing events, historical dates, exceptions, and absent counting conventions are visible in M01–M51."],["Source honesty","Successful reads, incomplete originals, failed endpoints, displayed cutoffs, and parsed-text limits are preserved."],["Application restraint","No provider, counselor, roster, application, account, record, actual decision, or fictional scenario was queried or created."],["Terminology restraint","Approval, certification, participation, licensing, funding, listing, service quality, and consumer outcome remain distinct."],["Deliverables","Source and claim registers, comparisons, measurement register, forty branches, blank worksheet, granular coverage, failure log, and gaps are visible in this answer."],["Review/acceptance status","This is a researcher self-check only. No independent review, component/parent acceptance, operational approval, or publication acceptance is claimed."]]}],"claims":[{"claim_id":"R090-P1-C001","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C001","Supported proposition and exact conditions":"The refreshed A–C bodies display eCFR currency through October 26, 2026. The eCFR is a continuously updated, authoritative but unofficial publication.","Exact authority; limits":"S001, display/status text. A title-wide amendment date is not a Part 214 amendment date or exhaustive later-law audit."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C002","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C002","Supported proposition and exact conditions":"A–C contain the eleven sections inventoried above, with no displayed reserved section in those subparts.","Exact authority; limits":"S001, complete A–C headings and bodies. Enumeration is a reading result, not an eligibility threshold."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C003","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C003","Supported proposition and exact conditions":"Part 214’s authority line cites 12 U.S.C. 1701x, 1701x-1, and 42 U.S.C. 3535(d). Section 1701x authorizes specified counseling assistance; §3535(d) authorizes delegation/redelegation and necessary rules.","Exact authority; limits":"S001 authority line; S003(a)(1)(iii), (a)(2); S007(d); S008. No actual delegation or complete home-inspection-currentness determination."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false,"later_source_authentication_supplement":"[internal evidence reference]","dated_body_and_designation_improvement_checked_at":"2026-10-28T11:18:10.729387+00:00","latest_section_currentness_and_commencement_still_open":true,"prior_read_record_and_raw_preserved":true},{"claim_id":"R090-P1-C004","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C004","Supported proposition and exact conditions":"Section 214.1 applies to participating agencies and entities delivering housing counseling required under, or provided in connection with, HUD programs.","Exact authority; limits":"S001 §214.1. This does not establish that every private housing-help or debt-help activity falls within the program. Subject to C034."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C005","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C005","Supported proposition and exact conditions":"Section 5.111 requires certified organizations and counselors for covered counseling. Its connection categories are: HUD-required counseling; HUD-funded counseling; grantee/subgrantee-required counseling as a condition of HUD assistance; or referral of a HUD-assisted family by a grantee/subgrantee.","Exact authority; limits":"S002 §5.111(a), (b)(1)–(4), complete. Program and relationship predicates remain necessary."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C006","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C006","Supported proposition and exact conditions":"Section 1701x(e)(1) conditions listed counseling assistance on certification; (e)(2) requires standards, examinations, and organizational certification procedures; (e)(3) uses “organizations or counselors” for HUD-connected counseling.","Exact authority; limits":"S003(e)(1)–(3). The statutory “or” and regulatory “and” are recorded separately; this report does not declare them identical or resolve all construction questions."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C007","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C007","Supported proposition and exact conditions":"Section 1701x(g)(1) defines homeownership and rental counseling for its stated purposes and enumerates program incorporations.","Exact authority; limits":"S003(g)(1)(A)–(C), fully read. The enumerated underlying housing programs were not independently read; their eligibility or current operation is not established."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C008","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C008","Supported proposition and exact conditions":"The incorporated nonprofit definition retains organization under state/local law, no prohibited private inurement, and financial accountability acceptable to HUD; its affordable-housing-purpose subparagraph (D) is excluded for this framework.","Exact authority; limits":"S001 §214.3 “Nonprofit organization”; S003(h)(1); S004 §12704(5)(A)–(D). Excluding D does not exclude A–C."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C009","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C009","Supported proposition and exact conditions":"Section 501(a) exempts specified organizations unless denied exemption under §§502 or 503. Part 214 specifically invokes §501(a) pursuant to §501(c).","Exact authority; limits":"S005(a), (c) introductory clause; S001 §§214.3, .103(a). Full tax-category and denial provisions remain unread; no tax-status finding."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C010","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C010","Supported proposition and exact conditions":"The TDHE definition has an existing-IHA route with cumulative historical/1937 Act conditions and a separately authorized-entity route based on tribal self-government or qualifying state law. One or more tribes may authorize an entity.","Exact authority; limits":"S006 §4103(22)(A)–(C), with (13) read. Tribal recognition and the 1937 Act chain remain unresolved; no category established for an entity."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C011","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C011","Supported proposition and exact conditions":"An action plan identifies agency/client steps toward housing goals and, when appropriate, housing problems. A housing goal is a realistic short- or long-term objective set by the client with counseling advice.","Exact authority; limits":"S001 §214.3, both definitions. These are program concepts, not a completed plan or affordability determination."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C012","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C012","Supported proposition and exact conditions":"“Clients” means individuals or households seeking participating-agency assistance for a housing need or problem.","Exact authority; limits":"S001 §214.3 “Clients.” Seeking help does not itself prove entitlement to a particular service or result."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C013","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C013","Supported proposition and exact conditions":"Counseling is tailored assistance addressing financial circumstances or housing obstacles. The examples include credit, rental disputes, purchase/down-payment issues, fair housing/lending, accessible units, foreclosure, and financial crisis. An action plan is required except for reverse-mortgage counseling.","Exact authority; limits":"S001 §214.3 “Counseling.” Topic inclusion does not confer separate legal representation, credit-repair, or debt-discharge authority."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C014","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C014","Supported proposition and exact conditions":"Education means formal group/class instruction with curriculum and instructional goals. Its nonexclusive examples concern renter rights, buying/maintaining a home, budgeting, fair housing, predatory-lending identification/reporting, disability rights, and credit.","Exact authority; limits":"S001 §214.3 “Education.” A class is not automatically individualized counseling."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C015","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C015","Supported proposition and exact conditions":"Incorporated “housing counseling” means customized independent expert advice and requires intake, financial/housing-affordability analysis, an action plan except for reverse mortgages, and reasonable follow-up efforts when possible.","Exact authority; limits":"S002 §5.100, complete housing-counseling definition. This is a required process category, not proof of actual independence or successful analysis."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C016","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C016","Supported proposition and exact conditions":"Homeownership counseling covers the purchase decision, selection/purchase, ownership issues including financing/refinancing/default/foreclosure and other financial decisions, and disposition, within the specified HUD connection.","Exact authority; limits":"S002 §5.100 “Homeownership counseling”; S003(g)(1)(B). No particular mortgage or consumer eligibility finding."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C017","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C017","Supported proposition and exact conditions":"Rental counseling concerns residential rental issues; future ownership, rental decisions, tenancy responsibilities, affordability, and eviction prevention may be included.","Exact authority; limits":"S002 §5.100 “Rental housing counseling”; S003(g)(1)(C). It is not an adjudication of tenancy rights."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C018","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C018","Supported proposition and exact conditions":"An affiliate is separately incorporated from its intermediary/SHFA and must be a duly organized tax-exempt nonprofit, in good standing under its organizing state’s law, and authorized to operate in proposed service states.","Exact authority; limits":"S001 §214.3 “Affiliate,” (1)–(3). All three conditions apply."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C019","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C019","Supported proposition and exact conditions":"A branch is a subordinate, not separately incorporated/organized unit of a listed parent category; it must have the stated good standing and cannot be a subgrantee or affiliate.","Exact authority; limits":"S001 §214.3 “Branch or branch office.” A generic label does not establish its organizational relationship."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C020","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C020","Supported proposition and exact conditions":"“HUD-approved housing counseling agency” incorporates nonprofit/tax status, HUD approval under Part 214 and §1701x(e), direct or affiliate/branch delivery, and Part compliance.","Exact authority; limits":"S001 §214.3; S003(h)(4). Statutory and regulatory formulations are not treated as proof of current individual standing."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C021","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C021","Supported proposition and exact conditions":"A HUD certified housing counselor must have passed the HUD examination, work for a participating agency, and be HUD-certified under the part.","Exact authority; limits":"S001 §214.3; §214.103(n). Passing an examination alone does not establish the complete defined status."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C022","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C022","Supported proposition and exact conditions":"A HUD-certified Tribal housing counselor has the examination, employment, and certification relationship specified by Subpart F.","Exact authority; limits":"S001 §214.3; §214.600(b)–(d). It is not interchangeable with every regular-program counseling category."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C023","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C023","Supported proposition and exact conditions":"An intermediary is HUD-approved, delivers indirectly through branches/affiliates, and controls service type/quality. National and regional categories each combine counseling with administrative/support services, with different geographic descriptions.","Exact authority; limits":"S001 §214.3 “Intermediary,” (1)–(2). No actual network or control relationship is established."