{"meta":{"key":"c_br--pass-04","task":"C_BR","title":"Brazil: consumer-service fees, contracts, cancellation and refund framework","parent_title":"Brazil consumer debt and resolution","edition":"pass-04","path":"/research/c_br--pass-04/","kind":"split_pass","category":"international","role":"country","area_numbers":[97,98],"groups":["global"],"date":"2026-10-27","tables":12,"claims":49,"sources":16,"review_status":"scoped_coordinator_review_complete_primary_source_blocks_currentness_application_holds","review_complete":true,"sha256":"2be498fa496ae380d55f4b78c9b6b720fa01ccb749d210d2f64580ec6f9c177e","headings":["Executive determination","G1. Applicability, contract formation and disclosures","1. Which engagements fall within the CDC?","2. Information, sales scripts and incorporated promises","3. Standard-form engagement contracts","4. Additional online contracting duties","G2. Fees, earning events, performance and unfair terms","1. The default remuneration rules","2. What is actually wrong with a fee clause?","3. Nonperformance versus lack of a successful settlement","4. Fee ceilings and double recovery","G3. Withdrawal, termination and refunds","1. Four routes that must not be combined","2. Withdrawal conditions and procedure","3. In-person agreements","4. Services already started or completed","5. Termination and revocation outside the reflection period","G4. Six worked invented classifications","H01 — Fixed advice fee, partial performance","H02 — Online engagement and statutory withdrawal","H03 — Ordinary in-person signing","H04 — Contingent negotiation fee, no accepted settlement","H05 — Nonperformance and misleading guarantee","H06 — Combined nonlegal work with legal opinions or debtor funds","G5. Preservation of P01 records and targeted dispositions","Narrow result","Material amendment/currentness crosswalk","Core coverage: G1–G5, documents, time and examples","Separately named deferred families","All inherited states and Distrito Federal — no fresh geographic certification","Useful publication/tool/document opportunities — subject to holds"],"generation_provenance":{"actual_route":"regular_chat_adaptive_models","actual_model":"GPT-6","actual_mode":"Extra High","provenance_limit":"Actual documented capture labels only; missing labels remain unknown. No preferred setting is inferred as actual execution."},"public_id":"C_BR/pass-04","facets":{"geography":["international","c_br"],"debt_type":[],"stage":["origination"],"subject":["definitions-classification","agreements-disclosures","fees-outcomes"]},"scope":"P01C043/G52/D08/D09 generalfederalconsumerfee/contract/cancellation gateway only","pending_corrections":0},"markdown":"# SettleADebt C_BR PASS-04 — Brazil\n\nFederal consumer-contract gateway · Narrow research · Publication holdResearch scope: Independent debtor-paid, nonlegal budgeting, advice and voluntary negotiation services. Only the remaining federal general consumer-contract, fee, cancellation and related civil service/mandate questions from P01 C043, G52, D08 and D09.\n\nBaseline: October 22, 2026, America/Los_Angeles.\nFresh source-access dates: October 26, 2026 PDT / October 27, 2026 UTC. Individual browser/open clock times are unavailable and are not inferred.\nReview: Original research, not independent review or acceptance. No actual provider contract, consumer or payment arrangement was examined.\n\n## Executive determination\n\nBrazilian federal law supplies more concrete answers to these questions than P01 could establish, but there is no defensible single answer to “when may a Brazilian debt negotiator charge, keep a fee or deny cancellation?” The answer depends on the type of service, consumer status, contract terms, performance, contracting channel and the grounds for ending the engagement.\n\nThree controlling distinctions are established from newly opened operative texts:\n\n1. Fees and performance. Civil Code arts. 593–597 recognize remuneration for lawful services. Under art. 597, the default is payment after performance unless agreement or custom provides for advance or instalment payment. An agreed advance-payment schedule therefore differs from an unconditional entitlement to retain money regardless of performance. Planalto\n\n2. Statutory withdrawal. CDC art. 49 grants qualifying consumers a seven-day direito de arrependimento when contracting occurs outside the commercial establishment, expressly including telephone and home sales. Its sole paragraph requires immediate return, with monetary updating, of amounts paid within the reflection period when the right is validly exercised. This is different from ordinary termination of a service agreement. Planalto\n\n3. E-commerce cancellation mechanics. Federal Decree 7.962/2013 requires online suppliers to disclose contract and price information, provide a usable cancellation channel, confirm withdrawal notices immediately and notify the relevant card/financial institution immediately for reversal or nonposting where applicable. Its five-day customer-response provision is not a five-day statutory permission to delay acknowledgment or refund. Planalto\n\nImportant qualification: The federal texts do not establish a universal “debt settlement consultant percentage”, guaranteed fee entitlement or automatic exception from withdrawal merely because a digital or advisory service has started. Conversely, a customer ending an otherwise valid in-person service contract after partial performance does not automatically have the same remedy as a timely CDC art. 49 withdrawal.\n\nAll professional, payment authorization, creditor-side, state/DF/local and actual-contract permissions remain outside this determination.\n\n## G1. Applicability, contract formation and disclosures\n\n### 1. Which engagements fall within the CDC?\n\nC_BR-P04-C001–C004. CDC arts. 2 and 3 define a consumidor by final-recipient use and a fornecedor by the provision of products or services in the consumer market. Article 3 §2 expressly includes remunerated services. Article 29 also extends protection against specified commercial practices and contractual abuses to persons exposed to those practices.\n\nFor the hypothetical debtor-advice engagement:\n\n| Customer or relationship | Federal gateway finding | Remaining condition |\n| --- | --- | --- |\n| Natural person purchasing household budgeting/advice | Ordinarily fits the intended consumer-service classification if acquired as final recipient. | Actual service purpose and supplier relationship. |\n| Natural-person proprietor or MEI purchasing household help | May meet the same general test, but status alone does not decide it. | Whether personal or enterprise use is involved. |\n| MEI or proprietor purchasing business-credit restructuring | No automatic consumer classification. | Final-recipient character, vulnerability and applicable jurisprudence; exact facts required. |\n| Company purchasing third-party financial-management advice | Not automatically outside CDC merely because it is a legal entity; not automatically inside either. | Final-recipient test and commercial context. |\n| Individual hired by a debtor as a commercial adviser | May be a consumer-service supplier; professional status remains a separate question. | Actual habitual/commercial character and statutory professional boundaries. |\n| Creditor retaining its own collector | Not the same contractual principal or fee relationship as a debtor-paid adviser. | Creditor agency and activity-specific authority; P01/P02 unchanged. |\n| Foreign firm marketing online to Brazilian individuals | CDC art. 3 includes foreign suppliers in its definition; that does not settle territorial enforcement or applicable foreign law. | Location, targeting, performance, choice of law and recognition analysis deferred. |\n\nThe legal basis is the actual compiled CDC, arts. 2, 3 and 29. A company or MEI label is not an independently decisive substitute for the statutory test. Planalto+1\n\nC005–C006. A private service contract requires lawful subject matter under Civil Code art. 104, and Civil Code arts. 593–594 contemplate lawful services, material or immaterial. A paid promise to prepare a financial-information worksheet is therefore not identical to a promise to give Brazilian legal opinions, represent a person in court, or execute a regulated payment service.\n\nA contract, consent checkbox, procuração or payment of a fee cannot supply independent permission to perform legally reserved acts. Civil Code art. 606 additionally restricts ordinary compensation for work performed without legally required qualifications and expressly limits its good-faith judicial-compensation provision where a public-order prohibition applies. This is a boundary, not a new investigation or determination of who must register with OAB, CRA or CORECON. Planalto+2\n\n### 2. Information, sales scripts and incorporated promises\n\nC007–C012. The CDC establishes concrete duties before and during the engagement:\n\n- Article 6(III–V): adequate, clear service, risk and price information, protection against abusive practices and disproportionate obligations.\n- Articles 30–31: sufficiently precise advertising becomes part of the contract; descriptions and price/conditions must be clear, accurate and conspicuous, including Portuguese-language information.\n- Articles 34–35: the supplier can be responsible for its representatives' acts, and refusal to honor an offer can give rise to alternative statutory remedies.\n- Articles 36–38: advertising must be identifiable, material representations need substantiation, and misleading claims or omissions are prohibited.\n- Articles 39(V), (VI), (X), (XII) and 40: prohibit manifestly excessive advantages, unauthorized services, unjustified price increases and certain unilateral timing practices; a service supplier must supply an appropriate prior itemized estimate, with payment and performance conditions.\n\nArticle 40 §1 gives a statutory default ten-day validity to an estimate unless otherwise stipulated; §2 requires free negotiation to alter an approved estimate. This is a quotation-validity rule, not ten days to cancel an engagement and not a ten-day adviser fee-earning period. Planalto+2\n\nFor a debt-advice service, a sufficiently definite sales statement such as “we will complete a written budget assessment” could become an enforceable performance promise. “We will eliminate your debts” is a materially different representation whose basis and potential misleading character demand scrutiny. Neither guarantees that any creditor accepts a proposal.\n\n### 3. Standard-form engagement contracts\n\nC013–C015. CDC arts. 46–48 address precontract access, comprehension, favorable interpretation and binding written representations. CDC art. 54 addresses contratos de adesão: written standard-form contracts must use clear, legible characters of at least 12-point type, while clauses restricting consumer rights require conspicuous highlighting.\n\nCivil Code arts. 422–424 add good faith and protections concerning ambiguous standard-form provisions and advance renunciation. The 12-point minimum is traceable to Lei 11.785/2008, not a newly assumed 2026 requirement. Planalto+3\n\nA practical hypothetical contract therefore needs, at minimum, transparent answers to these questions: What work is promised? What is expressly not promised? Who performs it? When will each deliverable occur? What triggers each payment? What does the provider do if a creditor declines? How is authorization to negotiate granted and withdrawn? What happens when the client cancels, when the provider breaches, or when statutory withdrawal applies?\n\nThese are evidence requirements derived from the provisions, not certification that one standardized contract would meet all Brazilian law.\n\n### 4. Additional online contracting duties\n\nC016–C018. Decree 7.962/2013 arts. 2 and 4 require an electronic consumer-service seller to provide conspicuous identity/contact information, essential service characteristics, additional charges, payment conditions, execution timing, a preacceptance contract summary, an error-correction opportunity, immediate acceptance acknowledgment and an immediately preservable copy of the contract.\n\nArticle 4 also requires an effective electronic channel for questions, complaints, suspension and cancellation; a consumer's electronic request must be acknowledged immediately through the same means, and the supplier's response must be sent within five days. Article 5 establishes the separate statutory withdrawal channel.\n\nA hidden recurring-fee condition, an unclear online renewal term, or an inaccessible cancellation route is therefore not just a design problem—it may engage specific enacted consumer-protection obligations. Whether any additional federally regulated SAC regime applies to a particular independent firm remains unresearched. Planalto\n\n## G2. Fees, earning events, performance and unfair terms\n\n### 1. The default remuneration rules\n\nC019–C023. Different Civil Code articles apply depending on whether the actual arrangement is best characterized as prestação de serviço, mandato, or a mixed agreement.\n\n| Fee arrangement | Relevant federal rule | What is, and is not, established |\n| --- | --- | --- |\n| Fixed fee for specified nonlegal work | CC arts. 593–597; CDC arts. 6, 40, 46 | An agreed fee can be linked to a lawful deliverable. Default service payment follows performance unless agreement or custom provides otherwise. |\n| Monthly or periodic advice fee | CC art. 597 and potentially art. 599; CDC arts. 40 and 51 | Instalments are possible as a contractual structure, but scope, billing event, term and cancellation consequences must be defined. |\n| Fee for an ordinary remunerated mandato | CC arts. 658 and 676 | Article 676 contemplates agreed remuneration even when an expected transaction fails, unless the agent is at fault, subject to actual mandate and contractual conditions. |\n| Contingent fee triggered by an accepted settlement | CC arts. 104, 122, 125–129, 422; CDC arts. 40, 46 and 51 | The trigger and “savings” definition must be lawful, ascertainable and clearly agreed. The legal texts do not prescribe a universal debt-consultant percentage. |\n| Advance payment | CC art. 597; CDC arts. 20, 40, 49 and 51 | An advance may be contractually contemplated; retention despite withdrawal, defective work or breach requires separate legal analysis. |\n| Higher price imposed midway | CDC arts. 39, 40 §2, 51(X), (XIII) | An approved estimate cannot simply be rewritten unilaterally, and unilateral price variation/content alteration clauses face statutory restrictions. |\n\nThese rules are not interchangeable. In particular, the mandate rule that an expected commercial outcome may fail without automatically destroying remuneration is not a licence to charge a separately agreed success-only fee before its success condition occurs. Planalto+4\n\n### 2. What is actually wrong with a fee clause?\n\nC024–C026. The federal contract-abuse inquiry is more specific than whether the fee is “large”.\n\nCDC art. 51(I), (II), (IV), (VIII), (X), (XI), (XIII) and §§1–2 addresses exoneration of responsibility, loss of statutory reimbursement, exaggerated disadvantage, compelled agency, unilateral pricing, one-sided cancellation and unilateral contract alteration. Article 39(V) prohibits demanding a manifestly excessive advantage. Article 51 also makes clear that invalidity of an abusive clause does not necessarily invalidate every part of the contract. Planalto+2\n\nAccordingly:\n\n- A clearly described fixed fee is not proved abusive merely because it is fixed.\n- A clearly described success-linked fee is not proved lawful solely because the consumer checked “I agree.”\n- A nonrefundable advance clause does not automatically defeat CDC art. 49 or remedies for defective service.\n- A fee change chosen solely by the provider is materially different from a genuinely negotiated amendment.\n- A broad procuração cannot silently impose authority to conclude unrelated transactions on the consumer.\n\n### 3. Nonperformance versus lack of a successful settlement\n\nC027–C029. These are different failures:\n\nService not delivered or defective: CDC art. 20 gives the consumer alternative remedies for a qualifying service defect or disparity with the offer: re-performance without added cost where appropriate, immediate monetary restitution, or a proportional price reduction. CDC art. 35 provides remedies where the supplier refuses to honor its offer, including rescission and return of advance payments. Civil Code art. 475 separately addresses resolution or performance following breach, with associated possible damages. Planalto+2\n\nCreditor refuses to agree: If the provider fully and properly performs a lawful, disclosed efforts-only service, the creditor's refusal is not automatically the provider's nonperformance. Conversely, if the agreed fee is payable only upon a specified result, the result condition cannot be ignored. Neither conclusion determines an actual dispute without the engagement and evidence.\n\n### 4. Fee ceilings and double recovery\n\nC030–C032. Within the reviewed federal general CDC/Civil Code service and mandate provisions, no dedicated universal percentage ceiling for independent debtor-paid nonlegal settlement advisers was established. This is a bounded finding, not a statement that every amount or charging method is legal.\n\nThe source of a payment matters: provider fees, creditor payments, lawyer professional fees, taxes and public administrative charges are not interchangeable categories. Government costs and professional fee schedules remain outside this pass.\n\nCDC art. 42 sole paragraph contains a distinct rule for qualifying undue charges actually paid, including an exception for engano justificável. That is not an automatic doubling of every cancellation refund or disputed service fee. Its full evidentiary, remedial and current case-law application remains deferred. Planalto\n\n## G3. Withdrawal, termination and refunds\n\n### 1. Four routes that must not be combined\n\n| Route | Trigger | Legal mechanism | Immediate gateway result |\n| --- | --- | --- | --- |\n| Statutory arrependimento | Qualifying consumer contract concluded outside the establishment; timely exercise | CDC art. 49; electronic procedure under Decree 7.962 art. 5 | Statutory withdrawal and return of payments covered by art. 49, with monetary updating. |\n| Ordinary service termination | Term, notice, permitted unilateral exit, completion or other service-contract end | CC arts. 599, 602–603, 607; general arts. 472–475 | Accrued payment, permissible termination consequences and refund require characterization. |\n| Revocation of mandato | Principal revokes representative authority, or another art. 682 end occurs | CC arts. 682–689 | Ends/changes representative authority under applicable conditions; does not itself determine every service-fee refund. |\n| Breach or defective service | Proved failure of promised service, misleading offer or other statutory defect | CDC arts. 20, 35, 51; CC art. 475 | Available remedies depend on the actual defect or breach and the consumer's statutory choices. |\n\nPlanalto+4### 2. Withdrawal conditions and procedure\n\nC033–C038. For a qualifying contract completed by telephone, online or at the consumer's home, CDC art. 49 provides seven days counted from signature or receipt of the product or service, as applicable. The statute expressly covers services, not only tangible merchandise.\n\nThe federal rule does not require the consumer to prove that the provider was at fault or the advice was unsatisfactory. The consumer must exercise withdrawal within the legally relevant period. Under Decree 7.962, an online consumer can use the same electronic tool used to contract, without excluding other available channels. The supplier must immediately confirm receipt of the withdrawal and immediately communicate relevant card/financial reversals.\n\nThe decree also terminates qualifying accessory contracts as part of the withdrawal, without charging the consumer for that accessory termination. This cannot be extended indiscriminately to extinguish an unrelated original debt owed to a creditor. Planalto+1\n\nCalendar convention: Civil Code art. 132 ordinarily excludes the triggering day and includes the last day. São Paulo PROCON's published explanation expressly treats the seven days as calendar days, with weekends/holidays included, and recognizes a first-working-day extension where the supplier is not operating on the last day. This guidance is explanatory, not a standalone federal enactment or complete treatment of every jurisdiction, electronic timestamp and holiday. Planalto+1\n\n### 3. In-person agreements\n\nC039. A consumer who knowingly signs at the provider's normal commercial establishment does not gain an unconditional seven-day cooling-off period merely from that fact. Other remedies remain available for an invalid provision, defective performance, misleading sale, breach or a contractual cancellation right.\n\nAn in-person signature following a materially off-premises selling process may raise additional characterization issues. A physical signature alone is not a sufficient substitute for studying the sales channel. The published STJ Informativo 875, released February 3, 2026, also distinguishes the statutory off-premises withdrawal right from remedies for deficient service and rejects turning art. 49 into an unrestricted mandatory trial period for all telecommunications services. That narrow official summary is not a ruling about this hypothetical debt-consultancy contract. 3 de fevereiro de 2026.\n\n### 4. Services already started or completed\n\nC040. Neither the actually opened CDC art. 49 nor Decree 7.962 art. 5 expressly contains a general clause saying, “the right disappears once an online service starts,” or a blanket foreign-style waiver for digital services.\n\nIt would therefore be unsupported to import an automatic foreign digital-service commencement exception. However, the precise treatment of a fully performed, immediately consumed, bespoke advisory service, abusive exercise, a later receipt-of-service trigger and restitution after substantial performance has not been resolved by a comprehensive Brazilian judicial interpretation/citator review here.\n\nThe statutory starting point remains the text of art. 49. The absence of an express exception in these two enacted texts must not be converted into an absolute adjudication of every performed-service dispute.\n\n### 5. Termination and revocation outside the reflection period\n\nC041–C044. Civil Code art. 599 provides a notice mechanism for certain services without an agreed or inferable duration, with different statutory notice periods tied to payment frequency. Article 603 addresses remuneration if a provider is dismissed without just cause in a contract to which that rule applies. Article 607 lists other ways a service contract ends, including completion, breach and impossibility.\n\nTheir application must take account of the contract's true nature, any special law and the CDC's protection against abusive penalties. Civil Code art. 603 is not a universal statutory “keep half the remaining debt-adviser fee” rule.\n\nCivil Code art. 682 provides for ending mandato by revocation or renunciation, among other events. Articles 683–686 also address special irrevocability circumstances and protection of third parties dealing in good faith without notice. An ordinary debtor service provider cannot turn those exceptional provisions into an unreviewed blanket “client can never revoke or cancel” clause. The actual mandato, notice recipients, outstanding transactions and payment obligations must be examined separately. Planalto+2\n\n## G4. Six worked invented classifications\n\nAll amounts and contract terms in this section are stipulated fictional inputs, not Brazilian statutory fee schedules, regulator-approved prices, actual consumer payments or predictions about creditor behavior.\n\n### H01 — Fixed advice fee, partial performance\n\nFacts. A natural-person consumer visits an ordinary physical office and signs a contract for nonlegal debt-budgeting and telephone negotiation. The contract clearly allocates a R$1,200 provider fee: R$400 for a written financial-inventory report and R$800 for future negotiation work. The consumer pays R$1,200. The report is properly completed; negotiations have not begun. The contract expressly provides for refund of the unperformed phase on ordinary termination.\n\nControlling evidence: C019, C022, C027, C039, C041–C044 and C048; S001 arts. 20, 40, 49 and 51; S002 arts. 597, 599, 607 and 475.\n\nConditional fee comparison:\n\n- Initial provider payment: R$1,200.\n- Stipulated validly earned completed report fee: R$400.\n- Stipulated refundable unperformed negotiation fee: R$800.\n- Calculation: R$1,200 − R$400 = R$800 contractual refund.\n\nThat outcome follows the hypothetical, valid allocation and cancellation promise, not a statutory 33.33% earning fraction or universal 66.67% refund law.\n\nAdverse branch: If the completed report is defective, the agreement contains an abusive forfeiture or another statutory remedy applies, the allocation may not determine the outcome. Conversely, a qualifying fixed-term arrangement could raise CC art. 603 questions that cannot be applied mechanically to a CDC contract.\n\nMissing document: Actual complete fee schedule, acceptance evidence, work product, performance log, contract term and cancellation provision.\n\nExact next question: What legally enforceable fee does the agreement allocate to work demonstrably completed before termination?\n\n### H02 — Online engagement and statutory withdrawal\n\nFacts. A Brazilian natural-person consumer completes an online contract for a nonlegal budgeting service on Tuesday, October 27, 2026. The consumer receives the service access at signing and pays R$1,200 in advance. The engagement satisfies the consumer and off-premises predicates of CDC art. 49. The consumer gives a clearly identifiable withdrawal notice through the same electronic contracting channel.\n\nControlling evidence: C033–C038, C046; S001 art. 49; S002 art. 132; S003 art. 5; S006 PROCON-SP timing explanation.\n\nSeven-day illustrative deadline\n\nWed28\n\nDay 1\n\nThu29\n\nDay 2\n\nFri30\n\nDay 3\n\nSat31\n\nDay 4\n\nSun1\n\nDay 5\n\nMon2\n\nDay 6\n\nTue3\n\nDay 7\n\nOctober 28–31 and November 1–3, 2026. The signing day, October 27, is excluded. November 2 falls within the counted calendar period.Illustrative seventh day: Tuesday, November 3, 2026.\n\nPlain-text computation:\n\n`7 calendar days = October 28 (1) + October 29 (2) + October 30 (3) + October 31 (4) + November 1 (5) + November 2 (6) + November 3 (7).`\n\nThe intermediate weekend and holiday do not suspend this calendar count. The example assumes that November 3 is not itself an applicable endpoint holiday or nonoperating day.\n\nConditional refund: If valid timely statutory withdrawal applies, the statutory baseline is return of the R$1,200 paid within the reflection period, with applicable monetary updating. The unadjusted principal illustration is R$1,200; no unsupported monetary-update amount is calculated.\n\nAlternative branches: A later legally relevant receipt of services, a different date for contract formation, an endpoint holiday or a disputed fully consumed service could change the analysis. This example does not decide those contested predicates.\n\nMissing documents: Electronic acceptance and access timestamps, complete terms, payment receipt, withdrawal message, supplier acknowledgment and work-start record.\n\nExact next question: On which legally relevant date did this consumer sign or receive the contracted service, and was a valid withdrawal communicated within the resulting period?\n\nPlanalto+3### H03 — Ordinary in-person signing\n\nFacts. A person voluntarily signs a service contract inside an established consultancy office, after reviewing the scope and fee, with no off-premises sales process. The adviser later completes the agreed budget analysis.\n\nControlling evidence: C013–C015, C019, C039, C041; S001 arts. 20, 46–49, 51; S002 arts. 597, 599, 607; S007 official STJ interpretive summary.\n\nConditional answer: The signing itself does not create the CDC art. 49 seven-day statutory withdrawal right. The consumer nevertheless retains contractual and other applicable statutory remedies.\n\nAdverse branch: Misleading advertising, invalid waiver, defective work, a pre-existing off-premises selling sequence or a more favorable contractual cancellation term changes the question.\n\nMissing documents: Signed agreement, prior advertising, sales chronology, service evidence and cancellation provision.\n\nExact next question: Was the contract actually concluded at the establishment as an ordinary in-person sale, or was the in-person signature the final step of an off-premises transaction?\n\n### H04 — Contingent negotiation fee, no accepted settlement\n\nFacts. A debtor hires an otherwise lawful nonlegal negotiator. The agreement says an additional fee is payable only when a creditor accepts a specified proposal and the contractually defined settlement event occurs. Several proposals are transmitted, but none is accepted.\n\nControlling evidence: C020–C023, C025, C029–C030; S002 arts. 104, 125–129, 658 and 676; S001 arts. 40, 46 and 51.\n\nConditional answer: Where a lawful and enforceable fee condition expressly depends on that acceptance/settlement event, mere unsuccessful attempts do not satisfy it. If an additional independent fee for documented effort was validly agreed, that fee requires its own analysis.\n\nAdverse branch: The provider substitutes an invented saving, uses an unclear definition, conceals the event conditions or charges despite failure of the express trigger. Conversely, a genuinely ordinary compensated mandate may involve CC art. 676 even without the expected result, so the true contractual bargain must be characterized rather than assuming all effort is free.\n\nMissing documents: Entire contingent-fee clause, definition of “settlement”, credential/authority documentation, creditor messages and work records.\n\nExact next question: What precise, verifiable occurrence—not merely an estimate—does the fee clause make necessary for the additional compensation to be earned?\n\nNo percentage or fictitious creditor reduction is supplied.