{"meta":{"key":"c_za--pass-11","task":"C_ZA","title":"CZA South Africa","parent_title":"South Africa consumer debt and resolution","edition":"pass-11","path":"/research/c_za--pass-11/","kind":"split_pass","category":"international","role":"country","area_numbers":[97,98],"groups":["global"],"date":"2026-10-27","tables":14,"claims":7,"sources":2,"review_status":"three_P08_bounded_groups_addressed_with_holds","review_complete":true,"sha256":"7e3eebf7d1a67f2e7728c1cccef647b3ec949e2f3e31a419269e4ac48e6446e9","headings":["Three bounded qualification and traceability repairs to reviewed P08","Focused disposition","R1 — CPA §14(1): both parties must be juristic persons","R2 — CPA §14(3)(b)(ii): credit of consumer-owned remainder","R3 — source, pinpoint and ECTA-trigger repairs","Replacement for P08 G3.1 — CPA §14 fixed-term agreements","Replacement for P08 G2.3 — fee forms","Replacement for P08 G2.8 — service quality and partial refunds","Replacement for P08 G3.8 — ECTA delayed or unavailable performance","R1 — Both-party juristic-person qualification: 7 rows","R2 — Consumer-owned cancellation credit: 6 rows","R3 — Traceability, source and §46 trigger: 11 rows","Nine provincial/local branches","Consistency check"],"generation_provenance":{"actual_route":"regular_chat_adaptive_models","actual_model":"GPT-5.6 Sol","actual_mode":"Pro","provenance_limit":"Actual documented capture labels only; missing labels remain unknown. No preferred setting is inferred as actual execution."},"public_id":"C_ZA/pass-11","facets":{"geography":["international","c_za"],"debt_type":[],"stage":["repossession"],"subject":[]},"scope":"Onlythree reviewedP08actor/consumer-ownedcredit/traceability-triggerrepairs; unreviewedP10enforcementfindingsnotadopted","pending_corrections":0},"markdown":"# SettleADebt C_ZA PASS-11 — South Africa\n\n## Three bounded qualification and traceability repairs to reviewed P08\n\n**Scope:** This is a narrow patch to identified P08 cells. It does not rerun P08, reconsider the eight workflows generally, or adopt P10’s unreviewed complaint/enforcement conclusions.\n\n**Fresh P11 access:** 26 October 2026 PDT / 27 October 2026 UTC. Exact source-specific clock times were not logged and are unknown.\n\n**Model/provenance:** Regular Chat with primary-source browsing. No Pro, quota, reset, measured-ranking or independent-review claim is made. P08 retains its saved provenance and review limits.\n\n## Focused disposition\n\n1. **CPA §14(1) excludes only transactions between juristic persons.** A juristic customer alone does not establish the exclusion unless the supplier is also a juristic person. If either party is a natural person, §14(1) does not itself exclude the fixed-term agreement, although every other CPA-coverage and §14 predicate still must be satisfied. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf)\n2. **CPA §14(3)(b)(ii) requires a supplier to credit any amount that remains the consumer’s property at cancellation.** That obligation sits alongside the consumer’s liability for amounts owed through cancellation and the supplier’s right to impose a reasonable cancellation penalty. It is not a universal full cash refund or a statutory formula for deciding what portion of every advance remains consumer property. [South African Government+1](https://www.gov.za/sites/default/files/32186_467.pdf)\n3. **Four traceability repairs are required:** remove P08 C048 from the §54 service-refund discussion; remove P08 C047 from fee-form and contingent-fee support; correct CPA §2(6) to zero-based PDF P15/printed page 30; and state ECTA §46(1)’s 30-day default period as running after the day the supplier received the order, unless otherwise agreed. [South African Government+2](https://www.gov.za/sites/default/files/32186_467.pdf)\n\nNo fee, refund, award, actual cancellation date, provider permission or consumer entitlement is newly determined.\n\n# Exact old-to-new affected-cell crosswalk\n\n## R1 — CPA §14(1): both parties must be juristic persons\n\n| No. | P08 location | Prior problem | P11 replacement/disposition |\n| --- | --- | --- | --- |\n| **1** | **C_ZA-P08-C011** | “CPA §14 excludes juristic-person transactions” could be read as exclusion whenever the customer alone is juristic. | Replace with the full claim cell below: §14(1) excludes a transaction **between juristic persons**, meaning both contracting parties must be juristic for that exclusion. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) |\n| **2** | **C_ZA-P08-C054** | Said a below-threshold juristic person receives general CPA protection “but not §14,” without preserving the supplier-status predicate. | Replace with the full claim cell below: a below-threshold juristic consumer is excluded from §14 only when the supplier is also juristic; ECTA Chapter VII remains separately unavailable because its consumer is a natural person. |\n| **3** | **Authority/route comparison — fixed term** | “Applicable natural-person fixed-term consumer agreement” was narrower than the text. | Replace the trigger with: **“A covered fixed-term consumer agreement not excluded by §14(1)’s both-party-juristic rule.”** |\n| **4** | **Workflow 8** | Treated the small-company customer as sufficient to exclude §14 even though supplier status was unspecified. | Replace with the conditional supplier-status fork in the workflow table below. |\n| **5** | **Coverage G1-10** | “Juristic person and CPA §14 — §14 excluded regardless threshold.” | Replace with: “§14 excluded regardless threshold only where the transaction is **between juristic persons**.” |\n| **6** | **Coverage G3-01** | “CPA §14 actor scope — excludes juristic-person transactions.” | Replace with: “Excludes transactions where **both supplier and consumer are juristic persons**.” |\n| **7** | **Coverage G4-08** | Mixed legal/funds workflow said §14 was unavailable because the customer was juristic. | Replace with a two-branch classification dependent on supplier status. |\n\nThe separate CPA §5(2)(b) threshold rule remains a test of the **juristic consumer**, and the ECTA Chapter VII definition remains limited to a **natural-person end user**. Neither rule is loosened or merged into §14(1).\n\n## R2 — CPA §14(3)(b)(ii): credit of consumer-owned remainder\n\n| No. | P08 location | Prior position | P11 replacement/disposition |\n| --- | --- | --- | --- |\n| **8** | **G3.1 fixed-term narrative** | Discussed amounts owed through cancellation and a reasonable cancellation penalty but omitted the supplier’s credit duty. | Add the replacement paragraph below expressly covering §14(3)(b)(ii). |\n| **9** | **C_ZA-P08-C030** | Covered only the reasonable cancellation charge and no-negation rule. | Replace with the full claim cell below, including accrued liability, reasonable penalty and credit of consumer-owned remainder. |\n| **10** | **Coverage G3-04** | “Accrued amounts through cancellation.” | Retain and cross-reference the separate required credit of any amount remaining consumer property. |\n| **11** | **Coverage G3-05** | “Reasonable cancellation penalty.” | Retain and add that the penalty operates alongside—not instead of—the §14(3)(b)(ii) credit duty. |\n| **12** | **Workflow 5** | Calculated the notice period and discussed the penalty, but not the credit. | Add the bounded qualification in the workflow table below; no amount is calculated. |\n| **13** | **Authority/route comparison — fixed term effect** | Listed 20-business-day cancellation and reasonable charge only. | Replace effect with: **“20-business-day cancellation; liability through cancellation; reasonable cancellation penalty; and credit of any amount remaining the consumer’s property.”** |\n\nThe credit obligation is not synonymous with an immediate full cash refund. Whether money remains the consumer’s property can depend on §64, §65, the contract, work actually performed, valid charges and other applicable law. [South African Government+1](https://www.gov.za/sites/default/files/32186_467.pdf)\n\n## R3 — source, pinpoint and ECTA-trigger repairs\n\n| No. | P08 location | Prior problem | P11 replacement/disposition |\n| --- | --- | --- | --- |\n| **14** | **G2.8 — service quality and partial refunds** | Cross-referenced P08 C048, which concerns the 2026 opt-out registry and missing amendment body. | Remove C048. Retain **C024 and C051**, supported by CPA §§41 and 54, especially §54 at zero P53/printed page 106. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) |\n| **15** | **Workflow 6 — partial performance/misleading guarantee** | Included C048 as refund authority. | Remove C048; retain C023–C024 and C051 as applicable. |\n| **16** | **G2.3 — fee forms** | Cross-referenced C047, which concerns ECTA ordinary-day computation. | Remove C047. Retain C015 and C052, together with the disclosed assumed contract, CPA fairness and actual-performance predicates. |\n| **17** | **Workflow 7 — contingent fee/no acceptance** | Included C047 as support. | Remove C047; retain C015 and C052. |\n| **18** | **P08 S001 source row** | Located §2 with P16–P19/printed 32–38. | Correct only §2: **§2, including §2(6), is at zero P15/printed page 30**. Keep §§4–6 separately at their previously stated pages and existing read limits. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) |\n| **19** | **G3.8 — delayed/unavailable electronic performance** | Did not state §46(1)’s exact default-period trigger. | Add: the default 30 days run **after the day on which the supplier received the order**, unless otherwise agreed. [South African Government](https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf) |\n| **20** | **C_ZA-P08-C043** | Referred generally to the delayed/unavailable-performance routes. | Replace with the full claim cell below, including §46(1), (2) and (3). |\n| **21** | **Coverage G3-19** | Stated §46 routes but omitted the order-receipt trigger. | Add the exact §46(1) trigger and preserve the agreed-period branch. |\n| **22** | **Authority/route comparison — ECTA delay** | Said failure within agreed/default period without defining the default start. | Replace with the complete route row below. |\n| **23** | **C_ZA-P08-C047** | Correct substantive claim, but cited in unrelated fee passages. | **Retain unchanged.** Remove it only from G2.3 and Workflow 7. |\n| **24** | **C_ZA-P08-C048** | Correct substantive opt-out/currentness claim, but cited in unrelated §54 passages. | **Retain unchanged.** Remove it only from G2.8 and Workflow 6. |\n\n# Replacement P08 passages\n\n## Replacement for P08 G3.1 — CPA §14 fixed-term agreements\n\nCPA §14(1) excludes only a transaction **between juristic persons**, irrespective of their turnover or asset value. A juristic consumer alone does not establish the exclusion unless the supplier is also a juristic person. If either party is a natural person, §14(1) does not by itself exclude the agreement, although the transaction must still be a covered fixed-term consumer agreement and all other CPA predicates remain material. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf)\n\nUpon an applicable early cancellation, §14(3) provides three related consequences: the consumer remains liable for amounts owed through the cancellation date; the supplier may impose a reasonable cancellation penalty subject to §14 and regulation 5; and the supplier **must credit the consumer with any amount that remains the consumer’s property as of cancellation**. The statute does not make that credit a universal full cash refund or specify that every advance remains unearned. Whether a particular balance remains consumer property can require separate application of §§64–65, the agreement and evidence of services performed. [South African Government+1](https://www.gov.za/sites/default/files/32186_467.pdf)\n\n## Replacement for P08 G2.3 — fee forms\n\nThe CPA and ECTA do not establish a universal private debt-negotiation fee percentage or cap. An agreement may propose an advance, staged, periodic or contingent fee, but the actual contract must disclose the service, objective earning trigger, payment timing, termination consequences and any third-party compensation, subject to CPA fairness, disclosure and performance rules. This proposition is supported by **C015 and C052**; C047 concerns ECTA day computation and is not fee-form authority.\n\n## Replacement for P08 G2.8 — service quality and partial refunds\n\nCPA §54 gives a consumer rights to timely and competent service and, where the supplier fails the statutory standard, permits the consumer to require correction or a refund of a **reasonable portion** of the price having regard to the extent of the failure. This is not an automatic full-refund rule whenever the hoped-for creditor outcome does not occur. The correct supporting claims are **C024 and C051**; C048 concerns the 2026 opt-out-registry source gap and is not §54 refund authority. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf)\n\n## Replacement for P08 G3.8 — ECTA delayed or unavailable performance\n\nUnless the parties agree otherwise, ECTA §46(1) requires the supplier to execute the order **within 30 days after the day on which the supplier received the order**. If the supplier fails to execute the order within that default period or the different agreed period, §46(2) permits the consumer to cancel on seven days’ written notice. If the supplier cannot perform because the ordered goods or services are unavailable, §46(3) requires immediate notice and refund of payments within 30 days after that notification. No precise cutoff, receipt rule or live deadline is calculated here. [South African Government](https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf)\n\n# Full scoped replacement claim cells\n\n| P08 claim | Replacement claim text | Primary pinpoint | Continuing qualification |\n| --- | --- | --- | --- |\n| **C_ZA-P08-C011 — replace** | CPA §14(1) excludes a fixed-term transaction only where it is **between juristic persons**, meaning both the consumer and supplier are juristic. If either party is a natural person, §14(1) does not itself establish exclusion. ECTA Chapter VII separately defines its consumer as a natural person, and regulation 44 has its own narrower actor/purpose scope. | CPA §14(1), zero P24/printed p48. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) | General CPA application, fixed-term status, threshold and other exclusions remain material. |\n| **C_ZA-P08-C030 — replace** | Upon an applicable §14 cancellation, the consumer remains liable for amounts owed through cancellation; the supplier may impose a reasonable cancellation penalty under §14(3)(b)(i) and regulation 5; and under §14(3)(b)(ii) the supplier must credit any amount that remains the consumer’s property as of cancellation. | CPA §14(3), zero P25/printed p50. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) | No universal penalty percentage, full-refund rule or formula for deciding what remains consumer property. Sections 64–65 and actual performance may be relevant separately. |\n| **C_ZA-P08-C043 — replace** | Unless otherwise agreed, ECTA §46(1) requires execution within 30 days after the day the supplier received the order. Failure within that or the agreed period permits cancellation on seven days’ written notice under §46(2). Unavailability requires immediate notice and refund within 30 days after notification under §46(3). | ECTA §46(1)–(3), zero P23/printed p46. [South African Government](https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf) | Actual receipt, agreed performance period, notice and availability facts matter; no live deadline calculated. |\n| **C_ZA-P08-C054 — replace** | A juristic consumer below the applicable §5 threshold may receive general CPA protection. CPA §14 is excluded only if the supplier is also juristic, because §14(1) applies to transactions **between juristic persons**. ECTA Chapter VII’s cooling-off protections remain separately unavailable to a juristic consumer because that Chapter defines its consumer as a natural-person end user. | CPA §§5,14; §14 at zero P24/printed p48; ECTA consumer definition retained from P08. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) | Actual entity status, threshold, service purpose and CPA transaction predicates remain required. |\n| **C_ZA-P08-C024 — retain** | Consumer has rights to timely, competent service; remedy may be correction or reasonable partial refund based on failure. | CPA §54, zero P53/printed p106. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) | Remove C048 as a cross-reference; creditor rejection alone does not prove defective service. |\n| **C_ZA-P08-C051 — retain** | Partial performance plus misleading guarantee may engage §§41 and 54, but does not dictate automatic full refund. | CPA §§41,54; §54 zero P53/printed p106. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) | Actual promise and failure required. |\n| **C_ZA-P08-C015 / C052 — retain** | No universal private fee percentage exists; a contingent fee depends on the actual contract trigger, subject to fairness and performance rules. | CPA §§48–54 as previously cited in P08. | Remove C047 from the fee-form and Workflow 7 cross-references. |\n| **C_ZA-P08-C047 / C048 — retain substantively** | C047 remains the ECTA ordinary-days/cutoff hold. C048 remains the 2026 opt-out-registry/mislinked-amendment-body hold. | Original P08 sources. | Neither supports the unrelated fee or §54 refund passages. |\n\n# Corrected authority/route-comparison rows\n\n| Route | Correct trigger | Correct principal effect | Qualification |\n| --- | --- | --- | --- |\n| **CPA §14 fixed term** | Covered fixed-term consumer agreement **not excluded because both parties are juristic persons** | 20-business-day recorded cancellation; liability through cancellation; reasonable cancellation penalty; credit of any amount remaining consumer property | Threshold and CPA applicability remain separate; no universal penalty/refund formula. [South African Government+1](https://www.gov.za/sites/default/files/32186_467.pdf) |\n| **ECTA §46 delayed performance** | Unless otherwise agreed, failure to execute within 30 days **after the day the supplier received the order**, or within the agreed period | Consumer may cancel on seven days’ written notice | Actual order receipt, agreed period and notice facts required. [South African Government](https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf) |\n| **ECTA §46 unavailability** | Supplier cannot perform because ordered goods/services are unavailable | Immediate notice and refund within 30 days after notification | Separate from the §46(2) delayed-performance notice route. [South African Government](https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf) |\n\n# Affected workflow replacements and qualifications\n\n| Workflow | Narrow P11 replacement |\n| --- | --- |\n| **Workflow 5 — fixed-term periodic fee** | Retain the hypothetical 20-business-day calculation and the reasonable-penalty discussion. Add: **at cancellation the supplier must also credit any amount that remains the consumer’s property.