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C024","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C024","Supported proposition and exact conditions":"An LHCA directly provides counseling and may have a main office and branches in no more than two contiguous states.","Exact authority; limits":"S001 §214.3 “Local housing counseling agency.” This is a category predicate, not verified geographic availability."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C025","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C025","Supported proposition and exact conditions":"An MSO provides counseling through a main office and branches in two or more states.","Exact authority; limits":"S001 §214.3 “Multi-state organization.” Geographic wording alone does not resolve every possible overlap with C024."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C026","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C026","Supported proposition and exact conditions":"“Participating agency” is broader than separately approved agencies; it includes qualifying affiliates and branches of approved intermediaries/MSOs and SHFAs.","Exact authority; limits":"S001 §214.3 “Participating agency.” Participation does not necessarily mean each unit holds a separate direct approval."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C027","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C027","Supported proposition and exact conditions":"A work plan identifies geographic activities, community needs/problems, objectives, and available resources; intermediary/SHFA/MSO plans also address proposed network support.","Exact authority; limits":"S001 §214.3 “Housing counseling work plan.” A stated plan is not evidence of actual implementation."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C028","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C028","Supported proposition and exact conditions":"Housing-counseling grant funds are section 106 grants to participating agencies. A subgrantee is an affiliate of an approved intermediary or SHFA receiving a subgrant derived from a HUD grant.","Exact authority; limits":"S001 §214.3, both definitions. Participation alone does not establish receipt of funding."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C029","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C029","Supported proposition and exact conditions":"The regulatory “State” definition lists the several states, Puerto Rico, DC, CNMI, Guam, Virgin Islands, American Samoa, and other U.S. possessions. Statutory §1701x(h)(2) additionally retains “Trust Territories of the Pacific.”","Exact authority; limits":"S001 §214.3; S003(h)(2). The differing wording is preserved, without geopolitical or territorial-application conclusions."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C030","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C030","Supported proposition and exact conditions":"An SHFA is a public statutory body/agency/instrumentality with statewide housing-finance authority of the specified kind; it may provide counseling, subgrant within its state, or both.","Exact authority; limits":"S001 §214.3 “SHFA”; S003(h)(5). Not every public agency is an SHFA."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C031","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C031","Supported proposition and exact conditions":"“Unit of general local government” enumerates general-purpose political subdivisions, including city, county, parish, town, township, borough, and village.","Exact authority; limits":"S001 §214.3; S003(h)(3). No particular jurisdiction is classified."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C032","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C032","Supported proposition and exact conditions":"The selected reverse-mortgage definition describes proceeds from accumulated equity with repayment deferred to a future time.","Exact authority; limits":"S001 §214.3 “Reverse mortgage.” It supplies no actual maturity, repayment, protection, or contract conclusion."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C033","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C033","Supported proposition and exact conditions":"“Applicant” and “network” are used in the selected provisions but are not separate standalone definitions in §214.3.","Exact authority; limits":"S001, complete definition inventory and §§214.103, .105, .205. Ordinary labels cannot replace the applicable criteria."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C034","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C034","Supported proposition and exact conditions":"Section 214.600 applies only to IHBG/ICDBG-connected counseling. The specified tribal entities funding that counseling are excepted from other Part 214 requirements except Subpart F. Other HUD-connected counseling requires the regular certification standard and participating-agency status.","Exact authority; limits":"S001 §214.600(a)–(d), complete; S018 adopted text. This is the indispensable exception to an otherwise overbroad scope statement."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C035","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C035","Supported proposition and exact conditions":"Subpart F compliance is due by the later of 48 months from rule effectiveness or 30 days after HUD makes the Tribal examination available; HUD must announce testing/certification commencement in the Federal Register.","Exact authority; limits":"S001 §214.600(e); S018. Actual examination-availability event and resulting deadline were not determined."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C036","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C036","Supported proposition and cumulative conditions":"Agency approval and individual certification do not create or imply HUD warranty or endorsement of the agency, personnel, or counseling. Approval means prescribed qualifications/conditions were met; counselor status carries its specified examination/employment meaning.","Exact authority; limits":"S001 §214.100(a), complete. No “legitimacy,” quality, availability, or outcome guarantee follows."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C037","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C037","Supported proposition and cumulative conditions":"Approval requires the §214.103 criteria and Subpart B procedures; the criteria apply to agencies, MSOs, intermediaries, and included LHCAs, branches, and affiliates.","Exact authority; limits":"S001 §§214.100 introductory text, .103 introductory text. Category-specific alternatives remain material."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C038","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C038","Supported proposition and cumulative conditions":"The agency must be a private/public nonprofit or a local/county/state governmental unit. Nonprofit/tax evidence is required under the specified tax provisions; governmental units must show authorization to counsel.","Exact authority; limits":"S001 §214.103(a). The governmental proof requirement is not a professional-license determination."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C039","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C039","Supported proposition and cumulative conditions":"Agencies must have successfully administered counseling for at least one year; intermediaries must have operated in that capacity for at least one year; included affiliates/branches must satisfy the stated one-year counseling requirement.","Exact authority; limits":"S001 §214.103(b). The relevant actor and type of experience cannot be substituted for one another."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C040","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C040","Supported proposition and cumulative conditions":"The agency and listed directors, partners, officers, principals, and employees must not have the specified federal restrictions, qualifying indictment/conviction, or unresolved government audit/investigation findings.","Exact authority; limits":"S001 §214.103(c)(1)–(3). The criminal-offense branch requires the stated relationship to responsibility, integrity, or ability; no actual conduct/status inference."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C041","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C041","Supported proposition and cumulative conditions":"The agency and its HUD-program branches/affiliates must have functioned for at least one year in the work-plan geographic areas.","Exact authority; limits":"S001 §214.103(d). This is additional to organizational/program experience."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C042","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C042","Supported proposition and cumulative conditions":"An established record system must support file review and verification/reporting/analysis of annual activities, protect confidentiality, satisfy the stated federal incorporations, and be accessible to HUD monitoring/audit.","Exact authority; limits":"S001 §214.103(e); selected §214.315(g); S012. Full 2 CFR Part 200 Subpart D, 24 CFR 1.6, and Part 121 compliance remains held."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C043","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C043","Supported proposition and cumulative conditions":"Participating agencies must use an automated client-management system that tracks counseling/education and client-level information, satisfies HUD requirements, and interfaces with HUD databases.","Exact authority; limits":"S001 §214.103(f). No system, data, interface, or privacy practice was inspected."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C044","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C044","Supported proposition and cumulative conditions":"No later than approval, resources must support the proposed plan. The application must show immediately available funds or a written commitment covering initial twelve-month operating costs.","Exact authority; limits":"S001 §214.103(g), (g)(1). No prescribed dollar amount or actual solvency finding."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C045","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C045","Supported proposition and cumulative conditions":"Staff must be trained; all staff providing covered counseling must be HUD certified; at least half the agency’s counselors must have at least six months’ experience in their proposed job.","Exact authority; limits":"S001 §214.103(g)(2). Training, certification, and the experience fraction are separate cumulative predicates."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C046","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C046","Supported proposition and cumulative conditions":"The language criterion permits fluent counselor(s), interpreter services, or referral to another agency able to meet the client’s needs.","Exact authority; limits":"S001 §214.103(g)(3). It does not prove a particular language is presently available."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C047","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C047","Supported proposition and cumulative conditions":"Staff must know specified HUD/state/local programs, consolidated plans, and the local market; familiarity with conventional-lender and other helpful programs is expressed as “should.”","Exact authority; limits":"S001 §214.103(h). Mandatory and advisory wording are not collapsed."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C048","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C048","Supported proposition and cumulative conditions":"The agency and branches/subgrantees/affiliates must deliver the work-plan counseling; contracting out is prohibited except for the enumerated alternatives.","Exact authority; limits":"S001 §214.103(i), introductory text. No general outsourcing permission."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C049","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C049","Supported proposition and cumulative conditions":"The underserved-area contracting exception requires demonstrated need, absence of the specified HUD-approved service network, allocated contractual responsibilities, a contractor meeting approval-eligibility standards, and prior written HUD approval.","Exact authority; limits":"S001 §214.103(i)(1), all conditions. No geographic/provider search conducted."