\n\n### H05 — Nonperformance and misleading guarantee\n\nFacts. An adviser advertises “guaranteed cancellation of every debt”, accepts an advice fee and delivers no contracted analysis or negotiation work. The consumer seeks a remedy.\n\nControlling evidence: C008–C011, C027–C029; S001 arts. 20, 30, 35–38 and 39; S002 art. 475.\n\nConditional answer: The alleged failure to honor a sufficiently precise offer, misleading guarantee or defective/nonperformed service can engage remedies distinct from discretionary cancellation—including restitution or performance, depending on the legally established predicate.\n\nAdverse branch: The alleged promise may not have formed the contractual obligation, the provider may have delivered some independently contracted work, or the facts may demand further proof. No damages figure, criminal classification, automatic doubled payment or creditor concession is asserted.\n\nMissing documents: Advertisement as presented, contract, receipts, promised deliverables, correspondence and performance evidence.\n\nExact next question: Which binding representation or deliverable was not fulfilled, and what contemporaneous evidence proves the disparity?\n\n### H06 — Combined nonlegal work with legal opinions or debtor funds\n\nFacts. A consultancy sells ordinary budgeting help, gives opinions on the enforceability of creditor claims, and asks clients to send repayment money into an account controlled by the consultancy.\n\nControlling evidence: C005–C006, C032, C040–C044; S002 arts. 104, 594 and 606; preserved P01 professional and financial/payment boundaries.\n\nConditional answer: General CDC fee and withdrawal rules still require attention, but they do not legalize potentially reserved legal services or independently regulated custody/payment functions. The engagement must be decomposed into separately classified activities.\n\nAdverse branch: Improper professional acts, unenforceable fee provisions, unauthorized financial activity or mishandled funds could alter the entire assessment. No categorical illegality is decided without facts and operative regulatory texts.\n\nMissing documents: Actual advice outputs, authorizations, remuneration allocations, account title, beneficiary/processor arrangements and personnel qualifications.\n\nExact next question: Can the contract identify and price the lawful nonlegal service independently of every legal opinion and every movement of creditor-payment money?\n\n## G5. Preservation of P01 records and targeted dispositions\n\nThe following are the original literal P01 entries, followed by the PASS-04-only addition.\n\n| Original record | Preserved P01 wording | PASS-04 addition; outstanding hold |\n| --- | --- | --- |\n| C_BR-P01-C043 | “A098. No general adviser fee ceiling, fee-earned trigger, refund or cancellation outcome is concluded.” Original source: “S002 arts. 6, 46–49 provide general consumer gateway; precise regimes/contracts not researched.” | Federal baseline can now be subdivided: CC 597/658/676; CDC 20, 35, 40, 49, 51, 54; Decree 7.962. Do not overwrite original historical finding. Actual fee earning/refund outcome, profession and state/local application still held. |\n| P01 G52 | “Compensation/fee promises”; “General CDC gateway only; C003, C043”; “Deferred; read actual contracts, professional/consumer rules and local instruments.” | New federal general consumer-contract rules read. Actual contract and other regimes still deferred. |\n| P01 D08 | “Consumer fees, earning, timing, refunds and cancellation”; “C003, C043; Deferred”; “Read governing consumer/professional/local provisions and actual engagement/payment terms; no fee promise.” | Narrow federal statutory duties and conditional distinctions researched. Professional/local/actual-contract outcomes remain deferred. |\n| P01 D09 | “Actual engagement contracts and disclosures”; “C003–C006, C043; Deferred”; “Review specimen contracts, offer copy, procuração, conflict disclosures and consumer channels.” | Specific federal formation, estimate, online and standard-form requirements identified. No actual contract or scripts obtained. |\n| P01 C051 | “A098. No evidenced uniform agency fee, bond, minimum capital, insurance cost or permission time can be numerically illustrated for an unclassified debtor adviser.” | Unchanged. Nothing in PASS-04 creates a regulatory agency-cost or entry-price figure. |\n\n### Narrow result\n\nP01 C043/G52/D08/D09 have moved from an unspecialized federal consumer-law gateway to a source-supported set of general federal rules. This does not establish a lawful business model, enforceable real contract, industry fee ceiling, professional qualification, or individual consumer remedy.\n\nP02's correspondente no País current enacted-rule-body hold, P03's source-timing correction and all their other restrictions remain unchanged.\n\n# PASS-04 source register\n\nProvenance convention. Sources marked `FRESH-READ` were substantively opened in this ordinary PASS-04 research. `META-READ` means an official catalogue record, not an operative law body. `GUIDANCE-READ` means official general interpretive or service information, not legislation. `FAILED` means no substantive material was obtained at the attempted page. `P01-REUSE` is attributed prior source context, not a new PASS-04 opening.\n\nAccess dates: October 26, 2026 PDT; corresponding October 27, 2026 UTC. Per-resource clock times are not logged or independently verified. No claimed narrow session interval is substituted.\n\nAll relevant bodies below are HTML; no PDF is cited as newly inspected. Consequently, PDF zero-based page indices are N/A, not inferred from HTML. Printed-page information is supplied only when available from actual read official metadata; “not established” means exactly that.\n\n| Source ID | Issuer, full title and complete literal URL | Exact pinpoints, status, publication/commencement, read limits |\n| --- | --- | --- |\n| C_BR-P04-S001 | Presidência da República, Lei nº 8.078, de 11 de setembro de 1990 — Código de Defesa do Consumidor, compiled. [https://www.planalto.gov.br/ccivil_03/leis/l8078compilado.htm](https://www.planalto.gov.br/ccivil_03/leis/l8078compilado.htm?utm_source=chatgpt.com) | FRESH-READ. Arts. 2–3, 6, 14, 20, 29–31, 34–40, 42, 46–49, 51, 54, 118. Signed 11 Sep 1990; art. 118 provides effect 180 days after publication. Current compiled body opened; material amendments traced below, but exhaustive later citator/interpretation not completed. HTML, PDF index N/A; original printed page not established. Access date Oct26 PDT/Oct27 UTC; time unknown. |\n| S002 | Presidência da República, Lei nº 10.406, de 10 de janeiro de 2002 — Código Civil, compiled. [https://www.planalto.gov.br/ccivil_03/leis/2002/l10406compilada.htm](https://www.planalto.gov.br/ccivil_03/leis/2002/l10406compilada.htm?utm_source=chatgpt.com) | FRESH-READ. Arts. 104, 107, 113, 125–132, 421–425, 472–476, 593–607, 653–663, 668, 675–676, 682–689, 2.044. Signed Jan10 2002; DOU Jan11; art. 2.044: one year after publication. Compiled provisions read, but no complete doctrine/case review. HTML, PDF N/A, printed page not established. Access date as above; exact clock unknown. |\n| S003 | Presidência da República, Decreto nº 7.962, de 15 de março de 2013 — contratação no comércio eletrônico. [https://www.planalto.gov.br/ccivil_03/_ato2011-2014/2013/decreto/d7962.htm](https://www.planalto.gov.br/ccivil_03/_ato2011-2014/2013/decreto/d7962.htm?utm_source=chatgpt.com) | FRESH-READ. Arts. 1–9, especially 2, 4–5, 6–7 and 9. DOU Extra, March15 2013; art. 9 states sixty days after publication. No later operative amendment identified in this opened body; official metadata S004 reports no express revocation. HTML, PDF N/A; original printed page 1 from S004. Access date as above; clock unknown. |\n| S004 | Ministério da Justiça, Biblioteca Digital, catalogue for Decreto nº 7.962/2013. [https://bibliotecadigital.mj.gov.br/handle/1/8424?locale=pt_BR](https://bibliotecadigital.mj.gov.br/handle/1/8424?locale=pt_BR&utm_source=chatgpt.com) | META-READ. Official catalogue fields for signature March15 2013, DOU Extra section 1 printed p. 1, “Não consta revogação expressa”. Does not establish lack of tacit modification or every future amendment. HTML metadata, PDF N/A. Access date as above; clock unknown. |\n| S005 | Senado Federal, official legislative transcription of DOU publication of Decreto nº 7.962/2013. [https://legis.senado.leg.br/norma/413161/publicacao/15762397](https://legis.senado.leg.br/norma/413161/publicacao/15762397?utm_source=chatgpt.com) | FRESH-READ, original-publication transcription. Arts. 1–9; original DOU Extra March15 2013, printed p. 1 according to official publication catalogue. HTML transcription, PDF N/A; current compiled status must be assessed separately with S003–S004. Access date as above; clock unknown. |\n| S006 | Fundação PROCON-SP, Carta de Serviços, consumer guidance on withdrawal. [https://www.procon.sp.gov.br/carta-de-servicos/](https://www.procon.sp.gov.br/carta-de-servicos/?utm_source=chatgpt.com) | GUIDANCE-READ. “Qual o prazo de arrependimento para as compras realizadas via internet ou telefone?”, item 27; seven dias corridos, day-after start, intervening weekend/holiday, final nonoperating day. Undated live guidance as accessed Oct26 PDT/Oct27 UTC; page modification/commencement not independently established. Not federal enacted legislation. HTML, PDF N/A; no printed page. |\n| S007 | Superior Tribunal de Justiça, Informativo de Jurisprudência nº 875, February 3, 2026. [https://scon.stj.jus.br/jurisprudencia/externo/informativo/?acao=pesquisarumaedicao&livre=%270875%27.cod](https://scon.stj.jus.br/jurisprudencia/externo/informativo/?acao=pesquisarumaedicao&livre='0875'.cod&utm_source=chatgpt.com). | GUIDANCE-READ, official judicial digest. “Serviço de internet banda larga móvel 3G; Direito de arrependimento; Art. 49 CDC”, summary at approximately lines 1005–1040, reporting judgment Nov3 2025 and publication Nov6 2025. Does not provide a debtor-adviser holding or full citator. HTML, PDF N/A; no printed page. Access date as above; clock unknown. |\n| S008 | Ministério da Justiça/Senacon, official Consumidor.gov.br — Conheça public guidance. [https://consumidor.gov.br/pages/conteudo/publico/1](https://consumidor.gov.br/pages/conteudo/publico/1?utm_source=chatgpt.com) | GUIDANCE-READ. Intro and FAQ 1, 5, 9, 11 and 13: voluntary participation, public online dialogue, not equivalent to a Procon administrative procedure or guaranteed remedy. No legally operative publication/commencement established; live page read Oct26 PDT/Oct27 UTC; clock unknown. HTML, PDF N/A. |\n| S009 | Ministério da Justiça e Segurança Pública, Consumidor.gov.br: saiba como registrar uma reclamação pela plataforma. [https://www.gov.br/mj/pt-br/assuntos/noticias/consumidor-gov-br-saiba-como-registrar-uma-reclamacao-pela-plataforma](https://www.gov.br/mj/pt-br/assuntos/noticias/consumidor-gov-br-saiba-como-registrar-uma-reclamacao-pela-plataforma?utm_source=chatgpt.com) | GUIDANCE-READ. Published July10 2026; page updated October26 2026 at 09:21 as displayed. General introduction, participation, documents and response process. Update timestamp is not a legislative commencement date. Read Oct26 PDT/Oct27 UTC, source-open time unknown. HTML, PDF N/A. |\n| S010 | Presidência da República, Lei nº 14.181, de 1º de julho de 2021. [https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2021/lei/l14181.htm](https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2021/lei/l14181.htm?utm_source=chatgpt.com) | FRESH-READ. Art. 1 amendment of CDC arts. 6 and 51(XVII–XVIII); art. 5 effective on publication, DOU July2 2021. Other superindebtedness/credit provisions not analyzed substantively in this pass. HTML, PDF N/A, printed DOU page not established. Access date as above; clock unknown. |\n| S011 | Presidência da República, Lei nº 13.874, de 20 de setembro de 2019 — Declaração de Direitos de Liberdade Econômica. [https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2019/lei/l13874.htm](https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2019/lei/l13874.htm?utm_source=chatgpt.com) | FRESH-READ. Arts. 7 and 20, amendments to Civil Code arts. 113, 421 and 421-A; relevant scope and special-law reservation. DOU Extra Sept20 2019; art. 20(II) publication effect for relevant articles. Full economic-freedom occupational implications deliberately not researched. HTML, PDF N/A, printed page not established. Access date as above; clock unknown. |\n| S012 | Presidência da República, Lei nº 11.785, de 22 de setembro de 2008, minimum font size for consumer adhesion contracts. [https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/lei/l11785.htm](https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/lei/l11785.htm?utm_source=chatgpt.com) | FRESH-READ. Arts. 1–2: CDC art. 54 §3 12-point text; effective publication. Signed Sept22; DOU Sept23 2008, correction Oct2 noted. The correction's exact scope was not separately read. HTML, PDF N/A, printed page not established. Access date as above; clock unknown. |\n| S013 | Presidência da República, legislation metadata for Decreto 7.962. [https://legislacao.presidencia.gov.br/atos/?ano=2013&ato=61ccXTE5ENVpWT68f&numero=7962&tipo=DEC](https://legislacao.presidencia.gov.br/atos/?ano=2013&ato=61ccXTE5ENVpWT68f&numero=7962&tipo=DEC&utm_source=chatgpt.com) | FAILED direct opening. Returned “Sistema indisponível temporariamente”; indexed status information was discovery only and is not promoted to a body read. S003–S005 provided usable official alternatives. No operative article or PDF page established from this failed route. Attempted Oct26 PDT/Oct27 UTC, exact clock unknown. |\n| S014 | Câmara dos Deputados, legislative metadata for Decreto nº 7.962/2013. [https://www2.camara.leg.br/legin/fed/decret/2013/decreto-7962-15-marco-2013-775557-norma-pe.html](https://www2.camara.leg.br/legin/fed/decret/2013/decreto-7962-15-marco-2013-775557-norma-pe.html?utm_source=chatgpt.com) | FAILED direct opening (HTTP 429). Search-index metadata indicated original DOU Extra p. 1 and no express revocation; this indexed entry is not a read operative rule. S003/S005 alternatives were opened. Attempted Oct26 PDT/Oct27 UTC, clock unknown. |\n| S015 | Agência Gov/EBC, consumer withdrawal explanatory article. [https://agenciagov.ebc.com.br/noticias/202511/consumidor-tem-direito-ao-arrependimento-em-compras-on-line](https://agenciagov.ebc.com.br/noticias/202511/consumidor-tem-direito-ao-arrependimento-em-compras-on-line?utm_source=chatgpt.com) | FAILED current direct body. Redirected to an election-period “Página temporariamente indisponível”; indexed text not adopted as additional legal proof. The enacted CDC and decree remained available. Attempted Oct26 PDT/Oct27 UTC, clock unknown. |\n| S016 | Presidência, Lei nº 8.906/1994 — Estatuto da Advocacia. [https://planalto.gov.br/ccivil_03/leis/l8906.htm](https://planalto.gov.br/ccivil_03/leis/l8906.htm?utm_source=chatgpt.com) | P01-REUSE only, P01 S005 attributed earlier statutory professional-boundary research. No fresh PASS-04 OAB body read. Scope restricted to preserving distinction from reserved legal advice; no new licensing conclusions. Original P01 research attributed to October26 2026; PASS-04 per-resource time N/A. HTML, PDF N/A, printed page not established. |\n\nSource totals: 16 individually displayed rows: 7 freshly opened enacted/statutory or original-publication normative bodies (S001, S002, S003, S005, S010, S011, S012); 5 freshly read official catalogue/guidance/judicial-summary bodies (S004, S006–S009); 3 failed direct candidates (S013–S015); and 1 P01-attributed reuse (S016). No document in the source register is a proposed rule adopted as operative law.\n\n### Material amendment/currentness crosswalk\n\n| Governing instrument | Amendment and commencement evidence actually read | Consequence/hold |\n| --- | --- | --- |\n| CDC general duties | Current compiled S001 read; Lei 11.785/2008 S012 expressly amended standard-form font requirements; publication effective. | Contract legibility rule verified, not full contract approval. |\n| CDC unfair terms | Lei 14.181/2021 S010 art. 1 amended art. 51, including provisions concerning blocked judicial access; art. 5 effective on publication July2 2021. | Material clause text traced; full credit/superendividamento changes excluded. |\n| CDC original commencement | S001 art. 118: 180 days after original publication. | Current general body operative; no unnecessary historical deadline calculation. |\n| Civil Code contract interpretation | Lei 13.874/2019 S011 art. 7 amended arts. 113/421/421-A; art. 20 addresses commencement at publication for relevant articles. | General civil autonomy does not displace CDC special protections. |\n| Civil Code service/mandate | S002 current compiled arts. 593–607, 653–689 actually read. | No provision-specific later amendment affecting the examined wording was identified in the displayed consolidation; not an exhaustive current citator certification. |\n| Decreto 7.962 | Enacted original S003/S005 arts. 1–9; March15 2013 publication; art. 9 sixty-day delayed effect; S004 official catalogue says no express revocation. | No basis for calling the decree proposed or expired; absence of express repeal is not proof that every later interpretive/currentness issue is settled. |\n| Court interpretation | S007 published 2026 judicial digest distinguishes off-premises withdrawal from general consumer service-trial remedies. | Narrow telecommunications context, not automatic extension to debt consultancy. |\n| Later changes through access date | Compiled law bodies and identified amendments checked as above. | A fully exhaustive post-access, local, special-sector and case-law citator remains outstanding. No later unexamined rule is assumed absent. |\n\n# Full atomic PASS-04 claim/evidence register\n\nAll claims are confined to the federal general contract gateway for hypothetical independent debtor-paid nonlegal services. `A097` denotes activity/contract/provider characterization and `A098` denotes consumer disclosure, statutory rights, chronology, verification and currentness. Neither routing label constitutes accepted downstream research.\n\n| Claim ID | Area; exact actor/condition/action/consequence | Source ID and precise pinpoint; retained limit |\n| --- | --- | --- |\n| C_BR-P04-C001 | A098. A final-recipient natural or legal person may be a CDC consumer; legal form alone is not dispositive. | S001 art. 2; final-recipient/business-purpose facts and jurisprudence still required. |\n| C002 | A097. Remunerated market service can fall within CDC supplier/service definitions. | S001 art. 3 caput, §2; actual activity required. |\n| C003 | A098. Persons exposed to specified commercial/contract practices may receive CDC arts. 29-related protection. | S001 art. 29; not a universal extension of every CDC remedy. |\n| C004 | A098. Foreign suppliers are included in CDC art. 3 definition, but applicability/jurisdiction is fact-specific. | S001 art. 3; foreign nexus unresolved. |\n| C005 | A097. Lawful subject matter, legal capacity and required form are prerequisites; service contract does not confer professional permission. | S002 arts. 104, 107, 593–594; S016 P01 reuse. |\n| C006 | A097. Services performed without legally necessary qualification may trigger restrictions on normal remuneration; public-order exceptions matter. | S002 art. 606 caput/sole paragraph; actual regulated task held. |\n| C007 | A098. Consumers are entitled to clear price/service/risk information and protection against abuse. | S001 art. 6(III–V). |\n| C008 | A098. Sufficiently precise advertising binds consumer-service supplier and can enter engagement contract. | S001 art. 30. |\n| C009 | A098. Supplier must present correct, precise, conspicuous Portuguese-language offer/service/price information. | S001 art. 31. |\n| C010 | A097. Supplier may bear responsibility for its representatives and for refusal to honor offer. | S001 arts. 34–35; remedies depend on facts. |\n| C011 | A098. Misleading advertising, material omissions and evidentiary substantiation are separately controlled. | S001 arts. 36–38; actual statement needed. |\n| C012 | A098. Unapproved service, excessive advantage/unilateral price changes and unapproved estimate changes face statutory restrictions. | S001 arts. 39(V),(VI),(X),(XII); 40 §§1–3. |\n| C013 | A098. Unreviewable or incomprehensible terms may not bind; favorable interpretation and written commitments affect consumer contracts. | S001 arts. 46–48. |\n| C014 | A098. Standard-form contracts must meet clear/legible 12-point font and highlighted limitation requirements. | S001 art. 54 §§3–4; S012 art. 1, effective publication. |\n| C015 | A097. Good-faith and adhesion interpretation provisions apply, subject to special consumer regime. | S002 arts. 422–424; S011 art. 7. |\n| C016 | A098. Electronic contracting requires visible identity, service scope, extras, payments and performance information. | S003 art. 2(I–VI). |\n| C017 | A098. Electronic provider must give summary/error correction, acceptance/contract confirmations and effective cancellation channel. | S003 art. 4(I–VII), sole paragraph. |\n| C018 | A098. Online supplier must provide withdrawal means and immediate confirmation/payment-reversal communications. | S003 art. 5 caput, §§1–4. |\n| C019 | A097. Ordinary lawful service may be remunerated; unless agreement/custom otherwise, service payment follows performance. | S002 arts. 593–597. |\n| C020 | A097. A remunerated mandate may be paid despite unsuccessful expected outcome absent agent fault, subject to actual mandate and fee agreement. | S002 arts. 658, 676; no override of separately agreed success condition/consumer remedies. |\n| C021 | A097. Lawful contingent fee conditions must be actually stipulated and evaluated under contract/condition/general consumer rules. | S002 arts. 104, 125–129, 422; S001 arts. 40, 46, 51. No special percentage permission established. |\n| C022 | A097. Advance/periodic service remuneration can be contractually contemplated but retention is not automatically earned. | S002 art. 597; S001 arts. 20, 40, 49 and 51. |\n| C023 | A098. Approved service estimate changes require free negotiation; unilateral price variation is restricted. | S001 art. 40 §2, art. 51(X),(XIII). |\n| C024 | A098. Clauses excluding provider responsibility or statutory reimbursements can be void. | S001 art. 51(I–II). |\n| C025 | A098. Exaggerated consumer disadvantage and compelled representation clauses engage abusive-term review. | S001 art. 51(IV),(VIII), §1; art. 39(V). |\n| C026 | A098. One-sided cancellation and unilateral variation/quality-modification clauses face statutory nullity; invalid clause does not always void whole contract. | S001 art. 51(X)–(XIII), §2. |\n| C027 | A098. Qualifying defective or materially mismatched service permits re-performance, repayment or price reduction at consumer choice. | S001 art. 20 caput, I–III, §§1–2; not every disappointing creditor outcome. |\n| C028 | A098. Refusal to fulfill a sufficiently precise offer gives specified alternatives, including rescission and return of advance sums. | S001 arts. 30, 35(I–III). |\n| C029 | A097. Contract breach may support resolution or compelled performance and damages under general civil rules. | S002 art. 475; underlying facts/remedies not individualized. |\n| C030 | A098. Reviewed federal general service/mandate provisions establish no universal dedicated debt-adviser percentage ceiling. | Bounded reading of S001 arts. 39–40, 51 and S002 arts. 593–607, 658, 676; professional/local/special law unresearched. |\n| C031 | A098. CDC art. 42 undue-payment rule includes statutory predicates and engano justificável qualification; not universal doubled refund. | S001 art. 42 sole paragraph; full remedy/case application deferred. |\n| C032 | A097. Provider fee, creditor repayment, professional honoraria, public charges and tax are distinct amounts. | S002 arts. 593–597/675–676; S001 arts. 40/49; classification inference, no actual documents. |\n| C033 | A098. Consumer art. 49 withdrawal applies within seven days to qualifying off-premises service contracting, including telephone/home. | S001 art. 49 caput. Exact channel/start needed. |\n| C034 | A098. Ordinary civil deadline calculation excludes opening day and includes ending day, subject to holiday/legal exception. | S002 art. 132 caput, §1; S006 guidance, item 27. |\n| C035 | A098. E-commerce withdrawal may be exercised through contracting tool and other supplied means. | S003 art. 5 §1; actual electronic notice needed. |\n| C036 | A098. Qualifying online withdrawal ends accessory contracts without charge and triggers immediate payment-provider communication/confirmation. | S003 art. 5 §§2–4; connected-debt status not assumed. |\n| C037 | A098. Timely CDC art. 49 withdrawal returns amounts paid within reflection period immediately with monetary updating. | S001 art. 49 sole paragraph; complete service/current judicial details reserved. |\n| C038 | A098. Electronic supplier's five-day response-to-request provision is distinct from immediate acknowledgment and withdrawal/refund duties. | S003 art. 4(V)–(VI), sole paragraph; art. 5 §§3–4. |\n| C039 | A098. Ordinary in-establishment service contracting does not automatically trigger off-premises cooling-off; other remedies remain. | S001 art. 49; S007 official STJ summary, specific telecom context. |\n| C040 | A098. Neither read CDC49 nor Decree 7.962 art. 5 expressly states a blanket service-start/digital waiver; full performed-service interpretation remains unsettled here. | S001 art. 49; S003 art. 5; bounded textual negative, no exhaustive citator. |\n| C041 | A097. Certain indefinite service contracts may end after statutory notice; service contracts also end on completion, breach and other grounds. | S002 arts. 599, 607; special law and actual term control. |\n| C042 | A097. CC art. 603 provides a conditional fixed-service dismissal compensation rule, not a universal consumer cancellation penalty. | S002 art. 603, contrasted with S001 art. 51; no real-contract application. |\n| C043 | A097. Mandate may cease by revocation/renunciation; special irrevocability and third-party rules prevent simplistic conclusions. | S002 arts. 682–689; actual mandate/notice needed. |\n| C044 | A097. Voluntary contractual termination, mandate revocation, breach and CDC statutory withdrawal are distinct legal events. | S002 arts. 473–475, 599, 607, 682–689; S001 arts. 20, 49. |\n| C045 | A098. Consumidor.gov.br offers optional public-monitored consumer-company dialogue and does not substitute for Procon/court remedies. | S008 FAQ 1, 5, 9, 13; S009 general 2026 guidance. No complaint filed. |\n| C046 | A098. Example Oct27–Nov3 uses seven consecutive calendar days excluding sign day; no per-source or consumer timestamp inferred. | S002 art. 132; S006 guidance item 27; purely stipulated H02 date. |\n| C047 | A098. Relevant federal 2008/2019/2021 amendment starts are distinct from current web page update dates; 7.962 original delayed effect separately stated. | S010 arts. 1, 5; S011 arts. 7, 20; S012 arts. 1–2; S003 art. 9; S004 metadata. |\n| C048 | A098. H01 R$800 comparison depends on invented enforceable R$400/R$800 stage terms; it is not a federal percentage or automatic refund. | S002 arts. 597, 599, 607; S001 arts. 20, 40, 49, 51; fictional fee allocation. |\n| C049 | A098. No actual adviser contract, sales record, professional register, local law or exhaustive court review was performed, so no individual fee/refund outcome is certified. | Research boundary and preserved P01/P02/P03 holds; source/contract absence, not affirmative law. |\n\nClaim total: 49 displayed individually numbered atomic/qualified claims, C001–C049.\n\n# Complete granular PASS-04 coverage\n\nStatus: Answered means a narrow general federal rule has been established from an opened operative body, not that a real provider/contract is approved. Conditional needs actual facts or special-law characterization. Unresolved means material source or interpretation remains to be obtained. Deferred means outside this pass by design.