** The example supplies no balance allocation or performance facts, so it calculates neither the reasonable cancellation charge nor the consumer-property credit. If both parties are juristic persons, §14 is excluded; if either party is natural, that exclusion alone does not apply. [South African Government+1](https://www.gov.za/sites/default/files/32186_467.pdf) |\n| **Workflow 6 — partially performed fixed fee/misleading guarantee** | Retain the classification under §§41 and 54 and the warning against automatic full refund. Remove **C048**. Correct support: C023, C024 and C051, with §54 at zero P53/printed p106. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) |\n| **Workflow 7 — contingent fee with no accepted settlement** | Retain the assumed contractual conclusion that the contingency has not occurred. Remove **C047**. Correct support: C015 and C052, subject to the actual contract, fairness and performance evidence. No general fee permission or prohibition is added. |\n| **Workflow 8 — mixed legal work/funds control/juristic customer** | **Branch A — supplier also juristic:** the transaction is between juristic persons, so §14(1) excludes the fixed-term section regardless of turnover or asset value. **Branch B — supplier is a natural person:** §14(1)’s exclusion is not established merely because the customer is juristic; the rest of CPA applicability and §14 must still be tested. In both branches, the juristic customer remains outside ECTA Chapter VII’s natural-person consumer definition, and regulation 44’s individual private-purpose presumption remains unavailable. The legal-work and funds-control permission questions remain separate. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) |\n\nWorkflow 5’s original statement that the adverse §14 branch requires **both parties to be juristic persons** was correct and is retained.\n\n# P11 source and evidence register\n\n| Source ID | Issuer, title and complete literal primary URL | Exact body read and page locators | Edition/status, access date and limits |\n| --- | --- | --- | --- |\n| **C_ZA-P11-S001** | Presidency/Parliament, *Consumer Protection Act 68 of 2008*, GG32186, GoN467, 29 April 2009. https://www.gov.za/sites/default/files/32186_467.pdf | §2(6), **zero P15 / printed p30**; §14(1)–(2), **zero P24 / printed p48**; §14(3), **zero P25 / printed p50**; §54, **zero P53 / printed p106**; §§64–65, **zero P59 / printed p118**. | **Fresh P11 primary-body read and page images inspected** on 26 Oct 2026 PDT / 27 Oct 2026 UTC. Original enacted Act; not a complete October 2026 consolidation. P11 makes only the listed corrections. [South African Government+4](https://www.gov.za/sites/default/files/32186_467.pdf) |\n| **C_ZA-P11-S002** | Parliament, *Electronic Communications and Transactions Act 25 of 2002*, GG23708, 2 August 2002. https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf | §46(1)–(3), **zero P23 / printed p46**. | **Fresh P11 primary-body read and page image inspected** on 26 Oct 2026 PDT / 27 Oct 2026 UTC. Original Act; not a complete October 2026 consolidation. No general electronic-notice or cutoff-time rule is inferred. [South African Government](https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf) |\n\n**Precisely dated reuse, not freshly refetched in P11:** P08’s public-holiday list and Proclamation 346 remain the reviewed sources for its hypothetical clock examples. Their arithmetic and source status are unchanged.\n\n**Failure status retained:** The previously mislinked 2026 CPA amendment attachment remains unresolved. P11 did not retry that attachment or search the whole currentness chain.\n\n# New atomic P11 claims\n\n| Claim ID | Exact bounded proposition | Primary authority | Continuing hold |\n| --- | --- | --- | --- |\n| **C_ZA-P11-C001** | CPA §14(1) excludes only a transaction **between juristic persons**. A juristic customer alone is insufficient if supplier status is unknown or natural. | P11 S001, §14(1), zero P24/printed p48. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) | All other CPA and fixed-term predicates remain. |\n| **C_ZA-P11-C002** | On applicable §14 cancellation, the supplier must credit any amount remaining the consumer’s property, alongside accrued liability and a possible reasonable cancellation penalty. | P11 S001, §14(3)(a), (b)(i)–(ii), zero P25/printed p50. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) | Not a universal full refund or amount formula. |\n| **C_ZA-P11-C003** | CPA §54—not P08 C048—is the primary partial-refund authority for deficient services; C048 remains an opt-out/currentness claim only. | P11 S001, §54, zero P53/printed p106. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) | Actual failure and reasonable portion must be established. |\n| **C_ZA-P11-C004** | P08 C047 concerns ECTA ordinary days and cutoff uncertainty; it is not support for private fee forms or a contingent contractual trigger. | P08 C047 as supplied; P08 C015/C052 remain the relevant fee claims. | No new fee rule is created. |\n| **C_ZA-P11-C005** | CPA §2(6)’s business-day calculation rule is located at zero P15/printed page 30. | P11 S001, zero P15/printed p30. [South African Government](https://www.gov.za/sites/default/files/32186_467.pdf) | P08’s checked hypothetical calculations remain unchanged. |\n| **C_ZA-P11-C006** | ECTA §46’s default period runs for 30 days after the day the supplier received the order unless otherwise agreed; failure permits seven days’ written cancellation notice, while unavailability has immediate-notice and 30-day-refund consequences. | P11 S002, §46(1)–(3), zero P23/printed p46. [South African Government](https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf) | Actual receipt, agreement, notice and availability facts required. |\n| **C_ZA-P11-C007** | These repairs alter qualification, cross-references and locators only; all P08 currentness, contract, professional, funds, province, foreign-law, A097 and A098 holds remain. | P11 C001–C006 and supplied P08 record. | No whole-report or country acceptance. |\n\n# Complete granular three-group coverage\n\n## R1 — Both-party juristic-person qualification: 7 rows\n\n| Row | Subquestion | Status | Finding/claim | Exact remaining issue |\n| --- | --- | --- | --- | --- |\n| **R1-01** | Literal §14(1) actor scope | answered | Exclusion applies to transactions **between juristic persons**. C001 | None for wording |\n| **R1-02** | Juristic consumer only | answered negatively | Consumer status alone does not establish §14 exclusion. C001 | Supplier status required |\n| **R1-03** | Supplier natural-person branch | partial | §14(1) exclusion does not apply on that fact alone. C001 | Full CPA/§14 predicates |\n| **R1-04** | Supplier juristic branch | answered conditionally | If consumer also juristic, §14 excluded regardless threshold. C001 | Actual entity status |\n| **R1-05** | CPA §5 threshold separation | answered as preservation | Threshold remains a juristic-consumer CPA application test. | Later threshold/currentness hold retained |\n| **R1-06** | ECTA natural-person definition separation | answered as preservation | Juristic customer remains outside Chapter VII consumer definition. | Other electronic-law questions held |\n| **R1-07** | Workflow 8 correction | answered conditionally | Two supplier-status branches supplied. C001 | No actual entity lookup |\n\n## R2 — Consumer-owned cancellation credit: 6 rows\n\n| Row | Subquestion | Status | Finding/claim | Exact remaining issue |\n| --- | --- | --- | --- | --- |\n| **R2-01** | Liability through cancellation | answered | Consumer remains liable for amounts owed through cancellation. C002 | Actual ledger |\n| **R2-02** | Reasonable cancellation penalty | answered at rule level | Supplier may impose a reasonable charge. C002 | Regulation 5 factors and evidence |\n| **R2-03** | Mandatory consumer-property credit | answered | Supplier must credit amount remaining consumer property. C002 | Determine amount/status |\n| **R2-04** | Full cash-refund inference | answered negatively | §14(3)(b)(ii) does not state a universal full cash refund. C002 | Contract/performance/property analysis |\n| **R2-05** | Relationship to §§64–65 | partial | Those provisions may help determine ownership/treatment but remain separate. C002 | Actual prepayment and performance facts |\n| **R2-06** | Workflow 5 | answered as qualification | Credit duty added; no numeric charge or credit calculated. | Actual balance and contract |\n\n## R3 — Traceability, source and §46 trigger: 11 rows\n\n| Row | Subquestion | Status | Finding/claim | Exact remaining issue |\n| --- | --- | --- | --- | --- |\n| **R3-01** | C048 in §54 narrative | answered as correction | Remove; use C024/C051 and §54. C003 | None |\n| **R3-02** | C048 in Workflow 6 | answered as correction | Remove; no merits change. C003 | None |\n| **R3-03** | C047 in fee-form narrative | answered as correction | Remove; use C015/C052. C004 | Actual contract |\n| **R3-04** | C047 in Workflow 7 | answered as correction | Remove; no merits change. C004 | Actual contingent trigger |\n| **R3-05** | CPA §2 locator | answered | Zero P15/printed p30. C005 | None |\n| **R3-06** | ECTA §46 default-period trigger | answered | After day supplier received order. C006 | Actual receipt date |\n| **R3-07** | Agreed-period alternative | answered | Parties may agree otherwise. C006 | Actual term |\n| **R3-08** | Seven-day written notice | answered at text level | Applies after default/agreed-period failure. C006 | Notice/service facts |\n| **R3-09** | Unavailability branch | answered at text level | Immediate notice; refund within 30 days after notification. C006 | Actual unavailability/notification |\n| **R3-10** | Exact live cutoff | unresolved by design | No new computation or notice-receipt interpretation. C006 | Actual facts/current interpretation |\n| **R3-11** | Substantive status of C047/C048 | answered as preservation | Both remain valid in their own subject areas. C003–C004 | Existing P08 holds retained |\n\n# Retained substantive and currentness holds\n\n| Hold | P11 disposition |\n| --- | --- |\n| Full October 2026 CPA consolidation | **Unresolved; unchanged** |\n| Full October 2026 ECTA consolidation | **Unresolved; unchanged** |\n| Successor to the R2 million juristic-consumer threshold | **Unresolved; unchanged** |\n| Mislinked April 2026 CPA amendment body | **Unresolved; not retried** |\n| October 2026 opt-out draft-guideline status | **Unchanged** |\n| Actual supplier and consumer legal-person status | **Unknown; no lookup** |\n| Actual contract, fee clause, performance and cancellation facts | **Unknown** |\n| Professional/reserved legal-work permission | **Deferred** |\n| FAIS/financial-intermediation permission | **Deferred** |\n| Funds custody, PDA, payment-system and attorney-trust authority | **Deferred** |\n| Private cause of action, damages and full remedies | **Deferred** |\n| P10 NCR/NCT conclusions | **Unreviewed and not adopted** |\n| P06/P09 pending-review conclusions | **Not promoted to accepted premises** |\n| Foreign law, jurisdiction and A098 | **Held** |\n| Whole-country, parent component and A097 acceptance | **Held** |\n\n## Nine provincial/local branches\n\n| Province | Status after P11 |\n| --- | --- |\n| Eastern Cape | Unexamined; held |\n| Free State | Unexamined; held |\n| Gauteng | Unexamined; held |\n| KwaZulu-Natal | Unexamined; held |\n| Limpopo | Unexamined; held |\n| Mpumalanga | Unexamined; held |\n| Northern Cape | Unexamined; held |\n| North West | Unexamined; held |\n| Western Cape | Unexamined; held |\n\nNo national CPA or ECTA provision is converted into all-provincial, municipal, local-forum or sector-practice verification.\n\n# Actual displayed counts and self-check\n\n| Output | Count |\n| --- | --- |\n| P11 fresh source-register rows | **2** |\n| New P11 atomic claims | **7** |\n| Old-to-new affected-cell crosswalk rows | **24** |\n| Full scoped replacement P08 claim rows | **8** |\n| Corrected route-comparison rows | **3** |\n| Affected workflow replacements | **4** |\n| R1 coverage rows | **7** |\n| R2 coverage rows | **6** |\n| R3 coverage rows | **11** |\n| **Total core repair-coverage rows** | **24** |\n| Retained general-hold rows | **15** |\n| Provincial rows | **9** |\n| **Total coverage/hold rows** | **48** |\n| New calculations | **0** |\n| Recalculated prior clocks | **0** |\n| New fees, refunds, awards, permissions or live deadlines | **0** |\n\n### Consistency check\n\n- CPA §14(1) now consistently requires **both parties** to be juristic persons.\n- The CPA §5 juristic-consumer threshold remains separate.\n- The ECTA Chapter VII natural-person requirement remains separate.\n- Workflow 8 now forks on supplier legal status rather than assuming it.\n- CPA §14(3)(b)(ii)’s mandatory credit is visible.\n- The credit is not called a universal full refund.\n- §§64–65 remain qualified, separate ownership/allocation provisions.\n- C048 has been removed from §54 refund support but retained for its opt-out/currentness subject.\n- C047 has been removed from fee-form/contingent-fee support but retained for ECTA day computation.\n- CPA §2(6) is correctly located at zero P15/printed p30.\n- ECTA §46(1)’s order-receipt trigger is explicit.\n- §46(2) and §46(3) remain distinct.\n- The reviewed calendar examples and Proclamation 346 are unchanged and were not recomputed.\n- No actual entity, provider, licence, contract, borrower, property or case was searched.\n- No contact, filing, complaint, request, account action, site change, publication or local coordinator-file write occurred.\n- No independent-review, current-law certification or country-acceptance claim is made.\n\nEND C_ZA PASS-11\n\n","tables":[{"headers":["No.","P08 location","Prior problem","P11 replacement/disposition"],"index":0,"links":[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],"row_links":[[],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[],[],[],[],[],[]],"rows":[["No.","P08 location","Prior problem","P11 replacement/disposition"],["1","C_ZA-P08-C011","“CPA §14 excludes juristic-person transactions” could be read as exclusion whenever the customer alone is juristic.","Replace with the full claim cell below: §14(1) excludes a transaction between juristic persons, meaning both contracting parties must be juristic for that exclusion. \nSouth African Government"],["2","C_ZA-P08-C054","Said a below-threshold juristic person receives general CPA protection “but not §14,” without preserving the supplier-status predicate.","Replace with the full claim cell below: a below-threshold juristic consumer is excluded from §14 only when the supplier is also juristic; ECTA Chapter VII remains separately unavailable because its consumer is a natural person."],["3","Authority/route comparison — fixed term","“Applicable natural-person fixed-term consumer agreement” was narrower than the text.","Replace the trigger with: “A covered fixed-term consumer agreement not excluded by §14(1)’s both-party-juristic rule.”"],["4","Workflow 8","Treated the small-company customer as sufficient to exclude §14 even though supplier status was unspecified.","Replace with the conditional supplier-status fork in the workflow table below."],["5","Coverage G1-10","“Juristic person and CPA §14 — §14 excluded regardless threshold.”","Replace with: “§14 excluded regardless threshold only where the transaction is between juristic persons.”"],["6","Coverage G3-01","“CPA §14 actor scope — excludes juristic-person transactions.”","Replace with: “Excludes transactions where both supplier and consumer are juristic persons.”"],["7","Coverage G4-08","Mixed legal/funds workflow said §14 was unavailable because the customer was juristic.","Replace with a two-branch classification dependent on supplier status."]]},{"headers":["No.","P08 location","Prior position","P11 replacement/disposition"],"index":1,"links":[],"row_links":[[],[],[],[],[],[],[]],"rows":[["No.","P08 location","Prior position","P11 replacement/disposition"],["8","G3.1 fixed-term narrative","Discussed amounts owed through cancellation and a reasonable cancellation penalty but omitted the supplier’s credit duty.","Add the replacement paragraph below expressly covering §14(3)(b)(ii)."],["9","C_ZA-P08-C030","Covered only the reasonable cancellation charge and no-negation rule.","Replace with the full claim cell below, including accrued liability, reasonable penalty and credit of consumer-owned remainder."],["10","Coverage G3-04","“Accrued amounts through cancellation.”","Retain and cross-reference the separate required credit of any amount remaining consumer property."],["11","Coverage G3-05","“Reasonable cancellation penalty.”","Retain and add that the penalty operates alongside—not instead of—the §14(3)(b)(ii) credit duty."],["12","Workflow 5","Calculated the notice period and discussed the penalty, but not the credit.","Add the bounded qualification in the workflow table below; no amount is calculated."],["13","Authority/route comparison — fixed term effect","Listed 20-business-day cancellation and reasonable charge only.","Replace effect with: “20-business-day cancellation; liability through cancellation; reasonable cancellation penalty; and credit of any amount remaining the consumer’s property.”"]]