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C050","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C050","Supported proposition and cumulative conditions":"Intermediaries and SHFAs may use affiliate agreements, including an exchange of letters, but responsibilities must be sufficiently detailed for accountability and monitoring under 2 CFR Part 200.","Exact authority; limits":"S001 §214.103(i)(2). Form flexibility does not remove substantive conditions; full grant rules held."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C051","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C051","Supported proposition and cumulative conditions":"HUD may, with prior approval and in its discretion, permit an intermediary network of individual counselors instead of agencies for a special counseling need identified by HUD.","Exact authority; limits":"S001 §214.103(i)(3). Not a general right to bypass agency requirements."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C052","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C052","Supported proposition and cumulative conditions":"The agency must maintain working relationships with public/private community resources for needs it cannot meet, including related non-English-language services.","Exact authority; limits":"S001 §214.103(j). No actual referral relationship or service assurance."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C053","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C053","Supported proposition and cumulative conditions":"The agency and branches/affiliates must meet all state/local operational requirements.","Exact authority; limits":"S001 §214.103(k). Those requirements were not researched; federal approval does not establish compliance with them."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C054","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C054","Supported proposition and cumulative conditions":"Every participating agency must maintain at least one facility; all facilities require identifiable counseling space, privacy/confidential records, and accessibility features or alternative accommodations under the incorporated laws.","Exact authority; limits":"S001 §214.103(l)(1)–(3); S019 adopted revision. Full accessibility regimes and actual facilities remain held."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C055","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C055","Supported proposition and cumulative conditions":"The plan must concisely detail target needs/problems, resource-based response, services, any applicable fee structure, geographic area, and anticipated outcomes during approval.","Exact authority; limits":"S001 §214.103(m)(1). Mention of a fee field does not resolve §214.313 or permissible fees."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C056","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C056","Supported proposition and cumulative conditions":"Plans require periodic review, notice and a copy to HUD when changed, the basic §214.300 requirements, and alternative settings/formats where appropriate.","Exact authority; limits":"S001 §214.103(m)(2)–(4); narrow §214.300(a) read. No specified universal review interval."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C057","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C057","Supported proposition and cumulative conditions":"All individuals providing covered counseling must be certified. The written standardized examination tests six areas: financial management; property maintenance; ownership/tenancy responsibilities; fair housing; affordability; and delinquency/eviction/default avoidance and response.","Exact authority; limits":"S001 §214.103(n)(1)–(2); S003(e)(2). No score, pass rate, or continuing-competence conclusion."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C058","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C058","Supported proposition and cumulative conditions":"Section 214.103(n)(3) provides certification upon verification of work for a participating agency, while literally referring to paragraph (n)(1).","Exact authority; limits":"S001 §214.103(n)(3). The cross-reference is preserved, not silently rewritten as (n)(2). Read with the complete definition and examination provisions."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C059","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C059","Supported proposition and cumulative conditions":"The current ordinary-program certification compliance date is August 1, 2021.","Exact authority; limits":"S001 §214.103(n)(4); S015–S017. It is not a newly available grace period; the separate Tribal transition is C035."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C060","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C060","Supported proposition and conditions":"Applications require HUD-prescribed forms and supporting documentation. A parent controlling branch/affiliate service type and quality submits one application.","Exact authority; limits":"S001 §214.105(a). No form or actual application inspected or prepared."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C061","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C061","Supported proposition and conditions":"SHFAs need not submit an application for HUD approval, but participation requires either the stated request, affiliate list if applicable, and assurances, or a request under another HUD-announced procedure.","Exact authority; limits":"S001 §214.105(b). This is not exemption from all program requirements; alternative announcements were not surveyed."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C062","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C062","Supported proposition and conditions":"If the package meets all §214.103 requirements, HUD will approve for up to three years, send the approval letter to the main office, and issue a certificate stating the period.","Exact authority; limits":"S001 §214.107(a)–(b). No universal three-year term or processing deadline is stated."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C063","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C063","Supported proposition and conditions":"Direct-service participating agencies must supply contact information; public website/hotline availability is permissively worded.","Exact authority; limits":"S001 §214.107(c). Listing, actual approval, active status, and service availability are separate questions."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C064","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C064","Supported proposition and conditions":"A deficient application receives written denial reasons. Within thirty calendar days of written notice, the agency may submit a revised application or a written appeal under §214.205.","Exact authority; limits":"S001 §214.109. Consultation is permitted, not undertaken here. No approval guarantee."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C065","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C065","Supported proposition and conditions":"HUD may use inactive status for temporary impairment, case by case, ordinarily capped at six months unless extended under (d), on request or HUD information.","Exact authority; limits":"S001 §214.200(a). Nonexclusive grounds include counselor loss, disabling disaster damage, lost funds, relocation, beyond-control circumstances, and review results."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C066","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C066","Supported proposition and conditions":"A request for inactive status must be written, with supporting evidence if possible; HUD reviews and notifies approval/rejection in writing. Approval temporarily removes website/hotline information.","Exact authority; limits":"S001 §214.200(b). A request is not the status decision."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C067","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C067","Supported proposition and conditions":"The agency must notify HUD with support when ready to resume or no later than the inactive period’s end. Restoration of contact information may follow HUD review and acceptance.","Exact authority; limits":"S001 §214.200(c). Resumption is not automatic merely because time has passed."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C068","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C068","Supported proposition and conditions":"If the condition persists, HUD may extend inactivity or terminate/remove participation, and must give written notice of its decision.","Exact authority; limits":"S001 §214.200(d). No automatic extension or maximum extended duration is supplied here."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C069","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C069","Supported proposition and conditions":"Upon confirming an enumerated ground, HUD may terminate approval, remove SHFAs or branches/affiliates, and terminate applicable grants. Grounds are noncompliance; work-plan/change-notice failure; insufficient capacity; failed planned outcomes; grant misuse; or HUD-determined good cause.","Exact authority; limits":"S001 §214.201(a)(1)–(6). This is not an actual finding or an automatic consumer remedy."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C070","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C070","Supported proposition and conditions":"Participation may be voluntarily withdrawn at any time. Termination/withdrawal must be written; unexpired certificates must be returned; terminated or inactive agencies may not display them.","Exact authority; limits":"S001 §214.201(b)–(c). Historical certificate possession does not establish active standing."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C071","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C071","Supported proposition and conditions":"Where HUD determines termination and the agency does not withdraw, §214.201(c) permits resort to Part 24; §24.1 points to 2 CFR Part 2424, whose §2424.10 adopts supplemented Part 180 provisions.","Exact authority; limits":"S001; S009–S010. Full exclusion procedures, remedies, and individual application remain held."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C072","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C072","Supported proposition and conditions":"Section 214.203 permits periodic review and says HUD will reapprove at the approval period’s end following a successful review, if conducted.","Exact authority; limits":"S001 §214.203. Read with §§214.307–.309 and the later statutory qualification C088; not unconditional perpetual approval."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C073","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C073","Supported proposition and conditions":"Regulatory performance reviews may be on-site or desk reviews and examine all program requirements, applicable civil rights, and success in service delivery.","Exact authority; limits":"S001 §214.307(a)–(b), complete. No actual review or evaluation of quality."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C074","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C074","Supported proposition and conditions":"Full compliance with performance criteria permits unconditional reapproval for up to three years.","Exact authority; limits":"S001 §214.309(a). The paragraph uses discretionary wording; §214.203’s wording is separately preserved."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C075","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C075","Supported proposition and conditions":"If unmet performance criteria do not seriously impair counseling capability, HUD may extend approval/participation conditionally for up to 120 calendar days.","Exact authority; limits":"S001 §214.309(b). Not a universal cure period."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C076","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C076","Supported proposition and conditions":"HUD may use inactive status under §214.200 and may conduct a follow-up review to determine correction of deficiencies.","Exact authority; limits":"S001 §214.309(c)–(d). Neither correction nor reinstatement is presumed."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C077","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C077","Supported proposition and conditions":"HUD may immediately terminate when it determines deficiencies seriously impair compliance; non-reinstatement or termination permits the specified appeal.","Exact authority; limits":"S001 §214.309(e)–(f). The serious-impairment determination is indispensable."