\n\n## Core coverage: G1–G5, documents, time and examples\n\n| # | Required subissue | Finding/claim | Status; exact remaining action |\n| --- | --- | --- | --- |\n| P04-G01 | Natural-person consumer | C001–C002 | Answered conditionally; obtain purpose/final recipient facts. |\n| G02 | Juristic-person consumer | C001 | Conditional; establish actual final use and relevant case law. |\n| G03 | MEI/proprietor personal versus business | C001 | Conditional; separate household and enterprise service purposes. |\n| G04 | Remunerated supplier/service | C002–C003 | Answered gateway; examine provider conduct/market relationship. |\n| G05 | Foreign/remotely delivered engagement | C004 | Unresolved nexus; identify place of seller, buyer, performance, targeting and applicable law. |\n| G06 | Nonlegal ordinary budgeting | C005, C019 | Conditional; review actual work scope for lawfulness. |\n| G07 | Factual creditor negotiation | C005–C006, P01 C004–C007 | Conditional; examine actual mandato, scripts and limits. |\n| G08 | Reserved legal consultation/court | C005–C006, P01 professional claims | Deferred substantive permission; do not convert contract consent into OAB clearance. |\n| G09 | Creditor-side agent/collector | C032, P01 C047 | Separate; review creditor principal and agreement elsewhere. |\n| G10 | Institution correspondent | C032, P02 C021 | Excluded/held; no CMN4935/Joint17 rerun. |\n| G11 | Contract lawful purpose/form | C005–C006 | Answered gateway; evaluate legality of actual actions. |\n| G12 | Commercial/service offer | C007–C010 | Answered general duty; preserve precise advertising and promises. |\n| G13 | Guaranteed result advertisement | C008, C011, C027–C029 | Conditional; verify exact representation and failure evidence. |\n| G14 | Customer language/clarity | C007, C009, C013–C015 | Answered federal baseline; inspect actual Portuguese materials and accessibility needs. |\n| G15 | Third-party sales/representative words | C010 | Answered federal baseline; identify actual speaker/principal. |\n| G16 | Price display and extra charges | C007, C009, C012, C016 | Answered baseline; obtain all charges and actual offer. |\n| G17 | Prior service estimate | C012 | Answered baseline; read actual itemized estimate. |\n| G18 | Estimate default validity | C012 | Answered: CDC 40 §1 ten days unless otherwise agreed; do not turn into cooling period. |\n| G19 | Estimate amendment | C012, C023 | Answered baseline; require evidence of free negotiation. |\n| G20 | Precontract inspection and assent | C013 | Answered baseline; obtain delivery/acceptance evidence. |\n| G21 | Adhesion form and highlighting | C014–C015 | Answered baseline; audit text size and limitation prominence. |\n| G22 | Online seller identity/contact | C016 | Answered e-commerce baseline; inspect actual page. |\n| G23 | Online contract summary and correction | C017 | Answered e-commerce baseline; inspect UX/screenshots. |\n| G24 | Acceptance confirmation and durable copy | C017 | Answered baseline; obtain timestamped acceptance/contract artifact. |\n| G25 | Cancellation/help electronic channel | C017–C018 | Answered baseline; verify functional channel, not merely link existence. |\n| G26 | Electronic customer-response time | C038 | Answered narrow rule; distinguish five-day supplier response from immediate confirmations/refund. |\n| G27 | Fixed advice fee | C019, C022 | Conditional; identify complete deliverable and earning trigger. |\n| G28 | Monthly/periodic fee | C019, C021–C023 | Conditional; examine service periods, renewal and cancellation. |\n| G29 | Contingent/savings-linked fee | C020–C021 | Conditional; inspect success condition, savings definition and lawfulness. |\n| G30 | Ordinary remunerated mandate | C020 | Answered default rule; distinguish outcomes caused by agent fault. |\n| G31 | Advance service payment | C019, C022 | Answered possibility, not retention; examine cancellation and work. |\n| G32 | Default earning/payment event | C019–C020 | Answered conditional default; characterize service versus mandate. |\n| G33 | Work completed/nonperformance | C027–C029 | Answered remedy gateways; obtain proof and consumer choice. |\n| G34 | Creditor nonacceptance | C020–C021, C029 | Conditional; distinguish efforts-only and success-conditioned agreement. |\n| G35 | Unilateral price variation | C023–C026 | Answered prohibition gateway; inspect actual unilateral clause. |\n| G36 | Nonrefundable deposit or penalty | C022–C026 | Conditional; evaluate against applicable withdrawal/abuse law. |\n| G37 | Universal fee cap/percentage | C030 | Bounded negative; check professional/local/special texts before stronger statement. |\n| G38 | Provider fee versus creditor/payment/professional/public charges | C032 | Separated; require itemized category and payment recipient. |\n| G39 | Undue fee and double recovery | C031 | Partially answered; exact double-restitution predicates/case law deferred. |\n| G40 | Off-premises/online/telephone trigger | C033 | Answered statute, factual classification pending; reconstruct sale channel. |\n| G41 | In-person signing trigger | C039 | Answered narrow negative; verify actual selling sequence and defects. |\n| G42 | Seven-day start event | C033–C034 | Answered text, fact-specific; establish signing/receipt chronology. |\n| G43 | Calendar days and weekend/holiday | C034, C046 | Answered with qualified guidance; confirm endpoint local/operational status. |\n| G44 | Online notice channel/confirmation | C035–C036 | Answered; inspect actual notice and response artifacts. |\n| G45 | Accessory contract cancellation/payment reversal | C036 | Answered narrow procedure; determine whether related arrangement is actually accessory. |\n| G46 | Scope/speed of statutory refund | C037–C038 | Answered art49 baseline; actual paid amounts, monetary updating and compliance not tested. |\n| G47 | Started/completed/digital service exception | C040 | Unresolved judicial application; no enacted blanket digital waiver found in read instruments. |\n| G48 | Ordinary service termination and notice | C041–C042 | Conditional; inspect fixed versus indefinite term, cause and special-law priority. |\n| G49 | Mandate revocation/renunciation | C043–C044 | Answered structural difference; inspect actual authority and third-party notice. |\n| G50 | Service breach termination | C027–C029, C044 | Answered gateway; exact breach/remedy evidence absent. |\n| G51 | H01 fixed fee/partial service calculation | C019, C048 | Completed hypothetical; no real earning/refund certification. |\n| G52 | H02 dated withdrawal/calendar/refund calculation | C033–C038, C046 | Completed hypothetical; trigger/holiday/actual consumer records remain unknown. |\n| G53 | H03 in-person example | C039, C041 | Completed hypothetical; real sales method unknown. |\n| G54 | H04 contingent fee/no acceptance | C020–C021 | Completed hypothetical; no fictitious savings/payout. |\n| G55 | H05 nonperformance/misleading guarantee | C008, C011, C027–C029 | Completed hypothetical; case-specific remedies deferred. |\n| G56 | H06 mixed legal work/client funds | C005–C006, C032, C049 | Completed boundary hypothetical; professional/payment permissions entirely held. |\n| G57 | Required actual engagement packet | C013, C016–C018, C049 | Specified but absent; collect only through future authorized process. |\n| G58 | P01 old-to-new disposition | C019–C049; P01 C043/G52/D08/D09 | Targeted augmentation; originals preserved unchanged. |\n| G59 | Current law/amendment trace | C047 | Material opened versions checked; exhaustive future/local citator still needed. |\n| G60 | General enforcement/help route | C045 | Narrow official guidance; no contact/filing, not guaranteed remedy. |\n| G61 | Full contract and operating-model approval | C049 | HOLD; no real agreement, provider, professionals, payment activity or locality cleared. |\n\nCore coverage total: 61 displayed rows, G01–G61.\n\n## Separately named deferred families\n\n| # | Deferred family | Status and exact next action |\n| --- | --- | --- |\n| P04-D01 | OAB professional/legal consultation and court representation | Preserve P01; test actual legal advice and roles against current professional law separately. |\n| D02 | CRA professional administration | Preserve P01; classify technical services, regional rules and required registration separately. |\n| D03 | CORECON economist/technical finance activities | Preserve P01; classify actual professional output and regional practice separately. |\n| D04 | Lending and regulated financial activity | Preserve P01; examine actual regulated products and institutions separately. |\n| D05 | CMN4935/Joint17 institution-side correspondents | Preserve P02 partial enacted-text hold; no repeat or permission conclusion here. |\n| D06 | BCB494/payment institution authorization | Preserve P01/P02; obtain actual operative permission/exemption rules elsewhere. |\n| D07 | Client-money ownership, custody, safeguarding, distribution | Preserve P01 C044; examine bank/processor/title and transfers separately. |\n| D08 | AML/COAF | Preserve P01; map transaction classes and obligations separately. |\n| D09 | CDC superendividamento full eligibility and repactuação | Preserve prior gateway; no merits study here. |\n| D10 | STF minimum-existential dispositive and CMN implementation | Preserve P01 currentness hold; no newly inferred income threshold. |\n| D11 | Debt/credit products and loan terms | Product-specific legislation and contract analysis required separately. |\n| D12 | Creditor participation, authority, offer acceptance and settlement discharge | Actual creditor rights/authority and settlement documents require separate review. |\n| D13 | Collection communication, prohibited conduct and enforcement | P01 retained; research collection-specific law in distinct pass. |\n| D14 | Mortgages, vehicle security, other collateral and guaranties | Review security/guarantee law separately; no extension from generic consultant fees. |\n| D15 | Credit reporting/correction | Review CDC/LGPD and credit reporting instruments separately. |\n| D16 | Prescription, accrual and interruption | Full obligation-specific prescription/citator study deferred. |\n| D17 | Tax on fees/forgiveness/payments | Actual supplier/customer/transaction tax classifications unknown. |\n| D18 | Civil court remedies, procedure, appeals, damages and enforcement | Only generic federal gateway stated; full proceedings/case law/limitation deferred. |\n| D19 | All state/DF and municipal consumer/local requirements | Individual 27 inherited rows below; no P04 local permission analysis. |\n| D20 | Foreign law, remote contracting, jurisdiction, recognition and assets | No foreign system adopted; jurisdiction/factual nexus research needed. |\n| D21 | Insurance, securities and FX | No such feature assumed; independently characterize if actual business performs it. |\n| D22 | Professional honoraria, fee schedules, bonds and public authorization costs | P01 C051 unchanged; no category-specific actual instrument studied. |\n| D23 | Full art49 performed-service/refund judicial citator | Necessary before definitive outcomes for started, completed or immediately consumed advisory services. |\n| D24 | Contract-specific unfairness, proof and refund/damages adjudication | No real contract; determine actual clause/evidence and controlling interpretation before advice. |\n| D25 | Later enactments/currentness beyond accessed bodies | Recheck current official consolidation and material postaccess amendments for publication. |\n| D26 | Public consumer assistance/local Procon procedures | Only generic Consumidor.gov and limited SP timing guidance; local bodies unverified. |\n| D27 | Full Brazil / A097 / A098 / parent/publication acceptance | HOLD pending separate coordinator review and all outstanding substantive/territorial gates. |\n\nDeferred-family total: 27 displayed rows, D01–D27.\n\n## All inherited states and Distrito Federal — no fresh geographic certification\n\nNo IBGE API or locality endpoint was called. These 27 names are inherited from P01's saved territorial inventory. Their presence does not signify fresh state legislation, Procon procedure or municipality review.\n\n| State / DF | P04 local status | Exact remaining question |\n| --- | --- | --- |\n| Acre (AC) | No P04 local body read | AC consumer service, Procon, professional rules, municipal contracting and tribunal interpretation. |\n| Alagoas (AL) | No P04 local body read | AL Procon/service contract rules, local enforcement and relevant municipality. |\n| Amapá (AP) | No P04 local body read | AP consumer authority, municipal practices, professional and accessibility rules. |\n| Amazonas (AM) | No P04 local body read | AM Procon, court and regional professional application; linguistic and remote delivery. |\n| Bahia (BA) | No P04 local body read | BA consumer-contract implementation, local Procon and municipality. |\n| Ceará (CE) | No P04 local body read | CE consumer-service, professional and public-assistance/tribunal rules. |\n| Distrito Federal (DF) | No P04 local body read | DF consumer authority, local service requirements, TJDFT and accessible contracting. |\n| Espírito Santo (ES) | No P04 local body read | ES Procon, municipal, professional and court implementation. |\n| Goiás (GO) | No P04 local body read | GO consumer enforcement, CRA/CORECON and TJGO/municipal issues. |\n| Maranhão (MA) | No P04 local body read | MA consumer and professional framework, local Procon/municipality and courts. |\n| Mato Grosso (MT) | No P04 local body read | MT Procon, municipal contracting, professional and tribunal rules. |\n| Mato Grosso do Sul (MS) | No P04 local body read | MS consumer/regional professional rules, municipality, remote/border language. |\n| Minas Gerais (MG) | No P04 local body read | MG Procon and municipal service/fee/cancellation practices, regional councils. |\n| Pará (PA) | No P04 local body read | PA consumer authorities, language/accessibility and local professional/court practice. |\n| Paraíba (PB) | No P04 local body read | PB Procon, municipal consumer law and relevant professional bodies. |\n| Paraná (PR) | No P04 local body read | PR local contract/enforcement, tribunal and professional requirements. |\n| Pernambuco (PE) | No P04 local body read | PE Procon, municipal consumer implementation and council rules. |\n| Piauí (PI) | No P04 local body read | PI consumer/local assistance, court, municipality and regional professions. |\n| Rio de Janeiro (RJ) | No P04 local body read | RJ Procon, municipal contractual rules, regional professional/court practice. |\n| Rio Grande do Norte (RN) | No P04 local body read | RN consumer/public-assistance/municipality and relevant tribunal rules. |\n| Rio Grande do Sul (RS) | No P04 local body read | RS Procon, regional professions, municipality and accessible language. |\n| Rondônia (RO) | No P04 local body read | RO Procon, regional professional and remote/municipal consumer rules. |\n| Roraima (RR) | No P04 local body read | RR consumer assistance, multilingual requirements, professions and courts. |\n| Santa Catarina (SC) | No P04 local body read | SC Procon, municipal service, regional professional and tribunal practice. |\n| São Paulo (SP) | Only newly read S006 narrow PROCON-SP withdrawal timing guidance; P01 other limited SP guidance preserved | Full SP consumer/professional/Procon, TJSP and municipality implementation remains unverified. |\n| Sergipe (SE) | No P04 local body read | SE Procon, local public assistance, professional and court rules. |\n| Tocantins (TO) | No P04 local body read | TO consumer agency, municipality, regional council and tribunal rules. |\n\nTerritorial total: 27 displayed rows; one narrow São Paulo consumer-guidance body read, zero states/DF fully cleared.\n\n## Useful publication/tool/document opportunities — subject to holds\n\nThe most defensible future SettleADebt Brazil content is a series of conditional explanations, not a commercial launch clearance.\n\n| Candidate | Evidence-backed useful function | What must be withheld |\n| --- | --- | --- |\n| “What am I paying a debt adviser for?” | Explain lawful service deliverables, default remuneration, ordinary mandato and effort-versus-success conditions. CDC 40; CC 597/658/676. | Universal fee cap, legality of a real fee, guaranteed result. |\n| “Can I cancel a Brazilian debt-advice agreement?” | Progressive choice between off-premises statutory withdrawal, ordinary service termination, agency revocation and breach. | One universal seven-day cancellation rule or automatic refund for every channel. |\n| Brazilian consumer withdrawal date explainer | Inputs: agreement date, channel, service receipt, local final-day holiday/operation; display seven calendar days with source and uncertainty. | Definitive legally personalized deadline without verified triggering events and controlling interpretation. |\n| Annotated blank engagement-contract checklist | Disclose work, price, phases, term, cancellation channel, provider/consumer roles and precise fee trigger. | “Legally compliant contract” or real-provider endorsement. |\n| Service-performance/refund comparison worksheet | Display stipulated fee phases, work completed, paid amount and possible statutory/contract branches. | Automatic earned/refundable amount without valid clauses and remedy facts. |\n| “Consumer.gov.br versus Procon” reference | Explain voluntary government-hosted conversation and limits of complaint platform, with official guidance. | Guaranteed remedy, permission for a provider or assumed participation by a real firm. |\n\nFor any future tool, a result screen should visibly distinguish contract facts, federal rule, jurisdiction-dependent or interpretive uncertainty, and unresolved permission. A calculator must not turn the seven-day rule into a universal indicator of enforceability, nor turn a stipulated contractual fee into a legal maximum.\n\nThe public Consumidor.gov.br platform is a voluntary company-participation channel; it does not replace Procon or judicial remedies and does not itself impose individual sanctions for an unresolved platform complaint. No provider was queried and no complaint was submitted. consumidor.gov.br+1\n\n# PASS-04 researcher self-check\n\n| Item | Actual reconciliation |\n| --- | --- |\n| Assigned issue | P01 C043 / G52 / D08 / D09 federal general consumer fee/contract/cancellation gateway, plus necessary Civil Code service and mandate. |\n| Sources | 16 source rows: 7 newly read legal bodies/publication texts; 5 opened official metadata/guidance bodies; 3 failed access candidates; 1 expressly attributed P01 reuse. |\n| Claims | 49 displayed C_BR-P04-C001–C049. Claims limited to the stated general federal gateway. |\n| Core coverage | 61 displayed P04-G01–G61 rows. |\n| Deferred coverage | 27 displayed P04-D01–D27 rows. |\n| Territorial coverage | 27 displayed state/DF rows, none fully cleared. |\n| Invented examples | 6 displayed H01–H06, with separate actor, contract/channel, rule, adverse branch, evidence and exact next question. |\n| Numerical examples | H01: stipulated R$1,200 − R$400 = R$800; H02: seven calendar-day count Oct27–Nov3 2026 and R$1,200 unadjusted statutory refund baseline, subject to actual conditions. No legal fee percentage, creditor savings or tax effect invented. |\n| Federal current-source research | CDC, Civil Code, Decree 7.962 and specifically material amendment laws opened; official catalogue/publication corroboration distinguished from operative law. |\n| Enacted/proposed/expired | No proposal used as operative law; no express repeal of Decree 7.962 reported by the opened official catalogue, with its nonexhaustive limitation. No later-source absence certified categorically. |\n| Service-start exception | No blanket commenced-digital-service waiver found in examined enacted clauses. Comprehensive Brazilian performed-service case-law treatment unresolved. |\n| Original P01–P03 provenance | Source history, selected coordinator review scopes, P02 current-rule-body partial result and P03 timing correction preserved. |\n| Exact individual source-open times | Unknown/unverified. Dates identified; no fabricated session or per-source times. |\n| Provider contracts or consumers | None examined. |\n| Provider/individual/register/case/borrower/property lookup | None performed. Published general STJ interpretive summary read without private docket lookup. |\n| Foreign systems/local law | No foreign-law analysis and no full state/municipality review. |\n| Code/API/artifacts | No API, code execution, generated artifact or coordinator-library write. |\n| Model/power | No self-certified Pro status or measured model ranking. The UI selector/power setting is not independently verified by this report; no prior model provenance is rewritten. |\n| Review | This self-check is not independent review or component acceptance. The same coordinator must separately validate the legal texts, arithmetic and every claimed coverage disposition. |\n\nRemaining acceptance blockers: a real engagement and scripts; provider professional/sector classification; fee schedules and work logs; payment/account arrangements; customer/contract channel and cancellation evidence; complete current-case interpretation for performed services; individual state/DF/municipal law; any subsequent material federal amendments; and the previously reserved financial, professional, public and country-wide questions.\n\nFinal disposition: PASS-04 adds a researched federal general consumer-contract, fee and withdrawal framework, not an operating-model licence, complete real-contract opinion, fee ceiling or universal cancellation/refund determination. No component, provider, area, parent or country publication acceptance follows from this report.\n\nEND C_BR PASS-04\n\n","tables":[{"headers":[],"index":0,"links":[],"row_links":[[],[],[],[],[],[],[],[]],"rows":[["Customer or relationship","Federal gateway finding","Remaining condition"],["Natural person purchasing household budgeting/advice","Ordinarily fits the intended consumer-service classification if acquired as final recipient.","Actual service purpose and supplier relationship."],["Natural-person proprietor or MEI purchasing household help","May meet the same general test, but status alone does not decide it.","Whether personal or enterprise use is involved."],["MEI or proprietor purchasing business-credit restructuring","No automatic consumer classification.","Final-recipient character, vulnerability and applicable jurisprudence; exact facts required."],["Company purchasing third-party financial-management advice","Not automatically outside CDC merely because it is a legal entity; not automatically inside either.","Final-recipient test and commercial context."],["Individual hired by a debtor as a commercial adviser","May be a consumer-service supplier; professional status remains a separate question.","Actual habitual/commercial character and statutory professional boundaries."],["Creditor retaining its own collector","Not the same contractual principal or fee relationship as a debtor-paid adviser.","Creditor agency and activity-specific authority; P01/P02 unchanged."],["Foreign firm marketing online to Brazilian individuals","CDC art. 3 includes foreign suppliers in its definition; that does not settle territorial enforcement or applicable foreign law.","Location, targeting, performance, choice of law and recognition analysis deferred."]]},{"headers":[],"index":1,"links":[],"row_links":[[],[],[],[],[],[],[]],"rows":[["Fee arrangement","Relevant federal rule","What is, and is not, established"],["Fixed fee for specified nonlegal work","CC arts. 593–597; CDC arts. 6, 40, 46","An agreed fee can be linked to a lawful deliverable. Default service payment follows performance unless agreement or custom provides otherwise."],["Monthly or periodic advice fee","CC art. 597 and potentially art. 599; CDC arts. 40 and 51","Instalments are possible as a contractual structure, but scope, billing event, term and cancellation consequences must be defined."],["Fee for an ordinary remunerated mandato","CC arts. 658 and 676","Article 676 contemplates agreed remuneration even when an expected transaction fails, unless the agent is at fault, subject to actual mandate and contractual conditions."],["Contingent fee triggered by an accepted settlement","CC arts. 104, 122, 125–129, 422; CDC arts. 40, 46 and 51","The trigger and “savings” definition must be lawful, ascertainable and clearly agreed. The legal texts do not prescribe a universal debt-consultant percentage."],["Advance payment","CC art. 597; CDC arts. 20, 40, 49 and 51","An advance may be contractually contemplated; retention despite withdrawal, defective work or breach requires separate legal analysis."],["Higher price imposed midway","CDC arts. 39, 40 §2, 51(X), (XIII)","An approved estimate cannot simply be rewritten unilaterally, and unilateral price variation/content alteration clauses face statutory restrictions."]]},{"headers":[],"index":2,"links":[],"row_links":[[],[],[],[],[]],"rows":[["Route","Trigger","Legal mechanism","Immediate gateway result"],["Statutory arrependimento","Qualifying consumer contract concluded outside the establishment; timely exercise","CDC art. 49; electronic procedure under Decree 7.962 art. 5","Statutory withdrawal and return of payments covered by art. 49, with monetary updating."],["Ordinary service termination","Term, notice, permitted unilateral exit, completion or other service-contract end","CC arts. 599, 602–603, 607; general arts. 472–475","Accrued payment, permissible termination consequences and refund require characterization."],["Revocation of mandato","Principal revokes representative authority, or another art. 682 end occurs","CC arts. 682–689","Ends/changes representative authority under applicable conditions; does not itself determine every service-fee refund."],["Breach or defective service","Proved failure of promised service, misleading offer or other statutory defect","CDC arts. 20, 35, 51; CC art. 475","Available remedies depend on the actual defect or breach and the consumer's statutory choices."]]},{"headers":[],"index":3,"links":[],"row_links":[[],[],[],[],[],[]],"rows":[["Original record","Preserved P01 wording","PASS-04 addition; outstanding hold"],["C_BR-P01-C043","“A098. No general adviser fee ceiling, fee-earned trigger, refund or cancellation outcome is concluded.” Original source: “S002 arts. 6, 46–49 provide general consumer gateway; precise regimes/contracts not researched.”","Federal baseline can now be subdivided: CC 597/658/676; CDC 20, 35, 40, 49, 51, 54; Decree 7.962. Do not overwrite original historical finding. Actual fee earning/refund outcome, profession and state/local application still held."],["P01 G52","“Compensation/fee promises”; “General CDC gateway only; C003, C043”; “Deferred; read actual contracts, professional/consumer rules and local instruments.”","New federal general consumer-contract rules read. Actual contract and other regimes still deferred."],["P01 D08","“Consumer fees, earning, timing, refunds and cancellation”; “C003, C043; Deferred”; “Read governing consumer/professional/local provisions and actual engagement/payment terms; no fee promise.”","Narrow federal statutory duties and conditional distinctions researched. Professional/local/actual-contract outcomes remain deferred."],["P01 D09","“Actual engagement contracts and disclosures”; “C003–C006, C043; Deferred”; “Review specimen contracts, offer copy, procuração, conflict disclosures and consumer channels.”","Specific federal formation, estimate, online and standard-form requirements identified. No actual contract or scripts obtained."],["P01 C051","“A098. No evidenced uniform agency fee, bond, minimum capital, insurance cost or permission time can be numerically illustrated for an unclassified debtor adviser.”","Unchanged. Nothing in PASS-04 creates a regulatory agency-cost or entry-price figure."]]},{"headers":[],"index":4,"links":[{"href":"https://www.planalto.gov.br/ccivil_03/leis/l8078compilado.htm?utm_source=chatgpt.com","text":"https://www.planalto.gov.br/ccivil_03/leis/l8078compilado.htm"},{"href":"https://www.planalto.gov.br/ccivil_03/leis/2002/l10406compilada.htm?utm_source=chatgpt.com","text":"https://www.planalto.gov.br/ccivil_03/leis/2002/l10406compilada.htm"},{"href":"https://www.planalto.gov.br/ccivil_03/_ato2011-2014/2013/decreto/d7962.htm?utm_source=chatgpt.com","text":"https://www.planalto.gov.br/ccivil_03/_ato2011-2014/2013/decreto/d7962.htm"},{"href":"https://bibliotecadigital.mj.gov.br/handle/1/8424?locale=pt_BR&utm_source=chatgpt.com","text":"https://bibliotecadigital.mj.gov.br/handle/1/8424?locale=pt_BR"},{"href":"https://legis.senado.leg.br/norma/413161/publicacao/15762397?utm_source=chatgpt.com","text":"https://legis.senado.leg.br/norma/413161/publicacao/15762397"},{"href":"https://www.procon.sp.gov.br/carta-de-servicos/?utm_source=chatgpt.com","text":"https://www.procon.sp.gov.br/carta-de-servicos/"},{"href":"https://scon.stj.jus.br/jurisprudencia/externo/informativo/?acao=pesquisarumaedicao&livre=%270875%27.cod&utm_source=chatgpt.com","text":"https://scon.stj.jus.br/jurisprudencia/externo/informativo/?acao=pesquisarumaedicao&livre=%270875%27.cod"},{"href":"https://consumidor.gov.br/pages/conteudo/publico/1?utm_source=chatgpt.com","text":"https://consumidor.gov.br/pages/conteudo/publico/1"},{"href":"https://www.gov.br/mj/pt-br/assuntos/noticias/consumidor-gov-br-saiba-como-registrar-uma-reclamacao-pela-plataforma?utm_source=chatgpt.com","text":"https://www.gov.br/mj/pt-br/assuntos/noticias/consumidor-gov-br-saiba-como-registrar-uma-reclamacao-pela-plataforma"},{"href":"https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2021/lei/l14181.htm?utm_source=chatgpt.com","text":"https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2021/lei/l14181.htm"},{"href":"https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2019/lei/l13874.htm?utm_source=chatgpt.com","text":"https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2019/lei/l13874.htm"},{"href":"https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/lei/l11785.htm?utm_source=chatgpt.com","text":"https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/lei/l11785.htm"},{"href":"https://legislacao.presidencia.gov.br/atos/?ano=2013&ato=61ccXTE5ENVpWT68f&numero=7962&tipo=DEC&utm_source=chatgpt.com","text":"https://legislacao.presidencia.gov.br/atos/?ano=2013&ato=61ccXTE5ENVpWT68f&numero=7962&tipo=DEC"},{"href":"https://www2.camara.leg.br/legin/fed/decret/2013/decreto-7962-15-marco-2013-775557-norma-pe.html?utm_source=chatgpt.com","text":"https://www2.camara.leg.br/legin/fed/decret/2013/decreto-7962-15-marco-2013-775557-norma-pe.html"},{"href":"https://agenciagov.ebc.com.br/noticias/202511/consumidor-tem-direito-ao-arrependimento-em-compras-on-line?utm_source=chatgpt.com","text":"https://agenciagov.ebc.com.br/noticias/202511/consumidor-tem-direito-ao-arrependimento-em-compras-on-line"},{"href":"https://planalto.gov.br/ccivil_03/leis/l8906.htm?utm_source=chatgpt.com","text":"https://planalto.gov.br/ccivil_03/leis/l8906.htm"}],"row_links":[[],[{"href":"https://www.planalto.gov.br/ccivil_03/leis/l8078compilado.htm?utm_source=chatgpt.com","text":"https://www.planalto.gov.br/ccivil_03/leis/l8078compilado.htm"}],[{"href":"https://www.planalto.gov.br/ccivil_03/leis/2002/l10406compilada.htm?utm_source=chatgpt.com","text":"https://www.planalto.gov.br/ccivil_03/leis/2002/l10406compilada.htm"}],[{"href":"https://www.planalto.gov.br/ccivil_03/_ato2011-2014/2013/decreto/d7962.htm?utm_source=chatgpt.com","text":"https://www.planalto.gov.br/ccivil_03/_ato2011-2014/2013/decreto/d7962.htm"}],[{"href":"https://bibliotecadigital.mj.gov.br/handle/1/8424?locale=pt_BR&utm_source=chatgpt.com","text":"https://bibliotecadigital.mj.gov.br/handle/1/8424?locale=pt_BR"}],[{"href":"https://legis.senado.leg.br/norma/413161/publicacao/15762397?utm_source=chatgpt.com","text":"https://legis.senado.leg.br/norma/413161/publicacao/15762397"}],[{"href":"https://www.procon.sp.gov.br/carta-de-servicos/?utm_source=chatgpt.com","text":"https://www.procon.sp.gov.br/carta-de-servicos/"}],[{"href":"https://scon.stj.jus.br/jurisprudencia/externo/informativo/?acao=pesquisarumaedicao&livre=%270875%27.cod&utm_source=chatgpt.com","text":"https://scon.stj.jus.br/jurisprudencia/externo/informativo/?acao=pesquisarumaedicao&livre=%270875%27.cod"}],[{"href":"https://consumidor.gov.br/pages/conteudo/publico/1?utm_source=chatgpt.com","text":"https://consumidor.gov.br/pages/conteudo/publico/1"}],[{"href":"https://www.gov.br/mj/pt-br/assuntos/noticias/consumidor-gov-br-saiba-como-registrar-uma-reclamacao-pela-plataforma?utm_source=chatgpt.com","text":"https://www.gov.br/mj/pt-br/assuntos/noticias/consumidor-gov-br-saiba-como-registrar-uma-reclamacao-pela-plataforma"}],[{"href":"https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2021/lei/l14181.htm?utm_source=chatgpt.com","text":"https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2021/lei/l14181.htm"}],[{"href":"https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2019/lei/l13874.htm?utm_source=chatgpt.com","text":"https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2019/lei/l13874.htm"}],[{"href":"https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/lei/l11785.htm?utm_source=chatgpt.com","text":"https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/lei/l11785.htm"}],[{"href":"https://legislacao.presidencia.gov.br/atos/?ano=2013&ato=61ccXTE5ENVpWT68f&numero=7962&tipo=DEC&utm_source=chatgpt.com","text":"https://legislacao.presidencia.gov.br/atos/?ano=2013&ato=61ccXTE5ENVpWT68f&numero=7962&tipo=DEC"}],[{"href":"https://www2.camara.leg.br/legin/fed/decret/2013/decreto-7962-15-marco-2013-775557-norma-pe.html?utm_source=chatgpt.com","text":"https://www2.camara.leg.br/legin/fed/decret/2013/decreto-7962-15-marco-2013-775557-norma-pe.html"}],[{"href":"https://agenciagov.ebc.com.br/noticias/202511/consumidor-tem-direito-ao-arrependimento-em-compras-on-line?utm_source=chatgpt.com","text":"https://agenciagov.ebc.com.br/noticias/202511/consumidor-tem-direito-ao-arrependimento-em-compras-on-line"}],[{"href":"https://planalto.gov.br/ccivil_03/leis/l8906.htm?utm_source=chatgpt.com","text":"https://planalto.gov.br/ccivil_03/leis/l8906.htm"}]],"rows":[["Source