},{"headers":["No.","P08 location","Prior problem","P11 replacement/disposition"],"index":2,"links":[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","text":"South African Government"}],"row_links":[[],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[],[],[],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[{"href":"https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","text":"South African Government"}],[],[],[],[],[]],"rows":[["No.","P08 location","Prior problem","P11 replacement/disposition"],["14","G2.8 — service quality and partial refunds","Cross-referenced P08 C048, which concerns the 2026 opt-out registry and missing amendment body.","Remove C048. Retain C024 and C051, supported by CPA §§41 and 54, especially §54 at zero P53/printed page 106. \nSouth African Government"],["15","Workflow 6 — partial performance/misleading guarantee","Included C048 as refund authority.","Remove C048; retain C023–C024 and C051 as applicable."],["16","G2.3 — fee forms","Cross-referenced C047, which concerns ECTA ordinary-day computation.","Remove C047. Retain C015 and C052, together with the disclosed assumed contract, CPA fairness and actual-performance predicates."],["17","Workflow 7 — contingent fee/no acceptance","Included C047 as support.","Remove C047; retain C015 and C052."],["18","P08 S001 source row","Located §2 with P16–P19/printed 32–38.","Correct only §2: §2, including §2(6), is at zero P15/printed page 30. Keep §§4–6 separately at their previously stated pages and existing read limits. \nSouth African Government"],["19","G3.8 — delayed/unavailable electronic performance","Did not state §46(1)’s exact default-period trigger.","Add: the default 30 days run after the day on which the supplier received the order, unless otherwise agreed. \nSouth African Government"],["20","C_ZA-P08-C043","Referred generally to the delayed/unavailable-performance routes.","Replace with the full claim cell below, including §46(1), (2) and (3)."],["21","Coverage G3-19","Stated §46 routes but omitted the order-receipt trigger.","Add the exact §46(1) trigger and preserve the agreed-period branch."],["22","Authority/route comparison — ECTA delay","Said failure within agreed/default period without defining the default start.","Replace with the complete route row below."],["23","C_ZA-P08-C047","Correct substantive claim, but cited in unrelated fee passages.","Retain unchanged. Remove it only from G2.3 and Workflow 7."],["24","C_ZA-P08-C048","Correct substantive opt-out/currentness claim, but cited in unrelated §54 passages.","Retain unchanged. Remove it only from G2.8 and Workflow 6."]]},{"headers":["P08 claim","Replacement claim text","Primary pinpoint","Continuing qualification"],"index":3,"links":[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],"row_links":[[],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[{"href":"https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","text":"South African Government"}],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[],[]],"rows":[["P08 claim","Replacement claim text","Primary pinpoint","Continuing qualification"],["C_ZA-P08-C011 — replace","CPA §14(1) excludes a fixed-term transaction only where it is between juristic persons, meaning both the consumer and supplier are juristic. If either party is a natural person, §14(1) does not itself establish exclusion. ECTA Chapter VII separately defines its consumer as a natural person, and regulation 44 has its own narrower actor/purpose scope.","CPA §14(1), zero P24/printed p48. \nSouth African Government","General CPA application, fixed-term status, threshold and other exclusions remain material."],["C_ZA-P08-C030 — replace","Upon an applicable §14 cancellation, the consumer remains liable for amounts owed through cancellation; the supplier may impose a reasonable cancellation penalty under §14(3)(b)(i) and regulation 5; and under §14(3)(b)(ii) the supplier must credit any amount that remains the consumer’s property as of cancellation.","CPA §14(3), zero P25/printed p50. \nSouth African Government","No universal penalty percentage, full-refund rule or formula for deciding what remains consumer property. Sections 64–65 and actual performance may be relevant separately."],["C_ZA-P08-C043 — replace","Unless otherwise agreed, ECTA §46(1) requires execution within 30 days after the day the supplier received the order. Failure within that or the agreed period permits cancellation on seven days’ written notice under §46(2). Unavailability requires immediate notice and refund within 30 days after notification under §46(3).","ECTA §46(1)–(3), zero P23/printed p46. \nSouth African Government","Actual receipt, agreed performance period, notice and availability facts matter; no live deadline calculated."],["C_ZA-P08-C054 — replace","A juristic consumer below the applicable §5 threshold may receive general CPA protection. CPA §14 is excluded only if the supplier is also juristic, because §14(1) applies to transactions between juristic persons. ECTA Chapter VII’s cooling-off protections remain separately unavailable to a juristic consumer because that Chapter defines its consumer as a natural-person end user.","CPA §§5,14; §14 at zero P24/printed p48; ECTA consumer definition retained from P08. \nSouth African Government","Actual entity status, threshold, service purpose and CPA transaction predicates remain required."],["C_ZA-P08-C024 — retain","Consumer has rights to timely, competent service; remedy may be correction or reasonable partial refund based on failure.","CPA §54, zero P53/printed p106. \nSouth African Government","Remove C048 as a cross-reference; creditor rejection alone does not prove defective service."],["C_ZA-P08-C051 — retain","Partial performance plus misleading guarantee may engage §§41 and 54, but does not dictate automatic full refund.","CPA §§41,54; §54 zero P53/printed p106. \nSouth African Government","Actual promise and failure required."],["C_ZA-P08-C015 / C052 — retain","No universal private fee percentage exists; a contingent fee depends on the actual contract trigger, subject to fairness and performance rules.","CPA §§48–54 as previously cited in P08.","Remove C047 from the fee-form and Workflow 7 cross-references."],["C_ZA-P08-C047 / C048 — retain substantively","C047 remains the ECTA ordinary-days/cutoff hold. C048 remains the 2026 opt-out-registry/mislinked-amendment-body hold.","Original P08 sources.","Neither supports the unrelated fee or §54 refund passages."]]},{"headers":["Route","Correct trigger","Correct principal effect","Qualification"],"index":4,"links":[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government\n+1"},{"href":"https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","text":"South African Government"}],"row_links":[[],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government\n+1"}],[{"href":"https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","text":"South African Government"}],[{"href":"https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","text":"South African Government"}]],"rows":[["Route","Correct trigger","Correct principal effect","Qualification"],["CPA §14 fixed term","Covered fixed-term consumer agreement not excluded because both parties are juristic persons","20-business-day recorded cancellation; liability through cancellation; reasonable cancellation penalty; credit of any amount remaining consumer property","Threshold and CPA applicability remain separate; no universal penalty/refund formula. \nSouth African Government\n+1"],["ECTA §46 delayed performance","Unless otherwise agreed, failure to execute within 30 days after the day the supplier received the order, or within the agreed period","Consumer may cancel on seven days’ written notice","Actual order receipt, agreed period and notice facts required. \nSouth African Government"],["ECTA §46 unavailability","Supplier cannot perform because ordered goods/services are unavailable","Immediate notice and refund within 30 days after notification","Separate from the §46(2) delayed-performance notice route. \nSouth African Government"]]},{"headers":["Workflow","Narrow P11 replacement"],"index":5,"links":[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government\n+1"},{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],"row_links":[[],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government\n+1"}],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}]],"rows":[["Workflow","Narrow P11 replacement"],["Workflow 5 — fixed-term periodic fee","Retain the hypothetical 20-business-day calculation and the reasonable-penalty discussion. Add: at cancellation the supplier must also credit any amount that remains the consumer’s property. The example supplies no balance allocation or performance facts, so it calculates neither the reasonable cancellation charge nor the consumer-property credit. If both parties are juristic persons, §14 is excluded; if either party is natural, that exclusion alone does not apply. \nSouth African Government\n+1"],["Workflow 6 — partially performed fixed fee/misleading guarantee","Retain the classification under §§41 and 54 and the warning against automatic full refund. Remove C048. Correct support: C023, C024 and C051, with §54 at zero P53/printed p106. \nSouth African Government"],["Workflow 7 — contingent fee with no accepted settlement","Retain the assumed contractual conclusion that the contingency has not occurred. Remove C047. Correct support: C015 and C052, subject to the actual contract, fairness and performance evidence. No general fee permission or prohibition is added."],["Workflow 8 — mixed legal work/funds control/juristic customer","Branch A — supplier also juristic: the transaction is between juristic persons, so §14(1) excludes the fixed-term section regardless of turnover or asset value. Branch B — supplier is a natural person: §14(1)’s exclusion is not established merely because the customer is juristic; the rest of CPA applicability and §14 must still be tested. In both branches, the juristic customer remains outside ECTA Chapter VII’s natural-person consumer definition, and regulation 44’s individual private-purpose presumption remains unavailable. The legal-work and funds-control permission questions remain separate. \nSouth African Government"]]},{"headers":["Source ID","Issuer, title and complete literal primary URL","Exact body read and page