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C078","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C078","Supported proposition and conditions":"An applicant or approved agency seeking reapproval has the stated adverse-decision appeal right. The appeal is written; HUD must receive it within thirty calendar days from the date of its decision letter.","Exact authority; limits":"S001 §214.205 introductory text, (a)–(b). Late review is not obligatory. Mailing, actual receipt of the decision, and holiday-extension rules are not supplied."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C079","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C079","Supported proposition and conditions":"The appeal provision preserves other Part 24 action and other legally available HUD remedies.","Exact authority; limits":"S001 §214.205(c). It supplies no universal stay, private cause of action, damages, or exhaustive remedy procedure."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C080","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C080","Supported proposition and conditions":"Basic counseling addresses housing conditions and ownership/tenancy responsibilities; counselors and clients establish an action plan except for reverse-mortgage counseling.","Exact authority; limits":"S001 §214.300(a)(1)–(2), incorporated by §214.103(m)(3). No client plan or service determination."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C081","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C081","Supported proposition and conditions":"Counseling may use agency/alternate locations, telephone, or collaborative online software, subject to accessibility requirements. A request for in-person service triggers referral to a participating agency offering it under §214.303(e).","Exact authority; limits":"S001 §214.300(a)(3); S019. This does not require every agency to deliver every format itself."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C082","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C082","Supported proposition and conditions":"Format does not remove community-base, resource, knowledge, or approved-geographic-area requirements. Prior HUD approval may allow specified nationally delivered counseling through a special-need affiliated-counselor network or HUD roster.","Exact authority; limits":"S001 §214.300(a)(4)–(6). No roster inspected or national-service finding."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C083","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C083","Supported proposition and conditions":"Participating agencies offering group education must also offer individual counseling on those topics.","Exact authority; limits":"S001 §214.300(a)(7). Offering a class is not itself proof the individual service occurred."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C084","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C084","Supported proposition and conditions":"Selected basic requirements specify the homeownership/rental subject boundaries and required HUD home-inspection materials as part of homeownership counseling.","Exact authority; limits":"S001 §214.300(a)(8)–(10); S008; S020 §1451. No actual material, inspector, inspection, or consumer eligibility evaluated."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C085","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C085","Supported proposition and conditions":"Referred clients generally must be served; if unique requested services are unavailable or resources insufficient, referral to another participating agency is required, preferably locally; if none is available, reasonable efforts to another helpful agency are required.","Exact authority; limits":"S001 §214.303(e), complete. Not a guarantee of available service or a direction to contact anyone."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C086","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C086","Supported proposition and conditions":"Approval/participation does not guarantee grant funding. Funding depends on appropriations and competitive federal/HUD assistance rules; available competitive funds are publicly announced.","Exact authority; limits":"S001 §214.311(a), complete. Full grant eligibility, current appropriations, and awards held."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C087","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C087","Supported proposition and conditions":"The selected confidentiality clause covers personal/financial information, including credit reports from the client or another source.","Exact authority; limits":"S001 §214.315(g), read solely for §214.103(e)’s incorporation. The printed FCRA citation anomaly and full privacy/penalty chain remain unresolved."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C088","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C088","Supported proposition and conditions":"The 2026 statute permits periodic reviews but requires performance reviews of all organizations receiving assistance under §1701x, examining all program requirements and optionally aggregate counselor performance.","Exact authority; limits":"S003(e)(6); S021 §101(2). Regulatory “may review” language cannot be generalized to negate this statutory requirement."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C089","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C089","Supported proposition and conditions":"For (e)(7), a covered mortgage loan has the stated first/subordinate residential lien, one-to-four-family design, and specified FHA insurance or statutory guarantee.","Exact authority; limits":"S003(e)(7)(A); S021. Insurance/guarantee eligibility bodies not fully read; this is not the broader definition in newly added (j)."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C090","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C090","Supported proposition and conditions":"For prepurchase counselors employed by assisted organizations, HUD may compare performance with default rates of counseled borrowers in the specified covered-loan/comparable-market cohort and other appropriate factors.","Exact authority; limits":"S003(e)(7)(B). No score, denominator calculation, causal inference, or actual quality judgment."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C091","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C091","Supported proposition and conditions":"Following the specified competence determination and only if action will not significantly reduce area counseling capacity, HUD may require continuing education/probation, retesting for continued lack of competence, and suspension after failure despite at least two retesting opportunities.","Exact authority; limits":"S003(e)(8)(A)–(C). Its reference to the comparison “required” under (7)(B) differs from that paragraph’s “may”; construction remains bounded."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C092","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C092","Supported proposition and conditions":"HUD may deny renewal of covered assistance for organizational or counselor noncompliance, based on the (e)(6) review and in accordance with HUD regulations. Covered assistance means grants or other financial assistance under the section.","Exact authority; limits":"S003(i)(3)(A), (i)(4); S021 §101(3). Not automatically every program-approval decision."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C093","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C093","Supported proposition and conditions":"Such denial requires at least sixty days’ prior written notice; renewal determination is not final until the period ends. A timely written request entitles the recipient to the specified informal conference to present beyond-control factors.","Exact authority; limits":"S003(i)(3)(B)–(C), complete. This is distinct from the thirty-calendar-day regulatory appeal. Counting/service conventions beyond the text remain unresolved."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C094","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C094","Supported proposition and conditions":"A separate Secretary determination of material misuse of covered assistance triggers reimbursement/return within twelve months and future ineligibility for further covered assistance, with other remedies preserved.","Exact authority; limits":"S003(i)(2), (i)(4), complete. This concerns assistance accountability, not automatic cancellation of all agency status or consumer debts."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C095","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C095","Supported proposition and conditions":"The statute requires appropriate certification outreach and encouragement of non-assisted counseling organizations to use certified providers or meet standards.","Exact authority; limits":"S003(e)(4)–(5). Encouragement is not a universal compulsory rule for all non-HUD counseling; other HUD connections still matter."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C096","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C096","Supported proposition and conditions":"The selected statutory examination provision assigns examination administration and certification on the Secretary’s behalf to the selected entity, with content/format established in consultation.","Exact authority; limits":"S003(f)(4), read in its surrounding subsection. No actual selected entity, contract, fee, or examination record investigated."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C097","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C097","Supported proposition":"The 2007 final rule was published September 28 and effective October 29. Its adopted §214.100(b), like the current text, nevertheless uses October 1 compliance for the specified preexisting/submitted-application categories.","Exact authority; limits":"S011 DATES, §214.100(b); S001. The chronology is not silently corrected, converted into a current grace period, or judicially reconciled."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C098","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C098","Supported proposition":"The 2015 rule changed the selected recordkeeping and affiliate-agreement incorporations to 2 CFR Part 200; it became effective January 6, 2016.","Exact authority; limits":"S012 DATES, instructions 39–40. This does not mean the incorporated regime was fully analyzed."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C099","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C099","Supported proposition":"The 2016 final rule adopted the material certification/scope definitions and procedures, effective January 13, 2017, with the original examination-linked thirty-six-month compliance transition.","Exact authority; limits":"S013 DATES and adopted text. Original transition is historical, not current."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C100","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C100","Supported proposition":"The 2017 notice announced examination availability August 1, 2017 and the then-applicable August 1, 2020 compliance date.","Exact authority; limits":"S014, complete relevant notice. The latter date was later replaced."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C101","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C101","Supported proposition":"The 2020 interim rule replaced the certification compliance date with August 1, 2021; the December final rule adopted that change without modification.","Exact authority; limits":"S015–S016. The interim posting/actual-knowledge qualification remains recorded; no actual posting date invented."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C102","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C102","Supported proposition":"The December 14, 2020 correction changed publication details and the historical comment-closing date, not substantive certification requirements.","Exact authority; limits":"S017, complete correction. It did not create a different program-compliance deadline."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C103","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C103","Supported proposition":"The 2024 Tribal rule adopted the separate definitions, Subpart F exception, certification route, and later-of transition; effective July 12, 2024.","Exact authority; limits":"S018 DATES and instructions; S001 §214.600. Actual transition endpoint remains unknown."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C104","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C104","Supported proposition":"The 2024 modernization rule replaced the facility requirement and revised delivery/referral/geographic clauses; effective October 16, 2024.","Exact authority; limits":"S019 DATES and complete selected adopted instructions. Older office/in-person wording is not used as current law."