ID","Issuer, full title and complete literal URL","Exact pinpoints, status, publication/commencement, read limits"],["C_BR-P04-S001","Presidência da República, Lei nº 8.078, de 11 de setembro de 1990 — Código de Defesa do Consumidor, compiled. https://www.planalto.gov.br/ccivil_03/leis/l8078compilado.htm","FRESH-READ. Arts. 2–3, 6, 14, 20, 29–31, 34–40, 42, 46–49, 51, 54, 118. Signed 11 Sep 1990; art. 118 provides effect 180 days after publication. Current compiled body opened; material amendments traced below, but exhaustive later citator/interpretation not completed. HTML, PDF index N/A; original printed page not established. Access date Oct26 PDT/Oct27 UTC; time unknown."],["S002","Presidência da República, Lei nº 10.406, de 10 de janeiro de 2002 — Código Civil, compiled. https://www.planalto.gov.br/ccivil_03/leis/2002/l10406compilada.htm","FRESH-READ. Arts. 104, 107, 113, 125–132, 421–425, 472–476, 593–607, 653–663, 668, 675–676, 682–689, 2.044. Signed Jan10 2002; DOU Jan11; art. 2.044: one year after publication. Compiled provisions read, but no complete doctrine/case review. HTML, PDF N/A, printed page not established. Access date as above; exact clock unknown."],["S003","Presidência da República, Decreto nº 7.962, de 15 de março de 2013 — contratação no comércio eletrônico. https://www.planalto.gov.br/ccivil_03/_ato2011-2014/2013/decreto/d7962.htm","FRESH-READ. Arts. 1–9, especially 2, 4–5, 6–7 and 9. DOU Extra, March15 2013; art. 9 states sixty days after publication. No later operative amendment identified in this opened body; official metadata S004 reports no express revocation. HTML, PDF N/A; original printed page 1 from S004. Access date as above; clock unknown."],["S004","Ministério da Justiça, Biblioteca Digital, catalogue for Decreto nº 7.962/2013. https://bibliotecadigital.mj.gov.br/handle/1/8424?locale=pt_BR","META-READ. Official catalogue fields for signature March15 2013, DOU Extra section 1 printed p. 1, “Não consta revogação expressa”. Does not establish lack of tacit modification or every future amendment. HTML metadata, PDF N/A. Access date as above; clock unknown."],["S005","Senado Federal, official legislative transcription of DOU publication of Decreto nº 7.962/2013. https://legis.senado.leg.br/norma/413161/publicacao/15762397","FRESH-READ, original-publication transcription. Arts. 1–9; original DOU Extra March15 2013, printed p. 1 according to official publication catalogue. HTML transcription, PDF N/A; current compiled status must be assessed separately with S003–S004. Access date as above; clock unknown."],["S006","Fundação PROCON-SP, Carta de Serviços, consumer guidance on withdrawal. https://www.procon.sp.gov.br/carta-de-servicos/","GUIDANCE-READ. “Qual o prazo de arrependimento para as compras realizadas via internet ou telefone?”, item 27; seven dias corridos, day-after start, intervening weekend/holiday, final nonoperating day. Undated live guidance as accessed Oct26 PDT/Oct27 UTC; page modification/commencement not independently established. Not federal enacted legislation. HTML, PDF N/A; no printed page."],["S007","Superior Tribunal de Justiça, Informativo de Jurisprudência nº 875, February 3, 2026. https://scon.stj.jus.br/jurisprudencia/externo/informativo/?acao=pesquisarumaedicao&livre=%270875%27.cod.","GUIDANCE-READ, official judicial digest. “Serviço de internet banda larga móvel 3G; Direito de arrependimento; Art. 49 CDC”, summary at approximately lines 1005–1040, reporting judgment Nov3 2025 and publication Nov6 2025. Does not provide a debtor-adviser holding or full citator. HTML, PDF N/A; no printed page. Access date as above; clock unknown."],["S008","Ministério da Justiça/Senacon, official Consumidor.gov.br — Conheça public guidance. https://consumidor.gov.br/pages/conteudo/publico/1","GUIDANCE-READ. Intro and FAQ 1, 5, 9, 11 and 13: voluntary participation, public online dialogue, not equivalent to a Procon administrative procedure or guaranteed remedy. No legally operative publication/commencement established; live page read Oct26 PDT/Oct27 UTC; clock unknown. HTML, PDF N/A."],["S009","Ministério da Justiça e Segurança Pública, Consumidor.gov.br: saiba como registrar uma reclamação pela plataforma. https://www.gov.br/mj/pt-br/assuntos/noticias/consumidor-gov-br-saiba-como-registrar-uma-reclamacao-pela-plataforma","GUIDANCE-READ. Published July10 2026; page updated October26 2026 at 09:21 as displayed. General introduction, participation, documents and response process. Update timestamp is not a legislative commencement date. Read Oct26 PDT/Oct27 UTC, source-open time unknown. HTML, PDF N/A."],["S010","Presidência da República, Lei nº 14.181, de 1º de julho de 2021. https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2021/lei/l14181.htm","FRESH-READ. Art. 1 amendment of CDC arts. 6 and 51(XVII–XVIII); art. 5 effective on publication, DOU July2 2021. Other superindebtedness/credit provisions not analyzed substantively in this pass. HTML, PDF N/A, printed DOU page not established. Access date as above; clock unknown."],["S011","Presidência da República, Lei nº 13.874, de 20 de setembro de 2019 — Declaração de Direitos de Liberdade Econômica. https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2019/lei/l13874.htm","FRESH-READ. Arts. 7 and 20, amendments to Civil Code arts. 113, 421 and 421-A; relevant scope and special-law reservation. DOU Extra Sept20 2019; art. 20(II) publication effect for relevant articles. Full economic-freedom occupational implications deliberately not researched. HTML, PDF N/A, printed page not established. Access date as above; clock unknown."],["S012","Presidência da República, Lei nº 11.785, de 22 de setembro de 2008, minimum font size for consumer adhesion contracts. https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/lei/l11785.htm","FRESH-READ. Arts. 1–2: CDC art. 54 §3 12-point text; effective publication. Signed Sept22; DOU Sept23 2008, correction Oct2 noted. The correction's exact scope was not separately read. HTML, PDF N/A, printed page not established. Access date as above; clock unknown."],["S013","Presidência da República, legislation metadata for Decreto 7.962. https://legislacao.presidencia.gov.br/atos/?ano=2013&ato=61ccXTE5ENVpWT68f&numero=7962&tipo=DEC","FAILED direct opening. Returned “Sistema indisponível temporariamente”; indexed status information was discovery only and is not promoted to a body read. S003–S005 provided usable official alternatives. No operative article or PDF page established from this failed route. Attempted Oct26 PDT/Oct27 UTC, exact clock unknown."],["S014","Câmara dos Deputados, legislative metadata for Decreto nº 7.962/2013. https://www2.camara.leg.br/legin/fed/decret/2013/decreto-7962-15-marco-2013-775557-norma-pe.html","FAILED direct opening (HTTP 429). Search-index metadata indicated original DOU Extra p. 1 and no express revocation; this indexed entry is not a read operative rule. S003/S005 alternatives were opened. Attempted Oct26 PDT/Oct27 UTC, clock unknown."],["S015","Agência Gov/EBC, consumer withdrawal explanatory article. https://agenciagov.ebc.com.br/noticias/202511/consumidor-tem-direito-ao-arrependimento-em-compras-on-line","FAILED current direct body. Redirected to an election-period “Página temporariamente indisponível”; indexed text not adopted as additional legal proof. The enacted CDC and decree remained available. Attempted Oct26 PDT/Oct27 UTC, clock unknown."],["S016","Presidência, Lei nº 8.906/1994 — Estatuto da Advocacia. https://planalto.gov.br/ccivil_03/leis/l8906.htm","P01-REUSE only, P01 S005 attributed earlier statutory professional-boundary research. No fresh PASS-04 OAB body read. Scope restricted to preserving distinction from reserved legal advice; no new licensing conclusions. Original P01 research attributed to October26 2026; PASS-04 per-resource time N/A. HTML, PDF N/A, printed page not established."]]},{"headers":[],"index":5,"links":[],"row_links":[[],[],[],[],[],[],[],[],[]],"rows":[["Governing instrument","Amendment and commencement evidence actually read","Consequence/hold"],["CDC general duties","Current compiled S001 read; Lei 11.785/2008 S012 expressly amended standard-form font requirements; publication effective.","Contract legibility rule verified, not full contract approval."],["CDC unfair terms","Lei 14.181/2021 S010 art. 1 amended art. 51, including provisions concerning blocked judicial access; art. 5 effective on publication July2 2021.","Material clause text traced; full credit/superendividamento changes excluded."],["CDC original commencement","S001 art. 118: 180 days after original publication.","Current general body operative; no unnecessary historical deadline calculation."],["Civil Code contract interpretation","Lei 13.874/2019 S011 art. 7 amended arts. 113/421/421-A; art. 20 addresses commencement at publication for relevant articles.","General civil autonomy does not displace CDC special protections."],["Civil Code service/mandate","S002 current compiled arts. 593–607, 653–689 actually read.","No provision-specific later amendment affecting the examined wording was identified in the displayed consolidation; not an exhaustive current citator certification."],["Decreto 7.962","Enacted original S003/S005 arts. 1–9; March15 2013 publication; art. 9 sixty-day delayed effect; S004 official catalogue says no express revocation.","No basis for calling the decree proposed or expired; absence of express repeal is not proof that every later interpretive/currentness issue is settled."],["Court interpretation","S007 published 2026 judicial digest distinguishes off-premises withdrawal from general consumer service-trial remedies.","Narrow telecommunications context, not automatic extension to debt consultancy."],["Later changes through access date","Compiled law bodies and identified amendments checked as above.","A fully exhaustive post-access, local, special-sector and case-law citator remains outstanding. No later unexamined rule is assumed absent."]]},{"headers":[],"index":6,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Claim ID","Area; exact actor/condition/action/consequence","Source ID and precise pinpoint; retained limit"],["C_BR-P04-C001","A098. A final-recipient natural or legal person may be a CDC consumer; legal form alone is not dispositive.","S001 art. 2; final-recipient/business-purpose facts and jurisprudence still required."],["C002","A097. Remunerated market service can fall within CDC supplier/service definitions.","S001 art. 3 caput, §2; actual activity required."],["C003","A098. Persons exposed to specified commercial/contract practices may receive CDC arts. 29-related protection.","S001 art. 29; not a universal extension of every CDC remedy."],["C004","A098. Foreign suppliers are included in CDC art. 3 definition, but applicability/jurisdiction is fact-specific.","S001 art. 3; foreign nexus unresolved."],["C005","A097. Lawful subject matter, legal capacity and required form are prerequisites; service contract does not confer professional permission.","S002 arts. 104, 107, 593–594; S016 P01 reuse."],["C006","A097. Services performed without legally necessary qualification may trigger restrictions on normal remuneration; public-order exceptions matter.","S002 art. 606 caput/sole paragraph; actual regulated task held."],["C007","A098. Consumers are entitled to clear price/service/risk information and protection against abuse.","S001 art. 6(III–V)."],["C008","A098. Sufficiently precise advertising binds consumer-service supplier and can enter engagement contract.","S001 art. 30."],["C009","A098. Supplier must present correct, precise, conspicuous Portuguese-language offer/service/price information.","S001 art. 31."],["C010","A097. Supplier may bear responsibility for its representatives and for refusal to honor offer.","S001 arts. 34–35; remedies depend on facts."],["C011","A098. Misleading advertising, material omissions and evidentiary substantiation are separately controlled.","S001 arts. 36–38; actual statement needed."],["C012","A098. Unapproved service, excessive advantage/unilateral price changes and unapproved estimate changes face statutory restrictions.","S001 arts. 39(V),(VI),(X),(XII); 40 §§1–3."],["C013","A098. Unreviewable or incomprehensible terms may not bind; favorable interpretation and written commitments affect consumer contracts.","S001 arts. 46–48."],["C014","A098. Standard-form contracts must meet clear/legible 12-point font and highlighted limitation requirements.","S001 art. 54 §§3–4; S012 art. 1, effective publication."],["C015","A097. Good-faith and adhesion interpretation provisions apply, subject to special consumer regime.","S002 arts. 422–424; S011 art. 7."],["C016","A098. Electronic contracting requires visible identity, service scope, extras, payments and performance information.","S003 art. 2(I–VI)."],["C017","A098. Electronic provider must give summary/error correction, acceptance/contract confirmations and effective cancellation channel.","S003 art. 4(I–VII), sole paragraph."],["C018","A098. Online supplier must provide withdrawal means and immediate confirmation/payment-reversal communications.","S003 art. 5 caput, §§1–4."],["C019","A097. Ordinary lawful service may be remunerated; unless agreement/custom otherwise, service payment follows performance.","S002 arts. 593–597."],["C020","A097. A remunerated mandate may be paid despite unsuccessful expected outcome absent agent fault, subject to actual mandate and fee agreement.","S002 arts. 658, 676; no override of separately agreed success condition/consumer remedies."],["C021","A097. Lawful contingent fee conditions must be actually stipulated and evaluated under contract/condition/general consumer rules.","S002 arts. 104, 125–129, 422; S001 arts. 40, 46, 51. No special percentage permission established."],["C022","A097. Advance/periodic service remuneration can be contractually contemplated but retention is not automatically earned.","S002 art. 597; S001 arts. 20, 40, 49 and 51."],["C023","A098. Approved service estimate changes require free negotiation; unilateral price variation is restricted.","S001 art. 40 §2, art. 51(X),(XIII)."],["C024","A098. Clauses excluding provider responsibility or statutory reimbursements can be void.","S001 art. 51(I–II)."],["C025","A098. Exaggerated consumer disadvantage and compelled representation clauses engage abusive-term review.","S001 art. 51(IV),(VIII), §1; art. 39(V)."],["C026","A098. One-sided cancellation and unilateral variation/quality-modification clauses face statutory nullity; invalid clause does not always void whole contract.","S001 art. 51(X)–(XIII), §2."],["C027","A098. Qualifying defective or materially mismatched service permits re-performance, repayment or price reduction at consumer choice.","S001 art. 20 caput, I–III, §§1–2; not every disappointing creditor outcome."],["C028","A098. Refusal to fulfill a sufficiently precise offer gives specified alternatives, including rescission and return of advance sums.","S001 arts. 30, 35(I–III)."],["C029","A097. Contract breach may support resolution or compelled performance and damages under general civil rules.","S002 art. 475; underlying facts/remedies not individualized."],["C030","A098. Reviewed federal general service/mandate provisions establish no universal dedicated debt-adviser percentage ceiling.","Bounded reading of S001 arts. 39–40, 51 and S002 arts. 593–607, 658, 676; professional/local/special law unresearched."],["C031","A098. CDC art. 42 undue-payment rule includes statutory predicates and engano justificável qualification; not universal doubled refund.","S001 art. 42 sole paragraph; full remedy/case application deferred."],["C032","A097. Provider fee, creditor repayment, professional honoraria, public charges and tax are distinct amounts.","S002 arts. 593–597/675–676; S001 arts. 40/49; classification inference, no actual documents."],["C033","A098. Consumer art. 49 withdrawal applies within seven days to qualifying off-premises service contracting, including telephone/home.","S001 art. 49 caput. Exact channel/start needed."],["C034","A098. Ordinary civil deadline calculation excludes opening day and includes ending day, subject to holiday/legal exception.","S002 art. 132 caput, §1; S006 guidance, item 27."],["C035","A098. E-commerce withdrawal may be exercised through contracting tool and other supplied means.","S003 art. 5 §1; actual electronic notice needed."],["C036","A098. Qualifying online withdrawal ends accessory contracts without charge and triggers immediate payment-provider communication/confirmation.","S003 art. 5 §§2–4; connected-debt status not assumed."],["C037","A098. Timely CDC art. 49 withdrawal returns amounts paid within reflection period immediately with monetary updating.","S001 art. 49 sole paragraph; complete service/current judicial details reserved."],["C038","A098. Electronic supplier's five-day response-to-request provision is distinct from immediate acknowledgment and withdrawal/refund duties.","S003 art. 4(V)–(VI), sole paragraph; art. 5 §§3–4."],["C039","A098. Ordinary in-establishment service contracting does not automatically trigger off-premises cooling-off; other remedies remain.","S001 art. 49; S007 official STJ summary, specific telecom context."],["C040","A098. Neither read CDC49 nor Decree 7.962 art. 5 expressly states a blanket service-start/digital waiver; full performed-service interpretation remains unsettled here.","S001 art. 49; S003 art. 5; bounded textual negative, no exhaustive citator."],["C041","A097. Certain indefinite service contracts may end after statutory notice; service contracts also end on completion, breach and other grounds.","S002 arts. 599, 607; special law and actual term control."],["C042","A097. CC art. 603 provides a conditional fixed-service dismissal compensation rule, not a universal consumer cancellation penalty.","S002 art. 603, contrasted with S001 art. 51; no real-contract application."],["C043","A097. Mandate may cease by revocation/renunciation; special irrevocability and third-party rules prevent simplistic conclusions.","S002 arts. 682–689; actual mandate/notice needed."],["C044","A097. Voluntary contractual termination, mandate revocation, breach and CDC statutory withdrawal are distinct legal events.","S002 arts. 473–475, 599, 607, 682–689; S001 arts. 20, 49."],["C045","A098. Consumidor.gov.br offers optional public-monitored consumer-company dialogue and does not substitute for Procon/court remedies.","S008 FAQ 1, 5, 9, 13; S009 general 2026 guidance. No complaint filed."],["C046","A098. Example Oct27–Nov3 uses seven consecutive calendar days excluding sign day; no per-source or consumer timestamp inferred.","S002 art. 132; S006 guidance item 27; purely stipulated H02 date."],["C047","A098. Relevant federal 2008/2019/2021 amendment starts are distinct from current web page update dates; 7.962 original delayed effect separately stated.","S010 arts. 1, 5; S011 arts. 7, 20; S012 arts. 1–2; S003 art. 9; S004 metadata."],["C048","A098. H01 R$800 comparison depends on invented enforceable R$400/R$800 stage terms; it is not a federal percentage or automatic refund.","S002 arts. 597, 599, 607; S001 arts. 20, 40, 49, 51; fictional fee allocation."],["C049","A098. No actual adviser contract, sales record, professional register, local law or exhaustive court review was performed, so no individual fee/refund outcome is certified.","Research boundary and preserved P01/P02/P03 holds; source/contract absence, not affirmative law."]]},{"headers":[],"index":7,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["#","Required subissue","Finding/claim","Status; exact remaining action"],["P04-G01","Natural-person consumer","C001–C002","Answered conditionally; obtain purpose/final recipient facts."],["G02","Juristic-person consumer","C001","Conditional; establish actual final use and relevant case law."],["G03","MEI/proprietor personal versus business","C001","Conditional; separate household and enterprise service purposes."],["G04","Remunerated supplier/service","C002–C003","Answered gateway; examine provider conduct/market relationship."],["G05","Foreign/remotely delivered engagement","C004","Unresolved nexus; identify place of seller, buyer, performance, targeting and applicable law."],["G06","Nonlegal ordinary budgeting","C005, C019","Conditional; review actual work scope for lawfulness."],["G07","Factual creditor negotiation","C005–C006, P01 C004–C007","Conditional; examine actual mandato, scripts and limits."],["G08","Reserved legal consultation/court","C005–C006, P01 professional claims","Deferred substantive permission; do not convert contract consent into OAB clearance."],["G09","Creditor-side agent/collector","C032, P01 C047","Separate; review creditor principal and agreement elsewhere."],["G10","Institution correspondent","C032, P02 C021","Excluded/held; no CMN4935/Joint17 rerun."],["G11","Contract lawful purpose/form","C005–C006","Answered gateway; evaluate legality of actual actions."],["G12","Commercial/service offer","C007–C010","Answered general duty; preserve precise advertising and promises."],["G13","Guaranteed result advertisement","C008, C011, C027–C029","Conditional; verify exact representation and failure evidence."],["G14","Customer language/clarity","C007, C009, C013–C015","Answered federal baseline; inspect actual Portuguese materials and accessibility needs."],["G15","Third-party sales/representative words","C010","Answered federal baseline; identify actual speaker/principal."],["G16","Price display and extra charges","C007, C009, C012, C016","Answered baseline; obtain all charges and actual offer."],["G17","Prior service estimate","C012","Answered baseline; read actual itemized estimate."],["G18","Estimate default validity","C012","Answered: CDC 40 §1 ten days unless otherwise agreed; do not turn into cooling period."],["G19","Estimate amendment","C012, C023","Answered baseline; require evidence of free negotiation."],["G20","Precontract inspection and assent","C013","Answered baseline; obtain delivery/acceptance evidence."],["G21","Adhesion form and highlighting","C014–C015","Answered baseline; audit text size and limitation prominence."],["G22","Online seller identity/contact","C016","Answered e-commerce baseline; inspect actual page."],["G23","Online contract summary and correction","C017","Answered e-commerce baseline; inspect UX/screenshots."],["G24","Acceptance confirmation and durable copy","C017","Answered baseline; obtain timestamped acceptance/contract artifact."],["G25","Cancellation/help electronic channel","C017–C018","Answered baseline; verify functional channel, not merely link existence."],["G26","Electronic customer-response time","C038","Answered narrow rule; distinguish five-day supplier response from immediate confirmations/refund."],["G27","Fixed advice fee","C019, C022","Conditional; identify complete deliverable and earning trigger."],["G28","Monthly/periodic fee","C019, C021–C023","Conditional; examine service periods, renewal and cancellation."],["G29","Contingent/savings-linked fee","C020–C021","Conditional; inspect success condition, savings definition and lawfulness."],["G30","Ordinary remunerated mandate","C020","Answered default rule; distinguish outcomes caused by agent fault."],["G31","Advance service payment","C019, C022","Answered possibility, not retention; examine cancellation and work."],["G32","Default earning/payment event","C019–C020","Answered conditional default; characterize service versus mandate."],["G33","Work completed/nonperformance","C027–C029","Answered remedy gateways; obtain proof and consumer choice."],["G34","Creditor nonacceptance","C020–C021, C029","Conditional; distinguish efforts-only and success-conditioned agreement."],["G35","Unilateral price variation","C023–C026","Answered prohibition gateway; inspect actual unilateral clause."],["G36","Nonrefundable deposit or penalty","C022–C026","Conditional; evaluate against applicable withdrawal/abuse law."],["G37","Universal fee cap/percentage","C030","Bounded negative; check professional/local/special texts before stronger statement."],["G38","Provider fee versus creditor/payment/professional/public charges","C032","Separated; require itemized category and payment recipient."],["G39","Undue fee and double recovery","C031","Partially answered; exact double-restitution predicates/case law deferred."],["G40","Off-premises/online/telephone trigger","C033","Answered statute, factual classification pending; reconstruct sale channel."],["G41","In-person signing trigger","C039","Answered narrow negative; verify actual selling sequence and defects."],["G42","Seven-day start event","C033–C034","Answered text, fact-specific; establish signing/receipt chronology."],["G43","Calendar days and weekend/holiday","C034, C046","Answered with qualified guidance; confirm endpoint local/operational status."],["G44","Online notice channel/confirmation","C035–C036","Answered; inspect actual notice and response artifacts."],["G45","Accessory contract cancellation/payment reversal","C036","Answered narrow procedure; determine whether related arrangement is actually accessory."],["G46","Scope/speed of statutory refund","C037–C038","Answered art49 baseline; actual paid amounts, monetary updating and compliance not tested."],["G47","Started/completed/digital service exception","C040","Unresolved judicial application; no enacted blanket digital waiver found in read instruments."],["G48","Ordinary service termination and notice","C041–C042","Conditional; inspect fixed versus indefinite term, cause and special-law priority."],["G49","Mandate revocation/renunciation","C043–C044","Answered structural difference; inspect actual authority and third-party notice."],["G50","Service breach termination","C027–C029, C044","Answered gateway; exact breach/remedy evidence absent."],["G51","H01 fixed fee/partial service calculation","C019, C048","Completed hypothetical; no real earning/refund certification."],["G52","H02 dated withdrawal/calendar/refund calculation","C033–C038, C046","Completed hypothetical; trigger/holiday/actual consumer records remain unknown."],["G53","H03 in-person example","C039, C041","Completed hypothetical; real sales method unknown."],["G54","H04 contingent fee/no acceptance","C020–C021","Completed hypothetical; no fictitious savings/payout."],["G55","H05 nonperformance/misleading guarantee","C008, C011, C027–C029","Completed hypothetical; case-specific remedies deferred."],["G56","H06 mixed legal work/client funds","C005–C006, C032, C049","Completed boundary hypothetical; professional/payment permissions entirely held."],["G57","Required actual engagement packet","C013, C016–C018, C049","Specified but absent; collect only through future authorized process."],["G58","P01 old-to-new disposition","C019–C049; P01 C043/G52/D08/D09","Targeted augmentation; originals preserved unchanged."],["G59","Current law/amendment trace","C047","Material opened versions checked; exhaustive future/local citator still needed."],["G60","General enforcement/help route","C045","Narrow official guidance; no contact/filing, not guaranteed remedy."],["G61","Full contract and operating-model approval","C049","HOLD; no real agreement, provider, professionals, payment activity or locality cleared."]]