locators","Edition/status, access date and limits"],"index":6,"links":[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government\n+4"},{"href":"https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","text":"South African Government"}],"row_links":[[],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government\n+4"}],[{"href":"https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","text":"South African Government"}]],"rows":[["Source ID","Issuer, title and complete literal primary URL","Exact body read and page locators","Edition/status, access date and limits"],["C_ZA-P11-S001","Presidency/Parliament, Consumer Protection Act 68 of 2008, GG32186, GoN467, 29 April 2009. https://www.gov.za/sites/default/files/32186_467.pdf","§2(6), zero P15 / printed p30; §14(1)–(2), zero P24 / printed p48; §14(3), zero P25 / printed p50; §54, zero P53 / printed p106; §§64–65, zero P59 / printed p118.","Fresh P11 primary-body read and page images inspected on 26 Oct 2026 PDT / 27 Oct 2026 UTC. Original enacted Act; not a complete October 2026 consolidation. P11 makes only the listed corrections. \nSouth African Government\n+4"],["C_ZA-P11-S002","Parliament, Electronic Communications and Transactions Act 25 of 2002, GG23708, 2 August 2002. https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","§46(1)–(3), zero P23 / printed p46.","Fresh P11 primary-body read and page image inspected on 26 Oct 2026 PDT / 27 Oct 2026 UTC. Original Act; not a complete October 2026 consolidation. No general electronic-notice or cutoff-time rule is inferred. \nSouth African Government"]]},{"headers":["Claim ID","Exact bounded proposition","Primary authority","Continuing hold"],"index":7,"links":[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"},{"href":"https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","text":"South African Government"}],"row_links":[[],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[],[{"href":"https://www.gov.za/sites/default/files/32186_467.pdf","text":"South African Government"}],[{"href":"https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","text":"South African Government"}],[]],"rows":[["Claim ID","Exact bounded proposition","Primary authority","Continuing hold"],["C_ZA-P11-C001","CPA §14(1) excludes only a transaction between juristic persons. A juristic customer alone is insufficient if supplier status is unknown or natural.","P11 S001, §14(1), zero P24/printed p48. \nSouth African Government","All other CPA and fixed-term predicates remain."],["C_ZA-P11-C002","On applicable §14 cancellation, the supplier must credit any amount remaining the consumer’s property, alongside accrued liability and a possible reasonable cancellation penalty.","P11 S001, §14(3)(a), (b)(i)–(ii), zero P25/printed p50. \nSouth African Government","Not a universal full refund or amount formula."],["C_ZA-P11-C003","CPA §54—not P08 C048—is the primary partial-refund authority for deficient services; C048 remains an opt-out/currentness claim only.","P11 S001, §54, zero P53/printed p106. \nSouth African Government","Actual failure and reasonable portion must be established."],["C_ZA-P11-C004","P08 C047 concerns ECTA ordinary days and cutoff uncertainty; it is not support for private fee forms or a contingent contractual trigger.","P08 C047 as supplied; P08 C015/C052 remain the relevant fee claims.","No new fee rule is created."],["C_ZA-P11-C005","CPA §2(6)’s business-day calculation rule is located at zero P15/printed page 30.","P11 S001, zero P15/printed p30. \nSouth African Government","P08’s checked hypothetical calculations remain unchanged."],["C_ZA-P11-C006","ECTA §46’s default period runs for 30 days after the day the supplier received the order unless otherwise agreed; failure permits seven days’ written cancellation notice, while unavailability has immediate-notice and 30-day-refund consequences.","P11 S002, §46(1)–(3), zero P23/printed p46. \nSouth African Government","Actual receipt, agreement, notice and availability facts required."],["C_ZA-P11-C007","These repairs alter qualification, cross-references and locators only; all P08 currentness, contract, professional, funds, province, foreign-law, A097 and A098 holds remain.","P11 C001–C006 and supplied P08 record.","No whole-report or country acceptance."]]},{"headers":["Row","Subquestion","Status","Finding/claim","Exact remaining issue"],"index":8,"links":[],"row_links":[[],[],[],[],[],[],[],[]],"rows":[["Row","Subquestion","Status","Finding/claim","Exact remaining issue"],["R1-01","Literal §14(1) actor scope","answered","Exclusion applies to transactions between juristic persons. C001","None for wording"],["R1-02","Juristic consumer only","answered negatively","Consumer status alone does not establish §14 exclusion. C001","Supplier status required"],["R1-03","Supplier natural-person branch","partial","§14(1) exclusion does not apply on that fact alone. C001","Full CPA/§14 predicates"],["R1-04","Supplier juristic branch","answered conditionally","If consumer also juristic, §14 excluded regardless threshold. C001","Actual entity status"],["R1-05","CPA §5 threshold separation","answered as preservation","Threshold remains a juristic-consumer CPA application test.","Later threshold/currentness hold retained"],["R1-06","ECTA natural-person definition separation","answered as preservation","Juristic customer remains outside Chapter VII consumer definition.","Other electronic-law questions held"],["R1-07","Workflow 8 correction","answered conditionally","Two supplier-status branches supplied. C001","No actual entity lookup"]]},{"headers":["Row","Subquestion","Status","Finding/claim","Exact remaining issue"],"index":9,"links":[],"row_links":[[],[],[],[],[],[],[]],"rows":[["Row","Subquestion","Status","Finding/claim","Exact remaining issue"],["R2-01","Liability through cancellation","answered","Consumer remains liable for amounts owed through cancellation. C002","Actual ledger"],["R2-02","Reasonable cancellation penalty","answered at rule level","Supplier may impose a reasonable charge. C002","Regulation 5 factors and evidence"],["R2-03","Mandatory consumer-property credit","answered","Supplier must credit amount remaining consumer property. C002","Determine amount/status"],["R2-04","Full cash-refund inference","answered negatively","§14(3)(b)(ii) does not state a universal full cash refund. C002","Contract/performance/property analysis"],["R2-05","Relationship to §§64–65","partial","Those provisions may help determine ownership/treatment but remain separate. C002","Actual prepayment and performance facts"],["R2-06","Workflow 5","answered as qualification","Credit duty added; no numeric charge or credit calculated.","Actual balance and contract"]]},{"headers":["Row","Subquestion","Status","Finding/claim","Exact remaining issue"],"index":10,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Row","Subquestion","Status","Finding/claim","Exact remaining issue"],["R3-01","C048 in §54 narrative","answered as correction","Remove; use C024/C051 and §54. C003","None"],["R3-02","C048 in Workflow 6","answered as correction","Remove; no merits change. C003","None"],["R3-03","C047 in fee-form narrative","answered as correction","Remove; use C015/C052. C004","Actual contract"],["R3-04","C047 in Workflow 7","answered as correction","Remove; no merits change. C004","Actual contingent trigger"],["R3-05","CPA §2 locator","answered","Zero P15/printed p30. C005","None"],["R3-06","ECTA §46 default-period trigger","answered","After day supplier received order. C006","Actual receipt date"],["R3-07","Agreed-period alternative","answered","Parties may agree otherwise. C006","Actual term"],["R3-08","Seven-day written notice","answered at text level","Applies after default/agreed-period failure. C006","Notice/service facts"],["R3-09","Unavailability branch","answered at text level","Immediate notice; refund within 30 days after notification. C006","Actual unavailability/notification"],["R3-10","Exact live cutoff","unresolved by design","No new computation or notice-receipt interpretation. C006","Actual facts/current interpretation"],["R3-11","Substantive status of C047/C048","answered as preservation","Both remain valid in their own subject areas. C003–C004","Existing P08 holds retained"]]},{"headers":["Hold","P11 disposition"],"index":11,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Hold","P11 disposition"],["Full October 2026 CPA consolidation","Unresolved; unchanged"],["Full October 2026 ECTA consolidation","Unresolved; unchanged"],["Successor to the R2 million juristic-consumer threshold","Unresolved; unchanged"],["Mislinked April 2026 CPA amendment body","Unresolved; not retried"],["October 2026 opt-out draft-guideline status","Unchanged"],["Actual supplier and consumer legal-person status","Unknown; no lookup"],["Actual contract, fee clause, performance and cancellation facts","Unknown"],["Professional/reserved legal-work permission","Deferred"],["FAIS/financial-intermediation permission","Deferred"],["Funds custody, PDA, payment-system and attorney-trust authority","Deferred"],["Private cause of action, damages and full remedies","Deferred"],["P10 NCR/NCT conclusions","Unreviewed and not adopted"],["P06/P09 pending-review conclusions","Not promoted to accepted premises"],["Foreign law, jurisdiction and A098","Held"],["Whole-country, parent component and A097 