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C105","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C105","Supported proposition":"The selected 2010 enacted clauses establish the relevant statutory counseling definitions, certification amendments, agency definitions, assistance-accountability provisions, and home-inspection authority.","Exact authority; limits":"S020 §§1443(a), 1445, 1448, 1449, 1451, within recorded bounds. Not a complete history of §1701x."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C106","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C106","Supported proposition":"Section 1400(c) ties rule issuance/effectiveness to eighteen- and twelve-month periods and supplies a default for provisions lacking regulations after the designated-transfer-date period.","Exact authority; limits":"S020 §1400(c)(1)–(3), complete. Designated transfer date and provision-specific application were not completed; no calendar computation."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C107","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C107","Supported proposition":"Public Law 119-101 became law July 11, 2026. Its §101(1)–(3) amends distribution wording, adds review/competence provisions, and adds assistance-renewal procedure, as reflected in current §1701x.","Exact authority; limits":"S021 selected enacted body; S003 2026 text/notes. No separate delayed trigger appears in those selected clauses; whole later-law history remains held."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C108","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C108","Supported proposition":"The 2026 Act has a severability clause and does not authorize additional appropriations to carry out the Act/amendments.","Exact authority; limits":"S021 §§1201–1202. This is not a finding that no existing funds are available or that any provision has been held invalid."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C109","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C109","Supported proposition":"Older original statutory access was incomplete: the 1968/1992 PDFs exceeded retrieval limits; the material 1970 clause timed out; current §1701x-1 compilation authentication remains incomplete.","Exact authority; limits":"S008, S023–S025 and failure log. Failure is not repeal or absence of authority."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false,"later_source_authentication_supplement":"[internal evidence reference]","dated_body_and_designation_improvement_checked_at":"2026-10-28T11:18:10.729387+00:00","latest_section_currentness_and_commencement_still_open":true,"prior_read_record_and_raw_preserved":true},{"claim_id":"R090-P1-C110","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C110","Supported proposition":"The 2025 annual CFR opening was available; the requested 2026 annual Part 214 PDF was not. Neither supplies a claimed complete alternative current reading.","Exact authority; limits":"S022 and failure log. Current A–C conclusions rely on the successfully read eCFR and selected adopted instruments."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C111","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C111","Supported proposition":"Textual anomalies are preserved: “Internal Revenue Code of 1996” in selected regulations; §214.103(n)(3)’s (n)(1) reference; §214.315(g)’s displayed “14 U.S.C. 1681”; differing statutory/regulatory State wording.","Exact authority; limits":"S001 §§214.3, .103(a), .103(n)(3), .315(g); S003(h)(2); S020 §1448. No silent editorial repair or complete interpretive reconciliation."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false},{"claim_id":"R090-P1-C112","area_numbers":[90],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"R090-P1-C112","Supported proposition":"The selected legal framework does not establish any actual participant’s standing, license, funding, service quality, availability, privacy compliance, independence, or successful outcome.","Exact authority; limits":"Scope limitation supported by C036, C053, C062–C079, C086 and absent application evidence. No handbook was used to add approval criteria or legal force."},"coordinator_verification_status":"whole_report_reviewed_selected_primary_checks_only_see_exact_source_bounds","coordinator_review":"[internal evidence reference]","coordinator_full_primary_acceptance":false}],"sources":[{"source_id":"R090-P1-S001 — HUD; eCFR, 24 CFR Part 214, Housing Counseling Program","urls":["https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214","https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A","https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-B","https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-C","https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214?utm_source=chatgpt.com","https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A?utm_source=chatgpt.com","https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-B?utm_source=chatgpt.com","https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-C?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S001 — HUD; eCFR, 24 CFR Part 214, Housing Counseling Program","Complete literal HTTPS URL":"https://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214\nhttps://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-A\nhttps://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-B\nhttps://www.ecfr.gov/current/title-24/subtitle-B/chapter-II/subchapter-B/part-214/subpart-C","Exact read extent and pinpoints":"Complete A, B, C. Also complete narrow clauses listed in §1 above. Authority/source lines read. Other D/E material sometimes appeared adjacent to selected text but was not adopted as a complete investigation.","Displayed version, legal status, effective/application boundary, and limits":"Initial part display: through 10/23/2026. Refreshed A–C: through 10/26/2026; Title 24 last amended 8/20/2026. eCFR describes itself as authoritative but unofficial, not an official legal edition. Underlying codified regulations are distinguished from that publishing status. Principal source credit: 72 FR 55648, 9/28/2007, with section-specific amendments. Access: 10/28/2026 PDT. \necfr.gov\n+3"},"coordinator_verification_status":"selected_primary_bodies_checked_with_explicit_bounds","coordinator_read_bounds":"Complete current A-C, lines115-327 of current-part214; all eleven sections and nested definitions/criteria. Selected outside .300(a)(1)-(10)329-346, .303(e)376-377, .307409-411, .309414-424, .311(a)426-427, .315(g)473 in part214-tail; complete .600(a)-(e)507-528 in part214-F. Source-credit/currency69,109-113. Incidental remaining D/E display not credited as completed incorporated regimes; no whole Part/pixels or actual records.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S002 — HUD; 24 CFR 5.100 and 5.111","urls":["https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.100","https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111","https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.100?utm_source=chatgpt.com","https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S002 — HUD; 24 CFR 5.100 and 5.111","Complete literal HTTPS URL":"https://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.100\nhttps://www.ecfr.gov/current/title-24/subtitle-A/part-5/subpart-A/section-5.111","Exact read extent and pinpoints":"Complete definitions of homeownership counseling, housing counseling, rental housing counseling; complete 5.111(a), (b)(1)–(4). Not all Part 5 definitions or programs.","Displayed version, legal status, effective/application boundary, and limits":"Initial definition-page currency 10/23/2026; refreshed §5.111 10/26/2026. Selected adopted provisions traced to 81 FR 90657. Same eCFR publication limitation. Access 10/28 PDT. \necfr.gov\n+2"},"coordinator_verification_status":"selected_primary_bodies_checked_with_explicit_bounds","coordinator_read_bounds":"Complete three counseling definitions in part5-100149-153,174; complete .111(a),(b)(1)-(4)106-118. October26 currency69. No program eligibility/wholePart5.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S003 — Congress/OLRC; 12 U.S.C. 1701x, Assistance with respect to housing for low- and moderate-income families","urls":["https://uscode.house.gov/us/usc/119-134/t12/s1701x/","https://uscode.house.gov/us/usc/t12/s1701x/","https://uscode.house.gov/us/usc/119-134/t12/s1701x/?utm_source=chatgpt.com","https://uscode.house.gov/us/usc/t12/s1701x/?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S003 — Congress/OLRC; 12 U.S.C. 1701x, Assistance with respect to housing for low- and moderate-income families","Complete literal HTTPS URL":"https://uscode.house.gov/us/usc/119-134/t12/s1701x/\nhttps://uscode.house.gov/us/usc/t12/s1701x/","Exact read extent and pinpoints":"Complete (a)(1), (a)(2), (a)(4); (e)(1)–(8); (f)(1)–(7); (g)(1)(A)–(C); (h)(1)–(5); (i)(1)–(4) and selected relevant credits/notes. Reliance on (f) limited principally to examination authority in (f)(4). Other program, funding, and newly added (j) material not used to make consumer-entitlement claims.","Displayed version, legal status, effective/application boundary, and limits":"Display: laws in effect through P.L. 119-134, October 20, 2026. Current official Code compilation; not a complete later-law/judicial audit. Successful reads preceded one failed reopen; subsequent selected access succeeded. Access 10/28 PDT. \nuscode.house.gov\n+3"},"coordinator_verification_status":"selected_primary_bodies_checked_with_explicit_bounds","coordinator_read_bounds":"Complete selected (a)(1),(2),(4)23-31,34-66; (e)(1)-(8)341-399; (f)(1)-(7)401-434; (g)(1)(A)-(C)435-517; (h)(1)-(5)584-607 and (i)(1)-(4)609-644 across 1701x-current and selected-tail. October20 cutoff15. Initial exactversion open failed; base landing redirected, Continue succeeded to same119-134. Not complete sourcehistory/incorporated program/insurance/guarantee/currentness chain; (j) not adopted as positive consumer rule.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S004 — Congress/OLRC; 42 U.S.C. 12704, Definitions","urls":["https://uscode.house.gov/us/usc/119-134/t42/s12704/","https://uscode.house.gov/us/usc/119-134/t42/s12704/?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S004 — Congress/OLRC; 42 U.S.C. 12704, Definitions","Complete literal HTTPS URL":"https://uscode.house.gov/us/usc/119-134/t42/s12704/","Exact read extent and pinpoints":"Complete (5)(A)–(D), including the subparagraph expressly excluded by Part 214. Other definitions not adopted.","Displayed version, legal status, effective/application boundary, and limits":"P.L. 119-134, 10/20/2026 compilation. Access 10/28 PDT. Original enactment chain not independently completed. \nuscode.house.gov"},"coordinator_verification_status":"selected_primary_bodies_checked_with_explicit_bounds","coordinator_read_bounds":"Complete nonprofit definition12704(5)(A)-(D),12704-current28-35, and cutoff15. Initial exactversion open failed; base landing then Continue succeeded to same119-134. Other exposed definitions/notes not credited as completed governing regimes.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S005 — Congress/OLRC; 26 U.S.C. 501","urls":["https://uscode.house.gov/us/usc/119-134/t26/s501/","https://uscode.house.gov/us/usc/119-134/t26/s501/?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S005 — Congress/OLRC; 26 U.S.C. 501","Complete literal HTTPS URL":"https://uscode.house.gov/us/usc/119-134/t26/s501/","Exact read extent and pinpoints":"Complete (a), (b) and introductory text of (c); (c)(1)–(2) also displayed. The full taxonomy in (c), and §§502–503, were not read.","Displayed version, legal status, effective/application boundary, and limits":"P.L. 119-134, 10/20/2026. Used to preserve the tax-status incorporation and its limits, not to resolve tax qualification. Access 10/28 PDT. \nuscode.house.gov"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S006 — Congress/OLRC; 25 U.S.C. 4103, Definitions","urls":["https://uscode.house.gov/us/usc/119-134/t25/s4103/","https://uscode.house.gov/us/usc/119-134/t25/s4103/?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S006 — Congress/OLRC; 25 U.S.C. 4103, Definitions","Complete literal HTTPS URL":"https://uscode.house.gov/us/usc/119-134/t25/s4103/","Exact read extent and pinpoints":"Complete (13)(A)–(C) and (22)(A)–(C). Reliance is the TDHE definition and identification of further tribal-recognition/1937 Act dependencies. Those underlying regimes were not completed.","Displayed version, legal status, effective/application boundary, and limits":"P.L. 119-134, 10/20/2026. No actual tribal/entity recognition finding. Access 10/28 PDT. \nuscode.house.gov\n+1"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S007 — Congress/OLRC; 42 U.S.C. 3535, Administrative provisions","urls":["https://uscode.house.gov/us/usc/119-124/t42/s3535/","https://uscode.house.gov/us/usc/119-124/t42/s3535/?