},{"headers":[],"index":8,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["#","Deferred family","Status and exact next action"],["P04-D01","OAB professional/legal consultation and court representation","Preserve P01; test actual legal advice and roles against current professional law separately."],["D02","CRA professional administration","Preserve P01; classify technical services, regional rules and required registration separately."],["D03","CORECON economist/technical finance activities","Preserve P01; classify actual professional output and regional practice separately."],["D04","Lending and regulated financial activity","Preserve P01; examine actual regulated products and institutions separately."],["D05","CMN4935/Joint17 institution-side correspondents","Preserve P02 partial enacted-text hold; no repeat or permission conclusion here."],["D06","BCB494/payment institution authorization","Preserve P01/P02; obtain actual operative permission/exemption rules elsewhere."],["D07","Client-money ownership, custody, safeguarding, distribution","Preserve P01 C044; examine bank/processor/title and transfers separately."],["D08","AML/COAF","Preserve P01; map transaction classes and obligations separately."],["D09","CDC superendividamento full eligibility and repactuação","Preserve prior gateway; no merits study here."],["D10","STF minimum-existential dispositive and CMN implementation","Preserve P01 currentness hold; no newly inferred income threshold."],["D11","Debt/credit products and loan terms","Product-specific legislation and contract analysis required separately."],["D12","Creditor participation, authority, offer acceptance and settlement discharge","Actual creditor rights/authority and settlement documents require separate review."],["D13","Collection communication, prohibited conduct and enforcement","P01 retained; research collection-specific law in distinct pass."],["D14","Mortgages, vehicle security, other collateral and guaranties","Review security/guarantee law separately; no extension from generic consultant fees."],["D15","Credit reporting/correction","Review CDC/LGPD and credit reporting instruments separately."],["D16","Prescription, accrual and interruption","Full obligation-specific prescription/citator study deferred."],["D17","Tax on fees/forgiveness/payments","Actual supplier/customer/transaction tax classifications unknown."],["D18","Civil court remedies, procedure, appeals, damages and enforcement","Only generic federal gateway stated; full proceedings/case law/limitation deferred."],["D19","All state/DF and municipal consumer/local requirements","Individual 27 inherited rows below; no P04 local permission analysis."],["D20","Foreign law, remote contracting, jurisdiction, recognition and assets","No foreign system adopted; jurisdiction/factual nexus research needed."],["D21","Insurance, securities and FX","No such feature assumed; independently characterize if actual business performs it."],["D22","Professional honoraria, fee schedules, bonds and public authorization costs","P01 C051 unchanged; no category-specific actual instrument studied."],["D23","Full art49 performed-service/refund judicial citator","Necessary before definitive outcomes for started, completed or immediately consumed advisory services."],["D24","Contract-specific unfairness, proof and refund/damages adjudication","No real contract; determine actual clause/evidence and controlling interpretation before advice."],["D25","Later enactments/currentness beyond accessed bodies","Recheck current official consolidation and material postaccess amendments for publication."],["D26","Public consumer assistance/local Procon procedures","Only generic Consumidor.gov and limited SP timing guidance; local bodies unverified."],["D27","Full Brazil / A097 / A098 / parent/publication acceptance","HOLD pending separate coordinator review and all outstanding substantive/territorial gates."]]},{"headers":[],"index":9,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["State / DF","P04 local status","Exact remaining question"],["Acre (AC)","No P04 local body read","AC consumer service, Procon, professional rules, municipal contracting and tribunal interpretation."],["Alagoas (AL)","No P04 local body read","AL Procon/service contract rules, local enforcement and relevant municipality."],["Amapá (AP)","No P04 local body read","AP consumer authority, municipal practices, professional and accessibility rules."],["Amazonas (AM)","No P04 local body read","AM Procon, court and regional professional application; linguistic and remote delivery."],["Bahia (BA)","No P04 local body read","BA consumer-contract implementation, local Procon and municipality."],["Ceará (CE)","No P04 local body read","CE consumer-service, professional and public-assistance/tribunal rules."],["Distrito Federal (DF)","No P04 local body read","DF consumer authority, local service requirements, TJDFT and accessible contracting."],["Espírito Santo (ES)","No P04 local body read","ES Procon, municipal, professional and court implementation."],["Goiás (GO)","No P04 local body read","GO consumer enforcement, CRA/CORECON and TJGO/municipal issues."],["Maranhão (MA)","No P04 local body read","MA consumer and professional framework, local Procon/municipality and courts."],["Mato Grosso (MT)","No P04 local body read","MT Procon, municipal contracting, professional and tribunal rules."],["Mato Grosso do Sul (MS)","No P04 local body read","MS consumer/regional professional rules, municipality, remote/border language."],["Minas Gerais (MG)","No P04 local body read","MG Procon and municipal service/fee/cancellation practices, regional councils."],["Pará (PA)","No P04 local body read","PA consumer authorities, language/accessibility and local professional/court practice."],["Paraíba (PB)","No P04 local body read","PB Procon, municipal consumer law and relevant professional bodies."],["Paraná (PR)","No P04 local body read","PR local contract/enforcement, tribunal and professional requirements."],["Pernambuco (PE)","No P04 local body read","PE Procon, municipal consumer implementation and council rules."],["Piauí (PI)","No P04 local body read","PI consumer/local assistance, court, municipality and regional professions."],["Rio de Janeiro (RJ)","No P04 local body read","RJ Procon, municipal contractual rules, regional professional/court practice."],["Rio Grande do Norte (RN)","No P04 local body read","RN consumer/public-assistance/municipality and relevant tribunal rules."],["Rio Grande do Sul (RS)","No P04 local body read","RS Procon, regional professions, municipality and accessible language."],["Rondônia (RO)","No P04 local body read","RO Procon, regional professional and remote/municipal consumer rules."],["Roraima (RR)","No P04 local body read","RR consumer assistance, multilingual requirements, professions and courts."],["Santa Catarina (SC)","No P04 local body read","SC Procon, municipal service, regional professional and tribunal practice."],["São Paulo (SP)","Only newly read S006 narrow PROCON-SP withdrawal timing guidance; P01 other limited SP guidance preserved","Full SP consumer/professional/Procon, TJSP and municipality implementation remains unverified."],["Sergipe (SE)","No P04 local body read","SE Procon, local public assistance, professional and court rules."],["Tocantins (TO)","No P04 local body read","TO consumer agency, municipality, regional council and tribunal rules."]]},{"headers":[],"index":10,"links":[],"row_links":[[],[],[],[],[],[],[]],"rows":[["Candidate","Evidence-backed useful function","What must be withheld"],["“What am I paying a debt adviser for?”","Explain lawful service deliverables, default remuneration, ordinary mandato and effort-versus-success conditions. CDC 40; CC 597/658/676.","Universal fee cap, legality of a real fee, guaranteed result."],["“Can I cancel a Brazilian debt-advice agreement?”","Progressive choice between off-premises statutory withdrawal, ordinary service termination, agency revocation and breach.","One universal seven-day cancellation rule or automatic refund for every channel."],["Brazilian consumer withdrawal date explainer","Inputs: agreement date, channel, service receipt, local final-day holiday/operation; display seven calendar days with source and uncertainty.","Definitive legally personalized deadline without verified triggering events and controlling interpretation."],["Annotated blank engagement-contract checklist","Disclose work, price, phases, term, cancellation channel, provider/consumer roles and precise fee trigger.","“Legally compliant contract” or real-provider endorsement."],["Service-performance/refund comparison worksheet","Display stipulated fee phases, work completed, paid amount and possible statutory/contract branches.","Automatic earned/refundable amount without valid clauses and remedy facts."],["“Consumer.gov.br versus Procon” reference","Explain voluntary government-hosted conversation and limits of complaint platform, with official guidance.","Guaranteed remedy, permission for a provider or assumed participation by a real firm."]]},{"headers":[],"index":11,"links":[],"row_links":[[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[],[]],"rows":[["Item","Actual reconciliation"],["Assigned issue","P01 C043 / G52 / D08 / D09 federal general consumer fee/contract/cancellation gateway, plus necessary Civil Code service and mandate."],["Sources","16 source rows: 7 newly read legal bodies/publication texts; 5 opened official metadata/guidance bodies; 3 failed access candidates; 1 expressly attributed P01 reuse."],["Claims","49 displayed C_BR-P04-C001–C049. Claims limited to the stated general federal gateway."],["Core coverage","61 displayed P04-G01–G61 rows."],["Deferred coverage","27 displayed P04-D01–D27 rows."],["Territorial coverage","27 displayed state/DF rows, none fully cleared."],["Invented examples","6 displayed H01–H06, with separate actor, contract/channel, rule, adverse branch, evidence and exact next question."],["Numerical examples","H01: stipulated R$1,200 − R$400 = R$800; H02: seven calendar-day count Oct27–Nov3 2026 and R$1,200 unadjusted statutory refund baseline, subject to actual conditions. No legal fee percentage, creditor savings or tax effect invented."],["Federal current-source research","CDC, Civil Code, Decree 7.962 and specifically material amendment laws opened; official catalogue/publication corroboration distinguished from operative law."],["Enacted/proposed/expired","No proposal used as operative law; no express repeal of Decree 7.962 reported by the opened official catalogue, with its nonexhaustive limitation. No later-source absence certified categorically."],["Service-start exception","No blanket commenced-digital-service waiver found in examined enacted clauses. Comprehensive Brazilian performed-service case-law treatment unresolved."],["Original P01–P03 provenance","Source history, selected coordinator review scopes, P02 current-rule-body partial result and P03 timing correction preserved."],["Exact individual source-open times","Unknown/unverified. Dates identified; no fabricated session or per-source times."],["Provider contracts or consumers","None examined."],["Provider/individual/register/case/borrower/property lookup","None performed. Published general STJ interpretive summary read without private docket lookup."],["Foreign systems/local law","No foreign-law analysis and no full state/municipality review."],["Code/API/artifacts","No API, code execution, generated artifact or coordinator-library write."],["Model/power","No self-certified Pro status or measured model ranking. The UI selector/power setting is not independently verified by this report; no prior model provenance is rewritten."],["Review","This self-check is not independent review or component acceptance. The same coordinator must separately validate the legal texts, arithmetic and every claimed coverage disposition."]]}],"claims":[{"claim_id":"C_BR-P04-C001","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C_BR-P04-C001","Area; exact actor/condition/action/consequence":"A098. A final-recipient natural or legal person may be a CDC consumer; legal form alone is not dispositive.","Source ID and precise pinpoint; retained limit":"S001 art. 2; final-recipient/business-purpose facts and jurisprudence still required."},"coordinator_verification_status":"selected_dated_CDC_capture_corrobation_currentness_hold","coordinator_original_imported_id":"C_BR-P04-C001","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C001","imported_id":"C_BR-P04-C001","status":"selected_dated_CDC_capture_corrobation_currentness_hold","source_ids":["C_BR-P04-S001"],"fresh_guidance_source_ids":[],"scope_note":"Dated P01 selected2/3/6 text, not fresh current network access; full related P04 claim bounds remain held.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C002","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C002","Area; exact actor/condition/action/consequence":"A097. Remunerated market service can fall within CDC supplier/service definitions.","Source ID and precise pinpoint; retained limit":"S001 art. 3 caput, §2; actual activity required."},"coordinator_verification_status":"selected_dated_CDC_capture_corrobation_currentness_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C002","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C002","imported_id":"C_BR-C002","status":"selected_dated_CDC_capture_corrobation_currentness_hold","source_ids":["C_BR-P04-S001"],"fresh_guidance_source_ids":[],"scope_note":"Dated P01 selected2/3/6 text, not fresh current network access; full related P04 claim bounds remain held.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C003","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C003","Area; exact actor/condition/action/consequence":"A098. Persons exposed to specified commercial/contract practices may receive CDC arts. 29-related protection.","Source ID and precise pinpoint; retained limit":"S001 art. 29; not a universal extension of every CDC remedy."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C003","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C003","imported_id":"C_BR-C003","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S001"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C004","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C004","Area; exact actor/condition/action/consequence":"A098. Foreign suppliers are included in CDC art. 3 definition, but applicability/jurisdiction is fact-specific.","Source ID and precise pinpoint; retained limit":"S001 art. 3; foreign nexus unresolved."},"coordinator_verification_status":"selected_dated_CDC_capture_corrobation_currentness_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C004","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C004","imported_id":"C_BR-C004","status":"selected_dated_CDC_capture_corrobation_currentness_hold","source_ids":["C_BR-P04-S001"],"fresh_guidance_source_ids":[],"scope_note":"Dated P01 selected2/3/6 text, not fresh current network access; full related P04 claim bounds remain held.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C005","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C005","Area; exact actor/condition/action/consequence":"A097. Lawful subject matter, legal capacity and required form are prerequisites; service contract does not confer professional permission.","Source ID and precise pinpoint; retained limit":"S002 arts. 104, 107, 593–594; S016 P01 reuse."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C005","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C005","imported_id":"C_BR-C005","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S002","C_BR-P04-S016"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C006","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C006","Area; exact actor/condition/action/consequence":"A097. Services performed without legally necessary qualification may trigger restrictions on normal remuneration; public-order exceptions matter.","Source ID and precise pinpoint; retained limit":"S002 art. 606 caput/sole paragraph; actual regulated task held."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C006","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C006","imported_id":"C_BR-C006","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S002"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C007","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C007","Area; exact actor/condition/action/consequence":"A098. 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Electronic provider must give summary/error correction, acceptance/contract confirmations and effective cancellation channel.","Source ID and precise pinpoint; retained limit":"S003 art. 4(I–VII), sole paragraph."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C017","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C017","imported_id":"C_BR-C017","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S003"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C018","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C018","Area; exact actor/condition/action/consequence":"A098. Online supplier must provide withdrawal means and immediate confirmation/payment-reversal communications.","Source ID and precise pinpoint; retained limit":"S003 art. 5 caput, §§1–4."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C018","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C018","imported_id":"C_BR-C018","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S003"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C019","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C019","Area; exact actor/condition/action/consequence":"A097. Ordinary lawful service may be remunerated; unless agreement/custom otherwise, service payment follows performance.","Source ID and precise pinpoint; retained limit":"S002 arts. 593–597."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C019","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C019","imported_id":"C_BR-C019","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S002"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C020","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C020","Area; exact actor/condition/action/consequence":"A097. A remunerated mandate may be paid despite unsuccessful expected outcome absent agent fault, subject to actual mandate and fee agreement.","Source ID and precise pinpoint; retained limit":"S002 arts. 658, 676; no override of separately agreed success condition/consumer remedies."},"coordinator_verification_status":"selected_dated_Civil_capture_corrobation_currentness_application_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C020","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C020","imported_id":"C_BR-C020","status":"selected_dated_Civil_capture_corrobation_currentness_application_hold","source_ids":["C_BR-P04-S002"],"fresh_guidance_source_ids":[],"scope_note":"Dated mandate/condition/time capture supports only selected constituent rules; wider service clauses/current CDC and actual documents remain held.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C021","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C021","Area; exact actor/condition/action/consequence":"A097. Lawful contingent fee conditions must be actually stipulated and evaluated under contract/condition/general consumer rules.","Source ID and precise pinpoint; retained limit":"S002 arts. 104, 125–129, 422; S001 arts. 40, 46, 51. No special percentage permission established."},"coordinator_verification_status":"selected_dated_Civil_capture_corrobation_currentness_application_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C021","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C021","imported_id":"C_BR-C021","status":"selected_dated_Civil_capture_corrobation_currentness_application_hold","source_ids":["C_BR-P04-S001","C_BR-P04-S002"],"fresh_guidance_source_ids":[],"scope_note":"Dated mandate/condition/time capture supports only selected constituent rules; wider service clauses/current CDC and actual documents remain held.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C022","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C022","Area; exact actor/condition/action/consequence":"A097. Advance/periodic service remuneration can be contractually contemplated but retention is not automatically earned.","Source ID and precise pinpoint; retained limit":"S002 art. 597; S001 arts. 20, 40, 49 and 51."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C022","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C022","imported_id":"C_BR-C022","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S001","C_BR-P04-S002"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C023","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C023","Area; exact actor/condition/action/consequence":"A098. 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Exaggerated consumer disadvantage and compelled representation clauses engage abusive-term review.","Source ID and precise pinpoint; retained limit":"S001 art. 51(IV),(VIII), §1; art. 39(V)."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C025","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C025","imported_id":"C_BR-C025","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S001"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C026","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C026","Area; exact actor/condition/action/consequence":"A098. 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Refusal to fulfill a sufficiently precise offer gives specified alternatives, including rescission and return of advance sums.","Source ID and precise pinpoint; retained limit":"S001 arts. 30, 35(I–III)."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C028","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C028","imported_id":"C_BR-C028","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S001"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C029","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C029","Area; exact actor/condition/action/consequence":"A097. Contract breach may support resolution or compelled performance and damages under general civil rules.","Source ID and precise pinpoint; retained limit":"S002 art. 475; underlying facts/remedies not individualized."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C029","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C029","imported_id":"C_BR-C029","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S002"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C030","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C030","Area; exact actor/condition/action/consequence":"A098. 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CDC art. 42 undue-payment rule includes statutory predicates and engano justificável qualification; not universal doubled refund.","Source ID and precise pinpoint; retained limit":"S001 art. 42 sole paragraph; full remedy/case application deferred."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C031","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C031","imported_id":"C_BR-C031","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S001"],"fresh_guidance_source_ids":[],"scope_note":"Bounded negative/conditional remedy/version wording retained; no complete fee ceiling, double-recovery, fixed-term penalty or commencement/currentness verification.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C032","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C032","Area; exact actor/condition/action/consequence":"A097. Provider fee, creditor repayment, professional honoraria, public charges and tax are distinct amounts.","Source ID and precise pinpoint; retained limit":"S002 arts. 593–597/675–676; S001 arts. 40/49; classification inference, no actual documents."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C032","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C032","imported_id":"C_BR-C032","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S001","C_BR-P04-S002"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C033","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C033","Area; exact actor/condition/action/consequence":"A098. Consumer art. 49 withdrawal applies within seven days to qualifying off-premises service contracting, including telephone/home.","Source ID and precise pinpoint; retained limit":"S001 art. 49 caput. Exact channel/start needed."},"coordinator_verification_status":"selected_official_guidance_or_arithmetic_corrobation_not_full_statutory_or_judicial_acceptance","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C033","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C033","imported_id":"C_BR-C033","status":"selected_official_guidance_or_arithmetic_corrobation_not_full_statutory_or_judicial_acceptance","source_ids":["C_BR-P04-S001"],"fresh_guidance_source_ids":[],"scope_note":"Fresh PROCON item27 and saved example arithmetic support bounded points; operative CDC body and performed-service/case applicability remain held.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C034","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C034","Area; exact actor/condition/action/consequence":"A098. Ordinary civil deadline calculation excludes opening day and includes ending day, subject to holiday/legal exception.","Source ID and precise pinpoint; retained limit":"S002 art. 132 caput, §1; S006 guidance, item 27."},"coordinator_verification_status":"selected_dated_Civil_capture_corrobation_currentness_application_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C034","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C034","imported_id":"C_BR-C034","status":"selected_dated_Civil_capture_corrobation_currentness_application_hold","source_ids":["C_BR-P04-S002","C_BR-P04-S006"],"fresh_guidance_source_ids":["C_BR-P04-S006"],"scope_note":"Dated mandate/condition/time capture supports only selected constituent rules; wider service clauses/current CDC and actual documents remain held.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C035","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C035","Area; exact actor/condition/action/consequence":"A098. E-commerce withdrawal may be exercised through contracting tool and other supplied means.","Source ID and precise pinpoint; retained limit":"S003 art. 5 §1; actual electronic notice needed."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C035","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C035","imported_id":"C_BR-C035","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S003"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C036","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C036","Area; exact actor/condition/action/consequence":"A098. Qualifying online withdrawal ends accessory contracts without charge and triggers immediate payment-provider communication/confirmation.","Source ID and precise pinpoint; retained limit":"S003 art. 5 §§2–4; connected-debt status not assumed."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C036","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C036","imported_id":"C_BR-C036","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S003"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C037","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C037","Area; exact actor/condition/action/consequence":"A098. 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Electronic supplier's five-day response-to-request provision is distinct from immediate acknowledgment and withdrawal/refund duties.","Source ID and precise pinpoint; retained limit":"S003 art. 4(V)–(VI), sole paragraph; art. 5 §§3–4."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C038","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C038","imported_id":"C_BR-C038","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S003"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C039","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C039","Area; exact actor/condition/action/consequence":"A098. Ordinary in-establishment service contracting does not automatically trigger off-premises cooling-off; other remedies remain.","Source ID and precise pinpoint; retained limit":"S001 art. 49; S007 official STJ summary, specific telecom context."},"coordinator_verification_status":"selected_official_guidance_or_arithmetic_corrobation_not_full_statutory_or_judicial_acceptance","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C039","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C039","imported_id":"C_BR-C039","status":"selected_official_guidance_or_arithmetic_corrobation_not_full_statutory_or_judicial_acceptance","source_ids":["C_BR-P04-S001","C_BR-P04-S007"],"fresh_guidance_source_ids":[],"scope_note":"Fresh PROCON item27 and saved example arithmetic support bounded points; operative CDC body and performed-service/case applicability remain held.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C040","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C040","Area; exact actor/condition/action/consequence":"A098. Neither read CDC49 nor Decree 7.962 art. 5 expressly states a blanket service-start/digital waiver; full performed-service interpretation remains unsettled here.","Source ID and precise pinpoint; retained limit":"S001 art. 49; S003 art. 5; bounded textual negative, no exhaustive citator."},"coordinator_verification_status":"selected_official_guidance_or_arithmetic_corrobation_not_full_statutory_or_judicial_acceptance","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C040","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C040","imported_id":"C_BR-C040","status":"selected_official_guidance_or_arithmetic_corrobation_not_full_statutory_or_judicial_acceptance","source_ids":["C_BR-P04-S001","C_BR-P04-S003"],"fresh_guidance_source_ids":[],"scope_note":"Fresh PROCON item27 and saved example arithmetic support bounded points; operative CDC body and performed-service/case applicability remain held.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C041","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C041","Area; exact actor/condition/action/consequence":"A097. Certain indefinite service contracts may end after statutory notice; service contracts also end on completion, breach and other grounds.","Source ID and precise pinpoint; retained limit":"S002 arts. 599, 607; special law and actual term control."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C041","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C041","imported_id":"C_BR-C041","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S002"],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C042","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C042","Area; exact actor/condition/action/consequence":"A097. CC art. 603 provides a conditional fixed-service dismissal compensation rule, not a universal consumer cancellation penalty.","Source ID and precise pinpoint; retained limit":"S002 art. 603, contrasted with S001 art. 51; no real-contract application."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C042","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C042","imported_id":"C_BR-C042","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S001","C_BR-P04-S002"],"fresh_guidance_source_ids":[],"scope_note":"Bounded negative/conditional remedy/version wording retained; no complete fee ceiling, double-recovery, fixed-term penalty or commencement/currentness verification.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C043","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C043","Area; exact actor/condition/action/consequence":"A097. Mandate may cease by revocation/renunciation; special irrevocability and third-party rules prevent simplistic conclusions.","Source ID and precise pinpoint; retained limit":"S002 arts. 682–689; actual mandate/notice needed."