acceptance","Held"]]},{"headers":["Province","Status after P11"],"index":12,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[]],"rows":[["Province","Status after P11"],["Eastern Cape","Unexamined; held"],["Free State","Unexamined; held"],["Gauteng","Unexamined; held"],["KwaZulu-Natal","Unexamined; held"],["Limpopo","Unexamined; held"],["Mpumalanga","Unexamined; held"],["Northern Cape","Unexamined; held"],["North West","Unexamined; held"],["Western Cape","Unexamined; held"]]},{"headers":["Output","Count"],"index":13,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Output","Count"],["P11 fresh source-register rows","2"],["New P11 atomic claims","7"],["Old-to-new affected-cell crosswalk rows","24"],["Full scoped replacement P08 claim rows","8"],["Corrected route-comparison rows","3"],["Affected workflow replacements","4"],["R1 coverage rows","7"],["R2 coverage rows","6"],["R3 coverage rows","11"],["Total core repair-coverage rows","24"],["Retained general-hold rows","15"],["Provincial rows","9"],["Total coverage/hold rows","48"],["New calculations","0"],["Recalculated prior clocks","0"],["New fees, refunds, awards, permissions or live deadlines","0"]]}],"claims":[{"claim_id":"C_ZA-P11-C001","area_numbers":[97,98],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"C_ZA-P11-C001","Exact bounded proposition":"CPA §14(1) excludes only a transaction between juristic persons. A juristic customer alone is insufficient if supplier status is unknown or natural.","Primary authority":"P11 S001, §14(1), zero P24/printed p48. \nSouth African Government","Continuing hold":"All other CPA and fixed-term predicates remain."},"coordinator_verification_status":"not_yet_checked","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"claim_id":"C_ZA-P11-C002","area_numbers":[97,98],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"C_ZA-P11-C002","Exact bounded proposition":"On applicable §14 cancellation, the supplier must credit any amount remaining the consumer’s property, alongside accrued liability and a possible reasonable cancellation penalty.","Primary authority":"P11 S001, §14(3)(a), (b)(i)–(ii), zero P25/printed p50. \nSouth African Government","Continuing hold":"Not a universal full refund or amount formula."},"coordinator_verification_status":"not_yet_checked","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"claim_id":"C_ZA-P11-C003","area_numbers":[97,98],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"C_ZA-P11-C003","Exact bounded proposition":"CPA §54—not P08 C048—is the primary partial-refund authority for deficient services; C048 remains an opt-out/currentness claim only.","Primary authority":"P11 S001, §54, zero P53/printed p106. \nSouth African Government","Continuing hold":"Actual failure and reasonable portion must be established."},"coordinator_verification_status":"not_yet_checked","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"claim_id":"C_ZA-P11-C004","area_numbers":[97,98],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"C_ZA-P11-C004","Exact bounded proposition":"P08 C047 concerns ECTA ordinary days and cutoff uncertainty; it is not support for private fee forms or a contingent contractual trigger.","Primary authority":"P08 C047 as supplied; P08 C015/C052 remain the relevant fee claims.","Continuing hold":"No new fee rule is created."},"coordinator_verification_status":"not_yet_checked","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"claim_id":"C_ZA-P11-C005","area_numbers":[97,98],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"C_ZA-P11-C005","Exact bounded proposition":"CPA §2(6)’s business-day calculation rule is located at zero P15/printed page 30.","Primary authority":"P11 S001, zero P15/printed p30. \nSouth African Government","Continuing hold":"P08’s checked hypothetical calculations remain unchanged."},"coordinator_verification_status":"not_yet_checked","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"claim_id":"C_ZA-P11-C006","area_numbers":[97,98],"area_assignment_method":"task_scope_fallback","researcher_record":{"Claim ID":"C_ZA-P11-C006","Exact bounded proposition":"ECTA §46’s default period runs for 30 days after the day the supplier received the order unless otherwise agreed; failure permits seven days’ written cancellation notice, while unavailability has immediate-notice and 30-day-refund consequences.","Primary authority":"P11 S002, §46(1)–(3), zero P23/printed p46. \nSouth African Government","Continuing hold":"Actual receipt, agreement, notice and availability facts required."},"coordinator_verification_status":"not_yet_checked","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"claim_id":"C_ZA-P11-C007","area_numbers":[97,98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C_ZA-P11-C007","Exact bounded proposition":"These repairs alter qualification, cross-references and locators only; all P08 currentness, contract, professional, funds, province, foreign-law, A097 and A098 holds remain.","Primary authority":"P11 C001–C006 and supplied P08 record.","Continuing hold":"No whole-report or country acceptance."},"coordinator_verification_status":"not_yet_checked","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."}],"sources":[{"source_id":"C_ZA-P11-S001","urls":["https://www.gov.za/sites/default/files/32186_467.pdf"],"researcher_record":{"Source ID":"C_ZA-P11-S001","Issuer, title and complete literal primary URL":"Presidency/Parliament, Consumer Protection Act 68 of 2008, GG32186, GoN467, 29 April 2009. https://www.gov.za/sites/default/files/32186_467.pdf","Exact body read and page locators":"§2(6), zero P15 / printed p30; §14(1)–(2), zero P24 / printed p48; §14(3), zero P25 / printed p50; §54, zero P53 / printed p106; §§64–65, zero P59 / printed p118.","Edition/status, access date and limits":"Fresh P11 primary-body read and page images inspected on 26 Oct 2026 PDT / 27 Oct 2026 UTC. Original enacted Act; not a complete October 2026 consolidation. P11 makes only the listed corrections. \nSouth African Government\n+4"},"coordinator_verification_status":"not_yet_checked","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"source_id":"C_ZA-P11-S002","urls":["https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf"],"researcher_record":{"Source ID":"C_ZA-P11-S002","Issuer, title and complete literal primary URL":"Parliament, Electronic Communications and Transactions Act 25 of 2002, GG23708, 2 August 2002. https://www.gov.za/sites/default/files/gcis_document/201409/a25-02.pdf","Exact body read and page locators":"§46(1)–(3), zero P23 / printed p46.","Edition/status, access date and limits":"Fresh P11 primary-body read and page image inspected on 26 Oct 2026 PDT / 27 Oct 2026 UTC. Original Act; not a complete October 2026 consolidation. No general electronic-notice or cutoff-time rule is inferred. \nSouth African Government"},"coordinator_verification_status":"not_yet_checked","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."}],"coverage":[{"topic":"R1-01 Literal §14(1) actor scope","researcher_record":{"Row":"R1-01","Subquestion":"Literal §14(1) actor scope","Status":"answered","Finding/claim":"Exclusion applies to transactions between juristic persons. C001","Exact remaining issue":"None for wording"},"raw_table_index":8,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R1-02 Juristic consumer only","researcher_record":{"Row":"R1-02","Subquestion":"Juristic consumer only","Status":"answered negatively","Finding/claim":"Consumer status alone does not establish §14 exclusion. C001","Exact remaining issue":"Supplier status required"},"raw_table_index":8,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R1-03 Supplier natural-person branch","researcher_record":{"Row":"R1-03","Subquestion":"Supplier natural-person branch","Status":"partial","Finding/claim":"§14(1) exclusion does not apply on that fact alone. C001","Exact remaining issue":"Full CPA/§14 predicates"},"raw_table_index":8,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R1-04 Supplier juristic branch","researcher_record":{"Row":"R1-04","Subquestion":"Supplier juristic branch","Status":"answered conditionally","Finding/claim":"If consumer also juristic, §14 excluded regardless threshold. C001","Exact remaining issue":"Actual entity status"},"raw_table_index":8,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R1-05 CPA §5 threshold separation","researcher_record":{"Row":"R1-05","Subquestion":"CPA §5 threshold separation","Status":"answered as preservation","Finding/claim":"Threshold remains a juristic-consumer CPA application test.","Exact remaining issue":"Later threshold/currentness hold retained"},"raw_table_index":8,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R1-06 ECTA natural-person definition separation","researcher_record":{"Row":"R1-06","Subquestion":"ECTA natural-person definition separation","Status":"answered as preservation","Finding/claim":"Juristic customer remains outside Chapter VII consumer definition.","Exact remaining issue":"Other electronic-law questions held"},"raw_table_index":8,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R1-07 Workflow 8 correction","researcher_record":{"Row":"R1-07","Subquestion":"Workflow 8 correction","Status":"answered conditionally","Finding/claim":"Two supplier-status branches supplied. C001","Exact remaining issue":"No actual entity lookup"},"raw_table_index":8,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R2-01 