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S007 — Congress/OLRC; 42 U.S.C. 3535, Administrative provisions","Complete literal HTTPS URL":"https://uscode.house.gov/us/usc/119-124/t42/s3535/","Exact read extent and pinpoints":"Complete (d), delegation, redelegation, and rulemaking authority. No actual delegation instrument or official occupant investigated.","Displayed version, legal status, effective/application boundary, and limits":"Display P.L. 119-124, October 15, 2026—a different cutoff from S003. Later requested compilation endpoint failed. Access 10/28 PDT. \nuscode.house.gov\n+1"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S008 — Congress/GovInfo; 12 U.S.C. 1701x-1, Home inspection counseling","urls":["https://www.govinfo.gov/link/uscode/12/1701x-1","https://www.govinfo.gov/link/uscode/12/1701x-1?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S008 — Congress/GovInfo; 12 U.S.C. 1701x-1, Home inspection counseling","Complete literal HTTPS URL":"https://www.govinfo.gov/link/uscode/12/1701x-1","Exact read extent and pinpoints":"Complete section extract (a)(1)(A)–(D), (a)(2)–(3), (b), (c), (d) and credit. Printed 488, PDF index 0.","Displayed version, legal status, effective/application boundary, and limits":"Official readable Code extract, but edition not displayed in retrieved body. Current OLRC routes failed. Used only for the authority subject and selected historical comparison; present compilation authentication remains partial. Access 10/28 PDT. \ngovinfo.gov\n+1"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00","later_source_authentication_supplement":"[internal evidence reference]","dated_body_and_designation_improvement_checked_at":"2026-10-28T11:18:10.729387+00:00","latest_section_currentness_and_commencement_still_open":true,"prior_read_record_and_raw_preserved":true},{"source_id":"R090-P1-S009 — HUD; 24 CFR Part 24","urls":["https://www.ecfr.gov/current/title-24/subtitle-A/part-24","https://www.ecfr.gov/current/title-24/subtitle-A/part-24?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S009 — HUD; 24 CFR Part 24","Complete literal HTTPS URL":"https://www.ecfr.gov/current/title-24/subtitle-A/part-24","Exact read extent and pinpoints":"Complete 24.1 directing the reader to 2 CFR Part 2424 for debarment, suspension, and limited denial of participation.","Displayed version, legal status, effective/application boundary, and limits":"eCFR through 10/26/2026; Title 24 last amended 8/20/2026. Part 24 is not treated as an empty or reserved part. Access 10/28 PDT. \necfr.gov"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S010 — HUD; 2 CFR 2424.10","urls":["https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10","https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S010 — HUD; 2 CFR 2424.10","Complete literal HTTPS URL":"https://www.ecfr.gov/current/title-2/subtitle-B/chapter-XXIV/part-2424/section-2424.10","Exact read extent and pinpoints":"Complete section adopting 2 CFR Part 180, Subparts A–I, as supplemented by Part 2424. The adopted regimes were not read in full.","Displayed version, legal status, effective/application boundary, and limits":"eCFR through 10/26/2026; Title 2 last amended 8/17/2026. Access 10/28 PDT. No debarment merits or procedure determination. \necfr.gov"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S011 — HUD, Housing Counseling Program; final rule","urls":["https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf","https://www.govinfo.gov/content/pkg/FR-2007-09-28/html/E7-19166.htm","https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf?utm_source=chatgpt.com","https://www.govinfo.gov/content/pkg/FR-2007-09-28/html/E7-19166.htm?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S011 — HUD, Housing Counseling Program; final rule","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/FR-2007-09-28/pdf/E7-19166.pdf\nhttps://www.govinfo.gov/content/pkg/FR-2007-09-28/html/E7-19166.htm","Exact selected read bounds; printed page / zero-based PDF index":"DATES, selected implementation explanation, adoption instruction and complete adopted A–C. DATES 55638/P0; A–C 55648–55651/P10–13. Full document 17 pages; no whole-preamble or whole-Part claim.","Publication, commencement/application, status, and limits":"Published 9/28/2007; effective 10/29/2007. Adopted §214.100(b) nevertheless says full compliance 10/1/2007 for its stated transition categories. The discrepancy is preserved. Access 10/28 PDT. \ngovinfo.gov\n+3"},"coordinator_verification_status":"selected_primary_bodies_checked_with_explicit_bounds","coordinator_read_bounds":"2007 official HTML DATES64/publication0-4, plus complete adopted214.1001489-1505 in 2007-clause, printed55648-55649 region. Earlierfindpacket is locator only. Not fresh complete original A-C/preamble/PDF/pixels; anomaly preserved.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S012 — HUD, conforming amendments; final rule","urls":["https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf","https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S012 — HUD, conforming amendments; final rule","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/FR-2015-12-07/pdf/2015-29692.pdf","Exact selected read bounds; printed page / zero-based PDF index":"DATES 75931/P0; complete Part 214 instructions 39–40, 75936/P5. Adjacent instructions not used to expand scope.","Publication, commencement/application, status, and limits":"Published 12/7/2015; effective 1/6/2016. Replaces selected old grant-management references with 2 CFR Part 200 references. HTML alternative failed. Access 10/28 PDT. \ngovinfo.gov\n+1"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S013 — HUD, Housing Counseling: New Certification Requirements; final rule","urls":["https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf","https://www.federalregister.gov/documents/2016/12/14/2016-29822/housing-counseling-new-certification-requirements","https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S013 — HUD, Housing Counseling: New Certification Requirements; final rule","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/FR-2016-12-14/pdf/2016-29822.pdf\nhttps://www.federalregister.gov/documents/2016/12/14/2016-29822/housing-counseling-new-certification-requirements","Exact selected read bounds; printed page / zero-based PDF index":"DATES and selected explanatory footnote 90632/P0; complete relevant adopted §§5.100, 5.111, 214.1, changed §214.3 definitions, §214.100(a), §214.103(g)(2), (n), and selected related instructions 90657–90659/P25–27.","Publication, commencement/application, status, and limits":"Published 12/14/2016; effective 1/13/2017. Original certification transition was 36 months after examination commencement announced by HUD, subsequently changed. Preamble explanation is distinguished from adopted text. Access 10/28 PDT. \ngovinfo.gov\n+2"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S014 — HUD, certification examination availability notice","urls":["https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf","https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S014 — HUD, certification examination availability notice","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/FR-2017-05-31/pdf/2017-11213.pdf","Exact selected read bounds; printed page / zero-based PDF index":"Complete relevant HUD notice, including sections I–II; 24988–24989/P0–1. Adjacent material and examination-fee amounts not relied upon.","Publication, commencement/application, status, and limits":"Published 5/31/2017; announced examination availability 8/1/2017 and historical compliance date 8/1/2020. The latter was superseded. Access 10/28 PDT. \ngovinfo.gov"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S015 — HUD, Housing Counseling Program: Revision of the Certification Timeline; interim final rule","urls":["https://www.govinfo.gov/content/pkg/FR-2020-08-05/pdf/2020-17138.pdf","https://www.federalregister.gov/documents/2020/08/05/2020-17138/housing-counseling-program-revision-of-the-certification-timeline","https://www.govinfo.gov/content/pkg/FR-2020-08-05/pdf/2020-17138.pdf?utm_source=chatgpt.com","https://www.federalregister.gov/citation/85-FR-47303?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S015 — HUD, Housing Counseling Program: Revision of the Certification Timeline; interim final rule","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/FR-2020-08-05/pdf/2020-17138.pdf\nhttps://www.federalregister.gov/documents/2020/08/05/2020-17138/housing-counseling-program-revision-of-the-certification-timeline","Exact selected read bounds; printed page / zero-based PDF index":"DATES 47300/P0; complete adopted change to §214.103(n)(4), 47303–47304/P3–4.","Publication, commencement/application, status, and limits":"Published 8/5/2020. DATES distinguishes posting effectiveness from 8/5/2020 for valid notice to persons without actual knowledge. Actual posting event not independently established. Sets compliance 8/1/2021. Access 10/28 PDT. \nfederalregister.gov\n+1"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S016 — HUD, certification timeline; final rule","urls":["https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf","https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S016 — HUD, certification timeline; final rule","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/FR-2020-12-04/pdf/2020-26194.pdf","Exact selected read bounds; printed page / zero-based PDF index":"Relevant HUD body; DATES 78231/P1 and complete final adoptive instruction 78232/P2. Document begins 78230/P0.","Publication, commencement/application, status, and limits":"Published and final adoption effective 12/4/2020; adopts interim rule without change. HTML failed. Access 10/28 PDT. \ngovinfo.gov\n+1"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S017 — HUD, certification timeline; correction","urls":["https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf","https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S017 — HUD, certification timeline; correction","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/FR-2020-12-14/pdf/2020-27145.pdf","Exact selected read bounds; printed page / zero-based PDF index":"Complete HUD correction body, 80616/P0, excluding adjacent unrelated rules.","Publication, commencement/application, status, and limits":"Published/effective 12/14/2020. Corrects the publication’s administrative document number and the prior comment-closing year/date; expressly does not change substance. Access 10/28 PDT. \ngovinfo.gov"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S018 — HUD, Tribal housing-counselor certification; final rule","urls":["https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf","https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S018 — HUD, Tribal housing-counselor certification; final rule","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/FR-2024-06-12/pdf/2024-12777.pdf","Exact selected read bounds; printed page / zero-based PDF index":"DATES 49802/P0; complete relevant instructions adding definitions and Subpart F, 49807–49808/P5–6.","Publication, commencement/application, status, and limits":"Published 6/12/2024; effective 7/12/2024. Compliance depends on the later of the two events in §214.600(e). Examination-availability announcement not verified. HTML failed. Access 10/28 PDT. \ngovinfo.gov\n+1"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S019 — HUD, Modernizing the Delivery of Housing Counseling Services; final rule","urls":["https://www.govinfo.gov/content/pkg/FR-2024-09-16/pdf/2024-20946.pdf","https://www.federalregister.gov/documents/2024/09/16/2024-20946/modernizing-the-delivery-of-housing-counseling-services","https://www.govinfo.gov/content/pkg/FR-2024-09-16/pdf/2024-20946.pdf?utm_source=chatgpt.com","https://www.federalregister.gov/citation/89-FR-75501?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S019 — HUD, Modernizing the Delivery of Housing Counseling Services; final rule","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/FR-2024-09-16/pdf/2024-20946.pdf\nhttps://www.federalregister.gov/documents/2024/09/16/2024-20946/modernizing-the-delivery-of-housing-counseling-services","Exact selected read bounds; printed page / zero-based PDF index":"DATES 75497/P0; complete relevant adopted instructions 75501–75502/P4–5, changing §214.103(l) and §214.300(a).","Publication, commencement/application, status, and limits":"Published 9/16/2024; effective 10/16/2024. Current facility and remote-delivery provisions, not the older in-person formulation. Access 10/28 PDT. \nfederalregister.gov\n+1"},"coordinator_verification_status":"selected_primary_bodies_checked_with_explicit_bounds","coordinator_read_bounds":"2024 official HTML publication0-4/DATES36; complete adopted instructions and text569-625 in2024-adopted. Includes214.103(l),.300a3/a4 plus redesignation. No fullpreamble/PDF/pixels/incorporatedaccessibility analysis.