},"coordinator_verification_status":"selected_dated_Civil_capture_corrobation_currentness_application_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C043","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C043","imported_id":"C_BR-C043","status":"selected_dated_Civil_capture_corrobation_currentness_application_hold","source_ids":["C_BR-P04-S002"],"fresh_guidance_source_ids":[],"scope_note":"Dated mandate/condition/time capture supports only selected constituent rules; wider service clauses/current CDC and actual documents remain held.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C044","area_numbers":[97],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C044","Area; exact actor/condition/action/consequence":"A097. Voluntary contractual termination, mandate revocation, breach and CDC statutory withdrawal are distinct legal events.","Source ID and precise pinpoint; retained limit":"S002 arts. 473–475, 599, 607, 682–689; S001 arts. 20, 49."},"coordinator_verification_status":"selected_dated_Civil_capture_corrobation_currentness_application_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C044","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C044","imported_id":"C_BR-C044","status":"selected_dated_Civil_capture_corrobation_currentness_application_hold","source_ids":["C_BR-P04-S001","C_BR-P04-S002"],"fresh_guidance_source_ids":[],"scope_note":"Dated mandate/condition/time capture supports only selected constituent rules; wider service clauses/current CDC and actual documents remain held.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C045","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C045","Area; exact actor/condition/action/consequence":"A098. Consumidor.gov.br offers optional public-monitored consumer-company dialogue and does not substitute for Procon/court remedies.","Source ID and precise pinpoint; retained limit":"S008 FAQ 1, 5, 9, 13; S009 general 2026 guidance. No complaint filed."},"coordinator_verification_status":"fresh_selected_official_platform_guidance_corrobation","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C045","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C045","imported_id":"C_BR-C045","status":"fresh_selected_official_platform_guidance_corrobation","source_ids":["C_BR-P04-S008","C_BR-P04-S009"],"fresh_guidance_source_ids":["C_BR-P04-S008","C_BR-P04-S009"],"scope_note":"Public generic FAQ/process limits checked; no private record, real company or individual remedy examined.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C046","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C046","Area; exact actor/condition/action/consequence":"A098. Example Oct27–Nov3 uses seven consecutive calendar days excluding sign day; no per-source or consumer timestamp inferred.","Source ID and precise pinpoint; retained limit":"S002 art. 132; S006 guidance item 27; purely stipulated H02 date."},"coordinator_verification_status":"selected_official_guidance_or_arithmetic_corrobation_not_full_statutory_or_judicial_acceptance","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C046","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C046","imported_id":"C_BR-C046","status":"selected_official_guidance_or_arithmetic_corrobation_not_full_statutory_or_judicial_acceptance","source_ids":["C_BR-P04-S002","C_BR-P04-S006"],"fresh_guidance_source_ids":["C_BR-P04-S006"],"scope_note":"Fresh PROCON item27 and saved example arithmetic support bounded points; operative CDC body and performed-service/case applicability remain held.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C047","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C047","Area; exact actor/condition/action/consequence":"A098. Relevant federal 2008/2019/2021 amendment starts are distinct from current web page update dates; 7.962 original delayed effect separately stated.","Source ID and precise pinpoint; retained limit":"S010 arts. 1, 5; S011 arts. 7, 20; S012 arts. 1–2; S003 art. 9; S004 metadata."},"coordinator_verification_status":"reconciled_reported_claim_primary_body_unverified_in_this_review","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C047","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C047","imported_id":"C_BR-C047","status":"reconciled_reported_claim_primary_body_unverified_in_this_review","source_ids":["C_BR-P04-S003","C_BR-P04-S004","C_BR-P04-S010","C_BR-P04-S011","C_BR-P04-S012"],"fresh_guidance_source_ids":[],"scope_note":"Bounded negative/conditional remedy/version wording retained; no complete fee ceiling, double-recovery, fixed-term penalty or commencement/currentness verification.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C048","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C048","Area; exact actor/condition/action/consequence":"A098. H01 R$800 comparison depends on invented enforceable R$400/R$800 stage terms; it is not a federal percentage or automatic refund.","Source ID and precise pinpoint; retained limit":"S002 arts. 597, 599, 607; S001 arts. 20, 40, 49, 51; fictional fee allocation."},"coordinator_verification_status":"stipulated_example_numeric_match_not_legal_entitlement","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C048","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C048","imported_id":"C_BR-C048","status":"stipulated_example_numeric_match_not_legal_entitlement","source_ids":["C_BR-P04-S001","C_BR-P04-S002"],"fresh_guidance_source_ids":[],"scope_note":"Three money checks/two percentage illustrations match; actual earning/refund predicates unverified.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"claim_id":"C_BR-P04-C049","area_numbers":[98],"area_assignment_method":"explicit_report_labels","researcher_record":{"Claim ID":"C049","Area; exact actor/condition/action/consequence":"A098. No actual adviser contract, sales record, professional register, local law or exhaustive court review was performed, so no individual fee/refund outcome is certified.","Source ID and precise pinpoint; retained limit":"Research boundary and preserved P01/P02/P03 holds; source/contract absence, not affirmative law."},"coordinator_verification_status":"explicit_contract_provider_local_judicial_country_holds_preserved","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-C049","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"claim_id":"C_BR-P04-C049","imported_id":"C_BR-C049","status":"explicit_contract_provider_local_judicial_country_holds_preserved","source_ids":[],"fresh_guidance_source_ids":[],"scope_note":"Original researcher proposition/conditions preserved; current operative-body, interpretive and actual-fact holds continue.","material_finding_ids":[],"all_predicates_primary_verified":false,"actual_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}}],"sources":[{"source_id":"C_BR-P04-S001","urls":["https://www.planalto.gov.br/ccivil_03/leis/l8078compilado.htm","https://www.planalto.gov.br/ccivil_03/leis/l8078compilado.htm?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"C_BR-P04-S001","Issuer, full title and complete literal URL":"Presidência da República, Lei nº 8.078, de 11 de setembro de 1990 — Código de Defesa do Consumidor, compiled. https://www.planalto.gov.br/ccivil_03/leis/l8078compilado.htm","Exact pinpoints, status, publication/commencement, read limits":"FRESH-READ. Arts. 2–3, 6, 14, 20, 29–31, 34–40, 42, 46–49, 51, 54, 118. Signed 11 Sep 1990; art. 118 provides effect 180 days after publication. Current compiled body opened; material amendments traced below, but exhaustive later citator/interpretation not completed. HTML, PDF index N/A; original printed page not established. Access date Oct26 PDT/Oct27 UTC; time unknown."},"coordinator_verification_status":"current_direct_access_blocked_once_remaining_operative_text_hold","coordinator_original_imported_id":"C_BR-P04-S001","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S001","imported_id":"C_BR-P04-S001","url":"https://www.planalto.gov.br/ccivil_03/leis/l8078compilado.htm","status":"current_direct_access_blocked_once_remaining_operative_text_hold","fresh_read_ids":["CBR4-R001"],"dated_reuse_ids":["CBR4-DATED-001"],"note":"Dated P01 selected consumer/supplier definitions and6context reused; most P04 contract/fee/remedy provisions not freshly verified. PROCON quotation is guidance only.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S002","urls":["https://www.planalto.gov.br/ccivil_03/leis/2002/l10406compilada.htm","https://www.planalto.gov.br/ccivil_03/leis/2002/l10406compilada.htm?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S002","Issuer, full title and complete literal URL":"Presidência da República, Lei nº 10.406, de 10 de janeiro de 2002 — Código Civil, compiled. https://www.planalto.gov.br/ccivil_03/leis/2002/l10406compilada.htm","Exact pinpoints, status, publication/commencement, read limits":"FRESH-READ. Arts. 104, 107, 113, 125–132, 421–425, 472–476, 593–607, 653–663, 668, 675–676, 682–689, 2.044. Signed Jan10 2002; DOU Jan11; art. 2.044: one year after publication. Compiled provisions read, but no complete doctrine/case review. HTML, PDF N/A, printed page not established. Access date as above; exact clock unknown."},"coordinator_verification_status":"current_direct_access_blocked_once_remaining_operative_text_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S002","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S002","imported_id":"C_BR-S002","url":"https://www.planalto.gov.br/ccivil_03/leis/2002/l10406compilada.htm","status":"current_direct_access_blocked_once_remaining_operative_text_hold","fresh_read_ids":["CBR4-R002"],"dated_reuse_ids":["CBR4-DATED-002","CBR4-DATED-003"],"note":"Dated P01 mandate653-689 capture and BR6 condition125-129/time132 capture locally read; service593-607 and wider P04 provisions remain unread here.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S003","urls":["https://www.planalto.gov.br/ccivil_03/_ato2011-2014/2013/decreto/d7962.htm","https://www.planalto.gov.br/ccivil_03/_ato2011-2014/2013/decreto/d7962.htm?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S003","Issuer, full title and complete literal URL":"Presidência da República, Decreto nº 7.962, de 15 de março de 2013 — contratação no comércio eletrônico. https://www.planalto.gov.br/ccivil_03/_ato2011-2014/2013/decreto/d7962.htm","Exact pinpoints, status, publication/commencement, read limits":"FRESH-READ. Arts. 1–9, especially 2, 4–5, 6–7 and 9. DOU Extra, March15 2013; art. 9 states sixty days after publication. No later operative amendment identified in this opened body; official metadata S004 reports no express revocation. HTML, PDF N/A; original printed page 1 from S004. Access date as above; clock unknown."},"coordinator_verification_status":"current_direct_access_blocked_once_remaining_operative_text_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S003","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S003","imported_id":"C_BR-S003","url":"https://www.planalto.gov.br/ccivil_03/_ato2011-2014/2013/decreto/d7962.htm","status":"current_direct_access_blocked_once_remaining_operative_text_hold","fresh_read_ids":["CBR4-R003"],"dated_reuse_ids":[],"note":"No decree operative body returned. S005/S004 alternatives were not fetched after security block; no bypass or alternative host.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S004","urls":["https://bibliotecadigital.mj.gov.br/handle/1/8424?locale=pt_BR","https://bibliotecadigital.mj.gov.br/handle/1/8424?locale=pt_BR&utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S004","Issuer, full title and complete literal URL":"Ministério da Justiça, Biblioteca Digital, catalogue for Decreto nº 7.962/2013. https://bibliotecadigital.mj.gov.br/handle/1/8424?locale=pt_BR","Exact pinpoints, status, publication/commencement, read limits":"META-READ. Official catalogue fields for signature March15 2013, DOU Extra section 1 printed p. 1, “Não consta revogação expressa”. Does not establish lack of tacit modification or every future amendment. HTML metadata, PDF N/A. Access date as above; clock unknown."},"coordinator_verification_status":"original_reported_source_unreopened_currentness_or_judicial_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S004","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S004","imported_id":"C_BR-S004","url":"https://bibliotecadigital.mj.gov.br/handle/1/8424?locale=pt_BR","status":"original_reported_source_unreopened_currentness_or_judicial_hold","fresh_read_ids":[],"dated_reuse_ids":[],"note":"Original exact version/status/read limitation and all actual application holds preserved.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S005","urls":["https://legis.senado.leg.br/norma/413161/publicacao/15762397","https://legis.senado.leg.br/norma/413161/publicacao/15762397?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S005","Issuer, full title and complete literal URL":"Senado Federal, official legislative transcription of DOU publication of Decreto nº 7.962/2013. https://legis.senado.leg.br/norma/413161/publicacao/15762397","Exact pinpoints, status, publication/commencement, read limits":"FRESH-READ, original-publication transcription. Arts. 1–9; original DOU Extra March15 2013, printed p. 1 according to official publication catalogue. HTML transcription, PDF N/A; current compiled status must be assessed separately with S003–S004. Access date as above; clock unknown."},"coordinator_verification_status":"original_reported_source_unreopened_currentness_or_judicial_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S005","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S005","imported_id":"C_BR-S005","url":"https://legis.senado.leg.br/norma/413161/publicacao/15762397","status":"original_reported_source_unreopened_currentness_or_judicial_hold","fresh_read_ids":[],"dated_reuse_ids":[],"note":"Original exact version/status/read limitation and all actual application holds preserved.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S006","urls":["https://www.procon.sp.gov.br/carta-de-servicos/","https://www.procon.sp.gov.br/carta-de-servicos/?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S006","Issuer, full title and complete literal URL":"Fundação PROCON-SP, Carta de Serviços, consumer guidance on withdrawal. https://www.procon.sp.gov.br/carta-de-servicos/","Exact pinpoints, status, publication/commencement, read limits":"GUIDANCE-READ. “Qual o prazo de arrependimento para as compras realizadas via internet ou telefone?”, item 27; seven dias corridos, day-after start, intervening weekend/holiday, final nonoperating day. Undated live guidance as accessed Oct26 PDT/Oct27 UTC; page modification/commencement not independently established. Not federal enacted legislation. HTML, PDF N/A; no printed page."},"coordinator_verification_status":"fresh_selected_official_guidance_read_with_limits","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S006","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S006","imported_id":"C_BR-S006","url":"https://www.procon.sp.gov.br/carta-de-servicos/","status":"fresh_selected_official_guidance_read_with_limits","fresh_read_ids":["CBR4-R004","CBR4-R007","CBR4-R008","CBR4-R009","CBR4-R011"],"dated_reuse_ids":[],"note":"Fresh item27 explicitly supports calendar convention; displayed CDC49 quote remains agency quotation, not a direct statutory read.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S007","urls":["https://scon.stj.jus.br/jurisprudencia/externo/informativo/?acao=pesquisarumaedicao&livre=%270875%27.cod","https://scon.stj.jus.br/jurisprudencia/externo/informativo/?acao=pesquisarumaedicao&livre=%270875%27.cod&utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S007","Issuer, full title and complete literal URL":"Superior Tribunal de Justiça, Informativo de Jurisprudência nº 875, February 3, 2026. https://scon.stj.jus.br/jurisprudencia/externo/informativo/?acao=pesquisarumaedicao&livre=%270875%27.cod.","Exact pinpoints, status, publication/commencement, read limits":"GUIDANCE-READ, official judicial digest. “Serviço de internet banda larga móvel 3G; Direito de arrependimento; Art. 49 CDC”, summary at approximately lines 1005–1040, reporting judgment Nov3 2025 and publication Nov6 2025. Does not provide a debtor-adviser holding or full citator. HTML, PDF N/A; no printed page. Access date as above; clock unknown."},"coordinator_verification_status":"original_reported_source_unreopened_currentness_or_judicial_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S007","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S007","imported_id":"C_BR-S007","url":"https://scon.stj.jus.br/jurisprudencia/externo/informativo/?acao=pesquisarumaedicao&livre=%270875%27.cod","status":"original_reported_source_unreopened_currentness_or_judicial_hold","fresh_read_ids":[],"dated_reuse_ids":[],"note":"Official digest/underlying cases not reopened; historical telecom-summary attribution and full performed-service judicial hold preserved.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S008","urls":["https://consumidor.gov.br/pages/conteudo/publico/1","https://consumidor.gov.br/pages/conteudo/publico/1?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S008","Issuer, full title and complete literal URL":"Ministério da Justiça/Senacon, official Consumidor.gov.br — Conheça public guidance. https://consumidor.gov.br/pages/conteudo/publico/1","Exact pinpoints, status, publication/commencement, read limits":"GUIDANCE-READ. Intro and FAQ 1, 5, 9, 11 and 13: voluntary participation, public online dialogue, not equivalent to a Procon administrative procedure or guaranteed remedy. No legally operative publication/commencement established; live page read Oct26 PDT/Oct27 UTC; clock unknown. HTML, PDF N/A."},"coordinator_verification_status":"fresh_selected_official_guidance_read_with_limits","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S008","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S008","imported_id":"C_BR-S008","url":"https://consumidor.gov.br/pages/conteudo/publico/1","status":"fresh_selected_official_guidance_read_with_limits","fresh_read_ids":["CBR4-R005","CBR4-R010","CBR4-R015"],"dated_reuse_ids":[],"note":"Selected public FAQ purpose, voluntary company participation and non-substitution/no direct individual sanction read; no company searched or complaint filed.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S009","urls":["https://www.gov.br/mj/pt-br/assuntos/noticias/consumidor-gov-br-saiba-como-registrar-uma-reclamacao-pela-plataforma","https://www.gov.br/mj/pt-br/assuntos/noticias/consumidor-gov-br-saiba-como-registrar-uma-reclamacao-pela-plataforma?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S009","Issuer, full title and complete literal URL":"Ministério da Justiça e Segurança Pública, Consumidor.gov.br: saiba como registrar uma reclamação pela plataforma. https://www.gov.br/mj/pt-br/assuntos/noticias/consumidor-gov-br-saiba-como-registrar-uma-reclamacao-pela-plataforma","Exact pinpoints, status, publication/commencement, read limits":"GUIDANCE-READ. Published July10 2026; page updated October26 2026 at 09:21 as displayed. General introduction, participation, documents and response process. Update timestamp is not a legislative commencement date. Read Oct26 PDT/Oct27 UTC, source-open time unknown. HTML, PDF N/A."},"coordinator_verification_status":"fresh_selected_official_guidance_read_with_limits","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S009","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S009","imported_id":"C_BR-S009","url":"https://www.gov.br/mj/pt-br/assuntos/noticias/consumidor-gov-br-saiba-como-registrar-uma-reclamacao-pela-plataforma","status":"fresh_selected_official_guidance_read_with_limits","fresh_read_ids":["CBR4-R006","CBR4-R012","CBR4-R013","CBR4-R014"],"dated_reuse_ids":[],"note":"Selected general process and displayed10July/26October2026 publication/update metadata corroborated; no commencement inferred.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S010","urls":["https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2021/lei/l14181.htm","https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2021/lei/l14181.htm?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S010","Issuer, full title and complete literal URL":"Presidência da República, Lei nº 14.181, de 1º de julho de 2021. https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2021/lei/l14181.htm","Exact pinpoints, status, publication/commencement, read limits":"FRESH-READ. Art. 1 amendment of CDC arts. 6 and 51(XVII–XVIII); art. 5 effective on publication, DOU July2 2021. Other superindebtedness/credit provisions not analyzed substantively in this pass. HTML, PDF N/A, printed DOU page not established. Access date as above; clock unknown."},"coordinator_verification_status":"original_reported_source_unreopened_currentness_or_judicial_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S010","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S010","imported_id":"C_BR-S010","url":"https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2021/lei/l14181.htm","status":"original_reported_source_unreopened_currentness_or_judicial_hold","fresh_read_ids":[],"dated_reuse_ids":[],"note":"Original exact version/status/read limitation and all actual application holds preserved.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S011","urls":["https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2019/lei/l13874.htm","https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2019/lei/l13874.htm?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S011","Issuer, full title and complete literal URL":"Presidência da República, Lei nº 13.874, de 20 de setembro de 2019 — Declaração de Direitos de Liberdade Econômica. https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2019/lei/l13874.htm","Exact pinpoints, status, publication/commencement, read limits":"FRESH-READ. Arts. 7 and 20, amendments to Civil Code arts. 113, 421 and 421-A; relevant scope and special-law reservation. DOU Extra Sept20 2019; art. 20(II) publication effect for relevant articles. Full economic-freedom occupational implications deliberately not researched. HTML, PDF N/A, printed page not established. Access date as above; clock unknown."},"coordinator_verification_status":"original_reported_source_unreopened_currentness_or_judicial_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S011","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S011","imported_id":"C_BR-S011","url":"https://www.planalto.gov.br/ccivil_03/_ato2019-2022/2019/lei/l13874.htm","status":"original_reported_source_unreopened_currentness_or_judicial_hold","fresh_read_ids":[],"dated_reuse_ids":[],"note":"Original exact version/status/read limitation and all actual application holds preserved.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S012","urls":["https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/lei/l11785.htm","https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/lei/l11785.htm?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S012","Issuer, full title and complete literal URL":"Presidência da República, Lei nº 11.785, de 22 de setembro de 2008, minimum font size for consumer adhesion contracts. https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/lei/l11785.htm","Exact pinpoints, status, publication/commencement, read limits":"FRESH-READ. Arts. 1–2: CDC art. 54 §3 12-point text; effective publication. Signed Sept22; DOU Sept23 2008, correction Oct2 noted. The correction's exact scope was not separately read. HTML, PDF N/A, printed page not established. Access date as above; clock unknown."},"coordinator_verification_status":"original_reported_source_unreopened_currentness_or_judicial_hold","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S012","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S012","imported_id":"C_BR-S012","url":"https://www.planalto.gov.br/ccivil_03/_ato2007-2010/2008/lei/l11785.htm","status":"original_reported_source_unreopened_currentness_or_judicial_hold","fresh_read_ids":[],"dated_reuse_ids":[],"note":"Original exact version/status/read limitation and all actual application holds preserved.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S013","urls":["https://legislacao.presidencia.gov.br/atos/?ano=2013&ato=61ccXTE5ENVpWT68f&numero=7962&tipo=DEC","https://legislacao.presidencia.gov.br/atos/?ano=2013&ato=61ccXTE5ENVpWT68f&numero=7962&tipo=DEC&utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S013","Issuer, full title and complete literal URL":"Presidência da República, legislation metadata for Decreto 7.962. https://legislacao.presidencia.gov.br/atos/?ano=2013&ato=61ccXTE5ENVpWT68f&numero=7962&tipo=DEC","Exact pinpoints, status, publication/commencement, read limits":"FAILED direct opening. Returned “Sistema indisponível temporariamente”; indexed status information was discovery only and is not promoted to a body read. S003–S005 provided usable official alternatives. No operative article or PDF page established from this failed route. Attempted Oct26 PDT/Oct27 UTC, exact clock unknown."},"coordinator_verification_status":"original_failed_access_preserved_not_retried","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S013","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S013","imported_id":"C_BR-S013","url":"https://legislacao.presidencia.gov.br/atos/?ano=2013&ato=61ccXTE5ENVpWT68f&numero=7962&tipo=DEC","status":"original_failed_access_preserved_not_retried","fresh_read_ids":[],"dated_reuse_ids":[],"note":"Original exact version/status/read limitation and all actual application holds preserved.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S014","urls":["https://www2.camara.leg.br/legin/fed/decret/2013/decreto-7962-15-marco-2013-775557-norma-pe.html","https://www2.camara.leg.br/legin/fed/decret/2013/decreto-7962-15-marco-2013-775557-norma-pe.html?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S014","Issuer, full title and complete literal URL":"Câmara dos Deputados, legislative metadata for Decreto nº 7.962/2013. https://www2.camara.leg.br/legin/fed/decret/2013/decreto-7962-15-marco-2013-775557-norma-pe.html","Exact pinpoints, status, publication/commencement, read limits":"FAILED direct opening (HTTP 429). Search-index metadata indicated original DOU Extra p. 1 and no express revocation; this indexed entry is not a read operative rule. S003/S005 alternatives were opened. Attempted Oct26 PDT/Oct27 UTC, clock unknown."},"coordinator_verification_status":"original_failed_access_preserved_not_retried","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S014","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S014","imported_id":"C_BR-S014","url":"https://www2.camara.leg.br/legin/fed/decret/2013/decreto-7962-15-marco-2013-775557-norma-pe.html","status":"original_failed_access_preserved_not_retried","fresh_read_ids":[],"dated_reuse_ids":[],"note":"Original exact version/status/read limitation and all actual application holds preserved.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S015","urls":["https://agenciagov.ebc.com.br/noticias/202511/consumidor-tem-direito-ao-arrependimento-em-compras-on-line","https://agenciagov.ebc.com.br/noticias/202511/consumidor-tem-direito-ao-arrependimento-em-compras-on-line?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S015","Issuer, full title and complete literal URL":"Agência Gov/EBC, consumer withdrawal explanatory article. https://agenciagov.ebc.com.br/noticias/202511/consumidor-tem-direito-ao-arrependimento-em-compras-on-line","Exact pinpoints, status, publication/commencement, read limits":"FAILED current direct body. Redirected to an election-period “Página temporariamente indisponível”; indexed text not adopted as additional legal proof. The enacted CDC and decree remained available. Attempted Oct26 PDT/Oct27 UTC, clock unknown."},"coordinator_verification_status":"original_failed_access_preserved_not_retried","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S015","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S015","imported_id":"C_BR-S015","url":"https://agenciagov.ebc.com.br/noticias/202511/consumidor-tem-direito-ao-arrependimento-em-compras-on-line","status":"original_failed_access_preserved_not_retried","fresh_read_ids":[],"dated_reuse_ids":[],"note":"Original exact version/status/read limitation and all actual application holds preserved.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"source_id":"C_BR-P04-S016","urls":["https://planalto.gov.br/ccivil_03/leis/l8906.htm","https://planalto.gov.br/ccivil_03/leis/l8906.htm?utm_source=chatgpt.com"],"researcher_record":{"Source ID":"S016","Issuer, full title and complete literal URL":"Presidência, Lei nº 8.906/1994 — Estatuto da Advocacia. https://planalto.gov.br/ccivil_03/leis/l8906.htm","Exact pinpoints, status, publication/commencement, read limits":"P01-REUSE only, P01 S005 attributed earlier statutory professional-boundary research. No fresh PASS-04 OAB body read. Scope restricted to preserving distinction from reserved legal advice; no new licensing conclusions. Original P01 research attributed to October26 2026; PASS-04 per-resource time N/A. HTML, PDF N/A, printed page not established."},"coordinator_verification_status":"original_P01_researcher_reuse_and_reviewed_foundation_only_not_reopened","id_normalization":"Unprefixed visible ID qualified by this task; original cell unchanged.","coordinator_original_imported_id":"C_BR-S016","coordinator_id_normalization":"Explicit PASS-04 context only; original researcher cell preserved.","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"source_id":"C_BR-P04-S016","imported_id":"C_BR-S016","url":"https://planalto.gov.br/ccivil_03/leis/l8906.htm","status":"original_P01_researcher_reuse_and_reviewed_foundation_only_not_reopened","fresh_read_ids":[],"dated_reuse_ids":[],"note":"Original exact version/status/read limitation and all actual application holds preserved.","original_researcher_access_preserved":true,"all_currentness_and_application_accepted":false},"independent_review":false,"parent_assignment_complete":false}}],"coverage":[{"topic":"P04-G01 Natural-person consumer","researcher_record":{"#":"P04-G01","Required subissue":"Natural-person consumer","Finding/claim":"C001–C002","Status; exact remaining action":"Answered conditionally; obtain purpose/final recipient facts."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"P04-G01 Natural-person consumer","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered conditionally; obtain purpose/final recipient facts.