Liability through cancellation","researcher_record":{"Row":"R2-01","Subquestion":"Liability through cancellation","Status":"answered","Finding/claim":"Consumer remains liable for amounts owed through cancellation. C002","Exact remaining issue":"Actual ledger"},"raw_table_index":9,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R2-02 Reasonable cancellation penalty","researcher_record":{"Row":"R2-02","Subquestion":"Reasonable cancellation penalty","Status":"answered at rule level","Finding/claim":"Supplier may impose a reasonable charge. C002","Exact remaining issue":"Regulation 5 factors and evidence"},"raw_table_index":9,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R2-03 Mandatory consumer-property credit","researcher_record":{"Row":"R2-03","Subquestion":"Mandatory consumer-property credit","Status":"answered","Finding/claim":"Supplier must credit amount remaining consumer property. C002","Exact remaining issue":"Determine amount/status"},"raw_table_index":9,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R2-04 Full cash-refund inference","researcher_record":{"Row":"R2-04","Subquestion":"Full cash-refund inference","Status":"answered negatively","Finding/claim":"§14(3)(b)(ii) does not state a universal full cash refund. C002","Exact remaining issue":"Contract/performance/property analysis"},"raw_table_index":9,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R2-05 Relationship to §§64–65","researcher_record":{"Row":"R2-05","Subquestion":"Relationship to §§64–65","Status":"partial","Finding/claim":"Those provisions may help determine ownership/treatment but remain separate. C002","Exact remaining issue":"Actual prepayment and performance facts"},"raw_table_index":9,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R2-06 Workflow 5","researcher_record":{"Row":"R2-06","Subquestion":"Workflow 5","Status":"answered as qualification","Finding/claim":"Credit duty added; no numeric charge or credit calculated.","Exact remaining issue":"Actual balance and contract"},"raw_table_index":9,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R3-01 C048 in §54 narrative","researcher_record":{"Row":"R3-01","Subquestion":"C048 in §54 narrative","Status":"answered as correction","Finding/claim":"Remove; use C024/C051 and §54. C003","Exact remaining issue":"None"},"raw_table_index":10,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R3-02 C048 in Workflow 6","researcher_record":{"Row":"R3-02","Subquestion":"C048 in Workflow 6","Status":"answered as correction","Finding/claim":"Remove; no merits change. C003","Exact remaining issue":"None"},"raw_table_index":10,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R3-03 C047 in fee-form narrative","researcher_record":{"Row":"R3-03","Subquestion":"C047 in fee-form narrative","Status":"answered as correction","Finding/claim":"Remove; use C015/C052. C004","Exact remaining issue":"Actual contract"},"raw_table_index":10,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R3-04 C047 in Workflow 7","researcher_record":{"Row":"R3-04","Subquestion":"C047 in Workflow 7","Status":"answered as correction","Finding/claim":"Remove; no merits change. C004","Exact remaining issue":"Actual contingent trigger"},"raw_table_index":10,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R3-05 CPA §2 locator","researcher_record":{"Row":"R3-05","Subquestion":"CPA §2 locator","Status":"answered","Finding/claim":"Zero P15/printed p30. C005","Exact remaining issue":"None"},"raw_table_index":10,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R3-06 ECTA §46 default-period trigger","researcher_record":{"Row":"R3-06","Subquestion":"ECTA §46 default-period trigger","Status":"answered","Finding/claim":"After day supplier received order. C006","Exact remaining issue":"Actual receipt date"},"raw_table_index":10,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R3-07 Agreed-period alternative","researcher_record":{"Row":"R3-07","Subquestion":"Agreed-period alternative","Status":"answered","Finding/claim":"Parties may agree otherwise. C006","Exact remaining issue":"Actual term"},"raw_table_index":10,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R3-08 Seven-day written notice","researcher_record":{"Row":"R3-08","Subquestion":"Seven-day written notice","Status":"answered at text level","Finding/claim":"Applies after default/agreed-period failure. C006","Exact remaining issue":"Notice/service facts"},"raw_table_index":10,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R3-09 Unavailability branch","researcher_record":{"Row":"R3-09","Subquestion":"Unavailability branch","Status":"answered at text level","Finding/claim":"Immediate notice; refund within 30 days after notification. C006","Exact remaining issue":"Actual unavailability/notification"},"raw_table_index":10,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R3-10 Exact live cutoff","researcher_record":{"Row":"R3-10","Subquestion":"Exact live cutoff","Status":"unresolved by design","Finding/claim":"No new computation or notice-receipt interpretation. C006","Exact remaining issue":"Actual facts/current interpretation"},"raw_table_index":10,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"R3-11 Substantive status of C047/C048","researcher_record":{"Row":"R3-11","Subquestion":"Substantive status of C047/C048","Status":"answered as preservation","Finding/claim":"Both remain valid in their own subject areas. C003–C004","Exact remaining issue":"Existing P08 holds retained"},"raw_table_index":10,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"Full October 2026 CPA consolidation Unresolved; unchanged","researcher_record":{"Hold":"Full October 2026 CPA consolidation","P11 disposition":"Unresolved; unchanged"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"Full October 2026 ECTA consolidation Unresolved; unchanged","researcher_record":{"Hold":"Full October 2026 ECTA consolidation","P11 disposition":"Unresolved; unchanged"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"Successor to the R2 million juristic-consumer threshold Unresolved; unchanged","researcher_record":{"Hold":"Successor to the R2 million juristic-consumer threshold","P11 disposition":"Unresolved; unchanged"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"Mislinked April 2026 CPA amendment body Unresolved; not retried","researcher_record":{"Hold":"Mislinked April 2026 CPA amendment body","P11 disposition":"Unresolved; not retried"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"October 2026 opt-out draft-guideline status Unchanged","researcher_record":{"Hold":"October 2026 opt-out draft-guideline status","P11 disposition":"Unchanged"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"Actual supplier and consumer legal-person status Unknown; no lookup","researcher_record":{"Hold":"Actual supplier and consumer legal-person status","P11 disposition":"Unknown; no lookup"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"Actual contract, fee clause, performance and cancellation facts Unknown","researcher_record":{"Hold":"Actual contract, fee clause, performance and cancellation facts","P11 disposition":"Unknown"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"Professional/reserved legal-work permission Deferred","researcher_record":{"Hold":"Professional/reserved legal-work permission","P11 disposition":"Deferred"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"FAIS/financial-intermediation permission Deferred","researcher_record":{"Hold":"FAIS/financial-intermediation permission","P11 disposition":"Deferred"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"Funds custody, PDA, payment-system and attorney-trust authority Deferred","researcher_record":{"Hold":"Funds custody, PDA, payment-system and attorney-trust authority","P11 disposition":"Deferred"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"Private cause of action, damages and full remedies Deferred","researcher_record":{"Hold":"Private cause of action, damages and full remedies","P11 disposition":"Deferred"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"P10 NCR/NCT conclusions Unreviewed and not adopted","researcher_record":{"Hold":"P10 NCR/NCT conclusions","P11 disposition":"Unreviewed and not adopted"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"P06/P09 pending-review conclusions Not promoted to accepted premises","researcher_record":{"Hold":"P06/P09 pending-review conclusions","P11 disposition":"Not promoted to accepted premises"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal evidence reference]","status":"ThreeboundedP08groupsaddressed;currentness_private_province_foreign_parentholdsretained"},"coordinator_review_file":"[internal evidence reference]","coordinator_review_status":"targeted_three_groups_addressed_with_holds","coordinator_review_scope":"Wholepatch/all14tables;preciselydatedP08primaryreuseplus4actualCPAimagesseen,notindependent/currentconsolidationcertification."},{"topic":"Foreign law, jurisdiction and A098 Held","researcher_record":{"Hold":"Foreign law, jurisdiction and A098","P11 disposition":"Held"},"raw_table_index":11,"coordinator_acceptance":"bounded_repair_addressed_or_hold_preserved_not_component_country_accepted","coordinator_correction_resolution":{"at":"2026-10-27T04:25:31.766016+00:00","review":"[internal 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