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S020 — Congress, Public Law 111-203; selected enacted clauses","urls":["https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf","https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S020 — Congress, Public Law 111-203; selected enacted clauses","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/PLAW-111publ203/pdf/PLAW-111publ203.pdf","Exact selected read bounds; printed page / zero-based PDF index":"Complete §1400(c), 124 Stat. 2136/P761; §1443(a)’s complete inserted 1701x(g)(1), 2165–2167/P790–792; complete §1445, 2171–2172/P796–797; §1448, 2173/P798; §1449, 2174/P799; §1451, 2176–2177/P801–802. Not the whole 849-page Act.","Publication, commencement/application, status, and limits":"Enacted 7/21/2010. §1400(c)’s regulation-dependent/default transition read, but the designated-transfer-date chain was not independently completed. Access 10/28 PDT. \ngovinfo.gov\n+4"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00","later_source_authentication_supplement":"[internal evidence reference]","dated_body_and_designation_improvement_checked_at":"2026-10-28T11:18:10.729387+00:00","latest_section_currentness_and_commencement_still_open":true,"prior_read_record_and_raw_preserved":true},{"source_id":"R090-P1-S021 — Congress, Public Law 119-101, 21st Century ROAD to Housing Act; selected enacted clauses","urls":["https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf","https://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm","https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf?utm_source=chatgpt.com","https://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S021 — Congress, Public Law 119-101, 21st Century ROAD to Housing Act; selected enacted clauses","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/PLAW-119publ101/pdf/PLAW-119publ101.pdf\nhttps://www.govinfo.gov/content/pkg/PLAW-119publ101/html/PLAW-119publ101.htm","Exact selected read bounds; printed page / zero-based PDF index":"Complete §101(1)–(3), 140 Stat. 847–849/P2–4; complete §§1201–1202, 140 Stat. 984/P139; enactment notation. Not all §101(4) or the whole Act as a merits investigation.","Publication, commencement/application, status, and limits":"Became law 7/11/2026. Selected §101 clauses contain no separate delayed-commencement clause; current S003 incorporates them. No complete later-law or judicial-history conclusion. Access 10/28 PDT. \ngovinfo.gov\n+1"},"coordinator_verification_status":"selected_primary_bodies_checked_with_explicit_bounds","coordinator_read_bounds":"Official2026HTML opening/enactment11-26, complete101(1)-(3)135-234 in2026 andselected, plus1201/1202/enactmentnotation8897-8911 in2026-close. Not complete101(4),Act,implementation/laterjudicialchain orpixels.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S022 — GPO, 2025 annual CFR, Part 214","urls":["https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf","https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S022 — GPO, 2025 annual CFR, Part 214","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol2/pdf/CFR-2025-title24-vol2-part214.pdf","Exact selected read bounds; printed page / zero-based PDF index":"Opening edition/content metadata only; PDF begins at printed 326/P0, with adjacent preceding material. No complete annual A–C reading claimed.","Publication, commencement/application, status, and limits":"Older official annual publication, not substituted for the current eCFR body. Attempted 2026 annual alternative failed. Access 10/28 PDT. \ngovinfo.gov"},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S023 — 1968 original statutory publication; discovery and failed access","urls":["https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S023 — 1968 original statutory publication; discovery and failed access","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/STATUTE-82/pdf/STATUTE-82-Pg476.pdf","Exact selected read bounds; printed page / zero-based PDF index":"Intended narrow §106 at 82 Stat. 490; body not retrieved.","Publication, commencement/application, status, and limits":"Request failed because content length exceeded tool limit. Not operative evidence of the original clause. Access attempt 10/28 PDT."},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S024 — Congress/GPO, Public Law 91-609, 1970 Act; limited access","urls":["https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf","https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf?utm_source=chatgpt.com"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S024 — Congress/GPO, Public Law 91-609, 1970 Act; limited access","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/STATUTE-84/pdf/STATUTE-84-Pg1770.pdf","Exact selected read bounds; printed page / zero-based PDF index":"Opening title/enactment text retrieved; intended §903, 84 Stat. 1808, not successfully retrieved. Subsequent find/open attempts timed out.","Publication, commencement/application, status, and limits":"Historical original; header dates enactment 12/31/1970. No claim to have read the material amendment. Access 10/28 PDT."},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"},{"source_id":"R090-P1-S025 — 1992 original statutory publication; discovery and failed access","urls":["https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf"],"researcher_record":{"Source ID; issuer/title":"R090-P1-S025 — 1992 original statutory publication; discovery and failed access","Complete literal HTTPS URL":"https://www.govinfo.gov/content/pkg/STATUTE-106/pdf/STATUTE-106-Pg3672.pdf","Exact selected read bounds; printed page / zero-based PDF index":"Intended certification-related amendments; original body not retrieved.","Publication, commencement/application, status, and limits":"Content-length failure. Source-credit pointers do not substitute for adopted text. Access attempt 10/28 PDT."},"coordinator_verification_status":"not_freshly_reopened","coordinator_read_bounds":"Not freshly reopened; original history/access/currentness/incorporation/application limits remain.","coordinator_review":"[internal evidence reference]","coordinator_checked_at":"2026-10-28T09:58:22.801808+00:00"}],"coverage":[{"topic":"1.1 Complete A/B/C organization","researcher_record":{"User question/material subquestion":"1.1 Complete A/B/C organization","Status and finding":"Answered. Eleven complete sections; no invented reserved bodies.","Claim/source/branch crosswalk":"C001–C002; S001; §1 inventory","Missing evidence and exact next permissible inquiry":"No source-body gap for selected A–C."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"1.2 Authority/source credits/current display","researcher_record":{"User question/material subquestion":"1.2 Authority/source credits/current display","Status and finding":"Answered with currentness limit. Current compilation and source credits distinguished from adopted law.","Claim/source/branch crosswalk":"C001, C003, C097–C110; S001–S025","Missing evidence and exact next permissible inquiry":"Post-display later-law/judicial chain not certified; examine only new official legal publications if necessary."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"1.3 Whole versus selected extent","researcher_record":{"User question/material subquestion":"1.3 Whole versus selected extent","Status and finding":"Answered. Whole A–C; specified narrow outside clauses; no whole Part/statute claim.","Claim/source/branch crosswalk":"Source register; C080–C087","Missing evidence and exact next permissible inquiry":"Remaining D/E excluded; use exact clause pointers rather than extend this report."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"2.1 All §214.3 definitions","researcher_record":{"User question/material subquestion":"2.1 All §214.3 definitions","Status and finding":"Answered. Every defined category inventoried and materially mapped.","Claim/source/branch crosswalk":"C011–C033; S001; B04–B06, B19","Missing evidence and exact next permissible inquiry":"Actual classifications absent."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"2.2 Nonprofit/tax incorporation","researcher_record":{"User question/material subquestion":"2.2 Nonprofit/tax incorporation","Status and finding":"Partial. §12704(5) complete; §501 complete relevant gateway but not full tax taxonomy/denial chain.","Claim/source/branch crosswalk":"C008–C009, C038; S004–S005; B03","Missing evidence and exact next permissible inquiry":"Read applicable generic §501(c), §§502–503 before a dependent tax conclusion."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"2.3 Counseling/HUD connection","researcher_record":{"User question/material subquestion":"2.3 Counseling/HUD connection","Status and finding":"Answered at selected level. Three §5.100 definitions and complete §5.111 read; statutory g(1) read.","Claim/source/branch crosswalk":"C004–C007, C013–C017; S002–S003; B01, B19","Missing evidence and exact next permissible inquiry":"Underlying enumerated program eligibility remains held."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"2.4 Tribal definition/exception","researcher_record":{"User question/material subquestion":"2.4 Tribal definition/exception","Status and finding":"Partial. Complete §600 and §4103(22); recognition dependencies not completed.","Claim/source/branch crosswalk":"C010, C022, C034–C035; S006, S018; B33–B34","Missing evidence and exact next permissible inquiry":"Narrow recognition/program clauses and exam-start announcement, if needed."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"2.5 Statutory authority","researcher_record":{"User question/material subquestion":"2.5 Statutory authority","Status and finding":"Partial. Main authority and delegation clause read; §1701x-1 current compilation unresolved.","Claim/source/branch crosswalk":"C003, C006–C010, C096, C109; S003–S010","Missing evidence and exact next permissible inquiry":"Ordinary reopening of current official §1701x-1 and its relevant notes."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"3.1 Organizational/experience/ineligibility criteria","researcher_record":{"User question/material subquestion":"3.1 Organizational/experience/ineligibility criteria","Status and finding":"Answered textually. All §103(a)–(d) conditions mapped.","Claim/source/branch crosswalk":"C037–C041; S001; B03, B07–B08","Missing evidence and exact next permissible inquiry":"Actual facts absent; full tax/exclusion regimes held."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"3.2 Records and client-management criteria","researcher_record":{"User question/material subquestion":"3.2 Records and client-management criteria","Status and finding":"Partial incorporation. Exact requirements mapped; full external controls not read.","Claim/source/branch crosswalk":"C042–C043, C087; B09","Missing evidence and exact next permissible inquiry":"Narrow generic incorporated controls, not records inspection."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"3.3 Resources/staff/language/knowledge","researcher_record":{"User question/material subquestion":"3.3 Resources/staff/language/knowledge","Status and finding":"Answered textually. Alternatives and cumulative predicates retained.","Claim/source/branch crosswalk":"C044–C047; B10–B13","Missing evidence and exact next permissible inquiry":"No financial, personnel, service, or knowledge findings."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"3.4 Contracting exceptions","researcher_record":{"User question/material subquestion":"3.4 Contracting exceptions","Status and finding":"Answered textually; incorporation partial. All three alternatives preserved.","Claim/source/branch crosswalk":"C048–C051; B14–B15","Missing evidence and exact next permissible inquiry":"Relevant 2 CFR 200 monitoring provisions and generic approval instructions."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"3.5 Community/local/facility/work plan","researcher_record":{"User question/material subquestion":"3.5 Community/local/facility/work plan","Status and finding":"Answered textually; other-law merits held.","Claim/source/branch crosswalk":"C052–C056; B16–B18","Missing evidence and exact next permissible inquiry":"State/local law, full accessibility law, actual implementation absent."