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G02 Juristic-person consumer","researcher_record":{"#":"G02","Required subissue":"Juristic-person consumer","Finding/claim":"C001","Status; exact remaining action":"Conditional; establish actual final use and relevant case law."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G02 Juristic-person consumer","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Conditional; establish actual final use and relevant case law.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G03 MEI/proprietor personal versus business","researcher_record":{"#":"G03","Required subissue":"MEI/proprietor personal versus business","Finding/claim":"C001","Status; exact remaining action":"Conditional; separate household and enterprise service purposes."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G03 MEI/proprietor personal versus business","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Conditional; separate household and enterprise service purposes.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G04 Remunerated supplier/service","researcher_record":{"#":"G04","Required subissue":"Remunerated supplier/service","Finding/claim":"C002–C003","Status; exact remaining action":"Answered gateway; examine provider conduct/market relationship."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G04 Remunerated supplier/service","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered gateway; examine provider conduct/market relationship.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G05 Foreign/remotely delivered engagement","researcher_record":{"#":"G05","Required subissue":"Foreign/remotely delivered engagement","Finding/claim":"C004","Status; exact remaining action":"Unresolved nexus; identify place of seller, buyer, performance, targeting and applicable law."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G05 Foreign/remotely delivered engagement","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Unresolved nexus; identify place of seller, buyer, performance, targeting and applicable law.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G06 Nonlegal ordinary budgeting","researcher_record":{"#":"G06","Required subissue":"Nonlegal ordinary budgeting","Finding/claim":"C005, C019","Status; exact remaining action":"Conditional; review actual work scope for lawfulness."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G06 Nonlegal ordinary budgeting","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Conditional; review actual work scope for lawfulness.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G07 Factual creditor negotiation","researcher_record":{"#":"G07","Required subissue":"Factual creditor negotiation","Finding/claim":"C005–C006, P01 C004–C007","Status; exact remaining action":"Conditional; examine actual mandato, scripts and limits."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G07 Factual creditor negotiation","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Conditional; examine actual mandato, scripts and limits.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G08 Reserved legal consultation/court","researcher_record":{"#":"G08","Required subissue":"Reserved legal consultation/court","Finding/claim":"C005–C006, P01 professional claims","Status; exact remaining action":"Deferred substantive permission; do not convert contract consent into OAB clearance."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G08 Reserved legal consultation/court","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Deferred substantive permission; do not convert contract consent into OAB clearance.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G09 Creditor-side agent/collector","researcher_record":{"#":"G09","Required subissue":"Creditor-side agent/collector","Finding/claim":"C032, P01 C047","Status; exact remaining action":"Separate; review creditor principal and agreement elsewhere."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G09 Creditor-side agent/collector","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Separate; review creditor principal and agreement elsewhere.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G10 Institution correspondent","researcher_record":{"#":"G10","Required subissue":"Institution correspondent","Finding/claim":"C032, P02 C021","Status; exact remaining action":"Excluded/held; no CMN4935/Joint17 rerun."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G10 Institution correspondent","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Excluded/held; no CMN4935/Joint17 rerun.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G11 Contract lawful purpose/form","researcher_record":{"#":"G11","Required subissue":"Contract lawful purpose/form","Finding/claim":"C005–C006","Status; exact remaining action":"Answered gateway; evaluate legality of actual actions."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G11 Contract lawful purpose/form","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered gateway; evaluate legality of actual actions.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G12 Commercial/service offer","researcher_record":{"#":"G12","Required subissue":"Commercial/service offer","Finding/claim":"C007–C010","Status; exact remaining action":"Answered general duty; preserve precise advertising and promises."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G12 Commercial/service offer","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered general duty; preserve precise advertising and promises.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G13 Guaranteed result advertisement","researcher_record":{"#":"G13","Required subissue":"Guaranteed result advertisement","Finding/claim":"C008, C011, C027–C029","Status; exact remaining action":"Conditional; verify exact representation and failure evidence."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G13 Guaranteed result advertisement","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Conditional; verify exact representation and failure evidence.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G14 Customer language/clarity","researcher_record":{"#":"G14","Required subissue":"Customer language/clarity","Finding/claim":"C007, C009, C013–C015","Status; exact remaining action":"Answered federal baseline; inspect actual Portuguese materials and accessibility needs."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G14 Customer language/clarity","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered federal baseline; inspect actual Portuguese materials and accessibility needs.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G15 Third-party sales/representative words","researcher_record":{"#":"G15","Required subissue":"Third-party sales/representative words","Finding/claim":"C010","Status; exact remaining action":"Answered federal baseline; identify actual speaker/principal."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G15 Third-party sales/representative words","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered federal baseline; identify actual speaker/principal.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G16 Price display and extra charges","researcher_record":{"#":"G16","Required subissue":"Price display and extra charges","Finding/claim":"C007, C009, C012, C016","Status; exact remaining action":"Answered baseline; obtain all charges and actual offer."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G16 Price display and extra charges","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered baseline; obtain all charges and actual offer.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G17 Prior service estimate","researcher_record":{"#":"G17","Required subissue":"Prior service estimate","Finding/claim":"C012","Status; exact remaining action":"Answered baseline; read actual itemized estimate."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G17 Prior service estimate","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered baseline; read actual itemized estimate.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G18 Estimate default validity","researcher_record":{"#":"G18","Required subissue":"Estimate default validity","Finding/claim":"C012","Status; exact remaining action":"Answered: CDC 40 §1 ten days unless otherwise agreed; do not turn into cooling period."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G18 Estimate default validity","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered: CDC 40 §1 ten days unless otherwise agreed; do not turn into cooling period.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G19 Estimate amendment","researcher_record":{"#":"G19","Required subissue":"Estimate amendment","Finding/claim":"C012, C023","Status; exact remaining action":"Answered baseline; require evidence of free negotiation."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G19 Estimate amendment","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered baseline; require evidence of free negotiation.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G20 Precontract inspection and assent","researcher_record":{"#":"G20","Required subissue":"Precontract inspection and assent","Finding/claim":"C013","Status; exact remaining action":"Answered baseline; obtain delivery/acceptance evidence."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G20 Precontract inspection and assent","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered baseline; obtain delivery/acceptance evidence.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G21 Adhesion form and highlighting","researcher_record":{"#":"G21","Required subissue":"Adhesion form and highlighting","Finding/claim":"C014–C015","Status; exact remaining action":"Answered baseline; audit text size and limitation prominence."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G21 Adhesion form and highlighting","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered baseline; audit text size and limitation prominence.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G22 Online seller identity/contact","researcher_record":{"#":"G22","Required subissue":"Online seller identity/contact","Finding/claim":"C016","Status; exact remaining action":"Answered e-commerce baseline; inspect actual page."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G22 Online seller identity/contact","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered e-commerce baseline; inspect actual page.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G23 Online contract summary and correction","researcher_record":{"#":"G23","Required subissue":"Online contract summary and correction","Finding/claim":"C017","Status; exact remaining action":"Answered e-commerce baseline; inspect UX/screenshots."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G23 Online contract summary and correction","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered e-commerce baseline; inspect UX/screenshots.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G24 Acceptance confirmation and durable copy","researcher_record":{"#":"G24","Required subissue":"Acceptance confirmation and durable copy","Finding/claim":"C017","Status; exact remaining action":"Answered baseline; obtain timestamped acceptance/contract artifact."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G24 Acceptance confirmation and durable copy","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered baseline; obtain timestamped acceptance/contract artifact.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G25 Cancellation/help electronic channel","researcher_record":{"#":"G25","Required subissue":"Cancellation/help electronic channel","Finding/claim":"C017–C018","Status; exact remaining action":"Answered baseline; verify functional channel, not merely link existence."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G25 Cancellation/help electronic channel","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered baseline; verify functional channel, not merely link existence.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G26 Electronic customer-response time","researcher_record":{"#":"G26","Required subissue":"Electronic customer-response time","Finding/claim":"C038","Status; exact remaining action":"Answered narrow rule; distinguish five-day supplier response from immediate confirmations/refund."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G26 Electronic customer-response time","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered narrow rule; distinguish five-day supplier response from immediate confirmations/refund.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G27 Fixed advice fee","researcher_record":{"#":"G27","Required subissue":"Fixed advice fee","Finding/claim":"C019, C022","Status; exact remaining action":"Conditional; identify complete deliverable and earning trigger."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G27 Fixed advice fee","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Conditional; identify complete deliverable and earning trigger.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G28 Monthly/periodic fee","researcher_record":{"#":"G28","Required subissue":"Monthly/periodic fee","Finding/claim":"C019, C021–C023","Status; exact remaining action":"Conditional; examine service periods, renewal and cancellation."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G28 Monthly/periodic fee","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Conditional; examine service periods, renewal and cancellation.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G29 Contingent/savings-linked fee","researcher_record":{"#":"G29","Required subissue":"Contingent/savings-linked fee","Finding/claim":"C020–C021","Status; exact remaining action":"Conditional; inspect success condition, savings definition and lawfulness."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G29 Contingent/savings-linked fee","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Conditional; inspect success condition, savings definition and lawfulness.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G30 Ordinary remunerated mandate","researcher_record":{"#":"G30","Required subissue":"Ordinary remunerated mandate","Finding/claim":"C020","Status; exact remaining action":"Answered default rule; distinguish outcomes caused by agent fault."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G30 Ordinary remunerated mandate","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered default rule; distinguish outcomes caused by agent fault.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G31 Advance service payment","researcher_record":{"#":"G31","Required subissue":"Advance service payment","Finding/claim":"C019, C022","Status; exact remaining action":"Answered possibility, not retention; examine cancellation and work."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G31 Advance service payment","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered possibility, not retention; examine cancellation and work.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G32 Default earning/payment event","researcher_record":{"#":"G32","Required subissue":"Default earning/payment event","Finding/claim":"C019–C020","Status; exact remaining action":"Answered conditional default; characterize service versus mandate."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G32 Default earning/payment event","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered conditional default; characterize service versus mandate.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G33 Work completed/nonperformance","researcher_record":{"#":"G33","Required subissue":"Work completed/nonperformance","Finding/claim":"C027–C029","Status; exact remaining action":"Answered remedy gateways; obtain proof and consumer choice."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G33 Work completed/nonperformance","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered remedy gateways; obtain proof and consumer choice.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G34 Creditor nonacceptance","researcher_record":{"#":"G34","Required subissue":"Creditor nonacceptance","Finding/claim":"C020–C021, C029","Status; exact remaining action":"Conditional; distinguish efforts-only and success-conditioned agreement."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G34 Creditor nonacceptance","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Conditional; distinguish efforts-only and success-conditioned agreement.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G35 Unilateral price variation","researcher_record":{"#":"G35","Required subissue":"Unilateral price variation","Finding/claim":"C023–C026","Status; exact remaining action":"Answered prohibition gateway; inspect actual unilateral clause."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G35 Unilateral price variation","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered prohibition gateway; inspect actual unilateral clause.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G36 Nonrefundable deposit or penalty","researcher_record":{"#":"G36","Required subissue":"Nonrefundable deposit or penalty","Finding/claim":"C022–C026","Status; exact remaining action":"Conditional; evaluate against applicable withdrawal/abuse law."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G36 Nonrefundable deposit or penalty","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Conditional; evaluate against applicable withdrawal/abuse law.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G37 Universal fee cap/percentage","researcher_record":{"#":"G37","Required subissue":"Universal fee cap/percentage","Finding/claim":"C030","Status; exact remaining action":"Bounded negative; check professional/local/special texts before stronger statement."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G37 Universal fee cap/percentage","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Bounded negative; check professional/local/special texts before stronger statement.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G38 Provider fee versus creditor/payment/professional/public charges","researcher_record":{"#":"G38","Required subissue":"Provider fee versus creditor/payment/professional/public charges","Finding/claim":"C032","Status; exact remaining action":"Separated; require itemized category and payment recipient."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G38 Provider fee versus creditor/payment/professional/public charges","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Separated; require itemized category and payment recipient.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G39 Undue fee and double recovery","researcher_record":{"#":"G39","Required subissue":"Undue fee and double recovery","Finding/claim":"C031","Status; exact remaining action":"Partially answered; exact double-restitution predicates/case law deferred."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G39 Undue fee and double recovery","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Partially answered; exact double-restitution predicates/case law deferred.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G40 Off-premises/online/telephone trigger","researcher_record":{"#":"G40","Required subissue":"Off-premises/online/telephone trigger","Finding/claim":"C033","Status; exact remaining action":"Answered statute, factual classification pending; reconstruct sale channel."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G40 Off-premises/online/telephone trigger","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered statute, factual classification pending; reconstruct sale channel.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G41 In-person signing trigger","researcher_record":{"#":"G41","Required subissue":"In-person signing trigger","Finding/claim":"C039","Status; exact remaining action":"Answered narrow negative; verify actual selling sequence and defects."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G41 In-person signing trigger","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered narrow negative; verify actual selling sequence and defects.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G42 Seven-day start event","researcher_record":{"#":"G42","Required subissue":"Seven-day start event","Finding/claim":"C033–C034","Status; exact remaining action":"Answered text, fact-specific; establish signing/receipt chronology."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G42 Seven-day start event","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered text, fact-specific; establish signing/receipt chronology.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G43 Calendar days and weekend/holiday","researcher_record":{"#":"G43","Required subissue":"Calendar days and weekend/holiday","Finding/claim":"C034, C046","Status; exact remaining action":"Answered with qualified guidance; confirm endpoint local/operational status."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G43 Calendar days and weekend/holiday","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered with qualified guidance; confirm endpoint local/operational status.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G44 Online notice channel/confirmation","researcher_record":{"#":"G44","Required subissue":"Online notice channel/confirmation","Finding/claim":"C035–C036","Status; exact remaining action":"Answered; inspect actual notice and response artifacts."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G44 Online notice channel/confirmation","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered; inspect actual notice and response artifacts.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G45 Accessory contract cancellation/payment reversal","researcher_record":{"#":"G45","Required subissue":"Accessory contract cancellation/payment reversal","Finding/claim":"C036","Status; exact remaining action":"Answered narrow procedure; determine whether related arrangement is actually accessory."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G45 Accessory contract cancellation/payment reversal","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered narrow procedure; determine whether related arrangement is actually accessory.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G46 Scope/speed of statutory refund","researcher_record":{"#":"G46","Required subissue":"Scope/speed of statutory refund","Finding/claim":"C037–C038","Status; exact remaining action":"Answered art49 baseline; actual paid amounts, monetary updating and compliance not tested."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G46 Scope/speed of statutory refund","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered art49 baseline; actual paid amounts, monetary updating and compliance not tested.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G47 Started/completed/digital service exception","researcher_record":{"#":"G47","Required subissue":"Started/completed/digital service exception","Finding/claim":"C040","Status; exact remaining action":"Unresolved judicial application; no enacted blanket digital waiver found in read instruments."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G47 Started/completed/digital service exception","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Unresolved judicial application; no enacted blanket digital waiver found in read instruments.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G48 Ordinary service termination and notice","researcher_record":{"#":"G48","Required subissue":"Ordinary service termination and notice","Finding/claim":"C041–C042","Status; exact remaining action":"Conditional; inspect fixed versus indefinite term, cause and special-law priority."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G48 Ordinary service termination and notice","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Conditional; inspect fixed versus indefinite term, cause and special-law priority.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G49 Mandate revocation/renunciation","researcher_record":{"#":"G49","Required subissue":"Mandate revocation/renunciation","Finding/claim":"C043–C044","Status; exact remaining action":"Answered structural difference; inspect actual authority and third-party notice."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G49 Mandate revocation/renunciation","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered structural difference; inspect actual authority and third-party notice.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G50 Service breach termination","researcher_record":{"#":"G50","Required subissue":"Service breach termination","Finding/claim":"C027–C029, C044","Status; exact remaining action":"Answered gateway; exact breach/remedy evidence absent."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G50 Service breach termination","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Answered gateway; exact breach/remedy evidence absent.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G51 H01 fixed fee/partial service calculation","researcher_record":{"#":"G51","Required subissue":"H01 fixed fee/partial service calculation","Finding/claim":"C019, C048","Status; exact remaining action":"Completed hypothetical; no real earning/refund certification."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G51 H01 fixed fee/partial service calculation","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Completed hypothetical; no real earning/refund certification.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G52 H02 dated withdrawal/calendar/refund calculation","researcher_record":{"#":"G52","Required subissue":"H02 dated withdrawal/calendar/refund calculation","Finding/claim":"C033–C038, C046","Status; exact remaining action":"Completed hypothetical; trigger/holiday/actual consumer records remain unknown."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G52 H02 dated withdrawal/calendar/refund calculation","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Completed hypothetical; trigger/holiday/actual consumer records remain unknown.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G53 H03 in-person example","researcher_record":{"#":"G53","Required subissue":"H03 in-person example","Finding/claim":"C039, C041","Status; exact remaining action":"Completed hypothetical; real sales method unknown."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G53 H03 in-person example","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Completed hypothetical; real sales method unknown.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G54 H04 contingent fee/no acceptance","researcher_record":{"#":"G54","Required subissue":"H04 contingent fee/no acceptance","Finding/claim":"C020–C021","Status; exact remaining action":"Completed hypothetical; no fictitious savings/payout."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G54 H04 contingent fee/no acceptance","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Completed hypothetical; no fictitious savings/payout.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G55 H05 nonperformance/misleading guarantee","researcher_record":{"#":"G55","Required subissue":"H05 nonperformance/misleading guarantee","Finding/claim":"C008, C011, C027–C029","Status; exact remaining action":"Completed hypothetical; case-specific remedies deferred."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G55 H05 nonperformance/misleading guarantee","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Completed hypothetical; case-specific remedies deferred.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G56 H06 mixed legal work/client funds","researcher_record":{"#":"G56","Required subissue":"H06 mixed legal work/client funds","Finding/claim":"C005–C006, C032, C049","Status; exact remaining action":"Completed boundary hypothetical; professional/payment permissions entirely held."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G56 H06 mixed legal work/client funds","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Completed boundary hypothetical; professional/payment permissions entirely held.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G57 Required actual engagement packet","researcher_record":{"#":"G57","Required subissue":"Required actual engagement packet","Finding/claim":"C013, C016–C018, C049","Status; exact remaining action":"Specified but absent; collect only through future authorized process."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G57 Required actual engagement packet","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Specified but absent; collect only through future authorized process.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G58 P01 old-to-new disposition","researcher_record":{"#":"G58","Required subissue":"P01 old-to-new disposition","Finding/claim":"C019–C049; P01 C043/G52/D08/D09","Status; exact remaining action":"Targeted augmentation; originals preserved unchanged."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G58 P01 old-to-new disposition","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Targeted augmentation; originals preserved unchanged.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G59 Current law/amendment trace","researcher_record":{"#":"G59","Required subissue":"Current law/amendment trace","Finding/claim":"C047","Status; exact remaining action":"Material opened versions checked; exhaustive future/local citator still needed."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G59 Current law/amendment trace","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Material opened versions checked; exhaustive future/local citator still needed.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G60 General enforcement/help route","researcher_record":{"#":"G60","Required subissue":"General enforcement/help route","Finding/claim":"C045","Status; exact remaining action":"Narrow official guidance; no contact/filing, not guaranteed remedy."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G60 General enforcement/help route","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"Narrow official guidance; no contact/filing, not guaranteed remedy.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"G61 Full contract and operating-model approval","researcher_record":{"#":"G61","Required subissue":"Full contract and operating-model approval","Finding/claim":"C049","Status; exact remaining action":"HOLD; no real agreement, provider, professionals, payment activity or locality cleared."