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"3.6 Individual certification","researcher_record":{"User question/material subquestion":"3.6 Individual certification","Status and finding":"Answered for selected ordinary route; Tribal timing partial.","Claim/source/branch crosswalk":"C021–C022, C034–C035, C057–C059; B11, B33–B34","Missing evidence and exact next permissible inquiry":"No actual certification; Tribal exam event remains unknown."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"3.7 Approval versus other qualifications","researcher_record":{"User question/material subquestion":"3.7 Approval versus other qualifications","Status and finding":"Answered boundary. No licensing, grant, legal-representation, consumer-eligibility, or outcome finding.","Claim/source/branch crosswalk":"C036, C053, C086, C112; B37–B40","Missing evidence and exact next permissible inquiry":"Separate public authority needed for each other consequence."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"4.1 Ordinary application","researcher_record":{"User question/material subquestion":"4.1 Ordinary application","Status and finding":"Answered. Prescribed submission and controlled-network single application.","Claim/source/branch crosswalk":"C060; S001 .105(a); B21","Missing evidence and exact next permissible inquiry":"Actual forms/applications excluded."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"4.2 SHFA procedure","researcher_record":{"User question/material subquestion":"4.2 SHFA procedure","Status and finding":"Partial. Regulatory alternative complete; later generic announced procedures not surveyed.","Claim/source/branch crosswalk":"C061; B06","Missing evidence and exact next permissible inquiry":"Read only an applicable public procedural announcement."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"4.3 Approval/duration/notice/listing","researcher_record":{"User question/material subquestion":"4.3 Approval/duration/notice/listing","Status and finding":"Answered. Conditional “will,” up-to term, letter/certificate, permissive listing distinguished.","Claim/source/branch crosswalk":"C062–C063; B21–B22","Missing evidence and exact next permissible inquiry":"No decision, term, listing, or service availability established."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"4.4 Denial/revision/appeal","researcher_record":{"User question/material subquestion":"4.4 Denial/revision/appeal","Status and finding":"Answered textually; counting details unresolved.","Claim/source/branch crosswalk":"C064, C078–C079; B23","Missing evidence and exact next permissible inquiry":"Exact generally applicable service/counting rule, if any."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"5.1 Inactive status","researcher_record":{"User question/material subquestion":"5.1 Inactive status","Status and finding":"Answered. Grounds, written procedure, period, restoration, and extension distinctions.","Claim/source/branch crosswalk":"C065–C068; B24–B25","Missing evidence and exact next permissible inquiry":"No actual condition/status/event."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"5.2 Termination/withdrawal","researcher_record":{"User question/material subquestion":"5.2 Termination/withdrawal","Status and finding":"Answered selected text; exclusion regime partial.","Claim/source/branch crosswalk":"C069–C071; B26, B36","Missing evidence and exact next permissible inquiry":"Full relevant Part 2424/180 procedure remains separate."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"5.3 Reapproval/performance","researcher_record":{"User question/material subquestion":"5.3 Reapproval/performance","Status and finding":"Answered selected regulation. Complete .203, .307, .309 read.","Claim/source/branch crosswalk":"C072–C078; B27–B28","Missing evidence and exact next permissible inquiry":"Actual compliance/review absent."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"5.4 2026 statutory review qualification","researcher_record":{"User question/material subquestion":"5.4 2026 statutory review qualification","Status and finding":"Answered statutory text; implementation partial.","Claim/source/branch crosswalk":"C088–C091, C107; S003, S021; B29–B30","Missing evidence and exact next permissible inquiry":"Generic implementing standards and “may/required” construction unresolved."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"5.5 Financial-assistance renewal","researcher_record":{"User question/material subquestion":"5.5 Financial-assistance renewal","Status and finding":"Answered statutory distinction; procedure application partial.","Claim/source/branch crosswalk":"C092–C094; B31–B32","Missing evidence and exact next permissible inquiry":"Actual assistance/decision absent; implementing procedure/counting held."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"5.6 Other continued-participation duties","researcher_record":{"User question/material subquestion":"5.6 Other continued-participation duties","Status and finding":"Excluded except named incorporations. No full D/E investigation.","Claim/source/branch crosswalk":"C080–C087, C112; B39","Missing evidence and exact next permissible inquiry":"Exact remaining clause must be separately examined before reliance."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"6.1 Original Part 214 adoption","researcher_record":{"User question/material subquestion":"6.1 Original Part 214 adoption","Status and finding":"Answered within selected original bounds. Complete original A–C and DATES read.","Claim/source/branch crosswalk":"C097; S011; B35","Missing evidence and exact next permissible inquiry":"Chronological anomaly unresolved; seek official correction/construction only."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"6.2 2015–2024 material revisions","researcher_record":{"User question/material subquestion":"6.2 2015–2024 material revisions","Status and finding":"Answered selected adopted clauses. Includes 2020 final adoption and correction.","Claim/source/branch crosswalk":"C098–C104; S012–S019","Missing evidence and exact next permissible inquiry":"No complete judicial or later-history audit."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"6.3 2010 statutory amendments/transition","researcher_record":{"User question/material subquestion":"6.3 2010 statutory amendments/transition","Status and finding":"Partial. Selected adopted clauses complete; designated-transfer-date chain not completed.","Claim/source/branch crosswalk":"C105–C106; S020","Missing evidence and exact next permissible inquiry":"Read exact designated-transfer/application authority before any date calculation."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"6.4 2026 statute","researcher_record":{"User question/material subquestion":"6.4 2026 statute","Status and finding":"Answered selected enacted text; later implementation held.","Claim/source/branch crosswalk":"C107–C108; S021","Missing evidence and exact next permissible inquiry":"No whole Act/later judicial chain claimed."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"6.5 Older original statutes","researcher_record":{"User question/material subquestion":"6.5 Older original statutes","Status and finding":"Unresolved access. Failures preserved.","Claim/source/branch crosswalk":"C109; S023–S025","Missing evidence and exact next permissible inquiry":"Reopen official originals by ordinary access; no inference from failure."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"7.1 Approval/certification meaning","researcher_record":{"User question/material subquestion":"7.1 Approval/certification meaning","Status and finding":"Answered. Express no-warranty/no-endorsement limitation.","Claim/source/branch crosswalk":"C036, C112; B37","Missing evidence and exact next permissible inquiry":"No actual provider standing/quality conclusion."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"7.2 Actual status, licenses, complaints, languages, privacy, outcomes","researcher_record":{"User question/material subquestion":"7.2 Actual status, licenses, complaints, languages, privacy, outcomes","Status and finding":"Excluded as requested.","Claim/source/branch crosswalk":"C046, C053–C054, C063, C087, C112; B09, B12, B16–B17, B22, B37–B40","Missing evidence and exact next permissible inquiry":"No identifying/provider inquiry authorized."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"7.3 Fees and Subpart D boundary","researcher_record":{"User question/material subquestion":"7.3 Fees and Subpart D boundary","Status and finding":"Answered scope boundary. §214.313 and prior handbook findings not adopted.","Claim/source/branch crosswalk":"C055–C056, C080–C087; B39","Missing evidence and exact next permissible inquiry":"Separate focused public-law reading required for fee conclusions."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"8.1 Requested comparisons","researcher_record":{"User question/material subquestion":"8.1 Requested comparisons","Status and finding":"Answered within source limits. All requested distinctions appear in §4.","Claim/source/branch crosswalk":"C020–C112; comparison table","Missing evidence and exact next permissible inquiry":"Handbook legal status not generalized from an unread document."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"8.2 Other directories/help categories","researcher_record":{"User question/material subquestion":"8.2 Other directories/help categories","Status and finding":"Excluded.","Claim/source/branch crosswalk":"C112; B40","Missing evidence and exact next permissible inquiry":"Separate generic authority and separately authorized provider inquiry would be required."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"9.1 Complete relied-on measurements","researcher_record":{"User question/material subquestion":"9.1 Complete relied-on measurements","Status and finding":"Answered. M01–M51 preserve units, triggers, exceptions, and missing facts.","Claim/source/branch crosswalk":"Measurement register","Missing evidence and exact next permissible inquiry":"No actual calculation or score."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"9.2 Dates versus legal effect","researcher_record":{"User question/material subquestion":"9.2 Dates versus legal effect","Status and finding":"Answered with identified gaps.","Claim/source/branch crosswalk":"C097–C110; M31–M51","Missing evidence and exact next permissible inquiry":"Posting event, Tribal exam event, older history, and transfer-date chain remain open."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"9.3 Counting/service conventions","researcher_record":{"User question/material subquestion":"9.3 Counting/service conventions","Status and finding":"Unresolved where not supplied. No invented mailbox, holiday, or extension rule.","Claim/source/branch crosswalk":"C064, C078, C093; M14, M20, M28–M29","Missing evidence and exact next permissible inquiry":"Read only the exact generally applicable procedural rule if needed."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"10.1 Conditional branches","researcher_record":{"User question/material subquestion":"10.1 Conditional branches","Status and finding":"Answered. Forty substantive branches, each with authority, missing predicate, adverse inference, and next generic inquiry.","Claim/source/branch crosswalk":"B01–B40","Missing evidence and exact next permissible inquiry":"Actual applications remain excluded."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"10.2 Blank worksheet","researcher_record":{"User question/material subquestion":"10.2 Blank worksheet","Status and finding":"Answered. All authority/evidence/analysis/result cells empty.","Claim/source/branch crosswalk":"§7","Missing evidence and exact next permissible inquiry":"No completed record or decision instrument."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"},{"topic":"Visible evidence/logs/self-check","researcher_record":{"User question/material subquestion":"Visible evidence/logs/self-check","Status and finding":"Answered with explicit limitations.","Claim/source/branch crosswalk":"§§2–10","Missing evidence and exact next permissible inquiry":"No independent review, operational acceptance, or publication acceptance claimed."},"raw_table_index":13,"coordinator_acceptance":"scoped_review_complete_selected_source_history_currentness_incorporation_actual_parent_holds_no_component_acceptance","coordinator_review":"[internal evidence reference]"}],"annotations":{},"corrections":[],"resolved_corrections":[],"review_history":[{"id":"R090-P01-approval-certification-assistance-history-incorporation-actual-parent-holds-20261028","status":"reviewed_with_selected_source_and_application_holds","at":"2026-10-28T09:58:22.801808+00:00"}]}