},"raw_table_index":7,"coordinator_acceptance":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"G61 Full contract and operating-model approval","raw_table_index":7,"group":"core","coordinator_disposition":"reviewed_core_with_primary_currentness_interpretive_and_application_holds","original_status_and_next_action":"HOLD; no real agreement, provider, professionals, payment activity or locality cleared.","source_or_fact_gap":"S001-S003 current access blocks; other registered originals/unread amendments/judicial and actual-contract holds remain. Dated captures/guidance do not fill all rules.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"P04-D01 OAB professional/legal consultation and court representation","researcher_record":{"#":"P04-D01","Deferred family":"OAB professional/legal consultation and court representation","Status and exact next action":"Preserve P01; test actual legal advice and roles against current professional law separately."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"P04-D01 OAB professional/legal consultation and court representation","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Preserve P01; test actual legal advice and roles against current professional law separately.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D02 CRA professional administration","researcher_record":{"#":"D02","Deferred family":"CRA professional administration","Status and exact next action":"Preserve P01; classify technical services, regional rules and required registration separately."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D02 CRA professional administration","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Preserve P01; classify technical services, regional rules and required registration separately.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D03 CORECON economist/technical finance activities","researcher_record":{"#":"D03","Deferred family":"CORECON economist/technical finance activities","Status and exact next action":"Preserve P01; classify actual professional output and regional practice separately."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D03 CORECON economist/technical finance activities","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Preserve P01; classify actual professional output and regional practice separately.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D04 Lending and regulated financial activity","researcher_record":{"#":"D04","Deferred family":"Lending and regulated financial activity","Status and exact next action":"Preserve P01; examine actual regulated products and institutions separately."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D04 Lending and regulated financial activity","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Preserve P01; examine actual regulated products and institutions separately.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D05 CMN4935/Joint17 institution-side correspondents","researcher_record":{"#":"D05","Deferred family":"CMN4935/Joint17 institution-side correspondents","Status and exact next action":"Preserve P02 partial enacted-text hold; no repeat or permission conclusion here."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D05 CMN4935/Joint17 institution-side correspondents","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Preserve P02 partial enacted-text hold; no repeat or permission conclusion here.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D06 BCB494/payment institution authorization","researcher_record":{"#":"D06","Deferred family":"BCB494/payment institution authorization","Status and exact next action":"Preserve P01/P02; obtain actual operative permission/exemption rules elsewhere."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D06 BCB494/payment institution authorization","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Preserve P01/P02; obtain actual operative permission/exemption rules elsewhere.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D07 Client-money ownership, custody, safeguarding, distribution","researcher_record":{"#":"D07","Deferred family":"Client-money ownership, custody, safeguarding, distribution","Status and exact next action":"Preserve P01 C044; examine bank/processor/title and transfers separately."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D07 Client-money ownership, custody, safeguarding, distribution","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Preserve P01 C044; examine bank/processor/title and transfers separately.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D08 AML/COAF","researcher_record":{"#":"D08","Deferred family":"AML/COAF","Status and exact next action":"Preserve P01; map transaction classes and obligations separately."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D08 AML/COAF","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Preserve P01; map transaction classes and obligations separately.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D09 CDC superendividamento full eligibility and repactuação","researcher_record":{"#":"D09","Deferred family":"CDC superendividamento full eligibility and repactuação","Status and exact next action":"Preserve prior gateway; no merits study here."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D09 CDC superendividamento full eligibility and repactuação","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Preserve prior gateway; no merits study here.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D10 STF minimum-existential dispositive and CMN implementation","researcher_record":{"#":"D10","Deferred family":"STF minimum-existential dispositive and CMN implementation","Status and exact next action":"Preserve P01 currentness hold; no newly inferred income threshold."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D10 STF minimum-existential dispositive and CMN implementation","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Preserve P01 currentness hold; no newly inferred income threshold.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D11 Debt/credit products and loan terms","researcher_record":{"#":"D11","Deferred family":"Debt/credit products and loan terms","Status and exact next action":"Product-specific legislation and contract analysis required separately."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D11 Debt/credit products and loan terms","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Product-specific legislation and contract analysis required separately.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D12 Creditor participation, authority, offer acceptance and settlement discharge","researcher_record":{"#":"D12","Deferred family":"Creditor participation, authority, offer acceptance and settlement discharge","Status and exact next action":"Actual creditor rights/authority and settlement documents require separate review."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D12 Creditor participation, authority, offer acceptance and settlement discharge","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Actual creditor rights/authority and settlement documents require separate review.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D13 Collection communication, prohibited conduct and enforcement","researcher_record":{"#":"D13","Deferred family":"Collection communication, prohibited conduct and enforcement","Status and exact next action":"P01 retained; research collection-specific law in distinct pass."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D13 Collection communication, prohibited conduct and enforcement","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"P01 retained; research collection-specific law in distinct pass.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D14 Mortgages, vehicle security, other collateral and guaranties","researcher_record":{"#":"D14","Deferred family":"Mortgages, vehicle security, other collateral and guaranties","Status and exact next action":"Review security/guarantee law separately; no extension from generic consultant fees."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D14 Mortgages, vehicle security, other collateral and guaranties","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Review security/guarantee law separately; no extension from generic consultant fees.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D15 Credit reporting/correction","researcher_record":{"#":"D15","Deferred family":"Credit reporting/correction","Status and exact next action":"Review CDC/LGPD and credit reporting instruments separately."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D15 Credit reporting/correction","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Review CDC/LGPD and credit reporting instruments separately.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D16 Prescription, accrual and interruption","researcher_record":{"#":"D16","Deferred family":"Prescription, accrual and interruption","Status and exact next action":"Full obligation-specific prescription/citator study deferred."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D16 Prescription, accrual and interruption","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Full obligation-specific prescription/citator study deferred.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D17 Tax on fees/forgiveness/payments","researcher_record":{"#":"D17","Deferred family":"Tax on fees/forgiveness/payments","Status and exact next action":"Actual supplier/customer/transaction tax classifications unknown."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D17 Tax on fees/forgiveness/payments","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Actual supplier/customer/transaction tax classifications unknown.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D18 Civil court remedies, procedure, appeals, damages and enforcement","researcher_record":{"#":"D18","Deferred family":"Civil court remedies, procedure, appeals, damages and enforcement","Status and exact next action":"Only generic federal gateway stated; full proceedings/case law/limitation deferred."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D18 Civil court remedies, procedure, appeals, damages and enforcement","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Only generic federal gateway stated; full proceedings/case law/limitation deferred.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D19 All state/DF and municipal consumer/local requirements","researcher_record":{"#":"D19","Deferred family":"All state/DF and municipal consumer/local requirements","Status and exact next action":"Individual 27 inherited rows below; no P04 local permission analysis."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D19 All state/DF and municipal consumer/local requirements","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Individual 27 inherited rows below; no P04 local permission analysis.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D20 Foreign law, remote contracting, jurisdiction, recognition and assets","researcher_record":{"#":"D20","Deferred family":"Foreign law, remote contracting, jurisdiction, recognition and assets","Status and exact next action":"No foreign system adopted; jurisdiction/factual nexus research needed."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D20 Foreign law, remote contracting, jurisdiction, recognition and assets","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"No foreign system adopted; jurisdiction/factual nexus research needed.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D21 Insurance, securities and FX","researcher_record":{"#":"D21","Deferred family":"Insurance, securities and FX","Status and exact next action":"No such feature assumed; independently characterize if actual business performs it."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D21 Insurance, securities and FX","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"No such feature assumed; independently characterize if actual business performs it.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D22 Professional honoraria, fee schedules, bonds and public authorization costs","researcher_record":{"#":"D22","Deferred family":"Professional honoraria, fee schedules, bonds and public authorization costs","Status and exact next action":"P01 C051 unchanged; no category-specific actual instrument studied."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D22 Professional honoraria, fee schedules, bonds and public authorization costs","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"P01 C051 unchanged; no category-specific actual instrument studied.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D23 Full art49 performed-service/refund judicial citator","researcher_record":{"#":"D23","Deferred family":"Full art49 performed-service/refund judicial citator","Status and exact next action":"Necessary before definitive outcomes for started, completed or immediately consumed advisory services."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D23 Full art49 performed-service/refund judicial citator","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Necessary before definitive outcomes for started, completed or immediately consumed advisory services.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D24 Contract-specific unfairness, proof and refund/damages adjudication","researcher_record":{"#":"D24","Deferred family":"Contract-specific unfairness, proof and refund/damages adjudication","Status and exact next action":"No real contract; determine actual clause/evidence and controlling interpretation before advice."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D24 Contract-specific unfairness, proof and refund/damages adjudication","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"No real contract; determine actual clause/evidence and controlling interpretation before advice.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D25 Later enactments/currentness beyond accessed bodies","researcher_record":{"#":"D25","Deferred family":"Later enactments/currentness beyond accessed bodies","Status and exact next action":"Recheck current official consolidation and material postaccess amendments for publication."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D25 Later enactments/currentness beyond accessed bodies","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Recheck current official consolidation and material postaccess amendments for publication.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D26 Public consumer assistance/local Procon procedures","researcher_record":{"#":"D26","Deferred family":"Public consumer assistance/local Procon procedures","Status and exact next action":"Only generic Consumidor.gov and limited SP timing guidance; local bodies unverified."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D26 Public consumer assistance/local Procon procedures","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Only generic Consumidor.gov and limited SP timing guidance; local bodies unverified.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"D27 Full Brazil / A097 / A098 / parent/publication acceptance","researcher_record":{"#":"D27","Deferred family":"Full Brazil / A097 / A098 / parent/publication acceptance","Status and exact next action":"HOLD pending separate coordinator review and all outstanding substantive/territorial gates."},"raw_table_index":8,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"D27 Full Brazil / A097 / A098 / parent/publication acceptance","raw_table_index":8,"group":"deferred","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"HOLD pending separate coordinator review and all outstanding substantive/territorial gates.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Acre (AC) No P04 local body read","researcher_record":{"State / DF":"Acre (AC)","P04 local status":"No P04 local body read","Exact remaining question":"AC consumer service, Procon, professional rules, municipal contracting and tribunal interpretation."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Acre (AC) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"AC consumer service, Procon, professional rules, municipal contracting and tribunal interpretation.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Alagoas (AL) No P04 local body read","researcher_record":{"State / DF":"Alagoas (AL)","P04 local status":"No P04 local body read","Exact remaining question":"AL Procon/service contract rules, local enforcement and relevant municipality."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Alagoas (AL) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"AL Procon/service contract rules, local enforcement and relevant municipality.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Amapá (AP) No P04 local body read","researcher_record":{"State / DF":"Amapá (AP)","P04 local status":"No P04 local body read","Exact remaining question":"AP consumer authority, municipal practices, professional and accessibility rules."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Amapá (AP) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"AP consumer authority, municipal practices, professional and accessibility rules.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Amazonas (AM) No P04 local body read","researcher_record":{"State / DF":"Amazonas (AM)","P04 local status":"No P04 local body read","Exact remaining question":"AM Procon, court and regional professional application; linguistic and remote delivery."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Amazonas (AM) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"AM Procon, court and regional professional application; linguistic and remote delivery.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Bahia (BA) No P04 local body read","researcher_record":{"State / DF":"Bahia (BA)","P04 local status":"No P04 local body read","Exact remaining question":"BA consumer-contract implementation, local Procon and municipality."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Bahia (BA) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"BA consumer-contract implementation, local Procon and municipality.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Ceará (CE) No P04 local body read","researcher_record":{"State / DF":"Ceará (CE)","P04 local status":"No P04 local body read","Exact remaining question":"CE consumer-service, professional and public-assistance/tribunal rules."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Ceará (CE) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"CE consumer-service, professional and public-assistance/tribunal rules.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Distrito Federal (DF) No P04 local body read","researcher_record":{"State / DF":"Distrito Federal (DF)","P04 local status":"No P04 local body read","Exact remaining question":"DF consumer authority, local service requirements, TJDFT and accessible contracting."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Distrito Federal (DF) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"DF consumer authority, local service requirements, TJDFT and accessible contracting.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Espírito Santo (ES) No P04 local body read","researcher_record":{"State / DF":"Espírito Santo (ES)","P04 local status":"No P04 local body read","Exact remaining question":"ES Procon, municipal, professional and court implementation."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Espírito Santo (ES) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"ES Procon, municipal, professional and court implementation.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Goiás (GO) No P04 local body read","researcher_record":{"State / DF":"Goiás (GO)","P04 local status":"No P04 local body read","Exact remaining question":"GO consumer enforcement, CRA/CORECON and TJGO/municipal issues."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Goiás (GO) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"GO consumer enforcement, CRA/CORECON and TJGO/municipal issues.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Maranhão (MA) No P04 local body read","researcher_record":{"State / DF":"Maranhão (MA)","P04 local status":"No P04 local body read","Exact remaining question":"MA consumer and professional framework, local Procon/municipality and courts."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Maranhão (MA) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"MA consumer and professional framework, local Procon/municipality and courts.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Mato Grosso (MT) No P04 local body read","researcher_record":{"State / DF":"Mato Grosso (MT)","P04 local status":"No P04 local body read","Exact remaining question":"MT Procon, municipal contracting, professional and tribunal rules."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Mato Grosso (MT) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"MT Procon, municipal contracting, professional and tribunal rules.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Mato Grosso do Sul (MS) No P04 local body read","researcher_record":{"State / DF":"Mato Grosso do Sul (MS)","P04 local status":"No P04 local body read","Exact remaining question":"MS consumer/regional professional rules, municipality, remote/border language."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Mato Grosso do Sul (MS) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"MS consumer/regional professional rules, municipality, remote/border language.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Minas Gerais (MG) No P04 local body read","researcher_record":{"State / DF":"Minas Gerais (MG)","P04 local status":"No P04 local body read","Exact remaining question":"MG Procon and municipal service/fee/cancellation practices, regional councils."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Minas Gerais (MG) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"MG Procon and municipal service/fee/cancellation practices, regional councils.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Pará (PA) No P04 local body read","researcher_record":{"State / DF":"Pará (PA)","P04 local status":"No P04 local body read","Exact remaining question":"PA consumer authorities, language/accessibility and local professional/court practice."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Pará (PA) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"PA consumer authorities, language/accessibility and local professional/court practice.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Paraíba (PB) No P04 local body read","researcher_record":{"State / DF":"Paraíba (PB)","P04 local status":"No P04 local body read","Exact remaining question":"PB Procon, municipal consumer law and relevant professional bodies."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Paraíba (PB) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"PB Procon, municipal consumer law and relevant professional bodies.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Paraná (PR) No P04 local body read","researcher_record":{"State / DF":"Paraná (PR)","P04 local status":"No P04 local body read","Exact remaining question":"PR local contract/enforcement, tribunal and professional requirements."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Paraná (PR) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"PR local contract/enforcement, tribunal and professional requirements.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Pernambuco (PE) No P04 local body read","researcher_record":{"State / DF":"Pernambuco (PE)","P04 local status":"No P04 local body read","Exact remaining question":"PE Procon, municipal consumer implementation and council rules."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Pernambuco (PE) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"PE Procon, municipal consumer implementation and council rules.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Piauí (PI) No P04 local body read","researcher_record":{"State / DF":"Piauí (PI)","P04 local status":"No P04 local body read","Exact remaining question":"PI consumer/local assistance, court, municipality and regional professions."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Piauí (PI) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"PI consumer/local assistance, court, municipality and regional professions.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Rio de Janeiro (RJ) No P04 local body read","researcher_record":{"State / DF":"Rio de Janeiro (RJ)","P04 local status":"No P04 local body read","Exact remaining question":"RJ Procon, municipal contractual rules, regional professional/court practice."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Rio de Janeiro (RJ) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"RJ Procon, municipal contractual rules, regional professional/court practice.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Rio Grande do Norte (RN) No P04 local body read","researcher_record":{"State / DF":"Rio Grande do Norte (RN)","P04 local status":"No P04 local body read","Exact remaining question":"RN consumer/public-assistance/municipality and relevant tribunal rules."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Rio Grande do Norte (RN) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"RN consumer/public-assistance/municipality and relevant tribunal rules.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Rio Grande do Sul (RS) No P04 local body read","researcher_record":{"State / DF":"Rio Grande do Sul (RS)","P04 local status":"No P04 local body read","Exact remaining question":"RS Procon, regional professions, municipality and accessible language."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Rio Grande do Sul (RS) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"RS Procon, regional professions, municipality and accessible language.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Rondônia (RO) No P04 local body read","researcher_record":{"State / DF":"Rondônia (RO)","P04 local status":"No P04 local body read","Exact remaining question":"RO Procon, regional professional and remote/municipal consumer rules."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Rondônia (RO) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"RO Procon, regional professional and remote/municipal consumer rules.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Roraima (RR) No P04 local body read","researcher_record":{"State / DF":"Roraima (RR)","P04 local status":"No P04 local body read","Exact remaining question":"RR consumer assistance, multilingual requirements, professions and courts."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Roraima (RR) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"RR consumer assistance, multilingual requirements, professions and courts.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Santa Catarina (SC) No P04 local body read","researcher_record":{"State / DF":"Santa Catarina (SC)","P04 local status":"No P04 local body read","Exact remaining question":"SC Procon, municipal service, regional professional and tribunal practice."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Santa Catarina (SC) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"SC Procon, municipal service, regional professional and tribunal practice.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"São Paulo (SP) Only newly read S006 narrow PROCON-SP withdrawal timing guidance; P01 other limited SP guidance preserved","researcher_record":{"State / DF":"São Paulo (SP)","P04 local status":"Only newly read S006 narrow PROCON-SP withdrawal timing guidance; P01 other limited SP guidance preserved","Exact remaining question":"Full SP consumer/professional/Procon, TJSP and municipality implementation remains unverified."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"São Paulo (SP) Only newly read S006 narrow PROCON-SP withdrawal timing guidance; P01 other limited SP guidance preserved","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"Full SP consumer/professional/Procon, TJSP and municipality implementation remains unverified.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Sergipe (SE) No P04 local body read","researcher_record":{"State / DF":"Sergipe (SE)","P04 local status":"No P04 local body read","Exact remaining question":"SE Procon, local public assistance, professional and court rules."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Sergipe (SE) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"SE Procon, local public assistance, professional and court rules.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}},{"topic":"Tocantins (TO) No P04 local body read","researcher_record":{"State / DF":"Tocantins (TO)","P04 local status":"No P04 local body read","Exact remaining question":"TO consumer agency, municipality, regional council and tribunal rules."},"raw_table_index":9,"coordinator_acceptance":"deferred_or_territorial_not_accepted","coordinator_review":{"at":"2026-10-29T04:55:19.544632+00:00","identity":"delegated coordinator /root/review_wv1; Scott-authorized parallel saved-backlog review","review":"[internal evidence reference]","source_checks":"[internal evidence reference]","disposition":{"topic":"Tocantins (TO) No P04 local body read","raw_table_index":9,"group":"territorial","coordinator_disposition":"deferred_or_territorial_not_accepted","original_status_and_next_action":"TO consumer agency, municipality, regional council and tribunal rules.","source_or_fact_gap":"No new research or regional/municipal acceptance; original deferred question preserved.","original_researcher_record_preserved":true,"accepted":false},"independent_review":false,"parent_assignment_complete":false}}],"annotations":{},"corrections":[],"resolved_corrections":[],"review_history":[{"id":"C_BR-P04-COORDINATOR-SCOPED-REVIEW","status":"scoped_coordinator_review_complete_with_primary_source_access_currentness_and_application_holds","at":null},{"id":"C_BR-P04-S001-COORDINATOR-ACCESS-HOLD","status":"source_access_hold_no_retry_or_bypass","at":null},{"id":"C_BR-P04-S002-COORDINATOR-ACCESS-HOLD","status":"source_access_hold_no_retry_or_bypass","at":null},{"id":"C_BR-P04-S003-COORDINATOR-ACCESS-HOLD","status":"source_access_hold_no_retry_or_bypass","at":null}]}